BANKS IN NORTHEAST RANKED BY DEPOSITS

Bank NE Ohio Deposits Address ($ millions) Percent Employees Rank Phone/web site 6-30-04 6-30-03 change Offices (Company wide) Holding company Top local executive 1 KEYBANK NA 17,940.8 16,680.4 7.6 82 16,143 KeyCorp, Henry L. Meyer III, 127 Public Square, Cleveland 44114 chairman, CEO, KeyCorp 216-689-3000/www.keybank.com 2 NATIONAL CITY CORP. 13,521.3 16,152.7 -16.3 109 10,668 National City Corp., Cleveland David A. Daberko, chairman, CEO 1900 E. Ninth St., Cleveland 44114 216-222-2000/www.nationalcity.com 3 CHARTER ONE BANK NA 5,077.1 5,438.1 -6.6 114 22,679 The Royal Bank of Scotland Group PLC, Thomas Hollister, president, CEO 1215 Superior Ave., Cleveland 44114 Edinburgh, Scotland 216-566-5300/www.charteronebank.com 4 FIRSTMERIT BANK NA 4,902.4 4,589.9 6.8 99 3,244 FirstMerit Corp., Akron John R. Cochran, chairman, CEO III Cascade Plaza, Akron 44308 888-384-6388/www.firstmerit.com 5 FIFTH THIRD BANK 3,134.1 3,185.3 -1.6 78 11,329 Fifth Third Bancorp, Cincinnati Robert J. King, Jr., president, CEO 600 Superior Ave. E, Cleveland 44114 216-274-5300/www.53.com 6 BANK ONE CORP. 3,065.1 3,194.9 -4.1 64 71,630 JPMorgan Chase & Co., New York James Malz, president, 600 Superior Ave., Cleveland 44114 Cleveland and Northeast Ohio market 877-226-5663/www.bankone.com 7 HUNTINGTON NATIONAL BANK 2,650.8 2,423.4 9.4 58 7,645 Inc., Columbus Daniel E. Klimas, president, 917 Euclid Ave., Suite 200, Cleveland 44115 Northern Ohio region 216-515-6000/www.huntington.com 8 U.S. BANK NA 2,002.6 2,062.0 -2.9 87 45,977 U.S. Bancorp, Minneapolis Kurt C. Treu, president, 1350 Euclid Ave., Cleveland 44115 U.S. Bank, Cleveland 216-623-9300/www.usbank.com 9 SKY BANK 1,008.3 938.2 7.5 36 3,518 Sky Financial Group Inc., Bowling Green Richard Hollington III, 10 E. Main St., Salineville 43945 regional president 440-247-0631/www.skyfi.com 10 LORAIN NATIONAL BANK 591.9 592.0 0.0 20 263 LNB Bancorp Inc., Lorain James F. Kidd, president, CEO 457 Broadway Ave., Lorain 44052 440-244-6000/www.4lnb.com 11 REPUBLIC BANK 348.5 328.5 6.1 14 1,126 Republic Bancorp Inc., Owosso, Mich. David G. Stickel, president, 29225 Chagrin Blvd., Pepper Pike 44122 Ohio region 216-514-3484/www.republicbk.com 12 MIDDLEFIELD BANKING CO. 223.8 204.2 9.6 5 74 Middlefield Banc Corp., Middlefield Thomas G. Caldwell, president, CEO 15985 E. High St., Middlefield 44062 440-632-1666/www.middlefieldbank.com 13 FARMERS SAVINGS BANK 174.9 164.6 6.3 2 29 NA Howard E. West, president 111 W. Main St., Spencer 44275 330-648-2441 14 INDEPENDENCE BANK 134.9 148.9 -9.4 1 26 Independence Banccorp, Independence Christopher Mack, president, CEO 4401 Rockside Road, Independence 44131 216-447-1444 15 MORGAN BANK NA 110.7 86.1 28.6 2 31 Morgan Bank Corp., Hudson William A. Dougherty, president, CEO 10 W. Streetsboro St., Hudson 44236 866-656-3267/www.morganbank.net 16 PORTAGE COMMUNITY BANK 102.9 85.5 20.4 1 34 Portage Bancshares Inc., Ravenna Rick Coe, president, CEO 1311 E. Main St., Ravenna 44266 330-296-8090 17 WESTERN RESERVE BANK 101.3 80.1 26.5 2 30 Western Reserve Bancorp Inc., Medina Edward McKeon, president, CEO 4015 Medina Road, Medina 44258 330-764-3131/www.westernreservebank.com 18 BUCKEYE COMMUNITY BANK 69.4 57.8 20.1 1 18 Buckeye Bancshares Inc., Lorain Bruce E. Stevens, president, CEO 105 Sheffield Center, Lorain 44055 440-233-8800/www.buckeyebank.com 19 SHOREBANK 54.0 53.5 0.9 1 13 Shorebank Corp., Chicago Stephanie McHenry, president, CEO 540 E. 105th St., Cleveland 44108 216-268-6100/www.shorebankcleveland.com 20 LIBERTY BANK NA 47.1 41.6 13.2 2 24 NA William A. Valerian, CEO 2351 Edison Blvd., Twinsburg 44087 330-425-3033/www.libertybankna.com 21 FIRST NATIONAL BANK OF 42.9 46.7 -8.1 3 1,450 F.N.B. Corp, Hermitage, Pa. Steve Gurgovits, president, CEO 166 Main St., Greenville 16125 800-494-2265/www.fnb-online.com 22 CHAMPAIGN NATIONAL BANK & TRUST 33.8 30.9 9.4 1 92 Futura Banc Corp., Urbana Kurt Lutz, regional vice president 529 N. Cleveland Masillon Road, Akron 44333 330-670-8080/www.champaignbank.com 23 CORTLAND SAVINGS AND BANKING CO. 32.1 33.1 -3.0 2 160 Cortland Bancorp, Cortland Rodger W. Platt, 194 W. Main St., Cortland 44410 chairman, president, CEO 330-637-8040/www.cortland-banks.com 24 FIRST NATIONAL BANK 29.1 30.1 -3.3 2 136 National Bancshares Corp., Orrville Charles J. Dolezal, chairman, president 112 W. Market St., Orrville 44667 330-682-1010/www.fnborrville.com 25 AMERICAN NATIONAL BANK 24.0 22.3 7.8 1 19 American National Bancorp, Parma Richard E. Wise, chairman, 5603 Ridge Road, Parma 44129 David Null, president, CEO 440-884-1112 26 UNIZAN BANK NA 12.7 14.9 -15.0 1 591 Unizan Financial Corp., Canton Roger L. Mann, president, CEO 220 Market Ave. South, Canton 44702 800-346-2011/www.unizanbank.com BANKS IN NORTHEASTERN OHIO RANKED BY DEPOSITS

Bank headquarters NE Ohio Deposits Address ($ millions) Percent Employees Rank Phone/web site 6-30-04 6-30-03 change Offices (Company wide) Holding company Top local executive 27 APPLE CREEK BANKING CO. 6.7 5.9 13.6 1 43 Apple Creek Banc Corp., Apple Creek Alfred C. Leist, chairman 21 E. Main St., Apple Creek 44606 330-698-5003 Source: Federal Deposit Insurance Corp., www.fdic.gov. Banks with deposits in the Crain’s Cleveland Business coverage area of Cuyahoga, Geauga, Lake, Lorain, Medina, Portage and Summit counties are included in this list. Only deposits from those counties are used for the NE Ohio deposit numbers. Number of offices represents offices in our coverage area. NA=Not Available. LIST RESEARCHED BY DEBORAH W. HILLYER Crain’s Cleveland Business uses staff research and the most current references available to The Book of Lists is available on disk, CLEVE BUSINELAND SS produce its listings, but there is no guarantee these listings are complete. We welcome all ® call 1-888-909-9111 or download now from responses to our lists and will include omitted information or clarifications in coming issues. www.CrainsCleveland.com