DOCSLIB.ORG

Broszura CGS Eng 17 4-13

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Broszura CGS Eng 17 4-13 Welcome Citigold Select Contents Welcome 04 Everyday Finance 06 Benefits and Privileges 14 Savings, Investments, Secure Future 22 Extra Cash to Realize Your Plans 30 Convenience and Safety in Travel 36 Citigold Select Welcome to the Citigold Select experience We are honored to have you as a Citigold Select Customer. We are the bank that 04 combines the tradition of Polish banking with leading-edge financial management. Bank Handlowy w Warszawie S.A. has been operating in the Polish financial market for over 140 years and today is part of the global organization of Citigroup – one of the world’s leading financial institutions. Citigroup proudly serves over 200 million individual, corporate, governmental and institutional Customers in more than 100 countries worldwide. Citigold Select is a unique private banking proposal dedicated to most demanding Customers, who expect top quality personalized service and search for interesting opportunities to manage their wealth. Citigold Select is offered to Customers who have a monthly average balance in all accounts with the bank at a level of PLN 1.5 million or higher or who ensure that a remuneration of at least PLN 40,000 will be transferred to the account every month. Citigold Select Citigold Select Account Foreign Currency Accounts ATMs Unique Debit Card Everyday Finance Transactions Citigold Select For Citigold Customers we have a top class personal account and various channels to execute transactions, which enable flexible management of day-to-day spending. Citigold Select Account Foreign Currency Accounts ATMs 08 Any transaction you may wish to We recommend foreign transfers and Citigold Select Customers can execute via your account (i.e. all foreign currency accounts to you – withdraw cash without any fees transfers, standing orders, direct free of any maintenance fees. For charged by Citi Handlowy from any debits and cash withdrawals) is free transactions exceeding PLN 30,000, ATM in Poland and worldwide (foreign of charge. You may also have a high you may individually negotiate exchange differences may occur; overdraft and activate a medical care exchange rates. for more details, see the Fees and package to enjoy constant access Commissions Table). to diagnostic tests and physicians The daily withdrawal limit in private medical centers. of PLN 10,000 applies. More on www.citigold.pl Citigold Select Unique Debit Card Transactions 10 We have created a unique Citibank In addition, under our extensive You may execute transactions in your In Citi Mobile, you will quickly check Citigold Select MasterCard® PayPass™ program of privileges, your card is account free of charge by telephone the balance and transaction history, Debit Card, which ensures convenient your entitlement to use special offers or on the Internet. make a transfer to a defined recipient, access to money in your account and prepared by our prestigious partners, repay a credit card, open or break to the extensive package of benefits dedicated service by phone and In the Citibank Online service, you may a deposit or top up a pre-paid phone. and privileges. at branches, additional investment execute a quick transfer, pay your bills, opportunities and free of charge travel top up a pre-paid phone and check For more details, please visit The card is linked to your account and insurance. the current offer and the contact www.citimobile.pl may be used to pay at any shop and details of your Citigold Select outlet, to withdraw cash from ATMs Relationship Manager. You may initiate operations 24/7 also and to have access to our servicing via CitiPhone Gold Select, a dedicated channels: CitiPhone, Citi Mobile and With our Citi Mobile service, you can customer service line. Just call Citibank Online. execute transactions from any place, +800 30 30 30 or +48 22 692 22 00. at any time. All you need is a mobile A special agent will be waiting for you. If you pay with your card to the account, phone with access to the Internet. you will enjoy discounts in over 2200 The service is available in two versions: points of sale throughout Poland browser-based or as an application (for more details, please visit for smartphones. www.citirabaty.pl). More on www.citigold.pl Citigold Select 12 Citigold Select Dedicated and Priority Service Special Offers for Prestigious Partners Family Package Benefits and Privileges Privileges for Investors Citigold Select Citigold Select Customers enjoy top quality service and proposal prepared by selected partners. Dedicated Audi A La Carte 16 and Priority Service Show your Citigold Select Debit Card Do you want to enjoy a great meal or find some time to relax? A dedicated Citigold Select Relationship CitiPhone Gold Select: and get a 10% discount for any brand- With the service A La Carte, we Manager will take care of your finance +800 30 30 30 new Audi cars offered by dealers. recommend restaurants, hotels and and provide support to you in any (free line for fixed-line calls from Poland) spas to you, where you may enjoy matters relating to services of the bank. or +48 22 692 22 00 To find a dealer, visit www.audi.pl exceptional discounts and excellent Our goal is to understand your financial (fee as charged by your operator). service. And with the “Mobile needs and priorities and to help you Executive Lounge Ticketing” service, you may book build your individual financial plan. If you wish, your account will be tickets for art and cultural events fully served exclusively at the luxury via CitiPhone Gold Select. You will have access to the dedicated Investment Center in Warsaw or Waiting for your flight? Visit the CitiPhone Gold Select call center, where Krakow. Special procedures and Executive Lounge (at selected For more information our most experienced Consultants convenient location ensure safety and airports). Show your Citigold Select on A La Carte program, please will answer your calls in 10 second. comfort in relationships with the bank. Debit Card and enter those exclusive visit www.citigold-restauracje.pl They will offer you around the clock premises free of charge: twice a month assistance in performing ongoing At other branches, you have priority in if unaccompanied or once a month orders and will solve any problems you service over other Customers and you with a travel companion. may face. may use special parking spaces during a visit after presenting your Citigold List of airports on www.citigold.pl Select Debit Card. List of parking spaces on www.citigold.pl Citigold Select 18 Harper’s Bazaar Deloitte Privileges for Investors You may also order the annual If you need professional tax advice, Those Citigold Select Customers subscription for the Polish edition we suggest consultations with Deloitte who use an investment account of one of the world’s most interesting experts. with the brokerage house of Bank magazines, dedicated to fashion, Handlowy (Dom Maklerski Banku modern trends and culture, and get Handlowego S.A. – “DMBH”) may as much as 50% off the cover price. Family Package have a dedicated broker who delivers them research reports and It includes the Citigold Account recommendations and informs them DESA Unicum for a spouse or children, maintained about any events that may affect free of charge for 3 years. valuations of securities in their Customers who are interested in the portfolios. art market may find interesting a For more details, please ask your proposal by DESA Unicum. This partner Citigold Select Relationship Manager. You have also access to the offer offers individual consultations with of Citi International Personal Bank and experts, free valuations and discounts Citi Private Bank, which enable you on selected services. to invest in international markets with the use of products and services that For more details, please visit are not available in Poland. www.desa.pl These services are for Customers who want to invest at least US$500,000 (Citi International Personal Bank) or US$10 million (Citi Private Bank). More on www.citigold.pl Citigold Select 20 Citigold Select Savings Accounts Time Deposits Insurance Products Investment Products Savings, Investments, Tailor-Made Products Secure Future Brokerage Services Citigold Select Citigold Select Customers have access to advanced products that enable them to realize various financial plans. Savings Insurance Investment 24 Accounts Products Products The Savings Account, SuperSavings The diversified offer of insurance Thanks to our exclusive offer you Our offer also includes a broad range Account and Regular Savings Account products is our proposal for securing may build your individual investment of structured products connected with allow your funds to grow safely current and future financial needs strategy. With the unique “Navigator” the behavior of the selected market without the risk of loss of your capital. of our Customers and their families. system, we will determine your indicator, e.g. stock price, stock market As holder of the Savings Account Our offer includes insurance policies investment profile, which will help us index, commodity price or FX rate. or SuperSavings Account, you may that protect life and health and plan the portfolio and select products. make savings in various currencies: insurance policies with special Every month you will find, in our PLN, GBP, USD, and EUR. options to accumulate capital – under You have over 150 local and foreign offer, new proposals for Structured investment and savings programs. investment funds from professionally Notes, Certificates of Deposit and Dual Time Deposits managed portfolios of such investment Currency Investments. Investment insurance products ensure companies as TFI Allianz Polska S.A., As a Citigold Select Customer you both possibility of investing in global Aviva Investors Poland TFI S.A., are entitled to open time deposits financial markets via insurance ING TFI S.A., Legg Mason TFI S.A., in various currencies: PLN, USD, unit-link funds and insurance cover.
Load more

Recommended publications
  • Non-Financial Data Report 2017 Nazwa Rozdziału 2017
    Non-financial Data Report 2017 Nazwa rozdziału 2017 Non-Financial Data Report 1 Non-financial Data Report 2017 Table of Contents About the Bank 3 Letter of the President of the Management Board 5 About the Report 8 About the Bank 13 Economic Results 16 Responsible Governance 18 RESPECT Index 18 Membership in Organizations 21 Stakeholders 21 Identification 21 Dialogue Projects 26 Project Finance – Implementation of ESRM Policies (Environmental and Social Risk and Products Management) 27 Product Offer 27 Capital Investments 28 Review of Clients Long-term Relations 31 Client Relations – Market Practices Based on Trust and 31 Customer Satisfaction Surveys 32 Communication with Clients Professionalism 32 Complaints and Inquiries Received from Clients 35 Client Advocate 35 Client Education Secure 38 Banking Services Access Channels 40 Secure Banking and Accessible 40 Client Data Protection Banking Services Limited Negative 43 Environment Protection Management Systems 43 Smaller Direct Environmental Footprint Impact on in Operational Activity Environment 45 Implemented Pro-environmental Projects Concern for People 52 Employment Policy 60 Employee Development 63 Support of Employee Initiatives 66 Employment Conditions 68 Code of Conduct Community 71 Social Involvement 73 Cultural Patronage and Sponsoring Development 74 Citi Employee Volunteering Program Responsibility 77 Purchase Policy and Cooperation with Suppliers in the Supply Chain 2 Non-Financial Statement 2017 Nazwa rozdziału Letter of the President of the Management Board About the Report About the Bank Letter of the President Economic Results Responsible Governance of the Management Board RESPECT Index Membership in Organizations Stakeholders Dear Shareholders and Clients, Identification Dialogue Our mission is to support economic growth and the development of our clients and communities worldwide.
    [Show full text]
  • Management Board's Report on Operations Of
    Asseco Group Annual Report for the year ended December 31, 2019 Present in Sales revenues 56 countries 10 667 mPLN 26 843 Net profit attributable highly commited to the parent employees company's shareholders 322.4 mPLN Order backlog for 2020 5.3 bPLN 7 601 mPLN market capitalization 1) 1) As at December 30, 2019 Asseco Group in 2019 non-IFRS measures (unaudited data) Non-IFRS figures presented below have not been audited or reviewed by an independent auditor. Non-IFRS figures are not financial data in accordance with EU IFRS. Non-IFRS data are not uniformly defined or calculated by other entities, and consequently they may not be comparable to data presented by other entities, including those operating in the same sector as the Asseco Group. Such financial information should be analyzed only as additional information and not as a replacement for financial information prepared in accordance with EU IFRS. Non-IFRS data should not be assigned a higher level of significance than measures directly resulting from the Consolidated Financial Statements. Financial and operational summary: • Dynamic organic growth and through acquisitions – increase in revenues by 14.4% to 10 667.4 mPLN and in operating profit by 22.5% to 976.2 mPLN (1 204.4 mPLN EBIT non-IFRS – increase by 14.9%) • International markets are the Group’s growth engine – 89% of revenues generated on these markets • Double-digit increase in sales in the Formula Systems and Asseco International segments • 81% of revenues from the sales of proprietary software and services • Strong business diversification (geographical, sectoral, product) Selected consolidated financial data for 2019 on a non-IFRS basis For the assessment of the financial position and business development of the Asseco Group, the basic data published on a non-IFRS basis constitute an important piece of information.
    [Show full text]
  • Customer Relationship Management and the IDIC Model in Retail Banking
    Customer Relationship Management and the IDIC Model in retail banking Work Project based on MIM Business Project “Development of Smart Banking concept in Citi Hadlowy” elaborated at Warsaw School of Economics with the collaboration with Citi Handlowy Niki Di Fabio #581 Master in Finance Niki Di Fabio #581 Master in Finace Index Brief Context of the Business Project …………………………………………………………… 2 Further Development of a Specific Topic …..…………………………………………………… 4 Reflection on Learning …………………………………………………………………………... 9 Bibliography ……………………………………………………………………………………... 11 Page 1 of 11 Niki Di Fabio #581 Master in Finace Brief Context of the Business Project Company Bank Handlowy, better known as Citi Handlowy, is a Polish retail bank established in 1870 and currently based in Warsaw. It is one of the oldest banks in Poland, actually the 10th largest in terms of assets. It is operating under the brand name Citi and it is owned by Citigroup. In the early years of the 20th century, the bank was the largest private bank in Polish lands and one of the few leading financial services institutions to trade with Russia and Western Europe. The bank made a significant contribution to the construction of the railway network and major industrial plants in the Polish Kingdom. The bank did not stop its activities during the World War II, but only liquidated its branches in the areas annexed by Germany. After 1945, it became the main Polish foreign correspondent bank, and in 1964 it received the official monopoly on Polish foreign trade transactions. In 1997, the bank went private. In 2001, Bank Handlowy merged with Citibank Poland SA. Currently, its largest shareholder is Citibank, with 75% of the shares with voting rights.
    [Show full text]
  • Asseco Poland Spółka Akcyjna
    ASSECO POLAND SPÓŁKA AKCYJNA (FORMER SOFTBANK SPÓŁKA AKCYJNA) CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF THE ASSECO (FORMER SOFTBANK) GROUP FOR THE 4TH QUARTER OF 2006 PREPARED IN ACCORDANCE WITH THE INTERNATIONAL FINANCIAL REPORTING STANDARDS THE ASSECO (former SOFTBANK) GROUP Q4 2006 All figures in PLN thousands CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF THE ASSECO (FORMER SOFTBANK) GROUP FOR THE 4TH QUARTER OF 2006 Table of contents Page FINANCIAL HIGHLIGHTS .........................................................................................................................................................................3 MERGER WITH ASSECO POLAND SA AND ISSUANCE OF SHARES ...........................................................................................4 CONDENSED CONSOLIDATED PROFIT AND LOSS ACCOUNT ....................................................................................................9 CONDENSED CONSOLIDATED BALANCE SHEET ........................................................................................................................10 CONDENSED CONSOLIDATED STATEMENT OF SHAREHOLDERS' EQUITY..........................................................................12 CONDENSED CONSOLIDATED STATEMENT OF CASH FLOWS.................................................................................................14 CONDENSED INFORMATION ON THE BUSINESS SEGMENTS...................................................................................................15 PERFORMANCE OF THE ASSECO (FORMER
    [Show full text]
  • Zakup Wydzielonej Działalności Banku BPH 133 [ ]” / 1.06Cm 166 143 [ ]” / 1.90Cm 241 234 187 217 39 221
    5.30” / 0.13” /0.13” / 0.33cm 5.30” / 13.46cm 0.33cm 13.46cm DORSUM2015\02 Presentations and Documents\39 Investor Presentation\Investor Presentation 41 (DRAFT C).pptx 132 125 Secondary 0 84 Body Text Chart Colours 58 96 255 224 Background 255 197 255 203 235 202 Lines 231 202 [ ]” / 5.96cm 232 202 [ ]” / 5.17cm 125 247 Heading Boxes 0 214 58 125 Primary Six 125 236 Chart Colours 0 222 Page Setup 58 200 Width: 29.7cm 203 198 (11.69”) 159 206 Height: 21.0cm 169 116 (8.27”) Prints as A4 166 177 166 Zakup wydzielonej działalności Banku BPH 133 [ ]” / 1.06cm 166 143 [ ]” / 1.90cm 241 234 187 217 39 221 223 219 200 219 163 219 137 249 145 228 51 169 [ ]” / 8.04cm 0 [ ]” / 9.74cm 5.30” / 0.13” /0.13” / 0.33cm 5.30” / 13.46cm 0.33cm 13.46cm DORSUM2015\02 Presentations and Documents\39 Investor Presentation\Investor Presentation 41 (DRAFT C).pptx 132 125 Secondary 0 84 Body Text OPIS TRANSAKCJI Chart Colours 58 96 255 224 Background 255 197 255 Nabycie 87% wydzielonej działalności Banku BPH od GE z ok. 8,5 mld PLN należności od klientów netto 203 235 (wyłączając między innymi cały portfel kredytów hipotecznych w PLN, CHF oraz innych walutach oraz 202 Lines 231 BPH TFI) i 1.646 mln TBV przy wycenie wydzielonej działalności Banku BPH na poziomie 1.532 mln PLN 202 [ ]” / 5.96cm 232 (implikowany mnożnik P/TBV 0,93x). Proponowana cena zakłada utworzenie dodatkowych rezerw w 202 wysokości 123 mln PLN w wydzielonej działalności Banku BPH jak również pokrycie wszelkich kosztów [ ]” / 5.17cm 125 247 Heading Boxes 0 związanych z Planem Transformacji Biznesowej ogłoszonym w grudniu 2015 (212 mln PLN) 214 58 Transakcja dokonana poprzez publiczne wezwanie do zapisywania się na sprzedaż akcji Banku BPH 125 Primary Six 125 uwzględniając akcjonariuszy mniejszościowych, z późniejszym wyłączeniem wydzielonej części Banku 236 Chart Colours 0 BPH (jako zorganizowanej części przedsiębiorstwa) w drodze podziału Banku BPH 222 Page Setup 58 200 Width: 29.7cm Znaczny potencjał synergii z docelowymi rocznymi synergiami przed opodatkowaniem na poziomie ok.
    [Show full text]
  • 9 Listopada 2020 R. Przegląd Adekwatności Wskaźnika Bufora
    9 listopada 2020 r. Przegląd adekwatności wskaźnika bufora innej instytucji o znaczeniu systemowym Komisja Nadzoru Finansowego („KNF”), na podstawie przepisów ustawy z dnia 5 sierpnia 2015 r. o nadzorze makroostrożnościowym nad systemem finansowym i zarządzaniu kryzysowym w systemie finansowym i po uwzględnieniu opinii Komitetu Stabilności Finansowej, potwierdziła identyfikację dziesięciu banków jako innych instytucji o znaczeniu systemowym (O-SII). Na tej podstawie KNF zdecydowała również o zmianie lub utrzymaniu wysokości wskaźników bufora O-SII. KNF identyfikuje O-SII zgodnie z wytycznymi Europejskiego Urzędu Nadzoru Bankowego z dnia 16 grudnia 2014 r. (EBA/GL/2014/10). Proces odbywa się w oparciu o wielkość podmiotów, ich znaczenie dla gospodarki Rzeczypospolitej Polskiej i Unii Europejskiej, znaczenie działalności transgranicznej oraz ich wzajemne powiązania z systemem finansowym. Zgodnie z powyższymi wytycznymi w procesie identyfikacji O-SII, KNF stosuje wskaźniki obowiązkowe. KNF stosuje również wymieniony w powyższych wytycznych EBA dodatkowy wskaźnik, tj. „znaczenie dla instytucjonalnego systemu ochrony, którego podmiot jest członkiem”. Sposób ustalania wartości bufora O-SII nie podlega harmonizacji w Unii Europejskiej. W związku z tym KNF posiada własną metodykę określania wysokości bufora. Zarówno szczegółowy opis używanych wskaźników, jak i zasady ustalania wysokości wskaźnika bufora innej instytucji o znaczeniu systemowym zostały zaktualizowane w serwisie internetowym KNF we wrześniu 2019 r. (https://www.knf.gov.pl/knf/pl/komponenty/img/Skrocony_opis_metod_sluzacych_ocenie_na dzorczej_przy_identyfikacji_innych_instytucji_o_znaczeniu_systemowym.pdf). Po przeprowadzeniu przeglądu adekwatności wskaźnika bufora O-SII i przeprowadzeniu postępowań administracyjnych, podmiotom, których dotychczasowa kwalifikacja miałaby ulec zmianie, dostarczono decyzje administracyjne wydane przez KNF w dniu 29 października 2020 r. Jeden dodatkowy bank został zidentyfikowany jako O-SII. W przypadku innego banku została zmniejszona wysokość wskaźnika bufora OSII.
    [Show full text]
  • Towards Sustainability in E-Banking Website Assessment Methods
    sustainability Article Towards Sustainability in E-Banking Website Assessment Methods Witold Chmielarz and Marek Zborowski * Faculty of Management, University of Warsaw, Krakowskie Przedmie´scie26/28, 00-927 Warsaw, Poland; [email protected] * Correspondence: [email protected] Received: 23 June 2020; Accepted: 24 August 2020; Published: 27 August 2020 Abstract: Nowadays, banking services have evolved from offline financial services to online platforms available in the form of websites and mobile applications. While multiple methods exist for evaluation of generic-purpose websites, the appraisal of banking services requires a more sophisticated approach. Multiple factors need to be taken into consideration, revolving not only around technical and usability aspects of the sites, but also considering the economic and anti-crisis factors. Moreover, due to the fact that one of the groups of people interested in banking services assessment are potential clients, which might or might not be technically and theoretically literate, a sustainable approach to banking services evaluation is needed. The main contribution of this paper is a sustainable approach balancing the evaluation accuracy with usage simplicity and computational complexity of evaluation methods. Also, a reference model for banking services evaluation is provided. In practical terms, a set of all significant commercial banking services in Poland is assessed. Last, but not least, a preliminary study of practical applicability of various evaluation methods amongst computer-literate banking clients is performed. Keywords: internet banking; website evaluations; multi-criteria evaluation methods 1. Introduction One of the most important problems associated with bank management at present is how to maintain the existing clients and how to acquire new ones.
    [Show full text]
  • Executive Summary
    spotlight EUROPE/POLAND Executive summary I The Polish banking system has undergone a radical overhaul through both privatisation and consolidation. I The high proportion of foreign ownership has caused a backlash against the perceived predominance of foreign banks. I Payment habits are increasingly Westernised with credit transfers now the dominant payment instrument. I The presence of international banks and multinationals is helping to foster a culture of cash and treasury management, but there are legal uncertainties. A bright rom a cash and treasury manager’sfuture point of view, European embarked on the wholesale privatisation of the banking sector. This Union (EU) accession has resulted in the development of a process was completed in October 2004 when the Polish State modern payment and banking system. Further progress needs partially privatised the former postal savings bank, PKO Bank to be made, particularly in the regulatory area. EU and future Polski, the country’s largest bank in terms of assets and branch Feuro zone membership should provide the necessary impetus for network. Poland to align itself with European best practice. CONSOLIDATE OR DIE While the earlier years following the 1989 FIT FOR THE 21ST CENTURY Over the last decade, the Polish revolution saw a sharp increase in the number of banks, the Polish banking system has undergone a radical transformation. Following banking industry has since witnessed considerable consolidation. The the demise of the communist order, successive governments economic recession of 1992 led to a first wave of consolidation, while 48 THE TREASURER SEPTEMBER 2005 spotlight EUROPE/POLAND the prolonged economic downturn in 2001 and 2002 triggered something of a gridlock.
    [Show full text]
  • Softbank Spółka Akcyjna
    ASSECO GROUP SEMI-ANNUAL REPORT FOR THE PERIOD OF 6 MONTHS ENDED 30 JUNE 2011 Asseco Group Semi-Annual Report for 6 months ended 30 June 2011 SEMI-ANNUAL REPORT OF THE ASSECO GROUP FOR THE PERIOD OF 6 MONTHS ENDED 30 JUNE 2011 Table of contents Page FINANCIAL HIGHLIGHTS OF THE ASSECO GROUP .......................................................... 3 SEMI-ANNUAL MANAGEMENT'S REPORT ON BUSINESS OPERATIONS OF THE ASSECO GROUP ........................................................................................................ 5 STATEMENTS BY THE MANAGEMENT BOARD OF ASSECO POLAND S.A. TO THE SEMI-ANNUAL REPORT OF THE ASSECO GROUP ........................................................... 56 INTERIM CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF THE ASSECO GROUP ................................................................................................. 59 INTERIM CONDENSED FINANCIAL STATEMENTS OF ASSECO POLAND S.A. .................... 120 2 FINANCIAL HIGHLIGHTS OF THE ASSECO GROUP Asseco Group Semi-Annual Report for 6 months ended 30 June 2011 FINANCIAL HIGHLIGHTS OF THE ASSECO GROUP Financial highlights of the Asseco Group are presented in the following table. 6 months 6 months 6 months 6 months ended ended ended ended 30 June 2011 30 June 2010 30 June 2011 30 June 2010 PLN millions PLN millions EUR millions EUR millions Sales revenues 2,340.2 1,452.4 589.9 362.7 Operating profit 341.7 253.8 86.1 63.4 Pre-tax profit and share in profits 336.7 239.3 84.9 59.8 of associated companies Net profit 272.7 229.1 68.7 57.2 Net profit attributable
    [Show full text]
  • Citibank Europe Plc, Luxembourg Branch: List of Sub-Custodians
    Citibank Europe plc, Luxembourg Branch: List of Sub-Custodians Country Sub-Custodian Argentina The Branch of Citibank, N.A. in the Republic of Argentina Australia Citigroup Pty. Limited Austria Citibank Europe plc, Dublin Bahrain Citibank, N.A., Bahrain Bangladesh Citibank, N.A., Bangaldesh Belgium Citibank Europe plc, UK Branch Benin Standard Chartered Bank Cote d'Ivoire Bermuda The Hong Kong & Shanghai Banking Corporation Limited acting through its agent, HSBC Bank Bermuda Limited Bosnia-Herzegovina (Sarajevo) UniCredit Bank d.d. Bosnia-Herzegovina: Srpska (Banja Luka) UniCredit Bank d.d. Botswana Standard Chartered Bank of Botswana Limited Brazil Citibank, N.A., Brazilian Branch Bulgaria Citibank Europe plc, Bulgaria Branch Burkina Faso Standard Chartered Bank Cote D'ivoire Canada Citibank Canada Chile Banco de Chile China B Shanghai Citibank, N.A., Hong Kong Branch (For China B shares) China B Shenzhen Citibank, N.A., Hong Kong Branch (For China B shares) China A Shares Citibank China Co ltd ( China A shares) China Hong Kong Stock Connect Citibank, N.A., Hong Kong Branch Clearstream ICSD ICSD Colombia Cititrust Colombia S.A. Sociedad Fiduciaria Costa Rica Banco Nacioanal de Costa Rica Croatia Privedna banka Zagreb d.d. Cyprus Citibank Europe plc, Greece Branch Czech Republic Citibank Europe plc, organizacni slozka Denmark Citibank Europe plc, Dublin Egypt Citibank, N.A., Cairo Branch Estonia Swedbank AS Euroclear ICSD 1 Citibank Europe plc, Luxembourg Branch: List of Sub-Custodians Country Sub-Custodian Finland Nordea Bank AB (publ), Finish Branch France Citibank Europe plc, UK Branch Georgia JSC Bank of Georgia Germany Citibank Europe plc, Dublin Ghana Standard Chartered Bank of Ghana Limited Greece Citibank Europe plc, Greece Branch Guinea Bissau Standard Chartered Bank Cote D'ivoire Hong Kong Citibank NA Hong Kong Hungary Citibank Europe plc Hungarian Branch Office Iceland Citibank is a direct member of Clearstream Banking, which is an ICSD.
    [Show full text]
  • Appointment of the Members of PKO Bank Hipoteczny S.A
    Date: 28-08-2019 Subject: Appointment of the members of PKO Bank Hipoteczny S.A. Supervisory Board Legal basis: Art. 56 par. 1 pt. 2 of the Act on Public Offering – current and periodic information Content: According to the paragraph 5.5 of the Regulation of the Minister of Finance dated 29 March 2018 on current and periodic information published by issuers of securities and on the conditions under which such information may be recognized as being equivalent to information required by the regulations of law of a state which is not a member state, the Management Board of PKO Bank Hipoteczny S.A. (“Bank”) hereby informs that on 28 August 2019, the Bank’s Extraordinary General Meeting appointed- as of 1 September 2019- Mr Dariusz Odzioba, Ms Lucyna Kopińska and Ms Jadwiga Lesisz as the members of the Bank’s Supervisory Board. Information about the appointed members of the Bank’s Supervisory Board: Dariusz Odzioba Dariusz Odzioba is a graduate of the Faculty of Economics of the Mikołaj Kopernik University in Toruń. She also completed post-graduate studies at the Warsaw University of Life Sciences (SGGW). Since 2015 he has been with PKO BP, initially as the Director of the Strategic Customers Department, then as Director of Markets and Private Banking, and currently as Director of the Corporate Customer Relationship Function. Between 2011 and 2015 he held the function of Vice President of the Management Board of BGŻ S.A. responsible for the Corporate Banking and Financial Markets Function. Between 2008 and 2011 he was the Executive Director responsible for Financial Markets and Investment Portfolios in Bank Pekao S.A.
    [Show full text]
  • Annual Report
    Annual Report 2 0 0 6 WorldReginfo - ceada8ab-cb74-4a7a-9030-4665abce2ed0 Annual Report WorldReginfo - ceada8ab-cb74-4a7a-9030-4665abce2ed0 table of contents Structure of Transparency Financial Highlights 4 Letter from the Chairman Raport Roczny of the Supervisory Board 6 2006 Letter from the President of the Management Board 8 Composition of the Management Board and the Supervisory Board 12 Our Strategy 14 Regulatory Environment 18 Core business 22 External relations 42 PGNiG Group 58 Consolidated fi nancial statements 72 Auditor’s opinion 74 Defi nitions 120 3 WorldReginfo - ceada8ab-cb74-4a7a-9030-4665abce2ed0 Selected fi nancials Sales revenue [PLN m] EBIT [PLN m] Net Pro t [PLN m] 15 198 1 465 1 398 1 324 12 560 1 326 Financial 10 909 881 Highlights 793 2004 2005 2006 2004 2005 2006 2004 2005 2006 Selected Financials Sales breakdown 2004 2005 2006 Sales Revenue [PLN m] 10 909 12 560 15 198 7.6% 7.3% EBIT 1 326 1 398 1 465 4.9% 6.2% EBITDA 2 856 2 800 2 761 7.3% 7.3% Net Profi t 793 881 1 324 2005 80.2% 2006 79.1% EPS [PLN] 0,16 0,17 0,22 DPS* 0,00 0,10 0,15 * Dividend for 2003 paid in 2004 was below PLN 0.01 per share Assets [PLN m] 28 420 30 364 30 740 Equity 17 747 20 768 21 208 High-methan gas Nitrogenised gas Crude oil Other Net debt 3 473 -742 -1 100 Ratios 2004 2005 2006 Market cap Highest share Net profi tability on sales 7.3% 7.0% 8.7% at the end price in 2006 ROE 4.5% 4.2% 6.2% of 2006 ROA 2.8% 2.9% 4.3% Current ratio 0.7 2.3 2.6 .
    [Show full text]