Jorge Bermudez President and CEO of Byebrook Group

On the for Moody’s , Electric Reliability Council of Texas, Federal Reserve Bank of Dallas and Chairman of the Board of Trustees of the Community Foundation of Brazos Valley.

Mr. Jorge A. Bermudez is a Principal and Managing Partner of Byebrook Group. Mr. Bermudez served as Chief Risk Officer of Finance Canada Inc. He served as Chief Executive Officer of Commercial Business Group in North America at Citigroup Inc. from 2005 to 2007 and its President of Commercial Business Group from 2004 to November 2007. Mr. Bermudez served as the Chief Executive Officer of Texas NA from 2004 to November 2007. He served as Chief Risk Officer of Citigroup Inc. from November 2007 to March 2008. Mr. Bermudez served as Senior Advisor of Citigroup International from March 11, 2004 to 2006. He served as Chief Executive Officer of Citigroup Latin America from 2002 to 2004. He served as Chief Executive Officer, eBusiness, Global Cash Management and Trade at Citigroup from 1998 to 2002 and Head of Citibank Corporate and Investment Bank, South America from 1996 to 1998. He served as an Executive Vice President at Citigroup since 1998. In 1993, Mr. Bermudez became President of Citibank and in 1996 was named Head of the South America Division. Mr. Bermudez joined Citigroup in 1975 and held leadership positions in other divisions, including equity investments, credit policy and corporate banking from 1984 to 1996. From 1975 to 1981, Mr. Bermudez held various positions in Citibank's National Banking Group in and Houston, eventually being promoted to Vice President. As Unit Head of Institutional Recovery Management from 1981 to 1984, he was responsible for a number of major corporate restructurings in the , Europe and Latin America. He was named Corporate Bank Head in Venezuela in 1984. Mr. Bermudez returned to New York in 1986 as the Head of Risk for the Corporate Banking Division in North America. He has been a Director of Moody's Corporation since April 19, 2011. He serves as Chairman of the Board of Trustees of the Community Foundation of the Brazos Valley. Mr. Bermudez has been a Director of the Electric Reliability Council of Texas since 2010. He has been a Director of Federal Reserve Bank of Dallas since January 1, 2015 and previously served in the same role since 2012. Mr. Bermudez served as Director of Citibank NA from 2005 to 2008. He served as Director of Federal Reserve Bank of Dallas, Houston Branch from 2009 to 2011 and the Association of Former Students, Texas A&M University from 2006 to 2012. He served as Director of Mays Business School Development Council at Texas A&M University since 2003. He served as Member of the Board of MasterCard International, LAC from 2002 to 2004 and a member of the Boards of Directors for Association De Bancos Argentinos (ADEBA) from 1994 to 1996, FEMSA Group (Mexico) from 1988 to 1993, Siembra (Argentina) from 1993 to 1997 and the Northfield Children's Center from 1990 to 1993. Mr. Bermudez studied Graduate and Undergraduate Degrees from Texas A&M University.