Consumer Financial Services Litigation
What Sets Us Apart Our Services Understanding of Legal Demands and Business Needs. Our more Best-in Class Litigation and Trusted Advice. than 30 consumer financial services litigation attorneys handle Our breadth of experience encompasses virtually every kind of claim brought against disputes for industry clients nationally in myriad consumer lending consumer lending industry clients by civil litigation and enforcement forums. plaintiffs in class action or single-plaintiff litigation, and by regulators, for alleged Industry Know-How. Our long-term work with some of the biggest violations of federal and state laws and regulations, unfair and deceptive acts and names in the consumer finance industry affords us with the knowledge practices, challenges to fees, interest rates and expertise to effectively and efficiently tackle emerging issues and and other contract terms, discriminatory loan keep up with our clients’ ever-changing fnancial services products, practices, property preservation policies and activities, force-placed and other insurance practices, and regulations. We know the consumer lending industry. products, and privacy and data security matters—among many others. We routinely Our Clients. Practicing in federal, bankruptcy, and state courts litigate, for example, the alphabet soup of throughout the United States, we tap our deep industry knowledge complex regulatory and enforcement and preemption issues involving federal and state derived from representing a diverse array of financial institutions, laws, such as: including national and state-chartered banks, credit unions, credit • Electronic Funds Transfer Act (EFTA) bureaus, mortgage lenders and servicers, automobile finance • Equal Credit Opportunity Act (ECOA) companies, student lenders, credit card companies, community banks, • Fair Credit Billing Act (FCBA) specialty finance firms, retailers, and other businesses who deal with their consumer customers on credit. Our cases often involve complex • Fair Credit Reporting Act (FCRA) questions of frst impression, regulatory, and other matters of high • Fair Debt Collection Practices Act (FDCPA) importance to our clients and the consumer financial services industry. • Federal Trade Commission Act, Section 5 (FTC Act) Innovative Tools and Services. Our practice is distinguished by its • Gramm-Leach-Bliley Act (GLBA) acclaimed service delivery model, which is custom tailored to each • Home Ownership and Equity Protection Act of our clients. We work hard to exceed our clients’ expectations by (HOEPA) combining high quality legal services with exemplary client service, • Home Owners’ Loan Act predictable budgeting and results, robust technology, process • National Bank Act management techniques, and practical client-facing tools. • Real Estate Settlement Procedures Act (RESPA) • Servicemembers Civil Relief Act (SCRA) Our attorneys regularly speak and publish on developments in consumer • Student Lending and Services financial services law and also counsel clients on regulatory compliance • Telephone Consumer Protection Act (TCPA) and litigation avoidance strategies. Visit Seyfarth’s Consumer Class • Truth in Lending Act (TILA) Defense Blog (www.consumerclassdefense.com), which provides • Unfair, Deceptive, and Abusive Acts and perspectives and timely developments on consumer financial litigation Practices Claims (UDAAP) and regulatory activity. • Truth in Savings Act (TISA)
©2020 Seyfarth Shaw LLP. Attorney Advertising. Prior results do not guarantee a similar outcome. www.seyfarth.com Financial institutions interact with a myriad of legal issues around the world. As a full service law frm, Seyfarth offers assistance in a number of areas.
• Bankruptcy & Restructuring • Product Liability • Complex Discrimination Litigation • Real Estate • Class & Collective Actions • Commercial Finance • Compliance Counseling • ERISA & Employee Benefts Litigation • Commercial Litigation • Securities & Fiduciary Duty Litigation • Employee Benefts • Whistleblower & Corporate Internal Investigations
We leverage our collective strength around the world to drive meaningful results for clients.
C arlotte as ington DC Los Angeles Mel ourne C icago New or C arlotte as ington DC Sacramento Atlanta Boston London S ang ai Los Angeles C icago New or Mel ourne San rancisco Hong Kong SA Sydney Sacramento Atlanta Boston London S ang ai Houston San rancisco Hong Kong SA Sydney Houston
Key Contacts
David M. Bizar Tonya M. Esposito Boston Washington, D.C. +1 (617) 946-4874 +1 (202) 828-5375 [email protected] [email protected]
“Seyfarth” and “Seyfarth Shaw” refer to Seyfarth Shaw LLP, an Illinois limited liability partnership. Our London office operates as Seyfarth Shaw (UK) LLP, an affiliate of Seyfarth Shaw LLP. Seyfarth Shaw (UK) LLP is a limited liability partnership established under the laws of the State of Delaware, USA, and is authorised and regulated by the Solicitors Regulation Authority with registered number 556927. Legal services provided by our Australian practice are provided by the Australian legal practitioner partners and employees of Seyfarth Shaw Australia, an Australian partnership. Our Hong Kong SAR office, “Seyfarth,” is a registered foreign law firm operated by its sole registered foreign lawyer in association with Wong, Wan & Partners. #20-7302 M2