Progress in Nuclear Astrophysics of East and Southeast Asia
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Mobile Banking
Automated teller machine "Cash machine" Smaller indoor ATMs dispense money inside convenience stores and other busy areas, such as this off-premise Wincor Nixdorf mono-function ATM in Sweden. An automated teller machine (ATM) is a computerized telecommunications device that provides the customers of a financial institution with access to financial transactions in a public space without the need for a human clerk or bank teller. On most modern ATMs, the customer is identified by inserting a plastic ATM card with a magnetic stripe or a plastic smartcard with a chip, that contains a unique card number and some security information, such as an expiration date or CVVC (CVV). Security is provided by the customer entering a personal identification number (PIN). Using an ATM, customers can access their bank accounts in order to make cash withdrawals (or credit card cash advances) and check their account balances as well as purchasing mobile cell phone prepaid credit. ATMs are known by various other names including automated transaction machine,[1] automated banking machine, money machine, bank machine, cash machine, hole-in-the-wall, cashpoint, Bancomat (in various countries in Europe and Russia), Multibanco (after a registered trade mark, in Portugal), and Any Time Money (in India). Contents • 1 History • 2 Location • 3 Financial networks • 4 Global use • 5 Hardware • 6 Software • 7 Security o 7.1 Physical o 7.2 Transactional secrecy and integrity o 7.3 Customer identity integrity o 7.4 Device operation integrity o 7.5 Customer security o 7.6 Alternative uses • 8 Reliability • 9 Fraud 1 o 9.1 Card fraud • 10 Related devices • 11 See also • 12 References • 13 Books • 14 External links History An old Nixdorf ATM British actor Reg Varney using the world's first ATM in 1967, located at a branch of Barclays Bank, Enfield. -
NPCI Appoints FIME to Set up the Certification Body for India's
NPCI appoints FIME to set up the certification body for India’s Payment Scheme, RuPay FIME to define, manage and execute certification programme for RuPay 6 March 2014 – National Payments Corporation of India (NPCI), the umbrella organisation of all retail payment systems in the country, has appointed advanced secure-chip testing provider FIME to deliver its RuPay certification programme. NPCI will utilise FIME’s expertise in setting up EMV®-based certification board for its card payment scheme- RuPay. FIME will define the certification specification, laboratory setup, test plan specification, test tools and operate the certification board for RuPay. FIME will also be involved in setting up the certification process including the associated administrative and business operations. This certification board will be effective from March 2014. This will ensure all payment cards and point-of-sale terminals deployed under the brand align to the requirements of RuPay specifications. It will also ensure necessary infrastructural alignment of acquirers and issuers with the payment system. Prakash Sambandam, Director of FIME India says: “Many countries have, or are in the process of migrating to the EMV payment standard. Transitioning to a chip payment infrastructure will take time and require the implementation of new product development cycles. Adhering to RuPay, an EMV payment scheme will ensure that the products achieve the required functional and security standards and perform as intended, once live in the marketplace. This level of compliance is vital to ensure product interoperability and security optimisation”. In addition to enhanced security, the new payment platform presents opportunities to deliver advanced payment solutions – such as mobile and contactless payments – which are based on secure-chip technology. -
CANADA Executive Summary
Underwritten by CASH AND TREASURY MANAGEMENT COUNTRY REPORT CANADA Executive Summary Banking The Canadian central bank is the Bank of Canada / Banque du Canada. The bank is based in Ottawa and its authority derives from the Bank of Canada Act. Canada does not apply central bank reporting requirements. Resident entities are permitted to hold fully convertible foreign currency bank accounts domestically and outside Canada. Non-resident entities are permitted to hold fully convertible domestic and foreign currency bank accounts within Canada. Canada has 32 domestic banks and 24 subsidiaries of foreign banks that are permitted to offer the full range of wholesale and retail banking services. There are also five cooperative credit associations that are federally regulated. In addition, 33 foreign banks have established branches in Canada. Payments Canada’s two main interbank payment clearing systems are LVTS and ACSS. The most important cashless payment instruments in Canada are electronic credit transfers in terms of value and card payments in terms of volume. Although their usage is falling, checks remain an important form of payment. The increased use of electronic and internet banking has led to a growth in the use of electronic payments such as electronic credit transfers and direct debits. Card payments have increased steadily, especially in the retail sector. Liquidity Management Canadian-based companies have access to a variety of short-term funding alternatives. There is also a range of short-term investment instruments available. Cash concentration is the more common technique used by Canadian companies to manage company and group liquidity. Of the available techniques, zero-balancing is the most commonly used. -
04 April 2013 PCI Council Announces New Affiliate Members WAKEFIELD, Mass., 4 April, 2013
Media Contacts Laura K. Johnson, Ella Nevill PCI Security Standards Council +1-781-876-6250 [email protected] Twitter @PCISSC PCI SECURITY STANDARDS COUNCIL ANNOUNCES NEW AFFILIATE MEMBERS — First cohort of PCI SSC Affiliate members comprised of global payment security experts— WAKEFIELD, Mass., 4 April, 2013 — Today the PCI Security Standards Council (PCI SSC), an open, global forum for the development of payment card security standards announced that three organizations have joined the Council as the first Affiliate members. The Australian Payment Clearing Association (APCA), Cartes Bancaires CB and Interac Association will participate in this new capacity effective 1 April, 2013. The Council introduced the Affiliate membership class in 2012 as part of a continued drive to leverage industry expertise and broaden global input into the standards development process. Affiliate membership is open to regional and national organizations that define standards and influence adoption by their constituents who process, store or transmit cardholder data. This category offers Affiliate members the opportunity to become active participants on PCI working groups, in addition to playing an integral role in the standards development process. The Australian Payments Clearing Association (APCA) is the self-regulatory body set up by the payments industry to improve the safety, reliability, equity, convenience and efficiency of the Australian payments system. APCA represents 90 members that include the Reserve Bank of Australia, major and regional banks, building societies, credit unions, large retailers and other principal payments service providers. Cartes Bancaires CB, (Groupement des Cartes Bancaires CB), based in Paris, France, is an Economic Interest Consortium (GIE), and the governing body of the CB payment system. -
Account Selection Made Easy Money Management Tools
ACCOUNT SELECTION MADE EASY MONEY MANAGEMENT TOOLS Recordkeeping As an online or mobile Banking Customer, you can view your account transactions whenever you wish. Banking, you can view, print and save copies of cheques that have cleard through your Canadian accounts service is free of charge. Automatic transfers Pre-authorized payments and direct deposits Overdraft protection6 FINDING THE PERFECT FIT FOR MANAGING YOUR MONEY Easy, exible banking, to suit all your needs Bank the way you want (ATMs) or in branch ® ATM cash withdrawals throughout Canada secure way to send, request and receive money directly from one bank account to another © ATMs cash withdrawals around the world EASY ACCESS ATMs, Mobile, Telephone and Online Banking. Your Online Banking Telephone Banking ATMs Interac® Debit Interac® e-Transfer Use Online Banking to send/request money to/from anyone with an email address or cellphone number and a bank account at a Canadian nancial institution. International ATM withdrawals Cirrus©2 ATM. First Nations Bank of Canada branch service The Exchange® Network Withdraw cash or make deposits at participating ATMs displaying e Exchange® Network symbol. Looking for a convenient way to needs? Our chequing accounts have what you need to take care of your bill payments, deposits, withdrawals and Value Account Transactions Included 12 included Additional Fees Interac® ATM withdrawal $1.50 each Cirrus©2 ATM (inside U.S. and Mexico) $3 each Cirrus©2 ATM (outside Canada, U.S. and Mexico) $5 each Interac® e-Transfers sent $1.50 each Receive a Fullled Interac® Money Request $1.50 Fulfill an Interac® e-Transfer Money Request free Recordkeeping Options Additional Features Monthly Fees and Rebates Value Plus Account Transactions Included Additional Fees Interac® ATM withdrawal $1.50 each Cirrus©2 ATM (inside U.S. -
Faster Payments QIAT
Faster Payments QIAT Proposer: The Clearing House and FIS February 21, 2017 TABLE OF CONTENTS Original Proposal 2 Q&A Response 106 Draft QIAT Assessment 120 (Includes proposer comment in Appendix A & B) 136 Task Force comments 140 Proposer response to Task Force comments 153 Final QIAT Assessment 155 Submitted by: Proposal to Faster Payments Task Force April 22, 2016 This Proposal is submitted under and subject to the terms of the Amended and Restated Faster Payments Task Force Participation Agreement for an Organization (the “Agreement”), and shall be used only as explicitly set forth in the Agreement. The Proposal includes technology that is owned by or proprietary to The Clearing House Payments Company L.L.C. and third parties. Proposed features, functionality, implementation details, requirements and timetables are in development and subject to change at any time. 2 | Executive Summary 01 |Executive 02 | Use Case 03 | Proposal 04 | Part A1: 05 | Part A2: Use 06 | Part B: 07 | Self Summary Coverage Assumptions Solution Case Description Business Assessment Description Considerations Table of Contents Contents 1: Executive Summary 3 2: Use Case Coverage Domestic Coverage 5 Cross-border Coverage 6 3: Proposal Assumptions 7 4: Part A.1: Solution Description Introduction 8 Initiation 13 Authentication 21 Payer authorization 22 Approval by payer’s provider 23 Clearing, Receipt & Settlement 25 Reconciliation 27 Summary 28 5: Part A.2: Use Case Description Use case description (P2P) 30 Use case description (B2B) 31 Use case description (B2P) 32 Use case description (P2B) 33 Use cases by effectiveness criteria 34 6: Part B: Business Considerations Introduction 36 Implementation Timeline 38 Value Proposition and Competition 40 Integration Effort 41 Legal & Governance 44 7: Self Assessment Ubiquity 49 Efficiency 51 Safety and Security 53 Speed (Fast) 56 Legal Framework 57 Governance 58 8: Appendix The Clearing House Payments Company L.L.C. -
Interstellarum 25 Schließen Wir Den Ersten Jahrgang Der Neuen Interstellarum-Hefte Ab
Liebe Leserinnen, liebe Leser, Meade gegen Celestron, das ist das große Duell der beiden Teleskopgiganten aus Amerika. Wir sind stolz darauf, als erste deutschsprachige Zeitschrift einen fairen Zweikampf der weltgröß- ten Fernrohrhersteller anbieten zu können; un- getrübt von wirtschaftlichen oder redaktionellen Vorbehalten. Dazu haben wir die neuen aufre- genden GPS-Teleskope von Meade und Celes- tron in einem Produktvergleich gegenüberge- stellt. Im ersten Teil in diesem Heft erfahren Sie mehr über Mechanik und Elektronik der beiden Computerteleskope (Seite 60); die Ergebnisse der Praxis unter den Sternen lesen Sie dann in einem kommenden Heft. Mit interstellarum 25 schließen wir den ersten Jahrgang der neuen interstellarum-Hefte ab. Ein Plus von 30% bei den Abonnentenzahlen spricht für unseren Weg, den wir konsequent fortsetzen Polarlichter in Deutschland (Foto: Thomas Jäger) werden. Dabei möchten wir verstärkt das Augen- merk auf hochqualitative Beiträge für praktisch tätige Amateurastronomen lenken. werden wir uns zusätzlich der Jupiterbeobach- tung und dem Merkurdurchgang vom 7.5.2003 2003 wird bei interstellarum zum Jahr der widmen. Schließlich stehen 2003 mit zwei Planetenbeobachtung ernannt. Auftakt ist der Mondfinsternissen und einer partiellen Sonnen- Beitrag zur Beobachtung der Saturnringe in die- finsternis drei weitere Großereignisse auf dem ser Ausgabe (Seite 34). Mit dem nächsten Heft Programm. beginnen wir zusätzlich eine intensive Vorberei- tung auf die große Mars-Opposition in diesem Was wir noch 2003 geplant haben, ist auf Sommer mit Beiträgen zu verschiedenen prakti- www.interstellarum.de nachzulesen. Ihren eige- schen Themenkreisen in jedem Heft. Verstärkt nen Bericht nehmen wir gerne entgegen. Mit interstellarum 25 endet die Comic-Serie Astromax (Seite 80), die Schöpfer Rainer Töpler aus Zeitgründen aufgeben muss – vielen Dank für die sechs kurzweiligen Geschichtchen. -
TD Generation Union Pay Guide
TD Generation UnionPay Guide For the TD Generation • All-in-One, HSPA, WiFi • Portal with PINpad • Portal 2 with PINpad COPYRIGHT © 2016 by The Toronto-Dominion Bank This publication is confidential and proprietary to The Toronto-Dominion Bank and is intended solely for the use of Merchant customers of TD Merchant Solutions. This publication may not be reproduced or distributed, in whole or in part, for any other purpose without the written permission of an authorized representative of The Toronto-Dominion Bank. NOTICE The Toronto-Dominion Bank reserves the right to make changes to specifications at any time and without notice. The Toronto-Dominion Bank assumes no responsibility for the use by the Merchant customers of the information furnished in this publication, including without limitation for infringements of intellectual property rights or other rights of third parties resulting from its use. Contents Who should use this guide? .....................................................1 What is UnionPay? .................................................................................. 1 How do I identify a UnionPay card? ....................................................... 1 UnionPay card types ............................................................................... 1 Financial Transactions ............................................................2 Transaction requirements ......................................................................2 PIN entry ............................................................................................................2 -
Globular Clusters and Galactic Nuclei
Scuola di Dottorato “Vito Volterra” Dottorato di Ricerca in Astronomia– XXIV ciclo Globular Clusters and Galactic Nuclei Thesis submitted to obtain the degree of Doctor of Philosophy (“Dottore di Ricerca”) in Astronomy by Alessandra Mastrobuono Battisti Program Coordinator Thesis Advisor Prof. Roberto Capuzzo Dolcetta Prof. Roberto Capuzzo Dolcetta Anno Accademico 2010-2011 ii Abstract Dynamical evolution plays a key role in shaping the current properties of star clus- ters and star cluster systems. We present the study of stellar dynamics both from a theoretical and numerical point of view. In particular we investigate this topic on different astrophysical scales, from the study of the orbital evolution and the mutual interaction of GCs in the Galactic central region to the evolution of GCs in the larger scale galactic potential. Globular Clusters (GCs), very old and massive star clusters, are ideal objects to explore many aspects of stellar dynamics and to investigate the dynamical and evolutionary mechanisms of their host galaxy. Almost every surveyed galaxy of sufficiently large mass has an associated group of GCs, i.e. a Globular Cluster System (GCS). The first part of this Thesis is devoted to the study of the evolution of GCSs in elliptical galaxies. Basing on the hypothesis that the GCS and stellar halo in a galaxy were born at the same time and, so, with the same density distribution, a logical consequence is that the presently observed difference may be due to evolution of the GCS. Actually, in this scenario, GCSs evolve due to various mechanisms, among which dynamical friction and tidal interaction with the galactic field are the most important. -
Bankersadda September (1-30) Q1
Page 1 of 149 BANKERSADDA SEPTEMBER (1-30) Q1. Who among the following has been appointed by the Appointments Committee of the Cabinet as “Officer on Special Duty” in the office of the Prime Minister? (a) Saurabh Kumar (b) Pawan Kapoor (c) Nripendra Misra (d) P.K. Sinha (e) Rajiv Gauba S1. Ans.(d) Sol. The Appointments Committee of the Cabinet has approved the appointment of P.K. Sinha as “Officer on Special Duty” in the office of the Prime Minister. Q2. Which state has launched the ‘Walk to Work’ campaign, which is a part of Fit India Movement recently launched in the country by the Prime Minister? (a) Meghalaya (b) Nagaland (c) Assam (d) Manipur (e) Tripura S2. Ans.(a) Sol. Chief Minister of Meghalaya launched the ‘Walk to Work’ campaign in the state. The campaign is a part of Fit India Movement which has been launched in the country by the Prime Minister. Q3. The Central TB Division of the Health Ministry has signed an MoU with which Institute to explore the application of cutting-edge Artificial Intelligence technology in its fight against TB? (a) BITS, Pilani (b) IIT, Delhi (c) Wadhwani Institute (d) IIT, Mumbai (e) IISC, Bengaluru S3. Ans.(c) Sol. The Central TB Division of the Health Ministry has signed an MoU with Wadhwani Institute to explore the application of cutting-edge Artificial Intelligence technology in its fight against tuberculosis (TB). Q4. Which state government has decided to form a Special Tiger Force, which will serve as a second layer of protection for tigers at the Corbett Tiger Reserve? (a) West Bengal For more join - https://t.me/bhawna_weekly_quiz_pdf https://t.me/reasoning_group https://t.me/quant_group https://t.me/adda4ssc https://t.me/adda4english https://t.me/ca_quizzes https://t.me/target_mains_puzzles Page 2 of 149 (b) Rajasthan (c) Madhya Pradesh (d) Kerala (e) Uttarakhand S4. -
Women of Goddard: Careers in Science, Technology, Engineering, and Mathematics
Women of Goddard: Careers in Science, Technology, Engineering, and Mathematics Engineering, Technology, Careers in Science, of Goddard: Women National Aeronautics and Space Administration Goddard of Parkinson, Millar, Thaller Millar, Parkinson, Careers in Science Technology Engineering & Mathematics Women www.nasa.gov Women of Goddard NASA’s Goddard Space Flight Center IV&V, WV Goddard Institute for Space Studies, Greenbelt, Maryland, Main Campus Wallops Flight Facility, Virginia New York City Testing and Integration Facility, Greenbelt Home of Super Computing and Data Storage, Greenbelt GSFC’s new Sciences and Exploration Building, Greenbelt Women of Goddard: Careers in Science, Technology, Engineering, and Mathematics Editors: Claire L. Parkinson, Pamela S. Millar, and Michelle Thaller Graphics and Layout: Jay S. Friedlander In Association with: The Maryland Women’s Heritage Center (MWHC) NASA Goddard Space Flight Center, Greenbelt, Maryland, July 2011 Women of Goddard Careers in Foreword Science A century ago women in the United States could be schoolteachers and nurses but were largely excluded from the vast majority of other jobs that could Technology be classified as Science, Technology, Engineering, or Mathematics (STEM careers). Some inroads were fortuitously made during World Wars I and II, when because of Engineering the number of men engaged in fighting overseas it became essential that women fill in on jobs of all types on the home front. However, many of these inroads Mathematics were lost after the wars ended and the men -
China's First Step Towards Probing the Expanding Universe and the Nature of Gravity Using a Space Borne Gravitational Wave
PERSPECTIVE https://doi.org/10.1038/s42005-021-00529-z OPEN China’s first step towards probing the expanding universe and the nature of gravity using a space borne gravitational wave antenna The Taiji Scientific Collaboration* In this perspective, we outline that a space borne gravitational wave detector network combining LISA and Taiji can be used to measure the Hubble constant with an uncertainty less than 0.5% in ten years, compared with the network of the ground based gravitational wave detectors which can measure the Hubble constant within a 2% uncertainty in the next five years by the standard siren method. Taiji is a Chinese space borne gravitational wave 1234567890():,; detection mission planned for launch in the early 2030 s. The pilot satellite mission Taiji-1 has been launched in August 2019 to verify the feasibility of Taiji. The results of a few tech- nologies tested on Taiji-1 are presented in this paper. he observation of gravitational waves (GWs) enables us to explore the Universe in more Tdetails than that is currently known. By testing the theory of general relativity, it can unveil the nature of gravity. In particular, a GW can be used to determine the Hubble constant by a standard siren method1,2. This method3 was first used by the Advanced LIGO4 and Virgo5 observatories when they discovered GW event GW1708176. Despite the degeneracy problem in the ground-based GW detectors, the Hubble constant can reach a precision of 2% after a 5-year observation with the network of the current surface GW detectors6, although LIGO’s O3 data have shown that the chance to detect electromagnetic (EM) counterpart might be a little optimistic7.