“Online Shopping Fiesta” Offers Terms and Conditions (“T&Cs”)

Important Notes:  By participating in these offers, the Cardholders are deemed to have read, understood and agreed to be bound by all T&Cs in this document.  Offers cannot be exchanged for cash, cheque, or in kind and is not transferrable to any third party.  Offers cannot be used in conjunction with any other discounts, privileges and promotions unless otherwise stated.  The merchants and Hong Leong Bank reserve the right to change these terms and conditions at any time.  For any changes, loss or damages resulting from these offers are to be referred to the respective merchant by Cardholders.  In the event of any discrepancies between these T&Cs as compared to the advertising, promotional, publicity and other materials relating to or in connection with this Campaign and/or Promotion, the final T&Cs advocate by the respective merchants shall prevail.  All pictures shown are for illustration purposes only.

1. Zalora Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in Malaysia. The promotion period is from 15 March 2021 to 31 March 2021. The offer is valid for purchases made at www.zalora.com.my or ZALORA Mobile App. Promo Code “HLBZALBDAY” entitles new and existing ZALORA users 23% OFF + 6% Cashback with a minimum spend of Ringgit Malaysia One Hundred Eighty (RM180). Only one (1) type of promo code can be used at a time. Free shipping for orders of Ringgit Malaysia Ninety-Nine (RM99) and above. Promo code is only applicable to items sold by Zalora and does not apply for certain excluded brand and items. Brand and item exclusions apply as set out at https://support- my.zalora-ops.com/en/support/solutions/articles/76000017871-brand-exclusions. 6% Cashback will be credited into customer’s Zalora Account. ZALORA’s Terms of Service shall apply to all uses of the promo codes and Zalora’s Cashback Terms & Conditions apply.

2. 24 Serves x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in Malaysia. The promotion period is from 1 February 2021 to 30 April 2021. To redeem the offer, promo code “VISA12” and a valid Visa card (Visa Classic, Gold, Platinum, Signature or Infinite card) must be entered upon checkout at their online store: https://www.24s.com/en- my/women. Offer is applicable for single use only and only valid on full price items. Offer excludes add-on items/shipping/courier charges. Offers cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Brand exclusion apply, including but not limited to Louis Vuitton, Dior, Gucci, Fendi, Roger Vivier, Acne Studios, Celine, Rimowa, Moynat, Moncler, Moncler Genius, Balenciaga, Bottega Veneta, The Row, Loewe, Trudon, Carrières Frères, Adieu Paris, Eres, Pascale Monvoisin, Aurélie Bidermann, Poiray, La Perla, Gas Bijoux, Douze Paris, Orlebar Brown, Charlotte Chesnais, Brunello Cucinelli, Gianvito Rossi, Kure Bazaar, Vanessa Bruno, Moreau Paris, Etudes, Djula, Perseee, and Agnelle.

3. 24 Serves (VISA Platinum, Signature or Infinite card) x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in Malaysia. The promotion period is from 1 February 2021 to 30 April 2021. To redeem the offer, promo code “VISA15” and a valid Visa card (VISA Platinum, Signature or Infinite card) must be entered upon checkout at their online store: https://www.24s.com/en-my/women. Offer is applicable for single use only and only valid on full price items. Offer excludes add-on items/shipping/courier charges. Offers cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Brand exclusion apply, including but not limited to Louis Vuitton, Dior, Gucci, Fendi, Roger Vivier, Acne Studios, Celine, Rimowa, Moynat, Moncler, Moncler Genius, Balenciaga, Bottega Veneta, The Row, Loewe, Trudon, Carrières Frères, Adieu Paris, Eres, Pascale Monvoisin, Aurélie Bidermann, Poiray, La Perla, Gas Bijoux, Douze Paris, Orlebar Brown, Charlotte Chesnais, Brunello Cucinelli, Gianvito Rossi, Kure Bazaar, Vanessa Bruno, Moreau Paris, Etudes, Djula, Perseee, and Agnelle.

4. The Batik Boutique x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in or outside Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. To redeem the offer, promo code “BATIKKEYFOB” and a valid Visa card must be entered upon checkout at their online store: https://www.thebatikboutique.com/. Offer excludes add-on items/shipping/courier charges. Offers cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products.

5. Farfetch x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in or outside Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. To redeem the offer, promo code “VISAX” and a valid Visa Classic, Gold Platinum, Infinite and Signature card must be entered upon checkout at their online store: https://www.farfetch.com/my/. Offer is applicable for single use only and only valid on full price items. Offer excludes add-on items/shipping/courier charges. Offers cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Brand exclusion apply, including but not limited to Acne Studios, Alexander McQueen, Balenciaga, Balenciaga Kids, Bell & Ross, Bottega Veneta, Boucheron, Brunello Cucinelli, Burberry, Burberry Kids, 144302 Chanel Pre-Owned, Chopard, Christian Dior Pre-Owned, Christian Dior x Susan Caplan, David Yurman, De Beers, Dolce & Gabbana, Dolce & Gabbana Kids, Ermenegildo Zegna, Ermenegildo Zegna XXX, Fendi, Fendi Eyewear, Fendi Kids, Fornasetti, Gentle Monster, Girard Perregaux, Golden Goose, Golden Goose Kids, Gucci, Gucci Eyewear, Gucci Kids, Hermes PreOwned, Jimmy Choo, John Hardy, Louis Vuitton Pre-Owned, Maison Margiela, Miu Miu, Miu Miu Eyewear, MM6 Maison Margiela, Moncler, Moncler Eyewear, Moncler Gamme Bleu, Moncler Grenoble, Moncler Kids, Oscar de la Renta, Pomellato, Prada, Prada Eyewear, Rick Owens, Rick Owens DRKSHDW, Rick Owens Lilies, Saint Laurent, TAG Heuer, Tasaki, Thom Browne, Thom Browne Kids, Tiffany & Co., Ulysse Nardin, Valentino and Zenith.

6. Farfetch (Infinite) x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in or outside Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. To redeem the offer, promo code “INFINITE” and a valid Visa Infinite card must be entered upon checkout at their online store: https://www.farfetch.com/my/. Offer is applicable for single use only and only valid on full price items. Offer excludes add-on items/shipping/courier charges. Offers cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Brand exclusion apply, including but not limited to Acne Studios, Alexander McQueen, Balenciaga, Balenciaga Kids, Bell & Ross, Bottega Veneta, Boucheron, Brunello Cucinelli, Burberry, Burberry Kids, 144302 Chanel Pre- Owned, Chopard, Christian Dior Pre-Owned, Christian Dior x Susan Caplan, David Yurman, De Beers, Dolce & Gabbana, Dolce & Gabbana Kids, Ermenegildo Zegna, Ermenegildo Zegna XXX, Fendi, Fendi Eyewear, Fendi Kids, Fornasetti, Gentle Monster, Girard Perregaux, Golden Goose, Golden Goose Kids, Gucci, Gucci Eyewear, Gucci Kids, Hermes PreOwned, Jimmy Choo, John Hardy, Louis Vuitton Pre-Owned, Maison Margiela, Miu Miu, Miu Miu Eyewear, MM6 Maison Margiela, Moncler, Moncler Eyewear, Moncler Gamme Bleu, Moncler Grenoble, Moncler Kids, Oscar de la Renta, Pomellato, Prada, Prada Eyewear, Rick Owens, Rick Owens DRKSHDW, Rick Owens Lilies, Saint Laurent, TAG Heuer, Tasaki, Thom Browne, Thom Browne Kids, Tiffany & Co., Ulysse Nardin, Valentino and Zenith.

7. Farfetch (Signature) x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in or outside Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. To redeem the offer, promo code “SIGNATURE” and a valid Visa Signature card must be entered upon checkout at their online store: https://www.farfetch.com/my/. Offer is applicable for single use only and only valid on full price items. Offer excludes add-on items/shipping/courier charges. Offers cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Brand exclusion apply, including but not limited to Acne Studios, Alexander McQueen, Balenciaga, Balenciaga Kids, Bell & Ross, Bottega Veneta, Boucheron, Brunello Cucinelli, Burberry, Burberry Kids, 144302 Chanel Pre- Owned, Chopard, Christian Dior Pre-Owned, Christian Dior x Susan Caplan, David Yurman, De Beers, Dolce & Gabbana, Dolce & Gabbana Kids, Ermenegildo Zegna, Ermenegildo Zegna XXX, Fendi, Fendi Eyewear, Fendi Kids, Fornasetti, Gentle Monster, Girard Perregaux, Golden Goose, Golden Goose Kids, Gucci, Gucci Eyewear, Gucci Kids, Hermes PreOwned, Jimmy Choo, John Hardy, Louis Vuitton Pre-Owned, Maison Margiela, Miu Miu, Miu Miu Eyewear, MM6 Maison Margiela, Moncler, Moncler Eyewear, Moncler Gamme Bleu, Moncler Grenoble, Moncler Kids, Oscar de la Renta, Pomellato, Prada, Prada Eyewear, Rick Owens, Rick Owens DRKSHDW, Rick Owens Lilies, Saint Laurent, TAG Heuer, Tasaki, Thom Browne, Thom Browne Kids, Tiffany & Co., Ulysse Nardin, Valentino and Zenith.

8. Dalton Marine x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. To redeem the offer, promo code “VISAXDALTON” and a valid Visa card must be entered upon checkout at their online store: http://dalton-cosmetics.my. No minimum spend is required to use this promo. Offer is applicable for single use only and only valid on full price items. Offer excludes add-on items/shipping/courier charges. Offers cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Other terms and conditions apply.

9. Hermo x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. New/existing customers are required to create an account/log on at www.hermo.my in order to redeem the promo code. To enjoy 10% OFF sitewide with a minimum spend of Ringgit Malaysia One Hundred (RM100), promo code “HMVISA21” and a valid Visa card must be entered upon checkout at Hermo storewide: www.hermo.my. Promo code is redeemable on all platforms (Desktop, Mobile App). Offer is applicable for single use only and only valid on full price items. Offer excludes add-on items/shipping/courier charges. Offers cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Other terms and conditions apply.

10. Cake Together x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in or outside Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. To enjoy 10% OFF sitewide with no minimum spend, promo code “VISA10” and a valid Visa card must be entered upon checkout at https://caketogether.com/. Promotion is only applicable in Cake Together operating cities within the Klang Valley, Penang & Johor Bahru. Promotion is applicable for single use only and only valid on full price items. Promotion excludes add-on items/shipping/courier charges. Promotion cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Other terms and conditions apply.

11. Perk Coffee x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. To enjoy 55% OFF on your first order, promo code “VISA55” and a valid Visa card must be entered upon checkout at https://perkcoffee.co/my/. Promotion is only applicable to first time users and for subscription orders. Promotion cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Other terms and conditions apply.

12. The Tapping Tapir x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in or outside Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. To enjoy 10% OFF on Citrus Light Pack, Signature Light Pack and Tropical Light Pack, promo code “TTTLIGHTVISA” and a valid Visa card must be entered upon checkout at https://thetappingtapir.com/. Promotion is applicable for single use only and only valid on full price items. Promotion cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Other terms and conditions apply.

13. DELL x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in or outside Malaysia. The promotion period is from 15 March 2021 to 30 June 2021. To enjoy 5% OFF, capped at Ringgit Malaysia One Hundred (RM100) on any purchases, promo code “MYVisaCC5%” and a valid Visa card must be entered upon checkout at https://www.dell.com/enmy. Cashback will be credited into the same Visa card utilized for order payment within fourteen (14) working days. The promotion is applicable for single use only. The promotion is available to the first one thousand three hundred (1,300) redemptions. Promotion cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Other terms and conditions apply.

14. HiBlendr x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in or outside Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. To enjoy 20% OFF on HiBlendr Juice Cup Pro, promo code “VISA20” and a valid Visa card must be entered upon checkout at https://www.hiblendr.com. The promotion is applicable for single use and not applicable for walk in and offline purchases. Promotion cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Other terms and conditions apply.

15. Langit x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i in or outside Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. To enjoy RM10 off with a minimum spend of Ringgit Malaysia Fifty (RM50), promo code “RM10VISA” and a valid Visa card must be entered upon checkout at https://www.langit.com.my/. Promotion is applicable for single use only and only valid on full price items. The promotion is available to the first one thousand (1,000) redemptions based on first-come, first-served basis. Promotion cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Other terms and conditions apply.

16. Signature Markets x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i in or outside Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. To enjoy Plants Origin Aromatherapy Diffuser with Remote + FREE Peppermint Essential Oil, a valid Visa card must be entered upon checkout at Signature Market. Promotion is applicable for single use only and only valid on full price items. The promotion is available on first-come, first-served basis, limited to five hundred (500) units. Promotion excludes add-on items/shipping/courier charges. Promotion cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Other terms and conditions apply.

17. PG Mall Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in Malaysia. The promotion period is from 1 April 2021 to 30 June 2021. To enjoy Free Shipping with a minimum spend of RM30, promo code “HLBPP46” and must be entered upon checkout at https://pgmall.my/. Promotion is applicable for single use only and only valid on full price items. The promotion is available to the first one thousand hundred (1,000) redemptions per month. Promotion cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Offer is valid for all stores, except for Aurora Italia, PG Jewel, PG Mart, PG Gold Museum and E-Ticket/Vouchers. Other terms and conditions apply.

18. OCDEE x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in or outside Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. To enjoy 10% OFF site wide with no minimum spend, promo code “VSOCVIP” and a valid Visa card must be entered upon checkout at https://www.ocdee.co/. Promotion is applicable for single use only and only valid on full price items. Promotion cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Other terms and conditions apply.

19. Sonno x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in or outside Malaysia. The promotion period is from 15 March 2021 to 31 March 2021. To enjoy Ringgit Malaysia One Hundred (RM100) OFF for Sonno Original mattress, promo code “SONNOVISA100” and a valid Visa card must be entered upon checkout at https://www.sleepsonno.com/. Promotion is applicable for single use only and only valid on full price items. Promotion cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Other terms and conditions apply.

20. Google Ads x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in or outside Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. To enjoy 100% Cashback on first $100 of Ad Spend on Google, redeem at https://www.socialbeat.in/visa/. A valid Visa card must be entered upon checkout. Cashback will be in combination of Google Ad Credits and Social Beat Fees Credit. Promotion is applicable for new users only. Promotion cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Other terms and conditions apply.

21. GSuite x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in or outside Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. To enjoy 21% for GSuite monthly subscription, redeem at https://www.resellerclub.com/programs/special-visa-offer. A valid Visa card must be entered upon checkout. The prices of GSuite are subject to change based on the price revisions by Google. Promotion is applicable for both new and existing users. Promotion cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Other terms and conditions apply.

22. Homage x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in or outside Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. To enjoy FREE two (2) hours and additional 5% OFF when you purchase any Homage care plans, promo code “FREE2HOURS/HOMAGE5” and a valid Visa card must be entered upon checkout at https://www.homage.com.my/. Promotion is applicable for single use only and only valid on full price items. This promotion can be redeemed via phone. Call the Homage hotline at +6016-2992188 and quote the promo code or mention VISA to redeem this promotion. The promotion is applicable to Greater Klang Valley, Penang and Johor Bahru only. Promotion cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Customers are eligible to claim the free two (2) hours for care plans only after the holistic assessment has taken place. The additional 5% OFF is applicable to all recurring payments until the date of validity. Other terms and conditions apply.

23. Microsoft 365 Business Standard x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in or outside Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. To enjoy 10% OFF on Microsoft 365 Business Standard, redeem at Microsoft 365 Business Standard Link. A valid Visa card must be entered upon checkout. Promotion is applicable for Visa Cardholders located in countries in which Office 365 Business Premium SKUs are offered and who purchase a twelve (12) month pre-paid Office 365 Business Standard SKU's for the first time. Promotion is limited to three hundred (300) customers only. Promotion will apply for first year only and recipient's credit card will be automatically billed after the first year. Cardholders may cancel online at https://portal.office.com at any time. Promotion cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Other terms and conditions apply.

24. 50GRAM x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in or outside Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. To enjoy 10% OFF for gifts & preserved flowers, capped at Ringgit Malaysia Fifteen (RM15), promo code “50gxvisa10” and a valid Visa card must be entered upon checkout at 50gram website: https://www.50gram.com.my. The promo code is unlimited usage per user but limited to one (1) usage per receipt. Offer excludes add-on items/shipping/courier charges and only valid on full price items. Offers cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Other terms and conditions apply.

25. Book Depository x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in or outside Malaysia. The promotion period is from 15 March 2021 to 31 March 2021. To enjoy 10% OFF on selected bestsellers, promo code “VISA10” and a valid Visa card must be entered upon checkout at: https://www.bookdepository.com/visaoffer. Book titles featured on the offer page may be subject to change during the offer period. Offer excludes add-on items/shipping/courier charges and only valid on full price items. Offers cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Other terms and conditions apply.

26. FatBerry x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in or outside Malaysia. The promotion period is from 15 March 2021 to 30 June 2021. To enjoy RM1 road tax when you renew your car insurance on FatBerry, promo code “GOVISA” and a valid Visa card must be entered upon checkout at: https://www.fatberry.com/. The promo code is limited to road tax price of up to Ringgit Malaysia One Hundred Fifty (RM150). For car with road tax price above Ringgit Malaysia One Hundred Fifty (RM150), cardholders will have to top up the amount above Ringgit Malaysia One Hundred Fifty (RM150) plus Ringgit Malaysia One (RM1). For cars beyond sixty (60) days expiry period, cardholders can commit and reserve the promotional offer that shall be exercisable as the date of expiry falls within the sixty (60) days period. Offers cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Other terms and conditions apply.

27. Printcious x VISA Payment must be made with Hong Leong Bank Credit or Debit Card/Debit Card-i issued in or outside Malaysia. The promotion period is from 15 March 2021 to 31 December 2021. To enjoy 70% OFF storewide, promo code “VISA70” and a valid Visa card must be entered upon checkout at: https://www.printcious.com. Offer excludes add-on items/shipping/courier charges and bulk-order items (more than thirty (30) pieces). Offers cannot be used in conjunction with any other promotional offers or discounted items and cannot be exchanged for cash or other products. Other terms and conditions apply.