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BBVA, a World-Class Bank

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BBVA, a World-Class Bank BBBBVA,VA, a world-class a world-class bank bank Fourth Quarter 2008 17 26 1 Andorra 13 4 12 19 2 Argentina 11 30 1 18 3 Australia 24 29 32 4 Belgium 28 14 5 Bolivia 7 6 Chile 20 Mexico 15 14 7 China 21 Paraguay 20 10 25 8 Colombia 22 Peru 23 9 33 9 Costa Rica 23 Philippines 8 27 10 Dominican Rep. 24 Portugal 16 11 France 25 Puerto Rico 22 12 Germany 26 Russia 5 13 Great Britain 27 Singapore 6 3 14 Hong Kong 28 South Korea 21 31 15 India 29 Spain 2 16 Indonesia 30 Switzerland 17 Ireland 31 Uruguay 18 Italy 32 USA 19 Luxembourg 33 Venezuela www.bbva.com (1) CORPORATE PROFILE EARNINGS PER SHARE (IN EUROS) BBVA is a financial services group with more than $750 billion in total assets, 47 million clients, 8,000 branches and approximately 1.50 1.46 109,000 employees in more than 30 countries. BBVA provides its 1.35 customers around the world with a full range of financial services, 1.12 including commercial and wholesale banking, retail banking services, 0.87 consumer loans, mortgages, credit cards, securities brokerage, 0.70 wealth management, pension plan management and insurance. The 0.54 BBVA Group maintains a leadership position in Spain, Mexico, Latin America and the Sunbelt Region of the United States, as well as operations in China, France, Germany, Hong Kong, Italy, Japan, Singapore, Switzerland, and the United Kingdom. Shares of BBVA 2002 2003 2004 2005 2006 2007 2008 ordinary shares are traded through the Madrid Stock Exchange (1) Excluding results of one-off transactions under the symbol BBVA, and American Depository Shares (ADS) are 5-year Compound Annual Growth Rate = 16% traded on the New York Stock Exchange under the symbol BBV. BBVA MARKET CAPITALIZATION DIVIDENDS PER SHARE (IN EUROS) RANKING IN THE FINANCIAL INDUSTRY 0.73 3rd 0.64 0.61 7th 0.53 th 9th 7 0.44 th th 0.38 11 12 0.35 16 th Europe th 20 world 2005 2006 2007 2008 2002 2003 2004 2005 2006 2007 2008* *Final dividend is subject to shareholder approval at the 2009 AGM NET INCOME CONTRIBUTION BY BUSINESS AREAS 5-year Compound Annual Growth Rate = 10% Spain & Portugal 42% South America Debt Ratings 12% S&P Moody’s Fitch USA 3% Long-Term AA Aa1 A A- Wholesale Banking & Short-Term A-1+ P-1 F-1+ Asset Management 12% Financial Strength - B A/B Outlook Stable Stable Postive Mexico 31% Year ended at 12.31.08 FactBBVA, Sheet a world-class bank Fourth Quarter 2008 BBVA NEWS In a mid-year update of Global Finance magazine’s Denver much respected Safest Banks listing, BBVA ranked 13th in its list of the “World’s 50 Safest Banks.” The “World’s Safest Banks” 2009 were selected through a comparison of long-term credit ratings from Albuquerque HuntsvilleHun Phoenix Moody’s, Standard & Poor’s and Fitch, and total Lubbococckk Birmingham assets of the 500 largest banks around the world. Tu cson Las Cruces Ft. Worth Dallas Montgomery According to Global Finance, “the rating agencies El Paso MMobile have determined these banks have demonstrated Beaumumontum Jacksonville Austin a more prudent and sustainable approach to BRANCHES BY STATE HoustonHou Gaiainesvilleaiain San Antonio risk than their peers. More than ever customers Alabama 92 Florida 45 Laredo all around the world are viewing long-term Arizona 78 New Mexico 22 McAAllenA creditworthiness as the key feature of the banks Colorado 35 Texas 311 www.compassbank.com with which they do business.” CORPORATE PROFILE KEY FACTS ($ IN BILLIONS) Compass Bancshares, Inc. is a Sunbelt-based bank holding company headquartered in Birmingham, Alabama. Compass, Assets $62.3 Tier I Capital Ratio 7.51% operates 583 branches in Alabama, Arizona, Colorado, Florida, Loans 38.5 Total Capital Ratio 1 0.76 Deposits 38.8 Tier I Leverage Ratio 6.35 New Mexico and Texas. Compass is among the top 25 largest Equity 12.6 Equity to Asset Ratio 20.23 banks in the U.S. based on deposit market share and ranks among the largest banks in Texas (4th) and Alabama (3rd). Through three major business areas – Corporate Banking, Retail DEPOSITS BY STATE Banking and Wealth Management – Compass offers clients innovative and industry leading products and services to fit their 1.7% financial needs. In addition to meeting the needs of our clients in 5.7% Alabama (20.7%) 3.6% Arizona (8.4%) the communities we serve, as a subsidiary of the BBVA Group our 8.4% clients also have access to a full range of international products 59.9% Colorado (3.6%) and services in more than 30 countries. Florida (5.7%) 20.7% New Mexico (1.7%) Texas (59.9%) BBVA COMPASS NEWS • BBVA Compass announced the appointment of Eduardo Aguirre, Jr. to the Board of Directors of Compass Bancshares, Inc. Mr. DEBT RATINGS Aguirre most recently served as the U.S. Ambassador to the S&P Moody’s Fitch Kingdom of Spain and the Principality of Andorra. Mr. Aguirre will Compass Bancshares: also serve as a member of the Board of Directors for BBVA USA Senior unsecured debt A+ A1 A+ and Compass Bank. Subordinated debt BBB+ A2 A Compass Bank: • BBVA Compass announced the appointment of C. Edward Short-term rating A-1 P-1 F1 “Eddie” Whitworth to the Board of Directors of Compass Long-term rating A+ Aa3 A+ Subordinated debt A A1 A Bancshares, Inc. Mr. Whitworth was formerly Chairman of the Board for LNB (formerly Laredo National Bank). • Worth Magazine named Mary Margolis, managing director of CONTACT INFORMATION Stavis, Margolis Advisory Services, Inc., a BBVA Compass-owned E-Mail: [email protected] financial advisory firm, as one of the top 250 wealth advisors in the country. Based not only on expertise and industry insight, but Compass Bancshares, Inc. also professionalism, trustworthiness and an overall commitment 15 South 20th Street to client’s needs, Worth Magazine reserves this distinction to Birmingham, AL 35233 205.297.3000 those advisors it feels are truly at the pinnacle of their profession..
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