Guide Book in Fukuoka
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A Tale of Regulation in the European Union and Japan: Does Characterizing the Business of Stored-Value Cards As a Financial Activity Impact Its Development?
View metadata, citation and similar papers at core.ac.uk brought to you by CORE provided by UW Law Digital Commons (University of Washington) Washington International Law Journal Volume 18 Number 3 8-1-2009 A Tale of Regulation in the European Union and Japan: Does Characterizing the Business of Stored-Value Cards as a Financial Activity Impact Its Development? Jean J. Luyat Follow this and additional works at: https://digitalcommons.law.uw.edu/wilj Part of the Banking and Finance Law Commons, and the Comparative and Foreign Law Commons Recommended Citation Jean J. Luyat, Comment, A Tale of Regulation in the European Union and Japan: Does Characterizing the Business of Stored-Value Cards as a Financial Activity Impact Its Development?, 18 Pac. Rim L & Pol'y J. 525 (2009). Available at: https://digitalcommons.law.uw.edu/wilj/vol18/iss3/4 This Comment is brought to you for free and open access by the Law Reviews and Journals at UW Law Digital Commons. It has been accepted for inclusion in Washington International Law Journal by an authorized editor of UW Law Digital Commons. For more information, please contact [email protected]. Copyright © 2009 Pacific Rim Law & Policy Journal Association A TALE OF REGULATION IN THE EUROPEAN UNION AND JAPAN: DOES CHARACTERIZING THE BUSINESS OF STORED-VALUE CARDS AS A FINANCIAL ACTIVITY IMPACT ITS DEVELOPMENT? † Jean J. Luyat Abstract: The use of stored-value cards is growing rapidly in urban areas in Japan and gaining acceptance as a major means of payment. While institutional and cultural factors as well as business strategies go far in explaining the rapid growth of stored-value cards in Japan, regulation has also played an important role in enabling their use. -
Itoshima Oyster Road 45 Min
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2014 Annual Report
For the year ended March 31, 2014 Annual Report 2014 FAITH IN THE POSSIBILITIES FAITH Annual Report 2014 East Japan Railway Company INTERCONNECTED Value Our Businesses AN OVERWHELMINGLY SOLID AND ADVANTAGEOUS RAILWAY NETWORK The railway business of the JR East Group covers the eastern half of PROPORTION OF TRANSPORT CARRIED BY DIFFERENT MEANS OF TRANSPORT IN Honshu island (Japan’s main island), which includes the Tokyo metropoli- ToKYO URBAN AREA tan area. We provide transportation services via our Shinkansen network, 23 4 25 2 13 34 which connects Tokyo with regional cities in five directions, as well as 1978 conventional lines in the Kanto area and other networks. Our networks 25 3 28 3 15 27 combine to cover 7,474.2 kilometers and serve 17 million people daily. 1988 We are the largest railway company in Japan and one of the largest in the world. 25 2 33 2 15 22 1998 The Tokyo metropolitan area, where we are based, has seen a dra- matic increase in railway convenience in recent years. Consequently the 30 3 29 2 14 22 share of railways in the transportation mix is rising even higher. In fiscal 2008 2015, JR East will spare no effort in preparing for the opening of the Hokuriku Shinkansen Line to Kanazawa and the Ueno–Tokyo Line. The 0 100 % Train Bus Car Motorcycle Bicycle Foot added convenience from the lines opening will then be leveraged to the • The 5th Tokyo urban area person trip survey, Tokyo urban area traffic plan meeting, Nov. 2009. hilt by JR East to maximize railway usage. -
INTELLIGENT HOUSE Intelligent 【Research at Intelligent House】
Demonstrating and proposing a new lifestyle for the future INTELLIGENT HOUSE Kyushu Electric Power Company, Research Laboratory intelligent 【Research at Intelligent House】 Kyushu Electric, as a power utility confronting evermore-evident energy and environmental problems, has built an “intelligent house”. The idea behind creating the Intelligent House is to reflect on the next generation together with customers and offer a very convenient lifestyle while we put ourselves in the customer’s position. In this house, with the key words “comfortable life with Eco & Web” setting the tone, we are carrying out research and development on environmentally friendly and economical ways of using electricity in the home of the future from new perspectives. Making the best use of advancing information technology, we are working on research themes such as energy saving, renewable energy and eco technologies to anticipate the coming needs of the time. In addition, the Intelligent House will be used widely as a place for our group companies to develop technology and carry out demonstration testing. As we continue to receive knowledge and ideas from everyone, we will actively pursue new technologies to respond to the changing times, and promote research and development. December 2008 Toshiro Noguchi General Manager, Research Laboratory “Comfortable Life with Eco & Web” Towards eco-friendly and economical living with health, safety and comfort by application of electrical usage and information technologies Ecology Eco-house that minimizes CO2 emissions and cost with energy-saving equipment, renewable energy, and optimal operation of equipment omfort with C ch and eb Te nolog fety Heal W y Sa th House that realizes comfortable, House that minimizes convenient living through Web climate and disaster risks and other technologies Research Laboratory, Kyushu Electric Power Co., Inc. -
International Standardization Further Expands Application Possibilities
Contactless IC Card Technology <FeliCa> International Standardization Further Expands Application Possibilities. Single-Card, Multi-Application FeliCa Technology Now Established as International Communication Standard Typical Uses of FeliCa Technology Commuter Tickets ID Card FeliCa is Sony's contactless IC card technology that allows easy access to multiple services through a single In Japan, FeliCa is providing an ideal solution for a variety of AFC The FeliCa advantage of card, as well as exceptionally secure, high-speed processing. Building on the ISO/IEC approval of its (Automatic Fare Collection) systems, including JR East's "Suica iO" card multi-application communication format (ISO/IEC 18092), this technology will now find an even wider range of applications. that completely eliminates the need to buy tickets. In the central part of capability makes the country, a similar service using the "ICOCA" card has been it possible to With no need to carry many cards, FeliCa continues to add convenience and efficiency to daily life. introduced by JR West, and the "PiTaPa" card that can be used for 42 apply a single transportation systems is being planned by SURUTTO KANSAI card to a variety Association. FeliCa is also used for the commuter bus service in of requirements, Nagasaki under the name "Nagasaki such as employee Smart Card." identification, access control ID Card Sample Access Control and recording of clock-in/out times. When cash card functions are added, the same card can also be used to make payment at in-house shops and cafeterias. Internet Shopping Suica Pass and Suica iO Card Ticket Gate, JR East Simply by putting the card on a FeliCa reader/writer connected to a PC, the "eLIO" card of Sony Finance International lets you identify yourself instantly and shop safely on the web. -
Jasmin 2010 Paper V.2.3
モバイル決済サービス:総合的なリサーチモデルへ向けて Mobile Payment Industry: Toward a Comprehensive Research Model Donald L. AMOROSO Rémy MAGNIER-WATANABE Kennesaw State University, GA, USA University of Tsukuba, Tokyo, Japan 要約 モバイル・コマースは携帯電話技術 (モバイル・バンキング、モバイル・ショッピング、モバイル・マーケ ティング等の機能を含む )を使用したあらゆるアプリケーションに適用されており、その結果として非接触 型の決済システムが生じている。日本はかねてから、これらの技術を発展させ自らの文化に適合させてきた が、いまだ総合的なフレームワークは明らかにされていない。私たちはモバイル決済についての 24の実証 的研究報告を基にして、 11の構成要素から成る統合的モデルを提示する。このフレームワークを使って、 日本における Suica/Pasmoのモバイル決済システムの実情を発表する。 Abstract Mobile commerce refers to all applications using mobile technology that involve functions such as mobile banking, mobile shopping, and mobile marketing, resulting in a contactless payment system. Japan has been developing and integrating such technology into their culture for some time, yet no single comprehensive framework has emerged. Based upon the review of 24 empirical studies on mobile payments, we propose an integrated model with eleven constructs for mobile payment adoption. Using this proposed framework, we present the case of the Suica/Pasmo mobile payment system in Japan. mobile phone mobile wallet application, and then pay 1. Introduction their bills at any Sevel Eleven convenience store in Japan has some of the most advanced and diverse Japan by holding their over the card readers set up at mobile applications in the world (ITIF, 2009). the counter (Seven-Eleven Japan, 2009). According to a survey conducted by the Bank of Japan Yasuoka (2009) reports that the decrease by in April 2010, when asked about the meaning of 0.04% in the circulation of money announced by the electronic payments, more people think of payment Bank of Japan in 2006, the first time since 1971, can be systems using value-stored IC cards or mobile phones attributed in part to the increase usage of electronic that they wave in front of dedicated card readers (Bank money. -
NTT Docomo's Success in Creating Mobile Contactless Payments Ecosystem
NTT DoCoMo’s Success in Creating Mobile Contactless Payments Ecosystem Master’s Thesis within Business Administration Author: Shasha Yuan 880414-5988 Lu Miao 870307-3729 Tutor: Lucia Naldi Jönköping May 2012 Acknowledgements First, we would like to express sincere thanks to our supervisor Ms. Lucia Naldi from Jönköping International Business School (JIBS) for her critical and professional suggestions and great help to our thesis from the beginning to the end. She is an elegant lady always with beautiful smiles. Thanks also to our interviewees who shared their knowledge and experiences with us. From the interviews with them, we gained much more information than we expected. Without them, we could not have completed this thesis. Finally, we dedicate this thesis to our family whose love and support have always been encouraging us to overcome the difficulty. Shasha Yuan, Lu Miao Jönköping May 2012 i Master Thesis within Business Administration Title: NTT DoCoMo’s Success in Creating Mobile Contactless Payments Ecosystem Authors: Shasha Yuan, Lu Miao Tutor: Lucia Naldi Place and Date: Jönköping, May 2012 Keywords: Mobile Contactless Payments (MCPs), Ecosystem, Japan, NTT DoCoMo, Osaifu-Keitai Abstract Background: Recently mobile contactless payments (MCPs) have become a hot topic around the world. However, most countries are still going through their early stages or market chaos and nowhere near successful worldwide. This is mainly because MCPs have complicated business networks involving many participants from multiple industries and the business ecosystem creation is required for the development of MCPs. So far, only a few cases have realized a healthy ecosystem and a relatively widely- adopted market, of which the most successful is NTT DoCoMo, Japan’s telecom giant that acts a central role in developing MCPs in the Japanese market. -
Explanations of Terms(PDF:172KB)
Ⅱ Explanations of Terms (Items Related to Information and Communication Technology) Total households The sum of two-or-more-person households plus Electronic money one-person households. In this survey, the definition of electronic money is currency value stored in media, like the following example. Utilization of the Internet for this month e.g.) Edy, Suica, ICOCA, PASMO, nanaco, (survey month) WAON, “Osaifu Keitai”, WebMoney, Includes use of any equipment that can be BitCash, QuoCard connected to the Internet, even equipments Payment with Debit cards and Deferred that are outside the home, such as in a library payment with Credit cards, etc. are excluded or a Internet cafe. from use of electronic money. Moreover, prepaid card such as “common bus card” that can purchase only specific goods and services Equipments with the function of viewing are not included in electronic money in this terrestrial digital broadcasts survey. Video recorder (with built-in terrestrial digital broadcast tuner) DVD recorder,Blu-ray Disc recorder,hard disc recorder and so on with built-in terrestrial digital broadcast tuner. Reward cards In this survey, “reward cards” is the media Personal computer (with built-in terrestrial which process points as electronic data like digital broadcast tuner) or terrestrial digital magnetic media, etc. broadcast tuner for personal computer Cards such as paper cards which points are The case of viewing terrestrial digital added by stamp are not included in reward broadcasts by personal computer (with built-in cards in this survey. terrestrial digital broadcast tuner) or terrestrial digital broadcast tuner for personal computer. Exclude terrestrial digital broadcast tuner only for One seg. -
Financial Literacy and Fintech Adoption in Japan
ADBI Working Paper Series FINANCIAL LITERACY AND FINTECH ADOPTION IN JAPAN Naoyuki Yoshino, Peter J. Morgan, and Trinh Q. Long No. 1095 March 2020 Asian Development Bank Institute Naoyuki Yoshino is dean and chief executive officer of the Asian Development Bank (ADBI). Peter J. Morgan is vice chair of the Research Department at ADBI. Trinh Q. Long is a project consultant at ADBI. The views expressed in this paper are the views of the author and do not necessarily reflect the views or policies of ADBI, ADB, its Board of Directors, or the governments they represent. ADBI does not guarantee the accuracy of the data included in this paper and accepts no responsibility for any consequences of their use. Terminology used may not necessarily be consistent with ADB official terms. Working papers are subject to formal revision and correction before they are finalized and considered published. The Working Paper series is a continuation of the formerly named Discussion Paper series; the numbering of the papers continued without interruption or change. ADBI’s working papers reflect initial ideas on a topic and are posted online for discussion. Some working papers may develop into other forms of publication. Suggested citation: Yoshino, N., P. J. Morgan, and T. Q. Long. 2020. Financial Literacy and Fintech Adoption in Japan. ADBI Working Paper 1095. Tokyo: Asian Development Bank Institute. Available: https://www.adb.org/publications/financial-literacy-fintech-adoption-japan Please contact the authors for information about this paper. Email: [email protected] Asian Development Bank Institute Kasumigaseki Building, 8th Floor 3-2-5 Kasumigaseki, Chiyoda-ku Tokyo 100-6008, Japan Tel: +81-3-3593-5500 Fax: +81-3-3593-5571 URL: www.adbi.org E-mail: [email protected] © 2020 Asian Development Bank Institute ADBI Working Paper 1095 Yoshino, Morgan, and Long Abstract Rapid developments in financial technology (fintech) are expected to contribute to improvements in financial inclusion and well-being. -
Small Payment Business in Japan
Small Payment Business in Japan 2009 February 10 Nomura Research Institute, Ltd. Consulting Sector Financial Business Consulting Department Hiromichi Yasuoka (Senior Consultant) 〒 100-0005 Marunouchi Kitaguchi Building, 1-6-5 Marunouchi, Chiyoda-ku, Tokyo 100-0005, Japan Contents Preface Overview of the small payment market Small payments: Legal system and issues Small payment businesses using "Osaifu-keitai" Future potential (globalization, use of OpenID) Summary Copyright(C) 2009 Nomura Research Institute, Ltd. All rights reserved. 1 Preface E-money has achieved widespread use in the Japanese small payment market. There are particular merits for enterprises that combine small payment services with their core businesses. Credit cards are an instrument of settling large payments, while e-money is used to settle small payments. While it is difficult for enterprises to earn profits just from e-money services, enterprises that already have large customer bases may see benefits from combining e-money services with their core businesses. Difficult for e-money to earn profits on its own Primary instruments by payment amount Average usage value is only about 700 to 750 yen per Overview of Amount of Money transaction, requiring extremely large transaction volumes in order to earn profits just on commissions e-money usage and Expenditures are large: systems operations, assistance market to merchants installing terminals, call center operations (P. 3-6) Large Credit card etc. About 5,000 Yen Potential benefits from combination with core business Middle Cash Common: Access to detailed customer behavior data E-money About 1,000 Yen Railways: Ticket gate maintenance cost savings benefits and Retail: Shorter checkout times because cash is not used partnerships E-money (P. -
Future Railway Technologies for Satisfying Social Needs
HITACHI REVIEW Volume 61 Number 7 December 2012 Future Railway Technologies for Satisfying Social Needs HITACHI REVIEW Carried on the Web HITACHI REVIEW http://www.hitachi.com/rev/ Volume 61 Number 7 December 2012 Printed in Japan (H) XX-E340 1212 Hitachi Review Vol. 61 (2012), No. 7 284 Preface Highly Reliable Hitachi Railway Systems Supplied Globally In addition to attracting attention for providing a mode of transportation with a low burden on the environment, railways around the world are expected to play an important role in society, even while the reasons for this may vary from place to place. Examples include the replacement of aging rolling stock in the UK, the birthplace of the railway industry, and mitigation of the increasingly severe traffic congestion that affects emerging economies as they continue their development. Building on its success with its Class 395 trains, Hitachi was awarded a major contract for the Intercity Express Programme (IEP) in the UK. As a total systems integrator capable of supplying both rolling stock and operational systems, Hitachi aims to deploy the technologies it has built up in Japan to the rest of the world, and in doing so to make a global contribution through the supply of highly reliable railway systems. services over a period of nearly 30 years. While the UK has been a major focus of the Rail Systems Company, having first entered the market more than 10 years ago, the acknowledged success of the Class 395, which entered full commercial operation in December 2009, was a major factor in our being awarded this new contract. -
Fukuoka Sightseeing Map
Fukuoka Sightseeing Map Hakata-Busan Ferry Service (2 hours and 55 min.) Kashii / Uminonakamichi / Shikanoshima Island - 16P Kitakyusyu - 17P Iki-Tsushima Ferry Service ▼ To Space World Uminonakamichi Mitoma Shikanoshima Island Seaside Park Uminonakamichi Nishitetsu JR Kashii Line Kaizuka Line Fukkodai-mae Imazu / Odo / Nokonoshima Island - 15P Gannosu Nata Marin World Wajiro Ferry Service (25 min.) (25 Service Ferry Hakata-Naoetsu (Niigata Pref.) Hakata-Uminonakamichi Uminonakamichi Wajiro Ferry Service Saitozaki Tonoharu Hakata-Shikanoshima Ferry Service (28 min.) Kashiikaen Kashiikaen-mae Nokonoshima Island Nishitetsu Kashii Kashiimiya-mae Kashii Nishitetsu Chihaya Momochi / Nishijin - 13P Hakata - 7P Hakata-Uminonakamichi Ferry Service (15 min.) Najima Chihaya Fortifications against Hakata Port Kashii Jingu the Mongolian Invasion Nokonoshima-Meinomana International Terminal Ferry Service (10 min.) Marinoa ● Bayside Place Kaizuka Hakata Futoh Hakozaki ▲ To Karatsu Nishi Koen Marine Messe Momochi Seaside Park Higashihama Ramp Kyudai-mae JR Chikuhi Line Ramp Tenjin / Nakasu - 5P Fukuoka Hakozaki / Higashi Park - 17P Aratsu-Ohashi Shimoyamato Fukuoka Tower To the Fukuoka Urban Fukuoka Chikko ● Fukuoka International Kyushu National RKB TNC ● ● Hakozaki Hawks Town Expressway Route 1 Speedboat Race Ramp Congress Center JR Kagoshima Line Expressway Robosquare Nishi Park miya-mae Fukuoka City Stadium Fukuoka Sun Palace Meinohama Atago Shrine Hyatt Residential Fukuoka Gofukumachi Public Library Suites Fukuoka Central Wholesale Kokusai Center Ramp Sofukuji Market Fish Market Tenjin-kita Taihaku-dori Ave. Fukuoka City Fukuoka Urban Expressway RouteTemple 2 ● Ramp Subway Hakozaki Line Muromi Museum Nanotsu-dori Ave. Hakozaki Shrine Fukuoka Children’s KBC ● Maidashi Fujisaki Science and Fukuoka Civic Hall Culture Center AIREF ● Kyudai Byoin-mae Nishijinn Fukuoka City Zoological and Botanical Gardens Central Health Fukuoka Prefectural Yusentei Garden - 11P Center Museum of Art Hakozaki Subway Kuko Line ● Prefecutral Tojinmachi Showa-dori Ave.