Payments Conference and Exhibition EBAday “The Age of Discovery – Towards Full Payments Digitalisation” 20th and 21st June 2017, Convention Centre Dublin,

Conference Agenda – Day 1: Tuesday, 20th June 2017 9.00 Registration and breakfast 10.00 Welcome by Wolfgang Ehrmann, Chairman of the Board, 10.10 Host Sponsor Keynote Eoghan Murphy TD, Ireland’s Minister of State for 10.40 Strategic Roundtable “Pursuing Innovation through Collaboration”  Craig Ramsay, Global Head of Innovation, Global Liquidity and Cash Management, HSBC  David Watson, Chief Digital Officer and Head of Corporate Cash Management Americas, Global Transaction Banking, Deutsche Moderator: Martin Arnold, Banking Editor, Financial Times 11.40 Challenge Speech Rohit Talwar, CEO, Fast Future 12.30 Lunch and networking time 13.30 Start of parallel panel streams:

Stream 1: Stream 2: Enhancing existing payment models Alternative payments and technology

13.30­14.15 The Future of Correspondent 13.30­14.15 From the Digital Laboratory into Banking and Cross Border Payments Practice In which ways are correspondent banking and interna- How does the digital transformation shape the future of tional payments challenged by increased competition, payments and banking? Which core operations need to compliance requirements and new technologies? And be reengineered, and how should keep up with what is the best way to respond? technology, customer expectations and innovation, especially open APIs? Moderator: Javier Santamaría, Chairman, European Payments Council Moderator: Herco Le Fevre, Founder and Owner, Iguacu Payments Speakers:  Harry Newman, Head of Banking, SWIFT Speakers:  David O’Riordan, Head of Payments, Cards and  John Broxis, Managing Director, MyBank Treasury Services, Allied Irish Banks, p.l.c.  Ian Clark, Sr. Director API Solutions, CA Technologies  Andreas Rade, Director, Network Management &  Jonathan Kidd, Head of Robotics Process Automation, Sales Payment Services – Banks,  Marc Recker, Head of Market Management,  Nicolò Romani, Head of Innovation, SIA Institutional Cash Management,

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14.30­15.15 Instant Payments – How many 14.30­15.15 The Path from Open APIs to Open Instant Payment Systems does Europe need? Banking What is the current status of instant payments in How can data sharing via an open standard create Europe? How can PSPs ensure that all delivery time- value for PSPs and customers alike? What are effective lines are met, while controlling costs and mitigating ways to deliver API-based, contextual financial services risks? How to minimise the risk of fragmentation? in an open ecosystem? Why is a trusted digital identity a key enabler? Moderator: Gijs Boudewijn, Chairman, Payment Systems Committee, European Banking Federation Moderator: Vincent Brennan, Head of Group Payments, Bank of Ireland Speakers:  Laura McDermott, Head of European Payments, Speakers: NatWest  Jeremy Light, Managing Director, Payments,  Michele Olin, Head of Payments Products, Allied Irish Accenture Banks, p.l.c.  Damian Richardson, Head of Innovation, Payments,  Helmut Wacket, Head of the Market Integration NatWest Division, European  Hamish Thomas, Partner, EMEIA Payments Leader,  Axel Weiss, Head of Payments Strategy, German EY Savings Banks Association  Lu Zurawski, Practice Lead – Retail Banking & Consumer Payments, ACI Worldwide

15.15 Coffee break and networking time

15.45­16.30 The Licence to Operate 15.45­16.30 Making new collaboration models Globalisation, digitalisation, mobility and competition work continue to accelerate, creating a need for transaction The session explores the impact the new bank and banking services that are fast, efficient and accessible fintech model will have on the provision of next genera- globally. At the same time, the compliance scrutiny and tion payment services. Will there be a move from a two the limited potential for automation of KYC and AML to a three-way relationship? Which effects will there be duties lead to reconsideration of current banking on operations, service/ support for clients, loyalty, and offerings. on the image of payments service providers? Moderator: Christian Westerhaus, Member of the Moderator: Simon Bailey, Director, Finarchy Ltd Board, EBA CLEARING and Head of Product & Strategy, Institutional Cash Management, Deutsche Speakers: Bank  Garvan Callan, Director – Customer, Digital & Innovation, Bank of Ireland Speakers:  Marijke Koninckx, Product Marketing Manager  George Doolittle, Head of Global Payments, Wells Instant & Open, FIS Fargo Bank  Adam Moulson, Chief Customer Officer, Form3  Gene Neyer, Head of Industry and Regulatory, Financial Cloud Finastra  Bettina Schönfeld, Division Manager – Retail  Russ Waterhouse, EVP Product and Strategy, The Banking, Banking Technology, Association of Clearing House German Banks  Narinda You, Head of Strategy and Interbank relationships, Crédit Agricole Payment Services

16.30 Coffee break and networking time

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16.45 Start of parallel focus sessions:

16.45­17.05 Trending: Virtual Accounts and 16.45­17.05 Trending: Making liquidity visible in Cash Pooling the Financial Supply Chain Case study and presentation: Can the use of virtual Case study and presentation: How can banks help accounts for corporates facilitate greater control over corporates to grow their business by freeing up liquidity payments, improve how data is brought together, utilised and reducing working capital? and reconciled and thereby achieve greater levels of in-house centralisation? Speaker:  Joost Bergen, Owner of Cash Dynamics and MD of Speakers: the Executive Master of Finance & Control of the  Jennifer Doherty, Global Head of Commercialisation, Amsterdam Business School Liquidity & Investment Products, Global Liquidity & Cash Management, HSBC  Tim Martin, Product Manager, CashFac

17.10­17.30 Trending: Making Cybersecurity a 17.10­17.30 Trending: Mobile Payments Competitive Advantage Case study and presentation: Can banks provide a Case study and presentation: why cybersecurity is not frictionless consumer experience via mobile wallets with- just security, but defence, and why resilient systems are out sacrificing strong authentication and security in indicative of good business practice and governance. mobile payments? Speakers: Speakers:  Jacky Fox, Cyber & IT Forensic Lead, Risk Advisory,  Dan McLoughlin, Regional Technical Account Deloitte Manager, VASCO Data Security  Stephen Gilderdale, Head of UK, Ireland and Nordics  Julian Sawyer, COO, and Global Head of CSP, SWIFT

17.30 Drinks Reception and networking time 18.30 End of first day

Conference Agenda – Day 2: Wednesday, 21st June 2017 8.00 Registration and breakfast 8.45 Strategic Roundtable: “How Can Banks Evolve in the Age of Digitalisation?”  Fergal Coburn, Head of Digital Products & Payments, Allied Irish Banks, p.l.c.  Ciarán Coyle, Chief Administrative Officer,  Gerhard Kebbel, Managing Director, Digitalisation, Helaba  Gavin Kelly, Director Distribution Channels, Bank of Ireland Moderator: Kevin Brown, Independent Non-Executive Director 10.00 Start of parallel panel streams

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Stream 1: Stream 2: Enhancing existing payment models Alternative payments and technology

10.00­10.45 Real-Time Payments – A Global 10.00­10.45 Partnering with Fintechs: Is it Outlook Happening? What is the current status of real-time payments Which areas in transaction banking lend themselves initiatives outside of Europe? What are the strategic best to cooperating with fintechs? How does the value imperatives and can we learn from the developments in creation process change in the production and delivery these markets? of financial services? What are the challenges to overcome? Moderator: Kevin Brown, Independent Non- Executive Director Moderator: John O’Dwyer, Head of Digital Investment, Allied Irish Banks, p.l.c. Speakers: Speakers:  Martin Coen, CEO, Dovetail  Edward Budd, Managing Director, Chief Digital  Mark Evans, Global Head of Payments Advisory, Office, Global Transaction Banking, Deutsche Bank Global Liquidity & Cash Management, HSBC  Aziza Idrissi Janati, OpenUp Program Leader, BNP  Jan Pilbauer, Executive Director Modernization and Paribas CIO, Payments Canada  Oskar Laufer, VP Channels and Alliances, PayKey  Marcus Treacher, Global Head of Strategic Accounts, Ripple  Craig Ramsay, Global Head of Innovation, Global Liquidity and Cash Management, HSBC

10.45 Coffee break and networking time

11.15­12.00 High Value Payments – Better 11.15­12.00 Distributed ledger technology – channels for a better future Hype or Hyperbolic? Can FMIs lay the groundwork to drive the globally With pilots still being largely experimental, how can the connected industry forward? How can payment financial industry better realise a frictionless and infrastructures around the world be modernised? What decentralised exchange of value through DLT? What needs to be done to ensure a working standard in lessons have been learned so far? Is it delivering on the cross-border payments? promises and will it change the face of banking as expected? Moderator: Hays Littlejohn, CEO, EBA CLEARING Moderator: Colin Adams, Managing Consultant, Speakers: Lipis Advisors  George Evers, Immediate Payments Services Director, Speakers:  Kirstine Nilsson, Head of Strategic Engagements &  Gerhard Kebbel, Managing Director, Digitalisation, Relationships, Helaba  Hubertus von Poser, Member of the Management,  John McLean, VP Global Blockchain Labs PPI Engagement Industry Platform, IBM  Petia Niederländer, Head of Group Retail and Corporate Operations, Bank AG  Adrian Smyth, Director, Business Development, Payments, NatWest

12.00 Lunch and networking time

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13.15­14.00 Processing Instant Payments: 13.15­14.00 How to Make the Most of PSD2 Internal Infrastructure Implications With only a few months remaining until implementation, What is the most efficient way for PSPs to adopt instant what still needs to be done by PSPs to comply with the payments? How can they modernise their processing new regulation? Within which timeframe and how will environment while keeping an eye on the costs, market participants create new opportunities for them- implement anti-money laundering and anti-fraud selves? solutions, and ensure compliance with PSD2 and other Moderator: Thomas Egner, Secretary General, Euro regulatory requirements? Banking Association Moderator: Jonathan Williams, Principal Speakers: Consultant, Mk2 Consulting  Richard Exton, Head of Business Capability & Speakers: Change, Bank of Ireland UK  José Beltran, Business Development Director, STET  Steve Kirsch, Founder & CEO, Token  Tom Hay, Head of Payments, Icon Solutions  Christian Schaefer, Head of Payments, Product  Ravindra Madduri, Director, Global Cash Management, Corporate Cash Management, Management, Deutsche Bank  Antonella Vanara, Instant Payment Expert, SIA  Michael Steinbach, CEO, equensWorldline SE

14.00 Coffee break and networking time

14.30­15.15 Intraday Liquidity Management 14.30­15.15 Artificial Intelligence and Predictive Which changes on processing, monitoring, control and Analytics – the smart choice for banks? routing systems are needed to better cope with liquidity In the context of , how can data science, requirements stemming from instant payments and from predictive analytics and deep learning help PSPs turn Basel IV? their big data into customer insights, thereby enhancing Moderator: Ashley Dowson, Chairman, Intraday service provisions? How can these insights be used Insights within the limit of the general data protection regulation (GDPR)? Speakers: Moderator: Chris Skinner, Chair, Financial Services  Pierre Calvet, Deputy General Manager, Diamis Club  Mario Mendia, Head of Capital Markets & Treasury, Speakers: TAS Group  Parth Desai, Founder and CEO, Pelican  Petra Plompen, Senior Manager, EBA CLEARING  Kyle Thomas, Director of Sales, Saffron Cognitive  Ruth Wandhöfer, Global Head of Regulatory and Solutions Group, Intel Corporation Market Strategy TTS, Citi  Tuomas Toivonen, Co-Founder, Holvi

15.30 Moderators’ Roundtable 16.00 Networking time 17.00 End of conference

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