2020 State of Texas Low Income Housing Plan and Annual Report 1
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STATE of TEXAS 2020 Low Income Housing Plan and Annual Report TEXAS DEPARTMENT OF HOUSING AND COMMUNITY AFFAIRS Proud administrator of Texas’ new Ending Homelessness Fund Created during the 85th Legislative Session, the Ending Homelessness Fund (the Fund) officially launched in January 2018 through coordination between the Texas Department of Housing and Community Affairs (TDHCA) and the Texas Department of Motor Vehicles. Texans have an opportunity to donate to the Fund when completing their first-time Vehicle Registration or Vehicle Registration Renewal. The Fund supports the state’s efforts to combat homelessness. From its launch through July 2019, contributions to the Fund totaled more than $230,000. Maximizing every dollar graciously donated by Texans, TDHCA leverages contributions with the current federally-funded Emergency Solutions Grant (ESG) Program and state-funded Homeless Housing and Services Program (HHSP). In October 2019, the TDHCA Governing Board approved the first distribution of funds through the Fund. Six Texas cities, Arlington, Austin, Dallas, El Paso, Plano and Texarkana each received approximately $35,000 to complement their homelessness prevention services, such as homeless assistance, prevention, emergency shelter operations, and case management. To learn more about the Ending Homlessness Fund visit: www.tdhca.state.tx.us/home-division/ending-homelessness-fund.htm Table of Contents Contents Section 1: Introduction _______________________________________________________________ 3 Institutional Structure _____________________________________________________________ 4 Agency Mission and Charge ________________________________________________________ 4 Administrative Structure __________________________________________________________ 5 2019 State of Texas Low Income Housing Plan and Annual Report _______________________ 7 Section 2: Housing Analysis ___________________________________________________________ 9 Data Sources and Limitations _____________________________________________________ 10 State of Texas Overview __________________________________________________________ 13 Special Needs Populations _______________________________________________________ 31 Housing Assessment ____________________________________________________________ 49 Local Assessment of Need ________________________________________________________ 59 Section 3: Annual Housing Report _____________________________________________________ 61 Operating and Financial Statements _______________________________________________ 62 Statement of Activities ___________________________________________________________ 62 Statement of Activities by Uniform State Service Region _______________________________ 78 Housing Sponsor Report Analysis __________________________________________________ 92 Geographic Distribution of Housing Tax Credits _______________________________________ 92 Section 4: Action Plan _______________________________________________________________ 97 2019 TDHCA Programs __________________________________________________________ 98 Housing Support Continuum _____________________________________________________ 122 TDHCA Allocation Plans _________________________________________________________ 130 Policy Initiatives _______________________________________________________________ 134 Special Needs Populations ______________________________________________________ 136 Section 5: Public Participation _______________________________________________________ 147 Community Involvement ________________________________________________________ 148 Participation in TDHCA Programs _________________________________________________ 151 Public Participation in Program Planning ___________________________________________ 152 Preparation of the SLIHP ________________________________________________________ 153 Section 6: 2018-2019 Colonia Action Plan ____________________________________________ 155 Policy Goals ___________________________________________________________________ 155 Overview ______________________________________________________________________ 156 Population and Poverty _________________________________________________________ 156 Housing ______________________________________________________________________ 157 2020 State of Texas Low Income Housing Plan and Annual Report 1 Table of Contents Colonia Beneficiaries ___________________________________________________________ 157 Colonia Self-Help Centers ________________________________________________________ 158 Border Field Offices ____________________________________________________________ 159 Texas Bootstrap Loan Program ___________________________________________________ 159 Section 7: Texas State Affordable Housing Corporation Annual Action Plan _________________ 161 Appendix A: Legislative Requirements for the SLIHP _________________________________ 183 Appendix B: Housing Analysis Regional Tables ______________________________________ 187 Appendix C: Racial and Ethnic Composition of Households and Individuals Receiving Assistance through Community Affairs Programs or Homelessness Programs _____________________ 203 Appendix D: TDHCA Goals and Objectives __________________________________________ 227 Appendix E: Bibliography ________________________________________________________ 235 Appendix F: Acronyms __________________________________________________________ 241 2020 State of Texas Low Income Housing Plan and Annual Report 2 Introduction SECTION 1: INTRODUCTION The Texas Department of Housing and Community Affairs (TDHCA or the Department) is the State of Texas’ lead agency responsible for affordable housing, community and energy assistance programs, colonia activities, and regulation of the state's manufactured housing industry. TDHCA offers a range of housing assistance programs for lower income Texans with services ranging from homelessness prevention to homeownership. This section is organized as follows: Institutional Structure Agency Mission and Charge Administrative Structure 2020 State of Texas Low Income Housing Plan and Annual Report (SLIHP) Overview 2020 State of Texas Low Income Housing Plan and Annual Report 3 Introduction INSTITUTIONAL STRUCTURE In 1991, the 72nd Texas Legislature created the Texas Department of Housing and Community Affairs. The Department’s enabling statute, Tex. Gov’t Code Chapter 2306, combined programs from the Texas Housing Agency, the Texas Department of Community Affairs, and the Community Development Block Grant (CDBG) Program from the Texas Department of Commerce. On September 1, 1992, two programs were transferred to TDHCA from the Texas Department of Human Services: the Low Income Home Energy Assistance Program (LIHEAP) and the Emergency Nutrition and Temporary Emergency Relief Program (ENTERP). LIHEAP remains at the Department, but ENTERP was discontinued in 2006. Effective September 1, 1995, in accordance with House Bill 785 from the 74th Texas Legislature, the regulation of manufactured housing was transferred to the Department. In accordance with House Bill 7 from the 77th Texas Legislature, effective September 1, 2002, the CDBG and Local Government Services programs were transferred to the newly-created Office of Rural Community Affairs, now the Office of Rural Affairs, within the Texas Department of Agriculture (TDA). TDHCA, through an interagency agreement with TDA, administers 2.5% of the CDBG funds to be used for colonia Self-Help Centers (SHCs) along the Texas-Mexico border. Effective September 1, 2002, in accordance with Senate Bill 322 from the 77th Texas Legislature, the Manufactured Housing Division became an independent entity that is administratively attached to TDHCA. Effective July 1, 2011, the CDBG Disaster Recovery Programs were transferred from TDHCA to the Texas General Land Office. AGENCY MISSION AND CHARGE The mission of TDHCA is to administer its assigned programs efficiently, transparently, and lawfully, and to invest its resources strategically and develop high quality affordable housing which allows Texas communities to thrive. TDHCA accomplishes this mission by administering a variety of housing and community affairs programs primarily for households whose incomes are low to moderate as determined by either Area Median Family Income (AMFI), Area Median Income (AMI), or the federal poverty level. A major function of TDHCA is to act as a conduit for federal resources and grant funds for housing and community services including serving as a Public Housing Authority (PHA). Since several major housing programs require the participation of private investors and private lenders, TDHCA also operates as a Housing Finance Agency (HFA). With a few limited exceptions, TDHCA does not assist individuals or households directly. Rather, TDHCA awards funds and other assistance to local organizations, who utilize this assistance to meet local housing needs in accordance with applicable state and federal laws, rules, and regulations and contractual terms. More specific policy directives are provided in Tex. Gov’t Code §2306.002: (a) The legislature finds that: (1) every resident of this state should have a decent, safe and affordable living environment; (2) government at all levels should be involved in assisting individuals and families of low income in obtaining a decent, safe, and affordable living environment; and (3) the development and diversification of the economy, the elimination of unemployment or underemployment, and the development or expansion of commerce in this state should be encouraged.