APPENDIX VII STATUTORY AND GENERAL INFORMATION

1. Further Information about the Bank A. Incorporation In light of the lack of provincial city commercial banks in province and to promote the economic development of Gansu province, the People’s government of Gansu decided to establish a provincial city commercial bank by building on the foundations of Baiyin City Commercial Bank and City Commercial Bank. Therefore, on May 30, 2011, 25 legal entities (including large and medium-sized SOEs in Gansu province and private enterprises within and outside Gansu province) and representatives of all the shareholders of Baiyin City Commercial Bank and Pingliang City Commercial Bank jointly entered into a promoters agreement in respect of Bank Co., Ltd. ( ). Pursuant to the agreement, the 25 legal entities contributed cash and all the shareholders of Baiyin City Commercial Bank and Pingliang City Commercial Bank contributed the appraised net assets of Baiyin City Commercial Bank and Pingliang City Commercial Bank, respectively, to incorporate Dunhuang Bank Co., Ltd.. On August 24, 2011, the General Office of the People’s Government of Gansu Province approved the change to the name of the bank to be incorporated from the former “Dunhuang Bank Co., Ltd.” to “Bank of Gansu Co., Ltd.”. On September 27, 2011, the CBRC approved the establishment of the Bank. On November 18, 2011, the CBRC Gansu Office approved the commencement of business of the Bank and the conversion of Baiyin City Commercial Bank, Pingliang City Commercial Bank and their branches and sub-branches into Baiyin Branch, Pingliang Branch and sub-branches of the Bank. On the same day, the Bank was granted the enterprise business license by the Administration for Industry and Commerce of Gansu Province and was formally incorporated under the PRC Company Law. The Bank is the only provincial city commercial bank in Gansu province.

The registered address of the Bank is No. 122, Gannan Road, Chengguan , , Gansu province, the PRC. The Bank has established a principal place of business in Hong Kong at 18/F, Tesbury Centre, 28 Queen’s Road East, Wanchai, Hong Kong and was registered as a non-Hong Kong company on June 28, 2017 under Part XVI of the Companies Ordinance. The Bank appointed Ms. Hui Yin Shan as the Bank’s authorized representative for the acceptance of service of process and notices in Hong Kong. The address for service of process on the Bank in Hong Kong is the same as the Bank’s principal place of business in Hong Kong. The Bank carries on banking business in the PRC under the supervision and regulation of the CBRC and the PBoC. The Bank is not an authorized institution within the meaning of the Banking Ordinance, and is not subject to the supervision of the HKMA, nor authorized to carry on banking and/or deposit-taking business in Hong Kong.

As the Bank was established in the PRC, the Bank’s corporate structure and Articles of Association are subject to the relevant laws and regulations of the PRC. A summary of certain relevant aspects of the PRC laws and regulations is set out in Appendix IV and a summary of certain relevant provisions of the Articles of Association is set out in Appendix V.

VII-1 APPENDIX VII STATUTORY AND GENERAL INFORMATION

B. Changes in Share Capital

Upon the Bank’s establishment, its registered capital was RMB3,486,223,700.00, divided into 3,486,223,700 shares of nominal value of RMB1.00 each, all of which were fully paid up.

The Bank’s share capital has undergone the following changes since the Bank’s establishment:

Year Changes in the share capital 2013 The Bank capitalized undistributed profits of RMB208,598,579.00 in 2013, after which the registered capital of the Bank increased to RMB3,694,822,279.00 and the total share capital of the Bank increased to 3,694,822,279 shares.

The Bank issued a total of 2,950,918,414 Domestic Shares to 20 qualified legal entities at an issue price of RMB1.45 per share which was determined with reference to the valuation of the Bank’s net assets as of May 31, 2013 (“2013 Private Placement”).

2014 The Bank issued a total of 270,035,327 new Shares to 2,692 employees at an issue price of RMB1.45 per share, raising a total of RMB391,551,224.00 (“2014 Employees Share Issuance”).

The Bank capitalized undistributed profits of RMB221,086,902.00 (“2014 Conversion of Undistributed Profits into Share Capital”).

The registered capital of the Bank increased to RMB7,136,862,922.00 and the total share capital of the Bank increased to 7,136,862,922 shares after completing the 2013 Private Placement, 2014 Employees Share Issuance and 2014 Conversion of Undistributed Profits into Share Capital.

2015 The Bank capitalized undistributed profits of RMB389,128,408.00 in 2015, after which the registered capital of the Bank further increased to RMB7,525,991,330.00 and the total share capital of the Bank increased to 7,525,991,330 shares.

Assuming that the Over-allotment Option is not exercised, the Bank’s share capital will be divided into 9,737,991,330 shares, comprising 7,525,991,330 Domestic Shares and 2,212,000,000 H Shares, representing approximately 77.28% and 22.72% of the total enlarged share capital of the Bank, respectively.

Assuming that the Over-allotment Option is exercised in full, the Bank’s share capital will be divided into 10,069,791,330 shares, comprising 7,525,991,330 Domestic Shares and 2,543,800,000 H Shares, representing approximately 74.74% and 25.26% of the total enlarged share capital of the Bank, respectively.

C. Restriction on Share Repurchase

For details of the restrictions on the share repurchase by the Bank, see “Appendix V—Summary of Articles of Association—Power of the Bank to Repurchase the Bank’s Own Shares”.

VII-2 APPENDIX VII STATUTORY AND GENERAL INFORMATION

D. Resolutions of the Bank’s Shareholders Resolutions were passed at the general meeting held on June 1, 2017, pursuant to which, among other things, the general meeting: (a) approved the Global Offering, the Listing and the Over-allotment Option; (b) authorized the Board of Directors and authorized persons of the Board of Directors to handle all matters relating to the Listing; and (c) approved certain amendments to the Articles of Association in compliance with the requirements of the Listing Rules and other applicable laws and regulations.

Additionally, on June 1, 2017, the Board of Directors and the authorized persons of the Board of Directors were also authorized by the general meeting to make further amendments to the Articles of Association in accordance with any opinions given by the relevant regulatory authorities of the PRC and the Hong Kong Stock Exchange. The relevant amendments will become effective from the Listing Date.

E. The Bank’s Subsidiary and Changes in its Share Capital As of the Latest Practicable Date, Jingning Chengji Rural Bank was the sole subsidiary of the Bank. Certain details of this subsidiary are set out in Note 27 to the Accountant’s Report, and the full text of the Accountant’s Report is set out in Appendix I to this prospectus.

There was no change in the registered capital of the Bank’s subsidiary during the two years preceding the date of this prospectus.

2. Further Information about the Group’s Business A. Summary of Material Contracts The following contracts (not being contracts entered into by the Group in the ordinary course of business) were entered into within the two years preceding the date of this prospectus, which are or may be material: (1) a property right transfer contract ( ) entered into between JISCO Lanzhou Judong Real Estate Development Co., Ltd. ( ) and the Bank in January 2016 with regard to the transfer by JISCO Lanzhou Judong Real Estate Development Co., Ltd. of the property rights in respect of the fifth floor, the sixth floor, the seventeenth to the twenty-seventh floors and the use rights in respect of the third basement floor of Jiugang Tower 1# Complex Building ( 1# ) to the Bank at a transfer price of RMB547,310,000; (2) a commodity housing sale contract (pre-sale) ( ) dated December 19, 2016 entered into between Gansu Zhicheng Real Estate Development Co., Ltd. ( ) and the Bank with regard to the sale by Gansu Zhicheng Real Estate Development Co., Ltd. of No. 101-111 and No. 113-116 on the first floor of a commercial building located in Chengguan District, Lanzhou City to the Bank at a sale price of RMB120,990,900; (3) a project construction contract ( ) dated March 10, 2017 entered into between the Bank and Chatone Computer Room Equipment and Engineering Co., Ltd. ( ), pursuant to which the Bank engaged Beijing Chatone

VII-3 APPENDIX VII STATUTORY AND GENERAL INFORMATION

Computer Room Equipment and Engineering Co., Ltd. to construct the computer room of the data center of the Bank at a consideration of RMB43,678,755.58; (4) a property right transfer contract ( ) dated March 21, 2017 entered into between JISCO Lanzhou Judong Real Estate Development Co., Ltd. ( ) and the Bank with regard to the transfer by JISCO Lanzhou Judong Real Estate Development Co., Ltd. of the property rights and decoration and fit-out works of the first and second basement floors, the first to the fourth floors, and the eighth to the sixteenth floors of Jiugang Tower 1# Building ( 1# ) to the Bank at a transfer price of RMB1,150,760,000; (5) a cornerstone investment agreement dated December 27, 2017 entered into among the Bank, Hong Kong Dasheng Investment Holdings Company Limited ( ), CMB International Capital Limited, CCB International Capital Limited, Huatai Financial Holdings (Hong Kong) Limited, Guotai Junan Capital Limited, BOCI Asia Limited and Guotai Junan Securities (Hong Kong) Limited, details of which are set out in the section headed “Cornerstone Investors” in this prospectus; (6) a cornerstone investment agreement dated December 27, 2017 entered into among the Bank, Huaxun International Group Limited ( ), CMB International Capital Limited, CCB International Capital Limited, Huatai Financial Holdings (Hong Kong) Limited, Guotai Junan Capital Limited, BOCI Asia Limited and Guotai Junan Securities (Hong Kong) Limited, details of which are set out in the section headed “Cornerstone Investors” in this prospectus; (7) a cornerstone investment agreement dated December 27, 2017 entered into among the Bank, Create Capital Limited, CMB International Capital Limited, CCB International Capital Limited, Huatai Financial Holdings (Hong Kong) Limited, Guotai Junan Capital Limited, BOCI Asia Limited, Guotai Junan Securities (Hong Kong) Limited and Haitong International Securities Company Limited, details of which are set out in the section headed “Cornerstone Investors” in this prospectus; (8) a cornerstone investment agreement dated December 27, 2017 entered into among the Bank, Huarong Rongde (Hong Kong) Investment Management Company Limited ( ), CMB International Capital Limited, CCB International Capital Limited, Huatai Financial Holdings (Hong Kong) Limited, Guotai Junan Capital Limited, BOCI Asia Limited and Guotai Junan Securities (Hong Kong) Limited, details of which are set out in the section headed “Cornerstone Investors” in this prospectus; and (9) the Hong Kong Underwriting Agreement.

B. Intellectual Property Rights (a) Trademarks As of the Latest Practicable Date, the Bank had registered the following trademarks which are or may be material to the Bank’s business. Place of Registration No. Trademark Registration Class Number Valid Period 1. PRC 36 11624093 From April 7, 2014 to April 6, 2024

2. PRC 36 11624094 From April 7, 2014 to April 6, 2024

VII-4 APPENDIX VII STATUTORY AND GENERAL INFORMATION

Place of Registration No. Trademark Registration Class Number Valid Period

3. PRC 1 11618060 From November 14, 2015 to November 13, 2025

4. PRC 2 11618062 From August 21, 2014 to August 20, 2024

5. PRC 3 11618061 From August 21, 2014 to August 20, 2024

6. PRC 5 11618064 From August 21, 2014 to August 20, 2024

7. PRC 6 11618065 From May 14, 2016 to May 13, 2026

8. PRC 7 11639600 From July 21, 2014 to July 20, 2024

9. PRC 8 11618066 From August 21, 2014 to August 20, 2024

10. PRC 9 11618067 From May 14, 2016 to May 13, 2026

11. PRC 11 11618069 From August 21, 2014 to August 20, 2024

VII-5 APPENDIX VII STATUTORY AND GENERAL INFORMATION

Place of Registration No. Trademark Registration Class Number Valid Period

12. PRC 12 11618070 From August 21, 2014 to August 20, 2024

13. PRC 13 11618071 From April 14, 2015 to April 13, 2025

14. PRC 14 11618072 From June 7, 2014 to June 6, 2024

15. PRC 16 11618074 From August 21, 2014 to August 20, 2024

16. PRC 17 11618075 From August 21, 2014 to August 20, 2024

17. PRC 18 11618076 From July 21, 2014 to July 20, 2024

18. PRC 19 11618077 From June 7, 2014 to June 6, 2024

19. PRC 20 11618078 From May 14, 2016 to May 13, 2026

20. PRC 21 11618079 From August 21, 2014 to August 20, 2024

VII-6 APPENDIX VII STATUTORY AND GENERAL INFORMATION

Place of Registration No. Trademark Registration Class Number Valid Period

21. PRC 24 11624625 From April 14, 2015 to April 13, 2025

22. PRC 25 11624624 From April 14, 2015 to April 13, 2025

23. PRC 26 11624623 From December 21, 2015 to December 20, 2025

24. PRC 27 11624622 From March 21, 2014 to March 20, 2024

25. PRC 28 11624089 From March 21, 2014 to March 20, 2024

26. PRC 29 11624090 From March 21, 2014 to March 20, 2024

27. PRC 30 11624091 From March 21, 2014 to March 20, 2024

28. PRC 31 11624621 From December 21, 2015 to December 20, 2025

29. PRC 33 11624619 From March 21, 2014 to March 20, 2024

30. PRC 34 11624099 From March 21, 2014 to March 20, 2024

31. PRC 35 11624098 From March 21, 2014 to March 20, 2024

VII-7 APPENDIX VII STATUTORY AND GENERAL INFORMATION

Place of Registration No. Trademark Registration Class Number Valid Period

32. PRC 36 11624097 From June 7, 2014 to June 6, 2024

33. PRC 37 11624092 From March 21, 2014 to March 20, 2024

34. PRC 38 11624095 From March 21, 2014 to March 20, 2024

35. PRC 39 11639602 From July 7, 2014 to July 6, 2024

36. PRC 40 11639601 From March 28, 2014 to March 27, 2024

37. PRC 41 11633978 From March 21, 2014 to March 20, 2024

38. PRC 42 11639603 From July 7, 2014 to July 6, 2024

39. PRC 43 11633975 From March 21, 2014 to March 20, 2024

40. PRC 44 11633974 From March 21, 2014 to March 20, 2024

41. PRC 45 11633973 From March 21, 2014 to March 20, 2024

42. PRC 36 11624096 From June 21, 2014 to June 20, 2024

43. Hong Kong 36 304167270 From June 9, 2017 to June 8, 2027

44. Hong Kong 36 304167289 From June 9, 2017 to June 8, 2027

VII-8 APPENDIX VII STATUTORY AND GENERAL INFORMATION

Place of Registration No. Trademark Registration Class Number Valid Period

45. Hong Kong 36 304167261 From June 9, 2017 to June 8, 2027 46. Hong Kong 36 304167252 From June 9, 2017 to June 8, 2027

47. Hong Kong 36 304167243 From June 9, 2017 to June 8, 2027

48. Hong Kong 36 304167234 From June 9, 2017 to June 8, 2027

49. Hong Kong 36 304167225 From June 9, 2017 to June 8, 2027

50. Hong Kong 36 304167216 From June 9, 2017 to June 8, 2027

51. Hong Kong 36 304167207 From June 9, 2017 to June 8, 2027

VII-9 APPENDIX VII STATUTORY AND GENERAL INFORMATION

Place of Registration No. Trademark Registration Class Number Valid Period

52. Hong Kong 36 304167199 From June 9, 2017 to June 8, 2027

53. Hong Kong 36 304167180 From June 9, 2017 to June 8, 2027

As of the Latest Practicable Date, the Bank had applied for registration of the following trademarks which the Bank considers to be or may be material to its business:

Place of No. Trademark Registration Class Application Date 1. PRC 36 July 7, 2016 2. PRC 9, 36 November 2, 2016

(b) Copyrights As of the Latest Practicable Date, the Bank had obtained the following copyrights:

Date of Place of Completion of Date of First Registration No. Description of Copyright Applicant Registration Development Publication Date

1. Copyright of computer The Bank PRC August 10, 2015 August 18, July 5, 2017 software—mobile client 2015 software of mobile banking of Bank of Gansu (Android) V2.3 2. Copyright of computer The Bank PRC August 10, 2015 October 17, July 5, 2017 software—mobile client 2015 software of mobile banking of Bank of Gansu (IOS) V2.7 3. Copyright of computer The Bank PRC August 10, 2015 August 17, July 5, 2017 software—mobile client 2016 software of direct banking of Bank of Gansu (Android) V1.5 4. Copyright of computer The Bank PRC August 10, 2015 September 6, July 10, 2017 software—mobile client 2016 software of direct banking of Bank of Gansu (IOS) V1.5

(c) Domain Names As of the Latest Practicable Date, the Bank had registered the following Internet domain names:

Class of No. Domain Name Domain Owner Valid Period 1. gsbankchina.com International The Bank From October 27, 2011 to Domain October 27, 2021 2. gsbankchina.com.cn Domestic The Bank From October 27, 2011 to Domain October 27, 2023 3. gsyh96666.com International The Bank From February 24, 2012 to Domain February 24, 2023

VII-10 APPENDIX VII STATUTORY AND GENERAL INFORMATION

Class of No. Domain Name Domain Owner Valid Period 4. gsyh96666.com.cn Domestic The Bank From December 19, 2012 to Domain December 19, 2023 5. 093196666.com International The Bank From February 24, 2012 to Domain February 24, 2023 6. 093196666.com.cn Domestic The Bank From December 19, 2012 to Domain December 19, 2023 7. gs96666.com International The Bank From February 24, 2012 to Domain February 24, 2020 8. gs96666.com.cn Domestic The Bank From December 19, 2012 to Domain December 19, 2023 9. . Domestic The Bank From December 19, 2012 to Domain December 19, 2022 10. gsbankmall.com International The Bank From March 22, 2016 to Domain March 22, 2019 11. gsbankmall.cn Domestic The Bank From March 22, 2016 to Domain March 22, 2019 12. mall-gsbank.com International The Bank From January 22, 2016 to Domain January 22, 2018(1) 13. mall-gsbank.cn Domestic The Bank From January 22, 2016 to Domain January 22, 2018(1) 14. mall-gsbank.com.cn Domestic The Bank From January 22, 2016 to Domain January 22, 2018(1)

Note: (1) The Bank will renew the relevant domain name for another two years upon the expiry of current valid period.

Save as disclosed in “—2. Further Information about the Group’s Business—B. Intellectual Property Rights” above, there are no other trade or service marks, patents or other intellectual property rights which are or may be material to the Bank’s business.

C. The Bank’s Depositors and Borrowers The Bank’s five largest depositors and five largest borrowers accounted for less than 30% of the respective total deposits and total loans and advances to customers as of the Latest Practicable Date.

3. Further Information about the Bank’s Substantial Shareholders, Directors, Management and Staff A. Disclosure of substantial shareholders’ interests For information on the person (other than Directors, Supervisors and chief executive of the Bank) who, immediately following the completion of the Global Offering, will or will be deemed or taken to have interests and/or short positions in the Bank’s Shares or underlying Shares which would be required to be disclosed to the Bank and the Hong Kong Stock Exchange under the provisions of Divisions 2 and 3 of Part XV of the SFO, or directly or indirectly, interested in 10% or more of the nominal value of any class of share capital carrying rights to vote in all circumstances at the general meetings of any other member of our Group, please see the section headed “Substantial Shareholders”.

None of the substantial shareholders of the Bank has interest in any member of the Group (other than the Bank) .

VII-11 APPENDIX VII STATUTORY AND GENERAL INFORMATION

B. Disclosure of interests of the Directors, Supervisors and chief executive of the Bank in the Bank’s issued share capital or in the associated corporations Save as disclosed below, immediately following the completion of the Global Offering (assuming the Over-allotment Option is not exercised), none of the Directors, Supervisors and chief executive of the Bank will have any interests and/or short positions in the Shares, underlying Shares or debentures of the Bank or any associated corporations (within the meaning of Part XV of the SFO) which will have to be notified to the Bank and the Hong Kong Stock Exchange pursuant to Divisions 7 and 8 of Part XV of the SFO (including interests and/or short positions which they are taken or deemed to have under such provisions of the SFO), or any interests and/or short positions, pursuant to the Model Code for Securities Transactions by Directors of Listed Issuers under the Listing Rules which will be required to be notified to the Bank and the Hong Kong Stock Exchange upon the Listing, or any interests and/or short positions, pursuant to section 352 of the SFO, which will be required to be entered in the register referred to therein. For this purpose, the relevant provisions of the SFO shall be construed as if they are applicable to the Supervisors.

Directors

Number of Shares Approximate Approximate Directly or Percentage of Percentage of Indirectly Interests in the the Relevant Name of Director Nature of Interest Class of Shares Held Bank Class of Shares Li Xin ( ) ...... Beneficial Owner Domestic Shares 300,000 0.003% 0.004% Lei Tie ( ) ...... Beneficial Owner Domestic Shares 300,000 0.003% 0.004%

Supervisors

Number of Shares Approximate Approximate Directly or Percentage of Percentage of Indirectly Interests in the the Relevant Name of Supervisor Nature of Interest Class of Shares Held Bank Class of Shares Yang Qian ( ) ...... Beneficial Owner Domestic Shares 300,000 0.003% 0.004% Xu Yongfeng ( ) . . . Beneficial Owner Domestic Shares 225,514 0.002% 0.003% Luo Zhenxia ( ) .... Beneficial Owner Domestic Shares 205,711 0.002% 0.003% Li Yongjun ( ) ..... Interest in Controlled Domestic Shares 239,326,800 2.458% 3.276% Corporations(1)

Note: (1) Mr. Li Yongjun (a Supervisor) and his spouse collectively hold 2.0% equity interest in Yong Xin Hua Holdings Co., Ltd. ( ). Gansu Yong Xin Construction and Installation Engineering Company Limited ( ) and Gansu Huanghai Electronic and Mechanical Devices Engineering Company Limited ( ) hold 33.0% and 65.0% equity interest in Yong Xin Hua Holdings Co., Ltd., respectively. Mr. Li Yongjun and his spouse collectively hold 100.0% equity interest in Gansu Yong Xin Construction and Installation Engineering Company Limited and Gansu Huanghai Electronic and Mechanical Devices Engineering Company Limited. Yong Xin Hua Holdings Co., Ltd. will hold 239,326,800 Domestic Shares immediately following the completion of the Global Offering. Pursuant to the SFO, Mr. Li Yongjun is deemed to be interested in the Shares held by Yong Xin Hua Holdings Co., Ltd.

Chief Executive(1)

Number of Shares Approximate Approximate Directly or Percentage of Percentage of Indirectly Interests in the the Relevant Name of Chief Executive Nature of Interest Class of Shares Held Bank Class of Shares Lei Tie ( ) ...... Beneficial Owner Domestic Shares 300,000 0.003% 0.004%

VII-12 APPENDIX VII STATUTORY AND GENERAL INFORMATION

Note: (1) Mr. Liu Qing, a former executive Director and the president of the Bank, resigned from his positions on November 9, 2017 due to job transfer. At a meeting of the Board of Directors held on November 9, 2017, the Board of Directors designated Mr. Lei Tie to assume the roles and responsibilities of the president of the Bank in the interim prior to the formal appointment of the new president. It is expected that immediately following the completion of the Global Offering, Mr. Lei Tie will be performing the role as the chief executive of the Bank.

C. Interest of Substantial Shareholders of any member of the Group (other than the Bank) So far as the Directors are aware, no persons (other than the Bank) will, immediately following the completion of the Global Offering, directly or indirectly, be interested in 10% or more of the nominal value of any class of capital share carrying rights to vote in all circumstances at general meetings of any other member of the Group.

D. Particulars about Service Contracts Pursuant to Rules 19A.54 and 19A.55 of the Listing Rules, the Bank has entered into a service contract with each of the Directors and Supervisors in respect of, among other things, compliance with relevant laws and regulations, observation of the Articles of Association and provisions on arbitration. Save as disclosed above, the Bank has not entered, and does not propose to enter, into any service contracts with any of the Directors or Supervisors in their respective capacities as Directors/ Supervisors (other than contracts expiring or terminable by the employer within one year without the payment of compensation (other than statutory compensation)).

E. Directors’ and Supervisors’ Remuneration The remuneration provided by the Bank for its executive Directors, employee representative Supervisors and senior management who are also the Bank’s employees concurrently include salaries, discretionary bonus, social security plans, housing provident fund plans and other benefits. The remuneration provided by the Bank for its non-executive Directors, independent non-executive Directors and other Supervisors are determined by their responsibilities.

The total remuneration before tax paid to the Directors for the years ended December 31, 2014, 2015 and 2016 and the six months ended June 30, 2017 were approximately RMB3.4 million, RMB3.3 million, RMB2.4 million and RMB1.0 million, respectively.

The total remuneration before tax paid to the Supervisors for the years ended December 31, 2014, 2015 and 2016 and the six months ended June 30, 2017 were approximately RMB2.6 million, RMB2.8 million, RMB2.7 million and RMB0.9 million, respectively.

The total remuneration before tax paid to the Bank’s senior management (excluding those who were also Directors or Supervisors concurrently for the relevant period) for the years ended December 31, 2014, 2015 and 2016 and the six months ended June 30, 2017 were approximately RMB1.3 million, RMB1.2 million, RMB1.3 million and RMB0.5 million, respectively.

The total remuneration before tax paid to the five highest paid individuals for the years ended December 31, 2014, 2015 and 2016 and the six months ended June 30, 2017 were approximately RMB8.0 million, RMB8.7 million, RMB8.0 million and RMB4.4 million, respectively.

Based on the arrangements in force as of the date of this prospectus, it is estimated the total remuneration before tax payable to the Directors, Supervisors and senior management of the Bank for 2017 will be approximately RMB6.5 million.

VII-13 APPENDIX VII STATUTORY AND GENERAL INFORMATION

No remuneration was paid by the Bank to the Directors, Supervisors or the five highest paid individuals as inducement to join or upon joining the Bank or as a remuneration for loss of office in respect of the three years ended December 31, 2014, 2015 and 2016 and the six months ended June 30, 2017. Furthermore, none of the Directors or Supervisors had waived or agreed to waive any remuneration during the same periods.

Save as disclosed above, the Bank did not have any other amount paid or payable to the Directors for the years ended December 31, 2014, 2015 and 2016 and the six months ended June 30, 2017.

F. Directors’ Competing Interests None of the Directors has any interests in any business which competes or is likely to compete, either directly or indirectly, with the Bank’s business.

G. Personal Guarantees No Director or Supervisor has provided personal guarantees for the benefit of the lenders in connection with any banking facilities granted to the Bank.

H. Agency Fees or Commissions Paid or Payable Save as disclosed in this prospectus, none of the Directors or any of the persons whose names are listed in “—4. Other Information—E. Qualifications of Experts” had received any commissions, discounts, agency fee, brokerages or other special terms in connection with the issue or sale of any of the capital of the Bank within the two years preceding the date of this prospectus.

I. Disclaimers Save as disclosed in this prospectus: (a) none of the Directors, Supervisors and any parties listed in “—4. Other Information— E. Qualifications of Experts” is: (i) interested in the promotion of the Bank, or in any assets which, within the two years immediately preceding the date of this prospectus, have been acquired or sold by or leased to the Bank, or are proposed to be acquired or sold by or leased to the Bank; or (ii) materially interested in any contract or arrangement subsisting as of the date of this prospectus which is significant to the Bank’s business; or (b) save in connection with the Hong Kong Underwriting Agreement and the International Underwriting Agreement, none of the parties listed in “—4. Other Information— E. Qualifications of Experts”: (i) is interested legally or beneficially in any of the Shares or the securities of the Bank; or (ii) has any right (whether legally enforceable or not) to subscribe for or to nominate persons to subscribe for the Shares or any of the securities of the Bank; (c) none of the Directors or Supervisors is a director or employee of a company which has an interest or short position in the Shares and underlying Shares of the Bank that has to be disclosed pursuant to Divisions 2 and 3 of Part XV of the SFO after the Listing; and

VII-14 APPENDIX VII STATUTORY AND GENERAL INFORMATION

(d) without taking into account any Shares which may be taken up under the Global Offering, none of our Directors knows of any person (not being a Director or chief executive of the Company) who will, immediately following completion of the Global Offering, have an interest or short position in the Shares or underlying Shares of the Bank which would fall to be disclosed to the Bank under the provisions of Divisions 2 and 3 of Part XV of SFO or be interested, directly or indirectly, in 10% or more of the nominal value of any class of share capital carrying rights to vote in all circumstances at general meetings of any member of the Group.

4. Other Information A. Estate Duty The Directors have been advised that currently there is no material liability for estate duty that is likely to be imposed on the Bank under the relevant PRC laws and regulations.

B. Litigation Save as disclosed in “Business—Legal Proceedings and Compliance”, the Group is not involved in any litigation, arbitration or administrative proceedings of material importance as of the Latest Practicable Date, and, so far as the Bank is aware, no litigation, arbitration or administrative proceedings of material importance is pending or threatened against the Bank or any of the Directors, Supervisors or senior management of the Bank as of the Latest Practicable Date.

C. Sponsors The Joint Sponsors have made an application on behalf of the Bank to the Listing Committee of the Hong Kong Stock Exchange for the listing of, and permission to deal in, the H Shares (including any Offer Shares which may be issued pursuant to the exercise of the Over-allotment Option). All necessary arrangements have been made to enable the relevant securities to be admitted to CCASS.

The Joint Sponsors all satisfy the independence criteria set out in Rule 3A.07 of the Listing Rules.

The Bank has agreed to pay the Joint Sponsors a total fee of HK$4.6 million as the joint sponsors of the Bank. Such sponsor fee relates solely to services provided by the Joint Sponsors to the Bank in their capacity as sponsors, and not other services which they may provide, such as (without limitation) book-building, pricing and underwriting.

D. Preliminary Expenses The Bank has not incurred any material preliminary expense.

VII-15 APPENDIX VII STATUTORY AND GENERAL INFORMATION

E. Qualifications of Experts The qualifications of the experts (as defined under the Listing Rules and the Companies (Winding Up and Miscellaneous Provisions) Ordinance) who have given their opinions or advice in this prospectus are set forth as follows:

Name Qualification CMB International Capital Limited Licensed corporation under the SFO permitted to conduct type 1 (dealing in securities) and type 6 (advising on corporate finance) regulated activities as defined under the SFO CCB International Capital Limited Licensed corporation under the SFO permitted to conduct type 1 (dealing in securities), type 4 (advising on securities) and type 6 (advising on corporate finance) regulated activities as defined under the SFO Huatai Financial Holdings (Hong Kong) Limited Licensed corporation under the SFO permitted to conduct type 1 (dealing in securities), type 2 (dealing in futures contracts), type 4 (advising on securities), type 6 (advising on corporate finance) and type 9 (asset management) regulated activities as defined under the SFO Guotai Junan Capital Limited Licensed corporation under the SFO permitted to conduct type 6 (advising on corporate finance) regulated activities as defined under the SFO BOCI Asia Limited Licensed corporation under the SFO permitted to conduct type 1 (dealing in securities) and type 6 (advising on corporate finance) regulated activities as defined under the SFO Grandall Law Firm () PRC legal adviser SHINEWING (HK) CPA Limited Certified public accountants Beijing Shinewing Management Consulting Co., Ltd Internal control consultant

F. No Material Adverse Change The Directors have confirmed that, since June 30, 2017 (being the date on which the latest audited consolidated financial statement of the Bank were made up), there has been no material adverse change in the Bank’s financial or operating status or prospects.

G. Binding Effect This prospectus shall have the effect, if an application is made in pursuance hereof, of rendering all persons concerned bound by all the provisions (other than the penal provision) of sections 44A and 44B of the Companies (Winding Up and Miscellaneous Provisions) Ordinance so far as applicable.

H. Miscellaneous Save as disclosed in this prospectus: (a) Within the two years preceding the date of this prospectus: (i) the Bank has not issued or agreed to issue any share or loan capital fully or partly paid either for cash or for a consideration other than cash, and (ii) no commissions, discounts, brokerage fee or other

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special terms have been granted in connection with the issue or sale of any shares of the Bank; (b) No share or loan capital of the Bank is under option or is agreed conditionally or unconditionally to be put under option; (c) The Bank has not issued or agreed to issue any founder shares, management shares or deferred shares; (d) None of the equity and debt securities of the Bank is listed or dealt with on any other stock exchange nor is any listing or permission to deal being or proposed to be sought; (e) There are no arrangements under which future dividends are waived or agreed to be waived; (f) There are no procedures for the exercise of any right of pre-emption or transferability of subscription rights; (g) There are no contracts for hire or hire purchase of any plant to or by the Bank for a period of over one year which are substantial to the Bank’s business (either with the Bank as the leaser or lessee); (h) There have been no interruptions in the Bank’s business which may have or have had a significant effect on the Bank’s financial position in the last 12 months; (i) There are no restrictions affecting the remittance of profits or repatriation of capital by the Bank in Hong Kong from overseas; (j) The Bank has no outstanding convertible debt securities; and (k) The Bank currently does not intend to apply for the status of a Sino-foreign investment joint stock limited company and does not expect to be subject to the Sino-foreign Joint Venture Law of the PRC.

I. Consents CMB International Capital Limited, CCB International Capital Limited, Huatai Financial Holdings (Hong Kong) Limited, Guotai Junan Capital Limited and BOCI Asia Limited as the Joint Sponsors, Grandall Law Firm (Shanghai) as the Bank’s PRC legal adviser, SHINEWING (HK) CPA Limited as the Bank’s reporting accountants and Beijing Shinewing Management Consulting Co., Ltd as the Bank’s internal control consultant, have given and have not withdrawn their respective written consents to the issue of this prospectus with the inclusion of their reports, letters, and/or opinions (as the case may be) and/or the references to their names included herein in the form and context in which they are respectively included.

None of the experts named above has any shareholding interests in the Bank or the right (whether legally enforceable or not) to subscribe for or to nominate persons to subscribe for securities in the Bank.

J. Bilingual Prospectus The English language and the Chinese language versions of this prospectus are being published separately, in reliance upon the exemption provided by section 4 of the Companies (Exemption of Companies and Prospectuses from Compliance with Provisions) Ordinance (Chapter 32L of the Laws of Hong Kong).

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K. Promoters The Bank’s promoters comprised 25 legal persons, and all shareholders of Baiyin City Commercial Bank and Pingliang City Commercial Bank. The said 25 legal person promoters are:

No. Name 1. Gansu Province Highway Aviation Tourism Investment Group Co., Ltd. ( ) 2. Baoshang Bank Co., Ltd. ( ) 3. Iron & Steel (Group) Co., Ltd. ( ) 4. Gansu Province Electric Power Investment Group Co., Ltd. ( ) 5. Jinchuan Group Co., Ltd. ( ) 6. Jingyuan Coal Industry Group Limited ( ) 7. Yong Xin Hua Holdings Co., Ltd. ( ) 8. Gansu Shengda Group Co., Ltd. ( ) 9. Readers Publishing Group Limited ( ) 10. Economic Development and Investment Co., Ltd. ( ) 11. Fujian Nanquan Group Co., Ltd. ( ) 12. Shanghai Ruinan Enterprise Development Group Co., Ltd. ( ) 13. Dongguan Huabang Group Limited ( ) 14. Jiayuguan Heat Supply Co., Ltd. ( ) 15. Jiuquan Modern Agriculture (Holdings) Co., Ltd. ( ) 16. Water Corporation ( ) 17. Lanzhou High-tech Industry Development Zone Management Committee Development Group ( ) 18. City Construction Investment and Development (Group) Co., Ltd. ( ) 19. Gansu Heihe Hydropower Development Co., Ltd. ( ) 20. City Urban Investment Construction State-owned Asset Operating Co. Ltd. ( ) 21. Wuwei Economic Development Investment (Group) Co., Ltd. ( ) 22. Huixian Hongyuan Mining Co., Ltd. ( ) 23. Linxia Prefecture Shenghe Economic Development Group Co., Ltd. ( ) 24. Gannan Prefecture Urban Economic Development Co., Ltd. ( ) 25. Dunhuang Cultural Tourism Investment Co., Ltd. ( )

Save as the Global Offering and as disclosed in this prospectus, within the two years immediately preceding the date of this prospectus, no cash, securities or other benefit has been paid, allotted or given, or has been proposed to be paid, allotted or given, to any of the above promoters in connection with the Global Offering or the transactions described in this prospectus.

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