RBC Investments GIC Annual Pay Rates

Total Page：16

File Type：pdf, Size：1020Kb

RBC Dominion Securities / RBC Dominion valeurs mobilières GIC Rates / Taux de rendement annuel des CPG – 07/20/2016 Short Term Fixed GICs 90 Day 180 Day 270 Day Royal Bank of Canada Short- 0.70% 0.70% 0.70% Term Cashable GICs 30 Day 1 Year Cashable GICs Royal Bank of Canada Cashable 0.70% RBMC Cashable 0.70% Fixed 1Y – 5Y Term GICs 1 Year : 1 an 2 Years : 2 ans 3 Years : 3 ans 4 Years : 4 ans 5 Years : 5 ans Royal Bank of Canada 1.40% 1.45% 1.55% 1.65% 1.80% Royal Bank Mortgage Corp. 1.40% 1.45% 1.55% 1.65% 1.80% Royal Trust Company 1.40% 1.45% 1.55% 1.65% 1.80% Royal Trust Corporation 1.40% 1.45% 1.55% 1.65% 1.80% Bank of Montreal 1.40% 1.45% 1.50% 1.50% 1.70% Bank of Montreal Mortgage Corp 1.40% 1.45% 1.50% 1.50% 1.70% Bank of Nova Scotia 1.40% 1.45% 1.55% 1.65% 1.80% B2B Bank 1.30% 1.65% 1.65% 1.70% 1.81% Canadian Tire Bank 1.25% 1.40% 1.50% 1.65% 1.80% Canadian Western Bank 1.30% 1.60% 1.75% 1.80% 1.85% Canadian Western Trust 1.30% 1.60% 1.75% 1.80% 1.85% Equitable Bank 1.45% 1.50% 1.75% 1.70% 1.80% HSBC Bank 1.40% 1.50% 1.60% 1.70% 1.85% HomEquity Bank 1.10% 1.20% 1.30% 1.75% 1.92% Home Trust Company 1.45% 1.60% 1.70% 1.80% 1.90% ICICI Bank 1.37% 1.49% 1.72% 1.73% 1.91% KEB Hana Bank Canada 1.20% 1.30% 1.40% 1.45% 1.55% Laurentian Bank 1.30% 1.65% 1.65% 1.70% 1.81% LBC Trust 1.30% 1.65% 1.65% 1.70% 1.81% Manulife Bank 1.20% 1.40% 1.50% 1.65% 1.80% Manulife Trust 1.20% 1.40% 1.50% 1.65% 1.80% Montreal Trust 1.40% 1.45% 1.55% 1.65% 1.80% NATCAN Trust Co (NBC) 1.35% 1.45% 1.55% 1.65% 1.81% National Bank of Canada 1.35% 1.45% 1.55% 1.65% 1.81% VersaBank (formerly PWB) 1.45% 1.45% 1.55% 1.65% 1.80% Peoples Trust 1.45% 1.45% 1.55% 1.65% 1.80% SBI Canada Bank 1.31% 1.41% 1.75% 1.85% 1.92% TD Mortgage Corp 0.75% 0.80% 0.90% 1.05% 1.10% TD Pacific Mortgage 0.75% 0.80% 0.90% 1.05% 1.10% VANCITY Credit Union 1.40% 1.30% 1.40% 1.50% 1.70% Highest rates : 1.45% 1.65% 1.75% 1.85% 1.92% Taux plus élevés Lowest rates : 0.75% 0.80% 0.90% 1.05% 1.10% Taux moins élevés Average rate : 1.30% 1.42% 1.53% 1.62% 1.76% Taux moyens Rates as of 07/20/2016. Rates are subject to change and availability. Taux en date du 07/20/2016. Les taux sont sujets à changer et sont fonction de leur disponibilité. RBC Dominion Securities Inc.* and Royal Bank of Canada are separate corporate entities which are affiliated. *Member – Canadian Investor Protection Fund. ®Registered trademark of Royal Bank of Canada. ®Registered trademarks of Royal Bank of Canada. Used under license. ©Copyright 2012. All rights reserved. RBC Dominion valeurs mobilières Inc.* et la Banque Royale du Canada sont des entités juridiques distinctes et affiliées. *Membre – Fonds canadien de protection des épargnants. ® Marque déposée de la Banque Royale du Canada, utilisée sous licence. ® Marque déposée de la Banque Royale du Canada, utilisée sous licence. © Copyright 2012. Tous droits réservés. .

Copy Link

Recommended publications

2021 Annual Report
2021 Annual Report Built to help Albertans— then, now, and always There has never been a more powerful demonstration of the strength and resiliency of Albertans than what we witnessed over the past year. In the face of an ongoing global health crisis and the resulting economic impacts, the people of this province found ways to stay connected—offering each other support, encouragement, and hope when it was needed most. ATB is grateful to have played a part in helping Albertans navigate their way through the uncertainty and challenges of 2020. We focused first on the health and safety of our team members and our clients while building solutions to address the most urgent needs of our clients and our communities. Since then, we’ve continued to uplift Albertans, their businesses, and their communities whenever and wherever we can. Our commitment to Albertans is at the centre of everything we do. It’s why we’ve encouraged people to imagine what’s possible and why we’ve nurtured the entrepreneurial spirit of Albertans. It’s why we’ve supported local, seeded ingenuity, and spurred innovation both before and during the pandemic. And it’s what we’ll continue to do to keep Albertans moving toward the better days ahead. We know those days will come—and we’ll be here to help Albertans embrace the possibilities that come with them. Table of Contents Built to help Albertans—then, now, and always 01 Message from President and CEO Curtis Stange 03 Message from Board Chair Joan Hertz 05 Our Strategic Leadership Team 07 Business Highlights 08 Our Corporate Social Responsibility 09 Economy 11 Workplace 18 Diversity, Inclusion, and Belonging 22 Social Impact and Community Initiatives 28 Environment 34 2020–21 Financial Highlights 38 Message from Chief Financial Officer Dan Hugo 41 Stakeholder Engagement 43 About This Report 46 GRI Index 48 Locations 49 Management’s Discussion and Analysis and Financial Statements 50 Message from President and CEO Curtis Stange The act of reflection is powerful.
[Show full text]
2021 Salary Projection Survey Summary
2021 Salary Projection Survey Insights on compensation trends expected in 2021 - Summary report 38th edition | September 2020 Table of contents 1 Introduction 2 Compensation consulting 3 Participant profile 6 Survey highlights 8 Historical base salary increase trend 9 Base salary 11 Salary structure 13 Survey participants 22 Notice 22 For more information Introduction The results presented in this report are an analysis of responses collected between July and August 2020 to the 38th edition of Morneau Shepell’s 2021 Salary Projection Survey. The data represents a broad cross-section of industries representing 889 organizations across Canada and provides data on actual salary budget increase percentages for the past and current years, along with projected increases for next year. • The report contains segmented data and a detailed analysis by Morneau Shepell’s compensation consultants. • Survey participation jumped over 75% on a year over year basis from 506 organizations participating in 2019, to 889 in 2020. Many of these organizations also participated in our 2020 Canadian Salary Surveys. • Survey data includes actual 2020 and projected 2021 base salary increases and salary structure adjustments. • Survey data is reported excluding zeros and including zeros (freezes) but does not include temporary rollbacks due to COVID-19. • Findings are summarized for non-unionized employees. • Statistical requirements applied to the data analysis include a minimum of three organizations for average/mean reported results, and a minimum of five organizations
[Show full text]
Investor Presentation Q3 F2019
Investor Presentation VersaBank Q3 F2019 August 28, 2019 Advisory The Bank occasionally makes forward-looking statements about its objectives, operations and targeted financial results. These statements may be written or verbal and may be included in such things as press releases, corporate presentations, annual reports and other disclosure documents and communications. By their very nature, forward-looking statements involve inherent risks and uncertainties, both general and specific, many of which are out of the Bank’s control. Risks exist that predictions, forecasts, projections and other forward-looking statements will not be achieved. Readers or users of this information are cautioned not to place undue reliance on these forward-looking statements as a number of important factors could cause actual results to differ materially from the plans, objectives, expectations, estimates and intentions expressed in such forward-looking statements. These factors include, but are not limited to, the strength of the Canadian economy in general and the strength of the local economies within Canada in which the Bank conducts operations; the effects of changes in monetary and fiscal policy, including changes in interest rate policies of the Bank of Canada; global commodity prices, the effects of competition in the markets in which the Bank operates; inflation; capital market fluctuations; the timely development and introduction of new products in receptive markets; the impact of changes in the laws and regulations regulating financial services; changes in tax laws; technological changes; unexpected judicial or regulatory proceedings; unexpected changes in consumer spending and savings habits; and the Bank’s anticipation of and success in managing the risks implicated by the foregoing.
[Show full text]
Live Canadian Bank and Supplier Connections NAME TYPE
Live Canadian Bank and Supplier Connections NAME TYPE ENHANCED Alterna Savings Banks and Credit Cards Amazon.ca Rewards Visa from Chase Banks and Credit Cards American Express (Canada) Banks and Credit Cards YES American Express Merchant Services (EUR) Banks and Credit Cards Assiniboine Credit Union Banks and Credit Cards ATB Financial (Business) Banks and Credit Cards YES ATB Financial (Personal) Banks and Credit Cards BMO Debit Card Banks and Credit Cards YES BMO Nesbitt Burns Banks and Credit Cards BMO Online Banking for Business Banks and Credit Cards Canadian Tire Options MasterCard Banks and Credit Cards Canadian Western Bank Banks and Credit Cards YES Capital One Mastercard (Canada) Banks and Credit Cards CHASE Bank Canada Banks and Credit Cards CIBC Banks and Credit Cards YES CIBC Wood Gundy Banks and Credit Cards Coast Capital Savings Banks and Credit Cards YES Costco Capital One Credit Card Banks and Credit Cards CUETS: Choice Rewards Mastercard Banks and Credit Cards Desjardins Business Banks and Credit Cards Desjardins VISA Banks and Credit Cards Envision Financial Banks and Credit Cards First National Financial Banks and Credit Cards Ford Credit (Canada) Banks and Credit Cards HBC Credit Card Banks and Credit Cards Home Depot Consumer Credit Card (Canada) Banks and Credit Cards Home Depot Revolving Commercial Charge Card (Canada) Banks and Credit Cards HSBC Bank Canada Banks and Credit Cards HSBC MasterCard Banks and Credit Cards Interior Savings Credit Union Banks and Credit Cards Island Savings Banks and Credit Cards MBNA
[Show full text]
DFA Canada Global 50EQ-50FI Portfolio - Class a (USD) As of March 31, 2021 (Updated Monthly) Source: RBC Holdings Are Subject to Change
DFA Canada Global 50EQ-50FI Portfolio - Class A (USD) As of March 31, 2021 (Updated Monthly) Source: RBC Holdings are subject to change. The information below represents the portfolio's holdings (excluding cash and cash equivalents) as of the date indicated, and may not be representative of the current or future investments of the portfolio. The information below should not be relied upon by the reader as research or investment advice regarding any security. This listing of portfolio holdings is for informational purposes only and should not be deemed a recommendation to buy the securities. The holdings information below does not constitute an offer to sell or a solicitation of an offer to buy any security. The holdings information has not been audited. By viewing this listing of portfolio holdings, you are agreeing to not redistribute the information and to not misuse this information to the detriment of portfolio shareholders. Misuse of this information includes, but is not limited to, (i) purchasing or selling any securities listed in the portfolio holdings solely in reliance upon this information; (ii) trading against any of the portfolios or (iii) knowingly engaging in any trading practices that are damaging to Dimensional or one of the portfolios. Investors should consider the portfolio's investment objectives, risks, and charges and expenses, which are contained in the Prospectus. Investors should read it carefully before investing. This fund operates as a fund-of-funds and generally allocates its assets among other mutual funds, but has the ability to invest in securities and derivatives directly. The holdings listed below contain both the investment holdings of the corresponding underlying funds as well as any direct investments of the fund.
[Show full text]
Pacific & Western Bank of Canada
PACIFIC & WESTERN BANK OF CANADA Notice of Annual and Special Meeting of Shareholders and Management Proxy Circular Wednesday, April 27, 2016 London, Ontario PACIFIC & WESTERN BANK OF CANADA NOTICE OF ANNUAL AND SPECIAL MEETING OF SHAREHOLDERS APRIL 27, 2016 TAKE NOTICE that the Annual and Special Meeting of Shareholders (the “Meeting”) of PACIFIC & WESTERN BANK OF CANADA (the “Bank”) will be held at the London International Airport, Pacific & Western Bank of Canada’s Innovation Centre of Excellence, 1979 Otter Place, London, Ontario on Wednesday, April 27, 2016, at 11:30 a.m. for the following purposes: 1. to receive the financial statements for the fiscal year ended October 31, 2015 and the report of the auditors thereon; 2. to elect directors for the ensuing year; 3. to appoint auditors for the ensuing year and to authorize the directors of the Bank to fix their remuneration; 4. to consider, and if deemed advisable, to confirm a special resolution approving an amendment to section 4.1 of By-Law No. 1 of the Bank relating to fixing the number of directors of the Bank (the “Number of Directors Resolution”); 5. to consider, and if deemed advisable, to confirm a special resolution approving an amendment to section 9.6 of By-law No. 1 of the Bank relating to director remuneration (the “Director Remuneration Resolution”); 6. to consider and, if deemed advisable, to approve a special resolution to change the Bank’s name from Pacific & Western Bank of Canada to VersaBank (the “Name Change Resolution”); 7. to re-approve the existing Stock Option Incentive Plan of the Bank (the “Stock Option Incentive Plan Resolution”); and 8.
[Show full text]
Management's Discussion and Analysis of Operations and Financial
MANAGEMENT’S DISCUSSION AND ANALYSIS OF OPERATIONS AND FINANCIAL CONDITION This management’s discussion and analysis (“MD&A”) of operations and financial condition for the third quarter of Fiscal 2020, dated August 24, 2020, should be read in conjunction with the unaudited interim consolidated financial statements for the period ended July 31, 2020, which have been prepared in accordance with International Financial Reporting Standards (“IFRS”). This MD&A should also be read in conjunction with VersaBank’s (the “Bank”) MD&A and Audited Consolidated Financial Statements for the year ended October 31, 2019, which are available on the Bank’s website at www.versabank.com and SEDAR at www.sedar.com. Except as discussed below, all other factors discussed and referred to in the MD&A for the year ended October 31, 2019, remain substantially unchanged. HIGHLIGHTS (unaudited) for the three months ended for the nine months ended July 31 July 31 July 31 July 31 ($CDN thousands except per share amounts) 2020 2019 2020 2019 Results of operations Interest income $ 20,172 $ 22,958 $ 65,026 $ 66,042 Net interest income 12,384 14,059 40,417 40,242 Non-interest income 8 19 42 42 Total revenue 12,392 14,078 40,459 40,284 Provision (recovery) for credit losses (44) 381 238 (319) Non-interest expenses 6,410 6,860 20,014 20,225 Core cash earnings* 6,026 6,837 20,207 20,378 Core cash earnings per common share* $ 0.29 $ 0.32 $ 0.96 $ 0.96 Net income 4,369 4,963 14,659 14,791 Income per common share: Basic $ 0.18 $ 0.21 $ 0.62 $ 0.62 Diluted $ 0.18 $ 0.21 $ 0.62
[Show full text]
Empirical Approach to Financial Ratios of Commercial Banks a Data
EMPIRICAL APPROACH TO FINANCIAL RATIOS OF COMMERCIAL BANKS: A DATA ENVELOPMENT ANALYSIS Nobinkhor Kundu * Asaduzzaman Sikdar ** Dr. Helal Uddin Ahmed *** Abstract This paper explores the phenomenon of identifying the efficiency of bank performance and challenges faced by financial ratios in their attempt to achieve corporate efficiency. The paper empirically investigates - the comparative analysis of bank performance efficiency between Canada and the United Kingdom. The secondary data were collected from the datastream during the period from 2016 to 2017. Using the time series data to an analysed growth rate of financial ratios and generate graphs for best financial ratios and also use Data Envelopment Analysis (DEA). The results show that the efficiency score obtained by 7 commercial banks are one, with 6 commercial banks more than 90%, and one is about 85%. But Bank7 from selected fifteen's obtained efficiency score is moderate, 65%. This study finds analysis suggests that those who efficiency value is high compared to other banks and achieved the best corporate be performance. Keywords: Financial Ratios, Data Envelopment Analysis, Bank Performance, Efficiency 1. Introduction Over the last decades, commercial banks had affected the global financial crisis (GFC) in the whole world specially developed country. The global financial crisis demonstrated that there is a strong interdependence between economic activities and banking transactions. In the era of globalisation international banking transactions have affected due to the global financial crisis of 2007-2008. In this regard, it should be pointed out that the commercial bank of Canada and United Kingdom (U.K.) seems to face challenges regarding the financial ratios of the bank.
[Show full text]
DFA Canada Canadian Vector Equity Fund - Class a As of July 31, 2021 (Updated Monthly) Source: RBC Holdings Are Subject to Change
DFA Canada Canadian Vector Equity Fund - Class A As of July 31, 2021 (Updated Monthly) Source: RBC Holdings are subject to change. The information below represents the portfolio's holdings (excluding cash and cash equivalents) as of the date indicated, and may not be representative of the current or future investments of the portfolio. The information below should not be relied upon by the reader as research or investment advice regarding any security. This listing of portfolio holdings is for informational purposes only and should not be deemed a recommendation to buy the securities. The holdings information below does not constitute an offer to sell or a solicitation of an offer to buy any security. The holdings information has not been audited. By viewing this listing of portfolio holdings, you are agreeing to not redistribute the information and to not misuse this information to the detriment of portfolio shareholders. Misuse of this information includes, but is not limited to, (i) purchasing or selling any securities listed in the portfolio holdings solely in reliance upon this information; (ii) trading against any of the portfolios or (iii) knowingly engaging in any trading practices that are damaging to Dimensional or one of the portfolios. Investors should consider the portfolio's investment objectives, risks, and charges and expenses, which are contained in the Prospectus. Investors should read it carefully before investing. Your use of this website signifies that you agree to follow and be bound by the terms and conditions of
[Show full text]
List of Participating Firms - Banks
List of participating firms - Banks Membership fees ($) November 1, 2019 - English French October 31, 2020 Amex Bank of Canada Banque Amex du Canada 5,372 Atradius Credit Insurance Atradius Credit Insurance 55 B2B Bank B2B Banque 10,651 Bank of America, National Association Bank of America, National Association 2,000 Bank of China (Canada) Banque de Chine (Canada) 2,000 Bank of China Toronto Branch Banque de Chine, succursale de Toronto 2,000 Bank of Montreal Banque de Montréal 425,138 Bank of New York Mellon (The) Bank of New York Mellon (The) 2,000 Bank of Tokyo-Mitsubishi UFJ (Canada) /MUFG Banque de Tokyo-Mitsubishi UFJ (Canada) 2,000 Barclays Bank PLC Barclays Bank PLC, succursale canadienne 2,000 BMO Trust Company Société de Fiducie BMO 2,000 BNP Paribas BNP Paribas 2,000 BNY Trust Company of Canada Compagnie Trust BNY Canada 2,000 Bridgewater Bank Banque Bridgewater 2,000 Caisse populaire acadienne ltée (UNI) Caisse populaire acadienne ltée (UNI) 2,208 Canadian Imperial Bank of Commerce Banque Canadienne Impériale de Commerce 424,397 Canadian Tire Bank Banque Canadian Tire 6,358 Canadian Western Bank Banque canadienne de l'Ouest 2,000 Capital One Bank (USA), N.A. Capital One Bank (Canada Branch) 7,099 Central 1 Trust Company Société de fiducie Central 1 2,000 China Construction Bank Banque de construction de Chine succursale de 2,000 Cidel Bank Canada Banque Cidel du Canada 2,000 Cidel Trust Company Compagnie Cidel Trust 2,000 Citco Bank Canada Citco Bank Canada 2,000 Citibank Canada Citibanque Canada 2,000 Citibank, N.A.
[Show full text]
Canadian Western Bank
CANADIAN WESTERN BANK ANNUAL INFORMATION FORM DECEMBER 3, 2014 TABLE OF CONTENTS FORWARD-LOOKING STATEMENTS ...................................................................................................................................... 1 CORPORATE STRUCTURE ..................................................................................................................................................... 2 Name, Address and Incorporation ........................................................................................................................................... 2 Intercorporate Relationships ................................................................................................................................................... 2 GENERAL DEVELOPMENT OF THE BUSINESS ........................................................................................................................ 2 Three-Year History ................................................................................................................................................................... 2 DESCRIPTION OF THE BUSINESS ........................................................................................................................................... 4 General .................................................................................................................................................................................... 4 SUPERVISION AND REGULATION ........................................................................................................................................
[Show full text]
Depreciation Report and Insurance Appraisal Specified Property Of
DEPRECIATION REPORT AND INSURANCE APPRAISAL SPECIFIED PROPERTY OF: Strata Plan VAS2893 767 North Road Gibsons, BC Prepared by: Pacific Rim Appraisals Ltd. 550-2950 Douglas Street Victoria, BC V8T 4N5 and #2-57 Skinner Street Nanaimo, BC V9R 5G9 PREMISE OF VALUE AND EFFECTIVE DATE Depreciation Report with 3 Models – April 1, 2013 (Next Fiscal Year) Replacement Cost New for Insurance Purposes – February 16, 2013 Strata Council for VAS2893 February 22, 2013 767 North Road Gibsons, BC To Whom It May Concern: RE: 26 Unit Strata Complex located at 767 North Road, Gibsons, B.C. Strata Plan VAS2893 As requested, we have completed a depreciation report estimate for the improvements utilizing the most recent data available. The effective date of the depreciation report is based on an inspection date of January 5, 2013. The date of next fiscal year of April 1, 2013 is the effective start date for the study. The table below contains Pacific Rim Appraisals Ltd. recommended schedule of payments for the next three years. Failure to follow the proposed schedule of payments may result in inadequate reserve funds or require the use of special levy in the future which is against the intent of the legislation. Model No. 1 Funding based on current contribution of $2,500 increased by multi-family construction inflation only currently estimated at 2.2%. Special levies would be required in years 2018 to 2043. Model Not Recommended by Pacific Rim Appraisals Ltd. Yr. 2013 Yr. 2014 Yr. 2015 Yr. 2016 Year 2017 to 2043 $2,500 $2,555 $2,611 $2,727 See Page 8 of Model 1 Model No.
[Show full text]