An Update on the Paycheck Protection Program (PPP) and Economic Injury Disaster Loan (EIDL)
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2018 Online Trust Audit & Honor Roll Report
Internet Society’s Online Trust Alliance (OTA) 2 TABLE OF CONTENTS Overview & Background .......................................................................................................................... 3 Executive Summary & Highlights ............................................................................................................. 4 Best Practices Highlights ......................................................................................................................... 9 Consumer Protection .......................................................................................................................... 9 Site Security ........................................................................................................................................ 9 Privacy Trends ................................................................................................................................... 10 Domain, Brand & Consumer Protection ................................................................................................. 12 Email Authentication ......................................................................................................................... 12 Domain-based Message Authentication, Reporting & Conformance (DMARC) ................................... 14 Opportunistic Transport Layer Security (TLS) for Email ...................................................................... 15 Domain Locking ................................................................................................................................ -
2019 Annual Report Officers
2019 ANNUAL REPORT OFFICERS John C. Corbett President ana d Chief Executive Officer Stephen D. Young Chief Operating Officer William E. Matthews, V Chiei f Financial Officer Richard MuM rray, IV Chief Executive Officer, CennterState Bank N.A. Mark W. Thompson President, CenterState Bank N.A. Jennifer L. Idell Chief Administrative Officer Daniel E. Bockhorst Chief Credit Officer Beth S. DeSimone Chief Risk Officer CORPORATE OFFICE 1101 Firsts Street. South Winter Havenn, FL 33880 863.293.47100 CORPORATE WEBSITE CenterStateBanks.com STOCK LISTING Symbol - CSFL SHAREHOLDER SERVICES Continental StS ock Transfer & Trust Company 17 Batteryy Place, NY, NY 10004 212.5009.9 404 00 INDEPENDENT AUDITORS Crowe LLP Fort Lauderdale, Florida 2020 ANNUAL MEETING April 23, 2020 10 am 7593 Gathering Drive, Kissimmee, FL 34747 CORPORATE PROFILE CenterState Bank Corporation (NASDAQ: CSFL) operates as one of the largest community bank franchises headquartered in the state of Florida. Both the Company and its nationally chartered bank subsidiary, CenterState Bank, N.A. (“the Bank”), are based in Winter Haven, Florida between Orlando and Tampa. With over $17 billion assets, the Bank provides traditional retail, commercial, mortgage, wealth management and SBA services throughout its Florida, Georgia and Alabama branch network. The Bank also has a national footprint, serving clients coast to coast, through its correspondent banking division. Ernie Pinner, Chairman and John Corbett, President and CEO Dear Fellow Shareholders, CenterState earned $225 million in 2019, or $1.87 in diluted earnings per share, ($2.13 on an adjusted basis, excluding merger-related expenses and non-recurring items). CenterState remains a top quartile performer compared to peers, with return on average assets equal to 1.42% (1.61% adjusted) and return on average tangible common equity equal to 16.2% (18.4% adjusted). -
Thomas Sumter’S DAR Good Cit- Izen of the Year
Avoid trouble, take charge of your car loan C1 Reading is fundamental Summer library program will be fun, educational A8 SERVING SOUTH CAROLINA SINCE OCTOBER 15, 1894 SUNDAY, JUNE 4, 2017 $1.75 SPORTS: Yanks Montgomery earns 1st win since May 6 B1 GRADUATION Crestwood, Lakewood, Sumter high schools hold ceremonies Sumter High School graduate Jaidon Martin, center, expresses happiness in getting her degree Saturday while classmates Lillian Marzano, left, and Marc Marrero watch fellow graudates cross the stage. For more photos, see A3. Moments after Crestwood High School graduate moved their tassles from the right side to PHOTOS BY RICK CARPENTER / THE SUMTER ITEM the left, Taylor Danielle Senoli Abrams, left, and Eward Lee Acevedo appreciate the mo- Lakewood High School Valedictorian Christian Compton leads the class into ment while classmates begin to celebrate. the Sumter County Civic Center on Friday night. ATM ‘skimming’ Finances fraud on the rise headline BY CAITLAN WALZER [email protected] STEPS TO AVOID SKIMMING FRAUD meeting Small hacking devices that fit over the card reading slot • Update your information; BY BRUCE MILLS on ATM machines are mak- • Keep an eye out for attached [email protected] ing individuals nationwide pieces on the ATM machine over victims of fraud. the card slot and the keypad; Finances headline the Sum- In Sumter alone, there are • Cover the keypad when typing ter School Board of Trustees’ eight different banking and in your PIN; CAITLAN WALZER / THE SUMTER ITEM docket for its next meeting on credit union branches (SAFE • Use familiar ATMs; Customers who use ATMs should be prepared to search the PIN Monday night. -
Overall Retail Banking Satisfaction Is Up, Mobile and ATM Satisfaction Declines
J.D. Power Reports: Gen Z Has Arrived. Is Your Bank Ready? Overall Retail Banking Satisfaction is Up, Mobile and ATM Satisfaction Declines WESTLAKE VILLAGE, Calif.: 30 April 2015 — Gen Z,1 which comprises about one-fourth of the U.S. population, is entering adulthood and creating new challenges and opportunities for retail banks of all sizes to acquire them as customers, build their loyalty and capture a larger share of wallet as they age; however, banks will need to understand what drives satisfaction among this generational group. Additionally, while overall satisfaction has improved from 2014, satisfaction with mobile and ATM features has slightly declined raising a red flag about retail banks’ approach to technology, according to the J.D. Power 2015 U.S. Retail Banking Satisfaction StudySM released today. The 10th annual customer satisfaction study is the longest-running and most in-depth survey of the retail banking industry, with more than 80,000 consumers evaluating various aspects of their banking experience. The study measures satisfaction in six factors (listed in alphabetical order): account information; channel activities; facility; fees; problem resolution; and product offerings. Channel activities include six subfactors (listed in alphabetical order): ATM; branch; call center; IVR; mobile; and website. Banks are ranked based on overall customer satisfaction in each of the following regions: California, Florida, Mid-Atlantic, Midwest, New England, North Central, Northwest, South Central, Southeast, Southwest and Texas. Satisfaction is measured on a 1,000-point scale. Gen Z and Retail Banking: Satisfaction among Gen Z customers (797) is higher than among Gen Y and Gen X customers (781 and 778, respectively.) Additionally, overall satisfaction among Gen Z customers of big banks2 (807) is higher than among Gen Z customers of regional banks (796) and midsize banks (769). -
An Assessment of Trends and Post-Ike Plans Report One -- Prepared for the Galveston Housing Authority
Housing Galveston’s Future An Assessment of Trends and Post-Ike Plans Report One -- Prepared for the Galveston Housing Authority By Deirdre Oakley and Erin Ruel Georgia State University With assistance from Alexa Goidal Christopher Pell Brittney Terry GSU Urban Health Initiative September 2010 Deirdre Oakley, phone: 404-413-6511, email: [email protected]; Erin Ruel, phone: 404-413-6530, email: [email protected]. All photographs in the report were taken by Deirdre Oakley. Table of Contents Executive Summary 3 Background 6 Galveston's History 9 Analysis of Media and Public Hearing Discourse 12 Demographic and Economic Trends 15 Analysis of Housing Trends and Reports 23 The Spatial Organization and Neighborhood Characteristics of Housing 31 Cost-Benefit Analysis of Post-Ike Plans 36 Conclusions and Recommendations 50 2 1.0 Executive Summary When Hurricane Ike struck the City of Galveston on September 12, 2008 it destroyed almost 60 percent (569 units) of the Island’s public housing, leaving the residents with few personal belongings and no home to return to. The Galveston Housing Authority (GHA) was able to secure subsidized private-market housing for the displaced public housing residents, as well as thousands of other renters who had never lived in public housing. Yet, the demand for housing assistance continued to outstrip the supply, in part because of the pervasive storm damage. Even prior to the storm, Galveston had a waiting list of about 3,000 households in need of subsidized rental housing. Nonetheless, when the GHA announced plans last year to rebuild the 569 units destroyed by Ike (390 on the same footprints of the original housing and 179 scatter-site) it encountered public opposition. -
Eligible Bank List
ELIGIBLE BANK LIST PRIME PARTNER BANKS Prime Partner Banks exceed eligibility requirements by paying the higher of 75% of the Federal Funds Rate or 0.75% to support the NC IOLTA program in its mission to ensure that low-income North Carolinians have access to critically-needed legal aid. Settlement Agent Accounts Only To learn more about Prime Partner Banks, contact NC IOLTA at 919-706-4431 or [email protected]. 06/10/2021 ELIGIBLE BANK LIST BENCHMARK BANKS Benchmark Banks are those that meet eligibility requirements by paying the higher of 65% of the Federal Funds Rate or 0.65% to support the NC IOLTA program in its mission. American Bank of the Carolinas Aquesta Bank Bank of America Pinnacle Bank PNC Bank Triad Business Bank COMPLETE LIST OF ELIGIBLE BANKS ~ JUNE 2021 Allegacy Federal Credit Union* First Horizon Bank Southern Bank* Alliance Bank & Trust* First National Bank of PA* Southern First Bank* American Bank of the Carolinas* First Reliance Bank* SunTrust Bank - Now Truist American National Bank* HomeTrust Bank* Surrey Bank Ameris Bank* IberiaBank* Taylorsville Savings Bank* Aquesta Bank* JP Morgan Chase* TD Bank* Atlantic Union Bank KS Bank* Touchstone Bank* Bank of America* LifeStore Bank* TowneBank* Bank of Oak Ridge* Lumbee Guaranty Bank* Triad Business Bank* Bank OZK* Mechanics and Farmers Bank TruPoint Bank* BB&T - Now Truist Morganton Savings Bank* Union Bank* Benchmark Community Bank* Nantahala Bank* United Bank* BlueHarbor Bank* North State Bank* United Community Bank* Carolina State Bank* Park National Bank US Bank* -
4Th Quarter 2019
4th Quarter 2019 DSISCUSSIONOUTH CAROLINAMATERIALSCOMMUNITY BANK LANDSCAPE Financial Institutions Group Table of Contents SECTION DESCRIPTION I. South Carolina Bank Regulatory Data II. Overview - Janney Montgomery Scott LLC Disclaimer Janney Montgomery Scott LLC prohibits its employees from directly or indirectly offering a favorable research rating or specific price target, or offering to change a rating or price target, as consideration or inducement either for the receipt of business or for compensation. 2 I. SOUTH CAROLINA BANK REGULATORY DATA Overview – South Carolina Bank Regulatory Data METHODOLOGY . 3 county regions separated by geographic relevance Upstate . Data as of most recent available quarter as of December 31, 2019 Midlands . Regulatory call report data shown for all banks Lowcountry KEY STATE OBSERVATIONS . Median loan growth of 3.23% . Median NIM of 3.62% Source: S&P Global Market Intelligence 4 Upstate Region Banks Company Information Balance Sheet Highlights Capital Adequacy Asset Quality Financial Performance Total MRQ Total MRQ Lns / Leverage RBC NPA/ LLR/ NCOs/ MRQ MRQ MRQ MRQ S-Corp? Assets Growth Deposits Growth Dep. Ratio Ratio Assets Loans Loans Net Inc. ROAA1 N.I.M. Efficiency Name City (Y/N) ($M) (%) ($M) (%) (%) (%) (%) (%) (%) (%) ($000) (%) (%) (%) Abbeville First Bank, SSB Abbeville No $78 12.9 $59 8.3 82.3 9.21 17.81 1.74 1.23 0.05 ($1,067) (5.49) 3.18 288.8 Arthur State Bank Union No 516 12.9 460 4.1 79.5 9.35 14.22 1.30 0.75 (0.01) 568 0.44 4.31 86.4 Bank of Travelers Rest Travelers Rest Yes 805 5.9 -
NOTICE of REGULAR MEETING Park Board of Trustees of the City of Galveston Tuesday, July 24, 2018 at 1:30 P.M
NOTICE OF REGULAR MEETING Park Board of Trustees of the City of Galveston Tuesday, July 24, 2018 at 1:30 p.m. Park Board Plaza, Board Room - First Floor 601 Tremont Street, Galveston, Texas 77550 I. Call Meeting To Order II. Pledge Of Allegiance III. Roll Call And Declaration Of A Quorum IV. Conflict Of Interest Declarations V. Requests To Address The Board The public shall be allowed to address the Board regarding one or more agenda or non-agenda items. All requests to address the Board must be submitted in writing to the Board Reporter the day of the Board meeting. Each person shall be limited to three (3) minutes regardless of the number of items addressed. VI. Comments From The Chair (Joyce McLean) VII. Swearing In And Seating Of Appointed Trustees: Maureen Patton, Jason Worthen And Jan Collier (Carla Cotropia, 5 Minutes) Documents: OATH OF OFFICE.PDF VIII. Election Of Park Board Of Trustee Officers (Spencer Priest, 10 Minutes) IX. Discuss And Consider The Approval Of Appointments By The Chair Of Board Members To The Follow Park Board Committees And Chairs Of Those Committees (Chair, 10 Minutes) l Beach Maintenance Advisory Committee l Downtown Oversight Committee l East End Lagoon Advisory Committee l Finance and Operations Committee l Parks and Amenities Committee l Tourism Development Advisory Committee X. Consent A. Discuss And Consider Award Of Contract For Area 20 (67th To 69th) To Celebrity Jet Ski Tour For Jet Ski Rentals (Chris Saddler) Documents: CELEBRITY JET SKI.PDF B. Discuss And Consider Special Event Incubator Funding For 2018 Galveston Fishing Rodeo (Bryan Kunz, 10 Minutes) Documents: FUNDING FOR GALVESTON FISHING RODEO.PDF C. -
Federal Home Loan Bank of Dallas Community Support Program
Federal Home Loan Bank of Dallas Community Support Program The following members are required to submit a Community Support Statement to the Federal Housing Finance Agency by October 29, 2021. Member City State Southern Bancorp Bank Arkadelphia AR First National Banking Company Ash Flat AR RiverWind Bank Augusta AR First Community Bank Batesville AR The Citizens Bank Batesville AR The First National Bank of North Arkansas Berryville AR Farmers Bank & Trust Company Blytheville AR First Western Bank Booneville AR FNB of Izard County Calico Rock AR Bank of Cave City Cave City AR Centennial Bank Conway AR Chambers Bank Danville AR Arkansas County Bank De Witt AR Bank of Delight Delight AR First State Bank of De Queen Dequeen AR Merchants and Farmers Bank Dumas AR First Financial Bank El Dorado AR Bank of England England AR Bank of Eureka Springs Eureka Springs AR Arvest Bank Fayetteville AR Priority Bank Fayetteville AR Signature Bank of Arkansas Fayetteville AR FBT Bank & Mortgage Fordyce AR Armor Bank Forrest City AR The FNB of Fort Smith Fort Smith AR Bank of Gravette Gravett AR Anstaff Bank Green Forest AR First Service Bank Greenbrier AR Partners Bank Helena AR Horatio State Bank Horatio AR Today's Bank Huntsville AR First Arkansas Bank & Trust Jacksonville AR Arkansas Federal Credit Union Jacksonville AR Bank of Lake Village Lake Village AR Bank of Little Rock Little Rock AR Bank OZK Little Rock AR Eagle Bank & Trust Company Little Rock AR Encore Bank Little Rock AR ManhattanLife Assurance Company of America Little Rock AR USAble Mutual Insurance Company Little Rock AR Central Bank Little Rock AR First State Bank Lonoke AR Farmers Bank & Trust Co. -
PPP Lender Activity Lookup.Xlsx
Texas Lenders participating in PPP Lender Name Project State Frost Bank TX JPMorgan Chase Bank, National Association TX BBVA USA TX Zions Bank, A Division of TX PlainsCapital Bank TX Allegiance Bank TX First Financial Bank, National Association TX Texas Capital Bank, National Association TX Prosperity Bank TX BOKF, National Association TX Independent Bank TX Amarillo National Bank TX First United Bank and Trust Company TX Comerica Bank TX Third Coast Bank SSB TX Cadence Bank, National Association TX Truist Bank d/b/a Branch Banking & Trust TX Co BancorpSouth Bank TX Broadway National Bank TX Veritex Community Bank TX Bank of America, National Association TX CommunityBank of Texas, National TX Association KeyBank National Association TX Spirit of Texas Bank, SSB TX Southside Bank TX Woodforest National Bank TX Regions Bank TX Updated as of April 23, 2020 Origin Bank TX Readycap Lending, LLC TX Inwood National Bank TX Happy State Bank TX WestStar Bank TX International Bank of Commerce TX The American National Bank of Texas TX Texas Security Bank TX Texas Bank and Trust Company TX Horizon Bank, SSB TX Simmons Bank TX Guaranty Bank & Trust, National TX Association City Bank TX Wallis Bank TX American Momentum Bank TX The Bank of San Antonio TX IBERIABANK TX FirstCapital Bank of Texas, National TX Association BMO Harris Bank National Association TX Austin Bank, Texas National Association TX Affiliated Bank, National Association TX Texas First Bank TX Vantage Bank Texas TX Citizens National Bank of Texas TX VeraBank, National Association TX -
DOCU00000007.Pdf (11.49Mb)
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Banks Participating in the Secure Deposit Program As Of: 6/30/2021
Banks Participating in the Secure Deposit Program 6/30/2021 As of: 6/30/2021 Bank Name Custodians AB&T FHLB-Atlanta, First Horizon Bank (FTN) Affinity Bank (formerly Newton Federal Bank) FHLB-Atlanta American Commerce Bank FHLB-Atlanta American Pride Bank FHLB-Atlanta Ameris Bank FHLB-Atlanta Bank of America, National Association Bank of New York Mellon, Federal Reserve Banks, FHLB-Atlanta Bank of Monticello Wells Fargo Corporate & Investment Banking BankSouth FHLB-Atlanta Cadence Bank FHLB-Atlanta Citibank, N.A. Federal Reserve Banks Colony Bank First Horizon Bank (FTN) Douglas National Bank BBVA Compass East West Bank FHLB-San Francisco Fifth Third Bank Bank of New York Mellon First National Bank of Decatur County Truist Bank (formerly SunTrust) First Peoples Bank FHLB-Atlanta, South State (formerly Center State Bank) First State Bank South State (formerly Center State Bank), The Independent Bankers Bank (TIB) FirstBank First Horizon Bank (FTN), FHLB-Cincinnati JPMorgan Chase Bank, National Association Federal Reserve Banks, FHLB-Cincinnati Morris Bank FHLB-Atlanta, Truist Bank (formerly SunTrust) North Georgia National Bank South State (formerly Center State Bank) Pinnacle Bank, Elberton GA FHLB-Atlanta, South State (formerly Center State Bank) PNC Bank, National Association Federal Reserve Banks Quantum National Bank FHLB-Atlanta Regions Bank FHLB-Atlanta Renasant Bank First Horizon Bank (FTN) ServisFirst Bank First National Bankers Bank South State Bank NA (formerly CenterState Bank) FHLB-Atlanta SouthCrest Bank, NA The Independent Bankers Bank (TIB) Synovus Bank FHLB-Atlanta The Citizens Bank of Swainsboro South State (formerly Center State Bank) The Commercial Bank South State (formerly Center State Bank) The First, ANBA BBVA Compass Banks Participating in the Secure Deposit Program 6/30/2021 As of: 6/30/2021 The Piedmont Bank South State (formerly Center State Bank) Truist Bank Federal Reserve Banks U.S.