Quick Reference Booklet
Total Page:16
File Type:pdf, Size:1020Kb
Quick Reference Booklet 17 April 2014 Notices Following are policies pertaining to proprietary rights, trademarks, translations, and details about the availability of additional information online. Proprietary Rights The information contained in this document is proprietary and confidential to MasterCard International Incorporated, one or more of its affiliated entities (collectively “MasterCard”), or both. This material may not be duplicated, published, or disclosed, in whole or in part, without the prior written permission of MasterCard. Trademarks Trademark notices and symbols used in this document reflect the registration status of MasterCard trademarks in the United States. Please consult with the Customer Operations Services team or the MasterCard Law Department for the registration status of particular product, program, or service names outside the United States. All third-party product and service names are trademarks or registered trademarks of their respective owners. Disclaimer MasterCard makes no representations or warranties of any kind, express or implied, with respect to the contents of this document. Without limitation, MasterCard specifically disclaims all representations and warranties with respect to this document and any intellectual property rights subsisting therein or any part thereof, including but not limited to any and all implied warranties of title, non-infringement, or suitability for any purpose (whether or not MasterCard has been advised, has reason to know, or is otherwise in fact aware of any information) or achievement of any particular result. Without limitation, MasterCard specifically disclaims all representations and warranties that any practice or implementation of this document will not infringe any third party patents, copyrights, trade secrets or other rights. Translation A translation of any MasterCard manual, bulletin, release, or other MasterCard document into a language other than English is intended solely as a convenience to MasterCard customers. MasterCard provides any translated document to its customers “AS IS” and makes no representations or warranties of any kind with respect to the translated document, including, but not limited to, its accuracy or reliability. In no event shall MasterCard be liable for any damages resulting from reliance on any translated document. The English version of any MasterCard document will take precedence over any translated version in any legal proceeding. Information Available Online MasterCard provides details about the standards used for this document—including times expressed, language use, and contact information—on the Publications Support page available on MasterCard Connect™. Go to Publications Support for centralized information. ©1990–2014 MasterCard. Proprietary. All rights reserved. QR 17 April 2014 • Quick Reference Booklet Summary of Changes, 17 April 2014 This document reflects changes effective following the 18 October 2013 version. Description of Change Where to Look Chapter 1—Holiday Processing Schedule Removed 2013 Settlement Holidays table and added 2015 table. Settlement Holidays Chapter 2—State, Country, Region, and Currency Codes The following changes are also included in the comprehensive Microsoft® Excel spreadsheet. • Updated currency exponent for Indonesia Rupiah from 0 to 2. Country and Currency Codes • Updated currency information for Latvia as follows: Currency: Euro; Numeric (Sorted by Name of currency: 978; Alpha currency: EUR; Currency exponent remains at 2. Country or Entity) Country and Currency Codes (Sorted by Numeric Country Code) Country and Currency Codes (Sorted by Numeric Currency Code) Chapter 3—Card Acceptor Business Codes (MCCs) References to Maestro Global Rules and Cirrus Worldwide Operating Rules have Where present been removed and/or replaced with references to either the MasterCard Rules or the Transaction Processing Rules, as appropriate. The following changes, where applicable, are also included in the comprehensive Microsoft® Excel spreadsheet found within this manual. In Definitions: Transaction Category Codes and Types of Transactions, revised Definitions: the following verbiage: Transaction Category Codes and Types of • from: All Other Merchants/U.S. Post Exchange The retail sale floor limit Transactions applies... • to: All Other Merchants/U.S. Post Exchange This TCC applies... • Updated description for MCC 3015, from “SWISS AIR”, to “SWISS”. Card Acceptor Business Codes • Added new MCC 3816 (TCC of H), Home2 Suites by Hilton. (MCCs)—Transaction Category Codes Added reference to “Vending Machines” to list of specialty foods for MCC 5499. MCC 5499—Mis- cellaneous Food Stores—Convenience Stores, Markets, Spe- cialty Stores ©1990–2014 MasterCard. Proprietary. All rights reserved. Quick Reference Booklet • 17 April 2014 1 Description of Change Where to Look Added the following new card acceptor business programs for Argentina: Country-Specific CAB Programs with Card • ARG1—Argentina Public Sector/Utilities Acceptor Business • ARG2—Argentina Emerging Markets Codes (MCCs) • ARG3—Argentina Petroleum • ARG4—Argentina Supermarkets and Hypermarkets • ARG5—Argentina All Other Added the following new card acceptor business program for Australia: OT41 Country-Specific CAB Programs with Card Acceptor Business Codes (MCCs) Added the following new card acceptor business programs for Brazil: Country-Specific CAB Programs with Card • BR01—Brazil Monthly Payments Acceptor Business • BR02—Brazil Government Services Codes (MCCs) • BR03—Brazil Fast Transactions • BR04—Brazil Gas Stations • BR05—Brazil Mobile Phone Top-Ups • BR06—Brazil Coupon Booklet Payments • BR07—Brazil Other Corrected the following MCC for JPN1, from 0871 to 8071 Country-Specific CAB Programs with Card Acceptor Business Codes (MCCs) Added the following card acceptor business programs for Panama: Country-Specific CAB Programs with Card • PA01—Panama Fast Transactions and Supermarkets Acceptor Business • PA02—Panama Emerging Markets Codes (MCCs) Added the following card acceptor business programs for Uruguay: Country-Specific CAB Programs with Card • PET4—Uruguay Fuel Stations Acceptor Business • UR01—Uruguay Supermarkets and Daily Use Codes (MCCs) • UR02—Uruguay Hypermarkets • UR03—Uruguay Apparel • UR04—Uruguay Home Appliance • UR05—Uruguay Pharmacies • UR06—Uruguay T&E • UR07—Uruguay Direct Marketing • UR08—Uruguay Professional Services • UR09—Uruguay Public Sector/Utilities/Emerging Markets ©1990–2014 MasterCard. Proprietary. All rights reserved. 2 17 April 2014 • Quick Reference Booklet Description of Change Where to Look • UR10—Uruguay All Other Updated the following MCCs: MCC 4011—Rail- roads—Freight • MCC 4011: TCC content revised to “R for face-to-face transactions, T for non-face-to-face transactions.” MCC 7995—Gam- bling Transactions • MCC 7995: removed reference to jai alai frontons Updated the following card acceptor business program, as MCC 5541 will be life Card Acceptor cycled from this CAB program: Business (CAB) Programs and • OTH4—Other—Travel Agencies and Tour Operators (MCC 4722), Service Descriptions Stations (with or without Ancillary Services) (MCC 5541), and Fuel Dispenser, Automated (MCC 5542) Excluded Added a new CAB program, OTH9—U.S. Service Stations Lifecycle I. Country-Specific CAB Programs with Card Acceptor Business Codes (MCCs) Chapter 5—Floor Limits References to Maestro Global Rules have been removed and/or replaced with Where present references to either the MasterCard Rules or the Transaction Processing Rules, as appropriate. Added the following bullet in listing for “The published floor limits do not apply” Floor Limit in Floor Limit Guidelines: Guidelines • In-flight transactions at attended POS Terminals; and Updated address in Floor Limit Changes topic, from “Payment System Integrity” Floor Limit Changes to “Franchise Integrity” In region floor limit charts, updated NOTE as follows: Region A: Canada • Canada: “... floor limit of CAD 0.” Region B: Latin America/Caribbean • Latin America/Caribbean, Asia/Pacific, Europe, and South Asia/Middle Region C: Asia/Pacific East/Africa: “...floor limit of zero.” Region D: Europe Region E: South Asia/Middle East/Africa In Asia/Pacific and Europe regions, replaced reference to Commonwealth of Region C: Asia/Pacific Independent States with the following country list: Armenia, Azerbaijan, Belarus, Region D: Europe Georgia, Kazakhstan, Kyrgyzstan, Republic of Moldova, Russian Federation, Tajikistan, Turkmenistan, Ukraine, and Uzbekistan. In Norway table footnote, added Antarctica and Bouvet Island Norway In South Asia, Middle East, and Africa section, moved Pakistan from South Asia Region E: South listing, to Middle East/Africa listing. Asia/Middle East/Africa ©1990–2014 MasterCard. Proprietary. All rights reserved. Quick Reference Booklet • 17 April 2014 3 Table of Contents Chapter 1 Holiday Processing Schedule .............................................. 1-i Overview—Settlement Holiday Schedule ................................................................................ 1-1 Settlement Holidays ................................................................................................................. 1-1 Chapter 2 State, Country, Region, and Currency Codes..................... 2-i Overview—Electronic Warning Bulletin Region Information................................................... 2-1 Electronic Warning Bulletin ..................................................................................................... 2-1 Effective Dates ..................................................................................................................