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Full-Time Teller Become a part of our team at F&M Bank. An F&M Bank teller must be able to provide excellent customer service to bank customers by conducting appropriate transactions and meeting the needs of customers by referring them to appropriate departments in the bank. Essential Duties: • Conduct checking and savings deposits and withdrawals: verify cash and endorsements and receive proper identification for cash back • Examine checks deposited and determine funds availability based on regulation requirements and complete Hold Notices. • Opening new consumer and business deposit account • Opening Certificates of Deposit • Accepting Loan and Insurance Payments • Issue Money Orders and Cashier’s Checks • Redeem U.S. Savings Bonds • Perform Cash Advances • Identify Counterfeit Currency • Understanding and identifying customers’ needs • Answer basic customer inquiries regarding deposit rates, service charges, account history while complying with disclosure requirements, regulations and consumer privacy laws • Cross-sell bank products and services and referring to proper department • Complete daily tasks in a timely manner: balance drawer, Follow all F&M Bank policies and procedures Basic Qualifications • High School diploma or equivalent • May be required to stand for extended periods of time and may be required to lift bags/boxes of coin weighing up to 50 pounds Preferred Skills and Abilities • Excellent customer service skills • The ability to make quick decisions regarding customer transactions, weighing customer satisfaction issues with bank exposure to loss or fraud • Ability to cross sell effectively • Strong written and verbal communication skills • Strong reading, writing, and mathematical skills • Ability to work well under pressure in a fast paced environment • Basic knowledge of bank products • Bilingual language skills a plus Email Resume to [email protected] EOE—Member FDIC .

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Mobile Banking
Automated teller machine "Cash machine" Smaller indoor ATMs dispense money inside convenience stores and other busy areas, such as this off-premise Wincor Nixdorf mono-function ATM in Sweden. An automated teller machine (ATM) is a computerized telecommunications device that provides the customers of a financial institution with access to financial transactions in a public space without the need for a human clerk or bank teller. On most modern ATMs, the customer is identified by inserting a plastic ATM card with a magnetic stripe or a plastic smartcard with a chip, that contains a unique card number and some security information, such as an expiration date or CVVC (CVV). Security is provided by the customer entering a personal identification number (PIN). Using an ATM, customers can access their bank accounts in order to make cash withdrawals (or credit card cash advances) and check their account balances as well as purchasing mobile cell phone prepaid credit. ATMs are known by various other names including automated transaction machine,[1] automated banking machine, money machine, bank machine, cash machine, hole-in-the-wall, cashpoint, Bancomat (in various countries in Europe and Russia), Multibanco (after a registered trade mark, in Portugal), and Any Time Money (in India). Contents • 1 History • 2 Location • 3 Financial networks • 4 Global use • 5 Hardware • 6 Software • 7 Security o 7.1 Physical o 7.2 Transactional secrecy and integrity o 7.3 Customer identity integrity o 7.4 Device operation integrity o 7.5 Customer security o 7.6 Alternative uses • 8 Reliability • 9 Fraud 1 o 9.1 Card fraud • 10 Related devices • 11 See also • 12 References • 13 Books • 14 External links History An old Nixdorf ATM British actor Reg Varney using the world's first ATM in 1967, located at a branch of Barclays Bank, Enfield.
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U.S. V. Connie Moorman Willis
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Impact of Automated Teller Machine on Banking Services Delivery in Nigeria: a Stakeholder Analysis
View metadata, citation and similar papers at core.ac.uk brought to you by CORE provided by Cadernos de Educação, Tecnologia e Sociedade (E-Journal, Instituto Federal de... IMPACT OF AUTOMATED TELLER MACHINE ON BANKING SERVICES DELIVERY IN NIGERIA: A STAKEHOLDER ANALYSIS Peter Ifeanyichukwu Ali Emenike Kalu O. Department of Financial Management Technology Department of Banking and Finance Federal University of Technology Owerri, Imo State, Nigeria Rhema University Aba, Abia State, Nigeria [email protected] [email protected] Abstract. The increasing adoption of automated teller differences do not contain unit roots. The regression machine (ATM) as a major payment system has redefined results indicate that ATM transactions positively and banking services both in Nigeria and internationally. This significantly impacts private sector demand deposits in paper evaluates the impact ATM on the banking service Nigeria but not private sector savings deposits and private delivery in Nigeria using descriptive and regression sector time deposits. It is recommended that the monetary analyses on the value of ATM transactions and customer authorities and commercial bank enlighten the depositors deposit series for the sample period ranging from January on the usage of ATM machine through mass media such 2009 to December 2013. The results of descriptive as, television, bill board and radio as well as paste directive statistics show that private sector saving deposits and posters at every ATM centres across the country. private sector demand deposit series are normally distributed but the private sector time deposits and the Keywords: payment system. automated teller machine. value of ATM transaction are not normally distributed. banking services.
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Impact of Automated Teller Machine on Banking Services Delivery in Nigeria: a Stakeholder Analysis
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