Opinion Opinion Notices Public 15-16 Leads P WeekThis Online list of Staffing Services oflist Staffing Pros tops the Placement water year the at look early • An Agriculture THE LIST 10 | PROFILE |9 THE EXECUTIVE THE FOCUS |8 Concepts, Inc. Wowza &Whirld President Joulios Panos eople on the Move on 12 eople www.thebusinessjournal.com JANUARY 6,2017 JANUARY UPDATED PERIODICAL: TIME SENSITIVE DAILY

PRIORITY 2 1 HANDLING 7-25 6 6 FRIDAY, JANUARY 6,2017 include Buffalo wings and KoJa and wings Buffalo include Side dishes salads. and tacos as well as veggies, of and meat choices various with bowls rice buns. rice garlic fried between of served meat achoice buta burger, includes to similar is KoJa, which called sandwich, agourmet is dish popular most Its cultures. both from of flavors afusion offers restaurant the and Japanese, center. shopping Bluffs Fresno’s at Place Palm Park in Palm N. at 7785 location newest at its Opening Grand New a Year the with in rang store that sells both groceries groceries both sells store that big not open the will company the say Sources defendants. the with settled opponents the fall this Earlier superstore. a planned to build light green the given have been Porterville of City the and Wal-Mart adecade, opponents for almost to year next open Wal-Mart Super Porterville Daily Report —avehicle Report Daily Jr. Fresno converted The Webster, Gordon M. Publisher Journal. Business of The anniversary 25th —the company for our milestone Year comes another Bay Area chain brings Korean-Japanese fusion to Fresno Korean-Japanese brings chain Area Bay Gabriel Dillard – Valerie Shelton – John Lindt– The restaurant also serves serves also restaurant The for Korean- KoJa stands KoJa Kitchen chain Area Bay After battling with determined determined with battling After It was back in 1992 when 1992 back in It was New of the turn the With Editor’s Editor’s Around Town Wal-Mart CONTRIBUTING WRITER Note MANAGING EDITOR STAFF WRITER | 5 | 3

On our 25th year of local business news restaurant chain KoJa kitchen, which features a fusion of Korean and Japanese cuisine. Japanese and of Korean afusion features which KoJa kitchen, chain restaurant Area by Bay taken been has center shopping Bluffs Palm PHOTO at BY VALERIE Place SHELTON Fresno’s at Park |Aspace originally founded by founded originally was which business, the Tulare counties. and Madera Fresno, Kings, from on news perspective business-to-business a and up, ground the from built anewsroom movethe came With Journal. Business The —into advertising for legal

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published our “Central Valley “Central our published we 2012, in anniversary 20th Journal’s Business For The end of March. at the issue special anniversary for a25th plans as well as page, front top of logo ata new the our 1888. Shelby WebsterMorris in Webster’s great-grandfather remote restrooms. two and room simulation flight square-foot a1,200 storage, mezzanine of feet square 6,100 approximately has it addition, In line. ridge the at 97-footand tall to wall wall from is 420 feet firm AE, Teter architecture by Fresno designed THangar, |The SMITH WALLACE AND VIA IMAGE

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thebusinessjournal.com. or gabriel@ at 559-490-3467 me contact please do that, on how we should suggestions you have any If region. the in businesses longtime other to highlight anniversary our Valley. Central the in legends business top 20 the supplement to honor Legends” This year, we want to use to year, we use want This thebusinessjournal.com

USP S 145-100 2 www.thebusinessjournal.com FRIDAY, JANUARY 6, 2017

Better together. Security First Bank and Suncrest Bank are uniting to better serve the Fresno community.

Same Friendly Faces Increased Community Re-investment The friendly faces that greet you at the bank won’t Both Security First Bank and Suncrest Bank change and neither will their commitment to passionately believe in re-investing profits back providing the highest levels of personal service. into our local communities.

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Fresno Branch 663 W Nees Ave. (559) 225-1700 www.suncrestbank.com FRIDAY, JANUARY 26, 2017 www.thebusinessjournal.com 3 Business on the mind of Fresno Mayor Lee Brand TRUSTED LEADERS. BEST OF THE VALLEY. Voted Best Property/Casualty Insurance Company 3 Years in a Row

PHOTO BY VALERIE SHELTON | Newly minted Fresno Mayor Lee Brand speaks about some of his plans during a swearing in ceremony Tuesday.

Valerie Shelton – STAFF WRITER to get the word out across the country Lee Brand took his official oath of to the business world that Fresno is office Tuesday morning in the Fresno business friendly. Council Chamber lobby, and used his “Fresno is welcoming businesses brief remarks to highlight his focus on here whether they be a large business economic development. Brand said like Amazon or the guy across the he plans to continue efforts toward street who wants to open a sandwich job creation and economic expansion shop. We’re going to try to make with business-friendly policies put in business easy for everyone.” place by Mayor Ashley Swearengin Brand also spoke about some of the and her predecessors. objectives he hopes to accomplish as Matt and Mike DeFendis “The economic expansion plan is mayor. Out of the gate, Brand said a blueprint for job growth to bring his administration plans to approach thousands of jobs to Fresno,” Brand the council about establishing an said. “The recent interest from Ulta effective rental housing inspection For nearly 60 years, DiBuduo & DeFendis Insurance has proudly and Amazon to consider e-commerce program. Creating and implementing served clients both in our community and throughout the here is a direct result of performance a community public safety advisory United States. Today, we thank you for placing your trust in us, based economic expansion. It’s a very board is also at the top of Brand’s list. as we continue to share our knowledge and the resources you progressive, smart way to grow jobs but we need to advertise that so we’re Valerie Shelton | Reporter can be reached at: need to help your business thrive. working on branding and marketing 490-3461 or e-mail [email protected] The D&D Insurance Difference: • One of the largest independent insurance agencies in California – 10 locations throughout the state Around Town | from 1 Lai and partners Mike Nguyen • Access to international markets as a member of Kitchen’s famous Kamikaze fries — and Van Ngo are not the founders of Assurex Global – 1 of only 3 in the state crisscut waffle fries, minced Korean KoJa Kitchen, but wanted to open a barbecue beef, kimchi, Japanese franchise because Korean-Japanese • The Development Academy Seminar Series – mayonnaise, red sauce and green infused cuisine intrigued them. safety training and loss prevention education onions. “KoJa has been popular the last two (i.e. CPR/First Aid classes) KoJa Kitchen began serving its years and we were looking for a good Korean-Japanese grub from a food restaurant to open, and I fell in love • Employee Benefits – Unparalleled blend of customized truck in the San Francisco Bay area in with KoJa right away,” Lai said. “It is a strategies and practical daily HR support 2011. Its popularity made it a feature great marriage of the two foods, with • 70 experienced agents and growing on two Food Network shows: Diners, Japanese cuisine being sweeter and Drive-ins and Dives and Eat Street. the Korean kimchi adding to that for KoJa Kitchen opened its first brick- a good balance of flavors.” and-mortar restaurant in 2014 and The Fresno location is the first KoJa now boasts five locations in the Bay Kitchen outside of the Bay Area, but Area. there are plans to open locations in “The original lunch truck grew into Rocklin and Los Angeles/Irvine this a location in Berkeley and multiple year. TALK TO US. WE LISTEN. Bay Area locations came from that,” KoJa Kitchen’s space in the Park Tom Lai, co-owner of the Fresno Place shopping center has seen a 559-432-0222 License #0E02096 franchise, said. “KoJa is a very trendy lot of turnover the past few years. 800-284-8247 dibu.com food now, and we went this far out Previous tenants include Capo’s because we think Fresno is ready. It’s Italian Restaurant, The Venue, and Bakersfield · Dinuba · Fresno · Hollister · Lodi · Modesto a new market but we expect it to be Twist Restaurant. San Luis Obispo · Santa Monica · Taft · Ventura successful. All our reviews are 5-star so far.” Around Town | 4 4 www.thebusinessjournal.com FRIDAY, JANUARY 6, 2017

Around Town | from 3 and the smoothies. If you order a Lai said the spot was selected smoothie, the almond milk that goes because it’s in a newer area with in the smoothie is made here from plenty of traffic thanks to anchor scratch. We make two or three fresh tenant GB3. Lai also said the food batches every day and we just can’t available at KoJa caters to the area’s keep enough on the shelf. The same demographic. with the orange juice and the apple Lai relocated to Fresno from the Bay juice; we press fresh every day.” Area to help run the franchise and While there are other places in town said the Central Valley city is a good to get a refreshing smoothie, Rosales place to do business. said few people know that ingredients, “I enjoy the people here, and Fresno like almond milk, used at other is bigger than I expected,” Lai said. “In establishments are store-bought and 54TH ANNUAL terms of business itself, Fresno has therefore contain preservatives that really good opportunity.” can be concerning for those wanting Winter Sale to avoid GMOs. Raw Earth Juicery offers Fresnans The reason why so few “juice fast, healthy option bars” make everything from scratch There’s a new option in north is clear—not only is the shelf life Fresno for those who have made the limited without preservatives but it th popular New Year’s resolution to eat takes a long time to make fresh juice SALE ENDS JANUARY 15 healthy. from scratch. Raw Earth Juicery’s Raw Earth Juicery, located in the employees take 30 to 45 minutes just to Parkwood Plaza Shopping Center on make 15 bottles of fresh cold-pressed the northeast corner of Cedar and juice. To Rosales, the time it takes is Nees avenues, opened its doors to well worth it. 30%-70% OFF instant success last “ T h e m a i n month. reason I did this O w n e r R i c k is to help people,” Patrick James at Fig Garden Village Rosales said the “What really sets us apart is Rosales said. 780 W Shaw Ave, Fresno, CA 93704 juicery’s fresh cold- we are the first place in town “I love to help pressed juices, committed to being 100 people, and my SHOP PATRICKJAMES.COM FOR ADDITIONAL SALE MERCHANDISE smoothies and favorite part about organic fruit and percent non-GMO and over the experience granola bowls have 90 percent of our ingredients so far is making Follow us on Social Media for Special Offers sold out nearly are 100 percent organic.” people happy. Not all manufacturers, styles and sizes are available in all Patrick James stores. every day since the People are so Not valid with gift card, any other promotion, special orders and no adjustment on prior purchases. opening. happy that finally “ I t ’ s b e e n Rick Rosales, there is a place Owner overwhelming,” Raw Earth Juicery to go where they Rosales said of the can get healthy, support. “So many fresh, cold-pressed people are coming organic juices and in, and we’re smoothies. And the meeting all these new people from best part is we’re helping people make the local neighborhoods in Fresno healthier choices.” and Clovis. They’ve been buying everything up and we’ve been selling U-Haul expands in Fresno and out of our juice. We make fresh juice Clovis every day, and we always sell out of Three local shops recently signed it sometime between noon and 2 p.m. on as U-Haul neighborhood dealers. “The demand is really strong. More Fat Boys Tires at 4595 E. Shields in people are becoming sophisticated Fresno, Parkway Auto Body at 3661 about the choices they make when N. Parkway Drive in Fresno, and it comes to their lifestyle and eating Car Team Service at 984 W. Shaw habits.” in Clovis, all began offering U-Haul Rosales credits the power of social trucks, towing equipment and support media coupled with word-of-mouth for rental items at the end of 2016. the steady stream of new customers U-Haul representative Paige Brown coming in to taste the variety of fruit said the area expansion in do-it- juices made each day. yourself moving and self-storage will More and more, Rosales said he is better meet the demands in Fresno seeing people become increasingly County. concerned with their health and In addition to better serving its wellness, but for many it’s a constant customers, Brown said U-Haul and struggle to eat healthy when you its partners are striving to benefit the have a busy lifestyle that keeps you environment through sustainability on the go. Raw Earth Juicery, he initiatives like truck sharing. said, fills a void for those wanting “Every U-Haul truck placed in a something quick that is not only a community helps keep 19 personally healthy alternative to fast food, but is owned large-capacity vehicles, as healthy as you can get. pickups, SUVs and vans off the road,” “What really sets us apart is we are Brown said. “Fewer vehicles mean less the first place in town committed to traffic congestion, less pollution, less being 100 percent non-GMO and over fuel burned and cleaner air.” 90 percent of our ingredients are 100 percent organic,” Rosales said. “We Valerie Shelton | Reporter can be reached at: also make all of our juice fresh daily 490-3461 or e-mail [email protected] FRIDAY, JANUARY 26, 2017 www.thebusinessjournal.com 5

effectiveness and flexibility. Besides the space for Scaled Composites, Teter also designed a 56,600 square-foot hangar space for Virgin Galactic, as well as an adjoining two-story office of 8,400 square feet. The structure, completed in 2011, is being used by Virgin to assemble and upgrade its latest spaceplanes, including the VSS Unity, which is currently undergoing flight testing. “In addition, everybody that is paying to go up in flight, that’s where they will go to train before they go into space flight,” Davis said. The project also stands out as one of two LEED (Leadership in Energy and Environmental Design)-certified aircraft hangars in the country thanks to various sustainable, eco-friendly and resource saving strategies. “It’s all about energy efficiency — how much recycled content we used in construction and water reduction usage,” Davis said. “It’s a pretty energy IMAGE VIA DYNETICS/STRATOLAUNCH SYSTEMS | An artist’s impression illustrates the Stratolaunch Systems carrier aircraft that is housed at the Mojave efficient building.” Air and Space Port in Southern California. Stratolaunch and Virgin Galactic are among a new wave of aerospace- Teter | from 5 spend much more of its time outside centered companies doing work inside design work for the project. “We have of the hangar, however. the Mojave Air and Space Port. In all, high into the atmosphere where they a great relationship with them and Stratolaunch Systems, a company some 60 tenants are located within the can more easily launch satellites into they got us involved in this project.” born from Microsoft co-founder 3,300-acre property, including Orbital orbit. The T Hangar is 420 feet from wall Paul Allen and Scaled Composites ATK, BAE Systems, Interorbital With construction wrapping up to wall and 97-foot tall at the ridge line. founder Burt Rutan (who was raised Systems, The Spaceship Company and in the Mojave Air and Space Port in In addition, it has approximately 6,100 in Dinuba), said it plans to begin flight XCOR Aerospace. Southern California, the plane will square feet of mezzanine storage, a testing the craft early this year. The “We talked to others about doing boast a 385-foot wingspan, exceeding 1,200 square-foot flight simulation first operational launch is expected projects but it’s like an anthill. You the 1947 record set by Howard Hughes’ room and two remote restrooms. to commence in 2018 when the plane don’t know what’s going on behind the H-4 Hercules, better known as the Providing a 420-foot opening for will deliver its rocket to 30,000 feet scenes,” Davis said. Spruce Goose, by 65 feet. the aircraft is a mega door made up of before sending it into Earth's orbit. “We’re still kind of a fixture out The venture has already set another seven individual doors, all controlled Last October, Stratolaunch there,” he added. “Anything new of any record with the 97,000 square- by a touch screen system that has announced a multi-year partnership consequence kind of goes to our team foot assembly hangar housing the wireless access. with Orbital ATK, with plans to use and Wallace and Smith.” structure. The fabrication facility used to the company’s Pegasus XL rockets Teter was established in 1979 as Built by Wallace and Smith of make parts for the aircraft includes to deliver the payload for the plane. Teter Consultants in Visalia. Local Bakersfield in 2012, the hangar was 14,000 square feet of mezzanine Stratolaunch parted ways with both engineer Glen Teter focused on erected with an attached 20,000 storage, 8,000 square feet of office SpaceX and its Falcon 9 Air in 2012 structural engineering services to square-foot office and was joined space, a break room, and a 5,000 over incompatible designs. Valley businesses until the mid-‘90s by an adjacent 88,000 square-foot square-foot temperature and humidity Funding for the project is being when the company launched its fabrication facility. controlled refrigeration room for “lay- provided by Allen’s company architectural design and consulting The company tapped Fresno-based up” of composite parts. Vulcan Aerospace as part of its services, coinciding with a move to Teter AE to design the buildings, both “It was a little bit of a learning vision to increase the frequency and Fresno. of which were completed two months curve,” Davis said. “We hadn’t done affordability of going to space. The firm also offers electrical and ahead of schedule. a hangar before but we’ve done metal As opposed to launching from mechanical engineering, sustainable “We’ve been working with them building for clients so it’s just that on the ground, the airlaunch system is design/coordination, commissioning, for about 15 years,” said Teter senior a larger scale.” intended to provide orbital access building information modeling and partner Clay Davis, who oversaw The Stratolaunch Carrier will soon to space with greater safety, cost certified access specialist surveys.

Walmart | from 1 18-24 year old guests, who are high Mall. He bought the 28,320-square-foot has “such a popular line of beauty energy, technologically savvy, edgy, former drug store building from CVS. products — items we don’t have now.” and general merchandise until the 4th demanding, independent and always Lyon says the new line “is a way for quarter of 2018. inspired by humor and irreverence,” Hanford JC Penney will add us to capture new business including according to the retailer. Spencer's Sephora Beauty attracting more millennials here.” Spencer’s Gifts to open in Visalia operates more than 650 stores. The Hanford JC Penney will add a Sephora will add its own employees Mall new Sephora beauty store inside the to staff the store that will carry the Spencer’s Gifts will open at the Developer acquires former Visalia department store this year. JC Penney signature look of the chain. Sephora Visalia Mall this year, adding to stores Longs Drugs already has almost 600 Sephora inside JC Penney stores feature the in Fresno and Hanford. Los Angeles developer Dave Paynter stores around the country, including Beauty Studio, Sephora’s exclusive Spencer Spirit Holdings, Inc., is a has acquired the former Longs Drugs Visalia and Fresno, and now the destination for free one-on-one beauty lifestyle retail company that operates building behind the Sequoia Mall off well known brand will be opening sessions with experts. two unique, national brands, Spencer's Caldwell Avenue in Visalia. in Hanford, said JC Penney General Lyon says the Hanford JC Penney and Spirit Halloween, throughout the “I don’t have an immediate plan for Manager Tom Lyon. “We expect them “had a vey good Christmas.” Asked United States, Canada and online. the property, but it made sense to own to start construction inside the store if the Hanford store might be in line Spencer's calls itself a mall it as part of what I want to do at the in February and be open by Mothers for an upgraded appliance section as destination for entertainment, Sequoia Mall.” Paynter owns several Day.” is being done in other locations, Lyon excitement and fun. “For over 65 shopping centers in Visalia that are Lyon said the new addition “ is very said, “it’s not for sure yet but there is years we have been offering unique mostly fully developed, but has yet good news for the Hanford store” a very good chance we will get that product for the lifestyle of our core to reveal plans to remake the Sequoia since the high-end makeup company addition as well.” This Year Online 6 www.thebusinessjournal.com FRIDAY, JANUARY 6, 2017

SPORTS GOVERNMENT & POLITICS over-month. Nationally, home prices were up Tulare resident sinks $95K shot 7.1 percent in November compared A 30-year-old Tulare resident hit Fresno Chamber scores local, to last year, and up 1.1 percent a big-time shot at Tuesday night’s month-over month. Lakers game at the Staples Center, The CoreLogic Home Price winning $95,000 in the process. state reps Index Forecast indicates that Jerald Acoba posted video on home prices will increase by 4.7 his Facebook page of the fateful percent on a year-over-year basis half-court shot last night as it from November 2016 to November was featured No. 10 on ESPN 2017, and on a month-over-month SportsCenter’s top 10 plays of the basis home prices are expected day. The shot bounced off the to increase by 0.1 percent from backboard and spun around the November 2016 to December 2016. hoop before going in as part of the "Last summer's very low mortgage Aria Big Shot Jackpot sponsored rates sparked demand, and with by the Aria Resort & Casino in for-sale inventories low, the result Las Vegas. has been a pickup in home-price Acoba celebrated on the court growth," said Dr. Frank Nothaft, with Lakers players Nick Young, chief economist for CoreLogic. Julius Randle and D’Angelo Russell "With mortgage rates higher today after the shot, according to a report and expected to rise even further in from the team. 2017, our national Home Price Index Acoba said he plans to buy FILE PHOTO | The Fresno Chamber of Commerce has released its annual report card of local and state elected is expected to slow to 4.7 percent his mother a new car with the officials. year over year by November 2017." winnings. He said her current van has gotten old and needs an The Fresno Chamber of Commerce has released its annual Legislative upgrade. Report Card for elected officials on the local and state level. “She’s always been there for me The Chamber’s Government Affairs Council scored the officials for RETAIL when I need her,” Acoba said. “She’s their votes on issues related to business. For the Fresno City Council, always there to help me out. It’s my these included nine votes such as Lee Brand’s Economic Expansion Act, Dusty Buns goes BK turn to repay the favor to her.” a development impact fee waiver for commercial buildings, a $250,000 Dusty Buns Bistro, the pioneering Acoba added that he attended deposit to secure rights to purchase land needed for a high-speed rail Fresno food truck turned brick-and- the game with his wife and nieces, heavy maintenance facility and a project labor agreement tied to a $70 mortar restaurant, has closed. and was taking pictures with the million Transformative Climate Communities grant from the state. The closure was announced with Laker Girls when he was asked if Council members Lee Brand, Steve Brandau, Paul Caprioglio, Clint a poem posted to the door of the he wanted to take the shot. Olivier and Esmeralda Soria each scored 88 percent in the Fresno bistro across the street from Fresno Legislative Report Card, while Oliver Baines and Sal Quintero scored High School. A second restaurant in 75 percent. San Francisco has also apparently On the state level, the chamber scored the Sacramento legislature been shuttered. NONPROFIT on 115 issues, only a handful of which made it to a vote. These include The note — which states that a overtime for ag workers, indoor heat regulations, a flex work week and grand re-opening will be coming Reading and Beyond gets $850K a state-run retirement savings program. soon — reads, in part: grant Senator Andy Vidak and Assemblymember Jim Patterson carried Thanks to Crew & Kin/Fresno/ Reading and Beyond, a local perfect 100-percent scores from the chamber, while Senator Tom San Francisco/Everywhere non-profit that provides cradle- Berryhill scored 88 percent and Senator Anthony Cannella scored 82 between/An honor it’s been/Soon to-career educational programs percent. we’ll begin again for children and parents, has Assemblymember Joaquin Arambula had a 44 percent score, though Married couple Dustin and been awarded a two-year grant of the chamber noted that Arambula was a member for just 16 of the votes. Kristen Stewart began the business $850,000 from the James Irvine in 2009 with a food truck that Foundation. became a staple at local farmers The grant will support the markets and events in Fresno organization’s efforts to expand helped us launch the program. They distressed sales, were up by 5.9 and eventually San Francisco. its Bridge Academy. recognized us as a 2016 leadership percent in November compared to The Stewarts opened the Fresno Launched in 2011, the Bridge award winner, and now they are last year, and also up 0.5 percent restaurant in 2012, and the San Academy combines comprehensive helping us replicate the model in month-over-month. Francisco location in early 2015. workforce development with wrap- other California counties. In the Hanford-Corcoran region, Known for locally sourced around services for all family home prices were up 6.3 percent in ingredients and scratch-made members of CalFresh beneficiaries November compared to last year, fare, Dusty Buns quickly made a who wish to transition to self- and also up 0.5 percent month-over- name for itself as a haven for local reliance. There are currently REAL ESTATE month. foodies. nine sites throughout Fresno In Madera, home prices were up Messages left for the Stewarts County where career and family Valley home prices perk up in 9.8 percent in November over last were not returned. navigators serve families in those November year, but fell 0.1 percent month- As early as March of this year, the communities. To date, 2,400 Fresno Home prices in the Central Valley over-month. Stewarts were planning to build a families have been enrolled in the continued to improve in November, In the Visalia-Porterville area, 2,500-square-foot production and 18-month program. according to new data from real prices were up 7.4 percent in commissary space for the business Reading and Beyond is actively estate tracking firm CoreLogic. November compared to last year, in Downtown Fresno’s Warehouse seeking to help other counties Home prices in Fresno, including and also up 0.3 percent month- Row. They also planned to open a replicate the Bridge Academy restaurant in the former Charlotte’s model. It has provided guidance, BakerEatery Tower District location program oversight and technical that become vacant in April. assistance to Madera, San Joaquin Copyright and Postal Information Casa de Tamales eventually and Napa counties. The James The entire contents of this newspaper are copyright of The Business Journal, Inc. 1315 Van Ness Avenue Suite opened a store in that space. Irvine Foundation grant will enable The Business Journal with all right reserved. Reproduction 200, Fresno, Ca 93721. The Business Journal Newspaper, It appears financial problems or use of editorial or graphic content in any manner without PO BOX 126, Fresno, CA 93707-0126. Reading and Beyond to continue permission is prohibited. played a role in the business closure, The Business Journal (USPS 145-100) is published PERIODICAL POSTAGE IS PAID IN FRESNO, CA providing this support. Monday's Wednesday's and Fridays for $99 (52 weeks POSTMASTER: Send address changes to as Dusty Buns also filed a petition : 154 issues + The Book of Lists) or Friday only for $79 The Business Journal “The James Irvine Foundation (51 weeks : 51 issues + The Book of Lists). Multi-year PO BOX 126 Fresno, CA 93707-0126 for bankruptcy protection last has been a great partner,” Pete discounts, group / organization bulk discounts, electronic Telephone: 559.490.3400 - FAX: 559.490.3521 week. The Chapter 7 liquidation editions and student subscription rates are available by Adjudicated newspaper of general circulation by decree No. Weber, founder of the Bridge contacting the circulation department. 14315 of Superior Court of Fresno County, March 4, 1911. filing lists total liabilities for the Academy, said in a statement. “They business of nearly $900,000. FRIDAY, JANUARY 6, 2017 www.thebusinessjournal.com 7 Planning to start a business? Start saving

For many, the great American afford to save each month and dream includes opening your how long it will take to build cash own business or “hanging your to meet your goals. If anything, own shingle” as a consultant or err on the high side when freelancer. If you have an idea for projecting how much money you a company that you believe could need to save before you open be successful and want to pursue the doors to your business. If it’s this dream, it is important to do practical, consider establishing your homework. your business on a part-time There are important steps that basis before you quit your day every small business owner must job. This lets you test your ideas, take — they include: make modifications and build • Identifying an opportunity a base of customers while also in the market maintaining a stronger financial • Researching your position. customers and competition As you’re putting money away • Preparing a detailed for your future business, make business plan it a priority to continue saving • Choosing a company for retirement as well as into structure that is right your emergency fund. If for you you do, you will likely Being financially GUEST VIEW have stronger financial prepared is another Nicolas Allen, CFP® security in the event that crucial prerequisite anything happens to your to becoming new company’s revenue. a successful If capital is required entrepreneur and it to finance your startup, starts with a solid you may need to borrow financial plan. money. Be cautious as you consider your Create a financial borrowing options. strategy It adds another level If you’re serious of financial risk to about becoming your plan. You must a small business be confident that you owner, it should can stay current with be considered a your loan repayment financial goal like schedule. A good place any other, such to learn more about as retirement. It is borrowing options is the JOIN THE FRESNO CHAMBER OF COMMERCE important to develop a strategy Small Business Administration for funding the company over website (www.sba.gov). Also FOR AN ADVENTURE TO... time. A business that lacks a sound be careful about using personal financial base may have a higher assets (such as your home) as risk of failing. For greater success, collateral to fund your business estimate not only your startup ambitions. If possible, you costs, but the amount of money want to keep your personal and you’ll need to fund the company business assets separate. for the next three to five years. Remember that if you are Depending on your plans, these financially prepared to make your costs may be entrepreneurial significant. dreams come true, When striking you will be in a out on their own, better position many self-starters to withstand the optimistically “If anything, err on the high difficult periods believe that the side when projecting how and allow the business will business the time generate enough much money you need to save necessary to grow income to meet before you open the doors to and prosper. Talk their needs and to your financial expectations, and your business. advisor to even help them determine the best expand their approach to build lifestyle one day. savings dedicated While this is a to your future worthy goal, be conservative in business. your initial projections. It isn’t The Great Trains and unusual for a business to lose Grand Canyons money in the early stages. You (FEATURING 5 NIGHTS IN SEDONA) need to have sufficient cash in Nicolas Allen, CFP® is a place to support your personal Financial Advisor with Ameriprise APRIL 23-28 financial needs while you work to Financial Services, Inc. in make the company profitable. Fresno, CA. He specializes in fee-based financial planning and Where to find the money asset management strategies For more information, please It is important to establish a and has been in practice for 9 dedicated pool of savings to help years. To contact him, consider call (559) 495-4800 or email finance your new venture. To start, http://www.ameripriseadvisors. [email protected]. consider setting money aside from com/nicolas.j.allen, (559) 490- each paycheck for this purpose. 7030 option 2, or 7433 N. First Determine how much you can Street, Suite 102 Fresno, CA 93720. THE LIST FOCUS Agriculture INSIDE January 6, 2017 Page 10 Staffing Services

IMAGES VIA DEPARTMENT OF WATER RESOURCES | The year’s first snow survey reveals a snowpack containing about half as much water as normal, but surveyors are hopeful a slew of winter storms will drop more into the Sierra Nevada soon. California snowpack measures low, but big storms coming

RICH PEDRONCELLI & SCOTT SMITH- AP little gloomy” as the state tries to At the height of the drought in 2015, Felicia Marcus said. “We’re playing avoid another year of drought. But snowpack surveyors stood on a dirt this one moment to moment.” he also called it a good start because patch for the April 1 measurement This winter started strong. More (AP) — The first manual survey higher elevations were showing a at Phillips Station, finding the least rain fell in October than in the same this year of California’s snowpack deeper snowpack. snow since records had been taken month over the past three decades, revealed Tuesday that it holds Gehrke also pointed out that the in more than 50 years. raising the state’s major reservoirs about half as much water as normal, survey was taken at an elevation Gov. Jerry Brown responded by in Northern California along with casting a shadow on the state that’s below the snowline for December’s ordering residents statewide to use hopes that the drought would soon hoping to dodge a sixth straight storms. 25 percent less water, letting lawns end. year of drought, officials said. A year ago, the snowpack was turn brown — or tearing them out Doug Carlson, a spokesman for Surveyors, however, took the slightly above normal levels, but — and flushing toilets less often. the state’s Department of Water reading at 6,000 feet near Lake Gehrke recalled that the rain The drought eased last year and Resources, said it is too early to Tahoe in the Sierra Nevada as and snow essentially stopped in so did regulations. predict if the wet weather will end major cold and windy storms were February and March, leaving the In February, the state water board the drought. expected to dump four to five feet state at a nearly average year for will again consider the conditions “It could change immediately and of snow through Thursday in areas precipitation on April 1. and decide whether the state stop snowing and raining,” he said. above 4,500 feet in Northern and “This year, it looks like (storms needs to take a stronger stand on Central California, while mountain are) lined up off the coast and will conservation. Smith reported from Fresno. Jocelyn areas below that could get two to continue to increase the snowpack,” “If the skies dry up, we’ll be looking Gecker contributed to this report three feet, forecasters said. he said as he stood on about three at something different,” board chair from San Francisco. The storms should boost the feet of snow. snowpack that provides roughly a Elsewhere, rain was falling third of California’s water in normal Tuesday in the San Francisco Bay years for drinking, farming and Area. Winter storm advisories will wildlife when it melts in warm, dry go into effect from 4 a.m. Wednesday months. until 4 a.m. Thursday, said Bob What surveyors find between Benjamin, a National Weather now and April 1 will guide state Service forecaster. water officials in managing the Avalanche alerts were issued for water supply of the nation’s most high elevations and flooding was populous, agriculture-rich state. possible in the foothills. Electronic monitors at elevations A second, stronger storm system throughout the Sierra in late was expected to hit the region over December showed the overall the weekend, bringing the possibility snowpack had a water content of 72 of as much as five additional feet of percent. snow in the Sierra Nevada. At Tuesday’s reading at Phillips “It looks like it’s going to be wet Station, the water content measured all week, and possibly into next at 53 percent of normal, said Frank week,” Benjamin said. Gehrke, chief snow surveyor at Southern California, which has the state Department of Water remained relatively dry in recent Resources. months, was expected to see light Gehrke said the level “seems a showers this week, forecasters said. FRIDAY, JANUARY 6, 2017 www.thebusinessjournal.com The Executive Profile 9 PANOS JOULIOS PRESIDENT

WOWZA & WHIRLD CONCEPTS, INC.

Tell us a little about your career to your current position. Before purchasing our first stores in Fresno and becoming a Jamba Juice franchisee, I had a very successful career at Jamba Juice as a district manager in Northern California. One of my career highlights — and one I am very proud of — was being selected to help create our company’s B.O.O.S.T service standards that are now part of Jamba’s training culture. (The Fresno teams led the company in service and were the role-model franchise group that helped to write the standards). Prior to that, I worked for other high-profile hospitality companies including Starbucks, Johnny Rockets, Chevys, Il Fornaio, and a number of startups. In addition to working in the restaurant industry, my wife and I started a publishing company and a Hobby Craft store in Davis, Calif, I guess you could say I’ve always been entrepreneurial. What you do: Oversee all operations, marketing, new development and What drew you to Jamba Juice? growth of a Jamba Juice franchise. My wife Heidi and I always believed in eating healthy, consuming all natural ingredients, and leading an active lifestyle ever since our children were young. This Education: Bachelor of Science; international business (San Francisco positive way of life turned into an opportunity to work with Jamba corporate, a State University) company that shares those same values. When Jamba began franchising it was a natural fit, and also just as important for us to partner with a company that believes Age: 52 in giving back to the community, as we do. For instance, in our current Fresno and Clovis Jamba stores, we partner up with local charities to help raise money for Family: Wife Heidi, son Apollo, & daughter Zoe schools and organizations. Our fundraising efforts have raised almost $200,000 give back this year alone. environment. She has voluntarily put together an educational assembly and gone How has the Fresno area been as far as a Jamba Juice territory? to several schools in the Fresno area speaking to hundreds of kids at one time. Heidi The Fresno County area has been an incredible place to do business and the local inspired a movement in our Jamba stores to create awareness about the ocean, and communities have been extremely welcoming and supportive. I believe the distinct also partnered up with Aquarius Aquarium (Fresno Aquarium), to raise $10,000. difference is that families appreciate the fresh and healthy products we provide, while Making a difference in our community really matters to us. using all natural ingredients in our fresh juices, Acai bowls, and Classic smoothies. In my recent store visits, I have seen first-hand that health is very much top of mind in Tell us about a mentor(s) that had a big impact on your life. Fresno with the influx of new gyms, and people visiting us before and after workouts I have had several great role models and mentors in my past careers, but one leader for their protein, and whole food smoothies. that stands out the most was meeting Howard Schultz of Starbucks. On a couple of occasions, I had the privilege to tour with him in the Bay Area, and I will never What are your expansion plans? forget how passionate he was about the brand. He would ask me questions about Our plans are to open more stores in the Fresno area, and in particular, would love to what I thought were things that made a great company, ask me about my views open a Jamba drive–through! If the opportunity presented itself, I would like to be on on the company’s direction, and always asked about my family. My take away from the Fresno State campus, and in Madera. Currently, we own eight Jamba Juice stores Howard’s advice inspired me to always strive to be the best at what I do, and to in the Fresno and Clovis areas, and employ over 150 employees. always continue to stretch myself. At the time, Starbucks was a little known coffee company of roughly 850 stores. What advice can you offer entrepreneurs interested in purchasing a franchise? Look at your relationship with your franchisor more like a partnership in achieving What was the best advice you ever received? your paralleled goals. This mindset is critical in order to have a healthy relationship The best advice I ever received was to always be honest about who I am, and to that grows and matures, because at the end of the day, it creates a win-win. The continue to be genuine. If you don’t go out on a limb, you will never know the outcome more stores you are able to open the more success you share. of taking a chance (…and it never hurts to ask). This advice has served me well over Choose the franchise concept you want to invest in wisely. My philosophy has always the years and has created opportunities I could never have imagined. been to believe in what you do and be passionate about the brand you represent. You have to enjoy what you do every day and have fun. Otherwise, it just becomes work. What are your roots in the San Joaquin Valley? The opportunity to own Jamba Juice stores brought my wife Heidi and I to the Valley. What are some important issues facing the franchise industry? However, my Jamba family and connections to the community are helping us grow Two of the biggest challenges facing our industry today are the rising costs of labor, strong roots! We couldn’t be happier owning stores in both Fresno and Clovis and and health care. Minimum wage is a sensitive subject, because you want to provide really getting the chance to connect with the local communities through a shared great wages to your team members, but it’s a balance with how aggressively it’s passion. being mandated. To help offset, businesses must look at operating efficiencies, staffing, reducing cost of goods, and minimal price increases. What was your very first job and what did you learn from it? Health care costs are also a concern. The more full time employees you employ, or My first job was working as a barista in San Francisco’s North Beach district. It helped have working over 30 hours a week, you must provide health care, as mandated by create a solid work ethic for me, taught me a lot about integrity, and taking pride in law. Again, it is a wonderful thing to be able to provide health benefits, so businesses my work. I learned how to make great foam on cappuccinos and I now have a lifelong need to figure out ways to curtail the rise in costs. fascination with cannolis! Honestly, working in that cool café environment helped me understand that I wanted to be a business owner someday. What are some causes or issues you support and why? My wife and I strongly believe in children’s education, and supporting local schools What do you like to do in your spare time? that help make a difference. Our company has initiated several years of backpack I love spending time with my family. I keep active by playing golf and exercising, and drives, donated money for gym equipment through Donors Choose, and helped create enjoy traveling. Heidi and I often talk about creating a health and wellness cultural Garden Grants with Jamba corporate’s partnership. My wife Heidi is an educator, center that focuses on the arts and offers a variety of self-enriching activities… author, and illustrator and has written children’s books on matters concerning the including great food! 10 The List www.thebusinessjournal.com FRIDAY, JANUARY 6, 2017 Staffing Services In the Central San Joaquin Valley - ranked by number of persons/temps assigned each week; if tied by number of recruiters. #of persons Recruiters Year 2017 Name of company Phone assigned Full-time founded Person in charge/ 2016 Address Fax each week staff Types of positions Benefits for temps Training locally Top local executive 8 local offices to assist with Placement Pros Temp to hire & direct hire for light industrial, placement, health, dental, vision, Computer software Kimberly Smith, 1 297-0054 2,439 35 manufacturing, warehouse, clerical and 1989 regional VP, Tammy (2) 7014 N. Cedar, Suite #104 297-0331 53 401(k), credit union, life insurance & training Fresno, 93720 management positions more Wallace Skills training for career 2 Spherion Staffing 251-4040 8 Professional & customer service, general office, 2006 N. Fine, Suite 101 450 12 light industrial, warehouse Health care, skill development development in variety 1993 Glenna Gates, CEO (NR) Fresno, 93727 251-7070 of disciplines 3 PrideStaff 432-2022 15 Accounting, financial, general labor, warehouse, Medical, dental, vision, holiday pay, Sean Akin , strategic 585 W. Nees 400 15 clerical 401(k) Online tutorials 1978 partner (NR) Fresno, 93711 432-1327 Medical/prescription, dental, vision, 4 Maxim Health Services 224-0299 WND 6051 N. Fresno St. Suite 102 230 WND CNA, LVN, RN, NP, Companion HHA, and Allied short term disability, life insurance, WND 2001 Adam Finley, director (NR) Fresno, 93710 WND 401(k), sick time and PTO Forklift certification, Juana Serrato, Jorge United Staffing Associates Ramos, Beth 5 334-2872 168 20 Production, light industrial, administrative, ACA Insurance, 401(k), Paid Sick confined space, heavy 2004 (3) 1800 S.Central Ave. 334-2878 36 manufacturing, medical, & construction Leave equipment training, Bruegman, Tiffany Visalia, 93277 food safety Alkire Hire Up Staffing Services Accounting, administrative, legal, medical, Skills training on 6 579-1331 8 AFLAAC, 401(k), employee of the Microsoft computer 2010 Rebecca Abell, 155 E. Shaw Ave., Ste. 108 100 80 clinical, clerical, manufacturing, engineering, month, contests and other incentives president (7) Fresno, 93710 283-8246 executive, management programs Health, dental, vision insurance, paid 7 Volt Workforce Solutions 435-1255 2 Full-service: administrative, accounting & 7330 N. Palm Ave., Suite 105 100 4 finance, light industrial, warehouse & more holidays, referral bonus, credit union Online tutorials 1985 Michelle Vigil, manager (4) Fresno, 93711 435-5987 & more Elitecare Medical Staffing Inc. On-line education, Steve Poggi, pres/CEO, 8 438-7700 2 Medical, vision, dental, referral facility orientation & 2002 Stacy Green, dir. of 761 E. Locust Ave., Ste. 103 93 4 Nursing, allied, imaging, pharmacy, corrections bonus, PTO, IRA & more (6) Fresno, 93720 446-2170 training operations Free tutorials, lending 9 Denham Resources 222-5284 8 Accounting, administration, ex. mgmt, HR, Health, retirement plan, holiday pay, Dave Denham, Kathy 567 W. Shaw Ave., Ste. C1 85 15 engineering, tech., medical. scholarships, bonuses & more library, career search 1970 Bray, Joe Denham (8) Fresno, 93704 222-1321 advice. Insurance Relief 10 431-6428 4 Medical, dental, vision, holiday pay, Online tutorials 2002 Kade Houston, 7535 N. Palm Ave., Ste. 101 58 5 Insurance industry 401(k) manager (10) Fresno, 93711 888-292-4448 Key: WND-Would Not Disclose. NR-Not Ranked.All data has been provided by representatives of the staffing services listed and Business Journal research. Not all sources Research: Chris Rose surveyed responded to inquiries. Original Publication Date: January 6, 2017 E-mail: [email protected] CalChamber’s guide to new business laws in 2017

The California Chamber of Discrimination and Retaliation Commerce has released the list of Protections new employment laws taking effect Several new laws expand employee now that will have an impact on protections for 2017. businesses in California. Employers need to be aware of Fair pay significant changes in key areas, such Last year, significant amendments as the state minimum wage. Other were made to California’s equal new laws make small changes to pay laws to address gender wage different parts of existing list or may AB 2535 amends Labor Code Section superior court judges. The legislative inequality. This year, two new bills relate only to specific industries. 226 and clarifies that employees who intent of this new law further expand California’s Fair Pay Act. Unless specified, all new legislation are exempt from the payment of encourages cities and counties to SB 1063 prohibits an employer from went into effect on Jan. 1. This year, minimum wage and overtime are not enact measures to combat wage theft. paying any of its employees wage many bills feature delayed or phased- required to have their hours tracked rates that are less than the rates in implementation. and logged on an itemized wage Janitorial workers paid to employees of another race statement, commonly referred to as a AB 1978 enacts new recordkeeping, or ethnicity for substantially similar Several new California laws will pay stub. registration and training work. AB 1676 specifies that, under affect employers’ wage-and-hour requirements for the janitorial the Fair Pay Act, prior salary cannot, obligations in 2017. Payroll industry. by itself, justify any disparity in AB 1847 requires employers who compensation. Minimum wage must notify employees of their Licensure requirements for hair/ SB 3 will increase the minimum wage eligibility for the federal Earned nail salons Harassment prevention training over the next several years to $15 Income Tax Credit to also notify AB 2437 requires any establishment AB 1661 requires local agency an hour. For Jan. 1, businesses with these employees that they may be that is licensed by the Board of officials, including local elected 26 or more employees must pay a eligible for the California Earned Barbering and Cosmetology (BBC) officials, to receive sexual harassment minimum wage of $10.50 per hour. Income Tax Credit. The bill updates (e.g., hair salons, nail salons, prevention training and education The minimum wage increase will the required notice that must be estheticians, etc.) to post a notice whenever those officials receive require all employers to post a new given to employees. regarding workplace rights and wage- any type of compensation, salary or Minimum Wage Order (MW-2017). and-hour laws by July 1, 2017. The stipend. The upcoming minimum wage Challenges to minimum wage Labor Commissioner must create increase also will have an effect violations the model notice. Failure to post the All-gender restrooms on other pay practices, such as the Under AB 2899, employers who notice will result in a fine. AB 1732 sets a new requirement overtime rate. contest a Labor Commissioner ruling that, beginning March 1, all single- that they failed to pay the minimum Temporary services; wages user toilet facilities in any business Agricultural overtime wage must post a bond equal to the Under the Labor Code, employees of establishment, place of public AB 1066 will phase in increased unpaid wages, excluding penalties. a temporary service employer must accommodation or government overtime requirements for be paid weekly, regardless of when agency must be identified as “all- agricultural employees over the Local wage enforcement the assignment ends. AB 1311 applies gender” toilet facilities. course of four years beginning SB 1342 grants local officials or the weekly pay requirement to Jan. 1, 2019. Currently, agricultural department heads the power to security guards employed by private Immigration-Related Protections employees are exempt from certain issue subpoenas and to report patrol operators who are temporary wage requirements. noncompliance with employment- services employers. This urgency related ordinances, such as local legislation took effect on July 25, 2016. Itemized wage statements minimum wage ordinances, to CalChamber | 11 FRIDAY, JANUARY 6, 2017 www.thebusinessjournal.com 11

CalChamber | from 10 enforcement and investigatory be implemented, and it may be some SB 1167 requires Cal/OSHA to powers under the jurisdiction time before we actually see this propose a heat-illness and injury of the DFEH. It removes other program up and running. prevention standard for indoor Employers are required by federal state agencies’ authority to Paid sick leave workers by Jan. 1, 2019. law to verify an employee’s eligibility issue regulations prohibiting SB 3 extends California’s paid Driving to work using the Form I-9 process. discrimination. sick leave law to cover in-home Under federal law, it is unlawful supportive services workers AB 1785 reaffirms the general ban for employers to ask for more or Several new laws relate to beginning July 1, 2018. AB 2393 on using wireless electronic devices different documentation than is employee benefits and leaves of provides specific rules relating to the while driving, but amends existing required by the Form I-9, refuse absences. interaction of sick leave and parental law to authorize drivers to use their to accept documents that appear leave for school district employees hand to activate or deactivate a genuine on their face or engage in Paid family leave benefits working in positions requiring feature or function of the device with other types of document abuse. SB Effective Jan. 1, 2018, AB 908 certification qualifications. a single swipe or tap, as long as the 1001 makes this type of conduct increases the amount of paid family device is mounted so as not to hinder unlawful under state law as well. leave (PFL) benefits an employee can Disability benefits the driver’s view of the road. receive from 55 percent of earnings AB 2886 extends the appeal time for Definition of employee to either 60 percent or 70 percent disability benefits from 20 to 30 days, Smoking AB 488 revises the definition of of earnings, depending on the effective March 1, 2018. A package of bills was signed earlier employee under California’s Fair employee’s income. in 2016 that extend the ban on Employment and Housing Act Two new laws affect how workplace smoking. These rules took (FEHA) to authorize an individual Domestic violence, sexual assault background checks are effect June 9, 2016. employed under a special license in and stalking protections conducted. a nonprofit sheltered workshop, day AB 2337 requires employers with A number of new laws relate program or rehabilitation facility to 25 or more employees to provide Juvenile criminal history to public works and prevailing bring an action under the FEHA for employees with written notice about information wages. any form of prohibited harassment or the rights of victims of domestic AB 1843 prohibits employers from discrimination. violence, sexual assault and stalking inquiring into an applicant’s juvenile Employers who provide services Human Trafficking to take protected time off for medical convictions or using such convictions or construction work on public AB 1684 authorizes the DFEH to treatment or legal proceedings. as a factor in determining any works projects for the government receive, investigate and prosecute A required form must be given to all condition of employment. or public-sector entities must complaints from victims of human new employees when hired and to pay the prevailing wage, which is trafficking. The DFEH can bring civil current employees upon request. The Criminal background check — usually significantly higher than the actions on behalf of these victims. Labor Commissioner is required to ride-sharing services minimum wage. develop the form on or before July 1, AB 1289 requires a “transportation State contracts and anti- 2017. network company” (think Uber and The bills include: discrimination certification Employers are not required to Lyft) to conduct local and national AB 2844 requires those who bid, comply with this notice requirement criminal background checks for each AB 326 — requires the release of propose or renew a contract of until the Labor Commissioner posts participating driver and prohibits the funds held pending a prevailing wage $100,000 or more with a state agency the new form on its website. use of drivers with certain types of determination; to certify their compliance with the convictions. AB 1926 — relates to the payment Unruh Civil Rights Act and FEHA. Private retirement savings plans of apprentices for pre-employment SB 1234 approves the California Workplace Safety activities, such as testing or training; Discrimination regulations and Secure Choice Retirement Savings Several new laws affect workplace and enforcement Program (SCRSP), which is a state- safety, including a package of bills SB 954 — limits the ability for a SB 1442 consolidates various anti- run retirement plan for private- that took effect June 9, 2016. nonunion contractor to receive a discrimination regulations and sector workers. Specific prerequisites credit for certain payments made must be met before the SCRSP can Indoor heat illness against the prevailing wage. PEOPLE ON THE MOVE

Gruszczynski Pountney Abajian Barberich Clarke Soberal Stewart Daggett

Hopkins Sandoval Cooper Colgate Weitzel Norman Steele

LEGAL president of the local chapter of Business Network chapter of the California Society of Certified Public Crescent View West Public Charter School. David International, and a member of the American Accountants. Clarke is a senior account manager at Nettra Dritsas Groom McCormick, LLP would like Institute of Certified Public Accountants as Marketing, Inc. Jake Soberal is the co-founder to announce the advancement of Adam well as the California Society of Certified Public SERVICE CLUBS and CEO of Bitwise Industries. Gruszczynski and Leslie Pountney, CPAs, as Accountants. Pountney joined the firm in 2000 partners in the firm. Gruszczynski joined the and has been providing auditing, accounting Fresno Rotary is pleased to welcome four new REAL ESTATE firm in 2009 and provides tax services as well as and tax services for more than 20 years. She is members. Ann K. Abajian is the director of Learn4 business planning services to both businesses a member of the American Institute of Certified Life Program and oversees corporate public Pearson Realty has announced its Top Producers and individuals. He is the financial chair of the Public Accountants, California Society of CPA’s, as relations at Crescent View West Public Charter Adaptive Sports Program at Children’s Hospital, well as serving as a committee chair in the local School. Alice L. Barberich is the principal at POM | 12 12 www.thebusinessjournal.com FRIDAY, JANUARY 6, 2017

POM | from 11 Inc. in La Jolla and Michael Kennedy Insurance Agency, Inc. in El Cajon. for 2016: Salesperson of the Year was Robb Stewart, senior vice president, Visalia office; SMALL BUSINESS followed by Jon Daggett, senior vice president, Fresno office; andBill Hopkins, senior vice The Oakhurst Area Chamber of Commerce president, Fresno office, all specializing in the sale announced that Ron Colgate is the recipient of of agricultural properties. the 2016 Lifetime Achievement Award. A 40-year mountain-area resident, Colgate is a community GOVERNMENT volunteer and was formerly employed by Sierra Telephone. The Man of the year winner is Victor Fresno Mayor Lee Brand announced that Jaime Weitzel of Idea Print Work, Inc., the Woman of the Sandoval has joined his staff as the new year is Laura Norman of Sierra Tel, the Business communications coordinator. Sandoval, who of the Year is Oakhurst Grocery Outlet owners most recently served as Fresno County public Brandon and Jessica Steele, and Executive information officer, was an Emmy Award-winning Director’s Award goes to Carrier Proctor of photojournalist at Univision KFTV-TV in Fresno Oakhurst Healthcare & Wellness Centre. They will where he worked for over 12 years. He earned be honored Jan. 20 at Tenaya Lodge in Yosemite. a B.A. in mass communication from California State University, Fresno and is a member of “New Beginnings” is the theme for the 2016 the California Association of Public Information Chowchilla District Chamber of Commerce Officers (CAPIO.) As communications coordinator, Community Awards dinner slated for Jan. 21. The Sandoval will work directly with the city’s director annual event will recognize community members Anywhere, Anytime, of communications to develop and disseminate who have given above and beyond of their time, all internal and external communications, as well energy and resources to the community. This as oversee content management of the City of year’s winners include Business Person of the Any Device Fresno’s new website, social media platforms, and Year – Ray Barragan; Choose Chowchilla Award Each week The Business Journal is available online in a digital edition FresGO mobile app. – Phil and Elizabeth Cheatham, Deli Delicious; available to all subscribers. You can download on your pc, laptop, tablet, Chowchilla Progress Award – Tara Davis, State or smartphone and don’t need an app to make it happen. It is available for iPhone and iPads, as well as Android, Windows Media or Blackberry INSURANCE Farm Insurance; Chowchilla Heritage Award – devices. You can view, download, clip stories, share content or search Land Company and Real Estate; Educator of the through archived additions. All content and advertising mirrors the print Fresno-based United Valley Insurance Services, Year – Muriel Fore; Excellence in Agriculture – publication so that each advertiser gets double the impact for one price. a membership network of more than 70 Doug Thiel, Thiel Air Care; Heart of Chowchilla Each online ad is directly linked to your company website or customized landing page. independent insurance agencies, announced the – In Memory of Pete Cornaggia; Historical addition of five new member agencies in California Award – Reddy Redskin; Honoring Community for 2016. These include Cooper Insurance Agency, Contributions – Chowchilla Lions Club; Inc. in Easton, where Principal Gary Cooper Outstanding Citizen of the Year – Kim Hickman, writes both personal and commercial insurance. Paw Spa; Unique Citizens – H.O.W. – Brenda Other new agencies include CMR Risk & Insurance Farmer, Kelle Ray, Tracey Moore; and Vision 559-490-3481 Services, Inc. in San Diego; Warren G. Bender Co. Award –Mario Davila, Mario’s Traditional Mexican in Roseville; Steven H. Spiegler Insurance Services, Restaurant.

SOLAR NEGOTIATORS IS NOT A CONTRACTOR AND DOESN’T PERFORM INSTALLATIONS. Our team assists with project management, administrative, customer service, and client support. FRIDAY, JANUARY 6, 2017 www.thebusinessjournal.com 13

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and Peter Orlando of Retail California Amount: $1,389 167 W Poplar Ave, Porterville, CA 93257 were the agents. STATE LIENS Amount: $129 Frutas Express llc Central California Gaming Leads Sale of 35,000 square foot parcel of land Doc No: 16-022805, EDD tax lien Management Inc Smith’s Flowers at the southwest corner of California 1675 W Lacey Blvd Ste VC4, Hanford, CA Doc No: 16-0167712, EDD tax lien Doc No: 16-078953, EDD tax lien THE CONTENTS Ave. and Walnut St. in Fresno to FD 93230 711 W Shaw Ave #112-300, Clovis, CA 55 N D St, Porterville, CA 93257 Partners, LLC from Edison Plaza Partners, Amount: $1,064 93612 Amount: $1,338 Real Estate 15 LP. John Lee and Lewis Smith of Retail Amount: $1,940 Bankruptcy 15 California were the agents. Area Remodeling & Construction Co J & G Electric Inc Federal Liens 15 Doc No: 16-022806, EDD tax lien Blimpie Doc No: 16-078954, EDD tax lien State Liens 15 STUMPF AND COMPANY is reporting 8896 13th Ave, Hanford, CA 93230 Doc No: 16-0167713, EDD tax lien 814 E Douglas Ave, Visalia, CA 93292 New Businesses 16 the following real estate transactions: Amount: $2,459 810 E Olive Ave, Fresno, CA 93728 Amount: $1,186 Amount: $545 The Leads information found Sale of 1,809 square foot building at 707 J V Dale Richardson DDS Fred’s Famous BBQ in this issue of The Business E. Shields Ave. in Fresno from Scott E. Khazar Industries Inc Doc No: 16-078955, EDD tax lien Journal is a sampling from Doc No: 16-022807, EDD tax lien Brinker to Pietro DeSantis. Ron Stumpf 1409 Whitley Ave Ste D, Corcoran, CA Doc No: 16-0167711, EDD tax lien 210 E Tulare Ave, Tulare, CA 93274 the Business Leads Download was the broker. 3275 E Central Ave, Fresno, CA 93725 Amount: $1,012 Center. The Business Leads 93212 Amount: $1,072 Amount: $3,810 Download Center is available 2,000 square feet at 1330 Hulbert Golden Touch Limousine llc free with your paid subscription Ave., Ste. 102, Fresno leased from Ron Clovis Smog & Small Engine Service Doc No: 16-078956, EDD tax lien to The Business Journal. For Rite Temp Services Stumpf to Michael Dunbar and Misty Doc No: 16-022808, EDD tax lien Doc No: 16-0167717, EDD tax lien 21919 Avenue 168, Porterville, CA 93257 questions about the content listed Dunbar. Ron Stumpf was the broker. 2890 N Larkin Ave Ste 101, Fresno, CA Amount: $450 in this section or how to obtain 723 Wentworth Ct, Lemoore, CA 93245 Amount: $3,531 93727 a subscription to The Business 1,400 square feet at 1345 N. Willow Ave., Amount: $1,099 Standard Farm Inc Journal, contact Ashley Webster Ste. 110, Clovis leased from Burgess, QRS Investment Group Doc No: 16-078957, EDD tax lien at 559.490.3481 or e-mail ashley@ Smith & Wathen VII, a California General J Transport 168 S Main St, Porterville, CA 93257 thebusinessjournal.com. Doc No: 16-022809, EDD tax lien Partnership to Gajjan Singh and Manjit 247 Del Monte Pl, Lemoore, CA 93245 Doc No: 16-0167718, Board of Amount: $3,872 Kaur. Ron Stumpf was the broker in Amount: $1,384 Equalization tax lien HOW IT WORKS: The Business cooperation with Alexandra Stumpf, 2902 N Brix Ave, Fresno, CA 93722 Olguin Cabinet Installations Inc Journal’s Leads listings are broker. Genos Diesel Repair Amount: $11,048 Doc No: 16-078958, EDD tax lien designed to help you find Doc No: 16-022810, EDD tax lien 182 Johnson St, Tulare, CA 93274 the latest legal transactions 10154 9 1/2 Ave, Hanford, CA 93230 Secured Refrigerated Transport Inc Amount: $3,978 to grow your business. Find BANKRUPTCY Amount: $854 Doc No: 16-0169019, Franchise Tax Board out who’s new in town, who’s tax lien Supreme Air going out of business and what Protégé Roofing & Painting E & B Landscape & Garden Supplies 5724 E Jefferson Ave, Fresno, CA 93725 Doc No: 16-078959, EDD tax lien neighborhoods are becoming a Case No: 16-14576-7 Inc Amount: $45,032 6928 Avenue 304, Visalia, CA 93291 hotspot for new business. We’ve 3717 Candlewood Dr Doc No: 16-022811, EDD tax lien Amount: $3,430 pulled information from the Bakersfield CA 93306 P O Box 629, Hanford, CA 93230 JM Romero Jr FLC county clerks’ and recorders Assets: $207,775, Liability: $229,435, Amount: $1,469 Doc No: 16-078942, EDD tax lien M & A Trucking offices in Fresno, Kings, Madera Exemptions: $104,800 234 N H St, Porterville, CA 93257 Doc No: 16-078960, EDD tax lien and Tulare counties to bring One Result Real Estate Inc Amount: $263 23302 Road 196, Lindsay, CA 93247 you the latest in business Family A Auto Sales Doc No: 16-0167703, EDD tax lien Amount: $1,135 news. No matter what business Case No: 16-14602-7 7625 N Palm Ave Ste 106, Fresno, CA Belly Busters you are in, you can gain a 12034 Maywood Dr 93711 Doc No: 16-078943, EDD tax lien Navarro Trucking competitive advantage from Madera CA 93636 Amount: $607 298 S Red Oak St, Porterville, CA 93257 Doc No: 16-078961, EDD tax lien these Leads each week. Assets: $0, Liability: $0, Exemptions: $0 Amount: $1,183 569 Lemona St, Woodlake, CA 93286 El Valle llc Amount: $516 Colorworks Printing Doc No: 16-0167705, EDD tax lien A & A Shell Food Mart REAL ESTATE Case No: 16-14609-7 2225 Chandler St, Selma, CA 93662 Doc No: 16-078944, EDD tax lien N R C Electronics Inc 450 O’Farrell St Amount: $537 560 S Park Dr Ste 99, Pixley, CA 93256 Doc No: 16-078962, EDD tax lien NEWMARK GRUBB PEARSON Visalia CA 93291 Amount: $1,434 167 W Poplar Ave, Porterville, CA 93257 COMMERCIAL is reporting the following Assets: $5,777, Liability: $1,374,974, Emerald Construction & Engineering Amount: $602 real estate transactions: Exemptions: $5,777 Inc T & M Towing Doc No: 16-0167706, EDD tax lien Doc No: 16-078945, EDD tax lien Carniceria Y Taqueria Mi Tierra 3,000 square feet of industrial space at Got Weeds Weed Control 2491 N Miami Ave, Fresno, CA 93727 3531 S K St, Tulare, CA 93274 Doc No: 16-078963, EDD tax lien 4718 N. Bendel Ave., #102, Fresno leased Case No: 16-14630-7 Amount: $3,777 Amount: $1,623 2337 N Michael St, Visalia, CA 93292 to Autumn Eastes, dba Iron Forged 25101 Bear Valley Rd PMB#43 Amount: $534 Fitness from Eric Stanfield. Nick Audino, Tehachapi CA 93561 Princess Nails Scenic Heights Interiors SIOR and Daniel Simon of Newmark Assets: $151,141, Liability: $185,686, Doc No: 16-0167707, EDD tax lien Doc No: 16-078946, EDD tax lien USA Petro Grubb Pearson Commercial were the Exemptions: $17,806 1050 Shaw Ave #E1123, Clovis, CA 93612 850 N Main St, Porterville, CA 93257 Doc No: 16-078964, EDD tax lien agents. Amount: $7,402 Amount: $995 41304 Road 128, Orosi, CA 93647 Jar Associates/ John’s Pizza Amount: $1,507 5,000 square feet of industrial space at Case No: 16-14638-7 Liberty Lines Inc Cardenas & Associates Inc 3704 W. Ashcroft Ave., Fresno leased 1415 Sims Doc No: 16-0167704, EDD tax lien Doc No: 16-078947, EDD tax lien Supercity Wholesale llc to Stallion Tire Care, Inc. from Douglas Ridgecrest CA 93555 2559 S East Ave, Fresno, CA 93706 501 W Visalia Rd, Exeter, CA 93221 Doc No: 16-078965, EDD tax lien B. Jensen Trust of 2009. Daniel Simon Assets: $0, Liability: $0, Exemptions: $0 Amount: $13,336 Amount: $2,117 4243 W Noble Ave, Visalia, CA 93277 and Troy McKenney of Newmark Grubb Amount: $5,507 Pearson Commercial were the agents. The H C Brock Company Inc Lance’s Engine Shop FEDERAL LIENS Doc No: 16-0167708, EDD tax lien Doc No: 16-078948, EDD tax lien Asap Towing 14,948 square feet of warehouse space 2025 W Front St, Selma, CA 93662 P O Box 447, Strathmore, CA 93267 Doc No: 16-078967, EDD tax lien at 4966 E. Lansing Way in Fresno leased Number 1 Recycling Center Amount: $6,003 Amount: $318 1700 E Goshen Ave Ste C, Visalia, CA to Speed Engineering and Performance, Doc No: 16-078839, IRS tax lien 93292 Inc. from Jerry E. Cook Trust. Nick 774 W Olive Ave, Porterville, CA 93257 A Plus Concrete Construction ABC Pre School Amount: $377 Audino, SIOR of Newmark Grubb Pearson Amount: $3,370 Doc No: 16-0167715, EDD tax lien Doc No: 16-078949, EDD tax lien Commercial was the agent. 5761 E Christine Ave, Fresno, CA 93727 978 W Cleo Ave, Porterville, CA 93257 Associated Bookkeeping Services ABC Pre School Amount: $3,656 Amount: $1,151 Doc No: 16-078968, EDD tax lien 12,195 square feet of warehouse space Doc No: 16-078840, IRS tax lien 921 W Oak Ave, Visalia, CA 93291 at 4379 N. Brawley Ave., Fresno leased 978 W Cleo Ave, Porterville, CA 93257 American Ag Enterprises llc Senen Ag Farm Labor Services Inc Amount: $2,489 to Garda Supplies from Brawley 7, LLC. Amount: $853 Doc No: 16-0167716, EDD tax lien Doc No: 16-078950, EDD tax lien Ethan Smith, CCIM and Ron Stoltenberg 3072 W Jensen Ave, Fresno, CA 93706 4934 W Hemlock Ave, Visalia, CA 93277 Law Offices of Daniel Prado were the agents in cooperation with Neumann Development Corporation Amount: $1,669 Amount: $2,827 Doc No: 16-078969, EDD tax lien Chad McCardell of Colliers International. Doc No: 16-078842, IRS tax lien 4236 W Mineral King Ave, Visalia, CA 33167 Highway 190, Springville, CA Paradise Island Spa Sequoia Nephrology Medical Group 93291 RETAIL CALIFORNIA is reporting the 93245 Doc No: 16-0167709, EDD tax lien Inc Amount: $1,567 following real estate transactions: Amount: $450 8068 N Cedar Ave, Fresno, CA 93720 Doc No: 16-078951, EDD tax lien Amount: $5,505 1031 N Demaree St, Visalia, CA 93291 San Joaquin Valley Patrol Inc 400 square feet of retail space in the Team Central Valley Inc Amount: $6,116 Doc No: 16-078970, EDD tax lien Trading Post Shopping Center at 840 Doc No: 16-031658, IRS tax lien Athletic Performance Training llc Herndon Ave. in Clovis leased to D & L 2930 Geer Rd 174, Turlock, CA 93282 Doc No: 16-0167710, EDD tax lien N R C Electronics Inc Roses from DN Clovis, LLC. Lewis Smith Amount: $11,624 340 Clovis Ave, Clovis, CA 93612 Doc No: 16-078952, EDD tax lien Leads | 16 16 www.thebusinessjournal.com FRIDAY, JANUARY 6, 2017

Leads | from 15 James Matson Sandra Sonkoly 1060 Fulton Mall llc Freedom Investments llc 8584 N Madsen Ave 2490 Magill Ave 1060 Fulton Mall 5486 W Sample Clovis, CA 93619 Clovis, CA 93611 Fresno, CA 93721 Fresno, CA 93722 2318 W Sunnyside Ave Ste 6, Visalia, CA 93277 Healing Hearts Health & Wellness 559 Graphics GZM Fresno Corporation Mini Market Mi Casita Astral Amount: $10,636 Karen Romanacce Doyle Chapman Jr GZM Fresno Corporation Gerardo Novela Linares 4063 N DeWitt Ave 4693 W Swift Ave 217 E San Joaquin St 1029 Fulton Mall Arreola Bros Ag Fresno, CA 93727 Fresno, CA 93722 Avenal, CA 93204 Fresno, CA 93721 Doc No: 16-078971, EDD tax lien 777 Barouni Ave, Woodlake, CA 93286 Revolution Autosport llc Auto Smog Online House Hunters United Brothers Construction Amount: $4,409 Revolution Autosport llc Mashalah Boroujerdi Isaac Ramirez Tomas Tinajero 1157 Barstow Ave 7259 N Blackstone Ave 2808 Browning Ave 4573 E Mono St Jeff Shipman’s Tree Service Clovis, CA 93612 Fresno, CA 93650 Clovis, CA 93611 Fresno, CA 93702 Doc No: 16-078972, EDD tax lien 4333 W Dorothea Ave, Visalia, CA 93277 Anna’s Sweet Tooth Griswold Vacations Mellysport Futsal Inc California Truck Licensing Inc Amount: $1,384 Anna Petrosyan Ronda Griswold Melvin Williams California Truck Licensing Inc 727 E San Carlos Ave 988 N Princeton Ave 4055 N Chestnut Diagonal 2016 E Front St Padilla Harvesting Inc Fresno, CA 93710 Coalinga, CA 93210 Fresno, CA 93726 Selma, CA 93662 Doc No: 16-078973, EDD tax lien P O Box 326, Woodlake, CA 93286 Safeco Security Systems Gill Investment Group T L White Transport Monty’s Eco Wash Amount: $8,738 Anthony Diviccaro Jr Surjit Gill Tyrone White Monty Vasquez 5530 E Lamona Ave #107 3705 N Clovis Ave 2095 Lester Ave 1155 E Bullard Ave #206 Moore Development Inc Fresno, CA 93727 Fresno, CA 93727 Clovis, CA 93619 Fresno, CA 93710 Doc No: 16-078974, EDD tax lien P O Box 7989, Visalia, CA 93290 Kikons Transports Shah Trans Mariscos El Pescador Target Auto Finance Amount: $7,457 Felipe Lopez Morales Navdeep Brar Jose Gonzalez JV Auto Sales 5259 W Cromwell Ave 5439 E Tower Ave 4610 N Blackstone Ave 1032 N Blackstone Ave Organic Soil Builders Inc Fresno, CA 93722 Fresno, CA 93727 Fresno, CA 93726 Fresno, CA 93701 Doc No: 16-078976, EDD tax lien 38595 Road 12, Kingsburg, CA 93631 Sim + PBK First Expression Ornamental Iron Rehoboth Ventures Advanced Training & Performance Amount: $4,434 Smith Iwanaga Milhous Architects Yadira Garcia Esther Akande Stephen Wolf 7591 N Ingram Ave Ste 101 4739 W Fremont Ave 1676 N Hughes Ave 1608 E Menlo Ave RLS Construction Inc Fresno, CA 93711 Fresno, CA 93722 Clovis, CA 93619 Fresno, CA 93710 Doc No: 16-078977, EDD tax lien 6414 Avenue 304, Visalia, CA 93291 SMA Communications Life Is Good Room and Board Punjab Trucking Driving School Delta Financial & Real Estate Group Amount: $2,061 Kenneth Johnson Vardan Tiraturyan Gurpal Randhawa Felix Enunwa 6334 N DeWolf Ave 3724 E Thomas Ave 3150 N Weber Ave Ste 101 2307 N West Ave Ste 101 Foothill Growers Association Clovis, CA 93619 Fresno, CA 93702 Fresno, CA 93722 Fresno, CA 93705 Doc No: 16-079493, Franchise Tax Board tax lien Kpistudios Lyons Carpentry Davis Transport Robert’s Maintenance P O Box 762, Goshen, CA 93227 MAD Productions and Entertainment Maurice Lyons Bob Davis Jr Robert Medina Amount: $2,258 4903 E Kings Canyon Rd Ste 241 95 W Nebraska Ave 2980 Terry Ave 4065 E Brentwood Ave Fresno, CA 93727 Fresno, CA 93706 Clovis, CA 93612 Fresno, CA 93703 Cen Cal Ag Inc Doc No: 16-031505, EDD tax lien B&R Private Security Janitorial Building Care Hyde Park Apartments Taqueria Mari 912 Riverside Ave, Chowchilla, CA 93610 Luis Burgos Robert Fang Dean Ishii Management III llc Maria Reyes Amount: $4,694 1531 N Wishon Ave 1662 N First St #B 5150 N Valentine Ave 221 E Helen Ave Fresno, CA 93728 Fresno, CA 93703 Fresno, CA 93711 Reedley, CA 93654 Pedro’s Place Doc No: 16-031506, EDD tax lien Bead Central and Something To Talk Freedom Energy Concepts DCL Technology Dirty Deeds Done Dirt Cheap! Tractor 1772 Robertson Blvd, Chowchilla, CA Maria Silva Casey Stephens Kevin Smith James Reesha 93610 1967 High St 516 Villa Ave Ste 15 5431 E Norwich Ave 29101 Burrough Valley Rd Amount: $1,770 Selma, CA 93662 Clovis, CA 93612 Fresno, CA 93727 Tollhouse, CA 93667

Transcorp Freightways Inc The Weenie Hut Escape2U Higher Standards Seminole Creek Ranch Doc No: 16-031507, EDD tax lien Tashina Esquivel Jody Webb Diego Lopez James Reesha 23687 Avenue 19, Madera, CA 93638 141 N Villa Ave 2244 Tivy Valley Rd 13567 S Pear St 29101 Burrough Valley Rd Amount: $1,121 Fresno, CA 93727 Sanger, CA 93657 Caruthers, CA 93609 Tollhouse, CA 93667

Todd’s Cook House JCS Transport Saul’s Smog and Repair Fresno Lock & Key Doc No: 16-031508, EDD tax lien Juan Santos Saul Valadez Jr Benjamin Crownover MADERA 40713 Hwy 41 #5, Oakhurst, CA 93644 968 Lolita St 2030 N St Ste B 3653 W Robinson Ave Amount: $2,501 Mendota, CA 93640 Firebaugh, CA 93622 Fresno, CA 93722 Valley Wide Recycling Garth Company Inc Richie Lest Farms Inc Excel Sign Company Sun Sun Kitchen ITC Entertainment 1502 E Yosemite Ave Doc No: 16-031759, EDD tax lien Boothe Enterprises Inc Janelle Leu Mark Gouker Madera, CA 93638 14676 Avenue 14, Madera, CA 93637 1229 Hoblitt Ave Ste A 1216 W Shields Ave 4670 N El Capitan Ave Ste 201B Amount: $18,789 Clovis, CA 93612 Fresno, CA 93705 Fresno, CA 93722 Fateh Transportation Damandeep Singh Central Valley Millwright Inc Laparra’s Quality Service Ray’s Floormats & Accessories K & W Hydro Blasting 751 Kiwi St Doc No: 16-031761, EDD tax lien Blue Sea Investment Group llc Ray Thacker Marilyn Schilling Madera, CA 93638 P O Box 178, Chowchilla, CA 93610 605 W Yale Ave 5171 W Holland Ave 10679 S Chestnut Ave Amount: $6,246 Fresno, CA 93705 Fresno, CA 93722 Fresno, CA 93725 Kirpa Transportation Simran Singh Central Cal Ag Services Inc Swept Away Well4work Seva Health Services 751 Kiwi St Doc No: 16-031762, EDD tax lien Noreida Mora Workmed Amandeep Singh Madera, CA 93638 845 Lilly St, Madera, CA 93638 235 Jefferson St 5321 N Fresno St Ste 105C 4303 N Gregory Ave Amount: $525 Coalinga, CA 93210 Fresno, CA 93710 Fresno, CA 93722 TULARE Charming Treasures Event Rental Bakery Delights Sidhu Logistics NEW BUSINESSES Barbara Carpenter Wei Yu Yadavindra Sidhu Juan Handyman Service 13714 E Rialto 6749 N Cedar Ave 4111 N Blythe Ave #114 Juan Valencia FRESNO Sanger, CA 93657 Fresno, CA 93710 Fresno, CA 93722 1315 N Park St Visalia, CA 93291 SJT Properties Vet Tech Pride A R G Logistics Demetra Barrister Scott Tafoya Cindy Lorenzetti Rajinder Dhillon Jennifer Boukidis Sierra General Engineering & 1398 W Herndon Ste 205 5090 N Roosevelt Ave #36 5583 N Olinda Ave 2657 Austin Ave Hardscape Fresno, CA 93711 Fresno, CA 93704 Fresno, CA 93723 Clovis, CA 93611 Chasen Hauber 40661 Old Three Rivers Dr M I C Construction Property Brokers The View Birchwood Apartments Three Rivers, CA 93271 FRIDAY, JANUARY 6, 2017 www.thebusinessjournal.com Public Notices 17

recorded 09/20/2016 in Book N/A, Page (1) remedy shall be the return of monies paid N/A, as Instrument No. 2016-0126573-00 T.S. No.: 9987-2094 TSG Order No.: to the Trustee and the successful bidder of said Official Records, WILL SELL on 730-1609418-70 A.P.N.: 312-452-08 shall have no further recourse. NBS 01/26/2017 at the Van Ness Avenue exit NOTICE OF TRUSTEE’S SALE YOU Default Services, LLC 301 E. Ocean Blvd. from the County Courthouse 1100 Van ARE IN DEFAULT UNDER A DEED OF Suite 1720 Long Beach, CA 90802 800- Ness, Fresno, CA 93721 at 2:00 P.M. AT TRUST DATED 12/23/2008. UNLESS 766-7751 For Trustee Sale Information PUBLIC AUCTION TO THE HIGHEST YOU TAKE ACTION TO PROTECT Log On To: www.auction.com or Call: Public BIDDER FOR CASH (payable at the YOUR PROPERTY, IT MAY BE 1-800-280-2832. NBS Default Services, time of sale in lawful money of the SOLD AT A PUBLIC SALE. IF YOU LLC, Veronica Garcia, Foreclosure United States), all right, title and interest NEED AN EXPLANATION OF THE Associate This communication is conveyed to and now held by it under NATURE OF THE PROCEEDING an attempt to collect a debt and any said Deed of Trust in the property situated AGAINST YOU, YOU SHOULD information obtained will be used for that in said County and State hereinafter CONTACT A LAWYER. NBS Default purpose. However, if you have received described:LOT 782 OF TRACT NO. Services, LLC, as the duly appointed a discharge of the debt referenced herein 1018, MAYFATR NO. 2, ACCORDING Trustee, under and pursuant to the power in a bankruptcy proceeding, this is not Notices TO THE MAP THEREOF RECORDED of sale contained in that certain Deed of an attempt to impose personal liability page 17 January 6, 2017 IN BOOK 13, PAGES 95 AND 96 OF Trust Recorded 12/31/2008 as Document upon you for payment of that debt. In the PLATS, FRESNO COUNTY RECORDS. No.: 2008-0177596, of Official Records event you have received a bankruptcy INDEX Public notices contain information that must, APN: 446-223-09 The property address in the office of the Recorder of discharge, any action to enforce the debt READERS by law, be published in order to make that and other common designation, if any, Fresno County, California, executed will be taken against the property only. Trustee Sales 17 information available to the general public. First- of the real property described above is by: JOSE CALVILLO, A MARRIED NPP0298826 To: FRESNO BUSINESS time publications will be designated with a (1) purported to be: 4064 ARDEN DRIVE MAN AS HIS SOLE AND SEPARATE JOURNAL 01/06/2017, 01/13/2017, Civil 22 in the top left corner of the listing. Publication SOUTH, FRESNO, CA The undersigned PROPERTY, as Trustor, WILL SELL AT 01/20/2017 Probate 23 dates appear in the lower left corner of the notice Trustee disclaims any liability for any PUBLIC AUCTION TO THE HIGHEST 01/06/2017, 01/13/2017, 01/20/2017 Fictitious 24 beginning with the first publication and ending incorrectness of the property address BIDDER FOR CASH (payable in full at ------with the last. and other common designation, if any, time of sale by cash, a cashier’s check Miscellaneous 24 shown herein. The total amount of the drawn by a state or national bank, a check (1) unpaid balance of the obligation secured drawn by a state or federal credit union, or T.S. No.: 9987-2305 TSG Order No.: by the property to be sold and reasonable a check drawn by a state or federal savings 8671026 A.P.N.: 316-305-13 NOTICE TRUSTEE SALES 2924g of the California Civil Code. estimated costs, expenses and advances and loan association, savings association, OF TRUSTEE’S SALE YOU ARE IN The law requires that information about at the time of the initial publication of or savings bank specified in section 5102 DEFAULT UNDER A DEED OF TRUST trustee sale postponements be made the Notice of Sale is: $98,968.38. Said of the Financial Code and authorized DATED 02/01/2011. UNLESS YOU (1) available to you and to the public, as a amount will increase until date of sale. to do business in this state). All right, TAKE ACTION TO PROTECT YOUR NOTICE OF TRUSTEE’S SALE courtesy to those not present at the sale. If In addition to cash, the Trustee will title and interest conveyed to and now PROPERTY, IT MAY BE SOLD AT A TS No. CA-16-699351-RY Order No.: you wish to learn whether your sa le date accept a cashier’s check drawn on a state held by it under said Deed of Trust in the PUBLIC SALE. IF YOU NEED AN 160008967-CA-VOI NOTE: THERE IS has been postponed, and, if applicable, or national bank, a check drawn by a property situated in said County and state, EXPLANATION OF THE NATURE A SUMMARY OF THE INFORMATION the rescheduled time and date for the state or federal credit union or a check and as more fully described in the above OF THE PROCEEDING AGAINST IN THIS DOCUMENT ATTACHED sale of this property, you may call 888- drawn by a state or federal savings and referenced Deed of Trust. Sale Date YOU, YOU SHOULD CONTACT TO THE COPY PROVI DED TO 988-6736 for information regarding the loan association, savings association or & Time: 02/08/2017 at 09:00 AM Sale A LAWYER. NBS Default Services, THE MORTGAGOR OR TRUSTOR trustee’s sale or visit this Internet Web site savings bank specified in Section 5102 of Location: West Entrance to the County LLC, as the duly appointed Trustee, (Pursuant to Cal. Civ. Code 2923.3) http://www.qualityloan.com , using the the Financial Code and authorized to do Courthouse Breezeway, Fresno Superior under and pursuant to the power of sale YOU ARE IN DEFAULT UNDER A file number assigned to this foreclosure business in this state. In the event tender Courthouse, 1100 Van Ness Avenue, contained in that certain Deed of Trust DEED OF TRUST DATED 10/13/2004. by the Trustee: CA-16-699351-RY other than cash is accepted the Trustee Fresno, CA 93724 The street address Recorded 02/09/2011 as Document No.: UNLESS YOU TAKE ACTION TO . Information about postponements may withhold the issuance of the Trustee’s and other common designation, if any, 2011-0021465, of Official Records PROTECT YOUR PROPERTY, IT Deed until funds become available to the of the real property described above is in the office of the Recorder of that are very short in duration or that 4305 WEST CORNELL MAY BE SOLD AT A PUBLIC SALE. occur close in time to the scheduled payee or endorsee as a matter of right. purported to be: Fresno County, California, executed IF YOU NEED AN EXPLANATION NOTICE TO POTENTIAL BIDDERS: If AVENUE, FRESNO, CA 93722 The by: TEJAY PROUT, A MARRIED sale may not immediately be reflected PERSON OF THE NATURE OF THE in the telephone information or on the you considering bidding on this property undersigned Trustee disclaims any , as Trustor, WILL SELL AT PROCEEDING AGAINST YOU, YOU Internet Web site. The best way to verify lien, you should understand that there liability for any incorrectness of the street PUBLIC AUCTION TO THE HIGHEST SHOULD CONTACT A LAWYER. A postponement information is to attend are risks involved in bidding at a trustee address and other common designation, BIDDER FOR CASH (payable in full at public auction sale to the highest bidder the scheduled sale. The undersigned auction. You will be bidding on a lien, if any, shown herein. Said sale will time of sale by cash, a cashier’s check for cash, cashier’s check drawn on a Trustee disclaims any liability for any not on the property itself. Placing the be made in an “AS IS” condition, but drawn by a state or national bank, a check state or national bank, check drawn by incorrectness of the property address highest bid at a trustee auction does not without covenant or warranty, expressed drawn by a state or federal credit union, state or federal credit union, or a check or other common designation, if any, automatically entitle you to free and or implied, regarding title, possession, or a check drawn by a state or federal drawn by a state or federal savings and shown herein. If no street address or clear ownership of the property. You or encumbrances, to pay the remaining savings and loan association, savings loan association, or savings association, other common designation is shown, should also be aware that the lien being principal sum of the note(s) secured association, or savings bank specified in or savings bank specified in Section 5102 directions to the location of the property auctioned off may be a junior lien. If you by said Deed of Trust, with interest section 5102 of the Financial Code and to the Financial C ode and authorized to may be obtained by sending a written are the highest bidder at the auction, you thereon, as provided in said note(s), authorized to do business in this state). do business in this state, will be held by request to the beneficiary within 10 days are or may be responsible for paying off advances, if any, under the terms of the All right, title and interest conveyed to duly appointed trustee. The sale will be of the date of first publication of this all liens senior to the lien being auctioned Deed of Trust, estimated fees, charges and now held by it under said Deed of made, but without covenant or warranty, Notice of Sale. If the sale is set aside off, before you can receive clear title and expenses of the Trustee and of Trust in the property situated in said expressed or implied, regarding title, for any reason, including if the Trustee to the property. You are encouraged to the trusts created by said Deed of County and state, and as more fully possession, or encumbrances, to pay the is unable to convey title, the Purchaser investigate the existence, priority, and Trust, to-wit: $109,709.25 (Estimated) described in the above referenced Deed of remaining principal sum of the note(s) at the sale shall be entitled only to a size of outstanding liens that may exist as of 01/11/2017. Accrued interest and Trust. Sale Date & Time: 01/30/2017 at secured by the Deed of Trust, with return o f the monies paid to the Trustee. on this property by contacting the county additional advances, if any, will increase 10:00 AM Sale Location: At the Van Ness interest and late charges thereon, as This shall be the Purchaser’s sole and recorder’s office or a title insurance this figure prior to sale. It is possible that Avenue exit from the County Courthouse provided in the note(s), advances, under exclusive remedy. The purchaser shall company, either of which may charge you at the time of sale the opening bid may at 1100 Van Ness Avenue, Fresno, CA the terms of the Deed of Trust, interest have no further recourse against the a fee for this information. If you consult be less than the total indebtedness due. 93724 The street address and other thereon, fees, charges and expenses of the Trustor, the Trustee, the Beneficiary, the either of these resources, you should be NOTICE TO POTENTIAL BIDDERS: common designation, if any, of the real Trustee for the total amount (at the time Beneficiary’s Agent, or the Beneficiary’s aware that the same lender may hold more If you are considering bidding on this property described above is purported of the initial publication of the Notice of that one mortgage or deed of trust on property lien, you should understand that to be: 5855 E FLORENCE AVE, Attorney. If you have previously been FRESNO, CA 93727 Sale) reasonably estimated to be set forth discharged through bankruptcy, you may the property. NOTICE TO PROPERTY there are risks involved in bidding at a The undersigned below. The amount may be greater on have been released of personal liability OWNER: The sale date shown on this trustee auction. You will be bidding on Trustee disclaims any liability for any the day of sale. BENEFICIARY MAY for this loan in which case this letter is notice of sale may be postponed one or a lien, not on the property itself. Placing incorrectness of the street address and ELECT TO BID LESS THAN THE intended to exercise the note holders more times by the mortgagee, beneficiary, the highest bid at a trustee auction does other common designation, if any, shown TOTAL AMOUNT DUE. Trustor(s): right’s against the real property only. trustee, or a court, pursuant to Section not automatically entitle you to free and herein. Said sale will be made in an “AS LUIS RENE GOMEZ AND MAYRA QUALITY MAY BE CONSIDERED A 2924g of the California Civil Code. clear ownership of the property. You IS” condition, but without covenant or FABIOLA GOMEZ HUSBAND DEBT COLLECTOR ATTEMPTING The law requires that information about should also be aware that the lien being warranty, expressed or implied, regarding AND WIFE AS JOINT TENANTS TO COLLECT A DEBT AND ANY trustee sale postponements be made auctioned off may be a junior lien. If you title, possession, or encumbrances, to Recorded: 11/2/2004 as Instrument No. INFORMATION OBTAINED WILL available to you and to the public, as a are the highest bidder at the auction, you pay the remaining principal sum of the 2004-0246955 of Official Records in BE USED FOR THAT PURPOSE. Date: courtesy to those not present at the sale. If are or may be responsible for paying off note(s) secured by said Deed of Trust, the office of the Recorder of FRESNO Quality Loan Service Corporation 411 you wish to learn whether your sale date all liens senior to the lien being auctioned with interest thereon, as provided in said County, California; Date of Sale: Ivy Street San Diego, CA 92101 619- has been postponed, and, if applicable, off, before you can receive clear title note(s), advances, if any, under the terms 1/27/2017 at 10:00 AM Place of Sale: 645-7711 For NON SALE information the rescheduled time and date for the to the property. You are encouraged to of the Deed of Trust, estimated fees, At the West Entrance to the County only Sale Line: 888-988-6736 O r sale of this property, you may call (714) investigate the existence, priority, and charges and expenses of the Trustee Courthouse Breezeway located at 1100 Login to: http://www.qualityloan.com 730-2727 for information regarding the size of outstanding liens that may exist and of the trusts created by said Deed Van Ness Avenue Fresno, California Reinstatement Line: (866) 645-7711 trustee’s sale or visit this Internet Web on this property by contacting the county of Trust, to-wit: $228,934.47 (Estimated) 93724 Amount of unpaid balance and Ext 5318 Quality Loan Service Corp. site www.ServiceLinkASAP.com for recorder’s office or a title insurance as of 01/11/2017. Accrued interest and other charges: $81,896.89 The purported TS No.: CA-16-699351-RY IDSPub information regarding the sale of this company, either of which may charge you additional advances, if any, will increase property address is: 2014 NORTH #0120251 1/6/2017 1/13/2017 1/20/2017 property, using the file number assigned a fee for this information. If you consult this figure prior to sale. It is possible that ARTHUR AVENUE, FRESNO, CA 01/06/2017, 01/13/2017, 01/20/2017 to this case F1609009. Information either of these resources, you should be at the time of sale the opening bid may 93705 Assessor’s Parcel No.: 444-123-14 ------about postponements that are very short aware that the same lender may hold more be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: in duration or that occur close in time to than one mortgage or deed of trust on NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this (1) the scheduled sale may not immediately the property. NOTICE TO PROPERTY If you are considering bidding on this property lien, you should understand that NOTICE OF TRUSTEE’S SALE be reflected in the telephone information OWNER: The sale date shown on this property lien, you should understand that there are risks involved in bidding at a UNDER DEED OF TRUST LOAN: or on the Internet Web site. The best way notice of sale may be postponed one or there are risks involved in bidding at a trustee auction. You will be bidding on 1010-0609 OTHER: F1609009-LM to verify postponement information is to more times by the mortgagee, beneficiary, trustee auction. You will be bidding on a lien, not on the property itself. Placing TS NUMBER:F1609009 LRC A.P. attend the scheduled sale. Said sale will be trustee, or a court, pursuant to Section a lien, not on the property itself. Placing the highest bid at a trustee auction does NUMBER 446-223-09 YOU ARE IN made, but without covenant or warranty, 2924g of the California Civil Code. the highest bid at a trustee auction does not automatically entitle you to free and DEFAULT UNDER A DEED OF TRUST, express or implied regarding title, The law requires that information about not automatically entitle you to free and clear ownership of the property. You DATED June 25, 2009. UNLESS YOU possession or encumbrances, to satisfy trustee sale postponements be made clear ownership of the property. You should also be aware that the lien being TAKE ACTION TO PROTECT YOUR the indebtedness secured by said Deed, available to you and to the public, as a should also be aware that the lien being auctioned off may be a junior lien. If you PROPERTY, IT MAY BE SOLD AT advances thereunder, with interest as courtesy to those not present at the sale. If auctioned off may be a junior lien. If you are the highest bidder at the auction, you A PUBLIC SALE. IF YOU NEED AN provided therein, and the unpaid principal you wish to learn whether your sale date are the highest bidder at the auction, you are or may be responsible for paying off EXPLANATION OF THE NATURE balance of the Note secured by said Deed has been postponed, and, if applicable, are or may be responsible for paying off all liens senior to the lien being auctioned OF THE PROCEEDING AGAINST with interest thereon as provided in said the rescheduled time and date for the sale all liens senior to the lien being auctioned off, before you can receive clear title YOU, YOU SHOULD CONTACT A Note, fees, charges and expenses of the of this property, you may call, 1-800- off, before you can receive clear title to the property. You are encouraged to LAWYER. NOTICE is hereby given trustee and the trusts created by said Deed 280-2832 for information regarding the to the property. You are encouraged to investigate the existence, priority, and that CHICAGO TITLE COMPANY, of Trust. SALE INFORMATION CAN trustee’s sale or visit this Internet Web investigate the existence, priority, and size of outstanding liens that may exist a California Corporation, as trustee, BE OBTAINED ON LINE AT www. site, www.auction.com, for information size of outstanding liens that may exist on this property by contacting the county or successor trustee, or substituted ServiceLinkASAP.com AUTOMATED regarding the sale of this property, using on this property by contacting the county recorder’s office or a title insurance trustee pursuant to the Deed of Trust SALES INFORMATION PLEASE the file number assigned to this case, recorder’s office or a title insurance company, either of which may charge you executed by CARLOS A. GALVAN, AN CALL (714) 730-2727 Dated: 12/21/2016 T.S.# 9987-2094. Information about company, either of which may charge you a fee for this information. If you consult UNMARRIED MAN AND JACKILYN CHICAGO TITLE COMPANY, a postponements that are very short in a fee for this information. If you consult either of these resources, you should be R. CASAGRANDE, AN UNMARRIED California Corporation, as said Trustee duration or that occur close in time to the either of these resources, you should be aware that the same lender may hold more WOMAN ALL AS JOINT TENANTS 7330 N. PALM AVE., SUITE 101 scheduled sale may not immediately be aware that the same lender may hold more than one mortgage or deed of trust on the Recorded on 06/30/2009 as Instrument (93711), P.O. BOX 60016 FRESNO, CA, reflected in the telephone information or than one mortgage or deed of trust on property. NOTICE TO PROPERTY No. 2009-0089361 in Book N/A Page 93794-0016 (559) 451-3700 By: L. R. on the internet Web site. The best way the property. NOTICE TO PROPERTY OWNER: The sale date shown on this N/A of Official records in the office of the Cavalla Assistant Secretary A-4603395 to verify postponement information is to notice of sale may be postponed one or County Recorder of FRESNO County, 01/06/2017, 01/13/2017, 01/20/2017 attend the scheduled sale. If the Trustee more times by the mortgagee, beneficiary, California, and pursuant to the Notice of 01/06/2017, 01/13/2017, 01/20/2017 is unable to convey title for any reason, trustee, or a court, pursuant to Section ------the successful bidder’s sole and exclusive Default and Election to Sell thereunder Continued | Next Page 18 Public Notices www.thebusinessjournal.com FRIDAY, JANUARY 6, 2017

TRUSTEE SALES by the property to be sold and reasonable Fresno, CA 93721, MTC Financial Inc. or on the Internet Web site. The best the lien being auctioned off may be a estimated costs, expenses and advances at dba Trustee Corps, as the duly Appointed way to verify postponement information junior lien. If you are the highest bidder at Continued | From 17 the time of the initial publication of this Trustee, under and pursuant to the power is to attend the scheduled sale. Date: the auction, you are or may be responsible Notice of Trustee’s Sale is estimated to of sale contained in that certain Deed December 29, 2016 MTC Financial Inc. for paying off all liens senior to the lien OWNER: The sale date shown on this be $118,288.81 (Estimated). However, of Trust recorded on November 30, dba Trustee Corps TS No. CA05001157- being auctioned off, before you can notice of sale may be postponed one or prepayment premiums, accrued interest 2007 as Instrument No. 2007-0214561, 16-1 17100 Gillette Ave Irvine, CA receive clear title to the property. You are more times by the mortgagee, beneficiary, and advances will increase this figure of official records in the Office of the 92614 Phone: 949-252-8300 TDD: 866- encouraged to investigate the existence, trustee, or a court, pursuant to Section prior to sale. Beneficiary’s bid at said Recorder of Fresno County, California, 660-4288 Myron Ravelo, Authorized priority, and size of outstanding liens that 2924g of the California Civil Code. sale may include all or part of said executed by ALAN BOYAJIAN, AN Signatory SALE INFORMATION CAN may exist on this property by contacting The law requires that information about amount. In addition to cash, the Trustee UNMARRIED MAN, as Trustor(s), in BE OBTAINED ON LINE AT www. the county recorder’s office or a title trustee sale postponements be made will accept a cashier’s check drawn on a favor of MORTGAGE ELECTRONIC insourcelogic.com FOR AUTOMATED insurance company, either of which may available to you and to the public, as a state or national bank, a check drawn by REGISTRATION SYSTEMS, INC. as SALES INFORMATION PLEASE charge you a fee for this information. If courtesy to those not present at the sale. If a state or federal credit union or a check nominee for MID VALLEY SERVICES CALL: In Source Logic AT 702-659-7766 you consult either of these resources, you you wish to learn whether your sale date drawn by a state or federal savings and INC as Beneficiary, WILL SELL AT Trustee Corps may be acting as a debt should be aware that the same Lender has been postponed, and, if applicable, loan association, savings association or PUBLIC AUCTION TO THE HIGHEST collector attempting to collect a debt. Any may hold more than one mortgage or the rescheduled time and date for the savings bank specified in Section 5102 BIDDER, in lawful money of the United information obtained may be used for that Deed of Trust on the property. Notice to sale of this property, you may call, 916- of the California Financial Code and States, all payable at the time of sale, that purpose.ISL Number 26700, Pub Dates: Property Owner The sale date shown on 939-0772 for information regarding the authorized to do business in California, or certain property situated in said County, 01/06/2017, 01/13/2017, 01/20/2017, this Notice of Sale may be postponed trustee’s sale or visit this Internet Web other such funds as may be acceptable to California describing the land therein FRESNO BUSINESS JOURNAL one or more times by the Mortgagee, site, www.nationwideposting.com, for the Trustee. In the event tender other than as: AS MORE FULLY DESCRIBED IN 01/06/2017, 01/13/2017, 01/20/2017 Beneficiary, Trustee, or a court, pursuant information regarding the sale of this cash is accepted, the Trustee may withhold SAID DEED OF TRUST The property ------to Section 2924g of the California Civil property, using the file number assigned the issuance of the Trustee’s Deed Upon heretofore described is being sold Code. The law requires that information to this case, T.S.# 9987-2305. Information Sale until funds become available to the “as is”. The street address and other (1) about Trustee Sale postponements be about postponements that are very short payee or endorsee as a matter of right. common designation, if any, of the real APN: 428-133-21 TS No: CA07001121- made available to you and to the public, as in duration or that occur close in time to The property offered for sale excludes property described above is purported to 16-1 TO No: 8662582 NOTICE OF a courtesy to those not present at the sale. the scheduled sale may not immediately all funds held on account by the property be: 2012 EAST HOLLAND AVENUE, TRUSTEE’S SALE (The above statement If you wish to learn whether your sale date be reflected in the telephone information receiver, if applicable. If the Trustee is FRESNO, CA 93726 The undersigned is made pursuant to CA Civil Code has been postponed, and, if applicable, or on the internet Web site. The best unable to convey title for any reason, the Trustee disclaims any liability for any Section 2923.3(d)(1). The Summary will the rescheduled time and date for the sale way to verify postponement information successful bidder’s sole and exclusive incorrectness of the street address and be provided to Trustor(s) and/or vested of this property, you may call In Source is to attend the scheduled sale. If the remedy shall be the return of monies paid other common designation, if any, owner(s) only, pursuant to CA Civil Code Logic at 702-659-7766 for information Trustee is unable to convey title for any to the Trustee and the successful bidder shown herein. Said sale will be made Section 2923.3(d)(2).) YOU ARE IN regarding the Trustee’s Sale or visit the reason, the successful bidder’s sole and shall have no further recourse. Notice to without covenant or warranty, express DEFAULT UNDER A DEED OF TRUST Internet Web site address listed below exclusive remedy shall be the return Potential Bidders If you are considering or implied, regarding title, possession, DATED June 15, 2007. UNLESS YOU for information regarding the sale of this of monies paid to the Trustee and the bidding on this property lien, you should or encumbrances, to pay the remaining TAKE ACTION TO PROTECT YOUR property, using the file number assigned to successful bidder shall have no further understand that there are risks involved principal sum of the Note(s) secured by PROPERTY, IT MAY BE SOLD AT A this case, CA07001121-16-1. Information recourse. NBS Default Services, LLC in bidding at a Trustee auction. You will said Deed of Trust, with interest thereon, PUBLIC SALE. IF YOU NEED AN about postponements that are very short 301 E. Ocean Blvd. Suite 1720 Long be bidding on a lien, not on the property as provided in said Note(s), advances if EXPLANATION OF THE NATURE in duration or that occur close in time to Beach, CA 90802 800-766-7751 For itself. Placing the highest bid at a Trustee any, under the terms of the Deed of Trust, OF THE PROCEEDINGS AGAINST the scheduled sale may not immediately Trustee Sale Information Log On To: auction does not automatically entitle estimated fees, charges and expenses of YOU, YOU SHOULD CONTACT A be reflected in the telephone information www.nationwideposting.com or Call: you to free and clear ownership of the the Trustee and of the trusts created by LAWYER. On February 16, 2017 at 02:00 or on the Internet Web site. The best 916-939-0772. NBS Default Services, property. You should also be aware that said Deed of Trust. The total amount of the PM, at the Van Ness Avenue exit from way to verify postponement information LLC, Veronica Garcia, Foreclosure the lien being auctioned off may be a unpaid balance of the obligations secured the County Courthouse, 1100 Van Ness, is to attend the scheduled sale. Date: Associate This communication is junior lien. If you are the highest bidder at by the property to be sold and reasonable Fresno, CA 93721, MTC Financial Inc. December 29, 2016 MTC Financial Inc. an attempt to collect a debt and any the auction, you are or may be responsible estimated costs, expenses and advances at dba Trustee Corps, as the duly Appointed dba Trustee Corps TS No. CA07001121- information obtained will be used for that for paying off all liens senior to the lien the time of the initial publication of this Trustee, under and pursuant to the power 16-1 17100 Gillette Ave Irvine, CA purpose. However, if you have received being auctioned off, before you can Notice of Trustee’s Sale is estimated to of sale contained in that certain Deed 92614 Phone: 949-252-8300 TDD: 866- a discharge of the debt referenced herein receive clear title to the property. You are be $134,902.22 (Estimated). However, of Trust recorded on June 22, 2007 as 660-4288 Stephanie Hoy, Authorized in a bankruptcy proceeding, this is not encouraged to investigate the existence, prepayment premiums, accrued interest Instrument No. 2007-0122647, of official Signatory SALE INFORMATION CAN an attempt to impose personal liability priority, and size of outstanding liens that and advances will increase this figure records in the Office of the Recorder of BE OBTAINED ON LINE AT www. upon you for payment of that debt. In the may exist on this property by contacting prior to sale. Beneficiary’s bid at said Fresno County, California, executed by insourcelogic.com FOR AUTOMATED event you have received a bankruptcy the county recorder’s office or a title sale may include all or part of said BERNICE K. MALSBARY, A WIDOW, SALES INFORMATION PLEASE discharge, any action to enforce the debt insurance company, either of which may amount. In addition to cash, the Trustee as Trustor(s), in favor of SEATTLE CALL: In Source Logic AT 702-659-7766 will be taken against the property only. charge you a fee for this information. If will accept a cashier’s check drawn on a MORTGAGE COMPANY as Beneficiary, Trustee Corps may be acting as a debt NPP0298831 To: FRESNO BUSINESS you consult either of these resources, you state or national bank, a check drawn by WILL SELL AT PUBLIC AUCTION collector attempting to collect a debt. Any JOURNAL 01/06/2017, 01/13/2017, should be aware that the same Lender a state or federal credit union or a check TO THE HIGHEST BIDDER, in lawful information obtained may be used for that 01/20/2017 may hold more than one mortgage or drawn by a state or federal savings and money of the United States, all payable purpose.ISL Number 26714, Pub Dates: 01/06/2017, 01/13/2017, 01/20/2017 Deed of Trust on the property. Notice to loan association, savings association or at the time of sale, that certain property 01/06/2017, 01/13/2017, 01/20/2017, ------Property Owner The sale date shown on savings bank specified in Section 5102 situated in said County, California FRESNO BUSINESS JOURNAL this Notice of Sale may be postponed of the California Financial Code and describing the land therein as: AS MORE 01/06/2017, 01/13/2017, 01/20/2017 (1) one or more times by the Mortgagee, authorized to do business in California, or FULLY DESCRIBED IN SAID DEED ------APN: 455-284-06-S TS No: Beneficiary, Trustee, or a court, pursuant other such funds as may be acceptable to OF TRUST The property heretofore CA07000844-16-1 TO No: 16-0007701 to Section 2924g of the California Civil the Trustee. In the event tender other than described is being sold “as is”. The street (1) NOTICE OF TRUSTEE’S SALE (The Code. The law requires that information cash is accepted, the Trustee may withhold address and other common designation, if T.S. No. 042242-CA APN: 444-081-26 above statement is made pursuant to CA about Trustee Sale postponements be the issuance of the Trustee’s Deed Upon any, of the real property described above NOTICE OF TRUSTEE’S SALE Pursuant Civil Code Section 2923.3(d)(1). The made available to you and to the public, as Sale until funds become available to the is purported to be: 3631 E. ASHCROFT to CA Civil Code 2923.3 IMPORTANT Summary will be provided to Trustor(s) a courtesy to those not present at the sale. payee or endorsee as a matter of right. AVENUE, FRESNO, CA 93726 The NOTICE TO PROPERTY OWNER: and/or vested owner(s) only, pursuant to If you wish to learn whether your sale date The property offered for sale excludes undersigned Trustee disclaims any YOU ARE IN DEFAULT UNDER A CA Civil Code Section 2923.3(d)(2).) has been postponed, and, if applicable, the all funds held on account by the property liability for any incorrectness of the street DEED OF TRUST, DATED 10/14/2002. YOU ARE IN DEFAULT UNDER A rescheduled time and date for the sale of receiver, if applicable. If the Trustee is address and other common designation, if UNLESS YOU TAKE ACTION TO DEED OF TRUST DATED January 5, this property, you may call Auction.com unable to convey title for any reason, the any, shown herein. Said sale will be made PROTECT YOUR PROPERTY, IT MAY 2010. UNLESS YOU TAKE ACTION at 800.280.2832 for information regarding successful bidder’s sole and exclusive without covenant or warranty, express BE SOLD AT A PUBLIC SALE. IF TO PROTECT YOUR PROPERTY, IT the Trustee’s Sale or visit the Internet remedy shall be the return of monies paid or implied, regarding title, possession, YOU NEED AN EXPLANATION OF MAY BE SOLD AT A PUBLIC SALE. Web site address www.Auction.com for to the Trustee and the successful bidder or encumbrances, to pay the remaining THE NATURE OF THE PROCEEDING IF YOU NEED AN EXPLANATION OF information regarding the sale of this shall have no further recourse. Notice to principal sum of the Note(s) secured by AGAINST YOU, YOU SHOULD THE NATURE OF THE PROCEEDINGS property, using the file number assigned to Potential Bidders If you are considering said Deed of Trust, with interest thereon, CONTACT A LAWYER On 2/8/2017 at AGAINST YOU, YOU SHOULD this case, CA07000844-16-1. Information bidding on this property lien, you should as provided in said Note(s), advances if 9:00 AM, CLEAR RECON CORP., as CONTACT A LAWYER. On March about postponements that are very short understand that there are risks involved any, under the terms of the Deed of Trust, duly appointed trustee under and pursuant 9, 2017 at 09:00 AM, West Entrance in duration or that occur close in time to in bidding at a Trustee auction. You will estimated fees, charges and expenses of to Deed of Trust recorded 10/18/2002, as to the County Courthouse Breezeway, the scheduled sale may not immediately be bidding on a lien, not on the property the Trustee and of the trusts created by Instrument No. 2002-0185055, of Official Fresno Superior Courthouse, 1100 Van be reflected in the telephone information itself. Placing the highest bid at a Trustee said Deed of Trust. The total amount of the Records in the office of the County Ness Avenue, Fresno, CA 93724, MTC or on the Internet Web site. The best auction does not automatically entitle unpaid balance of the obligations secured Recorder of Fresno County, State of Financial Inc. dba Trustee Corps, as way to verify postponement information you to free and clear ownership of the by the property to be sold and reasonable CALIFORNIA executed by: LUCILLE the duly Appointed Trustee, under and is to attend the scheduled sale. Date: property. You should also be aware that estimated costs, expenses and advances at LONG AND DOUGLAS S LONG pursuant to the power of sale contained December 28, 2016 MTC Financial Inc. the lien being auctioned off may be a the time of the initial publication of this WIFE AND HUSBAND WILL SELL in that certain Deed of Trust Recorded dba Trustee Corps TS No. CA07000844- junior lien. If you are the highest bidder at Notice of Trustee’s Sale is estimated to AT PUBLIC AUCTION TO HIGHEST on January 13, 2010 as Instrument No. 16-1 17100 Gillette Ave Irvine, CA the auction, you are or may be responsible be $242,152.52 (Estimated). However, BIDDER FOR CASH, CASHIER’S 2010-0003824, of official records in the 92614 Phone:949-252-8300 TDD: 866- for paying off all liens senior to the lien prepayment premiums, accrued interest CHECK DRAWN ON A STATE OR Office of the Recorder of Fresno County, 660-4288 Stephanie Hoy, Authorized being auctioned off, before you can and advances will increase this figure NATIONAL BANK, A CHECK DRAWN California, executed by POMMARA Signatory SALE INFORMATION CAN receive clear title to the property. You are prior to sale. Beneficiary’s bid at said BY A STATE OR FEDERAL CREDIT CHHUN, A SINGLE MAN, as Trustor(s), BE OBTAINED ONLINE AT www. encouraged to investigate the existence, sale may include all or part of said UNION, OR A CHECK DRAWN BY A in favor of MORTGAGE ELECTRONIC Auction.com FOR AUTOMATED priority, and size of outstanding liens that amount. In addition to cash, the Trustee STATE OR FEDERAL SAVINGS AND REGISTRATION SYSTEMS, INC. SALES INFORMATION PLEASE may exist on this property by contacting will accept a cashier’s check drawn on a LOAN ASSOCIATION, SAVINGS as nominee for PLAZA HOME CALL: Auction.com at 800.280.2832 the county recorder’s office or a title state or national bank, a check drawn by ASSOCIATION, OR SAVINGS BANK MORTGAGE, INC as Beneficiary, WILL Trustee Corps may be acting as a debt insurance company, either of which may a state or federal credit union or a check SPECIFIED IN SECTION 5102 SELL AT PUBLIC AUCTION TO THE collector attempting to collect a debt. Any charge you a fee for this information. If drawn by a state or federal savings and OF THE FINANCIAL CODE AND HIGHEST BIDDER, in lawful money information obtained may be used for that you consult either of these resources, you loan association, savings association or AUTHORIZED TO DO BUSINESS of the United States, all payable at the purpose.ISL Number 26652, Pub Dates: should be aware that the same Lender savings bank specified in Section 5102 IN THIS STATE: WEST ENTRANCE time of sale, that certain property situated 01/06/2017, 01/13/2017, 01/20/2017, may hold more than one mortgage or of the California Financial Code and TO THE COUNTY COURTHOUSE in said County, California describing FRESNO BUSINESS JOURNAL Deed of Trust on the property. Notice to authorized to do business in California, or BREEZEWAY, FRESNO SUPERIOR the land therein as: AS MORE FULLY 01/06/2017, 01/13/2017, 01/20/2017 Property Owner The sale date shown on other such funds as may be acceptable to COURTHOUSE, 1100 VAN NESS DESCRIBED IN SAID DEED OF ------this Notice of Sale may be postponed the Trustee. In the event tender other than AVENUE, FRESNO, CA 93724 all TRUST The property heretofore described one or more times by the Mortgagee, cash is accepted, the Trustee may withhold right, title and interest conveyed to and is being sold “as is”. The street address (1) Beneficiary, Trustee, or a court, pursuant the issuance of the Trustee’s Deed Upon now held by it under said Deed of Trust and other common designation, if any, APN: 428-152-07 TS No: CA05001157- to Section 2924g of the California Civil Sale until funds become available to the in the property situated in said County of the real property described above is 16-1 TO No: 8668889 NOTICE OF Code. The law requires that information payee or endorsee as a matter of right. and State described as: MORE FULLY purported to be: 5218 EAST LAMONA TRUSTEE’S SALE (The above statement about Trustee Sale postponements be The property offered for sale excludes DESCRIBED ON SAID DEED OF AVENUE, FRESNO, CA 93727 The is made pursuant to CA Civil Code made available to you and to the public, as all funds held on account by the property TRUST The street address and other undersigned Trustee disclaims any Section 2923.3(d)(1). The Summary will a courtesy to those not present at the sale. receiver, if applicable. If the Trustee is common designation, if any, of the real liability for any incorrectness of the street be provided to Trustor(s) and/or vested If you wish to learn whether your sale date unable to convey title for any reason, the property described above is purported address and other common designation, if owner(s) only, pursuant to CA Civil Code has been postponed, and, if applicable, successful bidder’s sole and exclusive to be: 1028 EAST CLINTON AVENUE any, shown herein. Said sale will be made Section 2923.3(d)(2).) YOU ARE IN the rescheduled time and date for the sale remedy shall be the return of monies paid FRESNO, CA 93704 The undersigned without covenant or warranty, express DEFAULT UNDER A DEED OF TRUST of this property, you may call In Source to the Trustee and the successful bidder Trustee disclaims any liability for any or implied, regarding title, possession, DATED November 27, 2007. UNLESS Logic at 702-659-7766 for information shall have no further recourse. Notice to incorrectness of the street address and or encumbrances, to pay the remaining YOU TAKE ACTION TO PROTECT regarding the Trustee’s Sale or visit the Potential Bidders If you are considering other common designation, if any, shown principal sum of the Note(s) secured by YOUR PROPERTY, IT MAY BE SOLD Internet Web site address listed below bidding on this property lien, you should herein. Said sale will be held, but without said Deed of Trust, with interest thereon, AT A PUBLIC SALE. IF YOU NEED for information regarding the sale of this understand that there are risks involved covenant or warranty, express or implied, as provided in said Note(s), advances if AN EXPLANATION OF THE NATURE property, using the file number assigned to in bidding at a Trustee auction. You will regarding title, possession, condition, or any, under the terms of the Deed of Trust, OF THE PROCEEDINGS AGAINST this case, CA05001157-16-1. Information be bidding on a lien, not on the property encumbrances, including fees, charges estimated fees, charges and expenses of YOU, YOU SHOULD CONTACT A about postponements that are very short itself. Placing the highest bid at a Trustee the Trustee and of the trusts created by LAWYER. On February 7, 2017 at 02:00 in duration or that occur close in time to auction does not automatically entitle said Deed of Trust. The total amount of the PM, at the Van Ness Avenue exit from the scheduled sale may not immediately you to free and clear ownership of the unpaid balance of the obligations secured the County Courthouse, 1100 Van Ness, be reflected in the telephone information property. You should also be aware that Continued | Next Page FRIDAY, JANUARY 6, 2017 www.thebusinessjournal.com Public Notices 19

TRUSTEE SALES lawful money of the United States), At the APPLICABLE TO THE NOTICE immediately be reflected in the telephone about postponements that are very short Van Ness Avenue exit from the County PROVIDED TO THE TRUSTOR ONLY information or on the Internet Web site. in duration or that occur close in time to Continued | From 18 Courthouse at 1100 Van Ness Avenue, PURSUANT TO CIVIL CODE 2923.3 The best way to verify postponement the scheduled sale may not immediately Fresno, CA 93724, all rights, title and NOTE: THERE IS A SUMMARY information is to attend the scheduled be reflected in the telephone information and expenses of the Trustee and of the interest in the property situated in Fresno OF THE INFORMATION IN THIS sale. Date: 12/30/2016 National Default or on the Internet Web site. The best way trusts created by said Deed of Trust, to County , State of California describing the DOCUMENT ATTACHED. YOU ARE Servicing Corporation c/o Tiffany and to verify postponement information is to pay the remaining principal sums of the land therein: As more fully described in IN DEFAULT UNDER A DEED OF Bosco, P.A., its agent, 1230 Columbia attend the scheduled sale. The undersigned note(s) secured by said Deed of Trust. Delinquent Assessment Lien The property TRUST DATED 03/15/2005. UNLESS Street, Suite 680 San Diego, CA 92101 Trustee disclaims any liability for any The total amount of the unpaid balance address and other common designation, if YOU TAKE ACTION TO PROTECT Toll Free Phone: 888-264-4010 Sales incorrectness of the property address of the obligation secured by the property any, of the real property described above YOUR PROPERTY, IT MAY BE SOLD Line 714-730-2727; Sales Website:www. or other common designation, if any, to be sold and reasonable estimated costs, is purposed to be: 3739 W. Bullard #208, AT A PUBLIC SALE. IF YOU NEED AN ndscorp.com/sales Zahara Joyner, shown herein. If no street address or expenses and advances at the time of the Fresno, CA The owner of record of the EXPLANATION OF THE NATURE OF Trustee Sales Representative A-4604588 other common designation is shown, initial publication of the Notice of Sale above described property is: Wan Xiang THE PROCEEDING AGAINST YOU, 01/06/2017, 01/13/2017, 01/20/2017 directions to the location of the property is: $107,287.29 If the Trustee is unable to Xu The undersigned Trustee disclaims YOU SHOULD CONTACT A LAWYER. 01/06/2017, 01/13/2017, 01/20/2017 may be obtained by sending a written convey title for any reason, the successful any liability for any incorrectness of A public auction sale to the highest ------request to the beneficiary within 10 days bidder’s sole and exclusive remedy the property address and other common bidder for cash, (cashier’s check(s) must of the date of first publication of this shall be the return of monies paid to the designation, if any, shown herein. The be made payable to National Default (1) Notice of Sale. If the sale is set aside Trustee, and the successful bidder shall total amount of unpaid balance of the Servicing Corporation), drawn on a state NOTICE OF TRUSTEE’S SALE for any reason, including if the Trustee have no further recourse. The beneficiary obligation secured by the property to or national bank, a check drawn by a TS No. CA-16-701372-JB Order No.: is unable to convey title, the Purchaser under said Deed of Trust heretofore be sold and reasonable estimated costs, state or federal credit union, or a check 730-1601016-70 NOTE: THERE IS A at the sale shall be entitled only to a executed and delivered to the undersigned expenses and advances at the time of the drawn by a state or federal savings and SUMMARY OF THE INFORMATION return o f the monies paid to the Trustee. a written Declaration of Default and initial publication of the Notice of Sale loan association, savings association, or IN THIS DOCUMENT ATTACHED This shall be the Purchaser’s sole and Demand for Sale, and a written Notice is: $13,505.67 (estimated). In addition to savings bank specified in Section 5102 of TO THE COPY PROVI DED TO THE exclusive remedy. The purchaser shall of Default and Election to Sell. The cash, the Trustee will accept a cashier’s the Financial Code and authorized to do MORTGAGOR OR TRUSTOR (Pursuant have no further recourse against the undersigned caused said Notice of Default check drawn by a state or federal credit business in this state; will be held by the to Cal. Civ. Code 2923.3) YOU ARE Trustor, the Trustee, the Beneficiary, the and Election to Sell to be recorded in the union or a check drawn by state or federal duly appointed trustee as shown below, IN DEFAULT UNDER A DEED OF Beneficiary’s Agent, or the Beneficiary’s county where the real property is located. savings and loan association, savings of all right, title, and interest conveyed TRUST DATED 6/17/1998. UNLESS Attorney. If you have previously been NOTICE TO POTENTIAL BIDDERS: association or savings bank specified to and now held by the trustee in the YOU TAKE ACTION TO PROTECT discharged through bankruptcy, you may If you are considering bidding on this in Section 5102 of the Financial Code hereinafter described property under and YOUR PROPERTY, IT MAY BE have been released of personal liability property lien, you should understand that and authorized to do business in this pursuant to a Deed of Trust described SOLD AT A PUBLIC SALE. IF YOU for this loan in which case this letter is there are risks involved in bidding at a state. In the event tender other than cash below. The sale will be made in an “as NEED AN EXPLANATION OF THE intended to exercise the note holders trustee auction. You will be bidding on is accepted the Trustee may withhold is” condition, but without covenant or NATURE OF THE PROCEEDING right’s against the real property only. a lien, not on the property itself. Placing the issuance of the Trustee’s Deed until warranty, expressed or implied, regarding AGAINST YOU, YOU SHOULD QUALITY MAY BE CONSIDERED A the highest bid at a trustee auction does funds become available to the payee or title, possession, or encumbrances, to CONTACT A LAWYER. A public DEBT COLLECTOR ATTEMPTING not automatically entitle you to free and endorsee as a matter of right. Said sale pay the remaining principal sum of the auction sale to the highest bidder for TO COLLECT A DEBT AND ANY clear ownership of the property. You will be made, but without covenant or note(s) secured by the Deed of Trust, cash, cashier’s check drawn on a state INFORMATION OBTAINED WILL should also be aware that the lien being warranty, express or implied regarding with interest and late charges thereon, as or national bank, check drawn by state BE USED FOR THAT PURPOSE. Date: auctioned off may be a junior lien. If you title, possession or encumbrances, to provided in the note(s), advances, under or federal credit union, or a check drawn Quality Loan Service Corporation 411 are the highest bidder at the auction, you satisfy the unpaid balance currently due the terms of the Deed of Trust, interest by a state or federal savings and loan Ivy Street San Diego, CA 92101 619- are or may be responsible for paying off and owing under the aforesaid Amended thereon, fees, charges and expenses of the association, or savings association, or 645-7711 For NON SALE information all liens senior to the lien being auctioned Notice of Supplemental Delinquent Trustee for the total amount (at the time savings bank specified in Section 5102 only Sale Line: 888-988-6736 O r off, before you can receive clear title Assessment Lien and/or late fees, cost of of the initial publication of the Notice of to the Financial C ode and authorized to Login to: http://www.qualityloan.com to the property. You are encouraged to collections (including attorney fees), and Sale) reasonably estimated to be set forth do business in this state, will be held by Reinstatement Line: (866) 645-7711 Ext investigate the existence, priority, and interest, which said Owner is obligated below. The amount may be greater on the duly appointed trustee. The sale will be 5318 Quality Loan Service Corp. TS No.: size of outstanding liens that may exist to pay Creditor Association under Civil day of sale. Trustor: Elia Martha Perez, made, but without covenant or warranty, CA-16-701372-JB IDSPub #0120673 on this property by contacting the county Code 5650 and fees, charges and expenses an unmarried woman Duly Appointed expressed or implied, regarding title, 1/6/2017 1/13/2017 1/20/2017 recorder’s office or a title insurance of the Trustee. This property is being Trustee: National Default Servicing possession, or encumbrances, to pay the 01/06/2017, 01/13/2017, 01/20/2017 company, either of which may charge you sold subject to a right of redemption in Corporation Recorded 03/25/2005 remaining principal sum of the note(s) ------a fee for this information. If you consult accordance with California Civil Code as Instrument No. 2005-0066811 (or secured by the Deed of Trust, with interest either of these resources, you should be section 5715 NOTICE TO POTENTIAL Book, Page) of the Official Records of and late charges thereon, as provided in (1) aware that the same lender may hold more BIDDERS: If you are considering Fresno County, California. Date of Sale: the note(s), advances, under the terms NOTICE OF TRUSTEE’S SALE than one mortgage or deed of trust on bidding on this property lien, you should 01/31/2017 at 2:00 PM Place of Sale: of the Deed of Trust, interest thereon, TS No. CA-16-744690-JP Order No.: the property. NOTICE TO PROPERTY understand that there are risks involved in At the Van Ness Avenue exit from the fees, charges and expenses of the Trustee 160260123-CA-VOI NOTE: THERE IS OWNER: The sale date shown on this bidding at a trustee auction. You will be County Courthouse, 1100 Van Ness, for the total amount (at the time of the A SUMMARY OF THE INFORMATION notice of sale may be postponed one or bidding on a lien, not on the property itself. Fresno, CA 93721. Estimated amount initial publication of the Notice of Sale) IN THIS DOCUMENT ATTACHED more times by the mortgagee, beneficiary, Placing the highest bid at a trustee auction of unpaid balance and other charges: reasonably estimated to be set forth below. TO THE COPY PROVI DED TO THE trustee, or a court, pursuant to Section does not automatically entitle you to free $119,343.84. Street Address or other The amount may be greater on the day of MORTGAGOR OR TRUSTOR (Pursuant 2924g of the California Civil Code. and clear ownership of the property. You common designation of real property: 745 sale. BENEFICIARY MAY ELECT to Cal. Civ. Code 2923.3) YOU ARE The law requires that information about should also be aware that the lien being North Rowell Avenue, aka 745 N Rowell, TO BID LESS THAN THE TOTAL IN DEFAULT UNDER A DEED OF trustee sale postponements be made auctioned off may be a junior lien. If you Fresno, CA 93702 A.P.N.: 454-223-08 AMOUNT DUE. Trustor(s): Elizabeth TRUST DATED 8/22/2005. UNLESS available to you and to the public, as a are the highest bidder at the auction, you The undersigned Trustee disclaims any Vance, a single woman Claude L. YOU TAKE ACTION TO PROTECT courtesy to those not present at the sale. If are or may be responsible for paying off liability for any incorrectness of the street Vance, Sr. and Josephina Rojas Vance, YOUR PROPERTY, IT MAY BE you wish to learn whether your sale date all liens senior to the lien being auctioned address or other common designation, if husband and wife Recorded: 6/30/1998 SOLD AT A PUBLIC SALE. IF YOU has been postponed, and, if applicable, off, before you can receive clear title any, shown above. If no street address as Instrument No. 98091419 and modified NEED AN EXPLANATION OF THE the rescheduled time and date for the to the property. You are encouraged to or other common designation is shown, as per Modification Agreement recorded NATURE OF THE PROCEEDING sale of this property, you may call (800) investigate the existence, priority, and directions to the location of the property 2/10/2015 as Instrument No. 2015- AGAINST YOU, YOU SHOULD 280-2832 or visit this Internet Web site size of outstanding liens that may exist may be obtained by sending a written 0014031-00 of Official Records in the CONTACT A LAWYER. A public WWW.AUCTION.COM, using the file on this property by contacting the county request to the beneficiary within 10 days of office of the Recorder of FRESNO auction sale to the highest bidder for number assigned to this case 042242-CA. recorder’s office or a title insurance the date of first publication of this Notice County, California; Date of Sale: cash, cashier’s check drawn on a state Information about postponements that are company, either of which may charge you of Sale. If the Trustee is unable to convey 1/27/2017 at 10:00 AM Place of Sale: or national bank, check drawn by state very short in duration or that occur close a fee for this information. If you consult title for any reason, the successful bidder’s At the West Entrance to the County or federal credit union, or a check drawn in time to the scheduled sale may not either of these resources, you should be sole and exclusive remedy shall be the Courthouse Breezeway located at 1100 by a state or federal savings and loan immediately be reflected in the telephone aware that the same lender may hold more return of monies paid to the Trustee, and Van Ness Avenue Fresno, California association, or savings association, or information or on the Internet Web site. than one mortgage or deed of trust on the successful bidder shall have no further 93724 Amount of unpaid balance and savings bank specified in Section 5102 The best way to verify postponement the property. NOTICE TO PROPERTY recourse.The requirements of California other charges: $78,314.73 The purported to the Financial C ode and authorized to information is to attend the scheduled OWNER: The sale date shown on this Civil Code Section 2923.5(b)/2923.55(c) property address is: 2926 E MICHIGAN do business in this state, will be held by sale. FOR SALES INFORMATION: notice of sale may be postponed one or were fulfilled when the Notice of Default AVE, FRESNO, CA 93703 Assessor’s duly appointed trustee. The sale will be (800) 280-2832 CLEAR RECON more times by the mortgagee, beneficiary, was recorded. NOTICE TO POTENTIAL Parcel No.: 445-134-03 NOTICE TO made, but without covenant or warranty, CORP. 4375 Jutland Drive Suite 200 San trustee, or a court, pursuant to Section BIDDERS: If you are considering POTENTIAL BIDDERS: If you are expressed or implied, regarding title, Diego, California 92117 2924g of the California Civil Code. bidding on this property lien, you should considering bidding on this property lien, possession, or encumbrances, to pay the 01/06/2017, 01/13/2017, 01/20/2017 The law requires that information about understand that there are risks involved in you should understand that there are risks remaining principal sum of the note(s) ------trustee sale postponements be made bidding at a trustee auction. You will be involved in bidding at a trustee auction. secured by the Deed of Trust, with interest available to you and to the public, as a bidding on a lien, not on the property itself. You will be bidding on a lien, not on the and late charges thereon, as provided in (1) courtesy to those not present at the sale. If Placing the highest bid at a trustee auction property itself. Placing the highest bid at the note(s), advances, under the terms NOTICE OF TRUSTEE’S SALE APN: you wish to learn whether your sale date does not automatically entitle you to free a trustee auction does not automatically of the Deed of Trust, interest thereon, 415-610-27 ORDER: 5822701 FILE: has been postponed, and, if applicable, and clear ownership of the property. You entitle you to free and clear ownership fees, charges and expenses of the Trustee TS-160903 YOU ARE IN DEFAULT the rescheduled time and date for the sale should also be aware that the lien being of the property. You should also be aware for the total amount (at the time of the UNDER AN AMENDED NOTICE of this property, you may call telephone auctioned off may be a junior lien. If you that the lien being auctioned off may initial publication of the Notice of Sale) OF DELINQUENT ASSESMENT number for information regarding the are the highest bidder at the auction, you be a junior lien. If you are the highest reasonably estimated to be set forth below. LIEN (CIVIL CODE SECTION 5675), trustee’s sale 916-939-0772 or visit this are or may be responsible for paying off bidder at the auction, you are or may be The amount may be greater on the day of DATED 8/15/2016. UNLESS YOU Internet Web site www.nationwideposting. all liens senior to the lien being auctioned responsible for paying off all liens senior sale. BENEFICIARY MAY ELECT TAKE ACTION TO PROTECT YOUR com for information regarding the sale off, before you can receive clear title to the lien being auctioned off, before TO BID LESS THAN THE TOTAL PROPERTY, IT MAY BE SOLD AT of this property, using the file number to the property. You are encouraged to you can receive clear title to the property. AMOUNT DUE. Trustor(s): MARIA A PUBLIC SALE. IF YOU NEED AN assigned to this case 160903. Information investigate the existence, priority, and You are encouraged to investigate the DE JESUS VAZQUEZ-CAMPOS EXPLANATION OF THE NATURE about postponements that are very short size of outstanding liens that may exist existence, priority, and size of outstanding AND OSCAR CASILLAS, WIFE AND OF THE PROCEEDING AGAINST in duration or that occur close in time to on this property by contacting the county liens that may exist on this property by HUSBAND AS JOINT TENANTS YOU, YOU SHOULD CONTACT A the scheduled sale may not immediately recorder’s office or a title insurance contacting the county recorder’s office Recorded: 8/29/2005 as Instrument No. LAWYER. NOTICE is hereby given be reflected in the telephone information company, either of which may charge you or a title insurance company, either of 2005-0200379 of Official Records in that on 1/26/2017 at 10:00 a.m. C.N.A. or on the Internet Web site. The best a fee for this information. If you consult which may charge you a fee for this the office of the Recorder of FRESNO FORECLOSURE SERVICES, INC. A way to verify postponement information either of these resources, you should be information. If you consult either of these County, California; Date of Sale: 2/8/2017 CALIFORNIA CORPORATION, as is to attend the scheduled sale. FOR aware that the same lender may hold more resources, you should be aware that the at 9:00 AM Place of Sale: At the Fresno trustee, or successor trustee, or substituted SALES INFORMATION CALL : 916- than one mortgage or deed of trust on same lender may hold more than one Superior Courthouse, 1100 Van Ness trustee pursuant to the above referenced 939-0772 C/O C.N.A FORECLOSURE the property. NOTICE TO PROPERTY mortgage or deed of trust on the property. Avenue, Fresno, CA 93724. At the West Amended Notice of Delinquent SERVICES, INC., A CALIFORNIA OWNER: The sale date shown on this NOTICE TO PROPERTY OWNER: Entrance to the County Courthouse Assessment Lien which was caused CORPORATION as said Trustee. 2020 notice of sale may be postponed one or The sale date shown on this notice of Breezeway Amount of unpaid balance to be recorded by Ridge View Villas CAMINO DEL RIO N. #230 SAN more times by the mortgagee, beneficiary, sale may be postponed one or more times and other charges: $279,720.45 The Maintenance Corporation(“Creditor DIEGO, CALIFORNIA 92108 (619) trustee, or a court, pursuant to Section by the mortgagee, beneficiary, trustee, purported property address is: 333 WEST Association”) pursuant to the authority 297-6740 DATE: 1/03/2017 KIMBERLY 2924g of the California Civil Code. or a court, pursuant to Section 2924g MUNCIE AVENUE, FRESNO, CA of Civil Code Section 5675 in order to CURRAN TRUSTEE SALE OFFICER The law requires that information about of the California Civil Code. The law 93711 Assessor’s Parcel No.: 402-400-20 secure obligations in favor of the Creditor NPP0299401 To: FRESNO BUSINESS trustee sale postponements be made requires that information about trustee NOTICE TO POTENTIAL BIDDERS: Association, which Amended Notice of JOURNAL 01/06/2017, 01/13/2017, available to you and to the public, as a sale postponements be made available If you are considering bidding on this Supplemental Delinquent Assessment 01/20/2017 courtesy to those not present at the sale. If to you and to the public, as a courtesy property lien, you should understand that Lien, recorded 8/19/2016 as Instrument 01/06/2017, 01/13/2017, 01/20/2017 you wish to learn whether your sale date to those not present at the sale. If you there are risks involved in bidding at a No. 20160109015 of Official Records ------has been postponed, and, if applicable, wish to learn whether your sa le date has trustee auction. You will be bidding on in the Office of the Recorder of Fresno the rescheduled time and date for the sale been postponed, and, if applicable, the a lien, not on the property itself. Placing County, California, and pursuant to that (1) of this property, you may call 714-730- rescheduled time and date for the sale of the highest bid at a trustee auction does certain Notice of Default and Election to NOTICE OF TRUSTEE’S SALE 2727 or visit this Internet Web site www. this property, you may call 888-988-6736 not automatically entitle you to free and Sell recorded 9/29/2016 as instrument # T.S. No. 16-20355-SP-CA Title No. ndscorp.com/sales, using the file number for information regarding the trustee’s clear ownership of the property. You 2016-0132065 of Official Office of said 160236793-CA-VOI A.P.N. 454- assigned to this case 16-20355-SP-CA. sale or visit this Internet Web site http:// should also be aware that the lien being County will sell at PUBLIC AUCTION 223-08 ATTENTION RECORDER: Information about postponements that are www.qualityloan.com , using the file TO THE HIGHEST BIDDER FOR THE FOLLOWING REFERENCE very short in duration or that occur close number assigned to this foreclosure by the CASH (payable at the time of sale in TO AN ATTACHED SUMMARY IS in time to the scheduled sale may not Trustee: CA-16-701372-JB . Information Continued | Next Page 20 Public Notices www.thebusinessjournal.com FRIDAY, JANUARY 6, 2017

TRUSTEE SALES of the initial publication of the Notice of TRUST, DATED 09/09/2009. UNLESS TREDER and WEISS, LLP as Trustee the file number assigned to this case Sale) reasonably estimated to be set forth YOU TAKE ACTION TO PROTECT 20955 Pathfinder Road, Suite 300 CA1600275772 Information about Continued | From 19 below. The amount may be greater on the YOUR PROPERTY, IT MAY BE SOLD Diamond Bar, CA 91765 (866) 795- postponements that are very short in day of sale. AT A PUBLIC SALE. IF YOU NEED 1852 Dated: 12/13/2016 A-4602486 duration or that occur close in time to the auctioned off may be a junior lien. If you Trustor: MARK EDELMAN, A AN EXPLANATION OF THE NATURE 12/23/2016, 12/30/2016, 01/06/2017 scheduled sale may not immediately be are the highest bidder at the auction, you SINGLE MAN OF THE PROCEEDING AGAINST 12/23/2016, 12/30/2016, 01/06/2017 reflected in the telephone information or are or may be responsible for paying off Duly Appointed Trustee: Zieve, Brodnax YOU, YOU SHOULD CONTACT ------on the Internet Web site. The best way to all liens senior to the lien being auctioned & Steele, LLP Deed of Trust recorded A LAWYER. BARRETT DAFFIN verify postponement information is to off, before you can receive clear title 4/3/2008 as Instrument No. 2008-0048403 FRAPPIER TREDER and WEISS, LLP, TSG No.: 8670537 TS No.: attend the scheduled sale. If the sale is set to the property. You are encouraged to in book , page of Official Records in the as duly appointed Trustee under and CA1600275772 FHA/VA/PMI No.: aside for any reason, the Purchaser at the investigate the existence, priority, and office of the Recorder of Fresno County, pursuant to Deed of Trust Recorded on 0484461231 APN: 463-023-02 Property sale shall be entitled only to a return of the size of outstanding liens that may exist California, 09/25/2009 as Instrument No. 2009- Address: 4943 E KERCKHOFF AVE deposit paid. The Purchaser shall have no on this property by contacting the county Date of Sale:1/27/2017 at 9:00 AM 0132274 of official records in the office of FRESNO, CA 93727-3740 NOTICE further recourse against the Mortgagor, recorder’s office or a title insurance Place of Sale: the County Recorder of FRESNO County, OF TRUSTEE’S SALE YOU ARE the Mortgagee or the Mortgagee’s company, either of which may charge you Fresno Superior Courthouse, 1100 Van State of CALIFORNIA. EXECUTED IN DEFAULT UNDER A DEED OF attorney. Date: First American Title a fee for this information. If you consult Ness Avenue, Fresno, CA 93724 BY: KELLY R. ESKELSEN AND TERRI TRUST, DATED 03/01/2007. UNLESS Insurance Company 1500 Solana Blvd either of these resources, you should be Estimated amount of unpaid balance and L. ESKELSEN, HUSBAND AND WIFE YOU TAKE ACTION TO PROTECT Bldg 6 Ste 6100 Westlake, TX 76262 First aware that the same lender may hold more other charges: $219,947.65 AS JOINT TENANTS, WILL SELL YOUR PROPERTY, IT MAY BE SOLD American Title Insurance Company MAY than one mortgage or deed of trust on the Note: Because the Beneficiary reserves AT PUBLIC AUCTION TO HIGHEST AT A PUBLIC SALE. IF YOU NEED AN BE ACTING AS A DEBT COLLECTOR property. NOTICE TO PROPERTY the right to bid less than the total debt BIDDER FOR CASH, CASHIER’S EXPLANATION OF THE NATURE OF ATTEMPTING TO COLLECT OWNER: The sale date shown on this owed, it is possible that at the time of the CHECK/CASH EQUIVALENT or other THE PROCEEDING AGAINST YOU, A DEBT. ANY INFORMATION notice of sale may be postponed one or sale the opening bid may be less than the form of payment authorized by California YOU SHOULD CONTACT A LAWYER. OBTAINED MAY BE USED FOR more times by the mortgagee, beneficiary, total debt owed. Civil Code 2924h(b), (payable at time of On 01/12/2017 at 10:00 A.M., First THAT PURPOSE FOR TRUSTEES trustee, or a court, pursuant to Section Street Address or other common sale in lawful money of the United States). American Title Insurance Company, as SALE INFORMATION PLEASE 2924g of the California Civil Code. designation of real property: DATE OF SALE: 01/25/2017 TIME duly appointed Trustee under and pursuant CALL (916)939-0772NPP0297707 The law requires that information about 1371 RENN AVENUE OF SALE: 9:00 AM PLACE OF SALE: to Deed of Trust recorded 03/08/2007, To: FRESNO BUSINESS JOURNAL trustee sale postponements be made CLOVIS, CA 93611 FRESNO SUPERIOR COURTHOUSE, as Instrument No. 2007-0048036, in 12/23/2016, 12/30/2016, 01/06/2017 available to you and to the public, as a Described as follows: 1100 VAN NESS AVENUE, FRESNO, book , page , , of Official Records in 12/23/2016, 12/30/2016, 01/06/2017 courtesy to those not present at the sale. If As more fully described on said Deed of CA 93724. STREET ADDRESS and the office of the County Recorder of ------you wish to learn whether your sa le date Trust. other common designation, if any, of the FRESNO County, State of California. has been postponed, and, if applicable, the A.P.N #.: 498-230-41 real property described above is purported Executed by: STACY SCHREINER, AN T.S. No. 047473-CA APN: 313-081- rescheduled time and date for the sale of The undersigned Trustee disclaims any to be:2324 SOUTH JUDY AVENUE, UNMARRIED WOMAN, WILL SELL 06 NOTICE OF TRUSTEE’S SALE this property, you may call 800-280-2832 liability for any incorrectness of the street FRESNO, CALIFORNIA 93727 AT PUBLIC AUCTION TO HIGHEST Pursuant to CA Civil Code 2923.3 for information regarding the trustee’s address or other common designation, if APN#: 316-412-07 The undersigned BIDDER FOR CASH, CASHIER’S IMPORTANT NOTICE TO PROPERTY sale or visit this Internet Web site http:// any, shown above. If no street address Trustee disclaims any liability for any CHECK/CASH EQUIVALENT or other OWNER: YOU ARE IN DEFAULT www.qualityloan.com , using the file or other common designation is shown, incorrectness of the street address and form of payment authorized by 2924h(b), UNDER A DEED OF TRUST, DATED number assigned to this foreclosure by the directions to the location of the property other common designation, if any, shown (Payable at time of sale in lawful money 8/1/2005. UNLESS YOU TAKE ACTION Trustee: CA-16-744690-JP . Information may be obtained by sending a written herein. Said sale will be made, but of the United States) At the Van Ness TO PROTECT YOUR PROPERTY, IT about postponements that are very short request to the beneficiary within 10 days without covenant or warranty, expressed Avenue exit from the County Courthouse MAY BE SOLD AT A PUBLIC SALE. in duration or that occur close in time to of the date of first publication of this or implied, regarding title, possession, at 1100 Van Ness Avenue, Fresno, IF YOU NEED AN EXPLANATION OF the scheduled sale may not immediately Notice of Sale. or encumbrances, to pay the remaining CA 93724 All right, title and interest THE NATURE OF THE PROCEEDING be reflected in the telephone information NOTICE TO POTENTIAL BIDDERS: principal sum of the note(s) secured by conveyed to and now held by it under AGAINST YOU, YOU SHOULD or on the Internet Web site. The best way If you are considering bidding on this said Deed of Trust, with interest thereon, said Deed of Trust in the property situated CONTACT A LAWYER On 1/24/2017 to verify postponement information is to property lien, you should understand that as provided in said note(s), advances, in said County and State described as: at 10:30 AM, CLEAR RECON CORP., as attend the scheduled sale. The undersigned there are risks involved in bidding at a under the terms of said Deed of Trust, fees, AS MORE FULLY DESCRIBED IN duly appointed trustee under and pursuant Trustee disclaims any liability for any trustee auction. You will be bidding on a charges and expenses of the Trustee and THE ABOVE MENTIONED DEED OF to Deed of Trust recorded 8/11/2005, as incorrectness of the property address lien, not on the property itself. Placing the of the trusts created by said Deed of Trust. TRUST APN# 463-023-02 The street Instrument No. 2005-0183524, of Official or other common designation, if any, highest bid at a trustee auction does not The total amount of the unpaid balance of address and other common designation, if Records in the office of the County shown herein. If no street address or automatically entitle you to free and clear the obligation secured by the property to any, of the real property described above Recorder of Fresno County, State of other common designation is shown, ownership of the property. You should also be sold and reasonable estimated costs, is purported to be: 4943 E KERCKHOFF CALIFORNIA executed by: STEVEN B. directions to the location of the property be aware that the lien being auctioned off expenses and advances at the time of the AVE, FRESNO, CA 93727-3740 The STROTHER AND ZITA A. STROTHER, may be obtained by sending a written may be a junior lien. If you are the highest initial publication of the Notice of Sale is undersigned Trustee disclaims any HUSBAND AND WIFE, AS request to the beneficiary within 10 days bidder at the auction, you are or may be $168,987.90. The beneficiary under said liability for any incorrectness of the street COMMUNITY PROPERTY WILL SELL of the date of first publication of this responsible for paying off all liens senior Deed of Trust heretofore executed and address and other common designation, AT PUBLIC AUCTION TO HIGHEST Notice of Sale. If the sale is set aside to the lien being auctioned off, before delivered to the undersigned a written if any, shown herein. Said sale will be BIDDER FOR CASH, CASHIER’S for any reason, including if the Trustee you can receive clear title to the property. Declaration of Default and Demand for made, but without covenant or warranty, CHECK DRAWN ON A STATE OR is unable to convey title, the Purchaser You are encouraged to investigate the Sale, and a written Notice of Default and expressed or implied, regarding title, NATIONAL BANK, A CHECK DRAWN at the sale shall be entitled only to a existence, priority, and size of outstanding Election to Sell. The undersigned caused possession, or encumbrances, to pay the BY A STATE OR FEDERAL CREDIT return o f the monies paid to the Trustee. liens that may exist on this property by said Notice of Default and Election to remaining principal sum of the note(s) UNION, OR A CHECK DRAWN BY A This shall be the Purchaser’s sole and contacting the county recorder’s office or Sell to be recorded in the county where secured by said Deed of Trust, with STATE OR FEDERAL SAVINGS AND exclusive remedy. The purchaser shall a title insurance company, either of which the real property is located. NOTICE interest thereon, as provided in said LOAN ASSOCIATION, SAVINGS have no further recourse against the may charge you a fee for this information. TO POTENTIAL BIDDERS: If you are note(s), advances, under the terms of said ASSOCIATION, OR SAVINGS BANK Trustor, the Trustee, the Beneficiary, the If you consult either of these resources, considering bidding on this property lien, Deed of Trust, fees, charges and expenses SPECIFIED IN SECTION 5102 Beneficiary’s Agent, or the Beneficiary’s you should be aware that the same lender you should understand that there are risks of the Trustee and of the trusts created by OF THE FINANCIAL CODE AND Attorney. If you have previously been may hold more than one mortgage or deed involved in bidding at a trustee auction. said Deed of Trust. The total amount of the AUTHORIZED TO DO BUSINESS discharged through bankruptcy, you may of trust on the property. You will be bidding on a lien, not on the unpaid balance of the obligation secured IN THIS STATE: AT THE VAN NESS have been released of personal liability NOTICE TO PROPERTY OWNER: property itself. Placing the highest bid at by the property to be sold and reasonable AVENUE EXIT FROM THE COUNTY for this loan in which case this letter is The sale date shown on this notice of sale a trustee auction does not automatically estimated costs, expenses and advances COURTHOUSE, 1100 VAN NESS, intended to exercise the note holders may be postponed one or more times by entitle you to free and clear ownership at the time of the initial publication of FRESNO, CA 93724 all right, title and right’s against the real property only. the mortgagee, beneficiary, trustee, or a of the property. You should also be aware the Notice of Sale is $101,503.05. The interest conveyed to and now held by it QUALITY MAY BE CONSIDERED A court, pursuant to Section 2924g of the that the lien being auctioned off may beneficiary under said Deed of Trust under said Deed of Trust in the property DEBT COLLECTOR ATTEMPTING California Civil Code. The law requires be a junior lien. If you are the highest has deposited all documents evidencing situated in said County and State TO COLLECT A DEBT AND ANY that information about trustee sale bidder at the auction, you are or may be the obligations secured by the Deed of described as: Parcel 2 of Parcel Map No. INFORMATION OBTAINED WILL postponements be made available to you responsible for paying off all liens senior Trust and has declared all sums secured 3023, recorded November 23, 1976 in BE USED FOR THAT PURPOSE. Date: and to the public, as a courtesy to those to the lien being auctioned off, before thereby immediately due and payable, and Book 22, Page 57 of Parcel Maps, Fresno Quality Loan Service Corporation 411 not present at the sale. If you wish to learn you can receive clear title to the property. has caused a written Notice of Default County Records. The street address and Ivy Street San Diego, CA 92101 619- whether your sale date has been postponed, You are encouraged to investigate the and Election to Sell to be executed. The other common designation, if any, of the 645-7711 For NON SALE information and, if applicable, the rescheduled time existence, priority, and size of outstanding undersigned caused said Notice of Default real property described above is purported only Sale Line: 800-280-2832 O r and date for the sale of this property, liens that may exist on this property by and Election to Sell to be recorded in the to be: 7177 EAST TULARE AVENUE Login to: http://www.qualityloan.com you may call (800) 280-2832 or visit contacting the county recorder’s office County where the real property is located. FRESNO, CA 93727 The undersigned Reinstatement Line: (866) 645-7711 Ext this Internet Web site www.auction.com, or a title insurance company, either of NOTICE TO POTENTIAL BIDDERS: Trustee disclaims any liability for any 5318 Quality Loan Service Corp. TS No.: using the file number assigned to this which may charge you a fee for this If you are considering bidding on this incorrectness of the street address and CA-16-744690-JP IDSPub #0120702 case 16-44290. Information about information. If you consult either of these property lien, you should understand that other common designation, if any, shown 1/6/2017 1/13/2017 1/20/2017 postponements that are very short in resources, you should be aware that the there are risks involved in bidding at a herein. Said sale will be held, but without 01/06/2017, 01/13/2017, 01/20/2017 duration or that occur close in time to the same lender may hold more than one trustee auction. You will be bidding on covenant or warranty, express or implied, ------scheduled sale may not immediately be mortgage or deed of trust on the property. a lien, not on the property itself. Placing regarding title, possession, condition, or reflected in the telephone information or NOTICE TO PROPERTY OWNER: The the highest bid at a trustee auction does encumbrances, including fees, charges (1) on the Internet Web site. The best way sale date shown on this notice of sale not automatically entitle you to free and and expenses of the Trustee and of the NOTICE OF TRUSTEE’S SALE to verify postponement information is to may be postponed one or more times clear ownership of the property. You trusts created by said Deed of Trust, to YOU ARE IN DEFAULT UNDER A attend the scheduled sale. by the mortgagee, beneficiary, trustee, should also be aware that the lien being pay the remaining principal sums of the DEED OF TRUST DATED 3/26/2008. Dated: 12/29/2016 or a court, pursuant to Section 2924g auctioned off may be a junior lien. If you note(s) secured by said Deed of Trust. UNLESS YOU TAKE ACTION TO Zieve, Brodnax & Steele, LLP, as of the California Civil Code. The law are the highest bidder at the auction, you The total amount of the unpaid balance PROTECT YOUR PROPERTY, IT Trustee requires that information about trustee are or may be responsible for paying off of the obligation secured by the property MAY BE SOLD AT A PUBLIC SALE. 30 Corporate Park, Suite 450 sale postponements be made available all liens senior to the lien being auctioned to be sold and reasonable estimated costs, IF YOU NEED AN EXPLANATION Irvine, CA 92606 to you and to the public, as a courtesy off, before you can receive clear title expenses and advances at the time of the OF THE NATURE OF THE For Non-Automated Sale Information, to those not present at the sale. If you to the property. You are encouraged to initial publication of the Notice of Sale PROCEEDING AGAINST YOU, YOU call: (714) 848-7920 wish to learn whether your sale date has investigate the existence, priority, and is: $351,642.41 If the Trustee is unable to SHOULD CONTACT A LAWYER. For Sale Information: (800) 280- been postponed, and, if applicable, the size of outstanding liens that may exist convey title for any reason, the successful A public auction sale to the highest bidder 2832 www.auction.com rescheduled time and date for the sale of on this property by contacting the county bidder’s sole and exclusive remedy shall for cash, cashier’s check drawn on a state Christine O’Brien, Trustee Sale this property, you may call 800-280-2832 recorder’s office or a title insurance be the return of monies paid to the Trustee, or national bank, check drawn by a state Officer for information regarding the trustee’s company, either of which may charge you and the successful bidder shall have no or federal credit union, or a check drawn THIS FIRM IS ATTEMPTING TO sale or visit this Internet Web site www. a fee for this information. If you consult further recourse. The beneficiary under by a state or federal savings and loan COLLECT A DEBT AND ANY auction.com for information regarding the either of these resources, you should be said Deed of Trust heretofore executed association, or savings association, or INFORMATION WE OBTAINED WILL sale of this property, using the file number aware that the same lender may hold more and delivered to the undersigned a written savings bank specified in Section 5102 of BE USED FOR THAT PURPOSE. EPP assigned to this case 00000006133375. than one mortgage or deed of trust on Declaration of Default and Demand for the Financial Code and authorized to do 21029 1/6, 1/13, 1/20/17 Information about postponements that are the property. NOTICE TO PROPERTY Sale, and a written Notice of Default and business in this state will be held by the 01/06/2017, 01/13/2017, 01/20/2017 very short in duration or that occur close OWNER: The sale date shown on Election to Sell. The undersigned caused duly appointed trustee as shown below, of ------in time to the scheduled sale may not this notice of sale may be postponed said Notice of Default and Election to all right, title, and interest conveyed to and immediately be reflected in the telephone one or more times by the mortgagee, Sell to be recorded in the county where now held by the trustee in the hereinafter NOTICE OF TRUSTEE’S SALE Trustee information or on the Internet Web site. beneficiary, trustee, or a court, pursuant the real property is located. NOTICE described property under and pursuant Sale No. : 00000006133375 Title Order The best way to verify postponement to Section 2924g of the California Civil TO POTENTIAL BIDDERS: If you are to a Deed of Trust described below. The No.: 730-1607123-70 FHA/VA/PMI information is to attend the scheduled sale. Code. The law requires that information considering bidding on this property lien, sale will be made, but without covenant or No.: ATTENTION RECORDER: THE FOR TRUSTEE SALE INFORMATION about trustee sale postponements be you should understand that there are risks warranty, expressed or implied, regarding FOLLOWING REFERENCE TO AN PLEASE CALL:AUCTION.COM, made available to you and to the public, involved in bidding at a trustee auction. title, possession, or encumbrances, to ATTACHED SUMMARY APPLIES LLC 800-280-2832 www.auction. as a courtesy to those not present at the You will be bidding on a lien, not on the pay the remaining principal sum of the ONLY TO COPIES PROVIDED TO com BARRETT DAFFIN FRAPPIER sale. If you wish to learn whether your property itself. Placing the highest bid at note(s) secured by the Deed of Trust, THE TRUSTOR, NOT TO THIS TREDER and WEISS, LLP IS sale date has been postponed, and if a trustee auction does not automatically with interest and late charges thereon, as RECORDED ORIGINAL NOTICE. ACTING AS A DEBT COLLECTOR applicable, the rescheduled time and date entitle you to free and clear ownership provided in the note(s), advances, under NOTE: THERE IS A SUMMARY ATTEMPTING TO COLLECT A DEBT. for the sale of this property, you may of the property. You should also be aware the terms of the Deed of Trust, interest OF THE INFORMATION IN THIS ANY INFORMATION OBTAINED call (916)939-0772 or visit this Internet that the lien being auctioned off may thereon, fees, charges and expenses of the DOCUMENT ATTACHED. YOU ARE WILL BE USED FOR THAT PURPOSE. Web http://search.nationwideposting. Trustee for the total amount (at the time IN DEFAULT UNDER A DEED OF BARRETT DAFFIN FRAPPIER com/propertySearchTerms.aspx, using Continued | Next Page FRIDAY, JANUARY 6, 2017 www.thebusinessjournal.com Public Notices 21

TRUSTEE SALES prior to sale. Beneficiary’s bid at said EQUIVALENT or other form of payment IN THIS DOCUMENT ATTACHED have no further recourse against the sale may include all or part of said authorized by 2924h(b), (Payable at time TO THE COPY PROVI DED TO Trustor, the Trustee, the Beneficiary, the Continued | From 20 amount. In addition to cash, the Trustee of sale in lawful money of the United THE MORTGAGOR OR TRUSTOR Beneficiary’s Agent, or the Beneficiary’s will accept a cashier’s check drawn on a States) At the Van Ness Avenue exit (Pursuant to Cal. Civ. Code 2923.3) YOU Attorney. If you have previously been be a junior lien. If you are the highest state or national bank, a check drawn by from the County Courthouse at 1100 ARE IN DEFAULT UNDER A DEED discharged through bankruptcy, you may bidder at the auction, you are or may be a state or federal credit union or a check Van Ness Avenue, Fresno, CA 93724 All OF TRUST DATED 2/9/2007. UNLESS have been released of personal liability responsible for paying off all liens senior drawn by a state or federal savings and right, title and interest conveyed to and YOU TAKE ACTION TO PROTECT for this loan in which case this letter is to the lien being auctioned off, before loan association, savings association or now held by it under said Deed of Trust YOUR PROPERTY, IT MAY BE intended to exercise the note holders you can receive clear title to the property. savings bank specified in Section 5102 in the property situated in said County SOLD AT A PUBLIC SALE. IF YOU right’s against the real property only. You are encouraged to investigate the of the California Financial Code and and State described as: AS MORE NEED AN EXPLANATION OF THE QUALITY MAY BE CONSIDERED A existence, priority, and size of outstanding authorized to do business in California, or FULLY DESCRIBED IN THE ABOVE NATURE OF THE PROCEEDING DEBT COLLECTOR ATTEMPTING liens that may exist on this property by other such funds as may be acceptable to MENTIONED DEED OF TRUST APN# AGAINST YOU, YOU SHOULD TO COLLECT A DEBT AND ANY contacting the county recorder’s office the Trustee. In the event tender other than 401-534-19S The street address and other CONTACT A LAWYER. A public INFORMATION OBTAINED WILL or a title insurance company, either of cash is accepted, the Trustee may withhold common designation, if any, of the real auction sale to the highest bidder for BE USED FOR THAT PURPOSE. Date: which may charge you a fee for this the issuance of the Trustee’s Deed Upon property described above is purported cash, cashier’s check drawn on a state Quality Loan Service Corporation 411 information. If you consult either of these Sale until funds become available to the to be: 1020 E PENNSYLVANIA or national bank, check drawn by state Ivy Street San Diego, CA 92101 619- resources, you should be aware that the payee or endorsee as a matter of right. AVE, FRESNO, CA 93720-4033 The or federal credit union, or a check drawn 645-7711 For NON SALE information same lender may hold more than one The property offered for sale excludes undersigned Trustee disclaims any by a state or federal savings and loan only Sale Line: 800-280-2832 O r mortgage or deed of trust on the property. all funds held on account by the property liability for any incorrectness of the street association, or savings association, or Login to: http://www.qualityloan.com NOTICE TO PROPERTY OWNER: The receiver, if applicable. If the Trustee is address and other common designation, savings bank specified in Section 5102 Reinstatement Line: (866) 645-7711 Ext sale date shown on this notice of sale unable to convey title for any reason, the if any, shown herein. Said sale will be to the Financial C ode and authorized 5318 Quality Loan Service Corp. TS No.: may be postponed one or more times successful bidder’s sole and exclusive made, but without covenant or warranty, to do business in this state, will be held CA-16-746056-BF IDSPub #0119761 by the mortgagee, beneficiary, trustee, remedy shall be the return of monies paid expressed or implied, regarding title, by duly appointed trustee. The sale 12/30/2016 1/6/2017 1/13/2017 or a court, pursuant to Section 2924g to the Trustee and the successful bidder possession, or encumbrances, to pay the will be made, but without covenant or 12/30/2016, 01/06/2017, 01/13/2017 of the California Civil Code. The law shall have no further recourse. Notice to remaining principal sum of the note(s) warranty, expressed or implied, regarding ------requires that information about trustee Potential Bidders If you are considering secured by said Deed of Trust, with title, possession, or encumbrances, to sale postponements be made available bidding on this property lien, you should interest thereon, as provided in said pay the remaining principal sum of the APN: 437-221-16 T.S. No.: 2015-2451 to you and to the public, as a courtesy understand that there are risks involved note(s), advances, under the terms of said note(s) secured by the Deed of Trust, NOTICE OF TRUSTEE’S SALE. YOU to those not present at the sale. If you in bidding at a Trustee auction. You will Deed of Trust, fees, charges and expenses with interest and late charges thereon, as ARE IN DEFAULT UNDER A DEED wish to learn whether your sale date has be bidding on a lien, not on the property of the Trustee and of the trusts created by provided in the note(s), advances, under OF TRUST AND ASSIGNMENT OF been postponed, and, if applicable, the itself. Placing the highest bid at a Trustee said Deed of Trust. The total amount of the the terms of the Deed of Trust, interest RENTS DATED 11/16/1994. UNLESS rescheduled time and date for the sale auction does not automatically entitle unpaid balance of the obligation secured thereon, fees, charges and expenses of the YOU TAKE ACTION TO PROTECT of this property, you may call (844) 477- you to free and clear ownership of the by the property to be sold and reasonable Trustee for the total amount (at the time YOUR PROPERTY, IT MAY BE 7869 or visit this Internet Web site WWW. property. You should also be aware that estimated costs, expenses and advances of the initial publication of the Notice SOLD AT A PUBLIC SALE. IF YOU STOXPOSTING.COM, using the file the lien being auctioned off may be a at the time of the initial publication of of Sale) reasonably estimated to be set NEED AN EXPLANATION OF THE number assigned to this case 047473-CA. junior lien. If you are the highest bidder at the Notice of Sale is $224,821.85. The forth below. The amount may be greater NATURE OF THE PROCEEDING Information about postponements that are the auction, you are or may be responsible beneficiary under said Deed of Trust on the day of sale. BENEFICIARY AGAINST YOU, YOU SHOULD very short in duration or that occur close for paying off all liens senior to the lien has deposited all documents evidencing MAY ELECT TO BID LESS THAN CONTACT A LAWYER. A public in time to the scheduled sale may not being auctioned off, before you can the obligations secured by the Deed of THE TOTAL AMOUNT DUE. auction sale to the highest bidder for immediately be reflected in the telephone receive clear title to the property. You are Trust and has declared all sums secured Trustor(s): SHANN M. CONNER AND cash, cashier’s check drawn on a state information or on the Internet Web site. encouraged to investigate the existence, thereby immediately due and payable, and MICHAEL R. CONNER, WIFE AND of national bank, check drawn by a state The best way to verify postponement priority, and size of outstanding liens that has caused a written Notice of Default HUSBAND Recorded: 2/21/2007 as or federal credit union, or a check drawn information is to attend the scheduled may exist on this property by contacting and Election to Sell to be executed. The Instrument No. 2007-0035694 of Official by a state or federal savings and loan sale. FOR SALES INFORMATION: the county recorder’s office or a title undersigned caused said Notice of Default Records in the office of the Recorder of association, or savings association, or (844) 477-7869 CLEAR RECON CORP. insurance company, either of which may and Election to Sell to be recorded in the FRESNO County, California; Date of savings bank specified in Section 5102 of 4375 Jutland Drive Suite 200 San Diego, charge you a fee for this information. If County where the real property is located. Sale: 1/25/2017 at 9:00 AM Place of Sale: the Financial Code and authorized to do California 92117 you consult either of these resources, you NOTICE TO POTENTIAL BIDDERS: At the Fresno Superior Courthouse, business in this state will be held by the 12/23/2016, 12/30/2016, 01/06/2017 should be aware that the same Lender If you are considering bidding on this 1100 Van Ness Avenue, Fresno, CA duly appointed trustee as shown below, of ------may hold more than one mortgage or property lien, you should understand that 93724. At the West Entrance to the all right, title, and interest conveyed to and Deed of Trust on the property. Notice to there are risks involved in bidding at a County Courthouse Breezeway Amount now held by the trustee in the hereinafter APN: 510-140-07 TS No: CA09000365- Property Owner The sale date shown on trustee auction. You will be bidding on of unpaid balance and other charges: described property under and pursuant 16-1 TO No: 95310581 NOTICE OF this Notice of Sale may be postponed a lien, not on the property itself. Placing $424,410.35 The purported property to a Deed of Trust described below. The TRUSTEE’S SALE (The above statement one or more times by the Mortgagee, the highest bid at a trustee auction does address is: 3544 PRESCOTT AVENUE, sale will be made, but without covenant is made pursuant to CA Civil Code Beneficiary, Trustee, or a court, pursuant not automatically entitle you to free and CLOVIS, CA 93619 Assessor’s or warranty, express or implied, regarding Section 2923.3(d)(1). The Summary to Section 2924g of the California Civil clear ownership of the property. You Parcel No.: 558-120-27 NOTICE TO title, possession, or encumbrances, to pay will be provided to Trustor(s) and/or Code. The law requires that information should also be aware that the lien being POTENTIAL BIDDERS: If you are the remaining principal sum of the note(s) vested owner(s) only, pursuant to CA about Trustee Sale postponements be auctioned off may be a junior lien. If you considering bidding on this property lien, secured by the Deed of Trust, with interest Civil Code Section 2923.3(d)(2).) YOU made available to you and to the public, as are the highest bidder at the auction, you you should understand that there are risks and late charges thereon, as provided in ARE IN DEFAULT UNDER A DEED a courtesy to those not present at the sale. are or may be responsible for paying off involved in bidding at a trustee auction. the note(s), advances, under the terms of OF TRUST DATED October 12, 2012. If you wish to learn whether your sale date all liens senior to the lien being auctioned You will be bidding on a lien, not on the the Deed of Trust, interest thereon, fees, UNLESS YOU TAKE ACTION TO has been postponed, and, if applicable, the off, before you can receive clear title property itself. Placing the highest bid at charges, and expenses of the Trustee PROTECT YOUR PROPERTY, IT MAY rescheduled time and date for the sale of to the property. You are encouraged to a trustee auction does not automatically for the total amount (at the time of the BE SOLD AT A PUBLIC SALE. IF YOU this property, you may call Auction.com investigate the existence, priority, and entitle you to free and clear ownership initial publication of the Notice of Sale) NEED AN EXPLANATION OF THE at 800.280.2832 for information regarding size of outstanding liens that may exist of the property. You should also be aware reasonably estimated to be set forth below. NATURE OF THE PROCEEDINGS the Trustee’s Sale or visit the Internet on this property by contacting the county that the lien being auctioned off may The amount may be greater on the day of AGAINST YOU, YOU SHOULD Web site address www.Auction.com for recorder’s office or a title insurance be a junior lien. If you are the highest sale. Trustor: CHERRI LEE WELLS CONTACT A LAWYER. On January information regarding the sale of this company, either of which may charge you bidder at the auction, you are or may be DIX, A MARRIED WOMAN AS HER 25, 2017 at 09:00 AM, West Entrance property, using the file number assigned to a fee for this information. If you consult responsible for paying off all liens senior SOLE AND SEPARATE PROPERTY to the County Courthouse Breezeway, this case, CA09000365-16-1. Information either of these resources, you should be to the lien being auctioned off, before Duly Appointed Trustee: S.B.S. TRUST Fresno Superior Courthouse, 1100 Van about postponements that are very short aware that the same lender may hold more you can receive clear title to the property. DEED NETWORK, A CALIFORNIA Ness Avenue, Fresno, CA 93724, MTC in duration or that occur close in time to than one mortgage or deed of trust on You are encouraged to investigate the CORPORATION recorded 11/23/1994, Financial Inc. dba Trustee Corps, as the scheduled sale may not immediately the property. NOTICE TO PROPERTY existence, priority, and size of outstanding as Instrument No. 94177363, in book XX, the duly Appointed Trustee, under and be reflected in the telephone information OWNER: The sale date shown on liens that may exist on this property by page, XX of Official Records in the office pursuant to the power of sale contained or on the Internet Web site. The best this notice of sale may be postponed contacting the county recorder’s office of the Recorder of FRESNO County, in that certain Deed of Trust Recorded way to verify postponement information one or more times by the mortgagee, or a title insurance company, either of California. Date of Sale: 01/23/2017 on October 18, 2012 as Instrument No. is to attend the scheduled sale. Date: beneficiary, trustee, or a court, pursuant which may charge you a fee for this Time: 10:00 AM Place of Sale: AT THE 2012-0150607-00, of official records December 17, 2016 MTC Financial Inc. to Section 2924g of the California Civil information. If you consult either of these W. ENTRANCE TO THE COUNTY in the Office of the Recorder of Fresno dba Trustee Corps TS No. CA09000365- Code. The law requires that information resources, you should be aware that the COURTHOUSE BREEZEWAY 1100 County, California, executed by DANIEL 16-1 17100 Gillette Ave Irvine, CA about trustee sale postponements be same lender may hold more than one VAN NESS, FRESNO, CA 93724. L. VILLARREAL AND KATHLEEN A. 92614 Phone:949-252-8300 TDD: 866- made available to you and to the public, mortgage or deed of trust on the property. Amount of unpaid balance and other VILLARREAL, HUSBAND AND WIFE 660-4288 Myron Ravelo, Authorized as a courtesy to those not present at the NOTICE TO PROPERTY OWNER: charges: $560,361.26 Property being AS JOINT TENANTS, as Trustor(s), in Signatory SALE INFORMATION CAN sale. If you wish to learn whether your The sale date shown on this notice of sold “as in - Where is” Street Address favor of MORTGAGE ELECTRONIC BE OBTAINED ONLINE AT www. sale date has been postponed, and if sale may be postponed one or more times or other common designation of real REGISTRATION SYSTEMS INC. as Auction.com FOR AUTOMATED applicable, the rescheduled time and date by the mortgagee, beneficiary, trustee, property: 3436 N. FIRST ST., FRESNO, nominee for SUBURBAN MORTGAGE SALES INFORMATION PLEASE for the sale of this property, you may or a court, pursuant to Section 2924g CA 93726. A.P.N.: 437-221-16. The COMPANY OF NEW MEXICO DBA CALL: Auction.com at 800.280.2832 call (916)939-0772 or visit this Internet of the California Civil Code. The law North 146 feet of the West 455.72 feet INTERCAP LENDING as Beneficiary, Trustee Corps may be acting as a debt Web http://search.nationwideposting. requires that information about trustee of the South half of the North half of WILL SELL AT PUBLIC AUCTION collector attempting to collect a debt. Any com/propertySearchTerms.aspx, using sale postponements be made available the Southwest quarter of the Southwest TO THE HIGHEST BIDDER, in lawful information obtained may be used for that the file number assigned to this case to you and to the public, as a courtesy quarter of Section 23, Township 13 South, money of the United States, all payable purpose.ISL Number 26349, Pub Dates: CA1500272033 Information about to those not present at the sale. If you Range 20 East, Mount Diablo Base and at the time of sale, that certain property 12/23/2016, 12/30/2016, 01/06/2017, postponements that are very short in wish to learn whether your sa le date has Meridian, according to the Official Plat situated in said County, California FRESNO BUSINESS JOURNAL duration or that occur close in time to the been postponed, and, if applicable, the thereof. THE BENEFICIARY MAY describing the land therein as: AS MORE 12/23/2016, 12/30/2016, 01/06/2017 scheduled sale may not immediately be rescheduled time and date for the sale of ELECT, IN ITS DISCRETION, FULLY DESCRIBED IN SAID DEED ------reflected in the telephone information or this property, you may call 800-280-2832 TO EXERCISE ITS RIGHTS AND OF TRUST The property heretofore on the Internet Web site. The best way to for information regarding the trustee’s REMEDIES IN ANY MANNER described is being sold “as is”. The street TSG No.: 8607409 TS No.: verify postponement information is to sale or visit this Internet Web site http:// PERMITTED UNDER SECTION address and other common designation, if CA1500272033 FHA/VA/PMI No.: attend the scheduled sale. If the sale is set www.qualityloan.com , using the file 9604 OF THE CALIFORNIA any, of the real property described above APN: 401-534-19S Property Address: aside for any reason, the Purchaser at the number assigned to this foreclosure by the COMMERCIAL CODE, OR is purported to be: 5875 WEST SANTA 1020 E PENNSYLVANIA AVE sale shall be entitled only to a return of the Trustee: CA-16-746056-BF . Information ANY OTHER APPLICABLE ANA AVENUE, FRESNO, CA 93722 FRESNO, CA 93720-4033 NOTICE deposit paid. The Purchaser shall have no about postponements that are very short SECTION; AS TO ALL OR SOME The undersigned Trustee disclaims any OF TRUSTEE’S SALE YOU ARE further recourse against the Mortgagor, in duration or that occur close in time to OF THE PERSONAL PROPERTY, liability for any incorrectness of the street IN DEFAULT UNDER A DEED OF the Mortgagee or the Mortgagee’s the scheduled sale may not immediately FIXTURES AND OTHER GENERAL address and other common designation, if TRUST, DATED 08/13/2007. UNLESS attorney. Date: First American Title be reflected in the telephone information TANGIBLES AND INTANGIBLES any, shown herein. Said sale will be made YOU TAKE ACTION TO PROTECT Insurance Company 1500 Solana Blvd or on the Internet Web site. The best way MORE PARTICULARY DESCRIBED without covenant or warranty, express YOUR PROPERTY, IT MAY BE SOLD Bldg 6 Ste 6100 Westlake, TX 76262 First to verify postponement information is to IN THE DEED OF TRUST, or implied, regarding title, possession, AT A PUBLIC SALE. IF YOU NEED American Title Insurance Company MAY attend the scheduled sale. The undersigned GUARANTEES, UCC’S, SECURITY or encumbrances, to pay the remaining AN EXPLANATION OF THE NATURE BE ACTING AS A DEBT COLLECTOR Trustee disclaims any liability for any AGREEMENTS. The undersigned principal sum of the Note(s) secured by OF THE PROCEEDING AGAINST ATTEMPTING TO COLLECT incorrectness of the property address Trustee disclaims any liability for any said Deed of Trust, with interest thereon, YOU, YOU SHOULD CONTACT A A DEBT. ANY INFORMATION or other common designation, if any, incorrectness of the street address or as provided in said Note(s), advances if LAWYER. On 01/12/2017 at 10:00 A.M., OBTAINED MAY BE USED FOR shown herein. If no street address or other common designation, if any, shown any, under the terms of the Deed of Trust, First American Title Insurance Company, THAT PURPOSE FOR TRUSTEES other common designation is shown, above. If no street address or other estimated fees, charges and expenses of as duly appointed Trustee under and SALE INFORMATION PLEASE directions to the location of the property common designation is shown, directions the Trustee and of the trusts created by pursuant to Deed of Trust recorded CALL (916)939-0772NPP0298665 may be obtained by sending a written to the location of the property may be said Deed of Trust. The total amount of the 08/24/2007, as Instrument No. 2007- To: FRESNO BUSINESS JOURNAL request to the beneficiary within 10 days obtained by sending a written request to unpaid balance of the obligations secured 0160412, in book , page , , of Official 12/23/2016, 12/30/2016, 01/06/2017 of the date of first publication of this the beneficiary within 10 days of the date by the property to be sold and reasonable Records in the office of the County 12/23/2016, 12/30/2016, 01/06/2017 Notice of Sale. If the sale is set aside of first publication of this Notice of Sale. estimated costs, expenses and advances at Recorder of FRESNO County, State ------for any reason, including if the Trustee NOTICE TO POTENTIAL BIDDERS: the time of the initial publication of this of California. Executed by: GLORIA is unable to convey title, the Purchaser If you are considering bidding on this Notice of Trustee’s Sale is estimated to KHATTAIE, AN UNMARRIED NOTICE OF TRUSTEE’S SALE at the sale shall be entitled only to a be $181,497.14 (Estimated). However, WOMAN, WILL SELL AT PUBLIC TS No. CA-16-746056-BF Order return o f the monies paid to the Trustee. prepayment premiums, accrued interest AUCTION TO HIGHEST BIDDER FOR No.: 8667726 NOTE: THERE IS A This shall be the Purchaser’s sole and and advances will increase this figure CASH, CASHIER’S CHECK/CASH SUMMARY OF THE INFORMATION exclusive remedy. The purchaser shall Continued | Next Page 22 Public Notices www.thebusinessjournal.com FRIDAY, JANUARY 6, 2017

TRUSTEE SALES of the obligation secured by the property said Deed of Trust, with interest thereon, Case No.: 16-300201 1130 “O” Street, Fresno, CA 93721. to be sold and reasonable estimated costs, as provided in said Note(s), advances if In The Matter Of CASE NUMBER: 16CECG01589. The Continued | From 21 expenses and advances at the time of the any, under the terms of the Deed of Trust, NAZARIAHA HARTLEY name, address, and telephone number of initial publication of the Notice of Sale estimated fees, charges and expenses of DOB: 10-19-2014 plaintiff’s attorney, or plaintiff without property lien, you should understand that is: $102,182.72 If the Trustee is unable to the Trustee and of the trusts created by Minor an attorney, is: Douglas T. Sloan, City there are risks involved in bidding at a convey title for any reason, the successful said Deed of Trust. The total amount of the TO: UNKNOWN FATHER, FATHER Attorney, City of Fresno, By: Felicia trustee auction. You will be bidding on a bidder’s sole and exclusive remedy shall be unpaid balance of the obligations secured OF THE MINOR, AND TO ANY AND A. Espinosa, Deputy City Attorney, 2600 lien, not on the property itself. Placing the the return of monies paid to the Trustee, and by the property to be sold and reasonable ALL PERSONS CLAIMING TO BE Fresno St., Room 2031, Fresno, CA highest bid at a trustee auction does not the successful bidder shall have no further estimated costs, expenses and advances at THE FATHER OF THE MINOR. 93721-3602. DATE: May 18, 2016 Clerk, automatically entitle you to free and clear recourse. The beneficiary under said Deed the time of the initial publication of this This is to notify you that you are cited to by L. Esparza, Deputy. ownership of the property. You should also of Trust heretofore executed and delivered Notice of Trustee’s Sale is estimated to appear at the hearing below, pursuant to 12/16/2016, 12/23/2016, 12/30/2016, be aware that the lien being auctioned off to the undersigned a written Declaration of be $253,943.46 (Estimated). However, Welfare and Institutions Code §366.23 01/06/2017 may be a junior lien. If you are the highest Default and Demand for Sale, and a written prepayment premiums, accrued interest and §366.26: ------bidder at the auction, you are or may be Notice of Default and Election to Sell. The and advances will increase this figure DATE: MARCH 23, 2017 responsible for paying off all liens senior undersigned caused said Notice of Default prior to sale. Beneficiary’s bid at said TIME: 8:00 A.M. NOTICE AND CITATION TO to the lien being auctioned off, before you and Election to Sell to be recorded in the sale may include all or part of said PLACE: Department 22 Juvenile PARENT FOR APPEARANCE AT can receive clear title to the property. You county where the real property is located. amount. In addition to cash, the Trustee Dependency Court, 1100 Van Ness, HEARING. are encouraged to investigate the existence, NOTICE TO POTENTIAL BIDDERS: will accept a cashier’s check drawn on a Fresno, California 93724-0002 W&I Code §366.26 Hearing: 03-06-2017 priority, and size of outstanding liens that If you are considering bidding on this state or national bank, a check drawn by PLEASE TAKE NOTICE THAT AT Time: 8:00 A.M.; DEPT: 21 may exist on this property by contacting the property lien, you should understand that a state or federal credit union or a check THIS HEARING FRESNO COUNTY, SUPERIOR COURT OF county recorder’s office or a title insurance there are risks involved in bidding at a drawn by a state or federal savings and THROUGH ITS DEPARTMENT CALIFORNIA, company, either of which may charge you trustee auction. You will be bidding on a loan association, savings association or OF SOCIAL SERVICES, WILL COUNTY OF FRESNO a fee for this information. If you consult lien, not on the property itself. Placing the savings bank specified in Section 5102 RECOMMEND TO THE COURT JUVENILE COURT either of these resources, you should be highest bid at a trustee auction does not of the California Financial Code and THAT THE PARENTAL RIGHTS OF Case No.: 13-300230 aware that the same lender may hold more automatically entitle you to free and clear authorized to do business in California, or UNKNOWN FATHER, FATHER OF In The Matter Of than one mortgage or deed of trust on the ownership of the property. You should also other such funds as may be acceptable to THE MINOR, AND TO ANY AND AVA COX WULF property. NOTICE TO PROPERTY be aware that the lien being auctioned off the Trustee. In the event tender other than ALL PERSONS CLAIMING TO BE DOB: 07-27-2016 OWNER: The sale date shown on this may be a junior lien. If you are the highest cash is accepted, the Trustee may withhold THE FATHER OF THE MINOR, BE Minor notice of sale may be postponed one or bidder at the auction, you are or may be the issuance of the Trustee’s Deed Upon TERMINATED AND THAT THE TO: CHAD COX, FATHER OF THE more times by the mortgagee, beneficiary, responsible for paying off all liens senior Sale until funds become available to the ABOVE MINOR BE FREED FOR MINOR, AND TO ANY AND ALL trustee, or a court, pursuant to Section to the lien being auctioned off, before you payee or endorsee as a matter of right. The ADOPTION. PERSONS CLAIMING TO BE THE 2924g of the California Civil Code. The can receive clear title to the property. You property offered for sale excludes all funds As the parent of the subject minor, you FATHER OF THE MINOR. law requires that information about trustee are encouraged to investigate the existence, held on account by the property receiver, are cited to and may appear at Court as This is to notify you that you are cited to sale postponements be made available to priority, and size of outstanding liens that if applicable. If the Trustee is unable to indicated above in order to express your appear at the hearing below, pursuant to you and to the public, as a courtesy to those may exist on this property by contacting the convey title for any reason, the successful opinion as to whether your parental rights Welfare and Institutions Code §366.23 not present at the sale. If you wish to learn county recorder’s office or a title insurance bidder’s sole and exclusive remedy shall should be terminated so that the minor can and §366.26: whether your sale date has been postponed, company, either of which may charge you be the return of monies paid to the Trustee be adopted. DATE: MARCH 06, 2017 and, if applicable, the rescheduled time a fee for this information. If you consult and the successful bidder shall have This is also to advise you that you have TIME: 8:00 A.M. and date for the sale of this property, you either of these resources, you should be no further recourse. Notice to Potential certain legal rights and protections, PLACE: Department 21 Juvenile may call FOR SALES INFORMATION, aware that the same lender may hold more Bidders If you are considering bidding on including the right to oppose these Dependency Court, 1100 Van Ness, PLEASE CALL (855)986-9342, or visit than one mortgage or deed of trust on this property lien, you should understand proceedings. You have the right to hire an Fresno, California 93724-0002 this Internet Web site www.superiordefault. the property. NOTICE TO PROPERTY that there are risks involved in bidding at attorney of your choice to represent you. PLEASE TAKE NOTICE THAT AT com using the file number assigned to OWNER: The sale date shown on this a Trustee auction. You will be bidding on If you are unable to retain a lawyer, you THIS HEARING FRESNO COUNTY, this case 2015-2451. Information about notice of sale may be postponed one or a lien, not on the property itself. Placing may request that the judge appoint one for THROUGH ITS DEPARTMENT postponements that are very short in more times by the mortgagee, beneficiary, the highest bid at a Trustee auction does not you, who shall be the Public Defender or OF SOCIAL SERVICES, WILL duration or that occur close in time to the trustee, or a court, pursuant to Section automatically entitle you to free and clear a private attorney. If you cannot afford to RECOMMEND TO THE COURT THAT scheduled sale may not immediately be 2924g of the California Civil Code. The ownership of the property. You should also pay the cost of legal counsel to represent THE PARENTAL RIGHTS OF CHAD reflected in the telephone information or on law requires that information about trustee be aware that the lien being auctioned off you, the fee will be paid by Fresno County. COX, FATHER OF THE MINOR, the Internet Web site. The best way to verify sale postponements be made available to may be a junior lien. If you are the highest This notice and citation is dated DEC 29, AND TO ANY AND ALL PERSONS postponement information is to attend you and to the public, as a courtesy to those bidder at the auction, you are or may be 2016. CLAIMING TO BE THE FATHER OF the scheduled sale. Date: 12/15/2016. not present at the sale. If you wish to learn responsible for paying off all liens senior SHERAN MORTON, THE MINOR, BE TERMINATED AND S.B.S. TRUST DEED NETWORK, A whether your sale date has been postponed, to the lien being auctioned off, before you Clerk of the Court. THAT THE ABOVE MINOR BE FREED CALIFORNIA CORPORATION. 31194 and, if applicable, the rescheduled time can receive clear title to the property. You By: ROBERTA HOLGUIN, Deputy. FOR ADOPTION. La Baya Drive, Suite 106, Westlake and date for the sale of this property, you are encouraged to investigate the existence, ______As the parent of the subject minor, you Village, California, 91362 (818)991-4600. may call (844) 477-7869 or visit this priority, and size of outstanding liens that DISOBEDIENCE TO THIS CITATION are cited to and may appear at Court as By: Colleen Irby, Trustee Sale Officer. Internet Web site WWW.STOXPOSTING. may exist on this property by contacting BY FAILING TO APPEAR MAY indicated above in order to express your WE ARE ATTEMPTING TO COLLECT COM, using the file number assigned the county recorder’s office or a title SUBJECT THE PARTY SERVED TO opinion as to whether your parental rights A DEBT, AND ANY INFORMATION to this case 047678-CA. Information insurance company, either of which may ARREST AND PUNISHMENT FOR should be terminated so that the minor can WE OBTAIN WILL BE USED FOR about postponements that are very short charge you a fee for this information. If CONTEMPT OF COURT. be adopted. THAT PURPOSE. (12/30/16, 01/06/17, in duration or that occur close in time to you consult either of these resources, you ______This is also to advise you that you have 01/13/17 TS#-2015-2451 SDI-4179) the scheduled sale may not immediately should be aware that the same Lender FRESNO COUNTY DEPARTMENT OF certain legal rights and protections, 12/30/2016, 01/06/2017, 01/13/2017 be reflected in the telephone information may hold more than one mortgage or SOCIAL SERVICES, 2135 Fresno Street, including the right to oppose these ------or on the Internet Web site. The best way Deed of Trust on the property. Notice to Suite 403, Fresno CA 93721 Telephone proceedings. You have the right to hire an to verify postponement information is to Property Owner The sale date shown on Number: (559) 600-1975, PETITIONER attorney of your choice to represent you. T.S. No. 047678-CA APN: 300-390-02 attend the scheduled sale. FOR SALES this Notice of Sale may be postponed COUNTY OF FRESNO, Acting by and If you are unable to retain a lawyer, you NOTICE OF TRUSTEE’S SALE Pursuant INFORMATION: (844) 477-7869 CLEAR one or more times by the Mortgagee, through its DEPARTMENT OF SOCIAL may request that the judge appoint one for to CA Civil Code 2923.3 IMPORTANT RECON CORP. 4375 Jutland Drive Suite Beneficiary, Trustee, or a court, pursuant SERVICES. you, who shall be the Public Defender or NOTICE TO PROPERTY OWNER: YOU 200 San Diego, California 92117 to Section 2924g of the California Civil 01/06/2017, 01/13/2017, 01/20/2017, a private attorney. If you cannot afford to ARE IN DEFAULT UNDER A DEED OF 12/30/2016, 01/06/2017, 01/13/2017 Code. The law requires that information 01/27/2017 pay the cost of legal counsel to represent TRUST, DATED 7/20/2005. UNLESS ------about Trustee Sale postponements be made ------you, the fee will be paid by Fresno County. YOU TAKE ACTION TO PROTECT available to you and to the public, as a This notice and citation is dated DEC 12, YOUR PROPERTY, IT MAY BE SOLD APN: 428-191-02 TS No: CA08003789- courtesy to those not present at the sale. If SUMMONS. Notice to Defendants: 2016. AT A PUBLIC SALE. IF YOU NEED AN 15-1 TO No: 95308843-55 NOTICE OF you wish to learn whether your sale date BRIAN H. ROSENE, an individual; SHERAN MORTON, EXPLANATION OF THE NATURE OF TRUSTEE’S SALE (The above statement has been postponed, and, if applicable, RANDY L. CUNNINGHAM, an Clerk of the Court. THE PROCEEDING AGAINST YOU, is made pursuant to CA Civil Code the rescheduled time and date for the sale individual; and Does 1 to 50, inclusive. By: R OLGUIN, Deputy. YOU SHOULD CONTACT A LAWYER Section 2923.3(d)(1). The Summary will of this property, you may call In Source You are being sued by Plaintiff: City ______On 1/24/2017 at 10:30 AM, CLEAR be provided to Trustor(s) and/or vested Logic at 702-659-7766 for information of Fresno, a municipal corporation; DISOBEDIENCE TO THIS CITATION RECON CORP., as duly appointed trustee owner(s) only, pursuant to CA Civil Code regarding the Trustee’s Sale or visit the and People of the State of California. BY FAILING TO APPEAR MAY under and pursuant to Deed of Trust Section 2923.3(d)(2).) YOU ARE IN Internet Web site address listed below NOTICE! You have been sued. The court SUBJECT THE PARTY SERVED TO recorded 7/25/2005, as Instrument No. DEFAULT UNDER A DEED OF TRUST for information regarding the sale of this may decide against you without your being ARREST AND PUNISHMENT FOR 2005-0165768, of Official Records in the DATED March 5, 2007. UNLESS YOU property, using the file number assigned to heard unless you respond within 30 days. CONTEMPT OF COURT. office of the County Recorder of Fresno TAKE ACTION TO PROTECT YOUR this case, CA08003789-15-1. Information Read the information below. You have 30 ______County, State of CALIFORNIA executed PROPERTY, IT MAY BE SOLD AT A about postponements that are very short CALENDAR DAYS after this summons FRESNO COUNTY DEPARTMENT OF by: JACK L VREELAND AND KAREN PUBLIC SALE. IF YOU NEED AN in duration or that occur close in time to and legal papers are served on you to file SOCIAL SERVICES, 2135 Fresno Street, A VREELAND, HUSBAND AND WIFE EXPLANATION OF THE NATURE OF the scheduled sale may not immediately a written response at this court and have Suite 403, Fresno CA 93721 Telephone AS JOINT TENANTS WILL SELL THE PROCEEDINGS AGAINST YOU, be reflected in the telephone information a copy served on the plaintiff. A letter Number: (559) 600-1975, PETITIONER AT PUBLIC AUCTION TO HIGHEST YOU SHOULD CONTACT A LAWYER. or on the Internet Web site. The best way or phone call will not protect you. Your COUNTY OF FRESNO, Acting by and BIDDER FOR CASH, CASHIER’S On January 24, 2017 at 02:00 PM, at the to verify postponement information is to written response must be in proper legal through its DEPARTMENT OF SOCIAL CHECK DRAWN ON A STATE OR Van Ness Avenue exit from the County attend the scheduled sale. Date: December form if you want the court to hear your SERVICES. NATIONAL BANK, A CHECK DRAWN Courthouse, 1100 Van Ness, Fresno, CA 21, 2016 MTC Financial Inc. dba Trustee case. There may be a court form that you 12/16/2016, 12/23/2016, 12/30/2016, BY A STATE OR FEDERAL CREDIT 93721, MTC Financial Inc. dba Trustee Corps TS No. CA08003789-15-1 17100 can use for your response. You can find 01/06/2017 UNION, OR A CHECK DRAWN BY Corps, as the duly Appointed Trustee, under Gillette Ave Irvine, CA 92614 Phone: 949- these court forms and more information ------A STATE OR FEDERAL SAVINGS and pursuant to the power of sale contained 252-8300 TDD: 866-660-4288 Miguel at the California Courts Online Self-Help AND LOAN ASSOCIATION, SAVINGS in that certain Deed of Trust recorded on Ochoa, Authorized Signatory SALE Center (www.courtinfo.ca.gov/selfhelp), ORDER TO SHOW CAUSE ASSOCIATION, OR SAVINGS BANK March 16, 2007 as Instrument No. 2007- INFORMATION CAN BE OBTAINED your county law library, or the courthouse FOR CHANGE OF NAME SPECIFIED IN SECTION 5102 OF THE 0054869, of official records in the Office of ON LINE AT www.insourcelogic.com FOR nearest you. If you cannot pay the filing SUPERIOR COURT OF FINANCIAL CODE AND AUTHORIZED the Recorder of Fresno County, California, AUTOMATED SALES INFORMATION fee, ask the court clerk for a fee waiver CALIFORNIA, COUNTY OF: TO DO BUSINESS IN THIS STATE: AT executed by ALFRED P. LOPEZ, AND PLEASE CALL: In Source Logic AT 702- form. If you do not file your response on FRESNO THE VAN NESS AVENUE EXIT FROM CYNTHIA A. LOPEZ, HUSBAND AND 659-7766 Trustee Corps may be acting time, you may lose the case by default, CIVIL DIVISION THE COUNTY COURTHOUSE, 1100 WIFE AS JOINT TENANTS, as Trustor(s), as a debt collector attempting to collect a and your wages, money, and property 1130 “O” STREET VAN NESS, FRESNO, CA 93724 all right, in favor of WASHINGTON MUTUAL debt. Any information obtained may be may be taken without further warning FRESNO, CA 93724 title and interest conveyed to and now BANK as Beneficiary, WILL SELL AT used for that purpose.ISL Number 26573, from the court. There are other legal PETITION OF: Ian Sebastian Higuera: held by it under said Deed of Trust in the PUBLIC AUCTION TO THE HIGHEST Pub Dates: 12/30/2016, 01/06/2017, requirements. You may want to call an FOR CHANGE OF NAME property situated in said County and State BIDDER, in lawful money of the United 01/13/2017, FRESNO BUSINESS attorney right away. If you do not know an CASE NUMBER: described as: MORE FULLY DESCRIBED States, all payable at the time of sale, that JOURNAL attorney, you may want to call an attorney 16 CE CG 04098 ON SAID DEED OF TRUST The street certain property situated in said County, 12/30/2016, 01/06/2017, 01/13/2017 referral service. If you cannot afford an TO ALL INTERESTED PERSONS: address and other common designation, if California describing the land therein as: ------attorney, you may be eligible for free legal 1. Petitioner: Ian Sebastian Higuera any, of the real property described above AS MORE FULLY DESCRIBED IN SAID services from a nonprofit legal services filed a petition with this court for a decree is purported to be: 17615 PARKCLIFFE DEED OF TRUST The property heretofore program. You can locate these nonprofit changing names as follows: LN FRIANT, CA 93626 The undersigned described is being sold “as is”. The street groups at the California Legal Services Present name: a. Ian Sebastian Higuera Trustee disclaims any liability for any address and other common designation, if CIVIL Web site (www.lawhelpcalifornia.org), to Proposed name: Ian Sebastian incorrectness of the street address and any, of the real property described above the California Courts Online Self-Help Alvarado. other common designation, if any, shown is purported to be: 3127 E HOLLAND (1) Center (www.courtinfo.ca.gov/selfhelp), 2. THE COURT ORDERS all persons herein. Said sale will be held, but without AVENUE, FRESNO, CA 93726 The NOTICE AND CITATION TO or by contacting your local court or interested in this matter shall appear covenant or warranty, express or implied, undersigned Trustee disclaims any liability PARENT FOR APPEARANCE AT county bar association. NOTE: The court before this court at the hearing indicated regarding title, possession, condition, or for any incorrectness of the street address HEARING. has a statutory lien for waived fees and below to show cause, if any, why the encumbrances, including fees, charges and other common designation, if any, W&I Code §366.26 Hearing: 03-23-2017 costs on any settlement or arbitration petition for change of name should not and expenses of the Trustee and of the shown herein. Said sale will be made Time: 8:00 A.M.; DEPT: 22 award of $10,000 or more in a civil case. be granted. Any person objecting to the trusts created by said Deed of Trust, to without covenant or warranty, express SUPERIOR COURT OF The court’s lien must be paid before pay the remaining principal sums of the or implied, regarding title, possession, CALIFORNIA, the court will dismiss the case. The note(s) secured by said Deed of Trust. or encumbrances, to pay the remaining COUNTY OF FRESNO name and address of the court is: Fresno principal sum of the Note(s) secured by JUVENILE COURT Superior Court, B.F. Sisk Courthouse, The total amount of the unpaid balance Continued | Next Page FRIDAY, JANUARY 6, 2017 www.thebusinessjournal.com Public Notices 23

the court clerk. have waived notice or consented to in California law. estate of the decedent. CIVIL Attorney for petitioner: the proposed action.) The independent You may examine the file kept by the The petition requests the decedent’s Continued From 22 STEVEN L. SHAHBAZIAN #062733 administration authority will be granted court. If you are a person interested in will and codicils, if any, be admitted to | Attorney at Law unless an interested person files an the estate, you may file with the court probate. The will and any codicils are name changes described above must 7600 N. Ingram Ave., Ste. 131 objection to the petition and shows good a Request for Special Notice (form available for examination in the file kept file a written objection that includes the Fresno, California 93711 cause why the court should not grant the DE-154) of the filing of an inventory by the court. reasons for the objection at least two court (559) 241-7000 authority. and appraisal of estate assets or of The petition requests authority days before the matter is scheduled to be 01/06/2017, 01/11/2017, 01/20/2017 A hearing on the petition will be held any petition or account as provided in to administer the estate under the heard and must appear at the hearing to ------in this court as follows: Probate Code section 1250. A Request Independent Administration of Estates show cause why the petition should not be February 14, 2017, 9:00 A.M., Dept.: for Special Notice form is available from Act. (This authority will allow the granted. If no written objection is timely (1) 303 the court clerk. personal representative to take many filed, the court may grant the petition NOTICE OF PETITION TO 1130 “O” Street, 3rd Floor - Dept. 303 Attorney for petitioner: actions without obtaining court without a hearing. ADMINISTER ESTATE OF Fresno, California 93721 Andrew S. Kucera (SBN 292817) approval. Before taking certain very a. Date: 2/21/2017, Time: 9:00 A.M. JERRY J. PRUDEK Probate Palmer Kucera LLP important actions, however, the personal Dept: 404. CASE NO: 16 CE PR 01320 If you object to the granting of the 725 Pollasky Avenue, Suite 101 representative will be required to give b. The address of the court is: 1130 “O” To all heirs, beneficiaries, creditors, petition, you should appear at the Clovis, California 93612 notice to interested persons unless they Street contingent creditors, and persons who hearing and state your objections or file (559) 900-2806 have waived notice or consented to Fresno, CA 93724 may otherwise be interested in the will or written objections with the court before 01/06/2017, 01/11/2017, 01/20/2017 the proposed action.) The independent Department 401 is located at the Sisk estate, or both, of JERRY J. PRUDEK the hearing. Your appearance may be in ------administration authority will be granted Building, 4th floor, 1130 “O” St., Fresno A Petition for Probate has been filed person or by your attorney. unless an interested person files an 3. a. A copy of this Order to Show Cause by JACK J. PRUDEK in the Superior If you are a creditor or a contingent NOTICE OF PETITION TO objection to the petition and shows good shall be published at least once each Court of California, County of FRESNO. creditor of the decedent, you must file ADMINISTER ESTATE OF cause why the court should not grant the week for four successive weeks prior to The Petition for Probate requests that your claim with the court and mail a copy Felix Castro authority. the date set for hearing on the petition JACK J. PRUDEK be appointed as to the personal representative appointed CASE NO: 16 CE PR 01166 A hearing on the petition will be held in the following newspaper of general personal representative to administer the by the court within the later of either To all heirs, beneficiaries, creditors, in this court as follows: circulation, printed in this county: THE estate of the decedent. (1) four months from the date of first contingent creditors, and persons who January 26, 2017, 9:00 A.M., Dept.: BUSINESS JOURNAL. The petition requests the decedent’s issuance of letters to a general personal may otherwise be interested in the will 303 Date: DEC 23, 2016 will and codicils, if any, be admitted to representative, as defined in section or estate, or both, of Felix Castro 1130 “O” Street, 3rd Floor - Dept. 303 LISA M. GAMOIAN, Judge of the probate. The will and any codicils are 58(b) of the California Probate Code, A Petition for Probate has been filed by Fresno, California 93724 Superior Court. available for examination in the file kept or (2) 60 days from the date of mailing Teresa J. Goff in the Superior Court of If you object to the granting of the PETITIONER OR ATTORNEY: Ian by the court. or personal delivery to you of a notice California, County of FRESNO. petition, you should appear at the Sebastian Higuera The petition requests authority under section 9052 of the California The Petition for Probate requests that hearing and state your objections or file 6386 R Braly to administer the estate under the Probate Code. Other California statutes Teresa J. Goff be appointed as personal written objections with the court before Fresno, CA 93727 Independent Administration of Estates and legal authority may affect your representative to administer the estate of the hearing. Your appearance may be in ATTORNEY FOR: Act. (This authority will allow the rights as a creditor. You may want to the decedent. person or by your attorney. IN PRO PER personal representative to take many consult with an attorney knowledgeable The petition requests the decedent’s If you are a creditor or a contingent 12/30/2016, 01/06/2017, 01/13/2017, actions without obtaining court in California law. will and codicils, if any, be admitted to creditor of the decedent, you must file 01/20/2017 approval. Before taking certain very You may examine the file kept by the probate. The will and any codicils are your claim with the court and mail a copy ------important actions, however, the personal court. If you are a person interested in available for examination in the file kept to the personal representative appointed representative will be required to give the estate, you may file with the court by the court. by the court within the later of either notice to interested persons unless they a Request for Special Notice (form The petition requests authority (1) four months from the date of first have waived notice or consented to DE-154) of the filing of an inventory to administer the estate under the issuance of letters to a general personal PROBATE the proposed action.) The independent and appraisal of estate assets or of Independent Administration of Estates representative, as defined in section administration authority will be granted any petition or account as provided in Act. (This authority will allow the 58(b) of the California Probate Code, unless an interested person files an Probate Code section 1250. A Request personal representative to take many or (2) 60 days from the date of mailing (1) objection to the petition and shows good for Special Notice form is available from actions without obtaining court or personal delivery to you of a notice NOTICE OF PETITION TO cause why the court should not grant the the court clerk. approval. Before taking certain very under section 9052 of the California ADMINISTER ESTATE OF authority. Attorney for Petitioner: important actions, however, the personal Probate Code. Other California statutes JOSEPH M. LEONARD A hearing on the petition will be held Lawvex, Inc. representative will be required to give and legal authority may affect your CASE NO: 16 CEPR 01318 in this court as follows: Gary L. Winter, Esq. SBN 244469 notice to interested persons unless they rights as a creditor. You may want to To all heirs, beneficiaries, creditors, February 8, 2017, 9:00 A.M., Dept.: 2565 Alluvial Avenue, Suite 102 have waived notice or consented to consult with an attorney knowledgeable contingent creditors, and persons who 303 Clovis, CA 93611 the proposed action.) The independent in California law. may otherwise be interested in the will 1130 “O” Street, 3rd Floor - Dept. 303 (888) 308-7003 administration authority will be granted You may examine the file kept by the or estate, or both, of Joseph M. Leonard Fresno, California 93724 01/06/2017, 01/11/2017, 01/20/2017 unless an interested person files an court. If you are a person interested in A Petition for Probate has been filed by If you object to the granting of the ------objection to the petition and shows good the estate, you may file with the court Jessica Gates in the Superior Court of petition, you should appear at the cause why the court should not grant the a Request for Special Notice (form California, County of FRESNO. hearing and state your objections or file (1) authority. DE-154) of the filing of an inventory The Petition for Probate requests that written objections with the court before NOTICE OF PETITION TO A hearing on the petition will be held and appraisal of estate assets or of Jessica Gates be appointed as personal the hearing. Your appearance may be in ADMINISTER ESTATE OF in this court as follows: any petition or account as provided in representative to administer the estate of person or by your attorney. Carol L. Johnson February 1, 2017, 9:00 A.M., Dept.: Probate Code section 1250. A Request the decedent. If you are a creditor or a contingent CASE NO: 16CEPR01281 303 for Special Notice form is available from The petition requests the decedent’s creditor of the decedent, you must file To all heirs, beneficiaries, creditors, 1130 “O” Street, 3rd Floor - Dept. 303 the court clerk. will and codicils, if any, be admitted to your claim with the court and mail a copy contingent creditors, and persons who Fresno, California 93724 Attorney for petitioner: probate. The will and any codicils are to the personal representative appointed may otherwise be interested in the will If you object to the granting of the RICHARD KIMBELL; SBN 71486 available for examination in the file kept by the court within the later of either or estate, or both, of Carol L. Johnson petition, you should appear at the ATTORNEY AT LAW by the court. (1) four months from the date of first A Petition for Probate has been filed by hearing and state your objections or file 322 WEST CENTER STREET The petition requests authority issuance of letters to a general personal Carrie L. Sanders in the Superior Court written objections with the court before YREKA CA 96097 to administer the estate under the representative, as defined in section of California, County of FRESNO. the hearing. Your appearance may be in (530) 842-1605 Independent Administration of Estates 58(b) of the California Probate Code, The Petition for Probate requests that person or by your attorney. 12/23/2016, 12/30/2016, 01/06/2017 Act. (This authority will allow the or (2) 60 days from the date of mailing Carrie L. Sanders be appointed as If you are a creditor or a contingent ------personal representative to take many or personal delivery to you of a notice personal representative to administer the creditor of the decedent, you must file actions without obtaining court under section 9052 of the California estate of the decedent. your claim with the court and mail a copy NOTICE OF PETITION TO approval. Before taking certain very Probate Code. Other California statutes The petition requests the decedent’s to the personal representative appointed ADMINISTER ESTATE OF important actions, however, the personal and legal authority may affect your will and codicils, if any, be admitted to by the court within the later of either DONALD R. KACHUCK representative will be required to give rights as a creditor. You may want to probate. The will and any codicils are (1) four months from the date of first CASE NO: 16CEPR 01251 notice to interested persons unless they consult with an attorney knowledgeable available for examination in the file kept issuance of letters to a general personal To all heirs, beneficiaries, creditors, have waived notice or consented to in California law. by the court. representative, as defined in section contingent creditors, and persons who the proposed action.) The independent You may examine the file kept by the The petition requests authority 58(b) of the California Probate Code, may otherwise be interested in the will administration authority will be granted court. If you are a person interested in to administer the estate under the or (2) 60 days from the date of mailing or estate, or both, of DONALD R. unless an interested person files an the estate, you may file with the court Independent Administration of Estates or personal delivery to you of a notice KACHUCK objection to the petition and shows good a Request for Special Notice (form Act. (This authority will allow the under section 9052 of the California A Petition for Probate has been filed cause why the court should not grant the DE-154) of the filing of an inventory personal representative to take many Probate Code. Other California statutes by JANET HOWELL in the Superior authority. and appraisal of estate assets or of actions without obtaining court and legal authority may affect your Court of California, County of FRESNO. A hearing on the petition will be held any petition or account as provided in approval. Before taking certain very rights as a creditor. You may want to The Petition for Probate requests that in this court as follows: Probate Code section 1250. A Request important actions, however, the personal consult with an attorney knowledgeable JANET HOWELL be appointed as February 8, 2017, 9:00 A.M., Dept.: for Special Notice form is available from representative will be required to give in California law. personal representative to administer the 303 the court clerk. notice to interested persons unless they You may examine the file kept by the estate of the decedent. 1130 “O” Street, 3rd Floor - Dept. 303 Attorney for petitioner: have waived notice or consented to court. If you are a person interested in The petition requests the decedent’s Fresno, California 93724 HUGH W. WILLOUGHBY the proposed action.) The independent the estate, you may file with the court will and codicils, if any, be admitted to CENTRAL Attorney at Law administration authority will be granted a Request for Special Notice (form probate. The will and any codicils are If you object to the granting of the 264 Clovis Ave., #105 unless an interested person files an DE-154) of the filing of an inventory available for examination in the file kept petition, you should appear at the Clovis, CA 93612 objection to the petition and shows good and appraisal of estate assets or of by the court. hearing and state your objections or file (559) 324-6535 cause why the court should not grant the any petition or account as provided in A hearing on the petition will be held written objections with the court before 01/06/2017, 01/11/2017, 01/20/2017 authority. Probate Code section 1250. A Request in this court as follows: the hearing. Your appearance may be in ------A hearing on the petition will be held for Special Notice form is available from January 19, 2017, 9:00 A.M., Dept.: person or by your attorney. in this court as follows: the court clerk. 303 If you are a creditor or a contingent (1) January 25, 2017, 9:00 A.M., Dept.: Attorney for petitioner: 1130 “O” Street, 3rd Floor - Dept. 303 creditor of the decedent, you must file NOTICE OF PETITION TO 303 CATHERINE A. AMADOR 144211 Fresno, California 93724 your claim with the court and mail a copy ADMINISTER ESTATE OF 1130 “O” Street, 3rd Floor - Dept. 303 PASCUZZI, PASCUZZI & STOKER MAIN to the personal representative appointed Virginia Suda Fresno, California 93721 2377 WEST SHAW AVENUE, SUITE If you object to the granting of the by the court within the later of either CASE NO: 16CEPR01317 If you object to the granting of the 101 petition, you should appear at the (1) four months from the date of first To all heirs, beneficiaries, creditors, petition, you should appear at the FRESNO, CA 93711 hearing and state your objections or file issuance of letters to a general personal contingent creditors, and persons who hearing and state your objections or file (559) 227-1100 written objections with the court before representative, as defined in section may otherwise be interested in the will written objections with the court before 12/23/2016, 12/30/2016, 01/06/2017 the hearing. Your appearance may be in 58(b) of the California Probate Code, or estate, or both, of Virginia Suda the hearing. Your appearance may be in ------person or by your attorney. or (2) 60 days from the date of mailing A Petition for Probate has been filed by person or by your attorney. If you are a creditor or a contingent or personal delivery to you of a notice Barbara Barlow in the Superior Court If you are a creditor or a contingent NOTICE OF PETITION TO creditor of the decedent, you must file under section 9052 of the California of California, County of FRESNO. creditor of the decedent, you must file ADMINISTER ESTATE OF your claim with the court and mail a copy Probate Code. Other California statutes The Petition for Probate requests that your claim with the court and mail a copy DAVID JOHN PRETASKY to the personal representative appointed and legal authority may affect your Barbara Barlow be appointed as to the personal representative appointed CASE NO: 16CEPR01272 by the court within the later of either rights as a creditor. You may want to personal representative to administer the by the court within the later of either To all heirs, beneficiaries, creditors, (1) four months from the date of first consult with an attorney knowledgeable estate of the decedent. (1) four months from the date of first contingent creditors, and persons who issuance of letters to a general personal in California law. The petition requests authority issuance of letters to a general personal may otherwise be interested in the will representative, as defined in section You may examine the file kept by the to administer the estate under the representative, as defined in section or estate, or both, of DAVID JOHN 58(b) of the California Probate Code, court. If you are a person interested in Independent Administration of Estates 58(b) of the California Probate Code, PRETASKY; DAVID PRETASKY; or (2) 60 days from the date of mailing the estate, you may file with the court Act. (This authority will allow the or (2) 60 days from the date of mailing DAVID J. PRETASKY or personal delivery to you of a notice a Request for Special Notice (form personal representative to take many or personal delivery to you of a notice A Petition for Probate has been filed by under section 9052 of the California DE-154) of the filing of an inventory actions without obtaining court under section 9052 of the California KATHLEEN BAKER in the Superior Probate Code. Other California statutes and appraisal of estate assets or of approval. Before taking certain very Probate Code. Other California statutes Court of California, County of FRESNO. any petition or account as provided in important actions, however, the personal and legal authority may affect your The Petition for Probate requests that Probate Code section 1250. A Request representative will be required to give rights as a creditor. You may want to KATHLEEN BAKER be appointed as notice to interested persons unless they consult with an attorney knowledgeable personal representative to administer the for Special Notice form is available from Continued | Next Page 24 Public Notices www.thebusinessjournal.com FRIDAY, JANUARY 6, 2017

PROBATE (831) 601-3898. Full Name of Registrant: The following person(s) is(are) Full Name of Registrant: Registrant commenced to transact FAMILY FIRST PHARMACY INC, conducting business as: Grabe, Moss, Julian & Asselin, D.D.S., Continued | From 23 business under the Fictitious Business 1833 COLIN CT, YUBA CITY, CA Leticia Farms, 12646 Kamm Ave., a Professional Corporation, 6099 N. First Name listed above on: Nov. 18, 2016. 95993, Phone (909) 827-9107. Kingsburg, CA 93662, County of Fresno Street, Suite 104, Fresno, CA 93710, This business conducted by: LIMITED Registrant has not yet commenced to Registrant: Phone (559) 431-1400. and legal authority may affect your LIABILITY CO. transact business under the Fictitious Leticia Gordillo, 2645 Lewis St., Selma, Registrant commenced to transact rights as a creditor. You may want to Articles of Incorporation Number: Business Name listed above. CA 93662 business under the Fictitious Business consult with an attorney knowledgeable : Jan 05, 2012 in California law. 201631010068 This business conducted by Registrant commenced to transact Name listed above on: . You may examine the file kept by the Cynthia Gallo, President. CORPORATION. business under the Fictitious Business This business conducted by: A court. This statement filed with the Fresno Articles of Incorporation Name(s) listed above on: 01/16/2016 Corporation. If you are a person interested in County Clerk on: 12/06/2016 . Number: C3915011 This business is conducted by: Individual Articles of Incorporation Number: the estate, you may file with the court (Seal) HOWIE TANG, PRESIDENT. This Statement has been executed C0774268 a Request for Special Notice (form BRANDI L. ORTH, This statement filed with the Fresno pursuant to section 17919 of the Business Jeremy E Grabe, President. DE-154) of the filing of an inventory COUNTY CLERK. County Clerk on: 12/07/2016. and Professionals code. This statement filed with the Fresno and appraisal of estate assets or of By: ANGELA DELGADO, Deputy. (Seal) I declare that all information in this County Clerk on: 12/14/2016. any petition or account as provided in “NOTICE - THIS FICTITIOUS NAME BRANDI L. ORTH, statement is true and correct. (A registrant (Seal) Probate Code section 1250. A Request STATEMENT EXPIRES FIVE YEARS COUNTY CLERK. who declares as true information, BRANDI L. ORTH, for Special Notice form is available from County Clerk. the court clerk. FROM THE DATE IT WAS FILED By: RACHEL CABRAL, Deputy. false declarations are a misdemeanor Attorney for petitioner: IN THE OFFICE OF THE COUNTY “NOTICE - THIS FICTITIOUS NAME punishable by a fine up to $1,000). By: CHRYSTAL L. BABCOCK, Deputy. JANET HOWELL CLERK. A NEW FICTITIOUS STATEMENT EXPIRES FIVE YEARS S/ Leticia Gordillo, Owner “NOTICE - THIS FICTITIOUS NAME BUSINESS NAME STATEMENT MUST FROM THE DATE IT WAS FILED Filed with the Fresno County Clerk on STATEMENT EXPIRES FIVE YEARS 3110 W. FLORADORA BE FILED BEFORE THAT TIME.” IN THE OFFICE OF THE COUNTY December 16, 2016. FROM THE DATE IT WAS FILED FRESNO, CA 93724 12/16/2016, 12/23/2016, 12/30/2016, CLERK. A NEW FICTITIOUS A new Fictitious Business Name IN THE OFFICE OF THE COUNTY (559) 709-0353 01/06/2017 BUSINESS NAME STATEMENT MUST Statement must be filed before the CLERK. A NEW FICTITIOUS IN PRO PER ------BE FILED BEFORE THAT TIME.” expiration. BUSINESS NAME STATEMENT MUST 12/30/2016, 01/06/2017, 01/13/2017 12/16/2016, 12/23/2016, 12/30/2016, The filing of this statement does not of BE FILED BEFORE THAT TIME.” ------FICTITIOUS BUSINESS 01/06/2017 itself authorize the use in this state of a 12/30/2016, 01/06/2017, 01/13/2017, NAME STATEMENT ------Fictitious Business Name in violation of 01/20/2017 File No. 2201610006575 the rights of another under Federal, State, ------FICTITIOUS The following person(s) is (are) FICTITIOUS BUSINESS or common law (See Section 14411 et conducting business as NAME STATEMENT seq., Business and Professions Code). FICTITIOUS BUSINESS KOJA KITCHEN CA 07 at 7785 N File No. 2201610006510 New Filing NAME STATEMENT (1) PALM AVE #101, FRESNO, CA 93711 The following person(s) is(are) 12/30/16, 1/6, 1/13, 1/20/17 File No. 2201610006750 FICTITIOUS BUSINESS FRESNO COUNTY, Phone (559) 355- conducting business as: CNS-2959820# The following person(s) is(are) NAME STATEMENT 5550: Dynavin USA, 2385 S. Sarah St., FRESNO BUSINESS JOURNAL conducting business as: File No. 2201610006741 Mailing Address: Fresno, CA 93706, County of Fresno 12/30/2016, 01/06/2017, 01/13/2017, Verizon Wireless, 645 East Shaw The following person(s) is (are) 161 HOUSTON AVE, CLOVIS, CA Registrant: 01/20/2017 Avenue, Fresno, CA 93710, County of conducting business as 93611; J and T Distributing Inc., 2385 S. Sarah ------Fresno Creative Minds Learning Center at Full Name of Registrant: St., Fresno, CA 93706 Mailing address: Attn. Corporate 7511 N. Palm Bluffs Avenue, Suite #104, MIKE HUU NGUYEN, 11218 Registrant commenced to transact FICTITIOUS BUSINESS Governance, One Verizon Way, Basking Fresno, CA 93711, Fresno County: PADDOCK AVE, BAKERSFIELD, CA business under the Fictitious Business NAME STATEMENT Ridge, NJ 07920 Full Name of Registrant: 93312, Phone (661) 699-9155 Name(s) listed above on: N/A File No. 2201610006679 Registrant: Creative Minds Learning Center, LLC, TOM THUY LAI, 5584 CHESBRO This business is conducted by: The following person(s) is (are) Verizon Wireless Services, LLC, One 7511 N. Palm Bluffs Avenue, Suite 104, AVE, SAN JOSE, CA 95123 Corporation conducting business as Verizon Way, Basking Ridge, NJ 07920 Fresno, CA 93711. VAN THANH NGO, 161 HOUSTON Articles of Incorporation: C3608990 SIM-PBK at 7591 N. Ingram Ave Ste Registrant commenced to transact Registrant commenced to transact AVE, CLOVIS, CA 93611. This Statement has been executed 101 Fresno, CA 93711, Fresno County business under the Fictitious Business business under the Fictitious Business Registrant commenced to transact pursuant to section 17919 of the Business Phone (559) 448-8400: Name(s) listed above on: May 2, 2001 Name listed above on: 08/12/2011. business under the Fictitious Business and Professionals code. Full Name of Registrant: This business is conducted by: Limited This business conducted by: Limited Name listed above on: 12/12/2016. I declare that all information in this Smith Iwanaga Milhous Architects a Liability Company Liability Co. This business conducted by: LIMITED statement is true and correct. (A registrant Professional Corporation in California, Articles of Incorporation: 200019610085 Articles of Incorporation Number: LIABILITY CO. who declares as true information, 7591 N. Ingram Ave Ste 101, Fresno, CA This Statement has been executed 201112510030. Articles of Incorporation false declarations are a misdemeanor 93711, Phone (559) 448-8400. pursuant to section 17919 of the Business Eric Jans, Secretary. Number: 201602210463 punishable by a fine up to $1,000). Registrant commenced to transact and Professionals code. This statement filed with the Fresno MIKE H. NGUYEN, SECRETARY. S/ Jeff Bechtel, President business under the Fictitious Business I declare that all information in this County Clerk on: 12/19/2016. This statement filed with the Fresno Filed with the Fresno County Clerk on Name listed above on: 01/01/2016. statement is true and correct. (A registrant (Seal) County Clerk on: 12/12/2016. December 8, 2016. This business conducted by: Corporation. who declares as true information, BRANDI L. ORTH, (Seal) A new Fictitious Business Name Articles of Incorporation Number: false declarations are a misdemeanor COUNTY CLERK. BRANDI L. ORTH, Statement must be filed before the C1678281 punishable by a fine up to $1,000). By: CHRYSTAL L. BABCOCK, Deputy. COUNTY CLERK. expiration. David M. Iwanaga, President. S/ Tom DiResta, Managing Member “NOTICE - THIS FICTITIOUS NAME By: RACHEL CABRAL, Deputy. The filing of this statement does not of This statement filed with the Fresno Filed with the Fresno County Clerk on STATEMENT EXPIRES FIVE YEARS “NOTICE - THIS FICTITIOUS NAME itself authorize the use in this state of a County Clerk on: DEC 15 2016. December 20, 2016 FROM THE DATE IT WAS FILED STATEMENT EXPIRES FIVE YEARS Fictitious Business Name in violation of (Seal) A new Fictitious Business Name IN THE OFFICE OF THE COUNTY FROM THE DATE IT WAS FILED the rights of another under Federal, State, BRANDI L. ORTH, Statement must be filed before the CLERK. A NEW FICTITIOUS IN THE OFFICE OF THE COUNTY or common law (See Section 14411 et County Clerk. expiration. BUSINESS NAME STATEMENT MUST CLERK. A NEW FICTITIOUS seq., Business and Professions Code). By: RACHEL CABRAL, Deputy. The filing of this statement does not of BE FILED BEFORE THAT TIME.” BUSINESS NAME STATEMENT MUST New Filing “NOTICE - THIS FICTITIOUS NAME itself authorize the use in this state of a 01/06/2017, 01/13/2017, 01/20/2017, BE FILED BEFORE THAT TIME.” 12/23, 12/30/16, 1/6, 1/13/17 STATEMENT EXPIRES FIVE YEARS Fictitious Business Name in violation of 01/27/2017 12/16/2016, 12/23/2016, 12/30/2016, CNS-2957895# FROM THE DATE IT WAS FILED the rights of another under Federal, State, ------01/06/2017 FRESNO BUSINESS JOURNAL IN THE OFFICE OF THE COUNTY or common law (See Section 14411 et ------12/23/2016, 12/30/2016, 01/06/2017, CLERK. A NEW FICTITIOUS seq., Business and Professions Code). FICTITIOUS BUSINESS 01/13/2017 BUSINESS NAME STATEMENT MUST New filing NAME STATEMENT FICTITIOUS BUSINESS ------BE FILED BEFORE THAT TIME.” 12/30/16, 1/6, 1/13, 1/20/17 File No. 2201610006523 NAME STATEMENT 12/30/2016, 01/06/2017, 01/13/2017, CNS-2922328# The following person(s) is (are) File No. 2201610006550 FICTITIOUS BUSINESS 01/20/2017 FRESNO BUSINESS JOURNAL conducting business as The following person(s) is (are) NAME STATEMENT ------12/30/2016, 01/06/2017, 01/13/2017, ONEALS CUSTOMS at 1261 conducting business as File No. 2201610006563 01/20/2017 HOBLITT AVE. UNIT 203, CLOVIS, DEMO D DO IT ALL at 36912 The following person(s) is(are) FICTITIOUS BUSINESS ------CA 93612 FRESNO COUNTY, Phone KENNETH AVE, MADERA CA 93636, conducting business as: NAME STATEMENT (760) 906-1813: MADERA COUNTY, Phone (559) 387- Cool Hand Luke’s Catering, 185 W File No. 2201610006800 Mailing Address: 0783: Polson, Clovis, CA 93612, County of The following person(s) is (are) 4905 E. FILLMORE AVE., FRESNO CA Mailing Address: Fresno conducting business as 93727; 36912 KENNETH AVE, MADERA, CA Registrant: SIM+PBK at 7591 N. Ingram Avenue, MISC. Full Name of Registrant: 93636; Juan Villicana, 185 W Polson, Clovis, CA Suite 101, Fresno, CA 93711, Fresno KENNETH ONEAL , 4905 E. Full Name of Registrant: 93612 County Phone (559) 448-8400: (1) FILLMORE AVE., FRESNO, CA 93727, DEREK PODERGOIS, 36912 William Wyrick, 185 W Polson, Clovis, Full Name of Registrant: Crown Castle is proposing to install a Phone (760) 906-1813 KENNETH AVE, MADERA, CA 93636, CA 93612 Smith Iwanaga Milhous Architects, BRANDY ONEAL 160-foot self-support telecommunications , 4905 E. FILLMORE Phone (559) 387-0783. Registrant commenced to transact a Professional Corporation, 7591 N. tower within a new 155-foot by 38-foot AVE., FRESNO, CA 93727, Phone (760) Registrant commenced to transact business under the Fictitious Business Ingram Avenue, Suite 101 Fresno, CA lease area with a new 12 foot wide access 792-0065. business under the Fictitious Business Name(s) listed above on: N/A 93711, Phone (559) 448-8400. easement extending 25 feet northeast to Registrant commenced to transact Name listed above on: 12/09/2016. This business is conducted by: General Registrant commenced to transact South Cherry Avenue at the following site: business under the Fictitious Business This business conducted by: Partnership business under the Fictitious Business 12/07/2016 2115-2127 South G Street, Fresno, Fresno Name listed above on: . INDIVIDUAL. This Statement has been executed Name listed above on: 12/22/2016. County, CA 93721, LAT: 36-43-14.64, This business conducted by: MARRIED DEREK PODERGOIS, OWNER. pursuant to section 17919 of the Business This business conducted by: Corporation. COUPLE LONG:-116-46-56.03. Crown Castle . This statement filed with the Fresno and Professionals code. Articles of Incorporation Number: invites comments from any interested BRANDY ONEAL, OWNER. County Clerk on: 12/09/2016. I declare that all information in this C1678281 party on the impact of the proposed action This statement filed with the Fresno (Seal) statement is true and correct. (A registrant David M. Iwanaga, President. County Clerk on: 12/08/2016. on any districts, sites, buildings, structures BRANDI L. ORTH, who declares as true information, This statement filed with the Fresno or objects significant in American history, (Seal) COUNTY CLERK. false declarations are a misdemeanor County Clerk on: 12/22/2016. BRANDI L. ORTH, archaeology, engineering or culture By: RACHEL CABRAL, Deputy. punishable by a fine up to $1,000). (Seal) that are listed or determined eligible for COUNTY CLERK. “NOTICE - THIS FICTITIOUS NAME S/ William Wyrick, General Partner BRANDI L. ORTH, By: RACHEL CABRAL, Deputy. listing in the National Register of Historic STATEMENT EXPIRES FIVE YEARS Filed with the Fresno County Clerk on County Clerk. Places and/or specific reason the proposed “NOTICE - THIS FICTITIOUS NAME FROM THE DATE IT WAS FILED December 9, 2016. By: CHRYSTAL L. BABCOCK, Deputy. STATEMENT EXPIRES FIVE YEARS action may have a significant impact on IN THE OFFICE OF THE COUNTY A new Fictitious Business Name “NOTICE - THIS FICTITIOUS NAME the quality of the human environment. FROM THE DATE IT WAS FILED CLERK. A NEW FICTITIOUS Statement must be filed before the STATEMENT EXPIRES FIVE YEARS IN THE OFFICE OF THE COUNTY Specific information regarding the project BUSINESS NAME STATEMENT MUST expiration. FROM THE DATE IT WAS FILED is available by calling Andrew Cavalcant CLERK. A NEW FICTITIOUS BE FILED BEFORE THAT TIME.” The filing of this statement does not of IN THE OFFICE OF THE COUNTY BUSINESS NAME STATEMENT MUST at 480-850-0575 during normal business 12/16/2016, 12/23/2016, 12/30/2016, itself authorize the use in this state of a CLERK. A NEW FICTITIOUS hours. Comments must be received BE FILED BEFORE THAT TIME.” 01/06/2017 Fictitious Business Name in violation of BUSINESS NAME STATEMENT MUST 12/16/2016, 12/23/2016, 12/30/2016, at 2121 W. Chandler Blvd, Suite 203, ------the rights of another under Federal, State, BE FILED BEFORE THAT TIME.” Chandler, AZ 85224 ATTN: Andrew 01/06/2017 or common law (See Section 14411 et 12/30/2016, 01/06/2017, 01/13/2017, ------Cavalcant within 30 days of the date of FICTITIOUS BUSINESS seq., Business and Professions Code). 01/20/2017 this publication. NAME STATEMENT New Filing ------1/6/17 FICTITIOUS BUSINESS File No. 2201610006493 12/23, 12/30/16, 1/6, 1/13/17 NAME STATEMENT CNS-2962102# The following person(s) is (are) CNS-2957899# FICTITIOUS BUSINESS FRESNO BUSINESS JOURNAL File No. 2201610006471 conducting business as FRESNO BUSINESS JOURNAL NAME STATEMENT The following person(s) is (are) 01/06/2017 FAMILY FIRST PHARMACY at 4859 12/23/2016, 12/30/2016, 01/06/2017, File No. 2201610006634 ------conducting business as E. KINGS CANYON ROAD, FRESNO, 01/13/2017 The following person(s) is (are) C & N Auto Sales, LLC at 7596 N. CA 93727 FRESNO COUNTY, Phone ------conducting business as Carnegie Ave., Fresno, CA 93722, (909) 827-9107: Fresno Dental Professionals at 6099 FRESNO COUNTY: Mailing Address: FICTITIOUS BUSINESS N. First Street, Suite 104, Fresno, CA Full Name of Registrant: 4859 E. KINGS CANYON ROAD, NAME STATEMENT 93710, Fresno County Phone (559) 431- C & N AUTO SALES, LLC, 7596 N. FRESNO, CA 93727; File No. 2201610006708 1400: Carnegie Ave., Fresno, CA 93722, Phone Continued | Next Page FRIDAY, JANUARY 6, 2017 www.thebusinessjournal.com 25

MISCELLANEOUS treatment building, and electrical and Rachael table, crate, totes Schaaf, Mary Samoyya Lee January 13 at 11:00 A.M. at Security controls improvements to support the water table, stereo, spray painter Smith, Larry Brian Barlow Public Storage, 4420 N. Blackstone Continued | From 24 treatment plant facilities. The Work also tv, couch, fan Soto, Mateo garden tools, Veronica Russell Ave. City of Fresno, County of Fresno, includes constructing improvements at the steamer, lawn mower Reyna, Maria G Antonette Martinez State of California, the goods, chattels (1) Well No. 5 site, including replacement of bicycle, stroller, clothing Taylor, Sherry Lashunda Smith or personal goods and property of the NOTICE OF PUBLIC HEARING the air system for the hydropneumatic tank table, bicycle, stereo Tyler, Lavender Aaron Ellis tenants/units listed below. NOTICE IS HEREBY GIVEN that on the and new PLC controls. The Work also luggage, totes, clothing Torres, Betty April Stillwell Unit # Name morning of Wednesday, January 18, 2017, includes the destruction and abandonment vacuum, table, stove Velasquez, Felipe Edgar Stewart A2019 Renada J Kursh beginning at 9:30 a.m., a public hearing will of facilities at the sites of Well No. 1, Well luggage, toys, kitchenware Veasey, Patricia Stewart A2022 Amanda R Ruby be conducted in the Sierra Conference Room No. 2, and Well No. 4. Allison couch, washer, dryer Walker, B575 Sharice Mathis 2001 Chevrolet A2040 Janie Oliver of the Clovis Civic Center. The Planning 1. Sealed bids will be received by the Asaib luggage, totes, toys Whitaker, Coupe Monte Carlo 2 Door Midnight Blue B1009 Toni C Mcculley Johnson Caruthers Community Services District Desiree couch, table, shelf All sales are subject to prior cancellation. B1019 Sandra Ramirez Division will consider the following item: Signed: J Chavez Date: 12.14.16 AUP2016-18, A request to approve an prior to 2:00 p.m. (local time) on January Terms, rules and regulations available B1127 Matthew S Holec Administrative Use Permit to allow for an 31, 2017 at 13617 S. Raider Avenue, 01/06/2017, 01/13/2017 at sale. By A-American Self Storage B2003 Chester C White accessory structure to be greater than 12 feet Caruthers, CA 93609, and following said ------Management Co. Inc. (310)914-4022, B2018 Joshua L.B. Haddon in height for the property located at 3186 deadline all bids will be publicly opened Bond. #72BSBBU5400 B2053 April Marie Torres and read. Bids shall be submitted in a (1) 01/06/2017, 01/13/2017 B2054 Kristopher Cartozian Kenosha Avenue. David Baisa, applicant; NOTICE OF PUBLIC LIEN SALE Ray Caniglia, owner. sealed envelope with the name of the ------B2062 Darlene F Dawson bidder, the name of the project and the Business & Professional code S21700 B2070 Mercedes M Ruiz All interested parties are invited to appear “Do Not Open Until the Time Notice is hereby given that a public lien REQUEST FOR INFORMATION at this time to present testimony in regard statement B2087 Leanard Anthony Aragon of Bid Opening.” Bids received after said sale of the following described personal The Fresno Superior Court is conducting B2094 Pablo A Martinez to the subject item. If you have questions property will be held on January 18, or comments regarding this item, please deadline will be returned unopened to the a Request for Information to develop B2099 Tracy C Robinson bidder. 2017 at 8:00 A.M. located at 3330 E. a list of qualified providers to operate B2114 John J Gonzales contact Lily Cha at (559) 324-2335 or at pre-bid meeting Tulare Street, Fresno, County of Fresno, [email protected]. 2. A non-mandatory supervised children’s waiting rooms at B2135 Sandra M Fenton and project site tour will be held on State of California. The property is two downtown courthouse locations. For B2137 Tyrone J Defonseka Lily Cha, Assistant Planner at 2:00 p.m. stored by Derrel’s Mini Storage, Inc. Agency File No.: AUP2016-18 January 12, 2017 beginning information please go to our website: C2009 Terajee N Hakim PUBLISH: January 6, 2017 at the Caruthers Community Services Clearly, Johnny chair, fridge, tool box www.fresno.courts.ca.gov/procurement C2011 Jacob Ryan Garrison 01/06/2017 District office. Contractors shall Garcia, Maria Delourdes chairs, bed 12/30/2016, 01/06/2017 C2023 Jennifer L Simmons ------personally examine the project site prior frame, totes Garcia, Susan bike, clothes, ------C2027 Chester C White to bidding. toys Howlin, Arthur Lee clothes, chair, C2031 Randi Beth Randolph NOTICE OF PUBLIC LIEN SALE (1) 3. A full set of Bidding Documents is shoes Key, Connie ent, center, cabinet, D020 Eric Keith Capello NOTICE OF INTENT TO ADOPT A available for examination at the office of tv Lopez, Paul dolly, toys, carpet Business & Professional code S21700 D040 Michael G Federico MITIGATED NEGATIVE Provost & Pritchard Consulting Group, cleaner Martinez, Elsie toys, tote, table Notice is hereby given that a public lien D052 Gerald Moreno 286 W. Cromwell Ave., Fresno, CA Marquez, Salvador weights, bed frame, sale of the following described personal E035 Dan L Duley DECLARATION property will be held on January 09, Notice is hereby given that the County of 93711. Charges for documents will be as clothes Montano, Lucia dresser, shelf, F010 United Auto Inc Auto Shopper follows: heater Moultrie, Melissa clothes, bed 2017 to begin at 8:00 A.M. located at LB02 Louvina Antoinette Johnson Fresno has prepared Initial Study Application 100 E. Sierra Ave., Fresno, County (IS) No. 7190 pursuant to the requirements Complete base set of full-size Bidding frame, stools Palomera, Lizeth tv, crib, Purchased goods are sold as is, and Documents (specifications and full-size loveseat Prieto, Elaine luggage, bike, of Fresno, State of California. The must be removed within one (1) day of of the California Environmental Quality Act property is stored by Derrel’s Mini for the following proposed project: drawings) $ 75.00 clothes Rodriguez, Monique tv, table, purchase. Payment is to be with cash INITIAL STUDY APPLICATION Mailing, if required $ 15.00 toilet Sustaita, Guadalupe Jose Jr dresser, Storage, Inc. only and made at the time of purchase. NO. 7190 and UNCLASSIFIED Charges are not refundable, whether the tv, vacuum Thomas, Lovely movies, bed Bulgara, Rocky table, lamp, vacuum This sale is subject to cancellation CONDITIONAL USE PERMIT documents are returned or not. frame, cabinet Zinich, Athena heater, Crocket, Clay ladder, foot stool, shelf without notice in the event of Bidding Documents may also be examined basket, tools Crocket-Gallmon, Jacqueline totes, settlement between owner and APPLICATION NO. 3544 filed Signed:V.Lashley Date: 12.28.16 by TEMBLOR PETROLEUM at 13617 S. Raider Avenue, Caruthers, CA clothes, bed frame Hall, Doris chairs, bike, obligated party. COMPANY, LLC, proposing to allow a 93609. 01/06/2017, 01/13/2017 table Hunt, Jason chairs, toys, vacuum Security Public Storage, 4420 N. petroleum oil/gas production facility on 4. Prevailing Wage Rates: Pursuant to ------Martinez, Freddy computer, desk, clothes Blackstone Fresno, Ca. 93726 (559)- a 1.6-acre portion of a 315.15-acre parcel Section 1770, California Labor Code, the Mc Bee, Shannon totes, tv, bed frame 226-6655 in the AE-20 (Exclusive Agricultural, 20- successful Bidder shall pay not less than (1) Medrano, Kaylene speaker, tool box, tote 12/30/2016, 01/06/2017 the prevailing rate of per diem wages as NOTICE OF PUBLIC LIEN SALE Moreno, Eileen washer, fridge, recliner ------acre minimum parcel size) Zone District. determined by the Director of California Pursuant to the California Self-Service Moore, Destiney tv, washer, luggage A prior exploratory gas well was approved Department of Industrial Relations. A Storage Facility Act, (B&P Code 21700et. Orosco, Victoria bike, cabinet, tool box for the site under Conditional Use Permit copy of such prevailing rate is on file at seq.), the undersigned will sell at public Shelton, Robert tool box, cabinet, table NOTICE OF SALE No. 3420. The subject parcel is located on the offices of the Caruthers Community auction, on January 20th, 2017 personal Tindle, Bennett chairs, table, tote Tobar, In accordance with the provisions the north side of Mount Whitney Avenue, Services District, which copy will be made property including but not limited to Esther tv, tote, clothes Vasquez, Robin of the California Uniform Commercial between the Butte Avenue alignment and available for examination during business business equipment, electronics, furniture, totes, bed frame, portable stove Code, there being due and unpaid the Lake Avenue Alignment, approximately hours to any party on request: clothing, tools and/or other miscellaneous January 09, 2017 to begin at 9:00 A.M. storage and other charges related to two miles west of the unincorporated 5. Bidders shall furnish a Bid Security items located at: locate d at 7695 N. Palm Ave, Fresno, the storage for which Arabian Villa/ community of Five Points (SUP. DIST. 1) with their Bidder’s Proposal in the amount A-AMERICAN SELF STORAGE @ County of Fresno State of California. Campus corral Mobilehome Park is (APN 050-080-11S). Adopt the Mitigated of 10% of the base bid amount. 10:00am at 2455 N Marks Ave, Fresno, Avalos, Edgar tv, table, linens entitled to a lien as Warehouse on the Negative Declaration prepared for Initial 6. OWNER reserves the right after CA 93722 Matthews, Alisha bicycles, luggage, goods hereinafter described, and due Study Application No. 7190, and approve opening Bids to reject any or all Bids, STORED BY THE FOLLOWING clothing Morales, Jeffrey ladder, pots, notice having been given to the parties Unclassified Conditional Use Permit No. to waive any informality or non- PERSONS: bed set Schneider, Lawarence table, known to claim an interest, and the time 3544 with Findings and Conditions. responsiveness in a Bid, or to make award Richard Orozco chairs, desk Young, Myisha desk, specified in such notice for payment (hereafter, the “Proposed Project”) to the lowest responsive, responsible Lisa Nitz (2) drawers, light fixtures of such charges having expired, notice The County of Fresno has determined that it Bidder and reject all other Bids, as it may Mashanda Hall Signed: V.Lashley & J Chavez Date: is hereby given that these goods will is appropriate to adopt a Mitigated Negative best serve the interest of the OWNER. Rock White 12.14.16 be sold at public auction at 1500 Villa Declaration for the Proposed Project. The 7. Contractor’s License Classification: Prentis Jackson 12/30/2016, 01/06/2017 Avenue, Space 108, Clovis, California purpose of this Notice is to (1) provide In accordance with the provisions Richell Hagy ------93612 on January 16th, 2017 at 10:00 notice of the availability of IS Application of California Public Contract Code, David Gonzales a.m. The following is a brief description No. 7190 and the draft Mitigated Negative Section 3300, Caruthers Community Charles Kornick NOTICE OF PUBLIC SALE OF of the property to be sold: Declaration, and request written comments Services District has determined that Sherann Clay PERSONAL PROPERTY A 1977 Broadmore Mobile Home, thereon; and (2) provide notice of the public CONTRACTOR shall possess a valid Angel Sconiers Notice is hereby given that pursuant Decal Number LAG6726, Serial hearing regarding the Proposed Project. Number(s) CAFLIX709200552, HUD Public Comment Period Class A Contractor’s License at the Robert Souza to Section 21700 of the Business and time of Bid opening and for the duration Sandra Maria Caldwell Professions Code, State of California, Label/Insignia number(s) CAL032963, The County of Fresno will receive written of the contract. Failure to possess the George Walkki the undersigned will sell at Public 62 feet in length and width(Unknown) comments on the Proposed Project and specified license shall render the Bid as Pete Hinojosa Auction by competitive bidding on Purchase of the mobilehome and its Mitigated Negative Declaration from non-responsive and shall act as a bar to Mark L Fields Jr January 13th, 2017 at 1:30 p.m. at contents by any party will require its January 6, 2017 through February 6, 2016. award of the contract to any Bidder not Philquisha Poe Security Public Storage, 2633 W. Shaw removal from Arabian Villa/Campus Email written comments to cmonfette@ possessing said license at the time of Bid Daphne A Brown Ave., Fresno, CA 93711, City of Fresno, Corral Mobilehome Park co.fresno.ca.us, or mail comments to: opening. Favor Gonzales County of Fresno, State of California. Name of Owner: Maxine Hewitt Fresno County Department of Public Works BY THE ORDER OF THE BOARD OF Donnie Owen The goods, chattels or personal goods Amount Due: $5,603.61 and Planning DIRECTORS Vernon Lacy Jr and property of the tenants/units listed Dated at Sunnyvale, California Development Services Division OF THE CARUTHERS COMMUNITY Floyd Mosley below. December 24, 2016 Attn: Christina Monfette SERVICES DISTRICT Melissa J Leon A156 JUNE ANN BEARD By: /s/ JUDY C. TSAI 2220 Tulare Street, Suite A Date_(January 6, 2016) Jada Marshall B134 EVA TORRES Attorney for Arabian Villa/Campus Fresno, CA 93721 /s/ David McIntyre, District Manager Tony Buchanan B150 LOUIS B MARTINEZ Corral Mobilehome Park IS Application No. 7190 and the draft 01/06/2017 Chelsea Cope B206 PAULETTE B SANTOS 710 Lakeway Drive, Suite 180 Mitigated Negative Declaration may be ------Randy Jamison E106 PORCHA BUSH Sunnyvale, CA 94085 viewed at the above address Monday Steven Chavez E172 BRANDY MARIE CONELL (408) 775-8848 through Thursday, 9:00 a.m. to 5:00 (1) BreeAnn Madrigal F036 DESMOND M LOUIS 12/30/2016, 01/06/2017 p.m., and Friday, 8:30 a.m. to 12:30 p.m. NOTICE OF PUBLIC LIEN SALE Allan Kevorkian F112 JOEY ANTHONY REA ------(except holidays), or at www.co.fresno. Business & Professional code S21700 Jamie M Lee G223 MERCEDES A ARELLANO ca.us/viewdocument.aspx?id= 71535. Notice is hereby given that a public Monique Brannen G338 GLORIA AMPARANO NOTICE OF PUBLIC SALE An electronic copy of the draft Mitigated lien sale of the following described Angela Amato H015 RICHARD J KENWORTHY Pursuant to the California Self-Service Negative Declaration for the Proposed personal property will be held at the Richard Hill H109 RICHARD J KENWORTHY Storage Facility Act, (B&P Code Project may be obtained from Christina hour of 8:00 A.M. on January 16, 2017 Stacey A Casebolt H204 CRAIG C DERVISHIAN 21700 et. .seq.), the undersigned will Monfette at the addresses above. sell at public auction, on January 18, Public Hearing located at 1385 N. Maple Ave., Fresno, Rosalinda Perez H216 JAMES L McFADDEN County of Fresno, State of California. Brianna James H225 DANIEL E LOGAN 2017 personal property including but The Planning Commission will hold a The property is stored by Derrel’s Mini Detrick Hill H229 JUDITH LYNNE BERRY not limited to furniture, clothing, tools, public hearing to consider approving Storage, Inc. Melvin Kidd H230 TRINA M BEVINS and/or other household items located at: the Proposed Project and the Mitigated H336 WILLOW A SHANNON Public Storage 22340 Negative Declaration on February 16, Brown, Gregg bumper car, chairs, Laquita Prince Buchanan, Denise stroller, stereo, punch Kelly Keenan Purchased goods are sold as is, and 5045 N. Gates Ave. 2017, at 8:45 a.m., or as soon thereafter as must be removed within one (1) day of Fresno, CA 93722 possible, in Room 301, Hall of Records, bag Carter, Evelyn weight bar, helmet, Manuel S Sanches bicycle Coleman, Willie crates, car Thomas Salaam purchase. Payment is to be with cash 559-277-4314 Time: 11:00 AM 2281 Tulare Street, Fresno, California David Collinge Jr only and made at the time of purchase. 93721. Interested persons are invited to seats, dresser Cortes, Juan bicycles, Stored by the following person (s): lawn mower, tires Delgado, Andrew Catherine Hicks This sale is subject to cancellation A019 John Douglas Morris Jr. appear at the hearing and comment on Jesse Rodrigues without notice in the event of settlement the Proposed Project and draft Mitigated tool box, clothing, totes Echevarria, A021 Matthew Pea Ignacio dresser, speaker, totes Estrada, Alvin Williams between owner and obligated party. B074 Maria Alcantar Negative Declaration. Rudy Valdez Publication dates: December 30th, 2016 For questions please call Christina Leopoldo chairs, chairs, shelf Fierro, C030 Reggie Ruben Jeannette couch, dryer, microwave Cynthia Gersten Dowdy & January 6th , 2017 E010 Melinda Merrell Monfette (559) 600-4245. Shavahuan Johnson Security Public Storage, 2633 W. Shaw Published: January 6, 2017 Garcia, Jose stove, ladder, vacuum E022 Jennifer Bowman Gonzalez, Elizabeth washer, microwave, Christina Garcia Ave., Fresno, Ca. 93711 (559) 222-7479 E027 Kenneth Beamon 01/06/2017 Sally Manivong 12/30/2016, 01/06/2017 ------pc Gomez III, Joe R record player, toys, E030 Bridgette Crunk model cars Huggins, April tool box, Felisha Hawkins ------All sales are subject to prior cancellation. Genoveva Soler (2) (1) ladder, dresser Jett, Priscilla vacuum, Terms, rules and regulations are luggage, shelf Lee, Samantha tv, stereo, Maria Navarro NOTICE OF PUBLIC SALE OF available at sale. Dated on this 30th Caruthers Community Services District PERSONAL PROPERTY Water Systems Improvements microwave Lopez, Jamie crates, shelving, Anna Gonzales day of December 2016 and 6th day table Lopez, Jamie dresser, speakers, Alex Coleman Notice is hereby given that pursuant of January 2017, by PS Orangeco, Water Treatment Plant to Section 21700 of the Business and Request for Bids totes Martinez, Ernesto stereo, shelf, Cicely Hollins (2) Inc., 701 Western Avenue, Glendale, Benisha Phillips Professions Code, State of California, In general, the Work consists of sports equip Minardi, Ryan tote, table, CA 91201, (818) 244-8080, Bond No. tent Morales, Lynn trunk, crates, speakers Latoya Trujillo the undersigned will sell at Public 5857632 constructing a water treatment plant, Elaine Martinez Auction by competitive bidding on backwash tank, reclaim system, water Neal Jr, Harry table, tv, totes Padilla, 12/30/2016, 01/06/2017 26 Opinion www.thebusinessjournal.com FRIDAY, JANUARY 6, 2017 State lawmakers continue to meddle in, restrain EDITORIAL employers’ business Just as the holidays were heating of work to an existing nonexempt ship, tilting the scales against ramento, is passed, now some of up a few weeks ago, a state law- employee before hiring an addi- those who sign the paychecks, the state’s smallest businesses will maker introduced a measure that tional employee or subcontractor. taking away decisions that are be required to churn out reams of would further strip away the au- AB 5 even goes a step further necessary in running a successful paperwork just so they won’t be tonomy of Golden State employers. than the San Jose measure, which business. sued for doing about the only thing Assemblymember Lorena Gonza- applies to companies with 36 or But as the Chamber also points people seem to applaud employers lez (D-San Diego) on Dec. 5, 2016, more employees. out — and this may be the most for doing these days — creating introduced the “Opportunity to Groups such as the San Jose ominous part — it creates a new jobs. Work Act,” which is modeled after Silicon Valley Chamber of Com- level of compliance for businesses. After a whirlwind session in a first-of-its-kind ordinance passed merce have spoken out against the Because with any new law on the Sacramento that created new levels by a majority of voters in San Jose local ordinance, saying it reduces books, there is ultimately “certain of regulation for the state’s employ- in November. the flexibility of employers. And of documentation” that would be re- ers, let’s hope 2017 brings a little Gonzalez’s measure would re- course it does. Regulation in Cali- quired on the part of the employer, clarity and common sense. Bills quire employers with 10 or more fornia is slowly but surely altering according to the bill’s text. like AB 5 have no place in today’s employees to offer additional hours the employer-employee relation- So if AB 5, as it is called in Sac- economy. Does your small business need WILL TRUMP KEEP credit insurance? Five years ago, small business small business when she purchased HIS VOW TO 'OPEN owner Mickey Swortzel faced a seri- credit insurance. A simple inter- ous threat when several of her major net search helped her locate an clients filed for bankruptcy. insurance provider in her area that Swortzel was lucky, though; her offered policies from reputable UP THE WATER' tech company wasn’t ultimately companies. affected. But the situation did make “While the peace of mind that our her wonder: What if those busi- receivables are insured is comfort- FOR VALLEY nesses had owed her money and ing, the real benefit is the third- couldn’t pay? “It was a wake-up call party credit review all of customers to what can happen, and it caused us must go through in order to get any to consider credit insurance,” says credit with our company,” Swortzel FARMERS? Swortzel, CFO and co-founder of says. If customers want to apply for New Eagle in Ann Arbor, Michigan. credit, they complete an application When Donald Trump held a rally in Fresno in May After the close call, Swortzel that Swortzel’s insurance company purchased credit insurance for her reviews, then recommends whether 2016, he made a specific vow to “open up the water” business. Also known as receivable or not a customer should receive insurance, this safeguard provides credit. “We work with a lot of for Valley farmers. While the national media made small business owners protection new startup companies, and it has hay with some of Trump’s claims that there was no for the money they’re owed. Swortz- helped us say no to credit because el’s agent recommended that busi- they have not passed underwriting,” drought in California, only those with knowledge of nesses consider purchasing credit Swortzel says. insurance once revenue reaches $10 Swortzel says that a downside of how Valley farmers receive their water recognized million, but “we are under that credit insur- the very real control the federal government revenue target and still find it ance is anger- well worth the expense,” she says. ing customers has over the system. A majority (52 percent) of (Some insurance companies offer — and possibly policies geared toward smaller losing them respondents to this week’s web poll believe Trump businesses; Euler Hermes’ Sim- — if her busi- will keep his vow, while 40 percent say no and 8 plicity policy, for example, covers ness won’t extend credit. However, businesses with up to $5 million in customers who are denied still have percent are unsure. One hundred seventy-three annual sales.) options: They can submit additional Credit insurance isn’t cheap, financial records or wait for an- votes were cast. though — it can run 0.1-0.4 per- other review. “We have had some cent of a business’ total sales. But customers find other suppliers due Swortzel and her insurance agent to our credit policies, and while worked to keep costs down by regu- we are disappointed, we have to be YES 52 PERCENT larly reviewing the business’ list of good stewards of our company as a customers and their buying habits. whole,” Swortzel says. Here, she shares why small busi- While credit policies may have NO 40 PERCENT ness owners should consider credit negative short-term consequences insurance — along with a few tips. such as upsetting customers, NOT SURE 8 PERCENT For small business owners think- Swortzel believes the downsides are ing of purchasing credit insurance, well worth the benefits, and having the first step is to determine what credit insurance has even helped could happen if you choose not to her business grow. She’s been able do so. Look at your base of custom- to increase lines of credit by letting ers or clients, and “if there are risks financial institutions know that her with customers who make up more business has credit insurance. “It than 10 percent of your revenue, it has improved our relationship with may be worth considering receiv- our bank and investors as they rec- able insurance,” Swortzel says. ognize our commitment to financial Also, consider how much credit stability,” she says. you’re providing, and whether or not you’re vetting your customers to Founded in 1943, and headquartered that level. in Nashville, Tennessee, the National Credit insurance is available from Federation of Independent Busi- a plethora of national providers, but ness is America’s leading small-busi- Swortzel chose to support another ness advocacy association. FRIDAY, JANUARY 6, 2017 www.thebusinessjournal.com Contact Us 27

1315 Van Ness Ave., Ste. 200, Fresno, CA 93721

Top local executive P: 559.490.3400 F: 559.490.3531 Location of 2006 budget headquarters | ––––––––––––– Year founded locally Karla Kay Fullerton

Fresno Organization publication Membership area ––––––––––––– WND ns Annual Dues ––––––––––––– tio 1917 Doug Broten, socia CEO l As Local activity Membership criteria Agriculture Today, Friday Follow-up Fresno na • members Fresno County o $2,011,058 ssi • chapters ––––––––––––– fe • staff $75 sustaining ––––––––––––– ro Telephone $125 voting 1950 Mary Van Ness www.thebusinessjournal.com P Fax In the Central San Joaquin Valley – ranked by number of local members; if tied by number of staff. County publications Fresno Name of association Those wishing to support agriculture in Fresno Newsletter, annual member roster, consumer Address WND • 5,000 San Joaquin Valley ––––––––––––– Web site or e-mail address • 1 ––––––––––––– 1905 Al Smith, 2006 237-0263 • 5 $380 (2005) 237-3396 presidet/CEO Grapevine, Realtor Magazine Fresno Commitment to ethical business Fresno County Farm Bureau Fresno County 1274 W. Hedges Ave. •3,734 $990,000 Fresno, Calif. 93728 • 1 ––––––––––––– WND ––––––––––––– 1 www.fcfb.org 1895 222-8111 • 28 Bobbie Lee, (1) [email protected] 228-6518 executive director Valid real estate license Membership Directory, Guide to Fresno Fresno Better Business Bureau •3,731 WND Fresno County 2519 W. Shaw Ave., Ste. 106 • 1 • 9 ––––––––––––– ––––––––––––– 2 Fresno, Calif. 93711 490-6400 WND 1882 (3) www.bbb.org 490-6464 Mike Cully, president/CEO The Bar Bulletin Business in Fresno and surrounding counties Visalia Fresno Association of Realtors 6720 N. West • 1,900 Fresno County $1,000,000 Fresno, Calif. 93711 • N/A ––––––––––––– ––––––––––––– 3 $115 1899 www.fresnorealtors.com 495-4800 • 12 Jim Ware, (2) 495-4811 president/CEO California Member in good standing with the state bar of Monthly newsletter, annual membership, Greater Fresno Area directory, annual Visalia map Clovis Chamber of Commerce • 1,200 Tulare County 2331 Fresno Street WND • N/A ––––––––––––– 4 Fresno, Calif. 93721 • 3 Varies (4) 264-2619 ––––––––––––– www.fresnochamber.com 264-8726 1912 Anthony Forestiere,president CPA/chapter Businesses and civic minded individuals Clovis Chamberchamber monthly directory newsletter, annual Fresno County Bar Association • 1,130 Redwood City 1221 Van Ness Ave., Ste. 300 • WND Fresno, Calif. 93721 Central California $71,000 5 734-5876 • 8 ––––––––––––– www.fresnocountybar.org ––––––––––––– Upcoming Focus Topics Upcoming Lists (5) 734-7479 $185 and up 1970 Businesses in good standing Visalia Chamber of Commerce California CPA Magazine, CalCPA Fresno Stephanie Espinosa 220 N. Santa Fe Chapter Bulletin, CalCPA Clips (online) Visalia, Calif. 93292 • 1,100 6 www.visaliachamber.org • WND Fresno, Madera, Kings and Sacramento Tulare counties (6) [email protected] 299-7363 • 6 299-2969 ––––––––––––– WND varies ––––––––––––– WND Clovis Chamber of Commerce Licensed CPAs,non-CPA CPA candidates, associates students, and 325 Pollasky Ave. Clovis, Calif. 93612 Perspective Magazine Roxanne Greenwood, 7 www.clovischamber.com • 864 executive director (7) [email protected] • 1 Fresno, Madera, Kings and 876-3800 • 1 Tulare counties Fresno 876-3880 ––––––––––––– $113 base WND California Society of Certified Public Accountants plus $1.35 per unit ––––––––––––– (CalCPA) housing 1922 P. O. Box 729 Ownership or management of residential rental 8 Sanger, Calif. 93657 Weekly newsletter, monthly safety newsletter, • 800 annual membership directory, various (10) www.calcpa.org • 1 Donnette Silva Carter [email protected] educational books and reference material 221-2533 • 1 WND 221-2503 Porterville ––––––––––––– $250 $310,000 California Apartment Association ––––––––––––– 1907 516 W. Shaw Ave., Ste. 200 Firms involvedconstruction in, or associated industry in or with the Each week, The Business Journal takes an in-depth look Fresno, Calif. 93722 Each week, The Business Journal ranks the Valley’s 9 www.caanet.org • 785 Chamber CONNECT, local map, community (12) [email protected] • 1 and business resource guide Lorena Martinez 237-1831 • 9 Central Valley Fresno 264-2532 ––––––––––––– varies $250,000 Fresno Builders Exchange Open to all ––––––––––––– 1244 N. Mariposa St. 1984 Fresno, Calif. 93703 10 [email protected] • 540 Business Link, travel guide (NR) Valjean Xaiz www.fresnobuildersexchange.com • N/A • 3 784-7502 Central Valley 784-0770 Sacramento ––––––––––––– $150 - $500 WND Porterville Chamber of Commerce Businesses ––––––––––––– 93 N. Main St. 1912 at an industry or an issue facing the Valley with its Focus Porterville, Calif. 93257 Cindy Howell, hottest growth industries from tourism to health care 11 [email protected] • 513 The Grapevine Bulletin executive director (NR) www.chamberporterville.com • 1 Roseann Galvan, 495-4817 • 2 president Selma 495-4811 Fresno and Madera counties ––––––––––––– $150,000 $255 Central California Hispanic Chamber of Commerce WND ––––––––––––– 2331 Fresno St., Ste. 114 1929 Fresno, Calif. 93721 12 www.cchcc.net • 450 Dora C. Rivera (NR) [email protected] 18 brochures, membership directory, monthly • 1 newsletter, promotional flyer, economic profiles • 2 438-7284 Central Valley Fresno 438-7287 ––––––––––––– $350,000 $25 - $250 ––––––––––––– Fresno-Madera Dental Society WND 2001 section. We welcome input from the business community. If 371 E. Bullard Ave., Ste. 120 to mortgage lenders. To be considered for one of our Fresno, Calif. 93710 Stanley Kooyumjian, 13 • 352 Directory, newsletter,loan information brochures, flyers, micro- executive director (NR) www.fmds.com • N/A Fresno Fresno 891-2235 • 2 896-7075 ––––––––––––– $476,000 $250 - $500 ––––––––––––– 1955 Selma District Chamber of Commerce 1821 Tucker St. Business, individuals, students Lynda Lahondy, Selma, Calif. 93662 What’s Up Downtown CEO 14 [email protected] • 300 (13) www.cityofselma.com unrestricted Lemoore • WND ––––––––––––– 222-8705 • 3 222-8706 $25 - $2500 $200,000 ––––––––––––– 1929 Fresno Area Hispanic Chamber of Commerce Anyone with andowntown interest in Fresno the revitalization of 1456 W. Shaw Lemoore Lifestyles you would like to be considered as a source for an upcoming Fresno, Calif. 93711 • 275 lists, please contact Chris Rose at 559.490.3448 or 15 • 1 [email protected] (15) www.fahcc.org • 2 490-9966 Lemoore Kingsburg Jess Chambers, executive director 490-9968 ––––––––––––– $185 - $920 $165,000 ––––––––––––– Has your Downtown Association of Fresno 1922 2014 Tulare St., Ste. 713 Individuals, businesses, churches, students Fresno, Calif. 93711 16 • 270 Sweedish Village Voice Vicki Von Tersch, (17) www.downtownfresno.org • WND RHU, LUTCF 924-6401 • 3 924-4520 Kingsburg andareas surrounding Falls Church, Va. ––––––––––––– WND $125 - $275 Lemoore Chamber of Commerce Various categories ––––––––––––– 300 E St. 1921 17 Lemoore, Calif. 93245 focus, please call the editorial department at 559.490.3400 or www.lemoorecofc.com • 200 Lifewire Newsletter e-mail [email protected]. (14) Ralph H. Hinds • WND 897-1111 • 1 897-4621 Fresno/Madera Counties WND ––––––––––––– $387 WND Kingsburg District Chamber of Commerce 1475 Draper St. ––––––––––––– Life insurance industry 1912 Kingsburg, Calif. 93631 18 [email protected] WND Ogle (18) www.kingsburgchamberofcommerce.org • 182 D. • 1 ch: Robin sear 439-4087 • WND WND Re 17, 2006 March 227-1463 Lee Onna Macielate: ––––––––––––– tion d WND blica National Association of Insurance & Financial l p u gina Advisors-Fresno WND Ori (NAIFA-Fresno) Kings e-mail: [email protected]. 19 4747 N. First St., Ste. 140 (19) Fresno, Calif. 93726 • 150 www.naifafresno.org • WND 591-2707 • 3 Fresno-Madera Medical Society, 591-2712

Dinuba Chamber of Commerce all respondants ranked on this list. 210 N. L St. Dinuba, Calif. 93618 is correct. Not 20 www.dinubacommerce.org (NR) [email protected] all information given

ey: WND: Would not disclose. K each association. The Business Journal assumes NR: Not ranked. Not all sourcesRepresentatives responded from to phone or fax inquiries. Source: County Farm Buerau, Central California Association of Health Underwriters and The Advertising Federation, did not respond for this years listing. company Jan 13 Health Care Jan 13 Professional Associations Jan 20 Employment Jan 20 Largest Commercial Real Estate Deals been Jan 27 Residential Real Estate Jan 27 Residential Real Estate Developers/Firms featured in Feb 3 Banking & Finance Feb 3 Higher Paid Public Rmployees

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