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Can You Think of Over 1,000 Ways to Spoil Yourself? We Can

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Can You Think of Over 1,000 Ways to Spoil Yourself? We Can CAN YOU THINK OF OVER 1,000 WAYS TO SPOIL YOURSELF? WE CAN. THE BIGGEST CREDIT CARD REWARDS PROGRAM OF ANY BANK IN AUSTRALIA IS ALL YOURS. You can check out even more great Awards waiting for you online. To redeem now log on to: netbank.com.au Welcome to CommBank Awards. OVERVIEW Inside, you’ll find all the information you need to Your guide to the Awards program 02 – 03 make the most of the biggest credit card rewards PAY WITH POINTS PARTNERS * program of any bank in Australia . Myer 04 We’ll give you a taste of more than 1,000 Awards Flight Centre 05 available to you. To check out the full range, go to TRAVEL the Awards website by jumping onto netbank.com.au Flight Centre 05 and clicking on the Awards icon next to your Frequent Flyer 06 credit card details. GIFT CARDS & MERCHANDISE Gift Cards 07 Merchandise 08 – 09 HOW TO REDEEM How to Redeem 10 * Source: Roy Morgan Research September 2014. Based on number of customers with rewards or loyalty cards. 01 YOUR GUIDE TO THE AWARDS PROGRAM. It’s never Howdy, partners been easier to earn We believe in spreading good cheer. That’s why we’ve teamed up with a range of partners who It’s simple – any time you’re using your CommBank will help you earn Bonus Points. Check out our Awards American Express® Card or CommBank current deals on the Partner Offers page of the Awards MasterCard® on eligible purchases, you’re Awards website. earning points towards rewards. Check out our table to see how your points can grow. Awards points earned per dollar spent Don’t have a CommBank Awards American Express Card? Tier American Express MasterCard/Visa* Just register online via NetBank or call us on Awards up to 1.5 up to 1 13 2221, and we’ll get you set up. Gold up to 2 up to 1 Platinum up to 2.5 up to 1 Diamond up to 3 up to 1.25 * Diamond Awards Visa Card is available for existing customers only. You can check out even more great Awards waiting for you online. To redeem now log on to: netbank.com.au YOUR GUIDE TO THE AWARDS PROGRAM. Get ‘em while Cash is king they’re hot Turn your Awards points into Cash Back on your CommBank Awards credit card.^ To find out how much your Awards points Visit the Award Specials page on the are worth, and to redeem online go to the Awards website and Awards website to find the latest specials select Redeem Awards > Cash Back. Or call 13 1661. including points discount offers, as well as bonus offers and brand new Awards. ^Cash Back does not contribute to any minimum monthly payment due. Something to It’s easy to redeem look forward to Rewarding yourself (or someone else) is as easy as jumping on to the Awards website anytime or calling 13 1661 between If you’ve got an Award you would like 8am and 8pm, Monday to Friday (Sydney/Melbourne time). to save your points for, just add it to your online Wish List and we’ll email Just log on to netbank.com.au, click , find theRedeem you when your dream has come true. Awards tab, and once you’ve found what you like, Add to Cart and Checkout. It’s that simple. 03 POINTS BECOME PURCHASES AT MYER. Rewards on the spot with Myer and CommBank Awards It makes sense to give you options for redeeming your points. So in an Australian department store first, we’ve teamed up with Myer to give you access to thousands of rewards in-store. How it works 1 Head in to any Myer store and get browsing. Choose what you’d like to purchase, then: · Present your CommBank Awards credit card at the register and ask to pay with points. 2 · Not enough points? Choose Points Plus Pay and split your purchase between your CommBank Awards points and your CommBank credit card. Enjoy. And don’t forget, if you have a MYER one card, 3 you can earn credits on these purchases too. Exclusive to CommBank Awards credit card customers. Things to know before you Can: CommBank Awards points are redeemable in store at Myer only. Minimum of 186 points and a maximum of 1 million points redemption per day applies. Myer in its sole discretion may refuse the use of Awards points, for any reason, including without limitation, in cases of communication network failure, tampering, unauthorised intervention, fraud (actual or suspected), technical failure or any cause beyond the control of Myer. Awards points cannot be used at Myer towards payment of Myer Store or Myer Visa card accounts, lay-by accounts; purchase of ‘Coles Group and Myer’ Gift Cards; purchases at some food and service outlets; and Miele appliances. Product is for illustrative purposes only. Refer to the CommBank Awards Program Terms and Conditions for full details. GET FROM POINT TO POINT, WITH COMMBANK AWARDS. Turn your CommBank Awards points into travel at Flight Centre There are no blackout dates when you redeem your points for travel at Flight Centre. Your points convert into dollars to spend at Flight Centre for travel anywhere, anytime. Visit a Flight Centre Airfare Expert in-store. Call 1300 165 033. Visit the CommBank Awards website to book domestic and international flights and domestic accommodation. Things to know before you Can: Minimum redemption of 2,500 Awards points applies. All travel products and offers from Flight Centre Limited are subject to availability and can only be booked by the general public. The redemption of Awards points for travel at Flight Centre Limited is subject to terms and conditions of the CommBank Awards program available at commbank.com.au as well as booking agency online and retail booking terms and conditions. Flight Centre Travel Group Limited (ABN 25003 377 188) trading as Flight Centre, Escape Travel, Student Flights, Travel Associates & Cruiseabout. ATAS - Travel Accredited No. A10412. 05 Travel Agent Licence Numbers: WA 9TA 589. THE SKY’S THE LIMIT WITH YOUR AWARDS POINTS. CommBank Awards are all about flexibility. There’s a variety of ways to transfer points to our airline partners, helping you get closer to that holiday you’ve been dreaming of. For more information, jump on to Redeem Travel > Velocity and Qantas Frequent Flyer on the Awards website. Qantas Frequent Flyer1 Velocity Frequent Flyer2 To start earning Qantas points, With Velocity Frequent Flyer, the global frequent you need to be a member of the flyer program of Virgin Australia, you can earn and Qantas Frequent Flyer program, and redeem Velocity Frequent Flyer Points around the opt into Qantas Frequent Flyer Direct. globe with their network of program partners. Once you’re signed up, all future CommBank Use your Velocity Frequent Flyer Points to Awards points earned will be automatically travel to over 500 destinations worldwide with transferred to your Qantas Frequent Flyer Virgin Australia and their airline partners, account monthly. including Singapore Airlines, Etihad Airways, Air New Zealand and Delta Air Lines. 1 Qantas Frequent Awards 2.5 CommBank Awards points 1 Velocity Frequent Awards 2.5 CommBank Awards points Flyer point = Gold 2.5 CommBank Awards points Flyer point = Gold 2.5 CommBank Awards points Platinum 2 CommBank Awards points Platinum 2 CommBank Awards points Diamond 2 CommBank Awards points Diamond 2 CommBank Awards points Things to know before you Can: 1To opt-in to Qantas Frequent Flyer Direct, call 13 1661. There is a $10 annual fee charged for opting in. Qantas Points are offered by CommBank and accrue in accordance with and are subject to the CommBank Awards Program Terms and Conditions available at commbank.com.au/creditcardstc. Exclusions, points caps and limitations apply. Points are earned on eligible transactions (most purchases, but not, for example, BPAY transactions, cash advances or balance transfers – see commbank.com.au/creditcardstc for more information) and are subject to points capping. Points caps reset each year in January. Customers must be opted in to Qantas Frequent Flyer Direct to earn Qantas Points. Once a customer has opted in to Qantas Frequent Flyer Direct, all CommBank Awards points earned after opting in will be automatically redeemed for Qantas Points and transferred monthly to their Qantas Frequent Flyer account at the applicable conversion rate. It is important to note that any CommBank Awards points earned prior to the date of your opt-in cannot be transferred to your Qantas Frequent Flyer account. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of points are subject to the Qantas Frequent Flyer program terms and conditions. Further information on the Qantas Frequent Flyer program including the terms and conditions of the program are available at qantas.com/terms or by calling 13 11 31. 2 Awards members can earn 1 Velocity Point for every 2.5 Awards points redeemed for Standard and Gold customers, and 1 Velocity Point for every 2 Awards points redeemed for Platinum and Diamond customers as advised in CommBank Awards Terms and Conditions. A minimum of 3,600 Awards points must be redeemed for Velocity Points and additional points must be in increments of 1,000 points. Velocity Points will appear on Member’s accounts within 5 business days. Please note that points can only be transferred to a Velocity Account in the same name as the primary cardholder of the CommBank Awards account. Once CommBank Awards points have been redeemed for Velocity Points, they are governed by the Velocity Membership Terms & Conditions and cannot be reversed.
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