Steps on Writting a Book Start to Finish
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Chapter 5 Present Worth
Chapter 5 Present Worth 5-1 Emma and her husband decide they will buy $1,000 worth of utility stocks beginning one year from now. Since they expect their salaries to increase, they will increase their purchases by $200 per year for the next nine years. What would the present worth of all the stocks be if they yield a uniform dividend rate of 10% throughout the investment period and the price/share remains constant? Solution PW of the base amount ($1,000) is: 1,000(P/A, 10%, 10) = $6,144.57 PW of the gradient is: 200(P/G, 10%, 10) = $4,578.27 Total PW = 6,144.57 + 4,578.27 = $10,722.84 5-2 It takes $10,000 to put on the local art festival each year. Immediately before this year's festival, the sponsoring committee determined that it had $60,000 in an account paying 8% interest. After this year, how many more festivals can be sponsored without raising more money? Think carefully! Solution 60,000 - 10,000 = 10,000(P/A, 8%, n) (P/A, 8%, n) = 50,000/10,000 = 5 From the i = 8% table n = 6 This is the number of festivals after this year's. There will be some money left over but not enough to pay for a 7th year. 5-3 A scholarship is to be established that will pay $200 per quarter at the beginning of Fall, Winter, and Spring quarters. It is estimated that a fund for this purpose will earn 10% interest, compounded quarterly. -
Scouting & Rope
Glossary Harpenden and Wheathampstead Scout District Anchorage Immovable object to which strain bearing rope is attached Bend A joining knot Bight A loop in a rope Flaking Rope laid out in wide folds but no bights touch Frapping Last turns of lashing to tighten all foundation turns Skills for Leadership Guys Ropes supporting vertical structure Halyard Line for raising/ lowering flags, sails, etc. Heel The butt or heavy end of a spar Hitch A knot to tie a rope to an object. Holdfast Another name for anchorage Lashing Knot used to bind two or more spars together Lay The direction that strands of rope are twisted together Make fast To secure a rope to take a strain Picket A pointed stake driven in the ground usually as an anchor Reeve To pass a rope through a block to make a tackle Seizing Binding of light cord to secure a rope end to the standing part Scouting and Rope Sheave A single pulley in a block Sling Rope (or similar) device to suspend or hoist an object Rope without knowledge is passive and becomes troublesome when Splice Join ropes by interweaving the strands. something must be secured. But with even a little knowledge rope Strop A ring of rope. Sometimes a bound coil of thinner rope. comes alive as the enabler of a thousand tasks: structures are Standing part The part of the rope not active in tying a knot. possible; we climb higher; we can build, sail and fish. And our play is suddenly extensive: bridges, towers and aerial runways are all Toggle A wooden pin to hold a rope within a loop. -
Start-To-Finish Literacy Starters Reading Strategies Tools
Start-to-Finish® Literacy Starters Reading Strategies and Tools for Beginning Readers © Don Johnston Incorporated 37 Teacher Guide Start-to-Finish® Literacy Starters 38 Teacher Guide © Don Johnston Incorporated Start-to-Finish® Literacy Starters © Don Johnston Incorporated Intervention Planning Tool 39 Teacher Guide Start-to-Finish® Literacy Starters 40 Teacher Guide Intervention Planning Tool © Don Johnston Incorporated Start-to-Finish® Literacy Starters © Don Johnston Incorporated Intervention Planning Tool 41 Teacher Guide Start-to-Finish® Literacy Starters 42 Teacher Guide Intervention Planning Tool © Don Johnston Incorporated Start-to-Finish® Literacy Starters Building Vocabulary Four word cards are included with each of the books in the Start-to-Finish Literacy Starters series. At the Enrichment and Transitional levels, these word cards are intended to build oral language—particularly vocabulary knowledge. Enrichment and Transitional Vocabulary • The vocabulary words selected for the enrichment stories represent core concepts and ideas that have a particular meaning in the story, but may have other meanings in other settings. • The word cards are NEVER intended to be used in flash card drill and practice. • Use the vocabulary cards to build a vocabulary wall in your room and encourage everyone who enters your room to find a word and relate it to something they know or have experienced. • Categorize, sort, and complete activities that highlight connections among words. • As you begin using new books, don’t abandon old vocabulary – continue to build on and use existing vocabulary as new words are added. • Create webs and graphic organizers that relate the new words to experiences and vocabulary the beginning readers already know. -
Frequencies Between Serial Killer Typology And
FREQUENCIES BETWEEN SERIAL KILLER TYPOLOGY AND THEORIZED ETIOLOGICAL FACTORS A dissertation presented to the faculty of ANTIOCH UNIVERSITY SANTA BARBARA in partial fulfillment of the requirements for the degree of DOCTOR OF PSYCHOLOGY in CLINICAL PSYCHOLOGY By Leryn Rose-Doggett Messori March 2016 FREQUENCIES BETWEEN SERIAL KILLER TYPOLOGY AND THEORIZED ETIOLOGICAL FACTORS This dissertation, by Leryn Rose-Doggett Messori, has been approved by the committee members signed below who recommend that it be accepted by the faculty of Antioch University Santa Barbara in partial fulfillment of requirements for the degree of DOCTOR OF PSYCHOLOGY Dissertation Committee: _______________________________ Ron Pilato, Psy.D. Chairperson _______________________________ Brett Kia-Keating, Ed.D. Second Faculty _______________________________ Maxann Shwartz, Ph.D. External Expert ii © Copyright by Leryn Rose-Doggett Messori, 2016 All Rights Reserved iii ABSTRACT FREQUENCIES BETWEEN SERIAL KILLER TYPOLOGY AND THEORIZED ETIOLOGICAL FACTORS LERYN ROSE-DOGGETT MESSORI Antioch University Santa Barbara Santa Barbara, CA This study examined the association between serial killer typologies and previously proposed etiological factors within serial killer case histories. Stratified sampling based on race and gender was used to identify thirty-six serial killers for this study. The percentage of serial killers within each race and gender category included in the study was taken from current serial killer demographic statistics between 1950 and 2010. Detailed data -
Understanding Youth Gangs in Yakima County
Is My Child At Risk For Gang Involvement? Parents play a crucial role in keeping their children out of gangs. Unfortunately many parents lack important information Understanding about what to look for. Youth between 12-14 years of age are most likely to consider joining a gang; however children as young as first grade can be recruited. You should know that kids who have school difficulties, a lack of parental supervision, use alcohol or other drugs, are often Youth Gangs truant from school or very prone to “following the pack” are most at risk of gang involvement. in Yakima County Why Do Kids Join Gangs? Adolescence is a time in life when children begin to define their own identity. Many seek out new peer groups as a means Yakima County Resources of gaining acceptance. Gangs can meet this need. Gangs can provide things children may not get at home or elsewhere — not just acceptance, but structure, money, food, activities, companionship, and even love. Kids don’t run toward gangs, they are running away from something else and find gangs. You can help prevent gang involvement by ensuring all your 211 is a local resource help line that can refer you children’s needs are met in some other way. to parenting programs, counselors, mental health therapists, and substance abuse providers. Southeast Community Center/OIC/Building the Bridges gang outreach workers can be reached at 509-575-6114 Behaviors Associated With Gang Involvement Randy Town, ESD 105 Yakima County Gang Youth who are involved in gangs may exhibit changes in behavior. -
Tenant Finish out Permit Application
City of Lake Worth Permit Department 3805 Adam Grubb Lake Worth, Texas 76135 817-237-1211 X 112 Fax 817-237-1333 TENANT FINISHOUT – COMMERCIAL SUBMITTAL INFORMATION • Our goal is to complete plan reviews within ten (10) business days, excluding day of submittal. • Plan reviews will not begin until all application requirements are met. • After plans have been approved, any changes must also be submitted for approval and a full plan review fee will be charged for the additional plan review. • Fire Sprinkler and Fire Alarm plans will need to be submitted separately for review and permit by a licensed fire contractor. • Sign permits will need to be submitted separately by a licensed sign contractor for review and approval. • Drawings containing a label or stamp such as “not for construction” or “for bid only” will not be accepted for permit review. • Each drawing and document shall be sealed, signed, dated, and designed by a State of Texas Registered Architect, Registered Engineer, Registered Interior Designer, where applicable as required by the State of Texas Engineering and Architect Practice Act. • If the establishment requires a Tarrant County Health Department Permit, a set of plans must be submitted to the Tarrant County Health Department for review. Contact information: Mariana Fletcher, 1101 S. Main Street, Rm #2300, Fort Worth, Texas 76104, 817-321-4960, fax-817-321-4961, [email protected]. The following items must be included with the application form. Incomplete plans and/or applications will not be accepted and may create delays. • PERMIT APPLICATION – Application must be filled out in its entirety and signed in all appropriate places. -
Untie the Knots That Tie up Your Life by Bestselling Author, Ty Howard
Pub. Date: March 2007 Self-Help / Psychology / Empowerment / Advice / Relationships / Family / Habits Untie the Knots® That Tie Up Your Life by Bestselling Author, Ty Howard Do you know anyone who's tied up in procrastination, excuses, self-pity, the past, denial, clutter, debt, confusion, toxic relationships, fear, matching or trying to be like others, continual pain, anger, mediocrity, or stress? Albert Einstein said, "Your imagination is your preview of life's coming attractions." The tragedy today—many people have no control over what's coming. Nearly every one of us has suffered from one or several challenging knots in our lives at one time or another. Sometimes it feels like they'll never come undone... that they'll only get tighter and tighter. Sometimes it feels like they'll drive you crazy! And if you do not discover how to identify and boldly Untie the Knots® That Tie Up Your Life, these knots can pose a serious threat to your whole life... your health, relationships, career, money... you fulfilling your life's ultimate purpose. Don't despair—there are answers, solutions, strategies and real-life testimonies that can assist you in setting yourself free to manifest the life you desire. Find out why so many are eagerly reading the guide that sets Life free: When you learn how to identify If you don't have any dreams or Ty Howard is one of America's goals, what is there to move forward renowned and in—demand and Untie the Knots® that tie-up and motivational speakers on the circuit delay your life—that's when you will to—you're already there. -
Program Provider Guide
Girl Scouts of Southern Arizona PROGRAM PROVIDERS Greetings from GSSoAZ! We are excited to provide you and your organization an incredible opportunity to work with Girl Scouts of Southern Arizona (GSSoAZ). Program Providers are an integral part of how girls connect with the world around them. When you choose to offer programming with us, the benefits are: ☙ Visibility to more than 7,000 girls and adults across Southern Arizona through one or more of the following: website, social media, flyers, e-newsletters. ☙ Opportunity to work with the largest organization for girls in the world—with over 100 years of expertise in building girls who are go-getters, innovators, risk-takers, and leaders (G.I.R.L.). Girl Scouts is the preeminent organization dedicated to developing leadership in girls. In Girl Scouts, girls and adults work side by side to design fun and challenging activities that empower them to Discover, Connect, and Take Action around issues that interest them and impact their community. Our Program Providers enhance the Girl Scout experience and offer opportunities for the girls to lead like a G.I.R.L. (Go- getter, Innovator, Risk-taker, Leader)™. In this packet you will find: ☙ Types of Program Providers and the benefits of working with Girl Scouts of Southern Arizona ☙ Information on the Girl Scout Program ☙ Safety and logistics information ☙ Program Provider application Program Provider Checklist Review the information in this packet Determine which level best fits for your organization/business Submit the following: Program Provider Application Certificate of Liability Insurance Plan your program with GSSoAZ Offer amazing programs to girls Complete reporting forms, as requested With questions, or for more information, please contact the program team at GSSoAZ at 520-319-3187 or at [email protected]. -
Reflecting on What's Worth Saving for (Guide)
BUILDING BLOCKS TEACHER GUIDE Reflecting on what’s worth saving for Using the strategies of reflective writing, students create a personal statement sharing their hopes and dreams of things they would like to have or accomplish in the future. Learning goals KEY INFORMATION Big idea Building block: Saving money can help you achieve financial Executive Function well-being. Financial habits and norms Essential questions Grade level: High school (9–12) § Why is saving money a good financial Age range: 13–19 strategy? Topic: Save and invest (Saving for § What do you feel is worth saving for? long-term goals) Objectives School subject: CTE (Career and technical education), English or language § Use the reflective writing process to identify arts, Social studies or history savings goals Teaching strategy: Personalized § Begin to plan for spending and savings instruction, Direct instruction decisions that are aligned with personal goals and values Bloom’s Taxonomy level: Create Activity duration: 45–60 minutes What students will do § Describe one or two things they’d like STANDARDS to have but can’t afford right now. § Analyze why these things are worth Council for Economic Education saving for. Standard III. Saving § Explain how having these things will Jump$tart Coalition enhance their life. Spending and saving - Standard 1 To find this and other activities go to: Consumer Financial Protection Bureau consumerfinance.gov/teach-activities 1 of 4 Winter 2020 Preparing for this activity □ While it’s not necessary, completing the “Storing my savings” and “Evaluating savings scenarios” activities may make this one more meaningful. □ Print copies of all student materials for each student, or prepare for students to access them electronically. -
Religious-Verses-And-Poems
A CLUSTER OF PRECIOUS MEMORIES A bud the Gardener gave us, A cluster of precious memories A pure and lovely child. Sprayed with a million tears He gave it to our keeping Wishing God had spared you If only for a few more years. To cherish undefiled; You left a special memory And just as it was opening And a sorrow too great to hold, To the glory of the day, To us who loved and lost you Down came the Heavenly Father Your memory will never grow old. Thanks for the years we had, And took our bud away. Thanks for the memories we shared. We only prayed that when you left us That you knew how much we cared. 1 2 AFTERGLOW A Heart of Gold I’d like the memory of me A heart of gold stopped beating to be a happy one. I’d like to leave an afterglow Working hands at rest of smiles when life is done. God broke our hearts to prove to us I’d like to leave an echo He only takes the best whispering softly down the ways, Leaves and flowers may wither Of happy times and laughing times The golden sun may set and bright and sunny days. I’d like the tears of those who grieve But the hearts that loved you dearly to dry before too long, Are the ones that won’t forget. And cherish those very special memories to which I belong. 4 3 ALL IS WELL A LIFE – WELL LIVED Death is nothing at all, I have only slipped away into the next room. -
Internship Notice #38
Alumni Office Room 1W9 Isaac B. Honor - Internship Coordinator [email protected] INTERNSHIP NOTICE #38 We have released the GO Getter Summer Internship application for GO Summer 2017! The GO Project is an education nonprofit based in Lower Manhattan, and we are currently looking for high school students to apply to our GO Getter Summer Internship program. As we do each year, we would love to share this competitive and exciting opportunity with your students! GO Getter Summer Internship During our 5 week summer program, the GO Getter High School Summer Internship is an opportunity for high school students to learn and develop leadership skills, social consciousness, and the ability to realize their potential to impact change within the larger community. The GO Getter Summer Internship consists of three main components: 1) Reflective direct service as volunteer teaching assistants in a K - 5th grade classroom (providing support in Math, Literacy, Art, Music, Theater, Sports, Etc.) 2) Daily professional development sessions that utilize an intensive social justice curriculum to discuss diversity and educational equity 3) A culminating service project that interns independently develop throughout the summer in order to become catalysts of change The internship curriculum is rigorous and provides interns with an understanding of the barriers to educational equity and the ways in which they, and others, can shift these barriers. The GO Getters Summer Internship allows high school students to engage in meaningful professional development -
Lower Shore Clinic Richard Bearman, Clinic Director; Tuesday Trott, Clinic Administrator
Lower Shore Clinic Richard Bearman, Clinic Director; Tuesday Trott, Clinic Administrator Dedicated to serving the public, and particularly those without access to affordable and effective health care, Lower Shore Clinic maintains its commitment to the welfare of the people on the Lower Eastern Shore. This community based outpatient clinic exists to provide effective, integrated, and affordable mental health and primary care to people whose lack of means would otherwise prevent them from having any. No one is denied services for inability to pay. Lower Shore Clinic began operations in late 1999. The Wicomico public mental health clinic was originally operated by the County Health Department until 1997 when Peninsula Regional Medical Center (PRMC) took over for two and a half years. PRMC concluded that it could not afford to sustain the staggering financial losses operating the clinic entailed for it and the Wicomico County Health Officer asked Go-Getters, a community based psychiatric rehabilitation program, to step in. Lower Shore Clinic, an independent corporation, was founded and was granted an operating license. In early 2000, all 450 clients who wished to continue treatment and all therapists from the PRMC clinic were transferred seamlessly to Lower Shore Clinic. The clinic provides psychiatrists and psychiatric nurse practitioners who offer pharmacotherapy (medication) and therapists (nurses, social workers and counselors) who offer group and individual psychotherapy to assist people recovering from debilitating mental illness to live, work and play successfully in the larger community. Now, after twelve years as a mental health practice, Lower Shore Clinic added primary care in 2012, initially for its existing clients, but opening to the larger community in mid-2013.