Century Park Century Park

SEPTEMBER 2015 ISSUE 56

Telling Rwanda’s Story www.hope-mag.com Magazine

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Century Park INSIDE building immaculate dwellings UGANDA for today and the future Celebrates 53 Independence The choice of Brick to use for your construction project is critical to its success. The comprehensive Strength, Choice of Colour and its Value makes RULIBA CLAYS your obvious Choice

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HIGHLIGHTS

At the launch, CHEUNG Yiu Tung (Billy) Chairman of Century Park Hotel & Residences Limited, confirmed that Rwanda’s stance on creating favorable political, social and economic environments was a major incentive that attracted the Hong Kong based company. Therefore, Century Park is determined to deliver housing structures perfectly made to ensure sustainability of the country’s development. “We will live up to the vision of becoming the leading property development company in the East African region” 20 CENTURY PARK PRESIDENTIAL MONTH CONTENTS

7 EDITORIAL Cooperation Beyond outside the country, for your recap 36 SERENA Hotels Enjoy your stay at the Kigali Boardrooms and Diplomatic Parlance and Lake Kivu Serena Hotels 22 TIGO Interview with Faith Chisulo Head 10 CENTURY PARK building immaculate Mobile Financial Services 38 UGANDA EMBASSY RWANDA Interview with dwellings for today and the future Richard Kabonero 28 BRALIRWA concludes weeklong citywide 14 URWEGO moves into new head offices campaign against underage drinking 40 CRANE BANK RWANDA Congratulation promises the best service delivery Message 30 16 How to invest in Stocks on Rwanda Stock UGANDA - RWANDA ties grow spread Exchange benefits to more people 44 DHL at the forefront of fostering learning by sponsoring Spelling Competitions 18 NAKUMATT sponsors spelling competition 34 Fostering Rwanda and Uganda ties in drive to Promote Quality Education 48 BRALIRWA celebrates Enjoy Responsibly 35 KAGITUMBA & MIRAMA One Stop Border Day, focuses on preventing drink driving 20 PRESIDENTIAL MONTH highlight of the Posts contributing to the ease of doing President’s monthly activities in and business 50 BRITISH COUNCIL Corporate Training Services

16 RWANDA STOCK EXCHANGE 28 BRALIRWA 42 UGANDA EMBASSY

4 SEPTEMBER 2015 ISSUE 56

PUBLISHER'S WORD

TEAM Albert Ndata Armand Muganga Benigne Mugwaneza Gahima Vital George Kalisa Cooperation Manzi Joseph Matthew Rwahigi Rumanzi Abraham Boardrooms Shema Leonard Beyond Rebero Daniel and Diplomatic Parlance DESIGN & LAYOUT Dani K.

XXThe world and all states there are, is dependent on her PUBLISHED BY Hope Magazine Ltd, resources, her people and her nature. The endowment of resources and their ultimate exploitation to meet life necessities are not enough to define progress and or development. Surplus ADVERTISING & production oft times occurs, necessitating exportation and or GENERAL INQUIRIES other forms of trade and exchange. This is the foundation unto P.O. Box 6176 which the pillars of cooperation are built. Kigali-Rwanda +250 788 524189 / +250 788 404138 ere in Rwanda, since the advent of the Rwanda Patriotic Front, there [email protected] has been, internally, strong emphasis of focusing more on those tenets Website: hope-mag.com that unite use than those that divide us. This has been taken to regional level as well. The values of cooperation, intra and inter-regional trade, Hencouraging mobility of labour, removal of Non Tariff Barriers, bilateral and COPYRIGHT 2013 multi lateral cooperation, diplomatic cooperation have all translated into better reserved by Hope Magazine performance in trade, contributed to regional peace and mutual friendship and Hope Magazine a monthly created a sense of oneness in the region and beyond. Magazine is published by Hope Magazine Limited. All rights reserved. Cooperation should not be seen as a boardroom affair that is limited amongst The opinions expressed diplomats and a reserve of top government officials; it should be given a in the magazine are not fertile ground to permeate and reach the ordinary people in their respective necessarily those of the social strata and economic categories. It would be more grassroots-based, for editors and publishers of example, if a rice farming cooperative in Muhanga district had an arrangement Hope Magazine. with another in Uganda or Kenya, so that the people get more bonded, share experiences and best practices on a regular basis and create strong umbilical cords of brotherhood for fast development.

Even in other areas such as education, health, religion etc can be brought in the same loop. The one tourist visa under implementation shows that it is possible. Benchmarking visits can therefore be a good vehicle towards this. Seepage of regional cooperation to villages can be done and should be given a chance.

We appreciate your feedback. Please keep sending more on [email protected] or visit www.hope-mag.com, to post your comment on any published story. We shall pick it and respond to you asap!

COVER PAGE Century Park building immaculate dwellings for today and the future ReberoDaniel

Care is taken to ensure accuracy, Hope Magazine assume no liability for error or omissions in this publication. All Advertisements are taken in good faith, opinions and views contained herein are not necessarily those of the Publisher. All copyrights and trademarks are recognized. No part of this publication or any part of the contents thereof may be reproduced, stored in retrieval system or transmitted in any form without written permission by Hope Magazine. An exemption is hereby granted for extracts with the purpose of fair review. © 2013

www.hope-mag.com 7

SPECIAL FEATURE

CENTURY PARK building immaculate dwellings for today and the future

XXA few months after the official launch of Century Park in Rwanda and the groundbreaking ceremonies on the construction of what will become the perfection of residence in the capital Kigali; the developer is putting evidence to promise; moving as planned and delivering as pledged.

fter the recent mega launch of incentive that attracted the Hong Kong based setting with scenic views, access to Kigali’s only Century Park Hotel & Residences company. Therefore, Century Park is determined man-made lake and Rwanda’s only golf club. The which is behind the development of to deliver housing structures perfectly made to project, located in Kigali’s upscale neighborhood a 5-stars Sheraton Hotel that will ensure sustainability of the country’s development. of Nyarutarama as expected will be a perfect Aexist alongside a state-of-the-art Boutique “We will live up to the vision of becoming the blend of modernity and natural conservationism, Hotel, the company says that this is a beginning leading property development company in the ensuring that humans enjoy immaculate modern of broad investment package in property East African region”, Billy noted adding that the dwellings without affecting the natural balance of development. At the launch, CHEUNG Yiu company’s provision of property will include the environment in which they live. Besides being Tung (Billy) Chairman of Century Park Hotel & high-end accommodation and housing. In this vein, a place to wait for every Rwandan, the Century Residences Limited, confirmed that Rwanda’s Century Park has embarked on developing state-of- Park project will also serve as a great example for stance on creating favorable political, social the-art apartments, luxury villas and a wide range the East African region and beyond; that nature and economic environments was a major of recreational facilities –all within a natural park can be protected and luxury living attained too.

10 SEPTEMBER 2015 ISSUE 56 Compositions of Century Park Kigali

With a site area of 9.6 Hectare the Century Park development consists of 16 low-rise villas, 15 mid-rise apartments, a club house with 2 restaurants and fitness facilities, a boutique hotel and a 5-star hotel cluster to be managed by Sheraton.The concept of the project was born from the challenges posed by the context of its location: a development within a wetland and a residential neighborhood. This seeks to demystify two phenomena; whether urban development can be integrated with nature; and how the development can add value to the neighborhood and the nature, other than pose setbacks to conservation.

Artistic Impressions of Century Park

Clubhouse The clubhouse is conceptualized as the magnet that will pull all Kigali into the century park. Already, a vibrant Chillax Lounge is making good print in attracting all classes of Kigalians, with evening parties becoming a usual occurrence at the facility.

Boutique Hotel The U-shaped building structure offers the perfect place for accommodation and will include:

• A 3-level hotel wing with a 250sm pool facing the gym; • A 4-level hotel wing with Spa; • A 2-level restaurant which also allows space for bar/cafe for evening function;

Through its design concept, the century park project seeks to address these issues by delivering a sustainable lifestyle that integrates modern living with nature.By lifestyle, it means that once completed, its residents will more than stay at the place; they will be expected to develop a sustainability attitude towards dwelling in a community, thereby cultivating a sense of belonging.

Elements of the Century Park Project Residential The development targets all types of upper middle class: families, couples, business travellers and singletons. There are 2-bed, 3-Bed and 4-bed apartments to ensure the whole development has a balance ratio of different groups for fostering a better communal life. 15 mid-rise apartments are targeted to be constructed in the area.

www.hope-mag.com 11 CENTURY PARK SPECIAL FEATURE

sectors of a community to yield sustainable results. With such a comprehensive approach, the company has won confidence from governments and private sector players across the globe. Thus contrary to the popular argument that modern housing facilities are less affordable and accessible by the poor when left in the hands of the private sector, Century Park Hotel & Residences Ltd by employing delivery strategies that guarantee efficiency and quality of service has challenged this paradigm proving that the private sector is capable of offering affordable, reliable real estate solutions for the region.

Among others, the global property developer partners with leading international and regional investors to access finance through equity contributions and long term debt finance, which have lower interest rates and long term repayment periods, and by so doing ensuring that the resulting property is within reach of many in Africa.

All facilities will be built facing the wetland living room connecting directly to the landscape clustered around a 25x15 2-level swimming or swimming pool – to the entry level with bed pool. There will be 44 rooms with a clear logic of rooms and a small living –to master bedrooms circulation which has a distinct separation of the at the high level. Most of the rooms are equipped front and back. The hotel rooms, gym and spa are with a balcony. The kitchen at LG connects both equipped with air conditioning while the rest of the the living room and the exterior: a picturesque area is naturally ventilated: both cross- and stack- dining area for the perfect weather in Rwanda. ventilations. There are 2 restaurants: one mainly for Chinese cuisine and one for western cuisine with 2 VIP rooms. The service area is separated Century Park Hotel & Residences a from the hotel property, with 24hours guaranteed security. renowned investor in providing quality affordable housing Villa Driven by the philosophy that the greatest catalyst The 380sm 3-storey building offers luxurious in fast-tracking integration and development in living within a natural habitat. Privacy increases as Africa is the private sector, Century Park Limited the level goes up: from Lower Ground, the duplex exercises prudent investments that involve all

Guests at the launch Gesture during a light moment

12 SEPTEMBER 2015 ISSUE 56 In Rwanda’s case, Century Park has already sealed a deal with KCB as a mortgage financing agent, which will see several affordable housing units supplied on the market soon. “Century Park came on board as a perfect partner in our efforts to deliver on the promise we made to the people of Rwanda; to walk with them every step of the way providing tailored financial solutions to their needs,” Maurice K. Toroitich, KCB Rwanda’s Managing Director disclosed.

Rwanda is currently facing challenges of inadequate supply of quality affordable housing and the Century Park-KCB partnership represents a rare gem of Private-Private Partnership which is a promising mix in solving the enigma. In other strategies aimed at ensuring that quality affordable properties are supplied, all Century Park properties respect a strong insurance policy which requires each to be covered by the best Mr. Cheung Yiu Tung Billy Chairman of Century Park Charles Haba having moments with guests insurer available. In Rwanda the choice of insurer is Britam Insurance which boasts a wide range of engineering and construction insurances.

More projects, more impact

Besides the project in Nyarutarama, Century Park as a developer is involved in several other properties. The Kigali Marriott Hotel located in down town Kigali that is slated to open in the near future is also a brain child of Century Park Hotel &Residences Ltd. All these investments are undoubtedly set to revolutionise business in Rwanda. The fact that the tourism sector is the leading foreign exchange earner, Century Park and their esteemed partners are determined to increase the supply of keys to affordable residential rooms in the future. One of the local investors who has partnered in the Century Park Project in Nyarutarama, who is also a real estate and hospitality Guru Hatari Sekoko in a chat at the groundbreaking ceremony confirms of the high targets they have set.

“We want to put at least 10,000 keys on the Rwandan market; keys to houses that make a difference today and in the future especially as a result of their splendid and naturally sustainable designs.” That is an addition to the obvious impacts on the economy such as creation of employment, the penetration of global leading brands such as Century Park and its associate brands tells the tale of the boom that Rwanda’s Maurice K. Toroitich, KCB Rwanda’s Managing Director and Mr. Cheung Yiu Tung Billy private sector is headed for. Gains and projects from the Rwanda and the Chairman of Century Park and Solomon Adede C.E.O Century Park during the launch region according to the company’s management will provide a springboard to propel the developer to other markets in sub-Saharan Africa.

www.hope-mag.com 13 URWEGO SPECIAL FEATURE

URWEGO moves XXA Bank for all, Urwego Opportunity Bank has opened its doors closer to the people into it loyally serves at the heart of Kigali, new head offices promising to offer the best customer service and product offerings. promises the best service delivery

he bank has relocated its head offices The savings products on the other hand include the our bank”. “Maintaining the MFI and commercial to the more spacious Muyenzi Plaza in Group Savings Account, Teganya Savings Account, bank status is a deliberate choice we made with Remera, Kigali from the old location Deposit Contract Account, Ikaze Account and the desire to serve our customers better. For in Nyarugenge, Kigali’s fourth avenue Children’s Savings Account as well as the recently example, as an MFI, there are some commercial Twith the new space offering fresher air for launched Tigo-Sugira account. In addition, Urwego bank services we offer to our customers instead customers and optional underground parking now offers cheque books to select customers, of referring them to other commercial banks,” he to enjoy banking at Urwego. Urwego supports NGOs and corporate organisations under their explained. On the other hand, being a commercial all commercial banking activities from increase Alliance Banking division. bank alone would mean that there are some working capital, to enabling business growth and customers at the lower end of the market whose profitability with flexible terms of loan repayment Urwego is popularly known to its customers as needs would not be met as required, Mawocha based on a business’ cash-flow. Urwego, which is Kinyarwanda for ladder meaning explained. The bank provides an effective it is the bank that offers customers a ladder to value-for-money through its financing climb onto and reach ones dreams. The bank has But by having both sides catered for in the programs to clients. over 400,000 active clients, an asset value of over bank’s operations, they are able to meet Rwf 19 billion and a loan portfolio of over Rwf 13 every customer’s needs which is in fact what Its loan products include; Community Banking billion. Tineyi Mawocha, the bank’s Chief Executive distinguishes them as a ‘Banki ya bose’ (loosely Loans, New Solidarity Group Loans, Micro Business Officer put it in an exclusive interview with The translated as a bank for all).“We want to be able Loans, Salary Loans, Motorcycle Loans, Specialty Hope Magazine, Urwego targets to reach to the to meet our customers’ needs at every step of Loans, Micro Leasing, Agricultural Loans, Shelter unbanked and under banked by offering the best the way and for all. With this new head office, Financing, Individual School Fee Loans, College welcome and customer service. “We are passionate we shall definitely get to reach out to more Tuition Loans and School Improvement Loans. about people and we welcome any customer to people, offer them the best products and services and customer experience to remember,” he closed.

14 Please feel free to contact the bank on its toll free number 5151if you need any further information or simply visit our newest office to experience first class banking service.

14 SEPTEMBER 2015 ISSUE 56

RSE SPECIAL FEATURE How to invest in Stocks on Rwanda Stock Exchange

Where to Start? XXRwanda is one of the fastest growing economies in the world in terms of investment, real estate, banking, manufacturing and of course he first step is to find the right local brokerage firm, which will make the stock exchange. The purpose of this article is to acquaint our transactions on your behalf. It will help readers on how they can invest in the Rwanda Stock Exchange (RSE). you open a Central Depository System Taccount in Central Depository and Settlement Corporation (CDSC) as an investor. CDS is an online system that electronically facilitates transactions of shares across the RSE, removing the use of paper certificates as it was before. The list of all the market participants in the stock market is given on the RSE official website. Only an authorized member of the central depository and settlement corporation can, called a CDA or central depository agent can assist you in opening your account.

Typically an investor needs recent photographs, certified copies of passport or driving license and tax registration certificate. In case an investor is a company, it would be required to submit a certificate of registration. Usually the account is opened in one day once the documents are complete. As a foreign investor, you will have to talk to your brokerage firm of the ways they can accommodate your investments. Most of the companies offer both, email and telephonic communication to facilitate the buying and selling. Still, it depends on how you as an investor and your broker come to an agreement and arrangements can be made according to that.

When you open an account, you get a CDS account number and secret question and answer to identify you whenever you are trading in stocks in the RSE. Any investor, whether local or international is allowed to open multiple accounts and trade in them separately. However, you can only open one account with one agent. You can learn more about Central Depository and Settlement Corporation when you get in touch with one of the agents.

What after you have opened an account in the Central Depository System?

One thing to remember here is that the trader account and dividend account go separately. Therefore, it is better to have a local bank account where your dividends go instead of getting them wire transferred every time. After you have opened a trader account with the CDSC, you can wire transfer your investment in your account and begin trading right away.

16 SEPTEMBER 2015 ISSUE 56 Rwanda Stock Exchange joins UN Sustainable Stock Exchanges Initiative XXThe Rwanda Stock Exchange (RSE) is delighted to announce that it has joined the United Nations (UN) Sustainable Stock Exchanges (SSE) initiative as a Partner Exchange.

he platform aims to provide an effective Speaking after the RSE was admitted to the “What we do today will shape our future if we peer-to-peer dialogue among global initiative late last month in New York during want to survive. Given our role at the heart of exchanges, encouraging sustainable a conference themed on the United Nation’s global financial markets, we are in a unique investment, while also enhancing Sustainable Development Goals Celestin and privileged position to promote sustainable Tcorporate transparency on environmental, Rwabukumba, the Chief Executive Officer of the development,” he said.He added that ultimately, social and corporate governance issues. The SSE RSE said the initiative is designed to bring together it is abo ut supporting stable global long-term initiative was launched by UN Secretary-General capital market leaders from around the world economic growth. Ban Ki-moon in New York in 2009 and now has to discuss the role they can play in supporting “We are therefore delighted to join the UN 24 Partner Exchanges around the world. It has the achievement of those goals, “Rwanda joining SSE initiative as a Partner Exchange and we provided stock exchanges with an opportunity to other stock exchanges on the global stage will look forward to collaborating on important play an important leadership role in promoting enable us to achieve these goals by planning sustainability themes with the UN and peer sustainable business practices. collectively and sustainably,” he said. exchanges around the world.”

Rwanda joining other stock exchanges on the global stage will enable us to achieve these goals by planning collectively and sustainably...Given our role at the heart of global financial markets, we are in a unique and privileged position to promote sustainable development, Celestin Rwabukumba CEO of RSE

www.hope-mag.com 17 NAKUMATT SPECIAL FEATURE

NAKUMATT sponsors spelling competition in drive to Promote Quality Education in schools

XXRwanda’s leading chain supermarket has, in its efforts of contributing to the country’s economic development, again sponsored the annual spelling competitions in Rwandan Secondary schools. NAKUMATT upholds the view that education is central in fast-tracking the country’s development which is why it has joined the government of Rwanda in her pursuit of creating a knowledge-based economy by 2020.

18 SEPTEMBER 2015 ISSUE 56 The regional supermarkets giant had previously vouchers worth Rwf 100,000 and Rwf 50,000 sponsored spelling competitions in May this year respectively. The Spelling competitions were in primary schools and extended a similar role introduced to Rwanda recently by a Ugandan to the secondary schools last month resulting in based non-governmental organization called a remarkable increase in the number of schools Brain Teasers aimed at widening and enriching that participated. Close to 50 Secondary schools students’ vocabulary, fluency in the English, from Nyarugenge, Kicukiro and Gasabo districts confidence, grammar and language proficiency took part in the Spelling Competitions last month in general. The highly overwhelmed winners for four consecutive days held at Hill Top Hotel, thanked NAKUMATT for the sponsorship and Remera, Kigali. encouraged other students to participate next time. “Indeed, we thank NAKUMATT for the It was marked with rare enthusiasm among prizes they have given us as winners,” said the competitors that saw GS Kimisagara, GS Dusabejambo. St. Vincent Pallotti, Lyceè du Kigali, GS APRED, GS Cyahafi, IPRC Kigali, High Hill Academy, SOS Technical High School, and Riviera High School reach the finals on the fourth day. Abdul Karim Mugisha from Riviera High School emerged the winner in the hot race taking the biggest prize of NAKUMATT’s shopping voucher worth Rwf 150,000. Nadine Dusabejambo from SOS BRAIN TEASERS RWANDA Technical High School was the first runner-up P. O. Box 1975 KIGALI-RWANDA while Edwin Ishimwe from High Hill Academy TEL: +250 (781) 545 678 / +250 (736) 900 was the second runner-up taking shopping 755 Email: [email protected]

The Spelling competitions were introduced to Rwanda recently by a Ugandan based non-governmental organization called Brain Teasers aimed at widening and enriching students’ vocabulary, fluency in the English, confidence, grammar and language proficiency in general.

www.hope-mag.com 19 XXDear esteemed readers, on this spread we highlight in pictures some of the monthly activities that the President Presidential Month has undertaken in and outside the country, for your recap

1. President Kagame attended the Bill Clinton Global 3. President Kagame attended the ITU 150th anniversary Development at Columbia University- New York, 24 Initiative in New York, 27 September 2015 dinner- New York, 26 September 2015 September 2015 4. President Kagame participated at the High Level event on 2. President Kagame attended the Global Leaders’ 6. President Kagame met with President Catherine Rural Development- New York, 26 September 2015 Meeting on Gender Equality and Women’s Samba-Panza of Central African Republic in New York, 25 Empowerment- New York, 27 September 2015 5. President Kagame addressed over 800 students and September 2015 faculty at the International Conference on Sustainable

20 7. president Kagame co-chaired the UN Broadband Kigali, 14 September 2015 Commission Meeting- New York, 26 September 2015 11. President Kagame met with Mimica Neven, 8. President Kagame met with President Nursultan EU Commissioner- Kigali, 16 September 2015 Nazarbayev during his first visit to Kazakhstan - 12. President Kagame met with Prime Minister Astana, 21 September 2015 Lee Hsien Loong of Singapore- Singapore, 19 9. President Kagame received credentials of Iran, September 2015 Benin, Austria, Australia, Ireland, Argentina, Italy and 13. President Kagame met with leaders of the Japan Ambassadors - Kigali, 15 September 2015 Muslim Community- Kigali, 8 September 2015 10. President Kagame presided over the launch of the 4th Household Living Conditions Survey (EICV4)- 14. President Kagame visited Nyanza District- Southern Province, 11 September 2015

13 14 21 TIGO SPECIAL FEATURE

Tigo cash has changed the way money moves around in Rwanda and has made a big difference in many people’s lives, offering them a safe, secure and low-cost way of transferring money locally and internationally, paying bills, receiving wages, mobile savings and running small businesses.

Interview with

Head Mobile Financial Services Tigo Rwanda

What role has Tigo Cash Since our launch in May 2011, Tigo cash has been Today there are over 5.7 million mobile wallets, with Tigo played in the transformation changing the financial landscape in Rwanda and made Cash contributing over 2.6 million registered accounts, of Rwanda? great contribution towards accelerating and sustaining a monthly average of 7 million transactions and over Rwanda’s ongoing digital revolution. For instance, in 12, 000 active agents national wide, facilitating cash in December 2010, only 1.7 million bank accounts and and cash out near where people live or work. All this mobile wallets existed out of a population of 9 million underscores our commitment to increasing financial people. inclusion and contributing to a cash-light society.

22 SEPTEMBER 2015 ISSUE 56 Tigo cash has changed the way money moves The first 24/7 mobile money ATM (Tigo-Matic) At Tigo, we believe that when the poor get access around in Rwanda and has made a big difference in Rwanda and our partnership with Rwanda to financial services, their cash flow management in many people’s lives, offering them a safe, secure online platform to facilitate e-government gets better, their financial planning is enhanced and and low-cost way of transferring money locally payments, their savings are increased with better options for and internationally, paying bills, receiving wages, investments for their old age. mobile savings and running small businesses. And of course our recent acquisition of Rswitch by Furthermore, over 20,000 men and women are our parent company emphasizes our commitment to creating a joint ecosystem with a number of Give us a breakdown of major products reaping from the business as agents or freelancers (including the latest) and supporting their families through commissions financial institutions to enable our customers earned from selling and marketing the service. access their bank accounts and a myriad of financial services and products using their mobile Our latest major product is under our international What are the major investments that phones. money transfers service, where we recently launched make Tigo stand out? our Cross border remittance service between Tigo How is Tigo impacting people’s lives in cash Rwanda and Congo. This is in addition to the Tigo Rwanda has invested over US $390 million the rural Rwanda? already existing cross border remittance service in the country till date. The notable investments between Rwanda and Tanzania. include: The launch of Tigo cash in Rwanda has seen a transformative impact on the lives of millions Tigo Cash Customers are also able to receive Western The Launch of the Tigo cash platform for of people who previously had no or limited union transfers directly into their Tigo cash account mobile financial transactions processing access to financial services, while also helping and we will soon be launching our partnership with World remit, an online money transfer service. 3G network sites roll out the government to advance important public policy objectives on financial inclusion. Provision of Wi-Fi and high speed internet on Through Tigo Cash, Rwandans are able to pay for public buses and in public spaces such as Kigali Tigo cash has over 12,000 active agents or “human e-government services directly from their mobile City Tower. ATMs”, 2.6 million registered accounts and over phones for services like birth certificates, driving test 1 million subscribers actively transacting. Not registration fees, trading licenses, as well as trading What innovations has Tigo rolled out only is the service more accessible to an ordinary licenses for Value Added Tax-registered companies. on the market? Rwandan, but has also significantly improved financial inclusion by opening up a range of Additionally, our partnership with UOB Bank, Innovation is key at Tigo. We have scored a number financial services. through Tigo Sugira has enabled customers to of “Firsts” in the market: save money on their phones and earn an interest of 7% per annum. Lastly, with Tigo Cash you can We launched the world’s first cross border Financial services were previously out of reach for a vast number of customers, particularly those pay anyone with a mobile phone in Rwanda, you remittance service between Tanzania and Rwanda can pay electricity bills, DSTV, Star Times and other with currency conversion integrated, living in rural areas with little or no banking infrastructure. It has also allowed users working bills, buy airtime, pay for online shopping, buy goods The First mobile savings account dubbed “Tigo in cities to securely send money home to family from shops, restaurants and hotels within Rwanda. Sugira” which offers the best interest rate on the and friends living in villages, and fostered small market for a savings account, businesses through affordable remittance costs. What is Tigo cash’s strategic plan for the next 5 years?

Our plan for the next five years is to continue to build the ecosystem through interoperability, which Our plan for the next five years is to continue to build means, allowing our customers on Tigo Cash the the ecosystem through interoperability, which means, freedom to move money from their wallets to any bank account or any mobile account regardless of allowing our customers on Tigo Cash the freedom to the network be it MTN or to Airtel as well as Financial move money from their wallets to any bank account Institutions in the industry. Increasing the base of our active users, meaning users who make at least or any mobile account regardless of the network be one transaction per month, to at least 70% of the it MTN or to Airtel as well as Financial Institutions in total base. Those two are our key priorities. the industry. Increasing the base of our active users, Finally, with our new brand promise “Tigo Live it. meaning users who make at least one transaction Love it” our clients must expect more innovative products that will inspire, motivate, and help per month, to at least 70% of the total base. customers dream, work hard, and achieve their goals.

tigoRwanda www.tigo.co.rw

www.hope-mag.com 23

Available at all Engen Petrol Stations, Supermarkets and SafeGas points of sale. SPECIAL FEATURE

BRALIRWA concludes weeklong citywide campaign against underage drinking

XXIn a continuation of an earlier campaign launched in late 2014 dubbed 18+ Only, Rwanda’s leading and oldest beverage also delivered through mediums of communication like manufacturer Braseries et Limonaderies du Rwanda (BRALIRWA) drama acting where school drama clubs performed carried out a weeklong campaign regarding alcohol consumption theatres that further emphasized the health and social among minors in secondary schools. The BRALIRWA campaign risks associated with underage drinking and sensitize focused on secondary schools and as indicated by the brewery, the student population against the behavior. Also, campaigning against underage drinking is a continuing activity to innovative cartoon books with clear illustrations on be carried on in the future. underage drinking with messages on topics such as ways to prevent underage drinking and awareness creation on risks associated with the vice were disseminated. uring the course of the week, seven schools mostly in Gasabo district in Kigali were visited by BRALIRWA’s campaigning 11,000 copies of the innovative cartoon books were team with more than 11,000 students expected to have disseminated over the weeklong sensitization been reached by the messages. Entertainment education campaign. Explaining the company’s choice to target Dwas used in all the schools to disseminate messages in a medium schools in Kigali City, the Head of Corporate Affairs and that is attractive and less boring to youngsters where BRALIRWA Communication at BRALIRWA Freddy Nyangezi noted used members of Rwanda’s showbiz industry to facilitate in diffusing that the highest risks to engage in underage drinking the information and keep beneficiaries entertained. Messages were are prevalent in urban centres particularly in Kigali As a responsible citizen and business, we are concerned with the wellbeing of the communities in which we live and ensuring that challenges associated with underage drinking are prevented is one way of ensuring that we efficiently support community development.

and that as a leading player in the beverage alcoholic beverages, there are many other industry, BRALIRWA finds it necessary to products that minors can enjoy that do not BRALIRWA continues to inspire invest in intensive campaigning activities to involve alcohol. BRALIRWA manufactures the responsible consumption of alcohol discourage youngsters. “As a responsible Coca-Cola product range from its Kicukiro based citizen and business, we are concerned with soft drinks plant. This includes Coca-Cola, Fanta The campaign in schools is one among BRALIRWA’s the wellbeing of the communities in which we Orange, Fanta Citron, Fanta Fiesta, Sprite, Krest, many initiatives across the country aimed at inspiring live and ensuring that challenges associated and its sparkling water, Vita L’O. responsible and controlled consumption of alcohol with underage drinking are prevented is one in Rwanda. Among others, the company is regularly way of ensuring that we efficiently support The variety of nonalcoholic beverages is an involved in campaigns against excessive consumption community development.” addition to BRALIRWA’s wide range of beers that of alcohol and against drunk driving (driving while under include Rwanda’s most popular beer Primus, the influence of alcohol) all geared towards ensuring BRALIRWA as a leading beverage manufacturer Mutzig, Turbo King, Legend Extra Stout, and that Rwandans live happy quality of both alcoholic and nonalcoholic beverages Heineken. This in a nutshell ensures that there lives. wishes to play a relevant and impactful is a product for every Rwandan consumer; young role to assure social wellbeing by ensuring or old. “There is an appropriate beverage for refreshment for all market segments. This every Rwandan from BRALIRWA, meaning that message is part of what the campaign against there is no limitation to the fun; everyone has underage drinking seeks to clarify; sounding something to celebrate with.” the trumpet that although BRALIRWA produces

Students’ react to the campaign

Mwiseneza Emmy occasionally told us they drink alcohol. A senior two student at Groupe Scholaire This campaign I believe will help show them that Kimironko II, Mwiseneza Emmy welcomed the using alcohol while still a minor is dangerous to BRALIRWA campaign against underage drinking as their health and wellbeing and therefore might a worthwhile undertaking that will help discourage jeopardize their future lives. I am so happy that adolescents from drinking and motivate those the campaign is happening. I hope similar campaigns already consuming alcohol to end the habit. continue and reach many more schools such that “I know there are colleagues in my class who have this bad habit can be fully eradicated.”

Umutoniwase Ornella Similarly, Umutoni wase a senior four Most of the learners, as well as learner at G.S Kacyiru II expressed teachers emphasized need for the satisfaction for the messages passed campaigns to be continued. “Breaking during the BRALIRWA campaigns a bad behavior requires consistent against underage drinking. “I am happy efforts. We urge BRALIRWA to that in addition to sharing with us their continue its contribution to fighting knowledge and experiences, BRALIRWA underage drinking by increasing the has also given us some materials to frequency and number of beneficiaries refer to in case one has a burning to the campaigns because they are of question. The books shared will also good quality and kids loved them and help us in mobilizing fellow children were attentive. I believe these can against underage drinking because the play a good role in ending the vice,” illustrations are simple to understand.” Nshimiyimana Alphonse, a teacher at G.S Kacyiru II shared. Presidents Kagame, Museveni and Salva Kiir launched reconstruction East African Railway lines

ties grow spread benefits to more people

30 SEPTEMBER 2015 ISSUE 56 UGANDA Celebrates Independence

UGANDA EMBASSY SPECIAL FEATURE

ganda and Rwanda share a rich political history, of both countries, while dealing with policy makers at the geography, socio-cultural values and economics same time.As a result, trade between Rwanda and Uganda that have all made us allies, neighbours and last year grew by 25 per cent, something that is remarkable. partners. In fact, Rwandans and Ugandans have Ubeen doing business with each other long before the two The onus is now on the business community to make the two countries became modern states at the level they are today. economies, which average growth rates of between six and eight per cent annually, more competitive and self-sustaining The countries’ governments and business leaders have also in the long run.Both countries have long-term development been at the fore of dedicating their time to deliberate on visions that they are working tirelessly to achieve. Uganda policies and opportunities that catalyse more engagements. has Vision 2040 while Rwanda has Vision 2020. Through Rwanda and Uganda share a wealth of similar investment this road-map, Rwanda and Uganda seek to hop from the opportunities across many sectors, with some awaiting doldrums of being third-world countries to middle-income exploration. For Uganda there is the most recent significant economies by 2020 and 2040 respectively. To achieve this, discovery of oil that is expected to positively impact the a number of key development policies and partnerships have two countries’ economies once extraction and refining do been crafted by the two countries. commence in the coming months. Recently, the two countries signed a bilateral trade and The two countries also share tourism resources like the investment framework agreement on pharmaceutical Virunga Mountains which are home to the endangered products. This cooperation allows the countries to share mountain gorillas. Business between the two nations is information related to pharmaceutical products, promote growing rapidly in a very competitive global economy, medical research and developing the pharmaceutical thanks to the East African Community (EAC) integration. sector in general. A committee was, thus, put in place to Recently, Uganda’s ambassador to Rwanda, Richard monitor bilateral trade and investment in Pharmaceutical Kabonero, told CNBC Africa that they have been looking at products and ensure that trade barriers in the area are the opportunities that exist between the private sectors removed to facilitate market access for pharmaceutical

Uganda and Rwanda n officials tour the newly constructed Mirama Hills Kagitumba one stop border post facility on July 3 2015

...Uganda’s ambassador to Rwanda, Richard Kabonero, told CNBC Africa that they have been looking at the opportunities that exist between the private sectors of both countries, while dealing with policy makers at the same time.As a result, trade between Rwanda and Uganda last year grew by 25 per cent, something that is remarkable.

www.hope-mag.com 31 UGANDA EMBASSY SPECIAL FEATURE

9th Northern Corridor Integration Projects Summit took place in Kigali Rwanda

firms in Rwanda and Uganda. As a result, there is increased access to medicines and modern pharmaceutical technologies in both countries. In 2012, the Rwanda-Uganda Business Forum started as an initiative of the two countries’ business community to address challenges that were crippling business in the two countries like roaming charges, non-tariff barriers (NTBs) among others.

Today, together with Kenya, there are harmonised roaming tariffs in the region which allow business people to communicate affordably in the region, a great business enabler. In addition to that, cross border mobile money transfers between MTN Uganda and MTN Rwanda users were introduced, a service that will enable traders; parents with children studying in the countries and all stakeholders transfer funds between the countries seamlessly. Singling out NTBs as well, over 38 non-tariff barriers (NTBs) have been

removed since 2008, allowing room for cross Presidents Kagame, border traders to increase on their business Museveni launched competitiveness and volumes thus more incomes Mbarara Kigali Gatuna road reconstruction and cost savings. The Gatuna Border Post working in 2011 hours were stretched from 12 hours to 24 hours 7 days a week.

32 SEPTEMBER 2015 ISSUE 56 UGANDA Celebrates Independence

Uganda is also part of a tripartite arrangement with the Kenyan and Rwandan governments on a railway line, which will start from Mombasa, through Kampala to Kigali. In the same way, both nations are committed to the joint single tourist visa product whereby a visiting tourist only needs one visa to visit all tourist sites in the three countries.

Crane Bank Offices in Kigali

East Africa Single Visa

Uganda is also part of a tripartite arrangement The agreement is helping the two countries with the Kenyan and Rwandan governments on conserve their national security by using the a railway line, which will start from Mombasa, shared information to stop on-going recruitment through Kampala to Kigali. In the same way, of the ADF and the Interahamwe rebels. They both nations are committed to the joint single also agreed to sensitise the communities living tourist visa product whereby a visiting tourist at the border points to be vigilant in reporting only needs one visa to visit all tourist sites in immigrants who cross into the country through the three countries. The mentioned projects are illegal border entries, to the nearest authorities just among many others the two countries have for immediate action. embarked on to ensure regional growth happens inclusively. Lastly, as part of a joint social development program between the two countries, presidents This has led to close business ties between the of the two countries, His Excellency President countries topping most of the countries’ meeting Paul Kagame and Yoweri Kaguta Museveni agendas and fostering stronger political and social in March raised Rwf 875 million for the relations. For instance, the cooperation between establishment of Ntare School in Rwanda. This the police forces of both countries has led to will help not only have more youths receive the establishment of one border police post at formal education after completing their primary some ungazzetted crossing points at Karubamba education but also encourage more of similar and another police post at Kizinga in Nyagatare projects to be done in the two countries. district. Such developments have cemented the cooperation between the two Police forces. The On the whole, the Rwanda-Uganda cooperation national armies, on the other hand, early this year is a time-honoured interaction, characterised signed an information sharing agreement on rebel by continued transactions, strengthened by the groups fighting the two countries’ governments associated historical values all embedded in the from the Democratic Republic of Congo. enhancement of human values and development.

www.hope-mag.com 33 food sellers and small traders to do business without bureaucracy.This has spurred trade in the border areas, with women involved in cross Fostering Rwanda border trade now able to sell more goods. “I have a lot of passion for women’s empowerment and being a cross border trader. I feel we can transform and Uganda ties ourselves from being small scale cross border traders to well-established formal traders if we work as a group,” said Hadijja Sserwanga, a champion of the rights of Uganda’s border traders, XXCreating more markets for businesses is one of the key pillars of the regional Chairperson of the East African Women East African Community (EAC). Picking out Uganda and Rwanda from the Cross Borders Traders Association (EAWCBTA). regional bloc, greater bilateral trade ties have been founded over the past few years, especially since the regional bloc was rejuvenated. Informal, largely unorganized and unrecognized they might be, but the influence of women border traders on East African commerce is huge. Some he key to the ease of the operation was bilateral agreements with Uganda and Tanzania studies suggest they are responsible for up to 60% a simple piece of paper created to avoid to get things changed, and in so doing, I think we of all intra-East African trade. Other than that, even small cross-border transactions getting became the first country among the Partner States bigger companies have a wide range of opportunities choked in the paperwork of major cross- to actually start turning NTBs over.” TradeMark to expound on in Rwanda and Uganda. Tborder commerce. It was developed as part of a East Africa (TMEA) helped revamp the National campaign, supported by TradeMark East Africa Monitoring Committee for the elimination of NTBs. What companies should do, according to experts is (TMEA), to help East African countries stop talking A website was established to register complaints to network further on every opportunity they get to about NTBs and actually start removing them. online and an advocacy strategy was adopted. meet. On Rwanda’s side, the Rwanda Development Board, Traidlinks and TradeMark East Africa (TMEA) “We used to go to EAC meetings and the same list Rwanda and Uganda’s borders are shop windows all want to help Rwandan companies to think of NTBs across the region kept coming up again and for small traders on either side and another NTB differently and go to Kampala to find customers. again,” explains Kaliza Karuretwa, Director-General that was removed was the need for a complex “We are net importers from Kenya and Uganda, which of Trade and Investment in the Rwandan Ministry certificate of origin. This was simplified altogether is why we welcome this move to help us put Rwandan of Trade and Industry “So we decided not to wait by raising the threshold for the need for such a producers together with Ugandan buyers. It’s a for this to happen but to make it happen. We made document to the equivalent of $2,000, allowing nearby market with similar people,” said Karuretwa.

34 34 SEPTEMBER 2015 ISSUE 56 UGANDA EMBASSY SPECIAL FEATURE

Kagitumba & Mirama One Stop Border Posts Contributing to the Ease of Doing Business

XXImproved physical infrastructure that is fit for purpose has often been “They can get stuck for days. So many people Beneficiaries also include women singled out to be what will prefer to go the long way round to Katuna. When with small businesses the road is repaired the traffic will increase and contribute to reducing the we expect it to quadruple.” The Mirama Hills road time to transport goods route offers a shorter and less difficult route It’s not only trucks that will benefit from the between Kampala and to Rwanda than passing through the Katuna/ OSBP. Cross border traders, many of whom Kigali, and therefore also Gatuna border post. Operationalisation of a one are women, make their living on a daily basis contribute to reducing trade stop border post at Kagitumba and Mirama Hills selling things like rice or eggs. In addition to is expected to decrease the time for goods to that, for the traders operating at the border costs in East Africa. be transported between Kampala and Kigali and crossings, the OSBP is an exciting prospect. 400 Kms to the north increase the volume of traffic using the route. The clearing agents anticipate the future with of Kobero, on the border TradeMark East Africa (TMEA) undertook the increased trade, which in itself will create of Rwanda and Uganda, rehabilitation of the road, including the building of jobs, while the Forex Bureaux operators TradeMark East Africa two bridges between the two borders, in addition expect to get many more customers. to constructing OSBPs. (TMEA) is constructing a One Stop Border Post (OSBP) at Kagitumba on the Rwanda side and Mirama Hills in Uganda.

hile there are three border crossings into Rwanda from Uganda, Mirama Hills/Kagitumba is the border crossing with Wthe least steep gradient when travelling from Kampala to Kigali. Yet, because of a deteriorating 37 km section of road leading to Mirama Hills, most traffic uses the longer, craggier route through Katuna/Gatuna borders. vRonald Musiga Kwezi, Head of Customs at Mirama Hills acknowledges the value of the road to the border crossing. “When trucks use this road they are often delayed when it is flooded due to rain,” he explained.

www.hope-mag.com 35 SPECIAL FEATURE

Kigali & Kivu

Enjoy your stay at the Kigali and Lake Kivu Serena Hotels

XXSerena Hotels in Rwanda haven’t Lake Kivu Serena Hotel: missed out on featuring on this Serenely sited on the white sandy shores of Lake interesting publication on ‘Uganda meets Kivu, the sixth largest lake in Africa, and surrounded Rwanda’. As Uganda celebrates its 53rd by extensive tropical gardens, the tastefully Independence anniversary, the Serena open-plan Lake Kivu Serena Hotel offers the ideal Hotels in Rwanda have gone all out to Serenaextended holiday Hotelsdestination in Rwanda or week- show the breathtaking and charming end escape. features of their facilities. Visitors from Uganda and beyond should indeed experience comfort at its finest when Within several hours drive of both the Rwandan they get to either Kigali or Lake Kivu Charles Muia capital, and the glorious Volcanoes National Park Serena Hotels Rwanda (home of the world famous mountain gorillas), Serena Hotel. Country Manager it overlooks its own private beach and offers; 66 luxury hotel rooms, executive suites and family The hotels accommodation, a panoramic restaurant, indoor and Kigali Serena Hotel: beachside bars, a luxury swimming pool, and the Also overlooking the pool, the popular Milima ‘Maisha’ Health Centre (offering an extensive range Ideally located on one of Kigali’s most charming Restaurant offers a wide range of all-day buffet of health and beauty regimes, boating, swimming, boulevards, the five-star Kigali Serena Hotel is choices, while the relaxed Sokoni Café offers volley ball, tennis, fishing, hiking and trekking). built around a polished granite atrium, which inside and outside poolside seating.Regarded by showcases the very best of Rwandese cultural many as Kigali’s natural business hub, the hotel Our Lake Kivu hotel also boasts a world-class art. Relaxed yet elegant, the hotel features an also boasts its own extensive conference centre, fully-integrated Conference Centre, allowing Executive Lounge and Bar, which opens onto a 500-seater auditorium and lavish ballroom. business personalities and firms to hold effective wide sundeck overlooking the newly refurbished The Kigali Serena Hotel is one of the leading conferencing and networking sessions swimming pool. conference venues in Kigali.

36 SEPTEMBER 2015 ISSUE 56 Kampala Serena

UGANDACelebrates 53YEARS Of Independence

Happy 53rd Independence, Long live the people of Uganda UGANDA EMBASSY SPECIAL FEATURE

RICHARD KABONERO, Uganda’s Ambassador to Rwanda

XXThe cooperation between Rwanda and Uganda is deep and historical with a shared history and ideological kinship. It is a relationship enhanced by membership in regional and continental organization. The two countries pursuit of closer cooperation has given way to many economic and socio-political progress including free movement of labor, joint infrastructural developments and operation of 24 hour one stop border posts among other initiatives, Richard Kabonero, Uganda’s Envoy in UGANDA Rwanda confirmed during an interview with HOPE Magazine. RWANDA Below are the excerpts.

Qn � How far has Uganda implemented the Northern Corridor?

A � The Northern Corridor is the transport corridor linking the Bilateral countries in East Africa. The framework of the Northern Corridor Integration projects is designed to generate and sustain the political will necessary to get the projects implemented. Such projects lie in the realm of infrastructure development, energy cooperation generation, security and ICT and Social Economic Development.

At a summit meeting held in Entebbe in June 2013, the heads of state of Uganda, Kenya and Rwanda reviewed the Transforming state of integration and observed the slow speed of project implementation. They decided to change the status quo to fast truck implementation of 14 projects mainly: Infrastructure Livelihoods to development, Energy generation, Security cooperation, Labour and Services, Airspace management and Immigration. South greater heights Sudan joined the 3 countries in August 2013 in Mombasa

38 SEPTEMBER 2015 ISSUE 56 UGANDA Celebrates Independence

Qn � What other joint projects are being Qn � Your Excellency, could that be all We have also been working on free worked on by the two sister nations? concerning the new developments? movement of goods, people, labor, capital and services guaranteed under the common market protocol. A � In the Northern Corridor, there is now a one A � The development of the refined petroleum area network where roaming charges on voice products pipeline from Eldoret through Kampala have been harmonized and was expected to cover to Kigali is another deliverable under the Northern Qn � What about road transport, roaming charges on sms and data by the end of May Corridor Integration Projects. Mobilization of Your Excellency which is used by 2015 and later to cover mobile financial services. project funding by the partner states to the tune the majority? This is a new impetus to create one market, one of USD 1,457.46 is ongoing. Partner states are investment area, one airspace making it easier for currently engaged in determining the pipeline A � The Kampala- Katuna-Kigali road has doing business in the Northern Corridor. corridor as part of the greater infrastructure been rehabilitated and reconstructed corridor. significantly reducing delays on road Qn � How far is the “Time Release transport as well as removal of other delays Study” that was supposed to establish The process of land acquisition for the corridor like weigh bridges and Police road blocks. will commence once the estimated cost of USD the bottlenecks that exist in clearing 52.32Million is secured, Partner states wish to and releasing goods? Qn � How has the Ugandan High invite private sector participation in both funding Commission in Rwanda been and development of the pipeline. The government helping Ugandans working in A � For some time now, Northern Corridor has of Uganda offered equal shareholding to partner been identified as a corridor where the cost of states in the oil refinery development at Kabale- Rwanda ? doing business is one of the highest globally. Hoima district. A � We have a vibrant association of Ugandans living and working here that is registered. They work very well with their Rwandan brothers and sisters and host government agencies. I wish all Ugandans a ...The mission has been encouraging participation happy and safe 53rd Independence Anniversary. of the private sector in all these projects under the Northern Corridor. For example, in the Oil and gas sector, private participation is expected in; •Upstream in production (3+new blocks) •Midstream-refinery and pipelines •Downstream-associated industries (petrol chemicals, distribution, storage etc)... UGANDACelebrates 53YEARS Inefficient systems and non-tariff barriers To date, Kenya has pledged 2.5% towards Of Independence entrenched along the corridor were attributed its initial equity shareholding in the refinery. to the high cost of doing business hence the united The remaining partner states are expected leadership of the heads of state that ushered in to pronounce themselves on the equity a new impetus to change this. shareholding project. I wish all To date, the cost of doing business along the Qn � What is the Embassy’s role in the corridor has come down due to the removal promotion of these projects? of NTB’s and administrative inefficiencies. For Ugandans a happy example, a container from Mombasa to Kampala A � The mission has been encouraging and safe rd used to take 18 days, to Kigali 22 days and now participation of the private sector in all these 53 it takes 4 and 6 days to Kampala and Kigali projects under the Northern Corridor. For respectively. example, in the Oil and gas sector, private Independence participation is expected in; Multiple bonds were in use to clear goods from Anniversary Mombasa to points of destinations before • Upstream in production (3+new blocks) the initiative, currently, one bond is used. The • Midstream-refinery and pipelines electronic cargo system has been introduced to • Downstream-associated industries (petrol ensure safety of cargo in transit. chemicals, distribution, storage etc)

www.hope-mag.com 39 CONGRATULATIONS

XXCrane Bank Rwanda, as promised when it set foot in Rwanda, is aiming at changing your banking moments to a memorable experience. The product bouquet, the rich brand, the banking hall ambiance and the professionalism of the staff all communicate to your heart to create an enjoyable and everlasting relationship. UGANDACelebrates 53YEARS Of Independence

We would like to wish all Ugandans a happy 53rd Independence Anniversary. A big thank you to our current clients for banking with us. To our prospecting clients, please give us an opportunity to serve you

Mrs. Edigold Monday with better business agility,” the Managing Director of Crane Bank Rwanda Mrs. Monday concluded.

n an exclusive interview with Hope Magazine, We give you options and discuss their benefits. our customers with flexibility and innovation. Mrs. Edigold Monday the Managing Director of We aid you to make a choice,” she added. Crane Our relationship management model is our living Crane Bank Rwanda noted that her institution Bank Rwanda is 100% owned by Crane Bank testimony. has brought a taste of innovation and flexibility Uganda Limited, a Tier 1 Financial Institution, Iin banking services without losing sight of risk and ranks among the Leading Banks of Uganda Our commitment is to serve and grow with you management. which recently celebrated 20 years of existence. and make banking easier than you think,” said “At Crane Bank Rwanda, we try to understand our Mrs Monday during the interview. “We would like clients’ needs. We go an extra mile not only in Crane Bank has won the coveted Bank of the Year to wish all Ugandans a happy 53rd Independence serving our customers but in catering for all their Award, presented by The Banker, an associate Anniversary. A big thank you to our current needs. This is our strength,” she said. “We have a publication of the Financial Times, eight times in clients for banking with us. To our prospecting product for all our current and prospecting clients ten years. The bank currently has 46 Branches clients, please give us an opportunity to serve be it individual or a company and for every segment and over 100 ATMs spread across Uganda. “Our you with better business agility,” Mrs. Monday in the market. cutting edge is in how we provide services to concluded.

40 SEPTEMBER 2015 ISSUE 56 CRANE BANK RWANDA HEAD OFFICE (100% Subsidiary of Crane Bank Ltd, Uganda) Plot No. 10249, P.O. Box 4312, Ville De Kigali, Nyarugenge, Muhima, Kigali, Rwanda www.cranebanklimited.com Email: [email protected] Tiles, Sanitary ware, Faucets, Lights, Switches

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DHL at the forefront of fostering learning by sponsoring SPELLING COMPETITIONS

mphasising the fact that youths are the business leaders of tomorrow, “I thank Brain Teasers, Judges and students DHL Express Limited, Rwanda’s leading mail and logistics service provider for making time for this very good initiative Elast month sponsored a spelling competition aimed at building children’s which will definitely help you in the future. DHL intellectual capacities in language proficiency. Julie Mutoni, DHL Express Express is an international courier company that Rwanda Country Manager said sponsoring the competition, organised by Brain sends out parcels inside and outside Rwanda. Teasers Rwanda, was important for them as part of the business community in We greatly value talent from Rwanda,” she said Rwanda because building capacities was important right from people’s youth. while presiding over the event at the Hilltop Hotel. She briefed the students of how the founders

44 SEPTEMBER 2015 ISSUE 56 The reason why we sponsor this event as part of our corporate social responsibility is that we believe for our economy to grow, education is very key,”

Julie Mutoni, DHL Mutoni noted. Express Rwanda Country Manager

of DHL Express, Adrian Dalsey, Larry Hillblom and Robert Lynn, started the company from the United States of America in 1969 and that it had now expanded worldwide. “These three gentlemen sat down in a restaurant to discuss how they could be delivering parcels. Now we are talking of serving 220 countries all over the world.

The reason why we sponsor this event as part of our corporate social responsibility is that we believe for our economy to grow, education is very key,” Mutoni noted. She reaffirmed DHL Express Rwanda’s commitment in ensuring the children and youths are empowered and their skills sharpened for future employment.

SPECIAL FEATURE

BRALIRWA celebrates Enjoy Responsibly Day with special focus on preventing drink driving

XXAs is custom in all Heineken group companies since 2014, Rwanda’s leading beverage manufacturer Brasseries et Limonaderies du Rwanda (BRALIRWA) on September 17th celebrated the Enjoy Responsibly Day during which occasion the brewery’s management exhorted staff and invited guests to exercise responsibility in alcohol consumption. Prior to the Enjoy Responsibly Day, BRALIRWA on September 16th hosted most of its staff in training as part of a campaign to discourage drunk driving.

fter the training, in partnership with Our job as BRALIRWA is to make sure that alcohol presents to the industry and consumers the Rwanda National Police, staff and consumers do not just drink but they enjoy.” Mr. in particular, Hall noted that it is of utmost interest management of BRALIRWA placed Hall further explained, “The line that separates to BRALIRWA that people learn how to enjoy stickers with the message “don’t enjoyment and tragedy when it comes to beer responsibly. “The key thing is enjoying” he said Adrink and drive” on cars beginning of course consumption is none other than responsibility. emphasizing that no one ought to drink beyond with the brewery’s own vehicles. Equally, the One might be enjoying one moment while drinking enjoyment. main message of the Enjoy Responsibly Day was a favorite beer and out of lack of self-discipline sensitizing participants against drink driving. and responsibility; the next moment might To Hall, BRALIRWA as a leading manufacturer and become tragic.” the largest shareholder of Rwanda’s beer market Speaking at the function, BRALIRWA’s Managing bears the responsibility of sensitizing people to Director Jonathan Hall explained the rationale of “We are glad to be in this interesting fun-exuding appreciate the necessity of responsible consumption why a beer producing company such as theirs industry. We need to take lead in protecting the of alcohol. As such, people employed by the beer is keen at sensitizing the public on responsible consumer and the future of beer which plays industry carry a similar responsibility of being consumption of alcohol. “While some people a vital role in the cultures and economies of exemplary in exercising responsible enjoyment of know us as being in the beverage industry, communities where we operate,” the BRALIRWA alcohol. On a global scale, Heineken introduced which we are, there is more to that; we are in MD further exhorted his staff. As a result of the Enjoy Responsibly Day in 2014. This year, the the industry of entertainment and enjoyment. the risks that irresponsible consumption of Global Beer Responsibility Day brought together The industry as a whole is setting commitments and taking concrete actions. By engaging with all interested groups in society, from governments to retailers and to parents, we can make a positive impact on alcohol abuse

three of the world’s leading beer manufactures –Heineken, The Heineken Group owns 75% in BRALIRWA with the Anheuser-Busch InBev, and Carlsberg, among other small remaining shareholding listed on the Rwanda Stock manufactures and stakeholders in the industry. Established Exchange. this 2015, Global Beer Responsibility Day will going forward be an annual industry-wide initiative, led by Anheuser-Busch InBev, Carlsberg and HEINEKEN, to highlight and reinforce the responsibility efforts conducted by brewers, wholesalers, Key messages of responsible retailers, governments and enforcement officials, NGOs consumption of alcohol and other partners. On the occasion, the three brewers will showcase and launch a variety of programs aimed at Do not drink and drive reducing the harmful use of alcohol, including drink driving and underage drinking prevention, server and seller training Do not give or sell alcohol to persons efforts and consumer education programs, among others. under the age of 18 years

Speaking of this initiative by beer producers, Jean-François It is healthy to drink water alongside van Boxmeer, Chief Executive Officer at HEINEKEN is alcohol reported saying “The industry as a whole is setting commitments and taking concrete actions. By engaging Do not consume alcohol on an empty with all interested groups in society, from governments to stomach. Alcohol does not replace the retailers and to parents, we can make a positive impact on importance of healthy meals alcohol abuse. It is time to embrace the opportunity. Global Beer Responsibility Day is a catalyst for increased action.” CORPORATE TRAINING SERVICES

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