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The Role of Pawnshops in Risk Coping in Early Twentieth-Century Japan∗ Tatsuki Inoue†
The role of pawnshops in risk coping in early twentieth-century Japan∗ Tatsuki Inoue† Abstract This study examines the role of pawnshops as a risk-coping device in prewar Japan. Using data on pawnshop loans for more than 250 municipalities and exploiting the 1918–1920 influenza pandemic as a natural experiment, we find that the adverse health shock increased the total amount of loans from pawnshops. This is because those who regularly relied on pawnshops borrowed more money from them than usual to cope with the adverse health shock, and not because the number of people who used pawnshops increased. Keywords: Pawnshop; Risk-coping strategy; Borrowing; Influenza pandemic; Prewar Japan ∗ I would like to express my gratitude to Tetsuji Okazaki, Kota Ogasawara, and participants at the Economic History Society Annual Conference 2019 at Queen’s University Belfast and 2019 Japanese Economic Association Spring Meeting at Musashi University for their helpful comments. This work was supported by Grant-in-Aid for JSPS Fellows (Grant Number: 17J03825). Any errors are my own. † Graduate School of Economics, The University of Tokyo, Akamon General Research Building, 3F 353, 7-3-1, Hongo, Bunkyo-ku, Tokyo 113-0033, Japan. E-mail: inoue- [email protected]. 1 Introduction Most industrialized countries were characterized by huge income inequality before World War II (Piketty 2014). Since formal systems of social insurance were underdeveloped, the poor were more vulnerable to unforeseen accidents such as illness than today’s poor people in developed countries. Furthermore, an increase in migration removed people from the traditional informal social insurance systems provided by their local communities (Gorsky 1998). -
University Microfilms International 300 North Zeeb Road Ann Arbor, Michigan 48106 USA St
INFORMATION TO USERS This material was produced from a microfilm copy of the original document. While the most advanced technological means to photograph and reproduce this document have been used, the quality is heavily dependent upon the quality of the original submitted. The following explanation of techniques is provided to help you understand markings or patterns which may appear on this reproduction. 1. The sign or "target" for pages apparently lacking from the document photographed is "Missing Page(s)". If it was possible to obtain the missing page(s) or section, they are spliced into the film along with adjacent pages. This may have necessitated cutting thru an image and duplicating adjacent pages to insure you complete continuity. 2. When an image on the film is obliterated with a large round black mark, it is an indication that the photographer suspected that the copy may have moved during exposure and thus cause a blurred image. You will find a good image of the page in the adjacent frame. 3. When a map, drawing or chart, etc., was part of the material being photographed the photographer followed a definite method in "sectioning" the material. It is customary to begin photoing at the upper left hand corner of a large sheet and to continue photoing from left to right in equal sections with a small overlap. If necessary, sectioning is continued again — beginning below the first row and continuing on until complete. 4. The majority of users indicate that the textual content is of greatest value, however, a somewhat higher quality reproduction could be made from "photographs" if essential to the understanding of the dissertation. -
The Roots of the Fondazione Roma: the Historical Archives
The Historical Archives are housed in the head-offices of the Fondazione Roma, situated in the THE ROOTS OF THE FONDAZIONE ROMA: THE HISTORICAL prestigious Palazzo Sciarra which was built in the second half of the sixteenth century by the ARCHIVES Sciarra branch of the Colonna family who held the Principality of Carbognano. Due to the beauty of the portal, the Palace was included amongst the ‘Four Wonders of Rome’ together with the In 2010, following a long bureaucratic procedure marked by the perseverance of the then Borghese cembalo, the Farnese cube and the Caetani-Ruspoli staircase. During the eighteenth Chairman, now Honorary President, Professor Emmanuele F.M. Emanuele, Fondazione Roma century, Cardinal Prospero Colonna renovated the Palace with the involvement of the famous acquired from Unicredit a considerable amount of records that had been accumulated over five architect Luigi Vanvitelli. The Cardinal’s Library, the small Gallery and the Mirrors Study, richly hundred years, between the sixteenth and the twentieth century, by two Roman credit institutions: decorated with paintings, are some of the rooms which were created during the refurbishment. the Sacro Monte della Pietà (Mount of Piety) and the savings bank Cassa di Risparmio. The documents are kept inside a mechanical and electric mobile shelving system placed in a depot The Honorary President Professor Emanuele declares that “The Historical Archives are a precious equipped with devices which ensure safety, the stability and constant reading of the environmental source both for historians and those interested in the vicissitudes of money and credit systems and indicators and respect of the standards of protection and conservation. -
Alice Walker Papers, Circa 1930-2014
WALKER, ALICE, 1944- Alice Walker papers, circa 1930-2014 Emory University Stuart A. Rose Manuscript, Archives, and Rare Book Library Atlanta, GA 30322 404-727-6887 [email protected] Digital Material Available in this Collection Descriptive Summary Creator: Walker, Alice, 1944- Title: Alice Walker papers, circa 1930-2014 Call Number: Manuscript Collection No. 1061 Extent: 138 linear feet (253 boxes), 9 oversized papers boxes and 1 oversized papers folder (OP), 10 bound volumes (BV), 5 oversized bound volumes (OBV), 2 extraoversized papers folders (XOP) 2 framed items (FR), AV Masters: 5.5 linear feet (6 boxes and CLP), and 7.2 GB of born digital materials (3,054 files) Abstract: Papers of Alice Walker, an African American poet, novelist, and activist, including correspondence, manuscript and typescript writings, writings by other authors, subject files, printed material, publishing files and appearance files, audiovisual materials, photographs, scrapbooks, personal files journals, and born digital materials. Language: Materials mostly in English. Administrative Information Restrictions on Access Special restrictions apply: Selected correspondence in Series 1; business files (Subseries 4.2); journals (Series 10); legal files (Subseries 12.2), property files (Subseries 12.3), and financial records (Subseries 12.4) are closed during Alice Walker's lifetime or October 1, 2027, whichever is later. Series 13: Access to processed born digital materials is only available in the Stuart A. Rose Manuscript, Archives, and Rare Book Library (the Rose Library). Use of the original digital media is restricted. The same restrictions listed above apply to born digital materials. Emory Libraries provides copies of its finding aids for use only in research and private study. -
Auburn Executive Summary.Indd
Central Atlanta Progress Atlanta Downtown Improvement District City of Atlanta EastsideEastside // AuburnAuburn FocusFocus AreaArea EXECUTIVEEXECUTIVE SUMMARYSUMMARY OctoberOctober 20042004 Prepared by: Eastside / Auburn Urban Collage, Inc. Prepared by: Urban Cooper Collage, Carry,Inc. in association URS Corp., with ZVA, ZHA, HPE, Verge Studios, Biscuit Studios and PEQ Cooper Carry, URS Corp., ZVA, ZHA, HPE, Verge Studios, Biscuit Studios and PEQ OVERVIEW / ISSUES Overview Sweet Auburn is the historical African-American heart of Atlanta, and Auburn Avenue is its Peachtree Street. In January through March of 2004, Sweet Auburn was studied as a part of the ‘Eastside / Auburn Avenue’ Focus Area, one of five such areas included in the “Imagine Downtown” planning and visioning process. An Eastside / Auburn Core Team of institutions, businesses, property owners and residents in the area was convened to review existing conditions, define issues for discussion, review plan products and prioritize implementation steps. In addition, one-on-one interviews were held with many of the stakeholders in the corridor and over 60 people participated in the Community Workshop held on December 9, 2003. Focus Area Context The Eastside/ Auburn Avenue Focus Area is located just east of Atlanta’s Central Business District. The Auburn corridor is approximately one mile long, anchored by a high-density commercial area around Peachtree Street on the west and the Martin Luther King Jr. National Historic Site (NHS) on the east. John Wesley Dobbs Avenue and Edgewood Avenue form the northern and southern boundaries of the Focus Area, which is about six blocks at its widest point where in jogs along Gilmore Street to include a part of Grady Hospital. -
“Unlucky in Affairs of Business….” Turning Points in the Life of Lorenzo
“Unlucky in affairs of business….” Turning Points in the life of Lorenzo de Medici Harry Don Stephenson, Jr. Faculty Advisor: Thomas Robisheaux, Ph.D. Fred W. Schaffer Professor of History History Department November 2015 This project was submitted in partial fulfillment of the requirements for the degree of Master of Arts in the Graduate Liberal Studies Program in the Graduate School of Duke University. Copyright by Harry Don Stephenson, Jr. 2015 i Contents Abstract ………………………………………………………………………………………………………………………………….…iii List of Tables and Figures ……………………………………………………………………………………………………….…iv Acknowledgements …………………………………………………………………………………………………………………..v Introduction ………………………………………………………………………………………………………………………………1 Chapter One: Banking in Fifteenth Century Italy………………………………………………………………………. 5 Chapter Two: Family Tree ………………………………………………………………………………………………………...12 Chapter Three: Lorenzo in Rome – 1466 ………………………………………………………………………………….. 30 Chapter Four: The Pazzi Conspiracy- April 1478 ………………………………………………………………………. 36 Chapter Five: The Pazzi War – 1479-1480 ………………………………………………………………………………….50 Chapter Six: Restoration with Rome - 1488 …………………………………………………………………………….. 59 Chapter Seven: Conclusion ……………………………………………………………………………………………………… 66 Bibliography ii Abstract The Medici family name is inextricably tied to Florence and the Italian Renaissance. For three hundred and fifty years, through twelve generations, the Medici lived in, work in, and to a considerable degree ruled the city. No Medici name rises higher in recorded history than Lorenzo di Piero de’ Medici. Lorenzo il Magnifico is remembered as a patron of the arts, poet, humanist, diplomat and savior of Florence during the Pazzi War. His legacy as a competent banker, manager and caretaker of the family business empire is sadly much less triumphant. Through the “quirks of genealogical fortune”, including a string of untimely deaths of male members of the Medici, Lorenzo found himself to be the sole owner of the Medici Bank in its sixth decade of business. -
Protest at the Pyramid: the 1968 Mexico City Olympics and the Politicization of the Olympic Games Kevin B
Florida State University Libraries Electronic Theses, Treatises and Dissertations The Graduate School 2003 Protest at the Pyramid: The 1968 Mexico City Olympics and the Politicization of the Olympic Games Kevin B. Witherspoon Follow this and additional works at the FSU Digital Library. For more information, please contact [email protected] THE FLORIDA STATE UNIVERSITY COLLEGE OF ARTS AND SCIENCES PROTEST AT THE PYRAMID: THE 1968 MEXICO CITY OLYMPICS AND THE POLITICIZATION OF THE OLYMPIC GAMES By Kevin B. Witherspoon A Dissertation submitted to the Department of History in partial fulfillment of the requirements for the degree of Doctor of Philosophy Degree Awarded: Fall Semester, 2003 The members of the Committee approve the dissertation of Kevin B. Witherspoon defended on Oct. 6, 2003. _________________________ James P. Jones Professor Directing Dissertation _____________________ Patrick O’Sullivan Outside Committee Member _________________________ Joe M. Richardson Committee Member _________________________ Valerie J. Conner Committee Member _________________________ Robinson Herrera Committee Member The Office of Graduate Studies has verified and approved the above named committee members. ii ACKNOWLEDGEMENTS This project could not have been completed without the help of many individuals. Thanks, first, to Jim Jones, who oversaw this project, and whose interest and enthusiasm kept me to task. Also to the other members of the dissertation committee, V.J. Conner, Robinson Herrera, Patrick O’Sullivan, and Joe Richardson, for their time and patience, constructive criticism and suggestions for revision. Thanks as well to Bill Baker, a mentor and friend at the University of Maine, whose example as a sports historian I can only hope to imitate. Thanks to those who offered interviews, without which this project would have been a miserable failure: Juan Martinez, Manuel Billa, Pedro Aguilar Cabrera, Carlos Hernandez Schafler, Florenzio and Magda Acosta, Anatoly Isaenko, Ray Hegstrom, and Dr. -
Papal Overlordship and Protectio of the King, C.1000-1300
1 PAPAL OVERLORDSHIP AND PROTECTIO OF THE KING, c.1000-1300 Benedict Wiedemann UCL Submitted for the degree of PhD in History 2017 2 I, Benedict Wiedemann, confirm that the work presented in this thesis is my own. Where information has been derived from other sources, I confirm that this has been indicated in the thesis. 3 Papal Overlordship and Protectio of the King, c.1000-1300 Abstract This thesis focuses on papal overlordship of monarchs in the middle ages. It examines the nature of alliances between popes and kings which have traditionally been called ‘feudal’ or – more recently – ‘protective’. Previous scholarship has assumed that there was a distinction between kingdoms under papal protection and kingdoms under papal overlordship. I argue that protection and feudal overlordship were distinct categories only from the later twelfth and early thirteenth centuries. Before then, papal-royal alliances tended to be ad hoc and did not take on more general forms. At the beginning of the thirteenth century kingdoms started to be called ‘fiefs’ of the papacy. This new type of relationship came from England, when King John surrendered his kingdoms to the papacy in 1213. From then on this ‘feudal’ relationship was applied to the pope’s relationship with the king of Sicily. This new – more codified – feudal relationship seems to have been introduced to the papacy by the English royal court rather than by another source such as learned Italian jurists, as might have been expected. A common assumption about how papal overlordship worked is that it came about because of the active attempts of an over-mighty papacy to advance its power for its own sake. -
Betting on the Papal Election in Sixteenth-Century Rome John M
Number 32 May 2015 Center for Gaming Research Occasional Paper Series University Libraries University of Nevada, Las Vegas Betting on the Papal Election in Sixteenth-Century Rome John M. Hunt ABSTRACT: Wagering on the papal election was a popular pastime among all levels of society in sixteenth-century Rome. Brokers and their clients kept well-informed of the election taking place within the closed doors of the con- clave. Consequently, wagering on the election proved to be a source of disruption since—intentionally or not—it begat rumors of a pope’s election and spurred brokers to use illicit means of discovering the secrets of the conclave. The papacy thus initiated a campaign against the practice during the last twenty-five years of the sixteenth century. This campaign, partially inspired by the Counter-Reformation’s impulse to reform popular mores, proved successful as wagering on papal elections disappeared after 1592. Keywords: Rome, sixteenth century, popes, conclave, papal elections, wagering, the Banchi, avvisi, scommesse, Counter Reformation, papacy Preferred Citation: John M. Hunt, “Betting on the Papal Election in Sixteenth-Century Rome,” Occasional Paper Series, 32. Las Vegas, Center for Gaming Research, University Libraries, 2015. Few events excited the people of Rome more than The reality, however, was another picture altogeth- the election of the pope, the holy father of the Catho- er. Despite being closed up in the conclave and with lic Church and the supreme prince of the Eternal City. thousands of guards levied to watch over them in the Rome sat in the center of a great political process that Vatican Palace, the cardinals and election itself could would determine not only its future but that of the en- never escape influence from without. -
Freedom Park: Atlanta's Arts Park
November 2017 TM News for Candler Park • Your In Town Hometown • www.CandlerPark.org Freedom Park: Atlanta’s Arts Park More info on pages 11 INSIDE THIS MONTH’S MESSENGER Addressing Using Homeless in L5P ATL 311 PAGE 8 PAGE 9 Fall Fest History of Memories Findley Plaza PAGE 12-13 PAGE 16 Need Stuff? 404-296-0285 We’ve Got Stores! Four different stores and 404-634-6995 daily changes in inventory, means finding the perfect piece at a bargain price couldn’t be easier. Spruce 404-634-6995 COLAY WHITE, O.D. up your home and your MICHAEL G. STAMBOLY. O.D. closet with consignment 484-D MORELAND AVE NE items at a fraction of their 404-523-3937 original cost. Complete Vision Care in Little 5 Points 404-377-1944 fkconsign.com Plans for Investing and Celebrating The mission of the Candler Park By Zaid Duwayri, [email protected] Neighborhood Organization is to promote the common good and Remember Fall Fest of 2017? What general welfare in the neighborhood a great community event it was! Presidential Briefing known as Candler Park in the Indeed, the feedback we received from our annual festival. CPNO realizes city of Atlanta. neighbors, visitors and vendors alike was that the conservancy was established that this is a truly great neighborhood to improve on Candler Park, and we BOARD of DIRECTORS festival. Yes, we grew our footprint would be entrusting the conservancy PRESIDENT Zaid Duwayri [email protected] 404-637-6691 beyond what it was in the past, but the with using these funds to advance these event remained true to its purpose, two projects in the near future. -
January Advocator
THE Inman Park Advocator Atlanta’s Small Town Downtown News • Newsletter of Inman Park Neighborhood Association January 2021 [email protected] • inmanpark.org • 245 North Highland Avenue NE • Suite 230-401 • Atlanta 30307 Volume 49 • Issue 1 President’s Message Progress on the Atlanta Tree Ordinance By Amy Higgins • [email protected] As you know, Inman Park is prized for its tree cover. For over 20 years our neighborhood Tree Watch group has partnered with Trees Atlanta to protect, preserve and plant new trees across the neighborhood. We also value the diversity of our housing stock which includes studio apartments, classic shotgun houses, townhomes, Victorian mansions and everything in between. While many intown neighborhoods are comprised almost exclusively of low-density single family residential zoning, we have commercial, industrial, residential-light commercial, duplex, and mixed-use zones all within our boundaries. This diversity of housing stock and density gives us the opportunity to offer housing to folks from a range of ages and income levels. Frequently though, our commitments to both housing diversity and tree conservation conflict. The Atlanta Tree Ordinance was created to guide development in a way that is mindful of trees while still recognizing the needs of Atlanta’s growing population. Of course, like many first editions, it has (arguably) fallen short of its goals it is in need of review and revision. Atlanta began careful consideration of a revised ordinance a couple of years ago and is expected to release a final draft of the new ordinance this spring. When this happens, I will invite our friends from Trees Atlanta to visit an IPNA meeting and bring us up to date. -
Informal Financing of Small-Scale Enterprises in Sri Lanka
GERMAN DEVELOPMENT INSTITUTE GDI Informal Financing of Small-Scale Enterprises in Sri Lanka Kathrin Berensmann Karl Bartels Heike Höffler Kathrein Hölscher Karen Losse Johannes Majewski GERMAN DEVELOPMENT INSTITUTE Informal Financing of Small-Scale Enterprises in Sri Lanka Kathrin Berensmann Karl Bartels Heike Höffler Kathrein Hölscher Karen Losse Johannes Majewski Reports and Working Papers 10/2002 Bonn 2002 © German Development Institute Tulpenfeld 4 · D-53113 Bonn Telephone +49 (0)228 94927-0 · Fax +49 (0)228 94927-130 [email protected] www.die-gdi.de ISBN 3-88985-248-3 Preface Microfinance is one oft the most successful tools of development policy. Nevertheless, there is a consider- able gap between demand and supply in microfinance. Demand for microcredits cannot be satisfied by for- mal and semi-formal suppliers. This also holds true for Sri Lanka, even though many microfinance institu- tions there supply credits. This gap is closed by informal credit suppliers in Sri Lanka. However, the credit supply of informal financial actors such as moneylenders and ROSCAs is inadequate because credit condi- tions are unfavourable. Moneylenders, for example, charge very high interest rates compared with suppliers from the formal or semi-formal financial sector, and moneylenders sometimes adopt illegal practices. Despite the important role of informal credit suppliers for microfinance, they have until now been the subject of very little research in Sri Lanka. Clearly, it is very difficult to approach informal credit suppliers, par- tic ularly moneylenders. Nevertheless, our research team managed to conduct a number of interviews with the two most important informal suppliers of credit: moneylenders and ROSCAs.