St. Mary's School Melrose 2017
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Banking & Finance Litigation Update
BANKING & FINANCE LITIGATION UPDATE ISSUE 77 We wish to establish a dialogue with our readers. CONTENTS Please contact us at B&FL Update and let us know Domestic Banking 2 which particular areas you are interested in and what you would find helpful. Domestic General 3 The Banking & Finance Litigation Update is European Banking 5 published monthly and covers current developments European General 6 affecting the Group's area of practice and its clients International Banking 6 during the preceding month. International General 7 This publication is a general overview and discussion of the subjects dealt with. It should not be used as a Press Releases 8 substitute for taking legal advice in any specific situation. DLA Piper UK LLP accepts no responsibility for any actions taken or not taken in reliance on it. Where references or links (which may not be active links) are made to external publications or websites, the views expressed are those of the authors of those publications or websites which are not necessarily those of DLA Piper UK LLP, and DLA Piper UK LLP accepts no responsibility for the contents or accuracy of those publications or websites. If you would like further advice, please contact Paula Johnson on 08700 111 111. DOMESTIC BANKING 6. Lloyds Banking Group has withdrawn its tracker mortgages from the market, as has Skipton BANK OF ENGLAND Building Society. Both Lloyds Bank and Halifax, 1. Bank of England figures for April indicate that which is also part of the Lloyds Banking Group, lending to businesses fell for the seventh month in say that due to the low Bank of England Bank succession. -
Recommendations for Teaching Physical and Health Education During the COVID-19 Pandemic
Recommendations for Teaching Physical and Health Education During the COVID-19 Pandemic This is an evolving document that will reflect changes made to health policy recommendations as the situation evolves. The following guidelines reflect the current situation, last updated: Dec 1, 2020 Adapted with permission from Csc Providence School Board Foreword This document aims to support safe and effective physical and basic health education. “The intention of these guidelines is to assist with decision making and to strengthen the capacity of every school’s ability to provide meaningful, safe, engaging, quality PHE and health promoting opportunities during class time and physical activity before, throughout, and after the school day” (Physical Health Education (PHE), Canada). These recommendations are subject to change as directed by Grey Bruce’s Medical Officer of Health and may evolve as new information becomes available. They are based on current best practices in physical health education, COVID-19 health and safety requirements, and Ontario’s Ministry of Education (EDU) Guidance to Reopening Schools. The benefits of participating in physical activity education must be well-balanced with the risk of transmission of COVID-19. It is essential to plan activities well, so that physical, social, and emotional benefits can be maximized. Creating a Safe and Welcoming Environment: It is essential that physical health education is delivered in a welcoming and safe environment, regardless of the situation and context of teaching. Students and staff members should feel safe and comfortable. Safety measures and strict cleaning protocols must be put in place to minimize the risk of transmission of COVID-19 and to ensure the health and well-being of all. -
Stair Lighting - Energy Efficiency Proposal - Referral from the Health, Social Care and Housing Committee
10.00am, Thursday, 25 September 2014 Revenue Monitoring 2013/14 - Outturn Report - referral report from the Finance and Resources Committee Item number 8.7 Report number Wards All Executive summary The Finance and Resources Comm ittee on 28 August 2014 considered a report that set out the provisional 2013/14 revenue outturn position for the Council based on the unaudited statement of accounts. The report was referred to Council to approve the set-aside of the surplus within the Council's Priorities Fund. Links Coalition pledges See attached report Council outcomes See attached report Single Outcome See attached report Agreement Appendices See attached report CEC02083198 0101 Revenue Monitoring 2013/14 - Outturn Report Terms of referral 1.1 On 28 August 2014 the Finance and Resources Committee considered a report that set out the provisional 2013/14 revenue outturn position for the Council based on the unaudited statement of accounts. This showed an overall underspend of £0.64m, with all service areas having contained expenditure within the budget for the fifth successive year. 1.2 For the purposes of closing the 2013/14 accounts, the net underspend of £0.642m had been set aside within the Council Priorities Fund. Members were asked to refer the report to Council to secure approval for this set-aside. 1.3 The Finance and Resources Committee agreed: 1) To note the report and the favourable provisional revenue outturn position for the year ended 31 March 2014. 2) To refer the report to Council to approve the set-aside of the surplus indicated at paragraph 3.1 within the Council's Priorities Fund. -
Trinity Academy Parent Update Dec 2018
Trinity Academy Wave 4 Replacement Project Update for Parents Background The focus of the Wave 4 Infrastructure Investment Programme is the replacement of seven secondary schools throughout the city which have not benefitted from any investment through the PPP1, PPP2 or Wave 3 investment programmes. The schools are Balerno High School, Castlebrae High School, Currie High School, Leith Academy, Liberton High School, Trinity Academy and Wester Hailes Education Centre (WHEC). In a report to the Education, Children and Families Committee on the 22 May 2018 the following criteria were noted as being those on which future infrastructure investment in secondary schools would be prioritised through the Wave 4 programme: Any existing building structure identified as having a short life expectancy would be top priority. Any existing building where core facilities do not support the necessary size of the expected future school roll would be a high priority. Priority for any remaining schools would be determined based on the combined condition and suitability scores. A further report to the Education, Children and Families Committee on 21 June 2018 provided the results of the prioritisation process and the Committee approved the following recommendations to: Agree that the current wave 4 capital allocation of £25m is aligned to delivery of the Castlebrae High School replacement and Bangholm sports facility (Trinity Academy) projects. Agree that a report is submitted to the Finance and Resources Committee which will include details of the capital and revenue implications of proceeding with the delivery of the Castlebrae High School replacement and Bangholm sports facility (Trinity Academy) projects. Agree that the report to Finance and Resources Committee also includes detailed business cases for all of the other projects identified so that consideration can be given to how these projects could be funded in the future. -
6 September 2018
South West Locality Meeting Details Date of Meeting: 06 Sept 2018 Location: Firrhill High School Meeting Attendees Present Name: Position Held: Maria Plant (Chair) Senior Education Manager Joanna Murphy National Parent Forum of Scotland (Chair) Kevin Kealey Nether Currie Primary School PC Head Teacher: Nether Currie Primary Anna Hazel-Dunn School Amanda Campbell Westerhailes Education Centre PC Mathew Fleming Balgreen Primary School PC Gareth Oakley Craiglockhart Primary School PC Fred Bell Firrhill PC Emily Bunt Alex Ramage Parent Representative Naomi Barton Currie High School PC Lisa Syme Currie Primary School Parent Council Apologies Received Sharon Muir QIEO City of Edinburgh Council Andrea Brewster Balerno High School Councillor Neil Gardiner SNP Councillor for Pentland Hills Councillor Cathy Fullerton Councillor Graham Hutchison Councillor Iain Whyte Councillor Scott Arthur Colinton/Fairmilehead Ward Marion Milne Balerno Community High School 1 1.Introductions Maria Plant (Chair) welcomed all to the meeting and introductions were made. 2. National Parent Forum Joanna Murphy (Chair NPFofS) advised delegates that the vacancy for a parent representative has arisen due to the resignation of Alison Boyer. Alison no longer has children in High Scholl education. Joanna asked that anyone interested please contact her. [email protected]. Meetings are held 4/5 times per annum either in Edinburgh or Glasgow and any expenses are paid. Any help and/or support will be given to the new rep. Joanna discussed that Role of the National Forum, explaining it was set up in 2009, its aim being to give the voice of parents to the Scottish Government and to remind policy makers are part of the partnership. -
The Ritz London, 16Th November 2016 by Invitation Only Confidential – Not for Distribution
® The Ritz London, 16th November 2016 By Invitation Only The AI Finance Summit is the world’s first and only high-level conference exploring the impact of Artificial Intelligence on the financial services industry. The invitation-only event, brings together CxOs from the world’s leading banks, insurance companies, asset management organisations, brokers. The event takes place at London’s most prestigious address, The Ritz, on the 16th of November and features world-class speakers presenting exclusive case studies shedding light into how the 4th industrial revolution will affect specifically affect the financial services industry. DRAFT AGENDA 16tH November 2016, The Ritz London 08:30 Registration, Breakfast refreshments & Networking 09:15 A welcome unlike any other… and Chair’s Opening Remarks 09:20 State of Play opening keynote: the 4th industrial revolution in financial services Where are financial services currently at with artificial intelligence, what technologies in particular are being used, how quickly is it being adopted, and what areas are leading the adoption of new intelligent technologies? These are are some of the pivotal questions answered in the scene-setting opening keynote to the AI Finance Summit. 09:45 Introducing a new era of risk management in investment banking The use of artificial intelligence within the world of investment banking is a phenomenon which is going to propel the industry in more ways than one. This talk will discuss how the advent of AI technologies, focusing on machine learning and cognitive computing, will drastically enhance risk management processes and achieve levels of accuracy previously unseen in the industry 10:10 Customer Experience/ Relations Management through AI platforms AI is revolutionizing customer service across every industry, with financial services already a pioneer in adoption. -
YOUR SAY Share Prices Were Falling, Had Payments on Mobile Phones, Very Little
14 The Sunday Times July 19, 2020 MONEY Best Buys CURRENT ACCOUNTS FOREIGN MORTGAGES CREDIT INTEREST CURRENCY 2-YEAR FIXED RATES Provider Account name Account fee Interest rate 1 Balance Contact Lender Rate Scheme Deposit Fee Notes Contact These are the interbank Halifax Reward Current Account None £5 a month – 0345 720 3040 West Brom 1.14% Fixed to 30.09.22 40% £999 LV 0800 298 0008 rates at 5pm on Friday, Co-operative Bank Current with Everyday Rewards None £4 a month – 0345 721 2212 which show where the Leeds 1.24% Fixed to 31.10.22 25% £999 LV 0345 045 4049 Virgin Money Current Account None 2.02% £0.01-£1,000 0800 678 3654 market is trading. Santander 1.74% Fixed to 02.10.22 15% £999 LV 0800 100 802 They are not indicative OVERDRAFTS * 3-YEAR FIXED RATES of the rate you will 2 Lender Rate Scheme Deposit Fee Notes Contact Provider Account name Account fee Interest rate 0% overdraft limit Contact be able to get. Starling Current Account None 15% £0 starlingbank.com Barclays 1.38% Fixed to 31.10.23 25% £999 LV 0333 202 7580 M&S Bank Current Account None 39.9% £250 0800 756 7777 EURO Principality 1.88% Fixed to 30.11.23 20% £0 LV 0800 678 1000 Smile Current Account None 18.9% £0 0345 721 2212 GBP>EUR Yorkshire BS 2.15% Fixed to 31.08.23 15% £0 V 0345 166 9510 FUND FOCUS 1 Based on funding of £1,500 a month. -
Mapping Urban Residents' Place Attachment to Historic Environments
Wang, Yang (2021) Mapping urban residents’ place attachment to historic environments: a case study of Edinburgh. PhD thesis. http://theses.gla.ac.uk/82345/ Copyright and moral rights for this work are retained by the author A copy can be downloaded for personal non-commercial research or study, without prior permission or charge This work cannot be reproduced or quoted extensively from without first obtaining permission in writing from the author The content must not be changed in any way or sold commercially in any format or medium without the formal permission of the author When referring to this work, full bibliographic details including the author, title, awarding institution and date of the thesis must be given Enlighten: Theses https://theses.gla.ac.uk/ [email protected] Mapping Urban Residents’ Place Attachment to Historic Environments: A Case Study of Edinburgh Yang Wang BE, MArch Submitted in fulfilment of the requirements for the degree of Doctor of Philosophy School of Social and Political Sciences College of Social Sciences University of Glasgow May 2021 Abstract Place attachment refers to the positive emotional bonds between people and places. Disrupting place attachment has a negative impact on people’s psychological well-being and the health of their communities. Place attachment can motivate people’s engagement in civic actions to protect their beloved places from being destroyed, especially when buildings and public spaces are demolished or redeveloped in historic places. However, the UK planning and heritage sectors have made only limited attempts to understand people’s attachment to the historic environment and how it may influence planning, conservation and development that affects historic places. -
Chronicle 2017
Chronicle Chronicle 2017 Chronicle 2017 Have you started planning your family’s educational future? Alison Beattie Let their story begin... Senior Tax Manager Henderson Loggie During my initial training sessions on Neish’s with the 1st XV, I turned to see two Third Form players watching. I beckoned them over, Were you aware that the costs of accommodation, living and asked their names, what they had been doing at training and what they additional expenses for a typical Scottish University student had learned. As we turned to watch the senior team, I began to understand range from around £10,000 to £15,000 per child per year? That’s a large sum for parents to find, particularly if you have what it means to be a 1st XV player at Glenalmond. more than one child. These two young players proceeded to give me a running commentary. Is it possible to fund these costs in a tax efficient way? If you own shares in a private company and receive dividends They could name every player. At times an excited, “There’s Andy” or from your shares, you should consider arrangements that could “Kaleem is a great player” would be exclaimed and the young boys’ provide significant savings. questions turned to how they could improve their future performance. We can assist you in making significant savings by providing a solution. Our planning involves using a Trust, through which the dividend payments are directed. The shares are transferred into a Trust and dividends declared on those shares. By appointing an interest in the Trust’s income to your child or children, the dividends are taxed at their personal rates of tax rather than at your higher or additional rates of tax. -
Kirton Primary School PE and Sport Funding
Kirton Primary School PE and Sport Funding The government provides additional funding to improve provision of physical education (PE) and sport in primary schools. 2019/20 It is estimated that £19,048 grant funding will be received for 2019/20. It is proposed that this will be spent on a variety of projects including membership of the Boston Schools Partnership, continued funding of after-school sports clubs (five days a week) and installation of outdoor fitness equipment for use in lessons and at break times. Our goals are to: increase activity levels in children every day they are at school and encourage this habit to continue into the weekend and after school develop a strong culture of sport and fitness across the school, increase inclusion, involving more children in sports and competitions – taking advantage of opportunities offered through Boston School Partnership and running and hosting our own events, run two Change 4 Life programmes, engage children in new and varied sports, maintain or increase the numbers of children trying sports or representing the school at sports, develop different sporting challenges using the new playground equipment (e.g. playground cross training using the static gym equipment), continue the professional development of and support to teachers to introduce new skills and sports to the children, through staff meetings, shared best practice and one-to-one mentoring and develop the monthly inter-house competitions so that more children have the opportunity to try new sports during the school day but outside normal PE lessons. 2018/19 In 2018/19 the school received an allocation of £20,182. -
Scotland's National Centre for Languages Newsletter
Summer 2018 Scotland’s National Centre for Languages Newsletter Business Brunches 2018 [ Welcome to the SCILT newsletter ] Welcome to the SCILT newsletter Editorial 02 SCILT News Dear colleagues 09 News from local authorities Welcome to the last SCILT newsletter of session 2017/18. Reading through its 16 News from SCIS wealth of contributions, I was struck by the genuinely collaborative nature of the News from our partners languages community in Scotland. Whether 17 it is developing links overseas, cross-sector initiatives, partnerships with the business Languages beyond school world or reaching out to engage parents, 21 practitioners across the country are seeing the value of working together. This collegiate approach is laudable as together we can achieve so much more. I hope your partnership with SCILT has also been positive over the course of this session. The team is always on hand to support the language community in any way we can. Please feel free to contact us at [email protected] and At the University of Strathclyde, SCILT has a number of partnerships we will do our best to help. with key organisations in Scotland, UK and further afield. Finally, as we make the last part of the journey towards the summer, may I take this opportunity to wish you a very restful summer break? Whether staying at home or traveling SCILT Scotland’s National Centre for Languages further afield, I hope the sun shines on us all. LH-232 Lord Hope Building University of Strathclyde 141 St James Road See you all in session 2018/19! Glasgow, G4 0LT Tel: 0141 444 8163 Email: [email protected] Disclaimer - SCILT’s newsletter is published twice a year and contains contributions from schools, local authorities and cultural organisations. -
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