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Statutory Accounting Principles (E) Working Group Materials
Statutory Accounting Principles Working Group Additional Handouts June 13, 2009 1. Comment letter from Interested parties 2. Separate Account Subgroup Update and Referral 3. Principles Based Reserving Update 4. Ref # 2009-11 Accounting Practices and Procedures Manual Content Changes Additional Handout 1 - IP Comment Letter D. Keith Bell, CPA Rose Albrizio, CPA Senior Vice President Vice President Accounting Policy Accounting Practices Corporate Finance AXA Financial, Inc. The Travelers Companies, Inc. 212-314-5630; FAX 212-314-5662 860-277-0537; FAX 860-954-3708 Email: [email protected] Email: [email protected] June 10, 2009 Mr. Joe Fritsch, Chairman Statutory Accounting Principles Working Group National Association of Insurance Commissioners 2301 McGee Street, Suite 800 Kansas City, MO 64108-2604 RE: Comments on Other Than Temporary Impairments of Loan-backed and Structured Securities Dear Mr. Fritsch, We offer the following comments on Other Than Temporary Impairments of Loan- backed and Structured Securities, which represent the views of the interested parties included in the attached sign on list. Many companies (primarily property/casualty companies or P&C companies) prefer to make no change to statutory accounting. These differing views result from the current differences in statutory accounting rules for life companies eligible for IMR and AVR reporting, HMO, stand-alone health and P&C companies not eligible for AVR and IMR reporting as well P&C companies’ concerns about the added complexity involved in bifurcating credit and non credit losses. Background SSAP No. 43 Prior to the adoption of SSAP No. 98, the statutory accounting rules for other than temporary impairment (OTTI) of loan-backed and structured securities were governed by SSAP No. -
Employee Benefits Guide Document Is Available in a Larger Font
Employee Benefits Guide For Employees Who Are Members of the Seattle Police Officers’ Guild* 2021 *City Employees Covered by a Union Contract with Seattle Police Officers’ Guild Updated June 11, 2021 For assistance understanding the information in this document • Need to speak with someone in a language other than English? Call the Benefits Unit at 206-615-1340 and we will help you access Language Line Services. You will have access to an interpreter and a Benefits Unit staff member to answer your questions. • Hearing impaired? If you use a TDD, the City provides interpretation services. Call 7-1-1 or 1-800-833-6384 on your TDD. You will be connected with the Washington Relay Service. Give them the number of the party you want to call. They will call the person for you, then interpret information from your TDD to the person you are calling. • Visually impaired? This Employee Benefits Guide document is available in a larger font. To request an electronic copy, contact the Benefits Unit at 206-615-1340. • Would rather hear the information than read it? If your understanding is improved by having someone read or paraphrase information for you, you are invited to attend a benefits orientation. Orientations cover all City benefits and provide ample time for questions. You can meet with the presenter after the session if you have additional questions or questions you would like to ask confidentially. Orientations are held every other week. Orientations are held every other week – enroll on Employee Self-Service, Training section. If additional help is needed or you would prefer to speak to someone confidentially, please call the Benefits Unit at 206-615-1340. -
Venezuela Economic Collapse Creates Family Planning Crisis President’S Note
Volume 50, Issue 4 December 2018 VENEZUELA ECONOMIC COLLAPSE CREATES FAMILY PLANNING CRISIS President’s Note “Half the truth is often a great lie.” – Benjamin Franklin y failing even to mention population growth in the What will they tell hundreds of millions fated to become state- thirty-three-page “Summary for Policymakers” of less environmental refugees, pushed to relocate due to climate its new publication, Global Warming of 1.5°C, the change? What will they say to subsistence farmers forced to BIntergovernmental Panel on Climate Change (IPCC) offered watch their families starve as meager plots become arid waste- less than the whole truth. This is despite the fact that a 2010 lands? And what about the countless, voiceless species doomed paper published in the Proceedings of the National Academy to extinction because so many authorities tremble at the very of Sciences concluded that by the end of the century, slower possibility of a negative reaction? population growth could reduce total fossil fuel emissions by 37–41 percent. Benjamin Franklin, the redoubtable author of Poor Richard’s Almanack, warns, “You may delay, but time will not.” The IPCC “Summary for Policymakers” finds room to call for ecosystem-based adaptation, ecosystem restoration, biodiversity There is no excuse for timid temporizing in the face of a global management, sustainable aquaculture, efficient irrigation, social crisis. When climate experts fail to address population growth safety nets, disaster risk management, green infrastructure, sus- — arguably the single biggest driver of climate change — they tainable land use, and water management. But not one single place far more than their own reputations at risk. -
Kentucky Health Cooperative Guide to Using Your Health Insurance Plan
KENTUCKY HEALTH COOPERATIVE, INC. THE WAIT IS OVER! I HAVE HEALTH INSURANCE. NOW WHAT? A Guide to Using Your Health Insurance Plan Brought to You By Kentucky Health Cooperative, Inc. 1-855-687-5942 #KYHC #GetHealthyKy www.mykyhc.org CONGRATULATIONS ON YOUR HEALTH PLAN DECISION! This booklet may provide new information about your health insurance plan. Or, it may serve as a refresher. Either way, we hope you fi nd it helpful. Note: Examples in this guide do not refl ect specifi c plans. If you are a Kentucky Health Cooperative plan member, please contact your agent with questions. Or, you may call Member Services at 1-855-687-5942 for details about costs and features of plans. NOTES ABOUT MY PLAN Year: _______________________________________________________________ Effective Date: ______________________________________________________ Premium Due Date: __________________________________________________ Name/Phone Number, Email Address of Insurance Agent, kynector, or Other Person Who Helped Me: ________________________________________ ____________________________________________________________________ The Name of My Plan Is: _____________________________________________ My Member ID: _____________________________________________________ My Primary Care Provider Is: _________________________________________ Phone number: ______________________________________________________ My Provider’s Website URL: __________________________________________ My Specialists: ______________________________________________________ ____________________________________________________________________ -
Module 15: Other Sources of Health Insurance and Prescription Drug Coverage
OTHER SOURCES OF HEALTH INSURANCE AND PRESCRIPTION DRUG COVERAGE MODULE 15: OTHER SOURCES OF HEALTH INSURANCE AND PRESCRIPTION DRUG COVERAGE Objectives HIICAP counselors will learn about employer retiree plans and how they work with Medicare. Additionally, counselors will learn about COBRA, New York State of Health, Veterans Administration Health Benefits, and TRICARE for Life, and be provided with resources on other available services that may be useful to uninsured or underinsured clients. What kind of health plans do employers offer to retirees? ▪ Some employers offer a Health Maintenance Organization (HMO) as an alternative to their fee- for-service health plans. ▪ Some employers provide retiree plans that pay Medicare deductibles and coinsurance when employees become eligible at age 65. ▪ Other employers may offer a basic Medigap plan to their retirees. What is COBRA? COBRA is a federal program that allows former employees to keep their employer-sponsored group health plans under most circumstances. What is New York State of Health: The Official Health Plan Marketplace? ▪ New York State of Health (NYSOH) is a statewide online marketplace for state residents to receive information about health insurance options. Through NYSOH, consumers can enroll in subsidized or unsubsidized Qualified Health Plans (QHPs) as well as public insurance programs like Medicaid, Child Health Plus, and Essential Plans (EPs). ▪ Most Medicare enrollees are not eligible to purchase QHPs or EPs. Medicare enrollees can be eligible for Medicaid but will need to enroll through their Local Department of Social Services (LDSS). Current Medicaid beneficiaries insured through NYSOH who become eligible for Medicare will need to have their Medicaid cases transferred to the LDSS. -
Abstract Book
AEPROMO, 2012 Revista Española de Ozonoterapia Vol.2 No. 2. Supplement 1, 2012, ISSN 2174‐3215 III International Congress of AEPROMO "The ozonetherapy in the medical agenda" Spanish Association of Medical Professionals in Ozone Therapy III International Congress of AEPROMO 7th -9th June, 2012. Complutense University of Madrid, Spain. Abstract Book Abstract Book 7th - 9th June, 2012. Complutense University of Madrid, Spain. Organizer: Spanish Association of Medical Professionals in Ozone Therapy (AEPROMO) Page 1 of 117 AEPROMO, 2012 Revista Española de Ozonoterapia Vol.2 No. 2. Supplement 1, 2012, ISSN 2174‐3215 III International Congress of AEPROMO "The ozonetherapy in the medical agenda" Spanish Association of Medical Professionals in Ozone Therapy Index Scientific Committee ......................................................................................................................................................................... 4 Organizing committee....................................................................................................................................................................... 4 Sponsors........................................................................................................................................................................................... 5 Preface.............................................................................................................................................................................................. 8 Conference Agenda -
Interior Ago/Oct
editorial na de las características más importantes de nuestra Empresa es el impacto que ésta tiene en los más diversos ámbitos de la comunidad, pues además de las actividades propias del negocio, realiza acciones que promueven beneficios para los mexicanos, convirtiéndose así en un ejemplo a seguir por las diferentes compañías e instituciones de U nuestro país y del mundo. Por ello, la reciente apertura del Centro de Tecnología Telmex cobra gran relevancia, ya que además de ser un espacio en el que los visitantes conocen lo que ofrece nuestra Empresa y la tecnología de punta que poseemos, pueden interactuar con los productos y servicios que permiten a las personas transformar sus actividades cotidianas, estrechando el contacto humano, incrementando su productividad, mejorando su forma de hacer negocios y haciendo su vida más fácil. Otro importante impacto comunitario se da en el plano de la calidad, pues ésta no sólo beneficia a nuestros Clientes, sino a todo aquel con quien establezcamos relaciones de negocios; en este sentido destaca el esfuerzo conjunto del equipo LADA para darle a Telmex la primera Certificación ISO 9001/2000 Multisitio a nivel mundial, como un merecido reconocimiento a la calidad de sus áreas, procesos y servicios. Con ello, nuestros Clientes pueden tener la seguridad de que cuentan con el mejor servicio de larga distancia del mundo. Asimismo debemos recordar el beneficio ambiental y, para muestra, basta el botón más representativo y reconocido de la Empresa: el COAE Telmex, el comité que ha hecho del ahorro de energía el reflejo de nuestros más altos valores e ideales en beneficio de las generaciones futuras. -
Cost-Sharing Mechanisms in Health Insurance Schemes: a Systematic Review
Cost-sharing mechanisms in health insurance schemes: A systematic review Submitted to The Alliance for Health Policy and Systems Research, WHO From Meng Qingyue, Jia Liying, Yuan Beibei Center for Health Management and Policy, Shandong University October, 2011 TABLE OF CONTENTS AbAbAb stract .............................................................................................................................................. 3 1 Background ..................................................................................................................................... 6 2 Objectives and definitions ............................................................................................................... 7 3 Criteria for inclusion of studies........................................................................................................ 7 4. Methods ........................................................................................................................................ 8 4.1 Searched databases and websites ........................................................................................... 8 4.2 Search strategy ........................................................................................................................ 8 4.3 Review method ...................................................................................................................... 10 5 Results ......................................................................................................................................... -
Guide to Japan's National Health Insurance (NHI) System
Guide to Japan’s National Health Insurance (NHI) System Contents How Japan’s National Health Insurance System (NHI) Works······················ 1 NHI Members ······················································································ 2 Joining and Leaving the NHI System ·················································· 3 Under such circumstances, report within 14 days······························· 4 NHI Tax (Premium) Contributions Supporting NHI ······························ 5 Pay Your NHI Tax (Premium) on Time·················································· 7 NHI Benefits ························································································ 8 Hospital Meal Costs ········································································ 10 Hospital Living Costs······································································· 11 Major Medical Costs········································································ 12 Injuries from Traffic Accident and Other Incidents ······························· 16 Long-Term Care Insurance System····················································· 17 Combined Copayments System for Major Medical and Long-Term Care Costs···· 18 Retiree Medical System······································································· 19 Long Life Medical Care System··························································· 19 Disability Welfare Services ·································································· 20 How Japan’s National Health Insurance (NHI) System -
Madam Prosecutor: Elisa María A. CARRIÓ, on My Own Behalf
Madam Prosecutor: Elisa María A. CARRIÓ, on my own behalf, National Deputy domiciled at my public office located at Riobamba 25, office 708 (Attached to the 2nd Chamber of Deputies of the Nation), in this Federal Capital, in case No. 3559/2015, I come before the representative of the Public Prosecutor’s Office and respectfully state as follows: I. PURPOSE: I enclose the following information on the occasion of submitting my witness statement on today’s date, which I believe will be of use in clarifying the events being investigated in the present case. II. IRAN’S INTELLIGENCE WAR AND THE THREE ATTACKS PERPETRATED AGAINST ARGENTINA. Iran has launched an intelligence war in the struggle it is waging against its regional enemies who do not belong to the Shiite crescent (Israel and Saudi Arabia), which it is perpetrating utilizing two major groups: the traditional Iranian grouping on the one hand and that composed of terrorist organizations such as the Lebanese Hezbollah group on the other; this intelligence is gathered via mosques and is characterized by the perpetration of terrorist attacks as a means of attacking its enemies (The regime of the ayatollah). The attacks carried out by the second group, to which Mahmoud Ahmadinejad and Mohsen Rabbani, among others, have belonged are perpetrated wherever in the world that favorable conditions exist to carry them out through lack of vigilance, the availability of local connections, etc. [Islamic] Jihad, which means resistance or guerrilla warfare, was founded with Iranian assistance in Beirut. This intelligence war prompted the first ever attack on Argentine soil, against the Israeli Embassy in Buenos Aires. -
OUTLINE of PUBLIC HEALTH in VENEZUELA by Dr
OUTLINE OF PUBLIC HEALTH IN VENEZUELA By Dr. M. LARES GABALDÓN Chief of the Service of Injormation and Health Education, of the Ministry of Realth and Social Weljare Venezuelan public health organisation had its beginning March 17, 1909, with the creation of the Public Health Commission. In November, 1911, the National Office of Health mas inaugurated, with its Institute of Hygiene and its Chemistry, Bacteriology, and Parasitology Laboratories. In 1926 the first venereal disease dispensary was opened, in Caracas, and a Sanitary Engineering Commission was appointed. The first tuberculosis dispensary was opened in 1928. In 1929 the National Health Office incressed its activities, with the creation of laboratories for water analysis, physiotherapy, and radium therapy (this last constituting the beginning of the campaign against cancer). At this same time the studies of malaria and hookworm were carried forward, with the collaboration of the Rockefeller Foundation; the School Inspection Service was organized, anda “National Sanitary Conference” was set up to study national public health problems. With the establishment of the Ministry of Public Health, Agriculture and Husbandry, in August, 1930 a transformation of Venezuelan public health organi- zation was begun, which was intensified with the creation in 1936 of two new Ministries: that of Public Health and Social Welfare, and that of Agriculture and Husbandry. Since then sanitary services have multiplied rapidly, with the opening of tuberculosis, venereal disease and maternal and Child welfare dis- pensaries and clin&, under their respective Diviaions of the Ministry. In 1936 the Divisions of Yellow Fever Prevention and of Malaria were created, the latter having an annual budget of 3,000,OOObolivares. -
Ready Awarded It to Operators by the End of 2016, Whereas Mexico Has Already Allocated 90 Mhz of That Band to Those in Charge of Deploying the Shared Network
TABLE OF CONTENTS TABLE OF CONTENTS ............................................................................................................ 2 EXECUTIVE SUMMARY ........................................................................................................... 3 INTRODUCTION ...................................................................................................................... 6 ITU MOBILE SPECTRUM SUGGESTIONS .............................................................................. 8 ITU RECOMMENDATIONS: SPECTRUM ALLOCATION FOR THE DEVELOPMENT OF IMT AND IMT-ADVANCED TECHNOLOGIES .............................................................................. 9 LATIN AMERICA SPECTRUM OVERVIEW ............................................................................ 10 FUTURE OF THE RADIO SPECTRUM IN LATIN AMERICA ................................................... 12 CHALLENGES TO AWARD THE RADIO SPECTRUM ............................................................ 15 CONCLUSION ........................................................................................................................ 16 APPENDIX A: LATIN AMERICA MARKETS PROFILES ......................................................... 18 ARGENTINA ....................................................................................................................... 18 BOLIVIA ............................................................................................................................. 18 BRAZIL ..............................................................................................................................