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The Agency reviews the safety opposed felt that granting the conducted. The basic controls segment analyses and the public comments, and exemptions would compromise the consists of backing maneuvers with determines whether granting the standardization of testing among the potential pull ups and is performed at exemption would likely achieve a level various States. On 9, 2017, FMCSA very low speed. Consequently, drivers of safety equivalent to, or greater than, denied Minnesota’s application for do not proceed to highway speeds prior the level that would be achieved by the exemption for the following reasons: to completing the basic control skills. current regulation (49 CFR 381.305). • FMCSA opposed allowing a State to A copy of FMCSA’s , 2017, The decision of the Agency must be amend the AAMVA test model score letter denying Minnesota’s original published in the Federal Register (49 sheet, which has been tested and application and of the State’s request for CFR 381.315(b)) with the reason for the validated for use by all States in testing reconsideration is in the docket listed at grant or denial, and, if granted, the prospective CMV drivers. When a CDL the beginning of this notice. driver moves to a new State and seeks specific person or class of persons V. Request for Comments receiving the exemption, and the to transfer his or her CDL to that State, regulatory provision or provisions from universal use of the score sheet assures In accordance with 49 U.S.C. which exemption is granted. The notice the new State that the driver met a 31315(b)(6), FMCSA requests public must also specify the effective period of baseline standard for safety when his or comment from all interested persons on the exemption (up to 5 years), and her CDL was first issued. Minnesota’s request for reconsideration explain the terms and conditions of the • FMCSA opposed combining the of its application for an exemption. All exemption. The exemption may be skills test. Under the proposed comments received before the close of renewed (49 CFR 381.300(b)). exemption, an individual could pass business on the comment closing date Minnesota’s combined test even though indicated at the beginning of this notice III. Background he or she has exceeded the maximum will be considered and will be available The Commercial Motor Vehicle Safety point deduction allowed when the two for examination in the docket at the Act of 1986 (CMVSA) [49 U.S.C. chapter portions (basic controls or on-the road) location listed under the ADDRESSES 313, implemented by 49 CFR part 383] of the skills test are given separately. section of this notice. Comments was designed to improve highway safety • FMCSA opposed allowing CDL received after the comment closing date by ensuring that truck and bus drivers applicants to operate CMVs at highway will be filed in the public docket and are qualified to drive a commercial speeds when they have not will be considered to the extent motor vehicle (CMV). States issue demonstrated the proper handling of the practicable. In addition to late drivers’ licenses to CMV operators, but vehicle at lower speeds during the basic comments, FMCSA will also continue to the Federal government sets minimum controls test. file, in the public docket, relevant requirements for the issuance of a Request for Reconsideration of Agency information that becomes available after commercial driver’s license (CDL). Decision the comment closing date. Interested Subpart H of part 383 of the FMCSRs persons should continue to examine the sets forth the principal requirements Minnesota requests that FMCSA public docket for new material. governing State testing of applicants for reconsider its denial of the exemption a CDL. described. The State asks to be exempt Larry W. Minor, On 1, 2016, FMCSA published from using the AAMVA 2005 Test Associate Administrator for Policy. a notice in the Federal Register Model Score Sheet and asserts that [FR Doc. 2020–26353 Filed 11–27–20; 8:45 am] requesting public comment on FMCSA’s position is moot because BILLING CODE 4910–EX–P Minnesota’s application for exemption Minnesota’s score sheet evaluates the from certain testing requirements in same driving skills and contains the § 383.133 (81 FR 50592). Under same inspection elements as the DEPARTMENT OF THE TREASURY § 383.133(c)(6) the CDL skills test must AAMVA scoresheet. Details are be conducted in three parts in the provided in the State’s request for Office of the Comptroller of the following order: pre-trip inspection, reconsideration. Currency vehicle control skills, and on-road Minnesota asks that it be allowed to driving. Minnesota asked that it be combine vehicle control skills and on- FEDERAL RESERVE SYSTEM allowed to combine the second and road driving and thus have two parts to third parts (vehicle control skills and its skills test. Minnesota argues that FEDERAL DEPOSIT INSURANCE on-road driving) and thus reduce the FMCSA’s finding in the denial letter CORPORATION skills tests to two parts. It also requested does not accurately describe how its to be exempted from using the scoring is applied. Proposed Agency Information American Association of Motor Vehicle Finally, Minnesota asks to be Collection Activities; Comment Administrators (AAMVA) 2005 Test exempted from the requirement that Request Model Score Sheet. Finally, it requested applicants must pass the pre-trip AGENCY: Office of the Comptroller of the to be exempted from the requirement inspection portion of the exam before Currency (OCC), Treasury; Board of that applicants must pass the pre-trip proceeding to the balance of the test. Governors of the Federal Reserve inspection portion of the exam before Minnesota contends that the order in System (Board); and Federal Deposit proceeding to the balance of the test. which the elements of the CDL test are Insurance Corporation (FDIC). The Agency received 12 comments. conducted does not result in unsafe ACTION: Joint notice and request for Many commenters voiced opposition to conditions or the operation of a CMV at comment. Minnesota’s request for relief from using highway speeds. Minnesota explained the AAMVA Score Sheet during testing. that exam stations are located in low SUMMARY: In accordance with the Most commenters opposed allowing traffic speed residential and downtown requirements of the Paperwork Minnesota to shorten the testing to two areas across the State. Once the vehicle Reduction Act of 1995 (PRA), the OCC, parts and to allow applicants who fail inspection is completed, drivers travel the Board, and the FDIC (the agencies) the initial portion of the test to proceed at low speeds per traffic signs to the may not conduct or sponsor, and the to the on-road testing. Generally, those location where backing exercises are respondent is not required to respond

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to, an information collection unless it • Viewing Comments Electronically: • Hand Delivery: Comments may be displays a currently valid Office of Go to www.reginfo.gov. Click on the hand delivered to the guard station at Management and Budget (OMB) control ‘‘Information Collection Review’’ tab. the rear of the 550 17th Street Building number. The Federal Financial Underneath the ‘‘Currently under (located on F Street) on business days Institutions Examination Council Review’’ section heading, from the drop- between 7:00 a.m. and 5:00 p.m. (FFIEC), of which the agencies are down menu select ‘‘Department of • Public Inspection: All comments members, has approved the agencies’ Treasury’’ and then click ‘‘submit.’’ This received will be posted without change publication for public comment of a information collection can be located by to https://www.fdic.gov/regulations/ proposal to revise and extend the searching by OMB control number laws/federal/ including any personal Consolidated Reports of Condition and ‘‘1557–0081.’’ Upon finding the information provided. Paper copies of Income (Call Reports) (FFIEC 031, appropriate information collection, click public comments may be requested from FFIEC 041, and FFIEC 051), which are on the related ‘‘ICR Reference Number.’’ the FDIC Public Information Center by currently approved collections of On the next screen, select ‘‘View telephone at (877) 275–3342 or (703) information. The agencies are requesting Supporting Statement and Other 562–2200. comment on an adjustment to the Documents’’ and then click on the link Additionally, commenters may send a measurement date for certain total asset to any comment listed at the bottom of copy of their comments to the OMB thresholds that trigger additional the screen. desk officers for the agencies by mail to reporting requirements in the Call • For assistance in navigating the Office of Information and Regulatory Reports for report dates in 2021 only www.reginfo.gov, please contact the Affairs, U.S. Office of Management and due to institution asset growth in 2020 Regulatory Information Service Center Budget, New Executive Office Building, related to participation in various at (202) 482–7340. Room 10235, 725 17th Street NW, coronavirus disease 2019 (COVID–19) Board: You may submit comments, Washington, DC 20503; by fax to (202) related stimulus activities. which should refer to ‘‘Call Report 395–6974; or by email to oira_ DATES: Comments must be submitted on Reporting Revisions,’’ by any of the [email protected]. or before 29, 2021. following methods: FOR FURTHER INFORMATION CONTACT: For • Agency website: http:// ADDRESSES: further information about the proposed Interested parties are www.federalreserve.gov. Follow the invited to submit written comments to revisions to the information collections instructions for submitting comments at: discussed in this notice, please contact any or all of the agencies. All comments, http://www.federalreserve.gov/ which should refer to the ‘‘Call Report any of the agency staff whose names generalinfo/foia/ProposedRegs.cfm. appear below. In addition, copies of the Reporting Revisions,’’ will be shared • Email: regs.comments@ report forms for the Call Reports can be among the agencies. federalreserve.gov. Include ‘‘Call Report obtained at the FFIEC’s website (https:// OCC: You may submit comments, Reporting Revisions’’ in the subject line which should refer to ‘‘Call Report www.ffiec.gov/ffiec_report_forms.htm). of the message. OCC: Kevin Korzeniewski, Counsel, Reporting Revisions,’’ by any of the • Fax: (202) 452–3819 or (202) 452– following methods: Chief Counsel’s Office, (202) 649–5490. • 3102. Email: [email protected]. • Mail: Ann E. Misback, Secretary, Board: Nuha Elmaghrabi, Federal • Mail: Chief Counsel’s Office, Office Board of Governors of the Federal Reserve Board Clearance Officer, (202) of the Comptroller of the Currency, Reserve System, 20th Street and 452–3884, Office of the Chief Data Attention: 1557–0081, 400 7th Street Constitution Avenue NW, Washington, Officer, Board of Governors of the SW, Suite 3E–218, Washington, DC DC 20551. Federal Reserve System, 20th and C 20219. All public comments are available on Streets NW, Washington, DC 20551. • Hand Delivery/Courier: 400 7th the Board’s website at https:// Telecommunications Device for the Deaf Street SW, Suite 3E–218, Washington, www.federalreserve.gov/apps/foia/ (TDD) users may call (202) 263–4869. DC 20219. proposedregs.aspx as submitted, unless FDIC: Manuel E. Cabeza, Counsel, • Fax: (571) 465–4326. modified for technical reasons. (202) 898–3767, Legal Division, Federal Instructions: You must include Accordingly, your comments will not be Deposit Insurance Corporation, 550 17th ‘‘OCC’’ as the agency name and ‘‘1557– edited to remove any identifying or Street NW, Washington, DC 20429. 0081’’ in your comment. In general, the contact information. SUPPLEMENTARY INFORMATION: OCC will publish comments on FDIC: You may submit comments, I. Report Summary www.reginfo.gov without change, which should refer to ‘‘Call Report including any business or personal Reporting Revisions,’’ by any of the The agencies propose to extend for information provided, such as name and following methods: three years, with revision, the FFIEC address information, email addresses, or • Agency Website: https:// 031, FFIEC 041, and FFIEC 051 Call phone numbers. Comments received, www.fdic.gov/regulations/laws/federal/. Reports. including attachments and other Follow the instructions for submitting Report Title: Consolidated Reports of supporting materials, are part of the comments on the FDIC’s website. Condition and Income (Call Report). public record and subject to public • Federal eRulemaking Portal: Form Number: FFIEC 031 disclosure. Do not include any https://www.regulations.gov. Follow the (Consolidated Reports of Condition and information in your comment or instructions for submitting comments. Income for a Bank with Domestic and supporting materials that you consider • Email: [email protected]. Foreign Offices), FFIEC 041 confidential or inappropriate for public Include ‘‘Call Report Reporting (Consolidated Reports of Condition and disclosure. Revisions’’ in the subject line of the Income for a Bank with Domestic You may review comments and other message. Offices Only), and FFIEC 051 related materials that pertain to this • Mail: Manuel E. Cabeza, Counsel, (Consolidated Reports of Condition and information collection beginning on the Attn: Comments, Room MB–3128, Income for a Bank with Domestic date of publication of the second notice Federal Deposit Insurance Corporation, Offices Only and Total Assets Less Than for this collection by the following 550 17th Street NW, Washington, DC $5 Billion). method: 20429. Frequency of Response: Quarterly.

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Affected Public: Business or other for- each agency’s supervision (e.g., size Protection Program (PPP). This rapid profit. distribution of institutions, types of growth has caused the assets of some Type of Review: Revision and activities in which they are engaged, institutions to rise above certain asset- extension of currently approved and existence of foreign offices). based thresholds, and may cause other collections. Type of Review: Extension and community institutions to do so in the OCC: revision of currently approved near future. Much of this growth, OMB Control No.: 1557–0081. collections. especially growth related to PPP Estimated Number of Respondents: Legal Basis and Need for Collections lending, is likely to be temporary, and 1,111 national banks and federal savings the increase in assets currently held by associations. The Call Report information an institution may not reflect a change Estimated Average Burden per collections are mandatory: 12 U.S.C. 161 in the institution’s longer-term risk Response: 41.92 burden hours per (national banks), 12 U.S.C. 324 (state profile. quarter to file. member banks), 12 U.S.C. 1817 (insured The Call Report contains various total Estimated Total Annual Burden: state nonmember commercial and asset thresholds that are measured 186,292 burden hours to file. savings banks), and 12 U.S.C. 1464 annually as of the 30 report date (federal and state savings associations). and trigger additional reporting Board: At present, except for selected data OMB Control No.: 7100–0036. requirements once crossed, generally items and text, these information starting with the Call Reports for the Estimated Number of Respondents: collections are not given confidential 739 state member banks. first calendar quarter of the next treatment. calendar year. These thresholds include Estimated Average Burden per Banks and savings associations the $100 million, $300 million, $1 Response: 45.40 burden hours per submit Call Report data to the agencies billion, $5 billion, and $10 billion in quarter to file. each quarter for the agencies’ use in total asset threshold within the Call Estimated Total Annual Burden: monitoring the condition, performance, Reports. The agencies are particularly 134,202 burden hours to file. and risk profile of individual focused on these total asset thresholds FDIC: institutions and the industry as a whole. set at $10 billion or less, as these OMB Control No.: 3064–0052. Call Report data serve a regulatory or thresholds could impact a significant Estimated Number of Respondents: public policy purpose by assisting the number of smaller community 3,263 insured state nonmember banks agencies in fulfilling their shared institutions. These institutions may and state savings associations. missions of ensuring the safety and have fewer resources to implement Estimated Average Burden per soundness of financial institutions and systems changes and incur transition Response: 39.96 burden hours per the financial system and protecting costs to comply with the additional quarter to file. consumer financial rights, as well as reporting requirements associated with Estimated Total Annual Burden: agency-specific missions affecting crossing one of those thresholds. 521,558 burden hours to file. national and state-chartered institutions, Many community institutions may The estimated average burden hours such as conducting monetary policy, have unexpectedly crossed these total collectively reflect the estimates for the ensuring financial stability, and asset thresholds during 2020 due to FFIEC 031, the FFIEC 041, and the administering federal deposit insurance. participation in CARES Act relief FFIEC 051 reports for each agency. Call Reports are the source of the most programs or other COVID–19-related When the estimates are calculated by current statistical data available for stimulus activities, which would type of report across the agencies, the identifying areas of focus for on-site and otherwise trigger additional reporting estimated average burden hours per off-site examinations. Among other obligations starting in calendar year quarter are 85.81 (FFIEC 031), 55.20 purposes, the agencies use Call Report 2021. The agencies expect some of these (FFIEC 041), and 35.27 (FFIEC 051). The data in evaluating institutions’ corporate institutions may fall below the relevant agencies believe the change to the applications, including interstate merger total asset threshold as of , 2021, measurement date for the total asset and acquisition applications for which for example, after forgiveness of PPP thresholds used to determine additional the agencies are required by law to loans and redemption of borrowings reporting requirements for report dates determine whether the resulting obtained through the Board’s PPP in 2021 only that is proposed in this institution would control more than 10 liquidity facility. The agencies do not notice will not result in a change in the percent of the total amount of deposits want to create a short-term increase in burden estimates currently approved by of insured depository institutions in the burden on these community institutions OMB. These estimates do not include . Call Report data also are to comply with the additional reporting increases in burden for report dates in used to calculate institutions’ deposit for a single year. For community 2021 that would have resulted from insurance assessments and national institutions that remain above a total institutions growing above asset banks’ and federal savings associations’ asset threshold as of the June 30, 2021, thresholds within the Call Report semiannual assessment fees. measurement date, the one-year because these institutions would now be reporting relief the agencies propose afforded threshold relief. Instead, the II. Current Action below would assist those institutions in agencies periodically reevaluate their During 2020, relief measures enacted focusing on COVID–19-related stimulus burden estimates based on the data by Congress through the Coronavirus activities in the near term while items that are regularly completed by Aid, Relief, and Economic Security Act providing additional time to comply institutions. Therefore, the burden (CARES Act) 1 in response to the strains with any additional reporting estimates for these reports would on the U.S. economy and disruptions to requirements starting in 2022 rather remain the same if these revisions are the financial markets as a result of than 2021. finalized. The estimated burden per COVID–19 have led to unprecedented The agencies are not proposing to response for the quarterly filings of the growth at many institutions, including permit an alternate measurement date Call Report is an average that varies by loans made through the Paycheck for larger total asset thresholds within agency because of differences in the the Call Reports, as the additional data composition of the institutions under 1 Public Law 116–136. items required at higher total assets

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thresholds have increased relevance for agencies have revised these rules 5 to information in Schedule RI, agency supervisory monitoring. The allow institutions that temporarily Memorandum item 6; Schedule RI–B, agencies also are not proposing to exceed the $10 billion total asset Part I, Memorandum item 3; Schedule permit an alternate measurement date threshold in those rules to use the CBLR RC–C, Memorandum item 1.f.(5); for other asset thresholds tied to specific framework from 31, 2020, to Schedule RC–K, Memorandum item 1; activities, such as thresholds based on , 2021, provided they meet and Schedule RC–N, Memorandum trading assets, mortgage banking the other qualifying criteria for this items 1.f.(5) and 4. activities, or securitization activities, as framework. Institutions that elect to use • For the FFIEC 031 and FFIEC 041 levels of these activities generally would the CBLR framework under this only, the $300 million threshold to not be impacted by an institution’s temporary relief would report CBLR participation in various COVID–19- information in Call Report Schedule report certain information on credit card related stimulus activities. RC–R, Part I, except that item 32 (Total lines in Schedule RC–L, items 1.b.(1) assets) on that schedule should reflect and (2). A. FFIEC 051 Eligibility the lesser of the institution’s total assets • For the FFIEC 041 only, the $300 The agencies have adopted rules as of December 31, 2019, or as of the million threshold to report cash and establishing criteria for eligibility to use quarter-end report date. balances due from depository 2 institutions in Schedule RC–A; certain the FFIEC 051 Call Report. The current C. Call Report Data Item Thresholds Call Report instructions permit an derivatives information in Schedule RI, institution to file the FFIEC 051 version All three versions of the Call Report Memorandum item 10, and Schedule of the Call Report if it meets certain also include total asset thresholds for RC–N, Memorandum item 6; and certain criteria consistent with those rules. One reporting certain additional data items. additional loan information in Schedule criterion is that an institution must have Reporting of these data items in a given RI–B, Part I, Memorandum items 2.a, total consolidated assets of $5 billion or calendar year is determined based on 2.c, and 2.d; Schedule RC–C, Part I, less in its Call Report as of June 30, whether an institution has crossed the items 2.a, 2.b, 2.c, 4.a, 4.b, 9.b.(1), 2020, when evaluating eligibility to use total asset threshold based on the total 9.b.(2), 10.a, and 10.b, column A; the FFIEC 051 for report dates in consolidated assets reported as of June Schedule RC–C, Part I, Memorandum calendar year 2021. Due to the asset 30 of the prior year. For the reasons items 1.e.(1), 1.e.(2), and 5; and growth considerations discussed above, described above, the agencies propose to Schedule RC–N, Memorandum items permit an institution to use the lesser of the agencies have revised their rules on 1.e.(1), 1.e.(2), and 3.a through 3.d. FFIEC 051 eligibility 3 and are proposing the total consolidated assets reported in • The $1 billion threshold to report to temporarily revise the instructions for its Call Report as of December 31, 2019, components of deposit fee income in the FFIEC 051 to permit an institution or June 30, 2020, when determining to use the lesser of the total whether the institution has crossed a Schedule RI, Memorandum items 15.a consolidated assets reported in its Call total asset threshold to report additional through 15.d; disaggregated credit loss Report as of December 31, 2019, or June data items in its Call Reports for report allowance data in Schedule RI–C; 30, 2020, when evaluating eligibility to dates in calendar year 2021. The components of transaction and use the FFIEC 051 for report dates in agencies are proposing this relief for nontransaction savings consumer calendar year 2021. An institution must calendar year 2021 only. An institution deposit account products in Schedule still meet the other criteria for eligibility would be required to use the total RC–E, Memorandum items 6.a, 6.b, for the FFIEC 051 in the Call Report consolidated assets reported in its Call 7.a.(1), 7.a.(2), 7.b.(1), and 7.b.(2); and instructions. The banking agencies also Report as of June 30, 2021, when estimated uninsured deposits in reserve the right to require an institution determining whether it must complete Schedule RC–O, Memorandum item 2. otherwise eligible to use the FFIEC 051 any additional items subject to the total • For the FFIEC 031 and FFIEC 041 to file the FFIEC 041 instead based on asset threshold in calendar year 2022. only, the $1 billion threshold to report supervisory needs. The agencies are As noted above, the regulatory reporting information on certain income from proposing this relief for calendar year burden relief is limited to community mutual funds and annuities in Schedule 2021 only. An institution would be institutions with total asset thresholds RI, Memorandum item 2; and financial required to use the total consolidated up to $10 billion, as these thresholds are and performance standby letters of assets it reports in its Call Report as of most relevant for community credit conveyed to others in Schedule institutions. June 30, 2021, when determining RC–L, items 2.a and 3.a. eligibility to use the FFIEC 051 in The Call Report total asset thresholds • For the FFIEC 031 and FFIEC 041 calendar year 2022, consistent with the that would be impacted by this only, the $10 billion threshold to report existing instructions for the FFIEC 051. proposed change in measurement date are: additional information on derivatives in B. Community Bank Leverage Ratio • For the FFIEC 041 and FFIEC 051 Schedule RI, Memorandum items 9.a Eligibility only, the $100 million threshold to and 9.b, and Schedule RC–L, items 16.a report ‘‘Other borrowed money’’ in The agencies also have adopted rules and 16.b.(1) through 16.b.(8); holdings Schedule RC–K, item 13. of asset-backed securities and structured permitting institutions that meet certain • For the FFIEC 041 and FFIEC 051 criteria to use the community bank financial products in Schedule RC–B, only, the $300 million threshold 6 to leverage ratio (CBLR) framework to Memorandum items 5.a through 5.f and report additional agricultural lending measure their regulatory capital.4 The 6.a through 6.g; and securitizations in Schedule RC–S, items 6 and 10, and 5 https://www.fdic.gov/news/press-releases/2020/ Memorandum items 3.a.(1), 3.a.(2), 2 See definition of covered depository institutions. pr20127.html. 12 CFR 52.2 (OCC); 12 CFR 208.121 (Board); 12 CFR 6 These same items also have a 5 percent activity 3.b.(1), and 3.b.(2). 304.12 (FDIC). threshold for institutions with less than $300 • For the FFIEC 031 only, the $10 3 https://www.fdic.gov/news/press-releases/2020/ million in total consolidated assets. For these items, billion threshold to report additional pr20127.html. an institution would measure the 5 percent 4 See 12 CFR 3.12 (OCC); 12 CFR 217.12 (Board); threshold as of the same date as of which it information on deposits in foreign 12 CFR 324.12 (FDIC). measures total consolidated assets. offices in Schedule RC–E, Part II.

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III. Request for Comment Reduction Act of 1995, on or after the Section 312 of the USA PATRIOT Act Public comment is requested on all date of publication of this notice. The added subsection (h) to 31 U.S.C. 5318 aspects of this joint notice. Comment is public is invited to submit comments on of the BSA. Section 312 mandates that specifically invited on: these requests. each financial institution that (a) Whether the proposed revisions to DATES: Comments should be received on establishes, maintains, administers, or the collections of information that are or before , 2020 to be manages a correspondent account or a the subject of this notice are necessary assured of consideration. private banking account in the United for the proper performance of the ADDRESSES: Written comments and States for non-U.S. persons subject such agencies’ functions, including whether recommendations for the proposed accounts to certain anti-money the information has practical utility; information collection should be sent laundering compliance measures. In (b) The accuracy of the agencies’ within 30 days of publication of this particular, a financial institution must estimates of the burden of the notice to www.reginfo.gov/public/do/ establish appropriate, specific, and, information collections as they are PRAMain. Find this particular where necessary, enhanced, due proposed to be revised, including the information collection by selecting diligence (EDD) or enhanced scrutiny validity of the methodology and ‘‘Currently under 30-day Review—Open policies, procedures, and controls that assumptions used; for Public Comments’’ or by using the are reasonably designed to detect and (c) Ways to enhance the quality, search function. report instances of money laundering utility, and clarity of the information to FOR FURTHER INFORMATION CONTACT: through those accounts. The regulations be collected; Copies of the submissions may be implementing the due diligence (d) Ways to minimize the burden of obtained from Molly Stasko by emailing requirements for maintaining foreign information collections on respondents, [email protected], calling (202) 622– correspondent accounts and private including through the use of automated 8922, or viewing the entire information banking accounts are found at 31 CFR collection techniques or other forms of collection request at www.reginfo.gov. 1010.610 and 31 CFR 1010.620, information technology; and respectively, and apply to covered SUPPLEMENTARY INFORMATION: (e) Estimates of capital or start-up financial institutions defined as banks, costs and costs of operation, Financial Crimes Enforcement Network brokers or dealers in securities, futures maintenance, and purchase of services (FinCEN) commission merchants, introducing to provide information. brokers in commodities, and mutual Comments submitted in response to 1. Title: Due diligence programs for correspondent accounts for foreign funds. this joint notice will be shared among Form: Not applicable. the agencies. financial institutions and private Affected Public: Businesses or other banking accounts (31 CFR 1010.610 and for-profit institutions; Not-for-profit Theodore J. Dowd, 31 CFR 1010.620). institutions. Deputy Chief Counsel, Office of the OMB Control Number: 1506–0046. Estimated Number of Respondents: Comptroller of the Currency. Type of Review: Extension without 16,938. Board of Governors of the Federal Reserve change of a currently approved Frequency of Response: As required. System. collection. Estimated Total Number of Annual Michelle Taylor Fennell, Description: The legislative Responses: 16,938. Deputy Associate Secretary of the Board. framework generally referred to as the Estimated Time per Response: 2 Bank Secrecy Act (BSA) consists of the hours. Dated at Washington, DC, on or about Currency and Financial Transactions , 2020. Estimated Total Annual Burden Reporting Act of 1970, as amended by Hours: 33,876 hours. Federal Deposit Insurance Corporation. the Uniting and Strengthening America (Authority: 44 U.S.C. 3501 et seq.) James P. Sheesley, by Providing Appropriate Tools Assistant Executive Secretary. Required to Intercept and Obstruct Dated: , 2020. [FR Doc. 2020–26388 Filed 11–27–20; 8:45 am] Terrorism Act of 2001 (USA PATRIOT Molly Stasko, BILLING CODE 4810–33– 6210–01– 6714–01–P Act) (Pub. L. 107–56) and other Treasury PRA Clearance Officer. legislation. The BSA is codified at 12 [FR Doc. 2020–26286 Filed 11–27–20; 8:45 am] U.S.C. 1829b, 12 U.S.C. 1951–1959, 31 BILLING CODE 4810–02–P DEPARTMENT OF THE TREASURY U.S.C. 5311–5314 and 5316–5332, and notes thereto, with implementing Agency Information Collection regulations at 31 CFR Chapter X. Activities; Submission for OMB UNIFIED CARRIER REGISTRATION The BSA authorizes the Secretary of PLAN Review; Comment Request; Financial the Treasury, inter alia, to require Crimes Enforcement Network Due financial institutions to keep records Sunshine Act Meeting Notice; Unified Diligence Programs for Correspondent and file reports that are determined to Carrier Registration Plan Board Accounts for Foreign Financial have a high degree of usefulness in Subcommittee Meeting Institutions and Private Banking criminal, tax, and regulatory matters, or Accounts in the conduct of intelligence or TIME AND DATE: , 2020, from AGENCY: Departmental Offices, U.S. counter-intelligence activities, to protect Noon to 2 p.m., Eastern time. Department of the Treasury. against international terrorism, and to PLACE: This meeting will be accessible ACTION: Notice. implement anti-money laundering via conference call and via Zoom (AML) programs and compliance Meeting and Screenshare. Any SUMMARY: The Department of the procedures. Regulations implementing interested person may call (i) 1–929– Treasury will submit the following Title II of the BSA appear at 31 CFR 205–6099 (US Toll) or 1–669–900–6833 information collection requests to the chapter X. The authority of the (US Toll) or (ii) 1–877–853–5247 (US Office of Management and Budget Secretary to administer the BSA has Toll Free) or 1–888–788–0099 (US Toll (OMB) for review and clearance in been delegated to the Director of Free), Meeting ID: 965 1818 4622, to accordance with the Paperwork FinCEN. listen and participate in this meeting.

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