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1 This Week in Wall Street Reform Table of Contents THIS WEEK IN WALL STREET REFORM TABLE OF CONTENTS CFPB and Consumer Issues................................................................................................................................... 4 Richard Cordray Appointment .................................................................................................................... 4 Obama Has Recess Appointment Power, Justice Department Says ......................................................... 4 Senate Republicans eyeing suit on Obama appointees ............................................................................. 4 House GOP to target Obama recess appointments? ................................................................................. 4 Chamber backs off attack on consumer protection panel .......................................................................... 4 Cordray, the Chamber, and the CFPB ....................................................................................................... 5 WSJ Editorial - Contempt for the Constitution ............................................................................................ 5 Linda Hilton op-ed -Salt Lake Tribune - Hatch and Lee disappointed Utah consumers ............................ 5 Eileen Ambrose - Wish list for new director of Consumer Financial Protection Bureau ............................. 5 Orson Aguilar - The Greenlining Institute - Obama did the right thing by appointing CFPB chief ............. 5 Kevin DeMarrais - Consumers win with CFPB appointee .......................................................................... 6 The Daily Show – Commission: Impossible ............................................................................................... 6 Consumer Issues .......................................................................................................................................... 6 Consumer Bureau Gets Busy With Mortgage Probe .................................................................................. 6 Consumer bureau chief looking into Buy Here Pay Here auto dealers ...................................................... 6 Hefty Profit Seen for Card Issuers .............................................................................................................. 7 Why 2012 will be the year of prepaid credit cards ...................................................................................... 7 PayPal Launches Pilot With Home Depot to Offer In-Store Payment Service ........................................... 7 Suze Orman introduces prepaid debit card ................................................................................................ 7 Checking accounts vs prepaid cards, Suze Orman edition ........................................................................ 8 Cordray Says Consumer Bureau Backs Changing Attorney-Client Rule ................................................... 8 New CFPB chief Cordray to testify before House panel ............................................................................ 8 Ed Mierzwinski - Professor's paper on "Industry's Misguided Quest to Undermine the CFPB" ................. 8 Shadow Markets and Systemic Risk ..................................................................................................................... 9 CFTC Votes 4-to-1 for Rules Aimed at Wall Street Swap Abuse ............................................................... 9 Swap Dealers Rule OK'd ............................................................................................................................ 9 Americans Proving Clueless Paying Wall Street $20 Billion for Broken Swaps ....................................... 10 Whistleblower Bill Draws Lobbying ........................................................................................................... 10 Bank Regulators to Allow Leeway on Capital Rule .................................................................................. 10 John Gapper - Promises that proved ultimately empty ............................................................................ 11 Vikram Pandit - Apples v apples – a new way to measure risk ................................................................ 11 Simon Johnson - Refusing To Take Yes For An Answer On Bank Reform ............................................. 11 Raymond J. Learsy - SEC Alters Enforcement Policy. Too Late for Goldman Sachs and the Nation ..... 11 Futures industry nabs former government regulator as new leader ......................................................... 12 1 Commodity Speculation ............................................................................................................................. 12 UPDATE: SIFMA, ISDA Ask Court To Put Position-Limit Rules On Hold ................................................ 12 Judges set for CFTC position limits challenge ......................................................................................... 12 Banks Fuel Hunger, Need Position Curbs, Environment Group Says ..................................................... 12 Volcker Rule ................................................................................................................................................ 13 Michael Hiltzik - Bankers' opposition to Volcker rule is no surprise ......................................................... 13 International ................................................................................................................................................ 13 Draghi hails „tentative‟ stabilisation ........................................................................................................... 13 For Europe, Few Options in a Vicious Cycle of Debt ............................................................................... 13 Foreclosures and Housing ................................................................................................................................... 13 State prosecutors confer over US mortgages probes .............................................................................. 13 US foreclosure rate lowest since pre-recession ....................................................................................... 14 Foreclosures expected to rise, pushing home prices lower ..................................................................... 14 Foreclosure reviews to take longer than expected ................................................................................... 14 Freddie extends mortgage forbearance for unemployed ......................................................................... 14 From East and West, Foreclosure Horror Stories .................................................................................... 14 Joel Sucher - Treasury's on First, FHFA's on Second, I Don't Know's on Third ...................................... 15 Obama loan modification program moving slowly .................................................................................... 15 Mortgage modification scams trap desperate homeowners ..................................................................... 15 80 Percent Of Homeowners Behind On Mortgage Ineligible For Loan Modification Program ................. 15 Big Banks Face Inquiry Over Home Insurance ........................................................................................ 15 Fannie Mae CEO quits ............................................................................................................................. 16 Ray Brescia - 2012: For Banks, the Year of Fear and Litigation, and a Chance for Peace ..................... 16 CFPB Gears Up to Examine Mortgage Firms .......................................................................................... 16 Executive Compensation ...................................................................................................................................... 16 Proxy Access Win at KSW ........................................................................................................................ 16 Wall Street Prepares to Take Sharp Pay Cut ........................................................................................... 17 Do bankers‟ bonuses reward risky behavior? ........................................................................................... 17 Wall Street Employees Threaten To Quit If Bonuses Aren't Up To Snuff ................................................ 17 A Paradox of Smaller Wall Street Paychecks ........................................................................................... 17 Executive pay across the world ................................................................................................................ 17 Executive Compensation: What Will 2012 Bring? .................................................................................... 18 Student Lending .................................................................................................................................................... 18 Consumer Agency Sees Problems in Student Loan Business ................................................................. 18 Drowning in debt before they knew it ....................................................................................................... 18 FTT .........................................................................................................................................................................
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