Court Voids Insurance Policy Fine Print
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Weather Distribution Cloudy and cold,'MOW likely to- . day b*eomiac mixed with ni* • Today before ending tonight. High ti- THEDAEY M. Low tonight In upper 2fc. To- 26,675 morrow partly cloudy with •«*• •enable temperatures, high, | Bed Bank Area f •round 40. Thursday'* outlook: jchance a( MOW or rain. Copyright—The Red Bank Register, Inc. 1986.* DIAL 741-0010 MONMOUTH COUNTY'S HOME NEWSPAPER FOR 88 YEARS VOL RQ NO 194 - IMM4 IUIIT, Honour thnnub jrrfdur. (MOM CU»» PofUn 7c PER COPY PAGE ONE VUL,. B», «U. l£i ,p«™»t Sid BSK IM it AiUllion*l tuning OtflceV • TUESDAY, DECEMBER 20, 1966 Court Voids Insurance Policy Fine Print TRENTON (AP) ^ Spurred by supposed to read the policy, only he said,- the department will seek print of their insurance policies. mestic in her home, Lan- If she'd known she wasn't, they "Why do insurance companies a state Supreme Court ruling, a very hardy soul would have special legislative power to In a hearing prior to Mon- donia Blanton, tumbled down a said, she gladly would have paid have EO much trouble in using the state Banking and Insurance plowed through all the fine print force compliance. day's Supreme Court decision, the flight of basement stairs and frac- a few dollars more for it. the mother tongue? They say Department today charted a here (1$ pages) in an effort to Bryant minimized the possibili- justices themselves expressed be- tured an ankle. The domestic The supreme court took a sym- one thing in big type and in course to eradicate fine print understand the many terms and ty of a wave of lawsuits grow- wilderment over, the meaning- of won a $2,900 workmen's com- pathetic view. It said the policy's small type take it away." from insurance policies. conditions," the court declared in ing out the Supreme Court de- insurance company language. pensation claim, but the com- wording would have given any Thus, the court observed in its a 6-0 verdict. cision. But he said cases now in The aggrieved woman, Mrs. panies refused to cover Mrs. written opinion that if the in- The state's high tribunal ruled layman the impression he was litigation undoubtedly would be Lydia.Gcrhardt of 16 Great Hills Gerhardt's loss. , . - • surance companies had acted fair- Informed of the decision, Hor- protected against such claims. Monday that,a Short Hills wom- affected. The statute of limita- Ter., Short Hills, bought a home- The lower courts dismissed her ly they could have: ace; J. Bryant Jr., deputy bank- Additionally, the policy didn't an was entitled to insurance pro- tions on most casualty liability owners package policy from the suit against the. insurance com- — Given clear notice on the ing and insurance commissioner, : tection against a, workmen's polices is two' years, he said. Continental Insurance Co. and the panies, • , ' explicitly exclude workmen's front of the policy that work-' said his department was prepar* compensation claim even though Over the1 years,* the Banking' Firemen's Insurance Cq. to pro- Mrs. Gerhardt's lawyers^con- compensation claims, the court men's compensation claims were ing to advise insurance compa- the fine print. in her policy ap- and Insurance Department has tect herself against, personal li- tended she understood from a 'said,* although it added up to excluded. nies to comply With the high court peared to exempt the insurance received 'a large number of com- ability claims, ' layman's -reading of the policy that. ' .'•• ' .-''.. — Sent Mrs. Gerhardt a sepa- opinion. ' companies. plaints, from pollcyholders about Fell on Steps . that she was protected against Summing up the court's, feel- ' rate note explaining the exemp- ."While the insured is always If the insurance companies balk loopholes written into the fine On Oct. 17, 1963,- a woman do- workmen's compensation claims. ings, Wointraub asked: tion. To SmashNorth Viet Buildup in SAIGON (AP) — High-flying American bombers,; flying numerous MIG17s and the speedi- The Viet; Cong' marked the the,country. In all these, the small offensive operations by B52 bombers today carried on through intense. flak and chal- er, Delta-Wing MIG21s; but only sixth: anniversary today pf the headquarters said, casualties to government troops. ' the U.S. campaign to smash a lenging MIG interceptors, hit an one encounter was reported. founding of the National Libera- government troops were light and The U.S. Destroyer Maddox at- North Vietnamese buildup in the oil dump 14>4 miles' north of U..S. headquarters said a group tion Front, their insurgent move- civilian casualties totaled three tacked supply junks and barges demilitarized zone, raining1'explo- Hanoi and. other targets yester- of MIG21s fired cannon and air- ment to take over rule of South killed and five wounded. about seven miles north of the sives on infiltrating troops In day, U.S. headquarters an- to-air missiles at Air Force'bomb- Vietnam, but an anticipated out- Vietnamese headquarters re- demilitarized zone yesterday for their sixth raid in three days. nounced. ers. in a single firing pass but break of terrorism failed to ma- ported, 23 Viet; Cong killed in four the second straight day. U.S. headquarters said the 121 Missions Flown, no American planes were hit. terialize. Stratoforts hit troop concentra- U.S. pilots flew 121 missions Ground fighting in South Viet- ' 8 Small Probes • tions in the southern half of the over the north, the 'highest num- nam continued on a small scale However, South Vietnamese buffer zone a few miles north of ber In recent weeks of bad weath- as the 48-hour truce for Christ- military headquarters reported the area where five B-S2 raids er. The missions involved 350 to mas approached. The truce starts eight small Viet Cong probe at- struck in the previous two days. 400 individual sorties. at 7 a.m. Saigon time on Satur- tacks; ambushes and mortar shell- US. Seeks Way Over North Vietnam, other* •The fliers reported sighting day. ings in widely scattered parts To Extend Peace WASHINGTON (AP) — The United States has several ef- MAIL FOR FIRST CLASS MALE — KritHn and Erie Red Bank Favors forts under way to probe the possibilities of extending a Petersen, children of Mr, and Mr». Erie Pataritn of 8 Christmas'truce: in Vietnam into a long-term cease-fire under DeForrest PI,, Waif Long Branch, get auisfarice from agreed conditions, officials report. But they, add that reactions from Communist leaders so Pot+maiter William Conway at special post office fat far are c6p>p}ete.ly negative: •;•' • ' " ' ' u> by Wait Cong Bfancjt $?mi^rty{>gtt>jfotborough The possibility that U-N; Secretary General U Thant can children's htfart% $anra Claui. ' \^''' '. Interest North Vietnam in cease-fire discussions is considered RED BANK — A majority of ment* plant .on Bodman PI, a Democrat, .and .Mayor-elect and'Charles K. Woodward. slight, in the light of the probing so far. Borough Council wants to join pumping the 'effluent into the John P. Arnone, a Republican, Mr. Williams, attending His las Officials declined, to give any specifics, but said there had the Northeast .Monmouth County Navesink River' met Saturday morning to discuss meeting as a councilman, noted been no encouragement to hope lor a break in the war of legional Sewerage' Authority, but The state has ordered ' Redthe problem, but they didn't that Haien ,and Sawyer estimat- more than a few hours- duration, during the holiday season. Say Zone Code only if Red Bank can be/a vot- Bank to,halt that practice, and agree. , , ed- if would .cost around $20,000 U.S. Ambassador Arthur-Goldberg asked Thant yester- ing member. ,-- . has made it obvious, to the point - Mr. O'Hern voted against the oe'"rr year' more to join Northeast day to explore all possible'ways of getting cease-fire talks Passed by a 4-2 vote last'night of threatening to bold back gov- resolution last night. MivArnOne thaan-to: . build another plant, "and going-. - • • - • •• : " j was a resolution authorizing Bor- ernment aid, that it wants the said he, favored the terms of the wj would, end up *ith no con- Officials still rule .out- an extended suspension of bombing ough Attorney Patrick J. Mc- borough in the regional system. resolution. trol over'the disposal, system:" by the United States unless the Communists make a re- Discriminates Gann to express to the state To aid in making the decision Said Mr. O'Hern, "I feel we Mr. Oakley,'. also in apparent ciprocal move to-scale down hostilities. should join Northeast, but I He made the statements after Department of Health the council engaged the engineering agreement with the Republican Both Thant and Pope Paul VI have been pressing for MIDDLETOWN — Rfcv. Paul L, don't think we can make this the Zoning Board of Adjustment borough's conditional willingness firm of Hazen and Sawyer, New mayor-elect, .noted, that, joining extension of the Christmas truce beginning next Saturday into Alford of the Christian Mission- condition. I. will vote against the Northeast, as a customer would recommended denial of a vari- to join the six-town network. York, to study the problem. The a lengthy period of quiet in the war and intense activity on ary Alliance last night, charged resolution." subject 'the borough to re-nego- ; ance for his group to use a three- If Red'Bank can't be a mem- Hazen and." Sawyer report' ar- the diplomatic front. ' . that the zoning ordinance "dis- Democratic Councilman Theo- tiation'rt, the price'per gallon of room bungalow at 7 Beach fer. Mr, the resolution says, it will rived in October, and recommend- The truces so far agreed between the two sides are, the criminates against the Spanlsh- dore J.