Emerging Payments Forum March 24–25, 2014 Crowne Plaza Time Square Hotel Agenda - Monday, March 24, 2014 Time Broadway Ballroom 7:00am–5:00pm Registration – Broadway Ballroom Foyer 9:00am–9:20am Opening Remarks – Darrin Peller, Managing Director, Barclays – Broadway Ballroom 9:20am–10:00am An Update on EMV and Security Initiatives: “Please! ... No More Data Breaches” Panel Barclaycard , Thierry Denis, President, North America InsideSecure, Remy De Tonnac, President & CEO Moneris Solutions Corporation, David Xue, Director, Business Planning & Corporate Development 10:10am – 10:50am MasterCard Javier Perez, President, Europe Region 10:50am–11:30am Leveraging Data and Analytics: Getting Closer to Consumers Panel Acxiom Corporation Affinity Solutions, Jonathan Silver, CEO Cardlytics, Marc Ginsberg, EVP, US Advertising Business GlobalCollect ShopperTrak, Russell Evans, VP, Marketing 11:30am–12:10pm Systems, Inc. Paul Galant, CEO 12:10pm–12:30pm Lunch Break 12:30pm–1:10pm Xoom Corporation John Kunze, CEO Ryno Blignaut, CFO & CRO 1:10pm–1:50pm Total System Services Phil Tomlinson, Chairman & CEO 1:50pm–2:30pm Retail and POS Technology: Navigating an Evolving Landscape Panel Equinox Payments, LLC Ingenico, Thierry Denis, President, North America MICROS Systems, Inc., Peter Rogers, EVP, Business Development PAX Global Technology Ltd., Andy Chau, CEO 2:30pm–2:45pm Break 2:45pm–3:25pm MoneyGram International Inc. Alex Holmes, CFO 3:25pm–4:05pm Barclaycard Amer Sajed, CEO, Barclaycard US 4:05pm–4:45pm Peer to Peer Lending Panel Lending Club On Deck Capital, Inc. Prosper Marketplace Inc. Social Finance Inc. 4:45pm–5:25pm “Do I Still Have to Carry Around This Clunky Wallet?”: A Look at Mobile Payment Offerings Panel BilltoMobile, Jim Greenwell, CEO Jumio, Marc Barach, CMO Paydiant, Inc. Payfone, Inc., Kristin McClement, VP of Product 5:25pm–6:30pm Reception

Emerging Payments Forum March 24–25, 2014 Crowne Plaza Time Square Hotel Agenda – Tuesday, March 25, 2014 Time Broadway Ballroom 7:00am–5:00pm Registration – Broadway Ballroom Foyer 7:00am–8:00am Breakfast – Atrium 8:00am–8:10am Opening Remarks – Darrin Peller, Managing Director, Barclays – Broadway Ballroom 8:10am–8:50am Hot Topics in Merchant Acquiring: How to Stand Out in a Competitive Landscape Panel Merchant Warehouse, Greg Cohen, Chief Revenue & Strategy Officer Moneris Solutions Corporation, David Xue, Director, Business Planning & Corporate Development Payscape Advisors, Adam Bloomston, Co-President, CFO Sterling Payment Technologies, LLC, Stephen Kane, Senior Executive Officer, Business Development 8:50am–9:30am Alliance Data Systems Corp. Charles Horn, CFO 9:30am–10:10am The Expanding Role of the ACH Network Panel Federal Reserve Bank of Atlanta, Cheryl Venable, Senior VP & Retail Payments Product Manager NACHA, Jane Larimer, EVP, ACH Network Administration 10:10am–10:30am Break 10:30am–11:10am FleetCor Technologies, Inc. Eric Dey, CFO 11:10am-11:50am Beyond the POS: Leveraging Mobile for Banking & Bill Payment ACI Worldwide, Scott Fitzgerald, VP & Product Line Manager, Billers Intervale Management Ltd., Oksana Smirnova-Krell, CEO Mitek Systems, Inc., Jim DeBellow, CEO 11:50am–12:30pm Venture Capital & Private Equity Perspectives Panel Baird Capital, Benedict Rocchio, Partner Opus Global Holdings, Douglas Bergeron, Founder & CEO Welsh, Carlson, Anderson & Stowe 12:30pm–1:45pm Visa Keynote Luncheon Visa, Charlie Scharf, CEO 1:45pm–2:25pm Globalization in Payment Processing and International Acquiring Panel Barclaycard Cielo, Clovis Poggetti Jr., CFO Credorax Optimal Payments, Joel Leonoff, CEO 2:25pm–3:05pm Co. Khalid Fellahi, Senior Vice President & General Manager, WU Digital 3:05pm–3:20pm Break 3:20pm–4:00pm Euronet Worldwide, Inc. Rick Weller, EVP & CFO 4:00pm–4:40pm Bitcoin & Digital Currencies: Bubble or Here to Stay? Panel Bitcoin Investment Trust, Barry Silbert, Founder & CEO Coinbase, Nick Tomaino, Business Development Ripple Labs Inc., Phillip Rapoport, Director of Markets & Trading 4:40pm–5:20pm Navigating the Great Wall of China Payments US PAX Global Technology, Andy Chau, CEO