Insurance Worker Insurance Worker 44 JUNE 2020 VOLUME 63 NUMBER 7 JULY 2020

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JUNE 2020 43

Monthly Journal of All India Insurance Empoyees’ Association EDITOR : AMANULLA KHAN Insurance Worker ECONOMY IN A TAILSPIN -WORKERS ARE RESISTING he worst fears on economy have come true. The fourth Tquarter of the financial year 2019-20 recorded a growth of In this Issue 3.1% pulling down the entire year’s growth to 4.2%. Thiss the i A Few Thoughts on 70th worst performance in the last 11 years. Many eminent economists Foundation Day of AIIEA doubt even these growth figures as they feel that the final quarter’s figures are overestimated by at least one percent. Amanulla Khan 11 This decline was seen coming with downward slide in industrial Pandemic & Women production, low private consumption and practically no new M Girija 14 investments. It is clear that economy is yet to come out of the self inflicted injuries of demonetisation and an ill-planned GST regime. A Time for Empathy The lockdown and Covid 19 would have had marginal impact as it affected only around last 10 days of the financial year. Kaushik Basu, Ela R. Bhat 17 However the full impact of the lockdown is bound to be felt in Beyond the legal counsel’s the current financial year and many more years to follow. Therepredicament are different projections on economy for current year by different Harish Khare 19 rating and international agencies. But there is a total consensus that the Indian economy will shrink very badly. It is clear that theA Stock Market Boom amidst country will experience the worst economic contraction in the a Real Economy Crisis recent history with fall in tax revenues, slowdown in consumption, Prabhat Patnaik 21 lack of investments and exports turning negative. The only saving grace is a relatively better performance by agriculture. AÉiqÉÌlÉpÉïUiÉÉ Måü lÉÉqÉ mÉU The worst impact of this crisis will fall on the workers and AÉiqÉÌlÉpÉïUiÉÉ WûÏ oÉåcÉ SålÉå MüÉ ZÉåsÉ the marginalised sections. It is estimated that more than 120 aÉÏiÉÉ vÉÉÇiÉ 23 million workers lost jobs as a result of the lockdown. The plight of the migrant workers is too painful for words to capture. The The great American insensitivity of the State to the sufferings of these workers was Dream and Reality baffling. Nowhere in the world, tens of thousands of young, old,N Sekar 25 women and children were seen walking bare foot, hungry, tired and exhausted on roads to reach their villages. Those who were Where’s our George Floyd? forced to remain confined to the cities were denied dignity. They Suhas Palshikar 27 were forced to stand waiting for food in long queues for hours. Melody Within The unimaginable sufferings of these workers who are sponsiblere Ramachandra Guha 29 for building the nation clearly showed the total collapse of all constitutional entities including the judiciary. This situation demanded a serious intervention from the Insurance News : AM Khan government to help the most affected sections of the population Working Class Struggles : S Sridhar and for some help to the small and medium enterprises which Economic Tid-bits : J Suresh employ overwhelming numbers of workers. The trade unions For our Field Force : Arivukkadal demanded that the State must help the vulnerable during this Cover Design & Lay-out : grave crisis. They suggested a direct cash transfer of Rs.7500 per M.Ramu, Kriya Prakashana month for next six months to all non income tax paying households Subscription No.1, 1st Cross, CSI Compound, Bengaluru-560027 Ph.: 080-48529910 Annual : Rs. 120 e-mail : [email protected] / [email protected] Single Copy : Rs. 10 JULY 2020 Insurance Worker h lcdw ad h cii bogt bu by about brought crisis the and lockdown The levels. poverty below living million 270 over has today country the neo-liberalism, of onset the since growth continuous of claims the Despite indices. development human to importance well being of their citizens and are attaching more countries have given up the GDP as a measure of Many people. the of being well the determine to barometer imperfect an is GDP that view the the miseries of the people. We have always held capital. foreign to hostage a made been has Growth capital. foreign on dependent critically become has government which speaks The of Atmanirbhar Bharat capital. private the of exploitation the for fully opened being are etc defence space, of the economy like financial sector, ports, mines, sectors Important capital. foreign and domestic the both of blast full to economy the opening and enterprises sector public the all privatising for agenda the down laid also has government The capital. of slavery to workers the condemn to changed so are laws labour and workers the project. There is a massive attack on the rights of have clearly proved that neo-liberalism is a failed push forward its neoliberal agenda when events hollow. absolutely sound and make the country Atmanirbhar. These claims the economy, take the GDP to the path of growth Prime Minister claims that this package will revive The GDP. of percent 1 around just of spending government estimated an and vulnerable and poor the benefit to little very had package The economy. the privatise to reforms structural and measures liquidity loans, of package a is reality in package advertised much this that light to came it details, with out came Minister Finance the when Finally details. the disclosing without GDP of 10% around to amounting crore lakh Rs.20 of package stimulus grand a nation the to demands. Instead the Prime Minister announced the offace in gravea crisis. or fired. Thesewere reasonableand just demands should ensure that no worker is retrenched, laid off The Unions also demanded that the government units. business medium and small the supporting and Scheme MGNREG the of strengthening months, six for people working all to ration free demanded also Unions The unregistered. or registered labour unorganised including 2 These These measures are bound to further increase to crisis present the using is government The The government chose not to consider these eie t ls LC o as te uh needed much the raise to LIC list to decided has Government The preparation. of stage advance an at is markets capital the to taken companies in general insurance and their being remaining three the of consolidation The India. New and GIC-Re in shareholding its divesting by privatise public sector general insurance industry to measures taken already has government The industry. insurance the on effect devastating whole. a as interests but national marginalised capital would only private not hurt the the poor, to workers and economy entire the up open to measures the situation a such In system. health public strong a of absence the in life of loss and sufferings of terms in price heavy very a paying is country The Covid-19. by about brought crisis today stands totally exposed in the face of health economy privatised heavily The poverty. deep into millions more many push would Covid-19 WûÉÍvÉrÉå mÉU mÉÄQå ûuÉaÉÉåïÇ mÉU mÉÄQåûaÉÉ| AlÉÑqÉÉlÉ Wæû ÌMü AmÉå£ÉÉM×üiÉ oÉåWûiÉUmÉëSvÉïlÉ Wæû| MüÉ AlÉÑpÉuÉMüUåaÉÉ| LMüqÉÉ§ÉUÉWûiÉMüÐoÉÉiÉ M×üÌwÉ²ÉUÉ lÉMüÉUÉiqÉMüiÉÉ Måü xÉÉjÉxÉoÉxÉåZÉUÉoÉAÉÍjÉïMü xÉÇMÑücÉlÉ ÌaÉUÉuÉOû, ZÉmÉiÉqÉåÇxÉÑxiÉÏ,ÌlÉuÉåvÉqÉåÇ MüqÉÏAÉæUÌlÉrÉÉïiÉqÉåÇ ûxmÉ¹ WæûÌMüSåvÉWûÉsÉMåü CÌiÉWûÉxÉqÉåÇ MüUUÉeÉxuÉqÉåÇ AjÉïurÉuÉxjÉÉ oÉWÒûiÉoÉÑUÏiÉUWû xÉåÍxÉMÑüÄQûeÉÉLaÉÏ|rÉW MÑüsÉ ÍqÉsÉÉMüUxÉpÉÏMüÐAÉqÉ xÉWûqÉÌiÉWæûÌMüpÉÉUiÉÏrÉ AjÉïurÉuÉxjÉÉ MåüAsÉaÉ-AsÉaÉ AlÉÑqÉÉlÉWæûÇ|sÉåÌMülÉ AÉæU AÇiÉUÉï·íÏrÉLeÉåÇÍxÉrÉÉåÇ²ÉUÉuÉiÉïqÉÉlÉuÉwÉïMåüÍsÉL uÉwÉÉåïÇ iÉMü CxÉMüÉ AxÉU WûÉålÉÉ iÉrÉWæû| ÌoÉÍpÉ³É UåÌOûÇaÉ qÉåÇ qÉWûxÉÔxÉÌMürÉÉeÉÉlÉÉWæûAÉæUCxÉMåüoÉÉSMåüMüD ÌSlÉÉåÇ MåüÍsÉLWûÏmÉëpÉÉÌuÉiÉWÒûAÉjÉÉ| WûÉåaÉÉ YrÉÉåÇÌMürÉWûÌuÉ¨ÉÏrÉuÉwÉïMåüsÉaÉpÉaÉAÇÌiÉqÉ10 AÉæU MüÉåÌuÉQû19MüÉiÉÉåCxÉmÉUqÉÉqÉÔsÉÏmÉëpÉÉuÉmÉÄQûÉ eÉÏLxÉOûÏ MüÐcÉÉåOûÉåÇxÉåEoÉÉUlÉWûÏÇmÉÉDWæû|sÉÊMüQûÉElÉ ZÉÑSxÉ åmÉWÒûÇcÉÉDaÉDlÉÉåOûoÉÇSÏAÉæUZÉUÉoÉ-ÌlÉrÉÉåÎeÉiÉ rÉWû xmÉ¹WæûÌMüAjÉïurÉuÉxjÉÉApÉÏiÉMüAmÉlÉåAÉmÉMüÉå lÉrÉÉ ÌlÉuÉåvÉlÉWûÏÇWûÉålÉåMüÐuÉeÉWûxÉåÌSZÉÉDSåiÉÏWæû| EimÉÉSlÉ, MüqÉÌlÉeÉÏZÉmÉiÉ AÉæU urÉÉuÉWûÉËUMü ÃmÉxÉåMüÉåD aÉrÉÉ Wæû|rÉWûÌaÉUÉuÉOûlÉÏcÉåMüÐiÉUTüeÉÉiÉåAÉæ±ÉåÌaÉMü MüÉ AÉMüsÉlÉMüqÉxÉåMüqÉLMümÉëÌiÉvÉiÉAÍkÉMüÌMürÉÉ UWåû WæûÇ,ElWåûÇsÉaÉiÉÉWæûÌMüAÇÌiÉqÉÌiÉqÉÉWûÏMåüAÉÇMüÄQûÉåÇ AjÉïvÉÉx§ÉÏ ClÉuÉ×Ì®MåüAÉÇMüÄQûÉåÇmÉUpÉÏxÉÇSåWûMüU 11 uÉwÉÉåïÇ qÉåÇ rÉWû xÉoÉxÉå ZÉUÉoÉ mÉëSvÉïlÉ Wæû| MüD mÉëÌiÉÌ¸iÉ MüÐ ÌuÉMüÉxÉaÉÌiÉMüÉå4.2mÉëÌiÉvÉiÉmÉUsÉåaÉD|ÌmÉNûsÉå qÉåÇ 3.1mÉëÌiÉvÉiÉMüÐuÉ×Ì®SeÉïaÉDeÉÉåmÉÔUåuÉwÉï xÉÉÌoÉiÉ WÒûD Wæû| ÌuÉ¨ÉuÉwÉï 2019-20 MüÐ cÉÉæjÉÏ ÌiÉqÉÉWûÏ h ps twrs rvtsto wl hv a have will privatisation towards push The CxÉ xÉÇMüOû MüÉ xÉoÉxÉå oÉÑUÉ mÉëpÉÉuÉ qÉeÉSÕUÉåÇ AÉæU WûÉsÉÉÇÌMü sÉÊMüQûÉElÉMüÉmÉÔUÉmÉëpÉÉuÉcÉÉsÉÔÌuÉ¨ÉuÉwÉï AjÉïurÉuÉxjÉÉ MüÉåsÉåMüUxÉoÉxÉåoÉÑUÏAÉvÉÇMüÉxÉcÉ JULY 2020 MüUlÉå MüÐ pÉÏ qÉÉÇaÉ MüÐ|rÉÔÌlÉrÉlÉÉåÇlÉå rÉWû pÉÏqÉÉÇaÉ MüÐ AÉæU sÉbÉÑ AÉæU qÉkrÉqÉ urÉÉmÉÉU CMüÉCrÉÉåÇ MüÐ xÉWûÉrÉiÉÉ ÍsÉL qÉÑniÉ UÉvÉlÉSålÉå, qÉlÉUåaÉÉ rÉÉåeÉlÉÉ MüÉåqÉeÉoÉÔiÉMüUlÉå rÉÔÌlÉrÉlÉÉåÇ lÉå xÉpÉÏ MüÉqÉMüÉeÉÏ sÉÉåaÉÉåÇMüÉå NûWû qÉWûÏlÉå Måü ÂmÉrÉå MüÉmÉëirÉ£É lÉMüSWûxiÉÉÇiÉUhÉMüÉxÉÑfÉÉuÉ ÌSrÉÉ| mÉËUuÉÉUÉåÇ MüÉå AaÉsÉå NûWû qÉWûÏlÉå Måü ÍsÉL mÉëÌiÉqÉÉWû 7500 AmÉÇeÉÏM×üiÉ ´ÉÍqÉMüÉåÇxÉÌWûiÉxÉpÉÏ aÉæUAÉrÉMüUSålÉåuÉÉsÉå MüUlÉÏ cÉÉÌWûL|ElWûÉåÇlÉåAxÉÇaÉÌPûiÉ £Éå§ÉMåümÉÇeÉÏM×üiÉrÉÉ CxÉ aÉÇpÉÏU xÉÇMüOûMåü SÉæUÉlÉ MüqÉeÉÉåU sÉÉåaÉÉåÇ MüÐ qÉSS MüÉå UÉåeÉaÉÉUSåiÉåWæûÇ|OíåûQûrÉÔÌlÉrÉlÉÉåÇ lÉåqÉÉÇaÉMüÐÌMüUÉerÉMüÉå E±qÉÉåÇ MüÉåqÉSSSÏeÉÉLeÉÉå´ÉÍqÉMüÉåÇMüÐpÉÉUÏxÉÇZrÉÉ MüÐ qÉSSeÉÉxÉMåüAÉæUMÑüNûNûÉåOåûAÉæUqÉfÉÉåsÉå qÉÉÇaÉ MüÐiÉÉÌMüAÉoÉÉSÏMåüxÉoÉxÉåAÍkÉMümÉëpÉÉÌuÉiÉuÉaÉÉåïÇ EeÉÉaÉU MüUSåiÉÏWæûÇ| xÉÌWûiÉ xÉpÉÏxÉÇuÉækÉÉÌlÉMüxÉÇxjÉÉAÉåÇMåüMÑüsÉmÉiÉlÉMüÉå ClÉ ´ÉÍqÉMüÉåÇMüÐAMüsmÉlÉÏrÉmÉÏÄQûÉLÇ,lrÉÉrÉmÉÉÍsÉMüÉ ÍsÉL qÉeÉoÉÔUWûÉålÉÉmÉÄQûÉ|UÉ·íÌlÉqÉÉïhÉMåüÎeÉqqÉåSÉU bÉÇOûÉåÇ MüiÉÉUqÉåÇ ZÉÄQåûWûÉåMüUpÉÉåeÉlÉMåüÍsÉLCÇiÉeÉÉUMüUlÉåMåü aÉrÉÉ jÉÉ,ElWåûÇaÉËUqÉÉxÉåuÉÇÍcÉiÉMüUÌSrÉÉjÉÉ| vÉWûUÉåÇqÉåÇ eÉoÉUSxiÉÏÂMåüUWûlÉåMåüÍsÉLqÉeÉoÉÔUÌMürÉÉ WÒûL AÉæUcÉMülÉÉcÉÔUcÉsÉiÉåSåZÉÉaÉrÉÉ|ÎeÉlÉsÉÉåaÉÉåÇMüÉå iÉMü mÉWÒûÆcÉlÉå Måü ÍsÉL xÉÄQûMüÉåÇ mÉU lÉÇaÉå mÉæU, pÉÔZÉå, jÉMåü sÉÉZÉÉåÇ rÉÑuÉÉ,oÉÔÄRåû,qÉÌWûsÉÉAÉåÇAÉæUoÉccÉÉåÇMüÉåAmÉlÉå aÉÉÆuÉÉåÇ cÉÌMüiÉ MüUlÉåuÉÉsÉÏjÉÏ|MüWûÏÇpÉÏSÒÌlÉrÉÉqÉåÇCxÉiÉUWû ClÉ ´ÉÍqÉMüÉåÇMüÐmÉÏÄQûÉMåümÉëÌiÉUÉerÉMüÐAxÉÇuÉåSlÉvÉÏsÉiÉÉ CiÉlÉÏ SSïlÉÉMüWæûÌMüvÉoSÉåÇqÉåÇuÉrÉÉÇlÉWûÏÇMüÐeÉÉxÉMüiÉÏ| ´ÉÍqÉMüÉåÇ lÉålÉÉæMüËUrÉÉÇZÉÉåSÏÇ|mÉëuÉÉxÉÏMüÐSÒSïvÉÉ sÉÊMüQûÉElÉ MåümÉËUhÉÉqÉxuÉÃmÉ12MüUÉåÄQûxÉåAÍkÉMü to struggles sectoral the all together bringing for opportunity an provides situation This agitating. workers. The doctors are protesting. Lawyers are Anganwadi and Asha the by struggles brave of reports are There mines. coal of privatising against protest to strike day three a on decided have industry Coal the in workers The struggles. Electricity Workers have decided to launch serious The hours. working the enhancing notifications withdraw to Karnataka and Pradesh Uttar of these struggles that compelled the governments was It methods. innovative through struggles waging form workers the deterred not have conditions lockdown the and coronavirus of sector. The restrictions placed to stop the spread efforts todetermined defeat them. make and policies economic these of consequences disastrous the understand to need a is there Therefore, deficit. fiscal the fund to resources tuge tdy r dvlpn i every in developing are today Struggles CxÉ ÎxjÉÌiÉlÉåxÉUMüÉUxÉåLMüaÉÇpÉÏUWûxiÉ£ÉåmÉMüÐ JULY 2020 AjÉïurÉuÉxjÉÉ pÉÇuÉUqÉåÇ-´ÉÍqÉMüxÉÇbÉwÉïqÉåÇ this this opportunity. lose let not must class working The country. the of politics and economy the for direction new a frame to opportunity an presents crisis health and economic present The Earth. planet save to concerns ecological and environmental the address should It nature. the respect also must This economic model while ensuring dignity of right. life fundamental a as incorporated be must livelihood as well and therefore the Right to Work to Right a is life to Right that clear it make must for its proper redistribution. This economic model work and hands few in wealth of concentration attacking by standards life the enhance must model economic This development. economic of model alternative concrete a people the to present but actions protest just to limited be not see efforts towards that end in the coming days. build a gigantic common struggle. 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June on place Senior Military Commanders from both sides took 9. In order to de-escalate tensions, a meeting of May on another and 5 May on occurred clash first The spring. Hot and Gogra River, Galwan building at four distinct points in Ladakh including casualties. the Chinese side have also suffered a number of Naturally the nation is enraged. It is reported that soldiers. brave its of twenty lost India Ladakh, in clashes on the night of June 15 in Galwan Valley uÉeÉW ûxÉå AjÉïurÉuÉxjÉÉAÉåÇ mÉUmÉÄQû UWåûmÉëÌiÉMÔüsÉ mÉÔUÉ xÉqqÉÉlÉSålÉå mÉUxÉWûqÉÌiÉurÉ£üMüÐaÉD| xÉqÉfÉÉæiÉ mÉUoÉÉiÉxÉqÉÉmiÉWÒûD jÉÏExÉxÉqÉfÉÉæiÉåMüÉåWûÏ cÉcÉÉï MüÐWæûAÉæUoÉiÉÉrÉÉaÉrÉÉ WæûÌMü9eÉÔlÉMüÉåÎeÉxÉ xÉålÉÉ AÉæU cÉÏlÉMåü mÉÏLsÉL Må üxÉælrÉ MüqÉÉÇQûUÉå ÇlÉå pÉÏ AÉæU iÉlÉÉuÉMüÉåoÉÄRûÉlÉåqÉåÇÂÍcÉ lÉWûÏÇUZÉiÉåWæûÇ|pÉÉUiÉÏrÉ SåvÉ ÌuÉuÉÉSÉåÇMåüvÉÉÇÌiÉmÉÔhÉïxÉqÉÉkÉÉlÉqÉåÇÌuÉµÉÉxÉMüUiÉåWæûÇ urÉ£ü ÌMürÉÉaÉrÉÉjÉÉ|ElWûÉåÇlÉårÉWûpÉÏMüWûÉÌMüSÉålÉÉå ÌuÉqÉvÉ ÌMürÉÉ ÎeÉxÉqÉåÇ ElÉMåü xÉÇoÉÇÍkÉiÉ SåvÉ MüÐÍcÉÇiÉÉAÉåÇMüÉ aÉrÉÉ WæûÌMüSÉålÉÉåÇSåvÉÉåÇMåüÌuÉSåvÉqÉÇÌ§ÉrÉÉåÇlÉÌuÉcÉÉU- aÉWûlÉ MÔüOûlÉÏÌiÉMü AÉæU xÉælrÉ mÉërÉÉxÉ WÒûL WæûÇ| rÉWû oÉiÉÉrÉÉ oÉÄRûiÉÉ Wæû| 14 ÌoÉÇSÒWæûÇeÉWûÉÇmÉUoÉÉU-oÉÉUiÉlÉÉiÉlÉÏWûÉålÉåxÉåiÉlÉÉuÉ ÌMüsÉÉå qÉÏOûUMüÐxÉÏqÉÉxÉÉfÉÉMüUiÉåWæûÎeÉxÉqÉåÇxÉåsÉaÉpÉaÉ n n notnt dsue edn t violent to leading dispute unfortunate an In he India China border tensions are increasing. It is alarming that in the last few years tensions were tensions months several past the For eÉoÉ SÉålÉÉåÇSåvÉ MüÉåÌuÉQû19MåüZÉiÉUåAÉæU ExÉMüÐ ÌmÉNûsÉå SÉå ÌSlÉÉåÇqÉåÇiÉlÉÉuÉ MüÉåMüqÉ MüUlÉå MåüÍsÉL JULY 2020 NEED TO DE-ESCALATE THETENSIONS MüÐ U£ÉÉ MüUåÇaÉå| ÎZÉsÉÉTü LMüeÉÑOû WûÉåÇaÉåAÉæUWûqÉÉUÏ£Éå§ÉÏrÉ AZÉÇQûiÉÉ ÌSrÉÉ| pÉÉUiÉÏrÉ sÉÉåaÉ ÌMüxÉÏpÉÏÌuÉSåvÉÏAÉ¢üÉqÉMüiÉÉ Måü Måü xÉÉjÉWæûÇÎeÉlWûÉåÇlÉåAmÉlÉå xÉoÉxÉå ÌmÉërÉsÉÉåaÉÉåÇMüÉåZÉÉå WÒûLo ÉÍsÉSÉlÉMüUÌSrÉÉAÉæUWûqÉÉUÏ pÉÉuÉlÉÉLÇElÉmÉËUuÉÉUÉåÇ ´É®ÉÇeÉÍsÉ SåiÉÉWæû,ÎeÉlWûÉåÇlÉåAmÉlÉÉ eÉÏuÉlÉMüiÉïurÉÌlÉpÉÉiÉå pÉÉUiÉÏrÉ xÉålÉÉMåüoÉWûÉSÒUxÉæÌlÉMüÉåÇ MüÉåxÉqqÉÉlÉeÉlÉMü SÉåoÉÉUÉ lÉWûÉåÇ| mÉërÉÉxÉ ÌMürÉÉeÉÉlÉÉcÉÉÌWûLÌMüLåxÉÏZÉÔlÉÏbÉOûlÉÉLÇ WûÉåaÉÏ| CxÉSÉæUÉlÉrÉWûxÉÑÌlÉÍ¶ÉiÉMüUlÉåMåüÍsÉLWûUxÉÇpÉuÉ MÔüOûlÉÏÌiÉMü mÉërÉÉxÉÉåÇxÉåMüÉUaÉUxÉqÉÉkÉÉlÉMüÐAÉuÉvrÉMüiÉÉ CxÉMå üÍsÉL sÉaÉÉiÉÉU uÉwÉÉåïÇ iÉMü ´ÉqÉxÉÉkrÉ UÉeÉlÉÏÌiÉMü AÉæU xÉÏqÉÉÌuÉuÉÉSÉåÇ MüÉå eÉsSÏqÉåÇWûsÉlÉWûÏÇÌMürÉÉeÉÉxÉMüiÉÉ| Måü xÉÏqÉÉÌuÉuÉÉSuÉÉxiÉuÉqÉåÇSÒpÉÉïarÉmÉÔhÉïWæûÇ|qÉÉæeÉÔSÉ mÉËUhÉÉqÉÉåÇxÉå mÉÉUmÉÉlÉåMåüÍsÉLeÉÔfÉUWåûWæûÇ,CxÉmÉëMüÉU and to defend our territorial integrity. and to defend territorial our aggression foreign any against unitedly stand lost their most loved ones. The Indian people will duty and our thoughts are with the families who Indian Army who laid down their lives in the line of pays it respectful homage to the brave soldiers of do not incidents again. occur effort must be taken to ensure that such bloody every meantime the In solution. workable a about bring to efforts diplomatic and political painstaking of years require would It soon. resolved be cannot disputes border existing The unfortunate. really is economies their on threat and the resultant adverse consequences 19 Covid the meet to grappling are countries to9 on disengagement. June leading it was agreed to honour the agreement reached have also had discussions and it is reported that PLA China’s and Army Indian of Commanders not interested in escalating tensions. The Military believe in peaceful resolution of disputes and are expressed. They also said that both the countries which their respective country’s concerns were Ministers of both the Foreigncountries held the discussions in that reported is It tensions. the de-escalate to efforts military and diplomatic BsÉ CÇÌQûrÉ ÉClvrÉÉåUåÇx ÉLqmsÉÉDeÉ LxÉÉåÍxÉLvÉlÉ The The All India Insurance Employees’ Association the both when tension border rising The intense seen have days two last The 5

Insurance Worker Insurance Worker T nationwide protest on nationwide 22 the including matter the on Government the to representations joint the all ignoring rights the continuous aggressive attack on the workers’ other demands. The among meeting took years serious note 150 of of struggle a after over won rights the abrogating laws, labour in changes to halt immediate demanding call protest wide nation- the to enthusiastically responding for n D fez o 6 lk pninr, hc is which pensioners, lakh 68 of freeze DR and freeze of 48 lakh Central Government Employees DA of decision The arrogance. and vigour with pursued being are PSUs the of most and Banks Coal, Space science, Atomic energy, Insurance, Defense, in corporatization/commercialization privatization/ on lockdown COVID-19 during taken those and decisions earlier The Bharat. Aatma-Nirbhar of slogan the behind mouthing while country the of business and resources natural usurp to brands Foreign & Indian of Banks, Insurance etc., steps in favour Corporates railways, Defence, Port and Dock, Coal, Air India, Enterprises, 100 percent FDI in core sectors - Indian Sector Public of privatisation wholesale and disinvestment of agenda its through push to lockdown COVID-19 of cover the chose paid attention to.home journey safe workers for demand our Neither Government. the with favour find not did also least six months to at be made available universally for people working all to ration The months. pay the wages of workers of MSMEs for these three to support Government for demand the neither June, May, April, of months the for unregistered) or (registered labour unorganised including households paying tax income non all to 7500/- did not heed to the demand of cash transfer of Rs. employers the of some by companies. The Court Government Supreme in case the of face the in decision own its withdrew it Instead, period. lockdown during carried be to retrenchments no workers, to wages of payment to regard in implemented advisories and orders own its 6 on 3 he Central Trade Unions (CTUs) in their meeting Central Trade Unionscall for 3 Prepare for of Non Cooperation Countrywide Struggle Defiance and We re-iterate that the Central Government Government Central the that re-iterate We getting in failed only not Government The rd ue 00 ogauae te workers the congratulated 2020 June asNation Protest Wide nd May 2020.May okr’ sus nldn ter ore t home to journey their including issues workers’ migrant the security, job wages, losses, job of Demands, the labour and trade union rights, issues Conference to dwell upon the 12 point Charter of immediately hold the long overdue Indian Labour be may held. seminars/conventions meeting/ joint level state the issues, policy other and laws labour in made being changes the nationwide protest, to generate awareness about of our rights and basic entitlements. Preceding the anti-national policies of the Govt and in defence anti-people, the of Defiance and Cooperation Non- prolonged of struggle united further to prelude and preparation in is programme This precautions. other and distancing physical maintaining establishments, service and sector informal & formal of employees and workers Nationwide Protest Day on 3 on Day Protest Nationwide this back ground have jointly decided to observe in Associations and Federations independent obligation. constitutional its defied has Government Central The manner. unscrupulous an in situation lockdown the of being imposed on the society taking advantage anti-people, anti-worker and anti-national designs and resist through united struggles such disastrous process; we have to totally non-cooperate, defy movement cannot endorse or cooperate with this union Trade people. entire the for security food populace in deeper miseries besides endangering agricultural the of majority distressed already putting lobby corporate-landlord of favour in economy agricultural the in changes structural routes; we cannot silently accept the aggressive multipronged through PSUs our of privatization remain onlooker to the Govt project we of wholesale can nor laws; labour all of nullification total through workers on slavery of imposition for tohave taken the path of agitation. workers Asha and Electricity including sectors different from workers background this In CTUs. and employees Government from opposition vehement despite withdrawn not is employees, government state the on impact having also e ead pn h Gvrmn to Government the upon demand We ec w te eta Tae Unions, Trade Central the we Hence designs the down lying accept cannot We rd July 2020, by the by 2020, July rd JULY 2020 July

T authorities authorities on the matters that you have raised”. Indian the by made be may that comments or standards”.labour to undermine labour legislations and international governments state of number a by taken being measures of light in right workers’ of protection the for action necessary urge to authorities Indian the with intervene “to ILO the requested have they which in complaints, unions’ trade Indian the of copy a received has organization the said ILO, of Department Standards Labour International the at branch association of copy of the letter. a seen has Mint unions. trade the to addressed letter ILO the said dialogue,” social effective in engagement encourage and commitments governments to uphold state the country’s and international central to message clear a send to minister prime the to appealing and events recent these at concern deep his expressing intervened, immediately has general director and workers. employers government, among consultations tripartite for calls which 144, convention ILO of signatory a is India intervention. its sought They 144. No convention ILO of violation the and workers of plight the highlighting ILO Geneva-based the message to states on international commitments. clear a give and intervene to Modi Narendra Indian states, and has appealed to Prime Minister amendments and exemptions initiated by several 3 on Day Protest Nationwide of programme the make to affiliations all of unions only the employers and corporates organisations. meeting frequently of instead work, their back join to desire who those to journey return and and Defiance to anti-worker, anti-farmer, anti- anti-farmer, anti-worker, to Defiance and countrywide united struggles of Non-Cooperation to preparation in centres and workplaces all in country, the throughout success massive ILO expresses ‘deep concern’ over labourlaw expressed expressed “deep concern” over the labour law he International Labour Organization (ILO) has Curtis Curtis said ILO will “inform of any observations The letter issued by Kiren Curtis, chief, freedom ILO the that you assure to me allow “Please to wrote unions trade central 10 May, 14 On trade and class working the upon call We

JULY 2020 changes, toappeals PM Narendra Modi rd uy 00 a 2020 July promote more investments promote more will and business doing of ease the facilitate to required are laws the to amendments the that period.” said freezing collective bargaining rights... during the convenience, their at workers fire and hire to order or ordinance…empowering the employers governments through amendments by executive labour laws for a period of three years by the substantive state all under obligation employers’ the from establishments all to exemptions blanket the supports India of “government the that Congress. Union Trade India All general, secretary Kaur, Amarjeet said soon,” letter complaint second a in ILO with this share will and country the over all our information on the problems faced by workers states to protect workers’ rights. We are collecting Minister as well and hope he takes note and asks to letter another ILO on the issue. send to readying are and matter the escalate of the rights of workers. Trade unions said they will violation of because market global the in trade the matter escalates further, it may hamper Indian it to day. a eight hours limiting hours, working extended on order the withdrawn now 12 hours per day for three months. Rajasthan has to hours working increasing Odisha and Assam including Haryana, Himachal Pradesh, Rajasthan, or exemptions to laws for three years, while others, and Gujarat announcing sweeping amendments Pradesh Madhya Pradesh, Uttar as such states Day. Day. Protest Nationwide the of observance the after Associations at appropriate time in the next phase and Federations independent and Unions Trade Central of platform joint the by decided be will and Defianceincluding nationwide general strike economy. The concrete form of Non Cooperation national the defend and save and people the period six-months at least to defend the rights of people and anti-national policies of the Govt for Indian industries, however, have maintained maintained have however, industries, Indian ILO the to written had unions central The Prime the to written have unions, trade “We, if response, but of ILO’s stage the initial is This with significance assumes development The Prashant K.Nanda (Livemint 25/5/2020) (Livemint 7

Insurance Worker Insurance Worker reconsidering of the decision to sell LIC stake. The text of the said l they 2020 20, June Minister on Finance the written letter to a Through move. have India of Workers Field of Insurance Federation National and Associations Officers’ Employe Insurance India All The Offering. Public Initial for Advisor Transaction L in holding share its of part a selling of process the initiated has Government The no such initiative came from your side. side. from your came initiative no such We institution. the in stakeholders important most the of one are employees considering case our present to opportunity an us give would and arguments our economy and the Indian society. We had hoped that the government would give against the equity sale are not on any partisan interests but are based through our earlier letters to justifi you and had valid contested for the LIC in holding government of portion a of sale bee proposed has institution financial finest the create to contribution enormous made has workf The LIC. of IPO the to related processes the in DIPAM assisting for engage Advisors regarding (RFP) Proposal for Request a issued have to reported the under (DIPAM) Management Asset Public and Investment of Insurance Life Department the in stake its of part selling of process the initiated has important fact that has been overlooked while deciding to sell a portia to deciding sell important fact that while been has overlooked be mutual a like more functioned has LIC policyholders, the from collected taken has expansion this Since crore. lakh Rs.32 of excess in assets managing cap meagre this On issues. regulatory to due 2011 in crore 100 to enhanced did not make any additional contribution to the initial capital of R and claim settlement has been done entirely through generatin of terms in world the in insurer largest the as emergence and expansion its ment to like would We institution. great our of performance glorious the intend not do we Therefore, activities. building nation the in play to every year must remain hundred percenthundred government under control. remain must every year and this vision can be successful only when an institution which and more importantly the household savings. The Prime Minister has cal resources for development, it is necessary the government foreign capital is a poor substitute for domestic savings. In a situati hold worldwide economists many and economies national the in role important very domesti that acknowledged widely is It economy. national the or policyholders will give way to maximisation of profits for the shareholders. Thisis not lead to privatisation kills these very objectives. The the concept by of ‘Pe sale equity The objectives. these to up lived admirably at the same time giving total security to the policyholders and ensuring to mobilise small savings and convert them into capital for long ter rural areas too will suffer. Therefore, disturbing the character of LIC w and the poorereconomy of sections population. the Indian national LIC of character the disturbing Therefore, suffer. will too areas rural cover to the weaker sections will receive a set-back. The a economy and vulnerable sections of the Indian people. The social objective if you can give us an opportunity to meet you personally toopportunitygivean can us you if present case. personally toour you meet would We LIC. in disinvestment of decision the reconsider and IPO LIC’s for advisors 8 Selling LIC Equity is Anti--National: Letter FM to “ You aware of the important role LIC has played in industrialisation of the of industrialisation in played has LIC role important the of aware You The objectives of nationalisation of life insurance business by taking over We would like to stress again that the move to sell the equity of LIC of equity the sell to move the that again stress to like would We We assure you of our commitment to LIC of and clientele.” commitment you its huge our assure We In the circumstances, we request you to withdraw invitation of b We We are deeply disturbed with reports in some leading newspapers today t reasons given for equity sale in LIC. Our arguments etteris as hereunder: im to expand insurance in the unprofitable should exercise control over the domestic generates generates enormous investible surplus g g internal resources. The government have called for withdrawal of invitation and of withdrawal forcalled have government which may ultimately ultimately may which government m investment in infrastructure while oples oples Money for Peoples’ Welfare’ on where the country needs huge s 5 crore made in 1956 which was es’ Association, Federation of LIC Class I Class LIC of Federation Association, es’ ids for appointing pre-Transaction to burden you with details on details with you burden to IC. It has invited bids to appoint Pre- appoint to bids invited has It IC. in in the interests of LIC’s 40 crore on the interests of the national led led for an Atmanirbhar Bharat on ofLIC. in the stake decent decent returns. The LIC has ill harm the interests of the of interests the harm ill Corporation of India. The India. of Corporation ion that the growth of LIC, of growth the that ion strongly protested against this against protested strongly will severely impact the impact severely will ment of pre-Transaction pre-Transaction of ment number of policyholders policyholders of number 245 private insurers were nefit society. This is an is This society. nefit are disappointed that disappointed are country and continue continue and country able reasons. We had had We reasons. able of providing insurance ital base, LIC today is is today LIC base, ital

hat the Government place through funds funds through place Finance Ministry is is Ministry Finance orce of LIC which which LIC of orce c savings play a a play savings c the fact that the that fact the JULY 2020 a a serious look at n opposing the opposing n be very happy very be the view that view the categories of absence. categories many were There Leave. Privilege as treated be will back come not could but reasons personal for headquarters left who those all of absence that provision blanket a makes Circular said The given due consideration while issuing this Circular. been not has lockdown the of announcement the to run-up the in nation entire an gripped that foreboding of sense all-pervasive the that feel also We lockdown. the during absence classifying while in factored been have to seem country due to the Covid-19 pandemic does not and Curfew. existing provisions on issues relating to Quarantine the consideration into taken even not have their absence in this instruction. These instructions early period of the lockdown are conspicuous by empathy which informed LIC’s instructions in the constrained to observe that the compassion are and We generated. had LIC the of response initial the that bonhomie and goodwill the of much away takes It Employees. the of sections rise to consternation and resentment amongst all 2020, on the captioned subject matter has given The AIIEA, NFIFWI and LIC Class I Officers’ Associations have written tothe on the above subject. The letterofis as 28/5/2020 hereunder: written have Associations Officers’ I Class LIC and NFIFWI AIIEA, The Classificationof duringAbsence Lockdown on week end on 21 there were also employees who left office # States bysome in thatplace time, join duty because lockdowns were already in their leave ended on 21.03.2020 but could not sanctioned on leave prior employees to the were issue of there lockdown orders and # period, the ended during lockdown leave lockdown orders (dated 25.03.2020) and their of issue the to prior leave sanctioned employees on were there example, For # the in prevailing situation extraordinary The plying and even Metro and Sub Urban Trains Trains Urban Sub and Metro even and plying lockdown and Public Transport had stopped declared already had States some because back come not could but Curfew) Janata a Sunday and the day of the much publicised “The “The instruction issued by LIC dated 26 JULY 2020 st March (22 due to Covid-19 nd March being th May 23 on office attend not could Bhilai in staying but The Employees working in our LIC Officesin Raipur District. Raipur in is Raipur while District Durg in is Bhilai but apart, kms 25.0 hardly are cities These Zone. Central in Raipur and Bhilai of example inter District restrictions, as well. We can take the inter State restrictions on movements, there were only not were there that appreciate to has One employees. LIC of plight the imagine can one place, in restrictions the of because Gurugram and Delhi between commute to allowed not when even Doctors (medical Practitioners) were today become synonymous with Delhi. At a time have example, for Faridabad, and Gurugram Noida, The Delhi. of NCT of whole the with along Rajasthan and Pradesh Uttar Haryana, of States neighbouring three of Districts 24 covers know, all we as Delhi, of (NCR) Region Capital National The Region. NCR the in reside them of most Delhi, of NCT the in work they While Delhi. New in working Officers and Employees our of instance the take can We conditions. service the determining in recognised is fact this and agglomeration and urbanisation rapid to due headquarters has changed over a period of time to from home. work 2020 asking employees of 75 locked down Districts like Navi Mumbai, Thane, Kalyan etc. The local local The etc. Kalyan Thane, Mumbai, Navi like areas nearby from daily commute Mumbai in Officers and Employees our of many that inter District movements. It is common knowledge had had already issued instructions dated 22 on 24 on lockdown level national the of announcement the before much lockdown the declared had Office on 23 on Office the to come not did Employees the of many rd /24 It must be appreciated that the definition of definition the that appreciated be must It n hs o prcae ht ay States many that appreciate to has One midnight. had stopped running w.e.f. 22 w.e.f. running stopped had th th of March 2020. It is also to be noted that noted be to also is It 2020. March of of March 2020 because of restrictions on rd /24 th March 2020, because the LIC the because 2020, March Chairman, LIC Chairman, nd March 2020; March nd March 9

Insurance Worker Insurance Worker 10 or or Public Health Officer for a period not exceeding competent authority on the certificate ofa Medical Employee. Suchleavemay begrantedbythe diseases inthehousehold ofaCorporation in consequence of the presence of infectious Office attend to not orders by necessitated duty from isabsence leave “Quarantine defines in ourStaffRegulations. procedures. standing and established Privilege Leave seem to fly in theface of LIC’s long The blanket provisions to direct employees to seek quarantine by the Office to seekPrivilege Leave. 26 of interpretation the blighted rules. by casual a Corporation of India should not be allowed to be aligning their future with that of the Life Insurance by cadres different in LIC joined have who girls more empathy. The future of the young boys and Therefore, there is a need to treat these cases with home. scamper somehow to than choice other no had they restaurants, and hotels of closure to due food of supply assured any of bereft and accommodation proper any Without dry. and high left were trainees, and probationers the was. The Officersand Employees of LIC, basically not a de jure curfew but de facto; it most certainly Minister of the Country said that the lock down was Prime Honourable the than authority an less No sudden announcement of a complete lockdown. the by caused helplessness utter and confusion taken into account. One can imagine the chaos, be viewed in isolation. The context should also be from home. work on as treated be should employee that control, not attend Office due to reasons beyond his/her could employee any if that said clearly have and public institutions while deciding these issues governments State Many headquarters. from absent as them treat to unfair totally be would It Country. the of parts different in centres other countless and cities metro the all in position the stopped plying from 22 from plying stopped Mumbai of lifeline veritable the services, train attend Office on 23 to them for impossible well-nigh therefore was, It th of May 2020 directs Employees on suggested Regulation 68 of the Staff Regulations Leave There areclearprovisionsofQuarantine ti as tag htteCrua sud on issued Circular the that strange also is It not should headquarters from absence The rd March 2020. The same was nd March 2020; midnight. midnight. 2020; March

empathetic provision empathetic sanctioned in lieu thereof. be will Leave Quarantine and cancelled be will sanctioned to him prior to this date of information was that Leave Privilege the all doctor, a from disease in the household and submits a certificate infectious an of Office the informs employee the Manual vide clause VI (g) (i) mentions that once OS our in Rules Leave the further, Going days.” 30 circumstances, exceptional in or days 21 26 on issued Circular the in ignored been have to Leave.” lockdown either as Quarantine Leave or Special kindly treat all the involuntary absence during the here. mentioned issues the to treatment considerate meanwhile; is an extraordinarily sympathetic and the in needed is What stabilises. situation the up their assigned tasks with renewed vigour once take again once will Employees The situations. trying most the in performance glorious a with were virtually absent. We have closed our books measures preventive other and sanitisation the when even co-operated unquestioningly have Employees also. lockdown of period the during commitment exemplary this shown have They market. the in position leadership its maintain to commitment to make sure that the LIC continues extraordinary displayed have barriers, cadre The workforce of the LIC cutting across class and nature. extraordinary of responses for call that 68 of Act the 1960.Staff Regulations and 67 Regulation particularly provisions, extant our with line in issues of gamut entire the view to Section 188 of the IPC. Therefore, there is a need and 2005 Act, Management Disaster the of 60 to 51 Section of provisions penal the attracting meant also period, the during Circulars own our attend office’, asclearly mentioned inso many of to not ‘order this of violation Any office’. attend to not ‘order than more much is lifetime, our in ever time first the for experienced and seen all certificate. Anational level lockdown, as we have medical mere a by accompanied not is Office’ attend to not ‘orders Here, household. the in times more dangerous than an infectious disease th of May 2020. A pandemic is surely thousand thousand surely is pandemic A 2020. May of n h crusacs w rqet o to you request we circumstances, the In Today we are living in extraordinary situations

in our own Manual seems seems Manual own our in This considerate and and considerate This JULY 2020 Y the 70 the challenges challenges with unity within its ranks and through But it is supremely confident of overcoming these the 70 working class. The AIIEA is aware that as it enters respect from both the Indian and the international commanding union trade great a become has today AIIEA the ideals, these to loyal Remaining philosophical, economic and humanist thoughts. of legacy great a also but union trade great a master masons who laid the first stones of not just were organisation the of fathers founding The were. odds the big however organisation the of beliefs political the and employees the of interests the on compromised never AIIEA years, dear. During this long and arduous journey of 69 so holds organisation the beliefs political the on built unity the and employees the of unity to due are achieved successes The situations. achieved against difficultand at times impossible successes the over satisfaction great with back Amanulla Khan Amanulla Foundation DayofAIIEA A FewThoughts glorious history of AIIEA. theAs the to AIIEA steps added into is year eventful another et JULY 2020 th th year, enormous challenges await its path. year of its magnificent journey, we look look we journey, magnificent its of year only weapontodefendourgainsandfightforrights. There is no denying the fact that astrong organisation with politicalmaturity is the actionsofsolidarity. rich ofsuch past isfull asthe perform itssocialresponsibilities make anytrade union proud. This is not the first occasion when AIIEA was called to in helping the migrant workers in the last two can months marginalised. The magnificent work done by the units ofAIIEA sensitising the membership to relate to the sufferings of the We have built amarvellous organisation.....succeeded in on solidarity. solidarity. class working of networks massive up building through through a collective leadership. The 25 works and cadre the of support the on built is it as AIIEA the not but unions trade other surprise may leadership the in transition smooth The organisation. the of leadership the in change generational a signalled also but traverse to needs organisation path the laid just not year at Visakhapatnam from 27 from Visakhapatnam at ooil tuge n te ot independence post the and struggle colonial anti- the both of experience the had AIIEA the of founders The organisation. the by set goals the achieve and times their of challenges the tasks and noble traditions of the organisation. no doubt that this young leadership will live upto on the correct path. Therefore there is absolutely understanding necessary to steer the organisation political mature a and talent of abundance has leadership youthful This cadres. of generation fourth the to leadership entrusted Conference h 25 The vr gnrto hd o ofot the confront to had generation Every

70 th eea Cneec o AIA held AIIEA of Conference General

th th to 30 to th January this this January th General 11

Insurance Worker Insurance Worker 12 ofot n t 70 its in confront life enhance Economic standards must growth to the greater heights. organisation which is immensely talented will continue to take leadership current the that doubt no is there Therefore, decades. two over for government opinion and halting the privatisation policy of the have the experience of mass mobilisation of public been called to shoulder the responsibility this year now has which generation The understanding. political correct the and ranks in unity the of but all challenges were successfully met easy because ever was challenge No 1975. in declared AIIEA, lockout in LIC and the Internal Emergency of split against struggles in baptised was which the leadership passed on to the third generation with change another yet witnessed Conference Raipur 2003 The automation. against struggle struggles post nationalisation including the heroic gigantic in groomed and LIC of employees as industry the joined that generation the to Jaipur at Conference 1988 the in baton the on passed leadership this union, trade great a building in Succeeding people. entire its for just and equal fair, is that society a constructing for movement broader a into develop to also but conditions a trade union is not just to secure decent working destitution and exploitation. Therefore, the task of not automatically result in freedom from hunger, understanding that freedom from colonial theirrule will in clear were they Therefore, classes. ruling Indian the by workers the of exploitation uh evl piaie euain n health and education privatised heavily such privatise it as there were no justification for having context. There is this no in justification to understood list LIC and and finally seen be to has markets public assets. The decision to list LIC in the capital is the philosophy that demands privatisation of all entire economy for the greed of capitalism. This the up open and maximisation profit for market the to facilitator a as act to State the demands It justice. distributive of concept the to hostile and retrograde totally is philosophy economic neoliberal This development. economic the by vast sections of our people totally with left untouched world the in societies unequal most the of one society Indian made has this and people over profits place to is today run is economy way the But society. entire the of standards life the enhance to is activity economic any of task primary The cultural. as well as political h calne te raiain a to has organisation the challenges The th er r eooi and economic are year dignified existence. existence. dignified the struggle of the working class for a decent and rights in due course. These rights are essential for there is every danger that everybody loses these are denied today to a section of the population, rights these If people. the of rights fundamental the for respect scant is there and compromised Today democracy is subverted, all institutions are and casteism to strengthen its hold over the State. the project that politically mobilises communalism rightwing cannot win its battle unless it challenges the State which today is under the control of the of might the against up is which class working The class. working the of unity the disrupt to basis of politics of hate carries with it the potential the on society of polarisation The hate. of basis the on sustained is and victimisation imaginary and prejudices on built is politics rightwing This politics. its in shift rightward significant a seen also has India years, few past the In alternative. credible a present to sections progressive and class working the of inability the also as globally crisis economic deep the of result the is This the grip of authoritarian and autocratic regimes. in is world the today Unfortunately politics. the control also will economy the controls Whoever politics or vice-versa. Both are closely connected. Divisive politics class unity weakens policies. economic for its disastrous regime neoliberal the challenge and development of path this of victims become have who those all involving by struggle of broadening requires This time. same the at nature the respecting citizens all of experiences life the enhances that model development economic sustainable alternative for campaign a into converted be should LIC of listing against campaign Our marginalised. the to given treatment unfair the and society the in struggles, we also need to expose the inequalities clear that while we defend our institutions through becomes it circumstances, the In sector. public of presence the by benefitted earlier were that is happening to the other sectors of the economy companies cannot be seen in isolation from insurancewhat general sector public and LIC of privatisation against struggle the Therefore, system. health public debilitated and shattered India struggles to cope up with the disaster with a as Covid 19 pandemic has struck mercilessly and care systems. We are paying heavy price today But fighting these divisive politics is not easy easy not is politics divisive these fighting But from economics separate to difficult is It JULY 2020 would challenge the market dominance of our our of dominance market the challenge would acquisitions and mergers through sector private the of consolidation The note. take to has organisation the that institutions the to relating issues other many are there LIC, of listing and companies insurance general sector public of Institutions to our relating Tasks and noble values of the working class movement. traditions glorious the them in inculcate to steps proper take and generation young the in faith immense have must we Therefore, campuses. the in waged were constitution the and plurality cultural and linguistic religious, the protect to struggles The rights. fundamental of protection students who led the battles for democracy and the was it country, the around look we if Today are confident they will live we upto our and expectations. hope our is youth The vanished. have would rights democratic and worse much been have would worker the of life the movement class working the for but that realise will They class. working the of army the in soldiers great become will they and generation this of minds the disabuse will experiences life actual the that unhealthy for society. However, we are confident and development economic for obstacle an as also considers organised trade union movement project neoliberal The degradation. cultural and society towards uncaring individualism, on based is project This project. neoliberal define that values the on up brought been has generation This Insurance. General the in ranks our joined have employees young of numbers Considerable years. coming the in recruited more many of possibility a is there and LIC in the past year 8000 Assistants have been recruited give the future leadership to the organisation. In to has generation This period. liberalisation post the in born is which generation a by filled be to are vacancies resultant The retirements. to due books of out going today roll on employees of We havefullfaithintheyouth this direction. in steps urgent take to needs organisation The unity and build struggles against class exploitation. class the protect to order in hate of politics the fight to necessary is it that workers the convince and educate to efforts enormous require would It propaganda. divisive the of victims become have class working the of sections substantial as pr fo te hlegs f privatisation of challenges the from Apart number large see will decade one next The JULY 2020 couplet from a famous poet. famous from a couplet beautiful a with conclude like would I society. a such constructing in succeed would class working the ultimately that doubt no absolutely or decades to reach that destination but there is that is equal, just and fair. Yes, it may take years society a of construction the is destination That itself. for set has it destination final the towards march continuously must it achievements; its on rest cannot union trade genuine a that believes AIIEA The unity. class through battles winning and challenges these confronting than other choice no is there then, But difficult. extremely unions trade genuine of functioning make will de-unionisation of workers. The actions it and is taking unions trade the delegitimizing upon bent and fight for our rights. Today the governmentis gains our defend to weapon only the is maturity political with organisation strong a that fact the denying no is There solidarity. of actions rich such of full is past the as responsibilities social its perform to called was AIIEA when occasion first proud. trade any union make can not This is the helping the migrant in workers in AIIEA the last of two months units the by done work magnificent The marginalised. the of sufferings the to relate to membership the sensitising in succeeded have We organisation. marvellous a built have confidence with future Look to the of the character representative the unions. recognising by democracy industrial respecting for demand the on struggle a launch to need a technological need of the institutions. There is also correct balance between the job security and the This demands vigilance and ability to draw out a that the work pattern itself can undergo a change. experiences The under Covid 19 have demonstrated industry. service the for real is danger This technology. higher adopting by labour replace to potential is there technology, of growth rapid the With country. our of people the to sector public the of understanding and beliefs political our spreading cadres our and managements the from ideas innovative both require would domination market the Retaining institutions. my caravancontinuestomarch Towardsthatdestination mattersdoes not much DestinationIreachornot e a cam eiiae rd ta we that pride legitimate claim can We qÉÇÎÄeÉsÉ MüÐÄeÉÑxiÉÄeÉÔqÉåÇqÉåUÉMüÉUuÉÉÇ iÉÉåWæû qÉÇÎÄeÉsÉ qÉÑfÉåÍqÉsÉålÉCxÉMüÉ aÉqÉlÉWûÏÇ

Insurance Worker Insurance Worker 14 C before before the pandemic, the unpaid care burden on even data, 2017 Aayog NITI to According men. of that to compared thrice is work domestic for household chores. of Globally, women’s portion timeshare greater a shoulder they as burdens 1) Domestic front front.front domestic in and economic impacts these at look a have us Let gender. of and economic crisis of Covid-19 through the lens Therefore, there is a need to understand rights. the social women’s and equality gender on made could reverse the limited progress that has been children. A report of UN shows that and this pandemic women for consequences economic and women less severely. affect But it to has devastating appears social it illness, physical a as purely Corona of impact the at look we If male. were pertaining to May 2020 show that 64% of patients data also, India In women. in 2.8% is it whereas from China, the overall death data rate is 4.7% in men to According women. as virus the from dying been have men many as twice USA, the at look we If men. for higher be may Covid-19 from rates mortality that indicated data Early inequalities. existing all magnifies and deepens vn n oml ie, oe fc extra face women times, normal in Even of people differently. In fact, the pandemic groups different affects pandemic ovid-19 PANDEMIC & WOMEN M Girija family. family. These women are forced to step out in the spend much more time in collecting water for the to forced are women this, of Because swelled. hand-washing, the household water needs frequent have on emphasis the and home at being to high summer temperatures, all family members owing Now, taps. water community dripping a hours of their morning standing in line for water at two nearly spend connection, water household a to access lack who Mumbai in women times, domestic chores. For example, even in normal burden on women for managing and completing to flatten the curve haveincreased manifold the the efforts taken by the respective Governments situation, a such In childcare. handling are they said 66% and chores household for responsible mostly or solely either now are they that said women of 70% Americans, 2,200 amongst lockdown April the during Times York New the for out carried survey recent a to According norms. patriarchal and discrimination gender in steeped culture a foster to tends work domestic for timeshare in disparity This chores. household of portion greater a shoulder not would still men time, full working ones the were partners female their and unemployed were men when even at Singapore Management University shows that A study of Aliya Hamid Rao, a sociology professor women in India is 9.8 times more than that of men. children. For getting through this devastating socialandeconomic essential. WhiletheGovernment equality andwomen’srightsare women lessseverely.Butithas pandemic together,torecover consequences forwomenand to formulategendersensitive the economy,thereisaneed takes stepsforrrecoveryof Corona purelyasaphysical future foreveryone,gender faster andtobuildabetter illness, itappearstoaffect If welookattheimpactof JULY 2020 policies .

who belong to all classes in the society. The women Briti of millions affecting is violence of surge The assault. sexual and verbal through physical, anger their unloading are men several alcohol, and tobacco access to struggling unemployed, increase in violence against women. Frustrated, attend to call. the nature’s to place private some out find not could they as houses their in facilities toilet have don’t who women the to challenge big a pose distancing, in Tamilnadu to ensure maintenance of the social drone cameras deployed by the The police personnel harassment. verbal and sexual face often wee hours of the morning to buy water and they and and emptied many of the streets, and this puts a during this period. Pandemic threat has deserted increased has violence domestic the terribly how shows This period. lockdown the during day per received being were calls 7 average within 48 hours 13 calls were received and on an wall, Facebook its in Numbers” “Helpline posted Association Women’s Democratic India All of Committee State Tamilnadu the When children. and women these for risk big very a is family his and abuser the with Cohabitation abusers. their with home at trapped now are women these of has experienced violence in the past year. Many happening. Nearly one in five is women worldwide this also, pandemic Covid-19 the during now and happened has this epidemics, Zika 2015-16 and Ebola 2014-16 the During disasters. and crisis during increases violence gender-based and sexual domestic, that shows experience The perpetrators. by behaviour controlling and and self-isolation will be used as a tool of coercive distancing social that says Aid Women’s Charity h pnei hs lo e t a horrifying a to led also has pandemic The prospects for women. job reduce to likely are aspects of economic fallout with the pandemic, as many further slide to continue will rate among women in India, labour forceparticipation lowest world’s already the also, front economic based violenceincreasesduringcrisis and disasters. On the gender- and sexual domestic, that shows experience The chores. domestic completing and managing for women on burden the manifold increased have curve the flatten to On the domestic front the measures taken by the Governments JULY 2020 sh sh n Gol pbihd n 2 on published Google and Company & Bain by report joint a to According close. businesses and fall markets the as period 2018) will further worsen during in the post covid-19 (33% India in gap pay gender wide existing falling into poverty. It of is expected risk that greater the a already at and less saving less, earning around the world work in the unorganised sector, women of 60% Nearly ways. various in downturn economic and loss job of brunt the bear will as the unorganised sector is concerned, women of the women during and post pandemic. As far an be increased and to stark gender going gap in is the livelihoods There secured. less also is than men’s and their position in the labour weaker market is position financial women’s Globally, 2) Economic front on the the pressure women. increases This also 70 lakh unplanned pregnancies during this period. Apart from this, a data women. reveals that of there has security been and safety the on concern are are essential. We are all aware that gender-equal rights women’s and equality gender everyone, for future better a build to and faster recover to together, pandemic this through getting For term economic and sociological consequences. damaged. get to going is society and families in women of job prospects for women. Due to this, the position reduce to likely are fallout economic of aspects many as pandemic, the with further slide to on a downward slide. And now, was this will continue India, in women among rate participation force labour lowest world’s the of one already Women are economically more vulnerable. vulnerable. more economically are Women The Covid-19 outbreak is going to have a long nd ac 22, the 2020, March 15

Insurance Worker Insurance Worker 16 priority and undertake the following steps. the following priority and undertake and State Governments Central to give the gender equality upon a top urge to need a is there this, For lives. fulfilling and productive safe, lead societies in such a way that empower women to be structured around rebuilding economies and sensitive policies. In short, the policy response must gender formulate to need a is there economy, the Government takes steps forr recovery of the While disparities. gender deep with those than sustainable and prosperous more are societies 7) Distribute Loan amount to women through women to amount Loan Distribute 7) Financial assistance to be extended 6) to those post and period pandemic this During 5) The Labour Department of the Government 4) domestic that ensure should Government 3) is there that ensure should Government 2) At a personal level, there 1) is a need to realise Courtesy: Sivakumar, Sivadigitalart self-help groups. self-help livelihood. have who lost their women contraceptives, etc., toneeds be ensured. abortions, safe services, health maternal as such services health reproductive and sexual comprehensive and necessary to access timely women’s period, pandemic etc., forsanitisers, workers. their masks, viz., gears, protective adequate provide employers all that ensure also And employers. the by implemented is form any in retrenchment no that ensure should funds. sufficient by aid allocating and legal violence survivors get safe shelter, counselling of thewomen. safety for streets the in vigilance adequate the women. with along chores domestic share members family that ensured be to is It it. managing and are the responsibilities related to maintaining so and everyone for place a is home that T dropped to 4.2 per cent, the lowest growth seen had growth GDP our happened, pandemic the deep trouble since 2016. In 2019-20, even before in been has economy India’s times. possible grow and prosper for all. can economy our pandemic, the of out come we when that, so economy our of structures the transform to and society, in people vulnerable most the for net safety a build to actions and us to come together and marshal the best ideas of us. history. matter a This is for shame of collective all nation’s our in point low a as down go will way, and homes, with many of them collapsing on the them walk hundreds of miles to get to their families left them stranded without work and pay, and let sad. The fact that with the sudden lockdown, we is meet ends make barely to home and village land, own one’s leave to compulsion The work. great distances, driven by abject poverty, to travelled find had them of Many tragic. is women, particularly migrants, the and poor the workers, our treated we way The addressed. effectively be to yet is society our of sections vulnerable most the of impoverishment and hunger of cost invisible the day, the by counted being are lost lives the of terms in pandemic the of cost visible the While crisis. economic unprecedented an by hit been have individuals, self-employed small, of millions and migrants, the workers, our surge, to continued COVID-19 of incidence the has only not India, in that fact the about the ofshadow second a wave. in live we and spread, to continues disease the in infection rates and mortality. In many countries, surges for uncalled causing policy, over flopped The world over, several political leaders have flip- hope. striving from this with to emerge and life, of way our re-examining for reflection, for moment critical a is this that realise must we time, same the at But despair. feel to natural is it misery, such Amidst recession. economic of clouds dark see we and disrupted, been have shooting up, supply chains of food and essentials world over struggle to contain it, unemployment is span of barely a few months. As governments the turned turned our familiar world upside down within a he appearance of the COVID-19 pandemic has h pnei cm a oe f h worst the of one at came pandemic The for time a is It politics. for time the not is This As Indian citizens we are especially concerned People have many reasons for disappointment. JULY 2020 face face of the poorest and weakest man you have the “recall to time is this Gandhi, Mahatma of words the In empathy. for time is crisis of time a ofplunge 1979-80. since India’s Independence, beating the record this year our growth will plummet to an all-time low economy in the world. There is a genuine risk that market emerging any in seen drops biggest the of one cent, per 60 by dropped exports Indian month, same the In April. in cent per 23.8 of high record a to up shot rate unemployment India’s lockdown, the After India. for record all-time an is which country, the exited capital course, got worse. In March, $16 billion of foreign 50the last in seen has years. had dropped to below 7 per cent, the lowest India a good indicator of overall economic robustness, 2019, the growth of non-food bank credit, which is this should never have happened. By December in the last 11 years. With oil prices at a historic low, Kaushik Basu ,ElaR.Bhatt KaushikBasu race andgenderfeelwantedathome. society that issecular,inclusive and nurturing, where religions, people caste, of all political policies must notbeendsinthemselves, butinstrumentsforbuildinga bringsopportunityforbuildinganurturing Crisis also economy. Our economic and We write this article to remind ourselves that ourselves remind to article this write We of matters, arrived, pandemic the After JULY 2020 A TIMEFOREMPATHY hefl cii wih ecie Idas current India’s describes which crisis threefold a is behaviour such of outcome The wealth. economic wealth at the cost of the ecosystem’s own our creating and ourselves enrich to others impoverishing society, with interactions our in often we forget this and are blatantly exploitative not nurtured in our infancy and childhood. Yet, so and at home. None of us would wanted be here feel if we gender were and race caste, religions, all of people where nurturing, and inclusive secular, is that society a building for instruments but themselves, in ends be not must policies a nurturing economy. Our economic and political principle. to fend for itself, took us far away from Gandhiji’s class working the leaving broke, pandemic the acted in protecting ourselves and our friends, as we way the Clearly, Rawls. John of work the via philosophy modern into way its made has that principle a is This him.” to use any be to going is seen and ask yourself if this step you contemplate (Courtesy: IndianExpress June19,2020) We We write this article with the hope of building 17

Insurance Worker Insurance Worker 18 Courtesy: Mir Suhail a nurturing world. nurturing a the despair of our current times, will emerge such suffering and pain of this pandemic, from amidst the through that hope us Let eye. an for eye an if we remained forever victims of history, extorting group against another. But it would be a tragedy one of injustices history, in injustices been have there that aware are We against. discriminated being of and minority, a being of insecurity the feels one no where work, and income without abandoned not are people where society, We want India to be an example of an equitable not to make India the richest nation in the world. law. universal a become should it that will time, same the at only according to that maxim whereby you can, by Immanuel Kant’s Categorical Imperative: Act life live to try must We culture. and technology, and science knowledge, respects that society a create to strive should We generations. future sustains which environment an creates and soil the nurtures that life a lead to try and on draw can we that wisdom and culture nation’s the in catastrophe. and environmental violence, and intolerance rising abundance, despite predicament — rising poverty and unemployment We are ambitious for India. But our ambition is We have hope for India’s future. There is a lot Gujarat Vidyapith Women’s Association (SEWA), Chancellor of Bank. Bhatt is the Founder of Self-Employed of India,andChiefEconomisttheWorld Chief Economic Adviser to the Government Hewasformerly University. atCornell Professor Basu isProfessorofEconomicsandCarlMarks O Times Times on March 26, 1993. believed he did not help the image. the for prize Pulitzer the awarded being after months few a suicide committed had photojournalist, African out of the 1993 famine in Sudan. Kevin Carter, the Sout is regarded as one of the most iconic images that came of the story almost verbatim. gotthe year the famine of wrong narrated but therest misery of the migrant workers to vultures. Tushar theMehta highlighting those compares and story Carter’s Kevin with parallels draws message the government, the of criticism any silence to attempt an In before. supporters of Prime Minister Modi since at least a week General was rounds the doing WhatsApp on among two. One was the holding camera…” there? He said one. The reporter said – no. There were Then the reporter asked him – how many vultures were to the child? He said I don’t know, I had to return home. 4 months. A journalist had asked him – what happened awardedPulitzer thePrize.committed aftersuicide He photo wasthe photographerNYT and in published was waiting for the child to die.He photographedit and the in 1983. There was a panic-stricken child. A vulture was was aphotographer —“There Sudan went who to Sudan in famine the during Carter Kevin journalist winning prize- Pulitzer by photographed child the and vulture recognize the nation’s effort. not do intellectuals”“armchair these that said also He negativity.spread who Doom” of “Prophets are there Tushar Mehta argued that theCentrebut a lot is doing country due to the lockdown, the Solicitor General (SG) the of different parts in strandedlabourersmigrant of The photograph first appeared in the New York New the in appeared first photograph The The photograph of the starving child and the vulture storynarratedthe that out Solicitorturns the byIt went then SG The to on narrate story the the of heard in the Suo Moto case regarding the plight the regarding case Moto Suo the in heard May Supremen the in Court hearing, the 28,during JULY 2020 Contd onPage 20 h h R oraitc rtriy I dd ehp bre on border perhaps did It fraternity. journalistic entire the on slur offensive and unacceptable particularly as metaphor ‘vulture’ of invocation blunt instrument. He is simply an instrument, a sharp and sometimes impulses and inclinations to the best of his ability. his temperament, client’s his reflecting only is he all, after arrogant; needlessly or aggressive disagreeably being of him accuse they when him to fair being not perhaps are critics Mehta’s Solicitor-General day. the of government the of predispositions and preferences the outside personality or role a have cannot He fancies. and fights daily regime’s the into sucked being establishment’s inner ruling clique, and the cannot escape of part a much very becomes He role. nickel-and-dime a play to gets General Solicitor- the perch, elevated an on decidedly India of Attorney-General the places India of means that whereas Article 76 of the Constitution which appointee; political a is Solicitor-General regime. It is necessary to remind ourselves that a A politicalappointee best forclient. his scrap in the court room. He does his professional skilful adversary who does not flinch back froma a of reputation the earned has he Nonetheless, Sorabjee. Soli a he is nor Nariman Fali a not is he scholarship; or gravitas summon to needs jurist who a not is he lawyer; combative a is Mehta Tushar lockdown. nation-wide the of wake the suo motu Supreme Court had, on May 26, the when — it call to chose correspondents legal as ‘outburst’ or, — performance recent of anykindtoanyone. simply loathetogiveanswersorexplanations at thecore of democratic arrangement. It is uses the democratic mandate to chisel away of an electiveparaphernalia democracy but work. It seeks legitimacy for itself from the isat mindset Acultivated accountability. of cultivated impatience withstructures of The ‘vulture’ remark is only a distillation predicament Beyond thelegalcounsel’s Mehta ather unfairly, ay ae ninnl fud r Mehta’s Mr. found indignantly have Many Modi the than other none is client his And, JULY 2020 has been hauled over the coals for his his for coals the over hauled been has note of the migrants’ pitiable plight in in plight pitiable migrants’ the of Solicitor-General of India Tushar Harish Khare decided to take righteously, righteously, in the correctness of its chosen path; own. toout on his/her strike allowed regime has seen to it that no Vinod Rai would be the street-smartness, admirable with and finesse rendered less than paper tigers. With been considerable have etc. India, of Commission Election the India, Commission, Rights Human National the Commission, Information Central the Lokpal, the Commission, Vigilance Central the as such Offices authority. of abuse prevent to designed institutions established the all — dismantling without — dysfunctional made systematically and diligently but quietly has regime Modi the Blunted institutions tokind anyone. any of explanations or answers give to loathe the core of democratic arrangement. It is simply uses the democratic mandate to chisel away at but democracy elective an of the paraphernalia from itself for legitimacy seeks It work. at is bysoul. every democratic scrutinised be to needs that represents he regime the of us for too long; rather, it is the collective sentiment law officer or acabinet minister thatshould a detain of inclination personal the not is it again, Yet, disparagement ‘presstitute’ Singh’s V.K. (retd) to comparison in pales aspersion Mehta’s Mr. establishment. ruling the by media the at invidious insults and innuendoes equally have been that hurled recall to sobering is it consolation, no be can it though And doubt. the of benefit a to entitled is he journalists; at directed not was India with interview an [in clarify to tried highest judicial forum. Mr. Mehta has subsequently blasphemy because it was uttered in the nation’s h Md cod eivs sneey and sincerely believes, crowd Modi The years, six last these that secret a hardly is It Let there be no mistake. A cultivated mindset of June 1, 2020] that his ‘vulture’ imprecation ( Courtesy: TheHindu

JuNe 06, 2020) 2020) 06, JuNe The Times of Gen. 19 . Insurance Worker Insurance Worker 20 20 (from journalists were to advised not touch of victims famine becauseof disease. by SamJawed, Courtesy: AltNnews, 30th May 2020) away and watched as the continuedchild toward the center.He thenlit a cigarette, tal minutes 20 thatwaiting hope the the in stalking bird It wings. its open would inst so disease, of because victims the touch to not advised reportedlybeen had Carter iconic photos in the world, TIMe magazine wrote, “As he took the child’s between another journalist and Carter where he was called a vulture...... However, in ano “fluke,” alleging that he hadsomehow set up the tableau,said the article which hasno approach to governance. anyone who pointed out the limits of its sloganised resented righteously regime the dimensions, Confronted with an unexpected crisis of unknown of hapless citizens migrating back to their villages. refused to see the images of millions and millions simply it media, independent and free the for contempt considered a developed has regime the Because citizens. our of swathes vast grips when human misery on an unprecedented scale sources of information finds genuine itself left high of and dry itself deprive to chosen has which experimentations. its hit and trial with had secured for his client a free hand to carry on inflicted onmillions of our own citizens. Mr. Mehta hardship immense of note take to business their not was it that felt probably judges Hon’ble the persuasive arguments from the to Solicitor-General, Thanks cynicism. and insensitivity its to also as blunders and mistakes its make to entitled was government the challenge, COVID-19 the of enormity the given that felt had Court the Perhaps nostrums. confused its with on carry to apex court a kind of kind a court apex its competent under hands. well issue migrant the had government the that that the Solicitor General could tell the top court conscience clear a with perhaps was It villages. their of security and safety the to back trekking refused to see the millions of half-starved citizens also it decision; lockdown panicky and abrupt sudden, its of consequences the anticipate to leadership, the incumbent regime not only bold failed and decisiveness of pose a continuously The migrantissue organisations. non-governmental the or media the in ‘vultures’ the to ear an lend to need no sees regime a such surprisingly, Not infinitewisdom. It resents democratic opposition. commitment of its personnel and leaders and their it mesmerises itself with the notions of integrity and A A tragedy could easily be foretold. A regime Here Here is a law officerwho had secured from the strike to preference determined its In There no literatureis that claiming the vulture and the photographchild was the r Therefore, as it seems, Carter chased away the scavenger to help the child. H attracted “the critical focus that comes with fame.” Some journalists in S in journalists fame.”Some with comes that focus critical “the attracted child and shot a photograph instead.. A profile onhis from Page18 carte blanche Solicitor General Tushar Mehta quotes false WhatsApp forward in Supreme Cour for his client client his for TV-serial, Court on May 26. Unlike in the vastly popular Hindi Supreme the in display on was that impatience the against regime. and disagreement northeast Delhi will be allowed to mobilise dissent in activists Tod Pinjra the nor Navlakha Gautam a nor Bhardwaj Sudha a Neither scattered. or small however critics, its fix to skills and prestige has brought to It bear overwhelming place. resources, power, their in critics its put to approach heavy-handed a used has regime the years the Over missteps. and mistakes its of discussion any and incompetence. arrogance for the regime’s power structure. Millions have paid a heavy price decision-making experts have medicine social and practitioners health public three professional associations of epidemiologists, day, other The anyone. with ‘ground’ the about But the government would not share information situation’. ‘ground the of knowledge no have who those to ear its lending after government the from explanation an seeking was Court the highest court. with expression of impatience an was it as journalists the among vultures the Mehta’s anger was directed not so much against Mr. that suggest to possible is It outburst. famous General’s Solicitor the produced probably that its its administrative clumsiness. It was this its political arrogance, for its policy confusion and for insensitivity, bureaucratic its for government the from answers seek to goaded be to itself allowed had Court Supreme the suddenly When theCourtacted prescribed by the regime’s in-house optometrists. spectacles, of pair custom-made a using be to said much very be can Mehta Solicitor-General life and death in TIMe magazine said that the Pulitzer based inDelhi) (Harish Khareisaseniorjournalist and intolerance of groupthink this is It Yet, the government would not countenance Supreme the that was resentment Unspoken hn mc t te eies consternation, regime’s the to much Then, Taarak Mehta Ka Ooltah Chashmah picture, a plump vulture landed nearby. called out the clumsy and confused practised by the Leader-driven did not. Carternot. did scared creaturethe e could not lift the child because outh Africa called his prize a prize his called Africa outh eason foreason death.his ked to God and wept.” mentionof a conversation ead of helping, he spent he helping, of ead ther articleon the most JULY 2020 volte-face t ,

S argument that the divergence between the the two is with this contest would Some busted. finally has economy real the for barometer put it. commentator one as highs” time all of distance striking “within more than 40 per cent since March 23 and is now The stock market index Nasdaq has increased by there is a veritable boom in the US stock market. yet And experiment”. social “failed a being of sign every showing is US the it, put West Cornel have reached a nadir. Altogether, as China philosopher with Relations society. that marks that racism rampant the against protesting streets the on out are Thousands unemployment. for collapsed with more than 40 million people filing virtually has economy The sight. in end no with a RealEconomyCrisis amidst A StockMarketBoom United States. The coronavirus toll keeps rising rising keeps toll coronavirus The States. United the in happening is odd very OMETHING h mt o te tc mre big a being market stock the of myth The PrabhatPatnaik unemployment andacutedistresswillberesistedbythem. corporate-financial interests while the working people continue to suffer from high people. A situation where monetary policy is devoted exclusively to protecting the in the US,oranywhere else includingIndia, isthe resistance ofthe working however, What will, prevent from getting such apolicy-stance ensconced either one acrossthecapitalistworld. when the real economy continues to languish and this will nowbecome a general high stockprices monetary policyofmaintaining through monetarypolicyeven Opposing anyfiscal stimulus, finance capital forces anexclusive reliance on busted. finally has cconomy forreal barometer a being Market ofStock Myth JULY 2020 n hne nrae h lvl f investment, of level the increase hence and worthwhile, unprofitable, otherwise been have would that projects investment makes This firms. by borrowing of cost the reducing by work ultimately instruments various its that is policy way. novel altogether an in work to meant itself is policy monetary And policy. monetary on falls onus entire the and recessions, overcoming for instrument an as out ruled is therefore policy Fiscal reduced. being tax-rates corporate earlier the even with capitalists, on taxes are so and restricted, ofthe hegemony is finance. feature central whose economy neoliberal a of however fails to take into account the specificity recovers the stock market “bubble” will burst. This only temporary, and that unless the real economy The usual textbook understanding of monetary kept are deficits fiscal economy an such In , Courtesy;Macroscan,June22,2020 21

Insurance Worker Insurance Worker 22 real economy, and preventing any collapse in in collapse any preventing and economy, real the of state the from profitability its dissociating a means of promoting the interests of finance by for propping up the stock market. This is of course directly and consciously intervenes in various ways now policy monetary and practice; standard become has it then Since boom. new a starting of stimulating the “housing bubble”, and thereby and this had the effect, whether intended or not, rates after the collapse of the “dot-com bubble”, the US Federal Reserve Board, he reduced interest offlows. if magnitude the possible influencing route that through and stocks, of prices the affecting by but about, talk text-books as flows operates in other words not by directly affecting It bubbles. price asset stimulating by is this And differently. operate to nowadays banks central the by expected also is it economy; neoliberal a in all, at if differently, altogether operate policy monetary does only Not substance. incomes. aboutfuture their uncertain of midst pervasive unemployment, the when people in are very credit of cost the of lowering a consumer expenditure even does not and increase through credit; of cost the by affected little is and market the of growth expected the by recession. This is of because investment grip is governed the breaking in ie, itself, demand in increase initial the about bringing in role a of much played hardly it “multiplier”), the called is initial increases in demand (ie, the value of what of credit enlarged the effect on total output of an period it can be argued that while the availability earlier the for Even capitalism. neoliberal under employment. and output hence and demand, aggregate of level the raises it therefore Altogether goods. increases the consumption of durable consumer Likewise a lowering of the cost of borrowing also construction. and equipment includes which When Alan Greenspan was the chairman of chairman the was Greenspan Alan When lacks therefore explanation text-book The works scarcely however channel usual This Cartoon courtesy:Satish Acharya, Sify.com at the expense of people. the at expense the can coddle corporate-financial interests for long will be living in a fool’s paradise if it government believes present that The it well. as India in streets the to take people working the before time of the streets demanding equality; it is only a matter on already are people elsewhere, and US the In debt, debt, then such heavily-indebted firms are hardly their escalating thus debt-servicing, for borrow firms if besides, capacity; to add to firms induce to little do will money free, almost cheap, and hamstrung by a shortage is of aggregate seen demand, have we as Investment economy. real hardly have any effect by way of stimulating the will juncture current the in boom market stock a puts a floor belowwhich stock priceswill not fall. collapse of stock prices, because the Fed’s policy real economy languishes, this would not mean a of stock prices from the real economy: even if the The Fed’s policy amounts to a total detachment so? do person a such shouldn’t why then level, certain a below fall to not guaranteed less or virtually zero rate to buy stocks whose price is more stock market ad infinitum.If anyone can borrow at the in conditions boom sustain to willing now is it prevent any price-crash of stocks. In other words, announced its desire to intervene in the market virtually to and debt-servicing; their for even to to its willingness directly give loans corporates shown banks; from just not market the from too that and limit), without easing” (“quantitative not just government bonds but all private liabilities buy to intention its expressed zero; to close rates interest down brought has which US the in Fed capital. every possible way the thirst for gains by finance in satisfying by about brought is which bubble such an economy is by generating an asset-price only way that monetary policy can work at all in monetary policy to revive the economy; and the on reliance exclusive an forces it stimulus, fiscal any Opposing capital. finance of triumph out. of doing ruled so are means fiscal when economy, real the stimulate to regime neoliberal a within available means only the is it however addition in economy; real the of travails the of because markets financial This has several implications. First, engineering This has now become the official policy of the supreme the words other in represents It JULY 2020 on P.35 Contd 1) 31qÉÉcÉï2019 MüÉåSåvÉqÉåÇMÑüsÉ348 industriesand public entreprises): mÉU lÉÄeÉUQûÉsÉiÉåWæûÇxÉëÉåiÉ WæûÇ uÉ¨ÉïqÉÉlÉqÉåÇClÉMåüÌmÉNûsÉå LMü uÉwÉïMüÐÌuÉ¨ÉÏrÉvÉÌ£ü Wæû YrÉÉuÉWûSåvÉmÉUoÉÉåfÉWæûÇ rÉÉuÉåSåvÉMüÉåcÉsÉÉUWåû Måü lÉÉqÉmÉUÎeÉlÉ iÉÉå SåvÉMüÐAÉiqÉÌlÉpÉïUiÉÉrÉWûÏÇ mÉëÌiÉÌlÉÍkÉiuÉWûÉåiÉÏWæû_ MüÉå mÉÔUÉ iÉÇ§ÉxÉUMüÉUxÉÇpÉÉsÉxÉMüiÉÏWæû,MüÉåDpÉÏvÉÌ£üSåvÉ AÉµÉxiÉ MüUiÉÉÌMüÌMüxÉÏpÉÏmÉËUÎxjÉÌiÉqÉåÇSåvÉMüÉ xÉqÉåOû UZÉÉWæûClÉmÉUxÉUMüÉUMüÉÌlÉrÉÇ§ÉhÉSåvÉMüÉå NûÉåOûÏ oÉÄQûÏÄeÉÃUiÉMüÉåAmÉlÉåSÉrÉUåqÉåÇxÉqmÉÔhÉïiÉÉ £Éå§ÉÉåÇ iÉMüTæüsÉÉWÒûAÉWæûAjÉÉïiÉ MüÐ ZÉåiÉÏ,mÉvÉÑmÉÉsÉlÉ,ÍxÉÇcÉÉD AÉÌS eÉæxÉå oÉåWûS ÄeÉqÉÏlÉÏ oÉÄQåû £Éå§ÉÉåÇxÉåWûÉåiÉÉWÒûAÉEuÉïUMü,oÉÏeÉ,MümÉÉxÉuÉeÉÔOû ZÉÉ± xÉÑU£ÉÉ,ÌuÉ±ÑiÉ,AÉrÉÉiÉÌlÉrÉÉïiÉAÉÌSeÉæxÉåoÉÄQåû xÉælrÉ xÉÉqÉaÉëÏ, FeÉÉï, ZÉÌlÉeÉ, ÌuÉ¨É rÉÉiÉÉrÉÉiÉ, xÉÇcÉÉU, WæûÇ CPSEMüÉÌuÉxiÉÉUSåvÉqÉåÇAÇiÉËU£ÉrÉÉlÉÉåÇ,EmÉaÉëWûÉåÇ, MÑüNû mÉëcÉÍsÉiÉlÉÉqÉWûÏxÉqÉxiÉxÉÉuÉïeÉÉÌlÉMü£Éå§ÉlÉWûÏÇ ÌSrÉÉ aÉrÉÉWæû. AÉiqÉÌlÉpÉïUiÉÉ MåüxÉÑlSUvÉoSlÉÉqÉmÉUYrÉÉÍqÉOûÉ rÉWû AÄTüxÉÉåxÉlÉÉUWåûÌMüWûqÉåÇmÉiÉÉWûÏlÉWûÏÇjÉÉ mÉU LMülÉÄeÉUZÉÑSQûÉsÉsÉålÉÉoÉåWûiÉUWûÉåaÉÉiÉÉÌMüMüsÉ £Éå§ÉÉåÇ MåüoÉÉUåqÉåÇxjÉÉÌmÉiÉÍqÉjÉMüÉåÇxÉåCiÉUClÉ aÉrÉÉ qÉÉlÉÉårÉå£Éå§ÉSåvÉMüÐAÉiqÉÌlÉpÉïUiÉÉqÉåÇoÉÉkÉMüWæûÇ. mÉÉÆcÉuÉÏ mÉëåxÉuÉÉiÉÉïqÉåÇÌuÉ¨ÉqÉÇ§ÉÏ²ÉUÉCxÉiÉUWûÌMürÉÉ ÎeÉlÉMåü ÌlÉeÉÏMüUhÉMüÉLsÉÉlÉAÉiqÉÌlÉpÉïUiÉÉAÍpÉrÉÉlÉMüÐ MüÉ kÉlÉsÉåMüUWûÏuÉåxÉÉuÉïeÉÉÌlÉMü£Éå§ÉÄZÉUÏSåeÉÉrÉåÇaÉå Wæû AjÉÉïiÉ...!!oÉæÇMüÉåÇxÉåsÉÉålÉsÉåMüUAjÉÉïiÉeÉlÉiÉÉ CBI, CAG, CVC vÉÑÂ WûÉåcÉÑMüÉWæûÌMüsÉÉålÉSåiÉåxÉqÉrÉAoÉoÉæÇMüÉåÇMüÉå ÌuÉ¨É qÉÇ§ÉÏ²ÉUÉoÉæÇMüÉåMüÉåÌSrÉåaÉLCxÉAÉSåvÉMåüxÉÉjÉ xÉqÉfÉ xÉMåüsÉå,SåvÉMüÉAÉiqÉÌlÉpÉïUiÉÉAÍpÉrÉÉlÉ AÉiqÉÌlÉpÉïUiÉÉ WûÏoÉåcÉSålÉåMüÉZÉåsÉ AÉiqÉÌlÉpÉïUiÉÉ MåülÉÉqÉmÉU namethe of ‘atma nirbharata’? decide whether we can accept to the non-sense being perpetrated in have we So opposition. mute to just nirbharata’ ‘atma of guise the in times corona in through pushed being are LICs secure sources of investment. Also this privatisation is progress. Further, we, in LIC, should understand that all PSUs privatisa for slated under are ‘atma nirbharata’ which are CPSEs not burdens the on the that nation, but understand the wheels to of necessary is It 2) uÉwÉï 2018-19 qÉåÇ CPSE Måü sÉÉpÉÉåÇ qÉåÇ 2017-18 Måü ÎeÉlÉqÉåÇ 249 cÉÉsÉÔ 86 13 oÉÇSjÉå. rÉWû eÉÉlÉlÉÉpÉÏoÉåWûSÄeÉÃUÏ WæûÌMüAÉiqÉÌlÉpÉïUiÉÉ _rÉÌSpÉÉwÉÉMåüAjÉïMüÉAlÉjÉïlÉÉMüUÌSrÉÉeÉÉL xÉoÉxÉå mÉWûsÉå iÉÉå rÉWû eÉÉlÉ sÉålÉÉ ÄeÉÃUÏ Wæû ÌMü MåüuÉsÉ xÉUMüÉUÉåÇuÉMüÊmÉÉåïUåOûqÉÏÌQûrÉÉ²ÉUÉxÉÉuÉïeÉÌlÉMü AoÉ ÄerÉÉSÉxÉqÉrÉlÉWûÏÇWæûeÉÉåSåZÉxÉMåüsÉå, bargain JULY 2020 lÉWûÏÇ MüUxÉMüiÉÏ. CPSE xÉå QûUlÉåMüÐMüÉåDÄeÉÃUiÉlÉWûÏÇ MüÉå oÉåcÉÉeÉÉlÉÉiÉrÉÌMürÉÉaÉrÉÉ (department of heavy of (department under construction under CPSE lÉåSåvÉMüÐWûU CPSE jÉå uÉ 7) 6) uÉxiÉÑLuÉÇxÉåuÉÉMåüÌlÉrÉÉïiÉ£Éå§ÉqÉåÇMüÉrÉïUiÉ79 5) 4) CPSEMüÐMÑüsÉAÉrÉCxÉuÉwÉï24.40sÉÉZÉMüUÉåÄQû 3) MåüuÉsÉ70 9) CPSE 9) on InterestGST,duty, custom and excise 8) 10) 11 aÉÑhÉaÉÉlÉ uÉqÉÌWûqÉÉqÉÇQûlÉ MüUMåüxÉoÉ xÉÉæÇmÉÉeÉÉUWûÉ Wæû uÉWûÏÇ AÉiqÉÌlÉpÉïUiÉÉ Måü lÉÉqÉ mÉU ÎeÉxÉ ÌlÉeÉÏ £Éå§É MüÉ xjÉÉmÉlÉÉAÉåÇ xÉå sÉåMüUAÉeÉiÉMüMüÐxjÉÉrÉÏ mÉUÇmÉUÉWæû AÉMüÇÄQåû 1rÉÉ2 uÉwÉïMüÐoÉÉiÉlÉWûÏÇWæûÇoÉÎsMü AmÉlÉÏ aÉÏiÉÉ vÉÉÇiÉ CPSE ) CPSE MüUÉåÄQû ÃmÉrÉåjÉÏAjÉÉïiÉ45.24%MüÐuÉ×Ì® MüÐ AÉrÉ MüUÏ eÉÉå 2017-18 qÉåÇ 98 WûÄeÉÉU 714 CPSE lÉåCxÉuÉwÉï1sÉÉZÉ43WûÄeÉÉUMüUÉåÄQû ÃmÉrÉå MüÐ uÉ×Ì® 59 WûÄeÉÉU774MüUÉåÄQûÃmÉrÉåjÉÉAjÉÉïiÉ18.03% 370 MüUÉåÄQûÃmÉrÉåWûÉåaÉrÉÉeÉÉåÌmÉNûsÉåuÉwÉï21sÉÉZÉ jÉÏ (sÉaÉpÉaÉ20%MüÐuÉ×Ì®) jÉÏ eÉÉåÌMü 2017-18 qÉåÇ 20.32 sÉÉZÉ MüUÉåÄQû ÃmÉrÉå WûÄeÉÉU 635MüUÉåÄQûÃmÉrÉåMüÐWûÉÌlÉSeÉïaÉrÉÏ MüÐ uÉ×Ì®WÒûD sÉÉpÉÉåÇ xÉå1sÉÉZÉ43WûÄeÉÉUMüUÉåÄQûÃmÉrÉå(15.52%) Wæû rÉÉåaÉSÉlÉ ÌSrÉÉaÉrÉÉeÉÉåÌmÉNûsÉåuÉwÉïxÉå4.67%AÍkÉMü 2018-19 qÉåÇ3sÉÉZÉ68WûÄeÉÉUMüUÉåÄQûÃmÉrÉåMüÉ dividends loan, government MüÐ uÉ×Ì® 18 qÉåÇ11.15sÉÉZÉMüUÉåÄQûÃmÉrÉåjÉÉAjÉÉïiÉ8.3% sÉÉZÉ MüUÉåÄQûÃmÉrÉåSeÉïÌMürÉÉaÉrÉÉeÉÉå2017- 8.55% AÍkÉMüWæû sÉÉZÉ 75WûÄeÉÉUMüUÉåÄQûÃmÉrÉåWæûeÉÉå2017-18xÉå AjÉÉïiÉ 14.65%MüÐuÉ×Ì® 2017-18 qÉåÇ14sÉÉZÉ31WûÄeÉÉUMüUÉåÄQûÃmÉrÉåjÉÉ MüUÉåÄQû ÃmÉrÉåMüÉÌuÉ¨ÉÏrÉÌlÉuÉåvÉÌMürÉÉaÉrÉÉeÉÉå ÃmÉrÉå Wæû % MüÐuÉ×Ì®MåüxÉÉjÉ9sÉÉZÉ 93WûÄeÉÉUMüUÉåÄQû CPSE CPSE CPSE MüÐ MüÉUÉeÉxuÉCxÉuÉwÉï25sÉÉZÉ43WûÄeÉÉU MüÉËUÄeÉuÉïuÉxÉUmsÉxÉ2018-19 qÉåÇ7.17 ²ÉUÉUÉ·íMüÉåsÉÉpÉrÉÉrÉÉåaÉSÉlÉ SålÉåMåürÉå MüÐ ²ÉUÉ2018-19qÉåÇ16sÉÉZÉ40WûÄeÉÉU total paid up capital2018-19 up total paid CPSE Net worth are linked together and qÉåÇ ÌmÉNûsÉåLMüuÉwÉïqÉÉ§É31 MüÉå 2018-19 qÉåÇ 12.08 nation’s AÉÌS ²ÉUÉuÉwÉï tion qÉåÇ2 23

Insurance Worker Insurance Worker Varthabharathi P.Mahamud, Courtesy: 24 ÍxÉuÉÉ MÑüNûlÉWûÏÇMüWûÉeÉÉxÉMüiÉÉ. Måü xÉÇxÉÉkÉlÉÉåÇMüÉåsÉÑOûÉlÉÉSåvÉmÉëÌiÉbÉÉåUAmÉUÉkÉ MüÐ MüqÉÄeÉÉåUlÉxÉMüÉåSoÉÉMüUÌlÉeÉÏ£Éå§ÉÉåÇmÉUSåvÉ qÉÑMüÉoÉsÉÉ MüUxÉMüiÉÉWæû?UÉåÄeÉaÉÉUMåülÉÉqÉmÉUsÉÉåaÉÉåÇ mÉÔÇeÉÏ MåüAlÉÑmÉÉiÉqÉåÇCxÉUÉåÄeÉaÉÉU£ÉqÉiÉÉuÉaÉÑhÉuÉ¨ÉÉMüÉ MüÉåÌOû MüÉUÉåÄeÉaÉÉUSåcÉÑMüÐWæûYrÉÉMüÉåDÌlÉeÉÏ£Éå§ÉCxÉ aÉÌPûiÉ xÉÇxjÉÉ AoÉ iÉMü ÎeÉiÉlÉå sÉÉZÉ sÉÉåaÉÉåÇ MüÉå uÉ ÎeÉxÉ mÉÉ cÉÑMüÐWæûÇqÉxÉsÉlÉ xjÉÉrÉÏ uÉxÉqmÉÔhÉïxÉÉqÉÉÎeÉMüxÉÑU£ÉÉAÉåÇxÉÌWûiÉUÉåÄeÉaÉÉU pÉU mÉÔÇeÉÏxÉåsÉÉZÉÉåÇsÉÉåaÉÉåÇMüÐ3mÉÏÌÄRûrÉÉxÉqqÉÉÌlÉiÉ, xÉÉuÉïeÉÌlÉMü £Éå§ÉÉåÇqÉåÇxÉUMüÉU²ÉUÉsÉaÉÉDaÉrÉÏcÉÑOûMüÐ qÉåÇ UÉåÄeÉaÉÉUSåMüUqÉÉlÉÉåmÉUÉåmÉMüÉUMüUiÉÉWæûsÉåÌMülÉ SålÉÉ CxÉÍsÉLÄeÉÃUÏWæûYrÉÔÇÌMürÉåsÉÉåaÉÉåÇMüÉåoÉÄQûÏxÉÇZrÉÉ uÉÉsÉÉ mÉëmÉÇcÉUcÉUZÉÉWæûÌMüÌlÉeÉÏ£Éå§ÉMüÉåxÉsÉÔÌWûrÉiÉå pÉÏ xjÉÉrÉÏmÉUÇmÉUÉWæû. 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YrÉÔÇÌMü sÉÄQûÉDrÉÉÄeÉÃUiÉWûÉåiÉÏWæûÇuÉåxÉWÕûÍsÉrÉiÉÉåÇMüÐ pÉÏ lÉrÉÏiÉUWûxÉåsÉÄQûlÉÉxÉÏZÉåÇaÉå,sÉÄQåûÇaÉåAÉæUeÉÏiÉåÇaÉå AÉæU ExÉ CÌiÉWûÉxÉ MüÐ eÉoÉ WûqÉ oÉÇkÉå AÉæU ÌlÉWûijÉå sÉÉåaÉ sÉÏ eÉÉL...qÉaÉUvÉÉrÉSCÌiÉWûÉxÉmÉëiÉÏ£ÉÉMüUUWûÉWæûLMü mÉæU qÉÑÆWûxÉoÉoÉÉÆkÉMüUWûqÉåÇÌlÉWûijÉÉMüUMåüeÉÇaÉeÉÏiÉ eÉlÉiÉÉÇÌ§ÉMü AÍkÉMüÉUxjÉÌaÉiÉMüUMåüAjÉÉïiÉWûqÉÉUåWûÉjÉ UWûÉ Wæû iÉÉÌMü AÉmÉSÉ mÉëoÉÇkÉlÉ AÍkÉÌlÉrÉqÉ Måü iÉWûiÉ xÉÉUå ÌMü MüÉåUÉålÉÉxÉÇMüOûMåüxÉqÉrÉrÉWûxÉoÉCxÉÍsÉLWûÉå MüU iÉærÉÉU WûÉå eÉÉCrÉå. rÉWû iÉÉå xÉoÉ xÉqÉfÉ WûÏ cÉÑMåü WæûÇ MüUlÉå MüÉåiÉærÉÉUWæûÇ?ÌlÉÍ¶ÉiÉWûÏlÉWûÏÇ,iÉÉåMüqÉUMüxÉ AÉiqÉÌlÉpÉïUiÉÉ MåülÉÉqÉmÉUCxÉAlÉjÉïMüÉåxuÉÏMüÉU rÉWû LMürÉ£ÉmÉëvlÉWæû. WûqÉ UÉåÄeÉaÉÉU MåülÉÉqÉmÉUxÉ¨ÉÉlÉåLMüsÉÉåMüÌmÉërÉsÉaÉlÉå WûqÉåÇ xÉÉåcÉlÉÉlÉWûÏÇAoÉiÉrÉMüUlÉÉWæûÌMüYrÉÉWûqÉ loan loan lÉWûÏÇ WûÉåÇaÉåiÉoÉ L.l.C P.S.u qÉÉÄTü Towards ‘atma nirbharata’ ‘atma Towards Måü xÉÉÍjÉrÉÉåÇMüÉårÉWûpÉÏxÉqÉfÉlÉÉWûÉåaÉÉ / write off LMü SÕxÉUåxÉå L.I.C L.I.C CPSE WûÏqÉÉ§É5MüUÉåÄQûÃmÉrÉåxÉå L.I.C AmÉlÉå ÌlÉuÉåvÉMüWûÉÆMüUåaÉÏ? ÌMürÉå aÉrÉåYrÉÉCxÉÌuÉmÉÑsÉ MåüÌlÉeÉÏMüUhÉMüÐiÉærÉÉUÏ chain Måü xÉÑUÍ£ÉiÉÌlÉuÉåvÉ MüÐ MüÌÄQûrÉÉåÇ T on 25 happened that crime heinous the of aftermath the in instantaneously up sprang that upheaval social of scale and intensity the understand to enough just is fact unbelievable one This threat. terrorist or external no was This House. White the world, the in residences famous most the of one rjdca t al ht ttt bos ek to seek books statute that all to prejudicial interests with decorated are power political of corridors the and media strong the machinery, enforcing law jurisprudence, administration, of practice. But that does not happen when the tiers into those translate to society the influence that powers the of backing strong and will political enormous requires It books. statute in remain after the end of the civil war. But 1865 laws 19 as June we on know Texas in announced belatedly was which proclamation emancipation Lincoln Abraham President by slavery of abolition US the commemorates 19 June mattered. haven’t up it all. matter’ sums lives ‘Black slogan The documented. well now American society has been so repetitive that it is the in marginalized the and Hispanics minorities, black the against perpetrated discrimination of forms innumerable the indifference, of system The discrimination. and racism of practice inhuman of prevalence systemic of pattern a to points impunity with lives black away takes that police excesses. of aberrations as off let be to racism of acts inhumane these allow elites ruling the But discrimination. racial sheer of out perpetrated aggression brutal of acts these forgotten have would us of (2015)…none Jones Corey (2014) Garner Eric (1991) King Rodney police. by women and men American African of killing of string the in latest the is Minnesota Minneapolis, thatin country. happen act such lets that system social ugly the light to brings policemen the of behavior brutal The memory. public from fade easily not would breath’ can’t ‘I cries agonizing His violently. so policemen pointing out to a life other being taken three away the to second each pleading supermarket. All the while, there were bystanders a in bill counterfeit dollar 20 a tendered having of suspicion over arrested been having after being held to the ground for nearly nine minutes Derek Chauvin kneeled firmly over his neck while Policeman after death to suffocated Floyd George American African year 46 which with was forced to refuge in a bunker underneath underneath bunker a in refuge to forced was President nation’s powerful most world’s he mrcn itr rvas h Bak lives Black why reveals history American The continuing violent acts of state repression in day fateful that on happened What cruelty the forget could world the in one No th May 2020.May JULY 2020 suffering suffering and constant fight back. The civil rights of years several of period a over momentum gathered that movement a was It 1960s. and 1950 early the in place took that struggle than therestofcountry. states had more Black people in their population southern the wonder No restricted. were rights marriages were declared illegal and even voting equal rights, in public spaces, schools, interracial received never people Black that meant USA Jim Crow laws enacted in the Southern States of to grant rights to the Black people. The infamous attempts federal resisted strongly country the of lynching of blacks took place. of acts The southern Innumerable states justice. or liberty fairness, equity, towards progress any to unrelenting population white the of majority vast the with state repression. The society was strongly polarized of force harsh with met were rights for assertions discrimination prevailed in the society. Sporadic racial of forms cruel and segregation life, of sphere every in rights equal denied jobs, menial to only permitted were black the then, Till 1941. in Americans all to jobs government and defense the up open Roosevelt President made it. of and in stains blood ingrained Each small stride in history had sacrificewrit large history. society’s American the in cornerstone matter’. lives ‘Black unison in shouting the Civil Rights Movement we still have the world protect. That is why even after six decades after The Civil Rights Movement is a strong valiant valiant strong a is Movement Rights Civil The had compulsions War World Second The a is Movement Rights Civil of period The JULY 2020 rid the systemic racial systemic andrid the discriminative policies. of “one bad apple” unabashedly revealing his loyalties and reluctance to pandemic has unwaveringly attributed the latest horrific incident t chord in each of his tweet and statements with regularity eve voice stifl of people. to resorted The President Trump who famously President has been helplessness, touching t and frustration with simmering sections marginalized deprived, poor, the reassuring of Instead The greatAmerican Dream andReality N Sekar o oe a gatd o h bak i te year the in blacks the to granted was Vote to Right 1964. of Act Rights Civil the of enactment the in resulted events of turn tumultuous The King made his famous “I have a dream” speech. organized on August 28 1963 where Martin Washington’Luther on ‘March the with crescendo throughout the journey. violence mob intimidation, with met It unconstitutional. stations bus in fountains water and toilets buses, in segregation rendering verdict Court Supreme the assert to states southern several into buses rode whites, included who activists, rights civil of group strong 400 a Riders, Freedom 1961, In school. high the into entry students’ black the block to Guard National Arkansas in called had Faubus Orval Governor its as Arkansas of state the in Rock, Little in School High Central attend in federal troops to ensure nine black students to send to had D.Eisenhower Dwight President the Nine erupting into a public outcry and eventually schools as illegal. The year 1957 saw public the Little in Rock segregation the and unconstitutional System Bus Montgomery the declared States for Montgomery Bus Boycott that followed. beyond the precincts of its origin and paved way Her arrest for defiance sparkeda moment much people. black for only meant and segregated place a in already seated being her despite section” in the bus to “colored make way for the a white man, in seat her vacate to refused she 1955 December 01 On Park. Rosa Lady of resolve iron the to origins its owes movement h cvl ihs oeet ece a reached movement rights civil The United the of Court Supreme the 1956, In

r since the virus o o the case he he wrong n the ing

Insurance Worker Insurance Worker 26 r wrt fetd Mroe, os of loss Moreover, affected. worst are and kind any of insurance without are of America. Nearly three crore Americans minority communities in the United States the devastated disproportionately has crisis present The system. unjust and unfair the of brunt the bearing are Hispanic and Latin, Black, the society, The poor and marginalized sections of the themselves from exorbitant medical dues. declare insolvency petitions to extricate duress under Individuals dues. medical pending for Court by attached being or lien in hear of immovable assets like houses being held to uncommon not is It treatments. such availing poor and marginalized people of any chance of prohibiting stage a reaches treatments medical higher of case in progressively increases share beneficiary’s The stage. each at treatment of cost the share to beneficiary the for compulsory makes that structure driven insurance health care. health universal ensuring in failed miserably has sector private healthcare delivery model pre-dominantly in the the level, threshold a below income with poor the for plan care health “Medicaid” the and the aged, the for “Medicare” federal a of existence Despite plan. care health any of part not had a country system of even the penalizing those who recently, were Till world. the in costliest to access healthcare. without percent of the 10poor are nearly left to Yet, fend for themselves citizen. per rupees) (8,25,000 dollars 11,000 almost healthcare, (225 on crores) lakh trillion 3 nearly spends USA power. super the of model e car health the of inadequacies mask. a with appearing of shy obviously is President whose the miseries has given away. Symbolic of a nation camouflaging mask The economy. and society US the of crest upper decorated the beneath lying facts hitting hard the threadbare laid has pandemic virus The benefits. unemployment for touching a lakh. wereOver 38 million pandemic people had Covid-19 filed the to due US in the deaths the time, same the Around fire. the and religion. toorigin owing sex,race, national housing in discrimination remove to passed bills of 1968 was the last of the Civil Rights era statute Martin Luther King Jr in 1968, the Fair Housing Act 1965. And in the aftermath of the assassination of h U hatcr mdl a a peculiar a has model healthcare US The the are US the in costs treatment Medical glaring the exposed virtually has virus The The horrific crime on May 25, 2020 just stoked Deccan Chronicle Courtesy: Subhani, dream for many… dream hands. be snatched from unwilling to has right each elite; ruling the of awakening moral of out surrendered or extended is Nothing class. working the of slogan reiterated often the policies. and discriminative loyalties and reluctance to rid the systemic racial his revealing unabashedly apple” bad “one of case the to incident horrific latest the attributed unwaveringly has pandemic virus the since ever each of tweet his and statements regularity with in chord wrong the touching been has famously who President The people. of voice the stifling to resorted Trump President helplessness, and frustration with simmering sections marginalized of past space.from public colonial symbols of cruelty, slavery and oppression infamous many dismantled also have world the of parts several in uprising Massive racism. and discrimination injustice, against worldwide discrimination. racist systematic entrenched well the beyond much and entirety its in system is obvious that it has much more to do about the over the overwhelming majority of the society. It all spread discontent simmering the to points The huge surge of crowd and unabated protests fairness and equality in numbers unseen hitherto. seeking movement the in brethren their with up Many white majority townships and colonies country. stood the of parts all around reverberated matter” lives “black voice loud the Importantly simultaneously. cities large 75 than more of streets the into poured outrage of voice firm the driven corporate system. hospital market of vagaries the to open thrown being jobs means loss of crucial medical insurance and Division) ICEU, Salem EC Member, Divisional a is Writer ( a remains still dream American great The American history and agitations also reinforce deprived, poor, the reassuring of Instead reflections found have agitations The Not surprising that the vehement protest and JULY 2020 F idea of the public. And more routinely, women, women, routinely, more And public. the of idea the from excluded being of misery untold the to subjected been have too minorities migrants, just Not rights. their demand or assert really to them encouraged have to seem not does or cursed under their breath, but our democracy mostly suffer in silence. They may tohave grumbled, chose themselves victims the and tragedy human this over outcry public no was There Two things about this suffering have been striking. workers. migrant of suffering the of images with on democracy. assault an as injustice to relate consistently to urge that citizen initiative. Of late, India seems to have lost of “we” and “them”. Above all, it is a moment of the marginalised; it is about crossing the threshold against bias systemic realising about is it victim; comprehending the urgency aboutof aligning with is the It injustice. of act an over outrage about merely not is it Surely, life? public India’s silence. in suffer mostly to chose themselves victims the and tragedy human this over outcry public no was There mgs f h sfeig f irn workers… migrant of suffering the of images or the past two months, all media is abuzz with For the past two months, all media is abuzz abuzz is media all months, two past the For in moment Floyd George a be there Will JULY 2020 SuhasPalshikar and oftenevenopposedto,anorderlysociety. as inconsistentwith, participation are seen,both theoreticallyandlegally, In contrasttothelegacyoffreedom movement, democracy and popular democracy needstobecomeasubjectofintrospectionandexamination. docilityofIndia’s This docile? remain victimswill that toensure manage and truths about us.How does India’s democracy afford to victimise large secti tells chord wider tostrike failure their or minorities, ofmigrants Be itplight Where’s ourGeorgeFloyd? ass bten cie iies n obedient and citizens active between masses, the and elite the between tensions these is it short, In order. of purposes for rights of taming Democracy inspires ideas of rights but allows the ignorant. the by interference as agency that of them divests later or sooner but individuals the Democracy also starts off by investing agency in ideas. This inevitably produces a layered citizenry. people’s the as masquerade ideas their public, the as count they people”, “the as themselves sections of the population manage to ensconce toconstruct the demos rather on narrowly; oftentimes, goes but “demos” the of name the in begins It paradoxical. become to tendency tous the contemporary moment. nature of the Indian state and answers that take democracy; answers that are historical about aboutthe generic are that answers — imagined be can answers of sets Three examination. and introspection of subject a become to needs democracy India’s of docility This docile? remain will victims that ensure to manage and sections large victimise to afford democracy of humiliation. rural poor, Dalits and Adivasis have been objects The practice of democracy has the notorious India’s does How question: the begs This

(Courtesy: Indian express 11/6/20) ons ons 27

Insurance Worker Insurance Worker 28 y h gvrmn i 17. mc more much A 1975. in government the by amateurish takeover of the entire somewhat state apparatus the forget but cannot one June, of fearsome art. penchant for sub-democratic state action into a forbidden. The current regime has orconverted the ridiculed is injustice social of victims with empathising and state the against war waging rights for marginalised sections can be termed as claiming seditious, almost is criticism wherein unfolded has moment current the that people the of agency de-legitimised and discourse to punishment. and liable that citizen action is suspect, potentially disruptive the state is right, the state must be privileged, a emphasis has been twofold: That the state knows, the UAPA, infamous currently the as such liberty individual against monuments legal many the or (1950) case Gopalan AK the be it Whether society. orderly an to, opposed even often and with, inconsistent as legally, and theoretically both seen, are participation popular and democracy movement, freedom the of legacy idea of the citizen as protestor. In contrast to the and public perception are all stacked against the only if it is subservient to the statist idea of “order”. rights and individual dignity becomes permissible of discourse the Thus, negation. that legitimises order and law on emphasis the agency, have If a parental state negates the idea that people order. and law of idea the privileges also state Indian The chaperons. political as leaders and the syndrome of government as caretaker/parent in deciding what is good for them. This gives rise to citizens must depend on the largesse of the state Similarly, actions. their supervise and guide and them mobilise to leaders for wait must citizens that means This agents. active be, not should and not, are citizens that believe to state the on the rhetoric of law and order. overemphasis The former by leads informed also is It arrogance. on based been always has participation practice. democratic formal democracy automatically ensures vibrant adopting that believing than rather effort, with out carved be to needs politics Democratic that the course of democracy is predetermined. concept and its concrete life. It is about imagining distance between theory and practice, between the about merely not is This democracies. of life citizens, between rights and order, that mark the ic w ae icsig hs n h month the in this discussing are we Since rights subdued this of backdrop the in is It Legislative imagination, judicial interpretation citizen to state Indian the of approach The nd nd us us that India is truly living in its own Floyd moment. by caused the the protests.dishonour but community a against bias institutional not is the economy; what needs to be fixed therefore, at angry be would he murderer, his at angry be not would Floyd moment; the of fact significant the is unemployment of decline small the but Floyd of killing the Not democracy. of grammar subversion of the fate of Floyd, he is rewriting the the represents he country”, our to happening thing… great a “is unemployment) in (decline saying and down” looking “is Floyd George morality. to alternative an adherence popular acceptance of reconstructed reality and reconstruction. The silence today is a result of the that of validity the of masses the convince and facts reconstruct to able are narratives such when citizenry quiet a and injustices multiple of co-existence the afford thus can Democracy response. moral a evoke to unable are they scandalise, to cease they potential; evocative facts of suffering, humiliation or injustice lose their tenor. anti-national an assumes definition by marginalised the of coalition any nation; the of march the in hurdle a becomes suffering group’s particular a of speaking voice any So divisive. and fragmentary is else All millennium. nation. It represents unity, progress and a possible the is One camps. social contrasting two posits narrative This Adivasis). or Dalits of case the in (as politics past of outcomes are exclusion or the case of migrants’ plight) and marginalisation in (as exaggeration ill-informed not if sacrifice is suffering Muslims), of case in (as offender the is into its opposite.subverting reality of narrative the is This victimhood. and injustice suffering, of existence the denies simply but popularising a narrative that not and just delegitimises constructing in regime the of success the of because more is protest popular of lack the repression, of degree higher comparatively else”. to “someone injustice of acute moments in quiet remain to choose citizens why answers unleashed on protesting citizens that adequately apparatus state the of aspect repressive the not is it But today. underway is citizens silencing of mechanism systematic and concerted in IndianPolitics) science and is currently chief editor of Studies (The writer, based in Pune, taught political tell should response this of reading careful A that says Trump Donald president US When the that narrative the of power the is Such victim the reality, alternative of world this In a of spite in but ironic, appear might This JULY 2020 M sne o te Patiala the of singer a was Baksh, Ali father, His Punjab. west in Kasur, And again. again. it to listened I then And rendition. the to listened obediently followed the orders issued to me, and I Khan. Ali Ghulam Bade Ustad by Hamsadhvani Raga the of rendering a list, its of top the at up, my past record). A few weeks ago, YouTube threw algorithm that is given to me (based I presume on a particular particular a or artist an select I Sometimes YouTube. is that repository capacious the through forage I now, years; the over collected had I cassettes or CDs play would I past, the In dinner. before so or undivided Bombay State. Morarji bhai arranged arranged bhai Morarji State. Bombay undivided the of minister chief the then Desai, Morarji of attention the to predicament his brought Ghulam made a Bade trip to So Mumbai, where now. someone is it than countries two these between travel to easier much was it 1950s, the In border. the of side Indian the to return to wished word), the of senses all (in limited music classical for audience the finding but, Pakistan, to move to chose Ghulam Bade Partition, After state. princely that of maharajas Sikh the by ae hlm l Ka ws on n 92 in 1902 in born was Khan Ali Ghulam Bade itn o nin lsia msc o a hour an for music classical Indian to listen and work from off knock I evenings, ost JULY 2020 raga a ohr ie, g wt the with go I times, other at ; Ramachandra Guha RamachandraGuha to theculturaldiversityofourcountryandcivilization. musical traditions, and architectural styles. It is a glorious tribute together many languages, religions, regions, political regimes, concert in Bangalore’sFort High School in brings 1956 and blends Bade GhulamAliKhansingingHamsadhvaniataRamaNavami MELODY WITHIN gharana patronized , such such as “ stage the stage Subbulakshmi and M.L. Vasanthakumari. At M.S. some others) (among of repertoire the in item century. There are many songs set in this this in set songs many are There century. 18th the in Dikshitar Ramaswamy by composed the Carnatic tradition, said to have been originall of Hamsadhvani was from a concert that Bade that concert a from was Hamsadhvani of rendition particular this that delight, great my to recording. special sang Hamsadhvani, and this was therefore a rarely very Ghulam Bade that correct; was hunch my that found and friend, learned more a with checked I Behag. and Pahadi of renditions his for loved) (and known previously had I whom Khan, Ali Ghulam Bade by sung it heard had I time first the was this But Ghosh. Lal Panna flautist, the by and Amonkar, Kishori and Khan Hamsadhvani as rendered by the vocalists, Amir times, many heard, had I music. Carnatic to foruse. own their musicians Muslim from Pakistan to become a citizen of India. this for way the smoothed Nehru, Jawaharlal by time the at headed government, Central the while maestro, the for house government a for Digging deeper into YouTube, I discovered, I YouTube, into deeper Digging than Hindustani to more much listen myself I Hamsadhvani is a lovely, melodious, melodious, lovely, a is Hamsadhvani (Courtesy:Telegraph 6/6/2020) Vatapi Ganapathim raga was also adapted by Hindustani Hindustani by adapted also was ”, a hugely popular raga raga 29 in in y y , Insurance Worker Insurance Worker 30 Pakistan. An acclaimed acclaimed An Pakistan. now is what in born India, in musician Muslim A Bangalore. in School High Fort the at annually held festival, Navami Ram the at Hamsadhvani too.attendance in and aunts of mine who lived in Chamarajpet were uncles some Perhaps music. classical in interest legendary physicist, C.V. Raman, who had a keen hope) that also in the audience that day was the Shivaram and Lalitha Ubhayaker. I like to think (or to know, such the celebrated Bangalore rasikas, there that year were people I was to later come sing Ghulam Bade heard who those among that likely entirely is it but 1956; in born not was I myself. festival Navami Rama the at concerts attended sometimes have I years, recent in style. colonial British the in constructed is one, handsome very a building, its and century, 20th early the to dates itself school the However, century. 18th the in Tipu, son, Hyder’s by embellished further and Ali, Hyder by stone in rebuilt later was It century. 16th the in Kempegowda by built structure, mud a originally was named, Chamarajpet. in School always in the capacious grounds of the Fort High held and calendar, musical city’s the of part Rama Navami festival, then (as now) an important the of part was concert The 1956. in Bangalore, town, home my in given had Khan Ali Ghulam state of1956. in Kannada speakers had enabled the creation of a single consolidated territories these of unification the for movement popular a Independence, After Presidencies. Bombay and Madras the in and Hyderabad, and Mysore of states princely the in numbers ruled India, Kannada speakers had lived in large together in a single political unit. When the British brought were India South of regions speaking Kannada- the that 1956 in was it For significant. rulers. and Muslim and whose present form owed itself to both Hindu named after a fort that dated to the 16th century in the grounds of a school built in British times but held deities, Hindu of greatest the after named Singing a a Singing maharajas. Sikh by patronized music Hindustani So here was Bade Ghulam Ali Khan, singing singing Khan, Ali Ghulam Bade was here So For, me. enchanted details further These is School High this which after ‘Fort’, The h clbae Knaa rtr Kota writer, Kannada celebrated The also is concert the of year the Notably, raga of the Carnatic style, in a festival festival a in style, Carnatic the of ustad of a gharana of l. hte i b isrmn or instrument be it Whether all. above music classical our themselves) well so spheres of Indian life. And perhaps (as they knew most mark highlighted Tagore and Karanth that body.”one in combined have become Mogul, and Pathan and Hunas the and Saka of bands the Chinese, Dravidian, non-Aryan, and Aryan here sea: one in lost were and unknown streams of men flowedin restless tides from places remarked: “No one knows at whose call so many once Tagore diversity, shared and inherited our of Speaking Tagore. Rabindranath by one thatforno place is there chauvinism.” by force. If we view Indian culture thus, we realise borrowed out of love and what has been imposed say surely what is native and to what is impossible alien, what is is it ingredients, many its among Hence, peoples. and races many with contact through developed has it and times: ancient to back go culture this of roots The ‘cultures’. “Indian culture today is so varied as to be called opinion, Karanth’s In object”. monolithic a is it if as culture’ ‘Indian of talk “to to impossible was it that remarked once Karanth, Shivarama gorgeous piece of music too. of gorgeous piece music a incidentally And civilization. our and country our of diversity cultural the to tribute glorious a is It styles. architectural and traditions, musical regimes, political regions, religions, languages, many together blends and brings 1956 in School a Rama Navami concert in Bangalore’s Fort High at Hamsadhvani singing Khan Ali of Ghulam Bade act the For Indian. an be to means it what of India, of understanding dogmatic, minded, column. They then might reconsider their narrow- listening to the composition I have profiledin this Hindutva of supporter other every and him, urge would is a fan of fan a is minister prime our if know not do I Now, alien. which and native is part which Muslim, is what and Hindu is what say cannot we performer, or h puaim n clua heterogeneity cultural and pluralism The append me let Karanth from quote this To t sed afa-or n YouTube on half-an-hour spend to , shastriya sangeet . Even if he is not, I not, is he if Even . JULY 2020 raga r genre or P n 13 On society. the polarise to seeking is that hate of politics the also as government the of policies economic neo-liberal the against campaigns educative conducting been has etc Insurance People First along with the trade unions in Banking, of the population from poverty must have total total have must poverty from population the of sections huge lift to task the has which country a therefore and economy any in role important most the plays sector financial the that said He stated. speakers other the what acknowledging the idea of self-reliance amid selling off PSEs and toLIC the list stockin market. service in every form. He was critical of the moves quality back get must they taxed, being citizen for the basic necessities of the citizen. With every provides that state welfare a establish to sector time of independence were for pushing the public the at policies economic our that explained he out to Article 38 and Article 39 of our Constitution, Pointing Delhi. in sitting those to just not and us, of all to belongs country this that stated (Retd) protesting toLIC. safeguard Dalits more and NRC against a protest in flags red more of situation a be would there where protest networked see to wish his expressed He networks since we all fight fora common cause. our connect and understand must we so, do To and work for saving rights in the present scenario. without questions and there is a need to question survive cannot democracies that reiterated He LIC. of disinvestment the fight and united stay to needs everybody Therefore, families. those all impact will LIC concerning anything LIC, with connected families crore 33 with said he LIC, privatising on intent is government the why to as Wondering market. the of functioning the of government job is restricted the to ensure and the unhindered all of knower the is market the that believes which regime neo-liberal the by attack under is sector public the today said He country. backward a industrialising in played has it role glorious the and country the of life economic the in PSU’s of importance the the opening address. delivered AIBOC President, former Franco Thomas Com. presided by Shri Sasikanth Senthil, IAS (resigned). AIIEA delivered the lecture and the webinar was Secretary, General Mishra, Shreekanth Com. growth’.* India’s to LIC of *‘Contribution topic cnmss n fre cvl evns The servants. civil former and economists activists, social of group a is First eople Com. Shreekanth Mishra started by questioning Taking it further, Shri M.G. Devasahayam, IAS stating by began Ex.IAS Senthil, Sasikanth Sri JULY 2020 th ue 00 a eia ws ed n the on held was webinar a 2020, June LISTING OF LICIS A BAD IDEA Webinar on‘ContributionWebinar togrowth’India’s of LIC enterprises. Com Shreekant Mishra satisfactorily satisfactorily Mishra Shreekant Com enterprises. the need to protect and and defend the government public sector the of policies economic the over raised were concerns and questions of Lot protest.” to fail we when time a be never must there but injustice, prevent to powerless are we when times be may “There quote, Wiesel’s Elie stating and domestic capital to profit.He concluded by foreign the help to is LIC list to intent the behind agenda hidden the that said He character. sector public its with tinker to unwarranted and imprudent is it therefore and development LIC is too important an institution for the national regime. totalitarian the against fight common a in partners are unions different the that stated Associations Officers Class-I LIC of Federation this struggle. toin the help AIIEA society Indian the of sections progressive the to therefore, its investments are safe. He appealed and decisions prudent makes LIC that said he investment, LIC’s on campaign slanderous the to out Pointing opinion. public of mobilisation through offensive this fight to determined is AIIEA organisation, his that asserted He sector. public the towards hostility the comes belief this From business”. in be to government the of business the not is “it that government the of belief ideological the is reason second The LIC. crore through divesting a portion of its holding in lakh 1 nearly raise to intends It needs. fiscal the meet to funds huge need policies economic wrong its to due bankrupt is which government a that is reason real The unsound. are listing for to list LIC is totally unwarranted. The reasons given work. should sector public enterprise a how to as model a is it and story success a is LIC The it has invested in every key sector of the economy. peoples’ welfare. Being the single largest investor, securities with the objective of peoples’ money for investments are predominantly in the government more than 30 lakh crore in the Indian economy. Its performing this task admirably well. It has invested been has LIC years, 64 last the For country. the of industrialisation rapid the help to companies private 245 over taking by 1956 in nationalised was business insurance life the said He sector. social and infrastructure in investment term long for capital into savings these convert and life to risk against protection through savings small resources. The LIC plays a unique role. It mobilises financial and savings domestic the over control There was an interesting interactive session. session. interactive interesting an was There Secretary, General Rajkumar*, S. Com. Com Shreekant said the government decision 31

Insurance Worker Insurance Worker 32 by Com T.Senthil Kumar) by Com Kumar) T.Senthil joined. also and leaders comrades union trade other Several program. this in participated Khan Amanullah Com. Chandrasekara Bose and Com. Facebook live. AIIEA’s veteran leader via connected comrades 250 than more about and Zoom through part hours and a total 300 comrades took of thanks. vote the proposing SZIEF Secretary, General Kumar*, Senthil T. Com. sector public enterprises. other and LIC support to forward the Dalits must be mobilised to come against the Dalits. The minorities and oppression social the and policies involved in the struggle against divisive get actively must unions trade the that said He policies. government society networks together to fight the civil various bringing of importance the stressed Senthil Sashikant Shri to the raised. answered questions relief is planned in the coming days. the coming in planned is relief distressed families. This is the initial work and more The team handed over tents and food kits to 250 District. Paraganas 24 South Area, Sundarban in 29th May EZGIEA organised a camp at Jharkhali EZGIEA to explore the possibility of relief work. On Secretary, Jt. Das, Shyamal Com. of leadership the under Area Sundarban to team a sent has effected people as cyclone usual. As the primary effort to EZGIEA can it relief whatever offer to been flooded resultingin hugeloss oflivelihoods. have land cultivated of hectare after Hectare without drinking water and food other necessities. people have to pass their of days under millions the open Now sky forgotten. be never will towers, and poles trees, innumerable buildings, public The velocity of the wind that felled lakhs of homes, 24 Prgs and even City of joy have been ravaged. districts of West Bengal. Particularly North & South various hit cyclone, super a AMPHAN, suddenly humanitarian crisis. In the middle of the pandemic unprecedented in resulted has down lock wide EZGIEA PROVIDES RELIEF TO VICTIMS AMPHAN (On the basis of the Report sent Report the of basis the (On 2 about for lasted webinar The with concluded Webinar The remarks concluding his In n uh ieal stain IE rushed AIIEA situation miserable such In country unplanned of announcement The retires from LIC Com .Kamalakar Harwate frontline soldier of AIIEA forever. of AIIEA soldier frontline the be to continue will but Corporation the from retired is He Zone. Western of unit strongest the of one as unit Divisional the maintained also and members the among confidence of height great a to unit Divisional Thane the taken has he Union the towards loyalty and dedication work, hard his to Due 2010. in WZIEA of Secretary Joint as elected also was He Secretary’. ‘Gen. as subsequently and secretary’ ‘Joint Treasurer’, ‘Asst. as unit the served Com. N.M.Sunderam, viz, Venugopal and leadership Amanulla Khan. India He All the and Nalawade , H.I.Bhatt the work of Com. A.S.Deo, Chaubal, Damle, Sopariwala, by motivated was He Deshmukh. A.P. and Godhwani , Vilson Pillay, Balgi, , Nagrajan Com. of leadership able Thane’ Association, Employees’ of ‘Insurance responsibilities the shouldered he 1987, year the in the newly carved “Thane Division’ from Mumbai Division, posted in then CCCC of Mumbai Division. After transfer to the year 1983 as ‘ASSISTANT’ and was in LIC joined He Corporation. the to service of years 37 after 31.05.2020, on retired , WZIEA of President Vice and Thane IEA of Secretary General o. aaaa Hrae the Harwate, Kamalakar Com. JULY 2020 ne the under I affected people. Amphan the to work relief for Bengal West PRC, 2020 to Dr. Fuad Halim, the General Secretary of June, 2nd on lakh one rupees of cheque a over handed EZIEA Secretary, Asstt. Sarkar, Amitesh with Com. Subrata Bose, Jt. Secretary and Com. along EZIEA of Secretary General Mukherjee Com.Jayanta assistances. medical providing including long for people distressed the serving been has which organization welfare social and voluntary a is Bengal West (PRC), Committee with the like minded organizations. People’s Relief jointly works relief in organization the engage to decided had Bengal West of situation political adverse present the consideration into taking and commitment social its from EZIEA, hundred. around reached has far so reported as deaths of number The water. drinking even and food of scarcity acute facing are they date Till less. shelter became people of thousands and damaged badly were houses ‘Katcha’ built poorly of Hundreds lost. been have hectares lakh one over on grown Crops areas. the across cables television and remained entangled in electric, telephone trees fallen The lines. power snapped and uprooted thousands of trees, electric poles victims. In many areas the severe cyclone worst the are areas coastal of people The Bengal. West of districts 8 in place took damages Devastating 2020. May, 20th on Amphan cyclone by caused disaster of West Bengal faced the impact of another EZIEA IN RELIEF WORK TO AMPHANRELIEFWORKTO VICTIMS IN EZIEA combating combating Covid pandemic, the people survival for struggle grim a of midst the n JULY 2020 comrades of CITU.comrades with along meals of distribution in themselves involved have EZIEA Treasurer, Ghosh Amitava Com. and Asst.Secretary Sarkar Amitesh Com. Jayanta Mukherjee General Secretary alongwith day) on and from 06.06.2020 to 09.06.2020. Com. each meals 250 ( days four for K.M.C.) of ward (66 Kasba at families their and workers sector unorganized affected lockdown for kitchen community up set EZIEA organizations minded like the with jointly works relief in organization them. accompanied They distributed 158 tarpaulins. Comrades of CITU today. people distressed affected Amphan the Treasurer of EZIEA handed over relief materials to Ghosh Amitava Secretaries, Asst. Sarkar Amitesh and Chattopadhyay Subhendu Secretary, Joint Gargari Pradip Secretary, General Mukherjee s e te eiin o nae the engage to decision the per As n nte rle atvt Cm Jayanta Com. activity relief another In 33

Insurance Worker Insurance Worker 34 his gratitude towards all the employees of LICI, of employees the all towards gratitude his showed CM The relief. the to employees LIC of contribution the as Rs.250000/- worth Scanners Thermal and Rs.714305/-of cheque a presented Hemant Soren, CM, Jharkhand on 10/6/2020 and Sri met Secretary ,Assistant M.K.Pathak and Jt.sec Sinha, Com.Sumit leadership fighting Covid-19Pandemic. The divisional Govt. state support to Fund Relief CM’S towards salary’ gross day ‘one atleast giving a call among its members to donate by Rs.964305/- of amount an collected support to the fightagainst Covid19. IEAHD and help for AIIEA of call the to response overwhelming experienced Hazaribag CMDRF toDivisionalCommissioner Udaipur handingoverchequetoRajasthan on 7 delegation of SZIEF visited the hospital A hospital. the to lakh one Rs. of donation small a make to decided SZIEF need, their Appreciating times. trying these in patients poor the treat to assistance financial some for SZIEF the requested Hospital Institute gratefully accepted the donation. gratefully hospital appreciated our gesture and The Hospital. Institute Cancer Adyar of Shantha Dr to cheque donation SZIEF DONATON MAKES TO CANCER HOSPITAL The management of Adyar Cancer I th srne mlye’ Association, Employees’ nsurance HAZARIBAG DIVISION HANDS OVERHAZARIBAGDIVISION HANDS June 2020 and handed over the RELIEF CHEQUE TO JHARKHAND CM JHARKHAND TO RELIEFCHEQUE to DCtowardsKarnatakaCMDRF IEU UdupihandsoverachequeofRs.150000 Jharkhand. of mass toiling the with solidarity showing for Division Hazaribag Association Employees’ Insurance thanked and Division Hazaribag JULY 2020 11 auction on 18 on auction of process the launch to forward came himself CIL among other demands .Rather Prime Minister from CMPDI de-link to decision and privatization mining, commercial of decision its review to by the Coal workers did not deter the Government have have decided on a three day strike from 2 Fed Fed in pledging to prevent any collapse in stock- finance, other central banks toowill emulate the of hegemony the of regime the to immanent one but Fed the of quirk a not is it Since world. now become a general one across the capitalist when the real economy continues to languish, will even policy monetary through prices stock high revival. economic for passed, has pandemic the when even continue, to have will this but pandemic; of the because occurred has expansion fiscal some True, passed). has Covid-19 of effect the when levels abysmal current the from recovery some is there if (even rate unemployment high the overcoming for means fiscal through demand aggregate boosting of policy a to despite the high stock prices. real economy therefore will continue to languish but not consume larger and larger amounts. The consumption levels despite high unemployment, high reasonably maintain them make best at may prices stock high of maintenance The borrowing. through consumption on more spend to likely hardly are indebted investment. undertaking for more even borrow to going while while serving the strike notice on 18 simultaneously protest the organizing for them strike notice on 18 on notice strike the served have Unions/Federations The Strike. Central Trade the Unions to extend joins full support to AIIEA the The industry. coal strategic the throw open mines for private sector and privatise July 2020 against the policy of the government to this this day to protest and notice. give strike respective respective managements. A StockMarket BoomamidstaRealEconomyCrisis th 3 days Strike of Coal Workers : AIIEA extends support full June, hence the decision of unions to choose The Unions and Federations in Coal Industry Coal in Federations and Unions The Secondly, Secondly, such a policy stance, of maintaining alternative no words, other in is, There already are which households Likewise The fact of the matter is that even the earlier The two day protest on 10 JULY 2020 th June, which was announced on announced was which June, th June 2020. We congratulate We 2020. June th and 11 th from Page22 June to the th June 2020 nd to 4 to th

this this strike: immediately. cancelled started as per schedule period which need to be auctioned and allotted coal blocks could not be interests for interests long at the expense of the people. corporate-financial coddle can it that believes it if paradise fool’s a in living be will government present The well. as India in streets the to take people working the before time of matter a only is it equality; demanding streets the on and pervasive. powerful ever more become will employment, hence and demand, welfare state expenditures to increase aggregate larger through particularly means, fiscal through intervention State for demand The them. by unemployment and acute distress will be resisted high from suffer to continue people working the protecting the corporate-financialinterests while to exclusively devoted is policy monetary where situation A people. working the of resistance the is India, including else anywhere or US, the in either ensconced getting from stance the encompass stock market. also now market in the event of an outflow of finance, will instead of being limited to the foreign exchange intervention, bank central India, like countries in even words, other In difficult. more much that payments of balance the of management the make will which capital finance of outflow to an rise give will stock-market Indian the in collapse any because so do to compulsion under be will India like countries world Third prices. market reliance. self nation’s our for and interest national the in to this agitation to defend this core public sector solidarity its extend AIIEA The sector. Coal in FDI opposing the Government policy of 100 percent 5. Implement the clause 9.3.0, 9.4.0 and 9.5.0 and 9.4.0 9.3.0, clause the Implement 5. to wages enhanced HPC/CIL Enforce 4. from CMPDIL De-link to decision Withdraw 3. or weakening towards steps all Stop 2. Withdraw the decision of Commercial Mining 1. The unions have raised five demands through In the US and elsewhere, people are already policy- a such prevent however will What been have CTUs the and unions Coal The of National Coal Wage Agreement Coal of National CIL in contract and SCCLworkers CIL of privatization CIL or SCCL Industry Coal in 35

Insurance Worker Insurance Worker 36 • COVID-19 Coronavirus Novel of spread the As • • • Among • the 17 clauses that IRDA has asked the siae wud e n h rne f Rs.2,000 of range the in be would estimated is which premium, the out working are insurers The Rs.50000/- would minimum and lakh 5 Rs. maximum sum insured for this product would be Covid-19 health insurance cover individual states that the standard a for draft IRDA’s The policy. new a of issuance after infected getting of risk healthy applicants of insurance policies at even high puts which disease, infectious highly a COVID-19 makes period gestation long the policies despite its global pandemic status and COVID-19 are covered under the to life insurance due deaths because risks higher take to reluctant are insurers the that also is reason insurance companies has taken a big dip. One life of collection premium over, got lockdown continues unabated even after the nationwide on the increase. are anvil the on cases of number the when so more big quite is number the feels industry the Kerala, Karnataka and Telangana is like considered states several in hospitals government at given treatment free and insurance health of penetration low has country the that fact the when but figure small a seem would It insurers. General by received been have Covid-19 to due crore Rs.150 to amounting claims 9,700 over that shows data Council Insurance General the 2020, 06, June on As benefit to honour claims has beenintroduced. healthcare home a home, at self-isolation for is advice the where cases the For Covid-19. for claim hospitalisation a has customer the if even benefit bonus’ ‘no-claim the maintain to decided has It claims. in-patient Covid-19 for days 30 from days 15 to period waiting the coronavirus pandemic situation. It has cut down present the in customers the of benefit the for policies insurance health its in features special ICICI Lombard General Insurance has introduced has been referred to as the moratorium period. row, citing non-disclosure. The eight year period a in years eight for policies their with persisted have who clients by claims contest cannot insurers that clause the is 2021 01, April from policies existing in and 2020 01, October from products health new in standardize to insurers A.M.KHAN, DHARWAD A.M.KHAN, • Company Insurance India Generali Future The • • • • of performance the reviewing after IRDA The • brands. valued most country’s 100 of list Finance’s Brand the in position second its retains LIC forfiling revision. pricing rates filed and unprincipledrate cutting of without range the outside discount giving of terms in guidelines filing product violating for rupees crore One of fine a with slapped been has Ltd factors. economic and micro macro capability of the customer depends on various repaying The insolvency. or default wilful to due arising customers its by non-payment of risk the against seller a covers insurance credit Trade sellers. of default loan and transactions related trade cover to insurance credit avail to allowed be should entities financial and companies, factoring banks, that proposed changes in trade credit insurance guidelines has The working group formed by the IRDA to suggest from Rs.800 tocrore Rs.1,000 crore. range the in be to estimated is claims, motor and property mostly Amphan, cyclone the by destructions in west Bengal and Odisha caused widespread the from losses insured The collection premium business new in cent per 26.29 a recorded LIC drop cent per 30.71 recorded insurers life private 23 While year. last period same the during made collection the than less cent per crore new business premium recording a 27.92 Rs.20,466.76 collected companies life insurance the year, this May 31st at As disruptions. negative growth, mainly due to Covid –related recorded have companies insurance life of Financial year 2020-2021, new business premium the in month consecutive second the For owners. vehicle also making it unaffordable for some section of grounds that it is creating issues for insurers and on 2020 1, August from effect with it withdraw to decided has wheelers, four and wheelers two new to years five and three for insurance segment, offering third-party and motor own-damage the in covers package term long the and Family Welfare. and Family Health of Ministry the by declared as centres The diagnosis has to be confirmedby authorised positive, resulting in hospitalisation. tests client the if insurers by paid be to — insured sum the of cent per 100 to equal — benefit sum lump a offer will product based benefit- standard The lakh. Rs.5 of insured sum a for Rs.3,000 to JULY 2020 • • • • • increase for 2 increase years. pay had not have pandemic, COVID-19 the during hospitals in frontline the on are who workers these of Most freeze. pay 12-month proposed government’s the against protest to VIOLENCE: POLICE AND CONDITIONS WORKING POOR PROTEST WORKERS PUBLIC PHILADELPHIA on 9 on Philippines, of capital Manila, in department Educational the of office Central the outside alliance of concerned teachers, demonstrated LEARNING: REMOTE OVER PROTEST TEACHERS PHILIPPINE’S investors. company and to sell off the business to private the restructuring for workers 9,350 sacked has government The privatisation. and sackings rts ato fo 4 from action protest began Karachi in Mills Steel Pakistan owned government- the from workers of Thousands PAKISTANI STEEL WORKERS FIGHT PRIVATISATION: oforders. to thatsays work due lack was the retrenchment of 700 workers. Management Queensland walked off their jobs on June 5 June on jobs their off walked Queensland of state North-Eastern Australia’s throughout medical healthcare workers at public hospitals OVER PAY CUTS (AUSTRALIA): QUEENSLAND PUBLIC HOSPITAL WORKERS STRIKE toproviding students. resources not is and plan proper no has government the and students poor for disadvantageous is decision the that claim Teachers year. school 2020-21 the throughout lockdown COVID-19 the during introduced learning remote continue to decision government’s in the capital of Dhaka on 8 on Dhaka of capital the in of the Elegant Group in Gazaipur demonstrated Plant and the Cassiopea Apparel Factory, part Fashion Cassiopea from workers garment of EMPLOYEES: 700 OF REINSTATEMENT DEMAND WORKERS GARMENT BANGLADESH (PPE). hazard pay and Personal Protective demanding Equipment hall, city the outside Park’ ‘Love in rallies workers sanitation Philadelphian of hundreds after day a came protests teacher’s The weeks. few past the over erupted was which inequality, social and brutality police to opposition mass with intersected have schools and jobs their at existence day-to-day of condition brutal the youth, and workers of teachers, sanitation workers and other sections For conditions. work unhealthy and schools at discrimination budgets, austerity to end an demand to City Centre in headquarters PSD the to downtown marched teachers public-school Philadelphian of thousands JULY 2020 th June. They were protesting against the against protesting were They June. udes f eces e b the by led teachers of Hundreds n 10 On th th ue o poe mass oppose to June June, Thousands of non- th June to oppose to June Hundreds S.SRIDHARA, S.SRIDHARA, th

• • • • • • OF THEIR LIVES: BRAZILIAN DELIVERY WORKERS STRIKE IN DEFENSE had failed to pay these wages on 25 on wages these pay to failed had company The wages. 2020 April their demand n eta a. n 7 On pay. extra any lay-offs and extended working hours but without the delivery Apploggi entered their 3 their entered Apploggi delivery the Bangladesh demonstrated on 10 of city capital Dhaka, across workers factory of Thousands hours. working extended against BANGLADESH: 2020. April since income no has sector aviation in workforce the of 40% nearly estimates to according wages unpaid by affected workers 5,000 Over payments. demand unpaid wages and COVID-19 welfare t l Asrla mjr iis n 11 on cities major Australian all at CITIES: AUSTRALIAN IN PROTEST WORKERS AIRPORT throughout Spain. sympathy and solidarity enormous arousing is closure the against fight worker’s Nissan Spain. in plant Nissan’s of closure the by affected indirectly or directly be to are workers 25,000 2020. December by plant Barcelona its down shut to decision automaker’s Japanese the against protest to roads blocking and protesting striking, are of Nissan workers, their families and sympathisers SPANISH PLANT CLOSURES CONTINUE: NISSAN CONFIRMS JOB CUTS AS STRIKE AGAINST every the state country. in practically and region every in streets the to took young, mostly workers, of thousands of Tens violence. police against demonstration of row a in workers.Brazil experienced a second weekend Workers also held protests over Brazil. safety of throughout delivery up taken was strike The since the beginning of the COVID-19 pandemic. the low payments which has been aggravated strike against the terrible condition of work and etl Fcoy n abda n 9 on Cambodia in Factory Textile Quality Shuttered the outside demonstrated WAGES: OUTSTANDING DEMAND WORKERS GARMENT CAMBODIAN is estimated around 20,000 jobs will be at stake. an excuse to cut wages and massive job cuts. It push through major restructuring. It is using it as carrier is exploiting the COVID-19 pandemic to LUFTHANSA: – GERMANY 150 pay. without hours government’s decision that they work an extra against protest in highway Sylhet Dhaka- the workers are losing their jobs their losing Cambodia. are across workers have suspended production or closed, thereby Cambodia in factories of Hundreds promised. Laid off aviation workers demonstrated demonstrated workers aviation off Laid MYSORE On 11 hk wres demonstrate workers Dhaka

th June, delivery workers at th ue wres block workers June, udes f workers of Hundreds emn’ national Germany’s th June against Thousands Thousands th th th rd ue to June ue to June May as as May day on day 37

Insurance Worker Insurance Worker 38 * India’s India’s economic growth story has suffered yet * With the steep hike * in excise duty in the past two real GDP. Compared to 2018-19, GFCF saw a a saw GFCF 2018-19, to Compared GDP. real of 30% than less to down was economy, the in which indicates the level of investment activity (GFCF), formation capital fixed Gross period. ago year the in 6.1% and 5.7% of numbers higher much from down – respectively 1.3% and 0.3% at number, growth poor showed construction and Manufacturing 2018-19. in double-digit growth of 10% compared with 9.4% administration, defence and other services saw public and 2018-19, in rate the double almost 4%, at back bounced growth Agriculture expenditure. government and agriculture in rebound for but sharper, seen have would 2019-20 in rate growth in fall The 7%. by grew GDP the when either 2017-18 in respite no was There demonetisation. of year the 2016-17, in halved in just three years – from 8.2% recorded than more has GDP India’s for growth of rate the way, another at it Looking 2018-19. in 6.1% from 2019-20 in 4.2% to steeply fell GDP India’s in growth of rate the that showed recently released estimate provisional The year. this earlier presented Budget the in provided 3.8% as large as 4.6% of GDP, much higher than the has admitted that the fiscal deficit last year was another huge knock. Officially the government diesel. are above 69% of the pump price of petrol and petrol is an average Rs.72/- a litre, the two taxes taxes are over Rs.49/-. While the pump piece of Rs.16/- on petrol and diesel. Together, both the is around Rs.32/- it per litre. diesel The VAT on is levied while at over litre, a Rs.33/- to closed is revived duty excise the petrol On litre. a 18.50 about is diesel of price base The 225%. over pay consumer a makes states, and center by taxes cumulative the diesel, On Rs.72/-. over is price pump the and Rs.50/- to close are taxes The base price of Petrol is just about Rs.18/-. The February. in 107% was It fuel. the of litre a on State and Centre to taxes in 275% over pays now petrol of consumer average an months, J.SURESH, MYSORE * According to a latest report by the OECD, the OECD, the by report latest a to According * is population Zealand New of 34% capability, the New by conducted survey to According a * there is a single hit. single a is there in 2020 under a double-hit scenario and 9.5% if forecasts that the global trade will fall by 11.5% OECD The 2020. of months three first the in 4% almost of fall a with sharply contracting now is 12% in the first quarter of 2020. The global trade the major advanced economies fell by around in goods Capital of Production sharply. fallen has term, long the over growth economic for Investment spending, one of the crucial drivers 2021. of end the by levels pre-crisis almost to returning year, this 6% be will contraction the “single-hit”, a in while year, this 7.1% by decline to projected is GDP global scenario, “double-hit” a In uncertain”. “exceptionally is outlook economic the that says report The 30% in some countries, an to extra ordinary 20 shock. as much as by shutdown during OECD The economic activity has collapsed across the lasting. long be will effect its that and 1930s of Depression Great the since economy world in Covid-19 has led to the most severe contraction expected above to 10%.go well is and decade a in level highest 7%, than more is Zealand New of rate unemployment The 40%. around is poverty child and poverty in live children five in One shocks. financial secure with enough savings to meet the future financially is population of 26% Only income. more any lose they if difficulty financial of risk at were but yet difficulty financial in not were households of 40% another that found survey The Covid-19. to due crisis economic global the to due standards living in fall dramatic the were in “financial difficulty”. The findingsreflect respondents of 8% and 28% where Norway, and UK the than worse ranked Zealand New countries. eight involving study a of part was survey The hardship”. into tipping of risk “at were 40% further a and difficulty” “financial in Zealand government’s commission for financial against 7.3%against year. previous at a lower rate of 5.3% in 2019-20 grew expenditure consumption final private Even slowdown. the undelaying problem deeper the highlighting 2.8% of contraction JULY 2020 insurance products. insurance motor on discounts illegal offering for Company Insurance General Generali Future on IRDAI by Penalty platform flipkart.com. digital the on customers it’s for insurance motor Bajaj Allianz General Insurance Company to offer Insurance Flipkart Company. Insurance Health Religare enrolling by platform its on insurance health of launch the announced has Exchange Fincorp Ebix and BSE of venture joint a Broking, BSE Sells health insurance policies. in the terms and conditions of medical insurance wherever regular medical consultation is allowed, settlement claim the of part as telemedicine Telemedicine pricing to the insurers. the left has IRDAI the also And issues. practical the address to failed but payment lumpsum a provide will policy The infection. coronavirus the to relating needs insurance the address to that draft and proposed a benefit-based product withdrew it Then companies. insurance health insurance product to all general and health stand-alone covid-19 standard a for guidelines draft insurance Covid-19 of the the members family. all with along policy entire the port to insurer such to applying by insurers other to policy the port to option the have will person insured the said guidelines the portability, On document. necessary of last receipt of date the from days 30 within be, may case the as claim, a reject or settle should company insurance the said Irdai settlement, deductibles as per the policy contract. On claim co-payments, sub-limits, limits, all to subject be however will, policies The period. moratorium as called is years eight of period This guidelines. of set fresh a in said Irdai regulator years, eight of period continuous a for paid been has premium the once claims contest to allowed be not will Guidelines New owners. vehicle for unaffordable is it as challenging is policies party third term long of distribution said IRDAI 2020. August, 1 from effect wheelers andd two-wheelers, with three years and fiveyears for four- of package insurance party third motor term long withdrawn has withdrawn TP Longterm JULY 2020 : A penalty of Rs.1 Crore has been levied levied been has Crore Rs.1 of penalty A : : IRDAI has asked insurers to allow allow to insurers asked has IRDAI : Hat isrne companies insurance Health : : Flipkart has joined hands with with hands joined has Flipkart : Ery n ue Idi sent Irdai June, in Early : IRDAI : BE bx Insurance Ebix BSE : rnhs ol b ct on n bd o save money. to bid a in down cut be could branches 11,600 the of 6-8% about FY22, mid by that said industry insurance the in Sources presence. are planning to save on costs by reducing branch Private Closure Life Insurance and HDFC Ergo General Insurance. owns majority stake (more HDFC than 50%) below. in both or HDFC % 50 to subsidiaries insurance its in stake pare to (HDFC) Corporation Finance Reduce stake 50.29%)holds group collectively than Mukesh Ambani in RIL, though the promoter stake in the company. (Note it. LIC is holding more 2.47 crore shares in the rights issue. Now it holds 6% got company the in shareholding non-promoter 0.12% of the company. LIC, which has the biggest to holding his taking issue, rights the in company the of shares lakh 5.52 got has Ambani Mukesh more holds LIC his death! till festivals, temple the in king a of respect the received he 1950, in abolished was system last crowned ruler in India. Even though zamindari the was crowned King He (Zamindar) of May. Singampatti and this the during 89, of age the at Theerthapathy, an agent of LIC has passed away King and Agent LIC products. now and customers are now looking for protection changing probably is mindset This inadequate. grossly been always had cover insurance the purchased, they when even And insurance. life of purchase the procrastinating been had elites educated even pandemic, this to Prior pandemic. the to due happened has that thing the novel coronavirus. However, there is one good Time forus reported just 2% of total deaths. has far so and ministry the to claims reporting ministry. The life insurance industry has also been being submitted to the Union financeand data health per as insurance, health have admitted No insurance N.V. Netherlands Participations Generali with has it JVs two the in stakes controlling its off its general and life insurance businesses by selling Future Exits ARIVUKKADAL, THANJAVUR : There is a lot of bad news surrounding : Future Group is planning to exit both : RBI has asked Housing Development : : Private Life Insurance companies Ol 4 o pol getting people of 4% Only : Rlac Idsre Ld CMD Ltd Industries Reliance : TNS Murugadoss T.N.S. : 39

Insurance Worker Insurance Worker 40 Satyajit Chakraborty Fala HGA, legislations. anti-labour all haste with that even in times of a national disaster, the government is pushing much acclaimed private sector has totally failed. It is unfortunate sharp focus the need to build a strong public health system as the remained insensitive to their plight. exceptions The honourable pandemic has some brought to with media mainstream the and lockdown the declaring before hardships about It is unfortunate that the government did not think odds. all overcome to resilience unique a shown have they that laudible it’s yet sufferings the of brunt the bore workers migrant toiling of millions We got many lessons from this pandemic .Though RESPONSES Division Jalpaiguri and and affection forlove their thanks comrades these heartily worker Insurance Branch NZIEA Com.Subash Chand, 2100 HGA,Palampur Com.T.Srinivasan,Jt.Sec.Hyderabad DO-6 HRGIEA,UII 5000 DO Kozhikode Nambissan,LICEU Com.10000 Narayanan DO North BO, Salem Salem Com.Arthanari, 1 DO Com.K.Thangaraj, North BO, Salem Salem 100 DO Salem Komarapalyam, Selvan, Com. 10Tamil Com.B.R.Nagaraja,/ OS DO-2 Dept Bangalore 50 Branch,Rs.DO-1 Rajajinagar Com.Vatsala, Bangalore 5000 shares the grief with the the bereavedgrief with shares families. to Covidsuccumbed 19 on 12/6/2020. back to the organisation. General Secretary of BDIEU due to prolonged illness is a huge set former Ansari, Sarvar Com of demise sad the after immediately coming death His Bhopal. of Hospital Govt tertiary The Bhopal, Hospital, Hamidia to admitted being after 2020 June 5th on conditions co-morbid and Covid-19 with expired unfortunately branch, Ganjbasoda in HGA as working Batham, Ashok Com (BDIEU), Union Employees Insurance Division Bhopal of comrade to this virus. succumbed has path of recovery. Unfortunately one of an active cadre of AIIEA the on or recovered have them of most Fortunately infected. either. A number of our comrades and their family members are nuac Wre cnoe ter notnt dah and deaths unfortunate their condoles Worker Insurance also 2 DO Delhi in Branch 327 Cashier, Malhotra, Harish Com active an that sadness and grief utmost of matter a is It employees insurance the spared not has coronavirus The UNFORTUNATE DEATHS WE WE CONDOLE THEIR DONATIONS kata Branch kata 000 00 00 0

Base1960=Base2001x22.8259 329 7509.72 April March 326 7441.24 February 328 7486.90 2020 January 330 7532.55 330December 7532.55 November 328 7486.90 October 325 7418.42 September 322 7349.94 August 320 7304.29 Month 2001Base 1960Base CONSUMER PRICE INDEX CONSUMER PRICE July July 319 7281.46 with the bereavedwith family. grief the shares and death unfortunate his condoles deeply Worker Insurance AIIEA. the of soldier valiant and committed dedicated, a was He 3. Mumbai IEA, of Secretary General the as responsibilities his discharge to continued he sickness, his Despite sometime. quite for unwell was and disease suffering from chronic kidney away on 14/6/2020. He was passed 3 Division Mumbai Association, Employees’ Insurance Secretary, General D.V.Teli, Com Com D.V.Teli JULY 2020 JUNE 2020 45

Insurance Worker Insurance Worker 42 JUNE 2020