ENTREPRENEURS TENNESSEE TITANS Varied roles keep Byard a receiver? her on her toes Almost happened Free! Trained ballerina Quist’s UK wanted the Pro Bowler many leaps of faith have led on o ense. H.S. coach, Please to success on, o the stage. MTSU had a better plan. P18 P20 take one.

November 8-14, 2019 Vol. 45 | Issue 45 KNOXVILLE EDITION

www.TNLedger.com/Knoxville The power of information.

KNOX • ANDERSON • JEFFERSON • CAMPBELL • CUMBERLAND CLAIBORNE COCKE • GRAINGER • HAMBLEN • BLOUNT • LOUDON • MONROE • MORGAN • ROANE • SCOTT • SEVIER • UNION Ledger FORMERLY WESTVIEW SINCE 1978 ‘The kid everybody loved’ Callaway’s biggest fans admire him for more than football skills Story by Rhiannon Potkey begins on page 2

Photo by Tennessee Athletics/UTsports.com

Community Calendar ...... 4 More inside: Public Notices ...... 6-15, 22-33 Find Public Notices Career Corner ...... 3 Newsmakers ...... 17 inside & online: Personal Finance ...... 3 Crossword...... 21 www.TNLedger.com News Briefs ...... 5 Behind the Wheel ...... 34 Page 2 www.TNLedger.com/Knoxville NOVEMBER 8‑14, 2019 ‘He is just Marquez’

Tennessee Athletics/UTsports.com Marquez Callaway leads the SEC and ranks 11th nationally in yards per catch at 21.33. He has four TD catches and one on a punt return this year. Mom, teammates, friends weigh in on what makes Callaway special

By Rhiannon Potkey of it.” everyone if he can.” Callaway’s receiving skills and special teams play are on Callaway starred in basketball, football, soccer and track arquez Callaway thought it was a bit display nationally every Saturday in the fall for the Vols. in middle school. By high school, he narrowed it to just strange that he was allowed to return home But it’s the senior’s work away from the spotlight that has football and basketball. only a week before his  rst career game in a endeared him to many. Callaway thought about quitting football and just Tennessee uniform. He’s always willing to help others and provide support focusing on basketball until one of his high school His family told Callaway that his to anyone on campus. coaches talked him out of it. He was recruited by grandmother was being honored at a local Last month, a man fell out of his wheelchair outside midmajor programs to play basketball in college, but Mchurch in Warner Robins, Georgia, and he needed to be of the  ornton Center. Callaway had just crossed the realized he had more upside in football. there. street, but rushed back to help after seeing him fall on the “I had a teammate who was being highly recruited, and Former Tennessee wide receivers coach Zach Azzanni concrete. scouts were coming in every day looking at him. I wanted gave Callaway his blessing to leave six days before the “He surprises us all the time with some of the things to be noticed like that and I wanted people who wanted 2016 season started. he does,” says Callaway’s mother, Maureen. “He is very me to come to their school,” Callaway recalls. “ at is Once Callaway arrived at the church, he realized sweet and has always been very polite. What you see is what made me work even harder to get that opportunity he’d been tricked.  ere was nothing planned for his what you get with Marquez. He is true to himself and in football and it ended up happening.” grandmother. It was all for Callaway. doesn’t put on airs. Callaway loved the environment at Tennessee, and the He was being honored as the Volunteer of the Year by “He is just Marquez.” personal touches the Vols provided on his o cial visit. the Special Olympics for the entire state of Georgia. Jamaal Garman has known Callaway since he walked “He loves my meatloaf, and they had all this meatloaf Callaway’s aunt participates in the Special Olympics, into Garman’s social studies classroom at Warner Robins they had ordered from one of the restaurants there when and he started watching her compete when he was young. Middle School in the sixth grade. Garman coached he came. He loved that,” his mother says. “I thought it He loved seeing the joy on the faces of the athletes and Callaway in seventh grade football and was his high was funny they found out how much he loved meatloaf.” decided to begin volunteering on his own in middle school basketball coach for four years. Tray Wilkerson met Callaway in the sixth grade when school. “ e  rst thing about him is that smile. Man, that Wilkerson moved to Warner Robins. Callaway was “I was really, really surprised when I got that award,” smile draws you in and you are intrigued by what is picked to show Wilkerson around the new middle school Callaway acknowledges. “It really meant a lot to me to get behind the smile,” Garman says. “ e guy is so caring, on his  rst day. recognized. I never did it for that, but I was pretty proud and he really hates to tell people no. He wants to help CALLAWAY >> PAGE 35 NOVEMBER 8‑14, 2019 www.TNLedger.com/Knoxville Page 3

Other countries way ahead Good candidates can be great Speedier payment systems Cutting the horn could curb your expenses o the unicorn I saw the perfect pro le for a recruiter Here’s an illustration recently. “I am not a ninja / purple of the many ways slow Related link squirrel / unicorn hunter, nor someone payment systems can who hires ‘rock stars.’ I am a strategic inconvenience you and NerdWallet: Charged an Overdraft and tactical recruiter, meaning I partner cost you money. Fee? Expect to Pay $35 at Banks, with leaders and we hire – at scale, for Let’s say Homer is $26 at Credit Unions http://bit.ly/ ANGELA the niche skills required to make the LIZ two days from payday. overdraft-fees COPELAND WESTON di erence to a business.”  e family checking CAREER PERSONAL CORNER Have you ever heard of this phrase – FINANCE account at First Bank “purple squirrel?” In the world of the of Spring eld is on the Federal Reserve needed to step in, says job search, it is a reference to a hiring fumes.  ere’s just Lauren Saunders, associate director for the Ledger manager who wants to  nd the perfect applicant.  ey’re enough in the account, Homer thinks, to National Consumer Law Center. looking for that once-in-a-lifetime candidate who will gas up his Plymouth sedan and buy Bart a “It’s just really important that a public The power of bring everything they want to their business and more. Squishee at the Kwik-E-Mart. entity that answers to everybody, and not  e person is often also referred to as a unicorn, a ninja or But Marge checked the account just the biggest banks, have a strong role information. a rock star. balance, too, and thought she could safely in making sure that the payments work  e problem is this.  is purple squirrel hiring strategy buy groceries. Because Homer and Marge Published weekly by for everybody,” Saunders says. Westview Newspaper, LLC is completely unrealistic. It relies on an environment that didn’t realize they were spending the same Only the Fed, the central bank of the no longer exists in 2019. money, one of the transactions triggers an U.S., can make sure faster payments are 222 Second Ave. N. Suite 101 You might wonder what I mean. Well, think of it this overdraft fee. Plus, they forgot the power Nashville, TN 37201 available at  nancial institutions of all (615) 254-5522 way.  e dotcom crash happened in 2000.  is is around bill is due, and utility owner Mr. Burns sizes, which means consumers everywhere FAX: (615) 254-5525 the same time that Monster.com started to be the way charges a wicked late fee. can bene t, says Christina Tetreault, Monday-Friday 9 a.m.-5 p.m companies hired. Other sites like LinkedIn, Indeed and Homer hits up Lenny and Carl for senior policy counsel for Consumer Glassdoor also have come onto the scene, but the process a loan, but Lenny uses Venmo, Carl President & Chairman Reports. Peter Schutt has remained largely the same. uses PayPal and Homer uses only Zelle. Unfortunately, this transformation Publisher & CEO Employers are able to input a large list of criteria and, Eric Barnes Lenny writes Homer a check, but it’s won’t happen overnight, even though in return,  nd a candidate who has the qualities they’re from National Bank of Spring eld, so Associate Publisher we’re already decades behind some & Executive Editor looking for.  is worked perfectly  ne when the job First Bank puts a hold on the deposit. countries. (Real-time payments came to Lyle Graves [email protected] market was terrible. You could upload a list of, say, 30 Desperate, Marge breaks into Lisa’s piggy Japan in 1973 and Switzerland in 1987.) skills and get a handful of people who matched. bank for money to pay the power bill, but Planning Editor  e Fed is shooting for implementation Cindy Smith Today, however, we’re in the middle of the best job has to pay a fee to “expedite” a same-day by 2024. In the meantime, here are some [email protected] market in 50 years. Unfortunately, many employers bill payment. Contributors steps that could help you minimize the Chip Cirillo haven’t adjusted the way they hire. “ e Simpsons” might use this cost of slow payments: Sheila Burke Why? People who graduated from college around 2000 scenario to get laughs, but it’s not funny ■ Kathy Carlson Try to keep a cushion in your Hollie Deese are now 40 years old.  ey are hiring managers and have for Americans who pay billions of dollars checking account. Many  nancial Nancy Henderson never truly experienced a job market where the company in overdraft charges and late fees, thanks Tim Ghianni planners recommend keeping an amount Joe Morris wasn’t in control. in part to antiquated payment systems. equal to one month’s bills, but that may Rhiannon Potkey  ey’re stuck on  nding unicorns, and it’s showing.  e most vulnerable people turn to high- not be possible. Even an extra $100 can Tom Wood Offi ce Manager  e time to  ll jobs is taking longer now than it did in cost payday loans to bridge cash  ow help avoid overdrafts. Donna Gosnell the past. Employers are having a harder time  nding ■ Art Director gaps, and some leave the banking system Have access to credit. Charging the perfect person.  at’s because job seekers have more altogether because of high, unpredictable Mike Hopey an emergency expense or getting a cash [email protected] choices. fees. advance from a credit card is ultimately a So, what’s a company to do? Stop searching for the It doesn’t have to be this way. Many lot cheaper than a payday loan. ADVERTISING perfect candidate. Start looking for great candidates. ■ other countries have real-time payments Decline the bank’s “courtesy Advertising deadline Look for leaders. Look for motivated, dedicated, smart that clear almost instantly. Federal is Friday 5 p.m. overdraft” coverage.  is coverage, Call 615.254-5522 or email employees because meeting the criteria on a checklist regulators have urged U.S. banks to also sometimes known as “bounce [email protected] doesn’t measure how dedicated or excited a candidate may for rates and information update their payment systems, but the protection,” ‘’courtesy pay” or be. banking industry has balked. Advertising Director “overdraft privilege,” is an expensive Dianna Chambers You might be surprised to learn a yellow squirrel can Finally, after years of nagging, the option that can trigger multiple $35 [email protected] often get the job done just as well as a purple one – maybe Federal Reserve announced in August it’s fees. Opting out means ATM and Business Manager even better. Pam Capshaw developing its own service, FedNow , that debit card transactions that exceed your Just because someone has a resume that’s nontraditional will allow all U.S. banks to o er real-time [email protected] balance will be declined. Or you can Foreclosure Notice Director doesn’t mean they won’t  t a  t for the job or your payments. Big banks, predictably, aren’t choose the less expensive “overdraft Don Fancher [email protected] organization. Take a step back and look at the bigger happy. protection” that Iinks your checking picture. Don’t stick to a checklist only approach.  at’s because the largest banks have Public Notice Director account to your savings account or a Dianna Chambers You’ll do yourself, your business and your candidates a already created a real-time payment line of credit. [email protected] huge favor. system through a payment-processing ■ Track transactions, set up alerts Public Notice Department company they own called  e Clearing Teresa Mullally and create reminders. You can use a Sandy Youngblood Angela Copeland, a career expert and founder of Copeland House.  e big banks have yet to budget app to download and monitor Laurie Beck Coaching, can be reached at copelandcoaching.com. convince a critical mass of other bank account transactions, or check The Ledger is a general interest institutions to make the investments your accounts frequently online. Note newspaper covering business, required to connect to it, however. law and development throughout every bill’s due date on your calendar the Nashville and Meanwhile, a bunch of person-to - and set up alerts for low balances, due Knoxville areas. person payment systems – PayPal, dates and unpaid bills. Such vigilance The Ledger’s Venmo, Square Cash, Zelle and so on is a hassle, but can save a lot of money predecessor, Westview, was founded in 1978. – promise to move money more quickly while we wait for real-time payments to Visit us online at between individuals. Many require both arrive. www.TNLedger.com parties to have an account, and the cash Follow us on Twitter can sometimes take days to transfer. We’re Liz Weston is a columnist at NerdWallet, @TNLedger still a long way from everyone having the a certi ed nancial planner and author ability to pay anyone instantly. of “Your Credit Score.” Email: lweston@  e current landscape underscores why nerdwallet.com. Twitter: @lizweston. Page 4 www.TNLedger.com/Knoxville NOVEMBER 8‑14, 2019

Little to love Hard to appreciate autumn when it includes November  is year, like every Fact is, Halloween hasn’t  gured very go biking in the neighborhood environs October is the fact that it is immediately year, I made my high on my itinerary since my last night of to take advantage of that low-angle followed by possibly my least favorite annual vow to better trick-or-treating at age 13. (I was probably sunlight and a temperature that had month: November. appreciate October, pushing the boundary even then, but hey, moderated from the 98-99-99-85-95 that, It isn’t entirely November’s fault that my favorite month. candy.) AccuWeather says, started the month. it rates so low. On the positive side, it And this year, like As an adult, I’ve never been much of a But I’m not sure an hour or so of delivers  anksgiving, a frequent No. JOE every year – Whoosh! Halloween observer. My wife might put pedaling and gazing constitutes much of 2 (behind Christmas, of course) in the ROGERS October is gone out a pumpkin or two, but uncarved, an appreciation for an entire month. holiday list for Americans. And some MY TAKE without any special more a salute to autumn and harvest time  e weeklong Jackson County Fair of college football’s best rivalries are notice on my part. than to All Hallows Eve. in my Mississippi youth used to provide reserved for late in the season. (Nod here Part of the problem is that I’ve never Nor do we ever seem to embark on that an annual means of marking October. to the Egg Bowl, featuring Ole Miss and actually de ned what I mean by “better fall foliage trip that sounds so appealing It was, among other things, a genuine Mississippi State.) appreciate.” How do you do that? Sit on in, say, July.  e best view I typically get treat for noses, with the olfactory On the November downside, and it is the porch, stare at the trees and try to of the array of colors is from calendar smorgasbord serving up wafts of cotton considerable:  ere is no baseball, for the guess which leaf is going to drop next? shots or tourist brochures. candy, cow manure and seafood gumbo in most part. Decorate for Halloween on Oct. 1, and Besides, truth be told, my degree of sometimes-jarring succession. But chief among the drawbacks is walk amid jack-o-lanterns and assorted color-vision imparity probably takes the Alas, in their wisdom the powers that the end of daylight saving time, which ghouls for the next 31 days? Buy a whole experience down a notch or two be in Middle Tennessee schedule their typically throws me into a funk. Halloween tree, like the one in the email below the standard human being’s. fairs for the hotter months. ad that came my way? I did, one afternoon a few weeks ago, Compounding the melancholy of a lost ROGERS >> PAGE 34

for Pilot Flying J, will be the 2019 honor- tion: ypknox.com Calendar [email protected] ee. Emerald Youth helps at-risk boys and girls through a Christian ministry of faith, SATURDAY, NOV. 16 Black Tie & Blue Jeans Gala FRIDAY, NOV. 8 the Phil Keith Training Facility, 6388 Cement education and sports programs, conducted Keep Knoxville Beautiful event Plant Road. Students 16-19 years of age in partnership with neighborhood churches The 17th annual event is a benefi t for New and organizations. Knoxville Convention Hope Blount County Children’s Advocacy KKB is hosting the Sustainability Summit: receive personal training from skilled, certi- Center, 701 Henley St., Knoxville. Informa- Center. The evening includes fi ne dining Shaping a Resilient Knoxville. The Summit is fi ed KPD defensive driving instructors both tion: www.emeraldyouth.org prepared by RT Lodge chef Trevor Stockton, 8:30-11 a.m. at the City of Knoxville Public on the driving track and in the classroom. wine and silent and live auctions. Attire: Works Complex, 3131 Morris Avenue. KKB $125. Upcoming session dates include: THURSDAY, NOV. 14 Black tie/black tie optional/dressy with blue seeks to showcase the environmental and Dec. 6-7. Information: http://knoxvilletn. East Tennessee Preservation Awards jeans. 6 p.m. RT Lodge, 1406 Wilkinson sustainability efforts in Knoxville. The goal gov/government/city_departments_offi ces/ The awards, held in conjunction with the Pike, Maryville. Information: blountkids.org of the summit is to highlight the positive police_department/support_services/track_ Knox Heritage annual meeting, includes a efforts occurring in our community while driving_program reception, guest speaker and award presen- Recycling Day also stimulating awareness and conversa- tations to recognize outstanding individuals, Keep Knoxville Beautiful will host a recycling tion about long-term initiatives. The Summit SATURDAY, NOV. 9 Knoxville Brewers’ Jam organizations and projects contributing to collection party in celebration of America will begin with three presentations and Recycles Day. The event will take place at The benefi t for Community Shares offers historic preservation efforts. A reception will close out with a panel discussion. Presenta- Ijams Nature Center, 2915 Island Home craft beer and cider samples from more begin at 5 p.m. with the annual meeting of tions include Kroger, focusing on their Zero Avenue. 11 a.m.-2 p.m. KKB will collect than 50 local and regional breweries. The members taking place from 5:45 to 6 p.m. Hunger Zero Waste initiative; Discovery Inc. glass bottles and jars, plastic fi lm and bags, event also features food and craft vendors The guest speaker and awards program fol- will showcase how they have maintained a and gently-used clothing for donation. At and a games tent. A VIP ticket includes lows at 6 p.m. RSVP for the event by Nov. sustainable workplace; and the Tennessee noon, KKB will host a clothing swap where early access, VIP tent and lounge area with 13 by emailing [email protected] or RiverLine will let Knoxville know about their recyclers can swap their old for new-to- seating, snacks, private restrooms and a calling 865 523-8008, ext. 3. Information: ongoing project. The Summit is free and them clothing. All remaining clothes after commemorative gift. $60 at the gate, $100 Bijou Theatre, 803 S. Gay St. Information: open to the public. Those wishing to attend the swap will be donated to AMVETS Thrift VIP. 2-6 p.m. Mary Costa Plaza and Perfor- www.knoxheritage.org must reserve a seat at https://kkbsustain- Stores and South Knoxville Elementary. Cap- mance Lawn, 500 Howard Baker Jr. Ave. abilitysummit.eventbrite.com. Fall Crush tain Muchacho’s food truck will be ready to Information: communitysharestn.org American Cancer Society’s Hope Gala A benefi t for the National MS Society Mid- serve lunch throughout the event, and Sierra South Chapter features red and white wines Nevada Brewing Company will be delivering Event features a cocktail reception, four- JDRF Dream Gala from various vineyards paired with delicious up some beer – and the fi rst beer is free to course dinner with unlimited spirits, danc- The East Tennessee chapter will hold its food and a silent auction. Attire is Vineyard Chic recyclers. Information: www.keepknoxvile- ing, silent and live auctions and recognition 27th annual event. The evening features a dressy, business or business casual. Sponsor- beautiful.org/upcoming. of the 2019 honorees. 6:30 p.m. $5,000. An cocktail reception, silent and live auctions, ships are available. 6-10 p.m. $90 per person. after-party with live music by the 12 South seated dinner and live music with a 2019 The Standard, 416 W. Jackson Ave., Knoxville. MONDAY, NOV. 18 Band will follow the event and will last until theme of “Dream in Color.” Joe Johnson, Information: Kathleen.fl [email protected], Trash Run 1 a.m. The Press Room, 730 N. Broadway, president emeritus of The University of Ten- www.nationalmssociety.org/Chapters/TNS Keep Knoxville Beautiful’s fall event is a Knoxville. Information: www.cancer.org nessee, will be honored with the champi- on’s award. The gala is a primary fundraiser non-competitive fun run and litter pickup Best of Blount Awards Les Trois Chefs 2019 in support of JDRF’s mission to fi nd a cure for runners/walkers of all ages. There is Blount Partnership will hold its annual event no designated route for the event; rather The signature food-and-wine-pairing event is for type 1 diabetes. 6 p.m. $250 per ticket, featuring author and former U.S. Army pilot participants are encouraged to spend an hour an annual benefi t for Childhelp Tennessee. $3,500 for table of 10. Knoxville Convention Mike Durant, whose saga was chronicled running or walking and collecting litter in the Cocktails and silent auction begin at 7 p.m. Center, 701 Henley St. Information: eastten- in the 2002 Oscar Award-winning movie area. Keep Knoxville Beautiful will provide followed by the 8 p.m. custom-designed, [email protected], www.jdrf.org “Black Hawk Down.” He is now the owner, maps, gloves, safety vests and litter-pickers. four-course dinner, program and live and president and CEO of Pinnacle Solutions in 6-7:30 p.m. The event will kick off at SoKno silent auctions. The event raises funds SUNDAY, NOV. 10 Huntsville. The awards focus on the Blount Taco Cantina, 3701 Sevierville Pike. After the to support the programs and services of Arrowmont’s Meet the Artists County community and celebrate individu- cleanup, volunteers are invited back to SoKno Childhelp in East Tennessee, which pro- An annual event held by the school features als and businesses that give their time and Taco Cantina where they will receive happy vides forensic services, medical exams and the work of the artists and includes a recep- resources to the area. $35. 6-9 p.m. Clayton hour priced beer as well as the chance to mental health counseling for victims of child tion, dinner and silent and live auctions. The Center for the Arts, 502 E. Lamar Alexander win prizes. Information, signup: http://www. abuse. For more information please contact cocktail reception begins at 5:30 p.m., fol- Parkway, Maryville. Information: www. keepknoxvillebeautiful.org/upcoming/. Eddie Smith at 865-637-1753 or jsmith@ lowed by dinner and live auction. Sponsor- blountpartnership.com childhelp.org. $250 per ticket; $2,500, table ships are available. Information: Anne May, FRIDAY, NOV. 22 865 436-5860, ext. 28, or amay@arrowmont. of 10. Cherokee Country Club, 5138 Lyons FRIDAY, NOV. 15 Fais Do-Do View Pike. Information: www.childhelp.org/ org. Attire: festive, comfortable. Harper Audi Seventh annual Impact Awards The Legacy Housing Foundation hosts a states/tennessee Knoxville, 9735 Parkside Drive, Knoxville. Information: www.arrowmont.org The event honors local businesses that celebration of southwestern Louisiana, aka NOV. 8-9 empower and promote young professionals Cajun, dance music and a fundraiser for the Teen driving TUESDAY, NOV. 12 in the categories of small, medium and large organization. The Standard, 416 W. Jackson business and nonprofi ts, along with Out- Ave., Knoxville. Information: legacyhousing- Each month, the Knoxville Police Depart- Emerald Youth Foundation Legacy Dinner standing Young Professionals and Mentor foundation.org ment offers a teen defensive driving pro- The annual dinner, now in its 11th year, of the Year awards. Cocktails begin at 6:30 gram called T.R.A.C.K. (Training, Responsi- honors a community leader who is making p.m., and the event includes a buffet meal bility, Awareness, Confi dence, Knowledge). a difference in the lives of city children. and open bar. Each member of YPK gets The comprehensive two-day defensive The reception begins at 6 p.m. with dinner Readers are invited to submit one free ticket. 6:30 p.m. $45 in advance; driving program conducted at Knoxville to follow at 6:30 p.m. James A. Haslam II, Community Calendar items to $50 at the door. The Foundry on the Fair Police Department’s 18-acre driving track at founder of Pilot and chairman of the board [email protected]. Site, 747 World’s Fair Park Drive. Informa- NOVEMBER 8‑14, 2019 www.TNLedger.com/Knoxville Page 5

20% on  ood insurance. rankings report. News briefs FROM AP AND OTHER SOURCES  e city is rated every  ve years by the  e school’s undergraduate architecture CRS, with Knoxville previously being program ranked 15th among all public Radio Systems earns Best boundary of the Y-12 National Security ranked a Class 8, which gives a 10% universities and eighth in the most-hired- Complex. Some equipment is no longer in discount in insurance costs for homeowners. from rankings compared to peer institutions Workplace honors production, meaning costly tools and pieces of its size. must be custom-made when replacement is It was the  fth time the school has been FORTUNE magazine has recognized New public art to en- required. Erosion and seismic activity have ranked by DesignIntelligence in recent Radio Systems Corporation, a Knoxville- also taken a toll on the building and the hance Magnolia Avenue years. based manufacturer of pet product solutions, hillside below. Also ranked among the most-hired-from as one of the 2019 Best Workplaces in New public art will be unveiled along  e total cost for replacement of the water programs in the United States were the Manufacturing & Production. the model block section of the Magnolia treatment plant is estimated to be $42.2 School of Interior Architecture (ninth) Radio ranked No. 6 on the list.  is is the Avenue Streetscapes Project. million. WIFIA will provide approximately and the School of Landscape Architecture second consecutive year the company has  e Knoxville History Project has 49% of that cost, with Oak Ridge using (10th). Interior architecture moved up been named. partnered with the O ce of Neighborhoods the Tennessee State Revolving Fund Loan two places from 2018, while landscape “While we are a growing global and O ce of Redevelopment to expand its Program to cover the balance of the project. architecture rose by eight. company, we strive to keep our core values Downtown Art Wraps program.  e 2019-20 rankings convey hiring at the center of everything we do,” says More than $7 million in streetscape Double H announces practices over  ve years as reported by more Willie Wallace, CEO of Radio Systems improvements along Magnolia Avenue span than 9,000 design  rms nationwide. Corporation. “We are honored to receive from Jessamine Street to North Bertrand Morristown investment “Rankings provide a valued external this recognition from FORTUNE. With Street and include four new tra c signal perspective of our creative culture, some of the best bene ts,  exible schedules Double H Tennessee LLC announces a control boxes.  e streetscape work – which innovative programs, faculty distinction and and an o ce  lled with dogs, how could it $812,000 investment in Morristown with includes landscaped center medians, street student excellence,” says Scott Poole, dean not be a great place to work?” 26 jobs expected to be created. trees and landscaping, wider sidewalks and of the college. “ ese accolades re ect the  e 2019 Best Workplaces in Double H supplies consumer goods bike lanes – will be wrapping up by the end hard work and dedication of each professor, Manufacturing and Production ranking companies with packaging solutions. of the year. student, and sta member in our college as evaluated more than 60 survey questions  e company pioneered development of  e History Project has suggested several well as our devoted alumni who choose to including an assessment of all employees’ composite lids and cups for a variety of pieces of notable artwork by Knoxville artists hire our graduates.” daily experiences of innovation, the food packaging applications. Double H also from the past to enhance the area by adding company’s values, and the e ectiveness of manufactures extruded products for the new art wraps on the new tra c signal their leaders. paper,  lm and foil converting industry. boxes. Hillcrest opens hospice  e company opened its Morristown To date, there are 18 wrapped signal facility at West Hills Engineering CSA rm facility in 2008. It currently employs control boxes throughout the downtown approximately 50 people in Hamblen area. Hillcrest Healthcare has opened  e is now Haines Structural County. Gardens on Lake Brook at its West Hills “ is large investment will have a very Health & Rehab facility, a newly renovated CSA Knoxville, a structural engineering Credit Union o ers positive e ect on our communities,’’ hospice care unit that will include 13  rm, has changed its name to Haines says State Sen. Steve Southerland, special dividend private rooms and is thoughtfully designed Structural Group. R-Morristown. to provide a private and digni ed care  e company made the announcement as  e ORNL Federal Credit Union’s board “ e governor, legislature and our county environment to hospice patients and their part of celebrating its 10th year in business. of directors has approved a special dividend o cials have worked diligently to attract loved ones. “We are the same  rm with the same to be shared across the membership. investment and break down barriers to job  e Gardens on Lake Brook provides commitment to the region that we have  is is the second year for the special growth and it is producing results. It is also Knoxville’s  rst dedicated hospice care always had,” says Bobby Haines, owner dividend. testament to the great people who make up wing. of Haines Structural. “We are rebranding Members were paid based on the depth our local workforce.” “ e Gardens on Lake Brook will provide to strengthen our commitment to this of their ORNL FCU relationship, i.e., patients and families with the dedicated community and to clearly de ne who we are their total loan and deposit balances.  e Knoxville earns improved space and support they need to ensure and who we have always been.’’ $4 million special dividend was issued dignity and comfort during a di cult time,” CSA Knoxville has a diverse portfolio to members. In 2018, the ORNL FCU rating for  ood risk West Hills Administrator Ben Stiefel says. with experience in multiple project Board paid a $3 million special dividend to “As the only one of its kind in the city, this categories.  ey have always been  exible Knoxville’s e ective engineering practices members for the  rst time since 2005. space will serve the needs of not only the and have quickly adapted to the ever- to reduce  ood risk will give residents a 20% “ e Credit Union continues to West Hills community, but also the greater changing project needs of the region. discount in insurance rates. experience strong growth and good Knoxville area.” CSA Knoxville has been part of the A new Class 6 ranking is also the best earnings,” says Randy Gorman, chair of the  e Gardens comprises the hospice care development of many major projects in the in Tennessee, according to the U.S. ORNL FCU Board. “ e special dividend wing, family lounge, kitchen and dining area including Asian Trek, Langur Landing, Department of Homeland Security’s Federal shared across the membership is one way we area, dedicated rooms for re ection, prayer and Gibbon Trails at the Knoxville Zoo; Emergency Management Agency. return value and express appreciation to our and gathering, and around-the-clock acute Hyatt Place Hotel,  e Tombras Group, “ is is about making a di erence where members.” symptom management and visitation. Regas Square, and Balter Beerworks in we live,” says David McGinley, Knoxville As part of the $4 million special dividend Downtown Knoxville; and River Rush, stormwater engineering manager. announcement, the Board acknowledged Firechaser Express, Whistle Punk Chaser,  e National Flood Insurance Program’s that four randomly-selected members would Fleet Services wins Lightning Rod, and Wildwood Grove Community Rating System issued the new also have their auto loan balances paid o in Green City award attractions at Dollywood. ranking e ective earlier this month. CRS is a full. In addition to paying these auto loan voluntary incentive program that recognizes balances, the Credit Union provided each of Knoxville’s Fleet Services Department Oak Ridge to build new and encourages community  oodplain the winning members with a check to cover has been recognized with the Propane management. the estimated taxes they would owe on the Education & Research Council’s National water treatment plant Knoxville has participated in the CRS value of their loan payo . Green City Leadership award. since 1985 and is among about 1,500 Members whose auto loan balances With the award came a $5,000 donation Oak Ridge recently closed on a $20.7 jurisdictions in the nation that participate. were paid in full were Nakita and Ronald to Beardsley Community Farm, helping million Water Infrastructure Finance and Only 130 of those participating in the Del no of Knoxville, Travis and Elizabeth it to further enhance its mission as an Innovation Act loan. program rank better than Knoxville. Hutchison of Andersonville, Matthew and educational resource on local sustainability. Funds provided by the federal loan “As part of the CRS program, Knoxville Elisha Roper of Madisonville and Kristi Fleet Services is an example of how program will be used to design and is rated on a schedule of activities. Flood Wagner of Sweetwater. innovation and intentionality are shrinking construct a new water treatment plant for insurance rates go down as your rating goes Knoxville’s carbon footprint. the city, replacing an aging facility that has up,” McGinley says.  e PERC award recognizes that served the community since the 1940s. UT Architecture gets Criteria ranked on a point system Knoxville has been converting to propane  e WIFIA loan will save the city an shows 2,205 credit points earned in 11 high nationally ranking mowers, which reduces greenhouse gas estimated $7 million compared to typical activity areas that the Federal Emergency emissions compared to fueling with gasoline. bond  nancing. DesignIntelligence has ranked the Management Agency used to verify Of Knoxville’s 25 commercial mowers, 18 Deterioration is outpacing Oak Ridge’s University of Tennessee’s College of Knoxville’s improved ranking. are fueled by propane, making Knoxville’s ability to repair the existing water treatment Architecture and Design in multiple  is also means that with the new Class  eet the largest propane mower  eet in the plant, located on a ridgetop inside the categories in its most recent national 6 ranking, Knoxville citizens are now saving state. Page 6 NOVEMBER 8 - 14 2019 www.TNLedger.com/Knoxville

KNOXVILLE EDITION

PublicDAVIDSON . WILLIAMSON . SUMNER . CHEATHAM . RUTHERFORD Notices . WILSON . ROBERTSON . MAURY . DICKSON . MONTGOMERY . KNOX . ANDERSON . BLOUNT . SEVIER | FORMERLY WESTVIEW SINCE 1978

at any time. The right is reserved to adjourn ent weather, the trustee hereby announces at any time. The right is reserved to adjourn Foreclosure Notices Foreclosure Notices the day of the sale to another day, time, and that the sale will be postponed for a period of the day of the sale to another day, time, and Anderson County Blount County place certain without further publication, upon two weeks. In such situations, notices will be place certain without further publication, upon announcement at the time and place for the mailed to interested parties of record. W&A announcement at the time and place for the NOTICE OF TRUSTEE’S SALE NOTICE OF TRUSTEE’S SALE sale set forth above. In the event of inclem- No. 335191 sale set forth above. In the event of inclem- WHEREAS, default has occurred in the WHEREAS, default has occurred in the ent weather, the trustee hereby announces DATED October 21, 2019 ent weather, the trustee hereby announces performance of the covenants, terms, and performance of the covenants, terms, and that the sale will be postponed for a period of WILSON & ASSOCIATES, P.L.L.C., that the sale will be postponed for a period of conditions of a Deed of Trust Note dated April conditions of a Deed of Trust Note dated two weeks. In such situations, notices will be Successor Trustee two weeks. In such situations, notices will be 1, 2004, and the Deed of Trust of even date August 20, 2015, and the Deed of Trust of mailed to interested parties of record. W&A Oct. 25, Nov. 1, 8, 2019 Fok17375 mailed to interested parties of record. W&A securing the same, recorded April 16, 2004, even date securing the same, recorded August No. 342816 No. 310077 in Book No. 1361, at Page 2074, in Office of 25, 2015, in Book No. 2425, at Page 1373, DATED October 18, 2019 NOTICE OF TRUSTEE’S SALE DATED October 25, 2019 the Register of Deeds for Anderson County, in Office of the Register of Deeds for Blount WILSON & ASSOCIATES, P.L.L.C., WHEREAS, default has occurred in the WILSON & ASSOCIATES, P.L.L.C., Tennessee, executed by Elizabeth Rice, con- County, Tennessee, executed by Janet Hendrix Successor Trustee performance of the covenants, terms, and Successor Trustee veying certain property therein described to Ac- and Billy Hendrix, conveying certain property Oct. 25, Nov. 1, 8, 2019 Fok17365 conditions of a Deed of Trust Note dated Nov. 1, 8, 15, 2019 Fok17409 curate Title as Trustee for Mortgage Electronic therein described to Concord Title as Trustee June 20, 2013, and the Deed of Trust of Registration Systems, Inc., as beneficiary, as for Mortgage Electronic Registration Systems, NOTICE OF TRUSTEE’S SALE even date securing the same, recorded June NOTICE OF SUBSTITUTE TRUSTEE’S SALE nominee for First Magnus Financial Corpora- Inc., as beneficiary, as nominee OneTrust Home WHEREAS, default has occurred in the 27, 2013, in Book No. 2363, at Page 278, WHEREAS, default has occurred in the tion, its successors and assigns; and the Loans, its successors and assigns; and the performance of the covenants, terms, and and modified on March 7, 2016, in Book No. performance of the covenants, terms and undersigned, Wilson & Associates, P.L.L.C., undersigned, Wilson & Associates, P.L.L.C., conditions of a Deed of Trust Note dated Janu- 2441, at Page 2032 in Office of the Register of conditions of a Deed of Trust dated May 26, having been appointed Successor Trustee by having been appointed Successor Trustee by ary 12, 2018, and the Deed of Trust of even Deeds for Blount County, Tennessee, executed 2017, executed by DEANNA JACKSON, KEVIN Wells Fargo Bank, N.A.. AmeriHome Mortgage Company, LLC. date securing the same, recorded February by Christopher M Caldwell and Kimberly J L JACKSON, conveying certain real property NOW, THEREFORE, notice is hereby given NOW, THEREFORE, notice is hereby given 2, 2018, in Book No. 2508, at Page 295, Caldwell, conveying certain property therein therein described to FOOTHILLS TITLE SER- that the entire indebtedness has been declared that the entire indebtedness has been declared in Office of the Register of Deeds for Blount described to David W. Kious as Trustee for VICES, INC, as Trustee, as same appears of due and payable; and that an agent of Wilson & due and payable; and that an agent of Wilson & County, Tennessee, executed by Kenneth P Mortgage Electronic Registration Systems, record in the Register’s Office of Blount County, Associates, P.L.L.C., as Successor Trustee, by Associates, P.L.L.C., as Successor Trustee, by Gipson and Ashleigh Gipson, conveying certain Inc., as beneficiary, as nominee, Guaranty Tennessee recorded May 26, 2017, in Deed virtue of the power, duty, and authority vested in virtue of the power, duty, and authority vested property therein described to Black Mann & Trust Company, its successors and assigns; Book 2484, Page 2148-2158 at Instrument and imposed upon said Successor Trustee, by in and imposed upon said Successor Trustee, Graham as Trustee for Mortgage Electronic and the undersigned, Wilson & Associates, Number 795143; and Wells Fargo Bank, N.A., will, on December 10, by AmeriHome Mortgage Company, LLC, will, on Registration Systems, Inc., as beneficiary, P.L.L.C., having been appointed Successor WHEREAS, the beneficial interest of said Deed 2019 on or about 10:00 AM, at the Anderson December 18, 2019 on or about 10:00 AM, as nominee for First Community Mortgage, Trustee by Wells Fargo Bank, NA. of Trust was last transferred and assigned to County Courthouse, Clinton, Tennessee, offer at the Blount County Courthouse, Maryville, Inc., its successors and assigns; and the NOW, THEREFORE, notice is hereby given FREEDOM MORTGAGE CORPORATION who is for sale certain property hereinafter described Tennessee, offer for sale certain property undersigned, Wilson & Associates, P.L.L.C., that the entire indebtedness has been declared now the owner of said debt; and to the highest bidder FOR certified fundspaid hereinafter described to the highest bidder having been appointed Successor Trustee by due and payable; and that an agent of Wilson & WHEREAS, the undersigned,Rubin Lublin TN, at the conclusion of the sale, or credit bid from FOR certified funds paid at the conclusion of The Money Source Inc.. Associates, P.L.L.C., as Successor Trustee, by PLLC, having been appointed as Substitute a bank or other lending entity pre-approved by the sale, or credit bid from a bank or other NOW, THEREFORE, notice is hereby given virtue of the power, duty, and authority vested Trustee by instrument to be filed for record the successor trustee. The sale is free from all lending entity pre-approved by the successor that the entire indebtedness has been declared in and imposed upon said Successor Trustee, in the Register’s Office of Blount County, exemptions, which are expressly waived in the trustee. The sale is free from all exemptions, due and payable; and that an agent of Wilson by Wells Fargo Bank, NA, will, on December 10, Tennessee. Deed of Trust, said property being real estate which are expressly waived in the Deed of & Associates, P.L.L.C., as Successor Trustee, 2019 on or about 10:00 AM, at the Blount NOW, THEREFORE, notice is hereby given that situated in Anderson County, Tennessee, and Trust, said property being real estate situated by virtue of the power, duty, and authority County Courthouse, Maryville, Tennessee, the entire indebtedness has been declared due being more particularly described as follows: in Blount County, Tennessee, and being more vested in and imposed upon said Successor offer for sale certain property hereinafter and payable, and that the undersigned, Rubin Situated in District No. One (1) of Ander- particularly described as follows: Trustee, by The Money Source Inc., will, on described to the highest bidder FOR certified Lublin TN, PLLC, as Substitute Trustee or his son County, Tennessee and bounded and SITUATED in District No. Nineteen (19) of December 4, 2019 on or about 10:00 AM, funds paid at the conclusion of the sale, or duly appointed agent, by virtue of the power, described as follows: Beginning at a rock Blount County, Tennessee, and being all of at the Blount County Courthouse, Maryville, credit bid from a bank or other lending entity duty and authority vested and imposed upon at Coal Creek, near Fraterville Junction; Lot Nos. 1 and 2 of LIVELY SUBDIVISION, Tennessee, offer for sale certain property pre-approved by the successor trustee. The said Substitute Trustee will, on December thence west about 350 feet to a rock, at as shown by plat of record in Map File hereinafter described to the highest bidder sale is free from all exemptions, which are 5, 2019 at 10:00 AM at the Blount County Coal Creek Mine & Mfg. Co.’s line; thence 571A (formerly Map Book 11 Page 33), FOR certified funds paid at the conclusion of expressly waived in the Deed of Trust, said Courthouse, 930 East Lamar Alexander Pkwy, south 527 feet to a rock; thence east 350 in the Register’s Office for Blount County, the sale, or credit bid from a bank or other property being real estate situated in Blount Maryville, TN 37804, proceed to sell at public feet to a rock; thence north about 572 Tennessee, to which plat specific refer- lending entity pre-approved by the successor County, Tennessee, and being more particularly outcry to the highest and best bidder for feet to the Beginning corner, Containing 3 ence is hereby made for a more particular trustee. The sale is free from all exemptions, described as follows: cash or certified funds ONLY, the following acres, more or less. description. which are expressly waived in the Deed of Situated in District 19, Blount County, Ten- described property situated in Blount County, ALSO KNOWN AS: 147 Briceville Lane, Lake SUBJECT TO all Restrictions, Covenants, Trust, said property being real estate situated nessee, and being all of Lot 31, of Summer Tennessee, to wit: City, TN 37769-3233 Reservations, and Minimum Building Set- in Blount County, Tennessee, and being more Oaks Subdivision, as shown by map of the SITUATED IN DISTRICT NO. ELEVEN (11) OF This sale is subject to all matters shown back Lines and Ingress and Egress Ease- particularly described as follows: same of record in Map File 1467A in the Reg- BLOUNT COUNTY, TENNESSEE, AND BEING on any applicable recorded plat; any unpaid ments and installation and maintenance SITUATED in District No. Nineteen (19) of ister’s Office for Blount County, Tennessee, KNOWN AND DESIGNATED AS ALL OF LOT taxes; any restrictive covenants, easements, of Utility and Drainage facilities as stated Blount County, Tennessee, and within the to which map specific reference is hereby 3, BLOCK D, LAKEVIEW ESTATES, UNIT ONE, or setback lines that may be applicable; any on recorded plat of record, if applicable, limits of the City of Maryville, Tennessee, made for a more particular description and AS SHOWN ON MAP OF SAME OF RECORD IN statutory rights of redemption of any govern- and all amendments thereto recorded, and being known and designated as all of according to the survey of Bruce McClellan, MAP FILE 318B (FORMERLY MAP BOOK 6, mental agency, state or federal; any prior liens and further to any matter and/or condition Lot 53 of The Morganton Reserve, Phase 2, RLS 696, Trotter-McClellan, Inc., 3329 E. PAGE 49) IN THE REGISTER`S OFFICE FOR or encumbrances as well as any priority created which would be disclosed by a current and as shown by map of the same in Map File Gov. John Sevier Highway, Knoxville, TN BLOUNT COUNTY, TENNESSEE, TO WHICH MAP by a fixture filing; and to any matter that an ac- accurate survey or inspection of the property 2919A and Map File 2919B, in the Regis- 37920, dated November 15, 2004, bearing SPECIFIC REFERENCE IS HEREBY MADE FOR A curate survey of the premises might disclose. herein described. ter’s Office for Blount County, Tennessee, File No. 04-477, said premises improved MORE PARTICULAR DESCRIPTION THEREOF. In addition, the following parties may claim an SUBJECT TO all Notes, Matters, Restric- to which map specific reference is hereby with dwelling. This conveyance is made THIS CONVEYANCE IS SUBJECT TO ALL AP- interest in the above- referenced property: tions, Agreements, Covenants, Easements, made for a more particular description. subject to any applicable restrictions, ease- PLICABLE RESTRICTIONS, EASEMENTS, SET- ELIZABETH RICE Setback Lines, Right-of-Ways and all other ALSO KNOWN AS: 2328 Pintail Street, ments, etc. of record in Map File 1467A, BACK LINES, AND OTHER CONDITIONS SHOWN SPRINGCASTLE CREDIT FUNDING TRUST, Conditions of record in the Register’s Office Maryville, TN 37801 Map File 1467B, Misc. Record Book 155, OF RECORD IN THE REGISTER`S OFFICE FOR THROUGH ITS TRUSTEE WILMINGTON TRUST, for Blount County, Tennessee. This sale is subject to all matters shown Page 523, and Misc. Recorded Book 155, BLOUNT COUNTY, TENNESSEE. NATIONAL ASSOCIATION ALSO KNOWN AS: 1849 Lively Road, on any applicable recorded plat; any unpaid Page 527, in the Register’s Office for Blount Parcel ID: 009H A 02300 000000 The sale held pursuant to this Notice may Maryville, TN 37801 taxes; any restrictive covenants, easements, County, Tennessee. PROPERTY ADDRESS: The street address of be rescinded at the Successor Trustee’s option This sale is subject to all matters shown or setback lines that may be applicable; any ALSO KNOWN AS: 1639 Pendleton Drive, the property is believed to be 1208 SCENIC at any time. The right is reserved to adjourn on any applicable recorded plat; any unpaid statutory rights of redemption of any govern- Friendsville, TN 37737 HILL DR, LOUISVILLE, TN 37777. In the event the day of the sale to another day, time, and taxes; any restrictive covenants, easements, mental agency, state or federal; any prior liens This sale is subject to all matters shown of any discrepancy between this street address place certain without further publication, upon or setback lines that may be applicable; any or encumbrances as well as any priority created on any applicable recorded plat; any unpaid and the legal description of the property, the announcement at the time and place for the statutory rights of redemption of any govern- by a fixture filing; and to any matter that an ac- taxes; any restrictive covenants, easements, legal description shall control. sale set forth above. In the event of inclem- mental agency, state or federal; any prior liens curate survey of the premises might disclose. or setback lines that may be applicable; any CURRENT OWNER(S): DEANNA JACKSON, ent weather, the trustee hereby announces or encumbrances as well as any priority created In addition, the following parties may claim an statutory rights of redemption of any govern- KEVIN L JACKSON that the sale will be postponed for a period of by a fixture filing; and to any matter that an ac- interest in the above- referenced property: mental agency, state or federal; any prior liens OTHER INTERESTED PARTIES: two weeks. In such situations, notices will be curate survey of the premises might disclose. KENNETH P GIPSON or encumbrances as well as any priority created The sale of the above-described property shall mailed to interested parties of record. W&A In addition, the following parties may claim an ASHLEIGH GIPSON by a fixture filing; and to any matter that an ac- be subject to all matters shown on any recorded No. 343374 interest in the above- referenced property: The sale held pursuant to this Notice may curate survey of the premises might disclose. plat; any unpaid taxes; any restrictive cov- DATED November 5, 2019 JANET HENDRIX be rescinded at the Successor Trustee’s option In addition, the following parties may claim an enants, easements or set-back lines that may WILSON & ASSOCIATES, P.L.L.C., BILLY HENDRIX at any time. The right is reserved to adjourn interest in the above- referenced property: be applicable; any prior liens or encumbrances Successor Trustee MATTHEWS MANAGEMENT AND INVEST- the day of the sale to another day, time, and CHRISTOPHER M CALDWELL as well as any priority created by a fixture filing; Nov. 8, 15, 22, 2019 Fok17448 MENT CO. place certain without further publication, upon KIMBERLY J CALDWELL and to any matter that an accurate survey of The sale held pursuant to this Notice may announcement at the time and place for the The sale held pursuant to this Notice may the premises might disclose. This property is be rescinded at the Successor Trustee’s option sale set forth above. In the event of inclem- be rescinded at the Successor Trustee’s option being sold with the express reservation that

ABOUT PUBLIC NOTICES REAL ESTATE & DEvELOPmENT ONLINE HOW TO CONTACT US www.TNLedger.com Foreclosures – Tenn. requires foreclosure notices to run 3 times. Foreclosure sales are conducted by a For information about placing your ad in Trustee, usually an officer or employee of the lender. Often, the Trustee is replaced with a Substitute Trustee or Go to www.TNLedger.com for more than 15 million The Ledger, please contact Don Fancher Successor Trustee – an attorney or other party who is hired to conduct the foreclosure sale. public records, including: by phone at 901-528-5283 or by email at Bid Notices & Request for Proposals – Tenn. requires county bid notices to run at least once 5 or more - Civil Lawsuits - Bankruptcies [email protected]. days prior to the bid deadline. Notice to Creditors – Tenn. requires 2 consecutive weekly notices announcing - Circuit Lawsuits - Tax Liens the estate’s representative to run within 30 days of the appointment of an executor. Self-Storage Lien Sales – Tenn. requires notices of self-storage facility sales to run 1 time. - Probate Filings - Corporate Charters Other – Other public notices run according to state or local requirements. - Federal Lawsuits - UCC Filings NOVEMBER 8 - 14, 2019 Public Notices Page 7 www.TNLedger.com/Knoxville

it is subject to confirmation by the lender or the premises might disclose. This property is of Trust, and the title is believed to be good, warranties of any kind, including fitness for a wife, to Robert M. Wilson, Jr., as Trustee for Substitute Trustee. This sale may be rescinded being sold with the express reservation that but the undersigned will sell and convey only particular use or purpose. Mortgage Electronic Registration Systems, Inc., at any time. The right is reserved to adjourn it is subject to confirmation by the lender or as Substitute Trustee. The Property is sold THIS LAW FIRM IS ATTEMPTING TO solely as nominee for Countrywide Bank, FSB, the day of the sale to another day, time, and Substitute Trustee. This sale may be rescinded as is, where is, without representations or COLLECT A DEBT. ANY INFORMATION its successors and assigns dated September place certain without further publication, upon at any time. The right is reserved to adjourn warranties of any kind, including fitness for a OBTAINED WILL BE USED FOR THAT 5, 2007, and recorded in Record Book 2172, announcement at the time and place for the the day of the sale to another day, time, and particular use or purpose. PURPOSE. Page 1468, and modified in Record Book sale set forth above. All right and equity of re- place certain without further publication, upon THIS LAW FIRM IS ATTEMPTING TO COLLECT Rubin Lublin TN, PLLC, Substitute Trustee 2427, Page 1398 in the Register’s Office for demption, statutory or otherwise, homestead, announcement at the time and place for the A DEBT. ANY INFORMATION OBTAINED WILL 119 S. Main Street, Suite 500 Blount County, Tennessee (“Deed of Trust”), and dower are expressly waived in said Deed sale set forth above. All right and equity of re- BE USED FOR THAT PURPOSE. Memphis, TN 38103 conducted by Padgett Law Group, having been of Trust, and the title is believed to be good, demption, statutory or otherwise, homestead, Rubin Lublin TN, PLLC, Substitute Trustee rlselaw.com/property-listing appointed Substitute Trustee, all of record in but the undersigned will sell and convey only and dower are expressly waived in said Deed 119 S. Main Street, Suite 500 Tel: (877) 813-0992 the Blount County Register’s Office. Default as Substitute Trustee. The Property is sold of Trust, and the title is believed to be good, Memphis, TN 38103 Fax: (404) 601-5846 in the performance of the covenants, terms, as is, where is, without representations or but the undersigned will sell and convey only rlselaw.com/property-listing Nov. 8, 15, 22, 2019 Fok17426 and conditions of said Deed of Trust has been warranties of any kind, including fitness for a as Substitute Trustee. The Property is sold Tel: (877) 813-0992 made; and the entire indebtedness has been particular use or purpose. as is, where is, without representations or Fax: (404) 601-5846 NOTICE OF TRUSTEE’S SALE declared due and payable. THIS LAW FIRM IS ATTEMPTING TO COLLECT warranties of any kind, including fitness for a Nov. 8, 15, 22, 2019 Fok17330 WHEREAS, default has occurred in the Party entitled to enforce the debt: U.S. Bank A DEBT. ANY INFORMATION OBTAINED WILL particular use or purpose. performance of the covenants, terms, and National Association, not in its individual BE USED FOR THAT PURPOSE. THIS LAW FIRM IS ATTEMPTING TO COLLECT NOTICE OF SUBSTITUTE TRUSTEE’S SALE conditions of a Deed of Trust Note dated capacity but solely as trustee for the RMAC Rubin Lublin TN, PLLC, Substitute Trustee A DEBT. ANY INFORMATION OBTAINED WILL WHEREAS, default has occurred in the February 23, 2017, and the Deed of Trust Trust, Series 2016-CTT 119 S. Main Street, Suite 500 BE USED FOR THAT PURPOSE. performance of the covenants, terms and of even date securing the same, recorded Other interested parties: Memphis, TN 38103 Rubin Lublin TN, PLLC, Substitute Trustee conditions of a Deed of Trust dated July 17, February 24, 2017, in Book No. 2475, at The hereinafter described real property located rlselaw.com/property-listing 119 S. Main Street, Suite 500 2018, executed by DAVID A. SETZER AND Page 2069, in Office of the Register of Deeds in Blount County will be sold to the highest call Tel: (877) 813-0992 Memphis, TN 38103 ANGELA R. SETZER, conveying certain real for Blount County, Tennessee, executed by bidder subject to all unpaid taxes, prior liens Fax: (404) 601-5846 rlselaw.com/property-listing property therein described to APRIL BURKETT, A Taylor M Knight and Victoria Knight, conveying and encumbrances of record: Nov. 1, 8, 15, 2019 Fok17394 Tel: (877) 813-0992 GEORGIA CORPORATION, as Trustee, as same certain property therein described to Charles Legal Description: SITUATED, LYING and BEING Fax: (404) 601-5846 appears of record in the Register’s Office of E. Tonkin, II as Trustee for Mortgage Electronic in District Seven (7) of Blount County, Tennes- NOTICE OF SUBSTITUTE TRUSTEE’S SALE Nov. 8, 15, 22, 2019 Fok17321 Blount County, Tennessee recorded July 23, Registration Systems, Inc., as beneficiary, as see, without the limits of any municipality and WHEREAS, default has occurred in the 2018, in Deed Book 2523, Page 2694-2708 nominee for Mortgage Investors Group, its being more particularly bounded and described performance of the covenants, terms and NOTICE OF SUBSTITUTE TRUSTEE’S SALE at Instrument Number 825121; and successors and assigns; and the undersigned, as follows: conditions of a Deed of Trust dated March WHEREAS, default has occurred in the WHEREAS, the beneficial interest of said Deed Wilson & Associates, P.L.L.C., having been BEGINNING on an iron pin in the southern 31, 2016, executed by MARGERY LEEANN performance of the covenants, terms and of Trust was last transferred and assigned to appointed Successor Trustee by PennyMac right of way line of Denton Hayes Road that LEDFORD, TOMMY LEDFORD, conveying certain conditions of a Deed of Trust dated Novem- Nationstar Mortgage LLC d/b/a Mr. Cooper who Loan Services, LLC. is approximately 670 feet in a westerly direc- real property therein described to RHONDA ber 22, 2017, executed by JAMES M DAVID, is now the owner of said debt; and NOW, THEREFORE, notice is hereby given tion from the point of intersection of Denton C. BUNDY, as Trustee, as same appears of MONIKA DAVID, conveying certain real property WHEREAS, the undersigned,Rubin Lublin TN, that the entire indebtedness has been declared Hayes Road and Jericho Road. Thence from record in the Register’s Office of Blount County, therein described to CHARLES E. TONKIN, II, PLLC, having been appointed as Substitute due and payable; and that an agent of Wilson said BEGINNING POINT and with the line of Tennessee recorded April 7, 2016, in Deed as Trustee, as same appears of record in the Trustee by instrument to be filed for record & Associates, P.L.L.C., as Successor Trustee, Richard L. Ellison (Warranty Book 518, Page Book 2444, Page 1686-1702 at Instrument Register’s Office of Blount County, Tennessee in the Register’s Office of Blount County, by virtue of the power, duty, and authority 737 in the Register`s Office for Blount County, Number 765323; and recorded December 1, 2017, in Deed Book Tennessee. vested in and imposed upon said Successor Tennessee), South 40 deg. 27 min. 13 sec. WHEREAS, the beneficial interest of said Deed 2502, Page 2159-2173 at Instrument Number NOW, THEREFORE, notice is hereby given that Trustee, by PennyMac Loan Services, LLC, will, West 314.01 feet to an iron pin; thence with of Trust was last transferred and assigned to 808873; and the entire indebtedness has been declared due on January 7, 2020 on or about 10:00 AM, the line of a 1.34 acre tract the following two Home Point Financial Corporation who is now WHEREAS, the beneficial interest of said Deed and payable, and that the undersigned, Rubin at the Blount County Courthouse, Maryville, (2) calls: North 39 deg. 45 min. 11 sec. West the owner of said debt; and of Trust was last transferred and assigned to Lublin TN, PLLC, as Substitute Trustee or his Tennessee, offer for sale certain property 113.25 feet to an iron pin; thence North 22 WHEREAS, the undersigned,Rubin Lublin TN, AmeriHome Mortgage Company, LLC unless duly appointed agent, by virtue of the power, hereinafter described to the highest bidder deg. 38 min. 00 sec. East 266.64 feet to an PLLC, having been appointed as Substitute in the state of RI, NH or NV, then use Federal duty and authority vested and imposed upon FOR certified funds paid at the conclusion of iron pin in the southern right of way line of Trustee by instrument to be filed for record Home Loan Mortgage Corporation who is now said Substitute Trustee will, on December the sale, or credit bid from a bank or other Denton Hayes Road; thence with said right in the Register’s Office of Blount County, the owner of said debt; and 4, 2019 at 10:00 AM at the Main Entrance lending entity pre-approved by the successor of way line of Denton Hayes Road, South 63 Tennessee. WHEREAS, the undersigned,Rubin Lublin TN, of the Blount County Courthouse, 345 Court trustee. The sale is free from all exemptions, deg. 09 min. 14 sec. East 15.47 feet to an NOW, THEREFORE, notice is hereby given that PLLC, having been appointed as Substitute Street, Maryville, TN 37804, proceed to sell which are expressly waived in the Deed of iron pin; thence continuing with said right of the entire indebtedness has been declared due Trustee by instrument to be filed for record at public outcry to the highest and best bidder Trust, said property being real estate situated way line of Denton Hayes Road and a curve to and payable, and that the undersigned, Rubin in the Register’s Office of Blount County, for cash or certified funds ONLY, the following in Blount County, Tennessee, and being more the right having an arc distance of 182.05, a Lublin TN, PLLC, as Substitute Trustee or his Tennessee. described property situated in Blount County, particularly described as follows: radius of 2,908.90 feet and a chord bearing duly appointed agent, by virtue of the power, NOW, THEREFORE, notice is hereby given that Tennessee, to wit: SITUATED in District No. 9 of Blount County, and distance of South 61 deg. 21 min. 39 sec. duty and authority vested and imposed upon the entire indebtedness has been declared due SITUATED IN DISTRICT 9 OF BLOUNT COUNTY, Tennessee, and being in what is known as East 182.02 feet to an iron pin. Said iron pin said Substitute Trustee will, on December 12, and payable, and that the undersigned, Rubin TENNESSEE, AND WITHIN THE 2ND WARD the Blount Development Company Addition, being the POINT OF BEGINNING and contain- 2019 at 1:00 PM at the Main Entrance Steps Lublin TN, PLLC, as Substitute Trustee or his OF THE CITY OF MARYVILLE, AND BEING ALL as surveyed and platted by W. D. Hale on ing 1.00 acres, more or less, according to a of the Blount County Courthouse, Maryville, duly appointed agent, by virtue of the power, OF LOT 11 JUBILEE RIDGE SUBDIVISION, AS June 24, 1938, and as shown of record in survey by Howard T. Dawson, RLS #1301, 134 Tennessee, proceed to sell at public outcry duty and authority vested and imposed upon SHOWN BY PLAT OF RECORD IN MAP FILE the Register’s Office for Blount County, Maryville Pike, Suite C, Knoxville, Tennessee, to the highest and best bidder for cash or said Substitute Trustee will, on December 12, 1770B IN THE REGISTER`S OFFICE OF BLOUNT Tennessee, in Map File 93B. BEING all of 37920 dated June 20, 2003 and bearing certified funds ONLY, the following described 2019 at 1:00 PM at the Main Entrance Steps COUNTY, TENNESSEE, TO WHICH PLAT REF- Lot 125 in said addition and fronting on the Drawing No. 030121. property situated in Blount County, Tennes- of the Blount County Courthouse, Maryville, ERENCE IS MADE FOR A MORE PARTICULAR northeast side of pike street, 75 feet and Attached hereto and conveyed herewith is a see, to wit: Tennessee, proceed to sell at public outcry DESCRIPTION. extending back a distance of 109 feet to 1999 Homes of Legend Manufactured Home, SITUATE IN DISTRICT 19, COUNTY OF BLOUNT, to the highest and best bidder for cash or THIS CONVEYANCE IS MADE SUBJECT TO Laurel Alley and being 72 feet at the rear bearing Serial/VIN No(s). HL3450ABAL, and CITY OF MARYVILLE, STATE OF TENNESSEE, certified funds ONLY, the following described RESTRICTIONS, EASEMENTS, SETBACKS and lying between Lots 124 and 126 of said HUD Label Nos. NTA970867 & NTA970868. AND BEING ALL OF LOT 4, BLOCK A, OF BRAN- property situated in Blount County, Tennes- AND OTHER CONDITIONS RECORDED IN MAP addition. THIS conveyance is made subject Street Address: The street address of the NON SUBDIVISION, AS SHOWN BY MAP OF see, to wit: FILE 1770B, IN THE REGISTER`S FORCE FOR to restrictions, conditions, limitations and property is believed to be 2430 Denton Hayes THE SAME OF RECORD IN MAP FILE 188B SITUATED IN DISTRICT NO. FOURTEEN (14) OF BLOUNT COUNTY, TENNESSEE. easements as contained in instruments of Road, Maryville, TN 37803, but such address IN THE REGISTER`S OFFICE FOR BLOUNT BLOUNT COUNTY, TENNESSEE, AND BEING SUBJECT TO RESTRICTIONS, EASEMENTS, record in the Register’s Office for Blount is not part of the legal description of the prop- COUNTY, TENNESSEE, TO WHICH MAP SPE- KNOWN AND DESIGNATED AS ALL OF TRACT SETBACKS AND OTHER CONDITIONS RE- County, Tennessee, in Deed Vol. 177, Page erty. In the event of any discrepancy, the legal CIFIC REFERENCE IS HEREBY MADE FOR A NO, FIVE (5), PROPERTY OF MIKE A. BLEVENS, CORDED IN MISC BOOK 194, PAGE 726, 356, and Map File 93B. description herein shall control. MORE PARTICULAR DESCRIPTION THEREOF CONTAINING 6.38 ACRES, AS SHOWN ON MAP IN THE REGISTER`S OFFICE FOR BLOUNT ALSO KNOWN AS: 1246 North Wright Road, Map/Parcel Number: 113-033.02 AND MORE PARTICULARLY DESCRIBED AS OF SAME OF RECORD IN MAP FILE 751A IN THE COUNTY, TENNESSEE. Alcoa, TN 37701 Current owner(s) of Record: Stephen Lane, FOLLOWS: REGISTER`S OFFICE FOR BLOUNT COUNTY, ALSO SUBJECT TO ANY AND ALL APPLICABLE This sale is subject to all matters shown married BEGINNING AT AN IRON PIPE IN THE NORTH- TENNESSEE, TO WHICH MAP SPECIFIC RESTRICTIONS, EASEMENTS, BUILDING on any applicable recorded plat; any unpaid This sale is subject to all matters shown on WESTERLY RIGHT OF WAY OF BROADY LANE REFERENCE IS HEREBY MADE FOR A MORE SETBACK LINES AND OTHER CONDITIONS AS taxes; any restrictive covenants, easements, any applicable recorded Plat or Plan; any un- AND CORNER TO LOT 5; THENCE WITH SAID PARTICULAR DESCRIPTION THEREOF. ARE SHOWN IN THE RECORDS OR THE SAID or setback lines that may be applicable; any paid taxes and assessments; any restrictive RIGHT OF WAY SOUTH 32 DEG. 35 MIN. 00 THIS CONVEYANCE IS SUBJECT TO ALL AP- REGISTER`S OFFICE. statutory rights of redemption of any govern- covenants, easements or setback lines that SEC. WEST 99.68 FEET TO A NAIL IN ASPHALT PLICABLE RESTRICTIONS, EASEMENTS, SET- Parcel ID: 047P O 011.00 mental agency, state or federal; any prior liens may be applicable; rights of redemption, equity, CORNER TO LOT 3; THENCE LEAVING SAID BACK LINES, AND OTHER CONDITIONS SHOWN PROPERTY ADDRESS: The street address of or encumbrances as well as any priority created statutory or otherwise, not otherwise waived in RIGHT OF WAY AND WITH LOT 3 NORTH 57 OF RECORD IN THE REGISTER`S OFFICE FOR the property is believed to be 122 BISHOP by a fixture filing; and to any matter that an ac- the Deed of Trust, including rights of redemption DEG. 15 MIN. 56 SEC. WEST 134.08 FEET BLOUNT COUNTY, TENNESSEE. ST, ALCOA, TN 37701. In the event of any curate survey of the premises might disclose. of any government agency, state or federal; TO AN IRON PIN IN THE LINE OF LOT 17; Parcel ID: 04902802000000 discrepancy between this street address and In addition, the following parties may claim an and any and all prior deeds of trust, liens, THENCE WITH LOT 17 IN PART AND LOT 16 IN PROPERTY ADDRESS: The street address of the legal description of the property, the legal interest in the above- referenced property: dues, assessments, encumbrances, defects, PART NORTH 32 DEG. 40 MIN. 55 SEC. EAST the property is believed to be 837 COUNTRY description shall control. TAYLOR M KNIGHT adverse claims and other matters that may 100.31 FEET TO AN IRON PIPE CORNER TO LANE, WALLAND, TN 37886. In the event of CURRENT OWNER(S): DAVID A. SETZER AND VICTORIA KNIGHT take priority over the Deed of Trust upon which LOT 5; THENCE WITH LOT 5 SOUTH 56 DEG. any discrepancy between this street address ANGELA R. SETZER The sale held pursuant to this Notice may this foreclosure sale is conducted or are not 59 MIN. 31 SEC. EAST 133.91 FEET TO THE and the legal description of the property, the OTHER INTERESTED PARTIES: be rescinded at the Successor Trustee’s option extinguished by this Foreclosure Sale. POINT OF BEGINNING AND AS SHOWN BY legal description shall control. The sale of the above-described property shall at any time. The right is reserved to adjourn THE PROPERTY IS SOLD WITHOUT ANY REPRE- SURVEY OF WADE B. NANCE, 901 E. SUMMIT CURRENT OWNER(S): JAMES M DAVID, be subject to all matters shown on any recorded the day of the sale to another day, time, and SENTATIONS OR WARRANTIES, EXPRESSED OR HILL AVENUE, STE. LL100, KNOXVILLE, TN MONIKA DAVID plat; any unpaid taxes; any restrictive cov- place certain without further publication, upon IMPLIED, RELATING TO TITLE, MARKETABILITY 37915, DATED MAY 24, 1994 AND BEARING OTHER INTERESTED PARTIES: enants, easements or set-back lines that may announcement at the time and place for the OF TITLE, POSSESSION, QUIET ENJOYMENT OR FILE3 NO. A-13528. The sale of the above-described property shall be applicable; any prior liens or encumbrances sale set forth above. In the event of inclem- THE LIKE AND FITNESS FOR A GENERAL OR Parcel ID: 058I F 01000 000464 be subject to all matters shown on any recorded as well as any priority created by a fixture filing; ent weather, the trustee hereby announces PARTICULAR USE OR PURPOSE. The title is PROPERTY ADDRESS: The street address of plat; any unpaid taxes; any restrictive cov- and to any matter that an accurate survey of that the sale will be postponed for a period of believed to be good, but the undersigned will the property is believed to be 109 BROADY enants, easements or set-back lines that may the premises might disclose. This property is two weeks. In such situations, notices will be sell and convey only as Substitute Trustee. LANE, MARYVILLE, TN 37803. In the event of be applicable; any prior liens or encumbrances being sold with the express reservation that mailed to interested parties of record. W&A The right is reserved to adjourn the sale to any discrepancy between this street address as well as any priority created by a fixture filing; it is subject to confirmation by the lender or No. 330466 another time certain or to another day, time, and the legal description of the property, the and to any matter that an accurate survey of Substitute Trustee. This sale may be rescinded DATED November 5, 2019 and place certain, without further publication legal description shall control. the premises might disclose. This property is at any time. The right is reserved to adjourn WILSON & ASSOCIATES, P.L.L.C., upon announcement on the day, time, and CURRENT OWNER(S): MARGERY LEEANN being sold with the express reservation that the day of the sale to another day, time, and Successor Trustee place of sale set forth above or any subsequent LEDFORD, TOMMY LEDFORD it is subject to confirmation by the lender or place certain without further publication, upon Nov. 8, 15, 22, 2019 Fok17447 adjourned day, time, and place of sale. OTHER INTERESTED PARTIES: Substitute Trustee. This sale may be rescinded announcement at the time and place for the If you purchase a property at the foreclosure The sale of the above-described property shall at any time. The right is reserved to adjourn sale set forth above. All right and equity of re- SUBSTITUTE TRUSTEE’S NOTICE OF SALE sale, the entire purchase price is due and be subject to all matters shown on any recorded the day of the sale to another day, time, and demption, statutory or otherwise, homestead, Sale at public auction will be on December payable at the conclusion of the auction in the plat; any unpaid taxes; any restrictive cov- place certain without further publication, upon and dower are expressly waived in said Deed 18, 2019, at or about 10:00 AM, local time, form of a certified check made payable to or enants, easements or set-back lines that may announcement at the time and place for the of Trust, and the title is believed to be good, at the main entrance of the Blount County endorsed to Padgett Law Group. No personal be applicable; any prior liens or encumbrances sale set forth above. All right and equity of re- but the undersigned will sell and convey only Courthouse, 345 Court Street, Maryville, TN checks will be accepted. To this end, you must as well as any priority created by a fixture filing; demption, statutory or otherwise, homestead, as Substitute Trustee. The Property is sold 37804, pursuant to the Deed of Trust executed bring sufficient funds to outbid the lender and and to any matter that an accurate survey of and dower are expressly waived in said Deed as is, where is, without representations or by Stephen Lane and Reva Lane, husband and any other bidders. Insufficient funds will not be Page 8 Public Notices NOVEMBER 8 - 14 2019 www.TNLedger.com/Knoxville

accepted. Amounts received in excess of the Nov. 8, 15, 22, 2019 Fok17454 Loan Services, LLC. particularly described as follows: containing 0.40 acre, more or less, according winning bid will be refunded to the successful NOW, THEREFORE, notice is hereby given SITUATED in District Thirteen (13) of Blount to the survey of Jerry W. Crutchfield, R.L.S. purchaser at the time the foreclosure deed NOTICE OF TRUSTEE’S SALE that the entire indebtedness has been declared County, Tennessee, and being known and #1612, P.O. Box 292, Jacksboro, TN 37757, is delivered. WHEREAS, default has occurred in the due and payable; and that an agent of Wilson designated as all of Lot 17 of Hidden Valley dated 4-12-95, bearing File Name: BCOX3. This property is being sold with the express performance of the covenants, terms, and & Associates, P.L.L.C., as Successor Trustee, Subdivision, as shown by map of record in Being the same property conveyed to David W. reservation that the sale is subject to con- conditions of a Deed of Trust Note dated by virtue of the power, duty, and authority Map Book 704A, in the Register’s Office Miracle, a single person and Angela R. Muse, firmation by the lender or trustee. This sale November 30, 2017, and the Deed of Trust vested in and imposed upon said Successor for Blount County, Tennessee, to which a single person by Warranty Deed from Bill may be rescinded by the Substitute Trustee of even date securing the same, recorded Trustee, by PennyMac Loan Services, LLC, will, map specific reference is hereby made for Cox and Charles E. Cox, by and through his at any time. December 5, 2017, in Book No. 2503, at on December 3, 2019 on or about 10:00 AM, a more particular description. Attorney in Fact Bill Cox, d/b/a Alco Builders THIS IS AN ATTEMPT TO COLLECT A DEBT, Page 406, in Office of the Register of Deeds at the Blount County Courthouse, Maryville, No new boundary line survey was performed dated 4-18-95 of record in Book 330, Page AND ANY INFORMATION OBTAINED WILL BE for Blount County, Tennessee, executed by Tennessee, offer for sale certain property at the time of this conveyance. SUBJECT 595, Campbell County Register’s Office. USED FOR THAT PURPOSE. Theodore F Ranken, conveying certain property hereinafter described to the highest bidder to restrictions, easements, setbacks, and SUBJECT to all applicable easements and Padgett Law Group, Substitute Trustee therein described to Indepence Title & Escrow FOR certified funds paid at the conclusion of other conditions recorded in Map File 704A, restrictions. 6267 Old Water Oak Road, Suite 203 Services as Trustee for Mortgage Electronic the sale, or credit bid from a bank or other in the Register’s Office for Blount County, Parcel ID Number: 077G A 10300 000 Tallahassee, FL 32312 Registration Systems, Inc., as beneficiary, as lending entity pre-approved by the successor Tennessee. Address/Description: 139 Little Creek Lane, (850) 422-2520 (telephone) nominee for Stockton Mortgage Corporation, its trustee. The sale is free from all exemptions, ALSO KNOWN AS: 357 Hidden Valley Circle, Lafollette, TN 37766. (850) 422-2567 (facsimile) successors and assigns; and the undersigned, which are expressly waived in the Deed of Seymour, TN 37865 Current Owner(s): David W. Miracle and [email protected] Wilson & Associates, P.L.L.C., having been Trust, said property being real estate situated This sale is subject to all matters shown wife Kari Miracle. PLG# 18-004929-3 appointed Successor Trustee by PennyMac in Blount County, Tennessee, and being more on any applicable recorded plat; any unpaid Other Interested Party(ies): N/A taxes; any restrictive covenants, easements, The sale of the property described above or setback lines that may be applicable; any shall be subject to all matters shown on statutory rights of redemption of any govern- any recorded plat; any and all liens against mental agency, state or federal; any prior liens said property for unpaid property taxes; any or encumbrances as well as any priority created restrictive covenants, easements or set-back by a fixture filing; and to any matter that an ac- lines that may be applicable; any prior liens or curate survey of the premises might disclose. encumbrances as well as any priority created by In addition, the following parties may claim an a fixture filing; a deed of trust; and any matter interest in the above- referenced property: than an accurate survey of the premises might THEODORE F RANKEN disclose; and I’M PAUL GEORGE The sale held pursuant to this Notice may All right and equity of redemption, statutory or be rescinded at the Successor Trustee’s option otherwise, homestead, and dower are expressly at any time. The right is reserved to adjourn waived in said Deed of Trust, and the title is the day of the sale to another day, time, and believed to be good, but the undersigned will place certain without further publication, upon sell and convey only as Substitute Trustee. announcement at the time and place for the The right is reserved to adjourn the day of the sale set forth above. In the event of inclem- sale to another day, time, and place certain ent weather, the trustee hereby announces without further publication, upon announce- that the sale will be postponed for a period of ment at the time and place for the sale set two weeks. In such situations, notices will be forth above. mailed to interested parties of record. W&A This office is attempting to collect a debt. No. 343242 Any information obtained will be used for DATED November 7, 2019 that purpose. WILSON & ASSOCIATES, P.L.L.C., Brock & Scott, PLLC, Substitute Trustee Successor Trustee c/o Tennessee Foreclosure Department Nov. 8, 15, 22, 2019 Fok17460 4360 Chamblee Dunwoody Road, Ste 310 Atlanta, GA 30341 PH: 404-789-2661 FX: 404-294-0919 File No.: 18-04455 FC01 Foreclosure Notices Oct. 25, Nov. 1, 8, 2019 Fok17374 Campbell County NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the NOTICE OF FORECLOSURE SALE performance of the covenants, terms, and STATE OF TENNESSEE, CAMPBELL conditions of a Deed of Trust Note dated June WHEN I WAS SIX COUNTY 23, 2017, and the Deed of Trust of even date WHEREAS, David W. Miracle and An- securing the same, recorded June 28, 2017, gela R. Muse executed a Deed of Trust to in Book No. T666, at Page 686, in Office of First State Bank, Lender and Joseph Coker, the Register of Deeds for Campbell County, Trustee(s), which was dated April 18, 1995, Tennessee, executed by Kenneth Sheldon, Jr and recorded on May 2, 1995 in Book 240, and Lisa Louise Sheldon, conveying certain Page 675, in Campbell County, Tennessee property therein described to Concord Title as Register of Deeds. Trustee for Mortgage Electronic Registration WHEREAS, default having been made in Systems, Inc., as beneficiary, as nominee for the payment of the debt(s) and obligation(s) Platinum Financial Funding, LLC, its successors thereby secured by the said Deed of Trust and assigns; and the undersigned, Wilson & and the current holder of said Deed of Trust, Associates, P.L.L.C., having been appointed Tennessee Housing Development Agency, (the Successor Trustee by Freedom Mortgage “Holder”), appointed the undersigned, Brock Corporation. NBA All-Star & Scott, PLLC, as Substitute Trustee, with all NOW, THEREFORE, notice is hereby given the rights, powers and privileges of the original that the entire indebtedness has been declared Paul George Trustee named in said Deed of Trust; and due and payable; and that an agent of Wilson & NOW, THEREFORE, notice is hereby given Associates, P.L.L.C., as Successor Trustee, by that the entire indebtedness has been declared virtue of the power, duty, and authority vested due and payable as provided in said Deed of in and imposed upon said Successor Trustee, Trust by the Holder, and that as agent for the by Freedom Mortgage Corporation, will, on undersigned, Brock & Scott, PLLC, Substitute November 26, 2019 on or about 1:00 PM, at Trustee, by virtue of the power and authority the Campbell County Courthouse, Jacksboro, vested in it, will on November 19, 2019, at Tennessee, offer for sale certain property 12:00PM at the usual and customary location hereinafter described to the highest bidder MY MOM HAD A STROKE at the Campbell County Courthouse, Jacksboro, FOR certified funds paid at the conclusion of Tennessee, proceed to sell at public outcry to the sale, or credit bid from a bank or other the highest and best bidder for cash, the fol- lending entity pre-approved by the successor lowing described property situated in Campbell trustee. The sale is free from all exemptions, County, Tennessee, to wit: which are expressly waived in the Deed of SITUATE in the First Civil District of Campbell Trust, said property being real estate situated in County, Tennessee, and being a part of Lot 45, Campbell County, Tennessee, and being more Valley View Estates, Unit II, and being more particularly described as follows: particularly bounded and described as follows: SITUATED in District No. Three (3) of Learn the signs of a stroke F.A.S.T. Beginning on an iron pin in the northern line Campbell County, Tennessee, and being of Little Creek Road and the southwestern in the INDIAN MOUND SUBDIVISION, and corner of Lot 46 and the southeastern corner being described as follows: of Lot 45, Valley View Estates, Unit II; thence, Being Lot No. 21 in the INDIAN MOUND Face drooping Arm weakness Speech difficulty Time to call 911 with the common line of Lot 45 and Lot 46, SUBDIVISION, of record in Map Cabinet North 17 deg. 40 min. 05 sec. West 162.07 I, Page 599, in the Register’s Office for feet to an iron pin; thence, North 86 deg. 52 Campbell County, Tennessee, to which min. 38 sec. West 41.00 feet to an iron pin; plat specific reference is hereby made for thence, North 88 deg 34 min. 02 sec. West a more particular description. 58.76 feet to an iron pin; thence, South 16 THE SOURCE of the above description is deg 04 min. 28 sec. East 100.31 feet to an the same as the previous deed of record, iron pin; thence, South 16 deg. 04 min 28 no boundary survey having been made at strokeassociation.org sec. East 85.00 feet to an iron pin; thence, the time of the conveyance. North 66 deg. 57 min. 16 sec. East 20.00 SUBJECT TO all Restrictions, Covenants, feet to an iron pin; thence, South 16 deg. 04 Reservations, and Minimum Building Set- min. 28 sec. East 20.00 feet to an iron pin in back Lines and Ingress and Egress Ease- the northern line of Little Creek Road; thence, ments and installation and maintenance with the northern line of Little Creek Road, of Utility and Drainage facilities as stated North 66 deg. 57 min. 16 sec. East 80.00 on recorded plat of record, if applicable, feet to an iron pin, the point of BEGINNING, and all amendments thereto recorded, NOVEMBER 8 - 14, 2019 Public Notices Page 9 www.TNLedger.com/Knoxville

and further to any matter and/or condition that the sale will be postponed for a period of Limited Liability Company, will, on December 5, Trust, said property being real estate situated in liens and encumbrances of record: which would be disclosed by a current and two weeks. In such situations, notices will be 2019 on or about 1:30 PM, at the Campbell Claiborne County, Tennessee, and being more All that situated in District No. Two (2) of accurate survey or inspection of the property mailed to interested parties of record. W&A County Courthouse, Jacksboro, Tennessee, particularly described as follows: Clairborne County, Tennessee, and more herein described. No. 342875 offer for sale certain property hereinafter Tract I: Situate in District No. Four (4) of particularly described as follows: SUBJECT TO all Notes, Matters, Restric- DATED October 22, 2019 described to the highest bidder FOR certified Claiborne County, Tennessee and situated Beginning at a point located at the intersec- tions, Agreements, Covenants, Easements, WILSON & ASSOCIATES, P.L.L.C., funds paid at the conclusion of the sale, or and described more fully as follows: Tract tion of Clouds Road and Green Lane; thence Setback Lines, Right-of-Ways and all other Successor Trustee credit bid from a bank or other lending entity No. 1: Beginning on the North side of the in a Southeastwardly direction with Clouds Conditions of record in the Register’s Office Oct. 25, Nov. 1, 8, 2019 Fok17385 pre-approved by the successor trustee. The Caney Valley Road, at a stake; thence Road, approximately 220 feet to post; Thence for Campbell County, Tennessee. sale is free from all exemptions, which are Northwardly to the top of Comby Ridge and in a Northeastwardly direction approximately ALSO KNOWN AS: 317 Indian Mound Circle, NOTICE OF TRUSTEE’S SALE expressly waived in the Deed of Trust, said a stake, thence Eastwardly with the top 114 feet to a fence post; thence in a North- Jacksboro, TN 37757 WHEREAS, default has occurred in the property being real estate situated in Campbell of Comby Ridge to the Cook Line; thence wardly direction approximately 140 feet to a This sale is subject to all matters shown performance of the covenants, terms, and County, Tennessee, and being more particularly Southwardly with the Cook line to the Caney fence post located on the South Side of Green on any applicable recorded plat; any unpaid conditions of a Deed of Trust Note dated Feb- described as follows: Valley Road; thence westwardly with the Lane; thence with the South side of Green Lane taxes; any restrictive covenants, easements, ruary 2, 2009, and the Deed of Trust of even THE FOLLOWING DESCRIBED PREMISES, Caney Valley Road to the point of beginning in a Southwestwardly direction approximately or setback lines that may be applicable; any date securing the same, recorded February TO WIT SITUATE IN DISTRICT NO. ONE and containing Twenty (20) Acres, more or 225 feet, to the point of beginning. statutory rights of redemption of any govern- 12, 2009, in Book No. T541, at Page 915, in (1) OF CAMPBELL COUNTY, TENNESSEE less. Tract No. 2: being across the Caney This being the same property conveyed unto mental agency, state or federal; any prior liens Office of the Register of Deeds for Campbell AND BEING MORE PARTICULARLY DE- Valley Road from Tract #1 and beginning Judy N. Meyers by Deed recorded December or encumbrances as well as any priority created County, Tennessee, executed by Salina Martin, SCRIBED AS FOLLOWS: THIS SURVEY IS at a stake on the South side of the Caney 29, 2003 in Book 1141, Page 714. by a fixture filing; and to any matter that an ac- conveying certain property therein described LOCATED ABOUT 1-1/2 MILES NORTH OF Valley Road; thence in a southwardly direc- This being the same property conveyed unto curate survey of the premises might disclose. to Kathy Winstead as Trustee for JPMorgan LAFOLLETTE ON THE WEST OF HIGHWAY tion to the top of Caney Valley Ridge at a Judy N. Meyers by Deed recorded December In addition, the following parties may claim an Chase Bank, N.A.; and the undersigned, 25W. BEGINNING ON THE PAVEMENT OF stake; thence Eastwardly with the top of 29, 2003 in Book 1141, Page 714, Claiborne interest in the above- referenced property: Wilson & Associates, P.L.L.C., having been HIGHWAY 25W 127 FEET IN A SOUTHERLY the Caney Ridge to the Cook Line; thence County, Tennessee Register`s Office. KENNETH SHELDON, JR appointed Successor Trustee by Lakeview DIRECTION FROM MARK ON PAVEMENT 92 Northwardly with the Cook line to the Caney This being the same property conveyed unto LISA LOUISE SHELDON Loan Servicing, LLC. PLUS 78.3, THE BEGINNING CORNER OF Valley Road; thence Westwardly with the Judy B. Meyers by Deed recorded May 3, 2013 The sale held pursuant to this Notice may NOW, THEREFORE, notice is hereby given THIS SURVEY; THENCE WITH THE PAVE- Caney Valley Road to the point of beginning in Book 1384, Page 139, Claiborne County, be rescinded at the Successor Trustee’s option that the entire indebtedness has been declared MENT IN A SOUTHERLY DIRECTION 50 and containing Twenty (20) more or less. Tennessee Register`s Office. at any time. The right is reserved to adjourn due and payable; and that an agent of Wilson FEET; THENCE LEAVING THE PAVEMENT Tract II: Situated in the District Number Property Address: 118 Green Lane, New the day of the sale to another day, time, and & Associates, P.L.L.C., as Successor Trustee, N. 22 DEGREES 30 MINUTES W. 319 Four (4) of Claiborne County, Tennessee Tazewell, Tennessee 37825 place certain without further publication, upon by virtue of the power, duty, and authority FEET MORE OR LESS TO THE FRANCIS and situated and described more fully as Parcel ID #: 094-012.06-000 announcement at the time and place for the vested in and imposed upon said Successor BROTHERS RAILWAY RIGHT-OF-WAY; follows: Being in upper Caney Valley and Tax ID: 094-012.06-000 sale set forth above. In the event of inclem- Trustee, by Lakeview Loan Servicing, LLC, will, THENCE IN A NORTHERLY DIRECTION beginning on the top of Comby Ridge at a Current Owner(s) of Property: JUDY B. MEY- ent weather, the trustee hereby announces on November 14, 2019 on or about 1:30 PM, WITH FRANCIS BROTHERS RIGHT-OF- Hickory Tree at the fence; thence going ERS that the sale will be postponed for a period of at the Campbell County Courthouse, Jacks- WAY 50 FEET; THENCE S. 22-30 E 319 South with the Fence, with a marked line The street address of the above described two weeks. In such situations, notices will be boro, Tennessee, offer for sale certain property FEET MORE OR LESS TO THE BEGINNING, to a Sycamore Tree, near the Caney Val- property is believed to be 118 Green Lane, mailed to interested parties of record. W&A hereinafter described to the highest bidder FOR CONTAINING 0.3 ACRES MORE OR LESS. ley Road, and continuing South, bearing a New Tazewell, TN 37825, but such address No. 342838 certified fundspaid at the conclusion of the THERE IS EXCEPTED FROM THIS SURVEY straight line to the top of Caney Ridge to an is not part of the legal description of the DATED October 21, 2019 sale, or credit bid from a bank or other lending THE RIGHT OF WAY OF HIGHWAY 25W Oak Tree and a stake at the fence; thence property sold herein and in the event of any WILSON & ASSOCIATES, P.L.L.C., entity pre-approved by the successor trustee. AND AN EASEMENT OF THE TENNESSEE Going East up to the top of of Caney Ridge discrepancy, the legal description referenced Successor Trustee The sale is free from all exemptions, which are POWER COMPANY. to a Hickory Tree and a stake; thence going herein shall control. Oct. 25, Nov. 1, 8, 2019 Fok17379 expressly waived in the Deed of Trust, said ALSO KNOWN AS: 1401 South 25 West, North, approximately a straight line to the SALE IS SUBJECT TO OCCUPANT(S) RIGHTS property being real estate situated in Campbell Lafollette, TN 37766 Caney Valley Road; thence continuing North IN POSSESSION. NOTICE OF TRUSTEE’S SALE County, Tennessee, and being more particularly This sale is subject to all matters shown a straight line to the top of Comby Ridge at THE RIGHT IS RESERVED TO ADJOURN THE WHEREAS, default has occurred in the described as follows: on any applicable recorded plat; any unpaid the fence, Brogan and Reece line Fence; DAY OF THE SALE TO ANOTHER DAY, TIME performance of the covenants, terms, and Situated in District No. One (1) of Campbell taxes; any restrictive covenants, easements, thence a westerly course with the Hickory AND PLACE CERTAIN WITHOUT FURTHER conditions of a Deed of Trust Note dated January County, Tennessee, and within the City or setback lines that may be applicable; any Tree to the point of beginning, containing PUBLICATION, UPON ANNOUNCEMENT AT THE 3, 2018, and the Deed of Trust of even date of LaFollette, Tennessee and being more statutory rights of redemption of any govern- forty (40) acres more or less. Less and TIME AND PLACE FOR THE SALE SET FORTH securing the same, recorded January 5, 2018, particularly described as follows: Being all mental agency, state or federal; any prior liens except property to Mark Holtrust and wife, ABOVE. THE TERMS OF SALE ARE CASH. ANY in Book No. T674, at Page 760, in Office of the of Lot Numbers Twenty Three (23), Twenty or encumbrances as well as any priority created Patricia Holtrust from Vernon Helton and TAXES OR FEES WILL BE THE RESPONSIBIL- Register of Deeds for Campbell County, Tennes- Four (24), Twenty Five (25), and Twenty by a fixture filing; and to any matter that an ac- wife Linda Helton by Warranty Deed dated ITY OF THE PURCHASER. IF THE SALE IS SET see, executed by Anthony C Begley, conveying Six (26) in Block Thirty Three (33) in the curate survey of the premises might disclose. December 14, 1995 and record in Book 232 ASIDE FOR ANY REASON, THE PURCHASER certain property therein described to Heather City of LaFollette, Tennessee as shown by In addition, the following parties may claim an Page 654, containing 4.333 acres. AT THE SALE SHALL BE ENTITLED ONLY TO A Quinn Bader as Trustee for Mortgage Electronic the supplemental Plat of said city on the interest in the above- referenced property: ALSO KNOWN AS: 2755 Upper Caney Valley, RETURN OF THE PURCHASE PRICE. THE PUR- Registration Systems, Inc., as beneficiary, as file in the Register’s Office of Jacksboro, LOIS COFFEY Tazewell, TN 37879 CHASER SHALL HAVE NO FURTHER RECOURSE nominee RMK Financial Corp. D/B/A Majestic Tennessee. CONNIE WYANT This sale is subject to all matters shown AGAINST THE GRANTOR, THE GRANTEE, OR Home Loan, its successors and assigns; and ALSO KNOWN AS: 408 West Central Av- The sale held pursuant to this Notice may on any applicable recorded plat; any unpaid THE TRUSTEE. the undersigned, Wilson & Associates, P.L.L.C., enue, Lafollete, TN 37766 be rescinded at the Successor Trustee’s option taxes; any restrictive covenants, easements, OTHER INTERESTED PARTIES: ESTATE OF JUDY having been appointed Successor Trustee by This sale is subject to all matters shown at any time. The right is reserved to adjourn or setback lines that may be applicable; any B. MEYERS AND SECRETARY OF HOUSING & The Money Source Inc.. on any applicable recorded plat; any unpaid the day of the sale to another day, time, and statutory rights of redemption of any govern- URBAN DEVELOPMENT AND TIM MEYERS NOW, THEREFORE, notice is hereby given taxes; any restrictive covenants, easements, place certain without further publication, upon mental agency, state or federal; any prior liens THIS IS AN ATTEMPT TO COLLECT A DEBT AND that the entire indebtedness has been declared or setback lines that may be applicable; any announcement at the time and place for the or encumbrances as well as any priority created ANY INFORMATION OBTAINED WILL BE USED due and payable; and that an agent of Wilson & statutory rights of redemption of any govern- sale set forth above. In the event of inclem- by a fixture filing; and to any matter that an ac- FOR THAT PURPOSE. Associates, P.L.L.C., as Successor Trustee, by mental agency, state or federal; any prior liens ent weather, the trustee hereby announces curate survey of the premises might disclose. If applicable, the notice requirements of T.C.A. virtue of the power, duty, and authority vested in or encumbrances as well as any priority created that the sale will be postponed for a period of In addition, the following parties may claim an 35-5-101 have been met. and imposed upon said Successor Trustee, by by a fixture filing; and to any matter that an ac- two weeks. In such situations, notices will be interest in the above- referenced property: All right of equity of redemption, statutory The Money Source Inc., will, on November 26, curate survey of the premises might disclose. mailed to interested parties of record. W&A LINDA M HELTON and otherwise, and homestead are expressly 2019 on or about 1:00 PM, at the Campbell In addition, the following parties may claim an No. 342285 HEIR(S) OF LINDA M HELTON waived in said Deed of Trust, but the under- County Courthouse, Jacksboro, Tennessee, interest in the above- referenced property: DATED November 7, 2019 ESTATE OF LINDA M HELTON signed will sell and convey only as Substitute offer for sale certain property hereinafter SALINA MARTIN WILSON & ASSOCIATES, P.L.L.C., BENJAMIN HELTON Trustee. described to the highest bidder FOR certified The sale held pursuant to this Notice may Successor Trustee IVAN HELTON If the U.S. Department of Treasury/IRS, the funds paid at the conclusion of the sale, or be rescinded at the Successor Trustee’s option Nov. 8, 15, 22, 2019 Fok17459 MARGARET LIVESAY State of Tennessee Department of Revenue, credit bid from a bank or other lending entity at any time. The right is reserved to adjourn REBECCA HUBBARD or the State of Tennessee Department of pre-approved by the successor trustee. The the day of the sale to another day, time, and SARAH MOON Labor or Workforce Development are listed sale is free from all exemptions, which are place certain without further publication, upon LAURA THOMAS as Interested Parties in the advertisement, expressly waived in the Deed of Trust, said announcement at the time and place for the Foreclosure Notices The sale held pursuant to this Notice may then the Notice of this foreclosure is being property being real estate situated in Campbell sale set forth above. In the event of inclem- Claiborne County be rescinded at the Successor Trustee’s option given to them and the Sale will be subject County, Tennessee, and being more particularly ent weather, the trustee hereby announces at any time. The right is reserved to adjourn to the applicable governmental entities’ described as follows: that the sale will be postponed for a period of the day of the sale to another day, time, and right to redeem the property as required by Situated in District No. Three (3) of Camp- two weeks. In such situations, notices will be NOTICE OF TRUSTEE’S SALE place certain without further publication, upon 26 U.S.C. 7425 and T.C.A. §67-1-1433. bell County, Tennessee, and being known mailed to interested parties of record. W&A WHEREAS, default has occurred in the announcement at the time and place for the This property is being sold with the express and designated as all of Lot 10, Section 4, No. 342952 performance of the covenants, terms, and sale set forth above. In the event of inclem- reservation that the sale is subject to confir- Moneymaker Hills Subdivision, as shown DATED October 22, 2019 conditions of a Deed of Trust Note dated May ent weather, the trustee hereby announces mation by the lender or trustee. If the sale is by map of same of record in Map Cabinet WILSON & ASSOCIATES, P.L.L.C., 3, 2016, and the Deed of Trust of even date that the sale will be postponed for a period of set aside for any reason, the Purchaser at the 1, Slide 724, in the Register’s Office for Successor Trustee securing the same, recorded May 19, 2016, two weeks. In such situations, notices will be sale shall be entitled only to a return of the Campbell County, Tennessee, to which Oct. 25, Nov. 1, 8, 2019 Fok17388 in Book No. 1452, at Page 120, in Office of mailed to interested parties of record. W&A purchase price. The Purchaser shall have no map specific reference is hereby made for the Register of Deeds for Claiborne County, No. 336563 further recourse against the Mortgagor, the a more particular description. NOTICE OF TRUSTEE’S SALE Tennessee, executed by Linda M Helton, DATED October 18, 2019 Mortgagee or the Mortgagee’s attorney. ALSO KNOWN AS: 298 Money Maker Lane, WHEREAS, default has occurred in the conveying certain property therein described WILSON & ASSOCIATES, P.L.L.C., MWZM File No. 19-000526-220-1 Jacksboro, TN 37757 performance of the covenants, terms, and to Thomas H. Dickenson as Trustee for ORNL Successor Trustee Mackie Wolf Zientz & Mann, P.C., Substitute This sale is subject to all matters shown conditions of a Deed of Trust Note dated Federal Credit Union; and the undersigned, Oct. 25, Nov. 1, 8, 2019 Fok17367 Trustee(s) on any applicable recorded plat; any unpaid August 22, 2005, and the Deed of Trust of Wilson & Associates, P.L.L.C., having been COOL SPRINGS COMMONS, SUITE 273 taxes; any restrictive covenants, easements, even date securing the same, recorded August appointed Successor Trustee by ORNL Federal SUBSTITUTE TRUSTEE’S SALE 7100 COMMERCE WAY or setback lines that may be applicable; any 23, 2005, in Book No. T457, at Page 354, in Credit Union. Sale at public auction will be on January 9, BRENTWOOD, TN 37027 statutory rights of redemption of any govern- Office of the Register of Deeds for Campbell NOW, THEREFORE, notice is hereby given 2020 on or about 3:00PM local time, at TN INVESTORS PAGE: HTTP://MWZMLAW. mental agency, state or federal; any prior liens County, Tennessee, executed by Lois Coffey that the entire indebtedness has been declared the main entrance of the Claiborne County COM/TN_INVESTORS.PHP or encumbrances as well as any priority created and Connie Wyant, conveying certain property due and payable; and that an agent of Wilson Courthouse, Tazewell, Tennessee, conducted Nov. 8, 15, 22, 2019 Fok17434 by a fixture filing; and to any matter that an ac- therein described to H. Claborn as Trustee & Associates, P.L.L.C., as Successor Trustee, by the Substitute Trustee as identified and set curate survey of the premises might disclose. for CitiFinancial Services, Inc.; and the under- by virtue of the power, duty, and authority forth herein below, pursuant to Deed of Trust In addition, the following parties may claim an signed, Wilson & Associates, P.L.L.C., having vested in and imposed upon said Successor executed by JUDY B. MEYERS, to FNC TITLE Foreclosure Notices interest in the above- referenced property: been appointed Successor Trustee by Bayview Trustee, by ORNL Federal Credit Union, will, on SERVICES, LLC, Trustee, on April 15, 2013, ANTHONY C BEGLEY Loan Servicing, LLC, a Delaware Limited Li- November 14, 2019 on or about 3:00 PM, at at Record Book 1384, Page 141-154 as In- Cumberland County The sale held pursuant to this Notice may ability Company. the Claiborne County Courthouse, Tazewell, strument No. 13047117 in the real property be rescinded at the Successor Trustee’s option NOW, THEREFORE, notice is hereby given Tennessee, offer for sale certain property records of Claiborne County Register’s Office, SUBSTITUTE TRUSTEE’S SALE at any time. The right is reserved to adjourn that the entire indebtedness has been declared hereinafter described to the highest bidder Tennessee. Sale at public auction will be on November the day of the sale to another day, time, and due and payable; and that an agent of Wilson & FOR certified funds paid at the conclusion of Owner of Debt: Reverse Mortgage Funding, 20, 2019 at 1:00PM local time, at the front place certain without further publication, upon Associates, P.L.L.C., as Successor Trustee, by the sale, or credit bid from a bank or other LLC door, Cumberland County Courthouse, 2 North announcement at the time and place for the virtue of the power, duty, and authority vested lending entity pre-approved by the successor The following real estate located in Claiborne Main Street, Crossville, Tennessee pursuant sale set forth above. In the event of inclem- in and imposed upon said Successor Trustee, trustee. The sale is free from all exemptions, County, Tennessee, will be sold to the highest to Deed of Trust executed by Cheryl H. Crain, ent weather, the trustee hereby announces by Bayview Loan Servicing, LLC, a Delaware which are expressly waived in the Deed of call bidder subject to all unpaid taxes, prior to Kath Winstead, Trustee, as trustee for Page 10 Public Notices NOVEMBER 8 - 14 2019 www.TNLedger.com/Knoxville

JPMorgan Chase Bank, N.A. on September 5, Charlotte, NC 28216 follows: Services, LLC, Trustee, on January 27, 2014, terms, and conditions of said Deed of Trust 2007 at Book 1274, Page 2427, Instrument Phone: (704) 333-8107 South 31 degrees 15 minutes 12 seconds at Record Book 1425, Page 1113-1126 as has been made; and the entire indebtedness No. 07393378; conducted by Shapiro & Ingle, Fax: (704) 333-8156 East 110.38 feet to an iron rod, South 13 Instrument No. 14001973 in the real property has been declared due and payable. LLP, having been appointed Substitute or Suc- www.shapiro-ingle.com degrees 10 minutes 14 seconds East 170.05 records of Cumberland County Register’s Of- Party entitled to enforce the debt: Vanderbilt cessor Trustee, all of record in the Cumberland File No. 16-108451 feet to an iron rod, South 37 degrees 47 fice, Tennessee. Mortgage and Finance, Inc. County Register’s Office. Default has occurred Oct. 25, Nov. 1, 8, 2019 Fok17357 minutes 10 seconds East 74.30 feet to an Owner of Debt: AMERICAN ADVISORS The hereinafter described real property located in the performance of the covenants, terms, iron rod, and South 13 degrees 15 minutes GROUP in Cumberland County will be sold to the high- and conditions of said Deed of Trust and the SUBSTITUTE TRUSTEE’S NOTICE OF SALE 55 seconds West 131.33 feet to an iron rod The following real estate located in Cumberland est call bidder subject to all unpaid taxes, prior entire indebtedness has been declared due Sale at public auction will be on November corner; thence North 87 degrees 16 minutes County, Tennessee, will be sold to the highest liens and encumbrances of record: and payable. 26, 2019, at or about 10:00 AM, local time, 13 seconds West 12.63 feet to the centerline call bidder subject to all unpaid taxes, prior Legal Description: Lying and being in the Third Party Entitled to Enforce the Debt: Na- at the front door of the Cumberland County of the 25` Easement, thence along the liens and encumbrances of record: Civil District of Cumberland County, Tennes- tionstar Mortgage LLC d/b/a Mr. Cooper, its Courthouse, 2 North Main Street, Crossville, centerline of the Easement and an existing Being Lot No. 5, Block “C”, Camelot Subdivi- see, and being more particularly described successors and assigns. TN 38555, pursuant to the Deed of Trust ex- Driveway thereon as follows: South 10 degrees sion as shown by plat of record in Plat Book as follows: The real estate located in Cumberland ecuted by Gilberto Vilenco Mayton and Jason 53 minutes 17 seconds West 54.55 feet, 2, Page 28, Register`s Office, Cumberland Tract One: Map 172M Group A, Parcel 006.00 County, Tennessee,and described in the said D. Smith, to John Ray McKeehan, as Trustee South 05 degrees 49 minutes 44 seconds County, Tennessee. Being Lot No. 154, Section No. Shamrock of Deed of Trust will be sold to the highest call for Citizens National Bank dated November West 33.09 feet, South 05 degrees 51 This being the same property conveyed be- Breckenridge Subdivision, as shown on plat bidder. The terms of the said Deed of Trust 27, 2009, and recorded in Book 1331 Page minutes 31 seconds West 63.63 feet, South tween Retta Cravens Nowak, as Grantor and of same of record in the Register`s Office, may be modified by other instruments appear- 1973, and modified in Book 1408 Page 2105, 07 degrees 17 minutes 03 seconds West Stacy Abner, Jr., and wife, Gertha L. Abner, as Cumberland County, Tennessee, in Plat Book ing in the public record. Additional identifying and Book 1475 Page 1800 in the Register’s 87.25 feet, South 05 degrees 25 minutes 05 Grantee, by deed recorded August 23, 1969, 8, Page 148, and reference is hereby made information regarding the collateral property is Office for Cumberland County, Tennessee seconds West 86.09 feet, South 04 degrees in Book 94, Page 133, of Official Records. to said plat for a complete metes and bounds below and is believed to be accurate, but no (“Deed of Trust”), conducted by Padgett Law 53 minutes 31 seconds West 56.85 feet, Property Address: 207 Ivanhoe Lane, Cross- description of said property. The property representation or warrant is intended. Group, having been appointed Substitute South 28 degrees 19 minutes 14 seconds ville, Tennessee 38555 described herein is conveyed subject to the Street Address: 1555 Brown Creek Dr, Trustee, all of record in the Cumberland County West 65.20 feet, South 31 degrees 24 Parcel ID#: 100P-G-016.00 restrictive covenants set out in an instrument Crossville, Tennessee 38571 Register’s Office. Default in the performance minutes 15 seconds West 77.22 feet, South Tax ID: 100P-G-016.00 of record in the aforesaid Register`s Office in Parcel Number: 089L C 030.00; 89L C of the covenants, terms, and conditions of 35 degrees 07 minutes 03 seconds West Current Owner(s) of Property: GERTHA L Deed Book 243, Page 651. 031.00; 89M A 032.00; 89M A 033.00 said Deed of Trust has been made; and the 69.65 feet, South 12 degrees 24 minutes 55 ABNER Tract Two: Map 172M Group A, Parcel 005.00 Current Owner(s) of Property: Cheryl H. entire indebtedness has been declared due seconds West 74.89 feet, South 09 degrees The street address of the above described Being Lot No. 155 of Breckenridge Shamrock Crain and payable. 47 minutes 21 seconds West 85.92 feet to property is believed to be 207 Ivanhoe Lane, Subdivision as recorded in Plat Book 8, Page This sale is subject to, without limitation, all Party entitled to enforce the debt: Simmons the centerline intersection of the Driveway and Crossville, TN 38555, but such address is not 148 in the Register`s Office for Cumberland matters shown on any applicable recorded plat; Bank Golliher Road. part of the legal description of the property County, Tennessee and being more particularly any unpaid taxes; any restrictive covenants, Other interested parties: HEIGHTS FINANCE Street Address: The street address of the sold herein and in the event of any discrep- described by a new survey as follows: Beginning easements, or setback lines that may be ap- CORPORATION property is believed to be 1035 Golliher Road, ancy, the legal description referenced herein at a ½” pipe (found) in the south western right- plicable; any statutory right of redemption of The hereinafter described real property located Rockwood, TN 37854, but such address is not shall control. of-way of Dublin Drive being the northernmost any governmental agency, state or federal; any in Cumberland County will be sold to the high- part of the legal description of the property. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS corner of this described parcel as well as being prior liens or encumbrances including those est call bidder subject to all unpaid taxes, prior In the event of any discrepancy, the legal IN POSSESSION. locate N 39 deg. 47`55” W 57.67 feet from created by a fixture filing or any applicable ho- liens and encumbrances of record: description herein shall control. THE RIGHT IS RESERVED TO ADJOURN THE a power pole; thence going with the said road meowners’ association dues or assessments; Legal Description: SITUATED in the Sixth Civil Map/Parcel Number: 132 02601 000 DAY OF THE SALE TO ANOTHER DAY, TIME right-of-way S 22 deg. 53`01” E 92.87 feet to all claims or other matters, whether of record District of Cumberland County, Tennessee, Current owner(s) of Record: Gilberto V. AND PLACE CERTAIN WITHOUT FURTHER a 1/2” pipe (set); thence leaving the road and or not, which may encumber the purchaser’s lying off the Northeast side of Golliher Road Mayton PUBLICATION, UPON ANNOUNCEMENT AT THE going with the Todd E. Brock property being lot title and any matter that an accurate survey (Rural Route 3), and being more particularly This sale is subject to all matters shown TIME AND PLACE FOR THE SALE SET FORTH no. 154 of Breckenridge Shamrock Subdivision of the premises might disclose. described as follows: on any applicable recorded Plat or Plan; ABOVE. THE TERMS OF SALE ARE CASH. ANY S 67 deg. 06`59” W 278.40 feet to a 1/2” The following parties may claim an interest BEGINNING at an unmarked corner in the cen- any unpaid taxes and assessments; any TAXES OR FEES WILL BE THE RESPONSIBIL- pipe (found); thence leaving Brock and lot no. in the above-referenced property to be affected terline of the Golliher Road bridge directly over restrictive covenants, easements or setback ITY OF THE PURCHASER. IF THE SALE IS SET 154 and going with the Don M. Clark and David by the foreclosure: any judgment creditor or the centerline of Piney Creek, said point being lines that may be applicable; rights of ASIDE FOR ANY REASON, THE PURCHASER D. Clark property being lot no. 153 N 23 deg. lien holder with an interest subordinate to the in the East line of the Paul & Margo Wilson redemption, equity, statutory or otherwise, AT THE SALE SHALL BE ENTITLED ONLY TO A 41`03” W 89.92 feet to a ½” pipe (found); said Deed of Trust or any party claiming by, property (Deed Book 1258, Page 2001), and not otherwise waived in the Deed of Trust, RETURN OF THE PURCHASE PRICE. THE PUR- thence leaving Clark and lot no. 153 and go- through, or under any of the foregoing. Such being the Southwest corner of the panhandle including rights of redemption of any CHASER SHALL HAVE NO FURTHER RECOURSE ing with the James E. Engelhart and Arlene R. parties known to the Substitute Trustee may of the property conveyed herein; FROM SAID government agency, state or federal; and AGAINST THE GRANTOR, THE GRANTEE, OR Englehart property being lot no. 156 N 66 deg. include: Cumberland Medical Center; LVNV POINT OF BEGINNING with the Wilson property any and all prior deeds of trust, liens, dues, THE TRUSTEE. 30`41” E 279.67 feet to the beginning being Funding LLC assignee of Credit One Bank, NA; along the centerline of Piney Creek the following assessments, encumbrances, defects, OTHER INTERESTED PARTIES: KRISTY SMITH 0.59 acres ~ surveyed by Christopher M. Vick Portfolio Recovery Associates, LLC assignee chord courses and distances: adverse claims and other matters that may AND SECRETARY FOR HOUSING AND URBAN R.L.S. no. 2164 on 5, October 2017. of GE Capital Retail Bank; Portfolio Recovery North 09 degrees 00 minutes 00 seconds take priority over the Deed of Trust upon DEVELOPMENT Together with that certain 2016 Giles Industries Associates, LLC as successor in interest to East 150.00 feet, which this foreclosure sale is conducted THIS IS AN ATTEMPT TO COLLECT A DEBT AND Manufactured Home, bearing Serial/VIN # “HSBC Bank Nevada, NA”; Portfolio Recovery North 11 degrees 00 minutes 00 seconds or are not extinguished by this Foreclosure ANY INFORMATION OBTAINED WILL BE USED SGI015280TNAB. Associates, LLC assignee of HSBC Bank West 90.00 feet, Sale. FOR THAT PURPOSE. Street Address: The street address of the Nevada, NA/Orchard Bank. North 51 degrees 00 minutes 00 seconds THE PROPERTY IS SOLD WITHOUT ANY If applicable, the notice requirements of T.C.A. property is believed to be 553 Dublin Drive, Terms of Sale will be public auction, for West 100.00 feet, and REPRESENTATIONS OR WARRANTIES, 35-5-101 have been met. Crossville, TN 38572, but such address is not cash, free and clear of rights of homestead, North 55 degrees 31 minutes 00 seconds EXPRESSED OR IMPLIED, RELATING TO TITLE, All right of equity of redemption, statutory part of the legal description of the property. In redemption and dower to the extent disclaimed West 178.65 feet to an unmarked corner; MARKETABILITY OF TITLE, POSSESSION, and otherwise, and homestead are expressly the event of any discrepancy, the legal descrip- or inapplicable, and the rights of Cheryl H. thence leaving Piney Creek and with the Jerry QUIET ENJOYMENT OR THE LIKE AND FITNESS waived in said Deed of Trust, but the under- tion herein shall control. Crain, and those claiming through him/her/ & Diana Shepherd property (Deed Book 1185, FOR A GENERAL OR PARTICULAR USE OR signed will sell and convey only as Substitute Map/Parcel Number: 172M A 006.00 & 172M it/them. Page 1908) North 59 degrees 52 minutes PURPOSE. The title is believed to be good, Trustee. A 005.00 Any right of equity of redemption, statutory 00 second East 70.00 feet to a nail in a 30” but the undersigned will sell and convey only If the U.S. Department of Treasury/IRS, the Current owner(s) of Record: Todd E. Brock aka and otherwise, and homestead are waived in post oak stump; thence along a painted line as Substitute Trustee. State of Tennessee Department of Revenue, Todd Eugene Brock accord with the terms of said Deed of Trust, with the Sequatchie LLC property (Deed Book The right is reserved to adjourn the sale or the State of Tennessee Department of This sale is subject to all matters shown on and the title is believed to be good, but the 1235, Page 54) North 59 degrees 52 minutes to another time certain or to another day, Labor or Workforce Development are listed any applicable recorded Plat or Plan; any un- undersigned will sell and convey only as Sub- 00 seconds East 742.09 feet to an iron rod time, and place certain, without further as Interested Parties in the advertisement, paid taxes and assessments; any restrictive stitute Trustee. corner marking the North corner of this property; publication upon announcement on the day, then the Notice of this foreclosure is being covenants, easements or setback lines that The right is reserved to adjourn the day thence along a severance line as follows: time, and place of sale set forth above or given to them and the Sale will be subject may be applicable; rights of redemption, equity, of the sale to another day, time, and place South 31 degrees 15 minutes 12 seconds East any subsequent adjourned day, time, and to the applicable governmental entities’ statutory or otherwise, not otherwise waived in certain without further publication, upon an- 110.38 feet to an iron rod, South 13 degrees place of sale. right to redeem the property as required by the Deed of Trust, including rights of redemption nouncement at the time and place for the sale 10 minutes 14 seconds East 170.05 feet to If you purchase a property at the foreclosure 26 U.S.C. 7425 and T.C.A. §67-1-1433. of any government agency, state or federal; set forth above. If you purchase a property an iron rod, South 37 degrees 47 minutes 10 sale, the entire purchase price is due and This property is being sold with the express and any and all prior deeds of trust, liens, at the foreclosure sale, the entire purchase seconds East 74.30 feet to an iron rod, South payable at the conclusion of the auction in the reservation that the sale is subject to confir- dues, assessments, encumbrances, defects, price is due and payable at the conclusion 13 degrees 15 minutes 55 seconds West form of a certified check made payable to or mation by the lender or trustee. If the sale is adverse claims and other matters that may of the auction in the form of a certified/ 131.33 feet to an iron rod corner, North 87 endorsed to Padgett Law Group. No personal set aside for any reason, the Purchaser at the take priority over the Deed of Trust upon which bank check made payable to or endorsed degrees 16 minutes 13 seconds West 719.67 checks will be accepted. To this end, you must sale shall be entitled only to a return of the this foreclosure sale is conducted or are not to Shapiro & Ingle, LLP. No personal checks feet to an iron rod interior corner, South 55 bring sufficient funds to outbid the lender and purchase price. The Purchaser shall have no extinguished by this Foreclosure Sale. will be accepted. To this end, you must bring degrees 31 minutes 00 seconds East 99.84 any other bidders. Insufficient funds will not be further recourse against the Mortgagor, the THE PROPERTY IS SOLD WITHOUT ANY REPRE- sufficient funds to outbid the lender and any feet, South 51 degrees 00 minutes 00 sec- accepted. Amounts received in excess of the Mortgagee or the Mortgagee’s attorney. SENTATIONS OR WARRANTIES, EXPRESSED OR other bidders. Insufficient funds will not be onds East 120.17 feet, South 11 degrees 00 winning bid will be refunded to the successful MWZM File No. 19-000516-220-1 IMPLIED, RELATING TO TITLE, MARKETABILITY accepted. Amounts received in excess of the minutes 00 seconds East 117.01 feet, and purchaser at the time the foreclosure deed Mackie Wolf Zientz & Mann, P.C., Substitute OF TITLE, POSSESSION, QUIET ENJOYMENT OR winning bid will be refunded to the successful South 09 degrees 00 minutes 00 seconds is delivered. Trustee(s) THE LIKE AND FITNESS FOR A GENERAL OR purchaser at the time the foreclosure deed West 208.79 feet to the centerline of Golliher This property is being sold with the express COOL SPRINGS COMMONS, SUITE 273 PARTICULAR USE OR PURPOSE. The title is is delivered. Road; thence along the centerline of Golliher reservation that the sale is subject to 7100 COMMERCE WAY believed to be good, but the undersigned will This property is being sold with the express Road North 36 degrees 01 minutes 00 seconds confirmation by the lender or trustee. This sale BRENTWOOD, TN 37027 sell and convey only as Substitute Trustee. reservation that the sale is subject to confirma- West 70.69 feet to the POINT OF BEGINNING. may be rescinded by the Substitute Trustee TN INVESTORS PAGE: HTTP://MWZMLAW. The right is reserved to adjourn the sale to tion by the lender or trustee. This sale may be CONTAINING APPROXIMATELY 5.05 ACRES ac- at any time. COM/TN_INVESTORS.PHP another time certain or to another day, time, rescinded only by the Substitute Trustee at any cording to that Survey by William J. Moore TN THIS IS AN ATTEMPT TO COLLECT A DEBT, Nov. 8, 15, 22, 2019 Fok17431 and place certain, without further publication time. If the Substitute Trustee rescinds the RLS No. 1406, Rockwood, TN 37854, same AND ANY INFORMATION OBTAINED WILL BE upon announcement on the day, time, and sale, the purchaser shall only be entitled to a dated December 5, 2008. USED FOR THAT PURPOSE. SUBSTITUTE TRUSTEE’S NOTICE OF SALE place of sale set forth above or any subsequent return of any money paid towards the purchase SUBJECT to any setback lines, drainage Padgett Law Group, Substitute Trustee Sale at public auction will be on January 8, adjourned day, time, and place of sale. price and shall have no other recourse. Once and/or utility easements and conditions and 6267 Old Water Oak Road, Suite 203 2020, at or about 1:00 PM, local time, at the If you purchase a property at the foreclosure the purchaser tenders the purchase price, the limitations depicted and/or noted on the Tallahassee, FL 32312 main entrance at North Main Street of the sale, the entire purchase price is due and Substitute Trustee may deem the sale final in above-referenced Survey. (850) 422-2520 (telephone) Cumberland County Courthouse, 2 North Main payable at the conclusion of the auction in the which case the purchaser shall have no remedy. SUBJECT to the Utility Easement to Crab (850) 422-2567 (facsimile) Street, Crossville, TN 38555, pursuant to the form of a certified check made payable to or The real property will be sold AS IS, WHERE Orchard Utility District as recorded on [email protected] Deed of Trust executed by Todd Eugene Brock endorsed to Padgett Law Group. No personal IS, with no warranties or representations of November 13, 2007 in PLG# 18-002372-9 a/k/a Todd E. Brock, to Anthony R. Steele, as checks will be accepted. To this end, you must any kind, express or implied, including without Deed Book 1279, Pages 1839-1840. Nov. 1, 8, 15, 2019 Fok17424 Trustee for Vanderbilt Mortgage and Finance, bring sufficient funds to outbid the lender and limitation, warranties regarding condition of the THERE IS CONVEYED HEREWITH a Permanent Inc. dated June 20, 2017, and recorded in any other bidders. Insufficient funds will not be property or marketability of title. Joint Use Easement, 25` in width, for access SUBSTITUTE TRUSTEE’S SALE Book 1505, Page 151 and corrected at Book accepted. Amounts received in excess of the This office may be a debt collector. This and utility line service, the centerline of which Sale at public auction will be on December 1514, Page 2252, and modified in Book 1514, winning bid will be refunded to the successful may be an attempt to collect a debt and any Easement is more particularly described as 10, 2019 on or about 2:00PM local time, at Page 2268 in the Register’s Office for Cum- purchaser at the time the foreclosure deed information obtained may be used for that follows: the main entrance of the Cumberland County berland County, Tennessee (“Deed of Trust”), is delivered. purpose. TO FIND THE POINT OF BEGINNING, START at Courthouse, Crossville, Tennessee, conducted conducted by Padgett Law Group, having been This property is being sold with the express Shapiro & Ingle, LLP that iron pin marking the North corner of the by the Substitute Trustee as identified and set appointed Substitute Trustee, all of record reservation that the sale is subject to con- Substitute Trustee 5.05 Acres conveyed herein; thence proceed forth herein below, pursuant to Deed of Trust in the Cumberland County Register’s Office. firmation by the lender or trustee. This sale 10130 Perimeter Parkway, Suite 400 along the East side of the 5.05 Acres as executed by GERTHA L ABNER, to FNC Title Default in the performance of the covenants, may be rescinded by the Substitute Trustee NOVEMBER 8 - 14, 2019 Public Notices Page 11 www.TNLedger.com/Knoxville

at any time. No. 192427 and imposed upon said Successor Trustee, by County, Tennessee, in Plat Book 1, Page 12 Ditech Financial LLC. THIS IS AN ATTEMPT TO COLLECT A DEBT, DATED October 22, 2019 Wells Fargo Bank, N.A., will, on December 10, said lot is describe as follows: Beginning at NOW, THEREFORE, notice is hereby given AND ANY INFORMATION OBTAINED WILL BE WILSON & ASSOCIATES, P.L.L.C., 2019 on or about 3:15 PM, at the Hamblen point in the northern line of Louise Avenue dis- that the entire indebtedness has been declared USED FOR THAT PURPOSE. Successor Trustee County Courthouse, Morristown, Tennessee, tant in a westerly direction 150 ft. from the point due and payable; and that an agent of Wilson & Padgett Law Group, Substitute Trustee Oct. 25, Nov. 1, 8, 2019 Fok17384 offer for sale certain property hereinafter of intersection of the northern line of Louise Associates, P.L.L.C., as Successor Trustee, by 6267 Old Water Oak Road, Suite 203 described to the highest bidder FOR certified Avenue with the western line of South Henry virtue of the power, duty, and authority vested Tallahassee, FL 32312 funds paid at the conclusion of the sale, or Street with the western line of South Henry in and imposed upon said Successor Trustee, (850) 422-2520 (telephone) credit bid from a bank or other lending entity Street, said point of beginning also marking by Ditech Financial LLC, will, on November 21, (850) 422-2567 (facsimile) Foreclosure Notices pre-approved by the successor trustee. The the southwest corner of a 10 foot alley; thence 2019 on or about 1:00 PM, at the Hamblen [email protected] Hamblen County sale is free from all exemptions, which are North 3 deg. West along the western line of County Courthouse, Morristown, Tennessee, PLG# 19-018926-1 expressly waived in the Deed of Trust, said said alley 145 ft. to a point in the southern offer for sale certain property hereinafter Nov. 8, 15, 22, 2019 Fok17449 property being real estate situated in Hamblen line of another 10 foot alley; thence with said described to the highest bidder FOR certified NOTICE OF TRUSTEE’S SALE County, Tennessee, and being more particularly line of said last mentioned alley South 87 deg. funds paid at the conclusion of the sale, or WHEREAS, default has occurred in the described as follows: West 62 ft. to a point marking the northwest credit bid from a bank or other lending entity performance of the covenants, terms, and condi- SITUATE in the First Civil District of Hamblen corner of Lot 8; thence South 3 deg. East pre-approved by the successor trustee. The Foreclosure Notices tions of a Deed of Trust Note dated December County, Tennessee, within the corporate lim- along the Common dividing line between Lots sale is free from all exemptions, which are Grainger County 7, 2009, and the Deed of Trust of even date its of the City of Morristown, and described 7 and 8, 145 ft. to a stake in the northern line expressly waived in the Deed of Trust, said securing the same, recorded December 10, as follows: BEING Lot No. Four (4) in Garden of Louise Avenue; thence with said line of said property being real estate situated in Hamblen 2009, in Book No. 1390, at Page 449, in Office Acres as shown on a plat of same which avenue North 87 deg. East 62 ft. to a point, County, Tennessee, and being more particularly NOTICE OF TRUSTEE’S SALE of the Register of Deeds for Hamblen County, appears of record in the Register’s Office the place of beginning, as shown by survey of described as follows: WHEREAS, default has occurred in the Tennessee, executed by Josh Daniel Elkins and for Hamblen County, Tennessee in Plat Glenn J. Williams, surveyor, Hamblen County, THAT CERTAIN TRACT OR PARCEL OF performance of the covenants, terms, and Ashley Ann Elkins, conveying certain property Cabinet C, Slide 24, to which plat reference Tennessee, bearing date February 26, 1963, LAND IN HAMBLEN COUNTY, STATE OF conditions of a Deed of Trust Note dated March therein described to Arnold M. Weiss, ESQ. as is here made for a further description. THIS said premises are improved with dwelling house TENNESSEE, DESCRIBED AS FOLLOWS, 2, 2007, and the Deed of Trust of even date Trustee for Wells Fargo Bank, N.A.; and the CONVEYANCE is made and accepted SUB- fronting on Louise Avenue. TO- WIT: SITUATED IN THE 1 INCH (FIRST) securing the same, recorded March 9, 2007, undersigned, Wilson & Associates, P.L.L.C., JECT TO Restrictions of record in Warranty Street Address: The street address of the CIVIL DISTRICT OF HAMBLEN COUNTY, in Book No. IN284, at Page 588, and modified having been appointed Successor Trustee by Deed Book 186, Page 215 and Warranty property is believed to be 216 West Louise TENNESSEE, AND WITHIN THE CORPORATE on December 1, 2014, Document No. IN345 Wells Fargo Bank, N.A.. Deed Book 187, Page 147 in the Register’s Avenue, Morristown, TN 37813, but such ad- LIMITS OF THE CITY OF MORRISTOWN, TEN- in Office of the Register of Deeds for Grainger NOW, THEREFORE, notice is hereby given Office for Hamblen County, Tennessee and dress is not part of the legal description of the NESSEE, AND DESCRIBED AS FOLLOWS: County, Tennessee, executed by Thomas M that the entire indebtedness has been declared any setback lines, easements and restric- property. In the event of any discrepancy, the BEING LOT NO. 5A IN THE NORTH HENRY Shannon and Annette M Shannon, conveying due and payable; and that an agent of Wilson & tions as may appear on the plat of record legal description herein shall control. SUBDIVISION AS SHOWN ON A PLAT OF certain property therein described to Quality Associates, P.L.L.C., as Successor Trustee, by aforesaid. THIS CONVEYANCE is also made Map/Parcel Number: 042A A 017.00 SAME WHICH APPEARS OF RECORD IN THE Title, Inc. as Trustee for Mortgage Electronic virtue of the power, duty, and authority vested in SUBJECT TO Slope Easement conveyed to Current owner(s) of Record: Larry D. Deering REGISTER’S OFFICE OF HAMBLEN COUNTY, Registration Systems, Inc., as beneficiary, as and imposed upon said Successor Trustee, by City of Morristown in Warranty Deed Book and wife, Melinda A Deering TENNESSEE IN PLAT CABINET C, SIDE 90 nominee for American Home Mortgage, its Wells Fargo Bank, N.A., will, on December 11, 444, Page 295 in the Register’s Office for This sale is subject to all matters shown on TO WHICH MAP SPECIFIC REFERENCE IS successors and assigns; and the undersigned, 2019 on or about 1:00 PM, at the Hamblen Hamblen County, Tennessee. any applicable recorded Plat or Plan; any un- HEREBY MADE FOR A MORE COMPLETE Wilson & Associates, P.L.L.C., having been County Courthouse, Morristown, Tennessee, ALSO KNOWN AS: 1216 Joe Hall Rd, Mor- paid taxes and assessments; any restrictive DESCRIPTION, AND ACCORDING TO THE appointed Successor Trustee by JPMorgan offer for sale certain property hereinafter ristown, TN 37813 covenants, easements or setback lines that SURVEY OF WILLIAM H. SHOCKLEY DATED Chase Bank, National Association. described to the highest bidder FOR certified This sale is subject to all matters shown may be applicable; rights of redemption, equity, SEPTEMBER 25, 1996. NOW, THEREFORE, notice is hereby given funds paid at the conclusion of the sale, or on any applicable recorded plat; any unpaid statutory or otherwise, not otherwise waived in ALSO KNOWN AS: 1315 Cherokee Drive, that the entire indebtedness has been declared credit bid from a bank or other lending entity taxes; any restrictive covenants, easements, the Deed of Trust, including rights of redemption Morristown, TN 37814 due and payable; and that an agent of Wilson pre-approved by the successor trustee. The or setback lines that may be applicable; any of any government agency, state or federal; This sale is subject to all matters shown & Associates, P.L.L.C., as Successor Trustee, sale is free from all exemptions, which are statutory rights of redemption of any govern- and any and all prior deeds of trust, liens, on any applicable recorded plat; any unpaid by virtue of the power, duty, and authority expressly waived in the Deed of Trust, said mental agency, state or federal; any prior liens dues, assessments, encumbrances, defects, taxes; any restrictive covenants, easements, vested in and imposed upon said Successor property being real estate situated in Hamblen or encumbrances as well as any priority created adverse claims and other matters that may or setback lines that may be applicable; any Trustee, by JPMorgan Chase Bank, National County, Tennessee, and being more particularly by a fixture filing; and to any matter that an ac- take priority over the Deed of Trust upon which statutory rights of redemption of any govern- Association, will, on December 19, 2019 on described as follows: curate survey of the premises might disclose. this foreclosure sale is conducted or are not mental agency, state or federal; any prior liens or about 4:00 PM, at the Grainger County Situated in district No. Two (2) of Hamblen In addition, the following parties may claim an extinguished by this Foreclosure Sale. or encumbrances as well as any priority created Courthouse, Rutledge, Tennessee, offer for County, Tennessee, without the corporate interest in the above- referenced property: THE PROPERTY IS SOLD WITHOUT ANY REPRE- by a fixture filing; and to any matter that an ac- sale certain property hereinafter described to limits of any municipality and being Lot 12, JOHN H CRESS SENTATIONS OR WARRANTIES, EXPRESSED OR curate survey of the premises might disclose. the highest bidder FOR certified fundspaid at Navaho Hills Subdivision, as shown on plat of ESTATE OF JOHN CRESS IMPLIED, RELATING TO TITLE, MARKETABILITY In addition, the following parties may claim an the conclusion of the sale, or credit bid from record in Plat Cabinet B, Slide 170 (formerly UNKNOWN HEIRS OF JOHN CRESS OF TITLE, POSSESSION, QUIET ENJOYMENT OR interest in the above- referenced property: a bank or other lending entity pre-approved by Plat Book 3, Page 146), in the Register’s DEREK HARVILLE THE LIKE AND FITNESS FOR A GENERAL OR CHAD D JARNAGIN the successor trustee. The sale is free from all Office for Hamblen County, Tennessee, to BETTY HARVILLE PARTICULAR USE OR PURPOSE. The title is MICHELLE BOWLIN JARNAGIN exemptions, which are expressly waived in the which plat reference is hereby made for a JAMES W CRESS believed to be good, but the undersigned will LVNV FUNDING, LLC Deed of Trust, said property being real estate more particular description. JOE M CRESS sell and convey only as Substitute Trustee. The sale held pursuant to this Notice may situated in Grainger County, Tennessee, and ALSO KNOWN AS: 257 Brooks Drive, Talbott, MARGARET A CRESS The right is reserved to adjourn the sale be rescinded at the Successor Trustee’s option being more particularly described as follows: TN 37877-8640 SAM C CRESS to another time certain or to another day, at any time. The right is reserved to adjourn Situate, lying and being in the First 1st This sale is subject to all matters shown The sale held pursuant to this Notice may time, and place certain, without further the day of the sale to another day, time, and Civil District of Grainger County, Tennes- on any applicable recorded plat; any unpaid be rescinded at the Successor Trustee’s option publication upon announcement on the day, place certain without further publication, upon see, and being all of Lot 11 of HENSLEY taxes; any restrictive covenants, easements, at any time. The right is reserved to adjourn time, and place of sale set forth above or announcement at the time and place for the ESTATES, as shown on plat of record in or setback lines that may be applicable; any the day of the sale to another day, time, and any subsequent adjourned day, time, and sale set forth above. In the event of inclem- Plat Cabinet 6, Slide 18, in the Register’s statutory rights of redemption of any govern- place certain without further publication, upon place of sale. ent weather, the trustee hereby announces Office for Grainger County, Tennessee, to mental agency, state or federal; any prior liens announcement at the time and place for the If you purchase a property at the foreclosure that the sale will be postponed for a period of which map reference is here made for a or encumbrances as well as any priority created sale set forth above. In the event of inclem- sale, the entire purchase price is due and two weeks. In such situations, notices will be more particular description. Subject to by a fixture filing; and to any matter that an ac- ent weather, the trustee hereby announces payable at the conclusion of the auction in the mailed to interested parties of record. W&A casements, restrictions, and setback lines curate survey of the premises might disclose. that the sale will be postponed for a period of form of a certified check made payable to or No. 193698 of record in Plat Cabinet 6, Slide 18; Instru- In addition, the following parties may claim an two weeks. In such situations, notices will be endorsed to Padgett Law Group. No personal DATED October 28, 2019 ment Book 274, Page 800 and Instrument interest in the above- referenced property: mailed to interested parties of record. W&A checks will be accepted. To this end, you must WILSON & ASSOCIATES, P.L.L.C., No. 231, Page 281, both in said Register’s JOSH DANIEL ELKINS No. 342996 bring sufficient funds to outbid the lender and Successor Trustee Office. Manufacturer’s Serial Numbers/VIN ASHLEY ANN ELKINS DATED October 22, 2019 any other bidders. Insufficient funds will not be Nov. 1, 8, 15, 2019 Fok17415 Number s CAP01384ITN A and B HUD Cer- The sale held pursuant to this Notice may WILSON & ASSOCIATES, P.L.L.C., accepted. Amounts received in excess of the tification Label Numbers TEN-671452 and be rescinded at the Successor Trustee’s option Successor Trustee winning bid will be refunded to the successful NOTICE OF SUBSTITUTE TRUSTEE’S SALE TEN-671453 Manufacturer’s Name Clayton at any time. The right is reserved to adjourn Oct. 25, Nov. 1, 8, 2019 Fok17390 purchaser at the time the foreclosure deed WHEREAS, default has occurred in the perfor- Trade/Model Highlander Date of Manufac- the day of the sale to another day, time, and is delivered. mance of the covenants, terms and conditions ture 2006 THIS MANUFACTURED HOME IS place certain without further publication, upon SUBSTITUTE TRUSTEE’S NOTICE OF SALE This property is being sold with the express of a Deed of Trust dated January 18, 2018, AN IMPROVEMENT TO THE LAND AND AN announcement at the time and place for the Sale at public auction will be on December 5, reservation that the sale is subject to executed by KATHY DALTON, WILLIAM H. IMMOVABLE FIXTURE, LOCATED ON THE sale set forth above. In the event of inclem- 2019, at or about 10:00 AM, local time, at the confirmation by the lender or trustee. This sale DALTON, conveying certain real property therein REAL PROPERTY DESCRIBED MORE FULLY ent weather, the trustee hereby announces north door of the Hamblen County Courthouse, may be rescinded by the Substitute Trustee described to SOUTHEAST TITLE & ESCROW, IN THE ATTACHED SCHEDULE A. that the sale will be postponed for a period of 511 West 2nd North Street, Morristown, TN at any time. as Trustee, as same appears of record in the ALSO KNOWN AS: 512 Smokey Road, two weeks. In such situations, notices will be 37814, pursuant to the Deed of Trust executed THIS IS AN ATTEMPT TO COLLECT A DEBT, Register’s Office of Hamblen County, Tennes- Rutledge, TN 37861 mailed to interested parties of record. W&A by Larry D. Deering and Melinda A. Deering, AND ANY INFORMATION OBTAINED WILL BE see recorded January 24, 2018, in Deed Book This sale is subject to all matters shown No. 342753 husband and wife, to FMLS, Inc., as Trustee USED FOR THAT PURPOSE. 1738, Page 101-120 at Instrument Number on any applicable recorded plat; any unpaid DATED October 18, 2019 for Regions Bank dated February 12, 2018, Padgett Law Group, Substitute Trustee 18000506; and taxes; any restrictive covenants, easements, WILSON & ASSOCIATES, P.L.L.C., and recorded in Book 1742, Page 233, in the 6267 Old Water Oak Road, Suite 203 WHEREAS, the beneficial interest of said Deed or setback lines that may be applicable; any Successor Trustee Register’s Office for Hamblen County, Tennes- Tallahassee, FL 32312 of Trust was last transferred and assigned to statutory rights of redemption of any govern- Oct. 25, Nov. 1, 8, 2019 Fok17366 see (“Deed of Trust”), conducted by Padgett (850) 422-2520 (telephone) LakeView Loan Servicing, LLC. who is now the mental agency, state or federal; any prior liens Law Group, having been appointed Substitute (850) 422-2567 (facsimile) owner of said debt; and or encumbrances as well as any priority created NOTICE OF TRUSTEE’S SALE Trustee, all of record in the Hamblen County [email protected] WHEREAS, the undersigned,Rubin Lublin TN, by a fixture filing; and to any matter that an ac- WHEREAS, default has occurred in the Register’s Office. Default in the performance PLG# 19-000363-1 PLLC, having been appointed as Substitute curate survey of the premises might disclose. performance of the covenants, terms, and of the covenants, terms, and conditions of Nov. 1, 8, 15, 2019 Fok17414 Trustee by instrument to be filed for record In addition, the following parties may claim an conditions of a Deed of Trust Note dated July said Deed of Trust has been made; and the in the Register’s Office of Hamblen County, interest in the above- referenced property: 31, 2013, and the Deed of Trust of even date entire indebtedness has been declared due NOTICE OF TRUSTEE’S SALE Tennessee. THOMAS M SHANNON securing the same, recorded August 1, 2013, and payable. WHEREAS, default has occurred in the NOW, THEREFORE, notice is hereby given that ANNETTE M SHANNON in Book No. 1546, at Page 245, in Office of the Party entitled to enforce the debt: Regions performance of the covenants, terms, and the entire indebtedness has been declared due SECRETARY OF HOUSING & URBAN DEVEL- Register of Deeds for Hamblen County, Tennes- Bank conditions of a Deed of Trust Note dated and payable, and that the undersigned, Rubin OPMENT see, executed by John H Cress, conveying certain Other interested parties: Midland Funding LLC; September 7, 2007, and the Deed of Trust Lublin TN, PLLC, as Substitute Trustee or his CAPITAL ONE BANK (USA), N.A. property therein described to Charles E. Tonkin, 1st Franklin Financial of even date securing the same, recorded duly appointed agent, by virtue of the power, The sale held pursuant to this Notice may II as Trustee for Mortgage Electronic Registra- The hereinafter described real property located September 25, 2007, in Book No. 1273, at duty and authority vested and imposed upon be rescinded at the Successor Trustee’s option tion Systems, Inc., as beneficiary, as nominee in Hamblen County will be sold to the highest Page 623, in Office of the Register of Deeds said Substitute Trustee will, on December at any time. The right is reserved to adjourn Mortgage Investors Group, its successors and call bidder subject to all unpaid taxes, prior for Hamblen County, Tennessee, executed by 12, 2019 at 3:00 PM at the Main Entrance of the day of the sale to another day, time, and assigns; and the undersigned, Wilson & Associ- liens and encumbrances of record: Chad D Jarnagin and Michelle Bowlin Jarnagin, the Hamblen County Courthouse, Morristown, place certain without further publication, upon ates, P.L.L.C., having been appointed Successor Legal Description: The following property situate conveying certain property therein described Tennessee, proceed to sell at public outcry announcement at the time and place for the Trustee by Wells Fargo Bank, N.A.. in the First Civil District of Hamblen County, to Robert M. Wilson, Jr. as Trustee for Mort- to the highest and best bidder for cash or sale set forth above. In the event of inclem- NOW, THEREFORE, notice is hereby given Tennessee within the corporate limits of the gage Electronic Registration Systems, Inc., certified funds ONLY, the following described ent weather, the trustee hereby announces that the entire indebtedness has been declared Town of Morristown, to-wit: Being known and as beneficiary, as nominee for Countrywide property situated in Hamblen County, Ten- that the sale will be postponed for a period of due and payable; and that an agent of Wilson & designated as Lot 7, Block G, Highland Terrace, Bank, FSB, its successors and assigns; and nessee, to wit: two weeks. In such situations, notices will be Associates, P.L.L.C., as Successor Trustee, by to Morristown, Tennessee as shown by plat the undersigned, Wilson & Associates, P.L.L.C., SITUATED IN DISTRICT NO. ONE (1) OF HAM- mailed to interested parties of record. W&A virtue of the power, duty, and authority vested in of record in The Register`s Office of Hamblen having been appointed Successor Trustee by BLEN COUNTY, TENNESSEE, AND WITHIN THE Page 12 Public Notices NOVEMBER 8 - 14 2019 www.TNLedger.com/Knoxville

CITY OF MORRISTOWN, TENNESSEE, BEING HAMBLEN COUNTY, TENNESSEE, AND BEING PUBLICATION, UPON ANNOUNCEMENT AT THE Current Owner(s) of Property: TERESA ANN WITH TRACT NO. 6; THENCE WITH THE LINE KNOWN AND DESIGNATED AS ALL OF LOT 1, LOT NO. THREE (3) AS SHOWN ON THE PLAT TIME AND PLACE FOR THE SALE SET FORTH MCDONALD OF TRACT NO. 6. NORTH 57 DEG. 41 MIN. 46 BLOCK D, SHERWOOD FOREST SUBDIVISION, OF THE FARM OF DOUGLAS P. BURNETT, ABOVE. THE TERMS OF SALE ARE CASH. ANY The street address of the above described SEC. WEST 671.27 FEET TO AN IRON PIN SET AS SHOWN BY MAP OF SAME OF RECORD PREPARED BY GLENN J WILLIAMS, SURVEYOR, TAXES OR FEES WILL BE THE RESPONSIBIL- property is believed to be 1821 Sykes Rd, IN THE LINE OF DUNN; THENCE WITH THE LINE IN PLAT BOOK 4, PAGE 3, (INADVERTENTLY DATED NOVEMBER 1, 1965 AND OF RECORD ITY OF THE PURCHASER. IF THE SALE IS SET Morristown, TN 37813, but such address OF DUNN, NORTH 26 DEG. 00 MIN. 00 SEC. REFERRED TO AS PLAT BOOK 41 IN PRIOR IN THE REGISTER`S OFFICE OF HAMBLEN ASIDE FOR ANY REASON, THE PURCHASER is not part of the legal description of the EAST 187.50 FEET TO AN IRON PIN IN THE LINE DEED), (MAP CABINET B, SLIDE 174), IN THE COUNTY, TENNESSEE IN PLAT BOOK 4, PAGE AT THE SALE SHALL BE ENTITLED ONLY TO A property sold herein and in the event of any OF TRACT NO. 8; THENCE WITH THE LINE OF REGISTER`S OFFICE FOR HAMBLEN COUNTY, 60, TO WHICH PLAT SPECIFIC REFERENCE IS RETURN OF THE PURCHASE PRICE. THE PUR- discrepancy, the legal description referenced TRACT NO. 8, SOUTH 57 DEG. 47 MIN. EAST TENNESSEE, TO WHICH MAP SPECIFIC HERE MADE FOR A FURTHER AND COMPLETE CHASER SHALL HAVE NO FURTHER RECOURSE herein shall control. 686.25 FEET TO AN IRON PIN SET IN THE WEST REFERENCE IS HEREBY MADE FOR A MORE DESCRIPTION. AGAINST THE GRANTOR, THE GRANTEE, OR SALE IS SUBJECT TO OCCUPANT(S) RIGHTS RIGHT OF WAY LINE OF BLUE SPRINGS ROAD; PARTICULAR DESCRIPTION. Parcel ID: 043 00900 000 THE TRUSTEE. IN POSSESSION. THENCE WITH SAID RIGHT OF WAY LINE SOUTH AND PROPERTY ADDRESS: The street address of OTHER INTERESTED PARTIES: ESTATE OF THE RIGHT IS RESERVED TO ADJOURN THE 30 DEG. 35 MIN. 35 SEC. WE5T 187.50 FEET SITUATED IN DISTRICT NO. ONE (1) OF HAM- the property is believed to be 2530 BETHEL GERALDINE C. RICE AND PATREVA RICE AND DAY OF THE SALE TO ANOTHER DAY, TIME TO THE POINT OF BEGINNING, AND CONTAINING BLEN COUNTY, TENNESSEE, AND WITHIN THE RD, MORRISTOWN, TN 37813. In the event of ROSITA TIMMONS AND PATRICIA DENISE AND PLACE CERTAIN WITHOUT FURTHER 2.977 ACRES, MORE OR LESS. CITY OF MORRISTOWN, TENNESSEE, BEING any discrepancy between this street address RICE PUBLICATION, UPON ANNOUNCEMENT AT THE Street Address: The street address of the KNOWN AND DESIGNATED AS ALL OF LOT 8, and the legal description of the property, the THIS IS AN ATTEMPT TO COLLECT A DEBT AND TIME AND PLACE FOR THE SALE SET FORTH property is believed to be 3020 Blue Springs BLOCK D, SHERWOOD FOREST SUBDIVISION, legal description shall control. ANY INFORMATION OBTAINED WILL BE USED ABOVE. THE TERMS OF SALE ARE CASH. ANY Road, Strawberry Plains, TN 37871, but such AS SHOWN BY MAP OF SAME OF RECORD CURRENT OWNER(S): BILLY C LEWIS, LORI FOR THAT PURPOSE. TAXES OR FEES WILL BE THE RESPONSIBIL- address is not part of the legal description of IN PLAT BOOK 4, PAGE 3, (INADVERTENTLY A LEWIS If applicable, the notice requirements of T.C.A. ITY OF THE PURCHASER. IF THE SALE IS SET the property. In the event of any discrepancy, REFERRED TO AS PLAT BOOK 41 IN PRIOR OTHER INTERESTED PARTIES: 35-5-101 have been met. ASIDE FOR ANY REASON, THE PURCHASER the legal description herein shall control. DEED), (MAP CABINET B, SLIDE 174), IN THE The sale of the above-described property shall All right of equity of redemption, statutory AT THE SALE SHALL BE ENTITLED ONLY TO A Map/Parcel Number: 053 067.09 REGISTER`S OFFICE FOR HAMBLEN COUNTY, be subject to all matters shown on any recorded and otherwise, and homestead are expressly RETURN OF THE PURCHASE PRICE. THE PUR- Current owner(s) of Record: Anthony D. Hannah TENNESSEE, TO WHICH MAP SPECIFIC plat; any unpaid taxes; any restrictive cov- waived in said Deed of Trust, but the under- CHASER SHALL HAVE NO FURTHER RECOURSE and wife, Cathy L. Hannah REFERENCE IS HEREBY MADE FOR A MORE enants, easements or set-back lines that may signed will sell and convey only as Substitute AGAINST THE GRANTOR, THE GRANTEE, OR This sale is subject to all matters shown on PARTICULAR DESCRIPTION. be applicable; any prior liens or encumbrances Trustee. THE TRUSTEE. any applicable recorded Plat or Plan; any un- Parcel ID: 042H D 02500 000500 as well as any priority created by a fixture filing; If the U.S. Department of Treasury/IRS, the OTHER INTERESTED PARTIES: THE BANK OF paid taxes and assessments; any restrictive PROPERTY ADDRESS: The street address of and to any matter that an accurate survey of State of Tennessee Department of Revenue, NEW YORK AS TRUSTEE covenants, easements or setback lines that the property is believed to be 1316 HICKORY the premises might disclose. This property is or the State of Tennessee Department of THIS IS AN ATTEMPT TO COLLECT A DEBT AND may be applicable; rights of redemption, equity, LN, MORRISTOWN, TN 37813. In the event of being sold with the express reservation that Labor or Workforce Development are listed ANY INFORMATION OBTAINED WILL BE USED statutory or otherwise, not otherwise waived in any discrepancy between this street address it is subject to confirmation by the lender or as Interested Parties in the advertisement, FOR THAT PURPOSE. the Deed of Trust, including rights of redemption and the legal description of the property, the Substitute Trustee. This sale may be rescinded then the Notice of this foreclosure is being If applicable, the notice requirements of T.C.A. of any government agency, state or federal; and legal description shall control. at any time. The right is reserved to adjourn given to them and the Sale will be subject 35-5-101 have been met. any and all prior deeds of trust, liens, dues, as- CURRENT OWNER(S): KATHY DALTON, WIL- the day of the sale to another day, time, and to the applicable governmental entities’ All right of equity of redemption, statutory sessments, encumbrances, defects, adverse LIAM H. DALTON place certain without further publication, upon right to redeem the property as required by and otherwise, and homestead are expressly claims and other matters that may take priority OTHER INTERESTED PARTIES: announcement at the time and place for the 26 U.S.C. 7425 and T.C.A. §67-1-1433. waived in said Deed of Trust, but the under- over the Deed of Trust upon which this foreclo- PORTFOLIO RECOVERY ASSOCIATES, LLC, AS sale set forth above. All right and equity of re- This property is being sold with the express signed will sell and convey only as Substitute sure sale is conducted or are not extinguished SUCCESSOR IN INTEREST TO “SYNCHRONY demption, statutory or otherwise, homestead, reservation that the sale is subject to confir- Trustee. by this Foreclosure Sale. BANK” and dower are expressly waived in said Deed mation by the lender or trustee. If the sale is If the U.S. Department of Treasury/IRS, the THE PROPERTY IS SOLD WITHOUT ANY The sale of the above-described property shall of Trust, and the title is believed to be good, set aside for any reason, the Purchaser at the State of Tennessee Department of Revenue, REPRESENTATIONS OR WARRANTIES, be subject to all matters shown on any recorded but the undersigned will sell and convey only sale shall be entitled only to a return of the or the State of Tennessee Department of EXPRESSED OR IMPLIED, RELATING TO TITLE, plat; any unpaid taxes; any restrictive cov- as Substitute Trustee. The Property is sold purchase price. The Purchaser shall have no Labor or Workforce Development are listed MARKETABILITY OF TITLE, POSSESSION, enants, easements or set-back lines that may as is, where is, without representations or further recourse against the Mortgagor, the as Interested Parties in the advertisement, QUIET ENJOYMENT OR THE LIKE AND FITNESS be applicable; any prior liens or encumbrances warranties of any kind, including fitness for a Mortgagee or the Mortgagee’s attorney. then the Notice of this foreclosure is being FOR A GENERAL OR PARTICULAR USE OR as well as any priority created by a fixture filing; particular use or purpose. MWZM File No. 19-000294-671-1 given to them and the Sale will be subject PURPOSE. The title is believed to be good, but and to any matter that an accurate survey of THIS LAW FIRM IS ATTEMPTING TO COLLECT Mackie Wolf Zientz & Mann, P.C., Substitute to the applicable governmental entities’ the undersigned will sell and convey only as the premises might disclose. This property is A DEBT. ANY INFORMATION OBTAINED WILL Trustee(s) right to redeem the property as required by Substitute Trustee. being sold with the express reservation that BE USED FOR THAT PURPOSE. COOL SPRINGS COMMONS, SUITE 273 26 U.S.C. 7425 and T.C.A. §67-1-1433. The right is reserved to adjourn the sale to it is subject to confirmation by the lender or Rubin Lublin TN, PLLC, Substitute Trustee 7100 COMMERCE WAY This property is being sold with the express another time certain or to another day, time, Substitute Trustee. This sale may be rescinded 119 S. Main Street, Suite 500 BRENTWOOD, TN 37027 reservation that the sale is subject to confir- and place certain, without further publication at any time. The right is reserved to adjourn Memphis, TN 38103 TN INVESTORS PAGE: HTTP://MWZMLAW. mation by the lender or trustee. If the sale is upon announcement on the day, time, and the day of the sale to another day, time, and rlselaw.com/property-listing COM/TN_INVESTORS.PHP set aside for any reason, the Purchaser at the place of sale set forth above or any subsequent place certain without further publication, upon Tel: (877) 813-0992 Nov. 8, 15, 22, 2019 Fok17432 sale shall be entitled only to a return of the adjourned day, time, and place of sale. announcement at the time and place for the Fax: (404) 601-5846 purchase price. The Purchaser shall have no If you purchase a property at the foreclosure sale set forth above. All right and equity of re- Nov. 8, 15, 22, 2019 Fok17392 SUBSTITUTE TRUSTEE’S SALE further recourse against the Mortgagor, the sale, the entire purchase price is due and demption, statutory or otherwise, homestead, Sale at public auction will be on December Mortgagee or the Mortgagee’s attorney. payable at the conclusion of the auction in the and dower are expressly waived in said Deed SUBSTITUTE TRUSTEE’S SALE 12, 2019 on or about 10:00AM local time, MWZM File No. 19-000293-671-1 form of a certified check made payable to or of Trust, and the title is believed to be good, Sale at public auction will be on December at the North door, Hamblen County Court- Mackie Wolf Zientz & Mann, P.C., Substitute endorsed to Padgett Law Group. No personal but the undersigned will sell and convey only 12, 2019 on or about 10:00AM local time, at house, Morristown, Tennessee, conducted Trustee(s) checks will be accepted. To this end, you must as Substitute Trustee. The Property is sold the North door, Hamblen County Courthouse, by the Substitute Trustee as identified and COOL SPRINGS COMMONS, SUITE 273 bring sufficient funds to outbid the lender and as is, where is, without representations or Morristown, Tennessee, conducted by the Sub- set forth herein below, pursuant to Deed of 7100 COMMERCE WAY any other bidders. Insufficient funds will not be warranties of any kind, including fitness for a stitute Trustee as identified and set forth herein Trust executed by TERESA ANN MCDONALD, BRENTWOOD, TN 37027 accepted. Amounts received in excess of the particular use or purpose. below, pursuant to Deed of Trust executed by to Arnold M. Weiss, Attorney, Trustee, on TN INVESTORS PAGE: HTTP://MWZMLAW. winning bid will be refunded to the successful THIS LAW FIRM IS ATTEMPTING TO COLLECT GERALDINE RICE, to Arnold M. Weiss, Trustee, September 26, 2005, at Record Book 1140, COM/TN_INVESTORS.PHP purchaser at the time the foreclosure deed A DEBT. ANY INFORMATION OBTAINED WILL on August 26, 2004, at Record Book 1061, Page 421-427 as Instrument No. 05138169 Nov. 8, 15, 22, 2019 Fok17433 is delivered. BE USED FOR THAT PURPOSE. Page 587-605 as Instrument No. 04122736 in the real property records of Hamblen County This property is being sold with the express Rubin Lublin TN, PLLC, Substitute Trustee in the real property records of Hamblen County Register’s Office, Tennessee. reservation that the sale is subject to 119 S. Main Street, Suite 500 Register’s Office, Tennessee. Owner of Debt: U.S. BANK NATIONAL ASSOCIA- confirmation by the lender or trustee. This sale Memphis, TN 38103 Owner of Debt: Wells Fargo Bank, National TION, AS TRUSTEE FOR THE C-BASS MORT- Foreclosure Notices may be rescinded by the Substitute Trustee rlselaw.com/property-listing Association, successor by merger to Wells GAGE LOAN ASSET-BACKED CERTIFICATES, Jefferson County at any time. Tel: (877) 813-0992 Fargo Bank Minnesota, National Association, SERIES 2006-SL1 THIS IS AN ATTEMPT TO COLLECT A DEBT, AND Fax: (404) 601-5846 as Trustee f/k/a Norwest Bank Minnesota, The following real estate located in Hamblen ANY INFORMATION OBTAINED WILL BE USED Nov. 8, 15, 22, 2019 Fok17386 National Association as Trustee for Renais- County, Tennessee, will be sold to the highest SUBSTITUTE TRUSTEE’S NOTICE OF SALE FOR THAT PURPOSE. sance HEL Trust 2004-3 call bidder subject to all unpaid taxes, prior Sale at public auction will be on November Padgett Law Group, Substitute Trustee NOTICE OF SUBSTITUTE TRUSTEE’S SALE The following real estate located in Hamblen liens and encumbrances of record: 19, 2019, at or about 1:00 PM, local time, at 6267 Old Water Oak Road, Suite 203 WHEREAS, default has occurred in the County, Tennessee, will be sold to the highest Situated in the Fifth Civil District of Hamblen the front door of the Jefferson County Court Tallahassee, FL 32312 performance of the covenants, terms and call bidder subject to all unpaid taxes, prior County, Tennessee, without the corporate House, 202 West Main Street, Dandridge, TN (850) 422-2520 (telephone) conditions of a Deed of Trust dated February liens and encumbrances of record: limits of any municipality and being more 37725, pursuant to the Deed of Trust executed (850) 422-2567 (facsimile) 10, 2006, executed by BILLY C LEWIS, LORI A Beginning at a point in the northern margin particularly described as follows: by Anthony D. Hannah and Cathy L. Hannah, [email protected] LEWIS, conveying certain real property therein of Cherokee Drive, corner to lot this day Being designated as Lot 14, PAUL BROWN husband and wife, to Joseph B. Pitt, Jr., as PLG# 19-016520-1 described to LARRY A. WEISSMAN, as Trustee, conveyed to Barbara Smith; thence northwest- PROPERTY, as shown on the plat of same Trustee for Mortgage Electronic Registration Oct. 25, Nov. 1, 8, 2019 Fok17393 as same appears of record in the Register’s wardly with Cherokee Drive about 81 feet to of record in Plat Cabinet A, Slide 2, in the Systems, Inc. as nominee for Quicken Loans Office of Hamblen County, Tennessee recorded the line of Smith; thence with the line of Smith Register`s Office for Hamblen County, Ten- Inc. dated August 5, 2009, and recorded in Book NOTICE OF TRUSTEE’S SALE February 14, 2006, at Instrument Number northeastwardly 150 feet; thence southeast- nessee, to which plat specific reference is 1004, Page 714, in the Register’s Office for WHEREAS, default has occurred in the 06142667; and wardly and parallel with Cherokee Drive about hereby made for a more particular description Jefferson County, Tennessee (“Deed of Trust”), performance of the covenants, terms, and WHEREAS, the beneficial interest of said Deed 81 feet to the line of Barbara Smith; thence of said lots, conducted by Padgett Law Group, having been conditions of a Deed of Trust Note dated May of Trust was last transferred and assigned to with Barbara Smith`s line southwestwardly Being the same property conveyed to Teresa appointed Substitute Trustee, all of record in 28, 2008, and the Deed of Trust of even date Nationstar Mortgage LLC d/b/a Mr. Cooper who 150 feet to the point of beginning. Ann McDonald, by deed from Bradley Scott the Jefferson County Register’s Office. Default securing the same, recorded June 17, 2008, is now the owner of said debt; and Being the same property conveyed to Ger- Harbin and wife, Jennifer Harbin, dated August in the performance of the covenants, terms, in Book No. 942, at Page 244, in Office of WHEREAS, the undersigned,Rubin Lublin TN, aldine Rice by Deed from Lida Whitesides 13, 2004,recorded in Deed Book 1059, Page and conditions of said Deed of Trust has been the Register of Deeds for Jefferson County, PLLC, having been appointed as Substitute Cox, widow, dated August 13, 1973, and 469, in the Register`s Office for Hamblen made; and the entire indebtedness has been Tennessee, executed by Tammy Parker, con- Trustee by instrument to be filed for record recorded January 29, 1974, in Book 231, County, Tennessee. declared due and payable. veying certain property therein described to in the Register’s Office of Hamblen County, Page 344, Register`s Office for Hamblen This Deed of Trust is given to secure pay- Party entitled to enforce the debt: Nationstar Trste II, Inc as Trustee for Wachovia Bank, Tennessee. County, Tennessee. ment of a part of the purchase price of the Mortgage LLC d/b/a Mr. Cooper National Association; and the undersigned, NOW, THEREFORE, notice is hereby given that Tax ID: 01 33D B 33D 13.02 000 above-described property, and is a second The hereinafter described real property located Wilson & Associates, P.L.L.C., having been the entire indebtedness has been declared due Current Owner(s) of Property: GERALDINE mortgage subordinate to a first mortgage in in Jefferson County will be sold to the highest appointed Successor Trustee by Wells Fargo and payable, and that the undersigned, Rubin RICE favor of America`s Wholesale Lender of even call bidder subject to all unpaid taxes, prior Bank, N.A.. Lublin TN, PLLC, as Substitute Trustee or his The street address of the above described date herewith. liens and encumbrances of record: NOW, THEREFORE, notice is hereby given duly appointed agent, by virtue of the power, property is believed to be 1424 Cherokee If there is a mobile home or other structure Legal Description: THE FOLLOWING DESCRIBE that the entire indebtedness has been declared duty and authority vested and imposed upon Dr, Morristown, TN 37814, but such address located on the subject property, Grantor/ PREMISES, TO WIT, SITUATE IN DISTRICT NO. due and payable; and that an agent of Wilson & said Substitute Trustee will, on December is not part of the legal description of the Borrower grants a security interest in such SIX (6) OF JEFFERSON COUNTY, TENNESSEE, Associates, P.L.L.C., as Successor Trustee, by 11, 2019 at 1:00 PM at the North Door of the property sold herein and in the event of any mobile home or other structure to the owner AND BEING TRACT NO. SEVEN (7) OF THE V. virtue of the power, duty, and authority vested Hamblen County Courthouse, 511 West 2nd discrepancy, the legal description referenced of the indebtedness secured by this deed I. AND HAZEL ACUFF ESTATE, AS SHOWN BY in and imposed upon said Successor Trustee, North Street, Morristown, TN 37814, proceed herein shall control. of trust. SURVEY OF RONNIE KEENER & ASSOCIATES, by Wells Fargo Bank, N.A., will, on December 2, to sell at public outcry to the highest and best SALE IS SUBJECT TO OCCUPANT(S) RIGHTS THE ABOVE DESCRIPTION IS THE SAME AS SURVEYORS, TN NO. 841, DATED AUGUST 31, 2019 on or about 1:00 PM, at the Jefferson bidder for cash or certified funds ONLY, the fol- IN POSSESSION. THE PRIOR DEED OF RECORD, NO BOUNDARY 1987, AND MORE PARTICULARLY DESCRIBED County Courthouse, Dandridge, Tennessee, lowing described property situated in Hamblen THE RIGHT IS RESERVED TO ADJOURN THE SURVEY HAVING BEEN MADE AT THE TIME AS FOLLOWS: offer for sale certain property hereinafter County, Tennessee, to wit: DAY OF THE SALE TO ANOTHER DAY, TIME OF THIS CONVEYANCE. BEGINNING ON AN IRON PIN IN THE WEST RIGHT described to the highest bidder FOR certified SITUATE IN THE FOURTH CIVIL DISTRICT OF AND PLACE CERTAIN WITHOUT FURTHER Tax ID: 05 42I B 42I 62.00 000 OF WAY LINE OF BLUE SPRINGS AND CORNER funds paid at the conclusion of the sale, or NOVEMBER 8 - 14, 2019 Public Notices Page 13 www.TNLedger.com/Knoxville

credit bid from a bank or other lending entity statutory or otherwise, not otherwise waived in in the above-referenced property to be affected Situated in District Six (6), in Knox County, as well as any priority created by a fixture filing; pre-approved by the successor trustee. The the Deed of Trust, including rights of redemption by the foreclosure: any judgment creditor or Tennessee, without the corporate limits and to any matter that an accurate survey of sale is free from all exemptions, which are of any government agency, state or federal; lien holder with an interest subordinate to of the City of Knoxville, Tennessee, and the premises might disclose. This property is expressly waived in the Deed of Trust, said and any and all prior deeds of trust, liens, the said Deed of Trust or any party claiming being known and designated as Lot 44, being sold with the express reservation that property being real estate situated in Jefferson dues, assessments, encumbrances, defects, by, through, or under any of the foregoing. FINAL PLAT, GREENBROOK, UNIT 5, as it is subject to confirmation by the lender or County, Tennessee, and being more particularly adverse claims and other matters that may Such parties known to the Substitute Trustee shown on plat of record in Instrument No. Substitute Trustee. This sale may be rescinded described as follows: take priority over the Deed of Trust upon which may include: Steeple Shadow Condominiums 201311270033807, in the Register’s at any time. The right is reserved to adjourn All that certain property situated in the City this foreclosure sale is conducted or are not Homeowners’ Association, Inc., c/o Fennell Office, Knox County, Tennessee, to which the day of the sale to another day, time, and of Dandridge, in the County of Jefferson and extinguished by this Foreclosure Sale. Property Management, Inc.; Steeple Shadow plat reference is hereby made for a more place certain without further publication, upon State of Tennessee and being described in THE PROPERTY IS SOLD WITHOUT ANY REPRE- Condominiums Homeowners’ Association Inc. particular description of said property. announcement at the time and place for the a deed dated 07-08- 2005 and recorded SENTATIONS OR WARRANTIES, EXPRESSED OR c/o Fennell Property Management Inc.. ALSO KNOWN AS: 3453 Orange Blossom sale set forth above. All right and equity of re- 07-14-2005 in Book 735, Page 428 among IMPLIED, RELATING TO TITLE, MARKETABILITY Terms of Sale will be public auction, for Lane, Knoxville, TN 37931 demption, statutory or otherwise, homestead, the land records of the County and state OF TITLE, POSSESSION, QUIET ENJOYMENT OR cash, free and clear of rights of homestead, This sale is subject to all matters shown and dower are expressly waived in said Deed set forth above and referenced as follows: THE LIKE AND FITNESS FOR A GENERAL OR redemption and dower to the extent disclaimed on any applicable recorded plat; any unpaid of Trust, and the title is believed to be good, Situated in the First (1st) Civil District of PARTICULAR USE OR PURPOSE. The title is or inapplicable, and the rights of Jennifer R. taxes; any restrictive covenants, easements, but the undersigned will sell and convey only Jefferson County, Tennessee, and being Lots believed to be good, but the undersigned will Bullard, and those claiming through him/ or setback lines that may be applicable; any as Substitute Trustee. The Property is sold Nos. Forty-Six (46), Forth-Seven (47), and sell and convey only as Substitute Trustee. her/it/them. statutory rights of redemption of any govern- as is, where is, without representations or Forty-Eight (48) of Belleau Woods Subdivi- The right is reserved to adjourn the sale to Any right of equity of redemption, statutory mental agency, state or federal; any prior liens warranties of any kind, including fitness for a sion, as shown by plat of record in Plat another time certain or to another day, time, and otherwise, and homestead are waived in or encumbrances as well as any priority created particular use or purpose. Cabinet C, Slide 167 (formerly Plat Book and place certain, without further publication accord with the terms of said Deed of Trust, by a fixture filing; and to any matter that an ac- THIS LAW FIRM IS ATTEMPTING TO COLLECT 7, Page 63), Register’s Office for Jefferson upon announcement on the day, time, and and the title is believed to be good, but the curate survey of the premises might disclose. A DEBT. ANY INFORMATION OBTAINED WILL County, Tennessee, to which plat reference place of sale set forth above or any subsequent undersigned will sell and convey only as Sub- In addition, the following parties may claim an BE USED FOR THAT PURPOSE. is here made for a full and complete descrip- adjourned day, time, and place of sale. stitute Trustee. interest in the above- referenced property: Rubin Lublin TN, PLLC, Substitute Trustee tion thereof: Parcel ID Number 77D-A-31, If you purchase a property at the foreclosure The right is reserved to adjourn the day TYLER W SHARP 119 S. Main Street, Suite 500 77D-A-30, & 77D-A-32 sale, the entire purchase price is due and of the sale to another day, time, and place LINDSEY M SHARP Memphis, TN 38103 ALSO KNOWN AS: 1319 Argonnia Lane, payable at the conclusion of the auction in the certain without further publication, upon an- REPUBLIC FINANCE, LLC rlselaw.com/property-listing Dandridge, TN 37725 form of a certified check made payable to or nouncement at the time and place for the sale The sale held pursuant to this Notice may Tel: (877) 813-0992 This sale is subject to all matters shown endorsed to Padgett Law Group. No personal set forth above. If you purchase a property be rescinded at the Successor Trustee’s option Fax: (404) 601-5846 on any applicable recorded plat; any unpaid checks will be accepted. To this end, you must at the foreclosure sale, the entire purchase at any time. The right is reserved to adjourn Oct. 25, Nov. 1, 8, 2019 Fok17370 taxes; any restrictive covenants, easements, bring sufficient funds to outbid the lender and price is due and payable at the conclusion the day of the sale to another day, time, and or setback lines that may be applicable; any any other bidders. Insufficient funds will not be of the auction in the form of a certified/ place certain without further publication, upon SUBSTITUTE TRUSTEE’S SALE statutory rights of redemption of any govern- accepted. Amounts received in excess of the bank check made payable to or endorsed announcement at the time and place for the Sale at public auction will be on November mental agency, state or federal; any prior liens winning bid will be refunded to the successful to Shapiro & Ingle, LLP. No personal checks sale set forth above. In the event of inclem- 25, 2019 at 10:00AM local time, at the north or encumbrances as well as any priority created purchaser at the time the foreclosure deed will be accepted. To this end, you must bring ent weather, the trustee hereby announces door, Knox County Courthouse, City-County by a fixture filing; and to any matter that an ac- is delivered. sufficient funds to outbid the lender and any that the sale will be postponed for a period of Building, 400 Main Street, Knoxville, Tennes- curate survey of the premises might disclose. This property is being sold with the express other bidders. Insufficient funds will not be two weeks. In such situations, notices will be see pursuant to Deed of Trust executed by Lloyd In addition, the following parties may claim an reservation that the sale is subject to con- accepted. Amounts received in excess of the mailed to interested parties of record. W&A A. Swaggerty, to Broadway Title, Trustee, as interest in the above- referenced property: firmation by the lender or trustee. This sale winning bid will be refunded to the successful No. 342441 trustee for Financial Freedom Senior Funding TAMMY PARKER may be rescinded by the Substitute Trustee purchaser at the time the foreclosure deed DATED October 18, 2019 Corporation on March 25, 2009 at Instru- The sale held pursuant to this Notice may at any time. is delivered. WILSON & ASSOCIATES, P.L.L.C., ment No. 200904010062182; conducted by be rescinded at the Successor Trustee’s option THIS IS AN ATTEMPT TO COLLECT A DEBT, This property is being sold with the express Successor Trustee Shapiro & Ingle, LLP, having been appointed at any time. The right is reserved to adjourn AND ANY INFORMATION OBTAINED WILL BE reservation that the sale is subject to confirma- Oct. 25, Nov. 1, 8, 2019 Fok17368 Substitute or Successor Trustee, all of record in the day of the sale to another day, time, and USED FOR THAT PURPOSE. tion by the lender or trustee. This sale may be the Knox County Register’s Office. Default has place certain without further publication, upon Padgett Law Group, Substitute Trustee rescinded only by the Substitute Trustee at any NOTICE OF SUBSTITUTE TRUSTEE’S SALE occurred in the performance of the covenants, announcement at the time and place for the 6267 Old Water Oak Road, Suite 203 time. If the Substitute Trustee rescinds the WHEREAS, default has occurred in the terms, and conditions of said Deed of Trust sale set forth above. In the event of inclem- Tallahassee, FL 32312 sale, the purchaser shall only be entitled to a performance of the covenants, terms and and the entire indebtedness has been declared ent weather, the trustee hereby announces (850) 422-2520 (telephone) return of any money paid towards the purchase conditions of a Deed of Trust dated April 12, due and payable. that the sale will be postponed for a period of (850) 422-2567 (facsimile) price and shall have no other recourse. Once 2016, executed by KEITH FRANKLIN MILLER, Party Entitled to Enforce the Debt: Bank two weeks. In such situations, notices will be [email protected] the purchaser tenders the purchase price, the LINDA SUE MILLER, conveying certain real of New York Mellon Trust Company, N.A. as mailed to interested parties of record. W&A PLG# 19-018413-1 Substitute Trustee may deem the sale final in property therein described to MARK ROSSER, Trustee for Mortgage Assets Management No. 334619 Nov. 8, 15, 22, 2019 Fok17438 which case the purchaser shall have no remedy. as Trustee, as same appears of record in the Series I Trust, its successors and assigns. DATED October 30, 2019 The real property will be sold AS IS, WHERE Register’s Office of Knox County, Tennessee The real estate located in Knox County, WILSON & ASSOCIATES, P.L.L.C., IS, with no warranties or representations of recorded May 11, 2016, at Instrument Number Tennessee,and described in the said Deed Successor Trustee any kind, express or implied, including without 201605110065117; and of Trust will be sold to the highest call bidder. Nov. 1, 8, 15, 2019 Fok17425 Foreclosure Notices limitation, warranties regarding condition of the WHEREAS, the beneficial interest of said Deed The terms of the said Deed of Trust may be Knox County property or marketability of title. of Trust was last transferred and assigned to modified by other instruments appearing in the SUBSTITUTE TRUSTEE’S NOTICE OF SALE This office may be a debt collector. This FREEDOM MORTGAGE CORPORATION who is public record. Additional identifying information Sale at public auction will be on December 17, may be an attempt to collect a debt and any now the owner of said debt; and regarding the collateral property is below and is 2019, at or about 1:00 PM, local time, at the SUBSTITUTE TRUSTEE’S SALE information obtained may be used for that WHEREAS, the undersigned,Rubin Lublin TN, believed to be accurate, but no representation front door of the Jefferson County Court House, Sale at public auction will be on November purpose. PLLC, having been appointed as Substitute or warrant is intended. 202 West Main Street, Dandridge, TN 37725, 25, 2019 at 1:00PM local time, at the north Shapiro & Ingle, LLP Trustee by instrument to be filed for record Street Address: 6220 Renee Rd, Corryton, pursuant to the Deed of Trust executed by Erica door, Knox County Courthouse, City-County Substitute Trustee in the Register’s Office of Knox County, Ten- Tennessee 37721 C. Smith and Timothy P. Smith, husband and Building, 400 Main Street, Knoxville, Tennes- 10130 Perimeter Parkway, Suite 400 nessee. Parcel Number: 030FB011 wife, to David M. Henderson, as Trustee for see pursuant to Deed of Trust executed by Charlotte, NC 28216 NOW, THEREFORE, notice is hereby given that Current Owner(s) of Property: Lloyd A. Union Planters Bank, N.A. dated June 8, 1998, Jennifer R. Bullard, to Arnold M. Weiss, Esq., Phone: (704) 333-8107 the entire indebtedness has been declared due Swaggerty and recorded in TD Book 445, Page 641, in the Trustee, as trustee for Wells Fargo Bank, Fax: (704) 333-8156 and payable, and that the undersigned, Rubin This sale is subject to, without limitation, all Register’s Office for Jefferson County, Tennes- N.A. on July 17, 2007 at Instrument No. www.shapiro-ingle.com Lublin TN, PLLC, as Substitute Trustee or his matters shown on any applicable recorded plat; see (“Deed of Trust”), conducted by Padgett 200707260008021; and on May 27, 2008 File No. 19-119297 duly appointed agent, by virtue of the power, any unpaid taxes; any restrictive covenants, Law Group, having been appointed Substitute in Instrument Number 200805270088616; Oct. 25, Nov. 1, 8, 2019 Fok17358 duty and authority vested and imposed upon easements, or setback lines that may be ap- Trustee, all of record in the Jefferson County conducted by Shapiro & Ingle, LLP, having been said Substitute Trustee will, on December 5, plicable; any statutory right of redemption of Register’s Office. Default in the performance appointed Substitute or Successor Trustee, all NOTICE OF TRUSTEE’S SALE 2019 at 12:00 PM at the North side of the City any governmental agency, state or federal; any of the covenants, terms, and conditions of of record in the Knox County Register’s Office. WHEREAS, default has occurred in the County Building, 400 Main Street, Knoxville, TN prior liens or encumbrances including those said Deed of Trust has been made; and the Default has occurred in the performance of the performance of the covenants, terms, and 37902, proceed to sell at public outcry to the created by a fixture filing or any applicable ho- entire indebtedness has been declared due covenants, terms, and conditions of said Deed conditions of a Deed of Trust Note dated highest and best bidder for cash or certified meowners’ association dues or assessments; and payable. of Trust and the entire indebtedness has been October 14, 2016, and the Deed of Trust of funds ONLY, the following described property all claims or other matters, whether of record Party entitled to enforce the debt: Regions declared due and payable. even date securing the same, recorded October situated in Knox County, Tennessee, to wit: or not, which may encumber the purchaser’s Bank successor by merger to Union Planters Party Entitled to Enforce the Debt: Wells 18, 2016, Document No. 201610180025245, SITUATED IN DISTRICT NO. EIGHT (8) OF title and any matter that an accurate survey Bank, N.A. Fargo Bank, N.A., its successors and as- and modified on May 25, 2018, Document No. KNOX COUNTY, TENNESSEE, WITHOUT THE of the premises might disclose. Other interested parties: Union Planters signs. 201805250069742 in Office of the Register of CORPORATE LIMITS OF THE CITY OF KNOX- The following parties may claim an interest Bank, National Association, Marsh Furniture The real estate located in Knox County, Deeds for Knox County, Tennessee, executed VILLE, TENNESSEE, BEING KNOWN AND in the above-referenced property to be affected Company Tennessee,and described in the said Deed by Tyler W Sharp and Lindsey M Sharp, con- DESIGNATED AS RESUB OF LOT 2, EMORY by the foreclosure: any judgment creditor or The hereinafter described real property located of Trust will be sold to the highest call bidder. veying certain property therein described to CHASE, UNIT 1, AS SHOWN ON THE PLAT OF lien holder with an interest subordinate to the in Jefferson County will be sold to the highest The terms of the said Deed of Trust may be Springdale Title, LLC as Trustee for Mortgage THE SAME OF RECORD HEARING INSTRUMENT said Deed of Trust or any party claiming by, call bidder subject to all unpaid taxes, prior modified by other instruments appearing in the Electronic Registration Systems, Inc., as ben- NO. 200003060014355, IN THE REGISTER`S through, or under any of the foregoing. Such liens and encumbrances of record: public record. Additional identifying information eficiary, as nominee for American Mortgage OFFICE FOR KNOX COUNTY, TENNESSEE, parties known to the Substitute Trustee may Legal Description: SITUATED in District Number regarding the collateral property is below and is Service Company, its successors and assigns; TO WHICH PLAT SPECIFIC REFERENCE IS include: None. Six (6) of Jefferson County, Tennessee, and believed to be accurate, but no representation and the undersigned, Wilson & Associates, HEREBY MADE FOR A MORE PARTICULAR Terms of Sale will be public auction, for without the corporate limits of the City of or warrant is intended. P.L.L.C., having been appointed Successor DESCRIPTION. THERE IS EXCEPTED FROM cash, free and clear of rights of homestead, Knoxville, Tennessee, and being known and Street Address: 5704 Reece Way, Knoxville, Trustee by PennyMac Loan Services, LLC. THIS CONVEYANCE THAT PORTION OF LAND redemption and dower to the extent disclaimed designated as all of Lot 2, of the ASHLEY OAKS Tennessee 37918 NOW, THEREFORE, notice is hereby given LYING OUTSIDE THE CURVE FORMED BY THE or inapplicable, and the rights of Lloyd A. Subdivision, as the same appears of record in Parcel Number: 049MB00100A that the entire indebtedness has been declared INTERSECTION OF EMORY CHASE LANE AND Swaggerty, and those claiming through him/ map Cabinet D, Slide 172, in the Register`s Current Owner(s) of Property: The Bullard Fam- due and payable; and that an agent of Wilson TIM BENNET LANE, THE RADIUS OF SAID CURVE her/it/them. Office for Jefferson County, Tennessee, to ily Trust: 5704 Reece Way, Dated October & Associates, P.L.L.C., as Successor Trustee, BEING 25 FEET. Any right of equity of redemption, statutory which specific reference is hereby made for a 9th, 2009, Sasha Cole,Trustee by virtue of the power, duty, and authority Parcel ID: 020NB002 and otherwise, and homestead are waived in more particular description. This sale is subject to, without limitation, all vested in and imposed upon said Successor PROPERTY ADDRESS: The street address of accord with the terms of said Deed of Trust, Street Address: The street address of the matters shown on any applicable recorded plat; Trustee, by PennyMac Loan Services, LLC, will, the property is believed to be 7812 EMORY and the title is believed to be good, but the property is believed to be 405 Ridgedale any unpaid taxes; any restrictive covenants, on November 26, 2019 on or about 11:00 CHASE LN, KNOXVILLE, TN 37918. In the event undersigned will sell and convey only as Sub- Drive, Strawberry Plains, TN 37871, but such easements, or setback lines that may be ap- AM, at the North side of the City County of any discrepancy between this street address stitute Trustee. address is not part of the legal description of plicable; any statutory right of redemption of Building, Knoxville, Tennessee, offer for sale and the legal description of the property, the The right is reserved to adjourn the day the property. In the event of any discrepancy, any governmental agency, state or federal; any certain property hereinafter described to the legal description shall control. of the sale to another day, time, and place the legal description herein shall control. prior liens or encumbrances including those highest bidder FOR certified funds paid at CURRENT OWNER(S): KEITH FRANKLIN certain without further publication, upon an- Map/Parcel Number: 042L A 002.00 created by a fixture filing or any applicable ho- the conclusion of the sale, or credit bid from MILLER, LINDA SUE MILLER nouncement at the time and place for the sale Current owner(s) of Record: Erica Curl Smith meowners’ association dues or assessments; a bank or other lending entity pre-approved by OTHER INTERESTED PARTIES: set forth above. If you purchase a property This sale is subject to all matters shown on all claims or other matters, whether of record the successor trustee. The sale is free from all The sale of the above-described property shall at the foreclosure sale, the entire purchase any applicable recorded Plat or Plan; any un- or not, which may encumber the purchaser’s exemptions, which are expressly waived in the be subject to all matters shown on any recorded price is due and payable at the conclusion paid taxes and assessments; any restrictive title and any matter that an accurate survey Deed of Trust, said property being real estate plat; any unpaid taxes; any restrictive cov- of the auction in the form of a certified/ covenants, easements or setback lines that of the premises might disclose. situated in Knox County, Tennessee, and being enants, easements or set-back lines that may bank check made payable to or endorsed may be applicable; rights of redemption, equity, The following parties may claim an interest more particularly described as follows: be applicable; any prior liens or encumbrances to Shapiro & Ingle, LLP. No personal checks Page 14 Public Notices NOVEMBER 8 - 14 2019 www.TNLedger.com/Knoxville

will be accepted. To this end, you must bring place certain without further publication, upon purchaser at the time the foreclosure deed at the foreclosure sale, the entire purchase on any applicable recorded plat; any unpaid sufficient funds to outbid the lender and any announcement at the time and place for the is delivered. price is due and payable at the conclusion taxes; any restrictive covenants, easements, other bidders. Insufficient funds will not be sale set forth above. In the event of inclem- This property is being sold with the express of the auction in the form of a certified/ or setback lines that may be applicable; any accepted. Amounts received in excess of the ent weather, the trustee hereby announces reservation that the sale is subject to confirma- bank check made payable to or endorsed statutory rights of redemption of any govern- winning bid will be refunded to the successful that the sale will be postponed for a period of tion by the lender or trustee. This sale may be to Shapiro & Ingle, LLP. No personal checks mental agency, state or federal; any prior liens purchaser at the time the foreclosure deed two weeks. In such situations, notices will be rescinded only by the Substitute Trustee at any will be accepted. To this end, you must bring or encumbrances as well as any priority created is delivered. mailed to interested parties of record. W&A time. If the Substitute Trustee rescinds the sufficient funds to outbid the lender and any by a fixture filing; and to any matter that an ac- This property is being sold with the express No. 342762 sale, the purchaser shall only be entitled to a other bidders. Insufficient funds will not be curate survey of the premises might disclose. reservation that the sale is subject to confirma- DATED October 21, 2019 return of any money paid towards the purchase accepted. Amounts received in excess of the In addition, the following parties may claim an tion by the lender or trustee. This sale may be WILSON & ASSOCIATES, P.L.L.C., price and shall have no other recourse. Once winning bid will be refunded to the successful interest in the above- referenced property: rescinded only by the Substitute Trustee at any Successor Trustee the purchaser tenders the purchase price, the purchaser at the time the foreclosure deed ANTHONY T HOUNIHAN time. If the Substitute Trustee rescinds the Oct. 25, Nov. 1, 8, 2019 Fok17378 Substitute Trustee may deem the sale final in is delivered. SADE C HOUNIHAN sale, the purchaser shall only be entitled to a which case the purchaser shall have no remedy. This property is being sold with the express The sale held pursuant to this Notice may return of any money paid towards the purchase SUBSTITUTE TRUSTEE’S SALE The real property will be sold AS IS, WHERE reservation that the sale is subject to confirma- be rescinded at the Successor Trustee’s option price and shall have no other recourse. Once Sale at public auction will be on November IS, with no warranties or representations of tion by the lender or trustee. This sale may be at any time. The right is reserved to adjourn the purchaser tenders the purchase price, the 26, 2019 at 10:00AM local time, at the north any kind, express or implied, including without rescinded only by the Substitute Trustee at any the day of the sale to another day, time, and Substitute Trustee may deem the sale final in door, Knox County Courthouse, City-County limitation, warranties regarding condition of the time. If the Substitute Trustee rescinds the place certain without further publication, upon which case the purchaser shall have no remedy. Building, 400 Main Street, Knoxville, Tennes- property or marketability of title. sale, the purchaser shall only be entitled to a announcement at the time and place for the The real property will be sold AS IS, WHERE see pursuant to Deed of Trust executed by This office may be a debt collector. This return of any money paid towards the purchase sale set forth above. In the event of inclem- IS, with no warranties or representations of Gary D. Rowcliffe and Sandra R. Shuaden nka may be an attempt to collect a debt and any price and shall have no other recourse. Once ent weather, the trustee hereby announces any kind, express or implied, including without Sandra R. Rowcliffe, to K. Hayes, Trustee, as information obtained may be used for that the purchaser tenders the purchase price, the that the sale will be postponed for a period of limitation, warranties regarding condition of the trustee for Wells Fargo Financial Tennessee purpose. Substitute Trustee may deem the sale final in two weeks. In such situations, notices will be property or marketability of title. 1, LLC on April 15, 2005 at Instrument No. Shapiro & Ingle, LLP which case the purchaser shall have no remedy. mailed to interested parties of record. W&A This office may be a debt collector. This 200504250084743; conducted by Shapiro & Substitute Trustee The real property will be sold AS IS, WHERE No. 342994 may be an attempt to collect a debt and any Ingle, LLP, having been appointed Substitute 10130 Perimeter Parkway, Suite 400 IS, with no warranties or representations of DATED October 22, 2019 information obtained may be used for that or Successor Trustee, all of record in the Knox Charlotte, NC 28216 any kind, express or implied, including without WILSON & ASSOCIATES, P.L.L.C., purpose. County Register’s Office. Default has occurred Phone: (704) 333-8107 limitation, warranties regarding condition of the Successor Trustee Shapiro & Ingle, LLP in the performance of the covenants, terms, Fax: (704) 333-8156 property or marketability of title. Oct. 25, Nov. 1, 8, 2019 Fok17389 Substitute Trustee and conditions of said Deed of Trust and the www.shapiro-ingle.com This office may be a debt collector. This 10130 Perimeter Parkway, Suite 400 entire indebtedness has been declared due File No. 15-101578 may be an attempt to collect a debt and any NOTICE OF SUBSTITUTE TRUSTEE’S SALE Charlotte, NC 28216 and payable. Oct. 25, Nov. 1, 8, 2019 Fok17382 information obtained may be used for that WHEREAS, default has occurred in the Phone: (704) 333-8107 Party Entitled to Enforce the Debt: Wells purpose. performance of the covenants, terms and Fax: (704) 333-8156 Fargo USA Holdings, Inc., its successors and SUBSTITUTE TRUSTEE’S SALE Shapiro & Ingle, LLP conditions of a Deed of Trust dated May 27, www.shapiro-ingle.com assigns. Sale at public auction will be on November Substitute Trustee 2003, executed by OMA LEE SLIGER, convey- File No. 19-119254 The real estate located in Knox County, 25, 2019 at 10:00AM local time, at the north 10130 Perimeter Parkway, Suite 400 ing certain real property therein described to Oct. 25, Nov. 1, 8, 2019 Fok17371 Tennessee,and described in the said Deed door, Knox County Courthouse, City-County Charlotte, NC 28216 AMERICAN TITLE COMPANY INCORPORATION, of Trust will be sold to the highest call bidder. Building, 400 Main Street, Knoxville, Ten- Phone: (704) 333-8107 as Trustee, as same appears of record in the NOTICE OF TRUSTEE’S SALE The terms of the said Deed of Trust may be nessee pursuant to Deed of Trust executed Fax: (704) 333-8156 Register’s Office of Knox County, Tennessee WHEREAS, default has occurred in the modified by other instruments appearing in the by Robert Lee, to Angela Selvey, A Georgia www.shapiro-ingle.com recorded June 16, 2003, at Instrument Number performance of the covenants, terms, and public record. Additional identifying information Corporation, Trustee, as trustee for Mortgage File No. 19-119186 200306160115852; and conditions of a Deed of Trust Note dated Au- regarding the collateral property is below and is Electronic Registration Systems, Inc., Residen- Oct. 25, Nov. 1, 8, 2019 Fok17383 WHEREAS, the beneficial interest of said Deed gust 19, 2004, and the Deed of Trust of even believed to be accurate, but no representation tial Acceptance Corporation on July 23, 2016 of Trust was last transferred and assigned to date securing the same, recorded August 25, or warrant is intended. at Instrument No. 201608020007445; and NOTICE OF TRUSTEE’S SALE Citibank, N.A., not in its individual capacity but 2004, Document No. 200408250017061, Street Address: 1216 Rain Tree Rd, Knoxville, modified by agreement recorded May 9, 2019 WHEREAS, default has occurred in the solely as Owner Trustee for New Residential in Office of the Register of Deeds for Knox Tennessee 37923 at Instrument Number 201905090065791; performance of the covenants, terms, and Mortgage Loan Trust 2018-1 who is now the County, Tennessee, executed by Joe M Phil- Parcel Number: 118DP009 conducted by Shapiro & Ingle, LLP, having been conditions of a Deed of Trust Note dated April owner of said debt; and lips and Marilyn Phillips, conveying certain Current Owner(s) of Property: Gary D. Rowc- appointed Substitute or Successor Trustee, all 3, 2017, and the Deed of Trust of even date WHEREAS, the undersigned,Rubin Lublin TN, property therein described to Wesley D. Turner liffe and Sandra R. Shurden of record in the Knox County Register’s Office. securing the same, recorded April 5, 2017, PLLC, having been appointed as Substitute as Trustee for Argent Mortgage Company, LLC; This sale is subject to, without limitation, all Default has occurred in the performance of the Document No. 201704050060949, in Office Trustee by instrument to be filed for record and the undersigned, Wilson & Associates, matters shown on any applicable recorded plat; covenants, terms, and conditions of said Deed of the Register of Deeds for Knox County, Ten- in the Register’s Office of Knox County, Ten- P.L.L.C., having been appointed Successor any unpaid taxes; any restrictive covenants, of Trust and the entire indebtedness has been nessee, executed by Anthony T Hounihan and nessee. Trustee by Deutsche Bank National Trust easements, or setback lines that may be ap- declared due and payable. Sade C Hounihan, conveying certain property NOW, THEREFORE, notice is hereby given that Company, as Trustee for Argent Securities plicable; any statutory right of redemption of Party Entitled to Enforce the Debt: The therein described to Scott R. Valby as Trustee the entire indebtedness has been declared due Inc., Asset-Backed Pass-Through Certificates, any governmental agency, state or federal; any Money Source Inc., its successors and as- for Mortgage Electronic Registration Systems, and payable, and that the undersigned, Rubin Series 2004-W11. prior liens or encumbrances including those signs. Inc., as beneficiary, as nominee Mortgage Re- Lublin TN, PLLC, as Substitute Trustee or his NOW, THEREFORE, notice is hereby given created by a fixture filing or any applicable ho- The real estate located in Knox County, search Center, LLC dba Veterans United Home duly appointed agent, by virtue of the power, that the entire indebtedness has been declared meowners’ association dues or assessments; Tennessee,and described in the said Deed Loans, its successors and assigns; and the duty and authority vested and imposed upon due and payable; and that an agent of Wilson & all claims or other matters, whether of record of Trust will be sold to the highest call bidder. undersigned, Wilson & Associates, P.L.L.C., said Substitute Trustee will, on December 12, Associates, P.L.L.C., as Successor Trustee, by or not, which may encumber the purchaser’s The terms of the said Deed of Trust may be having been appointed Successor Trustee by 2019 at 12:00 PM at the North side of the City virtue of the power, duty, and authority vested title and any matter that an accurate survey modified by other instruments appearing in the Wells Fargo Bank, N.A.. County Building, 400 Main Street, Knoxville, TN in and imposed upon said Successor Trustee, of the premises might disclose. public record. Additional identifying information NOW, THEREFORE, notice is hereby given 37902, proceed to sell at public outcry to the by Deutsche Bank National Trust Company, as The following parties may claim an interest regarding the collateral property is below and is that the entire indebtedness has been declared highest and best bidder for cash or certified Trustee for Argent Securities Inc., Asset-Backed in the above-referenced property to be affected believed to be accurate, but no representation due and payable; and that an agent of Wilson & funds ONLY, the following described property Pass- Through Certificates, Series 2004-W11, by the foreclosure: any judgment creditor or lien or warrant is intended. Associates, P.L.L.C., as Successor Trustee, by situated in Knox County, Tennessee, to wit: will, on November 14, 2019 on or about 10:00 holder with an interest subordinate to the said Street Address: 8119 Sharp Rd, Powell, virtue of the power, duty, and authority vested BEING THE PROPERTY LOCATED AT 1712 MC- AM, at the City County Building, Knoxville, Deed of Trust or any party claiming by, through, Tennessee 37849 in and imposed upon said Successor Trustee, TEER STREET, IN THE CITY OF KNOXVILLE, TN Tennessee, offer for sale certain property or under any of the foregoing. Such parties Parcel Number: 056BB012 by Wells Fargo Bank, N.A., will, on December 37921, KNOX COUNTY, TENNESSEE. hereinafter described to the highest bidder known to the Substitute Trustee may include: Current Owner(s) of Property: Robert Lee 10, 2019 on or about 11:00 AM, at the North SITUATED IN DISTRICT NO. FIVE (FORMERLY FOR certified funds paid at the conclusion of Midland Funding, LLC as Successor in Interest This sale is subject to, without limitation, all side of the City County Building, Knoxville, EIGHT) OF KNOX COUNTY, TENNESSEE, WITHIN the sale, or credit bid from a bank or other to Synchrony Bank/Care Credit; Internal Rev- matters shown on any applicable recorded plat; Tennessee, offer for sale certain property THE 23RD WARD OF THE CITY OF KNOXVILLE, lending entity pre-approved by the successor enue Service, Area Director - Compliance. any unpaid taxes; any restrictive covenants, hereinafter described to the highest bidder TENNESSEE, BEING KNOWN AND DESIGNATED trustee. The sale is free from all exemptions, The United States Internal Revenue Service easements, or setback lines that may be ap- FOR certified funds paid at the conclusion of AS LOT 20, BLOCK 2, J.G. STERCHI`S ADDI- which are expressly waived in the Deed of has filed notice(s) of lien at: Federal Tax Lien plicable; any statutory right of redemption of the sale, or credit bid from a bank or other TION, AS SHOWN ON THE MAP OF THE SAME Trust, said property being real estate situated at 201711140030097 Knox County Registry. any governmental agency, state or federal; any lending entity pre-approved by the successor OF RECORD IN MAP BOOK 4, PAGE 102, IN THE in Knox County, Tennessee, and being more Notice required by 26 U.S.C. § 7425(b) to be prior liens or encumbrances including those trustee. The sale is free from all exemptions, REGISTER`S OFFICE FOR KNOX COUNTY, TEN- particularly described as follows: given to the United States has been timely created by a fixture filing or any applicable ho- which are expressly waived in the Deed of NESSEE, AND BEING MORE FULLY DESCRIBED SITUATED in District Eight (8) of Knox Coun- given. The sale of the land described above will meowners’ association dues or assessments; Trust, said property being real estate situated AS FOLLOWS: ty, Tennessee, and without the corporate be subject to the right of the United States to all claims or other matters, whether of record in Knox County, Tennessee, and being more BEGINNING AT A POINT ON THE WALL IN THE limits of the City of Knoxville, Tennessee, redeem the land as provided for in 26 U.S.C. or not, which may encumber the purchaser’s particularly described as follows: NORTHEAST LINE OF MCTEER STREET AT THE and being known and designated as all of § 7425(d)(1). title and any matter that an accurate survey SITUATED IN DISTRICT NO. SEVEN (FOR- COMMON CORNER BETWEEN LOTS 19 AND Lot 43, Hunters Ridge Subdivision, Unit 2, Terms of Sale will be public auction, for of the premises might disclose. MERLY 2ND) OF KNOX COUNTY, TENNES- 20, SAID POINT BEING DISTANT 464.8 FEET as shown by map of said of record in Map cash, free and clear of rights of homestead, The following parties may claim an interest SEE, WITHOUT THE CORPORATE LIMITS NORTHWESTERLY FORM THE INTERSECTION Cabinet P, Slide 192-C, in the Register’s redemption and dower to the extent disclaimed in the above-referenced property to be affected OF THE CITY OF KNOXVILLE, TENNESSEE, OF MCTEER STREET AND FILMORE AVENUE; Office for Knox County, Tennessee, to which or inapplicable, and the rights of Gary D. Row- by the foreclosure: any judgment creditor or BEING ALL OF LOT #10, BLOCK “C”, HOLT- THENCE FROM SAID BEGINNING POINT WITH map specific reference is hereby made for a cliffe and Sandra R. Shuaden nka Sandra R. lien holder with an interest subordinate to the SON HILLS SUBDIVISION AS SHOWN BY THE LINE OF MCTEER STREET, N. 36-15 W. more particular description. Also to include Rowcliffe, and those claiming through him/ said Deed of Trust or any party claiming by, MAP OF RECORD IN MAP BOOK 9, PAGE 50 FT. TO AN IRON PIN AT THE CORNER OF the 1998 Doublewide Mobile Home serial her/it/them. through, or under any of the foregoing. Such 27, REGISTER’S OFFICE OF KNOX COUNTY, AN ALLEY; THENCE WITH THE LINE OF SAID number HUD#TEN358354. Any right of equity of redemption, statutory parties known to the Substitute Trustee may TENNESSEE, SAID LOT BEING DESCRIBED ALLEY, N. 53-45 E. 140 FT. TO THE SOUTHWEST ALSO KNOWN AS: 7645 Hunters Ridge Way, and otherwise, and homestead are waived in include: ORNL Federal Credit Union; Secretary AS FOLLOWS: LOT #10 BEGINNING AT A LINE OF ANOTHER ALLEY; THENCE WITH THE Knoxville, TN 37914 accord with the terms of said Deed of Trust, of Housing and Urban Development; Atlantic POINT IN THE EAST LINE OF SUNSET ROAD, LINE OF SAID ALLEY, S. 36-15 E. 50 FT. TO This sale is subject to all matters shown and the title is believed to be good, but the Credit & Finance, Inc., assignee Household COMMON CORNER OF LOTS 9 AND 10, AN IRON PIN, CORNER TO LOT 19; THENCE on any applicable recorded plat; any unpaid undersigned will sell and convey only as Sub- Bank; Midland Funding, LLC. THENCE SOUTH 70 DEG. 39 MIN. EAST WITH THE LINE OF SAID LOT, S. 53-45 W. taxes; any restrictive covenants, easements, stitute Trustee. Terms of Sale will be public auction, for WITH THE DIVIDING LINE BETWEEN LOTS 140 FT. TO THE PLACE OF BEGINNING; AC- or setback lines that may be applicable; any The right is reserved to adjourn the day cash, free and clear of rights of homestead, 9 AND 10, A DISTANCE OF 225.8 FEET TO CORDING TO THE SURVEY OF BATSON AND statutory rights of redemption of any govern- of the sale to another day, time, and place redemption and dower to the extent disclaimed A POINT IN THE NORTHWEST LINE OF LOT HIMES, ENGINEERS, KNOXVILLE, TENNESSEE, mental agency, state or federal; any prior liens certain without further publication, upon an- or inapplicable, and the rights of Robert Lee, and 3; THENCE SOUTH 59 DEG. 18 MIN. WEST DATED 8/22/63. or encumbrances as well as any priority created nouncement at the time and place for the sale those claiming through him/her/it/them. A DISTANCE OF 221.7 FEET TO A POINT, A Parcel ID: 94HH007 by a fixture filing; and to any matter that an ac- set forth above. If you purchase a property Any right of equity of redemption, statutory COMMON CORNER TO LOTS 1, 2, AND 10; PROPERTY ADDRESS: The street address of curate survey of the premises might disclose. at the foreclosure sale, the entire purchase and otherwise, and homestead are waived in THENCE NORTH 82 DEG. 50 MIN. WEST the property is believed to be 1712 MCTEER In addition, the following parties may claim an price is due and payable at the conclusion accord with the terms of said Deed of Trust, WITH THE DIVIDING LINE BETWEEN LOTS ST, KNOXVILLE, TN 37921. In the event of interest in the above- referenced property: of the auction in the form of a certified/ and the title is believed to be good, but the 1 AND 10, 75 FEET TO A POINT IN THE any discrepancy between this street address JOE M PHILLIPS bank check made payable to or endorsed undersigned will sell and convey only as Sub- EAST LINE OF SUNSET ROAD; THENCE IN A and the legal description of the property, the MARILYN PHILLIPS to Shapiro & Ingle, LLP. No personal checks stitute Trustee. NORTHERLY DIRECTION WITH THE CURVE legal description shall control. DAVID JONES will be accepted. To this end, you must bring The right is reserved to adjourn the day OF SUNSET ROAD A DISTANCE OF 180 FEET CURRENT OWNER(S): RONALD H SLIGER The sale held pursuant to this Notice may sufficient funds to outbid the lender and any of the sale to another day, time, and place TO THE POINT OF BEGINNING. OTHER INTERESTED PARTIES: be rescinded at the Successor Trustee’s option other bidders. Insufficient funds will not be certain without further publication, upon an- ALSO KNOWN AS: 4604 Sunset Rd, Knox- The sale of the above-described property shall at any time. The right is reserved to adjourn accepted. Amounts received in excess of the nouncement at the time and place for the sale ville, TN 37914 be subject to all matters shown on any recorded the day of the sale to another day, time, and winning bid will be refunded to the successful set forth above. If you purchase a property This sale is subject to all matters shown plat; any unpaid taxes; any restrictive cov- NOVEMBER 8 - 14, 2019 Public Notices Page 15 www.TNLedger.com/Knoxville

enants, easements or set-back lines that may that the sale will be postponed for a period of Successor Trustee If applicable, the notice requirements of T.C.A. THE TRUSTEE. be applicable; any prior liens or encumbrances two weeks. In such situations, notices will be Nov. 1, 8, 15, 2019 Fok17400 35-5-101 have been met. OTHER INTERESTED PARTIES: SECRETARY OF as well as any priority created by a fixture filing; mailed to interested parties of record. W&A All right of equity of redemption, statutory HOUSING & URBAN DEVELOPMENT and to any matter that an accurate survey of No. 342540 SUBSTITUTE TRUSTEE’S SALE and otherwise, and homestead are expressly THIS IS AN ATTEMPT TO COLLECT A DEBT AND the premises might disclose. This property is DATED October 24, 2019 Sale at public auction will be on December 4, waived in said Deed of Trust, but the under- ANY INFORMATION OBTAINED WILL BE USED being sold with the express reservation that WILSON & ASSOCIATES, P.L.L.C., 2019 on or about 10:00AM local time, at the signed will sell and convey only as Substitute FOR THAT PURPOSE. it is subject to confirmation by the lender or Successor Trustee North door, Knox County Courthouse, Knoxville, Trustee. If applicable, the notice requirements of T.C.A. Substitute Trustee. This sale may be rescinded Nov. 1, 8, 15, 2019 Fok17399 Tennessee, conducted by the Substitute If the U.S. Department of Treasury/IRS, the 35-5-101 have been met. at any time. The right is reserved to adjourn Trustee as identified and set forth herein below, State of Tennessee Department of Revenue, All right of equity of redemption, statutory the day of the sale to another day, time, and NOTICE OF TRUSTEE’S SALE pursuant to Deed of Trust executed by NORMAN or the State of Tennessee Department of and otherwise, and homestead are expressly place certain without further publication, upon WHEREAS, default has occurred in the KENNETH NELSON AND CAROL NELSON, to Labor or Workforce Development are listed waived in said Deed of Trust, but the under- announcement at the time and place for the performance of the covenants, terms, and con- Mark Blayney Leedom, Trustee, on January 26, as Interested Parties in the advertisement, signed will sell and convey only as Substitute sale set forth above. All right and equity of re- ditions of a Deed of Trust Note dated November 2017, as Instrument No. 201702030048239 then the Notice of this foreclosure is being Trustee. demption, statutory or otherwise, homestead, 17, 2016, and the Deed of Trust of even date in the real property records of Knox County given to them and the Sale will be subject If the U.S. Department of Treasury/IRS, the and dower are expressly waived in said Deed securing the same, recorded November 28, Register’s Office, Tennessee. to the applicable governmental entities’ State of Tennessee Department of Revenue, of Trust, and the title is believed to be good, 2016, Document No. 201611280033951, in Owner of Debt: Ocwen Loan Servicing, LLC right to redeem the property as required by or the State of Tennessee Department of but the undersigned will sell and convey only Office of the Register of Deeds for Knox County, The following real estate located in Knox County, 26 U.S.C. 7425 and T.C.A. §67-1-1433. Labor or Workforce Development are listed as Substitute Trustee. The Property is sold Tennessee, executed by Marvin L Gelhar, Tennessee, will be sold to the highest call This property is being sold with the express as Interested Parties in the advertisement, as is, where is, without representations or conveying certain property therein described bidder subject to all unpaid taxes, prior liens reservation that the sale is subject to confir- then the Notice of this foreclosure is being warranties of any kind, including fitness for a to Thomas H. Dickenson as Trustee for ORNL and encumbrances of record: mation by the lender or trustee. If the sale is given to them and the Sale will be subject particular use or purpose. Federal Credit Union; and the undersigned, SITUATED IN DISTRICT NO. SIX (6) OF KNOX set aside for any reason, the Purchaser at the to the applicable governmental entities’ THIS LAW FIRM IS ATTEMPTING TO COLLECT Wilson & Associates, P.L.L.C., having been COUNTY TENNESSEE, AND WITHOUT THE sale shall be entitled only to a return of the right to redeem the property as required by A DEBT. ANY INFORMATION OBTAINED WILL appointed Successor Trustee by ORNL Federal CORPORATE LIMITS OF THE CITY OF KNOX- purchase price. The Purchaser shall have no 26 U.S.C. 7425 and T.C.A. §67-1-1433. BE USED FOR THAT PURPOSE. Credit Union. VILLE, AND BEING KNOWN AND DESIGNATED further recourse against the Mortgagor, the This property is being sold with the express Rubin Lublin TN, PLLC, Substitute Trustee NOW, THEREFORE, notice is hereby given AS ALL OF LOT 9, BLOCK A, BROADACRES Mortgagee or the Mortgagee’s attorney. reservation that the sale is subject to confir- 119 S. Main Street, Suite 500 that the entire indebtedness has been declared SUBDIVISION, UNIT 2, AS SHOWN BY MAP MWZM File No. 18-000155-220-2 mation by the lender or trustee. If the sale is Memphis, TN 38103 due and payable; and that an agent of Wilson OF RECORD IN MAP BOOK 44-S, PAGE 14 Mackie Wolf Zientz & Mann, P.C., Substitute set aside for any reason, the Purchaser at the rlselaw.com/property-listing & Associates, P.L.L.C., as Successor Trustee, IN THE REGISTER`S OFFICE FOR KNOX Trustee(s) sale shall be entitled only to a return of the Tel: (877) 813-0992 by virtue of the power, duty, and authority COUNTY, TENNESSEE,AND BEING MORE COOL SPRINGS COMMONS, SUITE 273 purchase price. The Purchaser shall have no Fax: (404) 601-5846 vested in and imposed upon said Successor FULLY DESCRIBED AS FOLLOWS: 7100 COMMERCE WAY further recourse against the Mortgagor, the Nov. 1, 8, 15, 22, 29, 2019 Fok17391 Trustee, by ORNL Federal Credit Union, will, BEGINNING; AT AN IRON PIN IN THE SOUTH- BRENTWOOD, TN 37027 Mortgagee or the Mortgagee’s attorney. on November 26, 2019 on or about 11:00 WESTERN LINE OF BERKSHIRE BOULEVARD, TN INVESTORS PAGE: HTTP://MWZMLAW. MWZM File No. 17-000347-220-2 NOTICE OF TRUSTEE’S SALE AM, at the North side of the City County AND CORNER TO LOT 10; THENCE,ALONG THE COM/TN_INVESTORS.PHP Mackie Wolf Zientz & Mann, P.C., Substitute WHEREAS, default has occurred in the Building, Knoxville, Tennessee, offer for sale DIVIDING LINE OF LOTS 9 AND 10, SOUTH Nov. 1, 8, 15, 2019 Fok17403 Trustee(s) performance of the covenants, terms, and certain property hereinafter described to the 67 DEGREES 24 MINUTES WEST, 182.3 COOL SPRINGS COMMONS, SUITE 273 conditions of a Deed of Trust Note dated March highest bidder FOR certified funds paid at FEET TO AN IRON PIN; THENCE NORTH 35 SUBSTITUTE TRUSTEE’S SALE 7100 COMMERCE WAY 1, 2018, and the Deed of Trust of even date the conclusion of the sale, or credit bid from DEGREES 05 MINUTES WEST,120 FEET TO Sale at public auction will be on December BRENTWOOD, TN 37027 securing the same, recorded March 2, 2018, a bank or other lending entity pre-approved by AN IRON PIN CORNER TO LOT 8; THENCE, 4, 2019 on or about 10:00AM local time, TN INVESTORS PAGE: HTTP://MWZMLAW. Document No. 201803020051543, in Office the successor trustee. The sale is free from all ALONG THE DIVIDING LINE BETWEEN LOTS at the North door, Knox County Courthouse, COM/TN_INVESTORS.PHP of the Register of Deeds for Knox County, Ten- exemptions, which are expressly waived in the 8 AND 9, NORTH 72 DEGREES 05 MINUTES, Knoxville, Tennessee, conducted by the Substi- Nov. 1, 8, 15, 2019 Fok17404 nessee, executed by Brian J Hess and Misty Deed of Trust, said property being real estate EAST, 214.8 FEET TO AN IRON PIN IN THE tute Trustee as identified and set forth herein N Hess, conveying certain property therein situated in Knox County, Tennessee, and being SOUTHWESTERN LINE OF BERKSHIRE BOU- below, pursuant to Deed of Trust executed by NOTICE OF TRUSTEE’S SALE described to Charles E. Tonkin, II as Trustee for more particularly described as follows: LEVARD; THENCE, ALONG THE SOUTHWEST- JOHNNY W. DUKES, JR., to FNC Title Services, WHEREAS, default has occurred in the Mortgage Electronic Registration Systems, Inc., Situated in District No. Six (6) of Knox ERN LINE OF BERKSHIRE BOULEVARD IN A LLC, Trustee, on August 26, 2013, as Instru- performance of the covenants, terms, and as beneficiary, as nominee Mortgage Investors County, Tennessee, without the corporate SOUTHEASTERLY DIRECTION FOLLOWING A ment No. 201309120017815 in the real conditions of a Deed of Trust Note dated Oc- Group, its successors and assigns; and the limits of the City of Knoxville, Tennessee, CURVE TO THE LEFT, THE CHORD OF WHICH property records of Knox County Register’s tober 24, 2016, and the Deed of Trust of even undersigned, Wilson & Associates, P.L.L.C., and being known and designated as Lot 3, IS SOUTH 19 DEGREES 06 MINUTES EAST, A Office, Tennessee. date securing the same, recorded November 1, having been appointed Successor Trustee by Jeff Tarver Subdivision, as shown on the plat CHORD DISTANCE OF 100 FEET TO AN IRON Owner of Debt: AMERICAN ADVISORS 2016, Document No. 201611010028530, in PennyMac Loan Services, LLC. of the same of record in Plat Cabinet O, Slide PIN, THE POINT OF BEGINNING; ACCORDING GROUP Office of the Register of Deeds for Knox County, NOW, THEREFORE, notice is hereby given 255-A, Register’s Office for Knox County, TO THE SURVEY OF BATSON AND HIMES, The following real estate located in Knox County, Tennessee, executed by Elaine L Mahoney, that the entire indebtedness has been declared Tennessee, and being more particularly ENGINEERS, DATED FEBRUARY 2, 1971 AND Tennessee, will be sold to the highest call conveying certain property therein described due and payable; and that an agent of Wilson bounded and described according to the sur- REVISED JUNE 1, 1971. bidder subject to all unpaid taxes, prior liens to Thomas H. Dickenson as Trustee for ORNL & Associates, P.L.L.C., as Successor Trustee, vey of Kenneth D. Church, Surveyor, dated BEING THE SAME PROPERTY CONVEYED and encumbrances of record: Federal Credit Union; and the undersigned, by virtue of the power, duty, and authority September 27, 2001 and bearing Work TO NORMAN KENNETH NELSON AND Situated, lying and being in the Sixth Civil Dis- Wilson & Associates, P.L.L.C., having been vested in and imposed upon said Successor Order No. 01-10-02, as follows: Beginning WIFE, CAROLL NELSON BY QUITCLAIM trict of Knox County, Tennessee, and without appointed Successor Trustee by ORNL Federal Trustee, by PennyMac Loan Services, LLC, will, at an original iron rod in the southeastern DEED FROM NORMAN A. NELSON AND the corporate limits of the City of Knoxville, Credit Union. on December 17, 2019 on or about 11:00 right of way of Salem Church Road, corner WIFE,LOUISE C. NELSON, DATED 03/10/16, Tennessee, and being known and designated NOW, THEREFORE, notice is hereby given AM, at the North side of the City County to Lot 2, said iron rod being located South RECORDED 04/04/16 INSTRUMENT NO. as all of Lot 7, Block K, in what is known as that the entire indebtedness has been declared Building, Knoxville, Tennessee, offer for sale 51 deg. 57 min. 16 sec. West, 99.95 feet 201604040057015. RE-RECORDING OF Crestwiid Gukks subdivision, Unit 4, a subdivi- due and payable; and that an agent of Wilson certain property hereinafter described to the from a pk nail at the point of intersection A QUIT CLAIM DEED DATED 03/10/16, sion to Knox County, Tennessee, as shown by & Associates, P.L.L.C., as Successor Trustee, highest bidder FOR certified funds paid at of centerlines of Salem Church Road and RECORDED 04/15/16 INSTRUMENT map of said unit of said subdivision of record by virtue of the power, duty, and authority the conclusion of the sale, or credit bid from Daniels Road; thence with the line of Lot 2, NO.201604150059453,REGISTER`S OFFICE in Map Book 42-S, Page 6, in the Register`s vested in and imposed upon said Successor a bank or other lending entity pre-approved by South 43 deg 51 min. 57 sec. East, KNOX COUNTY, TENNESSEE. Office for Knox County, Tennessee, said lot Trustee, by ORNL Federal Credit Union, will, the successor trustee. The sale is free from all 432.03 feet to an original iron rod in the THIS CONVEYANCE is subject to any and being more particularly bounded and described on November 26, 2019 on or about 11:00 exemptions, which are expressly waived in the line of property now or formerly owned by all restrictions, easements,setback lines, as shown on map of said subdivision of record AM, at the North side of the City County Deed of Trust, said property being real estate Stooksbury; thence with the line of Stooks- conditions, plat of record, and encumbrances aforesaid, to which map specific reference is Building, Knoxville, Tennessee, offer for sale situated in Knox County, Tennessee, and being bury, South 44 deg. 17 min. 38 sec. West, of record in Map Book 44-S, Page 14, hereby made for a more particular description, certain property hereinafter described to the more particularly described as follows: 247.74 feet to an original iron rod, North Deed Book 1333, Page 1010, Deed Book and as shown by survey of Baston and Himes, highest bidder FOR certified funds paid at SITUATED in District No. Six (6) of Knox 39 deg. 40 min. 00 sec. West, 503.92 feet 1318,Page 839 in the Register`s Office for Engineers, Knoxville, Tennessee, dated No- the conclusion of the sale, or credit bid from County, Tennessee, and without the corpo- to an original iron rod in the southeastern the aforesaid County. vember 16, 1967m as revised April 19, 1968, a bank or other lending entity pre-approved by rate limits of the City of Knoxville, Tennes- right of way of Salem Church Road; thence AND THEN BEING THE SAME property con- said premises are improved with a dwelling the successor trustee. The sale is free from all see, and being known and designated as with the southeastern right of way of Salem veyed to the Grantors herein by Deed dated house fronting on Schenley Road. exemptions, which are expressly waived in the all of Lot 2, Block J, of the TWIN SPRINGS Church Road, North 62 deg. 40 min. 30 sec. 01/26/17 of record at Instrument Number This conveyed is made together and subject Deed of Trust, said property being real estate SUBDIVISION, Unit 2, as shown on map of East, 219.81 feet to the point of beginning. 201702030048238, Register`s Office for to permissive use agreement of record in Trust situated in Knox County, Tennessee, and being the same of record in Map Cabinet E, Slide This conveyance is made subject to all appli- said County. Book 1474, Page 654, in Register`s Office more particularly described as follows: 312B, in the Register’s Office for Knox cable restrictions, easements and building Tax ID: 056 OE 026 for Knox County, Tennessee. SITUATED in the Sixth (6th) Civil District County, Tennessee, to which map specific setback lines of record in Register’s Office Current Owner(s) of Property: NORMAN KEN- Being the same property conveyed unto Johnny of Knox County, Tennessee, and without reference is hereby made for a more particu- for Knox County, Tennessee. NETH NELSON AND CAROL NELSON W. Dukes, Jr., by Special Warranty Deed dated the corporate limits of any municipality in lar description thereof. THIS CONVEYANCE ALSO KNOWN AS: 5246 Salem Church The street address of the above described January 28, 2011, recorded February 8, 2011, the State of Tennessee, and being known is made subject to any and all applicable Road, Knoxville, TN 37938 property is believed to be 7529 Berkshire at instrument no. 201102080047876. and designated as all of Lot Number Thirty restrictions, conditions, easements, etc. This sale is subject to all matters shown Boulevard, Powell, TN 37849, but such ad- Property Address: 713 Schenley Road, Knox- Seven (37), GRACEMONT SUBDIVISION, as of record in the Register’s Office for Knox on any applicable recorded plat; any unpaid dress is not part of the legal description of the ville, Tennessee 37923 shown by map of record in Map Cabinet L, County, Tennessee. taxes; any restrictive covenants, easements, property sold herein and in the event of any Parcel ID: 119FE-014 Slide 192C, Register’s Office, Knox County, ALSO KNOWN AS: 1001 High Springs Road, or setback lines that may be applicable; any discrepancy, the legal description referenced Tax ID: 119FE-014 Tennessee, to which map specific reference Knoxville, TN 37932 statutory rights of redemption of any govern- herein shall control. Current Owner(s) of Property: JOHNNY W. is here made for a more particular descrip- This sale is subject to all matters shown mental agency, state or federal; any prior liens SALE IS SUBJECT TO OCCUPANT(S) RIGHTS DUKES, JR. tion thereof. on any applicable recorded plat; any unpaid or encumbrances as well as any priority created IN POSSESSION. The street address of the above described ALSO KNOWN AS: 1740 Beauchamp Loop, taxes; any restrictive covenants, easements, by a fixture filing; and to any matter that an ac- THE RIGHT IS RESERVED TO ADJOURN THE property is believed to be 713 Schenley Road, Knoxville, TN 37938 or setback lines that may be applicable; any curate survey of the premises might disclose. DAY OF THE SALE TO ANOTHER DAY, TIME Knoxville, TN 37923, but such address is not This sale is subject to all matters shown statutory rights of redemption of any govern- In addition, the following parties may claim an AND PLACE CERTAIN WITHOUT FURTHER part of the legal description of the property on any applicable recorded plat; any unpaid mental agency, state or federal; any prior liens interest in the above- referenced property: PUBLICATION, UPON ANNOUNCEMENT AT THE sold herein and in the event of any discrep- taxes; any restrictive covenants, easements, or encumbrances as well as any priority created MARVIN L GELHAR TIME AND PLACE FOR THE SALE SET FORTH ancy, the legal description referenced herein or setback lines that may be applicable; any by a fixture filing; and to any matter that an ac- KNOX-N RENTAL & SALES CO ABOVE. THE TERMS OF SALE ARE CASH. ANY shall control. statutory rights of redemption of any govern- curate survey of the premises might disclose. KNOX COUNTY, TENNESSEE TAXES OR FEES WILL BE THE RESPONSIBIL- SALE IS SUBJECT TO OCCUPANT(S) RIGHTS mental agency, state or federal; any prior liens In addition, the following parties may claim an The sale held pursuant to this Notice may ITY OF THE PURCHASER. IF THE SALE IS SET IN POSSESSION. or encumbrances as well as any priority created interest in the above- referenced property: be rescinded at the Successor Trustee’s option ASIDE FOR ANY REASON, THE PURCHASER THE RIGHT IS RESERVED TO ADJOURN THE by a fixture filing; and to any matter that an ac- BRIAN J HESS at any time. The right is reserved to adjourn AT THE SALE SHALL BE ENTITLED ONLY TO A DAY OF THE SALE TO ANOTHER DAY, TIME curate survey of the premises might disclose. MISTY N HESS the day of the sale to another day, time, and RETURN OF THE PURCHASE PRICE. THE PUR- AND PLACE CERTAIN WITHOUT FURTHER In addition, the following parties may claim an ROBERT AND JUANITA MIZE place certain without further publication, upon CHASER SHALL HAVE NO FURTHER RECOURSE PUBLICATION, UPON ANNOUNCEMENT AT THE interest in the above- referenced property: G.T. BALLENGER announcement at the time and place for the AGAINST THE GRANTOR, THE GRANTEE, OR TIME AND PLACE FOR THE SALE SET FORTH ELAINE L MAHONEY The sale held pursuant to this Notice may sale set forth above. In the event of inclem- THE TRUSTEE. ABOVE. THE TERMS OF SALE ARE CASH. ANY The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option ent weather, the trustee hereby announces OTHER INTERESTED PARTIES: DAN DAVEN- TAXES OR FEES WILL BE THE RESPONSIBIL- be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn that the sale will be postponed for a period of PORT AND SECRETARY OF HOUSING & URBAN ITY OF THE PURCHASER. IF THE SALE IS SET at any time. The right is reserved to adjourn the day of the sale to another day, time, and two weeks. In such situations, notices will be DEVELOPMENT AND ESTATE OF NORMAN ASIDE FOR ANY REASON, THE PURCHASER the day of the sale to another day, time, and place certain without further publication, upon mailed to interested parties of record. W&A KENNETH NELSON AT THE SALE SHALL BE ENTITLED ONLY TO A place certain without further publication, upon announcement at the time and place for the No. 341930 THIS IS AN ATTEMPT TO COLLECT A DEBT AND RETURN OF THE PURCHASE PRICE. THE PUR- announcement at the time and place for the sale set forth above. In the event of inclem- DATED October 24, 2019 ANY INFORMATION OBTAINED WILL BE USED CHASER SHALL HAVE NO FURTHER RECOURSE ent weather, the trustee hereby announces WILSON & ASSOCIATES, P.L.L.C., FOR THAT PURPOSE. AGAINST THE GRANTOR, THE GRANTEE, OR Continued on Page 22 Page 16 www.TNLedger.com/Knoxville NOVEMBER 8‑14, 2019

Money&MarketsExtra FROM THE ASSOCIATED PRESS Online shoppers are becoming UPS just reported a huge increase in we’re hiring 100,000 employees. We How quickly are you going to expand Online more demanding — impatient might next-day deliveries in the U.S. What’s are in solid shape. your drone business? be a better description — and that’s going on? Amazon.com is building a delivery Whether it’s our drones or it’s other shopping good for UPS. There has just been a structural network. How big a threat is that to companies’, we are ying drones Pro t at United Parcel Service Inc. change when it comes to air UPS? today as we speak. As we add these is rising partly because next-day and shipments, and big e-tailers and Amazon and we have a good locations, it will ramp up exponentially. and faster second- day deliveries in the U.S. are retailers and others are wanting to get relationship, it’s mutually bene cial, We have already made 1,500 booming. packages to customers within 24 but we monitor what they or any other commercial deliveries since March. UPS has invested heavily in delivery hours. Our next-day volume of core competitor or potential competitor Where everyone is announcing these automated sorting facilities to shipments is up 24%, our could do. Our mission is to help small test ights, we’ve been actually handle the growing volume. second-day or our preferred is and mid-size companies compete with making commercial deliveries. It’s The company will get a big Insider up 17%. the large retailers and e-tailers. It’s small today, but it will add up greatly test of that investment Q& A How are you set up for much bigger than one company, and in the near future. during the upcoming holiday By David peak-season holiday deliver- we are leaning in and it’s working. Chief Operating Of cer Jim Barber is season, when it expects to Koenig retiring. Some analysts saw him as process about 32 million ies? You announced a deal with CVS for your successor. Who will succeed packages per day. We expect that the number of deliveries by drone. When will you UPS Chairman and CEO David Abney, shipments will increase 50% over start testing that? you? what we normally do. Our service We’ve got a deep bench, we’ve got David Abney 64, spoke recently with The Associated I think our test shipments will Press about online shopping, the levels are high. We’ve opened our new (start) quickly, we’re working closely a board that’s actively involved, and Chairman and CEO Christmas season and the company’s buildings early, so they’re operating with the FAA (Federal Aviation I’m having so much fun now I’m not UPS foray into deliveries by drones. now, ready to go. We have the new Administration). even thinking about those things aircraft in place. We’ve announced (retiring). Online thrift stores give deal-hunters new ways to score Wireless & Cashless By Tali Arbel used-clothing market is but you can see She sends handwritten notes to her AP Technology Writer increasing consumer interest in it due to buyers, whom she considers a supportive It’s not just eBay anymore. A slew of the growing number of companies community that helped her transition to websites and apps act as virtual thrift engaged in it, said Balchandani, who is selling full-time. stores for vintage devotees, deal co-author of a report predicting that The whole look and feel of Depop, an hunters and those just looking to consumers will use more app popular with teens and young adults, unload stuff they don’t want “preowned” or rented clothing, a is reminiscent of Instagram, complete anymore. la Rent the Runway’s model of with stylized posts by wannabe inuenc- Cable sneaks These sites have prolifer- Money renting out clothes to its ers. Other sites cater to parents of young ated as the recession of a Matters subscribers. children, like Kidizen. It’s a market that decade ago and the slow The best-known online makes particular sense for used clothing, into wireless comeback in wages since then marketplace that connects since kids grow so fast. dramatically altered how people individual sellers and buyers is eBay. For those focused on high-end items, shop. Discounters like T.J. Maxx have But sites built for different purposes also like deluxe watches, designer garments been sweeping up, while many traditional function as bargain-hunting middlemen. and gently used handbags that cost retailers have shrunk, gone bankrupt or You can list your wares on neighborhood hundreds or even thousands of dollars, a app Nextdoor, Craigslist and Facebook’s model like TheRealReal guarantees that disappeared. The stigma of “used” has By Tali Arbel two biggest cable fallen away, and many now shop knowing marketplace. In these cases, you’re the merchandise is authentic. The typically limited by geography as these company’s employees, not individual Associated Press companies, you already full well they can sell their pieces later have to subscribe to their and get some money back. Some sites mostly connect locals, pointed out sellers, sets prices and the site takes a Comcast and other Kathy Kristof, editor of the SideHusl hefty cut – it can be over half of the large cable companies internet service. Price consider buying used clothes online a savings can also evapo- more eco-conscious approach to trends. website that gives tips on gig jobs. Some selling price. But buyers are able to trust have been sneaking into people also use Facebook’s groups that a Hermes scarf is actually Hermes. the wireless business, rate with larger families. There’s a range to the Goodwills and Altice, however, has a function, dedicated to speci c brands, Reselling and refurbishing used offering mobile consumers consignment stores of the internet. Some signi cantly cheaper offer and ship to each other across the clothes is attracting so much attention some stealthy savings cater to kids or young adults; some are that extends slightly country. Etsy also is more wide-ranging. that some resale sites are striking along the way. speci cally for high-end fashion; some are beyond its own cable Fraud protections vary on these partnerships with retail names more than These companies rent a free-for-all. Online, stuff may be more “footprint” in and around platforms. Etsy and eBay have a process a century old. J.C. Penney and Macy’s are bandwidth from wireless expensive than at an actual thrift store, New York City and in to resolve disputes. On the others, it may carriers like Verizon and especially when you add in shipping working with ThredUP, which operates smaller markets in the be free to post listings, but that means similarly to TheRealReal in that a AT&T and combine that costs. But in many cases, it’s also easier with their own Wi-Fi West, Midwest and South. to nd stuff – no dusty racks, no piles of there is no mediator when things go customer buys from the middleman, not Overall, cable compa- wrong. from another individual. (ThredUP does hotspots. The cable clothing, and you can search for a brand companies say their users nies offer fewer phone name and item without leaving your On some sites, sellers manage their not have the same singular high-end models, although they own “closets.” They can try to develop a focus, though.) Neiman Marcus has an get the same access to couch. There’s often room to negotiate those cellular networks as have the most popular price. personal following by using social media arrangement with Fashionphile, in which it ones. to promote themselves and ingratiate owns a minority stake. There’s a plan for the carriers’ own custom- The best sites create an experience for ers, even if it gets busy. The cable plans do shoppers that’s not only easier to themselves to buyers by enclosing customers to be able to sell their old have some of the bad thank-you notes with purchases. handbags and accessories to Fashion- Some customers, navigate than an actual thrift store but particularly individuals habits of their wireless better than going to a traditional store “A lot of my sales come solely from phile inside Neiman Marcus’ luxury brethren, including Instagram,” said Haley Gibbs, 24, who department stores. getting just one line, could and buying something new (at full price), cut their monthly bill in degrading video quality said Anita Balchandani, a McKinsey resells clothes that she picks up from and slowing speeds on thrift stores in Minneapolis, where she half or more. partner. Follow AP Business Writer Tali Arbel on The catch? For “unlimited” plans when It’s hard to determine how big the lives. She sells on Poshmark, a site Twitter at twitter.com/tarbel the network is congested. that’s a grab-bag of styles and prices. Comcast and Charter, the

Real estate stocks have O the surged in 2019 as investors use By Damian J. Troise; the traditionally defensive Real estate stocks surge as investors balance risk Jenni Sohn Charts holdings to balance riskier holdings in their portfolios. Reliable real estate A good year for REITs S&P real estate revival The S&P 500’s real estate sector Investors have balanced riskier holdings Real estate investment trusts made strong S&P Real Estate holdings are again has been outpacing the broader market throughout the with investments in the safe-play real estate gains as investors snap up the traditionally producing solid returns after falling back for year. It's the second-best performing sector in the sector in 2019. defensive holdings despite still leaning several years. index, in between technology and communications heavily on riskier technology stocks. companies. Investors have turned to real estate as a Real estate sector total return S&P sector YTD gains 30% hedge as the decade-long bull market appears 40% REIT top YTD gainers threatened by a global economic slowdown. 50% S&P Real Estate holdings Sam Stovall, chief investment strategist at CFRA, 35 25 said real estate stocks have done well because investors feel they are not overvalued. 30 40 20 “It’s like a barbell approach,” said Stovall. “You 25 S&P 500 have investors starving for yield and they’re looking at 30 15 some of the higher yield areas like staples and utilities, 20 but it’s getting expensive.” 15 10 Real estate investment trusts, including HCP and 20 Duke Realty, are sought after mainly for dividends. The 10 5 stocks are legally required to pay 90% of their income 5 10 to shareholders. Many of them have dividend yields of 0 more than 4% and are also insulated from potential 0 swings in the market created by the ongoing trade IT Real Comm.HealthEnergy S&P 0 EstateService Care 500 Prologis Duke Weyer- Public HCP -5 20182017201620152014 2019 dispute between the U.S. and China. Sources: FactSet; CFRA Realty haeuserStorage YTD NOVEMBER 8‑14, 2019 www.TNLedger.com/Knoxville Page 17

nant Health since 2000, and has signi cantly of Business Venture Living Learning Community. Newsmakers [email protected] contributed to the nancial stability and growth of the health system. During his ten- South College’s Breeden ure Covenant Health has made a cumulative Haslam School honors community investment of more than $1.3 bil- named to pharmacy board 29 with Research Awards lion in facilities, equipment and medical/clin- Dr. Richard Breeden ical technology, with additional investments has been appointed The University of Ten- currently in progress or on the horizon. Major to the state pharmacy nessee has announced projects have included construction of three board. the winners of the new hospital facilities and expansions and Haslam Summer Schol- renovations throughout the health system. Breeden is director of ars Research Awards. clinical education at the “John Geppi’s understanding of the health South College School of “The number of care industry, and of Covenant Health and Pharmacy. awards grew from 20 Noble Noble its scope of operations have been key to the in 2018 to 29 in 2019, Founded in 1893, ■ Paolo Letizia, busi- health system’s success and outstanding and the amount of the Tennessee Board ness analytics: Martin reputation in our region,” says Jim Vander- Breeden funding grew by more of Pharmacy handles and Jean Mills Faculty Steeg, Covenant Health president and CEO. Autry than $260,000, which licensing and registration for pharmacy pro- Research Fellow “His in uence extends to board members, is a testament to how physicians, senior leaders and employees in fessionals and representatives and enacts ■ supportive our donors Tim Munyon, man- all areas of our health system. His nancial rules for professional conduct and standards are of our faculty’s agement: Ray and Joan expertise continues to provide Covenant of practice across the state. research,” says Charles Myatt Faculty Research Health with the stability and resources we “This is an appointment I am both grateful Noble, associate dean Fellow need to ful ll our mission of improving the for and understand the importance of as an for research and faculty ■ Linda Myers, ac- quality of life through better health in our educator in the School of Pharmacy,” says and the Joe Johnson counting and informa- region.” Breeden, who also is an associate professor Schaur Faculty Research Fellow. tion management: Ray Previously, Geppi was executive vice pres- at South College. “Serving on the Tennessee “It is rewarding to see and Joan Myatt Faculty ident and chief nancial of cer of Memorial Board of Pharmacy will provide an opportunity so many of our top Research Fellow Healthcare System in Chattanooga and se- for me to have a voice in pharmacy-related researchers receive the matters in the state and learn from my fellow Ballings ■ Terry Neal, account- nior vice president and chief nancial of cer resources they need to ing and information man- of Northside Hospital in Atlanta. board members about important issues and continue their lead- agement: Ray and Joan developments in our profession. I want to ing-edge studies.” He serves on several statewide THA thank Gov. Bill Lee for the opportunity to serve Myatt Faculty Research committees and on the nance committee Faculty members hold Fellow and South College for providing the foundation of Captis, a supply network within Vizient, of and support for the School of Pharmacy.” their research designa- ■ Charles Noble, which Covenant Health is a member. tions for the entirety of marketing: Joe Johnson the academic year. The Faculty Research Fellow Beasley joins Tennova recipients, representing Rogero garners award Serfl ing ■ every discipline within Stephanie Noble, Medical at Turkey Creek marketing: William B. from transportation group the Haslam College of Mariah Beasley, M.D., Stokely Faculty Research Business, include: As her term comes to has opened her medical Fellow an end, Mayor Madeline Carruthers ■ Chad Autry, supply practice on the campus ■ Rogero has received chain management – Georg Schaur, of Turkey Creek Medical another honor for her Martin and Jean Mills economics: R. Stanley Center. Bowden II Faculty Re- service to Knoxville. Faculty Research Fellow She is accepting new search Fellow Rogero was given the ■ Michel Ballings, patients at Tennova ■ Distinguished Service business analytics and Matthew Ser ing, Bariatric Surgery and Award by the American statistics: Janet and Jeff nance: Kinney Family Tennova Thyroid & Para- Public Transportation Davis Faculty Research Faculty Research Fellow thyroid Surgery, 10810 Zablah Association for her Fellow ■ Wendy Tate, supply Beasley Parkside Drive, Suite efforts in enhancing chain management: 305, Knoxville. ■ John Bell, supply Rogero and promoting transit in Cheryl Massingale Facul- chain management: Knoxville throughout her Beasley is quali ed to offer proven weight ty Research Fellow Fauver Stewart Bartley Family two terms in of ce. loss surgery techniques, including vertical Faculty Research Fellow ■ Christian Vossler, sleeve gastrectomy, gastric bypass and The award recognizes Mayor Rogero’s economics: Haslam revisional bariatric surgery. Additionally, she ■ Randy Bradley, sup- efforts to focus on the Knoxville Area Transit Family Faculty Research offers personalized care and the tools to help ply chain management: system in Knoxville throughout her time in Fellow patients achieve long-term weight loss. Haslam Family Faculty of ce. These efforts included fully integrat- Research Fellow ■ Marianne Wanamak- ing transit into the city’s internal structure, Beasley is also an experienced thyroid and ■ Celeste Carruthers, er, economics: Kinney increasing nancial support, and changing parathyroid surgeon, performing more than Family Faculty Research 100 endocrine procedures each year. She economics: James and Zhou the culture around transit. Joanne Ford Faculty Fellow specializes in surgery for benign and malignant Rogero’s efforts have resulted in close thyroid disease as well as surgery for primary, Research Fellow ■ Sean Willems, business analytics and partnerships between KAT and other Knox- statistics: Ed Boling Business Faculty Re- secondary and tertiary hyperparathyroidism. ■ James Chyz, ac- ville departments, integrating transit into She performs minimally invasive techniques. Holcomb counting and information search Fellow all aspects of the city’s decision-making management: William ■ David Williams, management: William B. processes. Previously, she was af liated with University Sur- and Pamela Lee Faculty Stokely Faculty Research Fellow geons Associates and was an assistant professor in general surgery at The University of Tennessee Research Fellow ■ Alex Zablah, marketing: Fisher Family Student entrepreneurs Graduate School of Medicine in Knoxville. ■ Chris Craighead, Faculty Research Fellow She earned her medical degree from The supply chain manage- ■ Wenjun Zhou, business analytics and win national accolades University of Alabama School of Medicine in ment: Haslam Family statistics: Roy and Audry Fancher Faculty University of Tennessee student entrepre- Birmingham. She also completed an intern- Faculty Research Fellow Research Fellow neurs Jeremy Piper, Dalton Maddox, Christo- ship and residency at UT Graduate School of ■ pher Mikulec and Michael Richards recently Russell Crook, Medicine in Knoxville. management: Cheryl THA recognizes received the U.S. Chamber of Commerce Massingale Faculty Young Entrepreneur Achievement Award. She is fellowship trained in minimally inva- sive surgery/bariatric surgery at Southwest- Letizia Research Fellow Covenant’s Geppi The college seniors formed Coonhound ern Center for Minimally Invasive Surgery, UT ■ Camping, a business providing no-hassle Lauren Cunningham, accounting and John Geppi, the Southwestern Medical Center, Dallas. Dr. campsite set-ups. information management: Nancy and David executive vice president Beasley is board certi ed in surgery. McKinney Faculty Research Fellow and chief nancial of cer “We set up, so you can set out,” Piper says. ■ Larry Fauver, nance: Kinney Family of Covenant Health, has The national award was presented in Wash- Faculty Research Fellow been named one of nine ington, D.C., as part of the chamber’s annual health care leaders by ■ Matthew Harris, economics: Charlie and Dream Big Awards, which honor the achieve- Share your success the Tennessee Hospital Caroline Newcomer Faculty Research Fellow ments of small businesses and highlight their Have you recently added to your Association. contributions to America’s economic growth. ■ Kelly Hewett, marketing: Haslam Family sta, had your achievements Geppi received THA’s Faculty Research Fellow Coonhound Camping also won the Com- recognized by your peers or Senior Executive of munity Excellence award, celebrating the ■ Mary Holcomb, supply chain manage- received a promotion? Share it! Distinction award for business’s connection to community and ment: Martin and Jean Mills Faculty Research Geppi his nancial leadership customers. Readers are invited to submit Fellow and expertise, along with his commitment to Newsmaker items to The group formed the business concept in ■ Scott Holladay, economics: John and personal and organizational excellence. [email protected]. 2016 as rst-year students in the Haslam College Wanda Wisecarver Faculty Research Fellow He has been chief nancial of cer of Cove- Page 18 www.TNLedger.com/Knoxville NOVEMBER 8‑14, 2019

Photos by Adam Taylor Gash |The Ledger Quist stands beside a first-place trophy from the 2019 Epic Nationals ballet competition. Behind her is a souvenir of an earlier time, a portrait painted in 1981 when she was a student model. The director of the Oak Ridge Civic Ballet Association is a trained ballerina who branched out into gymnastic training while in college. Winning’s great; so is building character From ballet to gymnastics, multitalented Quist has growing list of success stories

By Nancy Henderson “Molly loved it from the  rst moment she stepped into the class,” says her mom, Mary Koon. “Her teacher It’s one thing for a team to win trophies – lots of recognized early on that Molly stood out from the rest trophies – for its athletic accomplishments, quite another with her poise and ability to learn routines easily and for showing kindness and respect toward one’s rivals. quickly. Her teachers encouraged her talent and gave her In 2018, DC Company, the competitive troupe that more and more important roles in productions, until represents the Dance Centre of Oak Ridge at regional dance became a daily routine.” and national events, took home the Spirit of EPIC Award A busy, energetic child who was constantly in motion, at the Epic Dance Showcase series held at various sites Quist took everything from tap to gymnastics. But she throughout the Southeast. excelled in ballet. Turning was her forte. “I think it comes from the top, teaching them to be “When I do choreography for my students, they’re like, kind and respectful,” says Molly Koon Quist, the studio’s ‘Oh, that’s a calf burner,’” she says. “I like very technical founder and director of the Oak Ridge Civic Ballet dancing, partnering, lifts. I think the gymnastics helped Association. “ at was exciting to win. It was a big deal. me not be scared. It’s like having a spotter. I loved to We were proud. perform and I loved everything about it.” “I think it’s a harder world right now with kids,” she Quist became a soloist for ORCBA and toyed with the adds. “I don’t want to have drama. I want to have good idea of turning pro. Both the University of Cincinnati vibes there.” The Dance Centre has accumulated so many trophies over the and School of Ballet Hartford invited her to enroll. A lifelong ballerina, entrepreneur and cancer survivor, years that they have spilled over into the restroom Instead, she accepted a scholarship at the University of Quist, 56, has staged and directed numerous performances South Alabama and earned her degree in communications for ORCBA and encouraged hundreds of young dancers and marketing with the goal of dancing as a hobby while Originally from South Carolina, Quist grew up in Oak to pursue their dreams. Some have gone on to perform on supporting herself in a more secure career. Broadway and other professional venues. Ridge and started dance lessons at a neighbor’s suggestion when she was 4. QUIST >> PAGE 19 NOVEMBER 8‑14, 2019 www.TNLedger.com/Knoxville Page 19

>> QUIST From page 18 In college, she joined the dance team and performed at basketball games. She also taught the school’s gymnasts the rhythmic steps required for their beam routines and  oor exercises. After graduation, when husband Brian began practicing law in Knoxville, Quist taught at Knoxville Gymnastics, as well as the Academy of Dance Arts, while working on her master’s degree in textiles and apparel. “I thought that I wanted to be a buyer for a department store,” she explains. “I always had other ambitions besides dancing, but I would always go back to the dance thing.” In 1991, construction began on a new Knoxville Gymnastics building and the owner o ered to add a small studio for Quist’s lessons. Despite her lack of entrepreneurial experience, the extroverted, perfectionistic ballerina opened the Dance Centre of Knoxville and, three years later, launched a second studio in Oak Ridge with  oating wooden  oors, 14- foot ceilings and wall-sized mirrors. She continued to operate the one in Knoxville until 2017, driving back and forth, leading Photos by Adam Taylor Gash |The Ledger her own classes and relying on skilled Molly Quist, founder of the Dance Centre of Oak Ridge, works with her ballet students who will be performing “The Nutcracker” next month in asso- teachers to make it all work. ciation with the UT Symphony Orchestra.  e nonpro t ORCBA, which was founded in 1963 and boasts the contestant, actor and dancer Brandon longest-running regional ballet charter O’Neal has appeared on “Ellen,’’ “ e in Tennessee, moved into the same Late Show with James Corden’’ and 4,300-square-foot space. “Grey’s Anatomy.’’ Among Karl Warden’s Quist took over as ORCBA director in Broadway tours: “Cats,’’ “Fosse’’ and 1997, adding more responsibility to her “Seven Brides for Seven Brothers.’’ And already-full calendar and overseeing ballet there are others. camps, public productions and pointe- “We really have had some good, good intensive workshops for dancers from kids that have gone on to professional across East Tennessee. careers. I think if you had one that does At the Dance Centre, a dozen instructors that, you’ve done something right. We’ve teach ages three through adult in ballet, had several.” tap, pointe, lyrical, jazz, hip-hop, musical In 2018, DC Company danced at the theater, tumbling and Nia, which Harlem Globetrotters basketball game in combines martial arts, modern dance and Knoxville. Quist hopes they’ll do it again yoga. On weekends, a ballet cast rehearses soon. for shows. Wearing her ORCBA director hat, Although her venture has been a success, she is perpetually preparing for one of Quist admits that the business side isn’t her the organization’s two annual shows, which over the years have ranged from strong suit. Managing classes and children Quist is a cancer survivor, diagnosed in 2015. She completed treatment and is now in remission. who are eager to learn – that’s another “Swan Lake’’ and “Peter and the Wolf’’ to story entirely. “Cinderella’’ and “Sleeping Beauty.’’ and chest wall. In January 2015, doctors taught me and my family to … spend time “ e fun part is being in there with the She is preparing for the upcoming diagnosed her with Stage 2 breast cancer with the people you love and do not take life kids and teaching them and watching them three-day ORCBA holiday favorite, “ e and were concerned that it might spread. for granted. Cancer took a toll on my body grow and progress as young ladies or young Nutcracker,’’ featuring 120 dancers age Over the course of nearly a year, she but in the end made me a better person.” men, and also as dancers,” she says. “It’s six and older in 400 di erent parts Nov. endured eight rounds of chemotherapy Even before the cancer scare, the family rewarding.  at’s kind of where I shed o 22-24. Members of the University of that made her hair fall out, a bilateral was close-knit, and Quist wasn’t the only the rest of the day, in that studio with the Tennessee Chamber Orchestra, Knoxville lumpectomy and 35 proton therapy (high- one with dance talent. Her younger sister kids and not thinking about anything else. Symphony Orchestra, and, quite possibly, powered radiation) treatments. Ellen also took lessons at an early age, I thrive in that.” professional dancers from  e Georgia Determined to be “normal” during her performed solos and competed across the Not everyone is cut out to be a lifelong Ballet, also will perform. As usual, she and ordeal, she kept pushing through at the region. Rouse, who grew up in her mom’s dancer, but even most of the rough- her team are changing up the costumes, studio. “I was very concerned about my studio, became a ballet dancer, giving lessons around-the-edges tots improve over time. props and choreography in an e ort to dance business and my obligations to my in high school and now volunteering with “A lightbulb goes o and it’s like, ‘Wow, o er audiences something new every year. students and teachers and my  nancial ORCBA, choreographing routines and they’re catching on,’” Quist adds. “One of On opening night, when it all comes obligations [and worried] that I could keep assisting with rehearsals, and working part- the fun parts is to watch them progress and together, Quist will reap her “reward” (her everything going,” she says. time at the Dance Centre. actually ‘get’ it.” word): the opportunity to see her talented “Everyone rallied and stepped up to help.” “I don’t ever really see her taking over But dance class is actually about much students in the spotlight. In 2015, Team Celine Strong – friends the studio because she has a big job herself, more than dance, Quist points out. “You “ at’s the best part, because it’s kind of named it after Celine Dion, one of Quist’s but she’s in there helping and enjoys it,” learn some life skills. You’re making friends out of my hands and we’re just watching,” favorite singers – raised more than $1,400 Quist says. “She’s pretty natural at it, and a and working as a group, as a team.” she says. “ ere are a lot of technical things at the local Susan G. Komen Race for the good role model for the girls.” Sometimes she enjoys following along going on backstage, like the lighting and Cure. Her daughter Katrina Quist Rouse, Quist exudes pride as she talks about and stretching with the students in another the sound, changing of the scenery and the a nurse practitioner, sat with her at every the students who went on to join ballet teacher’s class. “It’s hard to be the leader all costumes, but the dancing is pretty much chemo treatment. companies or pursue other physically the time,” she says. “It’s kind of tiring.” about watching and hoping for the best. In June 2016, the physicians told Quist active work, like yoga instruction. Marissa Quist stopped performing onstage about  at’s the fun part, when you get to the her cancer was in remission. Magnuson Hilder performed in magician  ve years ago. Soon after, she found a small auditorium and it’s time to enjoy it and “I am a cancer survivor,” she says. “It Mat Franco’s Las Vegas act. NBC “Fame’’ lump in her sternum, close to the bone have a good time.” Page 20 www.TNLedger.com/Knoxville NOVEMBER 8‑14, 2019

Week 10 predictions With Mahomes likely back, Chiefs simply too good Nissan Stadium will be a focal point for NFL fans this week, but not because of the Titans. Rather, the focus will be on the Kansas City Chiefs and the likely return of Patrick Mahomes. Chiefs 31, Titans 21: The Titans have not scored more than 23 points in any game this season, and now one of the league’s best offenses with maybe the guy who is the next face of the NFL – Mahomes – coming to town. It’s must win for the Titans, if they want to have any hope of the postseason. But it won’t be easy. Chargers 27, Raiders 24: The Chargers seem to have gotten their act together since their debacle against the Titans. The Raiders are improving with the winner of this game squarely in the AFC wild-card picture. Giants 24, Jets 16: The Battle of New York hasn’t seemed this insigni cant in a long time. Two bad teams going nowhere and in need of being rebuilt. At least Daniel Jones has shown signs of life since taking over for the G-men. The Jets appear to have run out of fuel after a loss to the lowly Dolphins. Saints 33, Falcons 24: The Saints have Drew Brees back and appear to be a bona de contender. The Falcons have fallen off the cliff, and Coach Dan Quinn may pay the price sooner rather than later. Ravens 28, Bengals 10: Cincinnati begins the Ryan Finley Photograph provided era this week after benching Andy Dalton. Sooner or later, they Pro Bowler Kevin Byard, a fourth-year player out of MTSU, has 14 career interceptions, including eight in 2017. He also holds the NFL may be beginning the Tua Tagovailloa or Joe Burrow or Justin record for longest touchdown pass by a defensive player, 66 yards to Dane Cruikshank on a fake punt last year against Texas. Herbert era in Cincy, depending on draft position. The Ravens, meanwhile, look like the class of the AFC North after ending New England’s unbeaten run Sunday night. Recruited as receiver by UK Bills 20, Browns 19: The wheels continue to come off for the Browns, whose coach, Freddie Kitchens, seems likely to lose his Byard has high school coach, job. Buffalo keeps plugging along and is among the teams that could be in the playoff race all season. Lions 31, Bears 24: The Lions have been one of the hard-luck MTSU to thank for NFL career teams in the league this season, playing better than their medio- cre 3-4-1 mark would suggest. The Bears are struggling, and time Fate intervened and made an afterthought. is running out on Mitch Trubisky to prove he can be the guy. interesting, yet de ning, turn for “I played receiver my senior year (of high school),” Cardinals 27, Bucs 26: Last year’s rst overall pick, quar- Titans safety Kevin Byard in 2012 Byard recalls. “I had like 700 or 800 yards and seven terback Kyler Murray, keeps improving, while Jameis Winston, when he was coming out of Martin touchdowns. In college, I played DB, but I only had like the top overall pick from ve years ago, continues to be up and Luther King High School in Lithonia, two picks in high school. down. The Bucs can be explosive, but also often kill themselves Georgia. “I was athletic enough to play the position, but I really with turnovers. TERRY McCORMICK Byard, now considered one of learned how to play it in college.” Colts 20, Dolphins 12: The Dolphins won’t go winless for the the top safeties in the NFL midway Byard recalled the whole process that led him from season, having beaten the Jets last week. Indy might be without SPORTS Jacoby Brissett for a few games after he suffered a knee injury through his fourth professional season, thinking he was going to be a receiver in the SEC at versus Pittsburgh. The Colts should be able to get by this week was all set to attend the University of Kentucky to Kentucky to becoming a star defensive back at Middle without him. continue his football career. Tennessee. Rams 26, Steelers 20: The Rams have to come east to go to  at is, until the Wildcats pulled his scholarship o er “Coming into college, the University of Kentucky Pittsburgh, where the Steelers have won three straight despite all in favor of a player who had changed his mind about actually o ered me as a receiver to play there, and then the injuries. Los Angeles has the repower to take care of things going to Alabama. Had the Kentucky deal with Byard ended up pulling my scholarship o er toward the end, on the road, but the Steeler defense is getting better. gone through, he would have joined UK and played wide because they got a guy to decommit from Alabama and Packers 29, Panthers 20: Kyle Allen bounced back last receiver. come to Kentucky. week, but the Panthers’ offense goes through Christian McCaf- Instead, he wound up at Middle Tennessee, where the “I’m not really sure where he’s at right now, but I frey. The Pack will be smarting from an embarrassing loss to the Blue Raiders had recruited him as a safety. Byard took don’t think he’s in the NFL,” Byard adds. “ Middle Chargers and might take it out on Carolina. to the position, collecting in 19 interceptions during his Tennessee was always there, but they were recruiting me Vikings 27, Cowboys 23: The Vikings, despite a road loss time at MTSU and parlaying that into a third-round pick as a safety.” in Kansas City, have been playing solid football over the past six by the Titans in 2016. It was Byard’s high school coach who helped to weeks. Dallas has been inconsistent but does have the added advantage of being at home. It should be a good game, but it Byard’s primary focus in high school was o ense, even convince him defense might be his ticket. makes one long for the days of Fran Tarkenton, Alan Page, Roger though – like many high school prospects – he played Staubach and Too Tall Jones. on both o ense and defense while there. Defense was an BYARD >> PAGE 35 Seahawks 26, 49ers 21: This is the week that the 49ers drop from the ranks of the unbeaten. Russell Wilson and the Seahawks have a knack for coming up big in big games, and they need this one if they have hopes of wresting the NFC West away Titans have to contain Chiefs’ speedsters from San Francisco. By Terry McCormick

 e Kansas City Chiefs will bring their high-powered o ense to Nissan Stadium — Terry McCormick on Sunday, and chances are they will have quarterback Patrick Mahomes back after time missed with a knee injury. NFL on TV  e Chiefs will certainly test a Titan defense, which held its own until giving up Falcons at Saints, 1 p.m. (WTNZ) 30 points in Carolina. Tyreek Hill will be a worry for the Titans to stop, as well Panthers at Packers, 4:25 p.m. (WTNZ) Damian Williams at running back. Oh, and did we mention that Patrick Mahomes Vikings at Cowboys, 8:20 p.m. (WBIR) NFL Football should be back at quarterback for KC this week? Seahawks at 49ers, Mon. 8:15 p.m. (ESPN) Chiefs vs. Titans First down Nissan Stadium, Nashville Wk. 11 Steelers at Browns, Thu. 11/14 8:20 p.m. Sunday, Nov. 10, 1 p.m. Contain the Chiefs’ weapons.  ey have speed to burn at the skill positions. It (WTNZ, NFLN, Prime) TV: WVLT RADIO: 98.7 WOKI TITANS >> PAGE 35 NOVEMBER 8‑14, 2019 www.TNLedger.com/Knoxville Page 21

Best success found online Super crossword KING FEATURES You need a plan for Black Friday WHAT SINGERS DO By Courtney Jespersen to shop and what to buy? It’s actually easy to guess. If a store hasn’t My husband and I have a  anksgiving announced its 2019 deals yet, look up last routine. Before the family arrives or the year’s Black Friday ad online. Retailers tend not turkey is carved, we gather in the living room. to get too creative from one year to another. As Christmas music plays in the background, In 2017, the front of Target’s Black Friday ad he turns on his laptop, included deals on a 55-inch TV, Google Home and I mine. Mini and Beats earphones.  e same three types  at’s when the deal of products graced the ad again in 2018. hunt begins. “Retailers pretty much run the same things Some people cringe at year after year, so for good insight, go look at the thought of shopping MILLENNIAL what Walmart did last year on Black Friday,” MONEY on  anksgiving or Black  omas says. “What did Target do? Did they Friday. I revel in it. run televisions? Was it Legos?” Maybe it’s because I Black Friday is a solid bet for deals on small love a good bargain or because I write about electronics, apparel and Christmas decorations, how to save money. Whatever the reason, I  omas adds. know a lot about Black Friday. And I’d like to Another tip? I search my archived emails for share some secrets with you. the words “Black Friday.” I can usually  nd prior Shopping early is risky Black Friday promotions that detail exactly what Technically, Black Friday is Nov. 29 this products the store discounted, and at what price. year. But as far as the deals go, it’s already Lesson learned. here. Retailers no longer wait for the day after For many, camping outside a store on  anksgiving to start sales. Black Friday is a tradition, Burton points out. Black Friday isn’t a day anymore. It’s a  omas agrees. In Black Friday research with season, says Jennifer Burton, assistant professor co-author Cara Peters, she found that for some of marketing at the University of Tampa. consumers, bonding and community are just “ e season seems to get longer and longer as important as the deals. every year,” Burton says. But for the convenience-minded, online Retailers take the liberty to brand all sorts of shopping is king. And prices are often the same promotions during the year as Black Friday sales. as they are at the store. “Black Friday has become synonymous with If you decide to park yourself on the couch, ‘special sale,’” says Jane Boyd  omas, professor here are three proven strategies: of marketing at Winthrop University. ■ Pre-shop.  omas recommends making While there’s no best single day to buy an online account with your retailers of choice everything on your holiday shopping list, experts beforehand and adding the products you agree big savings happen throughout the season want to your favorites list.  is will make the from late October through Cyber Monday (the checkout process smoother. Monday after  anksgiving). So Burton says it’s ■ Divide and conquer. Select the best important to track prices on items you want. deals and stick to those items. Burton says free You can snag savings throughout shipping is standard now. You should be able November, but despite early deals, retailers like to place small orders at each retailer without Walmart, Target and Best Buy reserve some needing to meet a shipping minimum. of their best bargains for  anksgiving Day ■ Try, try again. Websites crash on Black and Black Friday. So shopping sales mid- Friday. Pages load slowly. Carts magically November can be risky. empty when you’re about to check out. If But in at least one instance, it’s smart to you encounter technical di culties, keep shop ahead – if a seller announces an early start trying. Go to a retailer’s website and app to a deal from its Black Friday ad. Retailers like simultaneously to see which is faster. Amazon, Best Buy and Kohl’s have done this I know what I’ll be doing on  anksgiving in the past. and Black Friday this year. Do you? Be prepared Don’t you wish you knew what was coming Courtney Jespersen is a writer at NerdWallet. on Black Friday so you could  gure out when Email: [email protected]. Twitter: @courtneynerd.

Super Crossword puzzle solution for this week: Page 22 Public Notices NOVEMBER 8 - 14 2019 www.TNLedger.com/Knoxville Foreclosure Notices AGAINST THE GRANTOR, THE GRANTEE, OR JULIE G GOODRICH purchaser at the foreclosure sale, plus any purchaser at the time the foreclosure deed Continued from Page 15 THE TRUSTEE. CHRISTOPHER S GOODRICH amount in excess of the expenses necessarily is delivered. OTHER INTERESTED PARTIES: THOMAS R. CAVALRY SPV I, LLC, AS ASSIGNEE OF CAPITAL incurred in connection with such property, less This property is being sold with the express sale set forth above. In the event of inclem- HENLEY AND PHOENIX CREDIT LLC AND ONE BANK (USA), N.A. the income from such property, plus a reason- reservation that the sale is subject to confirma- ent weather, the trustee hereby announces DISCOVER BANK The sale held pursuant to this Notice may able rental value of such property. As required tion by the lender or trustee. This sale may be that the sale will be postponed for a period of THIS IS AN ATTEMPT TO COLLECT A DEBT AND be rescinded at the Successor Trustee’s option by 26 U.S.C. §7425(b), the United States of rescinded only by the Substitute Trustee at any two weeks. In such situations, notices will be ANY INFORMATION OBTAINED WILL BE USED at any time. The right is reserved to adjourn America, Internal Revenue Service has been time. If the Substitute Trustee rescinds the mailed to interested parties of record. W&A FOR THAT PURPOSE. the day of the sale to another day, time, and given timely notice of this action. sale, the purchaser shall only be entitled to a No. 343017 If applicable, the notice requirements of T.C.A. place certain without further publication, upon The sale held pursuant to this Notice may return of any money paid towards the purchase DATED October 24, 2019 35-5-101 have been met. announcement at the time and place for the be rescinded at the Successor Trustee’s option price and shall have no other recourse. Once WILSON & ASSOCIATES, P.L.L.C., All right of equity of redemption, statutory sale set forth above. In the event of inclem- at any time. The right is reserved to adjourn the purchaser tenders the purchase price, the Successor Trustee and otherwise, and homestead are expressly ent weather, the trustee hereby announces the day of the sale to another day, time, and Substitute Trustee may deem the sale final in Nov. 1, 8, 15, 2019 Fok17405 waived in said Deed of Trust, but the under- that the sale will be postponed for a period of place certain without further publication, upon which case the purchaser shall have no remedy. signed will sell and convey only as Substitute two weeks. In such situations, notices will be announcement at the time and place for the The real property will be sold AS IS, WHERE SUBSTITUTE TRUSTEE’S SALE Trustee. mailed to interested parties of record. W&A sale set forth above. In the event of inclem- IS, with no warranties or representations of Sale at public auction will be on December If the U.S. Department of Treasury/IRS, the No. 342874 ent weather, the trustee hereby announces any kind, express or implied, including without 4, 2019 on or about 10:00AM local time, State of Tennessee Department of Revenue, DATED October 25, 2019 that the sale will be postponed for a period of limitation, warranties regarding condition of the at the North door, Knox County Courthouse, or the State of Tennessee Department of WILSON & ASSOCIATES, P.L.L.C., two weeks. In such situations, notices will be property or marketability of title. Knoxville, Tennessee, conducted by the Substi- Labor or Workforce Development are listed Successor Trustee mailed to interested parties of record. W&A This office may be a debt collector. This tute Trustee as identified and set forth herein as Interested Parties in the advertisement, Nov. 1, 8, 15, 2019 Fok17407 No. 329518 may be an attempt to collect a debt and any below, pursuant to Deed of Trust executed by then the Notice of this foreclosure is being DATED October 28, 2019 information obtained may be used for that HSIEN C. WANG AND LORNA WANG, to ARNOLD given to them and the Sale will be subject NOTICE OF TRUSTEE’S SALE WILSON & ASSOCIATES, P.L.L.C., purpose. M. WEISS, ESQ, Trustee, on June 27, 2005, to the applicable governmental entities’ WHEREAS, default has occurred in the Successor Trustee Shapiro & Ingle, LLP as Instrument No. 200507070002336 in the right to redeem the property as required by performance of the covenants, terms, and con- Nov. 1, 8, 15, 2019 Fok17416 Substitute Trustee real property records of Knox County Register’s 26 U.S.C. 7425 and T.C.A. §67-1-1433. ditions of a Deed of Trust Note dated February 10130 Perimeter Parkway, Suite 400 Office, Tennessee. This property is being sold with the express 24, 2006, and the Deed of Trust of even date SUBSTITUTE TRUSTEE’S SALE Charlotte, NC 28216 Owner of Debt: MASTR Asset Backed Securi- reservation that the sale is subject to confir- securing the same, recorded March 9, 2006, Sale at public auction will be on November Phone: (704) 333-8107 ties Trust 2005-AB1, Mortgage Pass-Through mation by the lender or trustee. If the sale is Document No. 200603090075429, in Office 25, 2019 at 10:00AM local time, at the north Fax: (704) 333-8156 Certificates, Series 2005-AB1, U.S. Bank set aside for any reason, the Purchaser at the of the Register of Deeds for Knox County, door, Knox County Courthouse, City-County www.shapiro-ingle.com National Association, as Trustee sale shall be entitled only to a return of the Tennessee, executed by Howard Leblanc and Building, 400 Main Street, Knoxville, Tennes- File No. 19-119206 The following real estate located in Knox County, purchase price. The Purchaser shall have no Linda K Leblanc, conveying certain property see pursuant to Deed of Trust executed by Nov. 1, 8, 15, 2019 Fok17419 Tennessee, will be sold to the highest call further recourse against the Mortgagor, the therein described to Troy D. Brown as Trustee Mary Lee Hankins and Hoyle D. Hankins, to bidder subject to all unpaid taxes, prior liens Mortgagee or the Mortgagee’s attorney. for National City Mortgage division of National Emmett James House and Bill R. McLaughlin, SUBSTITUTE TRUSTEE’S NOTICE OF and encumbrances of record: MWZM File No. 19-000100-370-1 City Bank of Indiana; and the undersigned, Trustee, as trustee for Union Planters Bank, FORECLOSURE SALE SITUATED in District No. Eight (8) of Knox Mackie Wolf Zientz & Mann, P.C., Substitute Wilson & Associates, P.L.L.C., having been N.A. on August 31, 2000 at Instrument No. Default having been made in the terms, condi- County, Tennessee, without the corporate Trustee(s) appointed Successor Trustee by PNC Bank, 200009060016856; conducted by Shapiro & tions, and payments provided in a certain Deed limits of the City of Knoxville, Tennessee, COOL SPRINGS COMMONS, SUITE 273 National Association. Ingle, LLP, having been appointed Substitute of Trust dated AUGUST 8, 2001, executed and being more particularly bounded and 7100 COMMERCE WAY NOW, THEREFORE, notice is hereby given or Successor Trustee, all of record in the Knox by SHARON CHAPMAN, UNMARRIED, to described as follows: BRENTWOOD, TN 37027 that the entire indebtedness has been declared County Register’s Office. Default has occurred CHARLES E. TONKIN, II, A KNOX COUNTY BEGINNING at an iron pin in the Northwest TN INVESTORS PAGE: HTTP://MWZMLAW. due and payable; and that an agent of Wilson in the performance of the covenants, terms, RESIDENT, Trustee, of record in INSTRUMENT line of Strawberry Plains Pike, corner to tract COM/TN_INVESTORS.PHP & Associates, P.L.L.C., as Successor Trustee, and conditions of said Deed of Trust and the NO. 200108130011511, for the benefit of now being conveyed to Jerry B. Kooch, said Nov. 1, 8, 15, 2019 Fok17406 by virtue of the power, duty, and authority entire indebtedness has been declared due MORTGAGE INVESTORS GROUP, EXISTING beginning point being distant 1900 feet,more vested in and imposed upon said Successor and payable. UNDER THE LAWS OF TENNESSEE, 8320 or less, Southwesterly from the point of NOTICE OF TRUSTEE’S SALE Trustee, by PNC Bank, National Association, Party Entitled to Enforce the Debt: Regions EAST WALKER SPRINGS LANE, KNOXVILLE, intersection of Strawberry Plains Pike with WHEREAS, default has occurred in the will, on December 3, 2019 on or about 11:00 Bank DBA Regions Mortgage, its successors TN 37923, in the Register’s Office for KNOX the centerline of Pine Grove Road; thence performance of the covenants, terms, and AM, at the North side of the City County and assigns. County, Tennessee and to J. PHILLIP JONES from said beginning point and with the line of conditions of a Deed of Trust Note dated March Building, Knoxville, Tennessee, offer for sale The real estate located in Knox County, AND/OR JESSICA D. BINKLEY, either of whom Strawberry Plains Pike, South 32 degrees 27 4, 2013, and the Deed of Trust of even date certain property hereinafter described to the Tennessee,and described in the said Deed may act, appointed as Substitute Trustee in an minutes West 112.8 feet to an iron pin; thence securing the same, recorded March 5, 2013, highest bidder FOR certified funds paid at of Trust will be sold to the highest call bidder. instrument of record in the Register’s Office continuing with line of Strawberry Plains Pike, Document No. 201303050058049, in Office the conclusion of the sale, or credit bid from The terms of the said Deed of Trust may be for KNOX County, Tennessee, to secure the South 34 degrees 49 minutes West 597.26 of the Register of Deeds for Knox County, a bank or other lending entity pre-approved by modified by other instruments appearing in the indebtedness described; WHEREAS, the said feet to an iron pin corner to driveway of Lockart Tennessee, executed by Julie G Goodrich and the successor trustee. The sale is free from all public record. Additional identifying information Deed of Trust was last assigned to TENNESSEE property; thence with the line of same, North Christopher S Goodrich, conveying certain exemptions, which are expressly waived in the regarding the collateral property is below and is HOUSING DEVELOPMENT AGENCY, the entire 39 degrees 43 minutes West 364.79 feet to property therein described to Volunteer State Deed of Trust, said property being real estate believed to be accurate, but no representation indebtedness having been declared due and an iron pin corner to Lockart; thence with Title Insurance Company as Trustee for Mort- situated in Knox County, Tennessee, and being or warrant is intended. payable by TENNESSEE HOUSING DEVELOP- Lockart,North 57 degrees 26 minutes East gage Electronic Registration Systems, Inc., as more particularly described as follows: Street Address: 2527 Cecil Ave, Knoxville, MENT AGENCY, being the present owner/ 51.23 feet to an iron pin; thence continuing beneficiary, as nominee for Platinum Mortgage, SITUATED in District No. Six (6) of Knox Tennessee 37917 holder or authorized agent, designee or servicer with Lockart, North 4 degrees 43 minutes Inc., its successors and assigns; and the County, Tennessee, without the corporate Parcel Number: 082AD006 of the holder/owner of said indebtedness, has West 653.86 feet to an iron pin, corner to undersigned, Wilson & Associates, P.L.L.C., limits of the City of Knoxville, Tennessee, Current Owner(s) of Property: Mary Lee requested foreclosure proceedings to be insti- property now being conveyed to Jerry B. having been appointed Successor Trustee by and being known and designated as Lots Hankins tuted; and as provided in said Deed of Trust, I, Kooch; thence with the line of same, North PennyMac Loan Services, LLC. 31 and 32, REGENCY HEIGHTS SUBDIVI- This sale is subject to, without limitation, all J. PHILLIP JONES/JESSICA D. BINKLEY, will 85 degrees 27 minutes East 75 feet to an iron NOW, THEREFORE, notice is hereby given SION, as shown on the plat of the same of matters shown on any applicable recorded plat; by virtue of the power and authority vested in pin; thence continuing with same property, that the entire indebtedness has been declared record in Plat Cabinet E, Slide 72-D, formerly any unpaid taxes; any restrictive covenants, me as Substitute Trustee, on WEDNESDAY, South 56 degrees 19 minutes East 685.61 due and payable; and that an agent of Wilson known Map Book 55-S, Page 56, Register’s easements, or setback lines that may be ap- DECEMBER 11, 2019 AT 10:00 A.M., LOCAL feet to the place of BEGINNING, containing & Associates, P.L.L.C., as Successor Trustee, Office, Knox County, Tennessee, to which plicable; any statutory right of redemption of TIME AT THE CITY/COUNTY LOBBY OF THE 7.90 acres, more or less, and being accord- by virtue of the power, duty, and authority plat specific reference is made for a more any governmental agency, state or federal; any KNOX COUNTY COURTHOUSE IN KNOXVILLE, ing to the survey of J.M. Widner, Engineer, vested in and imposed upon said Successor particular description and according to the prior liens or encumbrances including those TENNESSEE, sell to the highest bidder for cash, Seymour, TN, dated July 9, 1977 and bearing Trustee, by PennyMac Loan Services, LLC, will, survey of Trotter-McClellan Surveyors dated created by a fixture filing or any applicable ho- free from the equity of redemption, homestead, Drawing No. C0731. on December 10, 2019 on or about 11:00 December 22,1992, and bearing Drawing meowners’ association dues or assessments; and dower, and all other exemptions which are THIS CONVEYANCE is made subject to all AM, at the North side of the City County No 31082. all claims or other matters, whether of record expressly waived, and subject to any unpaid applicable restrictions, easements, building Building, Knoxville, Tennessee, offer for sale ALSO KNOWN AS: 7210 Ambassador Place, or not, which may encumber the purchaser’s taxes, if any, the following described property setback lines and conditions of record in the certain property hereinafter described to the Knoxville, TN 37918 title and any matter that an accurate survey in KNOX County, Tennessee, to wit: Knox County Register of Deed`s Office. highest bidder FOR certified funds paid at This sale is subject to all matters shown of the premises might disclose. PROPERTY LOCATED IN THE COUNTY OF KNOX, ALSO SUBJECT TO a 10 foot drainage and the conclusion of the sale, or credit bid from on any applicable recorded plat; any unpaid The following parties may claim an interest TENNESSEE: utility easement inside all lot lines as shown a bank or other lending entity pre-approved by taxes; any restrictive covenants, easements, in the above-referenced property to be affected SITUATED IN THE SECOND CIVIL DISTRICT OF by survey referred to above. the successor trustee. The sale is free from all or setback lines that may be applicable; any by the foreclosure: any judgment creditor or KNOX COUNTY, TENNESSEE, WITHIN THE 33RD BEING the same property conveyed to Hsien exemptions, which are expressly waived in the statutory rights of redemption of any govern- lien holder with an interest subordinate to the WARD OF THE CITY OF KNOXVILLE, TENNES- C. Wang and wife, Lorna Wang by virtue of a Deed of Trust, said property being real estate mental agency, state or federal; any prior liens said Deed of Trust or any party claiming by, SEE, AND BEING KNOWN AND DESIGNATED Warranty Deed from Sharon Scott Shipman situated in Knox County, Tennessee, and being or encumbrances as well as any priority created through, or under any of the foregoing. Such AS LOT 2, OF THE T.A. STANFILL ADDITION dated June 27, 2005 of record in Instrument more particularly described as follows: by a fixture filing; and to any matter that an ac- parties known to the Substitute Trustee may AS SHOWN ON MAP OF SAME OF RECORD IN No. 200507070002335, in the Register`s SITUATED in District No. 6 of Knox County, curate survey of the premises might disclose. include: Regions Bank. CABINET B, SLIDE 134-B, IN THE REGISTER’S Office for Knox County,Tennessee. For further Tennessee, and without the corporate limits In addition, the following parties may claim an Terms of Sale will be public auction, for OFFICE FOR KNOX COUNTY, TENNESSEE, TO deed reference see Deed Book 2254, Page of the City of Knoxville, Tennessee, and be- interest in the above-referenced property: cash, free and clear of rights of homestead, WHICH PLAT SPECIFIC REFERENCE IS HEREBY 90, in aforesaid Register`s Office. ing known and designated as all of Lot 62 on HOWARD LEBLANC redemption and dower to the extent disclaimed MADE FOR A MORE PARTICULAR DESCRIPTION Tax ID: 084.049.01 the Final Plat of the Resubdivision, Falcon LINDA K LEBLANC or inapplicable, and the rights of Mary Lee OF SAID LOT, AND DESCRIBED AS HAVING A Current Owner(s) of Property: HSIEN C. WANG Pointe, Unit 1, as shown by map of record NATIONAL CITY BANK Hankins and Hoyle D. Hankins, and those FRONTAGE OF 83 FEET ON THE SOUTH SIDE AND LORNA WANG in Instrument Number 200409100021975, INTERNAL REVENUE SERVICE claiming through him/her/it/them. OF FAIRMONT BOULEVARD, AND EXTENDS The street address of the above described Register’s Office for Knox County, Tennes- ATTENTION: WENDY SMOOT Any right of equity of redemption, statutory BACK SOUTHERLY BETWEEN PARALLEL LINES property is believed to be 6721 Strawberry see, to which map specific reference is DISCOVER BANK and otherwise, and homestead are waived in 150 FEET. Plains Pike, Knoxville, TN 37914, but such hereby made for a more particular descrip- JOHN K HARBER accord with the terms of said Deed of Trust, BEING THE SAME PROPERTY CONVEYED TO address is not part of the legal description of tion. THIS CONVEYANCE is made subject On or about April 21, 2017, the United States and the title is believed to be good, but the SHARON CHAPMAN, UNMARRIED BY DEED the property sold herein and in the event of any to all applicable restrictions, easements, of America, Internal Revenue Service, filed a undersigned will sell and convey only as Sub- FROM NELLENE H. BUCKNER, AN UNMARRIED discrepancy, the legal description referenced building setback lines and conditions of federal tax lien against the Defendant, Howard stitute Trustee. WIDOW, DATED AUGUST 8, 2001, RECORDED herein shall control. record in the Register’s Office for Knox J Leblanc and Linda K Leblanc, recorded in the The right is reserved to adjourn the day IN INSTRUMENT NO. 200108130011510, IN SALE IS SUBJECT TO OCCUPANT(S) RIGHTS County, Tennessee. Register’s Office of Knox County, Tennessee, of the sale to another day, time, and place THE REGISTER’S OFFICE FOR KNOX COUNTY, IN POSSESSION. ALSO KNOWN AS: 12812 Night Heron Drive, Inst. No. 201704210064380. Any interest certain without further publication, upon an- TENNESSEE. THE RIGHT IS RESERVED TO ADJOURN THE Knoxville, TN 37922 in the property held by the United States of nouncement at the time and place for the sale THE SAID SHARON CHAPMAN DIED ON OR DAY OF THE SALE TO ANOTHER DAY, TIME This sale is subject to all matters shown America, Internal Revenue Service, by virtue set forth above. If you purchase a property ABOUT JULY 22, 2019 BEING SURVIVED BY AND PLACE CERTAIN WITHOUT FURTHER on any applicable recorded plat; any unpaid of the aforementioned federal tax lien is both at the foreclosure sale, the entire purchase HER MOTHER, GERALDINE CHAPMAN. PUBLICATION, UPON ANNOUNCEMENT AT THE taxes; any restrictive covenants, easements, junior and inferior to the interests held by price is due and payable at the conclusion THIS IS IMPROVED PROPERTY KNOWN AS TIME AND PLACE FOR THE SALE SET FORTH or setback lines that may be applicable; any PNC Bank, National Association. Provided, of the auction in the form of a certified/ 3324 FAIRMONT BLVD., KNOXVILLE, TN ABOVE. THE TERMS OF SALE ARE CASH. ANY statutory rights of redemption of any govern- however, that the United States of America, bank check made payable to or endorsed 37917. TAXES OR FEES WILL BE THE RESPONSIBIL- mental agency, state or federal; any prior liens Internal Revenue Service, pursuant to 26 to Shapiro & Ingle, LLP. No personal checks PARCEL ID: 070G GROUP A PARCEL 006 ITY OF THE PURCHASER. IF THE SALE IS SET or encumbrances as well as any priority created U.S.C. §7425 and 28 U.S.C. §2410(c), shall will be accepted. To this end, you must bring THE SALE OF THE SUBJECT PROPERTY IS ASIDE FOR ANY REASON, THE PURCHASER by a fixture filing; and to any matter that an ac- have one hundred and twenty (120) days from sufficient funds to outbid the lender and any WITHOUT WARRANTY OF ANY KIND, AND IS AT THE SALE SHALL BE ENTITLED ONLY TO A curate survey of the premises might disclose. the date of the sale within which to redeem other bidders. Insufficient funds will not be FURTHER SUBJECT TO THE RIGHT OF ANY RETURN OF THE PURCHASE PRICE. THE PUR- In addition, the following parties may claim an the property by virtue of its tax lien(s) herein accepted. Amounts received in excess of the TENANT(S) OR OTHER PARTIES OR ENTITIES CHASER SHALL HAVE NO FURTHER RECOURSE interest in the above- referenced property: by payment of the actual amount paid by the winning bid will be refunded to the successful IN POSSESSION OF THE PROPERTY. ANY REP- NOVEMBER 8 - 14, 2019 Public Notices Page 23 www.TNLedger.com/Knoxville

RESENTATION CONCERNING ANY ASPECT OF Eastwardly along the South line of Delrose CREATED UNDER TITLE 66, CHAPTER 27, SEC- PAGE 242), IN THE REGISTER`S OFFICE FOR The real estate located in Knox County, THE SUBJECT PROPERTY BY A THIRD PARTY IS Drive, North 45 degrees 3 min. East 125 feet TION 101, ET SEQ., AS AMENDED, TENNESSEE KNOX COUNTY, TENNESSEE, SAID PROPERTY Tennessee,and described in the said Deed NOT THE REPRESENTATION/ RESPONSIBILITY to point of BEGINNING. CODE ANNOTATED, AND AS ESTABLISHED BY HAVING A FRONTAGE OF 160 FEET ON THE of Trust will be sold to the highest call bidder. OF TRUSTEE(S)/ SUBSTITUTE TRUSTEE(S) OR Street Address: The street address of the A MASTER DEED OF RECORD IN BOOK 1845, SOUTHWESTERN SIDE OF WALLWOOD LANE, The terms of the said Deed of Trust may be THEIR OFFICE. property is believed to be 2720 Delrose Drive, PAGE 831, REGISTER`S OFFICE FOR KNOX AND BEING MORE PARTICULARLY BOUNDED modified by other instruments appearing in the THIS SALE IS SUBJECT TO ANY UNPAID TAXES, Knoxville, TN 37914, but such address is not COUNTY, TENNESSEE, TOGETHER WITH THE AND DESCRIBED AS FOLLOWS: public record. Additional identifying information IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES part of the legal description of the property. In UNDIVIDED PERCENTAGE INTEREST IN THE BEGINNING AT AN IRON PIN IN THE SOUTH- regarding the collateral property is below and is LEASES, EASEMENTS AND ALL OTHER MAT- the event of any discrepancy, the legal descrip- COMMON ELEMENTS APPURTENANT TO SAID WESTERN LINE OF WALLWOOD LANE, DISTANT believed to be accurate, but no representation TERS WHICH TAKE PRIORITY OVER THE DEED tion herein shall control. UNIT AS SET FORTH IN EXHIBIT “A-1” OF SAID IN A SOUTHEASTERLY DIRECTION 140 FEET or warrant is intended. OF TRUST UNDER WHICH THIS FORECLOSURE Map/Parcel Number: 095D B 030 MASTER DEED. REFERENCE IS HEREBY MADE FROM THE POINT OF INTERSECTION OF THE Street Address: 7305 Coatbridge Ln, Knox- SALE IS CONDUCTED, INCLUDING BUT NOT Current owner(s) of Property: Denise Elinor FOR THE PLAT OF CHEROKEE CONDOMINIUM SOUTHWESTERN LINE OF WALLWOOD LANE ville, Tennessee 37924 LIMITED TO THE PRIORITY OF ANY FIXTURE Davis AT WEST CLIFF AS SET FORTH IN EXHIBIT WITH THE SOUTHEASTERN LINE OF VICTOR Parcel Number: 072EC022 FILING. IF THE U.S. DEPARTMENT OF THE This sale is subject to all matters shown on “A-2” OF SAID MASTER DEED FOR A MORE ROAD, IF BOTH LINES ARE EXTENDED TO THEIR Current Owner(s) of Property: Thomas J. TREASURY/ INTERNAL REVENUE SERVICE, any applicable recorded Plat or Plan; any un- COMPLETE IDENTIFICATION AND DESCRIPTION INTERSECTING POINT, SAID POINT OF BEGIN- Smith THE STATE OF TENNESSEE DEPARTMENT paid taxes and assessments; any restrictive OF SUCH UNIT. NO NEW BOUNDARY LINE NING MARKING COMMON CORNER TO LOTS This sale is subject to, without limitation, all OF REVENUE, OR THE STATE OF TENNESSEE covenants, easements or setback lines that SURVEY WAS PERFORMED AT THE TIME OF NO. 88 AND 89; THENCE SOUTH 46 DEG. 23 matters shown on any applicable recorded plat; DEPARTMENT OF LABOR AND WORK FORCE may be applicable; rights of redemption, equity, THIS CONVEYANCE. SUBJECT TO RESTRIC- MIN. EAST ALONG THE SOUTHWESTERN LINE any unpaid taxes; any restrictive covenants, DEVELOPMENT ARE LISTED AS INTERESTED statutory or otherwise, not otherwise waived in TIONS, EASEMENTS, SETBACKS, AND OTHER OF WALLWOOD LANE 160 FEET TO AN IRON easements, or setback lines that may be ap- PARTIES IN THE ADVERTISEMENT, THEN THE the Deed of Trust, including rights of redemption CONDITIONS RECORDED IN DEED BOOK 1845, PIN MARKING COMMON CORNER TO LOTS plicable; any statutory right of redemption of NOTICE OF THIS FORECLOSURE IS BEING of any government agency, state or federal; PAGE 831, DEED BOOK 2161, PAGE 373, NO. 89 AND 90; THENCE SOUTH 43 DEG. 37 any governmental agency, state or federal; any GIVEN TO THEM, AND THE SALE WILL BE and any and all prior deeds of trust, liens, INSTRUMENT NO. 200709100021898, IN MIN. WEST ALONG THE COMMON DIVIDING prior liens or encumbrances including those SUBJECT TO ALL APPLICABLE GOVERNMENTAL dues, assessments, encumbrances, defects, THE REGISTER`S OFFICE FOR KNOX COUNTY, LINE BETWEEN LOTS NO. 89 AND 90, 200 created by a fixture filing or any applicable ho- ENTITIES RIGHT TO REDEEM THE PROPERTY, adverse claims and other matters that may TENNESSEE. FEET TO AN IRON PIN MARKING COMMON meowners’ association dues or assessments; ALL AS REQUIRED BY 26 U.S.C. 7425, T.C.A. take priority over the Deed of Trust upon which Parcel ID: 121GH00102H CORNER TO LOTS NO. 87 AND 89; THENCE all claims or other matters, whether of record 67-1-1433, AND 28 U.S.C. 2410 (C). THE this foreclosure sale is conducted or are not PROPERTY ADDRESS: The street address of the NORTH 35 DEG. 04 MIN. WEST ALONG THE or not, which may encumber the purchaser’s NOTICE REQUIREMENTS OF T.C.A. 35-5-101 extinguished by this Foreclosure Sale. property is believed to be 5709 LYONS VIEW COMMON DIVIDING LINE BETWEEN LOTS NO. title and any matter that an accurate survey ET SEQ. HAVE BEEN MET. THE PROPERTY IS SOLD WITHOUT ANY REPRE- PIKE, APT 3206, KNOXVILLE, TN 37919. In the 87 AND 89, 70 FEET TO AN IRON PIN MARK- of the premises might disclose. THE RIGHT IS RESERVED TO ADJOURN THE SENTATIONS OR WARRANTIES, EXPRESSED OR event of any discrepancy between this street ad- ING COMMON COMER TO LOTS NO. 88 AND The following parties may claim an interest DAY OF THE SALE TO ANOTHER DAY, TIME IMPLIED, RELATING TO TITLE, MARKETABILITY dress and the legal description of the property, 89; THENCE NORTH 17 DEG. 29 MIN. EAST in the above-referenced property to be affected AND PLACE CERTAIN WITHOUT FURTHER OF TITLE, POSSESSION, QUIET ENJOYMENT OR the legal description shall control. ALONG THE COMMON DIVIDING LINE BETWEEN by the foreclosure: any judgment creditor or PUBLICATION, UPON ANNOUNCEMENT AT THE LIKE AND FITNESS FOR A GENERAL OR CURRENT OWNER(S): NICHOLAS HOWSER LOTS NO. 88 AND 89, 207.47 FEET TO AN lien holder with an interest subordinate to the THE TIME AND PLACE FOR THE SALE SET PARTICULAR USE OR PURPOSE. The title is OTHER INTERESTED PARTIES: IRON PIN IN THE SOUTHWESTERN LINE OF said Deed of Trust or any party claiming by, FORTH ABOVE. THE TRUSTEE/SUBSTITUTE believed to be good, but the undersigned will CHEROKEE AT WESTCLIFF HOMEOWNERS WALLWOOD LANE, THE PLACE OF BEGINNING, through, or under any of the foregoing. Such TRUSTEE RESERVES THE RIGHT TO RESCIND sell and convey only as Substitute Trustee. ASSOCIATION AS SHOWN BY SURVEY OF G. T. TROTTER, parties known to the Substitute Trustee may THE SALE The right is reserved to adjourn the sale to The sale of the above-described property shall JR., SURVEYOR, KNOXVILLE, TENNESSEE, include: Brackfield & Associates Real Estate IF YOU PURCHASE A PROPERTY AT THE another time certain or to another day, time, be subject to all matters shown on any recorded BEARING DATE SEPTEMBER 12, 1963. THIS c/o Laura Tragesser Weber. FORECLOSURE SALE, THE ENTIRE PURCHASE and place certain, without further publication plat; any unpaid taxes; any restrictive cov- CONVEYANCE IS MADE SUBJECT TO ALL Terms of Sale will be public auction, for PRICE IS DUE AND PAYABLE AT THE CONCLU- upon announcement on the day, time, and enants, easements or set-back lines that may APPLICABLE EASEMENTS, RESTRICTIONS, cash, free and clear of rights of homestead, SION OF THE AUCTION IN THE FORM OF A place of sale set forth above or any subsequent be applicable; any prior liens or encumbrances AND BUILDING SETBACK LINES OF RECORD redemption and dower to the extent disclaimed CERTIFIED/BANK CHECK MADE PAYABLE TO adjourned day, time, and place of sale. as well as any priority created by a fixture filing; IN THE REGISTER`S OFFICE, KNOX COUNTY, or inapplicable, and the rights of Thomas OR ENDORSED TO LAW OFFICE OF J. PHILLIP If you purchase a property at the foreclosure and to any matter that an accurate survey of TENNESSEE. THE ABOVE DESCRIPTION IS THE J. Smith, and those claiming through him/ JONES. NO PERSONAL CHECKS WILL BE sale, the entire purchase price is due and the premises might disclose. This property is SAME AS THE PREVIOUS DEED OF RECORD, her/it/them. ACCEPTED. TO THIS END, YOU MUST BRING payable at the conclusion of the auction in the being sold with the express reservation that NO BOUNDARY SURVEY HAVING BEEN MADE Any right of equity of redemption, statutory SUFFICIENT FUNDS TO OUTBID THE LENDER form of a certified check made payable to or it is subject to confirmation by the lender or AT THE TIME OF THIS CONVEYANCE. and otherwise, and homestead are waived in AND ANY OTHER BIDDERS. INSUFFICIENT endorsed to Padgett Law Group. No personal Substitute Trustee. This sale may be rescinded Parcel ID: 068KJ007 accord with the terms of said Deed of Trust, FUNDS WILL NOT BE ACCEPTED. AMOUNTS checks will be accepted. To this end, you must at any time. The right is reserved to adjourn PROPERTY ADDRESS: The street address of the and the title is believed to be good, but the RECEIVED IN EXCESS OF THE WINNING BID bring sufficient funds to outbid the lender and the day of the sale to another day, time, and property is believed to be 5715 WALLWOOD undersigned will sell and convey only as Sub- WILL BE REFUNDED TO THE SUCCESSFUL any other bidders. Insufficient funds will not be place certain without further publication, upon RD, KNOXVILLE, TN 37912. In the event of stitute Trustee. PURCHASER AT THE TIME THE FORECLOSURE accepted. Amounts received in excess of the announcement at the time and place for the any discrepancy between this street address The right is reserved to adjourn the day DEED IS DELIVERED. winning bid will be refunded to the successful sale set forth above. All right and equity of re- and the legal description of the property, the of the sale to another day, time, and place OTHER INTERESTED PARTIES: SECRETARY OF purchaser at the time the foreclosure deed demption, statutory or otherwise, homestead, legal description shall control. certain without further publication, upon an- HOUSING & URBAN DEVELOPMENT; REPUBLIC is delivered. and dower are expressly waived in said Deed CURRENT OWNER(S): TONY COOPER nouncement at the time and place for the sale FINANCE, LLC; ESTATE/HEIRS OF SHARON This property is being sold with the express of Trust, and the title is believed to be good, OTHER INTERESTED PARTIES: set forth above. If you purchase a property CHAPMAN; GERALDINE CHAPMAN reservation that the sale is subject to con- but the undersigned will sell and convey only The sale of the above-described property shall at the foreclosure sale, the entire purchase THIS IS AN ATTEMPT TO COLLECT A DEBT AND firmation by the lender or trustee. This sale as Substitute Trustee. The Property is sold be subject to all matters shown on any recorded price is due and payable at the conclusion ANY INFORMATION OBTAINED WILL BE USED may be rescinded by the Substitute Trustee as is, where is, without representations or plat; any unpaid taxes; any restrictive cov- of the auction in the form of a certified/ FOR THAT PURPOSE. at any time. warranties of any kind, including fitness for a enants, easements or set-back lines that may bank check made payable to or endorsed This is improved property known as 3324 FAIR- THIS IS AN ATTEMPT TO COLLECT A DEBT, particular use or purpose. be applicable; any prior liens or encumbrances to Shapiro & Ingle, LLP. No personal checks MONT BLVD., KNOXVILLE, TN 37917. AND ANY INFORMATION OBTAINED WILL BE THIS LAW FIRM IS ATTEMPTING TO COLLECT as well as any priority created by a fixture filing; will be accepted. To this end, you must bring J. PHILLIP JONES/JESSICA D. BINKLEY, SUB- USED FOR THAT PURPOSE. A DEBT. ANY INFORMATION OBTAINED WILL and to any matter that an accurate survey of sufficient funds to outbid the lender and any STITUTE TRUSTEE Padgett Law Group, Substitute Trustee BE USED FOR THAT PURPOSE. the premises might disclose. This property is other bidders. Insufficient funds will not be 1800 HAYES STREET 6267 Old Water Oak Road, Suite 203 Rubin Lublin TN, PLLC, Substitute Trustee being sold with the express reservation that accepted. Amounts received in excess of the NASHVILLE, TN 37203 Tallahassee, FL 32312 119 S. Main Street, Suite 500 it is subject to confirmation by the lender or winning bid will be refunded to the successful (615) 254-4430 (850) 422-2520 (telephone) Memphis, TN 38103 Substitute Trustee. This sale may be rescinded purchaser at the time the foreclosure deed www.phillipjoneslaw.com (850) 422-2567 (facsimile) rlselaw.com/property-listing at any time. The right is reserved to adjourn is delivered. www.williamsauction.com [email protected] Tel: (877) 813-0992 the day of the sale to another day, time, and This property is being sold with the express F19-0248 PLG# 18-012305-1 Fax: (404) 601-5846 place certain without further publication, upon reservation that the sale is subject to confirma- Nov. 1, 8, 15, 2019 Fok17422 Nov. 1, 8, 15, 2019 Fok17423 Nov. 8, 15, 22, 2019 Fok17395 announcement at the time and place for the tion by the lender or trustee. This sale may be sale set forth above. All right and equity of re- rescinded only by the Substitute Trustee at any SUBSTITUTE TRUSTEE’S SALE NOTICE OF SUBSTITUTE TRUSTEE’S SALE NOTICE OF SUBSTITUTE TRUSTEE’S SALE demption, statutory or otherwise, homestead, time. If the Substitute Trustee rescinds the Sale at public auction will be on December WHEREAS, default has occurred in the perfor- WHEREAS, default has occurred in the perfor- and dower are expressly waived in said Deed sale, the purchaser shall only be entitled to a 3, 2019, at or about 10:00 AM, local time, mance of the covenants, terms and conditions mance of the covenants, terms and conditions of Trust, and the title is believed to be good, return of any money paid towards the purchase at the North Side Entrance of the City County of a Deed of Trust dated November 8, 2016, of a Deed of Trust dated August 1, 2017, but the undersigned will sell and convey only price and shall have no other recourse. Once Building, 400 Main Street, Knoxville, TN 37902, executed by NICHOLAS HOWSER, conveying executed by TONY COOPER, conveying certain as Substitute Trustee. The Property is sold the purchaser tenders the purchase price, the pursuant to the Deed of Trust executed by certain real property therein described to IN- real property therein described to SCOTT R. as is, where is, without representations or Substitute Trustee may deem the sale final in Denise E. Davis and Dennis Davis, husband DEPENDENCE TITLE AND ESCROW SERVICES, VALBY, as Trustee, as same appears of record warranties of any kind, including fitness for a which case the purchaser shall have no remedy. and wife, to Craig R. Allen, as Trustee for Jim INC, as Trustee, as same appears of record in in the Register’s Office of Knox County, Tennes- particular use or purpose. The real property will be sold AS IS, WHERE Walter Homes, Inc. dated April 14, 2005, and the Register’s Office of Knox County, Tennes- see recorded August 3, 2017, at Instrument THIS LAW FIRM IS ATTEMPTING TO COLLECT IS, with no warranties or representations of recorded on July 6, 2005 in Instrument No.: see recorded November 15, 2016, at Instru- Number 201708030007749; and A DEBT. ANY INFORMATION OBTAINED WILL any kind, express or implied, including without 200507060001891, in the Register’s Office ment Number 201611150031600; and WHEREAS, the beneficial interest of said Deed BE USED FOR THAT PURPOSE. limitation, warranties regarding condition of the for Knox County, Tennessee (“Deed of Trust”), WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Rubin Lublin TN, PLLC, Substitute Trustee property or marketability of title. conducted by Padgett Law Group, having been of Trust was last transferred and assigned to PennyMac Loan Services, LLC who is now the 119 S. Main Street, Suite 500 This office may be a debt collector. This appointed Substitute Trustee, all of record in Home Point Financial Corporation who is now owner of said debt; and Memphis, TN 38103 may be an attempt to collect a debt and any the Knox County Register’s Office. Default the owner of said debt; and WHEREAS, the undersigned,Rubin Lublin TN, rlselaw.com/property-listing information obtained may be used for that in the performance of the covenants, terms, WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Tel: (877) 813-0992 purpose. and conditions of said Deed of trust has been PLLC, having been appointed as Substitute Trustee by instrument to be filed for record Fax: (404) 601-5846 Shapiro & Ingle, LLP made; and the entire indebtedness has been Trustee by instrument to be filed for record in the Register’s Office of Knox County, Ten- Nov. 8, 15, 22, 2019 Fok17402 Substitute Trustee declared due and payable. in the Register’s Office of Knox County, Ten- nessee. 10130 Perimeter Parkway, Suite 400 Party entitled to enforce the debt: The Bank nessee. NOW, THEREFORE, notice is hereby given that SUBSTITUTE TRUSTEE’S SALE Charlotte, NC 28216 of New York Mellon, as Indenture Trustee, for NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due Sale at public auction will be on December Phone: (704) 333-8107 Mid-State Capital Corporation 2006-1 Trust the entire indebtedness has been declared due and payable, and that the undersigned, Rubin 12, 2019 at 10:00AM local time, at the north Fax: (704) 333-8156 The hereinafter described real property located and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his door, Knox County Courthouse, City-County www.auction.com in Knox County will be sold to the highest call Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, Building, 400 Main Street, Knoxville, Ten- File No. 19-118057 bidder subject to all unpaid taxes, prior liens duly appointed agent, by virtue of the power, duty and authority vested and imposed upon nessee pursuant to Deed of Trust executed Nov. 8, 15, 22, 2019 Fok17428 and encumbrances of record: duty and authority vested and imposed upon said Substitute Trustee will, on December 12, by Thomas J. Smith, to Charles E. Tonkin, II, Legal Description: Beginning at a point in the said Substitute Trustee will, on December 2019 at 10:00 AM at the City/County Lobby of Trustee, as trustee for Mortgage Electronic SUBSTITUTE TRUSTEE’S SALE South side of Delrose Drive (Formerly Riverside 12, 2019 at 10:00 AM at the North Side En- the Knox County Courthouse, Knoxville, Ten- Registration Systems, Inc. as nominee for Sale at public auction will be on December Drive) where it intersects the West line of Len- trance of the City County Building, 400 Main nessee, proceed to sell at public outcry to the Mortgage Investors Group on February 28, 9, 2019 at 10:00AM local time, at the north non Street in said Addition; thence Southwardly Street, Knoxville, TN 37902, proceed to sell highest and best bidder for cash or certified 2017 at Instrument No. 201703020053653; door, Knox County Courthouse, City-County with the West line of Lennon Street, South 45 at public outcry to the highest and best bidder funds ONLY, the following described property conducted by Shapiro & Ingle, LLP, having been Building, 400 Main Street, Knoxville, Tennes- degrees 26 minutes East 187.57 feet to a for cash or certified funds ONLY, the following situated in Knox County, Tennessee, to wit: appointed Substitute or Successor Trustee, all see pursuant to Deed of Trust executed by stake; thence South 35 degrees West, 147.36 described property situated in Knox County, SITUATED IN DISTRICT NO. 5 OF KNOX COUNTY, of record in the Knox County Register’s Office. Larry D. Finley, to Brandon G. Polito, Trustee, feet to a stake, the Southwest corner of the lot Tennessee, to wit: TENNESSEE WITHIN THE 39TH WARD OF THE Default has occurred in the performance of the as trustee for Wells Fargo Financial Tennessee herein conveyed and the Southeast corner of SITUATE IN DISTRICT NO. FIVE (5) OF KNOX CITY OF KNOXVILLE, TENNESSEE AND BEING covenants, terms, and conditions of said Deed 1, LLC on June 22, 2007 at Instrument No. the lot 5 in said Addition; thence Northwardly COUNTY, TENNESSEE, WITHIN THE 49TH KNOWN AND DESIGNATED AS ALL OF LOT 89, IN of Trust and the entire indebtedness has been 200707020000152; conducted by Shapiro & along the dividing line between Lots 5 and WARD OF THE CITY OF KNOXVILLE, TENNES- THE RIDGEFIELD ADDITION, AS SHOWN BY MAP declared due and payable. Ingle, LLP, having been appointed Substitute 6, North 40 degrees West 214.07 feet to a SEE, BEING CONDOMINIUM UNIT NO. 3206 OF SAID ADDITION OF RECORD IN PLAT CABI- Party Entitled to Enforce the Debt: MidFirst stake in the South line of Delrose Drive, thence OF CHEROKEE CONDOMINIUM AT WEST CLIFF, NET B, SLIDE 111-A (FORMERLY MAP BOOK 14, Bank, its successors and assigns. Continued on Page 25 Page 24 Public Notices NOVEMBER 8 - 14 2019 www.TNLedger.com/Knoxville

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Pledge to volunteer at your local food bank. FeedingAmerica.org/Pledge NOVEMBER 8 - 14, 2019 Public Notices Page 25 www.TNLedger.com/Knoxville Foreclosure Notices 2020, at or about 10:00 AM, local time, at the with Tipton Lane, North 52 degrees 24 minutes AND DESIGNATED AS THE EASTERN PART 201704180063527, in Office of the Register Continued from Page 23 north side entrance of the City County Building, West, 32.65 feet as shown by survey of Bruce OF LOT NUMBER TWENTY-SIX (26) OF THE of Deeds for Knox County, Tennessee, executed 400 Main Street, Knoxville, TN 37902, pursu- McClellan, Surveyor, dated June 7, 1999, GEORGE P. SWAN ADDITION, AS THE SAME by Douglas C Blair, III and Amber Sparks Blair, or Successor Trustee, all of record in the Knox ant to the Deed of Trust executed by Katie Eliza- said joint permanent easement to be used for APPEARS OF RECORD IN MAP BOOK 6, PAGE conveying certain property therein described to County Register’s Office. Default has occurred beth Lovell, to Anthony R. Steele, as Trustee ingress and egress with others to the Tipton 110 IN THE REGISTER`S OFFICE FOR KNOX Charles E. Tonkin, II as Trustee for Mortgage in the performance of the covenants, terms, for Vanderbilt Mortgage and Finance, Inc. dated Lane. The above description being the same COUNTY, TENNESSEE AND WHICH IS MORE Electronic Registration Systems, Inc., as ben- and conditions of said Deed of Trust and the June 16, 2014, and recorded in Instrument No. as the previous deed of record; no boundary PARTICULARLY DESCRIBED AS FOLLOWS: eficiary, as nominee for Mortgage Investors entire indebtedness has been declared due 201406160070932, and modified in Instru- survey having been obtained at the time of BEGINNING AT AN IRON ROD LOCATED AT Group, its successors and assigns; and the and payable. ment No. 201407310006372 in the Register’s this conveyance. THIS CONVEYANCE IS MADE THE POINT OF INTERSECTION OF THE SOUTH- undersigned, Wilson & Associates, P.L.L.C., Party Entitled to Enforce the Debt: Wells Office for Knox County, Tennessee (“Deed of SUBJECT TO ALL APPLICABLE RESTRICTIONS, WESTERN RIGHT-OF-WAY LINE OF WHITTLE having been appointed Successor Trustee by Fargo USA Holdings, Inc., its successors and Trust”), conducted by Padgett Law Group, EASEMENTS, BUILDING SETBACK LINES AND SPRINGS ROAD WITH THE SOUTHEASTERN Freedom Mortgage Corporation. assigns. having been appointed Substitute Trustee, all ALL CONDITIONS AS SHOWN OF RECORD IN RIGHT-OF-WAY OF UNDERWOOD PLACE; NOW, THEREFORE, notice is hereby given The real estate located in Knox County, of record in the Knox County Register’s Office. THE REGISTER`S OFFICE FOR KNOX COUNTY, THENCE WITH THE SOUTHWESTERN RIGHT- that the entire indebtedness has been declared Tennessee,and described in the said Deed Default in the performance of the covenants, TENNESSEE. Together with that certain 2014 OF-WAY LINE OF WHITTLE SPRINGS ROAD, due and payable; and that an agent of Wilson & of Trust will be sold to the highest call bidder. terms, and conditions of said Deed of Trust CMH Manufacturing, Inc. Manufactured Home SOUTH 35 DEG. 03 MIN. EAST 121.1 FEET Associates, P.L.L.C., as Successor Trustee, by The terms of the said Deed of Trust may be has been made; and the entire indebtedness bearing Serial/VIN No. CLM096492TN. TO AN X-MARK; THENCE SOUTH 54 DEG. virtue of the power, duty, and authority vested in modified by other instruments appearing in the has been declared due and payable. Street Address: The street address of the 32 MIN. WEST, 61.25 FEET TO AN X-MARK; and imposed upon said Successor Trustee, by public record. Additional identifying information Party entitled to enforce the debt: Vanderbilt property is believed to be 746 John Romines THENCE NORTH 34 DEG. WEST, 122.66 Freedom Mortgage Corporation, will, on January regarding the collateral property is below and is Mortgage and Finance, Inc. Way, Knoxville, TN 37918, but such address FEET TO AN IRON ROD IN THE SOUTHEAST- 2, 2020 on or about 10:00 AM, at the City believed to be accurate, but no representation Other interested parties: is not part of the legal description of the prop- ERN RIGHT-OF-WAY LINE OF UNDERWOOD County Building, Knoxville, Tennessee, offer or warrant is intended. The hereinafter described real property located erty. In the event of any discrepancy, the legal PLACE; THENCE WITH SAID RIGHT-OF-WAY for sale certain property hereinafter described Street Address: 2306 Conners Creek Cir, in Knox County will be sold to the highest call description herein shall control. LINE, NORTH 56 DEG. EAST 59.0 FEET TO to the highest bidder FOR certified fundspaid Knoxville, Tennessee 37932 bidder subject to all unpaid taxes, prior liens Map/Parcel Number: 057-12301 AN IRON ROD, THE POINT OF BEGINNING, at the conclusion of the sale, or credit bid from Parcel Number: 103ND023 and encumbrances of record: Current owner(s) of Record: Katie Elizabeth ACCORDING TO SURVEY OF MICHAEL E. a bank or other lending entity pre-approved by Current Owner(s) of Property: Larry D. Legal Description: SITUATE IN the Sixth (6th) Lovell LUETHKE, SURVEYOR DATED DECEMBER the successor trustee. The sale is free from all Finley Civil District of Knox County, Tennessee, and This sale is subject to all matters shown on 03, 1986 BEARING NUMBER 86773. exemptions, which are expressly waived in the This sale is subject to, without limitation, all being more particularly bounded and described any applicable recorded Plat or Plan; any un- THIS CONVEYANCE IS SUBJECT TO ALL AP- Deed of Trust, said property being real estate matters shown on any applicable recorded plat; as follows: BEGINNING at an iron pin in the paid taxes and assessments; any restrictive PLICABLE EASEMENTS, BUILDING SET-BACK situated in Knox County, Tennessee, and being any unpaid taxes; any restrictive covenants, Southwest line of a joint permanent easement, covenants, easements or setback lines that LINES, AND RESTRICTIONS OF RECORD. more particularly described as follows: easements, or setback lines that may be ap- being the Southeastern comer of Lot 1R in the may be applicable; rights of redemption, equity, Being the same premises conveyed unto HOW- SITUATED in the Sixth (6th) Civil District of plicable; any statutory right of redemption of Revision of Lot 1, property of Ella C. Romines, statutory or otherwise, not otherwise waived in ARD F. MELTON, JR. AND WIFE, PATRICIA L. Knox County, Tennessee, and without the any governmental agency, state or federal; any as appears in the Register`s Office for Knox the Deed of Trust, including rights of redemption MELTON, by virtue of Deed from DEBORAH corporate limits of the City of Knoxville, Ten- prior liens or encumbrances including those County, Tennessee; thence, from said Begin- of any government agency, state or federal; GIDDENS NORTON SMIDDY AND HUSBAND, nessee, and being known and designated as created by a fixture filing or any applicable ho- ning Point and running with the Southeast right and any and all prior deeds of trust, liens, PAUL E. SMIDDY dated December 5, 1986, all of Lot 8, FINAL PLAT OF HIDDEN VIEW meowners’ association dues or assessments; of way line of the joint permanent easement, dues, assessments, encumbrances, defects, recorded December 10, 1986 in BOOK 1901 FARMS SUBDIVISION, UNIT-1, as shown all claims or other matters, whether of record South 43 degrees 11 minutes East, 326.76 adverse claims and other matters that may PAGE 271, Knox County, TN by plat of same of record in Instrument or not, which may encumber the purchaser’s feet to an iron pin; thence, South 46 degrees take priority over the Deed of Trust upon which Parcel ID: 069EC-029 No. 201611180032547, in the Register’s title and any matter that an accurate survey 49 minutes West, 25 feet to an iron pin; thence, this foreclosure sale is conducted or are not Tax ID: 069EC-029 Office for Knox County, Tennessee, to which of the premises might disclose. South 43 degrees 11 minutes East, 25 feet extinguished by this Foreclosure Sale. Current Owner(s) of Property: PATRICIA L. map specific reference is hereby made for The following parties may claim an interest to an iron pin in the North line of the Jack R. THE PROPERTY IS SOLD WITHOUT ANY REPRE- MELTON AND HOWARD F. MELTON, JR. a more particular description. in the above-referenced property to be affected Stooksbury Property; thence, with Stooksbury, SENTATIONS OR WARRANTIES, EXPRESSED OR The street address of the above described TOGETHER WITH the right to the use by the foreclosure: any judgment creditor or South 43 degrees 06 minutes West, 48.62 IMPLIED, RELATING TO TITLE, MARKETABILITY property is believed to be 2524 Underwood and enjoyment of any common property, lien holder with an interest subordinate to the feet to an iron pin; thence, South 32 degrees OF TITLE, POSSESSION, QUIET ENJOYMENT OR Place, Knoxville, TN 37917, but such address and subject to all covenants, conditions, said Deed of Trust or any party claiming by, 28 minutes West, 513.83 feet to an iron pin; THE LIKE AND FITNESS FOR A GENERAL OR is not part of the legal description of the restrictions, easements, setback line, and through, or under any of the foregoing. Such thence, with M.A. Schubert, Trustee, and John PARTICULAR USE OR PURPOSE. The title is property sold herein and in the event of any all other rights and obligations, as set forth parties known to the Substitute Trustee may H. Schaad, Trustee Property, South 83 degrees believed to be good, but the undersigned will discrepancy, the legal description referenced in Instrument No. 201702060048728, and include: None. 29 minutes West, 16.78 feet to an iron pin; sell and convey only as Substitute Trustee. herein shall control. as shown on the aforesaid plat of record, all Terms of Sale will be public auction, for thence, North 42 degrees 23 minutes West, Title to the manufactured home may be trans- SALE IS SUBJECT TO OCCUPANT(S) RIGHTS of record in the Register’s Office for Knox cash, free and clear of rights of homestead, 472.48 feet to an iron pin in the Southeast line ferred by Bill of Sale or Certificate of Title, as IN POSSESSION. County, Tennessee. redemption and dower to the extent disclaimed of Lot 1R in the Revision of Lot 1 of the Property the case may require. THE RIGHT IS RESERVED TO ADJOURN THE SUBJECT to the notes and other indicated or inapplicable, and the rights of Larry D. of Ella C. Romines; thence, with said line, North The right is reserved to adjourn the sale to DAY OF THE SALE TO ANOTHER DAY, TIME restrictions, if any, on said plat or plats Finley, and those claiming through him/her/ 46 degrees 50 minutes East, 578.21 feet to another time certain or to another day, time, AND PLACE CERTAIN WITHOUT FURTHER and subject to the conditions, covenants, it/them. the point of BEGINNING, together with a joint and place certain, without further publication PUBLICATION, UPON ANNOUNCEMENT AT THE reservations, easements, charges and liens Any right of equity of redemption, statutory permanent easement extending from John upon announcement on the day, time, and TIME AND PLACE FOR THE SALE SET FORTH reflected in the Declaration and Supple- and otherwise, and homestead are waived in Tipton Lane and running along the Northeastern place of sale set forth above or any subsequent ABOVE. THE TERMS OF SALE ARE CASH. ANY mental Declarations filed in connection accord with the terms of said Deed of Trust, boundary of the above described property, adjourned day, time, and place of sale. TAXES OR FEES WILL BE THE RESPONSIBIL- therewith in the office of the Register of and the title is believed to be good, but the said joint permanent easement being more If you purchase a property at the foreclosure ITY OF THE PURCHASER. IF THE SALE IS SET Deeds for said County and State. undersigned will sell and convey only as Sub- particularly bounded and described as follows: sale, the entire purchase price is due and ASIDE FOR ANY REASON, THE PURCHASER THIS property is subject to applicable ease- stitute Trustee. BEGINNING at an iron pin in the East line of payable at the conclusion of the auction in the AT THE SALE SHALL BE ENTITLED ONLY TO A ments, permissive use agreements and The right is reserved to adjourn the day Tipton Lane, distant 450 feet, more or less, in form of a certified check made payable to or RETURN OF THE PURCHASE PRICE. THE PUR- restrictions of record in the Knox County of the sale to another day, time, and place a Southerly direction from Beaver Creek Drive, endorsed to Padgett Law Group. No personal CHASER SHALL HAVE NO FURTHER RECOURSE Register of Deeds Office. Also conveyed are certain without further publication, upon an- said point being corner to property of Douglas checks will be accepted. To this end, you must AGAINST THE GRANTOR, THE GRANTEE, OR all rights in and to any and all applicable nouncement at the time and place for the sale E. Sands; thence, North 59 degrees 22 minutes bring sufficient funds to outbid the lender and THE TRUSTEE. easements and permissive use agreements set forth above. If you purchase a property East, 258.64 feet to a marker corner to Joe B. any other bidders. Insufficient funds will not be OTHER INTERESTED PARTIES: None of record at the Register of Deeds Office at the foreclosure sale, the entire purchase Whiting; thence, with Whiting, North 60 degrees accepted. Amounts received in excess of the THIS IS AN ATTEMPT TO COLLECT A DEBT AND for Knox County, Tennessee. price is due and payable at the conclusion East, 198.06 feet to a marker; thence, South winning bid will be refunded to the successful ANY INFORMATION OBTAINED WILL BE USED ALSO KNOWN AS: 1718 Yearling Road, of the auction in the form of a certified/ 27 degrees 25 minutes East, 10 feet to a purchaser at the time the foreclosure deed FOR THAT PURPOSE. Knoxville, TN 37932 bank check made payable to or endorsed marker; thence, North 62 degrees 12 minutes is delivered. If applicable, the notice requirements of T.C.A. This sale is subject to all matters shown to Shapiro & Ingle, LLP. No personal checks East, 65 feet to an iron pin; thence, North 62 This property is being sold with the express 35-5-101 have been met. on any applicable recorded plat; any unpaid will be accepted. To this end, you must bring degrees 12 minutes East, 25 feet to an iron reservation that the sale is subject to con- All right of equity of redemption, statutory taxes; any restrictive covenants, easements, sufficient funds to outbid the lender and any pin corner to Sheila Ann Perkins; thence, with firmation by the lender or trustee. This sale and otherwise, and homestead are expressly or setback lines that may be applicable; any other bidders. Insufficient funds will not be Perkins, South 27 degrees 13 minutes East, may be rescinded by the Substitute Trustee waived in said Deed of Trust, but the under- statutory rights of redemption of any govern- accepted. Amounts received in excess of the 296.02 feet to an iron pin; thence, South 47 at any time. signed will sell and convey only as Substitute mental agency, state or federal; any prior liens winning bid will be refunded to the successful degrees 28 minutes East, 241.07 feet to an THIS IS AN ATTEMPT TO COLLECT A DEBT, Trustee. or encumbrances as well as any priority created purchaser at the time the foreclosure deed iron pin in the South line of the Dunsmore AND ANY INFORMATION OBTAINED WILL BE If the U.S. Department of Treasury/IRS, the by a fixture filing; and to any matter that an ac- is delivered. property; thence, with Dunsmore, South 67 USED FOR THAT PURPOSE. State of Tennessee Department of Revenue, curate survey of the premises might disclose. This property is being sold with the express degrees 42 minutes East, 110.62 feet to an Padgett Law Group, Substitute Trustee or the State of Tennessee Department of In addition, the following parties may claim an reservation that the sale is subject to confirma- iron pin; thence South 89 degrees 58 min- 6267 Old Water Oak Road, Suite 203 Labor or Workforce Development are listed interest in the above- referenced property: tion by the lender or trustee. This sale may be utes East, 80.9 feet to an iron pin; thence, Tallahassee, FL 32312 as Interested Parties in the advertisement, DOUGLAS C BLAIR, III rescinded only by the Substitute Trustee at any South 43 degrees 11 minutes East, with the (850) 422-2520 (telephone) then the Notice of this foreclosure is being AMBER SPARKS BLAIR time. If the Substitute Trustee rescinds the Dunsmore Property and thence, with Kirby, (850) 422-2567 (facsimile) given to them and the Sale will be subject The sale held pursuant to this Notice may sale, the purchaser shall only be entitled to a 746.82 feet to an iron pin in the North line of [email protected] to the applicable governmental entities’ be rescinded at the Successor Trustee’s option return of any money paid towards the purchase the property of Jack R. Stooksbury; thence, PLG# 19-019726-1 right to redeem the property as required by at any time. The right is reserved to adjourn price and shall have no other recourse. Once with the North line of the Jack R. Stooksbury Nov. 8, 15, 22, 2019 Fok17439 26 U.S.C. 7425 and T.C.A. §67-1-1433. the day of the sale to another day, time, and the purchaser tenders the purchase price, the property, South 46 degrees 49 minutes West, This property is being sold with the express place certain without further publication, upon Substitute Trustee may deem the sale final in 50 feet to an iron pin corner to Eugene Barnard; SUBSTITUTE TRUSTEE’S SALE reservation that the sale is subject to confir- announcement at the time and place for the which case the purchaser shall have no remedy. thence, with Barnard, North 43 degrees 11 Sale at public auction will be on January 2, mation by the lender or trustee. If the sale is sale set forth above. In the event of inclem- The real property will be sold AS IS, WHERE minutes West, 25 feet to an iron pin; thence, 2020 on or about 10:00AM local time, at the set aside for any reason, the Purchaser at the ent weather, the trustee hereby announces IS, with no warranties or representations of North 46 degrees 49 minutes East, 25 feet North Side Entrance, City County Building, 400 sale shall be entitled only to a return of the that the sale will be postponed for a period of any kind, express or implied, including without to an iron pin; thence, North 43 degrees 11 Main Street, Knoxville, TN 37902, conducted purchase price. The Purchaser shall have no two weeks. In such situations, notices will be limitation, warranties regarding condition of the minutes West, with Barnard and thence, with by the Substitute Trustee as identified and set further recourse against the Mortgagor, the mailed to interested parties of record. W&A property or marketability of title. McHaffie, a total of 711 feet to an iron pin; forth herein below, pursuant to Deed of Trust Mortgagee or the Mortgagee’s attorney. No. 343232 This office may be a debt collector. This thence, continuing with Elmer McHaffie, North executed by PATRICIA L. MELTON AND HOW- MWZM File No. 18-000740-670-2 DATED November 6, 2019 may be an attempt to collect a debt and any 89 degrees 58 minutes West, 75 feet to an ARD F. MELTON, JR., to Avenue 365 Lender Mackie Wolf Zientz & Mann, P.C., Substitute WILSON & ASSOCIATES, P.L.L.C., information obtained may be used for that iron pin; thence, North 67 degrees 42 minutes Services, Trustee, on February 22, 2013, as Trustee(s) Successor Trustee purpose. West, 120 feet to an iron pin corner to John Instrument No. 201303180060512 in the real COOL SPRINGS COMMONS, SUITE 273 Nov. 8, 15, 22, 2019 Fok17450 Shapiro & Ingle, LLP Romines, JR.; thence, with John Romines, property records of Knox County Register’s 7100 COMMERCE WAY Substitute Trustee Jr., North 47 degrees 28 minutes West, 250 Office, Tennessee. BRENTWOOD, TN 37027 SUBSTITUTE TRUSTEE’S SALE 10130 Perimeter Parkway, Suite 400 feet to an iron pin; thence, North 27 degrees Owner of Debt: PHH MORTGAGE CORPORA- TN INVESTORS PAGE: HTTP://MWZMLAW. Sale at public auction will be on December Charlotte, NC 28216 13 minutes West, 300.23 feet to an iron pin; TION COM/TN_INVESTORS.PHP 11, 2019 at 10:00AM local time, at the north Phone: (704) 333-8107 thence, South 62 degrees 12 minutes West, The following real estate located in Knox County, Nov. 8, 15, 22, 2019 Fok17443 door, Knox County Courthouse, City-County Fax: (704) 333-8156 64.75 feet to a marker; thence, South 63 Tennessee, will be sold to the highest call Building, 400 Main Street, Knoxville, Tennes- www.shapiro-ingle.com degrees 46 minutes West, 142.18 feet to bidder subject to all unpaid taxes, prior liens NOTICE OF TRUSTEE’S SALE see pursuant to Deed of Trust executed by Doris File No. 19-118287 a marker, corner to J .L. Easterday; thence, and encumbrances of record: WHEREAS, default has occurred in the J. Williams, to TSS, LLC, Trustee, as trustee for Nov. 8, 15, 22, 2019 Fok17436 with Easterday, South 60 degrees 16 minutes SITUATED IN DISTRICT NUMBER SEVEN performance of the covenants, terms, and Mortgage Electronic Registration Systems, Inc. West, 171.22 feet to a marker; thence, South (7) OF KNOX COUNTY, TENNESSEE AND conditions of a Deed of Trust Note dated , and as nominee for First Horizon Home Loans, A SUBSTITUTE TRUSTEE’S NOTICE OF SALE 56 degrees 22 minutes West, 130 feet to a WITHIN THE 16TH WARD OF THE CITY OF the Deed of Trust of even date securing the Division of First Tennessee Bank National As- Sale at public auction will be on January 16, marker in the East line of Tipton Lane; thence, KNOXVILLE, TENNESSEE AND BEING KNOWN same, recorded April 18, 2017, Document No. sociation on August 7, 2007 at Instrument No. Page 26 Public Notices NOVEMBER 8 - 14 2019 www.TNLedger.com/Knoxville

200708170015411; conducted by Shapiro & NOTICE OF TRUSTEE’S SALE virtue of the power, duty, and authority vested NOW, THEREFORE, notice is hereby given in Interest to Bank of America, National As- Ingle, LLP, having been appointed Substitute WHEREAS, default has occurred in the in and imposed upon said Successor Trustee, that the entire indebtedness has been declared sociation, as Trustee, Successor by Merger to or Successor Trustee, all of record in the Knox performance of the covenants, terms, and by Freedom Mortgage Corporation, will, on due and payable; and that an agent of Wilson & LaSalle Bank, National Association, as Trustee County Register’s Office. Default has occurred conditions of a Deed of Trust Note dated Oc- December 4, 2019 on or about 1:00 PM, at Associates, P.L.L.C., as Successor Trustee, by for Merrill Lynch First Franklin Mortgage Loan in the performance of the covenants, terms, tober 27, 2010, and the Deed of Trust of even the Loudon County Courthouse Annex Build- virtue of the power, duty, and authority vested Trust, Mortgage Pass-Through Certificates, and conditions of said Deed of Trust and the date securing the same, recorded November ing, Loudon, Tennessee, offer for sale certain in and imposed upon said Successor Trustee, Series 2007-1 entire indebtedness has been declared due 1, 2010, Document No. 201011010027540, property hereinafter described to the highest by Freedom Mortgage Corporation, will, on Other interested parties: Mortgage Electronic and payable. in Office of the Register of Deeds for Knox bidder FOR certified funds paid at the conclusion December 18, 2019 on or about 1:00 PM, at Registration Systems, Inc. (MERS) and First Party Entitled to Enforce the Debt: Bank County, Tennessee, executed by Jonathon C of the sale, or credit bid from a bank or other the Loudon County Courthouse Annex Building, Franklin Financial Corp., an op. sub, of MLB&T of New York Mellon Trust Company, N.A. as Gresham and Cynthia C Gresham, conveying lending entity pre-approved by the successor Loudon, Tennessee, offer for sale certain prop- Co., FSB Trustee for Mortgage Assets Management certain property therein described to Charles trustee. The sale is free from all exemptions, erty hereinafter described to the highest bidder The hereinafter described real property located Series I Trust, its successors and assigns. E. Tonkin, II as Trustee for Mortgage Electronic which are expressly waived in the Deed of Trust, FOR certified funds paid at the conclusion of the in Loudon County will be sold to the highest The real estate located in Knox County, Registration Systems, Inc., as beneficiary, as said property being real estate situated in Loudon sale, or credit bid from a bank or other lending call bidder subject to all unpaid taxes, prior Tennessee,and described in the said Deed nominee for Mortgage Investors Group, its County, Tennessee, and being more particularly entity pre-approved by the successor trustee. liens and encumbrances of record: of Trust will be sold to the highest call bidder. successors and assigns; and the undersigned, described as follows: The sale is free from all exemptions, which Legal Description: SITUATED in the Second Civil The terms of the said Deed of Trust may be Wilson & Associates, P.L.L.C., having been Situate in Civil District Two (2) of Loudon are expressly waived in the Deed of Trust, said District of Loudon County, Tennessee, and be- modified by other instruments appearing in the appointed Successor Trustee by Wells Fargo County, Tennessee, without the corporate property being real estate situated in Loudon ing more particularly described as follows: public record. Additional identifying information Bank, N.A.. limits of Lenoir City, Tennessee, being known County, Tennessee, and being more particularly BEGINNING at an iron pin in the Northeastern regarding the collateral property is below and is NOW, THEREFORE, notice is hereby given and designated as all of Lot 228, Martel described as follows: right-of-way line of Hall Road, in line with re- believed to be accurate, but no representation that the entire indebtedness has been declared Estates, East First Addition, as shown on SITUATED IN THE SECOND (2ND) CIVIL maining property of Denton; thence leaving the or warrant is intended. due and payable; and that an agent of Wilson & map of same of record in Map Book 3, Page DISTRICT OF LOUDON COUNTY, TENNESSEE, right-of-way line of Hall Road and with remaining Street Address: 8605 Sandhurst Dr, Knox- Associates, P.L.L.C., as Successor Trustee, by 9, in the Register’s Office for Loudon County, AND BEING IDENTIFIED ON TAX MAP 020O property of Denton, North 76 deg. 36 min. 20 ville, Tennessee 37923 virtue of the power, duty, and authority vested Tennessee, said property being bounded and CONTROL NO. 020P GROUP B AS PARCEL sec. E. 112.87 feet to a new iron pin; thence Parcel Number: 119MF014 in and imposed upon said Successor Trustee, described as shown on map of aforesaid 012.00 IN THE OFFICE OF THE PROPERTY with the right-of-way of Highway 11, South 02 Current Owner(s) of Property: The Heirs of by Wells Fargo Bank, N.A., will, on January 7, addition, to which map specific reference ASSESSOR FOR LOUDON COUNTY, TEN- deg. 14 min. 05 sec. E. 175.03 feet to an exist- Doris J. Williams 2020 on or about 11:00 AM, at the North is hereby made for a more particular descrip- NESSEE AND BEING AND DESCRIBED AS ing iron bolt; thence with property of Simpson, This sale is subject to, without limitation, all side of the City County Building, Knoxville, tion, according to the survey of Howard T. FOLLOWS: South 62 deg. 07 min. 06 sec. W. 58.61 feet matters shown on any applicable recorded plat; Tennessee, offer for sale certain property Dawson, R.L.S. #1301, 124 Maryville Pike, AND BEING KNOWN AND DESIGNATED AS to a new iron pin at a Hackberry Tree; thence any unpaid taxes; any restrictive covenants, hereinafter described to the highest bidder Knoxville, Tennessee, dated August 22, LOT NO. 12, OAK HILLS SUBDIVISION, PHASE with the right-of-way line of Hall Road, North easements, or setback lines that may be ap- FOR certified funds paid at the conclusion of 1991, drawing number 91-729; said prem- 1, AS SHOWN BY PLAT OF RECORD IN PLAT 20 deg. 13 min. 03 sec. W. 187.72 feet to plicable; any statutory right of redemption of the sale, or credit bid from a bank or other ises being improved with a dwelling bearing CABINET G, SLIDE 181 IN THE REGISTER’S the point of BEGINNING, containing 0.3478 any governmental agency, state or federal; any lending entity pre-approved by the successor the address of 651 Crestview Drive, Lenoir OFFICE OF LOUDON COUNTY, TENNESSEE, acre according to a survey dated February 29, prior liens or encumbrances including those trustee. The sale is free from all exemptions, City, Tennessee. SAID LOT BEING MORE PARTICULARLY 1996 by Harry E. created by a fixture filing or any applicable ho- which are expressly waived in the Deed of ALSO KNOWN AS: 651 Crestview Circle, BOUNDED AND DESCRIBED AS SHOWN BY Fraser, RLS No. 1156, whose address is meowners’ association dues or assessments; Trust, said property being real estate situated Lenoir City, TN 37772 MAP AFORESAID, TO WHICH MAP SPECIFIC 983 Point Harbor Drive, Lenoir City, TN all claims or other matters, whether of record in Knox County, Tennessee, and being more This sale is subject to all matters shown on REFERENCE IS HEREBY MADE FOR A MORE 37772, to which survey express reference or not, which may encumber the purchaser’s particularly described as follows: any applicable recorded plat; any unpaid taxes; PARTICULAR DESCRIPTION. is heremade. title and any matter that an accurate survey Situated in the 5th Civil District of Knox any restrictive covenants, easements, or setback THE SOURCE OF THE ABOVE DESCRIP- Street Address: The street address of the prop- of the premises might disclose. County, Tennessee and within the 44th lines that may be applicable; any statutory rights TION BEING THE MAP OF RECORD IN PLAT erty is believed to be 270 Hall Street, Lenoir The following parties may claim an interest Ward of the City of Knoxville, Tennessee of redemption of any governmental agency, state CABINET G, SLIDE 181, IN THE REGISTERS City, TN 37772, but such address is not part in the above-referenced property to be affected and being known and designated as Lot 4, or federal; any prior liens or encumbrances as OFFICE FOR LOUDON COUNTY, TENNES- of the legal description of the property. In the by the foreclosure: any judgment creditor or Block B of Twin Pines West, Unit One (also well as any priority created by a fixture filing; SEE; NO BOUNDARY SURVEY HAVING event of any discrepancy, the legal description lien holder with an interest subordinate to known as the Northwest Acres Subdivision) and to any matter that an accurate survey of BEEN OBTAINED AT THE TIME OF THIS herein shall control. the said Deed of Trust or any party claiming as shown on plat of record in Plat Cabinet the premises might disclose. In addition, the CONVEYANCE. Map/Parcel Number: 020D F 011.00 by, through, or under any of the foregoing. E, Slide 342C (formerly Map Book 69-S, following parties may claim an interest in the THIS CONVEYANCE IS MADE SUBJECT TO Current owner(s) of Record: Sharon D. Such parties known to the Substitute Trustee page 34) in the Register’s Office for Knox above- referenced property: ANY AND ALL APPLICABLE RESTRICTIONS, Ingram may include: Secretary of Housing and Urban County, Tennessee to which plat specific RYAN ALAN WATTS EASEMENTS, BUILDING SETBACK LINES This sale is subject to all matters shown on Development; All parties claiming by, through reference is hereby made for a more par- CHRISTINA A WATTS AND ALL TERMS, CONDITIONS AND PRO- any applicable recorded Plat or Plan; any un- or under Doris Williams. ticular description. INTERNAL REVENUE SERVICE VISIONS, AS SHOWN ON THE RECORDED paid taxes and assessments; any restrictive Terms of Sale will be public auction, for ALSO KNOWN AS: 4309 Twin Pines Drive, ATTENTION: WENDY SMOOT MAP AND IN MAP CABINET G, SLIDE 181, covenants, easements or setback lines that cash, free and clear of rights of homestead, Knoxville, TN 37921-5144 On or about February 22, 2016, the United TRUST BOOK 880, PAGE 128, IN THE REG- may be applicable; rights of redemption, equity, redemption and dower to the extent disclaimed This sale is subject to all matters shown States of America, Internal Revenue Service, ISTER’S OFFICE FOR LOUDON COUNTY, statutory or otherwise, not otherwise waived in or inapplicable, and the rights of Doris J. on any applicable recorded plat; any unpaid filed a federal tax lien against the Defendant, TENNESSEE. the Deed of Trust, including rights of redemption Williams, and those claiming through him/ taxes; any restrictive covenants, easements, Ryan A. & Christina A. Watts, recorded in the ALSO KNOWN AS: 638 Hillside Lane, Lenoir of any government agency, state or federal; her/it/them. or setback lines that may be applicable; any Register’s Office of Loudon County, Tennes- City, TN 37771 and any and all prior deeds of trust, liens, Any right of equity of redemption, statutory statutory rights of redemption of any govern- see, at Book L46, Page 92. Any interest in the This sale is subject to all matters shown on dues, assessments, encumbrances, defects, and otherwise, and homestead are waived in mental agency, state or federal; any prior liens property held by the United States of America, any applicable recorded plat; any unpaid taxes; adverse claims and other matters that may accord with the terms of said Deed of Trust, or encumbrances as well as any priority created Internal Revenue Service, by virtue of the any restrictive covenants, easements, or setback take priority over the Deed of Trust upon which and the title is believed to be good, but the by a fixture filing; and to any matter that an ac- aforementioned federal tax lien is both junior lines that may be applicable; any statutory rights this foreclosure sale is conducted or are not undersigned will sell and convey only as Sub- curate survey of the premises might disclose. and inferior to the interests held by Freedom of redemption of any governmental agency, state extinguished by this Foreclosure Sale. stitute Trustee. In addition, the following parties may claim an Mortgage Corporation. Provided, however, that or federal; any prior liens or encumbrances as THE PROPERTY IS SOLD WITHOUT ANY REPRE- The right is reserved to adjourn the day interest in the above- referenced property: the United States of America, Internal Revenue well as any priority created by a fixture filing; SENTATIONS OR WARRANTIES, EXPRESSED OR of the sale to another day, time, and place JONATHON C GRESHAM Service, pursuant to 26 and to any matter that an accurate survey of IMPLIED, RELATING TO TITLE, MARKETABILITY certain without further publication, upon an- CYNTHIA C GRESHAM U.S.C. §7425 and 28 U.S.C. §2410(c), the premises might disclose. In addition, the OF TITLE, POSSESSION, QUIET ENJOYMENT OR nouncement at the time and place for the sale The sale held pursuant to this Notice may shall have one hundred and twenty (120) following parties may claim an interest in the THE LIKE AND FITNESS FOR A GENERAL OR set forth above. If you purchase a property be rescinded at the Successor Trustee’s option days from the date of the sale within which to above- referenced property: PARTICULAR USE OR PURPOSE. The title is at the foreclosure sale, the entire purchase at any time. The right is reserved to adjourn redeem the property by virtue of its tax lien(s) CHRISTOPHER MORRISON believed to be good, but the undersigned will price is due and payable at the conclusion the day of the sale to another day, time, and herein by payment of the actual amount paid by METRO KNOXVILLE HMA, LLC DBA TURKEY sell and convey only as Substitute Trustee. of the auction in the form of a certified/ place certain without further publication, upon the purchaser at the foreclosure sale, plus any CREEK MEDICAL CENTER The right is reserved to adjourn the sale to bank check made payable to or endorsed announcement at the time and place for the amount in excess of the expenses necessarily The sale held pursuant to this Notice may be another time certain or to another day, time, to Shapiro & Ingle, LLP. No personal checks sale set forth above. In the event of inclem- incurred in connection with such property, less rescinded at the Successor Trustee’s option at and place certain, without further publication will be accepted. To this end, you must bring ent weather, the trustee hereby announces the income from such property, plus a reasonable any time. The right is reserved to adjourn the day upon announcement on the day, time, and sufficient funds to outbid the lender and any that the sale will be postponed for a period of rental value of such property. As required by 26 of the sale to another day, time, and place certain place of sale set forth above or any subsequent other bidders. Insufficient funds will not be two weeks. In such situations, notices will be U.S.C. §7425(b), the United States of America, without further publication, upon announcement adjourned day, time, and place of sale. accepted. Amounts received in excess of the mailed to interested parties of record. W&A Internal Revenue Service has been given timely at the time and place for the sale set forth If you purchase a property at the foreclosure winning bid will be refunded to the successful No. 343361 notice of this action. above. In the event of inclement weather, the sale, the entire purchase price is due and purchaser at the time the foreclosure deed DATED November 6, 2019 The sale held pursuant to this Notice may be trustee hereby announces that the sale will be payable at the conclusion of the auction in the is delivered. WILSON & ASSOCIATES, P.L.L.C., rescinded at the Successor Trustee’s option at postponed for a period of two weeks. In such form of a certified check made payable to or This property is being sold with the express Successor Trustee any time. The right is reserved to adjourn the day situations, notices will be mailed to interested endorsed to Padgett Law Group. No personal reservation that the sale is subject to confirma- Nov. 8, 15, 22, 2019 Fok17455 of the sale to another day, time, and place certain parties of record. W&A No. 343066 checks will be accepted. To this end, you must tion by the lender or trustee. This sale may be without further publication, upon announcement DATED October 24, 2019 bring sufficient funds to outbid the lender and rescinded only by the Substitute Trustee at any at the time and place for the sale set forth WILSON & ASSOCIATES, P.L.L.C., any other bidders. Insufficient funds will not be time. If the Substitute Trustee rescinds the above. In the event of inclement weather, the Successor Trustee accepted. Amounts received in excess of the sale, the purchaser shall only be entitled to a Foreclosure Notices trustee hereby announces that the sale will be Nov. 1, 8, 15, 2019 Fok17397 winning bid will be refunded to the successful return of any money paid towards the purchase Loudon County postponed for a period of two weeks. In such purchaser at the time the foreclosure deed price and shall have no other recourse. Once situations, notices will be mailed to interested SUBSTITUTE TRUSTEE’S NOTICE OF SALE is delivered. the purchaser tenders the purchase price, the parties of record. W&A No. 337866 Sale at public auction will be on December 5, This property is being sold with the express Substitute Trustee may deem the sale final in NOTICE OF TRUSTEE’S SALE DATED October 17, 2019 2019, at or about 10:00 AM, local time, on the reservation that the sale is subject to con- which case the purchaser shall have no remedy. WHEREAS, default has occurred in the WILSON & ASSOCIATES, P.L.L.C., front steps, Loudon County Courthouse, 601 firmation by the lender or trustee. This sale The real property will be sold AS IS, WHERE performance of the covenants, terms, and Successor Trustee Grove Street, Loudon, TN 37774, pursuant to may be rescinded by the Substitute Trustee IS, with no warranties or representations of conditions of a Deed of Trust Note dated March Oct. 25, Nov. 1, 8, 2019 Fok17361 the Deed of Trust executed by David T. Ingram at any time. any kind, express or implied, including without 4, 2015, and the Deed of Trust of even date and wife Sharon D. Ingram, to Fairway Title, as THIS IS AN ATTEMPT TO COLLECT A DEBT, limitation, warranties regarding condition of the securing the same, recorded March 11, 2015, NOTICE OF TRUSTEE’S SALE Trustee for Mortgage Electronic Registration AND ANY INFORMATION OBTAINED WILL BE property or marketability of title. in Book No. T1241, at Page 304, in Office WHEREAS, default has occurred in the perfor- Systems, Inc., as nominee for First Franklin USED FOR THAT PURPOSE. This office may be a debt collector. This of the Register of Deeds for Loudon County, mance of the covenants, terms, and conditions Financial Corp., an op. sub, of MLB&T Co., Padgett Law Group, Substitute Trustee may be an attempt to collect a debt and any Tennessee, executed by Ryan Alan Watts and of a Deed of Trust Note dated May 20, 2016, FSB dated January 16, 2007, and recorded in 6267 Old Water Oak Road, Suite 203 information obtained may be used for that Christina A Watts, conveying certain property and the Deed of Trust of even date securing Book T908, Page 519 and corrected at Book Tallahassee, FL 32312 purpose. therein described to Radiant Title as Trustee the same, recorded May 24, 2016, in Book No. T920, Page 775, in the Register’s Office for (850) 422-2520 (telephone) Shapiro & Ingle, LLP for Mortgage Electronic Registration Systems, T1287, at Page 21, in Office of the Register of Loudon County, Tennessee (“Deed of Trust”), (850) 422-2567 (facsimile) Substitute Trustee Inc., as nominee Peoples Home Equity, Inc, its Deeds for Loudon County, Tennessee, executed conducted by Padgett Law Group, having been [email protected] 10130 Perimeter Parkway, Suite 400 successors and assigns; and the undersigned, by Christopher Morrison, conveying certain prop- appointed Substitute Trustee, all of record in PLG# 19-016955-1 Charlotte, NC 28216 Wilson & Associates, P.L.L.C., having been ap- erty therein described to Knoxville Title Agency the Loudon County Register’s Office. Default Nov. 8, 15, 22, 2019 Fok17440 Phone: (704) 333-8107 pointed Successor Trustee by Freedom Mortgage as Trustee for Mortgage Electronic Registration in the performance of the covenants, terms, Fax: (704) 333-8156 Corporation. Systems, Inc., as beneficiary, as nominee for and conditions of said Deed of Trust has been NOTICE OF FORECLOSURE SALE www.shapiro-ingle.com NOW, THEREFORE, notice is hereby given Peoples Home Equity, Inc., its successors and made; and the entire indebtedness has been STATE OF TENNESSEE, LOUDON COUNTY File No. 19-119333 that the entire indebtedness has been declared assigns; and the undersigned, Wilson & Associ- declared due and payable. WHEREAS, Alice Ann Hill executed a Nov. 8, 15, 22, 2019 Fok17453 due and payable; and that an agent of Wilson & ates, P.L.L.C., having been appointed Successor Party entitled to enforce the debt: U.S. Bank Deed of Trust to SunTrust Mortgage, Inc., Associates, P.L.L.C., as Successor Trustee, by Trustee by Freedom Mortgage Corporation. National Association, as Trustee, Successor Lender which was dated March 28, 2003, and NOVEMBER 8 - 14, 2019 Public Notices Page 27 www.TNLedger.com/Knoxville

recorded on April 3, 2003 in Book T642, Page NOTICE OF FORECLOSURE SALE The real estate located in Loudon County, Deeds for Monroe County, Tennessee, executed by PennyMac Loan Services, LLC, will, on No- 165, Instrument Number 03000138 in Loudon STATE OF TENNESSEE, LOUDON COUNTY Tennessee,and described in the said Deed of by James H Baxley and Scarlett Baxley, conveying vember 25, 2019 on or about 11:00 AM, at County, Tennessee Register of Deeds. WHEREAS, Ethan A. Estenoz and Ilena Trust will be sold to the highest call bidder. certain property therein described to Kyle Walters the Monroe County Courthouse, Madisonville, WHEREAS, default having been made in Estenoz executed a Deed of Trust to Mortgage The terms of the said Deed of Trust may be as Trustee for Household Financial Center Inc.; Tennessee, offer for sale certain property the payment of the debt(s) and obligation(s) Electronic Registration Systems, Inc., as modified by other instruments appearing in the and the undersigned, Wilson & Associates, hereinafter described to the highest bidder thereby secured by the said Deed of Trust and beneficiary, as nominee for Movement Mort- public record. Additional identifying information P.L.L.C., having been appointed Successor FOR certified funds paid at the conclusion of the current holder of said Deed of Trust, U.S. gage, LLC, Lender and Heather Quinn-Bander, regarding the collateral property is below and is Trustee by U.S. Bank Trust National Association, the sale, or credit bid from a bank or other Bank Trust, N.A., as Trustee for LSF10 Master Trustee(s), which was dated December 20, believed to be accurate, but no representation not in its individual capacity but solely as owner lending entity pre-approved by the successor Participation Trust, (the “Holder”), appointed 2013, and recorded on December 26, 2013 or warrant is intended. trustee for REO Trust 2017-RPL1. trustee. The sale is free from all exemptions, the undersigned, Brock & Scott, PLLC, as in Book T1203, Page 486, Instrument Number Street Address: 602 Nelson St, Philadelphia, NOW, THEREFORE, notice is hereby given which are expressly waived in the Deed of Substitute Trustee, with all the rights, powers 13011155 in Loudon County, Tennessee Tennessee 37846 that the entire indebtedness has been declared Trust, said property being real estate situated and privileges of the original Trustee named Register of Deeds. Parcel Number: 055M-B-026.00 due and payable; and that an agent of Wilson & in Monroe County, Tennessee, and being more in said Deed of Trust; and WHEREAS, default having been made in Current Owner(s) of Property: James Associates, P.L.L.C., as Successor Trustee, by particularly described as follows: NOW, THEREFORE, notice is hereby given the payment of the debt(s) and obligation(s) Graves virtue of the power, duty, and authority vested SITUATED in District Three (3) of Monroe that the entire indebtedness has been declared thereby secured by the said Deed of Trust and This sale is subject to, without limitation, all in and imposed upon said Successor Trustee, County, Tennessee, and without the cor- due and payable as provided in said Deed of the current holder of said Deed of Trust, Branch matters shown on any applicable recorded plat; by U.S. Bank Trust National Association, not porate limits of the City of Madisonville, Trust by the Holder, and that as agent for the Banking and Trust Company, (the “Holder”), any unpaid taxes; any restrictive covenants, in its individual capacity but solely as owner Tennessee, being more particularly bounded undersigned, Brock & Scott, PLLC, Substitute appointed the undersigned, Brock & Scott, easements, or setback lines that may be ap- trustee for REO Trust 2017-RPL1, will, on and described as follows: BEGINNING at Trustee, by virtue of the power and authority PLLC, as Substitute Trustee, with all the rights, plicable; any statutory right of redemption of November 18, 2019 on or about 11:00 AM, at an existing iron pin on the northerly side vested in it, will on December 4, 2019, at powers and privileges of the original Trustee any governmental agency, state or federal; any the Monroe County Courthouse, Madisonville, of Goodwin Street, corner to an unnamed 1:00PM at the usual and customary location named in said Deed of Trust; and prior liens or encumbrances including those Tennessee, offer for sale certain property public street; thence with the line of Good- at the Annex Building, 101 Mulberry Street, NOW, THEREFORE, notice is hereby given created by a fixture filing or any applicable ho- hereinafter described to the highest bidder win Street, South 84 degrees 45 minutes Loudon, TN 37774, proceed to sell at public that the entire indebtedness has been declared meowners’ association dues or assessments; FOR certified funds paid at the conclusion of 00 seconds West 124.49 feet to a set iron outcry to the highest and best bidder for cash, due and payable as provided in said Deed of all claims or other matters, whether of record the sale, or credit bid from a bank or other pin corner to Claude Watson heirs (DB 137, the following described property situated in Trust by the Holder, and that as agent for the or not, which may encumber the purchaser’s lending entity pre-approved by the successor Page 680); thence with the line of Watson Loudon County, Tennessee, to wit: undersigned, Brock & Scott, PLLC, Substitute title and any matter that an accurate survey trustee. The sale is free from all exemptions, Heirs, North 05 degrees 15 minutes 04 SITUATED IN DISTRICT NO. TWO (2) OF Trustee, by virtue of the power and authority of the premises might disclose. which are expressly waived in the Deed of seconds West 115.88 feet to a set iron LOUDON COUNTY, TENNESSEE, AND WITHIN vested in it, will on December 4, 2019, at The following parties may claim an interest Trust, said property being real estate situated pin; thence with a severance line, North THE CORPORATE LIMITS OF THE CITY OF 1:00PM at the usual and customary location in the above-referenced property to be affected in Monroe County, Tennessee, and being more 81 degrees 10 minutes 22 seconds East LENOIR CITY, TENNESSEE, AND MORE at the Annex Building, 101 Mulberry Street, by the foreclosure: any judgment creditor or particularly described as follows: 124.61 feet of a set iron pin on the westerly PARTICULARLY DESCRIBED AS FOLLOWS: Loudon, TN 37774, proceed to sell at public lien holder with an interest subordinate to the SITUATED IN DISTRICT, MONROE COUNTY, side of a public street; thence with the line BEGINNING AT AN IRON PIN IN THE SOUTH- outcry to the highest and best bidder for cash, said Deed of Trust or any party claiming by, TENNESSEE AND IN THE CITY OF SWEET- of said street, South 05 degrees 18 minutes WESTERN RIGHT-OF-WAY LINE OF OAK the following described property situated in through, or under any of the foregoing. Such WALER, TENNESSEE. TO-WIT: 21 seconds East 123.66 feet to the point STREET ANNEX AT A COMMON CORNER Loudon County, Tennessee, to wit: parties known to the Substitute Trustee may BEING A HOUSE AND LOT LOCATED IN FAIR of BEGINNING; said property being the TO TRACTS NO. 4 AND 5; THENCE SOUTH Situated in District No. One (1) of Loudon include: None. VIEW OR OLD FAIR GROUND ADDITION TO southerly property of record in Deed Book 35 DEG. 41 MIN. WEST, 100 FEET TO AN County, Tennessee, and being known and Terms of Sale will be public auction, for THE CITY OF SWEET WATER BEING LOT 44 75, Page 407, in the Register’s Office for IRON PIN; THENCE NORTH 54 DEG. 19 MIN. designated as all of Lot 6, Block 9, Miala- cash, free and clear of rights of homestead, IN SAID ADDITION MORE PARTICULARLY Monroe County, Tennessee. THE SOURCE WEST, 90 FEET TO AN IRON PIN; THENCE quo Coves Subdivision, Tellico Village, as redemption and dower to the extent disclaimed DESCRIBED AS FOLLOWS: BEGINNING of the above description is the same as NORTH 35 DEG. 41 MIN. EAST, 62 FEET shown by map of same of record in Map or inapplicable, and the rights of Joan D. Moore AT A POINT ON SMITH ROAD WHICH IS the previous deed of record, no boundary TO AN IRON PIN; THENCE NORTH 54 DEG. Cabinet C, Slide 14, in the Register’s and Frank B. Moore, and those claiming through SOUTHEAST CORNER OF THIS TRACT AND survey having been made at the time of the 19 MIN. WEST, 50 FEET TO AN IRON PIN; Office for Loudon County, Tennessee, to him/her/it/them. IN THE MIDDLE OF AN UNOPENED STREET conveyance. SUBJECT TO all Restrictions, THENCE NORTH 35 DEG. 41 MIN. EAST, 85 which map specific reference is hereby Any right of equity of redemption, statutory (FORMERLY REFERRED TO AS COLLEGE Covenants, Reservations, and Minimum FEET TO AN IRON PIN CORNER TO TRACT NO. made for a more particular description. and otherwise, and homestead are waived in STREET). WHERE THIS LOT ADJOINS THE Building Setback Lines and Ingress and 3; THENCE WITH LOT NO. 3, SOUTH 54 DEG. Being the same property was conveyed to accord with the terms of said Deed of Trust, LANGLEY LOT; THENCE RUNNING NORTH Egress Easements and installation and 19 MIN. EAST, 100 FEET TO AN IRON PIN, A Ethan A. Estenoz and wife, Ilena Estenoz by and the title is believed to be good, but the WITH SAID SMITH STREET 100 FT. TO THE maintenance of Utility and Drainage facili- CORNER TO OAK STREET ANNEX; THENCE Deed from Gary D. Nischwitz and wife, Phyl- undersigned will sell and convey only as Sub- LINE OF THE GEORGE ALLEN PROPERTY; ties as stated on recorded plat of record, WITH OAK STREET ANNEX, SOUTH 35 DEG. lis J. Nischwitz, dated December 17, 2013, stitute Trustee. THENCE WEST WITH THE ALLEN PROPERTY if applicable, and all amendments thereto 41 MIN. WEST, 47 FEET TO AN IRON PIN; and of record in Deed Book 366, Page 561, The right is reserved to adjourn the day 128 FT. TO AN UNOPENED ALLEY; THENCE recorded, and further to any matter and/ THENCE SOUTH 54 DEG. 19 MIN. EAST, in the Register’s Office for Loudon County, of the sale to another day, time, and place SOUTH WITH SAID ALLEY 100 FT. TO THE or condition which would be disclosed by a 40 FEET TO THE POINT OF BEGINNING AND Tennessee. certain without further publication, upon an- LANGLEY LINE, OF CORNER OF COLLEGE current and accurate survey or inspection BEING TRACT NO. 4 OF OAK STREET PARK Parcel ID Number: 068N F 022.00 nouncement at the time and place for the sale STREET; THENCE EAST WITH THE LANGLEY of the property herein described. SUBJECT ACCORDING TO SURVEY OF R.W. SWEENEY, Address/Description: 305 Gadusi Lane, set forth above. If you purchase a property LINE OR COLLEGE STREET 132 FT. TO THE TO all Notes, Matters, Restrictions, Agree- JR., RLS #361, DATED MAY 25,1984. Loudon, TN 37774. at the foreclosure sale, the entire purchase POINT OF BEGINNING. ments, Covenants, Easements, Setback SUBJECT TO A 30 FOOT BUILDING SETBACK Current Owner(s): Ethan A. Estenoz and price is due and payable at the conclusion ALSO KNOWN AS: 301 Smith Street, Sweet- Lines, Right-of-Ways and all other Conditions LINE AND A SEWER LINE EASEMENT ACROSS Ilena Estenoz. of the auction in the form of a certified/ water, TN 37874 of record in the Register’s Office for Monroe THE PROPERTY, AND SUBJECT TO A 5 FOOT Other Interested Party(ies): N/A bank check made payable to or endorsed This sale is subject to all matters shown on County, Tennessee. UTILITY EASEMENT ON EACH LOT LINE. The sale of the property described above to Shapiro & Ingle, LLP. No personal checks any applicable recorded plat; any unpaid taxes; ALSO KNOWN AS: 240 Pedigo Road, Madi- THE ABOVE DESCRIPTION BEING THE SAME shall be subject to all matters shown on will be accepted. To this end, you must bring any restrictive covenants, easements, or setback sonville, TN 37354 AS THE PREVIOUS DEED OF RECORD; NO any recorded plat; any and all liens against sufficient funds to outbid the lender and any lines that may be applicable; any statutory rights This sale is subject to all matters shown BOUNDARY SURVEY HAVING BEEN OB- said property for unpaid property taxes; any other bidders. Insufficient funds will not be of redemption of any governmental agency, state on any applicable recorded plat; any unpaid TAINED AT THE TIME OF THIS CONVEYANCE. restrictive covenants, easements or set-back accepted. Amounts received in excess of the or federal; any prior liens or encumbrances as taxes; any restrictive covenants, easements, BEING THE SAME PROPERTY CONVEYED TO lines that may be applicable; any prior liens or winning bid will be refunded to the successful well as any priority created by a fixture filing; or setback lines that may be applicable; any ALICE ANN HILL (SINGLE) FROM PHYLLIS encumbrances as well as any priority created by purchaser at the time the foreclosure deed and to any matter that an accurate survey of statutory rights of redemption of any govern- K. WILBURN AND RICHARD F. WILBURN a fixture filing; a deed of trust; and any matter is delivered. the premises might disclose. In addition, the mental agency, state or federal; any prior liens AND WIFE, VIOLET W. WILBURN BY A than an accurate survey of the premises might This property is being sold with the express following parties may claim an interest in the or encumbrances as well as any priority created WARRANTY DEED DATED DECEMBER 13, disclose; and reservation that the sale is subject to confirma- above- referenced property: by a fixture filing; and to any matter that an ac- 1985 OF RECORD IN DEED BOOK 158, All right and equity of redemption, statutory or tion by the lender or trustee. This sale may be JAMES H BAXLEY curate survey of the premises might disclose. PAGE 649, IN THE REGISTER’S OFFICE otherwise, homestead, and dower are expressly rescinded only by the Substitute Trustee at any SCARLETT BAXLEY In addition, the following parties may claim an FOR LOUDON COUNTY, TENNESSEE. waived in said Deed of Trust, and the title is time. If the Substitute Trustee rescinds the JAMES BAXLEY interest in the above- referenced property: THIS CONVEYANCE IS MADE SUBJECT TO ALL believed to be good, but the undersigned will sale, the purchaser shall only be entitled to a The sale held pursuant to this Notice may be JUDITH K DONATO APPLICABLE RESTRICTIONS, EASEMENTS, sell and convey only as Substitute Trustee. return of any money paid towards the purchase rescinded at the Successor Trustee’s option at The sale held pursuant to this Notice may BUILDING SETBACK LINES AND ALL CONDI- The right is reserved to adjourn the day of the price and shall have no other recourse. Once any time. The right is reserved to adjourn the day be rescinded at the Successor Trustee’s option TIONS AS SHOWN OF RECORD. sale to another day, time, and place certain the purchaser tenders the purchase price, the of the sale to another day, time, and place certain at any time. The right is reserved to adjourn Parcel ID Number: 020J B 016 without further publication, upon announce- Substitute Trustee may deem the sale final in without further publication, upon announcement the day of the sale to another day, time, and Address/Description: 135 Karmadale Drive, ment at the time and place for the sale set which case the purchaser shall have no remedy. at the time and place for the sale set forth place certain without further publication, upon Lenoir City, TN 37771. forth above. The real property will be sold AS IS, WHERE above. In the event of inclement weather, the announcement at the time and place for the Current Owner(s): Alice Ann Hill. This office is attempting to collect a debt. IS, with no warranties or representations of trustee hereby announces that the sale will be sale set forth above. In the event of inclem- Other Interested Party(ies): N/A Any information obtained will be used for any kind, express or implied, including without postponed for a period of two weeks. In such ent weather, the trustee hereby announces The sale of the property described above that purpose. limitation, warranties regarding condition of the situations, notices will be mailed to interested that the sale will be postponed for a period of shall be subject to all matters shown on Brock & Scott, PLLC, Substitute Trustee property or marketability of title. parties of record. W&A No. 338874 two weeks. In such situations, notices will be any recorded plat; any and all liens against c/o Tennessee Foreclosure Department This office may be a debt collector. This DATED October 21, 2019 mailed to interested parties of record. W&A said property for unpaid property taxes; any 4360 Chamblee Dunwoody Road, Ste 310 may be an attempt to collect a debt and any WILSON & ASSOCIATES, P.L.L.C., No. 334301 restrictive covenants, easements or set-back Atlanta, GA 30341 information obtained may be used for that Successor Trustee DATED October 24, 2019 lines that may be applicable; any prior liens or PH: 404-789-2661 FX: 404-294-0919 purpose. Oct. 25, Nov. 1, 8, 2019 Fok17376 WILSON & ASSOCIATES, P.L.L.C., encumbrances as well as any priority created by File No.: 19-07038 FC01 Shapiro & Ingle, LLP Successor Trustee a fixture filing; a deed of trust; and any matter Nov. 8, 15, 22, 2019 Fok17442 Substitute Trustee NOTICE OF TRUSTEE’S SALE Nov. 1, 8, 15, 2019 Fok17398 than an accurate survey of the premises might 10130 Perimeter Parkway, Suite 400 WHEREAS, default has occurred in the disclose; and SUBSTITUTE TRUSTEE’S SALE Charlotte, NC 28216 performance of the covenants, terms, and All right and equity of redemption, statutory or Sale at public auction will be on December Phone: (704) 333-8107 conditions of a Deed of Trust Note dated Au- otherwise, homestead, and dower are expressly 3, 2019 at 10:00AM local time, at the Former Fax: (704) 333-8156 gust 31, 2017, and the Deed of Trust of even Foreclosure Notices waived in said Deed of Trust, and the title is Loudon Utilities Bldg., 201 Alma Place, Loudon, www.shapiro-ingle.com date securing the same, recorded September believed to be good, but the undersigned will Tennessee pursuant to Deed of Trust executed File No. 19-119343 5, 2017, in Book No. M-34, at Page 246, in Roane County sell and convey only as Substitute Trustee. by Joan D. Moore and Frank B. Moore, to Ernest Nov. 8, 15, 22, 2019 Fok17444 Office of the Register of Deeds for Monroe The right is reserved to adjourn the day of the B. Williams IV, Trustee, as trustee for The CIT County, Tennessee, executed by Judith K sale to another day, time, and place certain Group/Consumer Finance, Inc. on February 7, Donato, conveying certain property therein NOTICE OF SUBSTITUTE TRUSTEE`S without further publication, upon announce- 2000 at Book 484, Page 649; conducted by described to Charles E. Tonkin, II as Trustee FORECLOSURE SALE ment at the time and place for the sale set Shapiro & Ingle, LLP, having been appointed for Mortgage Electronic Registration Systems, WHEREAS, ZACHARY S ROSEBURGH AND forth above. Substitute or Successor Trustee, all of record Foreclosure Notices Inc., as beneficiary, as nominee for Mortgage AUTUMN ROSEBURGH, HUSBAND AND WIFE This office is attempting to collect a debt. in the Loudon County Register’s Office. Default monroe County Investors Group, its successors and assigns; AKA ZACHARY S. ROSENBURGH AND AUTUMN Any information obtained will be used for has occurred in the performance of the cov- and the undersigned, Wilson & Associates, ROSENBURGH, executed a Deed of Trust to that purpose. enants, terms, and conditions of said Deed of P.L.L.C., having been appointed Successor NIKKI MCKNIGHT, Trustee for the benefit Brock & Scott, PLLC, Substitute Trustee Trust and the entire indebtedness has been NOTICE OF TRUSTEE’S SALE Trustee by PennyMac Loan Services, LLC. of MORTGAGE ELECTRONIC REGISTRATION c/o Tennessee Foreclosure Department declared due and payable. WHEREAS, default has occurred in the perfor- NOW, THEREFORE, notice is hereby given SYSTEMS, INC.AS NOMINEE FOR FIRST 4360 Chamblee Dunwoody Road, Ste 310 Party Entitled to Enforce the Debt: HSBC mance of the covenants, terms, and conditions that the entire indebtedness has been declared GUARANTY MORTGAGE CORPORATION, on Atlanta, GA 30341 Bank USA, National Association as Trustee in of a Deed of Trust Note dated March 25, 2006, due and payable; and that an agent of Wilson & August 8, 2014 and recorded on August 14, PH: 404-789-2661 FX: 404-294-0919 trust for Citigroup Mortgage Loan Trust Inc., and the Deed of Trust of even date securing the Associates, P.L.L.C., as Successor Trustee, by 2014 in Book 1509, Page 521, Instrument File No.: 17-17638 FC03 Asset Backed Pass Through Certificates Series same, recorded March 29, 2006, in Book No. virtue of the power, duty, and authority vested No. 14004601 in the Office of the Register Nov. 8, 15, 22, 2019 Fok17441 2003-HE3, its successors and assigns. J-22, at Page 533, in Office of the Register of in and imposed upon said Successor Trustee, of Roane County, Tennessee. Page 28 Public Notices NOVEMBER 8 - 14 2019 www.TNLedger.com/Knoxville

WHEREAS, default having been made in the vested in it, will on November 19, 2019, at (see Deed Book L-21, page 690); said point 58 degrees 59 minutes West, 120.53 feet center of Paint Rock Valley Road; thence the payment of the debt(s) and obligation(s) thereby 11:00 AM at the Roane County Courthouse, of beginning being South 38 degrees 10 along a common dividing line with Jesss [slc] following courses and distances along the secured by the said Deed of Trust and the cur- 200 E Race St, Kingston, TN 37763, proceed minutes West, 914.7 feet measured along Gatlin (see Deed Book A-21, page 776) to meanderings of the centerline of Paint Rock rent holder of said Deed of Trust, First Guaranty to sell at public outcry to the highest and best the centerline of Paint Rock Valley Road from a 15 inch oak with blazes; thence South 40 Valley Road as follows: Mortgage Corporation (the “Holder”), appointed bidder for cash, the following described property its intersection with the centerline of Basket degrees 31 minutes West, 158.72 feet to North 34 degrees 58 minutes East, 75.00 the undersigned, McMichael Taylor Gray, LLC, situated in Roane County, TN: Ridge Road; FROM SAID POINT OF BEGIN- a “set” iron pin: thence South 40 degrees feet; thence as Substitute Trustee, with all the rights, powers Lying and being situated in the Fourth Civil NING. South 58 degrees 26 minutes East, 31 minutes West, 42.83 feet to a 6 inch North 33 degrees 24 minutes East, 161.28 and privileges of the original Trustee named in District of Roane County, Tennessee, the 1005.34 feet along a common dividing line gum with blazes; thence South 31 degrees feet to a “set” iron pin; thence said Deed of Trust; and same being a tract of land containing 20 with John McLaughlin to an iron pin; thence 12 minutes West, 138.49 feet to a 12 North 32 degrees 08 minutes East, 63.05 NOW, THEREFORE, notice is hereby given that acres lying Southeast of the centerline of South 29 degrees 21 minutes West, 59.40 inch hickory with blazes; thence South 27 feet; thence the entire indebtedness has been declared due Paint Rock Valley Road and being more par- feet to a 12 inch twin oak with blazes; thence degrees 34 minutes West, 212.35 feet to a North 29 degrees 30 minutes East, 36.30; and payable as provided in said Deed of Trust ticularly described as follows, to-wit: South 23 degrees 11 minutes West, 312.26 “set” iron pin; thence along a severance line [feet] thence by the Holder, and that as agent for the under- Beginning at an iron pin in the Northwest feet to a 20 inch oak with blaze; thence South with Marvin Frisbie (See Deed Book D-20), North 27 degrees 19 minutes East, 39.34; signed, McMichael Taylor Gray LLC, Substitute corner of the within described property and 24 degrees 40 minutes West, 214.12 feet page 14) North 42 degrees 03 minutes [feet] thence Trustee, by virtue of the power and authority at a common corner with John McLaughlin to a 23 inch oak with blazes; thence South West, 740.57 feet to a “set” iron pin in the North 24 degrees 38 minutes East, 35.15

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feet; thence Office: 404-474-7149 BRENTWOOD, TN 37027 PLG# 19-015937-1 USED FOR THAT PURPOSE. North 21 degrees 06 minutes East, 45.27 Fax: 404-745-8121 TN INVESTORS PAGE: HTTP://MWZMLAW. Nov. 1, 8, 15, 2019 Fok17417 Padgett Law Group, Substitute Trustee feet; thence MTG: TN2019-00186 COM/TN_INVESTORS.PHP 6267 Old Water Oak Road, Suite 203 North 17 degrees 28 minutes East, 69.91 Oct. 25, Nov. 1, 8, 2019 Fok17363 Nov. 1, 8, 15, 2019 Fok17401 SUBSTITUTE TRUSTEE’S NOTICE OF SALE Tallahassee, FL 32312 feet; thence Sale at public auction will be on December 3, (850) 422-2520 (telephone) North 21 degrees 48 minutes East, 41.74 SUBSTITUTE TRUSTEE’S SALE SUBSTITUTE TRUSTEE’S NOTICE OF SALE 2019, at or about 10:00 AM, local time, at the (850) 422-2567 (facsimile) feet; thence Sale at public auction will be on December 3, Sale at public auction will be on December 5, front door of the Roane County Courthouse, [email protected] North 26 degrees 15 minutes, East, 31.03 2019 on or about 11:00AM local time, at the 2019, at or about 10:00 AM, local time, at the 200 East Race Street, Kingston, TN 37763, PLG# 19-014602-1 feet; thence Front steps of the Roane County Courthouse, front door of the Roane County Courthouse, pursuant to the Deed of Trust executed by Nov. 1, 8, 15, 2019 Fok17421 North 31 degrees 01 minutes, East, 25.02 Kingston, Tennessee, conducted by the Substi- 200 East Race Street, Kingston, TN 37763, Tommy R. Swicegood and wife, Andre L. feet; thence tute Trustee as identified and set forth herein pursuant to the Deed of Trust executed by Swicegood, to Onnie L. Winebarger, as Trustee NOTICE OF TRUSTEE’S SALE North 34 degrees 23 minutes, East, 66.35 below, pursuant to Deed of Trust executed by Marilyn M. Sheppard, unmarried, to FMLS, Inc., for Innovative Housing Systems, Inc. dated WHEREAS, default has occurred in the feet; thence BILLIE JUNE WATTS, to FNC Title Services, as Trustee for AmSouth Bank dated September April 26, 1995, and recorded in Trust Book performance of the covenants, terms, and North 32 degrees 29 minutes, East, 37.40 LLC, Trustee, on October 7, 2014, at Record 22, 2006, and recorded in Book 1198, Page 552, Page 288, in the Register’s Office for conditions of a Deed of Trust Note dated August feet; thence Book 1515, Page 327-341 as Instrument No. 188, and modified in Book 1283, Page 340, Roane County, Tennessee (“Deed of Trust”), 15, 2007, and the Deed of Trust of even date North 26 degrees 00 minutes, East, 24.12 14006047 in the real property records of Roane and Book 1288, Page 171 in the Register’s conducted by Padgett Law Group, having been securing the same, recorded August 21, 2007, feet; thence County Register’s Office, Tennessee. Office for Roane County, Tennessee (“Deed appointed Substitute Trustee, all of record in in Book No. 1244, at Page 910, in Office of the North 20 degrees 34 minutes, East, 24.92 Owner of Debt: AMERICAN ADVISORS of Trust”), conducted by Padgett Law Group, the Roane County Register’s Office. Default Register of Deeds for Roane County, Tennes- feet; thence GROUP having been appointed Substitute Trustee, all in the performance of the covenants, terms, see, executed by Wilma Lee Kinser, conveying North 13 degrees 52 minutes, East, 25.79 The following real estate located in Roane of record in the Roane County Register’s Office. and conditions of said Deed of Trust has been certain property therein described to Joyce, feet; thence County, Tennessee, will be sold to the highest Default in the performance of the covenants, made; and the entire indebtedness has been Meredith, Flitcroft & Normand as Trustee for North 07 degrees 22 minutes, East, 27.52 call bidder subject to all unpaid taxes, prior terms, and conditions of said Deed of Trust declared due and payable. Mortgage Electronic Registration Systems, feet; thence liens and encumbrances of record: has been made; and the entire indebtedness Party entitled to enforce the debt: U.S. Bank Inc., as beneficiary, Taylor, Bean & Whitaker North 00 degrees 42 minutes, East, 25.28 SITUATED, LYING AND BEING IN THE has been declared due and payable. Trust National Association, as trustee for Towd Mortgage Corp., its successors and assigns; feet; thence THIRD (3RD) CIVIL DISTRICT OF ROANE Party entitled to enforce the debt: Regions Bank Point Master Funding Trust 2017-PM18 and the undersigned, Wilson & Associates, North 04 degrees 36 minutes West, 23.10 COUNTY,TENNESSEE, WITHOUT THE COR- Successor by Merger with AmSouth Bank The hereinafter described real property located P.L.L.C., having been appointed Successor feet; thence PORATE LIMITS OF ANY MUNICIPALITY, Other interested parties: Unifund CCR, LLC in Roane County will be sold to the highest call Trustee by Selene Finance, LP. North 12 degrees 12 minutes West, 22.29 AND BEING KNOWN AND DESIGNATED AS The hereinafter described real property located bidder subject to all unpaid taxes, prior liens NOW, THEREFORE, notice is hereby given feet; thence ALL OF LOT NO. 67 IN RIVERBEND ESTATES in Roane County will be sold to the highest call and encumbrances of record: that the entire indebtedness has been declared North 20 degrees 56 minutes West, 22.27 SUBDIVISION,AS SHOWN ON PLAT RECORD- bidder subject to all unpaid taxes, prior liens Legal Description: SITUATED, lying and being due and payable; and that an agent of Wilson & feet; thence ED IN PLAT BOOK 6, PAGE 66, CABINET 4, and encumbrances of record: in the First Civil District of Roane County, Associates, P.L.L.C., as Successor Trustee, by North 27 degrees 48 minutes West, 22.59 SLIDE 48 IN THE REGISTER`S OFFICE FOR Legal Description: THE FOLLOWING REAL PROP- Tennessee, and more particularly described virtue of the power, duty, and authority vested feet; thence ROANE COUNTY, TENNESSEE, TO WHICH ERTY SITUATED IN THE COUNTY OF ROANE, as follows: in and imposed upon said Successor Trustee, North 34 degrees 55 minutes West, 85.10 PLAT SPECIFIC REFERENCE IS HEREBY AND STATE OF TENNESSEE, DESCRIBED AS TO FIND THE POINT OF BEGINNING commence by Selene Finance, LP, will, on November 21, feet; thence MADE AND ACCORDING TO SURVEY OF MIKE FOLLOWS: at a stake at the ditch line of Gustie Lemons 2019 on or about 12:00 PM, at the Roane North 32 degrees 41 minutes West, 25.57 FREEMAN, RLS, DATED AUGUST 12, 1994, LOT UNNU, BLOCK 43, OF CITY ROCKWOOD, property, thence running North with a road 78 County Courthouse, Kingston, Tennessee, feet; thence BEARING DRAWING NO. R3RBE. AS SHOWN ON PLAT OF RECORD IN PLAT 1/2 degrees East 180 feet to stake; THIS IS offer for sale certain property hereinafter North 23 degrees 43 minutes West, 21.35 Being the same property conveyed to Leldon BOOK 1 AT PAGE 4 IN THE REGISTER`S OF- THE POINT OF BEGINNING; thence continuing described to the highest bidder FOR certified feet; thence L. Watts and Billie June Watts by Quit Claim FICE OF ROANE COUNTY, TENNESSEE TO with said road North 78 1/2 degrees, East funds paid at the conclusion of the sale, or North 14 degrees 24 minutes West, 19.97 deed from Gary Watts, married, dated January WHICH PLAT REFERENCE IS HEREBY MADE 100 feet to a stake in the Dixie Bullard line; credit bid from a bank or other lending entity feet; thence 10, 2003 and recorded January 10, 2003 as FOR A MORE PARTICULAR DESCRIPTION OF thence with the Bullard line South 23 degrees pre-approved by the successor trustee. The North 04 degrees 39 minutes West, 20.85 Book DL22, Page 36. SAID PROPERTY. East 125 feet to a stake; thence South 78 1/2 sale is free from all exemptions, which are feet; thence Property Address: 3013 Meadowbrook Drive, BEING THE SAME PREMISES CONVEYED degrees West 100 feet to a stake; thence North expressly waived in the Deed of Trust, said North 03 degrees 20 minutes East, 19.20 Kingston, Tennessee 37763 TO THE GRANTOR(S) BY DEED RECORDED 23 degrees West 125 feet to the stake at the property being real estate situated in Roane feet; thence Parcel ID: 048N-B-006.00-000 08/04/2006 IN BOOK 1186, PAGE 392. point of BEGINNING. County, Tennessee, and being more particularly North 11 degrees 34 minutes East, 22.58 Tax ID: 048N-B-006.00-000 Street Address: The street address of the Together with that certain 1995 80x16 Car- described as follows: feet to the POINT OF BEGINNING according Current Owner(s) of Property: BILLIE JUNE property is believed to be 527 West Rockwood riage mobile home with Vehicle Identification Situated in the Second Civil District of Roane to the survey of Luther D. Hayes TRLS#1456 WATTS Street, Rockwood, TN 37854, but such ad- Number(s): CHAL0648 County, Tennessee, without the corporate bearing date of November 11, 1999, and The street address of the above described dress is not part of the legal description of the Street Address: The street address of the limits of any municipality and being more being drawing #A-157. property is believed to be 3013 Meadowview property. In the event of any discrepancy, the property is believed to be 716 Hassler Mill particularly described as follows: THERE IS EXCEPTED FROM THIS CONVEY- Drive, Kingston, TN 37763, but such address legal description herein shall control. Road, Harriman, TN 37748, but such address Beginning at a concrete monument located ANCE THE FOLLOWING TRACT of realty is not part of the legal description of the Map/Parcel Number: 054C A 008.00 is not part of the legal description of the prop- in the State’s right of way approximately be- conveyed to Floyd Newcomb and wife, Doris property sold herein and in the event of any Current owner(s) of Record: Marilyn M. erty. In the event of any discrepancy, the legal ing 2000 feet, more or less, from the center Newcomb of record in Deed Book DN21, page discrepancy, the legal description referenced Sheppard description herein shall control. line of Old Harriman Highway; thence North 826, Register’s Office for Roane County, herein shall control. This sale is subject to all matters shown on Map/Parcel Number: 036 038.01 03 degrees 06 minutes West a distance of Tennessee: THERE IS ALSO EXCEPTED SALE IS SUBJECT TO OCCUPANT(S) RIGHTS any applicable recorded Plat or Plan; any un- Current owner(s) of Record: Scott Royal Smith, 220.01 feet to a railroad spike; thence North FROM THIS CONVEYANCE THE FOLLOWING IN POSSESSION. paid taxes and assessments; any restrictive as Trustee under the 714 Hassler Mill Road 85 degrees 48 minutes East a distance of TRACT of realty conveyed to Gilbert Gaona THE RIGHT IS RESERVED TO ADJOURN THE covenants, easements or setback lines that Trust dated 02/12/2019 215.00 feet to an iron pin; thence South and wife, Beth Gaona of record in Deed Book DAY OF THE SALE TO ANOTHER DAY, TIME may be applicable; rights of redemption, equity, This sale is subject to all matters shown on 02 degrees 39 minutes West a distance of 1060, page 777, Register’s Office for Roane AND PLACE CERTAIN WITHOUT FURTHER statutory or otherwise, not otherwise waived in any applicable recorded Plat or Plan; any un- 198.30 feet to an iron pin; thence South County, Tennessee. PUBLICATION, UPON ANNOUNCEMENT AT THE the Deed of Trust, including rights of redemption paid taxes and assessments; any restrictive 79 degrees 15 minutes West a distance Being the same property conveyed to TIME AND PLACE FOR THE SALE SET FORTH of any government agency, state or federal; covenants, easements or setback lines that of 192.52 feet to a concrete monument; Zachary S. Rosenburgh and wife, Autumn ABOVE. THE TERMS OF SALE ARE CASH. ANY and any and all prior deeds of trust, liens, may be applicable; rights of redemption, equity, thence South 71 degrees 18 minutes West Rosenburgh dated 8-8-14 and filed on record TAXES OR FEES WILL BE THE RESPONSIBIL- dues, assessments, encumbrances, defects, statutory or otherwise, not otherwise waived in 4.44 feet to the point of beginning, as on 8/14/14 in Book 1509, page 518 in the ITY OF THE PURCHASER. IF THE SALE IS SET adverse claims and other matters that may the Deed of Trust, including rights of redemption surveyed by Dean A. Orr, TRLS No. 780, Register of Deeds Office for Roane County, ASIDE FOR ANY REASON, THE PURCHASER take priority over the Deed of Trust upon which of any government agency, state or federal; on January 23, 1997. Tennessee. AT THE SALE SHALL BE ENTITLED ONLY TO A this foreclosure sale is conducted or are not and any and all prior deeds of trust, liens, Subject to and conveyed herewith is access Street Address: 1819 Paint Rock Valley Rd, RETURN OF THE PURCHASE PRICE. THE PUR- extinguished by this Foreclosure Sale. dues, assessments, encumbrances, defects, to a 14-foot driveway to the Scandlyn Road Philadelphia, TN 37846 CHASER SHALL HAVE NO FURTHER RECOURSE THE PROPERTY IS SOLD WITHOUT ANY REPRE- adverse claims and other matters that may as stated in Deed Book J-12, page 424. Parcel Number: 129-101.02 AGAINST THE GRANTOR, THE GRANTEE, OR SENTATIONS OR WARRANTIES, EXPRESSED OR take priority over the Deed of Trust upon which Subject to and conveyed herewith is a 14- Current Owner: Zachary S Roseburgh and Au- THE TRUSTEE. IMPLIED, RELATING TO TITLE, MARKETABILITY this foreclosure sale is conducted or are not foot side access drive across the western tumn Roseburgh AKA Zachary S. Rosenburgh OTHER INTERESTED PARTIES: FIRST TEN- OF TITLE, POSSESSION, QUIET ENJOYMENT OR extinguished by this Foreclosure Sale. portion of the property as described in and Autumn Rosenburgh NESSEE BANK AND ESTATE OF BILLIE JUNE THE LIKE AND FITNESS FOR A GENERAL OR THE PROPERTY IS SOLD WITHOUT ANY REPRE- Deed Book Z-18, page 184, in the Regis- Other Interested Party(ies): N/A WATTS AND SECRETARY OF HOUSING & URBAN PARTICULAR USE OR PURPOSE. The title is SENTATIONS OR WARRANTIES, EXPRESSED OR ter’s Office for Roane County, Tennessee, This sale is subject to all matters shown DEVELOPMENT believed to be good, but the undersigned will IMPLIED, RELATING TO TITLE, MARKETABILITY and in Deed Book 1127, page 210, in on any applicable recorded plat; any unpaid THIS IS AN ATTEMPT TO COLLECT A DEBT AND sell and convey only as Substitute Trustee. OF TITLE, POSSESSION, QUIET ENJOYMENT OR the Register’s Office for Roane County, taxes; any restrictive covenants, easements, ANY INFORMATION OBTAINED WILL BE USED The right is reserved to adjourn the sale to THE LIKE AND FITNESS FOR A GENERAL OR Tennessee. or setback lines that may be applicable; any FOR THAT PURPOSE. another time certain or to another day, time, PARTICULAR USE OR PURPOSE. The title is This property is subject to all applicable statutory rights of redemption of any govern- If applicable, the notice requirements of T.C.A. and place certain, without further publication believed to be good, but the undersigned will easements, permissive use agreements mental agency, state or federal; any prior liens 35-5-101 have been met. upon announcement on the day, time, and sell and convey only as Substitute Trustee. and restrictions of record in the register’s or encumbrances as well as any priority created All right of equity of redemption, statutory place of sale set forth above or any subsequent Title to the manufactured home may be trans- office. Also conveyed are all rights in ease- by a fixture filing; any matter that an accurate and otherwise, and homestead are expressly adjourned day, time, and place of sale. ferred by Bill of Sale or Certificate of Title, as ments and permissive use agreements of survey of the premises might disclose; any waived in said Deed of Trust, but the under- If you purchase a property at the foreclosure the case may require. record. prior liens or encumbrances as well as any signed will sell and convey only as Substitute sale, the entire purchase price is due and The right is reserved to adjourn the sale to ALSO KNOWN AS: 417 Scandlyn Hollow priority created by a fixture filing; any deed of Trustee. payable at the conclusion of the auction in the another time certain or to another day, time, Road, Oliver Springs, TN 37840 trust; and any matter that an accurate survey If the U.S. Department of Treasury/IRS, the form of a certified check made payable to or and place certain, without further publication This sale is subject to all matters shown of the premises might disclose; and State of Tennessee Department of Revenue, endorsed to Padgett Law Group. No personal upon announcement on the day, time, and on any applicable recorded plat; any unpaid All right and equity of redemption, statutory or or the State of Tennessee Department of checks will be accepted. To this end, you must place of sale set forth above or any subsequent taxes; any restrictive covenants, easements, otherwise, homestead, and dower are expressly Labor or Workforce Development are listed bring sufficient funds to outbid the lender and adjourned day, time, and place of sale. or setback lines that may be applicable; any waived in said Deed of Trust. The undersigned as Interested Parties in the advertisement, any other bidders. Insufficient funds will not be If you purchase a property at the foreclosure statutory rights of redemption of any govern- will sell and convey only as Substitute Trustee. then the Notice of this foreclosure is being accepted. Amounts received in excess of the sale, the entire purchase price is due and mental agency, state or federal; any prior liens The right is reserved to adjourn the day of the given to them and the Sale will be subject winning bid will be refunded to the successful payable at the conclusion of the auction in the or encumbrances as well as any priority created sale to another day, time, and place certain to the applicable governmental entities’ purchaser at the time the foreclosure deed form of a certified check made payable to or by a fixture filing; and to any matter that an ac- without further publication, upon announce- right to redeem the property as required by is delivered. endorsed to Padgett Law Group. No personal curate survey of the premises might disclose. ment at the time and place for the sale set 26 U.S.C. 7425 and T.C.A. §67-1-1433. This property is being sold with the express checks will be accepted. To this end, you must In addition, the following parties may claim an forth above. This property is being sold with the express reservation that the sale is subject to con- bring sufficient funds to outbid the lender and interest in the above- referenced property: This property is being sold with the express reservation that the sale is subject to confir- firmation by the lender or trustee. This sale any other bidders. Insufficient funds will not be WILMA LEE KINSER reservation that the sale is subject to confirma- mation by the lender or trustee. If the sale is may be rescinded by the Substitute Trustee accepted. Amounts received in excess of the The sale held pursuant to this Notice may tion by the lender or trustee. This sale may be set aside for any reason, the Purchaser at the at any time. winning bid will be refunded to the successful be rescinded at the Successor Trustee’s option rescinded by the Substitute Trustee at any time. sale shall be entitled only to a return of the THIS IS AN ATTEMPT TO COLLECT A DEBT, purchaser at the time the foreclosure deed at any time. The right is reserved to adjourn This office is attempting to collect a debt. purchase price. The Purchaser shall have no AND ANY INFORMATION OBTAINED WILL BE is delivered. the day of the sale to another day, time, and Any information obtained will be used for that further recourse against the Mortgagor, the USED FOR THAT PURPOSE. This property is being sold with the express place certain without further publication, upon purpose. Mortgagee or the Mortgagee’s attorney. Padgett Law Group, Substitute Trustee reservation that the sale is subject to con- announcement at the time and place for the McMichael Taylor Gray LLC MWZM File No. 19-000501-220-1 6267 Old Water Oak Road, Suite 203 firmation by the lender or trustee. This sale sale set forth above. In the event of inclem- Substitute Trustee Mackie Wolf Zientz & Mann, P.C., Substitute Tallahassee, FL 32312 may be rescinded by the Substitute Trustee ent weather, the trustee hereby announces 3550 Engineering Drive Trustee(s) (850) 422-2520 (telephone) at any time. that the sale will be postponed for a period of Suite 260 COOL SPRINGS COMMONS, SUITE 273 (850) 422-2567 (facsimile) THIS IS AN ATTEMPT TO COLLECT A DEBT, two weeks. In such situations, notices will be Peachtree Corners, GA 30092 7100 COMMERCE WAY [email protected] AND ANY INFORMATION OBTAINED WILL BE mailed to interested parties of record. W&A Page 30 Public Notices NOVEMBER 8 - 14 2019 www.TNLedger.com/Knoxville

No. 340629 36 MINUTES WEST A DISTANCE OF 17.47 FEET NORTHEAST OF THE INTERSECTION County Courthouse, Sevierville, Tennessee, that the entire indebtedness has been declared DATED October 29, 2019 FEET; THENCE LEAVING SAID ROAD WITH THE OF HOPEWELL ROAD AND SAID PUMP- offer for sale certain property hereinafter due and payable; and that an agent of Wilson WILSON & ASSOCIATES, P.L.L.C., TERRY BINGHAM LINE NORTH 45 DEGREES HOUSE ROAD, AND ALSO BEING NORTH 45 described to the highest bidder FOR certified & Associates, P.L.L.C., as Successor Trustee, Successor Trustee 17 MINUTES 12 SECONDS WEST A DISTANCE DEGREES 40 MINUTES EAST 38.30 FEET funds paid at the conclusion of the sale, or by virtue of the power, duty, and authority Nov. 1, 8, 15, 2019 Fok17420 OF 10.05 FEET TO THE POINT OF BEGINNING, FROM A CONCRETE RIGHT OF-WAY MARKER; credit bid from a bank or other lending entity vested in and imposed upon said Successor CONTAINING 3.5701 ACRES ACCORDING TO THENCE LEAVING SAID RIGHT-OF-WAY AND pre-approved by the successor trustee. The Trustee, by PennyMac Loan Services, LLC, will, NOTICE OF SUBSTITUTE TRUSTEE’S SALE SURVEY OF FRED MOORE, RLS#21, DATED WITH OTHER PROPERTY OF LARRY S. COFER sale is free from all exemptions, which are on January 7, 2020 on or about 12:15 PM, WHEREAS, default has occurred in the perfor- JANUARY 17, 1999. ESTATE THE FOLLOWING THREE COURSES expressly waived in the Deed of Trust, said at the Sevier County Courthouse, Sevierville, mance of the covenants, terms and conditions THE GRANTORS HEREIN RESERVE UNTO AND DISTANCES: NORTH 81 DEGREES 11 property being real estate situated in Sevier Tennessee, offer for sale certain property of a Deed of Trust dated December 31, 2015, THEMSELVES AND THEIR SUCCESSORS AND MINUTES WEST 222.2 FEET TO AN IRON County, Tennessee, and being more particularly hereinafter described to the highest bidder executed by MELISSA KLINGSHEIM, PETER H. ASSIGNS AN EASEMENT FOR INGRESS AND STAKE; THENCE NORTH 03 DEGREES 35 described as follows: FOR certified funds paid at the conclusion of KLINGSHEIM, conveying certain real property EGRESS TWENTY-FOUR (24) FEET IN WIDTH MINUTES EAST 245.50 FEET TO AN IRON The following described property: Situate, the sale, or credit bid from a bank or other therein described to JOSEPH B. PITT, JR., as ALONG THE WEST SIDE OF THE PROPERTY STAKE; THENCE NORTH 75 DEGREES 40 lying and being in the Third Civil District lending entity pre-approved by the successor Trustee, as same appears of record in the CONVEYED, AND ALSO AN EASEMENT FOR MINUTES EAST 466.70 FEET TO AN IRON of Sevier County, Tennessee, and being trustee. The sale is free from all exemptions, Register’s Office of Roane County, Tennessee INGRESS AND EGRESS TWENTY (20) FEET STAKE IN THE NORTHWEST RIGHT-OF-WAY OF a 3.3925 acre tract, more or less, being which are expressly waived in the Deed of recorded January 6, 2016, in Deed Book 1558, IN WIDTH ALONG THE EAST SIDE OF THE SAID PUMPHOUSE ROAD; THENCE WITH SAID bounded on the Northwest by Derrick Road, Trust, said property being real estate situated Page 83 ; and PROPERTY ABOVE CONVEYED. RIGHT-OF-WAY OF PUMPHOUSE ROAD THE FOL- on the Northeast by Sparks on the Southeast in Sevier County, Tennessee, and being more WHEREAS, the beneficial interest of said Deed Parcel ID: 056-021.02-000 LOWING THREE COURSES AND DISTANCES: by Caughron and on the Southwest by Dock- particularly described as follows: of Trust was last transferred and assigned to PROPERTY ADDRESS: The street address of SOUTH 28 DEGREES 27 MINUTES WEST ery and others and being more particularly Situated in the Fifth Civil District of Sevier Quicken Loans Inc. who is now the owner of the property is believed to be 151 BOWERS 78.00 FEET TO A CONCRETE RIGHT OF-WAY bounded and described as follows, to wit: County, Tennessee, within the corporate said debt; and RD, HARRIMAN, TN 37748. In the event of MARKER; THENCE SOUTH 11 DEGREES 10 Beginning in the Northeast corner of the limits of the City of Sevierville, Tennes- WHEREAS, the undersigned,Rubin Lublin TN, any discrepancy between this street address MINUTES WEST 152.20 FEET TO A CONCRETE property hereinafter described at an iron see, and being more particularly described PLLC, having been appointed as Substitute and the legal description of the property, the RIGHT-OF-WAY MARKER; THENCE SOUTH 45 pin at the right of way of Derrick Road a as follows: Situated, lying and being in Trustee by instrument to be filed for record legal description shall control. DEGREES 40 MINUTES WEST 252.90 FEET common corner to Sparks, said point of the Fifth Civil District of Sevier County, in the Register’s Office of Roane County, CURRENT OWNER(S): MELISSA KLINGSHEIM, TO THE POINT OF BEGINNING, AS SURVEYED Beginning being further located 3079 feet, Tennessee, and being Lot Number 3 of Tennessee. PETER H. KLINGSHEIM BY DAVID G. GIBSON, REGISTERED I AND more or less, from the point of intersection Middle Ridge being bounded on the North NOW, THEREFORE, notice is hereby given that OTHER INTERESTED PARTIES: SURVEYOR NO. 020, ON JULY 29, 1997, of Derrick Road with County line Road; by Middle Ridge Road, on the East by Lot the entire indebtedness has been declared due The sale of the above-described property shall DRAWING NO. 97185. Thence from said point of beginning and Number 4, on the South by Lot Number 6 and payable, and that the undersigned, Rubin be subject to all matters shown on any recorded Parcel ID: MAP 064, PARCEL 076.00 with the line of Sparks South 28 degrees and on the West by Lot Number 2 and be- Lublin TN, PLLC, as Substitute Trustee or his plat; any unpaid taxes; any restrictive cov- PROPERTY ADDRESS: The street address of the 58 minutes 22 seconds East 546.12 feet to ing more particularly described as follows: duly appointed agent, by virtue of the power, enants, easements or set-back lines that may property is believed to be 841 PUMPHOUSE an iron pin in the line of Caughron; thence Beginning in the Northwest corner of the duty and authority vested and imposed upon be applicable; any prior liens or encumbrances RD, ROCKWOOD, TN 37854. In the event of leaving the line of Sparks and with the line property hereinafter described at an iron said Substitute Trustee will, on December 11, as well as any priority created by a fixture filing; any discrepancy between this street address of Caughron South 27 degrees 19 minutes pin a common corner to Lot Number 2 at 2019 at 10:00 AM at the Front Door of the and to any matter that an accurate survey of and the legal description of the property, the 00 seconds West 263.21 feet to an iron the right of way of Middle Ridge Road, said Roane County Courthouse, 200 East Race the premises might disclose. This property is legal description shall control. bar a common corner to Dockery; thence point of beginning being located 667 feet, Street, Kingston, TN 37763, proceed to sell being sold with the express reservation that CURRENT OWNER(S): ESTATE OF/ANY-AND- leaving the line of Caughron and with the more or less, from the point of intersection at public outcry to the highest and best bidder it is subject to confirmation by the lender or ALL-HEIRS OF MAUREEN C. QUARANTO line of Dockery in part and the line of others of Middle Ridge Road with Middle Creek for cash or certified funds ONLY, the following Substitute Trustee. This sale may be rescinded OTHER INTERESTED PARTIES: in part North 33 degrees 45 minutes 15 Road; thence from said point of beginning, described property situated in Roane County, at any time. The right is reserved to adjourn SECRETARY OF HOUSING AND URBAN DE- seconds West 632.88 feet to an iron pin and with the line of Lot Number 2, South Tennessee, to wit: the day of the sale to another day, time, and VELOPMENT at the right of way of Derrick Road; thence 41 degrees 25 minutes 49 seconds West, SITUATED IN THE FIFTH (5TH) CIVIL DISTRICT place certain without further publication, upon The sale of the above-described property shall with the road right of way North 46 degrees 387.55 feet to an iron pin at a post in the OF ROANE COUNTY, TENNESSEE, AND MORE announcement at the time and place for the be subject to all matters shown on any recorded 11 minutes 27 seconds East 120.93 feet line of Lot Number 6; thence leaving the PARTICULARLY DESCRIBED AS FOLLOWS: sale set forth above. All right and equity of re- plat; any unpaid taxes; any restrictive cov- to an iron pin; thence North 49 degrees line of Lot Number 2 and with the line of Lot BEGINNING ON AN IRON PIN, A COMMON demption, statutory or otherwise, homestead, enants, easements or set-back lines that may 25 minutes 46 seconds East 135.32 feet Number 6, South 82 degrees 47 minutes CORNER TO THE GRANTORS AND TERRY and dower are expressly waived in said Deed be applicable; any prior liens or encumbrances to an iron pin; thence North 52 degrees 14 seconds East, 98.95 feet to an iron pin BINGHAM (E-19/565), ON THE NORTH SIDE of Trust, and the title is believed to be good, as well as any priority created by a fixture filing; 25 minutes 33 seconds East 22.50 feet a common corner to Lot Number 4; thence OF BOWERS ROAD THAT LIES APPROXIMATELY but the undersigned will sell and convey only and to any matter that an accurate survey of to the point of Beginning and containing leaving the line of Lot Number 6 and with 1350 FEET NORTH OF THE NORTH ROW LINE as Substitute Trustee. The Property is sold the premises might disclose. This property is 3.3925 acres, more or less, as shown by the line of Lot Number 4, North 47 degrees OF NEW HOPE ROAD IN THE CANEY CREEK as is, where is, without representations or being sold with the express reservation that the survey of Ronnie L. Sims, Registered 16 minutes 07 seconds East, 335.46 feet COMMUNITY; THENCE WITH FIVE COURSES warranties of any kind, including fitness for a it is subject to confirmation by the lender or Land Surveyor Number 683, 1221 East to an iron pin at the right of way of Middle SEVERING THE GRANTORS` PROPERTY AS particular use or purpose. Substitute Trustee. This sale may be rescinded Ridge Road, Sevierville, Tennessee 37862, Ridge Road; thence leaving the line of Lot FOLLOWS: NORTH 13 DEG. 35 MINUTES THIS LAW FIRM IS ATTEMPTING TO COLLECT at any time. The right is reserved to adjourn dated March 1, 2000. Number 4 and with the road right of way, 22 SECONDS WEST A DISTANCE OF 194.07 A DEBT. ANY INFORMATION OBTAINED WILL the day of the sale to another day, time, and ALSO KNOWN AS: 714 Derrick Road, Dan- North 34 degrees 50 minutes 40 seconds FEET TO AN IRON PIN; NORTH 41 DEGREES BE USED FOR THAT PURPOSE. place certain without further publication, upon dridge, TN 37725 West, 84.84 feet to an iron pin; thence North 27 MINUTES 12 SECONDS EAST A DISTANCE Rubin Lublin TN, PLLC, Substitute Trustee announcement at the time and place for the This sale is subject to all matters shown 81 degrees 46 minutes 09 seconds West, OF 89.58 FEET TO AN IRON PIN; NORTH 39 119 S. Main Street, Suite 500 sale set forth above. All right and equity of re- on any applicable recorded plat; any unpaid 40.07 feet to the point of beginning, and be- DEGREES 17 MINUTES 24 SECONDS EAST Memphis, TN 38103 demption, statutory or otherwise, homestead, taxes; any restrictive covenants, easements, ing Lot Number 3 of Middle Ridge, as shown A DISTANCE OF 169.15 FEET TO AN IRON rlselaw.com/property-listing and dower are expressly waived in said Deed or setback lines that may be applicable; any by survey of Ronnie L. Simms, RLS dated PIN; NORTH 32 DEGREES 04 MINUTES 18 Tel: (877) 813-0992 of Trust, and the title is believed to be good, statutory rights of redemption of any govern- October 3, 1989. This property is subject SECONDS EAST A DISTANCE OF 117.24 Fax: (404) 601-5846 but the undersigned will sell and convey only mental agency, state or federal; any prior liens to all applicable easements, permissive FEET TO AN IRON PIN; NORTH 32 DEGREES Nov. 8, 15, 22, 2019 Fok17316 as Substitute Trustee. The Property is sold or encumbrances as well as any priority created use agreements and restrictions of record 26 MINUTES 30 SECONDS EAST A DISTANCE as is, where is, without representations or by a fixture filing; and to any matter that an ac- in the register’s office. Also conveyed are OF 101.69 FEET TO A FENCE CORNER POST NOTICE OF SUBSTITUTE TRUSTEE’S SALE warranties of any kind, including fitness for a curate survey of the premises might disclose. all rights in easements and permissive use THENCE WITH A FENCE LINE SEVERING THE WHEREAS, default has occurred in the perfor- particular use or purpose. In addition, the following parties may claim an agreements of record. GRANTORS` PROPERTY AS FOLLOWS: NORTH mance of the covenants, terms and conditions THIS LAW FIRM IS ATTEMPTING TO COLLECT interest in the above- referenced property: ALSO KNOWN AS: 1129 Middle Ridge Road, 67 DEGREES 30 MINUTES 14 SECONDS of a Deed of Trust dated March 24, 2012, A DEBT. ANY INFORMATION OBTAINED WILL ROBERT J KULIKOWSKI Sevierville, TN 37862 EAST A DISTANCE OF 15.78 FEET, SOUTH executed by MAUREEN C QUARANTO, THOMAS BE USED FOR THAT PURPOSE. KRISTIN L KULIKOWSKI This sale is subject to all matters shown 25 DEGREES 36 MINUTES 44 SECONDS J QUARANTO, conveying certain real property Rubin Lublin TN, PLLC, Substitute Trustee CAVALRY PORTFOLIO SERVICES on any applicable recorded plat; any unpaid EAST A DISTANCE OF 18.07 FEET, SOUTH therein described to PRC NOR CAL DIVISION 119 S. Main Street, Suite 500 CAVALRY SPC I, LLC taxes; any restrictive covenants, easements, 30 DEGREES 34 MINUTES 23 SECONDS OF PLACER TITLE COMPANY, as Trustee, as Memphis, TN 38103 KNOXVILLE TVA EMPLOYEES CREDIT UNION or setback lines that may be applicable; any EAST A DISTANCE OF 29.98 FEET; SOUTH 36 same appears of record in the Register’s Office rlselaw.com/property-listing MIDLAND FUNDING LLC statutory rights of redemption of any govern- DEGREES 11 MINUTES 54 SECONDS EAST A of Roane County, Tennessee recorded April 4, Tel: (877) 813-0992 The sale held pursuant to this Notice may mental agency, state or federal; any prior liens DISTANCE OF 71.78 FEET, SOUTH 40 DEGREES 2012, in Deed Book 1423, Page 740-752 at Fax: (404) 601-5846 be rescinded at the Successor Trustee’s option or encumbrances as well as any priority created 50 MINUTES 24 SECONDS EAST A DISTANCE Instrument Number 12002214; and Nov. 8, 15, 22, 2019 Fok17413 at any time. The right is reserved to adjourn by a fixture filing; and to any matter that an ac- OF 35.94 FEET; SOUTH 36 DEGREES 38 WHEREAS, the beneficial interest of said Deed the day of the sale to another day, time, and curate survey of the premises might disclose. MINUTES 16 SECONDS EAST A DISTANCE OF of Trust was last transferred and assigned to place certain without further publication, upon In addition, the following parties may claim an 42.0 FEET; SOUTH 20 DEGREES 44 MINUTES Reverse Mortgage Solutions, Inc. who is now announcement at the time and place for the interest in the above- referenced property: 08 SECONDS EAST A DISTANCE OF 16.86 the owner of said debt; and Foreclosure Notices sale set forth above. In the event of inclem- PATSY PARROTT OGLE FEET; NORTH 88 DEGREES 40 MINUTES 24 WHEREAS, the undersigned,Rubin Lublin TN, Sevier County ent weather, the trustee hereby announces SECRETARY OF HOUSING & URBAN DEVEL- SECONDS EAST A DISTANCE OF 32.23 FEET PLLC, having been appointed as Substitute that the sale will be postponed for a period of OPMENT PASSING A GATE IN SAID FENCE; SOUTH 11 Trustee by instrument to be filed for record two weeks. In such situations, notices will be BRANCH BANKING & TRUST COMPANY DEGREES 39 MINUTES 30 SECONDS EAST A in the Register’s Office of Roane County, mailed to interested parties of record. W&A The sale held pursuant to this Notice may DISTANCE OF 45.69 FEET; SOUTH 06 DEGREES Tennessee. NOTICE OF TRUSTEE’S SALE No. 192075 be rescinded at the Successor Trustee’s option 44 MINUTES 22 SECONDS EAST A DISTANCE NOW, THEREFORE, notice is hereby given that WHEREAS, default has occurred in the DATED October 17, 2019 at any time. The right is reserved to adjourn OF 48.12 FEET; SOUTH 00 DEGREES 13 the entire indebtedness has been declared due performance of the covenants, terms, and WILSON & ASSOCIATES, P.L.L.C., the day of the sale to another day, time, and MINUTES 13 SECONDS WEST A DISTANCE OF and payable, and that the undersigned, Rubin conditions of a Deed of Trust Note dated May Successor Trustee place certain without further publication, upon 149.68 FEET TO THE END OF A FENCE AND THE Lublin TN, PLLC, as Substitute Trustee or his 23, 2008, and the Deed of Trust of even date Oct. 25, Nov. 1, 8, 2019 Fok17362 announcement at the time and place for the TOTAL DISTANCE OF 169.68 FEET TO AN IRON duly appointed agent, by virtue of the power, securing the same, recorded June 17, 2008, sale set forth above. In the event of inclem- PIN ON THE NORTH SIDE OF BOWERS ROAD; duty and authority vested and imposed upon in Book No. 3116, at Page 700, and modi- NOTICE OF TRUSTEE’S SALE ent weather, the trustee hereby announces THENCE WITH THE NORTH PAVEMENT EDGE said Substitute Trustee will, on December 5, fied on April 23, 2013, in Book No. 4099, at WHEREAS, default has occurred in the that the sale will be postponed for a period of OF BOWERS ROAD AS FOLLOWS: NORTH 87 2019 at 10:00 AM at the Front Steps of the Page 810 in Office of the Register of Deeds performance of the covenants, terms, and two weeks. In such situations, notices will be DEGREES 46 MINUTES WEST A DISTANCE OF Roane County Courthouse, Kingston, Tennes- for Sevier County, Tennessee, executed by conditions of a Deed of Trust Note dated mailed to interested parties of record. W&A 34.4 FEET; SOUTH 85 DEGREES 45 MINUTES see, proceed to sell at public outcry to the high- Robert J Kulikowski and Kristin L Kulikowski, December 30, 2008, and the Deed of Trust No. 244400 WEST A DISTANCE OF 23.04 FEET; SOUTH 69 est and best bidder for cash or certified funds conveying certain property therein described to of even date securing the same, recorded DATED October 31, 2019 DEGREES 25 MINUTES WEST A DISTANCE OF ONLY, the following described property situated Craig E Newby as Trustee for JPMorgan Chase January 8, 2009, in Book No. 3255, at Page WILSON & ASSOCIATES, P.L.L.C., 24.91 FEET; SOUTH 61 DEGREES 13 MINUTES in Roane County, Tennessee, to wit: Bank, N.A.; and the undersigned, Wilson & 32, and modified on February 26, 2019, in Successor Trustee WEST A DISTANCE OF 24.46 FEET; SOUTH 61 THE LAND DESCRIBED HEREIN IS SITUATED Associates, P.L.L.C., having been appointed Book No. 5283, at Page 403 in Office of the Nov. 8, 15, 22, 2019 Fok17429 DEGREES 43 MINUTES WEST A DISTANCE OF IN THE STATE OF TENNESSEE, COUNTY OF Successor Trustee by Bayview Loan Servicing, Register of Deeds for Sevier County, Tennes- 83.33 FEET; SOUTH 66 DEGREES 02 MINUTES ROANE, AND IS DESCRIBED AS FOLLOWS: LLC, a Delaware Limited Liability Company. see, executed by Patsy Parrott Ogle, conveying NOTICE OF TRUSTEE’S SALE WEST A DISTANCE OF 30.59 FEET; SOUTH 68 SITUATED IN THE FIFTH (5TH) CIVIL DISTRICT NOW, THEREFORE, notice is hereby given certain property therein described to Robert WHEREAS, default has occurred in the DEGREES 10 MINUTES WEST A DISTANCE OF ROANE COUNTY, TENNESSEE, AND WITH- that the entire indebtedness has been declared Wilson as Trustee for Mortgage Electronic performance of the covenants, terms, and OF 43.01 FEET; SOUTH 69 DEGREES 45 OUT THE CORPORATE LIMITS OF THE CITY OF due and payable; and that an agent of Wilson & Registration Systems, Inc., as beneficiary, as conditions of a Deed of Trust Note dated March MINUTES WEST A DISTANCE OF 45.04 FEET; ROCKWOOD, AND BEING PART OF PARCEL Associates, P.L.L.C., as Successor Trustee, by nominee for United Wholesale Mortgage, its 15, 2013, and the Deed of Trust of even date SOUTH 71 DEGREES 02 WEST A DISTANCE NO. 76 ON TAX MAP 64 AND BEING MORE virtue of the power, duty, and authority vested successors and assigns; and the undersigned, securing the same, recorded March 18, 2013, OF 43.83 FEET; SOUTH 73 DEGREES 11 PARTICULARLY DESCRIBED AS FOLLOWS: in and imposed upon said Successor Trustee, Wilson & Associates, P.L.L.C., having been in Book No. 4079, at Page 360, in Office MINUTES WEST A DISTANCE OF 35.03 FEET; BEGINNING AT AN IRON STAKE IN THE by Bayview Loan Servicing, LLC, a Delaware appointed Successor Trustee by PennyMac of the Register of Deeds for Sevier County, SOUTH 72 DEGREES 50 MINUTES WEST A NORTHWEST RIGHT-OF-WAY OF PUMPHOUSE Limited Liability Company, will, on November Loan Services, LLC. Tennessee, executed by Daun E Loomis and DISTANCE OF 36.59 FEET; SOUTH 65 DEGREES ROAD, AND BEING APPROXIMATELY 1900 14, 2019 on or about 1:00 PM, at the Sevier NOW, THEREFORE, notice is hereby given David S Loomis, conveying certain property NOVEMBER 8 - 14, 2019 Public Notices Page 31 www.TNLedger.com/Knoxville

therein described to Arnold M. Weiss, Esq. AMENDED IN BOOK 1806, PAGE 82; BOOK The real estate located in Sevier County, of Trust and the entire indebtedness has been L. GRAHAM, husband and wife, to Charles E. as Trustee for Wells Fargo Bank, N.A.; and the 2095, PAGE 155; BOOK 2211, PAGE 120; Tennessee,and described in the said Deed declared due and payable. Tonkin, II, as Trustee, as same appears of re- undersigned, Wilson & Associates, P.L.L.C., BOOK 2385, PAGE 76; AND BOOK 2538, of Trust will be sold to the highest call bidder. Party Entitled to Enforce the Debt: JPMor- cord in the office of the Register of Union County, having been appointed Successor Trustee by PAGE 684, ALL IN THE REGISTER`S OFFICE The terms of the said Deed of Trust may be gan Chase Bank, National Association, its Tennessee, in Book TD245, Page 105, and the Wells Fargo Bank, N.A.. OF SEVIER COUNTY, TENNESSEE, TO WHICH modified by other instruments appearing in the successors and assigns. undersigned having been appointed Substitute NOW, THEREFORE, notice is hereby given MASTER DEED, AS AMENDED, SPECIFIC public record. Additional identifying information The real estate located in Sevier County, Trustee by instrument recorded in the said that the entire indebtedness has been declared REFERENCE IS HERE MADE FOR A MORE regarding the collateral property is below and is Tennessee,and described in the said Deed Register’s Office, and the owner of the debt se- due and payable; and that an agent of Wilson & PARTICULAR DESCRIPTION; believed to be accurate, but no representation of Trust will be sold to the highest call bidder. cured, TENNESSEE HOUSING DEVELOPMENT Associates, P.L.L.C., as Successor Trustee, by This being the same property conveyed unto or warrant is intended. The terms of the said Deed of Trust may be AGENCY DBA VOLUNTEER MORTGAGE LOAN virtue of the power, duty, and authority vested Robert Goldsmith and Wife, Ann Goldsmith Street Address: 310 Ingle Hollow Rd, Sevi- modified by other instruments appearing in the SERVICING, having requested the undersigned in and imposed upon said Successor Trustee, by deed recorded January 30, 2007 in Book erville, Tennessee 37876 public record. Additional identifying information to advertise and sell the property described by Wells Fargo Bank, N.A., will, on January 2, 2723, Page 452 as Instrument Number Parcel Number: 059 138.00 regarding the collateral property is below and is in and conveyed by said Deed of Trust, all of 2020 on or about 1:00 PM, at the Sevier 07005433 in the Register`s Office for Sevier Current Owner(s) of Property: Arnold believed to be accurate, but no representation said indebtedness having matured by default County Courthouse, Sevierville, Tennessee, County, Tennessee. Brackins or warrant is intended. in the payment of a part thereof, at the option offer for sale certain property hereinafter And being the same property conveyed to Rob- This sale is subject to, without limitation, all Street Address: 2220 Big River Overlook Dr, of the owner, this is to give notice that the described to the highest bidder FOR certified ert Goldsmith by Deed recorded July 3, 2014 in matters shown on any applicable recorded plat; Sevierville, Tennessee 37876 undersigned will, on Thursday, November 21, funds paid at the conclusion of the sale, or Book 4330, Page 472 as Instrument Number any unpaid taxes; any restrictive covenants, Parcel Number: 017N B 025.00 2019 commencing at 12:00 PM, at the Front credit bid from a bank or other lending entity 14023942 in said Register`s Office. easements, or setback lines that may be ap- Current Owner(s) of Property: Betty H. Ball Door of the Courthouse, Maynardville, Union pre-approved by the successor trustee. The Parcel ID#: 061 011.00 021 plicable; any statutory right of redemption of This sale is subject to, without limitation, all County, Tennessee proceed to sell at public sale is free from all exemptions, which are Tax ID: 061 011.00 021 any governmental agency, state or federal; any matters shown on any applicable recorded plat; outcry to the highest and best bidder for cash, expressly waived in the Deed of Trust, said Current Owner(s) of Property: ROBERT GOLD- prior liens or encumbrances including those any unpaid taxes; any restrictive covenants, the following described property, to-wit: property being real estate situated in Sevier SMITH created by a fixture filing or any applicable ho- easements, or setback lines that may be ap- Situated in County of Union, State of Ten- County, Tennessee, and being more particularly The street address of the above described meowners’ association dues or assessments; plicable; any statutory right of redemption of nessee. described as follows: property is believed to be 156 River Garden all claims or other matters, whether of record any governmental agency, state or federal; any Situated in District No. One (1) of Union County, Situated in the Fourteenth (14th) Civil Court Unit 21, Sevierville, TN 37862, but such or not, which may encumber the purchaser’s prior liens or encumbrances including those Tennessee, and being known and designated District of Sevier County, Tennessee, and address is not part of the legal description of title and any matter that an accurate survey created by a fixture filing or any applicable ho- as all of Lot 26, Union Court Subdivision, Unit being all of Lot 129 of River Meadows, Unit the property sold herein and in the event of any of the premises might disclose. meowners’ association dues or assessments; II, as shown by map of same of record in Map 2, Phase 2, as the same appears on the discrepancy, the legal description referenced The following parties may claim an interest all claims or other matters, whether of record Cabinet C, Slide 195, in the Register’s Office plat of record in Map Book 36, Page 50, herein shall control. in the above-referenced property to be affected or not, which may encumber the purchaser’s for Union County, Tennessee, to which map in the Register’s Office for Sevier County, SALE IS SUBJECT TO OCCUPANT(S) RIGHTS by the foreclosure: any judgment creditor or title and any matter that an accurate survey specific reference is hereby made for a more Tennessee, to which specific map refer- IN POSSESSION. lien holder with an interest subordinate to the of the premises might disclose. particular description. ence is hereby made for a more particular THE RIGHT IS RESERVED TO ADJOURN THE said Deed of Trust or any party claiming by, The following parties may claim an interest Tax Parcel ID: 0588-C-027.00 description. DAY OF THE SALE TO ANOTHER DAY, TIME through, or under any of the foregoing. Such in the above-referenced property to be affected Property Address: 143 Accord Lane, Maynards- Subject to easements, notations, setbacks, AND PLACE CERTAIN WITHOUT FURTHER parties known to the Substitute Trustee may by the foreclosure: any judgment creditor or ville, TN 37807 restrictions and right of ways as shown on PUBLICATION, UPON ANNOUNCEMENT AT THE include: None. lien holder with an interest subordinate to the Other Interested Parties: Capital One Bank the map of record in Map Book 36, Page TIME AND PLACE FOR THE SALE SET FORTH Terms of Sale will be public auction, for said Deed of Trust or any party claiming by, (USA), N.A., Portfolio Recovery Associates, 50, in the said Register’s Office. ABOVE. THE TERMS OF SALE ARE CASH. ANY cash, free and clear of rights of homestead, through, or under any of the foregoing. Such LLC, and Midland Funding, LLC Subject to restrictions as described in Book TAXES OR FEES WILL BE THE RESPONSIBIL- redemption and dower to the extent disclaimed parties known to the Substitute Trustee may All right and equity of redemption, home- 1160, Page 531; Book 1316, Page 325, as ITY OF THE PURCHASER. IF THE SALE IS SET or inapplicable, and the rights of Helen R. include: None. stead and dower waived in said Deed of amended, in the said Register’s Office. ASIDE FOR ANY REASON, THE PURCHASER Brackins and Arnold Brackins, and those Terms of Sale will be public auction, for Trust, and the title is believed to be good, but This conveyance is made subject to all AT THE SALE SHALL BE ENTITLED ONLY TO A claiming through him/her/it/them. cash, free and clear of rights of homestead, re- the undersigned will sell and convey only as notes, matters, all notations, all applicable RETURN OF THE PURCHASE PRICE. THE PUR- Any right of equity of redemption, statutory demption and dower to the extent disclaimed or Substitute Trustee. restrictions, building setback lines, all CHASER SHALL HAVE NO FURTHER RECOURSE and otherwise, and homestead are waived in inapplicable, and the rights of Betty H Ball, and ARNOLD M. WEISS, Substitute Trustee existing easements, right-of- ways and all AGAINST THE GRANTOR, THE GRANTEE, OR accord with the terms of said Deed of Trust, those claiming through him/her/it/them. Law Offices of Arnold M. Weiss PLLC other conditions as shown of record in the THE TRUSTEE. and the title is believed to be good, but the Any right of equity of redemption, statutory 208 Adams Avenue said Register of Deeds Office. OTHER INTERESTED PARTIES: ESTATE OF ROB- undersigned will sell and convey only as Sub- and otherwise, and homestead are waived in Memphis, Tennessee 38l03 ALSO KNOWN AS: 2260 Binginham Is, ERT GOLDSMITH AND JOSEPH GOLDSMITH stitute Trustee. accord with the terms of said Deed of Trust, 90l-526-8296 Sevierville, TN 37876 AND SECRETARY OF HOUSING & URBAN The right is reserved to adjourn the day and the title is believed to be good, but the Oct. 25, Nov. 1, 8, 2019 Fok17381 This sale is subject to all matters shown DEVELOPMENT of the sale to another day, time, and place undersigned will sell and convey only as Sub- on any applicable recorded plat; any unpaid THIS IS AN ATTEMPT TO COLLECT A DEBT AND certain without further publication, upon an- stitute Trustee. NOTICE OF SUBSTITUTE TRUSTEE’S SALE taxes; any restrictive covenants, easements, ANY INFORMATION OBTAINED WILL BE USED nouncement at the time and place for the sale The right is reserved to adjourn the day WHEREAS, default has occurred in the perfor- or setback lines that may be applicable; any FOR THAT PURPOSE. set forth above. If you purchase a property of the sale to another day, time, and place mance of the covenants, terms and conditions statutory rights of redemption of any govern- If applicable, the notice requirements of T.C.A. at the foreclosure sale, the entire purchase certain without further publication, upon an- of a Deed of Trust dated February 14, 2006, mental agency, state or federal; any prior liens 35-5-101 have been met. price is due and payable at the conclusion nouncement at the time and place for the sale executed by GLADYS P. SIZEMORE, convey- or encumbrances as well as any priority created All right of equity of redemption, statutory of the auction in the form of a certified/ set forth above. If you purchase a property ing certain real property therein described to by a fixture filing; and to any matter that an ac- and otherwise, and homestead are expressly bank check made payable to or endorsed at the foreclosure sale, the entire purchase STOCKTON TITLE & ESCROW LLC, as Trustee, curate survey of the premises might disclose. waived in said Deed of Trust, but the under- to Shapiro & Ingle, LLP. No personal checks price is due and payable at the conclusion as same appears of record in the Register’s In addition, the following parties may claim an signed will sell and convey only as Substitute will be accepted. To this end, you must bring of the auction in the form of a certified/ Office of Union County, Tennessee recorded interest in the above- referenced property: Trustee. sufficient funds to outbid the lender and any bank check made payable to or endorsed February 23, 2006, in Deed Book TD77, Page DAUN E LOOMIS DAVID S LOOMIS If the U.S. Department of Treasury/IRS, the other bidders. Insufficient funds will not be to Shapiro & Ingle, LLP. No personal checks 807 ; and SECRETARY OF HOUSING AND URBAN DE- State of Tennessee Department of Revenue, accepted. Amounts received in excess of the will be accepted. To this end, you must bring WHEREAS, the beneficial interest of said Deed VELOPMENT or the State of Tennessee Department of winning bid will be refunded to the successful sufficient funds to outbid the lender and any of Trust was last transferred and assigned to The sale held pursuant to this Notice may Labor or Workforce Development are listed purchaser at the time the foreclosure deed other bidders. Insufficient funds will not be Metropolitan Life Insurance Company who is be rescinded at the Successor Trustee’s option as Interested Parties in the advertisement, is delivered. accepted. Amounts received in excess of the now the owner of said debt; and at any time. The right is reserved to adjourn then the Notice of this foreclosure is being This property is being sold with the express winning bid will be refunded to the successful WHEREAS, the undersigned,Rubin Lublin TN, the day of the sale to another day, time, and given to them and the Sale will be subject reservation that the sale is subject to confirma- purchaser at the time the foreclosure deed PLLC, having been appointed as Substitute place certain without further publication, upon to the applicable governmental entities’ tion by the lender or trustee. This sale may be is delivered. Trustee by instrument to be filed for record announcement at the time and place for the right to redeem the property as required by rescinded only by the Substitute Trustee at any This property is being sold with the express in the Register’s Office of Union County, sale set forth above. In the event of inclem- 26 U.S.C. 7425 and T.C.A. §67-1-1433. time. If the Substitute Trustee rescinds the reservation that the sale is subject to confirma- Tennessee. ent weather, the trustee hereby announces This property is being sold with the express sale, the purchaser shall only be entitled to a tion by the lender or trustee. This sale may be NOW, THEREFORE, notice is hereby given that that the sale will be postponed for a period of reservation that the sale is subject to confir- return of any money paid towards the purchase rescinded only by the Substitute Trustee at any the entire indebtedness has been declared due two weeks. In such situations, notices will be mation by the lender or trustee. If the sale is price and shall have no other recourse. Once time. If the Substitute Trustee rescinds the and payable, and that the undersigned, Rubin mailed to interested parties of record. W&A set aside for any reason, the Purchaser at the the purchaser tenders the purchase price, the sale, the purchaser shall only be entitled to a Lublin TN, PLLC, as Substitute Trustee or his No. 311152 sale shall be entitled only to a return of the Substitute Trustee may deem the sale final in return of any money paid towards the purchase duly appointed agent, by virtue of the power, DATED November 1, 2019 purchase price. The Purchaser shall have no which case the purchaser shall have no remedy. price and shall have no other recourse. Once duty and authority vested and imposed upon WILSON & ASSOCIATES, P.L.L.C., further recourse against the Mortgagor, the The real property will be sold AS IS, WHERE the purchaser tenders the purchase price, the said Substitute Trustee will, on December 5, Successor Trustee Mortgagee or the Mortgagee’s attorney. IS, with no warranties or representations of Substitute Trustee may deem the sale final in 2019 at 1:00 PM at the Front Entrance of the Nov. 8, 15, 22, 2019 Fok17430 MWZM File No. 19-000517-220-1 any kind, express or implied, including without which case the purchaser shall have no remedy. Union County Courthouse, Maynardville, Ten- Mackie Wolf Zientz & Mann, P.C., Substitute limitation, warranties regarding condition of the The real property will be sold AS IS, WHERE nessee, proceed to sell at public outcry to the SUBSTITUTE TRUSTEE’S SALE Trustee(s) property or marketability of title. IS, with no warranties or representations of highest and best bidder for cash or certified Sale at public auction will be on December 4, COOL SPRINGS COMMONS, SUITE 273 This office may be a debt collector. This any kind, express or implied, including without funds ONLY, the following described property 2019 on or about 11:00AM local time, at the 7100 COMMERCE WAY may be an attempt to collect a debt and any limitation, warranties regarding condition of the situated in Union County, Tennessee, to wit: Front door of the Sevier County Courthouse, BRENTWOOD, TN 37027 information obtained may be used for that property or marketability of title. SITUATE IN THE SECOND (2ND) CIVIL DISTRICT Sevierville, Tennessee,, conducted by the Sub- TN INVESTORS PAGE: HTTP://MWZMLAW. purpose. This office may be a debt collector. This OF UNION COUNTY, TENNESSEE, AND BEING stitute Trustee as identified and set forth herein COM/TN_INVESTORS.PHP Shapiro & Ingle, LLP may be an attempt to collect a debt and any KNOWN AND DESIGNATED AS ALL OF LOTS below, pursuant to Deed of Trust executed by Nov. 1, 8, 15, 2019 Fok17408 Substitute Trustee information obtained may be used for that SEVEN (7), EIGHT (8), NINE (9), TEN (10), ROBERT GOLDSMITH, to FNC Title Services, 10130 Perimeter Parkway, Suite 400 purpose. ELEVEN (11) AND TWELVE (12), IN BLOCK LLC, Trustee, on June 24, 2014, at Record SUBSTITUTE TRUSTEE’S SALE Charlotte, NC 28216 Shapiro & Ingle, LLP 17 AS SHOWN BY LUTTRELL TOWN MAP Book 4330, Page 476-491 as Instrument No. Sale at public auction will be on December Phone: (704) 333-8107 Substitute Trustee RECORDED IN THE REGISTER`S OFFICE FOR 14023943 in the real property records of Sevier 4, 2019 at 10:00AM local time, at the front Fax: (704) 333-8156 10130 Perimeter Parkway, Suite 400 UNION COUNTY, TENNESSEE IN DEED BOOK County Register’s Office, Tennessee. door, Sevier County Courthouse, 125 Court www.shapiro-ingle.com Charlotte, NC 28216 J-1, PAGE 255, TO WHICH MAP SPECIFIC Owner of Debt: AMERICAN ADVISORS Square, Sevierville, Tennessee pursuant to File No. 18-115331 Phone: (704) 333-8107 REFERENCE IS HEREBY MADE FOR A MORE GROUP Deed of Trust executed by Helen R. Brackins Nov. 8, 15, 22, 2019 Fok17445 Fax: (704) 333-8156 PARTICULAR DESCRIPTION. The following real estate located in Sevier and Arnold Brackins, to Rick J. McCreadie, www.shapiro-ingle.com Parcel ID: 073K E 00600 000 County, Tennessee, will be sold to the highest Trustee, as trustee for Mortgage Electronic SUBSTITUTE TRUSTEE’S SALE File No. 19-118897 PROPERTY ADDRESS: The street address of call bidder subject to all unpaid taxes, prior Registration Systems, Inc. as nominee for Sale at public auction will be on December Nov. 8, 15, 22, 2019 Fok17446 the property is believed to be 216 GRACE liens and encumbrances of record: New South Federal Savings Bank on March 4, 2019 at 10:00AM local time, at the front AVENUE, LUTTRELL, TN 37779. In the event SITUATE, LYING, AND BEING IN THE FIFTH 14, 2007 at Volume 2776, Page 237, Instru- door, Sevier County Courthouse, 125 Court of any discrepancy between this street address (5TH) CIVIL DISTRICT OF SEVIER COUNTY, ment No. 07020372; conducted by Shapiro & Square, Sevierville, Tennessee pursuant to and the legal description of the property, the TENNESSEE, AND WITHIN THE CORPORATE Ingle, LLP, having been appointed Substitute or Deed of Trust executed by Betty H Ball, to Quality Foreclosure Notices legal description shall control. LIMITS OF THE CITY OF SEVIERVILLE AND Successor Trustee, all of record in the Sevier Title, Inc., Trustee, as trustee for Chase Bank Union County CURRENT OWNER(S): GLADYS P. SIZEMORE BEING UNIT NO. 21, PHASE II, OF RIVERBEND County Register’s Office. Default has occurred USA, N.A. on November 7, 2006 at Volume OTHER INTERESTED PARTIES: GARDENS CONDOMINIUMS, A HORIZONTAL in the performance of the covenants, terms, 2664, Page 808, Instrument No. 06051635; CITY OF LUTTRELL, A CITY OF THE STATE OF PROPERTY REGIME, AS THE SAME IS SHOWN and conditions of said Deed of Trust and the conducted by Shapiro & Ingle, LLP, having been SUBSTITUTE TRUSTEE’S SALE TENNESSEE, GAULT FINANCIAL, LLC AND MORE PARTICULARLY DESCRIBED entire indebtedness has been declared due appointed Substitute or Successor Trustee, all Default having been made in the payment of The sale of the above-described property shall AND DEFINED IN THE MASTER DEED OF and payable. of record in the Sevier County Register’s Office. the debts and obligations secured to be paid be subject to all matters shown on any recorded RIVERBEND GARDENS CONDOMINIUMS Party Entitled to Enforce the Debt: LPP Default has occurred in the performance of the by a certain Deed of Trust executed July 29, OF RECORD IN BOOK 1801, PAGE 159, AS Mortgage, Inc, its successors and assigns. covenants, terms, and conditions of said Deed 2016 by JAMES L. GRAHAM AND JENNIFER Continued on Page 33 Page 32 Public Notices NOVEMBER 8 - 14 2019 www.TNLedger.com/Knoxville

St. Jude patient Santiago brain cancer pictured with his dad, Omar ©2018 ALSAC/St. Jude Children’s Research Hospital (34142) Jude Children’s ALSAC/St. ©2018

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Learn more at stjude.org NOVEMBER 8 - 14, 2019 Public Notices Page 33 www.TNLedger.com/Knoxville Foreclosure Notices The right is reserved to adjourn the day Charlotte, NC 28216 This sale is subject to, without limitation, all of the auction in the form of a certified/ Continued from Page 31 of the sale to another day, time, and place Phone: (704) 333-8107 matters shown on any applicable recorded plat; bank check made payable to or endorsed certain without further publication, upon an- Fax: (704) 333-8156 any unpaid taxes; any restrictive covenants, to Shapiro & Ingle, LLP. No personal checks plat; any unpaid taxes; any restrictive cov- nouncement at the time and place for the sale www.auction.com easements, or setback lines that may be ap- will be accepted. To this end, you must bring enants, easements or set-back lines that may set forth above. If you purchase a property File No. 16-106316 plicable; any statutory right of redemption of sufficient funds to outbid the lender and any be applicable; any prior liens or encumbrances at the foreclosure sale, the entire purchase Nov. 8, 15, 22, 2019 Fok17427 any governmental agency, state or federal; any other bidders. Insufficient funds will not be as well as any priority created by a fixture filing; price is due and payable at the conclusion prior liens or encumbrances including those accepted. Amounts received in excess of the and to any matter that an accurate survey of of the auction in the form of a certified/ SUBSTITUTE TRUSTEE’S SALE created by a fixture filing or any applicable ho- winning bid will be refunded to the successful the premises might disclose. This property is bank check made payable to or endorsed Sale at public auction will be on December meowners’ association dues or assessments; purchaser at the time the foreclosure deed being sold with the express reservation that to Shapiro & Ingle, LLP. No personal checks 18, 2019 at 10:00AM local time, at the front all claims or other matters, whether of record is delivered. it is subject to confirmation by the lender or will be accepted. To this end, you must bring door, Union County Courthouse, 901 Main or not, which may encumber the purchaser’s This property is being sold with the express Substitute Trustee. This sale may be rescinded sufficient funds to outbid the lender and any Street, Maynardville, Tennessee pursuant to title and any matter that an accurate survey reservation that the sale is subject to confirma- at any time. The right is reserved to adjourn other bidders. Insufficient funds will not be Deed of Trust executed by Kristopher Shane of the premises might disclose. tion by the lender or trustee. This sale may be the day of the sale to another day, time, and accepted. Amounts received in excess of the Beeler, to Arnold M. Weiss, Esq., Trustee, as The following parties may claim an interest rescinded only by the Substitute Trustee at any place certain without further publication, upon winning bid will be refunded to the successful trustee for Wells Fargo Home Mortgage, Inc. in the above-referenced property to be affected time. If the Substitute Trustee rescinds the announcement at the time and place for the purchaser at the time the foreclosure deed on October 30, 2002 at Book TD27, Page 380; by the foreclosure: any judgment creditor or lien sale, the purchaser shall only be entitled to a sale set forth above. All right and equity of re- is delivered. conducted by Shapiro & Ingle, LLP, having been holder with an interest subordinate to the said return of any money paid towards the purchase demption, statutory or otherwise, homestead, This property is being sold with the express appointed Substitute or Successor Trustee, all Deed of Trust or any party claiming by, through, price and shall have no other recourse. Once and dower are expressly waived in said Deed reservation that the sale is subject to confirma- of record in the Union County Register’s Office. or under any of the foregoing. Such parties the purchaser tenders the purchase price, the of Trust, and the title is believed to be good, tion by the lender or trustee. This sale may be Default has occurred in the performance of the known to the Substitute Trustee may include: Substitute Trustee may deem the sale final in but the undersigned will sell and convey only rescinded only by the Substitute Trustee at any covenants, terms, and conditions of said Deed Knoxville TVA Employees Credit Union. which case the purchaser shall have no remedy. as Substitute Trustee. The Property is sold time. If the Substitute Trustee rescinds the of Trust and the entire indebtedness has been Terms of Sale will be public auction, for The real property will be sold AS IS, WHERE as is, where is, without representations or sale, the purchaser shall only be entitled to a declared due and payable. cash, free and clear of rights of homestead, IS, with no warranties or representations of warranties of any kind, including fitness for a return of any money paid towards the purchase Party Entitled to Enforce the Debt: Wells redemption and dower to the extent disclaimed any kind, express or implied, including without particular use or purpose. price and shall have no other recourse. Once Fargo Bank, N.A., its successors and as- or inapplicable, and the rights of Kristopher limitation, warranties regarding condition of the THIS LAW FIRM IS ATTEMPTING TO COLLECT the purchaser tenders the purchase price, the signs. Shane Beeler, and those claiming through property or marketability of title. A DEBT. ANY INFORMATION OBTAINED WILL Substitute Trustee may deem the sale final in The real estate located in Union County, him/her/it/them. This office may be a debt collector. This BE USED FOR THAT PURPOSE. which case the purchaser shall have no remedy. Tennessee,and described in the said Deed Any right of equity of redemption, statutory may be an attempt to collect a debt and any Rubin Lublin TN, PLLC, Substitute Trustee The real property will be sold AS IS, WHERE of Trust will be sold to the highest call bidder. and otherwise, and homestead are waived in information obtained may be used for that 119 S. Main Street, Suite 500 IS, with no warranties or representations of The terms of the said Deed of Trust may be accord with the terms of said Deed of Trust, purpose. Memphis, TN 38103 any kind, express or implied, including without modified by other instruments appearing in the and the title is believed to be good, but the Shapiro & Ingle, LLP rlselaw.com/property-listing limitation, warranties regarding condition of the public record. Additional identifying information undersigned will sell and convey only as Sub- Substitute Trustee Tel: (877) 813-0992 property or marketability of title. regarding the collateral property is below and is stitute Trustee. 10130 Perimeter Parkway, Suite 400 Fax: (404) 601-5846 This office may be a debt collector. This believed to be accurate, but no representation The right is reserved to adjourn the day Charlotte, NC 28216 Nov. 8, 15, 22, 2019 Fok17337 may be an attempt to collect a debt and any or warrant is intended. of the sale to another day, time, and place Phone: (704) 333-8107 information obtained may be used for that Street Address: 156 Scenic View Dr, Corryton, certain without further publication, upon an- Fax: (704) 333-8156 SUBSTITUTE TRUSTEE’S SALE purpose. Tennessee 37721 nouncement at the time and place for the sale www.shapiro-ingle.com Sale at public auction will be on December Shapiro & Ingle, LLP Parcel Number: 078O C 016.00 set forth above. If you purchase a property File No. 19-119393 4, 2019 at 10:00AM local time, at the front Substitute Trustee Current Owner(s) of Property: Kristopher at the foreclosure sale, the entire purchase Nov. 8, 15, 22, 2019 Fok17437 door, Union County Courthouse, 901 Main 10130 Perimeter Parkway, Suite 400 Shane Beeler price is due and payable at the conclusion Street, Maynardville, Tennessee pursuant to Deed of Trust executed by Donna R. Perry fka Donna Perry Wallace, to Arnold M. Weiss, Esq., Trustee, as trustee for Wells Fargo Bank, N.A. on March 25, 2011 at Book TD160, Page 371, Instrument No. 11000730; and modified by Agreement recorded September 19, 2014 in Book TD215 Page 141 and further modified by agreement recorded January 5, 2017 in Book TD252, Page 451; conducted by Shapiro & Ingle, LLP, having been appointed Substitute or Successor Trustee, all of record in the Union County Register’s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable. TEXTING Party Entitled to Enforce the Debt: Wells Fargo Bank, N.A., its successors and as- signs. The real estate located in Union County, Tennessee,and described in the said Deed of Trust will be sold to the highest call bidder. The terms of the said Deed of Trust may be modified by other instruments appearing in the AND DRIVING public record. Additional identifying information regarding the collateral property is below and is believed to be accurate, but no representation or warrant is intended. Street Address: 302 Grizzell Ridge Rd, Sharps Chapel, Tennessee 37866 Parcel Number: 020 021.01 Current Owner(s) of Property: Donna Perry Wallace aka Donna R. Perry MAKES This sale is subject to, without limitation, all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be ap- plicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances including those created by a fixture filing or any applicable ho- meowners’ association dues or assessments; GOOD PEOPLE all claims or other matters, whether of record or not, which may encumber the purchaser’s title and any matter that an accurate survey of the premises might disclose. The following parties may claim an interest in the above-referenced property to be affected by the foreclosure: any judgment creditor or lien holder with an interest subordinate to LOOK BAD. the said Deed of Trust or any party claiming by, through, or under any of the foregoing. Such parties known to the Substitute Trustee may include: Secretary of Housing and Urban Development. Terms of Sale will be public auction, for STOPTEXTSSTOPWRECKS.ORG cash, free and clear of rights of homestead, redemption and dower to the extent disclaimed or inapplicable, and the rights of Donna R. Perry fka Donna Perry Wallace, and those claiming through him/her/it/them. Any right of equity of redemption, statutory and otherwise, and homestead are waived in accord with the terms of said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Sub- stitute Trustee. Page 34 www.TNLedger.com/Knoxville NOVEMBER 8‑14, 2019

Photo courtesy of Google Photo courtesy of Apple Android Auto in action. Apple CarPlay turns your car into an iPhone.

Cool new features, but ... What to expect with Android Auto, Apple CarPlay updates By Ronald Montoya | Edmunds undefined pairing process.  e Apple or Android the setting in night mode. one of the more useful updates to this interface will either come up automatically A few of the vehicles we tested had year’s update.  is shortcut alternates  e fall season coincides with the reveal or after a button press, depending on the wider screens, which Apple now takes between your map, music and phone apps of the latest smartphones and operating vehicle. advantage of in CarPlay. We liked how and will contextually display the last app systems from Apple and Google.  is Both systems adapt to the vehicle’s this setup makes album artwork, media you used. year in particular infotainment interface, including a touch player and nav icons a little larger. For example, if you’re on the map and marks the  rst time screen or knob-like controller, and allow Finally, CarPlay will now let the phone listening to Spotify, the music controls the two brands have the user to initiate voice commands with multitask. Say, for example, you have will be on the bottom menu. Alternately, signi cantly overhauled a long press of a button on the steering Apple Maps running on the vehicle’s if the music player is on the primary their automotive wheel or on the screen itself. screen, but your passenger wants to search screen and you are navigating, the software – Apple Apple Carplay for a song on Spotify using the phone. upcoming turn directions will display in BEHIND CarPlay and Android You can now do so without taking away the drawer. the Auto – to make them  e changes to Apple CarPlay take the maps. Previously, CarPlay would Android Auto also has a widescreen WHEEL easier to use. e ect with the recent iOS 13 update. mirror whichever app was running on the mode, which moves the app drawer and Edmunds gives an Users are greeted with a new home screen phone. icons to a vertical orientation on the that has a multiwindow view of the map, overview of how these Android Auto left and makes the time and navigation systems work and which new features our navigation shortcuts, pause and skip directions a little more prominent. experts like the best. buttons for whatever music is playing and Google completely changed Android Finally, the new noti cation menu is a preview of an upcoming calendar event. Auto’s user interface for 2019.  e old where missed calls, texts and alerts are How does it work? Your enjoyment of the new home home screen is gone in favor of whichever Android Auto and Apple CarPlay allow consolidated. All texts are replied to via screen will be dependent on how often navigation app you set as a default. voice and the Google Assistant. you to connect your phone to a vehicle you use Apple Maps, which was also Edmunds’ test experts were split on and utilize many of your phone’s apps updated in iOS 13. If you’re a regular this one. Some missed that the weather, Edmunds says such as map navigation, text messaging user, you’ll  nd it handy to navigate and upcoming appointments and suggested  ere isn’t really a decision to make and online music streaming.  ere are have music controls on the same screen. destinations were now all spread across between these systems unless you’re two main requirements if you want to If you prefer Google Maps or Waze, di erent apps, while others liked how debating a switch from Apple or Android. use these systems: a vehicle that supports you won’t get the same experience much quicker you could begin using  e beauty of these systems is that they Apple CarPlay or Android Auto and a with this new screen.  ese third-party navigation. work with the phone you currently own. phone with recent  rmware. navigation apps still work with CarPlay Tapping the circle-shaped app launcher  e only thing to keep an eye out for is Android Auto requires that you but will not display on the new dashboard button brings up a menu of all the whether the vehicle you’re interested in download a special Android Auto app screen. supported apps you have access to. We supports it. before you can make it work. Apple A new day and night mode changes liked that the most commonly used apps CarPlay is integrated into the iPhone the background to either white or black. appear in the top row, making it easier Ronald Montoya is a senior consumer operating system itself. We found the day mode to be a little than before to switch between your advice editor at Edmunds. Twitter: @ Once plugged in via USB, the software too bright and distracting while driving. favorites. ronald_montoya8. automatically handles the Bluetooth Fortunately, we had the option to keep We found the new app drawer to be

>> ROGERS From page 4 to the coming winter dark-and-bleakness. bipolar disorder and seasonal a ective Congressional action to be possible, I’m Instead, we’ve arti cially manufactured disorder (SAD), also known as winter not holding my breath.  at’s not surprising, strictly from a a system that jumps ahead in darkness the depression.” Instead, I’m considering hibernating body-clock perspective. During the 31 equivalent of 48.9 days over the course of Ill e ects are also noted for the annual until the winter solstice when, tick by tick, days of October just past, the sunset a single night. spring change into daylight time, but I daylight will start getting longer again. times moved from 6:30 p.m. to 5:52 p.m. I’m no circadian rhythm expert, but  nd that spring forward extra hour of And sanity returns.  at’s 38 minutes total, or 2,280 seconds, that can’t be healthy, as noted by the evening daylight a welcome change, as which works out to an average of 73.5 website timeanddate.com: opposed to the fall back loss. Joe Rogers is a former writer for  e seconds a day. “Losing one hour of afternoon daylight In March, I wrote about a legislative Tennessean and editor for  e New York  at kind of gradual change is what a after setting the clocks back to standard e ort to switch Tennessee to permanent Times. He is retired and living in Nashville.  nely tuned (Read: precariously balanced) time can trigger mental illness, including daylight time. But since that will take He can be reached at [email protected] body and mind like mine needs to adjust NOVEMBER 8‑14, 2019 www.TNLedger.com/Knoxville Page 35

>> BYARD From page 20 “It’s funny, my high school coach (Michael Carson) told me, ‘ ere’s a lot of 5-11, 185 or 190 receivers out there that run a 4.4, but there’s not a lot of good DB’s that have ball skills,” Byard recalls. “I kind of took that to heart and felt like, ‘Hey, I can really make a career out of this.’”  e skills Byard learned from being a receiver helped in that regard, but it was at Middle Tennessee that he really became a student of the game and learned the nuances of being a free safety. He also bought into the philosophy that he could a ect the outcome of games with turnovers. “Going back to my college days at Middle Tennessee, I had 19 interceptions in four years. It’s something I prided myself on,” Byard says. “Every day in practice, I just told myself to make a play a day.  at’s one thing my defensive coordinator in college always preached , that turnovers are probably the most important thing in winning or losing a ballgame. “ at was always my deal as a safety – to get turnovers. If we get turnovers, it Tennessee Athletics/UTsports.com helps us win games. So that’s always been Callaway is afraid of spiders but has a developed an affinity for reptiles thanks to teammates. my deal to try to get turnovers, whether it’s interceptions or fumble recoveries – >> CALLAWAY From page 2  e man who muscles away jump balls has 18 catches for 384 yards and four that’s just always been my deal.” from defensive backs and blasts through touchdowns along with a punt return for  at attitude has carried over to the “We’ve been best friends ever since,” holes on kick returns can be stopped dead a touchdown this season. “I am leaving NFL, where Byard has 15 interceptions Wilkerson points out. “Marquez is very in his tracks by … spiders. everything out on the  eld to try to make midway through his fourth season. He goofy and is really fun to be around. He During a recent visit home, Callaway plays when I can, whether it’s catching also has two fumble recoveries. gives o an amazing energy and anybody called his mom from the other side of the the ball, blocking or returning. I am really Film study became a vital part of his would want to talk to him.” house to come rescue him. just trying to put myself in the position to life at MTSU and has carried over to his Wilkerson realized how athletically “I walked in the door and there was make everybody else better.” approach as a pro. gifted Callaway was after visiting his home a little spider on top of the door and he No matter how bleak things seemed, “I was a  lm study junkie in college, as for the  rst time. said, ‘Kill that spider for me. I can’t go Callaway’s family knew he wouldn’t try to well,” he says. “Every single day, anytime I “I went into his room and I had never out of the room.’” his mother says. “I was transfer or abandon the Vols. had breaks between classes, I’d watch  lm. seen that many trophies for somebody our like, ‘really?’ He is hilarious with that. He “Growing up, we always told him there “On Wednesday, I may be watching age,” Wilkerson adds. “We were like 10 or says he has arachnophobia. It’s crazy.” was no quitting if you join a team,” his a whole  rst half of the opponent we’re 11, and his room was  lled with them. He Some football players may not admit mother recalls. “You need to stay and have playing.  ursday, I’d be watching third was always a top player in every sport.” such a fear, but Callaway doesn’t adhere some integrity to stick it out. If you quit, downs. Friday, I’d be watching red zone. Once Callaway arrived at Tennessee, he to stereotypes. you disappoint the coaches and other “So I really studied  lm in college. discovered how much he loved animals. “He is very di erent. He doesn’t really players and don’t learn anything.” It was kind of easier in college, because He had a dog growing up, but his care about outsider opinions,” Wilkerson Callaway is set to graduate in December o enses and quarterbacks weren’t as teammates introduced him to new species. says. “If he likes things, he is going to with a degree in communications studies advanced as they are now.” “ e Florida boys, they had snakes, get it or do it. It won’t be based on what and will begin pursuing an NFL career Byard also learned from watching NFL they had geckos, they had bearded anyone else thinks.” once UT’s season ends. stars like Troy Polamalu and Earl  omas dragons.  ey had anything you could  e last four years haven’t been easy for No matter where he ends up, Callaway and how they played the position. He also imagine,” Callaway says. “ ey were all Tennessee’s seniors.  ey’ve seen coaching plans to volunteer his time and give back found a common denominator in their roommates, so it was like full reptiles in changes, horrible losses and derailed as much as possible to the community. It’s games that he incorporated into his own that room. I’d always go over there and ambitions. the way he was raised and the way he feels game – all-out e ort. realized these things are pretty cool. I But Callaway tries not to dwell on most comfortable. “We had a Steelers  lm from 2010 or actually got to liking them.” the past because he sees brighter days “Marquez was always the kid everybody 2011 or one of those years, so I watched Callaway has a snake named Lemon ahead for a program that has won three loved and he loved everyone right back,” a lot of Troy Polamalu. Really, just (another other snake recently died), and a out of the last four games to make bowl Garman says. “ e great thing about him watching him I learned that he was full year-old black German Shepherd named eligibility a realistic possibility. is he never wants anything in return.  at speed every single play until the whistle Cali. “ e seniors take pride in making is just his character, and that is going to blew, and I really respected that,” he says. But his adoration for animals only goes sure we keep things rolling since it’s our carry him far in life. It already has.” “I also watched  lm of Earl  omas the so far. last go around,” explains Callaway, who year the Seahawks lost the Super Bowl. I watched how he covered the post and how hard he played on every single play, >> TITANS From page 20 weeks back. Assuming he plays, Mahomes (four misses vs. Bu alo) and Cody Parkey, and that was kind of always my deal really probably won’t be as mobile as usual and who missed a point after vs. the Chargers. being an e ort guy. will be a big challenge for the secondary, the Titans must take advantage of this by Fourth down “I always felt like I had the ball skills, especially since it will likely be without getting pressure on him from the pocket. but I learned that when I get to the NFL Malcolm Butler, who su ered a wrist Use Derrick Henry. Henry had two I’ve got to play this hard every play. injury against the Panthers. Hill, Williams Third down carries for 4 yards at halftime against Guys in college don’t play that hard – and the Chiefs’ other targets, like tight Figure out the  eld goals. Kicking Carolina. Dion Lewis had more carries some do and some don’t. But I had to end Travis Kelce, will present matchup used to be a Titans strength. Now it’s than that in the  rst half, which is understand that when I get to this level, problems for Tennessee. a disaster. Ryan Succop returned after tantamount to play-calling treason.  e or to get to this level, it’s going to have to Second down spending the  rst half of the year on Chiefs’ run defense is the team’s Achilles’ be something di erent something I can injured reserve. He missed three  eld heel. Henry needs 20-plus touches in this pop on  lm to say I’m out here running Pressure Mahomes. Mahomes will likely goals and raised questions as to whether game for the Titans to have a real shot to as hard as I can, and I really respect those play in his  rst game since dislocating or not he was really ready to return. Of win. guys’ games.” his knee against the Broncos a couple of course, there was the Cairo Santos disaster Page 36 www.TNLedger.com/Knoxville NOVEMBER 8‑14, 2019

No. 3 RB Eric Gray The Memphis freshman scored his first career touchdown on a 13-yard pass from Jarrett Guarantano during the fourth quarter against UAB. Photo by Tim Gangloff | CSM