LIFE 2018 | FALL ISSUE | VOLUME 126 | NO. 2 ASSURED

THIS ISSUE

Rules and Guidelines for Strikes Against Hunger p 8

Scholarship Award Recipients p 10-14

Use It Or Lose It Hearing Loss p 10-14

Nominating Committee p 17-18

Eaton Country Club – Eaton,

Scramble to End Hunger Golf Tournament Results

In conjunction with its national member food drive for 2018, Assured Life Association sponsored a “mail-in” scramble golf tournament. We were pleased with our first effort with this kind of tournament. Teams were to choose a 72-par golf course in their area to play and submit their total score to the tournament home office. Each team paid $60 to enter the tournament with all proceeds donated to Feeding America. Pictures throughout this publication represent the golf courses that were played for the Scramble to End Hunger.

Assured Life had 4 teams enter the tournament, for a total of $240 in registration fees going directly to Feeding America to help in its battle against hunger. They included Team Tanya of Eaton, CO, Girls Gone Golfing of Littleton, CO, Happy Hour Hackers of Castle Rock, CO and the Huskerteers of Castle Rock, CO and Blair, NE.

In their first ever Scramble to End Hunger Golf Tournament, teams were required to use each team members’ drive at least 4 times in the 18-hole round and could not use consecutive shots by any one player. This added some challenge to the tournament and, perhaps, evened the playing field a bit. There were grumblings about these rules at first, but teams soon embraced them. (continued on page 3) PLEASE ADDRESS MAGAZINE CORRESPONDENCE TO:

LIFE ASSURED ASSURED LIFE ASSOCIATION PO Box 3169 Englewood, CO 80155 1-800-777-9777 National Member Food Drive [email protected] BOARD OF DIRECTORS

Tanya S. Unrein, Chair 875 Condor Rd. Eaton, CO 80615-9002

Charles Cloud 1045 High St. Gladstone, OR 97027

Lance C. Foreman As we enter the cool, fall season, Assured Life Association’s national member food 2748 Black Canyon Way drive is heating up! We are well into our 10th annual food drive! Please get involved Castle Rock, CO 80109 and help us do more for our 10th anniversary food drive! Billy B. Hill Jr. 4117 Canoas Dr. There are several ways you can help. Austin, TX 78730 Paul D. Jorgensen 1. Donate to our Set the Table online fundraiser for the hungry at 4284 Avalon http://help.feedingamerica.org/site/TR?px=2581385&fr_id=1391&pg=personal Eugene, OR 97402

Douglas H. Oury 2. Get 3 of your friends together and enter our Strikes Against Hunger National P.O. Box 418 Bowling Tournament; details can be found in this issue of Life Assured. Tabernash, CO 80478-0418

Chris A. York 3. Have a food drive or donate to a food drive already in place. 207 Walden Ridge Dr. Hinckley, OH 44233 4. Have a food drive and then do a Food Build to earn your food bank at Email Board Members at: least $100 from the home office; Build-Share-Earn. If your chapter includes a [email protected] Food Build in its Member Food Drive Event and sends pictures of its creation to the home office, the home office will donate at least $100 OFFICERS to your local Food Bank. In the past the home office has donated $250. Perhaps Gary R. Wheeler, President/ not as exciting as a contest, but just as effective for local food programs. Treasurer Everyone that does a Food Build wins! We will share all Food Build Windsor, Colorado 800-777-9777 Ext. 3810 entries on our website and blog. [email protected]

Diane L. Muller, VP Operations/ Secretary Littleton, Colorado 800-777-9777 Ext. 3830 [email protected]

Jerome L. Christensen Vice President Castle Rock, Colorado 800-777-9777 Ext. 3820 [email protected]

ONLINE RESOURCES

Society Website www.assuredlife.org Society Blog assuredlife.org.wordpress.com

Facebook Page facebook.com/assuredlifeassociation 2 (continued from cover story)

The winner of our 1st ever Scramble to End Hunger was Team Tanya of Eaton, CO. This team brought home the championship trophy and a year’s worth of bragging rights with an impressive 7 under par score of 65! Way to go Team Tanya!

2nd place belongs to our team made up of 1 golfer from Castle Rock, CO and 3 from Blair, NE; the Huskerteers. With a score of 69, or 3 under par, the team vows to better their performance at next year’s tournament.

Girls Gone Golfing of Littleton, CO, an all-female team, and the Happy Hour Hackers of Castle Rock, CO, an all-male team, tied for 3rd place on our leader board with a 1 under par score of 71. Huskerteers of Castle Rock, Colorado and Blair,

Highlands Ranch Golf Club – Highlands Ranch, Colorado

3 According to the rules, the longest drive would break any tie; however that hardly sounds fair when you have an all-male team competing with an all-female team for the tie breaker. Someone didn’t think these rules all the way through before making the rule! So, we are leaving the results as a tie for 3rd place.

Team Tanya graciously donated the $260 prize money back to Assured Life Association for the benefit of Feeding America. Thank you, Team Tanya,!

With the registrations of $240 and the prize money of $260, the Scramble to End Hunger Golf Tournament donated $500 to Feeding America. This donation will provide 5,000 meals, or 6,000 lbs of food, to families in need through the Feeding America network of food banks. A great 1st year for this event with hopes of next year being even better!

Raven Golf Club at Three Peaks – Silverthorne, Colorado

Team Tanya graciously donated the $260 prize money back to Assured Life Association for the benefit of Feeding America. Thank you, Team Tanya!

Happy Hour Hackers of Castle Rock, Colorado 4 River Wilds Golf Club – Blair, Nebraska

2018 BOARD OF DIRECTORS ELECTION

In accordance with Section 5 of the Bylaws of Assured Life Association, “Should the number of board nominees nominated by the Nominating Committee equal the number of Board positions open to be filled, the Secretary of the Society shall cast a unanimous ballot on behalf ofall Benefit Members and all board nominees declared elected without referendum by Benefit Members.”

For the 2018 board election, board position numbers one, two, and three shall be elected. The Nominating Committee received three applications for the three board positions up for election, and the committee nominated all three applicants by a unanimous vote.

In accordance with the Bylaws, I, Diane L. Muller, Secretary of Assured Life Association, a Fraternal Benefit Society organized and existing under the laws of Colorado and havingits principal place of business at Greenwood Village, Colorado, do hereby cast a unanimous ballot on behalf of all Benefit Members in connection with the 2018 election, and declare LanceC. Foreman, Billy B. Hill, Jr., and Paul D. Jorgensen elected to the Board of Directors for the four-year term of January 1, 2019 – December 31, 2022.

5 Strikes Against Hunger Mail-In Bowling Tournament …benefiting Feeding America

Assured Life Association is officially sponsoring a team “mail-in” bowling tournament to benefit Feeding America again this year. A mail-In bowling tournament means that your team can bowl at your location and mail in the scores.

The tournament will be team only to include 4-person teams of all males, all females or mixed; however, all teams will be placed into one tournament pool unless the number of registrations allows separate tournaments.

A team registration fee in the amount $60 ($15 per bowler) must be mailed to the home office along with the registration form. The winning team will receive a monetary prize of $260; additional prizes may be awarded depending upon the number of teams registered.

All profits from the tournament will be donated to Feeding America to help those struggling with hunger in the United States. Profits are defined as all registrations fees received. No other expenses will be deducted from the registrations collected.

There is no deadline for registration, but please register your team before you bowl. Bowling must be completed on or before December 1, 2018 and scores submitted to the home office on or before December 15, 2018.

The Rules and Guidelines for the tournament as well as a registration form are included in this issue of Life Assured.

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* Savings are based on a national annualized average savings for a group auto policy where the customer provided his/her prior premium and prior carrier at the time of the original quote between 1/15 to 12/15) and where the written auto premium amount resulted in a price less than the disclosed prior carrier's premium. Source: MetLife Auto & Home internal research (2016). ** Group Discounts are filed on an individual basis in MA and may not be available as part of MetLife Auto & Home's benefit offering. MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company, and Metropolitan Lloyds Insurance Company of , all with administrative home offices in Warwick, RI. Coverage, rates, and ® 5M 5M discounts are available in most states to those who qualify. Met P&C · MetCas , and MetGen are licensed in state of Minnesota. © 2016 MetLife Auto & Home. L0416463163[exp0817][AII States][DC] Introducing... Assured Life Association’s Strikes Against Hunger

A National Mail-In Bowling Tournament Benefiting Feeding America Rules and Guidelines 1) The National Strikes Against Hunger Mail-In Bowling Tournament is open to all Assured Life Association members, their friends and families. At least 1 bowler must be a member or have some relationship to a member. 2) Teams may be all male, all female or mixed; however, all teams will be placed in one tournament pool unless the number of registrations allow hav- ing a separate all male tournament, all female tournament and mixed tour- nament. Each team must designate a team captain. 3) Each bowler must determine a 3-game average before bowling for the tour- nament if they do not already have an average through a league. 4) Each team must bowl a 3-game series as entered for the tournament. 5) A handicap will be figured at 80% of the difference between the average and 200. 6) Entry forms plus a $60 registration fee for each team must be sent to the Fraternal Department before your team bowls. Online entry forms will be made available. 7) Tournament lines of bowling may be bowled anytime before December 1, 2018. 8) Scores must be submitted on the score sheets provided by the Fraternal De- partment on or before December 15, 2018. Score sheets will be mailed to the team captain at the time of entry. 9) Substitution for absent bowlers is permitted, however the substitution must be reported to the Fraternal Department via email to [email protected]. 10) One scratch score only will be determined in team standings. 11) Scratch scores will be the average less 15 pins. Introducing... Strikes Against Hunger Bowling Tournament Assured Life Association’s Strikes Against Hunger Registration Form

A National Mail-In Bowling Tournament Benefiting Feeding America A National Mail-In Bowling Tournament Benefiting Feeding America Rules and Guidelines 1) The National Strikes Against Hunger Mail-In Bowling Tournament is open to TEAM #1 MEMBERS AVERAGE all Assured Life Association members, their friends and families. At least 1 TEAM NAME bowler must be a member or have some relationship to a member. 1.

2) Teams may be all male, all female or mixed; however, all teams will be TEAM CAPTAIN 2. placed in one tournament pool unless the number of registrations allow hav- ing a separate all male tournament, all female tournament and mixed tour- ADDRESS nament. Each team must designate a team captain. 3.

3) Each bowler must determine a 3-game average before bowling for the tour- CITY/STATE/ZIP nament if they do not already have an average through a league. 4.

4) Each team must bowl a 3-game series as entered for the tournament. FOR HOME OFFICE USE ONLY: 5) A handicap will be figured at 80% of the difference between the average and Chapter Location: 200. Chapter No.:

6) Entry forms plus a $60 registration fee for each team must be sent to the Fraternal Department before your team bowls. Online entry forms will be TEAM #2 MEMBERS AVERAGE made available. TEAM NAME 7) Tournament lines of bowling may be bowled anytime before December 1, 1.

2018. TEAM CAPTAIN 2. 8) Scores must be submitted on the score sheets provided by the Fraternal De- partment on or before December 15, 2018. Score sheets will be mailed to ADDRESS the team captain at the time of entry. 3.

9) Substitution for absent bowlers is permitted, however the substitution must CITY/STATE/ZIP be reported to the Fraternal Department via email to 4. [email protected]. FOR HOME OFFICE USE ONLY: 10) One scratch score only will be determined in team standings. Chapter Location: 11) Scratch scores will be the average less 15 pins. Chapter No.: Copy this form for extra teams—submit this form plus $60 registra- tion fee for each team to:

9 2018 Scholarship Recipients ALEXIS ANDERSON ALEXIS ANTWINE RILEY ARNOLD OK Redbud TN River Pearl DBIA District Chapter 1005 Lodge 1013 Lodge 628 $1500 Carl & Viola $500 Pikes Peake $1500 Assured Life Hansen Scholarship Camp 5 Scholarship Association Endow- ment Scholarship

KURT BEEHLER JOSHUA BIERMAN CARLY BOWKER CA DBIA Solvang CO Rocky Mountain MT Big Sky Lodge 299 Camp 999 Chapter 992 $1000 Magnolia $1500 Danish $1500 Danish Camp 92 Scholarship Brotherhood Endow- Brotherhood Endow- ment Scholarship ment Scholarship

HUNTER BOWKER AUTUMN CALHOUN ANDREW CATANZARO MT Big Sky ID Boise Camp 150 DBIA District Chapter 992 Lodge 624 $500 Cactus Country $1000 Greeley Camp 976 Scholarship $500 DBIA Fresno CA Camp 6 Lodge 67 Scholarship

JILLIAN CHENEY RILEIGH CLARKE KARAH COLEBANK AR Bauxite CA DBIA Los Angeles IL DBIA Dwight Chapter 987 Lodge 126 Lodge 34 $1500 Longmont $1500 Assured Life $1500 Danish Building Camp Association Endowment Brotherhood Endow- 31 Scholarship Scholarship ment Scholarship

TAYLOR CUPIT KATHERINE CZAJA GABRIELLE DANCY MS Honeybee CO Rocky Mountin CA Golden Gate Chapter 1011 Camp 999 Camp 64 $1500 Assured Life $1000 Camp $1000 SCAW Endow- Association Endowment 1 Benjamin R McCabe ment Scholarship Scholarship Memorial Scholarship

GARY DANCY KIMBERLY DELK MICHELLE DELK CA Golden Gate VA Dogwood VA Dogwood Camp 64 Chapter 1008 Chapter 1008 $500 Tanya Unrein $1500 Danish Broth- $1000 Danish Brother- Scholarship erhood Endowment hood Endowment Schol- Scholarship arship

10 MATTHEW DESMELIK HAVEN DICK-NEAL LUCAS DUFFIN GA Brown Thrasher CO Bighorn IL DBIA Dwight Chapter 1000 Chapter 1012 Lodge 34 $1000 Danish Broth- $1000 Denver Camp $1000 SCAW Endow- erhood Endowment 1 Daniel J Collyar ment Scholarship Scholarship Memorial Scholarship

JOURDAN DUNLAP CAMRYN FORCE MARSHALL FORCE TX SCAW Dallas DBIA District DBIA District Camp 90 Lodge 626 Lodge 626 $1500 Robert Weitzel $1500 Longmont Build- $1000 SCAW Endow- Memorial Scholarship ing Camp 31 Scholarship ment Scholarship

SAVANNAH FRIZZELL JEREMY FULLMER NATALIE GATES TN River Pearl ID Boise MT Big Sky Chapter 1013 Camp 150 Chapter 992 $1000 SCAW $1500 Longmont $1500 Assured Life Endowment Scholarship Building Camp 31 Association Endow- Scholarship ment Scholarship

EMILY GERANEN CASSIDY HICKS DREW JENSEN CA Capitol MT Big Sky IL DBIA Dwight Camp 922 Chapter 992 Lodge 34 $1500 Danish Broth- $1500 Tim North $1000 Rocky Mountain erhood Endowment Scholarship Camp 999 Scholarship

KYRA JENSEN ALEXIS JOHNSON COLE JOHNSON CO DBIA Fowler IL Lincoln IL Lincoln Lodge 261 Chapter 987 Chapter 987 $1500 Longmont $1500 Danish Brother- $1500 Longmont Building Camp 31 hood Endowment Building Camp 31 Scholarship Scholarship Scholarship

DANE JOHNSON HANNAH JUHL MADELEINE KRISTENSEN IL Lincoln IA DBIA Dike Chapter 989 Lodge 144 CA DBIA Lodge 126 $1500 Danish Broth- $1000 DOPH erhood Endowment Scholarship $1000 Charles R Cloud Scholarship Scholarship

11 2018 Scholarship Recipients KAPRI KROPLE ANNA LEWIS ANNABEL MCCLURE IL DBIA Dwight TX Border IA Assured Life Lodge 34 Lodge 984 Camp 999 $1500 Assured Life $1500 Longmont Build- $1500 Assured Life As- Association Endowment ing Camp 31 Scholar- sociation Endowment Scholarship ship Scholarship

ZAYNE MIRZA KIMBERLY MORCK HARRISON MOUNTAN AZ Grand Canyon MI DBIA Detroit VA Dogwood Chapter 1002 Lodge 227 Chapter 1008 $1500 Assured Life As- $1500 Assured Life $1000 SCAW Endow- sociation Endowment Association Endowment ment Scholarship Scholarship Scholarship

MADELEINE MOUSSEAU NICOLLE NICHOLS ALEXANDER NIELSEN AZ Grand Canyon CO Rocky Mountain NE DBIA Miden Chapter 1002 Camp 999 Lodge 16 $1500 Danish Broth- $1500 Danish Broth- $1500 Danish Brother- erhood Endowment erhood Endowment hood Endowment Scholarship Scholarship Scholarship

KYLE NIELSEN GABRIEL PETERSEN KATELYN PETITFILS MT DBIA Dagmar DBIA District LA Cypress Lodge 283 Lodge 626 Chapter 1003 $1000 Pendleton $1000 Axel Skelbeck $1500 Assured Life Camp 41 Scholarship Scholarship Association Endowment Scholarship

SAMANTHA RIDGE KAYLA SCOTT TREVOR SHALKOSKI CA Inland Empire TX SCAW Dallas KS Sunflower Camp 971 Camp 90 Chapter 1014 $1500 Charles R Cloud $1000 SCAW Endow- $500 El Camino Scholarship ment Scholarship Camp 925

REBECCA STRALEY CARSON TAEKKER HAYDEN TJELLE VA Dogwood OR DBIA Eugene IL DBIA Dwight Chapter 1008 Lodge 348 Lodge 34 $1500 Assured Life $1000 SCAW Endow- $1500 Longmont Association Endowment ment Scholarship Building Camp 31 Scholarship Scholarship

12

ALEXIS VAN HOWE DOMINIQUE VAN HOWE ANDREW VEILLON CO Rocky Mountain CO Rocky Mountain LA Cypress Camp 999 Camp 999 Chapter 1003 $2000 SCAW $1500 Carl & Viola $500 James D. Endowment Scholarship Hansen Scholarship Wiederstein Scholarship

AVA YOUNGBLOOD Top Scholarship MS Honeybee Chapter 1011 Award Recipient $1000 FK Holm Scholarship - DBIA Rachel Petersen DBIA District Lodge 626 $2500 Arthur J. Barrett, Jr. Memorial Scholarship

“Describe an experience where you were unsuccessful in achieving a goal. What lessons did you learn from this experience?”

“If you could go back in time to relive one day in history, what would it be? Identify the day or experience, tell why it is so significant, and explain what reliving it would accomplish.”

Like too many of my peers, I have seen and heard Lincoln’s leadership would not have been flawless, racist remarks from people on the internet and in but his more progressive efforts could have made my own community. Hateful words are all around, a real difference for African American rights. In threatening to divide and embitter people against one addition, his leadership would have inspired more another. Black Americans still face discrimination in civil rights action in the future, as he would have almost all areas of life, including employment and the focused on bringing former Confederate leaders to judicial process. This racism stems mostly from evil justice rather than cutting short the potential that anti­ black sentiment deeply embedded in America’s Reconstruction had. past, starting with slavery. Against the will of Congress, Johnson gave out If I could choose to take a step back in time and pardons for Confederate generals, even appointing forward in progress, it would be to April 15, 1865 to them to cabinet positions. He also implemented stop the assassination of America’s 16th president, Black Codes in 1865; such codes allowed richer . Because of his untimely death, whites to force freedmen into slavery-reflective labor Lincoln’s vice president, , used his contracts or sharecropping, for which they earned power to implement policies to restrict black citizens very little money and were penalized severely if rather than taking the opportunity to bolster their they attempted to terminate their contracts. The presence in society. early attempt at Reconstruction left dissatisfied and

13 wondering whether any action besides emancipation The voting hindrances outlawed in the Voting Rights had really been enacted. The United States saw its Act of 1965 could have been stopped sooner. Perhaps constitution revolutionized, yet failed to achieve a women of color could have won the right to suffrage social revolution due to Johnson’s federal leniency alongside white women. More children of the past and lingering racism. could have been raised knowing that differences need not create divides. Reconstruction’s failure had more far reaching consequences; the Black Codes were used by the Our striving towards equality has come a long way Supreme Court to legally justify segregation in 1896 and still not finished. Black people in America were and foster a racist attitude among many whites. By legally hindered from voting until 1965 with the not taking enough action, the government allowed Voting Rights Act, an entire century after slavery the grounds upon which the Confederacy stood to be was banned. If I could relive that day the president considered a matter of opinion than as a matter of was shot, stop the assassination, and help prevent right and wrong. the Union’s plans to promote equal treatment from falling out, I would do it in hopes it would make a I hope I could make the path for civil rights activists difference. easier by keeping bigotry out of the government, truthfully, it would not fix the problem of discrimination. Most of the progress gained in the last century or so is through the hard work of civil rights Rachel Petersen activists and not just one action. Perhaps, though, Arthur J. Barrett, Jr. Memorial Scholarship Recipient saving Lincoln would have made that fight easier.

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Many people think about hearing aids being similar to glasses: when you put glasses on you can see more easily, when you put hearing aids in you can hear and understand more easily. To an extent this is accurate, however there are other factors at play, and correcting hearing loss is more complicated than correcting vision loss.

One thing that makes a difference in the results a person gets with hearing aids is how long their hearing loss has gone on untreated. Most hearing losses start in the high frequencies first: this is where we hear the soft consonant sounds like “sh” and “t”. These sounds are the ones that are drowned out in background noise and don’t carry well from the other room. When a hearing loss progresses to the point that the person simply doesn’t hear these sounds then the brain forgets how to recognize them. This is called auditory deprivation.

When a hearing loss prevents some sounds from reaching the brain over an extended period of time, the brain literally “forgets” how to recognize those sounds, and what they mean, and tries to fill in the blanks. So in a case where the deprivation is established, even with the best It bears repeating – many, hearing aids in the world a client may misunderstand the word “shoe” for “stew”. In many cases the listener can guess the correct word from the context: if the sentence is “we are having many times – that the _____ for dinner” obviously the answer is NOT “shoe”! As the hearing loss gets worse the longer a loss goes listener keeps guessing, but with less and less information guessing gets more difficult, and untreated, the more reaches the point where it just doesn’t work. permanent damage there The longer a hearing loss goes on without correction, the worse understanding ability is, even a “mild” or “high becomes. Wearing properly fitted hearing aids consistently can improve understanding for just about everyone, regardless of their hearing loss. After a period of several weeks to a frequency” or “nerve” loss. few months, the brain can relearn some of the sounds it had been missing. In most cases, In other words, consistent use can help slow down further damage – like regular exercise for any other part of your body, exercising your ears and brain keeps them functioning better, longer. And the Use it or Lose it! most benefit is provided when a client wears two aids if they have a loss in both ears, which most people do.

It bears repeating – many, many times – that the longer a loss goes untreated, the more permanent damage there is, even a “mild” or “high frequency” or “nerve” loss. In other words, Use it or Lose it! For more information, Free Hear In America offers free hearing screenings to all Assured Life Association members and Registration or to set a Free their extended families. This screening is intended to find out if the person has any hearing loss Hearing Screening: and what general type it is, does it need medical attention, and is a full hearing aid evaluation in order. We encourage people to take advantage of this offer, as early intervention brings the Call Hear In America Today! best long-term results. 1-800-286-6149 15 Untreated hearing loss contributes to faster declines in mental and physical functioning.

Does anyone in your family have trouble hearing? Assured Life Members now have coverage to help them.

Call 1-800-286-6149 or visit www.hearinamerica.com to register for your family’s free hearing benefits and schedule a free hearing screening.

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“Hear in America was so helpful, patient, and understanding in all my dealings with them. I had been putting off getting my hearing tested and the thought of buying hearing aids. But thanks to them the whole process went so smoothly: I heartily recommend Hear In America to everyone.” - Allan in

Hear In America Hearing Plan Enrollment Center: 1-800-286-6149 Be sure to identify yourself as an Assured Life Association Member Untreated hearing loss contributes to faster 2018 Nominating Committee Report declines in mental and physical functioning. In accordance with Section 8 of the Bylaws of Assured Life Association, a Nominating Committee was established in 2017 to serve a four-year term. The Nominating Committee members are: David Boyes, Charles Hokanson, Jr., Susan Sawka, and Gary Wheeler, President, as an ex-officio non-voting member. Does anyone in your family have trouble hearing? The Nominating Committee received three applications for the three board positions up for election in 2018. Assured Life Members now have coverage to help them. After careful review and consideration, the three applicants were nominated by the committee by a unanimous vote. The Nominating Committee nominates the following candidates for election as Director for Assured Call 1-800-286-6149 or visit www.hearinamerica.com to register for your Life Association: family’s free hearing benefits and schedule a free hearing screening. Lance C. Foreman has been a member of the Assured Life Association Board of LANCE C. FOREMAN Directors since July 2004. Your Assured Life Benefits include: Castle Rock, Colorado • No enrollment fees or premiums Foreman obtained a Bachelor of Science degree in Finance from State • Extended family coverage University, Tempe in 1976. • Free annual hearing screenings • All 9 major brands of hearing aids available Foreman has spent his career in a variety of management and project lead • Discounts of 30% - 70% off MSRP positions with various companies, which required financial insight, strategic • 3 Years of warranties, loss & damage insurance, planning and tactical decision-making. He has worked on both the business office service and even hearing aid batteries and information technology side to provide the tools, management and decision included with all purchases making to allow companies to grow and prosper. • No-interest financing available Over the years Foreman has served on other boards and volunteered his time with many other organizations and in the community. What are people saying about Hear In America? Billy B. Hill, Jr. was appointed to the Board of Directors of Assured Life Association BILLY B. HILL JR. on January 23, 2018. “I am one hundred percent happy with all aspects of my Hear In America experience. Austin, Texas Service has been amazing. Representatives are courteous and knowledgeable. The Hill received his Bachelor of Arts degree from the University of in 1972, money I saved on my aids was substantial. Why would I not be pleased?” and a Juris Doctorate, law degree, from the University of Texas, Austin, in 1975. - Larry in Illinois

“I had no idea how much I was missing until I was fit with hearing aids through the Hear in Hill began his career as an attorney in private practice in Dallas, Texas before America plan. What a difference they have made to my work and my enjoyment of becoming General Counsel for Pioneer Financial Services (NYSE-PFS) in 1996, a life!” national health and life insurer. In 1998 Hill was appointed General Counsel of - Charles in Kentucky Ceres Group, Inc. (NASDAQ-CRL), its core businesses being senior health, life and annuity products and catastrophic and major medical insurance. In 2001 Hill “Hear in America was so helpful, patient, and understanding in all my dealings with was appointed President of Great American Supplemental Benefits Group, and in them. I had been putting off getting my hearing tested and the thought of buying hearing subsequent years was named President of its numerous life company subsidiaries. aids. But thanks to them the whole process went so smoothly: I heartily recommend Hear These companies provide various life, annuity and health insurance products In America to everyone.” - Allan in Washington to customers across the United States. In 2011 Hill became Director of Product Development and Carrier Relations with AmeriLife, a company that has built relationships with insurance carriers to offer a variety of products and Hear In America Hearing Plan Enrollment Center: 1-800-286-6149 services to consumers, with a focus on the senior market. He worked at AmeriLife Be sure to identify yourself as an Assured Life Association Member until his retirement in 2017. 17 (continued from previous page)

Over the years Hill has also devoted his time to charitable causes and serving on the board for various companies. Currently, Hill is a Director for Liberty Bankers Life, Association Member Benefit Advisors, and Fidelity Security Life of NY. For fifteen years Hill has directed the Hill Country Classic, raising several million dollars for children’s causes.

Paul D. Jorgensen has been a member of the Assured Life Association Board of PAUL D. JORGENSEN Directors since August 2007. Eugene, Jorgensen obtained a Bachelor of Arts degree from Pacific Lutheran University and a Master of Education from Oregon State University.

Jorgensen has over thirty-four years of experience in public education and is now retired. Over his career Jorgensen served as an Administrator and in several Principal positions. Jorgensen brings significant planning, administration, and human resource skills, as well as experience in assessment and conflict resolution skills drawn from his vast career as a public educator and administrator.

Over the years Jorgensen has devoted countless volunteer hours to community service and serving on various boards and committees. Currently, Jorgensen is a Director for Bethel School District #52.

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