ATTORNEYS JENKINS COLUMN Opportunity Jackie’s back in to serve others the spotlight Find Public Notices Top volunteer gives credit A Lookouts promotion inside & online: to his fi rm for giving him breathes new life into www.HamiltonCountyHerald.com time for pro bono work. Chattanooga legend. P2 P14 AP

Volume 104 | No. 11 Single Copy 50¢ CHATTANOOGA,HAMILTONCOUNTY,TENNESSEE

March 17 – 23, 2017

EVENTS State park hikes Tennessee State Parks will host free guided hikes on Saturday, March 18, to celebrate the coming of spring. Th e hikes closest to Hamilton County will take place at Red Clay State Historic Park and Harrison Bay State Park. To take part in the Red Clay hike, a stroll along the Council of Trees Trail, meet Ranger Logan Cam- marata at the park’s gaze- bo at 10 a.m. To join the Harrison Bay hike, meet Ranger Jordan Brison at the park’s CampStore at 7:15 a.m. Red Clay State Historic Park is located at 1140 Red Clay Park Road SW in Cleveland; Harrison Bay State Park is located at 8411 Harrison Bay Road in Harrison. Information: [email protected], [email protected]. Hereditary breast and ovarian cancer support group Photograph by Alex McMahan Th e support group for women at risk for hered- itary breast and ovarian cancers will hold its quar- Following the heart to success terly meeting on Tuesday, March 21, 4:30-6 p.m. at ByNancyHenderson istic enthusiasm. “Let’s fi nish friendly support that helped clinics devoted to weight loss the Rees Skillern Cancer this,” he coaches. “We’ve got them reach today’s goals. and anti-aging. Institute at CHI Memorial, s another grueling three minutes left, girls. Good A small, lean man who Silberman, who grew up 2525 de Sales Ave. Cath- Level 4 cardio class job.” appears to be in better shape on Long Island, New York, erine Marcum, advanced starts to wind down, Closely monitoring each one than many men a third his age, remembers the moment in practice nurse with seven female fi tness and promising an imminent 63-year-old Silberman is one third grade when his physical training in clinical cancer enthusiasts of diff er- cool-down, Silberman pushes of the city’s most recognized education teacher asked the genetics through the City A ent generations head for the them to run and pedal even names in the local fi tness com- students, “Does anybody know See EVENTS, page 26 treadmills and stationary bikes faster with one fi nal cheer as munity, where he began carv- what they want to do when facing the massive, second-sto- the fi nal seconds tick by: “Good ing his niche more than three they grow up?” INSIDE ry window at Vive for Women work. Good job. Way to push.” decades ago. Energetic, surpris- “I immediately raised my on the North Shore. Finally, with the intense ingly humble and unwaveringly hand and said I wanted to be a ■ FINANCIAL FOCUS P12 Studio owner and longtime morning workout behind them, passionate about what he does, gym teacher,” Silberman says, ■ REAL ESTATE P15 Chattanooga workout guru one woman wipes the sweat over the years he has launched grinning. “When the teacher Jack Silberman paces back and from her fl oor mat while two various exercise clubs, personal said, ‘Why?’ I said, ‘Because I forth, guiding them into the more thank each other for the training studios, fi t camps and See SILBERMAN, page 13 home stretch with character-

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EXECUTIVE DIRECTOR CHATTANOOGA BAR ASSOCIATION C several other attorneys, rallied by several otherattorneys,ralliedby a clinicatLaPazinwhichheand records. start inlifetoexpungetheircriminal helping peoplewhowantafresh writing willsforfi rstresponders and ing avarietyoffocalpoints,including role, heorganizeslegalclinicscover- Bar Associationfi rst. roughthat Th Lawyers DivisionoftheTennessee tative ontheboardofYoung as theHamiltonCountyrepresen- He doesaquickinventory. ByDavidLaprad Alex McVeagh isageneral litigationattorney atChambliss, Bahner &Stophel. Heisalso theChattanooga Bar Association’s 2016 YLDVolunteer of theYear. him the opportunity to give back him to give the opportunity McVeagh for giving firm credits McVeagh recently took part in McVeagh recentlytookpartin McVeagh listshisvolunteerwork Chattanooga Bar Association | The Pioneer Building | Suite 420 | 801 Broad Street | Chattanooga, TN 37402TN Chattanooga,StreetBroad | 801 423-756-3222 | 420| Suite | Building Pioneer The Fax:| Association BarChattanooga | 423-265-6602 | Bar Association Bar notes from the notesfrom

to extracurricular activities. to extracurricularactivities. in overhisheadwhenitcomes McVeagh thinkshemightbe hattanooga attorneyAlex Chattanooga Newsand giving back giving of sense Shared Executive Committee Steven M.Jacoway Steven William Colvin G.

PRESIDENT-ELECT Bar Association Lee Davis Lee SECRETARY PRESIDENT reserves outoflawschoolin2013. fi rmthatpluckedhimandhisenergy Chambliss, Bahner&Stophel,the amount ofprobonoworkthrough mock trialcompetition. and spearheadsthelocalhighschool Program andRotaractChattanooga, YMCA’s YouthCommunityAction leged andat-riskyouththroughthe Tennessee, workswithunderprivi- the boardofLegalAidSoutheast tip oftheiceberg.Healsoserveson Chattanooga YLDboardsarejustthe are separated. their childrenwillbecaredforifthey munity establishpowerofattorneyso helped peopleintheHispaniccom- immigration lawyerBrittanyFaith, “If Iworkedforadiff erent rm, fi McVeagh alsodoesaconsiderable McVeagh’s workwiththestateand Honorable Christie M. M. Christie Honorable John C. Harrison John C. PAST PRESIDENT TREASURER Sell Hamilton CountyHerald Board of Governors Barret S. Albritton S. Barret Jeffrey W.Jeffrey Maddux George G. Hixson G. George YLD REPRESENTATIVE Brittany T.Brittany Faith Jimmy Rodgers Marc Harwell Marc peers attheChattanoogaBarAssoci- McVeagh, there’snohidingit.His plate isfull.” there,” hesays.“Th reeyears later,my person inthecity,Iwantedtogetout comfortable attimes,butbeinganew sitting inmyapartment.Itwasun- wherever hesawaneed. new home,sohestartedpitchingin friends andestablishhimselfinhis ga in2013,hesimplywantedtomake light. WhenhemovedtoChattanoo- to helpotherpeople.” tacts. Plus,it’sourethicalobligation the community,you’remakingcon- month,” McVeaghsays. we’re hittingourbillablehoursevery ing overourshouldersmakingsure in thecommunity;they’renotlook- their youngattorneystobeengaged things. Butthepartnersherewant I wouldn’tbeabletodoallthese Sheri FoxSheri When someone is as active as When someoneisasactive “I’m anextrovert;Idon’tlike McVeagh isn’tseekingthelime- “Thin atmakessense.Ifyou’re out

The Honorable Pamela The Pamela Honorable JUDICIAL REPRESENTATIVE Ex-Officio Member Fleenor struck by the scope of what he does struck bythescopeofwhathedoes lawyer,” hesays. being aconstructionorbankruptcy pigeonhole theyoungattorneysinto his timeintheoffi ce. liability defensetakingupthebulkof nicipal law,bankruptcyandproduct does alittleofeverything,withmu- a generalcivillitigationattorney,he goes fullthrottleduringtheday.As things itallowsmetodo.” “I lovemyjobbecauseoftheother help mesleepatnight,”hepointsout. brief forsomecompanywouldn’t honor. “Spendingthedaywritinga annual meetinginJanuary. of theYearawardduringbar’s with the2016YLDVolunteerLawyer the YLDboardsandpresentedhim ation noticedhisextensiveworkwith www.chattanoogabar.org McVeagh, 30,seemsalmostawe- “Thto epartnersheredon’ttry To freeuphisevenings,McVeagh McVeagh seemshumbledbythe www.hamiltoncountyherald.com Photograph by David Laprad See page 3 MCVEAGH,page 3 | CHATTANOOGA BAR ASSOCIATION Laprad March 17 – 23, 2017 OPINIONS, page 12 Photograph by David See See McVeagh works hard hard works McVeagh during the day so he so during the day can volunteer in the volunteer can 423-305-1997 evening. elementary and secondary school tuition for the children. With regard to the tax rates for 2011, 2012, and 2013, Husband failed to introduce evidence at the hearing that pertained to the proper method to be used to determine the tax rates. After the court rendered its ruling, Husband fi led a Tenn. R. Civ. P. 52.02 motion seeking permission to present expert proof on the tax rate issue in order to alter or amend the ruling. We fi nd no error with the decision to not consider Husband’s belated expert proof or the decision to deny the motion to alter or amend. We also affi rm the trial court’s calculation of the tax rates and Wife’s share of Husband’s deferred compensation for the years in question. As for Wife’s challenge to the trial court’s decision to impute income to her for the purpose of calcu- lating child support and refusing to consider work-related care expenses she might incur, we affi rm these decisions. GaryVoigtvs.MichaelA.Plate,etal. Casenumber: E2016-00473-COA-R3-CV Authoringjudge: Judge Thomas R. Frierson, II Trialcourtjudge: Judge John B. Bennett In this personal injury and contract reformation case, the plaintiff fi led a complaint, seeking damages resulting from a motor vehicle fi duciary responsibilities. fi I.L.I.T. Trustees I.L.I.T. UP TO DATE COMPANY RATINGS COMPANY DATE TO UP IN FORCE ILLUSTRATIONS AND COMPARISONS POLICY REVIEWS fulfi ll FREE service to help you fulfi    page MCVEAGH, 14

See See Call Curt Zacharias Tennessee Appellate Court Opinions Tennessee “It brought out my competitive ce is a curious McVeagh’s offi fi sh tank en there’s the small Th ce “I’m in the offi Although it’s Friday, McVe- MaryamGhorashi-BajestanivMasoud Bajestani Casenumber: E2016-00063-COA-R3-CV Authoringjudge: Judge Frank G. Clement, Jr. Trialcourtjudge: Judge Jeffrey M. Atherton This is the third appeal in a post-divorce case. It arises from Husband’s petition to modify the requirement that he pay private school tuition for his children’s elementary and secondary education, and Wife’s petition to calculate Husband’s income tax rate in order to determine the net amount to be paid to Wife out of Husband’s deferred compensation for 2011 2012, and 2013. Husband contends the trial court erred by holding that his obligation to pay private school tuition was not modifi able because it was a contractual obligation. He also contends the trial court incorrectly calculated the tax rates and erred by refusing to allow him to introduce expert proof of the proper method for this calculation. We have determined the trial court erred in ruling that Husband’s obligation to pay private school tuition for elementary and secondary education was not modifi able. Therefore, we reverse and remand this issue with instructions for the trial court to determine whether a material change of circum- stances has been established and, if so, whether to modify Husband’s obligation to pay private nature. I can’t imagine being on the oor looking at contracts all 16th fl day,” he says, pointing to the ceil- oor of the Liberty ing of the 15th fl Tower on Chestnut Street. blend of lawyerly decor and person- al collectibles. A large Hatch Show Print of George Washington, his favorite president, occupies the wall across from his desk, while a black and white photograph of him with y John Jay Hooker, Jr., political gadfl rests on a small table by his window. occupied solely by a submerged Bernie Sanders, a Ron Burgundy bobble head from “Anchorman” and a Hillary Clinton nutcrack- er from 2008, among other curiosities. more than I’m at home, so I’ve tried to make this space mine,” he says. ected by the agh seems unaff long days and late nights he’s been pulling since Monday morning. If his busy schedule Hamilton County Herald County Hamilton Source: Miller & Martin Th is led to a spring internship with Th “I realized I didn’t necessarily love For the next two years, McVe- McVeagh returned to Vanderbilt When McVeagh accepted a job e only thing my family knew “Th While earning a business law McVeagh traveled to Iowa, where oors, knocked on doors he slept on fl and told whoever would listen about the man he believed was a hero. He wound up being elected as one of the nation’s youngest delegates to the Republican National Convention. Robin Smith, the chairwoman of the Tennessee Republican Party, which in turn led to him being hired out of college as the director of special projects for the Tennessee GOP. McVeagh served in that role through the general election. politics, but I liked government,” he said. “I enjoyed the process of making laws.” agh served as the judiciary research analyst for the Tennessee Senate Judiciary Committee. He scrutinized every piece of legislation that passed through the committee, wrote sum- maries and drafted amendments. Sur- rounded by attorneys, he eventually concluded that he wanted to become one, too. to obtain his law degree and switched to clerking for the Tennessee Senate Judiciary Committee. He also worked at Chambliss one summer and for the Tennessee Public Defender’s Con- nal year of law ference during his fi school. er from Chambliss while he was off still in law school, his family thought he was crazy. about Chattanooga was its reputation for being a dirty manufacturing city,” McVeagh says. “But when I arrived here, I was surprised. It reminded me of home.” degree at Vanderbilt, McVeagh envisioned a future as a transactional attorney, but during his summer at Chambliss, he discovered he loved being in court. tioners. Th e topics covered includes tioners. Th bankruptcy, insolvency and restruc- nance and turing, creditors’ rights, fi commercial litigation. Smith age2 p From



“What I’m allowed to do here at “I had to earn their trust and I have McVeagh is a long way from his McVeagh also learned to cook In 2004, McVeagh left his home Although McVeagh had aspira- “I had read John McCain’s book During his Christmas break, Th e Mid-South Commercial Law e Mid-South Commercial Th in 2006,Joining Miller & Martin Smith has represented clients in For more than 30 years, Mid- MCVEAGH at Chambliss given his age. From meeting with clients face-to-face to going to court, he says he has more freedom and responsibility than most young attorneys. e partners my age is unparalleled. Th don’t put their new attorneys in a back room and make them write briefs all day,” he adds. “I’ve already had a jury trial and I’ve done bench trials by myself. to work hard, but it’s been amazing.” childhood home of Lafayette, Loui- siana. He grew up there as part of a close-knit family with Cajun roots that enjoyed good music, food and sh boils. drink – particularly crawfi He took French beginning in kinder- garten, attended Catholic mass and played basketball and baseball at a small high school located on a former sugarcane plantation. like a local. “I can make a pretty ee,” he says, good gumbo and etouff smiling. and set a course for Nashville, where he spent the next four years studying economics and political science at Vanderbilt University. Ever the over- achiever, he double majored. tions of becoming an investment banker or stock broker, the economy was in a tailspin as he approached graduation in 2008. Fortunately, he discovered a love for politics during his senior year and doors into that world were opening for him. about his time as a prisoner of war. I didn’t know anything about his policies, I just thought he was amaz- ing, so when he ran for president, I volunteered to campaign for him,” McVeagh explains.

Commercial Law Commercial Institute board Craig Smith Craig elected to Mid-South www.hamiltoncountyherald.com Institute has elected Miller & Mar- Institute has elected Smith to serve astin attorney Craig 2021. board member through rm’s Bankruptcy fi Smith oversees the Practice Group.& Creditors’ Rights issues aris- He helps clients navigate and liqui- ing out of reorganization cases, state anddation bankruptcy federal court commercial litigation, and out-of-court restructurings and enforcement of remedies. loan restructurings, workouts and other default scenarios throughout the country, guiding them through any resulting commercial or bank- ruptcy-related litigation or other insolvency procedures. South Commercial Law Institute has conducted annual CLE seminars on commercial and bankruptcy law in e seminar panel includes Nashville. Th leading scholars, jurists and practi- 4 | March 17 – 23, 2017 Hamilton County Herald www.hamiltoncountyherald.com

n HCH VIEW FROM CAPITOL HILL Hamilton County Herald 102 years of service Singing along with tone-deaf legislators Often dull, but never boring. use to a person’s sex at birth, the Trump guidance showing Telephone 423-602-9270 Th ey might even make you in addition to the “Defense of preference for states and local Fax 423-602-9269 break out into song. Natural Marriage Act.” districts to make decisions 1412 McCallie Ave. Chattanooga, TN 37404 Halfway through the 2017 But when protesters chased based on their interpretations session, the General Assembly them out of the room, follow- of federal rules. – CHATTANOOGA – could be accused of lacking ing them to legislative offi ces McQueen further noted “we David Laprad sharpness or sensibility, but shouting slogans, their hearts believe decisions on these types Editor [email protected] what it lacks in luster it makes hardened. of issues should continue to up for with lots of political song Sam Stockard Not only were talks shut be made at the local level on a Dianna Chambers Display Advertising and dance. [email protected] down, Beavers’ offi ce, as well, case-by-case basis considering [email protected] So far, we’ve had one legis- as she closed shop one day the unique needs of all students 615-254-5522 lator run out of offi ce, two leg- aches – by submitting a letter when folks piled in to try to and how to ensure their safety Julia Warren islators chased out of a meet- of resignation on a Tuesday voice their complaints. Beavers, and protection.” Foreclosures, Public Notices ing room, the governor sent a Mt. Juliet Republican, told Yet another log on this [email protected] morning after being told he 901-521-1196 scurrying for votes and enough needed to leave if allegations THP offi cers as she boarded an funeral pyre came in the form maneuvering on the fuel-tax were true. elevator with staff at the Leg- of a Supreme Court decision to Donna Gosnell bill to leave seasoned onlookers islative Plaza, “I’m going home remand a transgender student’s Circulation, Online Subscriptions He got the heck out, since, customerservice@ scratching their heads. clearly, it is “better to burn out until you all can keep them out case to the appeals court level, hamiltoncountyherald.com Disgraced former Rep. than it is to rust.” of my offi ce.” based on the Trump reversal. 615-254-5522 Jeremy Durham is gone, now Th e quick dismissal of Lovell Protesters promised to come Of course, Pody still says he – CORPORATE OFFICES– the subject of state and federal enabled ruling Republicans back, but things have been fair- believes boys should use boys 193 Jefferson Ave. investigations, but not forgot- to claim victory with the new ly quiet at Beavers’ offi ce the bathrooms and girls should Memphis, TN 38103 ten. And while he might be rules despite a good deal of last two to three weeks. use girls bathrooms at schools Eric Barnes the king of self-infl icted pain, handwringing by Democrats Th e passive atmosphere across Tennessee. Most people Publisher, CEO this one was more a story of probably has little to do with agree. But at the same time, [email protected] that another legislator remains Johnny Rotten (Sex Pistols), in offi ce despite fi ring a staff the security guards she brought he says he wants to amend his Lyle Graves as lawmakers shifted their member who complained in to follow her all over the legislation, he also says school Associate Publisher, attention to now-former Rep. place. Instead, it may have systems should be allowed to Executive Editor about Durham’s fl irtations. [email protected] Mark Lovell of Shelby County, Short of a district attorney more to do with President handle “unique situations.” He who apparently followed in Donald Trump, and his ad- doesn’t say exactly what those Pam Mallett fi ling charges, though, and Neil Chief Financial Officer Durham’s footsteps with some Young’s claim that “rock and ministration’s guidance order, are, just unique situations “in [email protected] inappropriate activity toward roll can never die,” this appears which reversed an Obama Ad- general.” Member of: women, based on an HR probe. to be on life support, though ministration directive requiring With that, during a packed Tennessee Press Association Lovell resigned abruptly as usual “there’s more to the schools to make allowances subcommittee meeting room, National Newspaper Association less than two weeks into the picture than meets the eye.” for students to use restrooms Pody took his bill off notice, American Court & Commercial session, leaving House leaders Moresexissues based on their sexual identity. saying things are changing so Newspapers scrambling to fi gure out what As a result, Lt. Gov. Randy quickly he needs more time to to do and how their new rules Th is could be political irony McNally pointed out the Po- amend the measure. applied to sexual harassment. at its best. dy-Beavers bill on transgender Thelong,windingroad Th e fi rst-term rep was a Rep. Mark Pody and Sen. use or restrooms was unneed- much easier target than never- Mae Beavers were prepared to ed. And Education Commis- Anyone who’s ever tried to say-die Durham, and Lovell negotiate with LGBT advocates sioner Candice McQueen sing this Beatles classic at a also opted to cut his losses – as a few weeks ago in a press con- sent a letter to school system karaoke bar probably needed at well as Republican Party head- ference to discuss the “bath- directors notifying them of least a six-pack under their belt room bill” restricting toilet and at least a 12-pack to think Subscription $15 per year they sounded good. It ain’t By mail “Love Me Do.” Single copy 50 cents For your dispute resolution, call Th e Legislature’s reaction to Postmaster send Gov. Bill Haslam’s IMPROVE changes of address to: rbitrAtion And ediAtion erviceS nc Act is probably leaving him Hamilton County Herald A M S , i . P.O. Box 3008 Multi-room facility Secretarial/Notary Services Convenient free parking feeling: “Many times I’ve been Memphis, TN 38173 alone and many times I’ve cried.” Hamilton County Herald Thomas M. Horne H. Richard Marcus Try as he might to make USPS #120710 Rule 31 Neutral General Civil Rule 31 Neutral General Civil Ronald D. Wells published weekly by lawmakers understand the state Luther-Anderson, PLLP FrAnkLin, CooPer & mArCus,PLLC General Civil Mediation Hamilton County Herald, LLC., One Union Square, Ste. 700 837 Fort Wood Street robinson, smith & WeLLs should raise transportation Periodicals Postage money by increasing gas and paid at 100 MLK Blvd. PO Box 151 Chattanooga, TN 37403 633 Chestnut St., Ste. 700 Chattanooga, Tennessee Chattanooga, TN 37401-0151 423.756.3596 Chattanooga, TN 37450 diesel taxes, they don’t want to Material published in the Hamilton County 423.756.5034 Cell: 423.488.3895 423.756.5051 hear it. Herald is compiled at considerable expense and is Fax: 423.265.9903 Fax: 423.756.3597 Fax: 423.266.0474 Years in the making, the for the sole and exclusive use of our subscribers. [email protected] [email protected] [email protected] governor’s plan, though it The contents of the Hamilton County Herald www.lutheranderson.com www. fcmlaw.net may not be republished, resold or reproduced incorporates cuts in business in any manner, in whole or in part without the taxes, the Hall tax and the gro- consent of the publisher. Any infringement may cery tax (a small one), has been be subject to legal redress. Paul Campbell, III The records contained in the Hamilton Coun- 423.265.3505 in trouble almost since the day General Civil George M. Derryberry ty Herald are taken from those fi led in the public Of Counsel he unveiled it. He might still be record and do not necessarily refl ect the fi nancial General Civil & Family short of votes. standing of the parties involved. Care is taken to CAmPbeLL & CAmPbeLL 651 E. 4th St., Ste. 401 As a result, House members publish suits, judgements, other documents 735 Broad St., Ste. 1200 Chattanooga, TN 37403 exactly as they appear in the public record. Chattanooga, TN 37402 had to strip the governor’s tax However, the Hamilton County Herald assumes 423.267.9777 no liability for errors or omissions. Persons who 423.266.1108 Fax: 423.267.9888 plan out of the bill and install rely solely on these contents do so at their own Fax: 423.266.8222 [email protected] a competing funding measure risk. [email protected] using sales taxes just to move it Any explanation of these items, as well as www.campbell-campbelllaw.com Since 1990 correction of any erroneous information, will be out of a transportation sub- published upon timely notifi cation by proper committee. correspondence. Th en, they spent a good deal The editors are responsible for the writing ArbitrAtion And MediAtion ServiceS, inc. of time arguing about “smoke and display of the news, data and features in this A group of independent attorneys offering dispute resolution in a neutral setting newspaper. If you have a question or suggestion, and mirrors” and legislative you may call during normal business hours. 1810 McCallie Ave. Chattanooga, TN 37404 tricks in the House’s full trans- – Susanne Reed, General Manager portation committee, where it 423-602-9270 423.265.3505 [email protected] Fax 423.265.2924 • Email: [email protected] See LEGISLATURE, page 12 March 17 - 23, 2017 HAMILTON COUNTYPage 5 www.HamiltonCountyHerald.com Herald Public Notices

Foreclosure Notices The right is reserved to adjourn the day of the Subject to any governmental zoning and County Register’s Office. Default has occurred Hamilton County sale to another day, time, and place certain subdivision ordinances or regulations in in the performance of the covenants, terms, without further publication, upon announce- effect thereon. TOGETHER WITH AND and conditions of said Deed of Trust and the ment at the time and place for the sale set SUBJECT TO Access Easement Agreement entire indebtedness has been declared due SUBSTITUTE TRUSTEE’S SALE 5217 MARYLAND WAY forth above. If you purchase a property at the recorded January 10, 2006 in Book 7811, and payable. Sale at public auction will be on March 30, BRENTWOOD, TENNESSEE 37027 foreclosure sale, the entire purchase price is page 574 in the Register’s Office of Hamilton Party Entitled to Enforce the Debt: Wells 2017 on or about 11:00AM local time, at the PHONE: (615) 238-3630 due and payable at the conclusion of the auc- County, Tennessee. TOGETHER WFTH AND Fargo Bank, N.A., its successors and as- Main door of the Hamilton County Courthouse, EMAIL: [email protected] tion in the form of a certified/bank check made SUBJECT TO Encroachment and Parking signs. Chattanooga, Tennessee, conducted by the Mar. 3, 10, 17, 2017 Fmr17827 payable to or endorsed to Duncan, Hatcher, Easement recorded in Book 7967, Page The following real estate located in Ham- Substitute Trustee as identified and set forth Holland & Fleenor, P.C. No personal checks 796, in the Register’s Office of Hamilton ilton County, Tennessee, will be sold to the herein below, pursuant to Deed of Trust ex- SUCCESSOR TRUSTEE’S SALE will be accepted. To this end, you must bring County, Tennessee. SUBJECT TO lien of highest call bidder: ecuted by BARRY G LOVELADY AND ROSA LEE Sale at public auction will be on March 24, 2017 sufficient funds to outbid the lender and any assessments as may be levied against Described property located at Hamilton LOVELADY, to THE TITLE GUARANTY & TRUST at 10:00 A.M. local time, at the West door, other bidders. Insufficient funds will not be said unit pursuant to the provisions of said County, Tennessee, to wit: CO. OF CHATTA, Trustee, on September 21, Hamilton County Courthouse, 625 Georgia accepted. Amounts received in excess of the Master Deed For The Sole Building Condo- SITUATED in District 1 Ham·11ton County, 2007, at Record Book GI 8482, Page 85 as Avenue, Chattanooga, Tennessee pursuant winning bid will be refunded to the successful miniums recorded in Book 7956, Page 377 Tennessee in the City of Chattanooga and Instrument No. 2007092800074 in the real to that certain Deed of Trust, Assignment of purchaser at the time the foreclosure deed in said Register’s Office. SUBJECT TO all being known and designated as the north 55 property records of Hamilton County Register’s Leases and Rents, Fixture Filing, and Security is delivered. other terms and provisions of said Master ft. of Lot 3 and the south 1 ft. of Lot 4 Block Office, Tennessee. Agreement executed by Cinnywoo, LLC, a Texas This property is being sold with the express Deed for The Sole Building Condominiums 1 Gillespie Terrace Subdivision as shown Owner of Debt: Deutsche Bank National Trust limited liability company, as Trustor or Borrower, reservation that the sale is subject to confir- recorded in Book 7956, Page 377, in said by plat of record in Plat Book 10, page 8 in Company, as Trustee for Equifirst Loan Securi- in favor of Patch of Land, Inc., a Delaware cor- mation by the lender or trustee. This sale may Register’s Office. the Register’s Office for Hamilton County, tization Trust 2008-1, Mortgage Pass-Through poration, as Beneficiary or Lender, appointing be rescinded only by the Successor Trustee at ALSO KNOWN AS: 1431 Market Street 3, Tennessee to which plat specific reference Certificates, Series 2008-1 William P. Moss, III, as Trustee, dated May 29, any time. If the Successor Trustee rescinds the Chattanooga, TN 37421 is hereby made and incorporated herein as The following real estate located in Hamilton 2015 and recorded on June 24, 2015 at Book sale, the purchaser shall only be entitled to a This sale is subject to all matters shown if copied verbatim. SUBJECT to restrictions County, Tennessee, will be sold to the highest GI 10499, Page 795, in the Hamilton County return of any money paid towards the purchase on any applicable recorded plat; any unpaid of record in Book V, Volume 19, page 426 call bidder subject to all unpaid taxes, prior Register of Deeds’ Office. price and shall have no other recourse. Once taxes; any restrictive covenants, easements, in said Register’s Office. SUBJECT to line liens and encumbrances of record: Patch of Land, Inc. assigned said Deed of Trust the purchaser tenders the purchase price, the or setback lines that may be applicable; any agreement of record in Deed Book2486, IN THE THIRD CIVIL DISTRICT OF HAMILTON to Patch of Land Lending, LLC, a Delaware Successor Trustee may deem the sale final in statutory rights of redemption of any govern- page 206 in said Register’s Office. COUNTY, TENNESSEE: limited liability company, on December 21, which case the purchaser shall have no remedy. mental agency, state or federal; any prior liens FOR PRIOR DEED REFERENCE SEE DEED LOT 14, NORTH BROOK SUBDIVISION, UNIT 2016. The assignment of said Deed of Trust The real property will be sold AS IS, WHERE or encumbrances as well as any priority created BOOK 6374, PAGE 316 IN SAID REGISTER’S 1, AS SHOWN BY PLAT OF RECORD IN PLAT was recorded on December 28, 2016 at Book IS, with no warranties or representations of by a fixture filing; and to any matter that an ac- OFFICE. BOOK 31, PAGE 50, IN THE REGISTER`S OF- GI 10941, Page 212, in the Hamilton County any kind, express or implied, including without curate survey of the premises might disclose. TAX ID# 157 BE 017 FICE OF HAMILTON COUNTY, TENNESSEE. Register of Deeds’ Office. limitation, warranties regarding condition of the In addition, the following parties may claim an Property Address: 107 Talley Road, CHat- FOR PRIOR TITLE, SEE DEED RECORDED IN The sale will be conducted by Duncan, Hatcher, property or marketability of title. interest in the above-referenced property: tanooga, TN 37411 BOOK 2772, PAGE 955, FROM KEITH DAN- Holland & Fleenor, P.C., having been appointed This office may be a debt collector. This may be INTERNAL REVENUE SERVICE Street Address: 107 Talley Rd, Chattanooga, IEL, UNMARRIED TO BARRY G. LOVELADY as Successor Trustee by instrument dated an attempt to collect a debt and any information URBAN SPACES, LLC Tennessee 37411 AND WIFE, ROSA LEE LOVELADY, DATED February 10, 2017 and recorded on February obtained may be used for that purpose. BANK OF AMERICA N.A. Parcel Number: 157 B E 017 7-2-81 AND RECORDED 7-28-81, IN THE 15, 2017 at Book GI 10976, Page 796, in the Duncan, Hatcher, Holland & Fleenor, P.C. THE SOLE BUILDING CONDOMINIUM ASSO- Current Owner(s) of Property: Charles A. REGISTER`S OFFICE OF HAMILTON COUNTY, Hamilton County Register of Deeds’ Office. 1418 McCallie Avenue CIATION, INC. Danner, IV and Charles S. Johns TENNESSEE. Default has occurred in the performance of Chattanooga, Tennessee 37404 RICHARD E. CUMMINGS The street address of the above described Tax ID: 74GA40 the covenants, terms, and conditions of said Phone: (423) 266-2207 VICTORIA W. CUMMINGS property is believed to be 107 Talley Rd, Current Owner(s) of Property: BARRY G LOVE- Deed of Trust and the entire indebtedness has Fax: (423) 265-8907 On or about November 2, 2012, the United Chattanooga, Tennessee 37411, but such LADY AND ROSA LEE LOVELADY been declared due and payable. www.dhhffirm.com States of America, Internal Revenue Service, address is not part of the legal description of The street address of the above described Party Entitled to Enforce the Debt: Patch of Mar. 3, 10, 17, 2017 Fmr17829 filed a federal tax lien against the Defendant, the property sold herein and in the event of property is believed to be 812 North Brook Land Lending, LLC and its successors and Richard E. Cummings, recorded in the Regis- any discrepancy, the legal description herein Drive, Hixson, TN 37343, but such address assigns. NOTICE OF TRUSTEE’S SALE ter’s Office of Hamilton County, Tennessee, in shall control. is not part of the legal description of the The following real estate located in Hamilton WHEREAS, default has occurred in the Book GI9788, Page 189. On or about November This sale is subject to, without limitation, all property sold herein and in the event of any County, Tennessee, will be sold to the highest performance of the covenants, terms, and 2, 2012, the United States of America, Inter- matters shown on any applicable recorded plat; discrepancy, the legal description referenced call bidder: conditions of a Deed of Trust Note dated August nal Revenue Service, filed a federal tax lien any unpaid taxes; any restrictive covenants, herein shall control. Described property located at Hamilton County, 17, 2006, and the Deed of Trust of even date against the Defendant, Victoria W. Cummings, easements, or setback lines that may be ap- SALE IS SUBJECT TO OCCUPANT(S) RIGHTS Tennessee, to wit: securing the same, recorded August 24, 2006, recorded in the Register’s Office of Hamilton plicable; any statutory right of redemption of IN POSSESSION. IN THE SECOND CIVIL DISTRICT OF HAMILTON in Book No. GI8058, at Page 723, in Office County, Tennessee, in Book GI9788, Page 190. any governmental agency, state or federal; any THE RIGHT IS RESERVED TO ADJOURN THE COUNTY, TENNESSEE: of the Register of Deeds for Hamilton County, Any interest in the property held by the United prior liens or encumbrances including those DAY OF THE SALE TO ANOTHER DAY, TIME LOT FOUR (4) LERCH PLACE SUBDIVISION, AS Tennessee, executed by Victoria W. Cummings States of America, Internal Revenue Service, created by a fixture filing or any applicable ho- AND PLACE CERTAIN WITHOUT FURTHER SHOWN BY PLAT RECORDED IN PLAT BOOK and Richard E. Cummings, conveying certain by virtue of the aforementioned federal tax meowners’ association dues or assessments; PUBLICATION, UPON ANNOUNCEMENT AT THE 80, PAGE 51, IN THE REGISTER’S OFFICE OF property therein described to PRLAP, Inc. as lien is both junior and inferior to the interests all claims or other matters, whether of record TIME AND PLACE FOR THE SALE SET FORTH HAMILTON COUNTY, TENNESSEE. Trustee for Bank of America, N.A.; and the held by Nationstar Mortgage, LLC. Provided, or not, which may encumber the purchaser’s ABOVE. THE TERMS OF SALE ARE CASH. ANY For prior title see Warranty Deed recorded at undersigned, Wilson & Associates, P.L.L.C., however, that the United States of America, title and any matter that an accurate survey TAXES OR FEES WILL BE THE RESPONSIBIL- Book GI 10499, Page 791, in the Hamilton having been appointed Successor Trustee by Internal Revenue Service, pursuant to 26 of the premises might disclose. ITY OF THE PURCHASER. IF THE SALE IS SET County Register of Deeds’ Office. Nationstar Mortgage, LLC. U.S.C. §7425 and 28 U.S.C. §2410(c), shall The following parties may claim an interest ASIDE FOR ANY REASON, THE PURCHASER Street Address: 604 Bacon Trail, Chattanooga, NOW, THEREFORE, notice is hereby given have one hundred and twenty (120) days from in the above-referenced property to be affected AT THE SALE SHALL BE ENTITLED ONLY TO A Tennessee 37412 that the entire indebtedness has been declared the date of the sale within which to redeem by the foreclosure: RETURN OF THE PURCHASE PRICE. THE PUR- Parcel Number: 157P-L-007 due and payable; and that an agent of Wilson & the property by virtue of its tax lien(s) herein Any judgment creditor or lien holder with an CHASER SHALL HAVE NO FURTHER RECOURSE Current Owner of Property: Cinnywoo, LLC Associates, P.L.L.C., as Successor Trustee, by by payment of the actual amount paid by the interest subordinate to the said Deed of Trust AGAINST THE GRANTOR, THE GRANTEE, OR The street address of the above described virtue of the power, duty, and authority vested in purchaser at the foreclosure sale, plus any or any party claiming by, through, or under any THE TRUSTEE. property is believed to be 604 Bacon Trail, and imposed upon said Successor Trustee, by amount in excess of the expenses necessarily of the foregoing. Such parties known to the OTHER INTERESTED PARTIES: None Chattanooga, Tennessee 37412, but such Nationstar Mortgage, LLC, will, on April 6, 2017 incurred in connection with such property, less Substitute Trustee may include: None. THIS IS AN ATTEMPT TO COLLECT A DEBT AND address is not part of the legal description of on or about 10:00 AM, at the Hamilton County the income from such property, plus a reason- Any right of equity of redemption, statutory ANY INFORMATION OBTAINED WILL BE USED the property sold herein and in the event of Courthouse, Chattanooga, Tennessee, offer able rental value of such property. As required and otherwise, and homestead are waived in FOR THAT PURPOSE. any discrepancy, the legal description herein for sale certain property hereinafter described by 26 U.S.C. §7425(b), the United States of accord with the terms of said Deed of Trust, If applicable, the notice requirements of T.C.A. shall control. to the highest bidder FOR certified funds paid America, Internal Revenue Service has been and the title is believed to be good, but the 35-5-101 have been met. This sale is subject to, without limitation, all at the conclusion of the sale, or credit bid from given timely notice of this action. undersigned will sell and convey only as Sub- All right of equity of redemption, statutory matters shown on any applicable recorded plat; a bank or other lending entity pre-approved by The sale held pursuant to this Notice may stitute Trustee. and otherwise, and homestead are expressly any unpaid taxes; any restrictive covenants, the successor trustee. The sale is free from all be rescinded at the Successor Trustee’s option The right is reserved to adjourn the day waived in said Deed of Trust, but the under- easements, or setback lines that may be ap- exemptions, which are expressly waived in the at any time. The right is reserved to adjourn of the sale to another day, time, and place signed will sell and convey only as Substitute plicable; any statutory right of redemption of Deed of Trust, said property being real estate the day of the sale to another day, time, and certain without further publication, upon an- Trustee. any governmental agency, state or federal; any situated in Hamilton County, Tennessee, and place certain without further publication, upon nouncement at the time and place for the sale If the U.S. Department of Treasury/IRS, the prior liens or encumbrances including those being more particularly described as follows: announcement at the time and place for the set forth above. If you purchase a property State of Tennessee Department of Revenue, created by a fixture filing or any applicable ho- In the City of Chattanooga, Hamilton County, sale set forth above. W&A No. 230327 at the foreclosure sale, the entire purchase or the State of Tennessee Department of meowners’ association dues or assessments; Tennessee: DATED February 23, 2017 price is due and payable at the conclusion Labor or Workforce Development are listed all claims or other matters, whether of record Unit Three (3), in the Sole Building Condo- WILSON & ASSOCIATES, P.L.L.C., of the auction in the form of a certified/ as Interested Parties in the advertisement, or not, which may encumber the purchaser’s miniums, a Tennessee Horizontal Property Successor Trustee bank check made payable to or endorsed then the Notice of this foreclosure is being title and any matter that an accurate survey Regime created pursuant to the provisions FOR SALE INFORMATION, VISIT WWW. to Shapiro & Ingle, LLP. No personal checks given to them and the Sale will be subject to of the premises might disclose. of the Tennessee Horizontal Property Act MYFIR.COM and WWW.REALTYTRAC.COM will be accepted. To this end, you must bring the applicable governmental entities’ right to The following parties may claim an interest in as set forth in Chapter 27, at Sections Mar. 3, 10, 17, 2017 Fmr17830 sufficient funds to outbid the lender and any redeem the property as required by 26 U.S.C. the above-referenced property to be affected 66-27-101, et seq., in the Tennessee Code other bidders. Insufficient funds will not be 7425 and T.C.A. §67-1-1433. by the foreclosure: Annotated, by that certain Master Deed for SUBSTITUTE TRUSTEE’S SALE Continued on page 6 This property is being sold with the express Any judgment creditor or lien holder with an the sole building condominiums of record Sale at public auction will be on April 6, reservation that the sale is subject to confir- interest subordinate to the said Deed of Trust in Book 7956, Page 377, in the Register’s 2017 at 10:00AM local time, at the west door, mation by the lender or trustee. If the sale is or any party claiming by, through, or under any Office of Hamilton County, Tennessee. To- Hamilton County Courthouse, 625 Georgia set aside for any reason, the Purchaser at the of the foregoing. gether with the exclusive use of the limited Ave., Chattanooga, Tennessee pursuant to Go to sale shall be entitled only to a return of the Such parties known to the Successor Trustee common elements that are designated as Deed of Trust executed by Charles A Danner, www.HamiltonCountyHerald.com for purchase price. The Purchaser shall have no may include: None. appurtenant to said Unit Three (3) by terms IV and Charles S Johns, to Robbie L McLean, thousands of public records and further recourse against the Mortgagor, the Any right of equity of redemption, statutory and provisions of said Master Deed for the Trustee, as trustee for First Financial of Ten- public notices. Mortgagee or the Mortgagee’s attorney. and otherwise, and homestead are waived in sole building condominiums. Together with nessee Home Loans, LLC on November 17, MWZM File No. 13-004496-670 accord with the terms of said Deed of Trust, the appurtenant undivided interest in the 2011 at Book GI 9532, Page 9, Instrument HAMILTON COUNTY MACKIE WOLF ZIENTZ & MANN, P. C., Substi- and the title is believed to be good, but the common elements that is provided for under No. 2011121200135; conducted by Shapiro & tute Trustee(s) undersigned will sell and convey only as Suc- the terms and provisions of said Master Ingle, LLP, having been appointed Substitute or PREMIER BUILDING, SUITE 404 cessor Trustee. Deed for the sole building condominiums. Successor Trustee, all of record in the Hamilton Herald Page 6 Public Notices March 17 - 23, 2017 www.HamiltonCountyHerald.com Foreclosure Notices undersigned will sell and convey only as Sub- on any applicable recorded plat; any unpaid INTERNAL REVENUE SERVICE of Midland Pike; thence continuing along the Continued from page 5 stitute Trustee. taxes; any restrictive covenants, easements, CORNERSTONE COMMUNITY BANK Northwest line of North Parkdale Avenue, One The right is reserved to adjourn the day or setback lines that may be applicable; any TOMMY L. GRAHAM Hundred Five (105) feet Southwestwardly to accepted. Amounts received in excess of the of the sale to another day, time, and place statutory rights of redemption of any govern- HERB ADCOX CHEVROLET COMPANY a point; thence Northwestwardly Seventy-nine winning bid will be refunded to the successful certain without further publication, upon an- mental agency, state or federal; any prior liens NC TWO, L.P. (79) feet to a point; thence Northeastwardly purchaser at the time the foreclosure deed nouncement at the time and place for the sale or encumbrances as well as any priority created JAMES P. RICHMOND, JR. One Hundred Five (105) feet to a point; thence is delivered. set forth above. If you purchase a property by a fixture filing; and to any matter that an ac- LAWRENCE E. STEINBERG Southeastwardly Seventy-nine (79) feet to the This property is being sold with the express at the foreclosure sale, the entire purchase curate survey of the premises might disclose. On or about April 19, 2011, the United States point of beginning. reservation that the sale is subject to confirma- price is due and payable at the conclusion In addition, the following parties may claim of America, Internal Revenue Service, filed a Tax Parcel ID: 147N-D-005 tion by the lender or trustee. This sale may be of the auction in the form of a certified/ an interest in the above-referenced property: federal tax lien against the Defendant, James Property Address: 911 North Parkdale Avenue, rescinded only by the Substitute Trustee at any bank check made payable to or endorsed LORETTA QUARCOO H. Brennan III, recorded in the Register’s Of- Chattanooga, TN. time. If the Substitute Trustee rescinds the to Shapiro & Ingle, LLP. No personal checks The sale held pursuant to this Notice may fice of Hamilton County, Tennessee, in Book All right and equity of redemption, home- sale, the purchaser shall only be entitled to a will be accepted. To this end, you must bring be rescinded at the Successor Trustee’s option GI9386, Page 52. On or about June 23, 2011, stead and dower waived in said Deed of return of any money paid towards the purchase sufficient funds to outbid the lender and any at any time. The right is reserved to adjourn the United States of America, Internal Revenue Trust, and the title is believed to be good, but price and shall have no other recourse. Once other bidders. Insufficient funds will not be the day of the sale to another day, time, and Service, filed a federal tax lien against the the undersigned will sell and convey only as the purchaser tenders the purchase price, the accepted. Amounts received in excess of the place certain without further publication, upon Defendant, James H. Brennan III, recorded Substitute Trustee. Substitute Trustee may deem the sale final in winning bid will be refunded to the successful announcement at the time and place for the in the Register’s Office of Hamilton County, ARNOLD M. WEISS, Substitute Trustee which case the purchaser shall have no remedy. purchaser at the time the foreclosure deed sale set forth above. W&A No. 319693 Tennessee, Book GI 9428, Page 134. On or Weiss & Cummins, PLLC The real property will be sold AS IS, WHERE is delivered. DATED February 24, 2017 about October 22, 2012 , the United States 208 Adams Avenue IS, with no warranties or representations of This property is being sold with the express WILSON & ASSOCIATES, P.L.L.C., of America, Internal Revenue Service, filed a Memphis, Tennessee 38l03 any kind, express or implied, including without reservation that the sale is subject to confirma- Successor Trustee federal tax lien against the Defendant, James 90l-526-8296 limitation, warranties regarding condition of the tion by the lender or trustee. This sale may be FOR SALE INFORMATION, VISIT WWW. H. Brennan III, recorded in the Register’s Office File # 1882-128205-FC property or marketability of title. rescinded only by the Substitute Trustee at any MYFIR.COM and WWW.REALTYTRAC.COM of Hamilton County, Tennessee, in Book GI Mar. 3, 10, 17, 2017 Fmr17839 This office may be a debt collector. This time. If the Substitute Trustee rescinds the Mar. 3, 10, 17, 2017 Fmr17836 9428, Page 692. On or about July 29, 2015, may be an attempt to collect a debt and any sale, the purchaser shall only be entitled to a the United States of America, Internal Revenue NOTICE OF TRUSTEE’S SALE information obtained may be used for that return of any money paid towards the purchase NOTICE OF TRUSTEE’S SALE Service, filed a federal tax lien against the WHEREAS, default has occurred in the purpose. price and shall have no other recourse. Once WHEREAS, default has occurred in the Defendant, James H. Brennan III, recorded performance of the covenants, terms, and Shapiro & Ingle, LLP the purchaser tenders the purchase price, the performance of the covenants, terms, and in the Register’s Office of Hamilton County, conditions of a Deed of Trust Note dated Substitute Trustee Substitute Trustee may deem the sale final in conditions of a Deed of Trust Note dated Tennessee, Book GI10527, Page 622. On November 17, 2005, and the Deed of Trust 10130 Perimeter Parkway, Suite 400 which case the purchaser shall have no remedy. October 26, 2005, and the Deed of Trust or about September 19, 2016, the United of even date securing the same, recorded Charlotte, NC 28216 The real property will be sold AS IS, WHERE of even date securing the same, recorded States of America, Internal Revenue Service, November 18, 2005, in Book No. GI 7751, at Phone: (704) 333-8107 IS, with no warranties or representations of November 14, 2005, in Book No. GI7745, at filed a federal tax lien against the Defendant, Page 281, in Office of the Register of Deeds Fax: (704) 333-8156 any kind, express or implied, including without Page 133, in Office of the Register of Deeds James H. Brennan III, recorded in the Regis- for Hamilton County, Tennessee, executed by www.auction.com limitation, warranties regarding condition of the for Hamilton County, Tennessee, executed by ter’s Office of Hamilton County, Tennessee, Jason Taylor and Andrea Z. Taylor, conveying File No. 17-110216 property or marketability of title. Carole J. Brennan and James H. Brennan, III, in Book GI 10855, Page 474.Any interest certain property therein described to Arnold Mar. 3, 10, 17, 2017 Fmr17833 This office may be a debt collector. This conveying certain property therein described in the property held by the United States of M. Weiss, Esq as Trustee for Wells Fargo may be an attempt to collect a debt and any to First American Title Insurance Company America, Internal Revenue Service, by virtue Bank, N.A.; and the undersigned, Wilson & SUBSTITUTE TRUSTEE’S SALE information obtained may be used for that as Trustee for Mortgage Electronic Registra- of the aforementioned federal tax lien is both Associates, P.L.L.C., having been appointed Sale at public auction will be on March 30, purpose. tion Systems, Inc., as nominee for Resmae junior and inferior to the interests held by U.S. Successor Trustee by Wells Fargo Bank, Na- 2017 at 12:00PM local time, at the west door, Shapiro & Ingle, LLP Mortgage Corporation, its successors and BANK NATIONAL ASSOCIATION, as Trustee for tional Association, as Certificate Trustee for Hamilton County Courthouse, 625 Georgia Substitute Trustee assigns; and the undersigned, Wilson & Structured Asset Investment Loan Trust Mort- Gonzalo Residential Asset Trust. Ave., Chattanooga, Tennessee pursuant to 10130 Perimeter Parkway, Suite 400 Associates, P.L.L.C., having been appointed gage Pass-Through Certificates, Series 2006-2. NOW, THEREFORE, notice is hereby given Deed of Trust executed by Sheila F. Johnson, Charlotte, NC 28216 Successor Trustee by U.S. BANK NATIONAL Provided, however, that the United States of that the entire indebtedness has been declared to Kathryn L. Harris, Trustee, as trustee for Phone: (704) 333-8107 ASSOCIATION, as Trustee for Structured Asset America, Internal Revenue Service, pursuant due and payable; and that an agent of Wilson & Mortgage Electronic Registration Systems, Inc. Fax: (704) 333-8156 Investment Loan Trust Mortgage Pass-Through to 26 U.S.C. §7425 and 28 U.S.C. §2410(c), Associates, P.L.L.C., as Successor Trustee, by as nominee for Community Mortgage Corpora- www.shapiro-ingle.com Certificates, Series 2006-2. shall have one hundred and twenty (120) days virtue of the power, duty, and authority vested tion on September 3, 2009 at Book GI 9028, File No. 17-109622 NOW, THEREFORE, notice is hereby given from the date of the sale within which to redeem in and imposed upon said Successor Trustee, Page 603, Instrument No. 2009100100110; Mar. 3, 10, 17, 2017 Fmr17834 that the entire indebtedness has been declared the property by virtue of its tax lien(s) herein by Wells Fargo Bank, National Association, as conducted by Shapiro & Ingle, LLP, having been due and payable; and that an agent of Wilson & by payment of the actual amount paid by the Certificate Trustee for Gonzalo Residential appointed Substitute or Successor Trustee, all NOTICE OF TRUSTEE’S SALE Associates, P.L.L.C., as Successor Trustee, by purchaser at the foreclosure sale, plus any Asset Trust, will, on March 27, 2017 on or of record in the Hamilton County Register’s Of- WHEREAS, default has occurred in the virtue of the power, duty, and authority vested amount in excess of the expenses necessarily about 3:00 PM, at the Hamilton County fice. Default has occurred in the performance performance of the covenants, terms, and in and imposed upon said Successor Trustee, incurred in connection with such property, less Courthouse, Chattanooga, Tennessee, offer of the covenants, terms, and conditions of said conditions of a Deed of Trust Note dated April by U.S. BANK NATIONAL ASSOCIATION, as the income from such property, plus a reason- for sale certain property hereinafter described Deed of Trust and the entire indebtedness has 28, 2015, and the Deed of Trust of even date Trustee for Structured Asset Investment Loan able rental value of such property. As required to the highest bidder FOR certified funds paid been declared due and payable. securing the same, recorded May 5, 2015, in Trust Mortgage Pass-Through Certificates, by 26 U.S.C. §7425(b), the United States of at the conclusion of the sale, or credit bid from Party Entitled to Enforce the Debt: J.P. Book No. GI 10460, at Page 203, in Office of Series 2006-2, will, on April 3, 2017 on or America, Internal Revenue Service has been a bank or other lending entity pre-approved by Morgan Mortgage Acquisition Corp., its suc- the Register of Deeds for Hamilton County, about 3:00 PM, at the Hamilton County given timely notice of this action. the successor trustee. The sale is free from all cessors and assigns. Tennessee, executed by Loretta Quarcoo, Courthouse, Chattanooga, Tennessee, offer The sale held pursuant to this Notice may exemptions, which are expressly waived in the The following real estate located in Ham- conveying certain property therein described to for sale certain property hereinafter described be rescinded at the Successor Trustee’s option Deed of Trust, said property being real estate ilton County, Tennessee, will be sold to the J. Phillip Jones as Trustee for U.S. Bank N.A.; to the highest bidder FOR certified funds paid at any time. The right is reserved to adjourn situated in Hamilton County, Tennessee, and highest call bidder: and the undersigned, Wilson & Associates, at the conclusion of the sale, or credit bid from the day of the sale to another day, time, and being more particularly described as follows: Described property located at Hamilton P.L.L.C., having been appointed Successor a bank or other lending entity pre-approved by place certain without further publication, upon Lot Twenty-Eight (28), Highland Manor County, Tennessee, to wit: Trustee by U.S. Bank National Association. the successor trustee. The sale is free from all announcement at the time and place for the Subdivision, Unit No. Two (2), as shown LOT 6, B B COFFELT SUBDIVISION, NO 2, NOW, THEREFORE, notice is hereby given exemptions, which are expressly waived in the sale set forth above. W&A No. 246156 by plat recorded in Plat Book 26, Page AS SHOWN ON PLAT OF RECORD IN PLAT that the entire indebtedness has been declared Deed of Trust, said property being real estate DATED February 24, 2017 133, of the Register’s Office of Hamilton BOOK 21, PAGE 3, IN THE REGISTER’S OF- due and payable; and that an agent of Wilson & situated in Hamilton County, Tennessee, and WILSON & ASSOCIATES, P.L.L.C., County, Tennessee. Except that part used FICE, HAMILTON COUNTY, TENNESSEE, TO Associates, P.L.L.C., as Successor Trustee, by being more particularly described as follows: Successor Trustee in rounding the curve at the intersection of WHICH PLAT REFERENCE IS HEREBY MADE virtue of the power, duty, and authority vested All that tract or parcel of land lying and FOR SALE INFORMATION, VISIT WWW. Glacier Lane and said road. FOR A MORE PARTICULAR DESCRIPTION OF in and imposed upon said Successor Trustee, being in the City of Chattanooga, Hamilton MYFIR.COM and WWW.REALTYTRAC.COM ALSO KNOWN AS: 7014 Glacier Lane, Har- SAID PROPERTY. by U.S. Bank National Association, will, on County, Tennessee, being more particularly Mar. 3, 10, 17, 2017 Fmr17837 rison, TN 37341-9218 Street Address: 1705 Maple Pl, Soddy Daisy, May 4, 2017 on or about 10:00 AM, at the described as follows: Being a part of Lot This sale is subject to all matters shown Tennessee 37379 Hamilton County Courthouse, Chattanooga, 11, Bennett’s Addition to Missionary Ridge, SUBSTITUTE TRUSTEE’S SALE on any applicable recorded plat; any unpaid Parcel Number: 075I A 019 Tennessee, offer for sale certain property as shown by plat of record in Plat Book 5, Default having been made in the payment of taxes; any restrictive covenants, easements, Current Owner(s) of Property: Sheila F. hereinafter described to the highest bidder Page 46, in the Register’s Office of Hamilton the debts and obligations secured to be paid or setback lines that may be applicable; any Johnson FOR certified funds paid at the conclusion County, Tennessee. According to said plat, by a certain Deed of Trust executed August statutory rights of redemption of any govern- The street address of the above described of the sale, or credit bid from a bank or other said part of lot is more particularly described 26, 2004 by Angelia A. Turner, unmarried to mental agency, state or federal; any prior liens property is believed to be 1705 Maple Pl, lending entity pre-approved by the successor as follows: Beginning at the intersection of Charles E. Tonkin, II, as Trustee, as same or encumbrances as well as any priority created Soddy Daisy, Tennessee 37379, but such trustee. The sale is free from all exemptions, South Crest Road (formerly Government appears of record in the office of the Register by a fixture filing; and to any matter that an ac- address is not part of the legal description of which are expressly waived in the Deed of Boulevard) and Eastview Drive (formerly of Hamilton County, Tennessee, in GI 7255, curate survey of the premises might disclose. the property sold herein and in the event of Trust, said property being real estate situated Spring Street); thence Southwardly along Page 267, and the undersigned having been In addition, the following parties may claim an any discrepancy, the legal description herein in Hamilton County, Tennessee, and being more the East line of South Crest Road 100 feet, appointed Substitute Trustee by instrument interest in the above-referenced property: shall control. particularly described as follows: more or less, to a point, said point being recorded in said Register’s Office, and the JASON TAYLOR This sale is subject to, without limitation, all The following described property: All that 60 feet Northwardly from the original divid- owner of the debt secured, MidFirst Bank, ANDREA Z. TAYLOR matters shown on any applicable recorded plat; tract or parcel of land lying and being in ing line between Lots 10 and 11; thence having requested the undersigned to advertise The sale held pursuant to this Notice may any unpaid taxes; any restrictive covenants, the First Civil District of Hamilton County, Eastwardly across Lot 11, 300 feet, more and sell the property described in and conveyed be rescinded at the Successor Trustee’s option easements, or setback lines that may be ap- Tennessee, being particularly described as: or less, to a point; thence Southwardly 60 by said Deed of Trust, all of said indebtedness at any time. The right is reserved to adjourn plicable; any statutory right of redemption of any Lot twelve (12), Revision to A.C. Stribling feet to the dividing line between Lots 10 having matured by default in the payment of a the day of the sale to another day, time, and governmental agency, state or federal; any prior Subdivision as shown by plat of record in and 11, thence Easterly along the dividing part thereof, at the option of the owner, this place certain without further publication, upon liens or encumbrances including those created Plat Book 82, Page 128, in the Register’s lines of Lots 10 and 11, 200 feet to a point; is to give notice that the undersigned will, on announcement at the time and place for the by a fixture filing or any applicable homeowners’ Office of Hamilton County, Tennessee. thence Northwardly 160 feet, more or less, Thursday, May 4, 2017 commencing at 10:00 sale set forth above. W&A No. 236719 association dues or assessments; all claims or Subject to any governmental zoning and to a point; thence Westwardly 500 feet to AM, at the West Door of the Hamilton County DATED February 28, 2017 other matters, whether of record or not, which subdivision ordinance or regulations in ef- the line of South Crest Road, the point of Courthouse, 615 Walnut Street, Chattanooga, WILSON & ASSOCIATES, P.L.L.C., may encumber the purchaser’s title and any fect thereon. Subject to fifteen foot (15) beginning. Hamilton County, Tennessee 37402 proceed Successor Trustee matter that an accurate survey of the premises drainage easement as shown on plat cited ALSO KNOWN AS: 456 South Crest Road, to sell at public outcry to the highest and FOR SALE INFORMATION, VISIT WWW.MY- might disclose. herein above. Subject to Twenty (20) foot Chattanooga, TN 37404 best bidder for cash, the following described FIR.COM and WWW.REALTYTRAC.COM The following parties may claim an interest Sanitary Sewer easement as shown on plat This sale is subject to all matters shown property, to-wit: Mar. 3, 10, 17, 2017 Fmr17841 in the above-referenced property to be affected cited herein above and further described by on any applicable recorded plat; any unpaid Situated in County of Hamilton, State of by the foreclosure: instrument recorded in Book 2311, Page taxes; any restrictive covenants, easements, Tennessee. NOTICE OF SUBSTITUTE TRUSTEE’S SALE Any judgment creditor or lien holder with an 941, in the Register’s Office of Hamilton or setback lines that may be applicable; any Located in the City of Chattanooga, Hamil- WHEREAS, default has occurred in the perfor- interest subordinate to the said Deed of Trust County, Tennessee. Subject to Drainage statutory rights of redemption of any govern- ton County, Tennessee: Being a part of the mance of the covenants, terms and conditions or any party claiming by, through, or under any easement described on plat cited herein mental agency, state or federal; any prior liens Northeast Quarter of Section Nineteen (19), of a Deed of Trust dated October 20, 2005, of the foregoing. Such parties known to the above under the heading of “General Notes”. or encumbrances as well as any priority created Township Six (6), Range Three (3), West of the executed by TOMMY RAGLAND, WANDA F Substitute Trustee may include: None. Subject to all easements, condition. regula- by a fixture filing; and to any matter that an ac- Basis Line, Ocoee District and more particularly RAGLAND , conveying certain real property Any right of equity of redemption, statutory tions and Restrictions set out on plat cited curate survey of the premises might disclose. described as follows: Beginning on the North- therein described to ROBERT M WILSON, JR and otherwise, and homestead are waived in herein above. In addition, the following parties may claim an west line of North Parkdale Avenue Ninety-five WILSON & ASSOCIATES, PLLC, as Trustee, accord with the terms of said Deed of Trust, ALSO KNOWN AS: 4756 Upshaw Drive, interest in the above-referenced property: (95) feet Southwestwardly as measured along as same appears of record in the Register’s and the title is believed to be good, but the Chattanooga, TN 37416 CAROLE J. BRENNAN the Northwest line of North Parkdale Avenue Office of Hamilton County, Tennessee recorded This sale is subject to all matters shown JAMES H. BRENNAN, III from its intersection with the Southwest line November 1, 2005, in Deed Book GI 7730, March 17 - 23, 2017 Public Notices Page 7 www.HamiltonCountyHerald.com

Page 508 at Instrument Number *Loan Modi- Foreclosure/Trustee's Sales Scheduled in the Next 3 Weeks fication at GI9946, 666; and WHEREAS, the beneficial interest of said Deed of Trust was Property Address Publication Dates Borrower Attorney last transferred and assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO SALES TO TAKE PLACE ON 03/20/17 BAC HOME LOANS SERVICING, LP FKA COUN- TRYWIDE HOME LOANS SERVICING, LP who is 202 Tunnel Boulevard, Chattanooga, 37406 2/17/17; 2/24/17; 3/3/17 Olivia Lewis Wilson & Associates, PLLC now the owner of said debt; and WHEREAS, 4740 Upshaw Dr , Chattanooga, 37416 2/10/17; 2/17/17; 2/24/17 Lewis, Roy Shapiro and Ingle, LLP the undersigned, Rubin Lublin TN, PLLC, having 4714 Murray Lake Lane, Chattanooga, 37416 2/10/17; 2/17/17; 2/24/17 Michael A. Gordon Wilson & Associates, PLLC been appointed as Substitute Trustee by instru- SALES TO TAKE PLACE ON 03/21/17 ment to be filed for record in the Register’s Office of Hamilton County, Tennessee. NOW, 6792 Sawtooth Drive, Ooltewah, 37363 2/24/17; 3/3/17; 3/10/17 Stefon I. Tatum and Michelle Tatum C/O Tennessee Foreclosure Dept. THEREFORE, notice is hereby given that the SALES TO TAKE PLACE ON 03/23/17 entire indebtedness has been declared due and payable, and that the undersigned, Rubin 3116 12th Avenue, Chattanooga, 37135 1/27/17; 2/3/17; 2/10/17 Luther C. Cagle and Mildred R. Cagle Weiss & Cummins, PLLC Lublin TN, PLLC, as Substitute Trustee or his 7128 Fine Lane, Harrison, 37341 2/24/17; 3/3/17; 3/10/17 Amora E. O’Neill, Richard W. O’Neill Rubin Lublin TN, PLLC duly appointed agent, by virtue of the power, 7433 Greenwood Rd , Harrison, 37341 2/17/17; 2/24/17; 3/3/17 Chastain, Aaron Shapiro and Ingle, LLP duty and authority vested and imposed upon 1725 Eagle Drive, Hixson, 37343 2/17/17; 2/24/17; 3/3/17 Richard C. Pierce Wilson & Associates, PLLC said Substitute Trustee will, on April 6, 2017 5935 Winding Ln , Hixson, 37343 2/10/17; 2/17/17; 2/24/17 Gilchrist, John Shapiro and Ingle, LLP at 10:00 AM at the West Door of the Hamilton 4606 Eldridge Rd , Hixson, 37343 2/10/17; 2/17/17; 2/24/17 Wolff, Jarrod and Rachel Shapiro and Ingle, LLP County Courthouse, 615 Walnut Street, Chat- 4045 East Freedom Circle, Ooltewah, 37363 1/13/17; 1/20/17; 1/27/17 Keyna S. Moore and Kevin D. Moore Wilson & Associates, PLLC tanooga, TN 37402, proceed to sell at public 2125 North Fork Drive, Soddy Daisy, 37379 1/20/17; 1/27/17; 2/3/17 David L. Ridge Wilson & Associates, PLLC outcry to the highest and best bidder for cash 2328 Lyons Lane, Soddy Daisy, 37379 1/20/17; 1/27/17; 2/3/17 Katherine Coblentz and Kevin M. Coblentz Solomon Baggett, LLC or certified funds ONLY, the following described 1105 South Holly St , Chattanooga, 37404 2/24/17; 3/3/17; 3/10/17 Kelch, Robert and Marcy Shapiro and Ingle, LLP property situated in Hamilton County, Tennes- 400 Tucker St , Chattanooga, 37405 2/17/17; 2/24/17; 3/3/17 Woodburn, Joyce Shapiro and Ingle, LLP see, to wit: LAND IN HAMILTON COUNTY, TN, 2414 Nimitz Street, Chattanooga, 37406 2/24/17; 3/3/17; 3/10/17 Elnora G. Winston C/O Tennessee Foreclosure Dept. BEING LOT NO. NINETY-ONE (91) ON THE PLAN 203 Hillside Dr, Chattanooga, 37411 2/24/17; 3/3/17; 3/10/17 Robert W. Kelch and Marcy P. Kelch Priority Trustee Services of TN, LLC OF LAKE HILLS SUBDIVISION, UNIT NO. THREE 1400 Dalecrest Court, Chattanooga, 37411 1/27/17; 2/3/17; 2/10/17 Shaun M. Wilkes Wilson & Associates, PLLC (3), OF RECORD IN PLAT BOOK 19, PAGE 31, 4911 Sunbeam Ave , Chattanooga, 37411 2/17/17; 2/24/17; 3/3/17 Hope, Randall and Edna Shapiro and Ingle, LLP REGISTER`S OFFICE FOR SAID COUNTY, TO 715 Belvoir Ave , Chattanooga, 37412 2/24/17; 3/3/17; 3/10/17 Kelch, Marcy and Robert Shapiro and Ingle, LLP WHICH PLAN REFERENCE IS HEREBY MADE 601 South Seminole Dr , Chattanooga, 37412 2/17/17; 2/24/17; 3/3/17 Shankles, Kimberly and Bobby Shapiro and Ingle, LLP FOR A MORE COMPLETE DESCRIPTION. Parcel 1307 Adona Ln , Chattanooga, 37412 2/17/17; 2/24/17; 3/3/17 Halter, Susan and Michael Shapiro and Ingle, LLP ID: 129H K 007PROPERTY ADDRESS: The 911 Lawson St, Chattanooga, 37415 2/24/17; 3/3/17; 3/10/17 Marilyn Pye and Daniel R. Pye C/O Tennessee Foreclosure Dept. street address of the property is believed to be 4816 Shorewood Drive , Chattanooga, 37416 2/17/17; 2/24/17; 3/3/17 Yearby, Robert Shapiro and Ingle, LLP 4710 ROCKY RIVER RD, CHATTANOOGA, TN 1218 Andrea Dr , Chattanooga, 37419 2/17/17; 2/24/17; 3/3/17 Parris, William and Bettye Shapiro and Ingle, LLP 37416. In the event of any discrepancy between 3714 Kellys Ferry Road, Chattanooga, 37419 2/24/17; 3/3/17; 3/10/17 Jessica Taylor Wilson & Associates, PLLC this street address and the legal description 5918 Portview Circle , Chattanooga, 37421 2/24/17; 3/3/17; 3/10/17 Bales, Sherri Shapiro and Ingle, LLP of the property, the legal description shall con- 304 Nelson Road, Chattanooga, 37421 2/17/17; 2/24/17; 3/3/17 Stephen L. Winn and Joyce A. Winn Priority Trustee Services of TN, LLC trol. CURRENT OWNER(S): TOMMY RAGLAND, 8016 Birch Drive, Chattanooga, 37421 1/27/17; 2/3/17; 2/10/17 Moises F. Cruz Wilson & Associates, PLLC WANDA F RAGLAND OTHER INTERESTED PAR- SALES TO TAKE PLACE ON 03/24/17 TIES: Tennessee Housing Development Agency , ASPEN CONTRACTING, INC. The sale of the 604 Bacon Trail, Chattanooga, 37412 3/3/17; 3/10/17; 3/17/17 Cinnywoo, LLC above-described property shall be subject SALES TO TAKE PLACE ON 03/27/17 to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, 7014 Glacier Lane, Harrison, 37341 3/3/17; 3/10/17; 3/17/17 Jason Taylor and Andrea Z. Taylor Wilson & Associates, PLLC easements or set-back lines that may be ap- 1323 Koblan Drive, Hixson, 37343 2/24/17; 3/3/17; 3/10/17 Sandra Condroski Wilson & Associates, PLLC plicable; any prior liens or encumbrances as SALES TO TAKE PLACE ON 03/28/17 well as any priority created by a fixture filing; and to any matter that an accurate survey of 316 Highwater Rd , Soddy Daisy, 37379 2/3/17; 2/10/17; 2/17/17 McKinney, Kenneth and Mona Shapiro and Ingle, LLP the premises might disclose. This property is SALES TO TAKE PLACE ON 03/30/17 being sold with the express reservation that it is subject to confirmation by the lender or 812 North Brook Drive, Hixson, 37343 3/3/17; 3/10/17; 3/17/17 Barry G. Lovelady and Rosa Lee Lovelady Mackie Wolf Zientz & Mann, P.C. Substitute Trustee. This sale may be rescinded 1705 Maple Pl , Soddy Daisy, 37379 3/3/17; 3/10/17; 3/17/17 Johnson, Sheila Shapiro and Ingle, LLP at any time. The right is reserved to adjourn 3548 Cottonwood Dr, Chattanooga, 37406 2/24/17; 3/3/17; 3/10/17 Mozella Scott Mackie Wolf Zientz & Mann, P.C. the day of the sale to another day, time, and 5912 Wentworth Avenue, Chattanooga, 37412 2/3/17; 2/10/17; 2/17/17 Robert T. McRae Wilson & Associates, PLLC place certain without further publication, upon SALES TO TAKE PLACE ON 04/03/17 announcement at the time and place for the sale set forth above. All right and equity of re- 456 South Crest Road, Chattanooga, 37404 3/3/17; 3/10/17; 3/17/17 Carole J. Brennan Wilson & Associates, PLLC demption, statutory or otherwise, homestead, 5600 Old Mission Road, Chattanooga, 37411 2/24/17; 3/3/17; 3/10/17 Carolyn E. Isom Wilson & Associates, PLLC and dower are expressly waived in said Deed 4504 Haynes Lane, Chattanooga, 37416 3/10/17; 3/17/17; 3/24/17 Eddie Williams Wilson & Associates, PLLC of Trust, and the title is believed to be good, SALES TO TAKE PLACE ON 04/04/17 but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, 1401 Hotwater Road, Soddy Daisy, 37379 3/10/17; 3/17/17; 3/24/17 Kenneth R. Smith and Wanda M. Smith C/O Tennessee Foreclosure Dept. where is, without representations or warranties 503 A and B Woodvale Ave, Chattanooga, 37411 3/10/17; 3/17/17; 3/24/17 David Lee Headrick C/O Tennessee Foreclosure Dept. of any kind, including fitness for a particular SALES TO TAKE PLACE ON 04/05/17 use or purpose. THIS LAW FIRM IS ATTEMPT- ING TO COLLECT A DEBT. ANY INFORMATION 4811 Delaware Drive , Chattanooga, 37412 3/10/17; 3/17/17; 3/24/17 Jacobs, Sylvia Shapiro and Ingle, LLP OBTAINED WILL BE USED FOR THAT PURPOSE. SALES TO TAKE PLACE ON 04/06/17 Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500Memphis, TN 6941 Short Tail Springs Road, Harrison, 37341 3/10/17; 3/17/17; 3/24/17 Kenneth R. Smallen Rubin Lublin TN, PLLC 38103 www.rubinlublin.com/property-listings. 6613 Shorecrest Drive, Harrison, 37341 2/10/17; 2/17/17; 2/24/17 Bryan K. Blackmon Wilson & Associates, PLLC php Tel: (877) 813-0992 Fax: (404) 601-5846 8308 Pine Ridge Rd , Ooltewah, 37363 3/10/17; 3/17/17; 3/24/17 Abbott, Elisa Shapiro and Ingle, LLP Ad #112609 02/28/2017, 03/10/2017, 5531 Misty Valley Drive, Ooltewah, 37363 3/10/17; 3/17/17; 3/24/17 Jeff D. Potter Wilson & Associates, PLLC 03/17/2017, 03/24/2017 8919 East Ridge Trail Road, Soddy Daisy, 37379 3/10/17; 3/17/17; 3/24/17 David H. Howard Wilson & Associates, PLLC Mar. 10, 17, 24, 2017 Fmr17828 1008 Falcon Run Dr , Soddy Daisy, 37379 3/10/17; 3/17/17; 3/24/17 Henshaw, Stephan and Allen, Christine Shapiro and Ingle, LLP 8904 Wellthor Circle, Soddy Daisy, 37379 2/3/17; 2/10/17; 2/17/17 Justin A. Blanchard Wilson & Associates, PLLC NOTICE OF SUBSTITUTE TRUSTEE’S SALE 2801 Terry Ct, Chattanooga, 37411 2/17/17 Alvin L Bonner, Doris E Bonner Rubin Lublin TN, PLLC WHEREAS, default has occurred in the perfor- 107 Talley Rd , Chattanooga, 37411 3/3/17; 3/10/17; 3/17/17 Danner, Charles IV Shapiro and Ingle, LLP mance of the covenants, terms and conditions 1314 Sunnyfield Ln , East Ridge, 37412 2/17/17; 2/24/17; 3/3/17 Woolfall, Jason Shapiro and Ingle, LLP of a Deed of Trust dated December 11, 2003, 3509 Lamar Avenue, Chattanooga, 37415 3/10/17; 3/17/17; 3/24/17 Donald M. Gregory Wilson & Associates, PLLC executed by KENNETH R. SMALLEN, conveying 4710 Rocky River Rd, Chattanooga, 37416 3/10/17; 3/17/17; 3/24/17 Tommy Ragland, Wanda F. Ragland Rubin Lublin TN, PLLC certain real property therein described to *NO 9031 Wooten Rd, Chattanooga, 37416 3/10/17; 3/17/17; 3/24/17 Frank Eugene Slayton III, Nancy D. Slayton Rubin Lublin TN, PLLC TRUSTEE STATED*, as Trustee, as same ap- 4102 Villa Green Court, Chattanooga, 37416 2/10/17; 2/17/17; 2/24/17 Theresa Smith Wilson & Associates, PLLC pears of record in the Register’s Office of Ham- 1431 Market Street 3, Chattanooga, 37421 3/3/17; 3/10/17; 3/17/17 Victoria W. Cummings Wilson & Associates, PLLC ilton County, Tennessee recorded December SALES TO TAKE PLACE ON 04/10/17 15, 2003, in Deed Book GI 6960, Page 980; and WHEREAS, the beneficial interest of said 1119 Tamarack Trail, Chattanooga, 37412 3/17/17; 3/24/17; 3/31/17 Sandra Eaves Wilson & Associates, PLLC Deed of Trust was last transferred and assigned 7648 Boriss Dr , Chattanooga, 37416 2/17/17; 2/24/17; 3/3/17 Blankenship, Julia Shapiro and Ingle, LLP to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE Tennessee, proceed to sell at public outcry to AMENDMENTS THERETO, IN THE REGISTER`S PARTIES: The sale of the above-described in said Deed of Trust, and the title is believed FOR THE HOME EQUITY MORTGAGE TRUST, the highest and best bidder for cash or certified OFFICE OF HAMILTON COUNTY, TENNESSEE. property shall be subject to all matters shown to be good, but the undersigned will sell and HOME EQUITY MORTGAGE PASS-THROUGH funds ONLY, the following described property SUBJECT TO APPLICABLE CONDITIONS AND on any recorded plat; any unpaid taxes; any convey only as Substitute Trustee. The Property CERTIFICATES, SERIES 2004-3 who is now situated in Hamilton County, Tennessee, to wit: EASEMENTS IN SUBDIVISION REGULATIONS restrictive covenants, easements or set-back is sold as is, where is, without representations the owner of said debt; and WHEREAS, the ALL THAT TRACT OR PARCEL OF LAND LYING RECORDED IN BOOK 2116, PAGE 186, IN THE lines that may be applicable; any prior liens or or warranties of any kind, including fitness undersigned, Rubin Lublin TN, PLLC, having AND BEING IN THE SECOND CIVIL DISTRICT REGISTER`S OFFICE OF HAMILTON COUNTY, encumbrances as well as any priority created for a particular use or purpose. THIS LAW been appointed as Substitute Trustee by instru- OF HAMILTON COUNTY, TENNESSEE, BEING TENNESSEE. SUBJECT TO ANY GOVERNMEN- by a fixture filing; and to any matter that an FIRM IS ATTEMPTING TO COLLECT A DEBT. ment to be filed for record in the Register’s LOTS SIXTY-TWO (62) AND SIXTY-THREE (63) TAL ZONING AND SUBDIVISION ORDINANCES accurate survey of the premises might disclose. ANY INFORMATION OBTAINED WILL BE USED Office of Hamilton County, Tennessee. NOW, OF WILLOWBROOK SUBDIVISION, UNIT ONE (1) OR REGULATIONS IN EFFECT THEREON. Parcel This property is being sold with the express FOR THAT PURPOSE. Rubin Lublin TN, PLLC, THEREFORE, notice is hereby given that the AS SHOWN BY PLAT RECORDED IN PLAT BOOK ID: 103P-B-001 & 103-P-B-002 PROPERTY reservation that it is subject to confirmation by Substitute Trustee119 S. Main Street, Suite entire indebtedness has been declared due 26, PAGE 210, IN THE REGISTER`S OFFICE OF ADDRESS: The street address of the property the lender or Substitute Trustee. This sale may 500Memphis, TN 38103 www.rubinlublin.com/ and payable, and that the undersigned, Rubin HAMILTON COUNTY, TENNESSEE. SUBJECT TO is believed to be 6941 SHORT TAIL SPRINGS be rescinded at any time. The right is reserved property-listings.php Tel: (877) 813-0992Fax: Lublin TN, PLLC, as Substitute Trustee or his EASEMENTS AND OTHER MATTERS ON PLAT RE- ROAD, HARRISON, TN 37341. In the event of to adjourn the day of the sale to another day, (404) 601-5846 Ad #112704 03/10/2017, duly appointed agent, by virtue of the power, CORDED IN PLAT BOOK 26, PAGE 210, IN THE any discrepancy between this street address time, and place certain without further publi- 03/17/2017, 03/24/2017 duty and authority vested and imposed upon REGISTER`S OFFICE OF HAMILTON COUNTY, and the legal description of the property, cation, upon announcement at the time and Mar. 10, 17, 24, 2017 Fmr17831 said Substitute Trustee will, on April 6, 2017 TENNESSEE. SUBJECT TO RESTRICTIONS the legal description shall control. CURRENT place for the sale set forth above. All right and at 10:00 AM at the Front Steps of the Hamilton RECORDED IN BOOK 2320, PAGE 197, AS OWNER(S): ESTATE OF/ANY-AND-ALL-HEIRS OF equity of redemption, statutory or otherwise, Continued on page 8 County Courthouse, located in Chattanooga, MODIFIED IN BOOK 2329, PAGE 334, AND ANY KENNETH R. SMALLEN OTHER INTERESTED homestead, and dower are expressly waived Page 8 Public Notices March 17 - 23, 2017 www.HamiltonCountyHerald.com Foreclosure Notices TEN RD, CHATTANOOGA, TN 37416. In the ruary 7, 2003, and the Deed of Trust of even This sale is subject to all matters shown Kenneth Abbott and Gladys Abbott, to Arnold M. Continued from page 7 event of any discrepancy between this street date securing the same, recorded February 20, on any applicable recorded plat; any unpaid Weiss, Esq., Trustee, as trustee for Wells Fargo address and the legal description of the prop- 2003, in Book No. GI 6551, at Page 563, in taxes; any restrictive covenants, easements, Bank, N.A. on July 20, 2005 at Book GI 7614, NOTICE OF SUBSTITUTE TRUSTEE S SALE erty, the legal description shall control. CUR- Office of the Register of Deeds for Hamilton or setback lines that may be applicable; any Page 692, Instrument No. 2005072600115; WHEREAS, default has occurred in the perfor- RENT OWNER(S): FRANK EUGENE SLAYTON County, Tennessee, executed by Jonathan L statutory rights of redemption of any govern- conducted by Shapiro & Ingle, LLP, having been mance of the covenants, terms and conditions III, NANCY D. SLAYTON OTHER INTERESTED Denton and Amber S Denton, conveying certain mental agency, state or federal; any prior liens appointed Substitute or Successor Trustee, all of a Deed of Trust dated February 5, 2004, PARTIES: The sale of the above-described property therein described to American Title or encumbrances as well as any priority created of record in the Hamilton County Register’s Of- executed by FRANK EUGENE SLAYTON III, property shall be subject to all matters shown Co. Inc. as Trustee for Mortgage Electronic by a fixture filing; and to any matter that an ac- fice. Default has occurred in the performance NANCY D. SLAYTON, conveying certain real on any recorded plat; any unpaid taxes; any Registration Systems, Inc., as nominee for curate survey of the premises might disclose. of the covenants, terms, and conditions of said property therein described to BETSY KENNEDY, restrictive covenants, easements or set-back Central Pacific Mortgage Company, its succes- In addition, the following parties may claim an Deed of Trust and the entire indebtedness has as Trustee, as same appears of record in the lines that may be applicable; any prior liens or sors and assigns; and the undersigned, Wilson interest in the above-referenced property: been declared due and payable. Register’s Office of Hamilton County, Ten- encumbrances as well as any priority created & Associates, P.L.L.C., having been appointed JONATHAN L DENTON Party Entitled to Enforce the Debt: Wells nessee recorded February 6, 2004, in Deed by a fixture filing; and to any matter that an Successor Trustee by Wells Fargo Bank, N.A.. AMBER S DENTON Fargo Bank, NA, its successors and assigns. Book GI 7014, Page 850; and WHEREAS, the accurate survey of the premises might disclose. NOW, THEREFORE, notice is hereby given COUNTY OF HAMILTON HOUSING IMPROVE- The following real estate located in Ham- beneficial interest of said Deed of Trust was This property is being sold with the express that the entire indebtedness has been declared MENT PROGRAM ilton County, Tennessee, will be sold to the last transferred and assigned to Bayview Loan reservation that it is subject to confirmation by due and payable; and that an agent of Wilson & TENNESSEE VALLEY FEDERAL CREDIT highest call bidder: Servicing, LLC a Delaware Limited Liability the lender or Substitute Trustee. This sale may Associates, P.L.L.C., as Successor Trustee, by UNION Described property located at Hamilton Company who is now the owner of said debt; be rescinded at any time. The right is reserved virtue of the power, duty, and authority vested in The sale held pursuant to this Notice may County, Tennessee, to wit: and WHEREAS, the undersigned, Rubin Lublin to adjourn the day of the sale to another day, and imposed upon said Successor Trustee, by be rescinded at the Successor Trustee’s option Lot 17, Maplewood Heights Subdivision, TN, PLLC, having been appointed as Substitute time, and place certain without further publi- Wells Fargo Bank, N.A., will, on April 17, 2017 at any time. The right is reserved to adjourn of record in Plat Book 23, Page 34, in Trustee by instrument to be filed for record in cation, upon announcement at the time and on or about 3:00 PM, at the Hamilton County the day of the sale to another day, time, and the Register’s Office of Hamilton County, the Register’s Office of Hamilton County, Ten- place for the sale set forth above. All right and Courthouse, Chattanooga, Tennessee, offer place certain without further publication, upon Tennessee. nessee. NOW, THEREFORE, notice is hereby equity of redemption, statutory or otherwise, for sale certain property hereinafter described announcement at the time and place for the For Prior title see Deed recorded in Book given that the entire indebtedness has been homestead, and dower are expressly waived to the highest bidder FOR certified funds paid sale set forth above. W&A No. 180727 4819, Page 782, in the Register’s Office of declared due and payable, and that the under- in said Deed of Trust, and the title is believed at the conclusion of the sale, or credit bid from DATED March 1, 2017 Hamilton County, Tennessee. signed, Rubin Lublin TN, PLLC, as Substitute to be good, but the undersigned will sell and a bank or other lending entity pre-approved by WILSON & ASSOCIATES, P.L.L.C., THIS CONVEYANCE MADE SUBJECT TO THE Trustee or his duly appointed agent, by virtue convey only as Substitute Trustee. The Property the successor trustee. The sale is free from all Successor Trustee FOLLOWING: of the power, duty and authority vested and is sold as is, where is, without representations exemptions, which are expressly waived in the FOR SALE INFORMATION, VISIT WWW.MYFIR. Restrictions as set out in instrument recorded imposed upon said Substitute Trustee will, or warranties of any kind, including fitness for Deed of Trust, said property being real estate COM and WWW.REALTYTRAC.COM in Book 1602, Page 426, in the register’s on April 6, 2017 at 10:00 AM at the Front a particular use or purpose. THIS LAW FIRM situated in Hamilton County, Tennessee, and Mar. 10, 17, 24, 2017 Fmr17843 Office of Hamilton County, Tennessee, but Steps of the Hamilton County Courthouse, IS ATTEMPTING TO COLLECT A DEBT. ANY being more particularly described as follows: omitting any covenant or restriction based located in Chattanooga, Tennessee, proceed INFORMATION OBTAINED WILL BE USED FOR A CERTAIN TRACT OR PARCEL OF LAND IN NOTICE OF TRUSTEE’S SALE on race, color, relegation, sex, handicap, to sell at public outcry to the highest and THAT PURPOSE. Rubin Lublin TN, PLLC, Sub- HAMILTON COUNTY, STATE OF TENNESSEE, WHEREAS, default has occurred in the familial status or national origin unless and best bidder for cash or certified funds ONLY, stitute Trustee 119 S. Main Street, Suite 500 DESCRIBED AS FOLLOWS, TO-WIT: In the performance of the covenants, terms, and only to the extent that said covenant (a) is the following described property situated in Memphis, TN 38103 www.rubinlublin.com/ Second Civil District of Hamilton County, conditions of a Deed of Trust Note dated April exempt under Chapter 42, Section 3607 Hamilton County, Tennessee, to wit: ALL THAT property-listings.php Tel: (877) 813-0992 Fax: Tennessee: Being Lot Twenty-six 26, Runyan 10, 2012, and the Deed of Trust of even date of the United State Code of (b) relates to CERTAIN PARCEL OF LAND IN THE DISTRICT NO (404) 601-5846 Ad #113011 03/10/2017, Hills Subdivision, Phase II, as recorded in securing the same, recorded May 10, 2012, handicap but does not discriminate against 2, HAMILTON COUNTY, STATE OF TENNESSEE, 03/17/2017, 03/24/2017 Plat Book 33, Page 286 in the Register’s in Book No. GI 9641, at Page 367, in Office handicapped persons. AS MORE FULLY DESCRIBED IN BOOK 2266, Mar. 10, 17, 24 2017 Fmr17842 Office of Hamilton County, Tennessee. of the Register of Deeds for Hamilton County, Subject to 16 foot Drainage and Utility Ease- PAGE 367, ID# 111M-D-5, BEING KNOWN AND SUBJECT to any governmental zoning and Tennessee, executed by Jeffery P. Burney, ment along rear of lot, the center line being DESIGNATED AS LOT 4, BAY VIEW, FILED IN NOTICE OF TRUSTEE’S SALE subdivision ordinances or regulations in conveying certain property therein described the lot line as shown on recorded plat. PLAT BOOK 22, PAGE 49. Parcel ID: 111M D WHEREAS, default has occurred in the effect thereon. to Arnold M. Weiss, Esq. as Trustee for Military Subject to 5 foot Drainage Easement 005PROPERTY ADDRESS: The street address performance of the covenants, terms, and ALSO KNOWN AS: 9932 Runyan Hills Lane, Family Home Loans, LLC; and the undersigned, reserved along side and rear lot lines as of the property is believed to be 9031 WOO- conditions of a Deed of Trust Note dated Feb- Ooltewah, TN 37363 Wilson & Associates, P.L.L.C., having been shown on recorded plat. appointed Successor Trustee by Wells Fargo Subject to 10 foot Drainage Easement as Bank, NA. shown on recorded plat. NOW, THEREFORE, notice is hereby given Subject to all notes, stipulations, restrictions, that the entire indebtedness has been declared easements, conditions, and regulations as due and payable; and that an agent of Wilson & set out on recorded plat. Associates, P.L.L.C., as Successor Trustee, by Any governmental zoning and subdivision in virtue of the power, duty, and authority vested effect thereon. in and imposed upon said Successor Trustee, Street Address: 8308 Pine Ridge Rd, Oo- by Wells Fargo Bank, NA, will, on April 17, 2017 ltewah, Tennessee 37363 on or about 3:00 PM, at the Hamilton County Parcel Number: 150G-B-005 Courthouse, Chattanooga, Tennessee, offer Current Owner(s) of Property: Kenneth Abbott for sale certain property hereinafter described and Gladys Abbott to the highest bidder FOR certified funds paid The street address of the above described at the conclusion of the sale, or credit bid from property is believed to be 8308 Pine Ridge a bank or other lending entity pre-approved by Rd, Ooltewah, Tennessee 37363, but such the successor trustee. The sale is free from all address is not part of the legal description of exemptions, which are expressly waived in the the property sold herein and in the event of Deed of Trust, said property being real estate any discrepancy, the legal description herein situated in Hamilton County, Tennessee, and shall control. being more particularly described as follows: This sale is subject to, without limitation, all THE FOLLOWING DESCRIBED REAL ES- matters shown on any applicable recorded plat; TATE IN THE SECOND CIVIL DISTRICT OF any unpaid taxes; any restrictive covenants, HAMILTON COUNTY TENNESSEE LOT FIFTY easements, or setback lines that may be ap- NINE(59) NIMROD HILLS AS SHOWN BY plicable; any statutory right of redemption of any PLAT RECORDED IN PLAT BOOK 22 PAGE governmental agency, state or federal; any prior 93 AND IN PLAT BOOK 23 PAGE 45 IN THE liens or encumbrances including those created REGISTER S OFFICE OF HAMILTON COUNTY by a fixture filing or any applicable homeowners’ TENNESSEE association dues or assessments; all claims or ALSO KNOWN AS: 6907 Mahlon Drive, other matters, whether of record or not, which Harrison, TN 37341 may encumber the purchaser’s title and any This sale is subject to all matters shown matter that an accurate survey of the premises on any applicable recorded plat; any unpaid might disclose. taxes; any restrictive covenants, easements, The following parties may claim an interest or setback lines that may be applicable; any in the above-referenced property to be affected statutory rights of redemption of any govern- by the foreclosure: mental agency, state or federal; any prior liens Any judgment creditor or lien holder with an or encumbrances as well as any priority created interest subordinate to the said Deed of Trust by a fixture filing; and to any matter that an ac- or any party claiming by, through, or under any curate survey of the premises might disclose. of the foregoing. Such parties known to the In addition, the following parties may claim an Substitute Trustee may include: None. interest in the above-referenced property: Any right of equity of redemption, statutory JEFFERY P. BURNEY and otherwise, and homestead are waived in ESTATE OF JEFFERY P. BURNEY accord with the terms of said Deed of Trust, HEIR(S) OF JEFFERY P. BURNEY, IF ANY and the title is believed to be good, but the The sale held pursuant to this Notice may undersigned will sell and convey only as Sub- be rescinded at the Successor Trustee’s option stitute Trustee. at any time. The right is reserved to adjourn The right is reserved to adjourn the day the day of the sale to another day, time, and of the sale to another day, time, and place place certain without further publication, upon certain without further publication, upon an- announcement at the time and place for the nouncement at the time and place for the sale sale set forth above. W&A No. 320531 set forth above. If you purchase a property DATED February 28, 2017 at the foreclosure sale, the entire purchase WILSON & ASSOCIATES, P.L.L.C., price is due and payable at the conclusion Successor Trustee of the auction in the form of a certified/ FOR SALE INFORMATION, VISIT WWW. bank check made payable to or endorsed MYFIR.COM and WWW.REALTYTRAC.COM to Shapiro & Ingle, LLP. No personal checks Mar. 10, 17, 24, 2017 Fmr17844 will be accepted. To this end, you must bring sufficient funds to outbid the lender and any SUBSTITUTE TRUSTEE’S SALE other bidders. Insufficient funds will not be Sale at public auction will be on April 6, accepted. Amounts received in excess of the 2017 at 10:00AM local time, at the west door, winning bid will be refunded to the successful Hamilton County Courthouse, 625 Georgia purchaser at the time the foreclosure deed Ave., Chattanooga, Tennessee pursuant to is delivered. Deed of Trust executed by Elisa N. Abbott and This property is being sold with the express March 17 - 23, 2017 Public Notices Page 9 www.HamiltonCountyHerald.com

reservation that the sale is subject to confirma- Building Permits tion by the lender or trustee. This sale may be Hamilton County rescinded only by the Substitute Trustee at any time. If the Substitute Trustee rescinds the Licensed Professional Contract Status Site Address Owner Address Work Description sale, the purchaser shall only be entitled to a Date Address Value return of any money paid towards the purchase price and shall have no other recourse. Once the purchaser tenders the purchase price, the 03/08/2017 033149b A 01406 B & L Builders Cain Development New Single Family On $200,000.00 Substitute Trustee may deem the sale final in 2605 Wendell Way 2611 Riverside Dr. Joshua Cain Slab W/ Attached which case the purchaser shall have no remedy. Chattanooga 37421 Chattanooga, TN 37406 707 Sunset Mtn Dr. Garage The real property will be sold AS IS, WHERE Residential (1-2 Units) New Construction Chattanooga, TN 37421 IS, with no warranties or representations of any kind, express or implied, including without 03/08/2017 033149b A 01406 B & L Builders Cain Development New Single Family On $200,000.00 limitation, warranties regarding condition of the 2605 Wendell Way 2611 Riverside Dr. Joshua Cain Slab W/ Attached property or marketability of title. Chattanooga 37421 Chattanooga, TN 37406 707 Sunset Mtn Dr. Garage This office may be a debt collector. This Residential (1-2 Units) New Construction Chattanooga, TN 37421 may be an attempt to collect a debt and any information obtained may be used for that 03/06/2017 033139m C 10700 Mills Robert C & Joyce D Waldrep Construction Single Family $590,190.00 purpose. 4127 Brock Rd 9235 Rocky Cove Dr. Larry Waldrep Detached Over Shapiro & Ingle, LLP Chattanooga 37421 Chattanooga, TN 37421 P.O. Box 4281 Finished Basement W/ Substitute Trustee Residential (1-2 Units) New Construction Chattanooga, TN 37405 Attached Garage 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 03/08/2017 033126l H 02006 Dartmouth Properties Green Tech Homes New Construction Of $285,530.00 Phone: (704) 333-8107 821 Dartmouth St LLC Paul Teruya Single Family Fax: (704) 333-8156 Chattanooga, TN 37405 1644 Rossville Ave 1925 Rossville Ave Residence, Three www.auction.com Residential (1-2 Units) Chattanooga, TN 37408 Chattanooga, TN 37408 Bedrooms Over File No. 12-030750 New Construction Crawl Space Tith Mar. 10, 17, 24, 2017 Fmr17845 Attached Garage

NOTICE OF TRUSTEE’S SALE 03/08/2017 033126l H 02006 Rtb Holdings LLC Green Tech Homes Single Family New $225,760.00 WHEREAS, default has occurred in the 817 Dartmouth St 1644 Rossville Ave Paul Teruya Construction Over performance of the covenants, terms, and Chattanooga 37405 Chattanooga, TN 37408 1925 Rossville Ave Crawlspace W/ conditions of a Deed of Trust Note dated Janu- Residential (1-2 Units) New Construction Chattanooga, TN 37408 Attached Garage ary 15, 2015, and the Deed of Trust of even date securing the same, recorded January 16, 03/08/2017 033155o C 00102 Rtb Holdings LLC Green Tech Homes New Single Family $103,040.00 2015, in Book No. GI 10381, at Page 796, in 1703 W 39th St 1644 Rossville Ave Paul Teruya Home Over Crawl Office of the Register of Deeds for Hamilton Chattanooga 37409 Chattanooga, TN 37408 1925 Rossville Ave Space W/ Parking Pad County, Tennessee, executed by David H. Residential (1-2 Units) New Construction Chattanooga, TN 37408 Howard and Kamirae P. Howard, conveying certain property therein described to Lender’s 03/08/2017 033171b A 01006 G T Issa Construction LLC Gt Issa Construction, New Single Family $280,000.00 Title & Escrow as Trustee for Mortgage Elec- 1038 Stone Ledge Ln 1335 Mackey Branch Dr. LLC Residence, Three tronic Registration Systems, Inc., as nominee Chattanooga 37421 Ste. 107 Guss Issa Bedrooms Over for Peoples Home Equity Inc, its successors Residential (1-2 Units) Chattanooga, TN 37421 1335 Mackey Branch Dr. Crawl Space With and assigns; and the undersigned, Wilson & New Construction Chattanooga, TN 37421 Attached Garage Associates, P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank, 03/06/2017 033171j G 02400 Wygal Benjamin R & Reika Epg Homes New Single Family W/ $175,000.00 National Association. 806 Windrush Loop H Evan Greene Finished Basement & NOW, THEREFORE, notice is hereby given Chattanooga 37421 4578 Turkey Ridge Trl. 2288 Gunbarrel Rd Attached Garage that the entire indebtedness has been declared Residential (1-2 Units) Ooltewah, TN 37363 Chattanooga, TN 37421 due and payable; and that an agent of Wilson New Construction & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority 03/08/2017 033171b A 01018 G T Issa Construction LLC Gt Issa Construction, New Single Family $270,000.00 vested in and imposed upon said Successor 1009 Stone Ledge Ln 1335 Mackey Branch Dr. LLC Residential, Three Trustee, by JPMorgan Chase Bank, National Chattanooga, TN 37421 Ste. 107 Guss Issa Bedrooms Over Association, will, on April 6, 2017 on or about Residential (1-2 Units) Chattanooga, TN 37421 1335 Mackey Branch Dr. Crawl Space With 10:00 AM, at the Hamilton County Court- New Construction Chattanooga, TN 37421 Attached Garage house, 615 Walnut Street, Chattanooga, TN 37402, Chattanooga, Tennessee, offer for 03/08/2017 033171b A 01018 G T Issa Construction LLC Gt Issa Construction, New Single Family $285,000.00 sale certain property hereinafter described to 1013 Stone Ledge Ln 1335 Mackey Branch Dr. LLC Residence, Three the highest bidder FOR certified funds paid at Chattanooga, TN 37421 Ste. 107 Guss Issa Bedrooms Over the conclusion of the sale, or credit bid from Residential (1-2 Units) Chattanooga, TN 37421 1335 Mackey Branch Dr. Crawl Space With a bank or other lending entity pre-approved by New Construction Chattanooga, TN 37421 Attached Garage the successor trustee. The sale is free from all exemptions, which are expressly waived in the 03/10/2017 033131o E 00900 G T Issa Construction LLC Gt Issa Construction, New Single Family $340,000.00 Deed of Trust, said property being real estate 8367 Kayla Rose Cir 1335 Mackey Branch Dr. LLC Home On Unfinished situated in Hamilton County, Tennessee, and Chattanooga 37363 Ste. 107 Guss Issa Basement being more particularly described as follows: Residential (1-2 Units) Chattanooga, TN 37421 1335 Mackey Branch Dr. SITUATED IN THE THIRD CIVIL DISTRICT OF New Construction Chattanooga, TN 37421 HAMILTON COUNTY, TENNESSEE: BEING Lot Six (6), Dallas Bay Acres Subdivision, 03/10/2017 033131o E 00900 G T Issa Construction LLC Gt Issa Construction, New Single Family $280,000.00 as shown by plat of record in Plat Book 8361 Kayla Rose Cir 1335 Mackey Branch Dr. LLC Home On Crawlspace 34, Page 150, in the Register’s Office of Chattanooga 37363 Ste. 107 Guss Issa Hamilton County, Tennessee. SUBJECT TO: Residential (1-2 Units) Chattanooga, TN 37421 1335 Mackey Branch Dr. Anchor Easement as shown and/or noted New Construction Chattanooga, TN 37421 on plat. SUBJECT TO: Front Setback Line violation as per survey of Allen Surveying 03/08/2017 033155c J 01300 Adamson Developers LLC Adamson Developers New Single Family $92,160.00 Company dated June 30, 1998, SUBJECT 2706 Cowart St 8151 Leon Brenda Ln LLC Home/Crawlspace/Pra TO: Restrictions as set out in instrument Chattanooga 37408 Ooltewah, TN 37363 Bobby Adamson King Pad recorded in Book 3169, Page 390, in the Residential (1-2 Units) New Construction 8151 Leon Brenda Lane Register’s Office of Hamilton County, Ten- Ooltewah, TN 37363 nessee. SUBJECT TO: any governmental zoning and subdivision ordinances or regula- tions in effect thereon. FOR SALE INFORMATION, VISIT WWW. authority vested in and imposed upon said foot Power and Communication Easement at any time. The right is reserved to adjourn ALSO KNOWN AS: 8919 East Ridge Trail MYFIR.COM and WWW.REALTYTRAC.COM Successor Trustee, by Branch Banking & as shown by dotted lines, or as specified the day of the sale to another day, time, and Road, Soddy Daisy, TN 37379 Mar. 10, 17, 24, 2017 Fmr17846 Trust Company, will, on May 4, 2017 on or on said plat SUBJECT TO Restrictions as place certain without further publication, upon This sale is subject to all matters shown about 12:00 PM, at the Hamilton County shown by instrument of record in Book 2116, announcement at the time and place for the on any applicable recorded plat; any unpaid NOTICE OF TRUSTEE’S SALE Courthouse, 615 Walnut Street, Chattanooga, Page 186, Register’s Office of Hamilton sale set forth above. W&A No. 320437 taxes; any restrictive covenants, easements, WHEREAS, default has occurred in the TN 37402, Chattanooga, Tennessee, offer for County, Tennessee. DATED March 2, 2017 or setback lines that may be applicable; any performance of the covenants, terms, and sale certain property hereinafter described to ALSO KNOWN AS: 1418 Daugherty Ferry WILSON & ASSOCIATES, P.L.L.C., statutory rights of redemption of any govern- conditions of a Deed of Trust Note dated Febru- the highest bidder FOR certified funds paid at Road, Sale Creek, TN 37373 Successor Trustee mental agency, state or federal; any prior liens ary 24, 2010, and the Deed of Trust of even the conclusion of the sale, or credit bid from This sale is subject to all matters shown FOR SALE INFORMATION, VISIT WWW.MYFIR. or encumbrances as well as any priority created date securing the same, recorded February a bank or other lending entity pre-approved by on any applicable recorded plat; any unpaid COM and WWW.REALTYTRAC.COM by a fixture filing; and to any matter that an ac- 26, 2010, in Book No. GI 9117, at Page 54, the successor trustee. The sale is free from all taxes; any restrictive covenants, easements, Mar. 10, 17, 24, 2017 Fmr17847 curate survey of the premises might disclose. in Office of the Register of Deeds for Hamilton exemptions, which are expressly waived in the or setback lines that may be applicable; any In addition, the following parties may claim an County, Tennessee, executed by Eddie E Carr Deed of Trust, said property being real estate statutory rights of redemption of any govern- SUBSTITUTE TRUSTEE’S SALE interest in the above-referenced property: and Joy E Carr, conveying certain property situated in Hamilton County, Tennessee, and mental agency, state or federal; any prior liens Sale at public auction will be on April 6, DAVID H. HOWARD therein described to Arnold M. Weiss as Trustee being more particularly described as follows: or encumbrances as well as any priority created 2017 at 10:00AM local time, at the west KAMIRAE P. HOWARD for Mortgage Electronic Registration Systems, Located in the third civil district of Hamilton by a fixture filing; and to any matter that an ac- door, Hamilton County Courthouse, 625 The sale held pursuant to this Notice may Inc., as a nominee for Branch Banking and County, Tennessee. Lot One (1), Stephen curate survey of the premises might disclose. Georgia Ave., Chattanooga, Tennessee pur- be rescinded at the Successor Trustee’s option Trust Company, its successors and assigns; Brackett Subdivision, as shown by plat In addition, the following parties may claim suant to Deed of Trust executed by Stephen at any time. The right is reserved to adjourn and the undersigned, Wilson & Associates, recorded in Plat Book 55, Page 387, in an interest in the above-referenced property: Seth Henshaw and Christine Allen, to Huntley the day of the sale to another day, time, and P.L.L.C., having been appointed Successor the Register’s Office of Hamilton County, EDDIE E CARR Gordon, Trustee, as trustee for Primelending, place certain without further publication, upon Trustee by Branch Banking & Trust Company. Tennessee. SUBJECT TO any governmental JOY E CARR A Plainscapital Company on December 21, announcement at the time and place for the NOW, THEREFORE, notice is hereby zoning and/or subdivision ordinance or TENNESSEE HOUSING DEVELOPMENT AGENCY 2012 at Book GI 9829, Page 730; conducted sale set forth above. W&A No. 320495 given that the entire indebtedness has been regulation in effect thereon SUBJECT TO ATHRITIS ASSOCIATES by Shapiro & Ingle, LLP, having been appointed DATED March 2, 2017 declared due and payable; and that an agent Oil & Gas Lease as set out in instrument DISCOVER BANK Substitute or Successor Trustee, all of record WILSON & ASSOCIATES, P.L.L.C., of Wilson & Associates, P.L.L.C., as Succes- recorded in Book 2957, Page 301, said The sale held pursuant to this Notice may Successor Trustee sor Trustee, by virtue of the power, duty, and Register’s Office SUBJECT TO Twenty (20) be rescinded at the Successor Trustee’s option Continued on page 10 Page 10 Public Notices March 17 - 23, 2017 www.HamiltonCountyHerald.com Foreclosure Notices The real property will be sold AS IS, WHERE sale set forth above. W&A No. 320438 TRACT NO. 2, AS DESCRIBED IN DEED to 10-foot Power and Telephone Easement Continued from page 9 IS, with no warranties or representations of DATED March 3, 2017 FROM J.W. SEWELL AND WIFE, DIANE along the front lot line as shown by dotted any kind, express or implied, including without WILSON & ASSOCIATES, SEWELL TO EDWARD LEE CAMPBELL lines of subdivision plat. Subject to 10-foot in the Hamilton County Register’s Office. De- limitation, warranties regarding condition of the P.L.L.C., Successor Trustee AND WIFE, ELLEN E. CAMPBELL, DATED by 10-foot transformer easement located fault has occurred in the performance of the property or marketability of title. FOR SALE INFORMATION, VISIT WWW.MY- JUNE 14, 1966 FILED FOR RECORD JUNE at the northwest lot corner as shown on covenants, terms, and conditions of said Deed This office may be a debt collector. This FIR.COM and WWW.REALTYTRAC.COM 20, 1966, IN THE REGISTER’S OFFICE OF subdivision plat. of Trust and the entire indebtedness has been may be an attempt to collect a debt and any Mar. 10, 17, 24, 2017 Fmr17851 HAMILTON COUNTY, TENNESSEE. ALSO KNOWN AS: 4504 Haynes Lane, declared due and payable. information obtained may be used for that ALSO KNOWN AS: 3509 Lamar Avenue, Chattanooga, TN 37416 Party Entitled to Enforce the Debt: Wells purpose. NOTICE OF TRUSTEE’S SALE Chattanooga, TN 37415 This sale is subject to all matters shown Fargo Bank, NA, its successors and assigns. Shapiro & Ingle, LLP WHEREAS, default has occurred in the This sale is subject to all matters shown on any applicable recorded plat; any unpaid The following real estate located in Ham- Substitute Trustee performance of the covenants, terms, and on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, ilton County, Tennessee, will be sold to the 10130 Perimeter Parkway, Suite 400 conditions of a Deed of Trust Note dated March taxes; any restrictive covenants, easements, or setback lines that may be applicable; any highest call bidder: Charlotte, NC 28216 21, 2005, and the Deed of Trust of even date or setback lines that may be applicable; any statutory rights of redemption of any govern- Described property located at Hamilton Phone: (704) 333-8107 securing the same, recorded March 24, 2005, statutory rights of redemption of any govern- mental agency, state or federal; any prior liens County, Tennessee, to wit: Fax: (704) 333-8156 in Book No. GI 7471, at Page 455, in Office mental agency, state or federal; any prior liens or encumbrances as well as any priority created Lot 5, Falcon Crest Subdivision, as shown www.auction.com of the Register of Deeds for Hamilton County, or encumbrances as well as any priority created by a fixture filing; and to any matter that an ac- by Plat of Record in Plat Book 81, Page 87, File No. 17-110282 Tennessee, executed by Donald M Gregory, by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. in the Register’s Office of Hamilton County, Mar. 10, 17, 24, 2017 Fmr17850 conveying certain property therein described curate survey of the premises might disclose. In addition, the following parties may claim an Tennessee. to Transcontinental Title Company as Trustee In addition, the following parties may claim an interest in the above-referenced property: Street Address: 1008 Falcon Run Dr, Soddy NOTICE OF TRUSTEE’S SALE for Wilmington Finance, a division of AIG interest in the above-referenced property: EDDIE WILLIAMS Daisy, Tennessee 37379 WHEREAS, default has occurred in the Federal Savings Bank; and the undersigned, DONALD M GREGORY TENNESSEE DEPARTMENT OF REVENUE Parcel Number: 067H A 007.06 performance of the covenants, terms, and Wilson & Associates, P.L.L.C., having been FIRST AMERICAN FUNDING LLC SOUTHEAST FINANCIAL CREDIT UNION Current Owner(s) of Property: Stephen Seth conditions of a Deed of Trust Note dated March appointed Successor Trustee by THE BANK OF The sale held pursuant to this Notice may HOSS POWER LLC / TOM SIEGRIST Henshaw and Christine Allen, unmarried, 23, 2015, and the Deed of Trust of even date NEW YORK MELLON TRUST COMPANY, N.A. as be rescinded at the Successor Trustee’s option LVNV FUNDING LLC, AS ASSIGNEE OF NICE Joint Tenants with Rights of Survivorship securing the same, recorded April 16, 2015, successor-in-interest to all permitted succes- at any time. The right is reserved to adjourn CARS INC The street address of the above described in Book No. GI 10445, at Page 668, in Office sors and assigns of JPMorgan Chase Bank, the day of the sale to another day, time, and KENT PROPERTY MGMT, F/K/A WALLDORF property is believed to be 1008 Falcon Run of the Register of Deeds for Hamilton County, National Association, as Trustee for Specialty place certain without further publication, upon PROPERTY MG Dr, Soddy Daisy, Tennessee 37379, but such Tennessee, executed by Michael Wade, Jr. and Underwriting and Residential Finance Trust announcement at the time and place for the On or about June 11, 2009, the State of address is not part of the legal description of Brianne N. Wade, conveying certain property Mortgage Loan Asset-Backed Certificates, sale set forth above. W&A No. 320509 Tennessee, filed a tax lien against the Defen- the property sold herein and in the event of therein described to Joseph B. Pitt, Jr. as Series 2005-BC3. DATED March 3, 2017 dant, E. Dewayne Williams, recorded in the any discrepancy, the legal description herein Trustee for Mortgage Electronic Registration NOW, THEREFORE, notice is hereby given WILSON & ASSOCIATES, P.L.L.C., Register’s Office of Hamilton County, Tennes- shall control. Systems, Inc., as nominee for R M K Financial that the entire indebtedness has been declared Successor Trustee see, as Instrument No. 2009061100005. Any This sale is subject to, without limitation, all Corp. D/B/A Majestic Home Loan, its suc- due and payable; and that an agent of Wilson & FOR SALE INFORMATION, VISIT WWW. interest in the property held by the State of matters shown on any applicable recorded plat; cessors and assigns; and the undersigned, Associates, P.L.L.C., as Successor Trustee, by MYFIR.COM and WWW.REALTYTRAC.COM Tennessee, by virtue of the aforementioned tax any unpaid taxes; any restrictive covenants, Wilson & Associates, P.L.L.C., having been virtue of the power, duty, and authority vested Mar. 10, 17, 24, 2017 Fmr17852 lien is both junior and inferior to the interests easements, or setback lines that may be ap- appointed Successor Trustee by CIS Financial in and imposed upon said Successor Trustee, held by U.S. Bank National Association, not in plicable; any statutory right of redemption of Services, Inc.. by THE BANK OF NEW YORK MELLON TRUST NOTICE OF TRUSTEE’S SALE its individual capacity but solely as trustee for any governmental agency, state or federal; any NOW, THEREFORE, notice is hereby given COMPANY, N.A. as successor-in-interest to all WHEREAS, default has occurred in the the RMAC Trust, Series 2016-CTT. Provided, prior liens or encumbrances including those that the entire indebtedness has been declared permitted successors and assigns of JPMorgan performance of the covenants, terms, and however, that the State of Tennessee, pursuant created by a fixture filing or any applicable ho- due and payable; and that an agent of Wilson & Chase Bank, National Association, as Trustee conditions of a Deed of Trust Note dated April to Tennessee Code Annotated §67-1-133, shall meowners’ association dues or assessments; Associates, P.L.L.C., as Successor Trustee, by for Specialty Underwriting and Residential 25, 2008, and the Deed of Trust of even date have one hundred and twenty (120) days from all claims or other matters, whether of record virtue of the power, duty, and authority vested Finance Trust Mortgage Loan Asset-Backed securing the same, recorded May 30, 2008, the date of the sale within which to redeem or not, which may encumber the purchaser’s in and imposed upon said Successor Trustee, Certificates, Series 2005-BC3, will, on April 6, in Book No. GI 8678, at Page 968, in Office of the property by virtue of its tax lien(s) herein title and any matter that an accurate survey by CIS Financial Services, Inc., will, on May 8, 2017 on or about 12:00 PM, at the Hamilton the Register of Deeds for Hamilton County, Ten- by payment of the actual amount paid by the of the premises might disclose. 2017 on or about 3:00 PM, at the Hamilton County Courthouse, Chattanooga, Tennessee, nessee, executed by Eddie Williams, conveying purchaser at the foreclosure sale, plus any The following parties may claim an interest County Courthouse, Chattanooga, Tennes- offer for sale certain property hereinafter certain property therein described to Robert amount in excess of the expenses necessar- in the above-referenced property to be affected see, offer for sale certain property hereinafter described to the highest bidder FOR certified M. Wilson, Jr. as Trustee for Mortgage Elec- ily incurred in connection with such property, by the foreclosure: described to the highest bidder FOR certified funds paid at the conclusion of the sale, or tronic Registration Systems, Inc. as Nominee less the income from such property, plus a Any judgment creditor or lien holder with an funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity for Countrywide Bank, FSB, its successors reasonable rental value of such property. As interest subordinate to the said Deed of Trust credit bid from a bank or other lending entity pre-approved by the successor trustee. The and assigns; and the undersigned, Wilson & required by law, the State of Tennessee has or any party claiming by, through, or under any pre-approved by the successor trustee. The sale is free from all exemptions, which are Associates, P.L.L.C., having been appointed been given timely notice of this action. of the foregoing. Such parties known to the sale is free from all exemptions, which are expressly waived in the Deed of Trust, said Successor Trustee by U.S. Bank National The sale held pursuant to this Notice may Substitute Trustee may include: None. expressly waived in the Deed of Trust, said property being real estate situated in Hamilton Association, not in its individual capacity but be rescinded at the Successor Trustee’s option Any right of equity of redemption, statutory property being real estate situated in Hamilton County, Tennessee, and being more particularly solely as trustee for the RMAC Trust, Series at any time. The right is reserved to adjourn and otherwise, and homestead are waived in County, Tennessee, and being more particularly described as follows: 2016-CTT. the day of the sale to another day, time, and accord with the terms of said Deed of Trust, described as follows: TRACT NO. 1: LOT 12 AND THE SOUTH 5.14 NOW, THEREFORE, notice is hereby given place certain without further publication, upon and the title is believed to be good, but the THE LAND REFERRED TO HEREIN BELOW IS FEET OF LOT 13, LAURELDALE, MISS PEARL that the entire indebtedness has been declared announcement at the time and place for the undersigned will sell and convey only as Sub- SITUATED IN THE COUNTY OF HAMILTON, HALEY’S SUBDIVISION OF LOTS 21 AND 22, due and payable; and that an agent of Wilson & sale set forth above. W&A No. 320566 stitute Trustee. STATE OF Tennessee, AND IS DESCRIBED HF. AND AJ. ROGERS TRACT. SAID LOT AND Associates, P.L.L.C., as Successor Trustee, by DATED March 3, 2017 The right is reserved to adjourn the day AS FOLLOWS: LOT NINETY-SEVEN (97), PART OF LOT FORM ONE TRACT OF GROUND virtue of the power, duty, and authority vested WILSON & ASSOCIATES, P.L.L.C., of the sale to another day, time, and place FINAL PLAN OF GEORGETOWN LAND- FRONTING 83.32 FEET ON THE WEST LINE in and imposed upon said Successor Trustee, Successor Trustee certain without further publication, upon an- ING, PLANNED UNIT DEVELOPMENT, AS OF LAMAR AVENUE AND EXTENDING BACK by U.S. Bank National Association, not in its FOR SALE INFORMATION, VISIT WWW. nouncement at the time and place for the sale SHOWN BY PLAT RECORDED IN PLAT WESTWARDLY TO THE WEST LINE OF SAID individual capacity but solely as trustee for the MYFIR.COM and WWW.REALTYTRAC.COM set forth above. If you purchase a property BOOK 83, PAGE 16 AND 17, IN THE REG- LOTS ON WHICH IT HAS A FOOTAGE OF 79 RMAC Trust, Series 2016-CTT, will, on April 3, Mar. 10, 17, 24, 2017 Fmr17853 at the foreclosure sale, the entire purchase ISTER’S OFFICE OF HAMILTON COUNTY, FEET; ITS NORTH LINE BEING 171.5 FEET 2017 on or about 3:00 PM, at the Hamilton price is due and payable at the conclusion TENNESSEE. AND ITS SOUTH LINE BEING 182.5 FEET IN County Courthouse, Chattanooga, Tennes- NOTICE OF FORECLOSURE SALE of the auction in the form of a certified/ ALSO KNOWN AS: 8461 Gracie Mac Lane, LENGTH. THE SOUTHEAST CORNER OF LOT see, offer for sale certain property hereinafter STATE OF TENNESSEE, HAMILTON COUNTY bank check made payable to or endorsed Ooltewah, TN 37363 12 BEING LOCATED 117.1 FEET NORTH OF described to the highest bidder FOR certified WHEREAS, David Lee Headrick executed a to Shapiro & Ingle, LLP. No personal checks This sale is subject to all matters shown THE NORTH LINE OF OVERTON STREET, ALL funds paid at the conclusion of the sale, or Deed of Trust to Bank of America. N.A., Lender will be accepted. To this end, you must bring on any applicable recorded plat; any unpaid AS SHOWN ON SURVEY BY DAVID BARNES credit bid from a bank or other lending entity and PRLAP, Inc., Trustee(s), which was dated sufficient funds to outbid the lender and any taxes; any restrictive covenants, easements, REALTY CO. TRACT NO. 2: ALL OF LOT 13, pre-approved by the successor trustee. The July 25, 2001 and recorded on August 6, 2001 other bidders. Insufficient funds will not be or setback lines that may be applicable; any LAURELDALE, MISS PEARL HALEY’S SUB- sale is free from all exemptions, which are in Book 5948, Page 134, Hamilton County, accepted. Amounts received in excess of the statutory rights of redemption of any govern- DIVISION OF LOTS 21 AND 22, H. F. AND AJ. expressly waived in the Deed of Trust, said Tennessee Register of Deeds. winning bid will be refunded to the successful mental agency, state or federal; any prior liens ROGERS TRACT, EXCEPTING THE SOUTH property being real estate situated in Hamilton WHEREAS, default having been made in purchaser at the time the foreclosure deed or encumbrances as well as any priority created 5.14 FEET THEREOF. THE REMAINING POR- County, Tennessee, and being more particularly the payment of the debt(s) and obligation(s) is delivered. by a fixture filing; and to any matter that an ac- TION OF SAID LOT IS 49.86 FEET IN WIDTH described as follows: thereby secured by the said Deed of Trust and This property is being sold with the express curate survey of the premises might disclose. AT RIGHT ANGLES AND EXTENDS FROM In the city of Chattanooga, Hamilton County, the current holder of said Deed of Trust, Bank reservation that the sale is subject to confirma- In addition, the following parties may claim THE WESTERN LINE OF LAMAR AVENUE Tennessee: Lot twelve (12), Knox Landing of America, N.A., (the “Holder”), appointed the tion by the lender or trustee. This sale may be an interest in the above-referenced property: ALONG THE NORTH LINE OF TRACT NO. 1, Subdivision, as shown by plat of record in undersigned, Brock & Scott, PLLC, as Substi- rescinded only by the Substitute Trustee at any MICHAEL WADE, JR. AS ABOVE DESCRIBED TO THE REAR LINE Plat book 40, page 61, in the Register’s tute Trustee, by an instrument duly recorded in time. If the Substitute Trustee rescinds the BRIANNE N. WADE OF SAID LOT TRACT NO. 3: THE SOUTH Office of Hamilton County, Tennessee. Refer- the Office of the Register of Deeds of Hamilton sale, the purchaser shall only be entitled to a The sale held pursuant to this Notice may 29 FEET OF LOT 14, LAURELDALE, MISS ence is made for prior title to Deed of record County, Tennessee, with all the rights, powers return of any money paid towards the purchase be rescinded at the Successor Trustee’s option PEARL HALEY’S SUBDIVISION OF LOTS 21 in book 3208, page 114, in the Register’s and privileges of the original Trustee named in price and shall have no other recourse. Once at any time. The right is reserved to adjourn AND 22, H.F. AND A.J. ROGERS TRACT. Office of Hamilton County, Tennessee. said Deed of Trust; and the purchaser tenders the purchase price, the the day of the sale to another day, time, and SAID PART OF LOT ADJOINS ALONG THE Subject to 10-Foot drainage easement NOW, THEREFORE, notice is hereby given Substitute Trustee may deem the sale final in place certain without further publication, upon NORTHERN LINE OF LOT 13, LAURELDALE, straddling the northwest lot line as shown that the entire indebtedness has been declared which case the purchaser shall have no remedy. announcement at the time and place for the AND WHICH IS THE NORTHERN LINE OF by dotted lines on subdivision plat. Subject due and payable as provided in said Deed of (A) Go ask your mother. (B) Because I said so. (C) We’ll see.

There are no perfect answers in parenting.

AdoptUSKids.org March 17 - 23, 2017 Public Notices Page 11 www.HamiltonCountyHerald.com

Trust by the Holder, and that as agent for the OF WAY OF OLD HOTWATER ROAD, THENCE (21), Mrs. I. W. Henderson’s Addtion to waived in said Deed of Trust, but the under- STEPHANIE M BOYD undersigned, Brock & Scott, PLLC, Substitute NORTH 39 DEGREES 26 MINUTES 48.5 SEC- Highland Park, in the City of Chattanooga, signed will sell and convey only as Substitute The sale held pursuant to this Notice may Trustee, by virtue of the power and authority ONDS WEST 771.83 FEET TO AN IRON PIN; Hamilton County, Tennessee, as shown by Trustee. be rescinded at the Successor Trustee’s option vested in it, will on April 4, 2017, at 10:00AM THENCE NORTH 23 DEGREES 24 MINUTES plat of record in Plat Book 3, Page 18, in If the U.S. Department of Treasury/IRS, the at any time. The right is reserved to adjourn at the usual and customary location at the 53.9 EAST 1460.31 FEET TO A PAINTED the Register’s Office of Hamilton County, State of Tennessee Department of Revenue, the day of the sale to another day, time, and Hamilton County Courthouse, Chattanooga, STONE; THENCE SOUTH 19 DEGREES 44 Tennessee. or the State of Tennessee Department of place certain without further publication, upon Tennessee, proceed to sell at public outcry to MINUTES 4.8 SECONDS EAST, 1079.28 ALSO KNOWN AS: 1606 East 12th Street, Labor or Workforce Development are listed announcement at the time and place for the the highest and best bidder for cash, the fol- FEET TO AN IRON PIN AT THE CORNER OF Chattanooga, TN 37404 as Interested Parties in the advertisement, sale set forth above. W&A No. 315206 lowing described property situated in Hamilton PROPERTY NOW OR FORMERLY OWNED BY This sale is subject to all matters shown then the Notice of this foreclosure is being DATED March 7, 2017 County, Tennessee, to wit: JOHN W. COX, HENCE SOUTH 39 DEGREES on any applicable recorded plat; any unpaid given to them and the Sale will be subject to WILSON & ASSOCIATES, P.L.L.C., THE FOLLOWING DESCRIBED REAL ESTATE, 37 MINUTES WEST ALONG THE BOUNDARY taxes; any restrictive covenants, easements, the applicable governmental entities’ right to Successor Trustee TO WIT: OF SAID COX PROPERTY 358.96 FEET TO A or setback lines that may be applicable; any redeem the property as required by 26 U.S.C. FOR SALE INFORMATION, VISIT WWW. LOCATED IN THE THIRD CIVIL DISTRICT OF POINT; THENCE SOUTH 46 DEGREES 13 statutory rights of redemption of any govern- 7425 and T.C.A. §67-1-1433. MYFIR.COM and WWW.REALTYTRAC.COM HAMILTON COUNTY TENNESSEE; LOT “D”, MINUTES 19.8 SECONDS EAST ALONG THE mental agency, state or federal; any prior liens This property is being sold with the express Mar. 10, 17, 24, 2017 Fmr17865 SUBDIVISION OF TRACT ONE (1), BLOCK BOUNDARY OF SAID COX PROPERTY 283.45 or encumbrances as well as any priority created reservation that the sale is subject to confir- EIGHT (8), BILTMORE ESTATES, AS IS SHOWN FEET TO AN IRON PIN ON SAID NORTHWEST- by a fixture filing; and to any matter that an ac- mation by the lender or trustee. If the sale is NOTICE OF TRUSTEE’S SALE BY PLAT OF RECORD IN PLAT BOOK 13, PAGE ERN RIGHT OF WAY OF OLD HOTWATER curate survey of the premises might disclose. set aside for any reason, the Purchaser at WHEREAS, default has occurred in the 19, IN THE REGISTER’S OFFICE OF HAMILTON ROAD; THENCE SOUTHWESTERLY ALONG In addition, the following parties may claim an the sale shall be entitled only to a return of performance of the covenants, terms, and COUNTY, TENNESSEE. SAID RIGHT OF WAY AND FOLLOWING THE interest in the above-referenced property: the purchase price. The Purchaser shall have conditions of a Deed of Trust Note dated June Being that parcel of land conveyed to DAVID CURVATURE THEREOF, 601.34 FEET TO CANDIS MARTIN no further recourse against the Mortgagor, 7, 2010, and the Deed of Trust of even date LEE HEADRICK, UNMARRIED from BYRON THE POINT OF BEGINNING, SAID TRACT CHATTANOOGA NEIGHBORHOOD ENTER- the Mortgagee or the Mortgagee’s attorney. securing the same, recorded June 14, 2010, W. HIXON, BY AND THROUGH ATTORNEY- CONTAINING 21.84 ACRES AS SHOWN ON PRISE, INC. MWZM File No. 17-000436-670 in Book No. GI 9185, at Page 328, in Office of IN-FACT, PATRICIA M. HIXON AND WIFE, A SURVEY BY NORTH RIVER SURVEYING, The sale held pursuant to this Notice may MACKIE WOLF ZIENTZ & MANN, P. C., Substi- the Register of Deeds for Hamilton County, Ten- PATRICIA R. HIXON, INDIVIDUALLY AND AS DATED AUGUST 4, 1980. be rescinded at the Successor Trustee’s option tute Trustee(s) nessee, executed by Aaron B. Knight and Candy ATTORNEY IN FACT FOR BYRON W. HIXON BEING THE SAME PROPERTY CONVEYED at any time. The right is reserved to adjourn PREMIER BUILDING, SUITE 404 S Knight, conveying certain property therein by that deed dated 08/15/1994 and re- FROM KENNETH R. SMITH, SINGLE TO KEN- the day of the sale to another day, time, and 5217 MARYLAND WAY described to Kathryn L. Harris as Trustee for corded 08/24/1994 in Deed Book 4396, NETH R. SMITH AND WANDA M. SMITH, BOTH place certain without further publication, upon BRENTWOOD, TENNESSEE 37027 Mortgage Electronic Registration Systems, at Page 34 of the HAMILTON County, TN MARRIED, J/T/R/S BY DEED RECORDED announcement at the time and place for the PHONE: (615) 238-3630 Inc., as nominee for Community Mortgage Public Registry. 5/0/05, IN BOOK 7526, AT PAGE 33, IN sale set forth above. W&A No. 315285 EMAIL: [email protected] Corporation, its successors and assigns; and Tax Map Reference: 157-F A 003 THE REGISTER’S OFFICE OF HAMILTON DATED March 7, 2017 Mar. 10, 17, 24, 2017 Fmr17863 the undersigned, Wilson & Associates, P.L.L.C., Parcel ID Number: 157F A 003 COUNTY, TENNESSEE. TAX MAP OR PARCEL WILSON & ASSOCIATES, P.L.L.C., having been appointed Successor Trustee by Address/Description: 503 A and B Woodvale ID NO.: 047-091 Successor Trustee NOTICE OF TRUSTEE’S SALE Lakeview Loan Servicing, LLC. Avenue, Chattanooga, TN 37411. Parcel ID Number: 047 091 FOR SALE INFORMATION, VISIT WWW. WHEREAS, default has occurred in the NOW, THEREFORE, notice is hereby given Current Owner(s): Stan Brown and Valerie Address/Description: 1401 Hotwater Road, MYFIR.COM and WWW.REALTYTRAC.COM performance of the covenants, terms, and that the entire indebtedness has been declared Brown. Soddy Daisy, TN 37379. Mar. 10, 17, 24, 2017 Fmr17861 conditions of a Deed of Trust Note dated May due and payable; and that an agent of Wilson & Other Interested Party(ies): Celestine Parker Current Owner(s): Kenneth R Smith and 8, 2013, and the Deed of Trust of even date Associates, P.L.L.C., as Successor Trustee, by and The Helpful Group LLC dba Elder’s Ace Wanda M Smith. SUBSTITUTE TRUSTEE’S SALE securing the same, recorded May 9, 2013, in virtue of the power, duty, and authority vested Hardware. Other Interested Party(ies): Westlake Ser- Sale at public auction will be on April 13, 2017 Book No. GI 9948, at Page 754, in Office of in and imposed upon said Successor Trustee, The sale of the property described above vices, LLC d/b/a Westlake Financial and on or about 11:00AM local time, at the Main the Register of Deeds for Hamilton County, by Lakeview Loan Servicing, LLC, will, on shall be subject to all matters shown on Cavalry SPV I, LLC as assignee of GE Retail door of the Hamilton County Courthouse, Chat- Tennessee, executed by Jeff D Potter and May 18, 2017 on or about 10:00 AM, at the any recorded plat; any and all liens against Bank/Belk Rewards Card. tanooga, Tennessee, conducted by the Substi- Stephanie M Boyd, conveying certain property Hamilton County Courthouse, Chattanooga, said property for unpaid property taxes; any The sale of the property described above tute Trustee as identified and set forth herein therein described to Cumberland Title & Guar- Tennessee, offer for sale certain property restrictive covenants, easements or set-back shall be subject to all matters shown on below, pursuant to Deed of Trust executed by anty Company, LLC as Trustee for Mortgage hereinafter described to the highest bidder lines that may be applicable; any prior liens or any recorded plat; any and all liens against MAXINE TRACEY, to ALFRED E ABBEY, Trustee, Electronic Registration Systems, Inc., as a FOR certified funds paid at the conclusion encumbrances as well as any priority created said property for unpaid property taxes; any on April 2, 2004, at Record Book GI 7083, Page nominee for Platinum Mortgage Inc., its suc- of the sale, or credit bid from a bank or other by a fixture filing; a deed of trust; and any mat- restrictive covenants, easements or set-back 794 as Instrument No. 2004040800098 in cessors and assigns; and the undersigned, lending entity pre-approved by the successor ter than an accurate survey of the premises lines that may be applicable; any prior liens or the real property records of Hamilton County Wilson & Associates, P.L.L.C., having been trustee. The sale is free from all exemptions, might disclose; and encumbrances as well as any priority created by Register’s Office, Tennessee. appointed Successor Trustee by JPMorgan which are expressly waived in the Deed of All right and equity of redemption, statutory a fixture filing; a deed of trust; and any matter Owner of Debt: The Bank of New York Mellon Chase Bank, National Association. Trust, said property being real estate situated or otherwise, homestead, and dower are ex- than an accurate survey of the premises might Trust Company, National Association fka The NOW, THEREFORE, notice is hereby in Hamilton County, Tennessee, and being more pressly waived in said Deed of Trust, and the disclose; and Bank of New York Trust Company, N.A. as suc- given that the entire indebtedness has been particularly described as follows: title is believed to be good, but the undersigned All right and equity of redemption, statutory or cessor to JPMorgan Chase Bank, as Trustee declared due and payable; and that an agent IN THE THIRD CIVIL DISTRICT OF HAMILTON will sell and convey only as Substitute Trustee. otherwise, homestead, and dower are express- for Residential Asset Mortgage Products, of Wilson & Associates, P.L.L.C., as Succes- COUNTY, TENNESSEE: Lot Three (3), Baxter The right is reserved to adjourn the day of the ly waived in said Deed of Trust, and the title is Inc., Mortgage Asset-Backed Pass-Through sor Trustee, by virtue of the power, duty, and Gann Subdivision, as shown by plat of record sale to another day, time, and place certain believed to be good, but the undersigned will Certificates Series 2004-RS7 authority vested in and imposed upon said in Plat Book 51, Page 112, in the Register’s without further publication, upon announce- sell and convey only as Substitute Trustee. The The following real estate located in Hamilton Successor Trustee, by JPMorgan Chase Bank, Office of Hamilton County, Tennessee. An- ment at the time and place for the sale set right is reserved to adjourn the day of the sale County, Tennessee, will be sold to the highest National Association, will, on April 6, 2017 on chor Easement as shown by dotted lines, forth above. to another day, time, and place certain without call bidder subject to all unpaid taxes, prior or about 10:00 AM, at the Hamilton County or specified on said plat. Pond on western This office is attempting to collect a debt. further publication, upon announcement at the liens and encumbrances of record: Courthouse, Chattanooga, Tennessee, offer portion of lot as shown by plat. Drainage Any information obtained will be used for time and place for the sale set forth above. LAND IN HAMILTON COUNTY TN BEING LOT for sale certain property hereinafter described Easement as shown by dotted lines, or as that purpose. This office is attempting to collect a debt. NO TWO (2) ON THE PLAN OF NORTH GLEN to the highest bidder FOR certified funds paid specified on said plat. Minimum Twenty-five Brock & Scott, PLLC, Substitute Trustee Any information obtained will be used for ESTATES ADDITION NO ONE (1) OF RECORD at the conclusion of the sale, or credit bid from (25) foot fieldline setback from all drainage c/o Tennessee Foreclosure Department that purpose. IN PLAT BOOK 25 PAGE 75 REGISTER S a bank or other lending entity pre-approved by easements, as shown by dotted lines, or as 6 Cadillac Drive, Suite 140 Brock & Scott, PLLC, Substitute Trustee OFFICE FOR SAID COUNTY TO WHICH PLAN the successor trustee. The sale is free from all specified on said plat. Brentwood, TN 37027 c/o Tennessee Foreclosure Department REFERENCE IS HEREBY MADE FOR A MORE exemptions, which are expressly waived in the ALSO KNOWN AS: 9823 Smith Morgan PH: 615-550-7697 FX: 615-550-8484 6 Cadillac Drive, Suite 140 COMPLETE DESCRIPTION Deed of Trust, said property being real estate Road, Soddy Daisy, TN 37379 File No.: 16-08925 FC01 Brentwood, TN 37027 BEING THE SAME PROPERTY CONVEYED TO situated in Hamilton County, Tennessee, and This sale is subject to all matters shown Mar. 10, 17, 24, 2017 Fmr17858 PH: 615-550-7697 FX: 615-550-8484 MAXINE TRACEY BY DEED FROM GLORIA J being more particularly described as follows: on any applicable recorded plat; any unpaid File No.: 17-03157 FC01 MCELROY, UNMARRIED OF RECORD IN BOOK IN THE SECOND CIVIL DISTRICT OF HAMIL- taxes; any restrictive covenants, easements, NOTICE OF FORECLOSURE SALE Mar. 10, 17, 24, 2017 Fmr17859 7083, PAGE 792 REGISTER`S OFFICE FOR TON COUNTY, TENNESSEE: Lot One Hundred or setback lines that may be applicable; any STATE OF TENNESSEE, HAMILTON COUNTY HAMILTON COUNTY TN Twelve (112), Misty Valley Subdivision, Unit statutory rights of redemption of any govern- WHEREAS, Kenneth R. Smith and Wanda NOTICE OF TRUSTEE’S SALE SUBJECT TO ALL EASEMENTS RESTRIC- II, as shown by plat of record in Plat Book mental agency, state or federal; any prior liens M. Smith executed a Deed of Trust to Household WHEREAS, default has occurred in the TIVE COVENANTS AND CONDITIONS AND 52, Page 169, in the Register’s Office of or encumbrances as well as any priority created Financial Center, Inc., Lender and Trace Rob- performance of the covenants, terms, and OTHER MATTERS OF RECORD INCLUDING Hamilton County, Tennessee. Subject re- by a fixture filing; and to any matter that an ac- bins, Trustee(s), which was dated September conditions of a Deed of Trust Note dated May ALL ITEMS SET OUT ON ANY APPLICABLE strictions of record in Book 4428, Page 568, curate survey of the premises might disclose. 13, 2007 and recorded on September 19, 14, 1999, and the Deed of Trust of even date PLAT OF RECORD in the Register’s Office of Hamilton County, In addition, the following parties may claim an 2007 in Book GI 8472, Page 738, Hamilton securing the same, recorded May 18, 1999, in Tax ID: 099M D 041 Tennessee, but omitting any covenant, interest in the above-referenced property: County, Tennessee Register of Deeds. Book No. GI 5356, at Page 750, and modified Current Owner(s) of Property: MAXINE TRACEY condition or restriction, if any based on AARON B. KNIGHT WHEREAS, default having been made in on in Office of the Register of Deeds for Ham- The street address of the above described race, color, religion, sex, handicap, familial CANDY S KNIGHT the payment of the debt(s) and obligation(s) ilton County, Tennessee, executed by Candis property is believed to be 1301 Highcrest Dr, status, or national origin unless and only to The sale held pursuant to this Notice may thereby secured by the said Deed of Trust and Martin, conveying certain property therein Hixson, TN 37343, but such address is not the extent that the covenant, conditions or be rescinded at the Successor Trustee’s option the current holder of said Deed of Trust, U.S. described to Leigh M. Ferguson as Trustee for part of the legal description of the property restriction (a) is exempt under Title 42 of at any time. The right is reserved to adjourn Bank Trust, N.A., as Trustee for LSF8 Master Chattanooga Neighborhood Enterprise, Inc.; sold herein and in the event of any discrep- the United States Code, or (b) relates to the day of the sale to another day, time, and Participation Trust, (the “Holder”), appointed and the undersigned, Wilson & Associates, ancy, the legal description referenced herein handicap, but does not discriminate against place certain without further publication, upon the undersigned, Brock & Scott, PLLC, as P.L.L.C., having been appointed Successor shall control. handicapped persons. Subject to ten (10) announcement at the time and place for the Substitute Trustee, by an instrument duly re- Trustee by U.S. Bank National Association. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS foot Power and Communication Easement sale set forth above. W&A No. 317726 corded in the Office of the Register of Deeds of NOW, THEREFORE, notice is hereby given IN POSSESSION. as shown on plat recorded in Plat Book DATED March 7, 2017 Hamilton County, Tennessee, with all the rights, that the entire indebtedness has been declared THE RIGHT IS RESERVED TO ADJOURN THE 52, Page 169, in the Register’s Office of WILSON & ASSOCIATES, P.L.L.C., powers and privileges of the original Trustee due and payable; and that an agent of Wilson & DAY OF THE SALE TO ANOTHER DAY, TIME AND Hamilton County, Tennessee. Subject to any Successor Trustee named in said Deed of Trust; and Associates, P.L.L.C., as Successor Trustee, by PLACE CERTAIN WITHOUT FURTHER PUBLICA- setback lines, rights of way, easements, FOR SALE INFORMATION, VISIT WWW. NOW, THEREFORE, notice is hereby given virtue of the power, duty, and authority vested TION, UPON ANNOUNCEMENT AT THE TIME AND notes and any and all other matters shown MYFIR.COM and WWW.REALTYTRAC.COM that the entire indebtedness has been declared in and imposed upon said Successor Trustee, PLACE FOR THE SALE SET FORTH ABOVE. THE on plat recorded in Plat Book 52, Page Mar. 10, 17, 24, 2017 Fmr17866 due and payable as provided in said Deed of by U.S. Bank National Association, will, on TERMS OF SALE ARE CASH. ANY TAXES OR 169, in the Register’s Office of Hamilton Trust by the Holder, and that as agent for the May 18, 2017 on or about 10:00 AM, at the FEES WILL BE THE RESPONSIBILITY OF THE County, Tennessee. SUBSTITUTE TRUSTEE’S SALE undersigned, Brock & Scott, PLLC, Substitute Hamilton County Courthouse, Chattanooga, PURCHASER. IF THE SALE IS SET ASIDE FOR ALSO KNOWN AS: 5531 Misty Valley Drive, Default having been made in the payment of Trustee, by virtue of the power and authority Tennessee, offer for sale certain property ANY REASON, THE PURCHASER AT THE SALE Ooltewah, TN 37363 the debts and obligations secured to be paid vested in it, will on April 4, 2017, at 10:00AM hereinafter described to the highest bidder SHALL BE ENTITLED ONLY TO A RETURN OF THE This sale is subject to all matters shown by a certain Deed of Trust executed December at the usual and customary location at the FOR certified funds paid at the conclusion PURCHASE PRICE. THE PURCHASER SHALL on any applicable recorded plat; any unpaid 6, 2002 by Michael Warmouth, unmarried to Hamilton County Courthouse, Chattanooga, of the sale, or credit bid from a bank or other HAVE NO FURTHER RECOURSE AGAINST THE taxes; any restrictive covenants, easements, Northgate Title Escrow Inc., as Trustee, as Tennessee, proceed to sell at public outcry to lending entity pre-approved by the successor GRANTOR, THE GRANTEE, OR THE TRUSTEE. or setback lines that may be applicable; any same appears of record in the office of the the highest and best bidder for cash, the fol- trustee. The sale is free from all exemptions, OTHER INTERESTED PARTIES: None statutory rights of redemption of any govern- Register of Hamilton County, Tennessee, in lowing described property situated in Hamilton which are expressly waived in the Deed of THIS IS AN ATTEMPT TO COLLECT A DEBT AND mental agency, state or federal; any prior liens Book GI 6473, Page 265, and the undersigned County, Tennessee, to wit: Trust, said property being real estate situated ANY INFORMATION OBTAINED WILL BE USED or encumbrances as well as any priority created having been appointed Substitute Trustee by ALL THAT CERTAIN TRACT OR PARCEL OF in Hamilton County, Tennessee, and being more FOR THAT PURPOSE. by a fixture filing; and to any matter that an ac- instrument recorded in the said Register’s LAND LYING AND BEING IN HAMILTON COUN- particularly described as follows: If applicable, the notice requirements of T.C.A. curate survey of the premises might disclose. Office, and the owner of the debt secured, Mid- TY, TENNESSEE, BEING MORE PARTICULARLY LOCATED IN THE CITY OF CHATTANOOGA, 35-5-101 have been met. In addition, the following parties may claim First Bank, having requested the undersigned DESCRIBED AS FOLLOWS: BEGINNING AT AN HAMILTON COUNTY, TENNESSEE: All right of equity of redemption, statutory an interest in the above-referenced property: Continued on page 20 IRON PIN ON THE NORTHWESTERLY RIGHT Being Lot No. Four (4), Block Twenty-one and otherwise, and homestead are expressly JEFF D POTTER 12 | March 17 – 23, 2017 Hamilton County Herald www.hamiltoncountyherald.com

OPINIONS  Frompage3 three counts of felony theft, and seven Trialcourtjudge:Judge Robert D. counts of misdemeanor theft. Discern- Philyaw collision and reformation of a release ing no error, we affi rm the summary This case originated when the State, Financial Focus of all claims signed by the plaintiff. As dismissal of the petition. acting on behalf of Tanikia Yolanda Hurt Stan Russell grounds for reformation, the plaintiff QuinzellLawonGrastyv.Stateof (Mother), fi led a petition against William [email protected] claimed that an agent of the defen- Tennessee George Bulls, III (Father) seeking to have dant company fraudulently induced him held in contempt because of his Casenumber:E2015-02075-CCA-R3-PC the plaintiff to sign the release. The failure to pay child support. A juvenile Authoringjudge:Judge Thomas T. defendant fi led a motion for summary court magistrate dismissed the State’s Woodall judgment, asserting that the plaintiff petition, fi nding that Father had paid all Time for some financial could not establish an essential element Trialcourtjudge:Judge Don W. Poole of his arrearage. On the day the court of his action because the plaintiff did Petitioner, Quinzell Lawon Grasty, dismissed the petition, Mother fi led a not act promptly in seeking reformation appeals the Hamilton County Crimi- new pleading, a motion, again seeking a spring cleaning of the release. The trial court granted nal Court’s denial of his petition for fi nding of contempt against Father. She Spring is in the air, even if it’s not quite there on the cal- summary judgment in favor of the post-conviction relief. On appeal, he once again alleged unpaid support in endar. Th is year, as you shake off the cobwebs from winter defendant upon fi nding, as a matter of contends that trial counsel was ineffec- addition to other matters. This motion and start tidying up around your home and yard, why not law, that the plaintiff’s action was not tive for: (1) failing to challenge his fi rst was also dismissed. Mother appeals. We also do some fi nancial spring cleaning? prompt after discovery of the alleged statement to police on the basis that he affi rm. Actually, you can apply several traditional spring cleaning fraud and that the plaintiff therefore had requested counsel; (2) failing to fi le CityofChattanooga,etal.v.Tax a pretrial motion in limine to exclude techniques to your fi nancial situation. Here are a few ideas: was not entitled to reformation of the Year2011CityDelinquentRealEstate release. The plaintiff timely appealed. references to gang activity; (3) failing Taxpayers Lookfordamage Having determined that the question of to object to the State’s use of demon- Casenumber: E2016-00025-COA-R3-CV whether the plaintiff’s actions were suf- strative evidence; (4) failing to object to Damage to your home’s siding, shingles and foundation Authoringjudge:Judge John W. fi ciently prompt in seeking the equitable the chain of custody of a backpack; (5) can eventually degrade the structure of your home. Your McClarty relief of reformation presents a genuine failing to request the trial court to ques- investment portfolio is also a structure of a sort, and it, too, Trialcourtjudge: Judge Pamela A. issue of material fact, we reverse the tion jurors about a newspaper found in Fleenor can be damaged. Specifi cally, you may have deliberately trial court’s grant of summary judgment the jury box; and (6) failing to disclose constructed your portfolio with an investment mix – stocks, in favor of the defendant. that he had a confl ict of interest with This appeal was fi led by a purchaser who bought a parcel of real property fi xed-income vehicles, cash instruments, etc. – that’s appro- GloriaHousev.StateofTennessee Petitioner’s stepfather. Petitioner also priate for your goals and risk tolerance. argues that appellate counsel was in Hamilton County, Tennessee, at a Casenumber: E2016-01259-CCA-R3-PC But over time, your portfolio can evolve in unexpected ineffective for failing to include a copy delinquent tax sale. After the sale, the ways. For example, your stocks may have grown so much Authoringjudge: Judge James Cur- of the suppression hearing transcript in person who had owned the property wood Witt, Jr. at the time of the sale conveyed it to a in value that they now take up a larger percentage of your the record on appeal and failing to raise Judge Barry A. married couple. The title agency, who holdings than you had intended, possibly subjecting you Trialcourtjudge: suffi ciency of the evidence as an issue Steelman on appeal. We affi rm the judgment of assisted with the closing, the original to a higher degree of risk. If this happens, you may need to The petitioner, Gloria House, appeals the post-conviction court. owner, and the couple moved to redeem rebalance your portfolio. the property upon learning of the the summary dismissal of her motion to StateofTennesseeExRel.Tanikia tax sale. The trial court granted their Getridof“clutter” reopen her petition for post-conviction YolandaHurtv.WilliamGeorgeBulls, request, divested title from the tax sale As you look around your home, do you see three mops or relief or, in the alternative, petition for III writ of error coram nobis, which plead- purchaser, and vested it in the original four nonfunctional televisions or a stack of magazines from Casenumber:E2015-02078-COA-R3-JV ing challenged her 1993 convictions of owner. The tax sale purchaser appeals. Authoringjudge: Judge Charles D. the 1990s? If these items no longer have value, you could get nine counts of aggravated burglary, We affi rm as modifi ed. rid of them and clear up some living space. As an investor, Susano, Jr. you also might have “clutter” – in the form of investments that no longer meet your needs. If you sold these invest- LEGISLATURE  Frompage4 the sponsor but would rather known since the Bredesen ments, you could use the proceeds to fi ll gaps in your portfo- use surplus sales tax revenue administration that we need to lio. stalled for at least a week. than raise the gas tax (are you do something. Consolidate Rep. Bill Dunn, a Knoxville confused yet?). “So, the can is getting kicked Republican who presented the Doss says, “I think we talked down the road, and unfortu- Do you keep your lawnmower in a shed, a rake in your bill in a committee overseen more about why aren’t we nately, the road is crumbling, garage, and your gardening tools in the basement? When by Rep. Barry Doss, a Leo- talking as opposed to actual- it’s full of potholes, and it’s working on your outdoor tasks, you might fi nd it more effi - ma Republican carrying the ly talking about the bill and bumper-to-bumper traffi c. So, cient to have all these items in one location. You could also measure for House Majority the particulars of it. I’m a bit we need to quit kicking the can have your investments scattered about – an IRA here, a new Leader Glen Casada, who is frustrated because people have 401(k) there, and an older 401(k) someplace else. But if you See LEGISLATURE, page 17 consolidated all your investments in one place, you might cut down on paperwork and fees, and you wouldn’t risk losing track of an asset (which actually happens more than you might think). Even more importantly, when you have all your invest- ments with one provider, you’ll be better positioned to follow a single, centralized investment strategy. Prepareforarainyday As part of your outdoor spring cleaning, you may want to look at your gutters and downspouts to make sure they are clear and in good repair, so that they can move rainwater away from your home. Your fi nancial goals need protection, too, so you’ll want to ensure you have adequate life and disability insurance. Sealleaks In your home inspection this spring, you may want to investigate doors and windows for leaks and drafts. Your investment portfolio might have some “leaks” also. Are in- vestment-related taxes siphoning off more of your earnings than you realize? A fi nancial professional can off er you rec- ommendations for appropriate tax-advantaged investments. Th is spring, when you’re cleaning your physical surround- ings, take some time to also tidy up your fi nancial environ- ment. You may be pleased with the results.

Th is article was written by Edward Jones for use by your lo- cal Edward Jones Financial Advisor (member SIPC). Contact Stan at [email protected]. www.hamiltoncountyherald.com Hamilton County Herald March 17 – 23, 2017 | 13

Fitness resultions slipping away? Here’s how to be back on track ByNancyHenderson ery day. Most people have already given up on their resolutions because they don’t see results It’s March, and your New Year’s fitness quickly. Results come with time. Just like with resolutions have already fallen by the wayside. a job, you don’t get hired somewhere and a Is it a lost cause? week later become the CEO. It takes time and Absolutely not, says Jack Silberman, owner effort to get there. of Vive for Women on Manufacturers Road. “Another big thing that someone new to the “It’s never over until you quit and won’t get fitness world desperately needs is an account- back up,” he says. “It’s never too late.” ability partner. This needs to be someone you Small steps are great, says Silberman, but can count on every day. Whether it’s a person- the goal itself needs to be large. “If your goal al trainer or someone just starting to work out is not big enough, then you’re going to start with you, you need to have someone there that and stop and fail and do it all over again. But you don’t want to let down. Write down your if your goal is big enough, then these little goals together. Once you write down what you bumps in the road and obstacles – you’re want, it then becomes a goal; until then it’s going to overcome them.” only a dream. Write down the goal, he advises, and don’t “The third thing is starting at a reasonable be afraid to share it with others. This helps you pace. Try going two or three days a week for clarify your vision and makes it tougher for the first month and slowly work yourself up to you to drop out. Then, he says, “You have to making it part of your everyday routine. Think take action.” about a car. It doesn’t go straight from 0 mph Here, five local fitness experts answer the to 100 mph instantly. It accelerates over time question: until it hits its maximum effort and output. What should you do if you’ve blown your “Lastly, and one of the biggest things, is not New Year’s resolution about getting in shape? knowing what to do. Everyone has seen that RobbieLeffew,manager, Orangetheory guy with a 50-pound dumbbell doing curls Fitness: while running backwards on a treadmill. There “January is the month with the most new are things people do in the gym that they think joins at gyms and also the most cancellations. would work, but, in reality, they are just going Photograph by Alex McMahan to get hurt.” Jack Silberman is constantly monitoring and encouraging students in his It’s hard for someone to wake up one day and classes. be 100 percent committed to working out ev- See FITNESS, page 27

SILBERMAN  Frompage1 know if it was the right time, but it just started to grow.” want to wear tennis shoes every He soon moved his bursting- day.’ at-the-seams studio to a larger “I’ve always been involved space on Brainerd Road, then in athletics. It’s always been expanded into the building my desire,” he adds. “I would next door before constructing never miss a day of school if it his own mega-facility at the was gym day. I really just loved corner of Lee Highway and it, so it just carried on with me Highway 153. He also opened through elementary, junior several personal training cen- high school, college and playing ters downtown and in Hixson. sports.” As part of his growing fitness After earning a bachelor’s empire, Silberman started the degree in health and physical Southern Academy of Fitness education/fitness from Slippery Education to teach and certify Rock University of Pennsylva- personal trainers. nia in 1978, Silberman decided “Even today, when I sit to join his brother and sister down with people sometimes, in Chattanooga – both had they’ll say, ‘How did you do graduated from UTC and were this?’” Silberman says. “I’m not working here – and took a job a very good business person. I teaching and coaching at Brain- couldn’t tell you the real floor erd Junior High School. plan of how something gets He later worked at Elbert S. up and running. What I know Long Elementary, Tyner Junior is that I can understand what High and Chattanooga School people need and how to deliver Photograph by Alex McMahan for the Arts and Sciences be- what they’re looking for. And Vive For Women combines multi component workout sessions with state-of-the-art heart rate monitoring technology to fore getting his master’s degree from there it just seems to produce what the company’s website calls an “afterburn effect... to increase metabolic rate for 24 to 36 hours after the in physical education/health evolve. workout.” and fitness nutrition from “I didn’t have all the business Silberman often refers to is his all of us. He’s a man of God, licensed exercise program, Austin Peay State University, skills. I just had the desire to wife, Michele, whom he met and he’s got a real heart to help WOW, for people who were 30 where he was a football coach, help people,” he continues, not- when they were both teaching people.” pounds or more overweight, he in 1982. ing that others have told him at Tyner. A tiny woman with After 25 years in the exercise began offering weight loss and On returning to Chattanoo- he has a “motivational spirit.” blonde hair and blue eyes, industry, Silberman switched anti-aging services, as well as ga, he became physical educa- “You can overcome a lot of she also leads classes at Vive gears in 2010, put his fitness hormone replacement thera- tion and health supervisor for mistakes, I think, when people and has done so at the other business on hold, and bought py, IV vitamin treatment and the city school system. know your real heart. We were facilities. The couple has been an InShapeMD franchise, corporate wellness plans. By 1985, the entrepreneurial lucky that they understood our married for 32 years. which later became No. 1 in the “Exercise is great. We all bug had bitten the ambitious hearts, what we were trying “He’s very motivating, but company, nationwide. need it,” he says. “But when it Silberman. While still working to do for them. And, it maybe yet accommodating because Spurred by a conversation comes right down to it, you’re fulltime, he opened his first allowed us to stand up long he’s very kind,” says Michele, with a physician at a San Diego not going to outwork the aerobics center on East Brain- enough to get better at what we who retired from teaching this medical conference where he’d kitchen. So, we really wanted erd Road. “We just started were doing.” year. given a motivational speech, having fun,” he recalls. “I don’t The other half of the “we” “He really wants the best for and the success of his own See SILBERMAN, page 28 14 | March 17 – 23, 2017 Hamilton County Herald www.hamiltoncountyherald.com n THE JENKINS PERSPECTIVE Jackie, my fellow traveler, re-enters my life This past week, when the Chattanooga Lookouts an- nounced their promotions for the upcoming 2017 season, I had to smile. Jackie Mitchell had re-entered my life once again. After scrapping bobblehead David Jenkins giveaways for the past couple of seasons, the club will, on May A writer who has spent his entire 27, give on a first-come, first- adult life in Chattanooga appreciating served basis, a Jackie Mitchell where he lives. bobblehead. er, and was living out her days For those living in a culture as what would commonly be void, bobbleheads are usually called a spinster in nearby Fort foot-high likenesses of familiar Oglethorpe, when a timely people, usually athletes, with anniversary drew us together. an oversized head supported by In 1982, when the Lookouts’ a spring. Nudge the head with ownership was trying to run your finger, and it will bounce the franchise on a shoestring, and wobble – hence, bobble. someone realized that they’d “I’ve seen sketches of it, missed the 50th anniversary of and it looks great,” Lookouts Jackie’s duel with the Yankees. director of public relations Dan Jackie’s feat had drawn a brief Kopf told me when I called him flurry of interest when former that morning. sports editor Allan Morris – “Just make sure they’ve got AP Photo he was at the game in 1931 her throwing left-handed,” I Teammates Lou Gehrig, left, and Babe Ruth study the form of 17-year old Chattanooga Lookouts minor league pitcher – updated her life story back said. “That’s the kind of detail Jackie Mitchell, one of the first women to play professional baseball, as the Yankees visited Chattanooga for an exhibition in 1975, but the milestone – that gets lost in the shuffle. I game, April 2, 1931. With a sharp breaking ball, Mitchell thrilled the local fans by striking out both Ruth and Gehrig, back- and the realization to many know you want to do right by to-back, in the first inning. Judge Kenesaw Mountain Landis, the baseball commissioner, voided Mitchell’s contract shortly that Jackie was still alive and Jackie.” after the exhibition, saying baseball was “too strenuous” for women. well – meant a new story was Jackie, who died back in required. 1987, is the closest thing to a Jackie desired a normal life far quote myself, the following was already scheduled for that I did not read Allan Mor- folk hero Chattanooga has ever sooner than her ability was passage comes from Allan April 1.” ris’ story until later, because had, in my opinion. As a feisty, prepared to allow. Morris’ fine story that ran That game was rained out, I wanted to rely on my own talented teen-ager who’d been After years of wearing a joke September 1, 1975 – announc- but it was a sign of how well-re- impressions and take a fresh schooled how to pitch by a beard to pitch for the House of ing to the world that Jackie was garded Engel and Griffith were look. So, newly graduated from Hall of Famer, she was “signed” David team and pitching while still alive, well and a fan of the that the Yankees agreed to college, eager cub reporter me by new Lookouts president riding a donkey (not for Engel), Atlanta Braves: play the game on April 2. The was assigned to drum up some Joe Engel to pitch an inning a frustrated Jackie retired in “Her performance against rain-delayed turnout that was interest in her Opening Day or so against a visiting team 1937 at the age of 23, never to Ruth and Gehrig was Joe En- estimated as well over 4,000 did appearance at Engel Stadium. that happened to be passing play the game again – not even gel’s biggest and most publi- not have to wait long to see the Photographer Steve Grider through town at end of spring when the All-American Girls cized stunt. It was an idea of young girl strut her stuff. and I went to a modest apart- training in 1931. Professional League formed in her father … Dr. Joe Mitchell, a Bob Cain began the game ment complex (long bulldozed) That team, as fate would 1943, when she was still only 29 local optometrist, who suggest- for the Lookouts, walked the that was across the street from have it, was the Babe Ruth-Lou years old. ed to Engel he sign Mitchell’s first two hitters and may or Lakeview-Fort Oglethorpe Gehrig New York Yankees. Morris had passed away by teenage daughter Beatrice, a may not have been surprised High School and met the living Engel, a former major league the time my story appeared. As fine all-around athlete. when manager “Raw Meat” legend. pitcher and the only child of Jackie’s legend began to circu- Engel, who had just arrived Rogers went to the mound and Who I met was Jackie Gil- a wealthy Washington, D.C., late anew, the Lookouts would in Chattanooga to run the took the ball. He signaled to his bert (her married name), who family, was as well-connect- be besieged by various people Lookouts, was anxious for bullpen, and from behind the would have been the perfect ed as anyone in minor league seeking to learn, use or ex- anything to pack his new park. grandstand came the teenage grandmother, save that she baseball. After years on the ploit Jackie all over again. She He readily agreed. Jackie, a girl. Her first hitter: Babe Ruth. had no children of her own. road as the Washington Sena- soon was befriended by a local student of the old Central High Using her “drop ball,” a pitch She was happy and eager to be tors’ top scout, his reward was lawyer, Pam Berke, who helped School, was at the time playing taught her by Dazzy Vance the subject of media attention taking over the Chattanoo- her get her just rewards when in a basketball tournament years before, she threw Ruth again, and it was a wonderful ga ballclub for owner Clark a huckster began marketing a in Dallas. Engel quickly fitted four pitches – not three, as afternoon of conversation. But Griffith and overseeing the photo of Ruth, Gehrig and her, her in a Lookouts uniform most accounts would tell you. most enlightening were her construction of a new stadium, thinking that no way that she’d and got permission from the “I’ve seen where a lot of beloved scrapbooks. initially called “Joe Engel’s Sta- still be alive in 1985. Wrong. Yankees to pitch an inning on Every piece of publicity from See MITCHELL, page 27 dium.” The name stuck. Rather than paraphrase or a spring exhibition game that her barnstorming career right The 1931 season would be up to the Morris article was the second year of the new hasMCVEAGH taken a toll on him,From itp isn’tage3 McVeagh also sets aside time Since McVeagh has no meticulously saved. Even when park, and the Yankees helped showing. for himself. He reserves most spouse or children, he’s simply she went about her day-to-day dedicate it the season before. McVeagh says his work of each weekend for personal trying to make the most of his existence in obscurity, her ac- The answer to the trivia ques- energizes, rather than exhausts, time, which usually entails bachelor days. complishments meant a great tion as to who hit the first triple him. getting together with friends “Once you have a family, you deal to her. in Engel Stadium: Babe Ruth “People give me grief – in a and enjoying Chattanooga’s can’t do the things I’m doing She knew that, for a time, himself. good way – about my workload night life and restaurant scene. now, so I’m trying to live it up, she was one of the elite female Once Jackie was ruled ineli- because they don’t want me McVeagh also travels frequent- knowing the rest will come athletes in the United States. gible to rejoin the Lookouts by to burn out,” he adds. “If I was ly. soon,” he says. Confirming that was none the commissioner, she turned here until midnight working “My Saturday evenings and Monday morning will arrive other than Babe Didrickson to big-league barnstorming for on a brief that might happen. Sundays are for my friends and soon, too, and McVeagh will Zaharias, who recruited her for a living, with no scenario too But knowing I’ll be tutoring a me. I think I have more friends greet it with his customary several barnstorming baseball silly or humiliating. Howard High School student in Chattanooga than I did at energy and enthusiasm. “I can’t and basketball tours. At any rate, Jackie retired after I leave here keeps me home or in college,” he adds. imagine being in a different Babe, who even had a movie from barnstorming in 1937 and going during the day. It helps “Many of the people I’ve met, place or profession,” he says. “I made about her, was much eventually became a happily me realize this is all for some- even in a professional setting, stay busy but I enjoy it.” more publicity hungry than married housewife. She was thing.” have turned into great friends.” Jackie ever wantedto be. In fact, widowed fairly young, howev- 15

| GREATER CHATTANOOGA ASSOCIATION OF REALTORS provided March 17 – 23, 2017 GCAR, page 16 PRESIDENT Sue Sims Ian O’Shea See See Photograph PRESIDENT PRESIDENT ELECT Myra Cochran Clayton Taylor Joanna Jackson Martha Alexander Founded in 1912 TREASURER & STATE DIRECTOR TREASURER & STATE Northwest Georgia Council Georgia Northwest www.gcar.net How you interpret these numbers If you’re a buyer waiting for the the housing affordability index. This measure declined by 10.7 percent when compared to the same month last year. and their importance to you depends on which side of the process you are in. If you’re a home owner who’s thinking about selling in the next two to three years, then now is the time to move. We have experienced strong price appreciation and inventory (competition) is very low. You’ll have the best shot at selling your house for the most favorable terms this year. selection to improve and give you - PRESIDENT Joe Pleva Ben Pitts Bill Raines John HealyJohn Steve Hunt Russ Elliott Jeff Jennings Robert Fisher Commercial Council Commercial

MESSAGE The numbers are not all negative; Increased prices and increasing Dan Griess John Payne John Jon Hughes Jon Robyn Ring Paula Palmer Paula Robert Fisher Nathan Brown, chief leadership officer for Keller Williams Downtown (left), congratulates congratulates (left), Williams Downtown Keller for officer leadership chief Nathan Brown, an GCI for Closed and Highest Units Closed the Most having for Nathan Torgerson Realtor individual agent in 2016. Robert Backer Myra Cochran coming to market was down by 15.1 percent for the month. There was no where for inventory levels to go when this decrease is paired with increased sales. If this category continues to decline in coming months, it will eventually become a drag on sales. the average price of a home sold in February was up 9.1 percent and came in at $194,646. When paired with the January increase, the average price has risen 10 percent for the first two months of 2017. If you’re a home owner who’s considering selling or refinancing, this is great news! interest rates related to a decline in Kevin Wamack Jennifer Cooper Brenda Pargeon PRESIDENT’S Becky Cope English Brandi Thompson Pearl - Team

Hamilton County Herald County Hamilton ® Amnicola Hwy. | Chattanooga, Tn 37406 | 423 -698-8004 423-698-8001 | | | Amnicola 37406 Fax: Hwy. Chattanooga, Tn

ASSOCIATION Torgerson The Source: REALTOR MLS CHAIR PRESIDENT Kim Bass TREASURER Mark Hite Vicki Trapp Vicki Geoff Ramsey PRESIDENT-ELECT Mark Hite Nathan Walldorf Nathan Association of Realtors IMMEDIATE PAST PRESIDENT PAST IMMEDIATE President, Greater Chattanooga 2017 Board of Directors of Board 2017 “I think that’s the highest closed“I think that’s the highest This isn’t the first time Torgerson In addition, Torgerson is ranked “I wouldn’t have been able to reach Contributing to the inventory year for Keller Williams Downtown,year for Keller Williams Brown says. agent we’ve everGCI of an individual had,” he says. has been recognized for his real estate work. Last year, REAL Trends Amer ica’s Best Real Estate Agents named him one of America’s most produc- tive sales associates. number 68 in Tennessee on the list of “America’s Best Real Estate Agents.” He is one of only eight Chattanooga Realtors to receive this recognition. In 2015, Torgerson was also recog- nized nationally by the American Institute of Real Estate Professionals as one of 10 agents to receive a Client Satisfaction Award. this level of achievement without my clients, who trusted me to fulfill their American dream of homeownership,” Torgerson says. “We strive to make sure our clients are taken care of and are well-informed about the real estate market and their transaction.” available inventory. There were 2,967 homes for sale in February compared to 3,873 in 2016, thus a 23.4 percent decrease. decline, the number of new units - - -

Greater Chattanooga | Association of Greater T2963 Realtors A positive turn for home sales in February Real Estate Real ® Chattanooga Chattanooga The voice of real estate in Greater Chattanooga.

News and News notes from from the Greater

Keller Williams Realty of GreaterKeller Williams Realty “Each year, we recognize the top At Keller Williams, three or more “We have about 250 agents in our With 71 units sold in 2016, Torg Home sales rebounded in February The Greater Chattanooga market There are many factors that con- Association Association of Realtors

Downtown Chattanooga has present Downtown Chattanooga Torgerson earns real estate honors Torgerson www.hamiltoncountyherald.com ed Nathan Torgerson of The Torg- ed Nathan Torgerson for Highesterson Team with awards CommissionableClosed GCI (Gross Income) by Agent as well as Most Closed Units by Agent for 2016. groups, teams and individual agents in our office for their accomplish- ments in the year before,” says Na- than Brown, chief leadership officer for Keller Williams Downtown. “For someone to earn these awards in par- - ticular, they have to provide phenom enal service to clients.” agents working together is considered a group; a team of agents consists of at least two agents, with an individual agent doing all the contract work. Torgerson was awarded Most Closed Units and Highest Closed GCI for 2016 in the individual agent category. market center, so to be recognized for being the number one individual agent is overwhelming,” Torgerson says. erson had not only an award-win- ning year but also a record-breaking after starting the year with a January decline. closed 642 residential units in the month of February, which represents an 8.6 percent increase when com pared to February 2016. This positive result followed a 5 percent decline in year over year sales in January and brings the YTD total into the positive column at 2.4 percent. tribute to the housing market, yet at the end of the day it’s a story of supply and demand. In the current market, the demand has continued to be strong, despite declines in the 16 |

GREATER CHATTANOOGA ASSOCIATION OF REALTORS March 17 – 23, 2017 about the economy right now,” NAR about theeconomyrightnow,”NAR most consumershaveupbeatfeelings this isahighlypolarizedcountry, tion hopesforthebest.Eventhough after apresidentialelectionasthena 48 percentinMarch2016. is upfrom54percentlastquarterand five-quarter history(62percent),and to itshighestshareinthesurvey’s the economyisimprovingsoared the shareofhouseholdsbelieving their housingexpectations. economy andvariousquestionsabout about theirconfidenceintheU.S. ence survey, respondentswereasked HOME Survey: economic optimism surges; renterssurges;buying lukewarm optimism about Survey:economic HOME topagents names Center Estate Real RE/MAX Executive Top tanooga Top tanooga Top LaFayette Top LaFayette Top Oglethorpe Opportunities andMarketExperi time tosell. homeowners whothinkit’sagood who thinkit’sagoodtimetobuyand growing disparityamongrenters Association ofRealtorsshows. consumer surveyfromtheNational confidence acrossthecountry,anew come in2017areignitingconsumer gains andhopethatthebestisyetto Top Oglethorpe Top recipients include: at theWaldenClubonMarch8.The nounced itslistof2016awardwinners “Confidence levels generally rise “Confidence levelsgenerallyrise In thefirstthreemonthsof2017, Nathan Phillips Vickie Dycus Martha Alexander Mike Chauncey Wayne Thomas Mike Chauncey Freddy Caheely Pam Maples Brenda Harden In NAR’s quarterly Housing In NAR’squarterly Housing a The surveyadditionallyfound Multiple yearsofuninterruptedjob Brenda Harden RE/MAX RealEstateCenteran- Sales Selling Listing Selling Listing Selling Listing

Leader– Award Volume Volume Volume Volume Volume Volume Club company-wide Sales Sales Sales Sales Sales Sales Associate– Associate– Associate– Associate– Associate– Associate– - Chat- Fort Chat- Fort -   A yearago,theindexwas58.1. March from59.8inDecember2016. ing inthesurvey,climbingto62.6 months jumpedtoitshighestread- financial situationwillbebetter insix respondents’ confidencethattheir Financial OutlookIndexshowing HOME survey’smonthlyPersonal ings abouthouseholdfinances.The is alsotranslatingtobetterfeel big decisionslikebuyingahome.” encourages morehouseholdstomake hiring andspending,whichinturn morale typicallyleadtoevenmore “Stronger businessandconsumer Chief Economist LawrenceYun says. random-digit of In surveyNAR’sHOME About award for top sales leader for 2016 attheWalden ClubonMarch 8. RE/MAX Real Estate Center co-owner Ed Holmes, right, presents Realtor Mike Chauncey withthe households Each firm The phones data 100 Affordability andinventorychal- Higher confidence in the economy Higher confidenceintheeconomy January U.S. Mike Chauncey Freddy Caheely Pam Maples Brenda Harden survey TechnoMetrica was Percent month, households and compiled through was responded the approximately dial, Club conducted other including was for early Market half this Hamilton CountyHerald to surveyed March, a the via report. by Intelligence. 900 half survey. land research qualified via via sample lines. cell

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favorably rightnow pursuit ofpurchasingahome.” or delaysomeprospectivebuyers’ constraints willunfortunatelyslow in supplylevelsthisspring,these Unless there’sasignificantboost prospects improveandwagesgrow. good timetobuy,evenastheirjob households apauseaboutitbeing factors aregivingmanyrenter an uphillclimb,”saysYun.“These prices andmortgageratesareon worse thanayearago,andhome are theleastoptimistic. home purchase.Youngerhouseholds think nowisagoodtimetomake ber 2016;82percentinMarch2016) homeowners (78percentinDecem- ago (62percent).Eightypercentof last quarter(57percent)andayear time tobuy,whichisdownbothfrom percent ofrenterssaidnowisagood backwards amongrenters.Fifty-six ever, confidencecontinuestotrickle is agoodtimetobuyhome.How- season, mosthouseholdsbelievenow lenges dimmingrenteroptimism More homeowners view selling More homeownersviewselling “Inventory conditionsareeven On thecuspofbusyspring Red, Above Cliff Butler Vickie Dycus Becky Smith

White the Crowd and Blue Award Award Photograph  Don’t miss anissue! by

David Laprad their propertycurrentlyupforsale.” purchase iscontingentuponselling situation whereabuyer’snewhome negotiating partnerinthecommon new home,aRealtorisaninvaluable addition toassistinginthehuntfora a carefullycraftedplaninplace.In says. “Beforelisting,it’sbesttohave time ittakestobuyanother,”he their homemuchquickerthanthe means homeownerswilllikelysell many partsofthecountry,which on theirside. careful planningandareliableexpert themselves inatrickyspotwithout or movedownthisspringcouldfind says homeownerslookingtotradeup a Realtor fromAlamo,California, ago (56percent). last quarter(62percent)andayear a goodtimetosell,whichisupfrom percent ofhomeownersthinknowis a goodtimetosellhome.Sixty-nine dents thisquarterwhobelievenowis notable bumpintheshareofrespon alleviate supplyshortagesisthe call Dianna at 615-254-5522. “Demand is outpacing supply in “Demand isoutpacingsupplyin NAR President WilliamE.Brown, One promising trend that could One promisingtrendthatcould For advertising information, For advertising GCAR.net formoreinformation. northwest Georgia.Gotowww. Dade andWalkercountiesin east Tennessee,andCatoosa, Sequatchie countiesinsouth- Realtors. the NationalAssociationof altors nationwidethatcomprise boards andassociationsofRe- is oneofmorethan1,400local more than1,700membersand is aregionalorganizationwith Chattanooga. TheAssociation Voice ofRealEstateinGreater sociation ofREALTORSisThe Realtor! with thehelpofanexperienced haves” andfindyournexthome So narrowyourlistof“must amount ofhomeyoucanbuy. affordability andreducingthe up fromhere,thuseroding and interestrateswillonlygo term, priceswillremainstrong going tohappen.Forthenear- more choices,thatsimplyisnot Source: GCAR GCAR services Hamilton and GCAR servicesHamiltonand The GreaterChattanoogaAs

 National www.hamiltoncountyherald.com Association From of page15 Realtors

- - www.hamiltoncountyherald.com Hamilton County Herald March 17 – 23, 2017 | 17 Choosing the right professional The Critic’s Corner By David Laprad to help you stay in your home [email protected] While some homeowners they have committed to build might dream of retiring to a upon their knowledge of the tropical island or downsizing latest aging-in-place strate- to a smaller home, an increas- gies by attending continuing ‘Kong’ offers some ing number prefer to “age in education programs. Th ey are place.” Th is means they want to also consistently engaged in a continue living in their current variety of community service awesome ape action home safely, independently and activities. As I was watching “Kong: Skull Island,” I found myself comfortably, regardless of age Mike Croxall Nearly 3,200 remodelers wondering how much better special eff ects could possibly or limited mobility. President, Home Builders and home builders nationwide become. With each new blockbuster fi lm, it seems the visuals As waves of baby boomers Association of Greater Chattanooga hold this esteemed designation, – particularly the creature eff ects – are looking more realistic begin to consider this phase including many here in the than ever. of homeownership, many of Chattanooga region. Addi- Th en I remembered I was looking at an ape as tall as a older adults, CAPS remodelers them are seeking remodelers tionally, there are several other mountain. and builders are well versed in who specialize in making home designations that many of our Even after realizing the folly of my thinking, I imagined a wide variety of techniques to modifi cations that create safer, local builders have achieved to the production meetings in which the director told the enhance a home’s aesthetics, more convenient living spaces. better serve their clients. A few animators, none of whom had seen an ape that big, either, livability and value. But many home owners aren’t of these distinctions include: “Make him look more real.” Some of the most com- sure where to fi nd the most Certifi ed Green Profession- “Skull Island” isn’t about realism, though; it’s about the mon services CAPS designees qualifi ed person for the job. al: Th ose who incorporate human imagination and bringing creatures born in very fer- provide to their clients include As part of National Desig- eco-friendly building principles tile minds to life in a way that will thrill audiences. widening doors and hallways, nation Month – when Home into their work, without driving Having seen and enjoyed installing brighter lighting, Builders Association of Greater up the cost of construction. “Skull Island,” I can say they did a Kong: Skull Island adding railings or grab bars to Chattanooga and the National Certifi ed Graduate Builder wonderful job. prevent falls, changing fl oor Association of Home Builders or Remodeler: Th ose who have One of the creatures looks like coverings to add traction to Rated PG-13 for intense sci- shine the spotlight on indus- several years of industry expe- a giant water buff alo, which are slippery surfaces, and installing fi violence and action and try professionals who go the rience and possess advanced big in real life but not this big. As brief strong language ease-of-reach shelfi ng systems. extra mile to attain advanced skills not only as a talented it rises out of a swamp to dwarf Th ese improvements, among training and achieve special- home builder or remodeler, passersby, I marveled at the many others, are often the ized designations – we would but also as a trusted business small details: the vegetation hanging from its massive horns diff erence makers that allow like to specifi cally recognize manager. like strands of seaweed; its sunken, lifelike eyes; its matted, homeowners to maintain their the importance of those who muddy fur; and the water droplets forming and dripping off independence and stay in their are Certifi ed Aging in Place If you would like to fi nd a its coat. current homes. Specialists (CAPS). builder in your area with the Th e creature doesn’t just look extraordinary, it appears What makes the CAPS Professionals with the CAPS designation or any of the to belong in that environment – to be a product of it. Th is program even more impressive CAPS designation are helping other highly regarded designa- accomplishment did more than anything else to sell the story is that its graduates pledge to homeowners throughout our tions for builders, contact the to me. uphold a strict code of ethics, tri-state area identify practical Home Builders Association of Every monster in “Skull Island” is just as impressive. Th e indicating they operate their and comprehensive aging-in- Greater Chattanooga at (423) only other one I’m going to discuss, though, is Kong. One of business at only the highest place solutions. Having been 624-9992 or search an online the pleasures of watching the movie is wondering what fresh, level of professionalism. Addi- trained in the unique needs of directory at nahb.org. fantastical horrors await those who dared to venture into its tionally, the designation means setting, and I don’t want to spoil that for you. Kong is a marvel. Not only does he look remarkable as LEGISLATURE  Frompage12 Tracy acknowledges the Sen- almost sounds a little like Paul he wades through the waters of the jungle he calls home, ate Republican Caucus met the McCartney, the guy who used Director Jordan Vogt-Roberts has a good eye for making him and adjust the fuel tax to keep previous night and everyone to be a lead singer for Th e appear truly massive and lord of all he surveys. up with infl ation,’’ Doss adds. agreed “there’s a need.” So, they Beatles. But the thing that impressed me the most was the facial While House Republicans dealt with the need, the 962 “Obviously, we would like to animation. Kong’s skin is vibrant and alive, with muscles rip- are accusing each other of road and bridge projects. see more decided progress, but pling beneath it and then stretching and reshaping to create sending something through the “Now we’ve got to determine I’ve said all along this is a long expressions that give him character and impart a sense of Legislature that won’t remotely how we fund that need,” Tracy road,” he says.” Passing some- emotion. resemble what they vote on says. “Th at was the discussion thing like this in Tennessee is What’s more, Kong’s eyes are not lifeless jewels but always when it reaches the full cham- last night. Do we fund it with a not easy. Th at’s why we haven’t appear to be looking at something. Artists have been doing ber, the Senate claims to have dedicated tax and how we fund done it in 30 years. that with paint for centuries – and now they have fi gured out its song and dance down pat. it and how much do we fund, “And, the point I would like how to do it with bits and bytes. In its fi rst action on the where the tax cuts are and how to make is everybody’s saying As the fi nal battle between Kong and another monster governor’s act, a Senate Trans- much tax cuts do we get? So, we have a problem. And we played out on the screen, I tried to lose myself in the mo- portation Subcommittee voted that’s where we come down need to sit down and deal with ment and just watch, but I couldn’t stop marveling at the unanimously for a shell of a to where the rubber meets the what we want to build in terms artistry and technical skill on display. bill containing nothing but 962 road.” of roads and bridges and then, Th ere are people in “Skull Island,” many of whom end up road projects costing $10.5 Now that cans are getting second, how are we going to wishing they were anywhere else. Th ey wind up there just as billion. kicked and rubber is meeting pay for it?” the Vietnam War is ending, after satellite imagery reveals a Th e funding mechanism and road, the kids are in the back Well, at least he remem- never-explored island in the Pacifi c. accompanying tax cuts are to seat crying, “When are we gon- bered the “long road” part. He Among the more notable characters are Preston Packard, be put on either in the full Sen- na get there?” left out “winding.” a U.S. Army man played by Sam Jackson; John Goodman’s ate Transportation Committee Asked about the legislative Sam Stockard can be reached Bill Randa, a government offi cial who believes in things no or Finance, Ways & Means, action or lack thereof, Haslam at [email protected]. one else does; and Brie Larson, an altruistic photojournalist. according to Sen. Jim Tracy. Th ere are many others, many of whom have names but “We just felt like this was PAPA You Call ... also could have been identifi ed in the credits as “monster the right time to move forward fodder.” SERVICES We Haul! with the needs and this is a HAUL AWAY Th e script gives each of these characters enough weight Relax ... We do ALL the work! good discussion for the sub- to make them human. Preston wants one last battle before committee, and we’re going Homeowners: Professionals: retiring; Randa wants to bring home proof; and Larson has a to discuss ways to fund it,” respect for nature that opens her up to an intimate relation- explains Tracy, Senate speak- Junk Removal Real Estate Clean Up Garage Cleanouts Construction Clean Up ship with Kong. er pro tem. “We’re still in the Appliance Disposal PAPA SERVICES Estate Cleanouts Th e one character who nearly deserves equal billing with discussion phase of discussing Basement Cleanouts Call (423) 629-0700 Evictions Kong is fi ghter pilot Hank Marlow, played with impeccable how we’re going to fund this.” Yard Debris Removal or visit papaservices.com Event Clean Up We gladly accept See CRITIC, page 26 With all that discussion in And Much More! VISA and Mastercard And Much More! progress, why bother? 18 | March 17 – 23, 2017 Hamilton County Herald www.hamiltoncountyherald.com n Quarterback battle will draw most attention Vols need a good spring with best players gone Butch Jones is about to em- bark on his most crucial of five seasons as Tennessee’s football coach, and it begins with spring practices starting Tuesday. Jones is coming off back- to-back 9-4 seasons capped by bowl wins, but has fallen short of the SEC East Division title Dave Link both years. He had the presea- Knoxville-based journalist son favorite to win the East in covering UT Sports 2016, and the previous year had a team with potential to win all-star staff get on the same the division. page in short notice? Perhaps, With new athletics director that’s why Jones started spring John Currie starting his job practices later than normal this April 1, Jones is under some year – to allow the new-look pressure to win in 2017. It’s staff more time to get acclimat- no easy task. Not with the ed. schedule. Not with the player Regardless, Jones has lots to turnover. figure out this spring. He won’t Tennessee lost its No. 1 have the SEC East favorite this quarterback and best offensive year, but can hardly afford to player, Joshua Dobbs, from the go a fifth year without winning 2016 team, along with the No. the division. The equity he built 1 running back (Alvin Kamara), with outgoing athletics direc- No. 1 receiver (Josh Malone), tor Dave Hart is gone. Currie No. 1 pass rusher (end Der- might already have a short list. ek Barnett), No. 1 linebacker Here are some things to (Jalen Reeves-Maybin), and watch as the Vols run through No. 1 player in the secondary spring practices, which con- (cornerback Cameron Sutton). clude April 22 with the DISH All have declared for the NFL Orange & White game. Draft. Thequarterbackrace Reeves-Maybin missed most All eyes will be on the Vols’ of 2016 with a shoulder injury, quarterback race between Donald Page/Tennessee Athletics/UTsports.com and Sutton missed six games junior Quinten Dormady, with a foot injury, but Dobbs, Quinten Dormady, above, has the most experience of the three quarterbacks vying to replace Joshua Dobbs, but many sophomore Sheriron Jones and think freshman Jarrett Guarantano might have the edge. Kamara, and Malone were a freshman Jarrett Guarantano, huge part of the 2016 offense. who enrolled in January. And Barnett, UT’s career sacks While the starting job ap- No. 1 dual-threat quarterback and potential redshirt this fall. isiana) High and three-star Tim leader, departs along with UT’s pears to be between Dormady by 247Sports Composite last WhorunswithKelly? Jordan (6-0, 190) of Bartow second-best pass rusher from and Guarantano, Butch Jones fall. He’s out of Bergen Catholic High in Winter Haven, Florida. 2016, Corey Vereen, a senior High in Oradell, New Jersey. Junior John Kelly of Detroit Both will arrive in the summer. and new quarterbacks coach moves into the No. 1 running last season. Mike Canales need to keep He threw for 3,028 yards and TreySmith Jones isn’t just looking for 28 touchdowns and rushed for back role with the departure of Sheriron Jones in the hunt. Kamara, who rushed for 596 Walt Wells takes over as new starters at critical positions Don’t look for Jones to 523 yards and 12 touchdowns this spring. He’s trying to find during his high school career. yards and nine touchdowns last UT’s offensive line coach and announce a starting QB until season as a junior. inherits the most experienced cohesion among his coach- well into the preseason – if not His father, James, was a star ing staff. There were six staff receiver for Rutgers from 1989- The 5-9, 212-pound Kelly unit on the team with starters until game week of the Sept. 4 was the Vols’ second-leading returning at every position. It changes in the off-season, and opener against Georgia Tech 92 and was on the team when that’s not including the hiring Butch Jones was a graduate rusher last year with 630 yards, should dominate in the spring in Atlanta – in order to reduce had the team-best 6.4-yard against a depleted defensive of a new strength and condi- the risk of an odd-man-out QB assistant at Rutgers during the tioning coach, Rock Gullickson. 1990-92 seasons. average and ran for five TDs. front. transfer this summer. Dobbs led the team with 831 Big question this spring: Will Bob Shoop is back for his Dormady has the advantage While Dormady has more second season as defensive game experience, Guarantano rushing yards and 12 touch- offensive lineman Trey Smith in college game experience. He downs. When Jalen Hurd quit of University School of Jack- coordinator after a shaky debut played in six games as a true looks to be a better fit for UT’s with the Vols in 2016. Larry zone-read offense. the team in mid-season, Kelly son be the impact player he’s freshman in 2015 and com- was a standout playing along- expected to be? Scott was promoted from tight pleted 13 of 22 passes for 209 Sheriron Jones spent most ends/special teams coordinator of the 2016 season cheering side Kamara. Smith, UT’s only five-star yards and a touchdown without Tennessee’s most experi- recruit in the 2017 class, is to offensive coordinator in Jan- an interception. Last season, for Dobbs, getting in one game uary to replace Mike DeBord, against Tennessee Tech and enced returning tailback is a January enrollee and has Dormady played in four games sophomore Carlin Fils-Aime, already been praised by Butch who was expected to retire but and completed 11 of 17 passes completing his only pass for 2 took the coordinators job at yards. His status with the Vols who played in seven games as Jones for his work in winter for 148 yards without a TD or a true freshman and ran for 58 conditioning. Indiana. interception. was shaky after his redshirt Jones’ retooled staff appears season in 2015. He transferred yards and two touchdowns on Wells said Smith will be able Guarantano, 6-4 and 205 14 carries. to handle the high expecta- to be an upgrade, but can an pounds, was rated the nation’s to Colorado in January of 2016, but a month later transferred Freshman Ty Chandler tions. back to Tennessee. of Nashville’s Montgomery “There’s a lot of pressure Tennessee needs to go into Bell Academy won’t arrive on Trey, but he’s a young man on campus until the summer 2017 with Guarantano, Dorma- that’s willing to take that,” but should contend for play dy and Jones available. Other - Wells said. “He’s mature. He’s quarterbacks behind them are ing time in 2017. The 5-11, come in and worked well. I’m sophomore Zac Jancek, son of 190-pound ranks fifth in TS- looking forward to seeing him former UT defensive coordina- SAA history with 7,068 career compete.” tor John Jancek, and freshman rushing yards and second in So are a lot of others. signee Will McBride, three-star career touchdowns with 107. WhoreplacesMalone? quarterback from Clear Springs Tennessee has two other freshman tailbacks: three- Malone, of Station Camp High in League City, Texas. High in Gallatin, led the Vols McBride is an early enrollee star Trey Coleman (5-11, 215 pounds) of West Monroe (Lou- See UT FOOTBALL, page 25 March 17 - 23, 2017 Public Notices Page 19 www.HamiltonCountyHerald.com Page 20 Public Notices March 17 - 23, 2017 www.HamiltonCountyHerald.com Foreclosure Notices taxes; any restrictive covenants, easements, bank check made payable to or endorsed tanooga, Tennessee 37415 see, with all the rights, powers and privileges Continued from page 11 or setback lines that may be applicable; any to Shapiro & Ingle, LLP. No personal checks Parcel Number: 126C H 013 of the original Trustee named in said Deed of statutory rights of redemption of any govern- will be accepted. To this end, you must bring Current Owner(s) of Property: Carla Gayle Trust; and NOW, THEREFORE, notice is hereby to advertise and sell the property described mental agency, state or federal; any prior liens sufficient funds to outbid the lender and any McAbee and Randall N. McAbee, as tenants given that the entire indebtedness has been in and conveyed by said Deed of Trust, all of or encumbrances as well as any priority created other bidders. Insufficient funds will not be by the entirety declared due and payable as provided in said said indebtedness having matured by default by a fixture filing; and to any matter that an ac- accepted. Amounts received in excess of the The street address of the above described Deed of Trust by the Note Holder, and that the in the payment of a part thereof, at the option curate survey of the premises might disclose. winning bid will be refunded to the successful property is believed to be 105 East Midvale undersigned, Priority Trustee Services of TN, of the owner, this is to give notice that the In addition, the following parties may claim an purchaser at the time the foreclosure deed Ave, Chattanooga, Tennessee 37415, but such LLC, Substitute Trustee, or its duly appointed undersigned will, on Thursday, May 4, 2017 interest in the above-referenced property: is delivered. address is not part of the legal description of attorneys or agents, by virtue of the power and commencing at 10:00 AM, at the West Door of SANDRA EAVES This property is being sold with the express the property sold herein and in the event of authority vested in it, will on April 20, 2017, the Hamilton County Courthouse, 615 Walnut WILLIAM EDWARD EAVES reservation that the sale is subject to confirma- any discrepancy, the legal description herein commencing at 10:00 AM at the West Door of Street, Chattanooga, TN 37402, Hamilton The sale held pursuant to this Notice may tion by the lender or trustee. This sale may be shall control. the Hamilton County Courthouse, 615 Walnut County, Tennessee proceed to sell at public be rescinded at the Successor Trustee’s option rescinded only by the Substitute Trustee at any This sale is subject to, without limitation, all Street, Chattanooga, TN 37402, proceed to sell outcry to the highest and best bidder for cash, at any time. The right is reserved to adjourn time. If the Substitute Trustee rescinds the matters shown on any applicable recorded plat; at public outcry to the highest and best bidder the following described property, to-wit: the day of the sale to another day, time, and sale, the purchaser shall only be entitled to a any unpaid taxes; any restrictive covenants, for cash or certified check only. The wiring of Situated in County of Hamilton, State of place certain without further publication, upon return of any money paid towards the purchase easements, or setback lines that may be ap- funds will not be accepted. The conducting Tennessee. announcement at the time and place for the price and shall have no other recourse. Once plicable; any statutory right of redemption of of the sale will be handled by Auction.com. All that tract or parcel of land lying and being in sale set forth above. W&A No. 320692 the purchaser tenders the purchase price, the any governmental agency, state or federal; any More information concerning their policies and the Third Civil District of Hamilton County, Ten- DATED March 8, 2017 Substitute Trustee may deem the sale final in prior liens or encumbrances including those procedures on bidding at the foreclosure sale nessee, being Lot 79, Ridge Bay Subdivision, as WILSON & ASSOCIATES, P.L.L.C., which case the purchaser shall have no remedy. created by a fixture filing or any applicable ho- can be found on their website Auction.com. The shown by plat of record in Plat Book 26, Page Successor Trustee The real property will be sold AS IS, WHERE meowners’ association dues or assessments; following described property situated in Ham- 166, in the Register’s Office of Hamilton County, FOR SALE INFORMATION, VISIT WWW. IS, with no warranties or representations of all claims or other matters, whether of record ilton County, Tennessee, to wit: REAL ESTATE Tennessee. Subject to any governmental zoning MYFIR.COM and WWW.REALTYTRAC.COM any kind, express or implied, including without or not, which may encumber the purchaser’s LOCATED IN HAMILTON COUNTY, TENNESSEE, and subdivision ordinances or regulations in Mar. 17, 24, 31, 2017 Fmr17869 limitation, warranties regarding condition of the title and any matter that an accurate survey DESCRIBED AS FOLLOWS: LOT ELEVEN (11), effect thereon. Subject to Restrictions of record property or marketability of title. of the premises might disclose. BLOCK “B”, HARDY HEIGHTS, AS SHOWN BY in Book 2203, Page 776, in the Register’s SUBSTITUTE TRUSTEE’S SALE This office may be a debt collector. This The following parties may claim an interest PLAT OF RECORD IN PLAT BOOK 15, PAGE 112, Office of Hamilton County, Tennessee; but Sale at public auction will be on April 20, may be an attempt to collect a debt and any in the above-referenced property to be affected REGISTER’S OFFICE OF HAMILTON COUNTY, omitting any covenant or restriction based on 2017 at 10:00AM local time, at the west door, information obtained may be used for that by the foreclosure: TENNESSEE. SUBJECT TO ANY COVENANTS, race, color, religion, sex, handicap, familial Hamilton County Courthouse, 625 Georgia purpose. Any judgment creditor or lien holder with an CONDITIONS, RESTRICTIONS, RESERVATIONS, status or national origin unless and only to the Ave., Chattanooga, Tennessee pursuant to Shapiro & Ingle, LLP interest subordinate to the said Deed of Trust OR EASEMENTS OF RECORD. SUBJECT TO ANY extent that said covenant (a) is exempt under Deed of Trust executed by Jennifer Aaron, to Substitute Trustee or any party claiming by, through, or under any GOVERNMENTAL ZONING AND SUBDIVISION Chapter 42, Section 3607 of the United States PRLAP, Inc., Trustee, as trustee for Bank of 10130 Perimeter Parkway, Suite 400 of the foregoing. Such parties known to the ORDINANCES OR REGULATIONS IN EFFECT Code or (b) relates to handicap but does not America, N.A. on June 27, 2008 at Book GI Charlotte, NC 28216 Substitute Trustee may include: None. THEREON. SUBJECT TO SEWER EASEMENT AS discriminate against handicapped persons. 8719, Page 21; conducted by Shapiro & Ingle, Phone: (704) 333-8107 Any right of equity of redemption, statutory SHOWN BY DOTTED LINES ON RECORDED PLAT Subject to Anchor Easement as shown on LLP, having been appointed Substitute or Suc- Fax: (704) 333-8156 and otherwise, and homestead are waived in AND BY INSTRUMENT OF RECORD IN BOOK recorded plat. Subject to Provisions as set cessor Trustee, all of record in the Hamilton www.auction.com accord with the terms of said Deed of Trust, 503, PAGE 257 SAID REGISTER’S OFFICE. out in instrument regarding subdivision plats County Register’s Office. Default has occurred File No. 17-109739 and the title is believed to be good, but the SUBJECCT TO RIGHTS OF LOT OWNER ON THE of record in Book 2116, Page 186, in the said in the performance of the covenants, terms, Mar. 17, 24, 31, 2017 Fmr17870 undersigned will sell and convey only as Sub- NORTH CONNECT TO SEWER, ESPECIALLY AS Register’s Office. and conditions of said Deed of Trust and the stitute Trustee. TO THE OWNER OF LOT NO. 4. SUBJECT TO Tax Parcel ID: 093H-B-011 entire indebtedness has been declared due SUBSTITUTE TRUSTEE’S SALE The right is reserved to adjourn the day EASEMENTS FOR PUBLIC UTILITIES ALONG Property Address: 7720 Ridge Bay Drive, and payable. Sale at public auction will be on April 20, of the sale to another day, time, and place REAR LINE AS SHOWN BY DOTTED LINES Hixson, TN. Party Entitled to Enforce the Debt: Bank of 2017 at 10:00AM local time, at the west door, certain without further publication, upon an- ON SAID RECORDED PLAT. SUBJECT TO RE- Other Interested Parties: First Tennessee America, N.A., its successors and assigns. Hamilton County Courthouse, 625 Georgia nouncement at the time and place for the sale STRICTIONS AS SET OUT IN INSTRUMENT OF Bank National Association, 12 Northgate PK, The following real estate located in Ham- Ave., Chattanooga, Tennessee pursuant to set forth above. If you purchase a property RECORD IN BOOK 989, PAGE 433, SAID REG- Chattanooga, Tn 37415 ilton County, Tennessee, will be sold to the Deed of Trust executed by Carla G. McAbee and at the foreclosure sale, the entire purchase ISTER’S OFFICE AND AS MODIFIED IN BOOK All right and equity of redemption, home- highest call bidder: Randall N. McAbee, Sr., to Buddy B. Presley, price is due and payable at the conclusion 1002, PAGE 467 SAID REGISTER’S OFFICE. stead and dower waived in said Deed of Described property located at Hamilton Jr., Trustee, as trustee for Mortgage Electronic of the auction in the form of a certified/ SUBJECT TO BUILDING SETBACK LINES AS Trust, and the title is believed to be good, but County, Tennessee, to wit: Registration Systems, Inc. as nominee for Se- bank check made payable to or endorsed PER PLAT. FOR PRIOR DEED REFERENCE SEE the undersigned will sell and convey only as In the Second Civil District of Hamilton County, curity Atlantic Mortgage Co. Inc. on August 24, to Shapiro & Ingle, LLP. No personal checks BOOK 8367, PAGE 389 IN THE REGISTER’S Substitute Trustee. Tennessee: Lot Ten (10) of Lake Villa Sub- 2009 at Book GI 9010, Page 106, Instrument will be accepted. To this end, you must bring OFFICE OF HAMILTON COUNTY, TENNESSEE. ARNOLD M. WEISS, Substitute Trustee division, as shown by plat recorded in Plat No. 2009090200109; conducted by Shapiro & sufficient funds to outbid the lender and any TAX ID# 136E-B-034 PROPERTY ADDRESS Weiss & Cummins, PLLC Book 26, page 13, in the register’s Office Ingle, LLP, having been appointed Substitute or other bidders. Insufficient funds will not be 2007 SHERMAN STREET CHATTANOOGA, TN 208 Adams Avenue of Hamilton County, Tennessee. Successor Trustee, all of record in the Hamilton accepted. Amounts received in excess of the 37406 PROPERTY ADDRESS: 2007 SHER- Memphis, Tennessee 38l03 Being the same property conveyed to Jen- County Register’s Office. Default has occurred winning bid will be refunded to the successful MAN ST, CHATTANOOGA, TN 37406 CURRENT 90l-526-8296 nifer N. Aaron by Special Warranty Deed from in the performance of the covenants, terms, purchaser at the time the foreclosure deed OWNER(S): Ivy Moore, an unmarried The sale File # 1882-128220-FC Saxon Mortgage Services, Inc., Book 8719, and conditions of said Deed of Trust and the is delivered. of the above-described property shall be subject Mar. 17, 24, 31, 2017 Fmr17868 page 19, dated May 22, 2008, recorded July entire indebtedness has been declared due This property is being sold with the express to all matters shown on any recorded plan; 18, 2008, in the Register’s Office of Hamilton and payable. reservation that the sale is subject to confirma- any unpaid taxes; any restrictive covenants, NOTICE OF TRUSTEE’S SALE County, Tennessee. Party Entitled to Enforce the Debt: Car- tion by the lender or trustee. This sale may be easements or set-back lines that may be ap- WHEREAS, default has occurred in the Street Address: 8801 Lake Villa Lane, Chat- rington Mortgage Services, LLC, its successors rescinded only by the Substitute Trustee at any plicable; any prior liens or encumbrances as performance of the covenants, terms, and tanooga, Tennessee 37416 and assigns. time. If the Substitute Trustee rescinds the well as any priority created by a fixture filing; conditions of a Deed of Trust Note dated Janu- Parcel Number: 120D C 011 The following real estate located in Ham- sale, the purchaser shall only be entitled to a and any matter that an accurate survey of the ary 20, 2006, and the Deed of Trust of even Current Owner(s) of Property: Jennifer N. ilton County, Tennessee, will be sold to the return of any money paid towards the purchase premises might disclose. Substitute Trustee date securing the same, recorded January 24, Aaron highest call bidder: price and shall have no other recourse. Once will only convey any interest he/she may have 2006, in Book No. GI 7819, at Page 346, in The street address of the above described Described property located at Hamilton the purchaser tenders the purchase price, the in the property at the time of sale. Property is Office of the Register of Deeds for Hamilton property is believed to be 8801 Lake Villa Lane, County, Tennessee, to wit: Substitute Trustee may deem the sale final in sold “as is, where is.” For every lien or claim County, Tennessee, executed by Sandra Eaves, Chattanooga, Tennessee 37416, but such FILE NO. 6504-09 CHT which case the purchaser shall have no remedy. of lien of the state identified above, please conveying certain property therein described address is not part of the legal description of LOCATED IN HAMILTON COUNTY, TENNES- The real property will be sold AS IS, WHERE be advised notice required by § 67-1-1433 (b) to Kenneth Hayes as Trustee for Wells Fargo the property sold herein and in the event of SEE: The West Sixty (60) feet of the East One IS, with no warranties or representations of (1) was timely given and that any sale of the Financial Tennessee 1, LLC; and the under- any discrepancy, the legal description herein Hundred Sixty (160) feet of Lot Number One any kind, express or implied, including without property herein referenced will be subject to signed, Wilson & Associates, P.L.L.C., having shall control. (1), Smartt Springs Subdivision, as shown limitation, warranties regarding condition of the the right of the state to redeem the land as been appointed Successor Trustee by Wells This sale is subject to, without limitation, all on plat of record in Plat Book 9, Page 26, property or marketability of title. provided for in § 67-1-1433(c)(1). All right and Fargo Financial Tennessee 1, LLC. matters shown on any applicable recorded plat; Register’s Office of Hamilton County, Tennes- This office may be a debt collector. This equity of redemption, statutory or otherwise, NOW, THEREFORE, notice is hereby given any unpaid taxes; any restrictive covenants, see and further described as: BEGINNING at may be an attempt to collect a debt and any homestead, and dower are expressly waived that the entire indebtedness has been de- easements, or setback lines that may be ap- a point 100 feet from the northeast corner information obtained may be used for that in said Deed of Trust, and the title is believed clared due and payable; and that an agent of plicable; any statutory right of redemption of of said Lot 1 and in the south line of Lot 2; purpose. to be good, but the undersigned will sell and Wilson & Associates, P.L.L.C., as Successor any governmental agency, state or federal; any thence westwardly along the line between Shapiro & Ingle, LLP convey only as Substitute Trustee. The right Trustee, by virtue of the power, duty, and prior liens or encumbrances including those Lots 1 and 2, 60 feet; thence southwardly Substitute Trustee is reserved to adjourn the day of the sale to authority vested in and imposed upon said created by a fixture filing or any applicable ho- and parallel with the west line of Lyndon 10130 Perimeter Parkway, Suite 400 another day, time, and place certain without Successor Trustee, by Wells Fargo Financial meowners’ association dues or assessments; Street 75 feet, more or less, to the north Charlotte, NC 28216 further publication, upon announcement at the Tennessee 1, LLC, will, on April 10, 2017 on all claims or other matters, whether of record line of Midvale Avenue; thence east 60 feet, Phone: (704) 333-8107 time and place for the sale set forth above. or about 3:00 PM, at the Hamilton County or not, which may encumber the purchaser’s more or less, to the southwest corner of Fax: (704) 333-8156 PRIORITY TRUSTEE SERVICES OF TN, LLC 2970 Courthouse, Chattanooga, Tennessee, offer title and any matter that an accurate survey the property conveyed by The Chattanooga www.auction.com Clairmont Road NE, Suite 780 for sale certain property hereinafter described of the premises might disclose. Estates Company to P. W. Miller; thence File No. 17-109631 Atlanta, Georgia 30329 770-234-9181 File to the highest bidder FOR certified funds paid The following parties may claim an interest northwardly and parallel with the west line Mar. 17, 24, 31, 2017 Fmr17871 No.: 7345.29375 Web Site: www.rcolegal. at the conclusion of the sale, or credit bid from in the above-referenced property to be affected of Lyndon Street, 75 feet more or less to com Hamilton County Herald 03/17/17, a bank or other lending entity pre-approved by by the foreclosure: the beginning. SUBSTITUTE TRUSTEE’S SALE 03/24/17, 03/31/17 TS#: 7345.29375 FEI the successor trustee. The sale is free from all Any judgment creditor or lien holder with For prior title see deed in Deed Book 5145, WHEREAS, default having been made in the # 2013.04542 03/17/2017, 03/24/2017, exemptions, which are expressly waived in the an interest subordinate to the said Deed of Page 438, in the Register’s Office of Hamilton payment of the debts and obligations secured 03/31/2017 Deed of Trust, said property being real estate Trust or any party claiming by, through, or under County, Tennessee. by a Deed of Trust dated 11/02/07, by Ivy Mar. 17, 24, 31, 2017 Fmr17872 situated in Hamilton County, Tennessee, and any of the foregoing. Such parties known to Property known as 105 E. Midvale Avenue, Moore to First American Title Insurance Co., being more particularly described as follows: the Substitute Trustee may include: Kenneth Chattanooga, TN 37415, Map Parcel No. Trustee, for the benefit of Mortgage Electronic SUBSTITUTE TRUSTEE’S SALE Real estate located in the second civil Rannick, Esq; Tennessee Housing Develop- 126C-H-013. Registration Systems, Inc. as nominee for Sale at public auction will be on April 13, 2017 district of Hamilton County, Tennessee: Lot ment Agency. THIS CONVEYANCE IS MADE SUBJECT TO Indymac Bank, F.S.B., a Federally Chartered on or about 11:00AM local time, at the Main two (2), Block “1”, Oakhurst, Second and Any right of equity of redemption, statutory THE FOLLOWING: Savings Bank, its successors and assigns door of the Hamilton County Courthouse, Chat- Third Units, as shown by plat recorded in and otherwise, and homestead are waived in Any governmental zoning and subdivision or- and appearing of record in Register’s Office tanooga, Tennessee, conducted by the Substi- Plat Book 18, Page 10, of the Register’s accord with the terms of said Deed of Trust, dinances or regulations in effect thereon. of Hamilton County, Tennessee, in Book GI tute Trustee as identified and set forth herein Office, Hamilton County, Tennessee, Accord- and the title is believed to be good, but the All applicable conditions, restrictions, res- 8516, Page 193, and WHEREAS, the ben- below, pursuant to Deed of Trust executed ing to said plat said lot fronts 103 feet on undersigned will sell and convey only as Sub- ervations, easements, etc., as shown on eficial interest of said Deed of Trust was last by JAMES V JOHNSON AND CAROLYN JEAN the West line of Tamarack Trail and extends stitute Trustee. recorded plat. transferred and assigned to Federal National JOHNSON, to WARRANTY TITLE INS,,, Trustee, back Westwardly, to the East line of said The right is reserved to adjourn the day Restrictions in Book M, Volume 24, Page Mortgage Association (“Fannie Mae”) and on October 24, 2005, at Record Book GI 7739, lot on which it has a footage of 130.4 feet; of the sale to another day, time, and place 246, said Register’s Office, and as modified WHEREAS, Federal National Mortgage As- Page 215 as Instrument No. 2005110700271 its North line being 240 feet and its South certain without further publication, upon an- by instrument in Book 792, Page 147, said sociation (“Fannie Mae”), as the holder of the in the real property records of Hamilton County line being 160 feet in length. nouncement at the time and place for the sale Register’s Office. Note for which debt is owed, (“Note Holder”), Register’s Office, Tennessee. ALSO KNOWN AS: 1119 Tamarack Trail, set forth above. If you purchase a property Easement conveyed to City of Red Bank and appointed the undersigned, Priority Trustee Owner of Debt: The Bank of New York Mellon Chattanooga, TN 37412 at the foreclosure sale, the entire purchase White Oak as set out in Book 1717, Page Services of TN, LLC, as Substitute Trustee by Trust Company, National Association fka The This sale is subject to all matters shown price is due and payable at the conclusion 389, said Register’s Office. instrument filed or to be filed for record in the Bank of New York Trust Company, N.A. as on any applicable recorded plat; any unpaid of the auction in the form of a certified/ Street Address: 105 East Midvale Ave, Chat- Register’s Office of Hamilton County, Tennes- successor to JPMorgan Chase Bank, N.A., March 17 - 23, 2017 Public Notices Page 21 www.HamiltonCountyHerald.com

as Trustee for Residential Asset Mortgage having been appointed Successor Trustee by which are expressly waived in the Deed of County, Tennessee; April 13, 2004, at Record Book GI 7107, Page Products, Inc., Mortgage Asset-Backed Pass- iServe Residential Lending, LLC. Trust, said property being real estate situated WHEREAS, by instrument recorded in the 400 as Instrument No. 2004042800143 in Through Certificates, Series 2006-RS1 NOW, THEREFORE, notice is hereby given that in Hamilton County, Tennessee, and being more Hamilton County Register of Deed’s Office, the real property records of Hamilton County The following real estate located in Hamilton the entire indebtedness has been declared due particularly described as follows: DGP Chattanooga, LLC, exercising its authority Register’s Office, Tennessee. County, Tennessee, will be sold to the highest and payable; and that an agent of Wilson & THE LAND REFERRED TO HERE IN BELOW as such owner and holder, appointed James A. Owner of Debt: DEUTSCHE BANK NATIONAL call bidder subject to all unpaid taxes, prior Associates, P.L.L.C., as Successor Trustee, by IS SITUATED IN THE COUNTY OF HAMILTON, Fields as SUBSTITUTE TRUSTEE; and TRUST COMPANY, AS TRUSTEE FOR AMERI- liens and encumbrances of record: virtue of the power, duty, and authority vested STATE OF TENNESSEE, AND IS DESCRIBED WHEREAS, default has been made in the QUEST MORTGAGE SECURITIES INC., QUEST LOCATED IN THE CITY OF CHATTANOOGA, in and imposed upon said Successor Trustee, AS FOLLOWS; IN THE SECOND CIVIL DIS- payment of debts and obligations secured by TRUST 2005-X2, ASSET BACKED CERTIFI- HAMILTON COUNTY, TENNESSEE: by iServe Residential Lending, LLC, will, on TRICT OF HAMILTON COUNTY, TENNES- the Deed of Trust and DGP Chattanooga, LLC, CATES, SERIES 2005-X2 LOT THIRTY-SEVEN (37), SHAWNEE PARK, May 18, 2017 on or about 10:00 AM, at the SEE: Lot Two (2), Block A, Everett Hills, the owner and holder of the Note has declared The following real estate located in Hamilton AS SHOWN BY PLAT OF RECORD IN PLAT Hamilton County Courthouse, Chattanooga, as shown by Plat recorded in Plat Book the entire balance due and payable and has County, Tennessee, will be sold to the highest BOOK 15, PAGE 109, IN THE REGISTER`S OF- Tennessee, offer for sale certain property 15, Page 48, in the Registers Office of instructed the undersigned Substitute Trustee call bidder subject to all unpaid taxes, prior FICE FOR HAMILTON COUNTY, TENNESSEE. hereinafter described to the highest bidder Hamilton County, Tennessee. SUBJECT TO to foreclose the Deed of Trust in accordance liens and encumbrances of record: EXCEPT THAT PART OF SAID LOT USED IN FOR certified funds paid at the conclusion and applicable Governmental zoning and with its terms and provisions. ALL THAT TRACT OR PARCEL OF LAND LYING ROUNDING THE CURVE AT THE INTERSEC- of the sale, or credit bid from a bank or other subdivision ordinances or regulations in NOW THEREFORE, by the authority vested AND BEING IN THE THIRD CIVIL DISTRICT TION OF TALLEY ROAD AND KEMP DRIVE. lending entity pre-approved by the successor effect thereon. in me as Substitute Trustee under the Deed of OF HAMILTON COUNTY, TENNESSEE, BEING BEING ALL OF THE SAME PROPERTY CON- trustee. The sale is free from all exemptions, ALSO KNOWN AS: 1113 Everett Drive, Trust, I, James A. Fields, Substitute Trustee, PARTS OF LOTS 128 AND 129, LAKESITE SUB- VEYED TO JAMES V. JOHNSON BY WARRANTY which are expressly waived in the Deed of Chattanooga, TN 37421 or my designate will on the 12th day of April, DIVISION, AS SHOWN BY PLAT OF RECORD IN DEED FROM BRIAN KELLY VANNOY AND Trust, said property being real estate situated This sale is subject to all matters shown 2017 at 11:30a.m., at the Hamilton County PLAT BOOK 21, PAGE 32, IN THE REGISTER`S AMANDA LEA VANNOY, HUSBAND AND WIFE, in Hamilton County, Tennessee, and being more on any applicable recorded plat; any unpaid Courthouse offer for sale and sell at public OFFICE OF HAMILTON COUNTY, TENNESSEE. AND BOBBY BROOKS DATED NOVEMBER particularly described as follows: taxes; any restrictive covenants, easements, auction to the highest and best bidder for cash ALSO KNOWN AS LOT 128, AMENDED PLAT 5, 2004 OF RECORD IN BOOK 7336, PAGE THE LAND REFERRED TO HEREIN BELOW IS or setback lines that may be applicable; any in bar of all rights and equities of redemption, OF LAKESITE SUBDIVISION, AS SHOWN BY 907, REGISTER`S OFFICE FOR HAMILTON SITUATED IN THE COUNTY OF HAMILTON, statutory rights of redemption of any govern- statutory and otherwise, homestead, dower PLAT OF SURVEY OF G. B. PIERCE DATED JUNE COUNTY, TENNESSEE. STATE OF TENNESSEE, AND IS DESCRIBED mental agency, state or federal; any prior liens and all other rights or exemptions of every 30, 1961. ACCORDING TO SAID PLATS SAID PROPERTY COMMONLY KNOWN AS 516 TAL- AS FOLLOWS: Lot One (1), Block “C”, Drake or encumbrances as well as any priority created kind, all of which are expressly waived in the TRACT IS MORE PARTICULARLY DESCRIBED LEY ROAD, CHATTANOOGA, TN 37411. Forest Subdivision, as shown by plats in by a fixture filing; and to any matter that an ac- Deed of Trust, the property therein conveyed AS FOLLOWS: BEGINNING AT A POINT IN THE Tax ID: 1470G021 Plat Book 24, page 24, and Plat Book curate survey of the premises might disclose. which is described as follows: NORTH LINE OF LAKEWOOD CIRCLE 549.8 Current Owner(s) of Property: JAMES V JOHN- 25, page 125, in the Register’s Office of In addition, the following parties may claim an LOCATED IN THE CITY OF CHATTANOOGA, FEET, MORE OR LESS, SOUTH, SOUTHWEST SON AND CAROLYN JEAN JOHNSON Hamilton County, Tennessee. SUBJECT to interest in the above-referenced property: HAMILTON COUNTY, TENNESSEE: AND WEST OF THE SOUTH LINE OF HUNT The street address of the above described any governmental zoning and subdivision TRINA A. GALANTO GOLDEN GATEWAY URBAN RENEWAL HEIGHTS DRIVE; THENCE WEST 115 FEET property is believed to be 516 TALLEY RD, ordinances or regulations in effect thereon. HITLER D. GALANTO PROJECT TENN. R-10, SOUTH SIXTY-FIVE WITH SAID NORTH LINE TO A POINT; THENCE CHATTANOOGA, TN 37411, but such address SUBJECT to Restrictions in Book 1638, The sale held pursuant to this Notice may (65) FEET OF THE NORTH EIGHT HUNDRED NORTH 12 DEGREES 06 MINUTES EAST, is not part of the legal description of the page 438, in the said Register’s Office. be rescinded at the Successor Trustee’s option SEVENTY-ONE (871) FEET OF LAND DISPOSI- 162.7 FEET TO A POINT; THENCE NORTH 83 property sold herein and in the event of any SUBJECT to Utility Easement as shown on at any time. The right is reserved to adjourn TION PARCEL F-3, F-5, and more particularly DEGREES 09 MINUTES EAST, 90 FEET TO A discrepancy, the legal description referenced said plat SUBJECT to Drainage Easement the day of the sale to another day, time, and described as follows: BEGINNING at a point in POINT; THENCE SOUTH 178 FEET, MORE OR herein shall control. on side and rear lines as reserved on legend place certain without further publication, upon the West line of Carter Street, said pint (sic) LESS, TO THE POINT OF BEGINNING. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS of said plat. announcement at the time and place for the being located on a line South 24 degrees 03 BEING THE SAME CONVEYED TO FLOYD D. IN POSSESSION. ALSO KNOWN AS: 2244 Launcelot Road, sale set forth above. W&A No. 320412 minutes 48 seconds West and a distance of BURTON AND WIFE, REVA J. BURTON BY THE RIGHT IS RESERVED TO ADJOURN THE Chattanooga, TN 37421 DATED March 9, 2017 Eight Hundred Six and No/100 (806.00) feet DEED FROM THOMAS LEONARD TRIPPE AND DAY OF THE SALE TO ANOTHER DAY, TIME AND This sale is subject to all matters shown WILSON & ASSOCIATES, P.L.L.C., from the point of intersection of the South WIFE, LEWELLYN L. TRIPPE, DATED DECEM- PLACE CERTAIN WITHOUT FURTHER PUBLICA- on any applicable recorded plat; any unpaid Successor Trustee line of West 12th Street and the West line of BER 13, 1976 AND RECORDED ON DECEM- TION, UPON ANNOUNCEMENT AT THE TIME AND taxes; any restrictive covenants, easements, FOR SALE INFORMATION, VISIT WWW. Carter Street, said point being N236,735.88, BER 22, 1976, OF RECORD IN BOOK 2368, PLACE FOR THE SALE SET FORTH ABOVE. THE or setback lines that may be applicable; any MYFIR.COM and WWW.REALTYTRAC.COM E2,205,152.13; thence South 24 degrees PAGE 853, SAID REGISTER`S OFFICE. TERMS OF SALE ARE CASH. ANY TAXES OR statutory rights of redemption of any govern- Mar. 17, 24, 31, 2017 Fmr17878 03 minutes 48 seconds West along the THIS IS IMPROVED PROPERTY KNOWN AS FEES WILL BE THE RESPONSIBILITY OF THE mental agency, state or federal; any prior liens West line of said Carter Street, a distance 9213 LAKEWOOD CIRCLE, SODDY DAISY, PURCHASER. IF THE SALE IS SET ASIDE FOR or encumbrances as well as any priority created NOTICE OF SUBSTITUTE TRUSTEE’S SALE of Sixty-five and No/100 (65.00) feet to TN 37379. ANY REASON, THE PURCHASER AT THE SALE by a fixture filing; and to any matter that an ac- WHEREAS, by Deed of Trust dated April 16, a point, said point being N236,676.52, Tax ID: 67-5-603 SHALL BE ENTITLED ONLY TO A RETURN OF THE curate survey of the premises might disclose. 2001, of record in Hamilton County Register E2,205,125.64; thence North 65 degrees 56 Current Owner(s) of Property: FLOYD D BURTON PURCHASE PRICE. THE PURCHASER SHALL In addition, the following parties may claim an of Deeds Office, in Book GI 5835, Page 559, minutes 12 seconds West, a distance of One AND REVA J BURTON HAVE NO FURTHER RECOURSE AGAINST THE interest in the above-referenced property: (the “Original Deed of Trust”), Harold T. Pound- Hundred Eighty-nine and 91/100 (189.91) The street address of the above described GRANTOR, THE GRANTEE, OR THE TRUSTEE. ROBERT G. MARTIN ers and Keith D. Kantor did convey in trust to feet to a point in the East line of the freeway property is believed to be 9213 Lakewood OTHER INTERESTED PARTIES: CAPITAL ONE KAYLYN G. MARTIN Milligan Reynolds Guaranty Title Agency, Inc., right-of-way, said point being N236,753.96, Cir, Soddy Daisy, TN 37379, but such address BANK (USA) NA AND CITIBANK MIDLAND FUNDING, NCC2 CORP ASSIGNEE A TN Corp., (the “Trustee”), a certain tract of E2,204,952.23; thence North 24 degrees is not part of the legal description of the THIS IS AN ATTEMPT TO COLLECT A DEBT AND OF ASSOC land to secure payment of the principal sum of 00 minutes 48 seconds East along said property sold herein and in the event of any ANY INFORMATION OBTAINED WILL BE USED UNIFUND CCR PARTNERS ASSIGNEE OF $235,000.00, and all future advances payable freeway right-of-way, a distance of Sixty-five discrepancy, the legal description referenced FOR THAT PURPOSE. CITIBANK to the order of SouthTrust Bank (“SouthTrust”), and No/100 (65.00) feet to a point, said point herein shall control. If applicable, the notice requirements of T.C.A. INDEPENDENCE RECEIVABLES CORP the Original Deed of Trust being incorporated being North 236,813.34, E2,204,978.67; SALE IS SUBJECT TO OCCUPANT(S) RIGHTS 35-5-101 have been met. ASSIGNEE OF GLASS MOUNTAIN herein by reference; thence South 65 degrees 56 minutes 12 IN POSSESSION. All right of equity of redemption, statutory CACV OF COLORADO, LLC WHEREAS, on August 16, 2001, Harold seconds East, a distance of One Hundred THE RIGHT IS RESERVED TO ADJOURN THE and otherwise, and homestead are expressly LVNV FUNDING LLC AS ASSIGNEE OF BANK T. Pounders and Keith D. Kantor and KP Ven- Eighty-nine and 97/100 (189.97) feet to the DAY OF THE SALE TO ANOTHER DAY, TIME waived in said Deed of Trust, but the under- OF AMERICA tures, LLC, a Georgia limited liability company point of beginning and containing 12,346 sq. AND PLACE CERTAIN WITHOUT FURTHER signed will sell and convey only as Substitute The sale held pursuant to this Notice may executed a Loan Modification and Assumption feet as shown by survey by Hensley-Schmidt, PUBLICATION, UPON ANNOUNCEMENT AT THE Trustee. be rescinded at the Successor Trustee’s option Agreement dated August 16, 2001 (the “Loan Inc. and marked Drawing No. 335D-75, at- TIME AND PLACE FOR THE SALE SET FORTH If the U.S. Department of Treasury/IRS, the at any time. The right is reserved to adjourn Modification”) to secure the payment of the tached to deed recorded in Book 1878, page ABOVE. THE TERMS OF SALE ARE CASH. ANY State of Tennessee Department of Revenue, the day of the sale to another day, time, and Note payable to SouthTrust in the original 619 and made a part thereof. The positions TAXES OR FEES WILL BE THE RESPONSIBIL- or the State of Tennessee Department of place certain without further publication, upon principal amount of $233,326.14, and any and of corners and directions of lines refer to the ITY OF THE PURCHASER. IF THE SALE IS SET Labor or Workforce Development are listed announcement at the time and place for the all other indebtedness described herein as fully Tennessee Coordinate System. ASIDE FOR ANY REASON, THE PURCHASER as Interested Parties in the advertisement, sale set forth above. W&A No. 320443 set forth in the Loan Modification recorded in The above described property will be sold AT THE SALE SHALL BE ENTITLED ONLY TO A then the Notice of this foreclosure is being DATED March 10, 2017 Book GI 6044, Page 680, Register’s Office of subject to any and all unpaid taxes, restric- RETURN OF THE PURCHASE PRICE. THE PUR- given to them and the Sale will be subject to WILSON & ASSOCIATES, P.L.L.C., Hamilton County, Tennessee, and Re-Recorded tions, easements and building setback lines, CHASER SHALL HAVE NO FURTHER RECOURSE the applicable governmental entities’ right to Successor Trustee in Book GI 6066, Page 338, Register’s Office and to any prior or superior liens, judgments AGAINST THE GRANTOR, THE GRANTEE, OR redeem the property as required by 26 U.S.C. FOR SALE INFORMATION, VISIT WWW. of Hamilton County, Tennessee; or Deeds of Trust. The proceeds of the sale THE TRUSTEE. 7425 and T.C.A. §67-1-1433. MYFIR.COM and WWW.REALTYTRAC.COM WHEREAS, on May 2, 2006, Harold T. will be applied in accordance with the terms OTHER INTERESTED PARTIES: None This property is being sold with the express Mar. 17, 24, 31, 2017 Fmr17877 Pounders and Keith D. Kantor executed a and provisions of the Deed of Trust. The sale THIS IS AN ATTEMPT TO COLLECT A DEBT AND reservation that the sale is subject to confir- Modification of Deed of Trust and Notice of is being made upon the request of DGP Chat- ANY INFORMATION OBTAINED WILL BE USED mation by the lender or trustee. If the sale is NOTICE OF TRUSTEE’S SALE Future Advance (the “Modification of Deed of tanooga, LLC, the owner and holder of the FOR THAT PURPOSE. set aside for any reason, the Purchaser at the WHEREAS, default has occurred in the Trust”) to TRSTE, Inc. to secure the payment indebtedness secured by the Deed of Trust due If applicable, the notice requirements of T.C.A. sale shall be entitled only to a return of the performance of the covenants, terms, and con- of a promissory note/retail installment pay- to the failure of the maker to comply with all 35-5-101 have been met. purchase price. The Purchaser shall have no ditions of a Deed of Trust Note dated February able to Wachovia Bank, National Association, provisions of Deed of Trust. The sale is being All right of equity of redemption, statutory further recourse against the Mortgagor, the 22, 2013, and the Deed of Trust of even date a national banking association, successor made as Substitute Trustee without covenants and otherwise, and homestead are expressly Mortgagee or the Mortgagee’s attorney. securing the same, recorded March 4, 2013, in interest to SouthTrust Bank (“Wachovia”) of seizin or warranties of title. waived in said Deed of Trust, but the under- MWZM File No. 14-006040-670 in Book No. GI 9885, at Page 801, in Office (SouthTrust and Wachovia collectively known Should the highest bidder fail to comply with signed will sell and convey only as Substitute MACKIE WOLF ZIENTZ & MANN, P. C., Substi- of the Register of Deeds for Hamilton County, as the “Beneficiary”) in the original principal the terms of the bid at the public sale, then Trustee. tute Trustee(s) Tennessee, executed by Trina A. Galanto and amount of $200,299.75, and any and all the Substitute Trustee shall have the option If the U.S. Department of Treasury/IRS, the Premier Building, Suite 404 Hitler D. Galanto, conveying certain property other indebtedness described therein as fully of accepting the second highest bid, or the State of Tennessee Department of Revenue, 5217 Maryland Way therein described to Crump & Richardson PLLC set forth in the Modification of Deed of Trust next highest bid with which the buyer is able to or the State of Tennessee Department of Brentwood, Tennessee 37027 as Trustee for Mortgage Electronic Registra- recorded in Book GI 7971, Page 754, Register’s comply. The right is reserved to reject all bids Labor or Workforce Development are listed PHONE: (615) 238-3630 tion Systems, Inc., as nominee for iSERVE Office of Hamilton County, Tennessee; as insufficient. The right is also reserved to as Interested Parties in the advertisement, EMAIL: [email protected] Residential Lending, LLC, its successors WHEREAS, on May 2, 2006, Harold T. Pound- adjourn the sale to another day certain without then the Notice of this foreclosure is being Mar. 17, 24, 31, 2017 Fmr17873 and assigns; and the undersigned, Wilson & ers and Keith D. Kantor executed a Deed of further publication, upon announcement before given to them and the Sale will be subject to Associates, P.L.L.C., having been appointed Appointment of Substitute Trustee, replacing or during the sale. the applicable governmental entities’ right to NOTICE OF TRUSTEE’S SALE Successor Trustee by iServe Residential Milligan Reynolds Guaranty Title Agency, Inc., Samples, Jennings, Clem & Fields, PLLC redeem the property as required by 26 U.S.C. WHEREAS, default has occurred in the perfor- Lending, LLC. A Tennessee Corporation with TRSTE II, INC. James A. Fields 7425 and T.C.A. §67-1-1433. mance of the covenants, terms, and conditions NOW, THEREFORE, notice is hereby given as Substitute Trustee, as set forth in Book GI 130 Jordan Drive This property is being sold with the express of a Deed of Trust Note dated August 18, 2014, that the entire indebtedness has been declared 7971, Page 760, Register’s Office of Hamilton Chattanooga, TN 37421 reservation that the sale is subject to confir- and the Deed of Trust of even date securing due and payable; and that an agent of Wilson & County, Tennessee; (423) 266-2999 mation by the lender or trustee. If the sale is the same, recorded August 25, 2014, in Book Associates, P.L.L.C., as Successor Trustee, by WHEREAS, on January 13, 2017, Wells Other Interested Parties: RES-FL One, LLC set aside for any reason, the Purchaser at the No. GI 10286, at Page 909, and modified on virtue of the power, duty, and authority vested Fargo Bank, National Association, successor- Mar. 17, 24, 31, 2017 Fmr17880 sale shall be entitled only to a return of the October 26, 2016, In Book No. Gi 10889, At in and imposed upon said Successor Trustee, by-merger Wachovia Bank, National Association purchase price. The Purchaser shall have no Page 473 in Office of the Register of Deeds by iServe Residential Lending, LLC, will, on executed an Absolute Assignment and Assump- SUBSTITUTE TRUSTEE’S SALE further recourse against the Mortgagor, the for Hamilton County, Tennessee, executed May 18, 2017 on or about 10:00 AM, at the tion of Deed of Trust and Loan Documents Sale at public auction will be on April 20, Mortgagee or the Mortgagee’s attorney. by Robert G. Martin and Kaylyn G. Martin, Hamilton County Courthouse, Chattanooga, (the “Absolute Assignment”) (the Original 2017 on or about 11:00AM local time, at MWZM File No. 17-000352-670 conveying certain property therein described Tennessee, offer for sale certain property Deed of Trust, Loan Modification, Modifica- the Main door of the Hamilton County Court- MACKIE WOLF ZIENTZ & MANN, P. C., Substi- to Crump & Richardson PLLC as Trustee for hereinafter described to the highest bidder tion of Deed of Trust collectively known as house, Chattanooga, Tennessee, conducted tute Trustee(s) Mortgage Electronic Registration Systems, Inc., FOR certified funds paid at the conclusion the “Deed of Trust”) to DGP Chattanooga, by the Substitute Trustee as identified and set Premier Building, Suite 404 as nominee for ISERVE Residential Lending, of the sale, or credit bid from a bank or other LLC, as described herein as fully set forth in forth herein below, pursuant to Deed of Trust 5217 Maryland Way LLC, its successors and assigns; and the lending entity pre-approved by the successor the Absolute Assignment recorded in Book GI executed by FLOYD D BURTON AND REVA J Continued on page 22 undersigned, Wilson & Associates, P.L.L.C., trustee. The sale is free from all exemptions, 10987, Page 67, Register’s Office of Hamilton BURTON, to WESLEY D. TURNER, Trustee, on Page 22 Public Notices March 17 - 23, 2017 www.HamiltonCountyHerald.com Foreclosure Notices fied on August 9, 2005, In Book No. 7633, At MTGLQ Investors, L.P., will, on April 17, 2017 plat of record in Plat Book 73, page 29, in sex, handicap, familial status or national Continued from page 21 Page 406 in Office of the Register of Deeds for on or about 3:00 PM, at the Hamilton County the Register’s Office of Hamilton County, origin unless and only to the extent that Hamilton County, Tennessee, executed by R. Courthouse, Chattanooga, Tennessee, offer Tennessee. REFERENCE is made for prior said covenant (a) is exempt under Chapter Brentwood, Tennessee 37027 Alan Bazzell and Karen A. Bazzell, conveying for sale certain property hereinafter described title to Deeds of record in Book 5101, page 42, Section 3607 of the United States Code PHONE: (615) 238-3630 certain property therein described to Stanley M. to the highest bidder FOR certified funds paid 683, Book 5101, page 686, and Book or (b) relates to handicap but does not EMAIL: [email protected] Porter, Sr. as Trustee for SunTrust Mortgage, at the conclusion of the sale, or credit bid from 5125, page 667, in the Register’s Office of discriminate against handicapped persons. Mar. 17, 24, 31, 2017 Fmr17881 Inc.; and the undersigned, Wilson & Associates, a bank or other lending entity pre-approved by Hamilton County, Tennessee. SUBJECT TO SUBJECT TO all casements and stipulations P.L.L.C., having been appointed Successor the successor trustee. The sale is free from all covenants, restrictions, lien of assessment shown on said plat. NOTICE OF TRUSTEE’S SALE Trustee by MTGLQ Investors, L.P.. exemptions, which are expressly waived in the and all other provisions of Declaration of ALSO KNOWN AS: 2155 Turnberry Circle, WHEREAS, default has occurred in the NOW, THEREFORE, notice is hereby given Deed of Trust, said property being real estate Covenants and Restrictions For Signature Hixson, TN 37343 performance of the covenants, terms, and that the entire indebtedness has been declared situated in Hamilton County, Tennessee, and Oaks, of record in Book 5234, page 145, This sale is subject to all matters shown conditions of a Deed of Trust Note dated June due and payable; and that an agent of Wilson & being more particularly described as follows: as amended in Book 5551, page 748, in on any applicable recorded plat; any unpaid 29, 2004, and the Deed of Trust of even date Associates, P.L.L.C., as Successor Trustee, by IN THE THIRD CIVIL DISTRICT OF HAMILTON the Register’s Office of Hamilton County, taxes; any restrictive covenants, easements, securing the same, recorded June 30, 2004, virtue of the power, duty, and authority vested in COUNTY, TENNESSEE: Lot Forty-eight (48), Tennessee, but omitting any covenant or or setback lines that may be applicable; any in Book No. GI 7185, at Page 837, and modi- and imposed upon said Successor Trustee, by Signature Oaks Subdivision, as shown by restriction based on race, color, religion, statutory rights of redemption of any govern- mental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: R. ALAN BAZZELL KAREN A. BAZZELL SUNTRUST BANK LARRY GRAY SANDRA GRAY INTERNAL REVENUE SERVICE WILLIAM ANDERSON LISA ANDERSON On or about July 14, 2008, the United States of America, Internal Revenue Service, filed a federal tax lien against the Defendant, Richard A. & Karen A. Bazzell, recorded in the Regis- ter’s Office of Hamilton County, Tennessee, as Instrument No. 2008071400144. On or about February 2, 2016, the United States of America, Internal Revenue Service, filed a federal tax lien against the Defendant, Richard A. & Karen A. Bazzell, recorded in the Register’s Office of Hamilton County, Tennessee, as Instrument No. 2016020200176. Any interest in the property held by the United States of America, Internal Revenue Service, by virtue of the aforemen- tioned federal tax lien is both junior and inferior to the interests held by MTGLQ Investors, L.P.. Provided, however, that the United States of America, Internal Revenue Service, pursuant to 26 U.S.C. §7425 and 28 U.S.C. §2410(c), shall have one hundred and twenty (120) days from the date of the sale within which to redeem the property by virtue of its tax lien(s) herein by payment of the actual amount paid by the purchaser at the foreclosure sale, plus any amount in excess of the expenses necessarily incurred in connection with such property, less the income from such property, plus a reason- able rental value of such property. As required by 26 U.S.C. §7425(b), the United States of America, Internal Revenue Service has been given timely notice of this action. The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 320409 DATED March 13, 2017 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM Mar. 17, 24, 31, 2017 Fmr17883

SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on April 20, 2017 on or about 11:00AM local time, at the Main door of the Hamilton County Court- house, Chattanooga, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by L. B. GRIFFITH AND LAMUEL JOHNSON, to PRIORITY TRUSTEE SERVICES OF TENNESSEE, L.L.C., Trustee, on September 1, 2005, at Record Book GI 7669, Page 907 as Instrument No. 2005090800130 in the real property records of Hamilton County Register’s Office, Tennessee. Owner of Debt: Wells Fargo Bank, National As- sociation as Trustee for Option One Mortgage Loan Trust 2005-5, Asset-Backed Certificates, Series 2005-5 The following real estate located in Hamilton County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: LOCATED IN THE CITY OF CHATTANOOGA, TENNESSEE: BEING LOT THIRTY-EIGHT (38) IN PINEY WOODS SUBDIVISION, BOOK AND PAGE: GI 3661 887 BY A PLAT OF SAID SUBDIVISION OF RECORD IN PLAT BOOK 19, PAGE 58 before anything else, we’re all human OF THE REGISTER`S OFFICE OF HAMILTON COUNTY, TENNESSEE. ACCORDING TO SAID rethink your bias at lovehasnolabels.com PLAT SAID LOT FRONTS 67 FEET ON THE EAST LINE OF POLK STREET AND PROCEEDS BACK EASTWARDLY BETWEEN PARALLEL LINES, A DISTANCE OF 140 FEET; THE REAR March 17 - 23, 2017 Public Notices Page 23 www.HamiltonCountyHerald.com

(OR EAST) LINE OF SAID LOT IS 67 FEET IN Situated in County of Hamilton, State of Successor Trustee due and payable; and that an agent of Wilson & This sale is subject to all matters shown LENGTH LYING ON A BEARING OF NORTH 23 Tennessee. FOR SALE INFORMATION, VISIT WWW. Associates, P.L.L.C., as Successor Trustee, by on any applicable recorded plat; any unpaid DEGREES EAST. All that tract or parcel of land lying and being MYFIR.COM and WWW.REALTYTRAC.COM virtue of the power, duty, and authority vested taxes; any restrictive covenants, easements, SUBJECT TO ANY GOVERNMENTAL ZONING in the Second Civil District of Hamilton County, Mar. 17, 24, 31, 2017 Fmr17886 in and imposed upon said Successor Trustee, or setback lines that may be applicable; any OR SUBDIVISION ORDINANCES OR REGULA- Tennessee, being Lot 2, James E. Smith, Sr. by Wells Fargo Bank, NA, will, on April 20, 2017 statutory rights of redemption of any govern- TIONS IN EFFECT THEREON. Subdivision, as shown by plat of record in Plat NOTICE OF TRUSTEE’S SALE on or about 10:00 AM, at the Hamilton County mental agency, state or federal; any prior liens SUBJECT TO RESTRICTIVE COVENANTS Book 53, Page 40, in the Register’s Office of WHEREAS, default has occurred in the Courthouse, Chattanooga, Tennessee, offer or encumbrances as well as any priority created OF RECORD IN BOOK 1294, PAGE 486, Hamilton County, Tennessee. TOGETHER WITH performance of the covenants, terms, and for sale certain property hereinafter described by a fixture filing; and to any matter that an ac- REGISTER`S OFFICE OF HAMILTON COUNTY, an Easement for ingress and egress recorded conditions of a Deed of Trust Note dated August to the highest bidder FOR certified funds paid curate survey of the premises might disclose. TENNESSEE. in Book 5531 Page, 655 in the said Register’s 11, 2005, and the Deed of Trust of even date at the conclusion of the sale, or credit bid from In addition, the following parties may claim an FOR PRIOR TITLE SEE DEED AS RECORDED Office. This conveyance is subject to the fol- securing the same, recorded August 31, 2005, a bank or other lending entity pre-approved by interest in the above-referenced property: IN BOOK 3351, PAGE 653 IN THE SAID lowing: Transmission Line Easement as set in Book No. GI 7661, at Page 1, in Office of the successor trustee. The sale is free from all DELILAH P. HARDIN REGISTER`S OFFICE. out in that instrument recorded in Book 883, the Register of Deeds for Hamilton County, exemptions, which are expressly waived in the MICHAEL P. HARDIN TAX ID: 167 N-D-020 Page 160, and as shown on recorded plat. Tennessee, executed by Tiffany Shenae Ball, Deed of Trust, said property being real estate The sale held pursuant to this Notice may PROPERTY ADDRESS: 5232 POLK STREET, Fifty (50) foot Utility Easement as shown or conveying certain property therein described situated in Hamilton County, Tennessee, and be rescinded at the Successor Trustee’s option CHATTANOOGA, TN 37410 spedified on recorded plat. Power Line Ease- to Rhonda C. Bundy as Trustee for Mortgage being more particularly described as follows: at any time. The right is reserved to adjourn Tax ID: 167 N-D-020 ment as shown or specified on the recorded Electronic Registration Systems, Inc., as a All that certain parcel of land situated in the day of the sale to another day, time, and Current Owner(s) of Property: L. B. GRIFFITH plat. Right of Way Easement as set out in that nominee for People’s Choice Home Loan, Hamilton County, State of Tennessee, being place certain without further publication, upon AND LAMUEL JOHNSON instrument recorded in Book 2770, Page 68, Inc. , its successors and assigns; and the known and designated as Lot 51, Sunrise announcement at the time and place for the The street address of the above described in the said Register’s Office. Easement for undersigned, Wilson & Associates, P.L.L.C., Meadows Subdivision, Phase 4, of record in sale set forth above. W&A No. 251256 property is believed to be 5232 POLK ST, ingress and egress as set out in that instru- having been appointed Successor Trustee by Plat Book 76, Page 181, in the Register’s DATED March 14, 2017 CHATTANOOGA, TN 37410, but such address ment recorded in Book 5531, Page 655, in the U.S. Bank National Association, as Trustee, Office of Hamilton County, Tennessee. WILSON & ASSOCIATES, P.L.L.C., is not part of the legal description of the said Register’s Office. Any governmental zoning successor in interest to Bank of America, ALSO KNOWN AS: 5750 Sunup Circle, Successor Trustee property sold herein and in the event of any and subdivision ordinances or regulations in National Association, as Trustee, successor by Ooltewah, TN 37363 FOR SALE INFORMATION, VISIT WWW. discrepancy, the legal description referenced effect thereon. merger to LaSalle Bank National Association, This sale is subject to all matters shown MYFIR.COM and WWW.REALTYTRAC.COM herein shall control. Tax Parcel ID: 139 040.01 as Trustee for Bear Stearns Asset Backed on any applicable recorded plat; any unpaid Mar. 17, 24, 31, 2017 Fmr17889 SALE IS SUBJECT TO OCCUPANT(S) RIGHTS Property Address: 4835 Green Shanty Road, Securities I Trust 2006-PC1, Asset Backed- taxes; any restrictive covenants, easements, IN POSSESSION. Ooltewah, TN. Certificates, Series 2006-PC1. or setback lines that may be applicable; any THE RIGHT IS RESERVED TO ADJOURN THE All right and equity of redemption, home- NOW, THEREFORE, notice is hereby given statutory rights of redemption of any govern- DAY OF THE SALE TO ANOTHER DAY, TIME AND stead and dower waived in said Deed of that the entire indebtedness has been declared mental agency, state or federal; any prior liens PLACE CERTAIN WITHOUT FURTHER PUBLICA- Trust, and the title is believed to be good, but due and payable; and that an agent of Wilson & or encumbrances as well as any priority created TION, UPON ANNOUNCEMENT AT THE TIME AND the undersigned will sell and convey only as Associates, P.L.L.C., as Successor Trustee, by by a fixture filing; and to any matter that an ac- Court PLACE FOR THE SALE SET FORTH ABOVE. THE Substitute Trustee. virtue of the power, duty, and authority vested in curate survey of the premises might disclose. TERMS OF SALE ARE CASH. ANY TAXES OR ARNOLD M. WEISS, Substitute Trustee and imposed upon said Successor Trustee, by In addition, the following parties may claim an Notices FEES WILL BE THE RESPONSIBILITY OF THE Weiss & Cummins, PLLC U.S. Bank National Association, as Trustee, interest in the above-referenced property: PURCHASER. IF THE SALE IS SET ASIDE FOR 208 Adams Avenue successor in interest to Bank of America, LYNDA D. MATTHEWS ANY REASON, THE PURCHASER AT THE SALE Memphis, Tennessee 38l03 National Association, as Trustee, successor JEROME R MATTHEWS SHALL BE ENTITLED ONLY TO A RETURN OF THE 90l-526-8296 by merger to LaSalle Bank National The sale held pursuant to this Notice may PURCHASE PRICE. THE PURCHASER SHALL File # 1882-128228-FC Association, as Trustee for Bear Stearns be rescinded at the Successor Trustee’s option Non-Resident Notice HAVE NO FURTHER RECOURSE AGAINST THE Mar. 17, 24, 31, 2017 Fmr17885 Asset Backed Securities I Trust 2006-PC1, at any time. The right is reserved to adjourn State of Tennessee, County of Hamilton GRANTOR, THE GRANTEE, OR THE TRUSTEE. Asset Backed-Certificates, Series 2006 PC1, the day of the sale to another day, time, and Docket No. 17D387 OTHER INTERESTED PARTIES: None NOTICE OF TRUSTEE’S SALE will, on April 20, 2017 on or about 10:00 place certain without further publication, upon DIVISION THIS IS AN ATTEMPT TO COLLECT A DEBT AND WHEREAS, default has occurred in the AM, at the Hamilton County Courthouse, announcement at the time and place for the CYNTHIA ANN MARTIN ANY INFORMATION OBTAINED WILL BE USED performance of the covenants, terms, and Chattanooga, Tennessee, offer for sale sale set forth above. W&A No. 168337 VS FOR THAT PURPOSE. conditions of a Deed of Trust Note dated Oc- certain property hereinafter described to the DATED March 14, 2017 JEFFERY JASON MARTIN If applicable, the notice requirements of T.C.A. tober 3, 2007, and the Deed of Trust of even highest bidder FOR certified funds paid at WILSON & ASSOCIATES, P.L.L.C., It is appearing from allegations in Plaintiff’s 35-5-101 have been met. date securing the same, recorded October 5, the conclusion of the sale, or credit bid from Successor Trustee Bill, which is sworn to, that the defendant is a All right of equity of redemption, statutory 2007, in Book No. GI 8490, at Page 504, in a bank or other lending entity pre-approved by FOR SALE INFORMATION, VISIT WWW. non-resident of the State of Tennessee, so that and otherwise, and homestead are expressly Office of the Register of Deeds for Hamilton the successor trustee. The sale is free from MYFIR.COM and WWW.REALTYTRAC.COM the ordinary process of law cannot be served waived in said Deed of Trust, but the under- County, Tennessee, executed by Robert Travis all exemptions, which are expressly waived Mar. 17, 24, 31, 2017 Fmr17888 upon JEFFERY MARTIN. signed will sell and convey only as Substitute Watkins and Ashley Nicole Watkins, conveying in the Deed of Trust, said property being IT IS ORDERED that publication be made for Trustee. certain property therein described to Lookout real estate situated in Hamilton County, NOTICE OF TRUSTEE’S SALE four successive weeks in the Hamilton County If the U.S. Department of Treasury/IRS, the Title Services, LLC as Trustee for Mortgage Tennessee, and being more particularly WHEREAS, default has occurred in the Herald, a newspaper published in Hamilton State of Tennessee Department of Revenue, Electronic Registration Systems, Inc., as described as follows: performance of the covenants, terms, and County, Tennessee, notifying said non-resident or the State of Tennessee Department of nominee for Vandyk Mortgage Corporation, its Being Lot No. 4, Block M, First Unit, on conditions of a Deed of Trust Note dated March that unless JEFFERY MARTIN answers and Labor or Workforce Development are listed successors and assigns; and the undersigned, the plan of Washington Park, as of record 26, 2007, and the Deed of Trust of even date makes defense to said complaint in the offices as Interested Parties in the advertisement, Wilson & Associates, P.L.L.C., having been in plat book 12, page 34, to which plan securing the same, recorded March 29, 2007, of the Circuit Court Clerk of Hamilton County, then the Notice of this foreclosure is being appointed Successor Trustee by U.S. Bank reference is hereby made for a more com- in Book No. GI 8287, at Page 481, in Office Tennessee, within thirty (30) days after the given to them and the Sale will be subject to National Association. plete description. of the Register of Deeds for Hamilton County, fourth weekly publication of this order, the the applicable governmental entities’ right to NOW, THEREFORE, notice is hereby given ALSO KNOWN AS: 1913 Tuskegee Boule- Tennessee, executed by Delilah P. Hardin and same will be taken as admitted by JEFFERY redeem the property as required by 26 U.S.C. that the entire indebtedness has been declared vard, Chattanooga, TN 37421 Michael P. Hardin, conveying certain property MARTIN and the case will be set for hearing ex 7425 and T.C.A. §67-1-1433. due and payable; and that an agent of Wilson & This sale is subject to all matters shown therein described to Professional Land Title parte or without JEFFERY MARTIN presence. This property is being sold with the express Associates, P.L.L.C., as Successor Trustee, by on any applicable recorded plat; any unpaid as Trustee for Fifth Third Mortgage Company; This 14th day of February 2017. reservation that the sale is subject to confir- virtue of the power, duty, and authority vested taxes; any restrictive covenants, easements, and the undersigned, Wilson & Associates, Larry L. Henry mation by the lender or trustee. If the sale is in and imposed upon said Successor Trustee, or setback lines that may be applicable; any P.L.L.C., having been appointed Successor Circuit Court Clerk set aside for any reason, the Purchaser at by U.S. Bank National Association, will, on statutory rights of redemption of any govern- Trustee by Fifth Third Mortgage Company. J. Wheeler, D.C. the sale shall be entitled only to a return of May 18, 2017 on or about 10:00 AM, at the mental agency, state or federal; any prior liens NOW, THEREFORE, notice is hereby given Deputy Clerk the purchase price. The Purchaser shall have Hamilton County Courthouse, Chattanooga, or encumbrances as well as any priority created that the entire indebtedness has been declared Attorney for Plaintiff: no further recourse against the Mortgagor, Tennessee, offer for sale certain property by a fixture filing; and to any matter that an ac- due and payable; and that an agent of Wilson & Richard Brent Teeter the Mortgagee or the Mortgagee’s attorney. hereinafter described to the highest bidder curate survey of the premises might disclose. Associates, P.L.L.C., as Successor Trustee, by Feb. 24, Mar. 3, 10, 17, 2017 Cmr17815 MWZM File No. 17-000203-670 FOR certified funds paid at the conclusion In addition, the following parties may claim an virtue of the power, duty, and authority vested MACKIE WOLF ZIENTZ & MANN, P. C., Substi- of the sale, or credit bid from a bank or other interest in the above-referenced property: in and imposed upon said Successor Trustee, Non-Resident Notice tute Trustee(s) lending entity pre-approved by the successor TIFFANY SHENAE BALL by Fifth Third Mortgage Company, will, on State of Tennessee, County of Hamilton Premier Building, Suite 404 trustee. The sale is free from all exemptions, HSBC BANK USA NATIONAL ASSOCIATION, AS April 20, 2017 on or about 10:00 AM, at the Docket No. 17D364 5217 Maryland Way which are expressly waived in the Deed of INDENTURE TRUSTEE UNDER THE INDENTURE Hamilton County Courthouse, Chattanooga, DIVISION Brentwood, Tennessee 37027 Trust, said property being real estate situated RELATING TO PEOPLE’S CHOICE HOME LOAN Tennessee, offer for sale certain property ADARA LYSETTE MAJOR PHONE: (615) 238-3630 in Hamilton County, Tennessee, and being more SECURITIES TRUST SERIES 2005-4 hereinafter described to the highest bidder VS EMAIL: [email protected] particularly described as follows: The sale held pursuant to this Notice may FOR certified funds paid at the conclusion BRANDO DELTON MAJOR Mar. 17, 24, 31, 2017 Fmr17884 LOCATED IN THE SECOND CIVIL DISTRICT be rescinded at the Successor Trustee’s option of the sale, or credit bid from a bank or other It is appearing from allegations in Plaintiff’s OF HAMILTON COUNTY, TENNESSEE: Lot at any time. The right is reserved to adjourn lending entity pre-approved by the successor Bill, which is sworn to, that the defendant is a SUBSTITUTE TRUSTEE’S SALE Thirty (30), Georgetown Place, as shown the day of the sale to another day, time, and trustee. The sale is free from all exemptions, non-resident of the State of Tennessee, so that Default having been made in the payment of by plat recorded in Plat Book 84, Page 105, place certain without further publication, upon which are expressly waived in the Deed of the ordinary process of law cannot be served the debts and obligations secured to be paid in Register’s Office of Hamilton County, announcement at the time and place for the Trust, said property being real estate situated upon BRANDO DELTON MAJOR. by a certain Deed of Trust executed January Tennessee. sale set forth above. W&A No. 107115 in Hamilton County, Tennessee, and being more IT IS ORDERED that publication be made for 25, 2000 by Valerie C. Smith, also known as ALSO KNOWN AS: 8278 Bluegill Circle, DATED March 14, 2017 particularly described as follows: four successive weeks in the Hamilton County Valerie Smith, and husband, Richard O’Neal Ooltewah, TN 37363 WILSON & ASSOCIATES, P.L.L.C., Located in the city of Chattanooga, Hamil- Herald, a newspaper published in Hamilton Smith, also known as Richard Smith to Thomas This sale is subject to all matters shown Successor Trustee ton County, Tennessee. Being part of Lots County, Tennessee, notifying said non-resident F. Baker, IV, as Trustee, as same appears of on any applicable recorded plat; any unpaid FOR SALE INFORMATION, VISIT WWW. fifteen (15) and sixteen (16), Block 76, that unless BRANDO DELTON MAJOR answers record in the office of the Register of Hamilton taxes; any restrictive covenants, easements, MYFIR.COM and WWW.REALTYTRAC.COM Glass Farm, as per Plat Book 1, Page 1, and and makes defense to said complaint in the County, Tennessee, in Book GI 5531, Page or setback lines that may be applicable; any Mar. 17, 24, 31, 2017 Fmr17887 being described as follows: Beginning on offices of the Circuit Court Clerk of Hamilton 657 and Modified in Record Book GI 9479, statutory rights of redemption of any govern- the West line of Taylor Street 50 feet South County, Tennessee, within thirty (30) days after Page 126, and the undersigned having been mental agency, state or federal; any prior liens NOTICE OF TRUSTEE’S SALE of the Southwest corner of the intersection the fourth weekly publication of this order, the appointed Substitute Trustee by instrument or encumbrances as well as any priority created WHEREAS, default has occurred in the of Taylor and Appling Streets; thence South- same will be taken as admitted by BRANDO recorded in the said Register’s Office, and by a fixture filing; and to any matter that an ac- performance of the covenants, terms, and wardly along the West line of Taylor Street DELTON MAJOR ANGELA DOVER and the case the owner of the debt secured, MidFirst Bank, curate survey of the premises might disclose. conditions of a Deed of Trust Note dated July a distance of 55 feet; thence Westwardly will be set for hearing ex parte or without having requested the undersigned to advertise In addition, the following parties may claim an 30, 2008, and the Deed of Trust of even date parallel to Appling Street a distance of 190 BRANDO DELTON MAJOR presence. and sell the property described in and conveyed interest in the above-referenced property: securing the same, recorded August 7, 2008, feet to the East line of an alley; thence North- This 13th day of February 2017. by said Deed of Trust, all of said indebtedness ROBERT TRAVIS WATKINS in Book No. GI 8733, at Page 792, in Office wardly along the East line of said alley 55 Larry L. Henry having matured by default in the payment of a ASHLEY NICOLE WATKINS of the Register of Deeds for Hamilton County, feet; thence Eastwardly parallel to Appling Circuit Court Clerk part thereof, at the option of the owner, this The sale held pursuant to this Notice may Tennessee, executed by Lynda D. Matthews Street a distance of 190 feet to the Point J. Wheeler, D.C. is to give notice that the undersigned will, on be rescinded at the Successor Trustee’s option and Jerome R Matthews, conveying certain of beginning. Conveyance is made subject Deputy Clerk Thursday, May 4, 2017 commencing at 10:00 at any time. The right is reserved to adjourn property therein described to Arnold M. Weiss, to the following: Any governmental zoning Attorney for Plaintiff: AM, at the West Door of the Hamilton County the day of the sale to another day, time, and Esq as Trustee for Wells Fargo Bank, N.A.; and and subdivision ordinances or regulations Lisa Lynn Conner Courthouse, 615 Walnut Street, Chattanooga, place certain without further publication, upon the undersigned, Wilson & Associates, P.L.L.C., in effect thereon. All applicable conditions, Mar. 3, 10, 17, 24, 2017 Cmr17825 TN 37402, Chattanooga, Hamilton County, announcement at the time and place for the having been appointed Successor Trustee by restrictions, reservations, easements, etc., Tennessee proceed to sell at public outcry sale set forth above. W&A No. 320365 Wells Fargo Bank, NA. as shown on said recorded plat. to the highest and best bidder for cash, the DATED March 13, 2017 NOW, THEREFORE, notice is hereby given ALSO KNOWN AS: 2515 Taylor Street, Continued on page 24 following described property, to-wit: WILSON & ASSOCIATES, P.L.L.C., that the entire indebtedness has been declared Chattanooga, TN 37406 Page 24 Public Notices March 17 - 23, 2017 www.HamiltonCountyHerald.com Court Notices ROBERT ANDREW LUCK County, Tennessee, notifying said non-resident County, Tennessee, within thirty (30) days after Circuit Court Clerk Continued from page 23 VS that unless KIMBERLY CASTILLO GONZALEZ the fourth weekly publication of this order, the J. Wheeler, D.C. MARDI JEAN LUCK answers and makes defense to said com- same will be taken as admitted by AMY HICKS Deputy Clerk STATE OF TENNESSEE It is appearing from allegations in Plaintiff’s plaint in the offices of the Circuit Court Clerk and the case will be set for hearing ex parte Attorney for Plaintiff: GENERAL SESSIONS COURT OF HAMILTON Bill, which is sworn to, that the defendant is a of Hamilton County, Tennessee, within thirty or without AMY HICKS presence. Pro Se COUNTY non-resident of the State of Tennessee, so that (30) days after the fourth weekly publication of This 7th day of March 2017. Mar. 17, 24, 31, Apr. 7, 2017 Cmr17876 Docket Number: 16GS2995 the ordinary process of law cannot be served this order, the same will be taken as admitted Larry L. Henry Plaintiff: ADVANCED CHECK CASH ADVANCE upon MARDI JEAN LUCslton County Herald, by KIMBERLY CASTILLO GONZALEZ and the Circuit Court Clerk Defendant: VINSON DEWAYNE a newspaper published in Hamilton County, case will be set for hearing ex parte or without J. Wheeler, D.C. Date of this Order: 02/20/2017 Tennessee, notifying said non-resident that KIMBERLY CASTILLO GONZALEZ presence. Deputy Clerk Misc. Appearance Date: 04/24/2017 unless MARDI JEAN LUCK answers and makes This 1st day of March 2017. Attorney for Plaintiff: At 11:00 a.m. defense to said complaint in the offices of the Larry L. Henry Richard Brent Teeter Notices Appearance Address: Court of General Ses- Circuit Court Clerk of Hamilton County, Tennes- Circuit Court Clerk Mar. 17, 24, 31, Apr. 7, 2017 Cmr17874 sions, Civil Division see, within thirty (30) days after the fourth J. Wheeler, D.C. Room 111 Hamilton County City Courts Building weekly publication of this order, the same will Deputy Clerk Non-Resident Notice PUBLIC NOTICE 600 Market Street be taken as admitted by MARDI JEAN LUCK Attorney for Plaintiff: State of Tennessee, County of Hamilton OF MEETING OF Chattanooga, TN 37402-1911 and the case will be set for hearing ex parte Pro Se Docket No. 17D556 ELECTRIC POWER BOARD ORDER OF PUBLICATION or without MARDI JEAN LUCK presence. Mar. 10, 17, 24, 31, 2017 Cmr17856 DIVISION OF CHATTANOOGA It appearing from the record in this cause This 27th day of February 2017. CHASTITY PHARR Take notice, pursuant to Chapter 442, that the defendant is a non-resident of Ten- Larry L. Henry STATE OF TENNESSEE VS Tennessee Public Acts of 1974, the Sunshine nessee, and certain property or money has Circuit Court Clerk GENERAL SESSIONS COURT OF HAMILTON WESLEY REYNOLDS Law, that the Board, the governing body of the been attached. C. Collins, D.C. COUNTY It is appearing from allegations in Plaintiff’s Electric Power Board of Chattanooga, Tennes- One or more civil warrants have issued but Deputy Clerk Docket Number: 16GS2085 Bill, which is sworn to, that the defendant is a see, will convene and meet in open session on returned unserved, and an attachment issued Attorney for Plaintiff: Plaintiff: THE HAVEN AT COMMONS PARK non-resident of the State of Tennessee, so that Friday, March 24, 2017 at 8:30 a.m. Eastern and was levied upon certain property or money. Pro Se APARTMENTS the ordinary process of law cannot be served Standard Time, in the Board Room, seventh IT IS ORDERED that publication be made Mar. 10, 17, 24, 31, 2017 Cmr17849 Defendant: TABOR JUSTIN OR OCCUPANTS upon WESLEY REYNOLDS. floor, 10 W. M L King Blvd, Chattanooga, Ten- requiring the defendant to appear at the time Date of this Order: 03-01-2017 IT IS ORDERED that publication be made for nessee, where and at which time and place and place stated above and defend this suit, Non-Resident Notice Appearance Date: 05/08/2017 four successive weeks in the Hamilton County said Board will transact such public business or a judgment by default may be entered State of Tennessee, County of Hamilton At 11:00 a.m. Herald, a newspaper published in Hamilton as may lawfully come before it. against him. This Order shall be published in Docket No. 17D521 Appearance Address: Court of General Ses- County, Tennessee, notifying said non-resident Gregory S. Eaves a newspaper by this County as required by law. DIVISION sions, Civil Division that unless WESLEY REYNOLDS answers and Secretary LARRY L. HENRY, CLERK CHRISTOPHER BOYD ANGEL Room 111 Hamilton County City Courts makes defense to said complaint in the offices Mar. 17, 2017 Mmr17879 Kim Emmett, Deputy Clerk VS Building of the Circuit Court Clerk of Hamilton County, Attorney for Plaintiff: DESIREE AMBER ANGEL 600 Market Street Tennessee, within thirty (30) days after the Legal Ad: Mayfield and Lester It is appearing from allegations in Plaintiff’s Chattanooga, TN 37402-1911 fourth weekly publication of this order, the Notice is hereby given that the County Board Mar. 3, 10, 17, 24, 2017 Cmr17832 Bill, which is sworn to, that the defendant is a ORDER OF PUBLICATION same will be taken as admitted by WESLEY of Commissioners will hold a public hearing in non-resident of the State of Tennessee, so that It appearing from the record in this cause REYNOLDS and the case will be set for hear- the Hamilton County Courthouse, Room 402, Non-Resident Notice the ordinary process of law cannot be served that the defendant is a non-resident of Ten- ing ex parte or without WESLEY REYNOLDS at 9:30 am, Wednesday, April 19, 2017, when State of Tennessee, County of Hamilton upon DESIREE ANGEL. nessee, and certain property or money has presence. consideration will be given to the following Docket No. 17D476 IT IS ORDERED that publication be made for been attached. This 6th day of March 2017. request: DIVISION four successive weeks in the Hamilton County One or more civil warrants have issued but Larry L. Henry 2017-038: Goodwin Southern Properties, LLC JOHNNY ABRAHAM POWELL Herald, a newspaper published in Hamilton returned unserved, and an attachment is- Circuit Court Clerk requests rezoning from rezoning from R-2A VS County, Tennessee, notifying said non-resident sued and was levied upon certain property J. Wheeler, D.C. Rural Residential District to R-1 Single Family AMANDA NICOLE BAILEY that unless DESIREE ANGEL answers and or money. Deputy Clerk Residential District, properties located at It is appearing from allegations in Plaintiff’s makes defense to said complaint in the offices IT IS ORDERED that publication be made requir- Attorney for Plaintiff: 7767, 7801 Kittrell Lane and 8158 Savannah Bill, which is sworn to, that the defendant is a of the Circuit Court Clerk of Hamilton County, ing the defendant to appear at the time and Pro Se Hills Drive. Lot 53, Savannah Hills Subdivision, non-resident of the State of Tennessee, so that Tennessee, within thirty (30) days after the place stated above and defend this suit, or a Mar. 17, 24, 31, Apr. 7, 2017 Cmr17875 Unit 4, Plat Book 21, Page 62, Deed Book the ordinary process of law cannot be served fourth weekly publication of this order, the judgment by default may be entered against 10380, Page 452, ROHC; Lot 81 Savannah upon AMANDA NICOLE BAILEY. same will be taken as admitted by DESIREE him. This Order shall be published in a news- Non-Resident Notice Hills Subdivision, Unit 11, Plat Book 56, Page IT IS ORDERED that publication be made for ANGEL and the case will be set for hearing ex paper by this County as required by law. State of Tennessee, County of Hamilton 82, and an unplatted tract of land described in four successive weeks in the Hamilton County parte or without DESIREE ANGEL presence. LARRY L. HENRY, CLERK Docket No. 17D529 Exhibit A, Parcel A of Deed Book 10272, page Herald, a newspaper published in Hamilton This 1st day of March 2017. Kim Emmett, Deputy Clerk DIVISION 477, ROHC. Tax Map 103D-D-1.04, 010, 036. County, Tennessee, notifying said non-resident Larry L. Henry Attorney for Plaintiff: JESSICA WOODS WILLIAMS 2017-040: Karl & Nina Vogel requests that unless AMANDA NICOLE BAILEY answers Circuit Court Clerk Wagner and Weeks VS rezoning from R-2 Residential District to and makes defense to said complaint in the J. Wheeler, D.C. Mar. 10, 17, 24, 31, 2017 Cmr17864 ROMONE S. WILLIAMS O-1 Office District, property located at 9501 offices of the Circuit Court Clerk of Hamilton Deputy Clerk It is appearing from allegations in Plaintiff’s Church Street. Lot 1 Drafts Murphy Subdivision County, Tennessee, within thirty (30) days after Attorney for Plaintiff: Non-Resident Notice Bill, which is sworn to, that the defendant is a #1, Plat Book 74, Page 124, ROHC and being the fourth weekly publication of this order, the Lisa Lynn Conner State of Tennessee, County of Hamilton non-resident of the State of Tennessee, so that the property described in Deed Book 10931, same will be taken as admitted by AMANDA Mar. 10, 17, 24, 31, 2017 Cmr17855 Docket No. 17D571 the ordinary process of law cannot be served Page 807, ROHC. Tax Map 132P-B-018. NICOLE BAILEY and the case will be set for DIVISION upon ROMONE S. WILLIAMS. 2017-045: Tiffany Newberry requests granting hearing ex parte or without AMANDA NICOLE Non-Resident Notice ERIK THOMAS HICKS IT IS ORDERED that publication be made for a Special Permit for a Short Term Vacation BAILEY presence. State of Tennessee, County of Hamilton VS four successive weeks in the Hamilton County Rental of property located at 9816 Ooltewah- This 24th day of February 2017. Docket No. 16D1169 AMY RENEE HICKS Herald, a newspaper published in Hamilton Georgetown Road. An unplatted tract of land Larry L. Henry DIVISION IV It is appearing from allegations in Plaintiff’s County, Tennessee, notifying said non-resident located at 9816 Ooltewah-Georgetown Road, Circuit Court Clerk KIMBERLY DENISE CASTILLO GONZALEZ Bill, which is sworn to, that the defendant is a that unless ROMONE S. WILLIAMS answers being the property described in Deed Book Heather Nolan, D.C. VS non-resident of the State of Tennessee, so that and makes defense to said complaint in the 10868, Page 804. Tax Map 087 – 019. Deputy Clerk ALBERTO BARUC CASTILLO GONZALEZ the ordinary process of law cannot be served offices of the Circuit Court Clerk of Hamilton The requests can be viewed at the Regional Attorney for Plaintiff: It is appearing from allegations in Plaintiff’s upon AMY HICKS. County, Tennessee, within thirty (30) days after Planning Agency Office, Development Resource Pro Se Bill, which is sworn to, that the defendant is a IT IS ORDERED that publication be made the fourth weekly publication of this order, the Center, Suite 2000, 1250 Market Street, Mar. 10, 17, 24, 31, 2017 Cmr17848 non-resident of the State of Tennessee, so that for four successive weeks in the Hamilton same will be taken as admitted by ROMONE S. Monday-Friday, 8:00 a.m. - 4:30 p.m. the ordinary process of law cannot be served County Herald, a newspaper published in WILLIAMS and the case will be set for hearing John Bridger, Executive Director Non-Resident Notice upon KIMBERLY CASTILLO GONZALEZ. Hamilton County, Tennessee, notifying said ex parte or without ROMONE S. WILLIAMS Chattanooga-Hamilton County State of Tennessee, County of Hamilton IT IS ORDERED that publication be made for non-resident that unless AMY HICKS answers presence. Regional Planning Agency Docket No. 17D497 four successive weeks in the Hamilton County and makes defense to said complaint in the This 2nd day of March 2017. Mar. 17, 2017 Mmr17882 DIVISION Herald, a newspaper published in Hamilton offices of the Circuit Court Clerk of Hamilton Larry L. Henry

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(Re)invention on view at Hunter Museum Hunter Museum is hosting “(Re)invention,” an exhibition of art from 15 young artists across the United States who are living with disabilities. Ranging in age from 16 to 25, the artists explore what it means to have a disability, yet resist being defined by it. The works range from portraits, to animation, to soft sculpture. The exhibit will be on view at the Hunter through May 21. “(Re)Invention” is the 15th exhibition presented by the John F. Kennedy Center for the Performing Arts as part of the VSA Emerging Young Artists Program, a Jean Kennedy Smith Arts and Disability Program. The result of a longtime collaboration with Volkswa- gen Group of America, this national art competi- tion and exhibition gives artists with disabilities the opportunity to display their work in venues across the nation. Source: Hunter Museum Victoria Duggar, Soft Machine I, 2015 Encaustic, nylon, brick

Photographs provided

Zaira Still from Homeland, 2016 Inkjet print

Monica Chulewicz, I’m Not Here For You to Taunt, 2016 Cynanotype prints on vintage dress

UT FOOTBALL  Frompage18 Hoke’schallenge tiple torn ligaments in his knee UT staff in 2013 (the other is might not be easy. Sutton Brady Hoke, the most in 2016. Reports have Tuttle running backs coach Robert wasn’t up to par last season in catches (50), receiving yards decorated new assistant at UT, not returning to practice until Gillespie). after the injury. He struggled (972), and TD catches (11) as a inherits the biggest challenge August or later, and if so, he Thigpen brings back an ex- along with the fellow corners junior last season. this spring and fall: rebuilding could be redshirted. perienced group of linebackers, Malik Foreman (a senior in Who replaces those num- a unit with the loss of Barnett, Phillips, who played at Nash- albeit without an NFL-caliber 2016), senior Emmanuel Mose- bers? And those of Kamara (40 Vereen, LaTroy Lewis and ville’s Hillsboro High and is the player like Reeves-Maybin, who ley, sophomore Baylen Buchan- catches, 392 yards, four TDs)? Danny O’Brien. Lewis played in son of Tennessee State athletic started the first four games. an and senior Justin Martin. Junior Jauan Jennings of 12 games and had four starts at director Teresa Phillips, is Senior Colton Jumper All have a chance to move Murfreesboro Blackman end and tackle as a senior last coming off a shoulder injury. and junior Darrin Kirkland up the depth chart this spring, High will be Tennessee’s No. year, and O’Brien was a senior McKenzie is coming off a torn Jr., shared starts at middle along with sophomore Mar- 1 receiver in 2017, and inju- starting tackle who was kicked pectoral. linebacker in the Vols’ 4-2-5 quill Osborne. ry-prone Josh Smith of Chris- off the team six games into the Kongbo needs to have a big scheme last season. Kirkland Jr. Unlike the cornerbacks, the tian Academy of Knoxville season. spring after an average first struggled with an ankle injury safeties are solid. Senior Todd returns for his fifth season. Hoke, who was head coach season at UT. during the 2016 season, but still Kelly Jr. of Knoxville Webb Jennings tied with Kamara at Michigan (2011-14), San He was the No. 1 rated started seven games, including returns as the starter at strong for second on the team in Diego State (2009-10), and Ball JUCO defensive end recruit out the bowl against Nebraska. He safety after leading the Vols in catches (40) in 2016 and his State (2003-08), will be working of Arizona Western Commu- could be limited this spring. tackles (71) and tied for first in 580 receiving yards and seven with an injury-riddled unit this nity College in 2015, and last Jumper, the former walk-on interceptions (two). touchdowns were second on spring. Fifth-year senior tackle season played in 13 games (two from Chattanooga’s Baylor Junior free safety Micah the team behind Malone. Kendal Vickers, who started all starts) and had 11 total tackles, School, started six games at Abernathy started 10 games Sophomore Tyler Byrd of 13 games, will be limited due three tackles for loss and one middle linebacker and one at at free safety and was second Naples (Florida) High came to to injury and offseason surgery, sack. weak-side linebacker. on the team in tackles (69) and UT as a cornerback, moved to and others on the 2017 front Others on the D-line can Other potential starters also had two interceptions. receiver in the 2016 fall camp likely are out most or all this make an impression on Hoke Thigpen will watch this spring Junior Rashaan Gaulden of In- and caught 15 passes for 209 spring: junior tackles Kahlil this spring – junior tackle Quay are senior Elliott Berry (four dependence High in Spring Hill yards (no touchdown) in 13 McKenzie and Shy Tuttle and Picou, senior tackle Alexis starts) and senior Cortez Mc- is back as the starter at nickel; games. junior end Kyle Phillips. Johnson, redshirt sophomore Dowell (four starts, including he was third on the team in New receivers coach Kevin Phillips and junior Jonathan end Darrell Taylor and fresh- the bowl game). tackles (68) last season. Sopho- Beard needs Byrd and several Kongbo are projected starters man end Deandre Johnson, a Daniel Bituli, a sophomore more Nigel Warrior and senior others in his group to take the at end in 2017 with Tuttle at a January enrollee. linebacker from Antioch’s Evan Berry also are in the safety next step, including sopho- tackle, and they’ll need to make Don’t be surprised if UT’s Nashville Christian School, has rotation. mores Marquez Callaway and monstrous steps to help replace defensive front doesn’t fare well a chance to be a factor, too. While the secondary returns Latrell Williams. Callaway those gone from the 2016 unit. against an experienced O-line. Who’sintheback? starting experience, it was played in six games last season Kongbo and Phillips both If anything, this spring is big for vulnerable to big plays in and had one catch for 13 yards. the projected starters to heal Charlton Warren gets his 2016. Warren’s job is to fix the played some interior line in first look as the new second- Williams never got on the field 2016 due to injuries, and will and their backups to get ready problem Martinez couldn’t in 2016, primarily due to a to be in the rotation. ary coach this spring, taking solve, and it starts with the first move back outside, if the Vols’ over for Willie Martinez, who nagging hamstring injury. health permits. Linebackerslook spring practice Tuesday. It’s a big spring for the was let go after four seasons at Tuttle’s UT career has been Linebackers coach Tommy Tennessee. receivers. Especially with a new plagued by two bad injuries – a Dave Link is a freelance jour- QB throwing their way. Thigpen is one of only two Warren needs to pinpoint nalist living in Knoxville. broken ankle in 2015 and mul- assistants left from Jones’ first solid cornerbacks, and that 26 | March 17 – 23, 2017 Hamilton County Herald www.hamiltoncountyherald.com

CRITIC  Frompage17 Super Crossword comedic timing by John C. Reilly. Mar- low is no stranger to Skull Island, having GYMGOER’S BUMMER by King Features been stranded there for 28 years since crashing landing on one of its beaches during the Second World War. Reilly gets the best lines and the only laughs. “Skull Island” would have been a humorless aff air without him, so I’m glad the fi lmmakers remembered that even monster movies should make us smile. “Skull Island” does everything a block- buster should giving us action in spades and characters worth cheering (and a Photograph courtesy of Warner Bros. Entertainment few worth loathing). It moves along at a Samuel L. Jackson in Kong: Skull Island. good clip and there’s just enough going assume to be a villain. What they fi nd is on to give it a little substance. far more complicated. I was especially intrigued by the I don’t want to overthink the mov- period and setting, which brought to ie, though. Just know I had a lot of fun mind the fi lm “Apocalypse Now.” Like watching it and believe anyone who en- that fi lm, “Skull Island” follows a group joys a good popcorn-muncher will, too. of people up a river to face what they

EVENTS  Frompage1 Sunday, April 9. Hours will be 9 a.m.- 3 p.m. on Friday and Saturday and 11 of Hope, and Rhonda Edwards facili- a.m.-3 p.m. on Sunday. Products will tate the group. To RSVP, for additional include hundreds of fruit, vegetable and information on cancer risk counseling, herb plant starts for spring and summer or to schedule an appointment, call (423) gardens. In addition to the sale, guests 495-2258. will be invited to enjoy food, live music, RescuesontheRunway free workshops and local crafts. Crabtree Farms is located at 1000 E. 30th St. Th e Humane Educational Society will host Rescues on the Runway on Satur- SculptureFieldsAnniversary day, March 25, 6 p.m., at the Chatta- Celebration nooga Choo Choo Imperial Ballroom. Sculpture Fields will celebrate its fi rst Guests will enjoy a three-course meal as anniversary Saturday, April 8 with a day- well as complimentary wine and beer. long event. Taking place from 9 a.m.-9 Vegetarian options will be available. p.m., the festivities will be free and open Dinner will be followed by a run- to the public. way show featuring shelter pets who Guests will be able to see the installa- are available for adoption. Guests will tion of a 60-foot steel sculpture by inter- also have the opportunity to bid on live nationally known sculptor John Henry, auction items ranging from vacations to enjoy a performance by the Chattanooga artwork. Register at www.heschatt.org/ Symphony and Opera’s wind ensemble, fm/events/detail/id/24. purchase concessions, watch artists EXPOChattanooga paint and draw, and fi nish off the day with the burning of a 15-foot wooden EXPO Chattanooga will take place structure by artist Andrew Nigh. Wednesday, March 29 at the Chattanoo- Sculpture Fields is a 33-acre interna- ga Convention Center. Presented by the tional sculpture park with 33 monumen- Chattanooga Area Chamber of Com- tal-scale sculptures, 1.5 miles of walking merce, the event will feature more than paths and 100 trees in its Commemora- 230 exhibitors. EXPO Chattanooga is tive Forest. free and open to the public. Booth hours: Sculpture Fields is located at 1800 10-11:30 a.m. and 1-4 p.m. Polk St., which turns off Main Street. SpringplantsaleatCrabtreeFarms Information: 423 266-7288, cliff ord@ Crabtree Farms will host its annual sculpturefi elds.org, www.sculpturefi elds. spring plant sale, Friday, April 7 through org.

Super Crossword puzzle solution for this week: www.hamiltoncountyherald.com Hamilton County Herald March 17 – 23, 2017 | 27

FITNESS  Frompage13 much water are they drinking and how are they sleeping?’ It’s gonna TonyaMartin,owner, B.U.S.Y. be almost impossible to make a Body Fitness: lot of changes if you are already “I don’t believe in New Year’s tired. And, we also know that resolutions. A lot of people start with dehydration, we lose energy. the new year with a list of things So, starting with something as they want to do. They think they simple as drinking water and didn’t have a win if they don’t ac- getting rest, they’re gonna start complish everything on that list. seeing a difference in their lives. But in the process of trying to do And then once they accomplish better, they did have some wins. those seemingly ‘easy to do’ and “Instead of getting down on ‘easy to not do’ things, then they yourself about the things that you can start looking at focusing in on didn’t do, start recognizing and the more complicated things.” celebrating the things that you PhilGrubb,owner, 9Round Kick- did get right, and then start re- boxing: building all those things. Especial- “Sometimes we fall ‘off the line’ ly as women, we get so caught up with our fitness. What we have in what we’re not doing that we’re to do is get back on line. When it missing all the positive things that comes to fitness, the main thing we are doing. is you really have to want to do it. “Think about the area of your You have to make a decision to life that you want to change and live a healthy lifestyle. With New just start with a goal that is an Year’s, people make plans to get arm’s reach above your head. fit, but they don’t make the deci- A lot of times we start with too sion to. Plans change; decisions much. Don’t try to change too don’t. It has to be a lifestyle, not many things at once. Focus on something you dread doing. one thing. “First, find a fitness program Photograph by Alex McMahan “When my clients come in, the Trying to change too many things at once? Choose one and give it your all. first thing that I ask them is, ‘How See FITNESS, page 28

MITCHELL  Frompage14 one of their die-hard fans once But she was there to see her book after another – some as throwing right-handed struck out Babe Ruth and Lou beloved Braves play, and that directed towards women, (shame on you, Jean Patrick). stories have written that I Gehrig, and Jackie and her was enough for Jackie. more directed towards kids “Jackie Mitchell, Baseball struck them out on six straight family were invited to attend an I only had a couple of brief (or female kids) – came out to Player” was authored by Kaye pitches,” Jackie told me that upcoming game. phone conversations with her portray Jackie and her life and Sharbone. Andy Broome day. “But I had a one-two count Jackie had no immediate from that point forward, which times. penned “Her Curves Were Too on Babe. He looked at all three family, so her lawyer, her is something that bothers me Jean L.S. Patrick authored Much for Them.” called strikes.” lawyer’s husband and I accom- to this day. But her friend and “The Girl Who Struck out And just this week, a play Gehrig followed and swung panied her to Atlanta. And like confidant, Pam Berke, was Babe Ruth” with the art cover a will debut in New Jersey about and missed strike three by many things the Braves did with her until the end, and her decent likeness of both she and myth and reality of Jackie about a foot, according to in the 80s, her moment in the reward was that Jackie left her Engel Stadium, and “Girl Pitch- Mitchell. Entitled “Unbeliev- accounts. Tony Lazzeri came spotlight was half-assed, to say all of her precious scrapbooks er vs Babe Ruth; the Baseball able,” it will be put on by the up next, drew a walk to load the least. when she passed away. Adventure of Jackie Mitchell,” Skyline Theater of Bergen, New the bases, and Rogers made the The Braves seated Jackie in The indication was that a with the cover portraying her Jersey. It is a musical. move to remove Jackie. The the highest reaches of the field book or even a movie of her game proceeded normally from level seat, in theory to protect fascinating life would be forth- that point with the Yankees the now-frail celebrity from a coming, but none of it came winning handily, 14-4. forecast of rain. But she did not from Berke, who guarded the The next day, baseball Com- throw out a first pitch, or even scrapbooks, allowing no other missioner Kenesaw Mountain go onto the field for a tribute would-be authors access to Landis ruled her contract and a wave. She was stuck their contents. invalid, effectively ruling that where half the stadium could Which was another reasons women would not be allowed not see her and the 15-second I was such a go-to person for to compete with boys or men. tribute was rushed through be- Jackie lore. Perhaps oblivious to the entire tween innings with no set-up. As the years passed, one “show biz” aspect of her perfor- mance, she expressed a desire to continue pitching for the Lookouts. Landis then doubled down on his confirmation that no one attempt to sign her as a player. The barnstorming days got old, but an injury made retirement an easy option. “Back in my younger days, I wasn’t a person who wanted to settle down,” she told me that day in 1981. “I didn’t get married until my 50s, and then it was to someone I had known a long time.” Her husband, Eugene Gilbert, died in 1974. Her scrapbooks and the Braves on cable TV, for years, were essentially her only com- panion, as Jackie spent most of her golden years as a fan. But there was one more big moment awaiting her. Word got to the Atlanta Braves that 28 | March 17 – 23, 2017 Hamilton County Herald www.hamiltoncountyherald.com

SILBERMAN  Frompage13 Silberman acknowledges that women often put them- to find a way to help people get selves last while trying to take their weight down, get a jump care of everyone else. “And start, and then use exercise to if there’s a little bit of time maintain.” left for them, they squeeze in A few years ago, Silberman whatever needs to be done,” “semi-retired” and moved with he says. What we want to do is Michele and their son, Tay- create that time that is totally lor, one of their four grown for them. We praise them. We children, to Santa Rosa, Florida, encourage them. We lift them where they developed other up so they can become better InShapeMD franchises and at everything else they do for started a Christian weight everybody else. And it helps loss retreat. But it wasn’t long them be complete.” before the urge to open a new Silberman and his wife business struck again, and in recently returned from a two- 2016 the Silbermans moved week trip to Italy to celebrate back to Chattanooga to open her retirement. To challenge Vive, a concept rooted in tech- themselves, they scaled the nology and the buddy system. steep stairs of the Torre del “We wanted to make a Mangia in Siena, Tuscany, one unique place where women of the country’s tallest secular could feel that they belong, towers when it was built in where they weren’t intimidat- the 1300s. “It was so high,” he ed and could come with other admits. “It was a tough climb.” women, where they felt good Silberman’s next venture: and didn’t have to think about Start more Master Vive groups anything,” says Silberman. “We and open more Vive centers. drill them through the whole “We’d like to go nationally,” thing.” he says. “We want to be able Taylor, 26, a physique com- to service the group fitness petitor and Vive instructor, Photograph by Alex McMahan population for women all over helped select the cutting-edge Expansion is in the plans for Silberman, both in the number of classes offered and more Vive facilities. the country.” equipment, which includes For now, he says, “We’re at heart rate monitors that en- screen. On another, videos Calorie Combat and Dance Right now, Silberman says a good place. Chattanooga has courage members to reach a play continuously, showing the Fusion, allow women of all he is most excited about the popped up several different target zone that continues to correct techniques for leg raises levels to work together at their facilitated Master Vive groups, little studio-type centers, and I rev up metabolism and burn fat and other moves. own paces. each made up of three to five think they all have their niche. and calories for up to 38 hours; “It incorporates a lot of high “In just 60 minutes, they women who cheer each other People need that. I’m glad to non-motorized, curved tread- and low cardiovascular inter- achieve a full-body workout on. “They not only support one just be a part of it. mills than help users expend vals with functional condition- concentrating on the areas another, but they help each “I’m definitely a visionary,” up to 30 percent more calories ing, which is what you need for that they most struggle with: other stay accountable,” he he adds. “I’m good at helping than with the motorized type; your everyday life and some the hips, the thighs, the glutes, explains. people move to a position that and Flexline Dynamic Cable Dynamic Flexline strength and the abs, the back of the arms,” “They walk through this they thought they could not System stations with air-com- toning,” Silberman points out. Silberman says. “They do it life together. Some girls have move to. … People ask me all pressed “smart handles” that “That’s a system that is only for the fun of it, they do it walked ahead in those shoes; the time, ‘What is your secret allow the women to increase in four clubs in the country at for the health of it, but more some are behind. But the group sauce?’ I say, you know, I get up or decrease resistance with the the moment. And we’re one of importantly, they do it for the helps you stay responsible every morning, and I meet with touch of a button. them.” confidence, to become the best for where you want to be and my CEO at 3:00,” he says, look- Each person’s color-cod- Classes, which range from version of themselves. It’s a girl where you want to go. So, it ing skyward. “From there, I get ed heart rate appears on one V-Barre and Bottom Half to thing.” becomes a fit journey.” my guidance and go forward.”

FITNESS  Frompage27 “First of all, you haven’t blown is grow. You’ll grow stronger, calmer, and as a result, the friend lost her anything! Life happens and is stressful better. Each time you practice, you will accountability partner. Professional that you like. There are dozens of enough, so don’t add to your stress gain something—strength, flexibili- accountability won’t disappear when different fitness programs out there. If by feeling guilty. You are not behind. ty, relaxation—so by all means, keep motivation wanes. That’s when it’s at you enjoy doing something, you will do You start right where you are, right practicing.” its strongest. it longer. Usually people stop working when you can. The hardest part of any KevinHarvey, owner, Scenic City Boot “Step 4: Tell your goals to friends/ out when they get bored with what change of habit is starting. Camp: family/co-workers who will support they are doing. Make it fun. Make it “Secondly, once you’ve gotten to you. Then they can help you stay on last. the [yoga] studio, be open. Be open to “Step 1: Take action. All too often, track, even when you want to give up. “Second, find a workout buddy what it may feel like to do something we work backwards. We set goals; we They’ll check in on you, see how you’re – someone that will hold you ac- you’ve never done before. Be open to set resolutions. You don’t have to have progressing and lift you up when countable, and that you will also hold the emotions that may arise as you all the answers before you start. But things get tough. If you don’t have the accountable, not someone that will hold another Warrior II pose for what you have to start. Sign up for a race, a right support group in your life, go slack off with you, but a real fitness pal. feels like the millionth time and your fitness program, or a six-week chal- find one. Join a gym, CrossFit box, or Change your boring workouts into a thigh is screaming! lenge – something that has some sort group training facility. Become a part fun fitness outing with a friend. “Be open to breathing through the of deadline or timeline attached to it. of a community where people are all “Next, it’s not about having time to emotions and sensations. See what “Step 2: Start small. Rome wasn’t wanting and working toward the same work out; it’s about making time to happens when you just are, when you built in a day and neither were you. goals you are. It’s a game changer. work out. We all have excuses as to are just open to being on your mat, in Set realistic expectations. Focus on “Step 5: Stay consistent. The people process goals like ‘I will work out five why we can’t work out today. But you the studio, opening up and strength- that show up every day, even if their days per week’ or ‘I will meal-prep ev- don’t leave the house without get- ening your body in ways you maybe workout isn’t perfect, or their nutrition ery Sunday.’ Pay attention to how good ting dressed because you are running never have in the past. isn’t always on point, are the ones who you feel, how loose your shirt starts late, right? No, you make time to get “Thirdly, keep practicing. My achieve the greatest results, because fitting. Focusing on one habit at a time dressed. Same with your fitness. answer, when asked how often to consistency always wins. until you’ve mastered that habit is the “And last, but not least, it’s not practice is, ‘as often as possible with as “Create healthy rituals and habits— best method of success. about how much time you spend in the little pressure as possible.’ If you miss things that you do every single day like “Step 3: Hire a coach. Athletes do gym. It’s about how much intensity. a day, don’t feel guilty. Be thankful clockwork. When you repeat them it. Celebrities do it. Why not you? Too Too many people waste way too much for the day you’ve had and get back over and over again, you’ll soon find often, we hear stories of how someone time in the gym, and they eventually on the mat the next day. Just keep that they become automatic, almost joined a gym with their girlfriend, but get tired of being there.” practicing. Yoga is a practice. You’ll effortless. It becomes a part of who you their girlfriend lost her motivation JenniferDixon, owner, Yoga East: never master yoga; what you will do are.”