Courier Gazette : October 23, 1937
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Merchants and the Origins of Capitalism
Merchants and the Origins of Capitalism Sophus A. Reinert Robert Fredona Working Paper 18-021 Merchants and the Origins of Capitalism Sophus A. Reinert Harvard Business School Robert Fredona Harvard Business School Working Paper 18-021 Copyright © 2017 by Sophus A. Reinert and Robert Fredona Working papers are in draft form. This working paper is distributed for purposes of comment and discussion only. It may not be reproduced without permission of the copyright holder. Copies of working papers are available from the author. Merchants and the Origins of Capitalism Sophus A. Reinert and Robert Fredona ABSTRACT: N.S.B. Gras, the father of Business History in the United States, argued that the era of mercantile capitalism was defined by the figure of the “sedentary merchant,” who managed his business from home, using correspondence and intermediaries, in contrast to the earlier “traveling merchant,” who accompanied his own goods to trade fairs. Taking this concept as its point of departure, this essay focuses on the predominantly Italian merchants who controlled the long‐distance East‐West trade of the Mediterranean during the Middle Ages and Renaissance. Until the opening of the Atlantic trade, the Mediterranean was Europe’s most important commercial zone and its trade enriched European civilization and its merchants developed the most important premodern mercantile innovations, from maritime insurance contracts and partnership agreements to the bill of exchange and double‐entry bookkeeping. Emerging from literate and numerate cultures, these merchants left behind an abundance of records that allows us to understand how their companies, especially the largest of them, were organized and managed. -
A Shavefail, Checks in at Drew Field
~Sfff;ft!~?- ~~<~~THE$ ~~ ~ . '"'q,(;';$PW~ • • ~~ ~ h. ............. -!.~...?. VOL. 2, NO.7 Published Exlusively in the Interest of the Personnel of Drew Field Friday, April 23, 1943 Cistern Twins Reunited New.Legi$laUon Provides for National Jeffrey Lynn, Now Service huura~ce Wiih@Mf Medica~ Exam AShavefail, Checks The ECHOES is calling to the used in making Class A Allot attention of Drew Field military ments from pay for premiums. In At Drew Field personnel the fact that new legis- Applications should specify insur- T he tall, handsome blue-eyed lation provides any person in ac- ance and AGO Form 29 should be shavetail, not long out of the Of tive servic eshall be granted Na- used in m aking Class N Allot- ficers Candidate School, Fort tiona] Service Life Insurance m ents from pay . for premiums. Monmouth, N. J., did not vary without medical examination and Applications should sp'ecify ins·ur- much in appearance from any of without medical history sl atement a nee is to be effective immediate- the countless second lieutenants upon application made in writing ly , and be mailed directly to Chief who check in at Drew Field. The within 120 days from April 12, of Finance, War Department, new officer registered for assign- 1943. upon payment of the prem- Washington. D. C. ment in the Army's aircraft warn iums. All military personnel who have ing training units at the large This right. accorciing to the War less than $10,000 Government Army air base. Department, can be exercised not- Life Insurance will be informed Tru2, he was a bit older than: withsta.nding rejection of any immediately of their current right the average shavetail, being 34; prior application for such insur- to apply without statement of j and the name that ..he · penned on e>.nce on any ~ound wha1ev:er. -
Annual Report for the As a Result of the National Financial Environment, Throughout 2009, US Congress Calendar Year 2009, Pursuant to Section 43 of the Banking Law
O R K Y S T W A E T E N 2009 B T A ANNUAL N N E K M REPORT I N T G R D E P A WWW.BANKING.STATE.NY.US 1-877-BANK NYS One State Street Plaza New York, NY 10004 (212) 709-3500 80 South Swan Street Albany, NY 12210 (518) 473-6160 333 East Washington Street Syracuse, NY 13202 (315) 428-4049 September 15, 2010 To the Honorable David A. Paterson and Members of the Legislature: I hereby submit the New York State Banking Department Annual Report for the As a result of the national financial environment, throughout 2009, US Congress calendar year 2009, pursuant to Section 43 of the Banking Law. debated financial regulatory reform legislation. While the regulatory debate developed on the national stage, the Banking Department forged ahead with In 2009, the New York State Banking Department regulated more than 2,700 developing and implementing new state legislation and regulations to address financial entities providing services in New York State, including both depository the immediate crisis and avoid a similar crisis in the future. and non-depository institutions. The total assets of the depository institutions supervised exceeded $2.2 trillion. State Regulation: During 2009, what began as a subprime mortgage crisis led to a global downturn As one of the first states to identify the mortgage crisis, New York was fast in economic activity, leading to decreased employment, decreased borrowing to act on developing solutions. Building on efforts from 2008, in December and spending, and a general contraction in the financial industry as a whole. -
The Rochester Sentinel 1981
The Rochester Sentinel 1981 Friday, January 2, 1981 Beth A. Bowen Indianapolis (AP) - Funeral services for Beth A. BOWEN, 62, wife of Indiana’s governor, will be Sunday in Bremen. The popular wife of Gov. Otis R. BOWEN had suffered a chronic bone marriw disease since 1977. She died Thursday. Mrs. Bowen had been hospitalized since Oct. 11, but left briefly Dec. 12, to make her last public appearance at a tribute to the Bowens. The governor is completing his second term in office, prohibited by statute from serving a third term. The governor and the Bowen’s four children were at her side when she died. One of her last wishes was granted just recently when she asked about the possibility of seeing her younges son, Rob, 28, sworn in as a Marshall County judge. Bowen researched the matter and found he could legally hold the swearing-in ceremony in his wife’s hospital room. For the past several weeks, the tovernor has been either at his wife’s bedside or at his official duties. “The last nine or 10 months have been heartbreaking,” he said a few days before his wife’s death. “We were together 42 years.” A veteran campaigner for her husband, a country doctor from Bremen, she was there through Otis Ray BOWEN’s 14 years in the Indiana House of Representatives. Often she was in the House gallery, listening and knitting as Bowen, the House speaker, ran things in the chamber below. “Growing up in a small Indiana town where I lived across from the courthouse and knew everyone, and being a doctor’s wife at Bremen were good training for the wife of a politician. -
New Sheriff Brings Cfpb to a Screeching Halt
NEW SHERIFF BRINGS CFPB TO A SCREECHING HALT Contents VOLUME 107 • NO. 2 • FEBRUARY 2018 8 12 16 26 Features Columns 8 Blockchain 101 4 Message from the President Your right and obligation as a citizen 5 questions every bank should ask 6 Chairman’s Forum 12 Practical action plan Welcoming Chris Furlow to TBA Three steps to help banks prepare for CECL 28 Banker to Banker 16 Embracing innovation and change First United Bank opens new training center 134th Annual Convention travels to Houston, May 2-4 29 Your Advocate 26 Community Banker Spotlight New sheriff brings CFPB to a screeching halt Uvalde cattleman rides for the brand 30 Compliance Hotline ‘It’s a Dodd-Frank world, we’re just living in it’ Jim R. Purcell Departments Immediate Past Chair John L. Holt Jr. Community Bankers Council Chair 18 News & Trends Raymond H. Rust III Regional Bankers Council Chair 24 Partner Focus A. Ford Sasser III Government Relations Council Chair 32 Bank People James D. Dreibelbis Gary Claxton Robert W. Hoxworth J. Eric T. Sandberg Jr. Chairman Vice Chair Treasurer TBA President/CEO 34 Marketplace EDITORIAL OFFICES: Olivia Carmichael Solis ADVERTISING: 203 West 10th Street, Editor Tam Nguyen Austin, Texas 78701-2388 Katherine Kolstedt [email protected] 512-472-8388 Art Director Texas Bankers Association fax 512-473-2560 203 West 10th Street www.texasbankers.com Jocelyn Carby Austin, Texas 78701-2388 Associate Editor 512-472-8388 or 800-462-7295 Jamie Tanner www.texasbanking.com/magazine FIND US ON SOCIAL MEDIA Assistant Editor @TEXASBANKERS TEXAS BANKING • FEBRUARY 2018 3 TEXAS BANKERS ASSOCIATION BOARD OF DIRECTORS Darrell W. -
Silhouettes of Stars, Players, and Directors of Warner Bros. Pictures
library! THE MUSEUM 0F MODERN ART j Received: Scanned from the collection of The Museum of Modern Art Library Coordinated by the Media History Digital Library www.mediahistoryproject.org Funded by a donation from John McElwee Digitized by the Internet Archive in 2014 https://archive.org/details/silhouettesofstaOOunse I : SILHOUETTES Of Stars, Players, and Directors Of WARNER BROS. PICTURES, INC. LIBRARY THS MUSEUM OF MODERN ART Received: From in ?2 WARNER BROS. PICTURES, INC. jT* 321 West 44th Street New York City PRINTED IN U.S.A. FL >l 5-3 FOREWORD This unpretentious volume contains a wealth of material in bio- graphical form covering all important stars, players, and directors of Warner Bros. Pictures, Inc. It should be invaluable to the motion picture editor, or to anyone doing editorial work pertaining to motion pictures. This volume went to press in October, 1937. All data, therefore, is up-to-date, and most of it is accurate for several months to come. You will note that the end of each biography contains the list of pictures the player has been featured in. It is suggested that you — the editor — may keep each biography up to the minute as to performances by adding each new picture a star is cast in, as you receive a new announcement. TABLE OF CONTENTS How It All Began 1 Nagel, Anne 125 STARS AND PLAYERS O'Brien, Pat 127 O'Connell, Hugh 130 Acuff, Eddie 8 Oliver, Gordon 132 Aherne, Brian 9 O'Neill, Henry 134 Baker, Kenny 12 Perry, Linda 136 Blondell, Joan 16 Powell, Dick 138 Blondell, Gloria 20 Purcell, Dick 141 Bogart, Humphrey -
TOWNSHIP with the SUBURBAN NEWSPAPER LARGEST in GUARANTEED THIS AREA CIRCULATION "The Voice of the Raritan Bay District7'
RARITAN MOST PROGRESSIVE TOWNSHIP WITH THE SUBURBAN NEWSPAPER LARGEST IN GUARANTEED THIS AREA CIRCULATION "The Voice of the Raritan Bay District7' VOL. IV.—NO. 29 FORDS, N. J., FRIDAY, SEPTEMBER 15, 1939 PRICE THREE GENTS JEW SISTER COMES Only Minor Scuffles Mar Serene And Peaceful Calm GRANDJEAN OFFERS Nogrady Awarded'Fords Corridor' APPROVAL HELD UP TO FORDS PARISH Of Pre-Primary Days-Just In Case You're Interested PLAN TO INCREASE After Battle Fought With DollarsBY PWA ON $16,000 FOR SOCIAL WORK WOODBRIDGE—There's scarcely a ruffle recognized as the regular organization favorite. POLICE EFFICIENCY Nobody Wanted Peaceful Little Strip Of Land Until FIREHOUSE GRANT on the local political scene even though primary Both have ben making the card parties, the Last Week - And Then The Big Bombardment Was On! Menj0 park Boar(j still A- Father Ketter Announces election is only four days away. Says Adding Of Two Walk- picnics and the various social gatherings in the WOODBRIDGE—The Fords "Corridor," a strip of waits Word On Status Increase Of Personnel To sum It up, there are seven contests for •ward for the past few weeks and spies report ing Beats Would Aid County Committee and in the Tliird Ward Frank land 31 feet wide by 208 feet deep, which drew a bidding- both are oozing confidence over the outcome. Raritan Protection Of Application At Church Wukovets and John Hughes are pitted against bombardment from two real estate agents, has been seized ; each other for the Democratic nomination for The winner will battle Ommitteeman Herbert and is today in the possession of Andrew Nogrady of Fords. -
CONSUMING LINCOLN: ABRAHAM LINCOLN's WESTERN MANHOOD in the URBAN NORTHEAST, 1848-1861 a Dissertation Submitted to the Kent S
CONSUMING LINCOLN: ABRAHAM LINCOLN’S WESTERN MANHOOD IN THE URBAN NORTHEAST, 1848-1861 A dissertation submitted to the Kent State University College of Arts and Sciences in partial fulfillment of the requirements for the degree of Doctor of Philosophy By David Demaree August 2018 © Copyright All right reserved Except for previously published materials A dissertation written by David Demaree B.A., Geneva College, 2008 M.A., Indiana University of Pennsylvania, 2012 Ph.D., Kent State University, 2018 Approved by ____________________________, Chair, Doctoral Dissertation Committee Kevin Adams, Ph.D. ____________________________, Members, Doctoral Dissertation Committee Elaine Frantz, Ph.D. ____________________________, Lesley J. Gordon, Ph.D. ____________________________, Sara Hume, Ph.D. ____________________________ Robert W. Trogdon, Ph.D. Accepted by ____________________________, Chair, Department of History Brian M. Hayashi, Ph.D. ____________________________, Dean, College of Arts and Sciences James L. Blank, Ph.D. TABLE OF CONTENTS TABLE OF CONTENTS ..............................................................................................................iii LIST OF FIGURES ...................................................................................................................... iv ACKNOWLEDGMENTS...............................................................................................................v INTRODUCTION ..........................................................................................................................1 -
112TH ANNUAL UTAH BANKERS ASSOCIATION CONVENTION PAGE 11 OFFICIAL PUBLICATION of the UTAH BANKERS ASSOCIATION Huge Teams
HELPING CAN A LENDER CUSTOMERS “GET LEAN” IN ISSUE 3 2020 THROUGH PORTFOLIO RISK THE PPP MANAGEMENT? FORGIVENESS PAGE 8 PROCESS PAGE 5 112TH ANNUAL UTAH BANKERS ASSOCIATION CONVENTION PAGE 11 OFFICIAL PUBLICATION OF THE UTAH BANKERS ASSOCIATION Huge teams. Hidden costs. Everything on the meter. Sorry, that’s just not us. Our clients hire us to understand who they are and what they want, whether that’s leaner teams, transparent budgets or alternative fee arrangements. We continually monitor and evaluate their needs, anticipating the value they demand – delivered the way they want it. Find out more at swlaw.com. Brian D. Cunningham | 801.257.1954 | [email protected] Gateway Tower West | 15 West South Temple | Suite 1200 | Salt Lake City, UT 84101 Albuquerque | Boise | Denver | Las Vegas | Los Angeles | Los Cabos | Orange County Phoenix | Portland | Reno | Salt Lake City | Seattle | Tucson | Washington, D.C. SSW_2020_01_UtahBanker.inddW_2020_01_UtahBanker.indd 1 11/22/2020/22/2020 11:49:52:49:52 PPMM CONTENTS 2 11 The Bottom Line 112th Annual Utah Bankers By Howard Headlee, President, Association Convention Utah Bankers Association 12 4 New Standards for Risk and Best Washington Update: Practice In Construction Lending Personal Finance for the Pandemic By Mike Lacey, CoFi Era: Why Bankers Should Deliver Fin Ed Lessons Today 14 By Rob Nichols, President and CEO, Best Practices for Choosing a American Bankers Association Fintech Lending Partner By Tracey Levandoski, CRCM, CrossCheck 5 Compliance LLC Helping Customers Through The PPP Forgiveness Process 16 By Michael Perez, Associate General Check Writers Are More Important Counsel, Compliance Alliance Than Ever Before Contributed By Harland Clarke 6 Compliance Corner: Changes To 18 Eligible Retained Income My Borrower Is in By John Berteau, Associate General Counsel Default: A Few Preliminary Issues To Consider 8 By Landon A. -
1914 and 1939
APPENDIX PROFILES OF THE BRITISH MERCHANT BANKS OPERATING BETWEEN 1914 AND 1939 An attempt has been made to identify as many merchant banks as possible operating in the period from 1914 to 1939, and to provide a brief profle of the origins and main developments of each frm, includ- ing failures and amalgamations. While information has been gathered from a variety of sources, the Bankers’ Return to the Inland Revenue published in the London Gazette between 1914 and 1939 has been an excellent source. Some of these frms are well-known, whereas many have been long-forgotten. It has been important to this work that a comprehensive picture of the merchant banking sector in the period 1914–1939 has been obtained. Therefore, signifcant efforts have been made to recover as much information as possible about lost frms. This listing shows that the merchant banking sector was far from being a homogeneous group. While there were many frms that failed during this period, there were also a number of new entrants. The nature of mer- chant banking also evolved as stockbroking frms and issuing houses became known as merchant banks. The period from 1914 to the late 1930s was one of signifcant change for the sector. © The Editor(s) (if applicable) and The Author(s), 361 under exclusive licence to Springer Nature Switzerland AG 2018 B. O’Sullivan, From Crisis to Crisis, Palgrave Studies in the History of Finance, https://doi.org/10.1007/978-3-319-96698-4 362 Firm Profle T. H. Allan & Co. 1874 to 1932 A 17 Gracechurch St., East India Agent. -
I for Off Season Travel
Vol. 5, No. 2 February 15, 1978 Bargain Excursion Fares Offered I For Off Season Travel Amtrak is offering bargain fares on tickets are 33 per cent off regular Harrisburg through Pittsburgh to all 21 routes beginning January 31, with round-trip coach fares and may be us other stations on both routes. Harris savings up to 46 per cent off regular ed within 32 days of the first travel burg fares apply to points west only. fares. Still other excursion fares go date. Night Owl fares will not apply Silver Meteor, Silver Star and Pal into effect February 10. from February 17-20 or March 18-26. metto - Round-trip coach excursion The excursion fares, most of which Broadway Limited and National fares already in effect for New York apply only to round-trip coach travel, Limited - Passengers on both routes Florida and Baltimore/Washington are intended to boost ridership during may take advantage of a seven-day Florida passengers will remain in ef the late winter and spring months, round-trip coach excursion fare for fect until October 29. Passengers usually a light travel period. only $5 more than the one-way fare. from New York to any Florida So me of the fares are new while The excursion fare applies between destination pay only $109 for a others are extensions of fares already end point cities, and stations from round-trip coach ticket, while pas- in effect, or rein statements of fares which expired last November. Most of the discounted fares are not of Gareliek Named Executive Vice President fered during holiday periods such as the Washington's Birthday or Easter Martin Garelick, vi ce president of with traditional railroad organiza weekends. -
The King Sisters
THE KING SISTERS : A CHAPTER FROM THE HISTORY OF HARMONY By David W. McCain The recent death of Yvonne King of the King Sisters prompted me once again to observe that when you trace “the history of harmony” back to its roots, those roots more often than not end with the names of Martha, Connie and Vet Boswell. Like the Andrews Sisters, the King Sisters admired and were inspired by the Boswells and went on to develop their own particular blend and style which carried them to well-deserved fame and fortune. The rich harmonies of the King Sisters are a delight to experience, and to me they are the most musically interesting female harmony group after the Boswells. A quartette, the King Sisters had a full-bodied blend reminiscent of the Boswells. (The Boswells always sound like more than three voices to me because of the heaviness and depth of both Martha and Connie’s contralto lines). It’s interesting to note that in 1944 Connie (by then she was “Connee”) told John Lucas for a Downbeat cover story that originally the Boswells had wanted to form a quartette, and how they had searched for someone to take the fourth part! Lucas rather understatedly surmised, “Fortunately, I think, they found no one who satisfied their requirements.” Maybe their search for a fourth voice was because they had been raised on the barbershop quartette singing of Mama and Papa Boswell with their Uncle Charlie and Aunt Mattie (two brothers who had married two sisters), so the thought of creating a vocal trio was at first rather foreign to them.