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												Reform of the Telecommunications Industry Ombudsman
Reform of the Telecommunications Industry Ombudsman May 2012 Table of contents Executive summary ................................................................................................................................. 5 Recommendations .................................................................................................................................. 7 Recommendation 1: Improved regulatory framework ........................................................................ 7 Recommendation 2: Compliance incentives ........................................................................................ 7 Part 1: Regulatory Compliance incentives....................................................................................... 7 Part 2: Referral of non-compliance to the ACMA ........................................................................... 7 Part 3: Public reporting of non-compliance and binding decisions and non-binding recommendations ............................................................................................................... 8 Part 4: Improving industry’s Internal Dispute Resolution (IDR) mechanisms ................................. 8 Recommendation 3: Systemic issues ................................................................................................... 8 Recommendation 4: Governance structure ......................................................................................... 9 Part 1: Unitary governance structure ............................................................................................. - 
												
												C:\Working Papers\10525.Wpd
NBER WORKING PAPER SERIES THE GERMAN PUBLIC PENSION SYSTEM: HOW IT WAS, HOW IT WILL BE Axel Börsch-Supan Christina B. Wilke Working Paper 10525 http://www.nber.org/papers/w10525 NATIONAL BUREAU OF ECONOMIC RESEARCH 1050 Massachusetts Avenue Cambridge, MA 02138 May 2004 This paper was commissioned by the Michigan Retirement Research Center (MRRC). Additional financial support was provided by the National Institute on Aging (NIA) through the NBER, the German Science Foundation (DFG) through the Sonderforschungsbereich 504, the State of Baden-Württemberg and the German Insurers Association (GDV). We are grateful for many helpful comments by Anette Reil-Held and the participants of the MRRC Conference on Improving Social Security Programs at the University of Maryland, September 13, 2003. The views expressed herein are those of the author(s) and not necessarily those of the National Bureau of Economic Research. ©2004 by Axel Börsch-Supan and Christina B. Wilke. All rights reserved. Short sections of text, not to exceed two paragraphs, may be quoted without explicit permission provided that full credit, including © notice, is given to the source. The German Public Pension System: How it Was, How it Will Be Axel Börsch-Supan and Christina B. Wilke NBER Working Paper No. 10525 May 2004 JEL No. H0, H8 ABSTRACT Germany still has a very generous public pay-as-you-go pension system. It is characterized by early effective retirement ages and very high effective replacement rates. Most workers receive virtually all of their retirement income from this public retirement insurance. Costs are almost 12 percent of GDP, more than 2.5 times as much as the U.S. - 
												
												The Daily Egyptian, September 01, 1995
Southern Illinois University Carbondale OpenSIUC September 1995 Daily Egyptian 1995 9-1-1995 The Daily Egyptian, September 01, 1995 Daily Egyptian Staff Follow this and additional works at: https://opensiuc.lib.siu.edu/de_September1995 Volume 81, Issue 10 This Article is brought to you for free and open access by the Daily Egyptian 1995 at OpenSIUC. It has been accepted for inclusion in September 1995 by an authorized administrator of OpenSIUC. For more information, please contact [email protected]. Inside: USG establishes task force to examine USSA's importance to SIUC - page 3 9 Daily Egyptian F,r~tt Southern Illinois University at Carbondale Vol. 81, No. 10, 24 pages Clin,ton's visit official! White House confirms: He's coming Sept. 11 By David R. Kasak Belleville. said 'This i.~ obviously a "Obviously this is a great opportunity Loan Program, will accompany Gus Bode and Donita Polly great boost for SIU and a very appro that will put SIU in the national and Clinton during his visit. D,,ilv Eg,1it,an Reporters priate location for a speech on student international spotlight.'' Sanders said SrlJC Financial Aid Director Pam aid and higher cducatinn:· "It will show what a great Britton said there is a great deal of A flcr nearly a week of speculation. Jack Dyer. executive director of Univcrsitv SIUC is. a.< well a., what it concern right now about the cuts to a White House official confirmed Universitv Relations, r.aid he i, does for Southern lllinoi;.'" he ,aid. the Direct Student Loan Program. Thursday that President Bill Clinton thrilk-<l about the visit and focls thi~ David Carle. - 
												
												Impact of News Reporting on Victims and Survivors of Traumatic Events
CORE Metadata, citation and similar papers at core.ac.uk Provided by Research Online Asia Pacific Media ducatE or Issue 7 Article 4 7-1999 Fair game or fair go? Impact of news reporting on victims and survivors of traumatic events T. McLellan Queensland University of Technology Follow this and additional works at: https://ro.uow.edu.au/apme Recommended Citation McLellan, T., Fair game or fair go? Impact of news reporting on victims and survivors of traumatic events, Asia Pacific Media ducatE or, 7, 1999, 53-73. Available at:https://ro.uow.edu.au/apme/vol1/iss7/4 Research Online is the open access institutional repository for the University of Wollongong. For further information contact the UOW Library: [email protected] TRINA McLELLAN: Fair game or fair go? ... Fair Game Or Fair Go? Impact Of News Reporting On Victims And Survivors Of Traumatic Events When traumatic incidents occur, victims and survivors – as well as their families, friends and immediate communities – respond in varying ways. Over the past century, however, researchers have mapped common psychosocial consequences for victims/survivors in their studies of what has come to be known as Post-Traumatic Stress Disorder (PTSD). Over the same period, journalists and news media managers have adopted local, medium-specific and industry-wide journalistic standards for acceptable ethical and operational behaviours when it comes to covering such incidents. Yet, despite numerous prescriptive codes – and growing public criticism – Australia’s news media continues to confront victims/ survivors in large numbers when they are at their most vulnerable... and sometimes in ways that are, at best, questionable. - 
												
												August-September 2020
2013 KBA -BLUES SOCIETY OF THE YEAR CELEBRATING OUR 25TH YEAR IN THIS ISSUE: -Consider This- by Lionel Young -The 1960s American Folk Blues Festivals and Manchester Volume 27 No5 August/September Memories -by David Booker 2020 -How To Make a Black Cat Bone - by Rick Saunders Editor- Chick Cavallero -Atlantic City Pop Festival – by Chick Cavallero -Gone But Not Forgotten-Howlin Wolf -by Todd Beebe Consider This -The Forgotten Walter- by Chick Cavallero and bobcorritire.com By Lionel Young -CD Reviews –CBS Members Pages Lionel Young is perhaps the greatest performer in the history of the IBC. He is the CONTRIBUTERS TO THIS ISSUE: only performer to win both the Solo Lionel Young, David Booker, Todd Competition and the Band Competition at the Beebe, Chick Cavallero, Jack Grace, Blues Foundation’s International Blues Dan Willging, Jim O’Neal, Challenge. He did both representing the Bluesoterica.com, Al Chessis, Colorado Blues Society. Racism has our world https://bobcorritore.com, Rick in turmoil and Lionel has witnessed this racism Saunders firsthand. This is Lionel’s story… Sometimes I forget who I am as a person. This exercise helps me to remember some important things about who I am. I believe that this country is changing fast for the long haul. I think in the future, people will look back at this time as pivotal. Please 1 take what’s happening now as an opportunity. This is a time for empathy. Try not to give in to fear and act from it. The disease of racism in this country the United States of America affects me in several ways. - 
												
												Fair Go Needed in Bottom-End Finance
VOLUME 5 ISSUE 2 APRIL 2014 Fair go needed TOYOta’S KING in bottom-end $5MILLION finance IN THE RED well-known Toyota fran- chise is up for sale, after it air Go host and journalist Gordon Harcourt told AutoTalk this week it A entered receivership this Harcourt has finally got what he was not his place to comment on the week owing creditors an esti- Fhas been waiting three years for sentence. mated $5 million. - the ability to report fully on the prac- “But I think the authorities have Owner and managing direc- tices of Mount Maunganui done a good job,” Harcourt tor David Clarke called in the dealer and finance company says. “What does concern me receivers to King Toyota, which owner Alan Spiers and his is I was down in Tauranga a has two sites in Lower Hutt and company MAC Warranties. few weeks ago at the stock other in the Upper Hutt, on late The details of Spiers case cars, and people were coming Tuesday. have been often reported. up to me saying this kind of Clarke is currently overseas. Allegations of vehicles that thing has been going on for Receiver John Fisk of Price- had been repossessed being years.” WaterhouseCoopers told Auto- revealed as ‘wrecks’, and And Harcourt believes Talk the travel was pre-arranged. Gordon Harcourt then being refurbished and such practices continue on “He had some long term plans sold for far higher retail values led to a today. and we agreed he should go,” Commerce Commission investigation. “I would be astonished if it does not says Fisk, noting Clarke will return Spiers and the company both happen elsewhere,” Harcourt says. - 
												
												The Matthew Skoller Band Biography
THE MATTHEW SKOLLER BAND BIOGRAPHY One of the hardest working harmonica-based blues groups in Chicago, The Matthew Skoller Band rocks with a fierceness not felt since the likes of blues harp icons Little Walter and Sonny Boy Williamson II. Skoller and his band of veteran musicians are at the forefront of a new generation who’ve come up schooled in Chicago's world-renowned and highly competitive blues scene. The Skoller Band’s latest CD is These Kind of Blues! , produced by Matthew and Larry Skoller and Vincent Bucher for Skoller’s own Tongue ‘N Groove label. The album features seven new original songs, plus covers of songs by Junior Parker, James Cotton and Jimmy Reed. Niles Frantz, host of Comin' Home on WBEZ 91.5 FM, Chicago writes, These Kind of Blues! is a powerful album that needs to be heard. It is full of top-notch, yet understated playing by great, experienced, young Chicago bluesmen. They dazzle with feel, precision and succinctness, not flash. But what sets this album apart is Skoller's songwriting. Not since the old days have I heard such passionate, straight-from-the-heart expression in blues lyrics. The French blues magazine Soul Bag adds, “Matthew Skoller does not hide his admiration for Sonny Boy Williamson or Walter Horton -- both major influences -- but he adds his own personal touch wrought with lyricism, a sense of melody and an advanced technique.” HISTORY As with many blues performers of his generation, Skoller’s been influenced as much by Bob Dylan, Neil Young, Jimi Hendrix and the Allman Brothers as by the legends of blues. - 
												
												Our Aussie Thought Leaders
Our Aussie Thought Leaders By Wendy Parker Parker Public Relations Thought leaders are more than just experts. They are the acknowledged authorities and informed opinion What is a leaders in their industry or area of expertise. They are trusted sources who move and inspire Thought people with innovative ideas, who consistently add to the body of knowledge in their field and Leader? who regularly communicate their valuable insights to motivate others to address problems and find new and better ways of doing things. They are the ones likely to challenge current thinking, put forward ideas for the future or work at changing poor behaviour. In the main thought leaders are people who have earned their stripes in their field, risen to the tops of their careers or devoted their vocations to researching their special interest topic. Thought leaders truly understand the Unlike other high achievers, they business or fields they are in and the recognise that thought leadership is not needs of their customers or community. just about advancing themselves or their They also recognise their failings, businesses but about driving the greater shortcomings and problems … and good. more often than not, have the answers to address those problems. Thought leaders also understand that to influence change they need to be effective They use their status to influence communicators, providing their audiences positive change in their industries, and stakeholders with regular access to communities andthe greater their knowledge, thinking, opinions and marketplace in which they operate… big ideas. even change the way we think about things at a fundamental level. - 
												
												July August 2021.Pub
Weld County 4-H July/August 2021 www.Weld4h.org Highlights in this issue: Hiring for Extension Director Weld County Fair Entries Weld County Extension is now accepting applications for the Director position. Applications are due by July 6, 2021. For full detailed We Are Hiring information and how to apply, visit https://extension.colostate.edu/ 4-H Clubs Needed employment/jobs-html-2/16-21-extension-director/. It’s Fair Time in Weld County! Hiring an AmeriCorps Member July 24-August 2 We are currently seeking an AmeriCorps Member to serve with us from It is time to gear up for the Weld County Fair. By doing August 2021 to June 2022! It is a half-time slot for the next school year. so, remember to enter your projects in the fair AND sign The half-time slot is a 900 hour commitment. You would attend the up for an interview for each of your projects. You can do orientation training at the end of August and then would serve about everything online! To enter your projects in the fair, go to 20 hours/week to fulfill the commitment before the end of June. The www.weldcountyfair.com, to find online entries. To position would focus on teaching youth in STEM related fields and download the absentee interview judging form, go to delivered to out-of-school time. If you, or someone you know, loves www.weld4h.org. working with kids, teaching STEM, and serving your community this is a great opportunity! We are excited to have you exhibit at the Weld County Fair! Please remember that the Weld County Fair is a Position will remain open until it is filled. - 
												
												Fair Go: Complaint Resolution for Digital Australia
Australian Communications Consumer Action Network Fair Go: Complaint Resolution for Digital Australia An Occasional Paper John T. D. Wood Baljurda Consulting Fair Go: Complaint Resolution for Digital Australia An Occasional Paper prepared for the Australian Communications Consumer Action Network John T.D. Wood Baljurda Comprehensive Consulting Published in 2011 As the peak body that represents all consumers on communications technology issues including telecommunications, broadband and emerging new services, ACCAN conducts research that drives the fulfillment of its vision for available, accessible and affordable communications that enhance the lives of consumers. ACCAN’s activities are supported by funding from the Commonwealth Department of Broadband, Communications and the Digital Economy. Visit www.accan.org.au for more information. Occasional Papers are essays or reports that ACCAN considers contributions to the debate on specific issues related to communications in Australia. Occasional Papers published by ACCAN may be based on work carried out by external experts or other activities organised or supported by ACCAN. Occasional Papers reflect the views of their authors. Australian Communications Consumer Action Network Website: www.accan.org.au Telephone: +61 2 9288 4000 TTY: +61 2 9281 5322 E-mail: [email protected] Baljurda Comprehensive Consulting Pty Ltd Website: www.baljurda.com.au Telephone: +61 2 6247 8435 E-mail: [email protected] Published in March 2011 ISBN 978-0-9806659-6-3 Cover image: ©iStockphoto.com/accan This work is licensed under the Creative Commons Attribution 3.0 Australia License. You are free to cite, copy, communicate and adapt this work, so long as you attribute the “Australian Communications Consumer Action Network (ACCAN)”.To view a copy of this license, visit http://creativecommons.org/licenses/by/3.0/au/. - 
												
												The Sustainable Shopping Basket
T h e S u s t a i n a b l e Shopping Basket A guide to better shopping. January 2013 DerThe Saisonkalenderseasonal calendar Obst of undfruit Gemüse and vegetables DieThe bestebest choices Wahl sind are Lebensmittel, foods that stand die sichout duedurch to dreithree Eigenschaften properties at auf once: einmal organic, auszeichnen: regional, bio,and regionalseasonal. und saisonal.Make sure Achten that at Sie least darauf, one ofdass the mindestens three aspects einer is satisfied.der drei Aspekte When erfülltbuying ist.fruit Beim and Obst-vegetables, und Gemüseeinkauf the season is ist dieparticularly Jahreszeit important. besonders Freshly wichtig. harvested Frisch geerntet fruits and sind vegetables Obst und are Gemüse tastier geschmacksintensiverand particularly favourably und besonders priced. günstig.The seasonal Der Saisonkalendercalendar provides gibt information Ihnen Auskunft about darüber, which fruits welches and Obst vegetables und Gemüse are especially Sie in welchem fresh at Zeitraumdifferent besonderstimes of the frisch year. genießen können. Seasonal calendar for vegetables Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Broccoli Carrots Cauliflower Chard Chicory Chinese cabbage Eggplant Fennel Kale Kohlrabi Leeks Lima beans Mushrooms Peas, green Main harvest Peppers period Potatoes In abundant Radish supply Spinach In increasing/ Squash decreasing supply Tomatoes Zucchini In short supply Seasonal calendar for fruit Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Apples Apricots Blackberries Blackcurrants Blueberries Cherries, sour Cherries, sweet Chestnuts Cranberries Elderberries Gooseberries Grapes Hazelnuts Mirabelles Oranges Peaches, nectarines Main harvest Pears Plums period Quinces In abundant Raspberries supply Rhubarb Strawberries In increasing/ Tangerines decreasing supply Walnuts Watermelons In short supply Dear Reader, More and more people are buying sustainable products. - 
												
												Clickview ATOM Guides 1 Videos with ATOM Study Guides Title Exchange Video Link 88
ClickView ATOM Guides Videos with ATOM Study Guides Title Exchange Video Link 88 http://online.clickview.com.au/exchange/videos/8341/88 http://online.clickview.com.au/exchange/videos/21821/the-100- 100+ Club club 1606 and 1770 - A Tale Of Two Discoveries https://clickviewcurator.com/exchange/programs/5240960 http://online.clickview.com.au/exchange/videos/8527/8mmm- 8MMM Aboriginal Radio aboriginal-radio-episode-1 http://online.clickview.com.au/exchange/videos/21963/900- 900 Neighbours neighbours http://online.clickview.com.au/exchange/series/11149/a-case-for- A Case for the Coroner the-coroner?sort=atoz http://online.clickview.com.au/exchange/videos/12998/a-fighting- A Fighting Chance chance https://online.clickview.com.au/exchange/videos/33771/a-good- A Good Man man http://online.clickview.com.au/exchange/videos/13993/a-law- A Law Unto Himself unto-himself http://online.clickview.com.au/exchange/videos/33808/a-sense-of- A Sense Of Place place http://online.clickview.com.au/exchange/videos/3226024/a-sense- A Sense Of Self of-self A Thousand Encores - The Ballets http://online.clickview.com.au/exchange/videos/32209/a- Russes In Australia thousand-encores-the-ballets-russes-in-australia https://online.clickview.com.au/exchange/videos/25815/accentuat Accentuate The Positive e-the-positive Acid Ocean http://online.clickview.com.au/exchange/videos/13983/acid-ocean http://online.clickview.com.au/exchange/series/8583/addicted-to- Addicted To Money money/videos/53988/who-killed-the-economy- http://online.clickview.com.au/exchange/videos/201031/afghanist