Financial Institution Bond Insurance Chubb Insurance Company of Canada Department of Financial Institutions

Chubb is Number One in the Our broad spectrum of comprehensive Fidelity Market financial fidelity offerings include the following: When one of your customers suffers a Financial Institution Bond loss, aren’t you Form-A or 24: For banks, trust relieved to know they have coverage from companies, and other lending institutions a leader in fidelity bond insurance? Form-B or 14: For firms in all of the In 2014, for the tenth year in a row, Chubb National Instrument 31-103 registration ranked as the #1 writer of fidelity bonds categories of Adviser, Dealer, in Canada and North America, based on or Investment Fund Manager premium, according to the Surety & Fidelity Association of America (SFAA). Form-C or 25: For insurance companies

The Chubb Difference National Instrument 31-103

Chubb is a market leader because of our Chubb Insurance Company of Canada’s excellent reputation for service Form-B and Form-14 Financial Institution and for handling claims fairly and Bonds meet all of the registration promptly. Plus, we can provide required requirements of National Instrument local expertise through our more than 70 31-103, including: offices conveniently located throughout the United States and Canada, including • The provision of a double aggregate limit from Chubb Insurance Company • Insuring Clauses 1-8 (Form-B) of Canada’s branches in Toronto, and A to E (Form-14) Montreal, Vancouver, and Calgary. • Notice of Cancellation/Termination to the relevant provincial or territorial securities commissions (done by endorsement) Chubb Insurance Company of Canada Bond Form-B and Form-14 Contact Us also has the ability to provide limit combinations up to and including Chubb Insurance Company of Canada’s Please call your Chubb Insurance the maximum required of $25,000,000. Form-B and Form-14 Financial Institution Company of Canada Financial Institutions Bonds protect Advisers, Dealers, and Underwriter today. Investment Fund Managers against loss resulting from: Toronto Financial Strength O +416.863.0550 • Employee Dishonesty F +416.863.0510 Chubb Insurance Company of Canada (including trade or loan fraud) is one of the most highly rated property • On Premises Theft Montréal and casualty insurance companies in (including robbery and burglary) O +514.938.4000 the industry, a reflection of our overall • In-Transit Theft F +514.938.2288 quality, strong financial condition, and • Forgery or Alteration strong capital position: • Extended Forgery Calgary (which meets the NI 31-103 requirement O +403.261.3881 • Chubb Insurance Company of Canada’s for securities coverage) F +403.269.2907 current financial strength rating is Chubb Insurance Company of Canada’s “A++” from A.M. Best, an independent Form-B Financial Institution Bond adds Vancouver evaluator of the insurance industry. the following features: O +604.685.2113 This is their single highest rating • Broad coverage for employee F +604.685.3811 assigned, something that we have dishonesty, including the elimination enjoyed uninterrupted for the of manifest intent requirements Chubb.com/ca past 50 years. • The elimination of the dual trigger • Chubb also currently has financial in the Employee Dishonesty strength ratings of “AA” from Fitch, Insuring Clause “Aa2” from Moody’s, and “AA” • Automatic protection for newly from Standard & Poor’s – also all acquired subsidiaries independent evaluators of the • Central handling of securities insurance industry. • Uncertified securities • Chubb currently has a stable outlook • Computer Systems Fraud coverage with all four rating agencies. • Facsimile Signatures coverage • Fraudulent instructions forgery includes signatures of employees • Counterfeit Money Insuring Clause applies to money of any country • Non-Cancelable by Chubb Insurance Company of Canada except for Non- Payment of Premium

Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. In Canada, Chubb operates through Chubb Insurance Company of Canada and Chubb Life Insurance Company of Canada. All products may not be available in all Canadian jurisdictions. In the United States, insurance is provided by ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates. This commu- nication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Chubb is the world’s largest publicly traded property and casualty insurance group. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. Chubb Limited, the parent company of Chubb, is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index