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How to Manage Finances After Graduation Professors' Life Advice bg news An independent student press serving the campus and surrounding community, ESTABLISHED 1920 Bowling Green State University Wednesday, April 21, 2021 Volume 100, Issue 30 CONGRATULATIONS CLASS OF 2021 PHOTO PROVIDED BY MARKETING AND COMMUNICATIONS How to manage Professors’ life 2017 throwback; finances after advice for seniors popular music graduation Page 3 and movies Page 2 Page 4 & 5 BG NEWS April 21, 2021 | PAGE 2 BUDGET BLUES 1. 2. Financial advice for graduates Make a budget Set financial Kimberly McNeil | BG News Intern An important first step, making a Graduation can be an exciting time. For many, it comes with student loan debt. We can hope budget will show you exactly what goals that the movement toward debt forgiveness continues to gain traction. But for now, financial you need and when you’ll need it. Set goals for yourself from a financial advisors say paying down student loans and credit card debt should be a high priority for recent grads. Your credit score will determine your ability to do many things, and sometimes This will help you plan for all future perspective, but keep them realistic. is even a factor in being selected for a job. Grads will want to be aware of how their credit expenses. Make sure you reference your score is doing. budget as you do so. Most loans do not require payment for six months after graduation. There are also deferments and payment arrangements available if needed. Do your research on your loans, and find out what rights and responsibilities you have. The most important thing is to communicate with your lenders. Grads may also be facing some new bills. Some may be getting their first apartment which means they can expect rent, utilities and grocery bills. Grads will also need transportation. They will need to decide if they want the expenses of a car which include licenses, registration, insurance, repairs and gas. Grads who can opt for using public transportation 3. 4. will need to decide if it makes more financial sense to pay as they go or buy a pass. There is a wealth of advice on the internet on creating a budget and planning for your Manage student Build Savings or financial future. There are a few things that all financial advisors seem to agree on: loans and credit an Emergency Great Selection n Close to Campus n Great Prices card debt Fund This should be a priority on your You never know when you’re going list of expenses that need paid. The to need some emergency money, so last thing you want is bad credit for building up your savings or a fund JOHN NEWLOVE missing a student loan payment. in case of emergencies only is a very REAL ESTATE , INC. important thought to keep on the backburner. A PLACE YOU’LL LOVE TO CALL HOME 5. 6. –––––– Be aware of CALL TO Take advantage SCHEDULE your credit of employer A TOUR score benefits Over and above all, just be aware of Just as important as everything else it, and you should be fine. here, be sure to take advantage of Budgeting your money and building those employer benefits, especially credit can be intimidating for recent 401k. Located at grads. But with a little research APARTMENTS 841 Eighth Street and planning it does not have to be painful or stressful. Make sure you AVAILABLE 2 Bedroom, 1 1/2 Bath do allow for some entertainment SUCCESSFULLY SERVING BGSU STUDENTS SINCE 1978 expenses or the occasional treat. 319 E. Wooster Street | Across from Taco Bell With proper planning you can get Monday to Friday - 8:30 to 5:30 | Saturday - 9:00 to 3:00 by comfortably in the present while Visit bgfalconmedia.com for more. 419.352.6553 | www.johnnewloverealestate.com building toward future goals. BG NEWS April 21, 2021 | PAGE 3 LEARNING OUTSIDE THE CLASSROOM: Life advice from faculty to students BG News Staff Kristie Foell R.G Cravens World Languages and Cultures Associate Political Science Assistant Professor at Professor California Polytechnic State University “Take the risks and do the things NOW, while “Based on my experience, I would advise you’re young! Whether it’s attending grad students to live their lives authentically school in another state, working/studying/ and find a community that supports them. traveling overseas, or starting a business or Students who find a community in college, a family, the things you do in your 20s will either through peer groups or student lay the foundation for the rest of your life. So organizations, are more likely to graduate. whatever you’re passionate about, find a way Even as a faculty member, relocating to BG and GO FOR IT! In my own life this meant was made so much easier when I found a heading to graduate school in California and community of friends and colleagues. I stay lots of time spent in Germany and Austria in touch with them and miss them now that perfecting my language skills, including a I’m in California!” n year with Fulbright in Vienna; all of that laid the foundations for my academic career. Bob Kline Lindsey Aldrich College of Arts and Sciences Academic Instructor for Department of Sociology Adviser “Despite a global pandemic, everyone “Failure is a part of learning. You learn from who is graduating this semester managed mistakes. Everyone fails at something. to survive and to thrive. Be proud of Learning from mistakes enables you to yourselves, be gentle with yourselves, be University Village grow as a person, professional, partner, or kind to others and just do the best you can. friend. Learning how to fail is one of the Focus on becoming the person you want most important things to learn during these to be and helping to create the kind of & University Courts formative years.” community you want to be a part of. That The corner of Clough and Mercer is how we are all going to heal and that is (one block away) Yanqin Lu how we can do better as individuals and as School of Media and Communication a society.” One & Two Bedroom Apartments Assistant Professor Robyn Miller • Generous Utility Package “I did not think much about personal (gas, water, sewer, and trash) financial management (e.g., retirement Instructor for School of Human Movement, contribution, savings investment) until Sport and Leisure Studies • Flexible Leases joining the BGSU faculty. I wish I could start “The advice I would give students is to planning earlier and be more financially make sure you save money and do not get • Furnished Available literate. Given my personal experience, in debt that you cannot pay off. It is very • Walk to Campus I suggest students take advantage of any important to make sure you create a budget possible opportunities and start learning and have money left over after expenses at • 24 Hour Emergency Maintenace personal financial basics as early as the end of the month. Emergencies come up possible.” and it is important to have funds for these emergencies. As well as keep your credit Tiffany Knoell rating high so when you buy a house or a Assistant Teaching Professor in the car, you will receive the lowest interest rate Department of Pop Culture as possible. Interest rates are directly tied to your credit score.” “My primary advice to the graduating class of 2021 is be kind. No one knows another person’s struggles, so a little grace and awareness goes a long way.” 419-352-0164 | www.universityapartments.us YOUR LIFE SeptemberApril 21, 9, 20202021 | PAGE 43 TOP MUSIC & MOVIES FROM 2017 Alicia Kobasic | WBGU-FM Promotions Director The end of the semester is approaching, which means graduation for the class of 2021 is around the corner. With graduation, comes a time of reflecting on their last four years at BGSU. These seniors started their freshman year in 2017. In honor of graduation, here are the top music and movies that were popular during their freshmen year. ‘Lady Bird’ ‘Pitch Perfect 3’ ‘Star Wars: The Last Jedi’ MOVIES This film stars Saoirse Ronan, Laurie The final installment in the Pitch Perfect This film in the Star Wars franchise was Many amazing movies came out in the Metcalf and Tracy Letts. It is set in 2002 franchise was released on December 22, released on December 15, 2017. Like any year of 2017. Here are 10 of the top movies and tells the story of an artistically inclined 2017. This film brings back many of the Star Wars film, this was a box office hit, that came out during the class of 2021’s 17-year-old girl coming of age in Sacramento, original cast like Anna Kendrick and Rebel grossing over. $1.3 billion worldwide. It is no freshmen year. California. It was written and directed by Wilson. It is full of catchy covers of some of doubt that any film in the franchise that is Great Gerwig. It was released on November our favorite songs. It even has appearances released will be a hit. It is a classic film series 5, 2017. Overall the film received positive by DJ Khaled. that is loved by many. ‘Get Out’ reviews. It also received five Oscar This was Jordan Peele’s writing and nominations. directing debut. The film stars Daniel ‘IT’ ‘Baby Driver’ Kaluuya, Alison Williams and Bradley This film is based on the Stephen King This film was released on June 28, 2017 Whitford. The movie is about a young ‘Call Me By Your Name’ novel and is also a remake of the original t.v. and stars Ansel Elgort, John Bernthal and African American man who visits his white Based upon the book by Andre Aciman, miniseries that was released in 1990.
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