Home Repair Program

Total Page：16

File Type：pdf, Size：1020Kb

ADA City of Lorain Accessibility Improvements Building, Housing & Planning The Home Repair Loan Program may also help with ADA accessibility improvements in the home for income qualified Home Repair applicants. Residents (Tenants) who do not own Building, Housing & Program the home may also qualify if re- Planning Department pairs/improvements are approved by the homeowner (Landlord). 200 West Erie Ave, 5th Floor Lorain, OH 44052 Examples of Eligible Accommodations Ramps Phone (440) 204-2020 Fax (440) 204-2080 Grab bars www.cityoflorain.org Door widening Level door knobs/faucets Residents may meet with staff members and submit applications Toilets during the following times: Reasonable structural modifications Visual/Hearing impaired smoke Monday-Friday detectors Available to City of Lorain residents on 8:30a.m.-3:30p.m. a first come, first service basis while funds are available Home Repair 2021 HUD Income Limits Eligible Repairs The Home Repair Program is for owner occu- (SUBJECT TO CHANGE EACH YEAR PER Code Violations, such as: pied homeowners to make their home decent, HUD GUIDELINES): safe, and sanitary. Structural hazards Participation is limited to owner-occupied Per Household Income Electrical and other fire hazards households at or below 80% of area median income as established by the Department of 60 % 80% Family Gas lines Housing & Urban Development (HUD). AMI (Low Income) Size Roof repair/replacement, gutters Homes must be located in the City of Lorain, $33,060 $44,050 1 and the applicant must have lived in the proper- Repair/Replacement of heating systems/ ty for at least twelve (12) months upon applying $37,740 $50,350 2 HVAC for the program. $42,480 $56,650 3 Air conditioning systems (Must be medi- Residents who currently have a loan or have cally related with doctor’s notifications) had a loan satisfied with the City of Lorain with- $47,160 $62,900 4 in the past 5 years will not be eligible to apply. $50,940 $67,950 5 Plumbing (includes, water tank replacement and waterlines which may include Terms: $54,720 $73,000 6 branch lines and well pump repair or Maximum loan amount is $15,000 $58,500 $78,000 7 replacement) If a household income is at or below 60% $62,280 $83,050 8 Sewer/septic repair AMI, 100% of the loan will be deferred and forgiven over 5 years Foundation repair If a household income is above 60% AMI but Participation and Approval is subject to the Ineligible Repairs at or below 80% AMI, 20% of the total loan availability of funds for the Home will be payable over the 5 year loan term. Repair Loan Program. Detached garages 80% of the total loan is deferred and forgiven after the 5 year loan term Fences Each year the owner-occupant(s) remains in Fireplaces unless posing a fire hazard the home, the loan is reduced by 20% The balance of the loan amount becomes due if Landscaping the owner-occupant sells, transfers, or rents Additions the home before the 5 year period has con- cluded Drywall/ceiling repair Property taxes, home insurance, and the Cosmetic Updates mortgage must be current and maintained during the five (5) year deferment Households may only participate in this A mortgage lien will be placed on the prop- program one (1) time. erty until the deferment period has been exhausted .

Copy Link

Recommended publications

Evaluation of the Make It Home Repair Program
REINFORCING LOW-INCOME HOMEOWNERSHIP FEBRUARY 2021 THROUGH HOME REPAIR: EVALUATION OF THE MAKE IT HOME REPAIR PROGRAM By Alexa Eisenberg, Connor Wakayama, and Patrick Cooney INTRODUCTION For most Detroit residents with low incomes, safe and afford- KEY FINDINGS able housing is far out of reach. An inadequate supply of subsi- dized housing units and vouchers, coupled with a recent history • Program participants faced multiple, major home of mortgage and tax foreclosures, leaves a growing number repair needs that impacted the safety and livabil- of low-income households to seek shelter in an increasingly ity of their homes. Program-eligible homeowners competitive private rental market. In 2019, housing costs were reported an average of three major repair needs re- unaffordable for 73% of Detroit renters earning less than lated to their home’s structural elements or systems. $35,000, with nearly half of these households spending at least The most common need related to roofing. 50% of their monthly incomes on rent.1 The majority of Detroit rental properties lack registration certifying code compliance; • Small-sum repair grants addressed many of partic- as a result, thousands of landlords operate their rental units ipants’ critical repair needs. A median of $6,000 per in violation of health and safety codes.2 Substandard housing participant in monetary and in-kind grants enabled conditions are commonplace in Detroit’s aged housing stock, participating homeowners to address, on average, and landlords file for eviction against the equivalent of one in one of every two major repair needs. 3 five renting households each year. Landlord disinvestment and • Homeowners reported improvements to the safety foreclosures lead many tenants to endure prolonged periods of of their housing and stability of their ownership as 4 disrepair and the threat of displacement.
[Show full text]
BUILDING CONSTRUCTION NOTES.Pdf
10/21/2014 BUILDING CONSTRUCTION RIO HONDO TRUCK ACADEMY Why do firefighters need to know about Building Construction???? We must understand Building Construction to help us understand the behavior of buildings under fire conditions. Having a fundamental knowledge of buildings is an essential component of the decisiondecision--makingmaking process in successful fireground operations. We have to realize that newer construction methods are not in harmony with fire suppression operations. According to NFPA 1001: Standard for FireFighter Professional Qualifications Firefighter 1 Level ––BasicBasic Construction of doors, windows, and walls and the operation of doors, windows, and locks ––IndicatorsIndicators of potential collapse or roof failure ––EffectsEffects of construction type and elapsed time under fire conditions on structural integrity 1 10/21/2014 NFPA 1001 Firefighter 2 Level ––DangerousDangerous building conditions created by fire and suppression activities ––IndicatorsIndicators of building collapse ––EffectsEffects of fire and suppression activities on wood, masonry, cast iron, steel, reinforced concrete, gypsum wallboard, glass and plaster on lath Money, Money, Money….. Everything comes down to MONEY, including building construction. As John Mittendorf says “ Although certain types of building construction are currently popular with architects, modern practices will be inevitably be replaced by newer, more efficient, more costcost--effectiveeffective methods ”” Considerations include: ––CostCost of Labor ––EquipmentEquipment
[Show full text]
Home Repair Assistance Guidelines and Check List
45644 Veterans Memorial Drive PO Box 766 ~ Agency Village SD 57262 Phone: (605) 698-7747 ~ Fax: (605) 698-4216 Home Repair Assistance Guidelines and Check List 1. The maximum allowed home repair assistance is $2500 over a two year period. This amount includes both material and labor costs combined. 2. District members can only be served once every two years under this program. 3. Applicant must be an enrolled member of the Sisseton-Wahpeton Oyate. 4. Applicant must be an adult registered member of the Old Agency District. 5. Applicant must have title to the house to be repaired. A copy of the deed must be attached to the application. 6. Only repairs addressing health and safety and issues will be considered. Luxury items and repairs are not acceptable. 7. Applicant is required to attach “Before Pictures” with the application. 8. Applicant will be required to attach a copy of the materials list and costs. 9. Applicant is required to attach a copy of the contractor’s quoted labor costs. 10.Applicant will be required to sign off on the work completed by the contractor. 11.Applicant is required to submit “After Pictures” of the work completed. OAD Home Repair Assistance Page 1 of 3 45644 Veterans Memorial Drive PO Box 766 ~ Agency Village SD 57262 Phone: (605) 698-7747 ~ Fax: (605) 698-4216 Home Repair Assistance Application Applicant Information First Name MI Last Name Mailing Address City State Zip Code County Date of Birth Disabled? Marital Status Total in House Social Security Number Home Phone Cell Phone Work Phone Email Address Physical Address if different than mailing address.
[Show full text]
Southern California Edison
Emerging Products Residential Crawl Space and Attic Conditioning and Sealing Retrofits ET14SCE1100 & DR14.07.00 Final Report Prepared by: Engineering Services / Emerging Products Customer Programs & Services Southern California Edison July 2019 Residential Crawl Space and Attic Conditioning and Sealing Retrofits ET14SCE1100 & DR14.07.00 Acknowledgements Southern California Edison's (SCE) Emerging Products (EP) group is responsible for this project. It was developed as part of Southern California Edison's Emerging Technologies Program and Emerging Markets & Technologies under internal project numbers ET14SCE1100 & DR14.07.00. M. M. Valmiki, P.E., Akane Karasawa, P.E., and Antonio Corradini, P.E., with Alternative Energy Systems Consulting, Inc. (AESC) conducted this technology evaluation with overall guidance and management from Ron Kliewer, Jay Madden, Bach Tsan, and Jerine Ahmed. Contact [email protected] or more information on this project. Disclaimer This report was prepared by Southern California Edison (SCE) and funded by California utility customers under the auspices of the California Public Utilities Commission. Reproduction or distribution of the whole or any part of the contents of this document without the express written permission of SCE is prohibited. This work was performed with reasonable care and in accordance with professional standards. However, neither SCE nor any entity performing the work pursuant to SCE’s authority make any warranty or representation, expressed or implied, with regard to this report, the merchantability or fitness for a particular purpose of the results of the work, or any analyses, or conclusions contained in this report. The results reflected in the work are generally representative of operating conditions; however, the results in any other situation may vary depending upon particular operating conditions.
[Show full text]
Assessing and Repairing YOUR GARAGE STRUCTURE
for do-self or contracted repairs Assessing and Repairing YOUR GARAGE STRUCTURE Sooner or later, most homeowners must decide whether it’s better to repair or replace an old garage. We suggest that you start by taking a good look at its overall structure. In communities with older homes, many garages were built for smaller cars. They were certainly not built to the quality standards of the houses – in fact, they may not have been designed to be permanent structures at all. As a result, some areas that frequently fail are: • the place the wall framing meets the foundation (if there even is a foundation!) • the rigidity of the side walls • the structural framework of the roof (which is often undersized or improperly supported) • the framework around the doors and windows • a rear wall that has either rotted out because there was never a gutter installed, or has had an extension for a longer car cut into it, destroying what little structural integrity it may have had originally. The framing system of a garage (see illustrations at right and on last page) starts at the bottom with a sill board, the piece of wood that sits on the foundation and upon which the wall is built.) This board is attached to the wall studs. At the top of the studs is a top plate, usually two 2 x 4’s nailed together. Roof rafters, the boards that support the wood and shingles on the roof, usually rest on top of the top plate. If any part of your framing system is damaged from water leaks or insects, it will weaken the whole structure.
[Show full text]
Geodesic Dome Roof
GEODESIC DOME ROOF The HMT Geodesic Dome features a clear-span, all-aluminum, lightweight, corrosion-resistant structure which sets a new standard for performance in aluminum geodesic domes. HMT’s unique overlapping-panel design and attention to details at critical locations all result in a cost-effective solution that provides superior protection of your stored product. The HMT Geodesic Dome can be installed in-service and its superior design was developed under the guidance of API 650, appendix G and AWWA D-108. Key benefits: Key design features: The HMT Geodesic Dome’s advanced tBatten bar and gasket assembly completely technology provides excellent benefits. Here’s encapsulate panel edges for unparallelled how: sealing Most effective leak-protection solution— tOverlapping panels ensure additional Engineered for maximum weather-tightness for protection against weather both new tanks and retrofits tHub designed with three levels of sealing to Low maintenance — Aluminum alloys are ensure maximum leak protection corrosion resistant and don’t require painting like steel fixed roofs tHub can be easily removed for inspection or Emissions reduction — reduces wind-induced adjustment of IFR support chains vapor loss, aids in odor control and provides tOptions for fixed or sliding rim connections significant emission credits; for light products such as gasoline, a dome installed over an EFR tCan easily handle the weight of suspended can cut emissions by over 90% aluminum internal floating roofs In-service installation — Can be erected on tIndustry-leading 3D design software for the ground beside the tank or on an EFR and maximum accuracy and shorter design time lifted into place Custom engineered— To accommodate a wide range of spans and loading conditions Protecting your world, one tank at a time™ www.hmttank.com THE HMT GEODESIC DOME DESIGN HMT’s design incorporates features which dramatically Triple seal hub design improve upon existing technology.
[Show full text]
Basic Technical Rules the Nubian Vault (Nv)
PRODUCTION CENTRE INTERNATIONAL PROGRAMME BASIC TECHNICAL RULES v3 BASIC TECHNICAL RULES THE NUBIAN VAULT (NV) TECHNICAL CONCEPT THE NUBIAN VAULT ASSOCIATION (AVN) ADVICE TO MSA CLIENTS Version 3.0 SEASON 2013-2014 COUNTRY INTERNATIONAL Association « la Voûte Nubienne » - 7 rue Jean Jaurès – 34190 Ganges - France February 2015 www.lavoutenubienne.org / [email protected] / +33 (0)4 67 81 21 05 1/14 PRODUCTION CENTRE INTERNATIONAL PROGRAMME BASIC TECHNICAL RULES v3 CONTENTS CONTENTS.............................................................................................................2 1.AN ANCIENT TECHNIQUE, SIMPLIFIED, STANDARDISED & ADAPTED.........................3 2.MAIN FEATURES OF THE NV TECHNIQUE........................................................................4 3.THE MAIN STAGES OF NV CONSTRUCTION.....................................................................5 3.1.EXTRACTION, FABRICATION & TRANSPORT OF MATERIAL....................................5 3.2.CHOOSING THE SITE....................................................................................................5 3.3.MAIN STRUCTURAL WORKS........................................................................................6 3.3.1.Foundations........................................................................................................................................ 6 3.3.2.Load-bearing walls.............................................................................................................................. 7 3.3.3.Arches in load-bearing
[Show full text]
Insulating Thatched Roofs This Guidance Note Has Been Prepared and Edited by David Pickles
Energy Efficiency and Historic Buildings Insulating Thatched Roofs This guidance note has been prepared and edited by David Pickles. It forms one of a series of thirteen guidance notes covering the thermal upgrading of building elements such as roofs, walls and floors. First published by English Heritage March 2012. This edition (v1.1) published by Historic England April 2016. All images © Historic England unless otherwise stated. Illustrations drawn by Simon Revill. Our full range of guidance on energy efficiency can be found at: HistoricEngland.org.uk/energyefficiency Front cover: Thatch repairs in progress. © Philip White. Summary This guidance provides advice on the principles, risks, materials and methods for insulating thatched roofs. There are estimated to be about fifty thousand thatched buildings in England today, some of which retain thatch which is over six hundred years old. Thatching reflects strong vernacular traditions all over the country. Well-maintained thatch is a highly effective weatherproof coating as traditional deep thatched eaves will shed rainwater without the need for any down pipes or gutters. Locally grown thatch is a sustainable material, which has little impact on the environment throughout its life-cycle. It requires no chemicals to grow, can be harvested by hand or using traditional farm machinery, requires no mechanical processing and therefore has low embodied energy and can be fixed using hand tools. At the end of its life it can be composted and returned to the land. Thatch has a much greater insulating value than any other traditional roof covering. With the right choice of material and detailing, a well-maintained thatched roof will keep a building warm in winter and cool in summer and has the added advantage of being highly sound-proof.
[Show full text]
One Stop Shop News
“Where One Call Does It All!” One Stop Shop News Volume 5, Issue 41 | 90 Stillwater Ave Orono, ME 866-5690 | January 2017 Preview 3D Models Before Don't Miss Any Upgrades or Remodeling to Your Home, Have a Plan Bringing the Hammer Home maintenance is much easier to tackle with a priority list. One Stop Home One Stop Home Repair is happy to Repair recommends starting the year with a checklist for all the projects you want announce the ability to provide to and should tackle throughout the year. Your list may or not be this extensive, you, the homeowner, with a but the list below is a good place to start. detailed digital representation of your remodel or new construction Interior – Beginning from the floor and working your way up, you can quickly project in 3D before we start. We give your house a thorough inspection to plan which repairs or upgrades you want now have a professionally trained interior designer who can assist to complete before the year's end. Having a running list at the beginning the year you in achieving the perfect look will help you to achieve what your house needs. and feel based on your style and ● Check your Electrical Outlets – Loose outlets can result in a fire if budget. Call our office to use this anything falls in the gap between the outlet and plug. great service. ● Repair Damaged Walls and Ceilings – Water damaged walls should be taken care of immediately. Pay attention to both cosmetic damage and These design plans will help you obvious water damage.
[Show full text]
Home Repairs
HOME R EPAIR S BOY SCOUTS OF AMERICA MERIT BADGE SERIES HOME REPAIRS “Enhancing our youths’ competitive edge through merit badges” Note to the Counselor Nothing encourages pride in one’s surroundings more than being able to improve them through one’s own initiative and resources. That is why the Home Repairs merit badge can be so important to the development of a young person. Once a Scout learns basic home repair skills and applies them to his own environment, he will have a lifetime resource: his ability to learn new skills. Home repair, however, can be intimidat- ing at first, especially if the Scout lacks a role model for such activities. If possible, provide one-on-one or group activities that will get the Scout off to a good start. Encourage each Scout to acquire a good set of basic tools, and help Scouts learn to keep their tools in one place and in good repair. That way, they will “be prepared” to handle repairs as needed. There is no time limit for completing the requirements. Major tasks, such as waterproofing a basement, may be completed in tandem with another Boy Scout working on the requirement, and/or with the assistance of an adult. The majority of the work, however, should be performed by the Scouts earning the badge. This book provides a good overview of home-repair projects, but it is by no means a complete reference. For some requirements, space does not permit going into construction details or listing all possible repair variations. Therefore, any new construction or installation or completion of a similar project (for example, any toilet repair or adjustment) qualifies as achieving the requirement so long as the Boy Scout under- stands and demonstrates the basic concepts involved.
[Show full text]
Replacing the Roof on Your Manufactured Or Mobile Home Protectmymanufacturedhome
What You Should Know: Replacing the roof on your manufactured or mobile home ProtectMyManufacturedHome An alteration permit from the Washington State Department of Labor & Industries is required when you reroof a manufactured home. In some cases, plans for the work must also be submitted to L&I for approval prior to doing the work. L&I has a four-step process for home alterations. Here’s how: Step 1: See if you need to submit plans. You need to submit plans if: You are not removing the old shingles or roof covering before installing the new roofing. The new roof covering is heavier than the original. There are repairs to any roof framing, such as trusses or rafters. A second layer of sheathing or additional framing is added to the roof. Plans must be stamped by a Washington professional engineer (PE) or architect. When you reroof, you need to submit plans when buying a permit (see step 2). There is a fee for reviewing plans which is added to the permit. Get more information It usually takes two to three weeks to process plans and plans must be approved before proceeding with the work. Visit www.Lni.wa.gov/FAS You do not need to submit plans if: For structural issues, contact plan review at: 360-902-5218 You are removing the existing roofing and installing For general permit help, call customer new roofing of the same or lesser weight. service at: 360-902-5206 Existing roof sheathing may be removed and new roof Or email [email protected] sheathing used.
[Show full text]
Installers' Handbook Preface
HANDBOEK VOOR INSTALLATEURS Handboek voor de installatie van VELUX dakvensters Installers' handbook Preface The purpose of this handbook is to provide an overview of the installation of VELUX products. The handbook describes the various aspects of roof construction in association with VELUX roof windows and also provides advice and information on how to obtain the optimal installation. (Third edition, 2010) The VELUX system Chapter 1 2 3 4 5 6 7 8 Other products Chapter 9 Contents Planning Considerations before choosing roof window 5-13 1 Installation of a roof window Installation step by step 15-25 2 Integration – more windows Combination of more than one window 27-45 3 Special installation conditions Installation in various roof constructions 47-63 4 Special roofing materials Installation in various roof materials 65-81 5 Replacement / renovation Replacement of a roof window 83-93 6 Building physics Roof constructions (humidity, heat, sound etc) 95-109 7 Product information Short presentation of VELUX products 111-137 8 Other products Sun tunnel / Flat roof window / Solar hot water system 139-145 9 Contact VELUX Addresses / Advising / Service 146-147 List of telephone numbers 148 Size chart 151 Planning 1 The construction of the house 6-7 User requirements 8 Building regulations 9-13 VELUX 5 Planning 1 The construction of the house To be able to choose the right VELUX roof window for a given situ- ation, it is always recommended to start from the construction of the house, user requirements and current building regulations. Normally, a standard VELUX roof window can satisfy the basic requirements, but often choosing another window type or vari- ant and/or choosing accessories can optimise the function and increase the utility value of the window.
[Show full text]