Life of an Insured
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The Life of an Insured NEW YORK INSURANCE LICENSEE CONTINUING EDUCATION COURSES INSURANCE TRAINING INSTITUTE Robert Secovnie, Director Phone: 518-758-6609 Fax: 518-758-6693 www.itiny.com Licensed by the New York State Insurance Department As a Continuing Education Provider – NYPO 100210 The Insurance Training Institute (ITI) is an approved provider of Continuing Education Courses for all New York State Department of Financial Services Insurance licensees required by the Insurance Law to complete biennial education to renew their licenses. ITI provides classes at over 25 locations and will provide classes at vour own facility. We follow all guidelines and procedures required by the NYS Education and Insurance Departments. ITI provides its clients with competitive tuition and offers a new up-to-date course for every renewal cycle to meet their needs along with the best-trained and qualified instructors. ITI provides you and your employees the insurance training that you deserve in this rapidly changing market. For over 18 years, our Director, Robert Secovnie, worked with many of you in his capacity as an employee of the Executive Branch of the NYS Insurance Department, (assigned to the Licensing Bureau). Bob worked with other states' Insurance Departments, the ASI Insurance Testing Company regarding legislative and law changes, state examination materials, insurance course approvals, and has worked with many agencies regarding licensing questions and problems over the years. ITI's goal is to meet your needs in training and consulting as a professional organization committed to improve the operation and image of the insurance industry. Our Continuing Education classes will qualify your agents and brokers for their license renewals. All classes will be held either at our locations or at your office for your convenience. All classes held at your office will meet the requirements of the NYS Insurance Department. ITI Courses will also meet the reciprocity requirements of most other states for your Non-Resident Licenses. Thank you for your time and consideration. Robert Secovnie, Director Insurance Training Institute, Inc. (ITI) A family owned and operated business Pre-Licensing & Continuing Education for Life/Health Insurance Agents Continuing Education for P&C Agents, Brokers & Adjusters SBLI Certificates The Life of An Insured Insurance Training Institute – Course Outline Introduction: Chapter 1 Page 4 Section 1 Insurance Coverage for Pregnancy and Childbirth Section 2 Medicaid Coverage for Pregnant Women Section 3 CHIP Section 4 Disability Coverage for Pregnancy Section 5 Pregnancy Discrimination Section 6 Family and Medical Leave Act Section 7 The Patient Protection and Affordable Care Act of 2010 Section 8 Protect Women from Pregnancy Discrimination Section 9 New York Paid Family Leave Act 2016 Section 10 New York State Paid Family Leave Section 11 Juvenile Life or 529 plan? Section 12 Chapter 1 Review Chapter 2: Page 22 Section 13 First Car Section 14 Safety Programs, Drivers Education and Discounts Section 15 Department of Motor Vehicles - Registrations Section 16 New Drivers Section 17 Chapter 2 Review Chapter 3: Page 29 Section 18 College Insurance Coverages Section 19 Renter’s coverage or extension of homeowner’s coverage Section 20 First Professional Job Section 21 Property Coverage Section 22 Auto Limit Review Section 23 Additional PIP Section 24 First new or newer car! Section 25 Deductibles & Loss Section 26 Gap Coverage and Total Loss Section 27 Gen Z credit and credit scoring Section 28 Gen Z Healthcare Section 29 Gen Z Retirement Planning Section 30 Chapter 3 Review Chapter 4: Page 60 Section 31 Millennials. Section 32 Wedding-Special Event and Travel Insurance Section 33 First Home Section 34 Renovations and additions Section 35 Builders Risk Coverage Section 36 Health Coverage Section 37 Auto insurance updates. Section 38 Millennial Limits Review Section 39 Personal Liability Section 40 Exemptions from Judgment Section 41 Homestead Exemption Section 42 ERISA Judgment Protections Section 43 Lost Policy Release (LPR) & Broker of Record (BOR) Section 44 Jewelry, Boats and Motorized Fun Section 45 Travel abroad Section 46 Auto insurance while traveling 1 Section 47 Life Insurance Section 48 Chapter 4 Review Chapter 5: Page 93 Section 49 Almost Retired Section 50 Homeowners changes Section 51 Retirement Planning late start Section 52 Social Security Shortfalls Section 53 Annuities Section 54 401k & IRA Section 55 Life Insurance Policy Changes Section 56 Long-Term Care Insurance Section 57 Chapter 5 Review Chapter 6: Page 115 Section 60 Early Retirement Section 61 Camps, Condos, Timeshare and Second Homes Section 62 Health Insurance for Early Retirees Section 63 Medicare Section 64 Medigap Coverage. Section 65 Chapter 6 Review Chapter 7: Page 129 Section 66 Retirement Years Section 67 Auto Section 68 Vision Care Section 69 Third Party Notification Section 70 Estate Planning Section 71 Homeowners and Auto coverage following death. Section 72 Spending Time Section 73 Chapter 7 Review Chapter 8: Page 153 Section 74 Licensing & Support Staff Guidelines Section 75 Licensing Requirements Continuing Education Requirements Section 76 Waiver of Pre- Licensing Criteria Section 77 Chapter 8 Review Chapter 9: Page 161 Section 78 Licensing Requirements & CE Requirements Section 75 Defining Insurance Fraud Section 76 Fighting Fraud Section 77 About the Insurance Frauds Bureau Section 78 Detecting Fraud Section 79 The Cost of Fraud Section 80 Chapter 9 Review Section 81 Glossary 2 The Life of An Insured Insurance Training Institute – Course Outline Introduction: Chapter 1 Page 4 Section 1 Insurance Coverage for Pregnancy and Childbirth Section 2 Medicaid Coverage for Pregnant Women Section 3 CHIP Section 4 Disability Coverage for Pregnancy Section 5 Pregnancy Discrimination Section 6 Family and Medical Leave Act Section 7 The Patient Protection and Affordable Care Act of 2010 Section 8 Protect Women from Pregnancy Discrimination Section 9 New York Paid Family Leave Act 2016 Section 10 New York State Paid Family Leave Section 11 Juvenile Life or 529 plan? Section 12 Chapter 1 Review Chapter 2: Page 22 Section 13 First Car Section 14 Safety Programs, Drivers Education and Discounts Section 15 Department of Motor Vehicles - Registrations Section 16 New Drivers Section 17 Chapter 2 Review Chapter 3: Page 29 Section 18 College Insurance Coverages Section 19 Renter’s coverage or extension of homeowner’s coverage Section 20 First Professional Job Section 21 Property Coverage Section 22 Auto Limit Review Section 23 Additional PIP Section 24 First new or newer car! Section 25 Deductibles & Loss Section 26 Gap Coverage and Total Loss Section 27 Gen Z credit and credit scoring Section 28 Gen Z Healthcare Section 29 Gen Z Retirement Planning Section 30 Chapter 3 Review Chapter 4: Page 60 Section 31 Millennials. Section 32 Wedding-Special Event and Travel Insurance Section 33 First Home Section 34 Renovations and additions Section 35 Builders Risk Coverage Section 36 Health Coverage Section 37 Auto insurance updates. Section 38 Millennial Limits Review Section 39 Personal Liability Section 40 Exemptions from Judgment Section 41 Homestead Exemption Section 42 ERISA Judgment Protections Section 43 Lost Policy Release (LPR) & Broker of Record (BOR) Section 44 Jewelry, Boats and Motorized Fun Section 45 Travel abroad Section 46 Auto insurance while traveling 1 Section 47 Life Insurance Section 48 Chapter 4 Review Chapter 5: Page 93 Section 49 Almost Retired Section 50 Homeowners changes Section 51 Retirement Planning late start Section 52 Social Security Shortfalls Section 53 Annuities Section 54 401k & IRA Section 55 Life Insurance Policy Changes Section 56 Long-Term Care Insurance Section 57 Chapter 5 Review Chapter 6: Page 115 Section 60 Early Retirement Section 61 Camps, Condos, Timeshare and Second Homes Section 62 Health Insurance for Early Retirees Section 63 Medicare Section 64 Medigap Coverage. Section 65 Chapter 6 Review Chapter 7: Page 129 Section 66 Retirement Years Section 67 Auto Section 68 Vision Care Section 69 Third Party Notification Section 70 Estate Planning Section 71 Homeowners and Auto coverage following death. Section 72 Spending Time Section 73 Chapter 7 Review Chapter 8: Page 153 Section 74 Licensing & Support Staff Guidelines Section 75 Licensing Requirements Continuing Education Requirements Section 76 Waiver of Pre- Licensing Criteria Section 77 Chapter 8 Review Chapter 9: Page 161 Section 78 Licensing Requirements & CE Requirements Section 75 Defining Insurance Fraud Section 76 Fighting Fraud Section 77 About the Insurance Frauds Bureau Section 78 Detecting Fraud Section 79 The Cost of Fraud Section 80 Chapter 9 Review Section 81 Glossary 2 The Life of An Insured Insurance Training Institute – Course Outline Introduction: Chapter 1 Page 4 Section 1 Insurance Coverage for Pregnancy and Childbirth Section 2 Medicaid Coverage for Pregnant Women Section 3 CHIP Section 4 Disability Coverage for Pregnancy Section 5 Pregnancy Discrimination Section 6 Family and Medical Leave Act Section 7 The Patient Protection and Affordable Care Act of 2010 Section 8 Protect Women from Pregnancy Discrimination Section 9 New York Paid Family Leave Act 2016 Section 10 New York State Paid Family Leave Section 11 Juvenile Life or 529 plan? Section 12 Chapter 1 Review Chapter 2: Page 22 Section 13 First Car Section 14 Safety Programs, Drivers Education and Discounts Section 15 Department of Motor Vehicles - Registrations Section 16 New Drivers