119Th Annual Convention SOUTH CAROLINA BANKERS ASSOCIATION | 119TH ANNUAL CONVENTION Preview

JUNE 9-12, 2019 | THE SANCTUARY, KIAWAH ISLAND, SC

SOUTH CAROLINA BANKERS ASSOCIATION 119th Annual Convention SOUTH CAROLINA BANKERS ASSOCIATION | 119TH ANNUAL CONVENTION Preview

Chairman David Morrow and First Lady Nancy Morrow invite you to join them at the 2019 South Carolina Bankers Association Annual Convention, Sunday through Wednesday, June 9-12 at The Sanctuary resort at Kiawah Island, S.C. This year’s convention marks the 119th consecutive gathering of our state’s bankers, and once again it will be held at a destination location. The Sanctuary is consistently ranked among the top destination locales in the world, offering beautiful scenery, a variety of outdoor activities and some of the best golf in the Southeast.

Kiawah, of course, is noted for its environmental, recreational, cultural and historical significance, and it’s been named one of the top 10 beaches in the United States by Forbes magazine.

CAt The Sanctuary, guests enjoy world-class recreational facilities and can avail themselves of the following amenities: golf, tennis, spa, swimming pool, nature programs and Kamp Kiawah for children, complimentary door-to-door resort transportation and personal service from the resort’s more than 1,000 employees.

The breathtaking beauty of Kiawah Island is the ideal perfect venue for the SCBA’s dynamic line-up of speakers, vendors and enlightening business sessions. For your convenience, our nightly hotel rates will be extended to our registrants three days before and after the convention should you choose to stay and enjoy the surf and sand. The resort is a spectacular backdrop for the Annual Convention’s hard-hitting business and breakout sessions.

June 9-12, 2019 | The Sanctuary, Kiawah Island, South Carolina 2 SOUTH CAROLINA BANKERS ASSOCIATION | 119TH ANNUAL CONVENTION Agenda

SUNDAY, JUNE 9, 2019

3:00 p.m. – 6:00 p.m. Registration Open – Trade Show Open 5:45 p.m. – 6:30 p.m. The Graduate Schools of Banking Reunion/Reception 6:30 p.m. – 8:00 p.m. Opening Night Reception – Trade Show Open Evening free for dining and entertainment on your own

MONDAY, JUNE 10, 2019

7:45 a.m. – 9:00 a.m. Coffee and Pastries Served and Trade Show Open 8:30 a.m. – Noon Registration 9:00 a.m. – Noon Business Session Afternoon events: Select from Golf Tournament or Tennis Round Robin or Southern Sideboard Brunch with a Side of Art 6:30 p.m. – 7:30 p.m. Chairman’s Reception

TUESDAY, JUNE 11, 2019

7:45 a.m. – 9:00 a.m. Coffee and Pastries 7:45 a.m. – 8:45 a.m. Prayer Breakfast 9:00 a.m. – 10:00 a.m. Business Session 10:00 a.m. – 10:35 a.m. Concurrent Sessions 10:35 a.m. – 11:10 a.m. Concurrent Sessions Repeated 11:10 a.m. – 12:30 p.m. Business Session Continues 12:30 p.m. – 6:45 p.m. Afternoon Free 6:45 p.m. Cocktails 7:30 p.m. Dinner Dance 8:45 p.m. Dancing to the Music of the East Coast Party Band

The East Coast Party Band is a versatile and exciting musical/entertainment entity from Mt. Pleasant, South Carolina. In 2009, Mt. Pleasant Town Council, by official proclamation, declared the band the Town of Mt. Pleasant’s “Musical Ambassadors,” an honor they hold proudly. Musical styles include Carolina Beach Music, Soul Music, Fifties music, jazz standards, an array of ballads, TOP 40 and classic Rock and Roll. Their specialty is involving the crowd in the show with their special brand of entertainment!

June 9-12, 2019 | The Sanctuary, Kiawah Island, South Carolina 3 SOUTH CAROLINA BANKERS ASSOCIATION | 119TH ANNUAL CONVENTION Information

HOTEL RESERVATIONS SCBA is not responsible for making your hotel reservation. After completing this event registration form OR completing online, you will receive a confirmation email with instructions to make your accommodations with The Sanctuary. A group rate of $439 per night plus tax has been negotiated (three days prior and three days post meeting based on availability). Rates do not include state and local taxes, currently 13%. RESERVATION REQUESTS MUST BE RECEIVED BY THE SANCTUARY BY MAY 1, 2019. Should the room block become full before May 1 or should the reservation request be made after May 1, reservations will be accepted on a first come first serve basis, based on availability at the transient rates. It is not uncommon for a group room block to become full prior to the deadline date; we encourage you to make your reservations as early as possible. The hotel will make every effort to honor specific preferences such as location, connecting rooms and bedding preferences. All reservations must be guaranteed with a major credit card supplied at the time of reservation, by first night room and tax deposit based upon your preferred accommodations.

Any guaranteed reservation NOT canceled by 12 p.m. seven (7) days prior to arrival will be subject to one night’s room and tax cancellation fee. Any reservations that fail to arrive on the scheduled arrival date will be considered no-shows and a charge of one night’s room and tax will be posted to the guest’s credit card on file. Check-in time is after 4:00 p.m. and check-out time is noon. CONVENTION REGISTRATION SCBA’s 119th Annual Convention boasts two full days of educational opportunities for bankers, directors and associate members. Included on the convention registration/hotel reservation form, is the registration for the reunion reception of The Graduate Schools of Banking, the golf tournament, tennis round robin, the prayer breakfast and the special event. The registration fee of $545 per banker/associate member and $425 per spouse/guest, and $165 per child 14 years and over, includes admission to all events except for the aforementioned golf tournament, tennis round robin, prayer breakfast and the southern brunch with a side of art. For your convenience, you may register online for the convention. Deadline for all registration material is May 1, 2019. CONVENTION ATTIRE Attire for the entire convention will be resort wear. A sport coat or jacket is requested for the gentlemen for the Tuesday evening dinner dance, no ties required! REFUNDS There will be no refund of SCBA Convention registration fees after 12 p.m. on Friday, May 31. If you have extenuating circumstances, please call Anne Gillespie at 803.779.0850 or email [email protected]. QUESTIONS? Please contact Anne Gillespie or visit www.scbankers.org to register online. We’ll see you at The Sanctuary: 1 Sanctuary Beach Drive, Kiawah Island, SC 29455

June 9-12, 2019 | The Sanctuary, Kiawah Island, South Carolina 4 SOUTH CAROLINA BANKERS ASSOCIATION | 119TH ANNUAL CONVENTION Speakers

JEFFREY M. LACKER

Dr. Jeffrey Lacker received his Ph.D. in Economics from the University of Wisconsin in 1984. His current research relates to the history of financial crises and central bank policy. Prior to joining the faculty in 2018, he worked at the Federal Reserve Bank of Richmond for 28 years, including over 12 years as President and CEO. In that role, he participated in meetings of the Federal Open Market Committee, the monetary policy arm of the Federal Reserve. Past research has focused on monetary economics, banking and financial intermediation, and payment economics, and has been published in a variety of peer-reviewed journals, including Journal of Political Economy, Journal of Monetary Economics, Journal of Economic Dynamics and Control, The Cato Journal, Review of Economic Dynamics, Economic Theory, Journal of Financial Intermediation, and the Carnegie-Rochester Conference Series on Public Policy.

ROB NICHOLS

Rob Nichols is the president and CEO of the American Bankers Association, which represents banks of all sizes and charters and is the voice for the nation’s $17 trillion banking industry.

Nichols joined ABA in August 2015 following ten years at the helm of the Financial Services Forum, a non-partisan financial and economic policy organization. Before joining the Forum, Nichols served in the George W. Bush administration as the Assistant Secretary for Public Affairs at the Treasury Department, a position requiring confirmation by the United States Senate. In this role, he acted as chief spokesperson and head of the Office of Public Liaison, serving as Treasury’s lead representative with the media, business, professional trade organizations, consumer groups and the public.

Nichols’ earlier career highlights include working as communications director to U.S. Senator Slade Gorton and Press Secretary to the late Congresswoman Jennifer Dunn, a former member of the House leadership, and in the West Wing as an aide in the Office of the Chief of Staff in the George H.W. Bush administration.

Nichols is a recipient of the Alexander Hamilton Award, the highest honor of the U.S. Department of the Treasury. He also is consistently ranked as one of Washington’s Top Lobbyists by The Hill and was described as one of the “new generation of trade group CEOs” by The Washington Post.

Nichols is a graduate of the George Washington University. He is a member of the board of directors of the International Banking Federation (IBFed), a forum that addresses issues affecting banking around the world. Nichols is also a member of the board of directors of Food Allergy Research & Education (FARE), which works on behalf of the 15 million Americans with food allergies, including all those at risk for life-threatening anaphylaxis.

June 9-12, 2019 | The Sanctuary, Kiawah Island, South Carolina 5 SOUTH CAROLINA BANKERS ASSOCIATION | 119TH ANNUAL CONVENTION Speakers

MARK ZINDER

Mark Zinder is a leading financial expert, trend forecaster, and seasoned keynote speaker.

He has traveled the globe delivering more than 2,000 presentations to hundreds of thousands of people around the world. He is also a regular guest on Fox Business and CNBC, sharing his expertise and positive outlook while tackling tough questions on the economy.

Mark’s extensive background spans 33 years and includes being the National Spokesman for Franklin Templeton. During that time, he worked side-by- side with Sir John Templeton, Dr. Mark Mobius, and Mr. Michael Price to hone his ability to spot trends before they become obvious.

Laughing is the key to learning, and connecting with your clients is the key to success. Mark’s high-energy presentation focuses on these elements and motivates you to think differently to achieve success in today’s constantly changing world.

CLEBE MCCLARY–PRAYER BREAKFAST

First Lieutenant Patrick Cleburne McClary, III, USMC, Retired, known to thousands as “Clebe McClary,” is an American hero. During the Vietnam War, while some of his contemporaries were staging anti-war protests and desecrating the American flag, the Lowcountry native was serving as a platoon leader in the First Reconnaissance Battalion. On the battalion’s 19th patrol, the unit was attacked by the Viet Cong. Lieutenant McClary was seriously wounded, losing his left arm and left eye, yet he continued to lead his men. The numerous surgeries and long recovery period that followed could have taken a bitter toll, but he faced his rehabilitation with characteristic determination. In the years since, Lieutenant McClary has become a symbol of courage and hope to the many audiences around the world with whom he has shared his story.

June 9-12, 2019 | The Sanctuary, Kiawah Island, South Carolina 6 SOUTH CAROLINA BANKERS ASSOCIATION | 119TH ANNUAL CONVENTION Special Events

BANKING SCHOOLS ALUMNI MEETING Graduate Schools of Banking Reunion It’s a class reunion! All banking schools’ alumni are invited to the Graduate Sunday, June 9 Schools of Banking Reunion commencing at 5:45 p.m. on Sunday, June 9. Join us for reports from the schools and to reunite with other graduates over cocktails and 5:45 p.m. hors d’oeuvres. Prior registration is required The event will run until 6:30 p.m. The reunion will be followed by the opening night reception, from 6:30 p.m. to 8 p.m.

All alumni and their spouses/guests are welcome to attend this special event. There is no charge for this special event, but prior registration is required. Last year, there were more than 40 individuals who took part in the Graduate Schools of Banking Reunion, so don’t miss out on this year’s festivities.

TENNIS ROUND ROBIN 2019 Tennis Round Robin Roy Barth Tennis Center The 2019 South Carolina Bankers Association Tennis Round Robin will be held at the Monday, June 10 Roy Barth Tennis Center. The center is a top-of-the-line facility, featuring nine Har-Tru clay courts, three hard courts and a zoned practice court with ball machine and 2 p.m. an automated retrieval system. $65 per player The Tennis Round Robin is scheduled for 2 p.m. on Monday, June 10, 2019. The Prior registration is required registration fee includes refreshments and court time. The Roy Barth Tennis Center is located in East Beach Village and is a short walk from The Sanctuary.

June 9-12, 2019 | The Sanctuary, Kiawah Island, South Carolina 7 SOUTH CAROLINA BANKERS ASSOCIATION | 119TH ANNUAL CONVENTION Special Events

2019 Golf Tournament at The Ocean Course Monday, June 10 | 12:30 p.m. $460 per player

Prior registration is required

GOLF TOURNAMENT

The 2019 SCBA Golf Tournament will be held at the Ocean Course, one of the best known golf courses on the Eastern Seaboard. The Ocean Course has hosted major golf tournaments including the Ryder Cup in 1991, and the 2012 PGA Championship. It also hosted the PGA Club Professional Championship in 2005 and the Senior PGA Championship in 2007. It will also host the PGA Championship in 2021.

The Ocean Course, designed by Pete and Alice Dye, opened in 1991. It was designed so that players have a view of the shoreline of the Atlantic Ocean but also to expose golfers to the often-strong winds in the area. The Ocean Course has been consistently named as one of the best courses in the world by several publications such as Golf Digest and Golf Magazine. In 2010, the course was rated 25th in Golf Digest’s 100 Greatest Golf Courses in America.

The Ocean Course is a par 72 course and from the championship tees, it stretches to 7,873 yards with a slope rating of 153 and a course rating of 79.7, the highest in the country, according to the United States Golf Association. Because of its large slopes, numerous bunkers, and challenging Bermuda grass, it was named the toughest course in America in 2010 by Golf Digest.

The Ocean Course was featured in the 2000 film The Legend of Bagger Vance.

June 9-12, 2019 | The Sanctuary, Kiawah Island, South Carolina 8 SOUTH CAROLINA BANKERS ASSOCIATION | 119TH ANNUAL CONVENTION Special Events

Southern Sideboard with a Serving of Art Monday, June 10, 2019 | 12:15 – 2:00 PM $65.00 per Person | Limited to 75 Guests

Prior registration is required

SOUTHERN SIDEBOARD WITH A SERVING OF ART

Please join Chairman David Morrow and First Lady Nancy Morrow for Southern Sideboard with a Serving of Art. Prior to the luncheon, we will gather for a southern social and then enter The Ocean Room to feast on delectable southern cuisine. Following the luncheon, internationally known artist Mary Whyte will share an engaging presentation about her work and the unpredictable journey of her career. Learn what working in the medium of watercolor has taught her—lessons of wisdom, tenacity and humor that transcend all walks of life. Don’t miss this fun and captivating luncheon!

Mary Whyte is an American watercolor artist receiving international recognition for her watercolor paintings of contemporary realism and portraiture. In 2016 the Portrait Society of America chose Mary Whyte as the recipient of the Society’s Gold Medal. The Gold Medal is the highest honor awarded by the Portrait Society with past recipients including iconic artists such as Andrew Wyeth, Jamie Wyeth, and Nelson Shanks. Whyte has been awarded the South Carolina Arts Commission’s prestigious Elizabeth O’Neill Verner Award, the highest honor for an artist given by the state of South Carolina. In the United States, the groundbreaking exhibition Working South Photo Credit: Jack Alterman was featured on CBS Sunday Morning©. The exhibition of 50 works depicted blue-collar workers in industries vanishing throughout the South, with the exhibition traveling to museums throughout the southern United States.

“Subject matter is neither pretty nor ugly, as the beauty of a painting lies in the work itself. Everything is worthy of being painted, even a gray day.” — Mary Whyte, An Artist’s Way of Seeing

June 9-12, 2019 | The Sanctuary, Kiawah Island, South Carolina 9 “Trap” Watercolor by Mary Whyte

“The extraordinary work of Mary Whyte, who could easily be named the first visual poet laureate of South Carolina, is astonishing on the very face of it. When I grew up in Beaufort, South Carolina, Ruby Ellis Hryharrow, a friend’s mother, was known as the best watercolorist in town. The artists of those early times formed a club of their own, but Mary Whyte’s work is in a league of her own. She is painting a South Carolina I thought only a poet or novelist could create. Mary Whyte has made South Carolina a kingdom of her own, and my God, this woman can write and paint.”

— Pat Conroy, Southern Writer

June 9-12, 2019 | The Sanctuary, Kiawah Island, South Carolina 10 SOUTH CAROLINA BANKERS ASSOCIATION | 119TH ANNUAL CONVENTION Sponsors

GRAND SPONSOR

DIAMOND SPONSORS

PLATINUM SPONSORS

SAPPHIRE SPONSORS

GOLD SPONSORS

June 9-12, 2019 | The Sanctuary, Kiawah Island, South Carolina 11 SOUTH CAROLINA BANKERS ASSOCIATION | 119TH ANNUAL CONVENTION Convention Registration

EVENT FEE DEADLINE TO REGISTER: MAY 1, 2019 SUBTOTAL

MAIN REGISTRANT ($545) Full Name: ______Nickname: ______$ ______o Southern Sideboard Brunch ($65) o Banking School Reunion o Prayer Breakfast ($40) o Tennis ($65) o Golf ($460) ______Handicap

SPOUSE/GUEST ($425) Full Name: ______Nickname: ______$ ______o Southern Sideboard Brunch ($65) o Banking School Reunion o Prayer Breakfast ($40) o Tennis ($65) o Golf ($460) ______Handicap

All children of any age must be preregistered to be admitted to convention events. If you have not preregistered your children to attend SCBA events, please arrange for child care by contacting the concierge at The Sanctuary, 843-768-6251. Child care arrangements must be confirmed no less than 48 hours in advance.

CHILD ($165) Full Name: ______Nickname: ______$ ______o Southern Sideboard Brunch ($65) o Banking School Reunion o Prayer Breakfast ($40) o Tennis ($65) o Golf ($460) ______Handicap

TOTAL

MAIN REGISTRATION ORGANIZATION: ______$ ______

MAILING ADDRESS: ______CITY/STATE/ZIP: ______

PHONE: ( ) ______CELL PHONE: ( ) ______

E-MAIL ADDRESS: ______

SPOUSE/GUEST E-MAIL ADDRESS: ______

REGISTRATION FORM SUBMITTED BY: ______

E-MAIL ADDRESS: ______SOUTH CAROLINA BANKERS ASSOCIATION | 119TH ANNUAL CONVENTION Convention Registration

THE SCBA HAS A VERY LIMITED BLOCK OF ROOMS FOR EARLY ARRIVALS AND DELAYED DEPARTURES. Check in time is 4:00 p.m. and check-out time is noon.

EVENT REGISTRATION PAYMENT Use the following information for the payment of your SCBA event registration fees:

o Enclosed is a check $ ______made payable to the South Carolina Bankers Association for my Registration Fees.

o Credit Card: o MasterCard o VISA o Discover o American Express

Credit Card # ______Expiration: ______

Security Code (Last 3 Digits) ______Billing Zip Code ______

Signature ______Date ______

No registration fees shall be refunded after noon on May 31, 2019. The deadline to register is May 1, 2019.

RETURN THIS FORM TO: SOUTH CAROLINA BANKERS ASSOCIATION P.O. BOX 1483, COLUMBIA, SC, 29202

OR FAX to: 803.779.0890 OR REGISTER ONLINE: www.scbankers.org

Substitutions are allowed. If you have a disability that you wish to make us aware of, please attach a statement regarding your individual needs. We will contact you for accommodations. SOUTH CAROLINA BANKERS ASSOCIATION | 119TH ANNUAL CONVENTION Sponsorship Opportunities

ADDITIONAL SPONSORS WELCOME

Our company will sponsor at the following level: (Please check box of your selection) o GRAND SPONSOR | Total Cost...... $10,000.00 (These sponsors will be recognized as a full sponsor of a particular event)

o DIAMOND SPONSOR | Total Cost...... $7,500.00 (These sponsors will be recognized as a full sponsor of a particular event)

o PLATINUM SPONSOR | Total Cost...... $5,000.00 (These sponsors will be recognized as a full sponsor of a particular event)

o SAPPHIRE SPONSOR | Total Cost...... $3,000.00

o GOLD SPONSOR | Total Cost...... $2,000.00

NAME: ______COMPANY: ______MAILING ADDRESS: ______CITY/STATE/ZIP: ______PHONE: ( ) ______FAX: ( ) ______E-MAIL ADDRESS: ______Should your recognition sign require information not listed above, please note: ______

PAYMENT MUST ACCOMPANY THIS SPONSORSHIP FORM PLEASE o Enclosed is a check $ ______made payable to the South Carolina Bankers Association. o Credit Card: o MasterCard o VISA o Discover o American Express Credit Card # ______Expiration: ______Security Code (Last 3 Digits) ______Billing Zip Code ______Signature ______Date ______Your support of the South Carolina Bankers Association is appreciated!

RETURN THIS FORM TO: E. ANNE GILLESPIE SOUTH CAROLINA BANKERS ASSOCIATION P.O. BOX 1483, COLUMBIA, SC, 29202

Email: [email protected] OR FAX to: 803.779.0890

Let us recognize your generosity! E-mail your logo (eps or jpeg file) to [email protected].