IN the FACE of GENTRIFICATION: Case Studies of Local Efforts to Mitigate Displacement
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1 Title: Suburban Verticalisation in London: Regeneration, Intra-Urban
Title: Suburban Verticalisation in London: regeneration, intra-urban inequality and social harm Abstract: With the rapid and large scaled expansion of new developments of high rise flats, London’s outer boroughs are seeing a suburban growth not seen since the 1930s. The objective of this mass verticalization are similar to the suburbanisation that occurred in the inter-war period in aiming to provide housing to a growing urban population. However behind the demographic imperative, other economic, socio-cultural and political processes come into play as they did in the past. Considering spatial, social and material transformations, the paper is concerned with a combination of factors, actors, structures and processes in this initial analysis of the new vertical suburbs of London. With this combined perspective, the analysis contributes to critical debates in criminology that are expanding to issues of social harm and social exclusion in the capitalist city. In this paper, I interrogate the fact that an increase of the housing stock only partially addresses the housing crisis in London as the problem of the provision of social housing is becoming increasingly limited under tight budget constraints and a financial structure that relies on and facilitates the involvement of the private sector in the delivery and management of housing. I also question the promises of regeneration solutions through new-build gentrification which have proved ineffective in other urban contexts and should be examined further in the context of London suburbs where the scale of construction is unprecedented and comes to exacerbate inequalities that have long been overlooked when the focus has been on inner boroughs and their gentrification. -
Cultivating (A) Sustainability Capital: Urban Agriculture, Eco-Gentrification, and the Uneven Valorization of Social Reproduction
Portland State University PDXScholar Urban Studies and Planning Faculty Nohad A. Toulan School of Urban Studies and Publications and Presentations Planning 2-2017 Cultivating (a) Sustainability Capital: Urban Agriculture, Eco-Gentrification, and the Uneven Valorization of Social Reproduction Nathan McClintock Portland State University, [email protected] Follow this and additional works at: https://pdxscholar.library.pdx.edu/usp_fac Part of the Food Security Commons, and the Urban Studies and Planning Commons Let us know how access to this document benefits ou.y Citation Details McClintock, Nathan, "Cultivating (a) Sustainability Capital: Urban Agriculture, Eco-Gentrification, and the Uneven Valorization of Social Reproduction" (2017). Urban Studies and Planning Faculty Publications and Presentations. 168. https://pdxscholar.library.pdx.edu/usp_fac/168 This Post-Print is brought to you for free and open access. It has been accepted for inclusion in Urban Studies and Planning Faculty Publications and Presentations by an authorized administrator of PDXScholar. Please contact us if we can make this document more accessible: [email protected]. POST-PRINT VERSION Forthcoming, Annals of the American Association of Geographers 2018 Special Issue: Social Justice in the City Accepted 9 February 2017 Cultivating (a) sustainability capital: Urban agriculture, eco-gentrification, and the uneven valorization of social reproduction Nathan McClintock Toulan School of Urban Studies and Planning, Portland State University ! [email protected] Abstract. Urban agriculture (UA), for many activists and scholars, plays a prominent role in food justice struggles in cities throughout the Global North, a site of conflict between use and exchange values, and rallying point for progressive claims to the right to the city. -
Ginnie Mae: How Does It Work and What Does It Do?
Economic Policy Program Housing Commission Ginnie Mae: How Does it Work and What Does it Do? The Government National Mortgage What Does Ginnie Mae Do? Association (or Ginnie Mae) is a Ginnie Mae only guarantees securities created by approved government corporation within the issuers and backed by mortgages covered by other federal U.S. Department of Housing and programs. Urban Development (HUD). It was The Ginnie Mae guarantee ensures that investors in these established in 1968 when Fannie mortgage-backed securities (MBS) do not experience any Mae was privatized. Its mission is disruption of the timely payment of principal and interest, thus shielding them from losses resulting from borrower to expand funding for mortgages defaults. As a result, these MBS appeal to a wide range that are insured or guaranteed by of investors and trade at a price similar to that of U.S. other federal agencies. When these government bonds of comparable maturity. However, the guarantee also places Ginnie Mae, and ultimately American mortgages are bundled into securities, taxpayers, at risk of losses not covered by the other federal Ginnie Mae provides a full-faith-and- programs (see When Does a Ginnie Mae Guarantee Apply?). credit guarantee on these securities, thus lessening the risk for investors and broadening the market for the securities. WWW.BIPARTISANPOLICY.ORG When Does a Ginnie Mae Why Does Ginnie Mae Use the Term Guarantee Apply? “Issuer/Servicer?” Ginnie Mae guarantees MBS backed by loans covered Ginnie Mae MBS can include mortgages by the following programs: purchased from multiple originators n The Federal Housing Administration’s single-family and multifamily mortgage insurance programs, which and serviced by third parties. -
HIV Numbers Put Disease in Perspective
O CANADA PAGE 32 WINDY CITY THE VOICE OF CHICAGO’S GAY, LESBIAN, BI AND TRANS COMMUNITY SINCE 1985 SEPT. 29, 2010 TIMES VOL 25, NO. 52 www.WindyCityMediaGroup.com th 25ANNIVERSARY ROCKFORD PROTEST PAGE 11 ISSUE This expanded issue of Windy City Times features a special retrospective section with essays by Tracy Baim, Rex Wockner and Jorjet Harper; feature articles by Richard Knight, Jr., Ross Forman and David Byrne; as well as intriguing photos of Chicago’s LGBT past and actual covers from the first two years of Windy City Times. SEXUAL RENEGADE PAGE 28 pick it up take it home tSeptember 29, 2010 Cazwell at Hydrate. nightspots page 8 All the Lovers Ashley Morgan’s surprise Kylie performance at The Call. page 15 HIV numbers put disease in perspective BY SAMUEL WORLEY just a small number of people diagnosed with wide total of more than 279,000 MSM dead since HIV or AIDS, but also a time when people would the beginning of the epidemic. In Chicago, more than half of HIV-infected be diagnosed and sometimes die just a short Infection rates have stark racial implications, men who have sex with men do not know they time later. too. In Chicago, a study released last year found are infected, according to a report released last This new report serves as another difficult re- that Black MSM were three times more likely to week by the Centers for Disease Control and Pre- ality faced by HIV/AIDS advocates and service be infected with HIV than white MSM, and two- vention. -
Housing and the Financial Crisis
This PDF is a selection from a published volume from the National Bureau of Economic Research Volume Title: Housing and the Financial Crisis Volume Author/Editor: Edward L. Glaeser and Todd Sinai, editors Volume Publisher: University of Chicago Press Volume ISBN: 978-0-226-03058-6 Volume URL: http://www.nber.org/books/glae11-1 Conference Date: November 17-18, 2011 Publication Date: August 2013 Chapter Title: The Future of the Government-Sponsored Enterprises: The Role for Government in the U.S. Mortgage Market Chapter Author(s): Dwight Jaffee, John M. Quigley Chapter URL: http://www.nber.org/chapters/c12625 Chapter pages in book: (p. 361 - 417) 8 The Future of the Government- Sponsored Enterprises The Role for Government in the US Mortgage Market Dwight Jaffee and John M. Quigley 8.1 Introduction The two large government- sponsored housing enterprises (GSEs),1 the Federal National Mortgage Association (“Fannie Mae”) and the Federal Home Loan Mortgage Corporation (“Freddie Mac”), evolved over three- quarters of a century from a single small government agency, to a large and powerful duopoly, and ultimately to insolvent institutions protected from bankruptcy only by the full faith and credit of the US government. From the beginning of 2008 to the end of 2011, the two GSEs lost capital of $266 billion, requiring draws of $188 billion under the Treasured Preferred Stock Purchase Agreements to remain in operation; see Federal Housing Finance Agency (2011). This downfall of the two GSEs was primarily a question of “when,” not “if,” given that their structure as a public/private Dwight Jaffee is the Willis Booth Professor of Banking, Finance, and Real Estate at the University of California, Berkeley. -
Torture in Chicago
TORTURE IN CHICAGO A supplementary report on the on-going failure ofgovernment officials to adequately deal with the scandal October 29, 2008 TABLE OF CONTENTS Page INTRODUCTION.................................................................................... 3 THE FEDERAL INVESTIGATION... 5 ILLINOIS ATTORNEY GENERAL AND TORTURE VICTIMS WHO REMAIN IMPRISONED.......................................................................................... 8 THE CITY OF CHICAGO... 10 Compensation, Reparations, and Treatment for Torture Victims.................. 14 The Darrell Cannon Case... 14 Reparations and Treatment.................................................................. 18 COOK COUNTY AND THE COOK COUNTY STATE'S ATTORNEYS' OFFICE ... 20 INTERNATIONAL ACTIONS, HEARINGS AND REPORTS.................. 24 STATE AND FEDERAL LEGISLATION......................................................... 26 THE FRATERNAL ORDER OF POLICE... 27 CONCLUSION AND CALL TO ACTION..................... 28 SIGNATURES....................................... 29 2 I believe that were this to take place in any other city in America, it would be on the front page ofevery major newspaper. Andthis is obscene and outrageous that we're even having a discussion today about the payment that is due the victims oftorture. I think in light ofwhat has happened at Abu Ghraib, in Iraq with respect to torture victims, I am shocked and saddened at the fact that we are having to engage in hearings such as these . ... We need to stop with this nonsense. I join with my colleagues in saying this has got to stop. Alderman Sandi Jackson, Chicago City Council Hearing on Police Torture, July 24, 2007 **** This was a serial torture operation that ran out ofArea 2...The pattern was there. Everybody knew what was going on. ... [Elverybody in this room, everybody in this building, everybody in the police department, everybody in the State's Attorney's office, would like to get this anvil ofJon Burge offour neck andI think that there are creative ways to do that. -
Real Estate Development
For the non real estate professional An introductory case study of the building of a Transit Oriented Development Views from For Profit vs. Non-Profit Developers For Profit Developer Non-Profit Developer FAR- Floor area ratio, the ratio of square footage of building to square footage of land Entitlements- All federal, state and local approvals and permits required to develop project. Building Coverage- the ration of the building footprint to the square footage of the development parcel Parking Ratio- Parking spaces required per residential unit or square feet of commercial space. Capital Stack- Equity, finance and grants required to fund project Net Operating Income- The net of rental revenue after operating expense, before debt service Operating Expense- Ongoing costs for the property including management, maintenance, insurance, taxes, marketing, etc. Debt Service Coverage- The ratio of net operating income allowed to service the debt of the project. Hard Costs- Site work and vertical construction cost of development Soft Costs- Architectural\engineering\legal\marketing\permitting\ finance\ and project management costs of development. Reserves- Escrow accounts established for interest, operating deficits, and capital improvements. Tax Credits- (LIHTC) Income tax credits created through the development of qualified low income housing developments. Tax credits are sold to investors and used for equity for development. Soft Loans- Loans or grants available to non profit developers used for the pursuit of low income housing developments. Newburyport MBTA Commuter Rail Station, Newburyport , MA The property consists of five parcels of land that total approximately 11.11 acres of land adjacent to the MBTA Newburyport Commuter Rail Station. The property is bounded by business/industrial uses on the west and north, a private garage and MBTA commuter parking on the south, and the rail right-of-way and Station on the east with retail use on the other side of the tracks. -
Appraisal and Property Related Faqs
Appraisal and Property-Related Frequently Asked Questions Updated August 2021 This FAQ document provides responses to common questions related to Fannie Mae’s property eligibility and appraisal policies. Table of Contents Resources .............................................................................................................................................................................................. 1 FAQs ....................................................................................................................................................................................................... 1 Property Eligibility ............................................................................................................................................................................. 1 Appraiser Selection and Management ............................................................................................................................................. 2 Appraisal Submission and Forms ..................................................................................................................................................... 3 Appraisal Policy ................................................................................................................................................................................. 4 Resources For additional information about Fannie Mae’s appraisal policies, refer to the Selling Guide. Other resources are available on the Appraisers page on Fannie Mae’s -
Calculation of Owner-Occupied Dwelling Services In
Calculation of Owner-Occupied Dwelling Services in Georgia Abstract Output of owner-occupied dwellings (OOD) is included within the production boundary according to the System of National Accounts. Different methods may be selected for measuring OOD services due to housing market development level. The paper presents estimation of services produced by OODs based on a User Cost Method, which replaced a self-assessment method in 2019 year in the National Accounts of Georgia during the general revision of time series. Key words: Owner-Occupied Dwellings, Imputed rent, User Cost Method Author: Levan Karsaulidze – Head of National Accounts Department, National Statistics Office of Georgia Introduction Imputed rents, representing services produced by owner-occupied dwellings (OOD), has always been included within the production boundary of National Account and are part of the official GDP estimates of Georgia as well. In 2019 transition to the SNA 2008 was implemented1 in the National Accounts of Georgia from the SNA 1993, accompanied with a general revision of time series. Along with other major changes related to the newly adopted methodology, user-cost method was implemented for measuring imputed rents for owner occupied houses, while self-assessment method was used until 2019 year. The paper describes a methodological background and detailed calculation steps for measuring imputed rents of OODs in Georgia, based on the user-cost method, briefly summarizes widely used approaches for estimating services of OODs and provides arguments for adopting the use-cost method for the country. Final results are presented in the last part of the paper. 1. Methodological Framework Methodology for measuring imputed rents of owner-occupied dwellings differs by country based on a rental market development level. -
Keys to Independence: Finding Your First Apartment Moving Into Your First Apartment Is a Big Step Premium, Etc
Keys to Independence: Finding Your First Apartment Moving into your first apartment is a big step premium, etc. on the journey toward achieving true independence. This is an exciting time but Pay attention to what Jonathan, a former one that can also be stressful. Wisconsin youth in care, had to say about the importance of money management. “In my One of the ways to maximize the level of first apartment, I was living paycheck to excitement and minimize the amount of paycheck,” says Jonathan. “I learned that you stress is to prepare for living on your own. have to pay for everything!” Setting up a realistic budget is important to getting what you want. Jonathan makes a great point—living on your own is not easy, nor is it cheap. However, Money Management learning how to manage Before begin looking for your money is a life-long your first apartment, you skill that will go a long should figure out how way toward achieving much rent you can financial independence afford. Review your and financial security. paycheck and estimate what your monthly take Household Expenses home pay will be. Your Once you know what you take home (or “net”) pay want in an apartment, is the money that’s you will need to take into leftover after taxes and consideration what you other deductions are taken out of your check. will be able to afford. You will need to set up a budget to cover all of Setting up a budget is an important first step your monthly expenses. You may be surprised in determining the applicable price range for how much your bills will add up. -
Residential Area Plan
CHAPTER 6 RESIDENTIAL AREA PLAN Brentwood’s residential neighborhoods are one of the most The Objectives identified in the Residential Area Plan are significant contributors to its unique character and identity . intended to: Throughout the planning process residents expressed their vision and concerns for the City’s residential areas . The Res- • Maintain Brentwood’s character and identity idential Area Plan builds on public input and the future Land • Ensure quality housing stock remains a staple of the Use & Development Plan to provide policies and recommen- community dations as well as further define the type and location of each • Maintain the optimal balance of housing types within the residential land use . The location of each residential land use community is illustrated in the Residential Area Plan . • Ensure compatibility between the City’s commercial areas and its residential neighborhoods • Ensure compatibility between infill and existing residential development • Encourage a diversity of housing types, sizes and prices 60 Comprehensive Plan | Brentwood RESIDENTIAL LAND USE PLAN 170 RICHMOND HEIGHTS 64 40 EAGER RD 64 40 LADUE BRENTWOOD Wrenwood Ln FOREST Middlesex Dr Middlesex CONDOMINIUMS THE VILLAS AT BRENTWOOD STRASSNER DR HANLEY STATION Pine Ave MCKNIGHT RD MCKNIGHT Sonora Ave HIGH SCHOOL DR SCHOOL HIGH MEMORIAL PARK BRENTWOOD MAPLEWOOD Saint Clair Ave Clair Saint Park Ridge Ave Ridge Park BRENTWOOD POLICE MIDDLE & Bridgeport Ave DEPARTMENT HIGH Hanley Industrial Ct MT. CALVARY White Ave LUTHERAN PRESCHOOL Rosalie Ave MCGRATH Harrison Ave CITY ELEMENTARY HALL BROUGHTON PARK LITZSINGER RD Eulalie Ave BRENTWOOD FIRE DEPARTMENT MARK TWAIN ELEMENTARY HANLEYRD Annalee Ave Dorothy Ave Kentland Dr Joseph Ave OAK Bremerton Rd ROGERS TREE ROCK HILL Madge Ave BRENTWOODBLVD PARKWAY PARK Powell Ave ST. -
Integrating Infill Planning in California's General
Integrating Infill Planning in California’s General Plans: A Policy Roadmap Based on Best-Practice Communities September 2014 Center for Law, Energy & the Environment (CLEE)1 University of California Berkeley School of Law 1 This report was researched and authored by Christopher Williams, Research Fellow at the Center for Law, Energy and the Environment (CLEE) at the University of California, Berkeley School of Law. Ethan Elkind, Associate Director of Climate Change and Business Program at CLEE, served as project director. Additional contributions came from Terry Watt, AICP, of Terrell Watt Planning Consultant, and Chris Calfee, Senior Counsel; Seth Litchney, General Plan Guidelines Project Manager; and Holly Roberson, Land Use Council at the California Governor’s Office of Planning and Research (OPR), among other stakeholder reviewers. 1 Contents Introduction .................................................................................................................................................. 4 1 Land Use Element ................................................................................................................................. 5 1.1 Find and prioritize infill types most appropriate to your community .......................................... 5 1.2 Make an inclusive list of potential infill parcels, including brownfields ....................................... 9 1.3 Apply simplified mixed-use zoning designations in infill priority areas ...................................... 10 1.4 Influence design choices to