winter 2003

SEMIANNUAL NEWSLETTER FOR STATE TEACHERS’ RETIREMENT SYSTEM BENEFIT RECIPIENTS

Post-Retirement Teachers Earnings Limit Set Health Study  on january 1, the post-retirement earnings limit for fiscal year 2002-2003 was raised to Yields Findings $24,934. with help from calstrs, nearly 133,500 female The earnings If you go over the limit in any fiscal teachers from california limit is applied year, your retirement benefit will be have been participating in the to public school reduced dollar for dollar by the ongoing California Teachers employment excess amount. Study. The study, organized by only; there is a consortium of scientists from There are several exemptions to the no earnings the California State Depart- limit. These exemptions have limit for ment of Health Services and various sunset dates, so be sure to employment universities throughout Califor- check the exemptions each year. outside public nia, seeks to enhance under- You may be exempt if you: schools. Keep in mind, however, standing of breast cancer that extra service such as teaching retired on or before January 1, causes and prevention. summer school and intersession 2000, and teach in grades K–12 In this phase of the study, the started counting toward the limit in or participate in certain teacher research team confirmed: July 2002. preparation programs  Teachers have higher than This change is the result of new retired on or before July 1, 2000, expected rates of breast, legislation. SB 1983 by Senator and provide direct remedial endometrial and ovarian Soto, signed into law in September instruction to students in grades cancers, melanoma, lym- 2000, changed the basis for calcu- 2–12 phoma and leukemia and, lating the post-retirement earnings return to CalSTRS-covered to an extent, thyroid limit from the All Urban California employment after a break in cancers. Consumer Price Index to the service of 12 or more consecu-  increase in the average earnable tive months Teachers have low rates of salary of active members. With fill an administrative position for cancers of the lung and teacher salaries increasing more up to one-half of the full-time cervix, and they have about quickly than the CCPI, the effect equivalent that is vacant because the same rates of colon will likely be higher post-retirement of an unanticipated emergency cancer as other California earnings caps in the future. situation women.

continued on page 10 continued on page 6 CEO Notes BY JACK EHNES, CHIEF EXECUTIVE OFFICER

contribution retirement plans reason for the most recent stock Who do you because these types of plans depend market decline is lack of investor trust? on the amounts held in each confidence because of scandals and individual’s account. These pension bankruptcies of major companies. calstrs moves forward in the plan benefits are market sensitive In fact, several of those incidences aftermath of corporate scan- and can rise or fall with economic have affected the portfolio. CalSTRS’ dals and financial market cycles. losses in Enron totaled about $47.5 setbacks million and losses in WorldCom Who can you trust? Not an easy Your Benefit is Not Affected about $263 million. While that’s a question to answer these days. Remember that your retirement small part of the $94 billion portfo- Lately our newspapers are filled plan is different from these defined lio, CalSTRS is aggressively pursu- with stories of corporate misdeeds. contribution plans. CalSTRS pro- ing financial market reforms and vides a defined benefit program, actively supporting passage of The impact of recent news is of which provides lifetime benefits federal legislation to ensure corpo- course not just interesting Sunday guaranteed by law and is never rate accountability. reading. Our financial markets have affected by economic cycles. been shaken to their core, and we Trust and integrity must be rebuilt are faced with an aftermath that has Benefit Enhancements are in the marketplace before the stock affected the financial resources of Unlikely market can fully recover. We have millions of Americans. Just as That said—a stock market decline an active voice in Washington to serious, recent events have raised does affect CalSTRS. When pension advocate our financial interests in fundamental questions about trust funds develop assets that exceed these corporate accounting reform in corporate America. their liabilities, benefit enhance- debates. We also unfortunately ments often follow. With pension recognize that there are times that Impacts of Recent Market plans throughout the country now we must litigate to pursue recovery Downturn facing reduced assets, it is unlikely of the system’s funds. In one such It’s not news to you that a market that benefit enhancements can be high profile case, the courts have downturn means that your personal added for some time unless more named CalSTRS as lead plaintiff in investments, such as IRAs, 401(k)s money is contributed to CalSTRS. the class action lawsuit against or 403(b)s, have lost value. This is Homestore.Com, a California-based truly an unfortunate setback to CalSTRS Is Involved in Market company. Recently, the Justice everyone’s overall retirement in- Reforms Department secured guilty pleas come. Most affected are private CalSTRS is doing its part to help the from three key Homestore execu- sector employees who have defined market strengthen again. One continued on page 3

page 2 retired educator CEO NOTES cont. from page 2 We also know that we have no other We will be communicating this motives than to serve you. Our mission loudly throughout tives for their roles in a scheme to products are designed simply and CalSTRS, to our membership and fraudulently inflate the earnings of solely for your retirement benefit our business partners. In these days the company. with no hidden charges. This means of financial insecurity and mis- that we must protect your retirement deeds, we must sustain your trust assets with the utmost care and that CalSTRS will always serve your The CalSTRS Mission diligence. But trust must be earned, interests. Amidst this discussion of trust, I not just talked about. I pledge to you want to take a moment to discuss that all of us at CalSTRS will make CalSTRS’ mission. You might think this mission part of our daily respon- our mission is obvious—it’s to pay sibility in serving you. benefits. That certainly is one of our Jack Ehnes core responsibilities, but we see our relationship to you in much broader terms. The Teachers’ Retirement Board has developed the following mission statement: Who Do You Trust? Securing the financial future A recent USA Today/CNN/Gallup Poll (July 2002) asked, “Which and sustaining the trust of groups do you trust? California’s educators. The answers should be of no surprise to you. Teachers were rated To us at CalSTRS, this is a very very highly with an 84 percent rating. The bottom? Corporate CEOs powerful statement. We see our and HMO execs (23 percent and 20 percent respectively). Here’s responsibility in fulfilling this as the breakdown: advocating, developing, delivering and communicating a variety of More than 500 adults were asked which groups they trusted financial products and services to Catholic priests 45% provide a strong foundation for Teachers 84% your retirement. We will look to People who run Rich people 43% you for guidance as to how we can small businesses 75% continuously improve our service Journalists 38% Military officers 73% and offer new services that meet Government officials 26% your needs in these changing times. Police officers 71% We recognize that some of our Lawyers 25% members prefer face-to-face or Coaches of youth sports 68% Stockbrokers 23% telephone communications while Protestant ministers 66% others would prefer self-service CEOs of large corporations 23% through our Web site. Our mission Doctors 66% Managers of HMOs 20% statement says that no matter the delivery system, you come first, not Accountants 51% what is easier for us. Professional athletes 48%

Source USA TODAY/CNN/Gallup Poll, July 5-8, 2002

winter 2003 page 3 New CalSTRS Web Site Makes Its Debut Click on www.calstrs.ca.gov to see the changes

Stop by to see the new and improved CalSTRS Web site. You’ll see some dramatic changes as the site takes a leap forward in graphic presentation, navigational ease and readability. Use the drop-down menu to access each section more quickly. And don’t forget to visit the site from time to time to look for future improvements! Here’s the path for information of interest to retired CalSTRS members and benefit recipients.

 About CalSTRS

 Members

DEFINED BENEFIT PROGRAM

• Retirement Benefits • Disability Benefits  Forms & Publications • Survivor Benefits • Working After Retirement • Reading Your 1099R • Glossary  FAQs

HOME LOAN PROGRAM

• Program Summary • Approved Lenders • Interest Rates

MEDICARE PREMIUM PAYMENT PROGRAM

• Program Information • Program Forms • Related Sites

TELETALK

Need a CalSTRS form? You can now order forms by e-mail. Click on the Forms & Publications link on the Web site, then select the forms ordering button. Type in your name, shipping address and the number of forms you need. Ordering by phone is easy, too. Call 800-228-5453 and select option 3.

page 4 retired educator New Law Allows Change to Option 6 and 7 Option Beneficiary

when you retired, did you When Can You Change Your • if you get married after your select options 6 or 7? If so, there Option Beneficiary? retirement and had previously is a new law that started January 1 Once you retire, you can only chosen an unmodified allowance you should know about. change your option beneficiary For more information about chang- under the following four circum- Now under Options 6 and 7 if your ing your option beneficiary, listen to stances: option beneficiary dies before you Teletalk messages 369, 370 and do, you can name a new option • if your option beneficiary dies 378 by calling 800-228-5453 and choosing option 3. You can also beneficiary. This new law makes • if you and your option benefi- read Teletalk messages online. Option 6 and 7 consistent with ciary divorce Options 2 through 5. You can find them on FAQ section • if your option beneficiary is not of the CalSTRS Web site— The option beneficiary change will your spouse, and you would like www.calstrs.ca.gov. take place six months after your it to be request is received by CalSTRS. At the end of the six-month waiting period, your monthly allowance will be reduced to reflect your current age and the age of your new option Long-Term Care beneficiary. If either you or your Enrollment Opens new option beneficiary dies during the six-month waiting period, the in Spring request will not take effect. no one likes to think about needing Previously, under Options 6 and 7, long-time care. But if you ever do, you if your option beneficiary died want to be able to afford it. Catastrophic before you, your allowance was accidents, disabilities, and age-related illnesses increased to the unmodified level, can happen, and conventional health plans and but you were not allowed to name Medicare typically do not provide coverage. The another option beneficiary. The new CalPERS Long-Term Care Program can help with law did not change the fact that you the costs. outlive your option beneficiary, your Eligibility isn’t limited to CalPERS members. Those allowance will still increase to the eligible for CalPERS long-term care coverage include unmodified level. all California public employees, teachers, administra- To request a new option beneficiary, tors, school employees, retired teachers, substitute teachers, and part-time you should fill out the Change of and seasonal employees. Spouses, parents and parents-in-law along with Option Beneficiary After Retirement siblings age 18 years and older can also apply. Due to Death form. Call CalSTRS at The 2003 open enrollment period starts April 1, 2003, and ends June 30, 800-228-5453 and select option 3 2003. For more information and to request an application kit, phone 800- to have the form mailed to you. 266-1050 or use the CalPERS Web site at www..ca.gov/longtermcare.

winter 2003 page 5 Changes Occur to Teachers’ POST-RETIREMENT cont. from page 1 Please note the Education Code Retirement Board prohibits employment in a classified position if you are retired for Marty Mathiesen been recognized by the YMCA, the service. The only exception is Leaves Board Chamber of Commerce and the city employment as a teacher’s aid in Marty Mathiesen left the of Beverly Hills for his many commu- certain circumstances. Teachers’ Retirement nity service accomplishments. Board this November. Disability Earnings Limit Is “Those of us on the board will miss Appointed by former Governor Pete Unchanged George’s extensive knowledge, Wilson in 1999 and reappointed by Those receiving disability retirement outstanding leadership and steady Governor in 2001, allowances have a different earnings guidance,” said chairperson Gary Marty represented CalSTRS retired limit, and the basis for calculating it Lynes. members. A former teacher, coach has not changed. A CalSTRS disabil- and administrator at Cupertino Two New Ex-Officio Members ity retirement allowance is reduced High School until his retirement in Join Board dollar-for-dollar by the total amount 1973, Marty sat on the board of earnings from all employment in during the time when many impor- excess of the limit. The 2002 tant benefit enhancements were calendar year limit is $21,000. The enacted including the purchasing 2003 earnings limit will be slightly power protection for those retired higher and will be announced in members most affected by inflation. February. “Marty is a true friend and advocate Steve Westly Jack O’Connell for CalSTRS members and retired members,” said Gary Lynes, board chairperson. “His dedicated efforts on behalf of CalSTRS members Calling CalSTRS? Avoid were greatly appreciated and will be the Rush Kathleen Connell Delaine Easton sorely missed.” Need to call CalSTRS? Try to avoid peak times. Board Member George In January 2003, two new ex-officio Fenimore’s Term Ends members joined the board. Newly The busiest times for callers are George Fenimore also elected State Controller Steve Westly on Monday mornings, the first of left the board when his and State Superintendent of Public the month and the day after a term ended in October. Instruction Jack O’Connell will serve holiday. Peak time during the day Appointed by Governor on the board by virtue of their office. is from 10 a.m. to 2 p.m. It may be Pete Wilson in 1993 to Term limits meant neither incumbent easier to avoid those busy times. represent the general public and could run again; therefore, former And remember, you can call 24 reappointed in 1998 by Governor State Controller Kathleen Connell hours a day to order forms and Wilson, George is a past commis- and former Superintendent of Public listen to Teletalk messages. sioner with the Fair Political Prac- Schools Delaine Eastin left the board The Public Service office is open tices Commission and a board in early January. from 8 a.m. to 5 p.m., Monday director for the John Douglas French through Friday, except on holi- Alzheimer’s Foundation. He has days. Call 800-228-5453. page 6 retired educator 2003 Pay Dates to Keep All Year 2003

the first payday for 2003 is just around the corner. Here are the CalSTRS pay dates for the upcoming year. These are the dates that your benefit check should be received in the mail or be available electronically at your bank.

What To Do If Your Check Is Late Authorization form available by calling CalSTRS (choose If your check is mailed to you and you have not option 3) or downloading it from the CalSTRS Web site. received it by the 5th of the month, please call CalSTRS. In the event the electronic payment does not reach your Give Direct Deposit a Try bank, please verify with the bank that your payment Currently, more than 90 percent of CalSTRS retirees has not been received before you contact CalSTRS. enjoy the benefits of direct deposit. It’s the safest, Normally, CalSTRS is notified by the bank in advance if quickest and most reliable way to get your money into a direct deposit is rejected. In those cases, CalSTRS your account each month. With direct deposit, there’s mails a paper check to your address on file shortly after no chance your check will be lost in the mail, stolen or payday. forged. Most importantly, although this rarely happens, if your monthly payment fails to transfer, CalSTRS can How to Elect Direct Deposit replace your payment in a fraction of the time it takes If you’d like to have your check electronically deposited to replace a paper check. in your bank account, please fill out the Direct Deposit

CLIP AND SAVE ✁ CALSTRS PAY DATES

CalSTRS January 31, 2003 May 30, 2003 October 1, 2003 Pay February 28, 2003 July 1, 2003 October 31, 2003 Dates April 1, 2003 August 1, 2003 December 1, 2003 May 1, 2003 August 29, 2003 January 2, 2004 (counts as income for 2004 tax year)

winter 2003 page 7 New Ombudsman Helps Resolve Member Problems

IN FEBRUARY 2002 TOM Tom’s workload isn’t likely to ease personal banking officer with Wells BARRETT BECAME CALSTRS’ any time soon given the increasing Fargo Bank when the bank was NEW OMBUDSMAN. Tom number of retirements from baby noted for developing strong cus- replaces Pete Hough, who retired boomers (with more to come) and tomer service and a staff person for after seven years as Ombudsman. new legislation that allows members the California state assembly where more opportunities to buy service he offered constituent services to Tom’s job is to serve as an advocate credit. Mostly he hears from mem- help the public in their dealings for CalSTRS members. If you bers who are ready to retire and with state agencies. A Sacramento believe you have not received recently retired members who need native and avid Kings fan, Tom and adequate service from CalSTRS or if adjustments to their account. As his wife Kelly just celebrated their you’ve received an answer to a busy as he is, Tom makes it look 25th wedding anniversary. They question or a decision on a request easy. have three children, Matthew, Erin that you disagree with, Tom can ask and Brian. staff to take another look at the He notes that the situation to make sure it’s correct. recent improve- The Ombudsman ments in response Office also includes “I should not be the first person a I should not be the first time for member Rhonda Carrol who member talks to at CalSTRS, but I person a member talks to calls to the CalSTRS “ helps Tom resolve strive to be the last—the person at CalSTRS, but I strive to Public Service problem cases and who fixes a problem that for what- be the last—the person Office have helped talks to members. ever reason hasn’t been resolved,” who fixes a problem that members get Rhonda has been a Tom says. “CalSTRS is a large through on the for whatever reason Pension Program pension fund, and it isn’t always phones more hasn’t been resolved. Representative in the easy to navigate our system. My job quickly and says, Ombudsman Office is busy and sometimes difficult, but ” “Customer service since May. it’s important that people get the at CalSTRS has improved, but we service they should.” If you have a problem that hasn’t have further to go. As the organiza- been resolved through the normal Tom advocates on behalf of mem- tion improves, I expect the focus of CalSTRS channels, contact Tom bers and constituent groups to my job to become more proactive. ” through his e-mail link at make sure the policies at CalSTRS Tom is very knowledgeable about www.calstrs.ca.gov or by phoning are equitable, with an eye toward CalSTRS retirement law, policies 916-229-3830. improving member benefits. He and practices. An analyst in the also works with employers and is Client Outreach Program since available to make presentations and 1998, Tom also has strong experi- work with groups to provide ence in customer service. He was a information on CalSTRS benefits and services. page 8 retired educator 1099Rs to be Mailed in January

Be on the lookout for your 1099R, which will be mailed in January. You’ll need this form to fill out your 2002 tax returns. The form will be mailed to the address that CalSTRS had on file for you in December 2002.

Order Replacements by Phone Changing Your Withholding For Tax Information or E-mail After you complete your 2002 tax If you have questions about your If you haven’t received your 1099R returns, you may find that you want federal taxes or tax laws, you can by early February, or you need a to change the federal or state with- contact the IRS at 800-829-1040 or replacement, call the 24-hour holding amounts deducted from by logging on to their Web site at automated phone line at 800-228- your monthly benefit payment. To www.irs.gov. 5453 and choose option 3 to leave a do so, complete a CalSTRS tax For state tax information, contact message to have a replacement withholding form and return it by the California State Franchise Tax mailed to you. You can also order a mail or fax to CalSTRS. You can Board at 800-852-5711 or at replacement using the Contact get the form on the Web site, www.ftb.ca.gov. CalSTRS link from the Web site. www.calstrs.ca.gov, or order it Please allow 10-15 days to receive by telephone. Fax forms to the form. 916-229-3209.

BOX 1—This is your gross amount paid before deductions.

BOX 2a—This is the amount subject to income taxes.

BOX 2b—Checked when taxable amount couldn’t be determined. (If this box is checked, you may want to talk to your tax advisor to determine the taxable portion of the distribution.)

BOX 7—Distribution code (Refer to the back of the form for a list of distribution codes.)

winter 2003 page 9 HEALTH STUDY cont. from page 1 Despite some known risk factors hours a week. And teachers stay for non-Hodgkin’s lymphoma, trimmer and maintain a healthier Here are highlights from the find- most people with this cancer do weight than other California ings: not have any of these risk factors women. and causes of their cancer are  Access to health care means  Teachers had a 51 percent higher unknown. Known risk factors more teachers have heard the rate of breast cancer than com- for leukemia include smoking message about the importance of parable California women. and environmental exposure regular mammograms and put it  Teachers seem to have a greater such as carcinogenic chemicals into practice. More than nine out risk for cancer of the en- or radiation, while one common of 10 teachers reported having at dometrium (the lining of the lifestyle factor behind melanoma least one screening mammo- uterus) and ovaries. Although is exposure to excessive sun gram, and most of those aged 50 teachers had higher rates of without protective clothing or and over had a mammogram in these cancers, both diseases are sunscreen. the past year. still relatively rare.  Many of the diagnosed breast  The researchers believe that the cancers were very small malig- causes of these cancers among If you would like more nancies, called in-situ cancers. teachers are probably the same information on cancer, a And a significant number of the as in women in general. Teachers  invasive breast tumors were may have a higher risk of these good place to start is the localized, meaning that they had cancers because of their unique not spread to other parts of the behaviors. Women who delay National Cancer Information body. Mammograms help catch having their first child—until these breast cancers at an early they complete their college Line at 800-4-cancer or stage, when cancer has the education or start a career, as www.cancer.gov. greatest chance for cure. many teachers do—and those with fewer children are at The research team published results increased risk. Teachers also use in a medical journal this September. The Good News hormone replacement therapy Not only is this the first step in an  The teachers in the study have for menopause more often than important journey to uncover more lower rates of lung cancer and other California women. This facts about the causes of cancer, but cervical cancer. That might be therapy may be linked to the also the publication allows access to because teachers smoke much higher than expected breast these data by researchers across the less than their California peers, cancer rates. world. and they tend to get regular Pap  Lymphoma, melanoma and tests, which can catch abnormal As the California Teachers Study leukemia also seem to be more cells in the cervix before they continues, researchers will gain a common among teachers in the turn into cervical cancer. better understanding of the role of study than other California  Teachers in the study seem to diet, hormones, family history, women, though the diseases still have adopted some of the good tobacco and other factors on can- remain extremely rare. Most health habits that lead to lower cers—for teachers and non-teachers lymphoma cases were non- risk of some cancers, including alike. Hodgkin’s lymphoma. Teachers breast cancer. Nearly seven of had more than a 50 percent every 10 do at least an hour of higher rate of this cancer than exercise regularly—and 27 comparable California women. percent exercise at least four

page 10 retired educator It’s Open Enrollment Time To enroll in Medicare Parts A and B, Eligible for If you are age 65 or more and call Social Security at 800-772-1213 haven’t already enrolled in Medi- (TTY 800-325-0778) and at the Medicare? care, you are encouraged to do so main menu, select 5, then 0. Here’s News for You and to enroll CalSTRS’ Medicare To enroll in the CalSTRS MPP Pro- Part B Premium Has Increased Premium Payment Program. The gram, order the information packet For those of you enrolled in Medi- MPP Program pays for the Medicare for full details. Either call CalSTRS at care, you probably already noticed Part A (hospital) premium for 800-228-5453 (select option 3) or that the federal government in- eligible retired Defined Benefit download the packet from the Web creased Medicare Part B medical Program members who do not site at www.calstrs.ca.gov. premiums by 8.7 percent this year. receive coverage premium free. For This means monthly premiums CalSTRS to pay the Medicare Part A increased from $54 to $58.70 premium, you must also be enrolled starting January 1, 2003. If you are in Medicare Part B (doctor visits). paying surcharges, those were also The Medicare general open enroll- increased by 8.7 percent. ment period runs from January 1 to March 31.

Latest Elk Hills purchasing power of their initial Funds Are Appropriated Yearly benefit payment. Eligible members Although federal law in 1999 Payment Made (generally, those who retired in authorized the Elk Hills payments, 1985 or earlier) receive these Congress must pass legislation each to CalSTRS payments four times a year. year to appropriate that year’s Funding Supports Purchasing installment and the President must Power Protection Payments Are for School Lands sign this legislation. CalSTRS’ The Elk Hills compensation was representatives will keep track of As expected, CalSTRS received the established when the federal govern- this process for the next few years to fourth installment of the Elk Hills ment sold the Elk Hills Petroleum ensure that the appropriations compensation from the federal Reserve in 1997 for $3.65 billion. continue. government in October. Nine percent of the proceeds, or $320 million, was earmarked for You should know that the supple- Payments Ensure Inflation California’s retired teachers as mental payments are required by Protection compensation for some school lands state law and will continue whether The Elk Hills payments are used to that were included in the Elk Hills or not the federal appropriations are fund the Supplemental Benefit property. The Congress will consider made. In fact, the federal appropria- Maintenance Account. the fifth installment, scheduled to be tion of $37 million is only a small part of the funding for supplemen- These supplemental payments paid in October 2003, when it tal payments: in fiscal year 2001- ensure that retirement benefits for returns in early 2003. CalSTRS is 2002, CalSTRS spent $257 million older retired members keep pace slated to receive $320 million in for these payments. with inflation by supplementing the seven annual installments. So far, monthly benefit to 80 percent of the four of those payments have been received. winter 2003 page 11 PRSRT STD U. S. POSTAGE P.O. Box 15275 PAID Sacramento, CA 95851-0275 Permit No. 25 Sacramento CA how to reach us Write CalSTRS at: California State Teachers’ Retirement System P.O. Box 15275 Sacramento CA, 95851-0275 Call CalSTRS Public Service Office: 800-228-5453 916-229-3870 916-229-3541 for TDD Fax CalSTRS at: 916-229-3879 Browse CalSTRS Web site at: www.calstrs.ca.gov When contacting CalSTRS, be sure to include your Social Security number.

CalSTRS Mission Statement Securing the financial future and sustaining the Jack Ehnes, Chief Executive Officer trust of California’s educators. Christopher J. Ailman, Chief Investment Officer State of California Sherry Reser, Managing Editor Gray Davis, Governor Linda Riley, Editor Aileen Adams, Secretary, State and Consumer Statements in this publication are general and the Services Agency Teachers’ Retirement Law is complex and specific. If a Teachers’ Retirement Board conflict arises between information contained in this Gary Lynes, Chair publication and the law, any decisions will be based on Karen Russell, Vice Chair the law. Paul G. Krasnow The Retired Educator is published twice a year for retired Jay Schenirer members and benefit recipients of the California State Carolyn A. Widener Teachers’ Retirement System. Comments or suggestions , State Treasurer may be directed to: Editor, Public Affairs, MS #34, P.O. B. Timothy Gage, Director, Department of Finance Box 15275, Sacramento, CA 95851 Jack O’Connell, Superintendent of Public Instruction Steve Westly, State Controller printed on recyled paper