DISTRICT CREDIT PLAN JALNA DISTRICT 2014 - 15 With Best Compliments from Rajkiran Bhoir Zonal Manager, Bank of Maharashtra, and Convenor DLCC/ DLRC Vijay Kamble Krishnarao Tupsaundar Chief Manager Incharge Chief Manager and Bank of Maharashtra Lead District Manager, Zonal Office Bank of Maharashtra Aurangabad Jalna Bank of Maharashtra Lead Bank Cell, Jalna Main Branch, Subhash Road, Jalna - 431 203. Phone : 231784, E-mail : [email protected] A. S. R. Naik, (IAS) District Collector, Chairman DLCC/DLRC, JALNA. I am very pleased to present the Annual Credit Plan of Jalna District for the financial year 2014-15 prepared by the Lead Bank, Bank of Maharashtra, Jalna District, as per the Potential Link Plan prepared by NABARD, all Banks, Govt Agencies, and all Corporations, as per RBI Guidelines on Service Area Plan. The District Credit Plan is prepared keeping in view the goal of faster, sustainable and more inclusive growth of Jalna district. The major focus of Annual Credit Plan is to improve the Human Development Index (which is just 0.27 and we rank at 33 out of 35 districts in Maharashtra) and per capita income of the Jalna. District Credit plan has been prepared in tune with the PLP of the district prepared by NABARD. The credit provisions made in this plan have been arrived at after careful consideration of the potential available under various activities and the requirement of districts in all sectors of economy. The plans have been finalized in the DLCC meetings held during last quarter of 2013-14 There is need for increased coordination among all stake holders in implementing and achieving goals set by the realistic credit plan , after taking into account the available potentials. Initiatives of GOI, State Government, RBI, NABARD, and active participation of the agencies in the district and block level, are also required. Hence it is decided in the DLCC meetings the need of opening of the additional outlets of the banking. As per the overall survey we expect the addition of around 20-25 bank branches in entire district. The planed credit for Jalna District is of Rs. 1883.53 crores to Priority Sector including various Programmes of Govt. of India and Govt.of Maharashtra. Jalna District has Agriculture as predominant activity, hence the major share of plan provision of Rs. 1237.09 Crores 65.68%) is allocated to agriculture and allied activities. Last year this figure was 987.60 crores i.e. increase of 249.49 crores over last year. The Non-Farm sector and Other Priority sectors have also been given due weightage. NFS allocation is Rs. 266.37 crores, it shows rise of 25.75% over last year and 3.63% of total priority plan. It will help to implement MSME scheme in long way. For retail and small business and to self employed persons, the credit allocation has been made to the tune of Rs 380.07 crores i.e. (8.05%). We have achieved of 87.00% ACP of 2013-14 upto December 2013. Banks are also doing good work in the field of social justice and upliftment of weaker section in the society, and SC/ST, Women, minority community are getting due share adequately. We need to enhance our efforts to reach the downtrodden people and beneficiaries under different government sponsored schemes, so that the goal of inclusive and sustainable development is achieved in letter and sprit. I appeal all the banks in the district to continue the same, in right spirit and same zeal. On the background of the good performance in past, I am sure that Bankers will give better performance during 2014-15. For implementation of this District Credit Plan, innovative strategy may be adopted by all the banks and Govt. Departments. All Corporations have its own responsibility in implementation of Govt. Sponsored schemes. Corrective steps may be taken to avoid bad experiences of the past. From this year the selection made scheme was successfully implemented in the district. I am pleased to inform you that, the Jalna district is pilot in the implementation of the selection process; however the Banks need to redouble their efforts in timely and adequate finance to the beneficiaries. It is observed that, the performance under Non Farm Sector especially under MSME needs improved attention from all Bankers. The main hurdle of not receiving the good trained cliental for the MSME finance is now taken care by the districts. Entrepreneurship Development mission implemented in the District for the first time. I would like to mention that the Lead Bank has maintained very good co-ordination with all the Bankers as well as Govt. officers and it will be continued in future. I am sure that, Bank of Maharashtra as a Lead Bank will continue to co-ordinate their efforts effectively for achieving the desired goals and truly lead by example. With best wishes. (A. S. R. Naik, IAS) Rajkiran Bhoir Zonal Manager, Bank of Maharashtra & Convener, DLCC/DLRC Jalna. I have great pleasure to mention that our district has achieved 87% of disbursement under priority sector of Annual Credit Plan 2013-14 till the end of December 2013. I am confident that we will definitely cross the targets of March 2014. The figures indicate that our disbursements have been 1330.20 Crores against target of Rs. 1522.82 Crores. I congratulate my fellow bankers and Govt. agencies functioning under the able leadership of District Collector, A. S. R. Naik, I. A. S., for this achievement. I am sure that same zeal and zest will continue during the current year also. I am pleased to preset the Annual Credit Plan for the year 2014-15 for Jalna District, with a great hope that the same will be implemented in its true letter and spirit for greater financial inclusion and poverty alleviation. This credit plan is prepared with valuable contribution from DDM NABARD, all the Govt. agencies, District Co-ordinators of the participating banks and by out Lead District Manager Shri K. R. Tupsaunder. It is calibrated with the revised PLP of NABARD and the Block Level Credit Plans which were discussed and approved in the respective BLBC. The total plan size for the year 2014-15 is of Rs. 1977.11 Crores, of which Priority Sector allocation is rs. 1883.53 Crores which shown increase by 23.68% over last year. This is because of potential in the district. I would be like to thank Shri. Shyam Deshpande, IAS the then District Collector, Shri A. S. R. Naik, IAS District Collector, Shri B. Radhakrishnan, IAS, CEO, ZP Jalna and Smt. Prerana Deshbhratar, IAS, CEO, ZP Jalna for their guidance and support in planning and implementation of the credit plan without which the district could not have achieve the target. I also thank Mr. B. M. Kori, AGM, RBI, Mr. Prasanjeet Bhagwatkar DDM, NABARD, Jalna and Nitin Thade, Project Director, DRDA. I am also thankful to various participating Govt. Agencies, bankers and other financial institutions for their active involvement and participation. I would also like to thank to District Information Officer, the members of press, whose active support has been instrumental for reaching the schemes to target groups and public at large. I place on record my sincere thanks to all our partners inprogress of district. With the best wishes. (Rajkiran Bhoir) .... Krishnarao Tupsaundar Chief Manager and Lead District Manager, Bank of Maharashtra Jalna (M.S.) ACKNOWLEDGEMENT I am very much pleased to present this Annual Credit Plan for the year 2014-15, in the form of book, for the information and guidance to the Bankers, Govt. Departments, Various Development corporations who are instrumental in the development of the District. I sincerely thanks to the Hon’ble District Collector and Chairman of DLCC/ DLRC, Shri. A. S. R. Naik (I.A.S), Ex. District Collector Shri. Shyam Deshpande (I.A.S), CEO, Zilha Parishad Jalna & Chairperson DRDA, Smt.Prerana Deshbhratar (I.A.S), Ex. CEO, Zilha Parishad Jalna & Ex. Chairman DRDA, Shri.B. Radhakrishnanan(I.A.S),Shri.Mohite saheb Ex.Superintendent of Police (I.P.S.) Jalna, Present Superintendent of Police Smt. Jyotipriya Sinha (I.P.S.) and their staff in Jalna District. I express thanks to Shri. Kori B. M., AGM, RBI, Mumbai, Shri. Prasanjeet Bhagwatkar, DDM, NABARD Jalna, Shri. Waman Kadam, Addl. Collector and Residential Deputy Collector Jalna, Nitin Thade Project Director DRDA, Shri. Ashok Kharat, DDR Jalna, Shri.Umesh Ghadge,SAO,Jalna, All taluka Krishi Adhikaris,Ex. Sub Divl Officer, Shri. Raju Nandkar for valuable guidance and support through out the year 2013-14. I express my sincere thanks to Shri. L. M. Deshmukh, Dy. General Manager, SLBC and their staff for guidance given from time to time to me. Shri. Rajkiran Bhoir, Zonal Manager and Convenor of DLCC and DLRC, Bank of Maharashtra, Aurangabad Zone, Shri. Vijay Kamble, Chief Manager In charge, Bank of Maharashtra, Auranagabad Zone, Shri.Ravindra Mohite CM, MARC, Jalna, all of whom have taken keen interest in the process of Annual Credit Planning and extended continuous support and guidance for successful implementation of earlier Credit Plan 2013-14 and preparation of present Credit Plan 2014-15. I express my sincere thanks to all District Co-ordinators of all Banks and Block Co-ordinators of Bank of Maharashtra. Ex and present Regional Managers of Maharashtra Gramin Bank Shri. Shinde and Shri. Patil respectively. Shri. Nalawade Saheb, CEO, Jalna District Central Co-op Bank and all branch Managers of all Banks in Jalna District for their active co-operation for implementation of plan 2013-14 and preparation of plan for the year 2014-15. I express my sincere thanks to all Govt.