DOCSLIB.ORG

FIDO Alliance: Standards-Based Solutions for Simpler, Strong Authentication

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
FIDO Alliance: Standards-Based Solutions for Simpler, Strong Authentication FIDO Alliance: Standards-based Solutions for Simpler, Strong Authentication Jeremy Grant Managing Director, Technology Business Strategy Venable LLP [email protected] @jgrantindc Digital: The Opportunity and the Challenge “Identity is a precursor to access to fintech, yet identity continues to languish in analog forms that are difficult to build upon for the provision of digital services.” 2 THE PROBLEM 3 All Rights Reserved | FIDO Alliance | Copyright 2018 THE WORLD HAS A PASSWORD PROBLEM 4 All Rights Reserved | FIDO Alliance | Copyright 2018 HOW SECURE IS AUTHENTICATION? 5 All Rights Reserved | FIDO Alliance | Copyright 2018 AUTHENTICATION IS OUR BIGGEST PROBLEM 6 All Rights Reserved | FIDO Alliance | Copyright 2018 THE WORLD HAS A PASSWORD PROBLEM 81% Data breaches in 65% 2016 that involved Increase in 1,579 weak, default, or phishing attacks Breaches in 2017, 1 stolen passwords over the number of a 45% increase attacks recorded over 20163 in 20152 CLUMSY | HARD TO REMEMBER | NEED TO BE CHANGED ALL THE TIME 1Verizon 2017 Data Breach Report |2Anti-Phishing Working Group | 3Identity Theft Resource Center 2017 7 All Rights Reserved | FIDO Alliance | Copyright 2018 2017 DATA BREACHES Number of Data Breaches Continues to Soar over 2016 Figures 1579 Breaches in 2017, an increase of 44.7 percent over last year's record pace 1Identity Theft Resource Center 2017 8 All Rights Reserved | FIDO Alliance | Copyright 2018 ONE-TIME PASSCODES Improve security but aren’t easy enough to use SMS Token User Still Reliability Necklace Confusion Phishable 9 All Rights Reserved | FIDO Alliance | Copyright 2018 ATTACKS AGAINST SMS OTPS ON THE RISE “Whenever possible, people should also avoid using text messages to receive one-time passwords. Instead, they should rely on cryptographically based security keys as a second authentication factor” Ars Technica, April 2017 10 All Rights Reserved | FIDO Alliance | Copyright 2018 THE WORLD HAS A “SHARED SECRETS” PROBLEM 11 All Rights Reserved | FIDO Alliance | Copyright 2018 THE “SHARED SECRET” (AKA “WHAT YOU KNOW”) IS BROKEN WE NEED A NEW AUTHENTICATION MODEL “WHAT YOU HAVE” (+ “WHAT YOU ARE”) 12 All Rights Reserved | FIDO Alliance | Copyright 2018 HIGH-ASSURANCE STRONG AUTHENTICATION High-assurance strong authentication = Use of two + factors At least one leverages public key cryptography Not susceptible to phishing, man-in-the-middle and/or other attacks targeting credentials Javelin Strategy & Research, 2017 State of Authentication Report 13 All Rights Reserved | FIDO Alliance | Copyright 2018 THE NEW MODEL Fast IDentity Online open standards for simpler, stronger authentication using public key cryptography 14 All Rights Reserved | FIDO Alliance | Copyright 2018 THE SOLUTION: FIDO AUTHENTICATION 15 All Rights Reserved | FIDO Alliance | Copyright 2018 VIDEO – WHAT IS FIDO? https://youtu.be/5ZIQabDrnT0 16 All Rights Reserved | FIDO Alliance | Copyright 2018 THE FACTS ON FIDO The FIDO Alliance is an open Today, its members provide industry association of over the world’s largest ecosystem 250 organizations with a for standards-based, focused mission: interoperable authentication AUTHENTICATION 500+ FIDO Certified solutions STANDARDS Available to protect 3 BILLION based on public key cryptography user accounts worldwide to solve the password problem 17 All Rights Reserved | FIDO Alliance | Copyright 2018 LEADING THE EFFORT CONSUMER ELECTRONICS SECURITY & BIOMETRICS HIGH-ASSURANCE SERVICES 18 All Rights Reserved | FIDO Alliance | Copyright 2018 INDUSTRY PARTNERSHIPS 19 All Rights Reserved | FIDO Alliance | Copyright 2018 FIDO Standards FIDO2 Project FIDO UAF (ITU x.1277) CTAP WebAuthn FIDO U2F (ITU x.1278) (W3C Standard) (ITU x.1278) 20 All Rights Reserved | FIDO Alliance | Copyright 2018 Strong THE OLD PARADIGM SECURITY Weak Poor Easy USABILITY 21 All Rights Reserved | FIDO Alliance | Copyright 2018 Strong authentication THE FIDO PARADIGM SECURITY Weak Poor Easy USABILITY 22 All Rights Reserved | FIDO Alliance | Copyright 2018 HOW FIDO WORKS 23 All Rights Reserved | FIDO Alliance | Copyright 2018 HOW OLD AUTHENTICATION WORKS ONLINE CONNECTION The user authenticates themselves online by presenting a human-readable “shared secret” 24 All Rights Reserved | FIDO Alliance | Copyright 2018 HOW FIDO AUTHENTICATION WORKS LOCAL CONNECTION The user authenticates “locally” to their device (by various means) The device authenticates the user online using public key cryptography ONLINE CONNECTION 25 All Rights Reserved | FIDO Alliance | Copyright 2018 CLOUD AUTHENTICATION Risk Analytics Internet Something Device Authentication Online Service 26 All Rights Reserved | FIDO Alliance | Copyright 2018 HOW DOES FIDO WORK? Authenticator User verification Device FIDO Authentication Online Service 27 All Rights Reserved | FIDO Alliance | Copyright 2018 HOW DOES FIDO WORK? Challenge Public key User verification Authenticator FIDO Authentication Require user gesture before private key can be used Private key Online Service dedicated to one app (Signed) Response … 28 All Rights Reserved | FIDO Alliance | Copyright 2018 HOW DOES FIDO WORK? User verification Authenticator FIDO Authentication Online Service … SE … 29 All Rights Reserved | FIDO Alliance | Copyright 2018 FIDO REGISTRATION 1 2 3 Invitation New Keys Sent Created User is in a User Approval Session Or New Account 4 Flow Registration Complete Pubic Key Registered With Online Server 30 All Rights Reserved | FIDO Alliance | Copyright 2018 IMPORTANT DATA FOR SERVICE PROVIDERS How is the key protected (TPM, SE, TEE, …)? Which user verification method is used? User verification Authenticator FIDO Authentication Online Service … SE … 31 All Rights Reserved | FIDO Alliance | Copyright 2018 ATTESTATION + METADATA Signed Attestation Object Metadata FIDO Registration Verify using trust anchor included in Metadata Private attestation key Understand Authenticator security characteristic by looking into Metadata from mds.fidoalliance.org 32 All Rights Reserved | FIDO Alliance | Copyright 2018 USER EXPERIENCES 33 All Rights Reserved | FIDO Alliance | Copyright 2018 EXPERIENCES ADDRESS ARRAY OF USE CASES FIDO standards provide support for user-friendly, privacy-aware user experiences across platforms to meet varying requirements PASSWORDLESS EXPERIENCES SECOND FACTOR EXPERIENCES • Biometrics authn via mobile device • External token to PC (USB, BLE) • Biometric authn via PC • External token to mobile device (NFC/BLE) • Biometrics authn to PC via mobile device • Embedded second factor on PC 34 All Rights Reserved | FIDO Alliance | Copyright 2018 PASSWORDLESS AUTHENTICATION TO MOBILE APPLICATIONS USING BUILT-IN AUTHENTICATORS 35 All Rights Reserved | FIDO Alliance | Copyright 2018 PASSWORDLESS AUTHENTICATION TO WEB APPLICATIONS/ PLATFORMS ON A PC USING BUILT-IN AUTHENTICATORS 36 All Rights Reserved | FIDO Alliance | Copyright 2018 PASSWORDLESS AUTHENTICATION TO WEB APPLICATIONS/PLATFORMS ON A PC USING EXTERNAL AUTHENTICATOR Client-to-Authenticator Protocol (CTAP) 37 All Rights Reserved | FIDO Alliance | Copyright 2018 SECOND FACTOR AUTHENTICATION TO WEB APPLICATIONS/ PLATFORMS ON A PC USING EXTERNAL AUTHENTICATOR 38 All Rights Reserved | FIDO Alliance | Copyright 2018 SECOND FACTOR AUTHENTICATION TO WEB APPLICATIONS ON A PC USING BUILT-IN AUTHENTICATORS 39 All Rights Reserved | FIDO Alliance | Copyright 2018 SECOND FACTOR AUTHENTICATION TO MOBILE APPLICATIONS USING EXTERNAL AUTHENTICATORS 40 All Rights Reserved | FIDO Alliance | Copyright 2018 SIMPLER AUTHENTICATION Reduces reliance on Single gesture Works with commonly Same authentication Fast and convenient complex passwords to log on used devices on multiple devices 41 All Rights Reserved | FIDO Alliance | Copyright 2018 STRONGER AUTHENTICATION Based on public No link-ability between key cryptography services or accounts Biometrics, if used, Keys stay never leave device on device No server-side No 3rd party in shared secrets the protocol 42 All Rights Reserved | FIDO Alliance | Copyright 2018 FIDO DELIVERS ON KEY PRIORITIES Security Usability Privacy Interoperability 43 All Rights Reserved | FIDO Alliance | Copyright 2018 ADVANTAGES FOR DEPLOYING ORGANIZATIONS Open Standards ROI FIDO-enable Securely access from No more one-off Increases future- services once any trusted device integrations proofing Unique FIDO Benefits Lower total cost Lower breach risks and Increases choice of Low-friction user of ownership potential damages authenticators for users experience 44 All Rights Reserved | FIDO Alliance | Copyright 2018 WHERE’S FIDO IN THE MARKET? 45 All Rights Reserved | FIDO Alliance | Copyright 2018 FIDO CROSS-PLATFORM SUPPORT 46 All Rights Reserved | FIDO Alliance | Copyright 2018 SAMPLE: FIDO-ENABLED SERVICES AVAILABLE TO PROTECT 3.5 BILLION ACCOUNTS WORLDWIDE 47 All Rights Reserved | FIDO Alliance | Copyright 2018 BACKED BY CERTIFICATION (>500) • Functional Certification (End-to-End): • Conformance Testing • Interoperability Testing • Authenticator Security Certification Levels • How well do you protect the private key? • 3rd-party laboratory verification • Complimented by new Biometric Component certification • Universal Server: • Ensures compatibility with all FIDO Certified Authenticators 48 All Rights Reserved | FIDO Alliance | Copyright 2018 FIDO CERTIFIED ECOSYSTEM (SAMPLE) PHONES, PCs, & BROWSERS SECURITY KEYS CLOUD/SERVER SOLUTIONS 49 All Rights Reserved | FIDO Alliance | Copyright 2018 FIDO AND REGULATION 50 All Rights Reserved | FIDO Alliance | Copyright 2018 AUTHENTICATION IS IMPORTANT TO GOVERNMENT 1) Protects
Load more

Recommended publications
  • Unpleasant Secure & Easy Just Bad Just Easy
    Overview of the FIDO Alliance Overview of the FIDO Alliance: For the overwhelming majority of organizations, user-ID and password authentication has proven to be the path of least resistance in terms of initial deployment. Countless experiences over the last decade have taught organizations that login credentials are not particularly secure. For consumers, it’s not easy either, considering that it’s virtually impossible for each of us to remember the numerous passwords we’re now required to use in our daily lives. According to Microsoft, the average internet user with 25 accounts, performs 8 logins using 6.5 passwords daily. Organizations cannot adequately secure password and PIN authentication and their risk and costs are mounting at $5.5M per data breach, $15M yearly in password resets, and $60 per token replacement. Information Security professionals tend to believe that authentication is a continuum – it could be described as easy to use, if insecure at one end, and hard to use, but secure at the other. You simply pick your level of security and then dial up the corresponding level of pain that you will inflict on your users. The FIDO Alliance believes that authentication can best be represented by a quadrant chart with ease of use on one axis and security on the other. The top right quadrant represents solutions that are simultaneously more secure and easier to use. Authentication is not a Continuum High Unpleasant Secure & Easy Security Just Bad Just Easy Low Low High Usability Today, it’s estimated that there are more than 100 proprietary authentication vendors, a number that historically has increased at a rate of about a dozen a year for the last several years.
    [Show full text]
  • Functional Certification Program Policy January 2019
    Functional Certification Program Policy January 2019 Version 1.3.7 FIDO Functional Certification Program Policy Table of Contents 1 Introduction0B 10 1.1 Audience11B 10 2 Overall1B Functional Certification Policies 11 2.1 FIDO12B First Implementer 11 2.2 Universal Server 12 2.3 Specification13B Version Retirement (Sunset Dates for Specifications) 12 2.4 PolicyB Version Retirement (Sunset Dates for Policy) 13 2.4.1 Functional39B Certification Policy Sunset Dates 13 3 Functional2B Certification Process Overview 15 4 Conformance3B Self-Validation 17 4.1 FIDO15B Test Tools 17 4.1.1 Test40B Tool Maintenance 18 4.2 Reference16B Implementations 18 4.2.1 FIDO2 Reference Implementations 19 5 Interoperability4B Testing 20 5.1 Informal17B (Non-Certification) Testing 21 5.2 Interoperability18B Testing Events 21 5.2.1 Remote41B Interoperability Testing 22 5.2.2 Event42B Logistics 22 5.2.3 Event43B Registration 22 5.2.3.1 Confidential Certification 23 5.2.4 Pre44B -Interop Event Testing 23 5.2.5 Re45B -Testing 23 5.2.6 Interoperability46B Testing Event Criteria 24 5.3 On19B Demand Testing 25 5.3.1 New47B Technology 26 5.3.2 Reference48B Implementation Library 26 5.3.2.1 Donating Implementations 26 5.3.2.2 Reference Implementation Library Management 27 5.3.3 49B On Demand Testing Options 27 ©2018 | FIDO Alliance – All Rights Reserved. Page | 2 FIDO Functional Certification Program Policy 5.3.3.1 Virtual 28 5.3.3.2 Shipped 28 5.3.3.3 In-Person 29 5.3.4 50B Registration 30 5.3.4.1 Book a Testing Slot 30 5.3.5 51B Pre-Testing 31 5.3.6 52B Test Facilitation
    [Show full text]
  • Updates & Overview
    FIDO ALLIANCE: UPDATES & OVERVIEW BRETT MCDOWELL EXECUTIVE DIRECTOR 1 All Rights Reserved | FIDO Alliance | Copyright 2017 250+ MEMBER & PARTNER ORGANIZATIONS GLOBALLY FIDO board members include leading global brands and technology providers + SPONSOR MEMBERS + ASSOCIATE MEMBERS + LIAISON MEMBERS 2 All Rights Reserved | FIDO Alliance | Copyright 2017 THE WORLD HAS A PASSWORD PROBLEM 81% Data breaches in 65% 2016 that involved Increase in 1,093 weak, default, or phishing attacks Breaches in 2016, 1 stolen passwords over the number of a 40% increase attacks recorded over 20153 in 20152 CLUMSY | HARD TO REMEMBER | NEED TO BE CHANGED ALL THE TIME 1Verizon 2017 Data Breach Report |2Anti-Phishing Working Group | 3Identity Theft Resource Center 2016 3 All Rights Reserved | FIDO Alliance | Copyright 2017 HOW OLD AUTHENTICATION WORKS ONLINE CONNECTION The user authenticates themselves online by presenting a human-readable “shared secret” 4 All Rights Reserved | FIDO Alliance | Copyright 2017 THE NEW MODEL Fast IDentity Online open standards for simpler, stronger authentication using public key cryptography 5 All Rights Reserved | FIDO Alliance | Copyright 2017 HOW FIDO AUTHENTICATION WORKS LOCAL CONNECTION The user authenticates “locally” to their device (by various means) The device authenticates the user online using public key cryptography ONLINE CONNECTION 6 All Rights Reserved | FIDO Alliance | Copyright 2017 SIMPLER AUTHENTICATION Reduces reliance on Single gesture Works with commonly Same authentication Fast and convenient complex passwords
    [Show full text]
  • FIDO Certification Program Policy Authenticator Certification
    FIDO Certification Program Policy Authenticator Certification Version 1.3 September 2020 ©2020 | FIDO Alliance - All Rights Reserved 2 Revision History Date Version Description Sunset Date 2017-04-20 1.0.0 Approved by CWG. 2017-08-10 Update to Confidentiality section to clarify that anonymized N/A information must be approved by the Vendor prior to being 2017-08-10 1.0.1 shared outside of the Security Secretariat. Approved by CWG. First draft of 1.1.0 to add L4 and L5 to the Policy. 2017-11-02 1.1.0r01 Shared with CWG. Updated to reflect the approved level naming scheme and 2018-04-23 1.1.1 FIDO2 Certification. Updated to reflect the FIAR process for Derivative, Delta and 2019-10-10 1.2 Recertification. Updates related mainly to the introduction of the new L3 TBD 1.3 companion program ©2020 | FIDO Alliance - All Rights Reserved 3 Contents 1 Introduction ................................................................................................................................................... 8 1.1 FIDO Certification Program .................................................................................................................. 8 1.2 FIDO Authenticator Certification ......................................................................................................... 8 1.3 FIDO Functional Certification Prerequisite ......................................................................................... 8 1.4 Audience ...............................................................................................................................................
    [Show full text]
  • FIDO UAF Webauthentication Assertion Format
    FIDO UAF WebAuthentication Assertion Format FIDO Alliance Proposed Standard 20 October 2020 This version: https://fidoalliance.org/specs/fido-uaf-v1.2-ps-20201020/fido-uaf-webauthn-v1.2-ps-20201020.html Editor: Dr. Rolf Lindemann, Nok Nok Labs, Inc. The English version of this specification is the only normative version. Non-normative translations may also be available. Copyright © 2013-2020 FIDO Alliance All Rights Reserved. Abstract This document defines the assertion format "WAV1CBOR" in order to use Web Authentication assertions through the FIDO UAF protocol. Status of This Document This section describes the status of this document at the time of its publication. Other documents may supersede this document. A list of current FIDO Alliance publications and the latest revision of this technical report can be found in the FIDO Alliance specifications index at https://fidoalliance.org/specifications/. This document was published by the FIDO Alliance as a Proposed Standard. If you wish to make comments regarding this document, please Contact Us. All comments are welcome. Implementation of certain elements of this Specification may require licenses under third party intellectual property rights, including without limitation, patent rights. The FIDO Alliance, Inc. and its Members and any other contributors to the Specification are not, and shall not be held, responsible in any manner for identifying or failing to identify any or all such third party intellectual property rights. THIS FIDO ALLIANCE SPECIFICATION IS PROVIDED “AS IS” AND WITHOUT ANY WARRANTY OF ANY KIND, INCLUDING, WITHOUT LIMITATION, ANY EXPRESS OR IMPLIED WARRANTY OF NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.
    [Show full text]
  • U2F & UAF Tutorial
    U2F & UAF Tutorial How Secure is Authentication? 2014 1.2bn? 2013 397m Dec. 2013 145m Oct. 2013 130m May 2013 22m April 2013 50m March 2013 50m Cloud Authentication Password Issues 1 2 Password might be Password could be stolen entered into untrusted from the server App / Web-site (“phishing”) 4 Inconvenient to type password on phone 3 Too many passwords to remember à re-use / cart abandonment OTP Issues 1 OTP vulnerable to real- time MITM and MITB attacks 4 Inconvenient to type OTP on phone 3 OTP HW tokens are expensive and people 2 don’t want another device SMS security questionable, especially when Device is the phone Implementation Challenge A Plumbing Problem User Verification Methods Applications Organizations Silo 1 Silo 2 App 1 Silo 3 App 2 Silo N ? ? New App Authentication Needs Do you want to login? Do you want to transfer $100 to Frank? Do you want to ship to a new address? Do you want to delete all of your emails? Do you want to share your dental record? Authentication today: Ask user for a password (and perhaps a one time code) Authentication & Risk Engines Purpose Geolocation … (from IP addr.) Explicit Authentication Authentication Risk Engine Server Summary 1. Passwords are insecure and inconvenient especially on mobile devices 2. Alternative authentication methods are silos and hence don‘t scale to large scale user populations 3. The required security level of the authentication depends on the use 4. Risk engines need information about the explicit authentication security for good decision How does FIDO work? Device FIDO
    [Show full text]
  • FIDO Security Reference
    REVIEW DRAFT FIDO Security Reference FIDO Alliance Review Draft 25 May 2021 This version: https://fidoalliance.org/specs/common-specs/fido-security-ref-v2.1-rd-20210525.html Previous version: https://fidoalliance.org/specs/fido-v2.0-id-20180227/fido-security-ref-v2.0-id-20180227.html Editor: Rolf Lindemann, Nok Nok Labs, Inc. Contributors: Davit Baghdasaryan, Nok Nok Labs, Inc. Brad Hill, PayPal, Inc. Dr. Joshua E. Hill, InfoGard Laboratories Douglas Biggs, InfoGard Laboratories Copyright © 2013-2021 FIDO Alliance All Rights Reserved. Abstract This document analyzes the security properties of FIDO UAF, FIDO U2F and FIDO 2 (i.e. CTAP and Web Authentication) specifications. Status of This Document This section describes the status of this document at the time of its publication. Other documents may supersede this document. A list of current FIDO Alliance publications and the latest revision of this technical report can be found in the FIDO Alliance specifications index at https://fidoalliance.org/specifications/. This document was published by the FIDO Alliance as a Review Draft. This document is intended to become a FIDO Alliance Proposed Standard. If you wish to make comments regarding this document, please Contact Us. All comments are welcome. This is a Review Draft Specification and is not intended to be a basis for any implementations as the Specification may change. Permission is hereby granted to use the Specification solely for the purpose of reviewing the Specification. No rights are granted to prepare derivative works of this Specification. Entities seeking permission to reproduce portions of this Specification for other uses must contact the FIDO Alliance to determine whether an appropriate license for such use is available.
    [Show full text]
  • Qualcomm® Snapdragon Sense™ ID 3D Fingerprint Technology
    Asaf Ashkenazi, Director of Product Management Qualcomm Technologies, Inc. Qualcomm® Snapdragon Sense™ ID 3D fingerprint technology 1 Qualcomm Snapdragon Sense is a product of Qualcomm Technologies, Inc. Qualcomm® Snapdragon™ processors in the leading devices 825+ 85+ 1, 0 8 0 + designs in development manufacturers shipping devices announced or with Snapdragon commercially available in FY’14 As of Sep. ’14: Qualcomm Snapdragon is a product of Qualcomm T echnologies, Inc. 2 A mobile technology leader 919M MSM™ chipset shipments in FY’14 1B + 5th Gen Android smartphones 3G/4G multimode modem announced Source: Qualcomm T echnologies, Inc. data Qualcomm Snapdragon, Qualcomm Gobi and MSM are products of Qualcomm T echnologies, Inc. 3 Qualcomm® Security Solutions Robust, multi-dimensional security Content Protection Trusted content protection, so users can enjoy the latest 4K Ultra HD content from movie studios Enterprise & Authentication BYOD Developing Security solutions authentication Qualcomm® that help ensure that alternatives such SecureMSM™ corporate networks as biometrics and can safely and important related Technology securely connect standards like with employee and FIDO corporate owned devices Theft Deterrence Enabling users to remotely lock their mobile device if it’s lost or stolen, and then unlock it if it’s found Qualcomm Secur eMSM is a product of Qualcomm Technologies, Inc. 4 Proud Member of the FIDO Alliance Working with other FIDO members to create a world beyond passwords • End-to-end security • Incorporating the FIDO UAF
    [Show full text]
  • FIDO White Paper SCA Delegation to Merchants Or Wallet
    FIDO Alliance White Paper: FIDO for SCA Delegation to Merchants or Wallet Providers March 2021 Editors: Jonathan Grossar, Mastercard Alain Martin, Thales Melanie Maier, Entersekt Bernard Joly, OneSpan Felix Magedanz, Hanko Arshad Noor, StrongKey © 2021 FIDO Alliance. All rights reserved. FIDO for SCA Delegation to Merchants or Wallet Providers Abstract The authentication of consumers during remote transactions has undeniable benefits in terms of security and approval rates but raises concerns of transactions being abandoned by consumers, as those consumers are not always able to authenticate properly to their banks. Merchants and wallet providers have an existing relationship with consumers, and there is an opportunity to leverage authentication mechanisms established during that relationship to authenticate to remote transactions as a delegation of the bank’s authentication. This white paper reviews the different authentication mechanisms that can be used by merchants or wallet providers in the context of Strong Customer Authentication (SCA) Delegation and explains why FIDO is best positioned to meet the requirements from regulatory authorities, banks, merchants, or wallet providers. FIDO is an industry standard designed to authenticate consumers with a high level of security and privacy but with minimal friction, and the implementation of FIDO standards is scalable across multiple consumer devices and platforms, making FIDO the recommended solution for SCA Delegation. Audience This paper is intended for: • Merchants, Payment Service Providers, and wallet providers interested in implementing a FIDO solution to authenticate consumers as a delegation of a bank’s authentication. • Banks interested in understanding the benefits of FIDO in SCA Delegation, including how the implementation of FIDO meets their requirements.
    [Show full text]
  • FIDO UAF Application API and Transport Binding Specification FIDO Alliance Implementation Draft 02 February 2017
    IM P L E M E N T A T IO N D R A F T FIDO UAF Application API and Transport Binding Specification FIDO Alliance Implementation Draft 02 February 2017 This version: https://fidoalliance.org/specs/fido-uaf-v1.1-id-20170202/fido-uaf-client-api-transport-v1.1-id-20170202.html Previous version: https://fidoalliance.org/specs/fido-uaf-v1.0-ps-20141208/fido-uaf-client-api-transport-v1.0-ps-20141208.html Editor: Dr. Rolf Lindemann, Nok Nok Labs, Inc. Contributors: Brad Hill, PayPal, Inc. Davit Baghdasaryan, Nok Nok Labs, Inc. Bill Blanke, Nok Nok Labs, Inc. Jeff Hodges, PayPal, Inc. Ka Yang, Nok Nok Labs, Inc. Copyright © 2013-2017 FIDO Alliance All Rights Reserved. Abstract Describes APIs and an interoperability profile for client applications to utilize FIDO UAF. This includes methods of communicating with a FIDO UAF Client for both Web platform and Android applications, transport requirements, and an HTTPS interoperability profile for sending FIDO UAF messages to a compatible server. Status of This Document This section describes the status of this document at the time of its publication. Other documents may supersede this document. A list of current FIDO Alliance publications and the latest revision of this technical report can be found in the FIDO Alliance specifications index at https://www.fidoalliance.org/specifications/. This document was published by the FIDO Alliance as a Implementation Draft. This document is intended to become a FIDO Alliance Proposed Standard. If you wish to make comments regarding this document, please Contact Us. All comments are welcome. This Implementation Draft Specification has been prapared by FIDO Alliance, Inc.
    [Show full text]
  • The FIDO Alliance Appoints Samsung Electronics to the Board of Directors
    The FIDO Alliance Appoints Samsung Electronics to the Board of Directors Mountain View, CA. and Seoul, Korea – April 22, 2014 – The FIDO (Fast IDentity Online) Alliance (http://www.fidoalliance.org/), an industry consortium revolutionizing online authentication with standards for strong authentication, today announced that Samsung Electronics, Ltd, has joined the FIDO Alliance and been appointed to the Board of Directors. Consistent with its global leadership in technology, Samsung joined PayPal recently in announcing the world’s first deployment of FIDO Ready™ technology. “Samsung introduced the world’s first smartphone with biometric payment authorization system at Mobile World Congress this year. Samsung partnered with PayPal for including a fingerprint-based authentication system utilizing FIDO Ready technologies in its latest flagship device Galaxy S5. We are thrilled to join the FIDO Alliance and look forward to working with industry leaders in paving the way for convenient, reliable and secure mobile payment experience based on open standards,” says Michael Pak, Vice President of Security R&D Group, IT & Mobile Communications Division at Samsung. “Samsung continues to impress with innovations that showcase new technology’s potential. Samsung and FIDO Alliance founder PayPal, along with founder members Synaptics and Nok Nok Labs, have collaborated to develop the first FIDO Ready technology deployment. The new Galaxy S5 represents the first time that mobile payments are secure, private and easy-to-use. Samsung’s embracing of FIDO
    [Show full text]
  • Securepad Product Brief | Synaptics
    SecurePad Product Brief Features and Benefits High-Performance Sensor Synaptics’ proprietary image processing and matching algorithms ensure industry-leading False Acceptance Rates (FAR) and False Rejection Rates (FRR) performance. SecurePad sensors are also optimized for minimal power consumption to maximize battery life. Overview Clean Industrial Design The Synaptics SecurePad™ integrated fingerprint technology offers Integrating SecurePad technology simplifies convenience without compromising security. SecurePad technology can be the interface with a smooth and continuous integrated in Synaptics ClickPad™, ForcePad®, or TouchPad™ devices, design. Authentication is done directly on the providing a fluid user experience for electronic devices. TouchPad, eliminating the Fingerprint Sensor (FPS) from the palm rest. By replacing cumbersome, complex passwords with the touch of a finger, SecurePad sensors deliver an intuitive way to authenticate a user’s identity Low Cost to unlock devices and quickly login to applications. SecurePad sensors are low cost because they require no palm rest FPS cutout; fewer cables, Applications connectors, and resistors; and no FPS module design. SecurePad sensors enable OEMs to deliver the most compelling, differentiated, high-performance mobile devices to market at the most Integration Options competitive costs. The versatile SecurePad sensor can be incorporated in 2 in 1s or laptops. This brings Additionally, SecurePad technology is convenient, secure, and provides a uniform experience across all devices. additional fingerprint synergies, such as secure login for one-touch shopping, e-signatures, banking, and file access. Usability and Ergonomics SecurePad sensors are also a single system interface with a customizable Users can approach the sensor surface from design. SecurePad single system interface includes: any angle and use their left or right hand – making it easy to use from any position.
    [Show full text]