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LEVEL OF LIMITS FOR DEBIT CARD /

BGN Standard limits A level B level C level Purchase Total Purchase Cash Total Purchase Cash Total Max transaction in Bulgaria 3000 400 0 20 150 20 Max transaction outside Bulgaria 800 400 0 50 150 50 24-hour limit in Bulgaria 3000 400 3400 0 20 20 150 20 170 24-hour limit outside Bulgaria 800 400 1200 0 50 50 150 50 200 Total 24-hour limit 3800 800 4600 0 70 70 300 70 370 Number of transactions for 24 hours 40 40 40 7-day limit in Bulgaria 3000 2800 5800 0 20 20 150 140 290 7-day limit outside Bulgaria 3000 2800 5800 0 50 50 150 350 500 Total 7-day limit 6000 5600 11 600 0 70 70 300 490 790 Number of transactions for 7 days 80 80 80

BGN D level E level F level Purchase Cash Total Purchase Cash Total Purchase Cash Total Max transaction in Bulgaria 600 80 1500 200 9000 1000 Max transaction outside Bulgaria 600 200 1500 200 10 000 1000 24-hour limit in Bulgaria 600 80 680 1500 200 1700 9000 1000 10 000 24-hour limit outside Bulgaria 600 200 800 1500 500 2000 10 000 1000 11 000 Total 24-hour limit 1200 280 1480 3000 700 3700 19 000 2000 21 000 Number of transactions for 24 hours 40 40 40 7-day limit in Bulgaria 600 560 1160 1500 1400 2900 9000 7000 16 000 7-day limit outside Bulgaria 600 1400 2000 1500 3500 5000 10 000 7000 17 000 Total 7-day limit 1200 1960 3160 3000 4900 7900 19 000 14 000 33 000 Number of transactions for 7 days 80 80 80

BGN G level H level I level Purchase Cash Total Purchase Cash Total Purchase Cash Total Max transaction in Bulgaria 3000 400 3000 600 9000 400 Max transaction outside Bulgaria 0 0 3000 600 9000 400 24-hour limit in Bulgaria 3000 400 3400 3000 600 3600 9000 400 9400 24-hour limit outside Bulgaria 0 0 0 3000 600 3600 9000 400 9400 Total 24-hour limit 3000 400 3400 6000 1200 7200 18 000 800 18 800 Number of transactions for 24 hours 40 40 7-day limit in Bulgaria 3000 2800 5800 3000 4200 7200 9000 2800 11 800 7-day limit outside Bulgaria 0 0 0 3000 4200 7200 9000 2800 11 800 Total 7-day limit 3000 2800 5800 6000 8400 14 400 18 000 5600 23 600 Number of transactions for 7 days 80 80 80

BGN J level K level AA level Purchase Cash Total Purchase Cash Total Purchase Cash Total Max transaction in Bulgaria 100 100 9000 0 3000 400 Max transaction outside Bulgaria 100 100 9000 0 3000 400 24-hour limit in Bulgaria 100 100 200 9000 0 9000 3000 400 3400 24-hour limit outside Bulgaria 100 100 200 9000 0 9000 3000 1000 4000 Total 24-hour limit 200 200 400 18 000 0 18 000 6000 1400 7400 Number of transactions for 24 hours 40 40 7-day limit in Bulgaria 200 200 400 9000 0 9000 3000 2800 5800 7-day limit outside Bulgaria 200 200 400 9000 0 9000 3000 7000 10 000 Total 7-day limit 400 400 800 18 000 0 18 000 6000 9800 15 800 Number of transactions for 7 days 80 80 80

These levels of limits are an integral part of the General Terms and Conditions of First Investment AD for issuance and use of international debit cards Maestro, and Debit MasterCard.