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Residential Appraisal Report

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Residential Appraisal Report File No. Map Sample•2 Page #1 RESIDENTIAL APPRAISAL REPORT Single Family Residential Appraisal Property Location: 1626 Montego Drive Lot 18 Block 10 Country West Three Bismarck, ND 58503 Borrower: James Dean Client: Hometown National Bank 660 S. Mill Avenue #315 B Tempe, AZ 85281 Effective Date: 10•22•2004 Prepared By: Brent Voegele, CREA LA•1066 Voegele Appraisal Service, Inc. P.O. Box 1574 Bismarck, ND 58502•1574 Form GA7 — "TOTAL for Windows" appraisal software by a la mode, inc. — 1•800•ALAMODE VOEGELE APPRAISAL Borrower/Client James Dean File No. Map Sample•2 Property Address 1626 Montego Drive City Bismarck County Burleigh State ND Zip Code 58503 Lender Hometown National Bank TABLE OF CONTENTS Cover Page ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1 Letter of Transmittal ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................2 USPAP Identification ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................3 URAR ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................4 General Text Addendum ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................6 Statement of Limiting Conditions ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................13 Building Sketch (Page • 1) ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................15 Subject Photos ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................16 Subject Photos Interior ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................17 Location Map ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................18 Comparable Photos 1•3 ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................19 Multi•Purpose Supplemental Addendum ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................20 Plat Map ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................22 Flood Map ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................23 Professional Qualifications ....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................24 Form TOCP — "TOTAL for Windows" appraisal software by a la mode, inc. — 1•800•ALAMODE File No. Map Sample•2 Page #2 10•27•2004 Hometown National Bank 660 S. Mill Avenue #315B, Tempe, AZ 85281 Re: Property: 1626 Montego Drive Bismarck, ND 58503 Borrower: James Dean File No.: In accordance with your request, we have appraised the above referenced property. The report of that appraisal is attached. The purpose of this appraisal is to estimate the market value of the property described in this appraisal report, as improved, in unencumbered fee simple title of ownership. This report is based on a physical analysis of the site and improvements, a locational analysis of the neighborhood and city, and an economic analysis of the market for properties such as the subject. The appraisal was developed and the report was prepared in accordance with the Uniform Standards of Professional Appraisal Practice. The value conclusions reported are as of the effective date stated in the body of the report and contingent upon the certification and limiting conditions
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