BRA-535A / 9-20 P 1 BRA535 States (US). Popular (Tortola). Islands in Withdrawals statement period andtheaccountisstillopenon lastdayoftheaccountstatement ortheinterestpaymentperiod. Interest The APYdisclosedisbasedonan averagedailybalanceof Money MarketSavingsSection The APYdisclosedisbasedonan averagedailybalanceof equal orgreaterthan Checking Average DailyBalance Interest* stop paymentandrenewal) Stop paymentfor12months(simultaneous Stop paymentextension Stop paymentfor6months Checkbook Order Check relatedfees in foreigncountries Withdrawals atATMsandpurchases not membersoftheATHNetwork Withdrawals atprivatelyownedATMsthatare Network) and that Withdrawals Automated TellerMachine(ATM)Fees Electronic debitcancellation(EFT) ATH /Internationalcardreplacement Guaranteed withSavings* Reserve LineofCredit Dormant accountfee Monthly servicefee Minimum depositneededtoopenaccount ACCOUNT OPENINGANDUSAGE Puerto are Credit Equal orhigherthan: (USVI) Bank are members Rico Withdrawals Section at computed at Unions or ATMs ATMs (BPPR), $250,000.00 $100,000.00 and $50,000.00 $25,000.00 $10,000.00 to of : $500.00 An belonging other $500.00 the associated belonging in and at Interest in ATH British banks ATMs United credited . to Network to Rate : ToobtainthedisclosedAnnualPercentage Yieldaminimumaveragedailybalanceof Banco Virgin to in belonging States other the monthly. the of (Banks Popular Islands 0.08% banks United Virgin ATH to Interest will In theMoneyMarketSection: 5.00% Lessthan: interest rate be the savings $10.00 $10.00 $15.00 $10.00 $50.00 $15.00 $12.00 Varies 2.00% $2.00 $0.50 $0.00 $5.00 $250,000.00 $100,000.00 will paid $50,000.00 $25,000.00 $10,000.00 above be or more $500.00 $500.00 with paid an Per checkorgroupofchecksinsequence. For extendingtheoriginalstoppaymentperiodfor6additionalmonths. Per checkorgroupofchecksinsequence. Depending onthestyleyouselectplusshippingcosts. charged byBPPRafterconversiontoUSDCurrency. ATM and Applies Applies toeachwithdrawal.TheATMownermayassessotherfees. may assessotherfees. maintain Certificates or balance Not from theATMowner. Withdrawals merchant. For apply toautomaticrenewals. For transaction willbefrozenfromyoursavingssectionuntilthereserveispaid-in-full. funds Interest Per monthchargeafter 2. 1. Not applicableifyoumaintain on inthefirstrangeandminimum balanceoneachoftheremainingranges. . Annual more cancelling replacement the at applicable considered. CIMA Accounts Combined the MoneyMarketSavingsinstatementperiod. An owner are non-BPPR to rate average deposited in the Percentage than the the account. not of Interest RateswiththeirAnnualPercentageYield(APY)arethefollowing applicable may at required total Deposit an checking ATMs (IRA) if $25,000.00 available balance daily due assess electronic you ATMs withdrawal funds, Only Interest and (non Yield 0.12% 0.12% 0.08% 0.08% 0.05% 0.03% to balance, (CD), Rate balance maintain 6 for monthswithnodeposits,withdrawals,orpayments. section loss, in other of if Certificates the in using Popular POPULAR PLUS Characteristics andFeesof (APY) the Tortola. payment or across $25,000.00 ONE the amount theft, combined greater more fees. the balance and each the checking of ofthefollowing: Bank) fee damage reserve Charge the your 0.08% than This and at day of than will ATMs required Money balances in Deposit or to $25,000.00 fee Individual of , the apply $2,500.00 section. line if applies avoid and more the includes the and United Market of /or by (CD) to average of future credit purchases statement across $500.00 per each the additional The the Retirement in States across Annual Percentage 1% or Savings the withdrawal bank guaranteed account primary 0.12% 0.12% 0.08% 0.08% 0.05% 0.03% $25,000.00 withdrawal. amount Yield (APY) daily charged your CIMA mustbemaintained. may outside the period is card. greater balance maintained Individual debits accountholder Accounts be checking account. used and by with subject This the an The or VISA than from purchase. of US, average savings to more fee If ATM section the Retirement (IRA) to ® during cover $2,500.00 you PR, a does charges and cycle specific in will owner fail when USVI : daily your The and and 1% the not the be to is BRA-535A / 9-20 P 2 Money MarketSavingsSection Checking Section Order inwhichyourtransactionsareprocessed PROCESSING POLICIES Overdraft Maintenance Overdraft Maintenance by OverdraftService,InsufficientFundsand/orNon-AvailableFunds. Options check Electronic Debit)and/orpaidreturned Electronic Transaction(PaybyPhoneand/or or PurchasesPaidwithDebitCards Automated TellerMachinestransactionsand/ Option 2:OverdraftService check Electronic Debit)and/orpaidreturned Electronic Transaction(PaybyPhoneand/or Purchases ATM transactionsand/orDebitCard Option 1:Standard OVERDRAFT POLICIES* 3. In theeventatransactionisreceivedwithouttimestamp,itwillbe processedbasedonthecategoryaftertransactionsthathavetimestamps. 2. 1. 4. 3. In theeventatransactionisreceivedwithouttimestamp,itwillbeprocessedbasedoncategoryaftertransactionsthathave timestamps. 2. 1. ACH debits(electronicpayments)intheorderwhichtheyarereceived. d. c. b. a. Debits, basedoncategory,bythedateandtime,infollowingorder: Deposits andCredits. Checks basedontheorderofchecknumber.withnosequencenumberwillbeprocessedfromhighesttolowestdollaramount. ACH debits(electronicpayments)intheorderwhichtheyarereceived. d. c. b. a. Debits, basedoncategory,bythedateandtime,infollowingorder: Deposits andCredits. Other Debits(PaybyPhone®,transfersbetweenaccounts,wiretransfers, anddebitnotices). Purchase transactionswithadebitcard. Withdrawals withadebitcardatourbranches. Withdrawals withadebitcardatAutomatedTellerMachines. Other Debits(PaybyPhone®,transfersbetweenaccounts,wiretransfers,anddebitnotices). Purchase transactionswithadebitcard. Checks cashedatourbranches. Withdrawals withadebitcardinourbranchesoratAutomatedTellerMachines. 1 and 2 : The Bank will not assess you more with DebitCards You purchases withdebitcards. You $15.00 $15.00 $15.00 $5.00 $0.00 authorize than will not 5 charges incur the If The feewillbeapplieduptoamaximumof15days. from the6thdayinnegativebalance,excludingSaturday,Sunday,andfederalholidays. If funds ornon-availablefunds. by Per authorization. The complete theapplicationorvisityournearestbranch. transactions If applies onlyifyouauthorizeit. with charged At funds ornon-availablefunds. by Per authorization. The purchases whenyouhaveinsufficientfundsornon-availablefunds. you your you Bank Inaddition,theOverdraftMaintenancefeedescribedbelowmayalsoapply. Phone Phone its per in Overdraft. overdraft. your Bank Bank do overdraft discretion, account want day per to not ATH and and may, may, pay (maximum overdraft and opt-in the Will ® Will / / remains Automated or or Debit Bank purchases fees at at be be for Electronic the Electronic its its charged if charged the $75.00) in Card to Bank the overdrawn discretion, discretion, Overdraft Automated authorize Bank with Teller against Debit) reserves Debit) if if for the the your decides transactions Machines for Service Bank Bank and pay pay and and insufficient ATH Teller more its / / these these pay to pays pays or ® or right to pay than Debit paid Machines pay (ATM) pay overdrafts or or or funds transactions transactions the 5 to paid returns returns or or ATM Card days, transaction pay returned transactions return or or , transactions (ATM) access returned for a an the an non-available daily a electronic electronic automated check transaction. check without without at transactions www.popular.com charge cheks an and and against against ATM transaction transaction requiring requiring / funds. / teller regardless will or or or You purchases Debit insufficient insufficient be payments and machine This applied will your your Card (Pay (Pay / and it fee be or is BRA-535A / 9-20 P 3 Copyright 2020,©Popular,Inc.AllRightsReserved.MemberFDIC. Terms, conditionsandfeesforaccounts,products,programsservicesaresubjecttochange. and BVI). BVI). For The InterestRateswiththeAnnualPercentageYield(APY)statedareeffectiveon * Availability forotherdepositedchecks: nteeetadsuesalaiebtenteprist ac oua ePet iosDpstAcut gemn lgbet erslei u court our in resolve be to eligible Agreement Accounts Deposit Rico’s Juan, Puerto San de 362708, Popular Box Banco the PO containing to statement (685), parties account Center the Telephone first between the Resolution BVI). day arise Customer the and shall Rico, following USVI dispute days Puerto system, youmaypursuetheclaimaccordingly. a (60) Area, BVI). de sixty event and Popular Metropolitan within the USVI complaint Banco PR Area, In the address: Metropolitan of (Outside PR following knowledge 1-888-724-3659 (Outside have the 1-800-981-9666 must toll-free to toll-free Bank error wassent. or The or claim 00936-2708. 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