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Snapshot of Notable Global COO, CIO and CISO Moves and Appointments
Snapshot of notable global COO, CIO and CISO moves and appointments September 2016 For the latest EMEA, Americas and Asia Pacific moves across: Analytics Data Corporate Services Cyber-Security Facilities Operations Procurement Technology Vendor Management Snapshot of notable global Operations and Technology moves and appointments Page 1 / 6 Next update due: January 2017 People Moves FS EMEA John Burns, the former CTO of Pioneer Investments, joins Cyril Reol, former Glencore CIO, has joined Man Group Deutsche Bank as Global CIO, COO Asset Management as Deputy CTO. Garry Beaton, former Global Head of Operations at Core Technology . Andrew Brown, former Barclays UK Private Bank Chief of Ashmore, joins the Abu Dhabi Investment Authority as its Tom Waite, joins Deutsche Bank as an MD within Staff, has joined US Expat and Fatca Specialist Maseco Global Head of Operations. electronic trading. Waite joined from Bank of America, Private Wealth as its COO. Lesley Cairney has joined Artemis Investment where he was also an MD. Before that, he was an MD at Ken Moore, former Head of Citi Innovation Labs, joins Management as COO. She was formerly at Henderson Goldman Sachs for six years until May 2014. MasterCard as EVP Labs, running global innovation. Global Investors as COO. Amish Popat joins Dromeus Capital Group as COO from David Grant has joined Nationwide as Head of IT and Lewis Love, the former Global Chief Procurement Officer New Amsterdam Capital, where he was the Finance and Security Risk from Lloyds Banking Group, where he was for Aon has been named as the COO for Bank of Ireland, Operations Manager. -
Result of Tender Offer on Certain Perpetual
23 June 2016 LLOYDS BANKING GROUP PLC ANNOUNCES RESULTS OF TENDER OFFER FOR CERTAIN PERPETUAL NOTES Lloyds Banking Group plc (‘LBG’) today announced the final results of its previously announced U.S. dollar cash tender offer (the ‘Offer’) for any and all of certain series of outstanding perpetual notes (the ‘Notes’) issued by Lloyds Bank plc and Bank of Scotland plc (formerly The Governor and Company of the Bank of Scotland). The Offer was made on the terms and subject to the conditions set forth in the Offer to Purchase dated 16 June 2016 (the ‘Offer to Purchase’). Capitalised terms not otherwise defined in this announcement have the same meaning as in the Offer to Purchase. Based on information provided by the Tender Agent, $629,760,000 in aggregate principal amount of the Notes listed in the table below were validly tendered and not validly withdrawn by 5.00pm, New York City time, on 22 June 2016 (the ‘Expiration Deadline’), as more fully set forth below. LBG has accepted all Notes that were validly tendered and not validly withdrawn prior to the Expiration Deadline. The Any and All Settlement Date is expected to be 24 June 2016. No notes were tendered using the guaranteed delivery procedures. The table below sets forth, among other things, the principal amount of each series of Notes validly tendered and not validly withdrawn at or prior to the Expiration Deadline: Notes Issuer ISIN Purchase Price1 Aggregate Principal Amount Tendered Primary Capital Undated Lloyds Bank plc GB0005224307 $650 $138,160,000 Floating Rate Notes (Series 1) Primary Capital Undated Lloyds Bank plc GB0005205751 $650 $150,520,000 Floating Rate Notes (Series 2) Primary Capital Undated Lloyds Bank plc GB0005232391 $650 $193,460,000 Floating Rate Notes (Series 3) Undated Floating Rate Bank of Scotland plc GB0000765403 $650 $147,620,000 Primary Capital Notes 1 Per $1,000 in principal amount of Notes accepted for purchase. -
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ORANGE COUNTY TREASURER-TAX COLLECTOR APPROVED ISSUER LIST COMMERCIAL PAPER / MEDIUM TERM NOTES AS OF: 2/28/2007 CR S/T RATINGS L/T RATINGS PROG RATINGS IND. ISSUER (Shared Structure) # S&P MDY FI S&P MDY FI S&P MDY FI PARENT/ ADMINISTRATOR CODE ADP TAX SERVICES INC 1 A-1+ P-1 NR AAA Aaa NR A-1+ P-1 NR AUTO DATA PROCES 9.4 ALCON CAPITAL CORP 1 A-1+ P-1 NR NR NR NR A-1+ P-1 F1+ NESTLE SA 4.7 AMERICAN HONDA FINANCE 9 A-1 P-1 F1 A+ A1 *+ NR A-1 P-1 F1 AMER HONDA MOTOR 3.3 AMSTERDAM FUNDING CORP 7 NR NR NR NR NR NR A-1 P-1 NR ABN AMRO Bank N.V 7.4 AB AUTOMATIC DATA PROCESSNG 1 A-1+ P-1 NR AAA Aaa NR A-1+ P-1 NR AUTOMATIC DATA PROCESSING, INC. 9.4 AQUINAS FUNDING LLC 3 NR NR NR NR NR NR A-1+ P-1 NR RABOBANK NEDERLAND 7.4 AB ASPEN FUND (w/ Newport Fund) 3 NR NR NR NR NR NR A-1+ P-1 F1+ DEUTSCHE BANK AG 7.4 AB BANK OF AMERICA CORP 5 A-1+ P-1 F1+ AA Aa2 AA A-1+ P-1 F1+ DOMESTIC BANK/FDIC INSURED 7.1 BARCLAYS US FUNDING LLC 4 A-1+ P-1 F1+ AA Aa1 AA+ A-1+ P-1 NR BARCLAYS BK PLC 7.4 BARTON CAPITAL LLC 3 NR NR NR NR NR NR A-1+ P-1 NR SOC GENERALE 7.4 AB BEETHOVEN FUNDING CORP 7 NR NR NR NR NR NR A-1 P-1 NR DRESDNER BANK, AG 7.4 AB BETA FINANCE INC 1 A-1+ P-1 F1+ AAA Aaa AAA A-1+ P-1 F1+ 7.4 AB BMW US CAPITAL LLC 9 A-1 P-1 NR NR A1 NR A-1 P-1 NR BMW AG 3.3 BNP PARIBAS FINANCE INC 5 A-1+ P-1 F1+ AA Aa2 NR A-1+ P-1 NR BNP PARIBAS 7.4 BRYANT PARK FUNDING LLC 7 NR NR NR NR NR NR A-1 P-1 NR HSBC 7.4 AB CALYON NORTH AMERICA INC 6 A-1+ P-1 F1+ AA- Aa2 AA A-1+ P-1 F1+ CALYON 7.1 CATERPILLAR FIN SERV CRP 10 A-1 P-1 F1 A A2 A+ A-1 P-1 F1 CATERPILLAR INC 8.8 CATERPILLAR INC 10 A-1 P-1 F1 A A2 A+ A A2 A+ #N/A N Ap 8.8 CC USA INC 1 A-1+ P-1 NR AAA Aaa NR AAA Aaa NR SECURITY TRUST 7.4 AB CHARIOT FUNDING LLC 7 NR NR NR NR NR NR A-1 P-1 NR JP MORGAN CHASE 7.4 AB CIT GROUP INC 10 A-1 P-1 F1 A A1 A A-1 P-1 F1 #N/A N Ap 7.4 CITIGROUP FUNDING INC 4 A-1+ P-1 F1+ AA Aa1 AA+ A-1+ P-1 F1+ FORMERLY TRAVELERS GROUP INC. -
Third Supplemental Information Memorandum Dated 23 July 2019
Third Supplemental Information Memorandum dated 23 July 2019 LVMH FINANCE BELGIQUE SA (incorporated as société anonyme / naamloze vennootschap) under the laws of Belgium, with enterprise number 0897.212.188 RPR/RPM (Brussels)) EUR 4,000,000,000 Belgian Multi-currency Short-Term Treasury Notes Programme Irrevocably and unconditionally guaranteed by LVMH Moët Hennessy - Louis Vuitton SE (incorporated as European company under the laws of France, and registered under number 775 670 417 (R.C.S. Paris)) The Programme is rated A-1 by Standard & Poor’s Ratings Services, a division of the McGraw-Hill Companies, Inc. and, Arranger Dealers Banque Fédérative du Crédit Mutuel BNP Paribas BRED Banque Populaire Crédit Agricole Corporate and Investment Bank Crédit Industriel et Commercial BNP Paribas Fortis SA/NV Natixis Société Générale ING Belgium SA/NV ING Bank N.V. Belgian Branch Issuing and Paying Agent BNP Paribas Fortis SA/NV This third supplemental information memorandum is dated 23 July 2019 (the “Third Supplemental Information Memorandum”) and is supplemental to, and shall be read in conjunction with, the information memorandum dated 20 October 2015 as supplemented on 21 April 2016 and on 28 April 2017 (the “Information Memorandum”). Unless otherwise defined herein, terms defined in the Information Memorandum have the same respective meanings when used in this Third Supplemental Information Memorandum. As of the date of this Third Supplemental Information Memorandum: (i) The Issuer herby makes the following additional disclosure: Moody's assigned on 3 July 2019 a first-time A1 long-term issuer rating and Prime-1 (P-1) short-term rating to LVMH Moët Hennessy Louis Vuitton SE.; (ii) The paragraph 1.17 “Rating(s) of the Programme” of the section entitled “1. -
OTP Morning Brief
22 JUNE 2021 OTP Morning Brief • Western Europe's stock markets picked up, benefiting from Christine Lagarde's words • The sentiment improved in the USA, despite Fed officials' continued hints at monetary tightening • The EUR/HUF sank near 353 yesterday, when the MNB governor's hawkish article was published. • The MNB is expected to raise interest rates today; its size may determine the HUF's exchange rate. • Most of Asia's indices headed higher today; Brent climbed to USD 75 www.otpresearch.com 1 22 JUNE 2021 Western Europe's stock exchanges shifted into higher gear on Christine Lagarde’s words Western Europe's stock markets started the week with gains: Germany's DAX jumped 1.0%, reversing Friday's fall, the UK's FTSE rose by 0.6%, and the Stoxx600 closed 0.7% higher. It was the words of Christine Lagarde, the ECB's President, that set markets in motion. Speaking at a hearing in the European Parliament, she spoke about maintaining loose monetary conditions and dispelled fears about the spill-over effects of US inflation in Europe. Cyclical sectors have risen; the winners of the day in the Stoxx600 were vehicle manufacturers, chemical, and materials stocks. Retail companies also did well: the UK-based Morrisons food chain skyrocketed 35% after rejecting a GBP 5.5bn takeover bid from Clayton, Dubilier & Rice. Their rivals also jumped: Tesco advanced 1.7%, and Sainbury’s surged 3.8%. The Stoxx600 Health Sector Index stagnated, even though CureVac plummeted more than 10% on suspicion of insider trading; last week, the biopharmaceutical's stock price of fell as clinical trials pointed to low efficacy of its covid vaccine. -
Word Files Coverted
About MasterCard International: MasterCard International is a leading global payments solutions company that provides a broad variety of innovative services in support of their global members' credit, deposit access, electronic cash, business-to-business and related payment programs. MasterCard international manages a family of well-known, widely accepted payment cards brands including MasterCard®, Maestro®, and Cirrus® and serves financial institutions, consumers and businesses in over 210 countries and territories. What is a Debit Card: Maestro® is the Global Debit Card cum ATM Card product of MasterCard International. This card can be used to make on-line bill payments through 49,000 Point of Sale (POS) terminals in India and 70,00,000 merchant establishments worldwide exhibiting “MAESTRO” logo. In other words the Debit Card holder can pay their bills, at shops exhibiting “Maestro” Logo, using this card instead by cash or cheque. The card holder need not carry cash in future when all the shops provide this facility. SIB's Debit Card can also be used as an ATM card within the ATM network of the Bank. People around the world prefer debit card over credit card since the spending can be restricted to what they have in their account. Since payment is effected only if there is available balance in the customer's account, it is absolutely risk-free for the banks. SIB plans to issue debit cards liberally as an added convenience to its customers which in turn reduces the pressure on cash transactions at the counters. How is CIRRUS relevant to other bank's Maestro Card holders: SIB has acquired “CIRRUS”, the product of MasterCard International. -
(Automated Teller Machine) and Debit Cards Is Rising. ATM Cards Have A
Consumer Decision Making Contest 2001-2002 Study Guide ATM/Debit Cards The popularity of ATM (automated teller machine) and debit cards is rising. ATM cards have a longer history than debit cards, but the National Consumers League estimates that two-thirds of American households are likely to have debit cards by the end of 2000. It is expected that debit cards will rival cash and checks as a form of payment. In the future, “smart cards” with embedded computer chips may replace ATM, debit and credit cards. Single-purpose smart cards can be used for one purpose, like making a phone call, or riding mass transit. The smart card keeps track of how much value is left on your card. Other smart cards have multiple functions - serve as an ATM card, a debit card, a credit card and an electronic cash card. While this Study Guide will not discuss smart cards, they are on the horizon. Future consumers who understand how to select and use ATM and debit cards will know how to evaluate the features and costs of smart cards. ATM and Debit Cards and How They Work Electronic banking transactions are now a part of the American landscape. ATM cards and debit cards play a major role in these transactions. While ATM cards allow us to withdraw cash to meet our needs, debit cards allow us to by-pass the use of cash in point-of-sale (POS) purchases. Debit cards can also be used to withdraw cash from ATM machines. Both types of plastic cards are tied to a basic transaction account, either a checking account or a savings account. -
DEUTSCHE BANK AG SECTION 21C of the SECURITIES EXCHANGE ACT of 1934, MAKING Respondent
UNITED STATES OF AMERICA Before the SECURITIES AND EXCHANGE COMMISSION SECURITIES EXCHANGE ACT OF 1934 Release No. 90875 / January 8, 2021 ACCOUNTING AND AUDITING ENFORCEMENT Release No. 4201 / January 8, 2021 ADMINISTRATIVE PROCEEDING File No. 3-20200 In the Matter of ORDER INSTITUTING CEASE-AND- DESIST PROCEEDINGS PURSUANT TO DEUTSCHE BANK AG SECTION 21C OF THE SECURITIES EXCHANGE ACT OF 1934, MAKING Respondent. FINDINGS, AND IMPOSING A CEASE- AND-DESIST ORDER I. The Securities and Exchange Commission (“Commission”) deems it appropriate that cease- and-desist proceedings be, and hereby are, instituted pursuant to Section 21C of the Securities Exchange Act of 1934 (“Exchange Act”), against Deutsche Bank AG (“Deutsche Bank” or “Respondent”). II. In anticipation of the institution of these proceedings, Deutsche Bank has submitted an Offer of Settlement (the “Offer”) which the Commission has determined to accept. Solely for the purpose of these proceedings and any other proceedings brought by or on behalf of the Commission, or to which the Commission is a party, Respondent admits the Commission’s jurisdiction over it and the subject matter of these proceedings, and consents to the entry of this Order Instituting Cease-and-Desist Proceedings Pursuant to Section 21C of the Securities Exchange Act of 1934, Making Findings, and Imposing a Cease-and-Desist Order (“Order”), as set forth below. III. On the basis of this Order and Respondent’s Offer, the Commission finds1 that: SUMMARY 1. This matter concerns the improper use, from at least 2009 through 2016, by Deutsche Bank of third-party intermediaries, business development consultants, and finders (collectively “BDCs”) to obtain and retain global business. -
Case M.9539 — BNP Paribas/Deutsche Bank (Global
22.10.2019 EN Offi cial Jour nal of the European Union C 358/11 Prior notification of a concentration (Case M.9539 — BNP Paribas/Deutsche Bank (global prime finance and electronic equities business assets)) Candidate case for simplified procedure (Text with EEA relevance) (2019/C 358/05) 1. On 14 October 2019, the Commission received notification of a proposed concentration pursuant to Article 4 of Council Regulation (EC) No 139/2004 (1). This notification concerns the following undertakings: — BNP Paribas SA (‘BNP Paribas’; France), — Certain assets of Deutsche Bank’s prime finance and electronic equities business (the ‘Deustche Bank Target Business’, Germany). BNP Paribas acquires within the meaning of Article 3(1)(b) of the Merger Regulation sole control of the Deutsche Bank Target Business. The concentration is accomplished by way of purchase of assets. 2. The business activities of the undertakings concerned are: — for BNP Paribas: international banking group active in retail banking, asset management, as well as corporate and investment banking, including prime financing and electronic execution services, — for Deutsche Bank Target Business: prime financing and electronic execution services. 3. On preliminary examination, the Commission finds that the notified transaction could fall within the scope of the Merger Regulation. However, the final decision on this point is reserved. Pursuant to the Commission Notice on a simplified procedure for treatment of certain concentrations under the Council Regulation (EC) No 139/2004 (2) it should be noted that this case is a candidate for treatment under the procedure set out in the Notice. 4. The Commission invites interested third parties to submit their possible observations on the proposed operation to the Commission. -
ATM and Debit Card Safety Tips P1
ATM DEBIT CARD SAFETY TIPS Sensible Steps for: Personal Safety Account Security Identity Theft Protection ATM and Debit Card Safety and Security ith the banking convenience made possible with Automated Teller Machines WW (ATMs) and other Point of Sale terminals comes an increased need for security and personal caution. This includes protecting your ATM card number, Debit Card number, Personal Identication Number (PIN), and cash, and being aware of the condition of the machine and your surroundings. It’s no longer enough to take measures to protect your physical safety and your cash after a transaction at the ATM – now you must be aware of cameras and skimming devices that secretly record (steal) your bank account numbers and PIN numbers. Here are some other tips for safer transactions both Electronic and Personal: Electronic Safety Tips PROTECT YOUR CARD AND PIN Protect your ATM and debit cards as if they were cash. Report lost or stolen cards immediately. Don’t write your Personal Identication Number (PIN) on your card or give the number out to anyone, including friends and family, and do not reveal it to anyone over the phone. Avoid using numbers that are easily identied (birth date, phone number, etc.) with your personal identity. CONDUCT YOUR TRANSACTIONS PRIVATELY Use common courtesy at the ATM. Give people ahead of you space to conduct their transactions. When you use the ATM conduct your business quickly and eciently, make sure no one watches you key in your PIN number. Use your body and free hand to shield the ATM keypad during the transaction. -
FINE-TUNED BNP PARIBAS EXCELS at the BUSINESS of BANKING BNP Paribas Is That Rarity: a Large Bank Actually Delivering on Its Promises to Stakeholders
Reprinted from July 2016 www.euromoney.com WORLD’S BEST BANK BNP PARIBAS EXCELS AT THE BUSINESS OF BANKING World’s best bank Reprinted from July 2016 Copyright© Euromoney magazine www.euromoney.com WORLD’S BEST BANK FINE-TUNED BNP PARIBAS EXCELS AT THE BUSINESS OF BANKING BNP Paribas is that rarity: a large bank actually delivering on its promises to stakeholders. It is producing better returns even than many of the US banks, despite being anchored in a low-growth home region, building capital and winning customers – all while proving the benefits of a diversified business model. Its cadre of loyal, long-serving senior executives look to have got the strategy right: staying the course in Asia and the US and running global customer franchises, but only in the select services it excels at By: Peter Lee Illustration: Jeff Wack eset by weak profitability, negative interest rates and Its third division, international financial services, includes banking low growth in their home markets, European banks in the US, Latin America and Asia, as well as specialist business such are losing out to US rivals that restructured and as consumer finance, asset and wealth management and insurance. recapitalized quickly after the global financial crisis At a time when peers are still shrinking, BNP Paribas is growing. and whose home economy has enjoyed a much more While new and uncertain management teams struggle to get back Brobust recovery since. to basics, the technicians at BNP Paribas embrace geographic and In April, the European Banking Authority published its latest update business diversity. Critics see a large bank running on six engines in on the vulnerabilities of the 154 biggest European banks and noted a the age of the monoplane. -
CONSUMER DEBIT CARD ATM CARD Look for These Logos at ATM
CONSUMER DEBIT CARD ATM CARD Make purchases plus get cash fast at ATMs Get cash fast at ATMs Applicant Name: New Student _____________________________________________________________ Card Type: Sunset Eagle Your card and PIN will be sent to the address on your account statement. Please speak to an Account Representative for special mailing __________________________________ CHECKING ACCOUNT NUMBER accommodations. (Required for Debit Card __________________________________ Last 4 digits of Applicant’s Social Security Number: ___________________ SECONDARY CHECKING ACCOUNT NUMBER __________________________________ Daytime Phone: Evening or Message Phone: SAVINGS ACCOUNT NUMBER __________________________ __________________________ __________________________________ Reason for new card (lost, damage, etc.) I hereby request that I be issued a First Bank Consumer Debit card or a ATM card and Personal Identification Number for use at merchant locations, point-of-sale terminals (Consumer Debit Card only) and automated teller machines (ATMs) to access my account(s) at First Bank. I understand that I may use my card to access my savings account through an ATM only. I also acknowledge receipt of an Electronic Funds Transfer Disclosure and a Cardholder Agreement, and understand that use of my Consumer Debit Card or ATM card shall governed by the terms and conditions applicable to my account(s), to the terms of the Cardholder Agreement, by laws, rules, regulations or applicable law, and such terms, conditions, and/or amendments as may be established from time to time and communicated to me in writing. ________ As the parent/guardian on this account, I understand that I am responsible for the Please Initial transactions conducted by the minor owner. Applicant’s Signature Date If applicable, Parent Signature Date In order to expedite the processing of your application form, please remember: 1.