FY 2017 NDAA STALLS IN SENATE 8 JULY 2016
9 Agent Orange Reform 28 FRA Mourns the Passing of PNP James Eblen
July 2016
Volume 95 Number 7 1 Featured 18 FRA TODAY
18 RETIREMENT: MAKING YOUR VISION JULY 2016 A REALITY “Retirement” means different things to different people and one’s vision can change and evolve over the course of careers and lives. It’s never too early to plan for retirement, but it’s also never too late. Take action now to create your dream retirement. Departments 2 COMMUNICATIONS 9 4 FROM THE BRIDGE An Open Letter from National President Virgil Courneya
6 SHIPMATE FORUM
8 ON & OFF CAPITOL HILL FY 2017 NDAA Stalls in Senate 16 16 MEMBERSHIP MATTERS Outreach Programs
28 IN MEMORIAM PNP James C. “Jim” Eblen
30 TAPS
32 REUNIONS / LOOKING FOR…
34 SHIPMATE NEWS
36 NEWS FROM THE AUXILIARY OF THE FRA Message from the Southeast Regional President Pat Suckow
LOYALTY, PROTECTION AND SERVICE FRA IS A CONGRESSIONALLY CHARTERED, NON-PROFIT ORGANIZATION ON THE COVER ADVOCATING FOR CURRENT AND FORMER ENLISTED MEMBERS OF THE It’s never too early … or too late … to make a U.S. NAVY, MARINE CORPS AND COAST GUARD ON CAPITOL HILL. FOR financial plan for retirement. Our affinity partner MORE INFORMATION ON THE BENEFITS OF MEMBERSHIP, PLEASE VISIT USAA has some tips for making your retirement WWW.FRA.ORG OR CALL 800-FRA-1924. vision a reality. COMMUNICATIONS
2 NATIONAL OFFICERS/BOARD OF DIRECTORS National President Virgil P. Courneya, High Sierra Branch 274 National Vice President: Donald L. Larson, Corpus Christi Branch 94
JULY 2016 JULY National Executive Dir. Thomas J. Snee, Navy Department Branch 181 Finance Officer Nora M. Graham, CPA, CMA Junior PNP John D. Ippert, Honolulu Branch 46 Speaking of Retirement … Lauren Armstrong National Parliamentarian PNP F. Donald Mucheck, Low Country
FRA TODAY Branch 269 A LARGE PORTION OF FRA’s membership is retired from military service, National Chaplain Dana Wallace, Annapolis Branch 24 many are also retired from second careers, and there are also numerous shipmates who are just now planning for retirement. Special thanks to REGIONAL PRESIDENTS our affinity partner USAA for contributing this month’s feature article Northeast/New England Donna M. Jansky, North Shore Branch 31 East Coast Penny Collins, Annapolis Branch 24 and helping our readers reach their retirement goals. Southeast Dave W. Davis, Atlantic Beach Branch 290 And speaking of retirement, it seems like an appropriate time to let North Central Marcia Cunningham, Milwaukee Branch 14 our readers know that I’ve announced mine. I plan to remain at my post South Central Donald R. Gibson, Lone Star Branch 11 until the December 2016 issue of FRA Today is complete (mid-Novem- Southwest Donald L. Kelley, Imperial Beach Branch 289 West Coast Patrick H. LeClaire, Silver Dollar Branch 192 ber) and then turn the reins over to a capable replacement. The search Northwest Julian “JJ” Wynn, Honolulu Branch 46 has already begun to find my relief and so FRA’s next Communications Director has as much time as possible to learn the ropes. ACTIVE DUTY ADVISORY COUNCIL My tenure at FRA National Headquarters has been more than just a Master Chief Petty Officer of the Navy Michael Stevens job for me. I genuinely believe in FRA’s important mission and it’s been Sergeant Major of the Marine Corps Ronald Green Master Chief Petty Officer of the Coast Guard Steven Cantrell gratifying to play a small part in advancing legislation and other initia- tives that benefit our members. But my attachment to the Association RESERVE ADVISORY COUNCIL is more than that. I’m grateful that FRA was willing to take a chance Force Master Chief of the Navy Reserve Clarence “CJ” Mitchell on me nearly 17 years ago, when my only writing experience was for a USMC Reserve Force Sergeant Major Anthony Spadaro volunteer publication. FRA gave me the opportunity to do something I Master Chief Petty Officer of the Coast Guard Reserve Force Eric Johnson really didn’t know I had the capacity to do. As my level of responsibility
grew, so did my understanding of the organization and myself. My re- FRA TODAY MAGAZINE spect for the shipmates and Auxiliary members grew, too, and I became The monthly membership publication of the Fleet Reserve Association a passionate cheerleader for the FRA Family. Publisher Fleet Reserve Association I came to realize the amazing stories our shipmates had to tell and National Executive Director Thomas J. Snee I’ll be forever grateful that many allowed me the privilege of retelling Communications Director Lauren Armstrong them. For some, I was the first person with whom they’d ever entrusted Managing Editor Victoria Duran Contributing Photographer Paul Gunther their pain or heartbreak, and I don’t take that honor lightly. I’ve often Design and Art Direction said that FRA Today is a labor of love and, as my departure from the FIREBRAND, Alexandria, VA www.firebrandstudios.com Headquarters staff gets closer, I’m learning that’s truer than I realized. Design Director Scott Rodgerson As much as I rail against the treadmill of publishing deadlines, FRA Production Manager Sandy Jones helped me find my true calling as a writer, gave me a vehicle and an FRA TODAY (ISSN 1935-7192) IS PUBLISHED MONTHLY BY FRA, 125 N. WEST ST., audience who enjoyed my work and allowed me tremendous autonomy ALEXANDRIA, VA 22314-2754. A MEMBER’S SUBSCRIPTION IS COVERED BY THE MEMBER’S ANNUAL DUES. PERIODICALS POSTAGE PAID AT ALEXANDRIA, VA AND ADDITIONAL to create something from scratch each and every month. Every writer OFFICES. PUBLICATION OF NON-SPONSORED ADVERTISING IN FRA TODAY DOES NOT should have such a devoted readership and every employee should be CONSTITUTE AN ENDORSEMENT BY THE FRA OR ITS REPRESENTATIVES. POSTMASTER: SEND ADDRESS CHANGES TO: MEMBER SERVICES, FRA, 125 N. WEST ST., ALEXANDRIA, so fortunate. VA 22314-2754. FRA TODAY IS PUBLISHED IN THE INTERESTS OF ALL CURRENT AND FORMER ENLISTED PERSONNEL OF THE U.S. NAVY, MARINE CORPS, AND COAST GUARD. Thank you for this privilege and I look forward to connecting with ELIGIBLE NON-MEMBERS ARE NOT ENTITLED TO SUBSCRIPTION RATES. ESTABLISHED as many of you as possible in the coming months and at our National 1 NOVEMBER 1923. TITLE REGISTERED WITH U.S. PATENT OFFICE. Convention in October. FRA ADMINISTRATIVE HEADQUARTERS: 125 N. WEST ST., ALEXANDRIA, VA 22314-2754 • PHONE: 703-683-1400, 800-FRA-1924 • FAX: 703-549-6610 • E-MAIL: [email protected] • WWW.FRA.ORG Lauren Armstrong is FRA’s Director of Communications and serves as the Managing Editor of VOLUME 95 NUMBER 7 FRA Today. Please contact her at [email protected]. Follow us on Twitter: Find us on Facebook: www.twitter.com/FRAHQ www.fra.org/fb RCK133-01_7.75x10_Layout 1 6/1/16 2:09 PM Page 1 How to Be Cut Off From Civilization When it’s you against nature, there’s only one tool you need: the stainless steel River Canyon Bowie Knife—now ONLY $49!
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JULY 2016 JULY An Open Letter from National President
Virgil Courneya Virgil Courneya FRA TODAY Shipmates, During the last few weeks, the partnership between the Fleet Reserve Association and the Auxiliary of the FRA has generated some concern. Most would say that the backbone of the FRA is the Auxiliary; others would say let’s do away with the Auxiliary. It is coming to light that many Shipmates are dissatisfied and want to impede and interpret the By Laws to accommodate their branch agenda before relying on communication with their affiliated Auxiliary Unit. A meeting of the minds is a must and the Branch and Unit need to work together for the advance- ment, improvement and viability of both entities. Everyone needs to understand that the Auxiliary has its own governing body. When the Auxiliary asks for help or assistance, that is when the Branch may offer guidance and recommendations. Bearing in mind that our by-laws, for the most part, mirror those of the Auxiliary, we also need to understand that the FRA and LA FRA are separate entities. What a disservice we do to the FRA and Auxiliary when we have no coopera- tion between the Branches and Units. Some have proposed that the Units go on their own, but working for the betterment of our organizations to serve veterans and their families (as referenced in the Preambles of our constitutions) is a more feasible path. Let’s work together for the FRA and Auxiliary’s continued success into the future. As the FRA moves into the future, much has been done to review our declin- ing membership and related budget concerns. As the National President, I have to consider what is in the best interest of the Association and the membership at large. Necessary and appropriate measures have been implemented, including the suspension of all National Headquarters (NHQ) employee pay increases and not replacing staff members as they leave our employment, unless it will cause a reduction in membership support or create new revenues. Other initiatives include cutting back on duplication of products and processes. The NHQ staff is working to move FRA into the digital age and toward more paperless processes and, as a result, we will save time and money by distributing information by email or other digital means, whenever possible. We acknowledge that not all shipmates have access to the Internet and we will continue to support these ship- mates, but distributing information by USPS mail will be the exception rather than the rule. The FRA web site (www.fra.org) has been updated and shipmates can receive and download all forms and reports that have previously been mailed out weekly and monthly. The mailing of branch alfa rosters and mailing labels has also been eliminated to bring down the associated costs each month. This will also include the Constitution and By Laws, which may be printed in various sizes. If you don’t have access to these digital resources or are having difficulty downloading them, call NHQ at 1-800-FRA-1924 and they will work to support your needs.
I remain In Loyalty, Protection, and Service, Virgil Courneya was elected to serve as FRA’s Virgil P Courneya national president during the 2015–2016 Association National President year. He is a member of Branch 274 (Reno, Nev.).
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6 Response to STOP TRICARE PRIME FEE Veterans of All 3-Wars Unite Message The All 3 Wars Veterans Association is a family-oriented I could not agree more [with FRA’s “Making Waves” mes- association of military professionals, originally composed JULY 2016 JULY sage about stopping any new TRICARE fees. Reducing of officers and enlisted personnel of the U.S. Armed Forces earned career benefits are] another reason troops choose to [including Coast Guard and Merchant Marine] who served vote with their feet! Proposing new healthcare fees for ac- our nation through three major conflicts, WWII, Korea and
FRA TODAY tive duty personnel reflect a Congress that never served in Vietnam. Recently, our bylaws were amended to include uniform. The end result will be a hollow force and [reduced other sets of three major conflicts: Gulf, Iraq & Afghanistan, level of] national security! Shame on Congress! plus armed conflicts/peacekeeping missions such as Bosnia, John Frankenburg Panama & Grenada. The organization was formed in 2004 and has no meet- FRA Response: Both the House and Senate versions of the ing halls; however, a reunion is held each year in a central FY 2017 National Defense Authorization Act (NDAA) in- location convenient offering camaraderie, hospitality room clude proposals to increase enrollment fees for TRICARE and local tours. The organization now invites ALL veterans Prime beneficiaries and other changes to the TRICARE pro- who have served on active duty during ANY three major gram that could have a significant impact on FRA shipmates. conflicts or qualifying armed conflicts/peacekeeping mis- Please see page __ for a comparison of the House and Senate sions (1941 and later) to join with your fellow veterans who versions of the NDAA legislation. have dedicated years of service to our country. While the primary objectives and purposes are to “iden- Questions about FRA’s Americanism Essay tify, promote, and support the interests and welfare of our Contest membership and to record for history the individual con- I have a very inquisitive participant in FRA’s Americanism tributions and accomplishments of every member,” we also Essay Contest who has some questions about the program. support the brave men and women serving in todays’ mili- 1. How many essays are submitted/judged at the National tary forces. Currently we are developing a program to pro- level? Is it just eight per grade level? (one per region) vide a college scholarship for deserving children of 3-War 2. How many “judges” read and evaluate the essays? Veterans, in addition to continuing to provide support to 3. How many essays were submitted from Arizona? worthy veteran organizations. I know these aren’t normally asked, but these 7th grad- More information is available at www.all3wars.org and ers would like to know. Thanks in advance. the national office may be contacted at 888-452-3434 or Mike Reed email at [email protected] Bob O’Malley FRA Response: Thanks to PRPEC Jim Campbell, who chairs the National Americanism-Patriotism Committee, for the fol- lowing response: Great questions that have never been asked before! The only numbers I have are for the essays judged at the national level by members of the National Committee. I hope these an- swer are helpful. 1. Number of essays judged: 48 2. Number of essays from Arizona: 2 and both were national winners. Branch 260 (Golden Valley, Ariz.) sponsored Submissions Send Shipmate Forum letters to Editor, FRA Today, 125 N. West St. Annabel Pletzer, the third place winner for 7th grade en- Alexandria, VA 22314. E-mail submissions may be sent to [email protected]. Please tries. Branch 77 (Green Valley, Ariz.) sponsored Angela include “Shipmate Forum” in the subject line. FRA reserves the right to select and edit Bell, the overall winner and also the first place winner for letters for publication. Letters published in Shipmate Forum reflect the opinions and 12th grade students. views of FRA members. They do not necessarily reflect the official position of FRA as 3. Number of judges: 9 a whole. FRA is not responsible for the accuracy of letter content.
ON & OFF CAPITOL HILL
8 JULY 2016 JULY
FY 2017 NDAA Stalls in Senate John Davis FRA TODAY THE HOUSE APPROVED (277-147) its version of the FY 2017 be authorized to start a pilot program to offer Reserve National Defense Authorization Act (NDAA) in May, on Component members access to federal civilian health in- a largely partisan roll call vote after two full days of de- surance program (FEHBP). bate on hundreds of floor amendments. President Obama For more details on the health care provisions in the leg- threatened to veto the measure (H.R. 4909), his eighth islation go to Tom Philpott’s syndicated “Military Update” NDAA veto threat during his two terms as president, column (5-19-16) on the FRA website (www.fra.org). based on his objection to a proposal to take $18 billion Members are urged to use the FRA Action Center at action. out of the Overseas Contingency Operations account to fra.org/action-center to ask their Senators to oppose these pay for regular Department of Defense costs, blurring war TRICARE fee increases. funding (off-budget) and regular Pentagon spending. The SASC-approved bill: As this edition of FRA Today goes to press, the Senate • Does not increase end strength for the active duty mil- version (S. 2943) of the NDAA is stalled on the Senate itary (unlike its House companion bill); floor after being approved by the Senate Armed Services • Authorizes a 1.6-percent pay increase for active duty Committee (SASC). The SASC-approved measure seeks personnel (which is less than the House’s recommend- major reforms to the TRICARE health care system, includ- ed increase of 2.1 percent); ing the consolidation of TRICARE’s three programs into • Permanently extends the Special Survivor Indemnity two: the current TRICARE Prime and a new TRICARE Allowance (SSIA) for military widows/widowers; Choice option, which combines TRICARE Extra and • Requires active duty personnel who join the service on Standard. Unlike the House bill, the Senate version does or after Jan. 1, 2018 to have BAH determined by actual NOT include any TRICARE enrollment fees for future ac- housing cost or BAH, whichever is less; tive duty personnel. • Eliminates BAH for E-5 and below when on sea duty; The SASC proposes to increase TRICARE Prime en- • Provides a 25-percent reduction in staffing for the rollment fee by $68 for an individual (currently $282.60) Office of the Secretary of Defense, reduces the number and $135 increase for families (currently $565.20). of four-star military billets, and caps staff at the White Military retirees using TRICARE Standard (re-named House’s National Security Council. “Choice”) would pay $150 for an individual and $300 for a A side-by-side comparison of the House and Senate family, with premiums gradually increasing over five years NDAAs is provided on page 14 in this issue of FRA Today. to $450 for an individual and $900 for a family. Once the full Senate approves its version of the FY The Senate plan incrementally increases pharmacy co- 2017 NDAA, a conference committee will be appointed to pays for brand-name medications to more than $46 per resolve the differences between the two bills. The result- 30-day prescription by 2026. Drugs obtained at Military ing conference report will be the final version of the bill, Treatment Facilities (MTF) and home delivery generics which will be voted on by each chamber. If approved, will would still be available at no cost. go to the White House to be vetoed or signed into law. Military retirees would be allowed to participate in Members are urged to use the Fra Action Center at vision and dental insurance programs offered to fed- action.fra.org/action-center to weigh in on key issues. eral civilian employees. The Defense Department would
Enlisted Personnel Should Serve on Military Boards and Commissions FRA is thankful that the House Armed provision that provides that future commis- and Retirement Modernization Commission Services’ Military Personnel Subcommittee sions and boards dealing with military per- (MCRMC) for having no enlisted representa- (HASC-MP) is looking for the enlisted per- sonnel issues be required to include enlisted tion. Enlisted personnel make up more than spective in future personnel matters. In its representation. This representation can be 80 percent of the current military force and recent markup of the FY 2017 National active duty enlisted and/or enlisted military should be represented on policy commissions Defense Authorization Act (NDAA-H.R. retirees. In its Capitol Hill testimony, FRA and boards that advise on or impact military 4909), Subcommittee members included a was critical of the Military Compensation personnel policy. ON & OFF CAPITOL HILL
9 VETERANS ISSUES FRA TODAY Agent Orange Reform The House recently approved an amendment to its version of the Military Construction JULY 2016 and Veterans Affairs (MilCon/VA) appro- priations bill (H.R. 4974) that would ex- tend presumptive service connection for conditions associated with Agent Orange exposure to Blue Water Navy Vietnam vet- erans. The Department of Veterans Affairs (VA) currently presumes any service member who had boots on the ground or served on Vietnam’s inland waterways was exposed to Agent Orange. If these veterans experience health problems related to that exposure, they are eligible for VA disability benefits. The policy, however, denies this presumption to veterans who served off the coast of the Republic of Vietnam, even though many of these so-called “Blue Water Navy” veterans are experiencing the same exposure-related health problems as those who served inland.
FRA has long believed that presumed expo- FRA National Executive Director Tom Snee encourages members of Congress and others to sure should be granted to these off-shore support Blue Water Navy veterans. Photo by Jennifer Davis, AFSA. veterans and the passage of this amend- ment, sponsored by Rep. Chris Gibson (N.Y.), is a major step forward for veterans. The 681 and H.R. 969, respectively) and also Other legislators participating in the press Senate-approved version of the MilCon/ sponsored the event that was attended by conference include: Senator Steve Daines VA spending bill does not include this pro- members of FRA’s legislative team and other (Mont.), Representatives David Valadao vision, and a conference committee will be supporters of the cause. (Calif.), Joe Courtney (Conn.), Leonard Lance appointed to resolve the differences between (N.J.), Paul Tonko (N.Y.), Bill Johnson (Ohio), the House and Senate bills. NED Thomas Snee spoke at the event, say- Beto O’Rourke (Texas), Roger Williams ing, “The cost of care is a consequence of (Texas), Tim Walz (Minn.), Elsie Stefanik Members are strongly urged to use the FRA war.” A Vietnam veteran himself, Snee is pas- (N.Y.), Ryan Costello (Pa.), Patrick Meehan Action Center at action.fra.org/action-center/ sionate about this cause. “We need to push (Pa.), John Katko (N.Y.), Walter Jones (N.C.), to ask their senators to support this House back on policies that restrict benefits and and Tom Reed (N.Y.). provision in the final version of the bill, which care for those who still cry for help after 50 will be voted on by both chambers and, if years. Australian crews who served off the At press time, the House bill (H.R. 969) has approved, sent to the President to be signed coast of Vietnam are receiving benefits and 327 co-sponsors, which constitutes almost 75 into law or vetoed. treatment for Agent Orange-related illnesses, percent of the House and has more co-sponsors while U.S. Blue Water Navy veterans are not. than any other measure in the House. The passage of the amendment came on Why?” To see full video coverage of the press the heels of a Capitol Hill press conference conference, visit https://www.youtube.com/ Members are urged to use the FRA Action to rally support for Blue Water Vietnam watch?v=oA16q7lgYPA (NED Snee begins Center at action.fra.org/action-center/ to veterans. Senator Kristin Gillibrand (N.Y.) speaking at 14:45.) contact their legislators to urge them to sup- and Representative Gibson are sponsors of port this legislation. two Agent Orange Blue Water Navy bills (S. ON & OFF CAPITOL HILL
10 VETERANS ISSUES
Subcommittee Reviews House Passes 5 Veterans Bills Veterans Opportunities in JULY 2016 JULY The House recently suspended the rules, discharged from the House Veterans Affairs Committee High Tech. (HVAC), and passed five bills. The bills include: The Subcommittee on Economic Opportunity 1. The “Improving Transition Programs for All Veterans Act” (H.R. 5229), sponsored by Rep. held a hearing to discuss opportunities to FRA TODAY Mark Takano (Calif.), that would require VA to research and report to Congress how the promote veterans within the tech industry Transition Assistance Program (TAP) addresses the needs of certain ethnic minorities and and methods to better recruit and inform women; veterans of all ages about the benefits of 2. The “VA Health Center Management Stability and Improvement Act” (H.R. 3956), spon- working in this sector of the economy. sored by Rep. Mike Bost (Ill.), that would direct the VA to develop and implement a plan to As the tech sector has grown in recent years, hire a director for each VA medical center that is currently without a permanent director. the industry has provided both lucrative and The bill would also allow the VA to prioritize hiring for facilities that have been without innovative job opportunities for veterans as permanent leadership for the longest times; they transition out of the military. Some vet- 3. The “Final Farewell Act” (H.R. 3715), sponsored by HVAC Ranking Member Corrine erans have found that their prior experience Brown (Fla.), that would permit the VA to perform interment, funeral or memorial services and skills have been easily transferrable to or ceremonies for a deceased veteran at a national cemetery during weekends, other than opportunities in this field of work and that federal holiday weekends, upon the request of the veteran’s next-of-kin; the industry may help to address skill gaps 4. The “Support Our Military Caregivers Act” (H.R. 3989), sponsored by Elsie Stefanik (N.Y.), that exist for transitioning service members that would allow a veteran or caregiver of a veteran to elect an independent contractor as they apply for jobs in the tech workplace. perform an external clinical review of their caregiving arrangement through the Family Caregiver Program. It would also require VA to produce a directive for the Family Caregiver Unemployment Drops to Record Program and require GAO to study the Family Caregiver Program; and Low for Younger Veterans 5. Legislation (H.R. 2460), sponsored by Rep. Lee Zeldin (N.Y.), that directs the VA to enter According to the Bureau of Labor Statistics, into an agreement with state veterans homes to pay for adult day health care for a vet- the unemployment rate for the youngest gen- eran eligible for, but not receiving, nursing home care. eration of veterans hit another new record All of these bills were passed by voice vote and will move to the Senate for further consider- low in April 2016, dropping to 4.1 percent. ation. HVAC Chairman Jeff Miller (Fla.) released the following statement: That figure edges out the previous all-time low for post-9/11 veterans of 4.2 percent, “Today the House took noteworthy steps to improve the welfare of our nation’s veterans and charted in November last year. reform VA into an organization truly worthy of the veterans it is charged with serving. These bills will help aid our veterans throughout their lives by improving their transition from active Unemployment for all veterans dropped to duty to civilian life, providing adult day health care for eligible veterans and holding VA to 3.9 percent in April, down from 4.5 percent higher standards of care. I applaud my colleagues in the House for stepping up to pass these the previous month and 4.7 percent in April important measures, and I call on the Senate to act on them without delay.” 2015. The nation, as a whole, added 160,000 jobs in April, but that did not impact the over- Support VA Opioid Legislation all unemployment rate of 5 percent. The House recently passed the “Jason Simcakoski Promoting Responsible Opioid Management and Incorporating Scientific Expertise (PROMISE) Act” (H.R. 4063), sponsored by Rep. Gus Bilirakis (Fla.). The bill would improve Department of Veterans Affairs (VA) opioid safety mea- 4.1% 3.9% sures by directing all VA hospitals to designate pain management teams, ensure employees Youngest Veterans All Veterans that prescribe opioid drugs receive proper training in pain management and safe opioid pre- scribing practices, and standardize safe opioid utilization and tracking practices across the system. The bill also increases accountability by requiring the directors of each VA hospital to certify employees receive the proper training in prescribing opioids. Finally, recognizing the need to ensure safe transition between the Department of Defense (DoD) and VA, the bill requires an update of joint VA/DoD clinical practice guidelines. The PROMISE Act is named in honor of Marine Corps veteran Jason Simcakoski, who died of mixed drug toxicity while he was an inpatient at the Tomah, Wisc., VA Medical Center. A VA investigation found that hospital staff improperly prescribed his medications. The legislation now moves to the Senate for further consideration. Members can use the FRA Action Center at April 2016 Unemployment Rates action.fra.org/action-center/ to ask their Senators to support this important legislation.
ON & OFF CAPITOL HILL
12 VETERANS ISSUES
FRA Meets with House Minority HVAC Reviews Efforts to Stop Veterans Suicide
JULY 2016 JULY Leader Nancy Pelosi and Others The House Veterans Affairs Committee FRA’s National Service Director (NSD) Chris (HVAC) held a hearing to examine the effec- Slawinski, along with representatives from tiveness of VA’s mental health and suicide-
FRA TODAY other military and veteran service organiza- prevention programs. The committee also tions, voiced their concerns on Congress’s heard about potential actions aimed at re- proposed reform of VA health care and other ducing suicides among high-risk veteran pop- veteran-related issues at a roundtable gather- ulations, including women and veterans who ing with House Minority Leader Nancy Pelosi are not currently enrolled in or accessing VA (Calif.). The discussion focused on alternatives services. Over the years, suicide has become to the privatization of the VA system through a major problem in the veteran’s community, consolidation and coordination of health care despite significant increases in budget, staff, providers. Slawinski emphasized that Congress and programming for VA mental health care and a number of targeted VA suicide-preven- Suicide prevention is an ongoing endeavor. should move cautiously so as not to adversely Quartermaster 1st Class James Burroughs impact veterans by unintentional conse- tion initiatives. leads suicide prevention training aboard quences of any reform. Congressional lead- The Committee reviewed the progress VA has guided-missile destroyer USS Gravely ers stated that veteran organizations are the made in implementing Public Law 114-2, the (DDG 107). (U.S. Navy Photo by Mass Communication Specialist 2nd Class Darby strongest advocates on these issues and they Clay Hunt Suicide Prevention for American C. Dillon) wish to continue to work with associations Veterans Act. The Clay Hunt Act, which was like FRA on these reforms. Representative Tim signed into law in February 2015, enables VA Walz (Minn.) asked the VSOs to continue to to receive crucial independent, third-party oversight for mental health and suicide prevention tell the positive story of VA and stressed that it efforts. Several members of the committee expressed frustration that the VA has not made the is a “system worth saving.” issue of veteran suicide one of its top priorities.
FRA Recognizes Outstanding Sailors and Marines FRA congratulates the Navy’s 2015 Sailors of the Year (SOY), who were meritoriously promoted to chief petty officers during ceremonies in the D.C. area. Their activities included an FRA- sponsored tour of the U.S. Capitol with a Capitol Hill luncheon for the SOYs and their families, and a Navy advancement ceremony held at the U.S. Navy Memorial. The 2015 SOY award winners are: • ABE1 (AW/SW) Tinisha K. Franklin • EO1 (SCW/EXW) Steven W. Butterhof • HM1 (SW/AW/IDW) Corey D. Smith • HM1 (IDW) Jessica L. Wentlent For the 17th consecutive year, FRA also recognized outstanding Marines at the Combined Awards Ceremony at Marine Corps Base (MCB) Quantico, Va. Marine Corps Commandant The 2015 Sailors of the Year, United States Robert Neller presided over the event, where FRA presented special certificates and challenge Fleet Forces Command Sailor of the Year, coins to all awardees, and also hosted a reception afterwards. Aviation Boatswain’s Mate Tinisha Franklin, left, United States Pacific Fleet Sailor of Awardees and runners-up of the 2015 Commandant of the Marine Corps Combined Awards the Year, Hospital Corpsman Corey Smith, Ceremony are: United States Navy Reserve Sailor of the • Career Planner: SSgt J. C. Gregory (winner), Sgt K. Tabares Year, Equipment Operator Steven Butterhof, United States Navy Shore Sailor of the • Reserve Career Planner: Sgt Christoper Smith (winner), SSgt Andrew J. Watson Year, Hospital Corpsman Jessica Wentlent • Marine Security Guard: Sgt S.L. Sherbert (winner), SSgt Angel Rojas and Master Chief Petty Officer of the • Athletes of the Year: Capt Bryce Saddoris (male), Capt Christine Tarahto (female) Navy (MCPON) Mike Stevens, center, cut • Recruiter of the Year: SSgt F.L. Soto (winner), SSgt G.L. Egler a cake during their meritorious promotion ceremony to the rank of Chief Petty Officer • Prior Service Recruiter of the Year: SSgt E.S. Gulbransen (winner), Sgt G. Brawn as part of Sailor of the Year Week. (U.S. • Drill Instructor of the Year: GySgt Miguel Cortes Jr. (winner), SSgt Robert J. Leshinsky Navy photo by Mass Communication • Marine Combat Instructor of the Year: Sgt Jonathon D. Manuel (winner), SSgt Albert J. Specialist 1st Class Martin L. Carey) Goodson. NED Thomas Snee and ADLP Stephen Tassin attended the SOY events and DLP John Davis and ADVP Brian Condon represented FRA at the Marine Corps Combined Awards Ceremony.
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COMPARISON OF HOUSE AND SENATE FY 2017 NDAA PROPOSALS
JULY 2016 JULY ISSUE H.R. 4909* S. 2943* FRA POSITION
TRICARE Reorganizes TRICARE for retirees under age Consolidates TRICARE for retirees FRA does not oppose reorganization Reorganization 65 into Prime and Preferred. Eliminates under age 65 into two programs: of TRICARE as long as it is not used FRA TODAY preauthorization for emergency care. Prime and Choice. Eliminates as a smokescreen to shift cost to preauthorization for emergency care beneficiaries.
TRICARE Enrollment Rejects TRICARE for Life (TFL) enrollment Rejects TFL enrollment fees. Increases FRA opposes these new fees and Fee Increases fees. Creates a new enrollment fee for TRICARE Prime enrollment fee by $68 fee increases. FRA believes that the TRICARE Standard (Preferred), and for an individual (currently 282.60) Defense Department must sufficiently increases TRICARE Prime enrollment and $135 for a family (currently investigate and implement other options fees for those that retire after January 1, $565.20) in 2018. Retirees using to make TRICARE more cost-efficient 2018. Creates a new TRICARE Standard TRICARE Choice (Standard) would pay before shifting costs to TRICARE (Preferred) fee for those who retired before $150 for an individual and $300 for beneficiaries. January 1, 2018 starting in 2020, if a family, gradually increasing over 5 the Comptroller General certifies quality years to $450 for an individual and of care improvements. In addition, it $900 for a family. creates a new TRICARE fee for active duty personnel who join the military after January 1, 2018.
Pharmacy Co-pay Allows DoD to increase and decrease co- Accepts Administration’s request FRA opposes Administration’s proposed Increases pays based on “Value-based” assessment for nine-years of cost increases for TRICARE enrollment fee increases and of the prescription beginning in 2025 co-pays by $45 for 30-day prescription opposes “Value-based” adjustments for by 2026 for brand-name prescriptions. co-pays. Prescriptions obtained at MTFs and generics through home delivery would still be available at no cost.
Special Survivors Extends SSIA for one year, which now pays Makes the SSIA permanent, but does FRA supports repeal of the SBP/DIC Indemnity approximately 25 percent ($310) of the not increase payment. offset. If repeal is not possible, FRA Allowance (SSIA) SBP/DIC offset supports extension of SSIA (due to expire on Oct. 1, 2017). FRA supports SSIA payment be increased to reduce the financial hardship for widows and widowers.
Active Duty Pay Increases base pay by 2.1% on Jan. 1, Authorizes a 1.6% increase on Jan. 1., FRA supports the House provision. FRA Increase 2017, and extends various pay and bonus 2017, and extends various pay and wants an annual pay increase that at programs for one year. bonus programs for one year. least keeps pace with pay increases in the civilian sector (2.1%).
Basic Allowance for No changes to reducing rates by one- No changes to reducing rates by one- FRA opposes cuts to BAH payments Housing (BAH) Rates percent per year mandated on FY 2015 percent per year mandated on FY 2015 NDAA NDAA. Divides BAH rate by number of BAH –eligible occupants. Those who join after Jan. 1, 2018, get actual housing cost or BAH rate, whichever is less.
Commissary Provides variable pricing and “house Similar to House provisions and FRA has expressed concern about Changes brands” at stateside commissaries, but also includes a pilot program for Senate pilot program for privatization requires that savings and satisfaction privatizing five stateside locations must be maintained
USFSPA Reform Improves military divorce (USFSPA) law Improves military divorce law (USFSPA) FRA supports strongly supports House by requiring former spouse awards to be by requiring former spouse awards to and Senate provision based on member’s grade/years of service be based on member’s grade/years of at the time of divorce (and not retirement). service at the time of divorce (and not retirement).
* Provisions reported are based on House bill (H.R. 4909) that passed the House and on Senate legislation (S. 2943) that was approved by the Senate Armed Services Committee. ON & OFF CAPITOL HILL
15 TRICARE Wants Beneficiaries to Check Their Blood Pressure FRA TODAY TRICARE wants beneficiaries to know Unfortunately, high blood pressure up with a way to treat your condition. that the National Heart, Lung, and can go undetected for years. It is of- Some have to make lifestyle changes,
Blood Institute (NHLBI) encourages ten not discovered until some organs like weight loss and exercise. Most JULY 2016 everyone to actively learn about pre- start to show the effects of long stand- benefit from prescription medications. venting and controlling high blood ing high blood pressure. According A blood pressure check is quick and pressure. to NHLBI, some common high blood easy. It can be done in your health care High blood pressure occurs when pressure complications are: provider’s office or clinic. TRICARE the force of blood pushing against the • Kidney disease covers blood pressure screening as walls of arteries is too high. When • Eye damage part of its clinical preventive benefit. you’re active, it is normal for your • Heart attack Children are screened every year be- blood pressure to increase. Once the • Heart failure tween the ages of three and six, and activity stops, blood pressure should • Stroke every two years after. Adults may get return to a normal range. When it If someone is diagnosed with high a blood pressure screening every two doesn’t, that may indicate high blood blood pressure, their health care pro- years, but usually your health care pressure. vider will work with them to come provider checks it each time you visit.
Memorial Day Observances FRA National President Virgil Courneya represent- ed the Association at Memorial Day ceremonies at Arlington National Cemetery on Monday, May 30. He was joined other national leaders in honoring the men and women who have died in service to our nation by laying a wreath at the Tomb of the Unknowns. 4
3On Saturday and Sunday (May 28 and 29), shipmates from around the D.C. area and members of the FRA National Headquarter (NHQ) team staffed an information booth at Rolling Thunder, an annual mo- torcycle tribute in the nation’s capital to show the country and the world that Vietnam POWs and MIAs are not forgotten.
3Branches from the East Coast Region’s Central Liaison Committee sponsored a Memorial Day ceremony at the U.S. Navy Memorial in Washington, D.C., and other FRA leaders participated in Memorial Day ceremonies and events across the country to pay tribute to America’s fallen heroes. Photo by Jeff Malet.
The FRA Legislative Team is National Executive Director Tom Snee, Director of Legislative Programs John Davis, Assistant Director of Legislative Programs Stephen Tassin, Assistant Director of Veterans’ Programs Brian Condon and National Veterans Service Director Chris Slawinski. MEMBERSHIP MATTERS
16 JULY 2016 JULY
Outreach Programs Penny Collins FRA TODAY THERE ARE MANY ACTIVITIES used by and expertise in getting the project Tour Project and another $2000 to FRA Shipmates to attract new mem- underway. Shipmates were the con- Honor Flight Nevada. Bravo Zulu to bers, encourage sustaining members struction managers and organizers, Branch 137 for honoring veterans. to participate or raise awareness about providing about 80 percent of the ac- Branch 94 (Corpus Christi, Texas) the FRA in their local communities. tual construction work on the project. presents a positive FRA image by sup- This month’s Membership Matters Fundraising was an important part of porting Coast Guard enlisted per- column highlights some unique ways this endeavor in order to purchase the sonnel as they prepare to take their shipmates can engage to support the structure for the veteran’s pavilion as annual advancement exams in con- needs of veterans. well as other materials needed for the sideration for promotions. Shipmates Branch 115 (Lehigh Valley, Pa) un- project. Engraved pacers were sold for provide snacks and beverages to the der the leadership of Branch President the walkway, personal donations were test-takers and, since the exams are Dave Sharp, took on a project like given, and local high school students 3-4 hours long, it provides a nice nu- no other. Shipmates and other com- helped to install the pavers. Everything tritional boost and as well as a lift to munity partners developed and built fell into place and the shipmates of their morale. a Veterans’ Rally Point at the new Branch 115 dedicated the structure Another way to raise awareness Veteran’s Memorial in Lopatcong in memory of their friend and fellow is to make presentations about the Municipal Park, N.J. Shipmates Bill shipmate Terry Lee. Like the structure FRA at events, such as Memorial and Nixon and Terry Lee visualized this itself, the project became a rallying Veterans Day ceremonies or ship and concept as a gathering place that could point for shipmates, volunteers, do- unit reunions. For example, Regional be used for musical events and as a nors and the entire community. It is President North Central Marcia free pavilion for family gatherings. a fitting tribute to Shipmate Lee and Cunningham was the guest speaker at Unfortunately, Shipmate Lee was di- will be enjoyed by the Lehigh Valley the USS Cod Submarine Memorial in agnosed with brain cancer and passed Community for many years. Kudos to Cleveland, Ohio, on Memorial Day. away in January 2016, before his Branch 115 for making this a true out- Outreach events can be worth- dream could be realized. Nonetheless reach project benefiting veterans. while to both shipmates and attendees Shipmate Nixon, though devastated Another outreach project for the to instill a spirit of camaraderie within by loss of his friend, went into ac- benefit of veterans was spearheaded the veterans’ community. tion to get the project started and it by Branch 137 (Minden, Nev.). They was completed and dedicated in late raised funds through a variety of events Penny Collins is FRA’s Director of Membership May. An array of shipmates and oth- and were able to donate $2,000 check Development and a member of FRA Branch 24 in ers volunteered their time, equipment for the Honor Flight Nevada’s Vietnam Annapolis, Md. She can be reached at [email protected].
Branch 137 shipmates made generous donations to support bringing The Veterans Rally Point, a community gather space and memorial veterans to Washington, D.C. as part of the Honor Flight program. at Lopatcong (N.J.) Municipal Park, is a tribute to Shipmate Pictured (l to r) are Tom Spencer, president of the Vietnam Veterans of Terry Lee and the entire veterans community. Shown (l to r) are America Chapter 388; Jack Delaney*, Bob Stevenson*, Bud Harris*, Branch 115 Shipmates Dan Heitzer, Secretary/Treasurer Don Branch President Rick Athenour, Honor Flight representative Frank Bear, President Dave Sharp and James Turner, who was the guest Reynolds, Unit President Jan Solberg and Don Bailey* speaker at the dedication ceremony. (*Branch Members who have been on an Honor Flight) FEE113-01_7.75x10_Layout 1 6/1/16 2:01 PM Page 1
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Retirement. There is perhaps no other word in the English language that is more ill-defined, or more to the point, has more definitions than retirement. Each of us thinks of, and plans for, retirement in a different way. To some, it means no longer having to go to work every day. Others think of it as spending more time with their grandkids. And unfortunately, far too many people see ‘retirement’ as unachievable and be- lieve they will be toiling at a job until they pass on from this earth. Because it means different things to different people, and because each person’s definition will most likely change throughout their lives, thinking about retirement often causes stress and therefore is often not given the attention it is due. Here are some thoughts that might help you define what retirement means to you, and how to get there. 19 FRA TODAY JULY 2016 20 W orking just so you can receive a JULY 2016 JULY steady paycheck is no longer required. FRA TODAY
Although it may be said many different ways, shame. Many assume they missed the retire- ‘retirement’ usually means “When working ment boat and plan to work until they drop. just so you can receive a steady paycheck is But changes in health, family, employment no longer required.” Many people still work, and other life situations could limit your maybe part-time or in a volunteer capacity, ability to work in your golden years, so don’t but generally retirement means a constant count on it. But, you need to act now. If you source of income is not needed. If we accept haven’t been saving throughout your career, that definition, there are two general con- the need to put down money for retirement cepts that will make that possible, each of is even greater now. You may need to make which we will explore further. lifestyle changes, such as downsizing or doing without luxuries, to step up your contribu- First, we need to build a retirement fund that tions to your 401(k) or other retirement we can draw upon in our later years. It’s best fund, such as individual retirement accounts to begin saving for retirement when you’re (IRAs). Decide how you’re going to fund your years away from it — at the start of your retirement and begin immediately with your working years or even sooner. But let’s face it, catch-up plan. not everyone does. If you’re down the road in your career but have not done enough, don’t Remember, a little goes a long way. Put as let that lull you into inactivity. It is never too much as you can in a retirement account, late to start, but the key is to start. Face the but don’t disregard saving because you don’t facts and don’t waste any more time. You’ve think it is enough. Compound interest is a come to the realization that your retirement powerful force, and anything you save will plan needs attention, so make the effort benefit from it. Get into the habit of saving, to understand your financial situation. Use and keep that habit regardless of what gets retirement calculators or talk to a financial in the way. And don’t wait until everything planner to determine just how far behind you is perfect before you start saving. While it might be and how you can catch up. makes sense to pay off high-interest debts, or get you kids through college, trying to elimi- In addition, don’t despair. You may have nate all your debt before saving anything for missed opportunities to fund retirement can delay your progress. If you your retirement, but you can wait until everything is right, you may never still make a big difference. get started. Make your retirement invest- Get in the mindset of ac- ments a ‘need,’ and not a ‘nice to have.’ tion, rather than regret or 6WRSWKH3DLQ DQG6WDUW/LYLQJ
(;(5&,6(5(/,7((;(5&,6 )($785(6 6SHHGRSHUDWLRQ :LGHFXVKLRQHGDQNOHUHV:LG W SUHSURJUDPPHGVHWWLQJSU V PLQXWHGLJLWDOWLPHU ZLWKVDIHW\VKXWRII 8VHU:8 HLJKW/LPLW OEV )'$&ODVV5HJLVWHUHG (7/$SSURYDO ´,VXIIHUIURP5$DQGKDYHEHHQXVLQJLWWZLFHDGD\ :HLJKVRQO\SRXQGV ,DPXSWRPLQXWHVSHUXVHDQG,DPVRH[FLWHGDERXWP\SURJUHVV < ,PDJLQH)HHOLQJ%HWWHU,QVWDQWO\ :K\3D\RU0RUH(OVHZKHUH" 1RZ\RXFDQMRLQWKHWKRXVDQGVZKRKDYHPDGH FZILQDOLQGG 30 22 D on’t take Social Security too soon. JULY 2016 JULY FRA TODAY Once you’ve begun, several things will help working may be completely foreign to some. your nest egg grow. Getting professional For these and many other reasons, retirement guidance, based on your particular situation, as we’ve defined it here may be difficult to is a good way to maximize your assets regard- understand. It is important to take some less of when you begin. An advisor can build dedicated time to clearly delineate what final a plan specifically for you, and can help you retirement means. It could mean a certain keep the discipline needed to achieve success. age, a certain amount in your retirement And do not be tempted to take money out of funds, a certain life event, etc. This descrip- your retirement accounts to cover short-term tion should be as specific as possible. The needs. Even if you find yourself in a finan- more precise you are, the easier it will be for cial crisis, do not make a knee-jerk mistake. you work towards, and to know when you’ve Removing money from your retirement ac- reached it. The more indefinite you are, the counts should be your last resort. That kind of less likely you’ll be motivated to achieve it, withdrawal could have penalties or tax con- and you will not be completely clear whether sequences, but it will definitely delay, or stop, you’re there. your ability to build a retirement fund. Defining your personal description of retire- Essentially, the keys are 1) start early (as ment is not a one-time exercise. This should soon as you can), 2) pay yourself first (do not be reviewed and modified frequently — at pay all your bills and if there’s anything left least annually or whenever you experience a over — save it), and 3) leave it alone and let major life event. If may seem a daunting task, it grow. but like anything dealing with your finances, the more you plan the more confident you’ll The second consideration that will make be and the more likely you are to succeed. retirement possible is to determine your per- sonal definition of the concept. As discussed Regardless of your personal definition, most earlier, each of us has a unique, but perhaps of us aspire to relax and enjoy retirement. But vague, idea of what it means to retire. That for many, that prospect appears bleak as sav- is made increasingly difficult ings diminish and health care costs rise. Add if you spent a career in the a volatile market, uncertain economy and the military, and then spent fact we are living longer, and you may realize another ‘career’ in a job af- you’re not in financial shape to stop work- ter leaving the service. Not ing. To help get your retirement years a little 23 uild a B FRA TODAY LEAVING THE MILITARY transition fund. At one point or another, we all need to face the inevitable life event of leaving the military. Whether it’s after one enlistment, a 30-year career, JULY 2016 or somewhere in between, all servicemembers will transition or retire at some point. Sometimes it is a well-planned exit or it may come as a surprise due to draw-downs and force-shaping. In any case, it makes sense to be as prepared as possible for this inescapable eventuality. Here are some financial tips that will assist you regardless of the timing: • Build a transition fund. Having the cash to tide you over to another career or full retirement will ease any anxiety this move will cause. Ideally, you should build up the equivalent of at least six months of expenses in a savings account before your transition, but that won’t happen overnight. Even if you see yourself wearing a uniform for years to come, start your transition fund today. • Lessen your debt. If you’ve got a lot of debt, implement a strategy to reduce and eliminate it. A financial counselor or advisor can help you with building a plan. Again, the less debt you have the less worry you’ll have in the transition. • Review your benefits. You’ll want a continuity plan for health care, life insurance and retirement when you change careers. Start reading up on transitional health care options and Veterans Affairs (VA) offerings, and consider the advantages of continued service in the Guard or Reserve. Get informed today, so you don’t have to make a lot of difficult deci- sions without all the information. • Make a new budget. This may be difficult without a better idea of where you’re going to live and what you’ll be do- ing, but you will have vastly different budget inputs when you leave the military. Gone will be tax-free housing and subsistence allowances, and other financial advantages. You also could see substantially bigger outlays on other items like health insurance. • Plan for your education benefits. The Post-9/11 GI Bill benefits could put you or your spouse in a better place, thus helping your whole family. Or, you may want to transfer benefits to your kids. If that’s your plan, apply for the transfer to all potential benefi- ciaries now. Remember, while you can revoke or change the allocation, you can’t add names after you separate. Do it now, because there’s a four- year service commitment after the transfer is approved. As with all financial aspects of your life, prepara- tion is the key to making a smoother transition to civilian life. While you may not have the power to decide exactly when you’ll leave the military, you can start making the necessary preparations now for whenever it happens. 24 R etire only when you’re ready. JULY 2016 JULY FRA TODAY closer to the dream you’ve envisioned, here better deal. The biggest advantage is pay- are some suggestions: ments for life. Though a big check may be tempting, you lose the purchasing power • Retire only when you’re ready. Just of your employer. Even if you cash out and because “everyone” retires at age 65 buy an annuity on the open market, you doesn’t mean you have to do the same. may receive much less than if you had Ask yourself, ‘Do I want to retire and do stuck with your plan. I need to retire?’ and ‘What am I walk- ing away from?’ Working longer can help • Protect your nest egg. Paying off a debt you maintain yourself, both financially or helping out family and friends is great, and mentally. You also may save more for but don’t do it at the expense of your re- retirement, maintain employer-provided tirement savings. Outliving your resources health coverage and avoid driving yourself is a real risk. So even if you think you or your spouse crazy. have the cash available, seek professional advice before making a decision. • Don’t take Social Security too soon. Nearly half of Americans take Social Retirement can be confusing and sometimes Security before full retirement age. Once frustrating. The more time you spend plan- you start, it’s irrevocable, and you can ning for it your confidence will increase, as leave hundreds of thousands of dollars on will your probability of realizing it. And don’t the table. For each year you delay benefits be afraid to ask for professional help. A finan- past age 62, you gain a 6- to 8-percent cial planner/advisor can help you sharpen increase in lifetime annual benefits. That your vision of retirement and help you build adds up quickly. a plan to get there. They can also help you make adjustments as your circumstances • Consider all your employer payout options change. before deciding. Many companies with pension plans give employees the option In short — start now, stay committed to your of taking their pensions as a lump sum. plan, and fine-tune along the way. Retirement For most workers, sticking doesn’t need to be scary, and it can be every- with your pension is the thing you’ve dreamed of. 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To learn more, contact FRA National Headquarters at 1-800-672-1924 or 703-683-1400, or via e-mail at [email protected] — Exclusively for FRA Members age 50 – 74 — Providing security to our nation was a part of your life. Let us help you provide it to the ones you love. Help provide additional protection with the FRA-endorsed V.I.P. Senior Term Life Insurance Plan. Guaranteed acceptance coverage at economical rates with no hassles or questions asked. ǯ ǯϐ Ȅ Ǥ ̈́ʹͷǡͲͲͲ ȋ̈́ͳͲǡͲͲͲͷȂͶȌ ȄǯǤ ǦϐǡǤ ǤǤ ǡǡ Ǥ ϐ Ǥ Ǥ ǤǤ ǡ Ǥǯ Ǥ Ǧϐǡ Ǥ ͳͲͲΨ Affordable rates. Enroll in FRA-endorsed V.I.P. Senior Term Life Insurance today. Endorsed by All benefi ts are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life and Accident Insurance Company detail exclusions, limitations, reduction of benefi ts and terms under which the policies may be continued in force or discontinued. Coverage may not be issued in some states. Group Policy # AGL-1906 [Policy Form GBD-1000 A (AGL-1906)] For more information call: AR Insurance License #100102691, CA Insurance 1-800-424-1120 License #0G39709 In CA d/b/a Mercer Health & or visit www.frainsure.com Benefits Insurance Services LLC The Hartford® is The Hartford Financial Services Group, Inc., and its subsidiaries, Ask for Request Number: 075216-1-1-1 including issuing company Hartford Life and Accident Insurance Company, (Hearing-impaired or voice-impaired members may call the Relay Line at 1-800-855-2881.) Hartford, CT 06115. 75216 (7/16) Copyright 2016 Mercer LLC. All rights reserved. )5$6HQLRU7HUP/LIH$GLQGG 30 75216 (7/16) FRA Senior Term Life Ad Trim Size: 8.25" x 10.5" Bleed: 8.5” x 10.75” Live Area: 7.75” x 10” Colors 4-Color - CMYK Stock: N/A MERCER IN MEMORIAM 28 AFCM(SW) James C. Eblen JULY 2016 JULY United States Navy, Retired FRA TODAY February 20, 1931 – June 6, 2016 FRA National President 1995–1996 FRA PAST NATIONAL PRESIDENT (PNP) James C. Eblen joined paid to military retirees and their federal civilian counter- the staff of the Supreme Commander on June 6, 2016. A parts. Congress enacted the establishment of TRICARE Life Member of FRA, Eblen spent 53 years in service to the in 1994, so Eblen also oversaw the Association during the Association at the local, regional and national levels. He implementation of the military’s new healthcare program. joined the FRA in 1963 when he was on active duty, and Following his term as National President, Shipmate Jim affiliated with Branch 93 (Lexington Park, Md.). Since then, continued to contribute, serving multiple terms as FRA’s he maintained continuous FRA membership as an active National Parliamentarian. member of Quonset-Davisville (R.I.) Branch 42, Pomona His knowledge and love for the FRA was well known Valley (Calif.) Branch 211, Poway (Calif.) Branch 70 and among the shipmates. He was always the voice of reason was a member of Imperial Beach (Calif.) Branch 289 at the and his perspective was always welcomed and respected. time of his death. Shipmate Eblen was born in Ft. Leavenworth, Kans., Shipmate Jim was also an active member in the and enlisted in the Navy in March of 1952. A Vietnam Southwest region, serving on all committees and two veteran and a 32-year career sailor, Jim’s service took him terms as regional parliamentarian. He was the Southwest around the country and around the world, serving at a va- Regional Vice President (1987–1988) and his shipmates riety of Naval Air Stations and aboard several aircraft car- elected him to represent them on FRA’s National Board of riers. Among his most memorable assignments was as a Directors as Southwest Regional President for the 1988- member of a “wintering over party” with Operation Deep 1989 Association year. Freeze in Antarctica (1957–1958), where a range of hills is In addition to his term on the National Board of named in his honor. Shipmate Jim was promoted to Master Directors, Eblen served on numerous national committees, Chief Petty Officer in September of 1971 and retired in including three years on the Finance Committee, where he May of 1984. assumed the role of chairman for more than a year. His calm Jim was proud of his naval service and equally proud of strength as a leader made him a natural choice for National his family. He spoke often, and with obvious respect and Vice President in 1994–1995 and to his eventual election joy, of his children and grandchildren. Shipmate Jim is sur- as FRA’s National President for the 1995–1996 Association vived by his wife Ruth, who is a Past National President Year. for the Auxiliary of the FRA, and four of his five children, The FRA grew during Eblen’s term, with the establish- Robert, Donna, Kenneth and Sherry. He is predeceased by ment of five new branches and three more new branches his son, Keith. in the works. Legislatively, FRA defeated proposals to im- A memorial service and celebration of Shipmate Jim’s plement a High-1 retirement calculation for military re- life was held in late June and he will be interred at Miramar tirement that would have reduced the overall benefit for National Cemetery at a later date. career service members. FRA was also successful in seek- FRA offers its sincere sympathies to Shipmate Eblen’s ing equity between the cost-of-living adjustments (COLAs) family and friends. B:8.5” T:8.25” S:7.75” USE THE CREDIT CARD THAT SUPPORTS FRA. B:10.75” T S:10” :10.5” USAA Bank is proud to offer members ways to support organizations like the Fleet Reserve Association. Plus, you can benefit from great rewards, competitive rates and USAA’s legendary customer service. APPLY TODAY. usaa.com/fra or 877-372-8722 USAA means United Services Automobile Association and its affiliates. USAA products are available only in those jurisdictions where USAA is authorized to sell them. Use of the term “member” or “membership” does not convey any eligibility rights for auto and property insurance products, or legal or ownership rights in USAA. Membership eligibility and product restrictions apply and are subject to change. Purchase of a product other than USAA auto or property insurance, or purchase of an insurance policy offered through the USAA Insurance Agency, does not establish eligibility for, or membership in, USAA property and casualty insurance companies. FRA receives financial support from USAA for this sponsorship. This credit card program is issued by USAA Savings Bank, Member FDIC. © 2016 USAA. 213585-0716 Job # USA1-AFM-16-03511 None Version # 1 Document Name 213585-0716-1603511_03-FRA_Ad.indd Last Modi ed 6-14-2016 4:56 PM Fonts Colors In-Use User Printer Output Date Job Description July FRA Combo Ad Art Director TBD Gotham Narrow Book, Bold Cyan WNSMLW-NMXKQ361 None 6-14-2016 4:56 PM Bleed 8.5” x 10.75” Mech Scale 1:1 Copy Writer TBD Myriad Pro Bold Condensed, Condensed Magenta Mercury Display Roman Yellow Mechd By: Darren RTVd By: MullenLowe Winston-Salem Trim 8.25” x 10.5” Print Scale None Proj Mgr Stacey Black Live 7.75” x 10” Stock None Acct Svc Eric Linked Graphics Folded Size None Prod Mgr Terri usaa_txp_vrt_4cp_ctd_blu.tif CMYK 942 ppi usaa_rst_str_4cp_pro.ai CD/ACD COPYWRITER AD CONTENT Finishing None Art Buyer John/Christina/Rachel FRA_NOVisa_Card_Blue_Bkg.tif CMYK 399 ppi LU_FRA_4cp_KO.ai Colors Spec’d 4C Copy Edit Carol/Marshall/ PM 4:56 ACCT SERVICE PROD COPY EDIT Special Instr. 213585-0716-1603511_03-FRA_Ad Mac 6-14-2016 Anna/Julie BY SIGNING YOUR INITIALS ABOVE, YOU ARE STATING THAT YOU HAVE READ AND APPR Publications FRA Today Darren OVED THIS WORK. TAPS In Memoriam 30 NAME BRANCH NAME BRANCH Adams, John C, UTCM, USN MAL Jones, Harold F, YNC, USN 299 JULY 2016 JULY Adams, Edward S, CWO3, USN 099 Jones, Samuel, SSGT, USMC 208 Arnold, Dennis G, YNCM, USN 307 Jordan, Ben E, ADJC, USN 091 Arnold, Harry W, MRCM, USN 042 Kassab, Peter, TMC, USN 099 FRA TODAY Bane, Joseph W, HMC, USN MAL Kenerson, Paul H, AMSC, USN 091 PRPWC, Barker, Arthur W, ADR1, USN 126 Kowalski, Francis J, HMCS, USN 182 Bartnick, Bruno, PNC, USN 042 Bartoline, Richard, ENC(SS), USN 118 Landick, Richard E, YNCS, USCG 170 Bauldree, William T, SCPO, USN MAL Laramay, Ned J, OSC(RDC), USN 099 Bobenrieth, Joseph B, SGTMAJ, Laurent, Raoul J, HTC, USN 092 USMC MAL Lewis, James E, QMCS(SS), USNR 298 NAME BRANCH Bourrie, Thomas F, AQCS, USN 044 Lynch, David I., AMS2, 091 Breeding, Claude M., AOC, USN 298 White, Christopher J, AWCS, USN MAL Brinkley, James D, MSCM, USN MAL Maney, Richard J, MSGT, USMC 091 Williams, Alton, MMCS, USN 091 Bumpus, Ken, PHCM, USN 147 Marlow, Jack J, GMC, USN 038 Wilson, John R, QMC, USN 011 Butson, Joseph L, PN1, USN 166 McCrea, Richard H, MM1, USN 099 Witzke, Bernard W, LT, USN 061 McFaden, Abner L, HMC, USN 024 Wuellenweber, Eric A, AZCS, USN 091 Campbell, Patrick L, HTC, USN 055 McKeag, James E, MMA, USN MAL Campbell, Richard G., USN 346 McKean, Thomas B., USN 113 Capie, Donald J, LCDR, USN 061 Meyer, Ralph A, SKC, USN MAL Names in red indicate 50 year continuous members. Charland, Lyal E, CSC, USN 170 Miles, Winston M, SH1, USN 089 Names in bold indicate past national officers Church, Harold G, AFCM, USN 294 Moore, Donald W, ENC, USN MAL Chytil, Joseph F, DMCS, USNR 276 Moore, Ned, AMCS, USN 223 Clark, Charles A, 1MC, USN MAL Morris, Robert P, GMG1, USN MAL Cline, Phillip G., Corporal, 346 Morrison, Garner L, MMCM, USN 044 The toll of the ship’s bell Coats, Arthur J, MGYSG, USMC 141 Munsch, Paul J, RMC, USN 004 Coleman, Richard L, CWO4, USN 091 reminds us of the reverence Cook, Robert C, PC2, USN MAL New, James R, MAJ, USMC 284 Copeland, Wilburn D, GMCM, USN 044 Nichols, Steve T, ENCS, USN 044 we owe to our departed Shipmates Cordivin, Ramon T, DKC, USN 084 Coyle, Paul D, LCDR, USN 216 Ostermann, Wallace L, SK1, USN 136 and to those who guard the honor Croucher, Donald Eric, CDR, USN 049 Pomella, Robert A, MMCM(SS), USN MAL of our country Davis, Robert W., CAPT, USN 024 Potter, Donald F, AO1, USN 230 Decker, Clarence L, BMC, USN 001 Price, Martin G., ICFN, USN 024 upon the sea, Delabarre, Ronald K, MAJ, USMC 090 Dotts, William, RO3, USCG 013 Quattlebaum, John W, ICCS, USN MAL under the sea, PNP Eblen, James C, AFCM, USN 289 Reynolds, Charles M, HMCM, USN MAL in the air Engelhardt, Delbert W, HM1, USN 040 Riley, Raymond C, YNC, USN 061 Rivera-Cruz, Luis, MGYSGT, USMC 208 and upon foreign soil. Feldpausch, Ronald, DS1, USN 307 Ruble, Clifford N, MMCS, USN 038 Fouty, John W, BUC, USN 298 Let it be a reminder Sands, Reclay, GMG1, USN 371 Gambaccini, Mario, WT3, USN 294 Sinclair, Robert L, RMC, USN 230 of the faith they Gates, Robert A, BMC, USCG 024 Single, Robert J, ENC, USN 290 Gattuso, John B, MCPO, USN 099 Sitzes, Lester E, AD1, USN 161 confide in us. Green, Joel W, BM1, USN 282 Thomas, Ronald L, CTRCS (SW) 024 Let us who gather here Hale, Gerald, CPO, USN MAL Hardie, James P, HMC, USN 184 Vanderpool, John, OSC, USN MAL not forget our obligations Hittinger, Kurt M., GYSGT, USMC 115 Holden, Dudley C, AVCM, USN 086 Wallace, Billy W, SMCS, USN MAL and in silence Walling, William L, AMS1(AW), USN 229 Ivey, Phil W, POC, USN 022 Wells, Gilbert L, LCDR, USN 024 breathe a prayer Westbury, Wilson L, ENC(SS), USN MAL Jackson, Melvin H, HTC, USN MAL Whaley, James A, CTACS, USN 091 for our absent Shipmates. Proudly Servingthe Military since 1936. GEICO salutes our Military members. We’ve made it our mission to not only provide you and your family with great coverage, but also to offer flexible payment options, numerous discounts, and overseas coverage to suit the demands of your unique lifestyle. We stand ready to serve you. Get a free quote today. JHLFRFRP_0,/,7$5<_ORFDORIILFH Some discounts, coverages, payment plans and features are not available in all states or all GEICO companies. GEICO is a registered service mark of Government Employees Insurance Company, Washington, D.C. 20076; a Berkshire Hathaway Inc. subsidiary.© 2016 GEICO REUNIONS 32 Navy Nuclear Weapon Association USS Enterprise (CVAN/CVN-65) September 11–16, 2016, Indianapolis, Association IN. Contact Don Schultz, 352-259- September 19–23, 2016, Branson, MO. 1403, [email protected] Contact Sarah Green-Hord, P.O. Box JULY 2016 JULY 1166, Branson, MO 65616, 417-335- OM-IM Association 4668, [email protected] October 12–16, 2016, Providence, RI. Contact IMC John Bryan, USN (Ret.), USS Leary (DD/DDR-879) FRA TODAY 6074 Kings Way, Harlem, GA 30814, September 13 –18, 2016, Pittsburgh, 706-339-5905, [email protected] PA. Contact Al Redden, 1910 East 2nd Street, North Platte, NE 69101, 308- USN GCA/ATC Association 530-1284, [email protected] September 6 –11, 2016, Olathe, KS. Contact Kent Fairchild, 559-924-4531, USS Navarro (APA-215) [email protected] October 5–8, 2016, Branson, MO. Contact Don Bush, 214 Cumberland USS Arnold J. Isbell (DD-869) USS Yorktown (CV -10) Lane, Rainbow City, AL 35906, 256- September 18 –21, 2016, San Diego, October 13 –15, 2016, Charleston, SC. 413-7295, [email protected] CA. Contact Barry Dahlberg, 11267 Contact Todd Cummins, 843-849-1928 Red Bud Trail, Berrien Springs, USS Randolph (CV/CVA/CVS-15) MD 49103, 708-203-1445, September 11–18, 2016, Napierville, All reunion notices must be submitted in writing. [email protected] IL. Contact Sal Rizza, 1720 Sandy Members are authorized one free reunion posting/year Court, Merritt Island, FL 32952, 321- and can post reunions online at www.fra.org, submit via USS Benner (DD/DDR-807) 454-2344, [email protected] e-mail to [email protected] or in writing to FRA Reunions, October 3–7, 2016, New Orleans, LA. 125 N. West St., Alexandria, VA 22314. Please include USS Reeves (DLG-24/CG-24) Contact Tony Sawyer, 24 Chamale Cove, your FRA member number and a daytime phone number. Association E. Slidell, LA 70460, 916-768-1162, Questions regarding reunion submissions should be [email protected] October 6–9, 2016, San Antonio, TX. directed to 1-800-FRA-1924, ext. 124. Contact Michael Robertson, 15709 USS Clamagore (SS-343) N Sycamore St., Mead, WA 99021, October 3– 6, 2016, Pigeon Forge, TN. 509-315-8107, michael.d.robertson@ Contact George Bass, 110 River Birch comcast.net Drive, Salisbury, NC 28146-7438, 704- 636-7238, [email protected] USS Steinaker (DD/DDR-863) April 20 –23, 2017, Nashville, TN. USS Coral Sea (CVA-43) Association Contact Russ Noble, 4608 Buckhorn September 28–October 1, 2016, San Dr., Traverse City, MI 49684, 231-944- Diego, CA. Contact John H. Ranson, 2148, [email protected] 859-250-3727, [email protected] USS Voge USS/USCG Edisto (AGB-2/WAGB-284) October 5 –9, 2016, Warwick, RI. September 29–October 3, 2016, San Contact Thomas E. Anderson, Antonio, TX. Contact Glenn Smith, P.O. Jacksonville, AZ, 501-259-1369, Box 747, Miami, FL 32754, 321-269- [email protected] 5637, [email protected] LOOKING FOR… LCDR David Parker or his family VP 42 cruise book for June – He was a Citadel graduate who was December 1964 assigned to the USS New Jersey’s The cruise included time in Japan, weapons department. He may have Philippines and Vietnam. Please retired as a commander or captain. contact ADR2 Spencer “Nick” Nichols Anyone with information on how to by email [email protected] or locate him, please contact ETCS Nelson call 360-291-3669. Will pay all costs. Arroyo, USN (Ret.), at [email protected], 714-524-1747 or 714-608-9009. All Looking For … notices must be submitted in Anyone who graduated from Navy writing. Members can submit requests via e-mail to A, B, or C Schools, October 1973 – [email protected] or in writing to FRA Looking For, 125 June 1974 N. West St., Alexandria, VA 22314. Questions Contact RMCS Linda Thompson via regarding Looking For… submissions should be email @ [email protected] directed to 1-800-FRA-1924, ext. 126. MOVING FORWARD 2016 – 2017 Continuing Programs Continuing Recruiting Initiatives (2016) Recruit 3 Program Recruit 5 Initiative Any FRA or Auxiliary member who recruits/sponsors three Any FRA member who recruits/sponsors five (5) new or (3) new or reinstated FRA members will be eligible to re- reinstated members will receive a “Recruit 5” collectible ceive the red/white/blue collectible pin. pin and a one-year extension of his/her existing member- ship, valued at $30. If the recruiter is already a Life Recruit 32 Program Member, a special gift valued at $30 will be awarded in Any FRA member who recruits sponsors 32 new or rein- lieu of paying for one year of membership dues. The stated members during the recruiting year will be eligi- recruiter is eligible to recruit only one set of five new or ble to receive a life membership or $200 cash award if reinstated members during the recruiting year and receive already a life members. For each subsequent 32 mem- the special incentive awards. bers recruited, a shipmate will be eligible to receive an additional award of $200. Retain 10 Initiative To strengthen retention, we will randomly draw a total of Submit completed applications to: 40 names of new or rejoined FRA members with one or two FRA, 125 N. West St., Alexandria, VA 22314 -2754. years of membership who are eligible for renewal. This Remember to include payment and your full name and drawing will be held quarterly to select 10 names each in membership number in the “Sponsored by” section of July, October, December and April. Winners’ memberships the application. will be extended for one year, valued at $30. Artist’s rendering of the Moving Forward Pins. Actual pin design may vary and is smaller than shown. Join FRA: Membership Application SPONSORED BY: Membership is open to all current or former enlisted members of the Navy, Marine Corps Name:______or Coast Guard. I certify that I fulfill the eligibility requirements and want to join FRA. Member No:______Branch No.:______Annual dues include a subscription to FRA Today magazine. 125 N. West Street Alexandria, VA 22314-2754 Name:______Rate/Rank:______Phone: 703-683-1400 Toll-Free: 1-800-FRA-1924 Address:______www.fra.org Street Lot/Space City State Zip Code Date of Birth:______SSN (optional):______Phone: ( )______ SPECIAL Service:______Status:______Membership Preference: Branch No.______Nearest to Home Member-at-Large OFFER FOR Previous FRA Member: No Yes (If yes, previous Member No.:______) *NEW MEMBERS $48 for 2 years Spouse’s Name:______Your E-mail Address:______Applicant’s Signature:______Date:______ DUES: PAYMENT OPTIONS: 1 Yr. $30.00 MC Visa Discover AMEX Check-enclosed 2 Yrs. $48.00 First time members 2 Yrs. $57.00 Renewing or reinstating* FRA members Credit Card No.______3 Yrs. $85.50 5 Yrs. $135.00 Exp. Date:______SHIPMATE NEWS 34 BRANCH 298 GRAND RAPIDS, MICH. JULY 2016 JULY Branch members visited Allegan High School in Allegan, MI for the Essay Contest awards presen- tation. From left to right are: Anika Hansen, FRA TODAY Zachary Sisson, Jacob Sturman, Erin Isola and Blade Porterfield. Branch President Rosemary Posekany (far right) made the presentations of checks, certificates and letters. A total of 38 students participated from Allegan High School. BRANCH 89 ATLANTA, GA. BRANCH 115 LEHIGH VALLEY, PA. Branch President Wayne Barron poses with the The Branch sponsored a color guard at the local winners for the Essay Contest. Pictured left opening ceremony for the Sea Chanter to right are 8th grader Caroline Cykoski (1st performance, which was co-sponsored by the place local and regional, 3rd place national); branch and the Phillipsburg High School 11th grader Kenzie Kilgallen (1st place local); Choir. Approximately 400 attended the 7th grader Kathryn Graddock (1st place local sold-out event. and 2nd place regional); and 10th grader Angelina Kim (1st place local). Not pictured, 12th grader Jessica Fanczi (1st place local). BRANCH 57 SOUTH JERSEY, N.J. Branch President Edmund Fusco presents Shipmate BRANCH 113 STOCKTON, CALIF. Michael Filinuk (right) his 10-year continuous Branch President Maria Behm drove membership pin and three hours to present Shipmate George certificate. Briggs (left) with his 50-year continuous membership pin and certificate during a surprise visit to his home. SHIPMATE NEWS 35 FRA TODAY BRANCH 182 BETHESDA, MD. Shipmate and former Master Chief of the Coast JULY 2016 Guard Reserve Force (Ret.) Mark Allen and his wife Colleen were joined at a wreath-laying ceremony at the USS Serpens Memorial by (left to right) Milly and Michael Stanges (family of former Serpens Executive Officer Julius T. Stanges) and Coast Guard Auxiliarist Paul Deafenbaugh. BRANCH 289 IMPERIAL BEACH, CALIF. Pictured (left to right) are Bill Landry, Sergio Frost, Chris Schirle, RPSW Don Kelley, Branch President John Quesnel, and City of Imperial Beach Council Members Lorie Bragg and Ed Spriggs. (Photo provided by Rick Click Photography) BRANCH 124 LAKEHURST, N.J. Branch and Unit members turned out for the Lakehurst Elementary School Veterans Day celebration. Pictured (left to right) are Shipmates Sharon A. Munday and Owen Heller, Auxiliary member Janet Heller, Auxiliary PRPNE Sue Hershberger, Auxiliary member Aurora Semple and FRA PRPNE David Munday. BRANCH 186 HERNANDO, FLA. Branch President Tim E. Donovan, Sr., presents Norman King his 40-year continuous membership certificate and pin. Shipmate King BRANCH 101 SANTA CLARA, CALIF. was a member of the To submit a photo for Shipmate News, please Participants in the ceremony of the U.S. Navy Armed e-mail a photo as an attachment in jpeg format to Four Chaplains (left to right) are Bill Guard, who were always [email protected] or mail a high-quality photograph McCormick, Chuck McIntyre, Kate in the sights of the to FRA Today, 125 N. West Street, Alexandria, VA Blanton, Richard Ruiz, Joe Pava, enemy while stationed 22314. Please include a brief description of the Karen Webster, Sherry Henry, Rick on military and civilian photograph and include the names of those pictured. Fetro, Jan McCormick transports during WWII. Laser prints and scanned copies of photographs cannot be accepted. NEWS FROM THE AUXILIARY OF THE FRA 36 Message from the Southeast Regional President Pat Suckow THIS ARTICLE IS ABOUT the Southern United States commonly referred to as the JULY 2016 JULY American South, Dixie, or simply the South. Serving my second term as regional president has been just as much fun as the first. I have observed that there are countless ways that everyone has helped our FRA TODAY veterans and their families. Here are some simple things that they have done to make a difference: • The Units donate to the United States Marine Corps Reserve Toys for Tots Foundation, and help provide Christmas joy to millions of children, who other- PAT SUCKOW wise wouldn’t enjoy the things we take for granted. Southeast Regional President • The Units choose families that are going through some hard times. If the Units don’t know of any families in need, they contact the local Command Master Chiefs, local churches or shelters, which will lead the Units to worthy recipients of gift cards or baskets of food to help with holiday dinners. • Our Units assist the activity directors at local retirement communities. They also help the fitness specialists that come in and conduct classes. Auxiliary members actually care for the patients and residents, helping with feeding or anything else that may be needed. The Units have gone to nursing homes on holidays and other times to deliver gift bags, games and snacks to the residents. Sometimes Auxiliary members organize sing-alongs or an ice cream social, which they really enjoy. • The Units donate to veterans’ drives, local schools, Ronald McDonald House and Fisher House. Many of our Units are small and they do a lot - either by donations of their money, paper goods, stamps, envelopes or just offering their time to com- munity kitchens, writing notes or mailing Christmas cards to service members. • Many Auxiliary members support their communities outside of their units by working for Pet Helpers and donating toys, food and blankets for the cats and dogs in their towns. These are simple things, but they can make an impact. And so many veterans have never heard the words “thank you.” If you know a veteran or see someone in a military uniform, say something. It may make his or her day and yours! Shipmates & Auxiliary members of Branch and Unit 194 are looking forward to seeing you at the upcoming 71st FRA & 68th LA FRA Southeast Regional Convention 2016 on August 25-27! This will be held in the Great Smoky Mountains at the Park Vista DoubleTree by Hilton (705 Cherokee Orchard Road) in Gatlinburg, Tenn. Room can be reserved by calling 1-865-436-9211 and rates are $99.00 (plus 12.75% room tax) Remember a good way to spread the word of what the LA FRA does is to wear your unit attire when you’re out or to create a Unit banner that could be displayed whenever the Unit was in the public eye. We need to make a statement as to who the LA FRA is and what we represent. Thank you for allowing me the opportunity to serve as your Regional President. It has been and continues to be a very exciting and rewarding experience for me, both personally and professionally. This is truly a great organization that I am proud to be a part of. Remember we are ready to help. PROTECT YOUR WEALTH. A Precious Metals IRA puts the power of gold in your hands. Don’t trust your retirement savings to the volatility of stocks and other paper assets. Diversify your IRA or 401(k) with a proven hard asset held directly in your control—physical government-issued gold. 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DIEHL President, U.S. Money Reserve 35th Director of the U.S. Mint Call the Only Gold Company Led by a Former U.S. Mint Director 6SHFLDO2IIHUIRU)5$7RGD\5HDGHUV (4''-+6 (4'')1.& *HWWKH8OWLPDWH,5$ ,QIRUPDWLRQ.LWIURPWKH 5+.8'4 H[SHUWVDW860RQH\5HVHUYH &ORALIMITEDTIME GETONE)5((R] $GGLQJ*ROGWR www.usmoneyreserve.com/IRA 1 844 307 4753 VAULT CODE: FRA24 1RWKLQJ KHUHLQVKRXOG EHFRQVLGHUHG DVWD[RU UHWLUHPHQWDGYLFHDV 860RQH\5HVHUYH FDQQRWDQG GRHVQRWRIIHUWD[DGYLFH&OLHQWV VKRXOGFRQVXOWDQ DWWRUQH\RU WD[ DGYLVRU IRU VSHFLŰFWD[ RUOHJDODGYLFH86 0RQH\ 5HVHUYH GRHV QRW JXDUDQWHH WKH SHUIRUPDQFH RUVHUYLFHRI DQ\ GHSRVLWRU\RU ,5$ FXVWRGLDQ (VWLPDWHG WKLUGSDUW\ VWRUDJH DQG DGPLQLVWUDWLYHIHHVDUHVXEMHFWWR FKDQJHDW WKH GLVFUHWLRQRI WKH VHOHFWHGLQGHSHQGHQW ,5$ FXVWRGLDQ DQG GHSRVLWRU\ 7KH PDUNHWV IRU FRLQV DQG SUHFLRXVPHWDOV DUH XQUHJXODWHG3ULFHV FDQ ULVHRU IDOO DQG FDUU\ VRPHULVNV 7KH FRPSDQ\ LVQRWDIŵOLDWHG ZLWKWKH86 *RYHUQPHQWDQGWKH 860LQW 3DVWSHUIRUPDQFHRI WKH FRLQV RUWKHSUHFLRXV PHWDOVPDUNHW FDQQRW SUHGLFW IXWXUHSHUIRUPDQFH 860RQH\5HVHUYH GRHV QRW JXDUDQWHHWKHSHUIRUPDQFHRI SUHFLRXVPHWDOV $OO FDOOV UHFRUGHGIRUTXDOLW\DVVXUDQFH 2IIHU YRLGZKHUHSURKLELWHG&RLQVHQODUJHGWR VKRZGHWDLO6SHFLDORIIHURI RQH IUHH *ROGR]*ROG$PHULFDQ(DJOH&RLQDQGRQHIUHHR]6LOYHU$PHULFDQ(DJOH&RLQFDQQRWEHFRPELQHGZLWKDQ\RWKHURIIHUV&RLQGDWHVRXUFKRLFH/LPLWRQHSHUKRXVHKROG2IIHUH[SLUHV'HFHPEHUk860RQH\5HVHUYH POSTMASTER: SEND ADDRESS CHANGES TO: MEMBER SERVICES FRA 125 N. WEST STREET ALEXANDRIA, VA 22314-2754