List of Center Taxpayers Above 1.5 Crore
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310-324 Research Article Digital Transformation in Indian Insurance Industry
Turkish Journal of Computer and Mathematics Education Vol.12 No.4 (2021), 310-324 Research Article Digital Transformation In Indian Insurance Industry 1Ramesh Kumar Satuluri, 2Raavi Radhika 1Research Scholar, Department of Management, GITAM University, Hyderabad 2Associate Professor, Department of Management, GITAM University, Hyderabad Article History: Received:11 January 2021; Accepted: 27 February 2021; Published online: 5 April 2021 ABSTRACT : This paper titled “Digital Transformation in Indian Insurance Industry” is an attempt to give deep insights to all the readers on digital transformation in insurance space. Technological innovations are extensive and all encompassing. Disruptions are not industry specific and insurance industry is no exception to this. Recently regulator published a draft regulation on sandbox concept, which permits carriers to innovate their offering to end user. This is led by fintech and insure tech companies and carriers have structured digital boards to take this revolution forward.Major findings of this paper are usage of block chain technology and data security in insurance industry. With companies constituting digital boards, pandemic has only acted like a tailwind for the digital push wherein entire sales process is migrated to digital way of selling. This move has a multiplier effect on customer reach, cost efficiency and service precision. Customers who are keen to have the best in terms of technological innovation will be delighted with the advancement in digital transformation.Also with big data and analytics, we are coming back to risk based pricing, which is proportionate to the risk borne by the customer. This is still evolving in life insurance as the deployment of wearables is at a nascent stage.Newer technologies like AI and machine learning are facilitating companies register higher growth both on cross and upsell opportunities. -
Schedule of Meeting with Investor/ Analyst on 01.06.2018
Ref: STEX/SECT/2018 May 25, 2018 The Relationship Manager National Stock Exchange of India Limited BSE Limited Exchange Plaza, 5th Floor P. J. Towers Plot No. C/1, G Block, Dalal Street, Fort Bandra – Kurla Complex Mumbai 400001 Bandra (East) Mumbai 400051 BSE Scrip Code: 500480 NSE Symbol: CUMMINSIND Dear Sir/ Madam, Sub.: Intimation of schedule of analyst call/meeting under Regulation 30(4) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. In terms of Regulation 30(4) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, this is to inform you that management interaction with the following investor / analyst/ financial institution have been scheduled with the Company as under: Sr. Nature of Name of the investor/ analyst/ Day and Date No. Interaction financial institution 1 Friday: June 01, 2018 Meeting List Attached as Annexure No unpublished price sensitive information shall be shared/ discussed at the meeting. Kindly take this intimation on your record. Thanking you, Yours truly, For Cummins India Limited K. Venkata Ramana Group Vice President – Legal & Company Secretary ICSI Membership No.: FCS 4138 (This letter is digitally signed) Cummins India Limited Registered Office Cummins India Office Campus Tower A, 5th Floor, Survey No. 21, Balewadi Pune 411 045 Maharashtra, India Phone +91 20 67067000 Fax +91 20 67067015 cumminsindia.com [email protected] CIN : L29112PN1962PLC012276 Annexure: Analyst meet- 1st June 2018 Sr. Fund House/ Investor Name 1 Alchemy Capital -
2017-18-RGICL-Annual-Report
2017-2018 Reliance General Insurance Company Limited DIRECTORS’ REPORT To the Members, Your Directors present the Eighteenth Annual Report together with the Audited Financial Statements for the Financial Year ended 31st March, 2018. Financial Results (` in crore) Particulars Year ended 31st March, 2018 Year ended 31st March, 2017 Gross Direct Premium 5,069.08 3,935.35 ,QVXUDQFH3UR¿W /RVV 121.94 51.44 Investment Income on Shareholders fund 87.53 99.25 3UR¿W /RVV EHIRUH7D[ 165.00 130.34 3UR¿W /RVV DIWHU7D[ 165.00 130.34 Dividend Your Directors have recommended a dividend of ` 0.50 per Equity Share of ` 10 each for the Financial Year ended 31st March, 2018. The dividend on Equity Share is subject to the approval of the Shareholders at the ensuing Annual General Meeting (AGM). Operations Your Company in the current Financial Year has underwritten Gross Written Premium of ` 5,122.34 crore as against ` 4,007.09 FURUHLQWKHSUHYLRXV\HDUUHJLVWHULQJDQLQFUHDVHE\7KHPDLQIRFXVGXULQJWKH\HDUZDVWRLPSURYHWKHSUR¿WDELOLW\RIWKH Company along with growth. 7KH3UR¿W%HIRUH7D[HDUQHGGXULQJ)<LV`FURUHDVDJDLQVW3UR¿WRI` 130.34 crore during the previous year DFKLHYLQJDJURZWKRIRYHU)< Business Update The Financial Year started with the Insurance Regulatory and Development Authority of India (IRDAI) increasing the Motor TP rates. During the year, IRDAI also introduced the Guidelines on the Motor Insurance Service Provider (MISP). MISP is as an DXWRPRELOHGHDOHUDSSRLQWHGE\WKH,QVXUHURUWKHLQVXUDQFHLQWHUPHGLDU\WRGLVWULEXWHDQGRUVHUYLFHPRWRULQVXUDQFHSROLFLHV of automobiles sold through such MISP. IRDAI also revised the Outsourcing Guidelines, 2011 and issued the Outsourcing Regulations, 2017 and also the Protection of Policyholders Interest Regulations, 2017 were issued by revising the 2002 regulations. -
Policy Document – Reliance Nippon Life’S Guaranteed Money Back Plan
Policy Document – Reliance Nippon Life’s Guaranteed Money Back Plan A non-linked, non-participating, non-variable money back insurance plan Policy Terms and Conditions and Privileges within referred to This Policy is the evidence of the contract between Reliance Nippon Life Insurance Company Limited ('the Company‟) and the Policyholder referred to below. Reliance Nippon Life Insurance Company Limited (hereinafter called “RNLIC”) agrees to pay the benefits, as stipulated in the Policy Schedule to the Policyholder on the basis of the statements, proposal, declarations and premium along with taxes as applicable from the Policyholder on the assurance that the Policyholder has agreed to all the Policy terms and conditions referred to in the RelianceNippon Life‟s Guaranteed Money Back Plan (UIN: 121N084V03) Policy Document. The Benefits shall be paid only when the same are payable as per the stipulations in the Policy Document. The Claimant/ Nominee needs to submit satisfactory proof of title and other applicable documents pertaining to the Policy at the RNLIC offices for claiming the benefit. It is hereby further agreed that this Policy shall be subject to the terms, conditions and privileges in this Policy Document and that the Policy Schedule and every endorsement placed on this Policy by RNLIC shall be deemed to be a part of the Policy. Policy Schedule – RelianceNippon Life’s Guaranteed Money Back Plan THIS SCHEDULE MUST BE READ WITH THE ACCOMPANYING POLICY DOCUMENT AND IS PART OF THE LIFE INSURANCE CONTRACT RelianceNippon Life Insurance Company Limited will pay or provide the benefits specified in the Policy Document in the events and circumstances described there-in but subject to the terms and conditions of this contract. -
Reliance Life Ins Co
Re LI/n^Nce Life Insurance A Rebiance Capital Company Arl,ii Dhirubhai AmDar,s Group peLjNce ife Insurance A-iiI. Ohlrubhc i Arnb. ni Group Policy on Redressal of Policyholders' Grievances ReLI/n\Nce Life Insurance A Reliiance Capital Company Anil Dhirubhai Ambani Group Customer Touch Points:- Following are the various touchpoints of RLIC through which our Customers can get in touch with us - • Reliance Life Insurance Branches • Contact Center - 30338181(local charges) / 1800 300 08181(toll free) • Website - http://www.reliancelife.com • Email - [email protected] • Snail Mail - Reliance Life Insurance Company Limited, "H" Block, 1st Floor, Dhirubhai Ambani Knowledge City , Navi Mumbai Maharashtra 400710, India These details are mentioned explicitly in our Policy Document and also in all our customer communications. Process of handling Policy Holder may wa_k-in at our Branches, call us at the Contact Center or write to us with their query. The receiving unit will do the preliminary level of investigation by way of asking certain probing questions and according to the nature of Query, either provide the information immediately or categorize them correctly, so that they can be processed by the respective back-end units. In the event, resolution or information is not provided immediately, the Customers are provided with a system generated Service Request number from the CRM - a) For his future reference b) To convey that we have acknowledged his Request or Complaint. This is provided either across the counter at the branch / contact centre, or in the event where we have received the complaint through email or snail mail - either through a call back or by sending an interim response to the email id or to the communication address. -
List of Companies of India A[Edit]
List of companies of India From Wikipedia, the free encyclopedia This is a list of notable companies based in India. For further information on the types of business entities in this country and their abbreviations, see "Business entities in India". Contents : Top 0–9 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z A[edit] Aban Offshore ABG Shipyard ABP Group ACC Limited Action Group Adani Group Aditya Birla Group Ador Powertron Limited Aftek Air Costa Air Odisha Ajanta Group Allahabad Bank Amartex Ambuja Cements Amrutanjan Healthcare Amul Andhra Bank Apollo Hospitals Apollo Tyres Aptech Archies Greetings & Gifts Ltd Arise India Arvind Mills Ashok Leyland Asia Motor Works Asian Paints Avantha Group Axis Bank Ltd B[edit] BagItToday.com Bajaj Auto Balaji Telefilms Balaji Group Ballarpur Industries Limited Bank of Baroda Bank of India Bank of Maharashtra BankBazaar Bharat Aluminium Company Bharat Earth Movers Limited Bharat Electronics Limited Bharat Forge Bharat Heavy Electricals Limited Bharat Petroleum Bharat Sanchar Nigam Limited Bharati Shipyard Bharti Airtel Bhushan Steel Biocon BirlaSoft Bombay Dyeing BPL Group Britannia Industries BTCXIndia C[edit] Cadila Healthcare Café Coffee Day Calcutta Tramways Company Camlin Ltd. Canara Bank Catholic Syrian Bank Cellebrum Technologies Limited CEAT Limited Central Bank of India CESC Cipla City Union Bank Club Mahindra Holidays CMC Limited Coal India Limited Container Corporation of India Coromandel International Corporation Bank Cosmic Circuits CPCL Crest Animation Studios Crompton Greaves Cyient D[edit] Dabur India Limited Damodar Valley Corporation Deccan Charters Delhi Metro Rail Corporation Limited Dena Bank Dish TV DLF Limited Dr. -
In This Policy, the Investment Risk In
EXIDE LIFE UTTAM JEEVAN SP UIN - 114L053V01 TERMS AND CONDITIONS 1. Glossary of frequently use terms in this Policy. 1.1. Definitions In this Policy, unless the context requires otherwise, the following words and expressions shall have the meaning ascribed to them respectively herein below: Accident means an event or continuous series of events of violent, accidental, external and visible nature, which cause bodily injury during the period this Policy is in force. Benefits means the Death Benefit, Maturity Benefit, Surrender Benefit, Partial Withdrawal Benefit, Additional Accidental Death Benefit, Enhanced Protection Benefit or any other benefit, as the case may be, applicable in terms of this Policy. Business Day means any day on which (a) the stocks markets [BSE/NSE] is open to the public for trading and (b) Company is open in Bangalore to public for transacting business and (c) banks are generally open in Mumbai to public for transacting business; Charges means collectively the Mortality Charge, the Additional Accidental Death Benefit Charge, the Premium Allocation Charges, the Fund Management Charges, the Policy Administration Charges, the Switching Charges and Miscellaneous Charges excluding the applicable taxes, as set out in Annexure A hereto and other charges that may be levied by the Company from time to time under this Policy with the approval of the Regulatory Authority. Discontinued Policy Fund means a segregated fund of the Policy that is set aside and is constituted by the Fund Value on the date of Surrender on account of Surrender prior to completion of lock-in Period which shall earn a minimum interest rate of 3.5% per annum compounded yearly or such other rate prescribed by the Regulatory Authority. -
Whole Life Plan
Reliance Whole Life Plan With you today... ...with you forever Reliance Whole Life Plan You’ve always loved your family. As a loving person you want to be rest assured that they will be happy, even if something were to happen to you. With Reliance Whole Life Plan you can be sure that your family will receive that timely financial support they need. Go ahead, live your today to the fullest, without a worry about tomorrow. Key Features Insurance protection till age 85 Choice of extending your insurance coverage till age 99 Convenient Premium Payment Term Wealth creation through bonus additions More value for your money by way of High Sum Assured Rebate Get Sum Assured plus Bonuses in case of your unfortunate death Option to add three Riders - Reliance Critical Illness Rider, Reliance Accidental Death & Total & Permanent Disablement Rider & Reliance Life Insurance Family Income Benefit Rider Policy Loan available after three full years premium payment How does this Plan work? You pay premium every year for the desired Premium Paying Term. You get Sum Assured plus bonuses on reaching age 85. You choose to continue with the insurance cover till the age of 99 and the Policy will continue to participate in profits till then. On death, your Beneficiary will get the Sum Assured plus accumulated bonuses. Benefits Maturity Benefit: On attaining age 85 you get Sum Assured plus accumulated bonuses. Life Cover Benefit: In the unfortunate event of loss of life, your beneficiary will receive the Sum Assured plus accumulated bonuses till that date. Rider Benefit: You also have the option to add two additional Benefits to customise the Policy as per your needs. -
Reliance Life Traditional Investment Insurance Plan
Reliance Life Traditional Investment Insurance Plan get guaranteed returns, year on year Rate for 11: FY 2010- p.a. 7.75% A Reliance Capital Company Reliance Life Traditional Investment Insurance Plan You have always aspired for the best in life. And we help you achieve that. We present a unique plan just for you, which combine protection and savings. Reliance Life Traditional Investment Insurance Plan is an enhanced traditional endowment plan addressing comprehensive needs to strike that perfect balance of insurance and investment returns. You also have the option to increase your savings, enhance protection along with complete flexibility to withdraw money whenever required by you. Key Features n Non linked non- profit plan n Addition of Accumulation Rate at the end of every calendar month. (Rate for FY 2010-11: 7.75% p.a.) n Flexibility to increase your savings any time by paying additional premium. n A host of optional rider benefits to enhance protection cover. How does the Reliance Life Traditional Investment Insurance Plan work? You pay premium every year for the entire term and get accumulated value, on maturity. A separate account called 'Accumulation Account' will be maintained in respect of each policyholder which will be credited with accumulation rate at the end of every calendar month. The accumulation rate shall be applied proportionately to any increase in the Account values. An additional accumulation account will be maintained for any additional premiums paid. Plan at glance Minimum Maximum Age at Entry 30 days 70 years last birthday Age at Maturity -- 80 years last birthday Policy Term 10 years 30 years Sum Assured 7.5 times of annualized premium Regular Yearly - Rs.10,000 Premium Half yearly - Rs.5,000 No limit Quarterly - 2,500 Monthly - Rs.1,000 Additional Rs.1000/- per No limit. -
Office of the Chief Commissioner of CGST& Central Excise (Chandigarh Zone), Central Revenue Building, Sector 17-C Chandigarh
/ Office of the Chief Commissioner of Department of Excise and Taxation CGST& Central Excise Additional Town hall Building (Chandigarh Zone), Sector-17-C, UT Chandigarh Central Revenue Building, Sector 17-C Chandigarh-160017 Order 03/2017 Dated 20.12.2017 Subject: Division of Taxpayers base between the Central Government and Union Territory of Chandigarh In accordance with the guidelines issued by the GST Council Secretariat vide Circular No. 01/2017, issued vide F. No. 166/Cross Empowerment/GSTC/2017 dated 20.09.2017, with respect to the division of taxpayer base between the Central Government and Union Territory of Chandigarh to ensure single interface under GST, the State Level Committee comprising Ms. Manoranjan Kaur Virk, Chief Commissioner, Central Tax and Central Excise, Chandigarh Zone and Shri Ajit Balaji Joshi, Commissioner, Excise and Taxation Department, UT Chandigarh has hereby decided to assign the taxpayers registered in Union Territory of Chandigarh in the following manner: 1. Taxpayers with turnover above Rs l.S Crores. a) Taxpayers falling under the jurisdiction of the Centre (List of 2166 Taxpayers enclosed as Annexure- 'lA') SI. NO. Trade Name GSTIN 1 BANK OF BARODA 04AAACB1534F1ZE 2 INDIAN OVERSEAS BANK 04AAACI1223J2Z3 ---------- 2166 DASHMESH TRADING COMPANY 04AAAFD7732Q1Z7 b) Taxpayers falling under the jurisdiction of Union Territory of Chandigarh (List of 2162 Taxpayers enclosed as Annexure- 'lB') SI. NO. Trade Name GSTIN 1 IBM INDIA PRIVATE LIMITED 04AAACI4403L1ZW 2 INTERGLOBE AVIATION LIMITED 04AABCI2726B1ZA ---------- 2162 HARJINDER SINGH 04ABXPS8524P1ZK Taxpayers with Turnover less than Rs. 1.5 Crores a) Taxpayers falling under the jurisdiction of the Centre (List of 1629 Taxpayers enclosed as Annexure- '2A') 51. -
List of LIC and GIC Companies
Assignment INSURANCE &RISK MANAGEMENT List of LIC and GIC companies Submitted to: - Submitted by:- M/s Purwa Srivastava RAVENDRA YADAV MBA (final year) List of LIC listed company with their brief detail Following are the list of licensed life insurance companies in India by IRDA. Bajaj Allianz Life Insurance Company Ltd.:- Bajaj Allianz is the joint venture of Bajaj Finserv -India‘s financial service giant and Allianz SE- Germany‘s financial services provider. Registered in 2001, Bajaj Allianz Life Insurance Company has become one of the top most life insurance brands in India. Bajaj Allianz Life Insurance Company aims to ensure excellent insurance and investment solutions by offering customized products, supported by the best technology. Birla Sun Life Insurance Co. Ltd.:- Birla Sun Life Insurance Company Ltd. is a joint venture company between Aditya Birla Group and Sun Life Financial Inc. of Canada. Birla Sun Life offers a broad array of life insurance products to meet the actual needs and expectations of individuals and groups through a multi channel distribution network across the country. Birla Sun Life Insurance is distinguished as the first financial solutions company to introduce ‘Business Continuity Plan‘, the ‘Free Look Period‘ and ‘Unit Linked Life Insurance Plans‘ in the Indian insurance. HDFC Life Insurance Co. Ltd.:- HDFC Life Insurance Co. Ltd is a joint venture between the Indian housing finance institution, Housing Development Finance Corporation Limited or HDFC Ltd. and a Group company of Standard Life, UK. These two giants from India and UK joined hands together on 31st December 2007. HDFC Life Insurance is one of the top most life insurance companies in India; its venture is strong and has a good backing. -
LIST of CORPORATE AGENTS REGISTERED with the AUTHORITY AS on 31 Jan 2018
LIST OF CORPORATE AGENTS REGISTERED WITH THE AUTHORITY AS ON 31 Jan 2018 COR Number CA Name (Life/Non Life/Composite) Principle Officer Address Phone Number Valid FromValid Upto Life 1 Life 2 Life 3 General 1 General 2 General 3 Health 1 Health 2 Health 3 2401, General Thimmayah TATA AIA LIFE INSURANCE CHOLAMANDALAM MS RELIANCE GENERAL Religare Health Insurance Company CA0001 INDUSIND BANK LIMITED COMPOSITE KRISHNEKUMAR .S.T Road,Cantonment,Pune,Maharashtra 2026343201 4/1/2016 3/31/2019 COMPANY LTD GENERAL INSURANCE COLTD INSURANCE COMPANY LTD. Limited State Bank of India, State Bank Bhavan, Madame Cama Road,Nariman SBI LIFE INSURANCE SBI GENERAL INSURANCE CA0003 State Bank of India COMPOSITE RAJ KUMAR BANSAL Point,Mumbai,Maharashtra 2222740690 4/1/2016 3/31/2019 COMPANY LIMITED COMPANY LTD BARODA HOUSE,P B 506, CHOLAMANDALAM MS TATA AIG GENERAL NATIONAL INSURANCE MAX Bupa Health Insurance STAR HEALTH AND ALLIED CA0004 BANK OF BARODA COMPOSITE Vikrant SinghTanwar MANDVI,BARODA,Gujarat 2267592513 4/1/2016 3/31/2019 INDIA FIRST LIFE INSURANCE GENERAL INSURANCE COLTD INSURANCE COMPANY LTD COMPANY LIMITED Company Ltd. INSURANCE CO.LTD ALLAHABAD BANK, HEAD OFFICE,2, N S LIFE INSURANCE UNIVERSAL SOMPO GENERAL CA0005 ALLAHABAD BANK COMPOSITE SHEESH PAL ROAD,,KOLKATA,West Bengal 3322621690 4/1/2016 3/31/2019 CORPORATION OF INDIA INSURANCE CO.LTD CHOLA INSURANCE DISTRIBUTION New No 19, Old No 154,2nd Floor, Thambu CHOLAMANDALAM MS CA0006 SERVICES PRIVATE LIMITED GENERAL Biswajeet Padhi Chetty Street,Parrys,Tamil Nadu 4442166011 4/1/2016 3/31/2019 GENERAL INSURANCE COLTD C-10, G-Block,Bandra Kurla Complex,Bandra LIFE INSURANCE UNITED INDIA INSURANCE CO.