BUILDING PERMITS / FORECLOSURES / PUBLIC NOTICES KAY’S COOKING CORNER POWELL JOINS SIGNATURE BROKERS P5 P10 P11

Volume 102 | No. 34 HAMILTON COUNTY Single Copy 50¢ CHATTANOOGA, HAMILTON COUNTY, TENNESSEE August 21-27, 2015 H  EVENT CALENDAR Literary journal reading The future is bright at Barnes and Noble By David Laprad Barnes and Noble will host a reading from the As Evan Allison left his home- latest issues of the literary town of Atlanta and traveled to journal, Pine Mountain Sand Washington and Lee University & Gravel: Contemporary in Lexington, Va., to begin his Appalachian Writing on Friday, Aug. 21 at 6 p.m. at undergraduate work, he knew 2100 Hamilton Place Blvd. one thing: he didn’t want to be a Participating authors will lawyer. His father was an attor- include Pamela Arlov, Gerald ney with a real estate practice in Coleman, Beto Cumming, Atlanta, and he had no desire to John C. Mannone, Chuck follow in his footsteps. He wanted Stringer, Dana Wildsmith, to become a counseling psycholo- Michelle Young, and Pauletta gist instead. Hansel. ese writers will Today, Allison is an attorney read poetry and prose re- with a real estate practice in membering the Appalachian Chattanooga. If he were prone region. In publication since to spouting truisms, he’d say, 1984, Pine Mountain Sand & “ e apple doesn’t fall far from Gravel is the literary journal the tree.” He offers his reason for of the Southern Appalachian the change from psychologist to Writers Cooperative. For lawyer. more information about the “I have a brother who’s a coun- journal, visit sawconline.org seling psychologist, and he let me or contact pmsg.journal@ sit in on some of his sessions with gmail.com. Evan Allison is a real estate attorney at Miller Martin. He spends his days working on multi-million dollar projects, and his patients,” he says. “I realized Minority Health Fair his nights focused on his family. (Photo by David Laprad) See ALLISON, page 3 Closing the Gap, the 13th annual Hamilton County Minority Health Fair, will be held Saturday, Aug. 22 ‘They are not victims; they are heroes’ - Joe Biden at Eastgate Town Center on Brainerd Road from 9 a.m. to 2 p.m. Over 125 free screen- ing and health education services will be available. Call 778-LINK (5465) to pre- register. is event is open to everyone. ere will be door prizes, entertainment, and an unwanted prescription drug drop-off sponsored by Ten- nessee American Water, the Hamilton County Coalition and Hamilton County Sher- iff’s office. e health fair is See EVENT CALENDAR, page 12

INSIDE n OCTOBER CLE SCHEDULE P2 n FINANCIAL FOCUS P4 n ARE WE THERE YET? P10 A Marine gives the final roll call for the Sailor and four Marines killed July 16 in Chattanooga, calling the names of Gunnery Sgt. Thomas J. Sullivan, Staff n MEMORIAL PHOTOS P9 & P20 Sgt. David A. Wyatt, Sgt. Carson A. Holmquist, Logistics Specialist 2nd Class Randall S. Smith, and Lance Corporal Squire K.P. “Skip” Wells. The U.S. Ma- n I SWEAR P15 rine Forces Reserve, the U.S. Navy Reserve, and the City of Chattanooga held the service Aug. 15 at McKenzie Arena. Vice President Joe Biden, Secretary of Defense Ash Carter, Gov. Bill Haslam, Sen. Bob Corker, Secretary of the Navy Ray Mabus, and City of Chattanooga Mayor Andy Berke attended. The Navy and Marine Corps and the City of Chattanooga honored the fallen service members, expressed appreciation to the Chattanooga Police Department and emergency responders, and thanked the community for its support. More pictures on page 9 and 20. (Photo by David Laprad) 2 | August 21-27, 2015 Hamilton County Herald www.hamiltoncountyherald.com

C L E October 2015 Schedule Register in advance of the Seminars!

MORNING SESSION LUNCH & LEARN • The benefits of having a plan “CHANCERY COURT: “RECENT DEVELOPMENTS IN ENVIRONMENTAL • Critical elements in “90 Day” strategic planning process EVERYTHING YOU NEED TO KNOW ABOUT ISSUES RELATED TO REAL ESTATE TRANSACTIONS” GUARDIANSHIP” • Overcoming obstacles of the planning process Honorable Jeffrey M. Atherton J. Wayne Cropp, Esq. • How strategy can be implemented at every level of the firm Honorable Pamela Fleenor Baker Donelson Bearman Caldwell & Berkowitz Honorable Robin L. Miller, Clerk & Master • Tips to duplicate the “90 Day” strategic plan Annie Fricker WEDNESDAY, OCTOBER 28, 2015

11:30 AM – 1:00 PM 10:45 – 12:00 THURSDAY, OCTOBER 1, 2015 Individual Maneuvers THE WALDEN CLUB – TENNESSEE/WALDEN ROOM 9:00 AM – 11:30 AM (Tea Hoffmann, Kurt Winstead and Keysha Walker) 1.0 HOUR CLE CREDIT AND BUFFET LUNCH HAMILTON COUNTY COMMISSION ROOM Developing Your Individual Marketing Action Plan $40.00 MEMBERS / $65 NON-MEMBERS 2.5 HOURS CLE CREDIT Every soldier has one goal…to defend and protect the homeland. Lawyers are no different. In today’s world, lawyers have to closely moni- $55.00 MEMBERS / $75 NON-MEMBERS J. Wayne Cropp, a member of the Business Department at Baker ______Donelson, focuses on a full range of environmental law, with extensive tor their clients, stay abreast of their areas of expertise and run profit- experience in new source permitting, air quality, brownfield redevelop- able practices. In this interactive session, lawyers, with the assistance AFTERNOON SESSION ment and hazardous waste issues. Mr. Cropp is a recognized author of faculty, will learn to: “CHANCERY COURT: and lecturer on Clean Air Act issues. During his government tenure as Executive Director of the Chattanooga-Hamilton County Air Pollution • Set individual marketing goals for their practices VERYTHING OU EED O NOW BOUT E Y N T K A Control Bureau (1979 – 1990), Mr. Cropp developed the implementation • Understand the components of a strong Individual Marketing Action PROBATE” strategies that brought worldwide recognition to Chattanooga’s environ- Plan (IMAP) Honorable Jeffrey M. Atherton mental initiatives. Honorable Pamela Fleenor Included among his many activities are service on the national level • Begin the exercise of preparing their own IMAP Honorable Robin L. Miller, Clerk & Master as president of the Association of Local Air Pollution Control Officials Annie Fricker (ALAPCO) (1983 – 1984), now known as the National Association of 12:00 – 1:00 Lunch on Your Own Clean Air Agencies (NACAA), and participation in the development of THURSDAY, OCTOBER 1, 2015 the National Air Toxics Strategy, as codified in the 1990 Clean Air Act, 1:00 – 3:00 through his tenure as chairman of ALAPCO’s Air Toxics Committee 1:00 PM – 3:30 PM Global Assault (1983 – 1990). He also served as project manager for an International HAMILTON COUNTY COMMISSION ROOM Track One: (Keysha Walker) Environmental Research Symposium for the World Health Organization NOTE THIS CLASS IS LIMITED TO 10 PARTICIPANTS 2.5 HOURS CLE CREDIT in 1986, and chairman of the Chattanooga Summit in 1996. Mr. Cropp is LinkedIn and Social Media, Navigating the Land Mines $55.00 MEMBERS / $75 NON-MEMBERS the former chairman of the Environment Committee for the Chattanooga of Professional Conduct Regional Manufacturers Association, a position he held for 15 years. Who could imagine even ten years ago that clients from across the BOTH PROBATE and GUARDIANSHIP SEMINARS Mr. Cropp is also a member of the Air and Waste Management $85.00 FOR THE 5-HOURS FOR MEMBERS Association; Section of Environmental, Energy, and Resources globe would be vetting their lawyers via social media? But yet, we know ______that the practice has gone “global.” Networking via social media is now Committee of the American Bar Association; and Environmental Law Section of the Tennessee Bar Association (chairman, 2004 – 2005). He a common practice, but it is not without risk. Platforms like LinkedIn can “APPELLATE PRACTICE: received the Air Conservationist of the Year Award from the Tennessee be a powerful tool to build professional relationships, promote services, TIPS ON APPELLATE PRACTICE BASICS, Conservation League in 1986. and increase thought leadership. Lawyers using LinkedIn and other ______social networking sites must consider the ethical ramifications of online EFFECTIVE LEGAL WRITING, ORAL ARGUMENT, networking. This session is intended for those who need hands-on AND THICAL SSUES E I ” “PROACTIVE PRACTICE BOOTCAMP” LinkedIn help. During this session, they will learn: Donald Capparella, Esq. Tea Hoffman, Esq., Law Strategy Corporation Elizabeth Sitgreaves, Esq. • An overview of social media tools Kurtis J. Winstead, Partner/Rudy, Wood & Winstead, PLLC Join experienced appellate attorney Donald Capparella and former law • How to use LinkedIn as a professional networking tool without vio- clerk to the Court of Appeals, Elizabeth Sitgreaves, in learning about the THURSDAY, OCTOBER 29, 2015 lating ethical rules (please bring your laptop to this session) do’s and don’ts of appellate practice. Topics covered will include: 8:00 AM - REGISTRATION Hands on training on how to maximize or create AM PM Appellate Practice Basics: 8:30 – 4:40 • Effective brief-writing SPRINGHILL SUITES MARRIOTT – 495 RIVERFRONT PARKWAY Track Two: (Tea Hoffmann, Kurt Winstead) • Tennessee appellate procedure rules, including recent changes 6.5 HOURS DUAL CLE CREDIT Time Stealers • Tricky issues such as jurisdiction, waiver, and finality EMBERS NON MEMBERS Today’s pace is faster than ever. What would happen to your day if you Tips on Oral Argument: $200.00 M / $300 - could just get 20 minutes back? This program is designed for anyone • Answering the court’s questions versus making a great speech who struggles with how to make the most of their day by increasing the • Handling rebuttal No one wants to operate in survival mode. But, some lawyers feel like they are losing the day to day battle against mounting competition, client way they use their time. Some of the things lawyer will learn in this ses- • Ending your oral argument when it is clear the court has heard enough. sion include: • Preparing for an oral argument that you likely won’t make. loyalty and fundamental changes in the legal marketplace. Not to men- tion the fact that they can’t seem to find enough time in the day to get Ethical Issues: • The most common time stealers for lawyers and how to avoid them • The risks of using hyperboles in your brief. everything they need to get done accomplished. • Making personal comments about judges or other lawyers. This interactive, military themed, full-day boot camp is designed for any lawyer who wants to successfully navigate the minefield of today’s • How your core values intersect with your ability to manage your • Failing to specifically cite to the record. time management • Failing to accurately refer to applicable case law. legal landscape, develop strategies, operational plans and techniques to gain future success. From beginning to end, this interactive program will • Omitting items from the record. • How to organize your day around your most productive hours • Missing deadlines. provide every participant with takeaways that they can use immediately to improve their practice. • How to respectfully say no to obligations that take your time with- WEDNESDAY, OCTOBER 14, 2015 8:30 – 9:30 out providing benefit PM PM OOM 2:00 – 4:30 R Strategy, Operations and Tactics THE WALDEN CLUB – TENNESSEE/WALDEN ROOM (Tea Hoffmann and Kurt Winstead) 3:00 – 3:10 Break 2.5 HOURS CLE CREDIT/ (1.5 GENERAL AND 1-HOUR ETHICS) Running Your Firm the Army Way 3:10 – 4:40 $55.00 MEMBERS / $75 NON-MEMBERS Law school prepared us to think like lawyers, but most of us did not learn how to operate a law firm or individual practices profitably. This Troop Surge - Networking Skills for Today’s Lawyer Mr. Capparella handles all manner of civil litigation throughout the state session is designed to help lawyers “think” like battle-tested Generals Most lawyers understand the value of networking, but for many, the idea and federal courts. As both trial and appellate counsel, he has secured a prepping for conflict. In this session, lawyers will learn: of doing one more thing after facing a long day is daunting. This pro- life insurance award in the Tennessee Supreme Court in excess of $2.6 • How to approach their individual practice in a more strategic and gram begins with a great overview of the best practices in networking Million Dollars for a widow and child wrongly denied insurance proceeds. focused way followed by a 30 minute “battlefield simulated” format which provides Morrison v. Allen. In two recent Supreme Court opinions, he had wins lawyers (of any rank) an opportunity to practice what they have learned in two different areas of practice – Mayfield v. Mayfield (divorce) and • Which traditional business practices should be scrutinized in order to with each other. In this session, attendees will learn: Smallman v. Caraway (probate law). increase efficiency, profitability and overall effectiveness Also recognized as one of Tennessee’s preeminent appellate lawyers, • Which networking events will lead to business opportunities Mr. Capparella has handled more than 175 appeals in state and fed- • Everyday tactics that can create more clout and loyalty with your cli- eral court. He leads the firm’s appellate practice team which manages ents and peers • How to introduce themselves without sounding scripted all kinds of civil, domestic, and criminal appeals. As a consultant, Mr. Capparella regularly assists other trial practitioners, providing services 9:30 – 10:30 • How to end a conversation without offending ranging from trial court preparation to handling of the entire appeal. The Art of War (Tea Hoffmann) - The 90 Day Strategy Mr. Capparella is the long-time editor of the Tennessee Tort Law Few would willingly go to war without a battle plan. Yet, many firms and • How to recognize body language cues to improve communication Letter, a monthly report of leading tort cases published by M. Lee Smith individual lawyers still operate without a good strategic plan. But, most Publishers. He also serves as the editor and contributing author for the lawyers who have developed plans in the past have found little suc- • How to better memorize names and faces Nashville Bar Association’s Appellate Practice Handbook. He is co-author cess with implementation. This program focuses on how to develop a of the Tennessee Practice Volume on Comparative Fault, published by “90 Day Strategy” intended to get firms and lawyers focused on what is • How and when to follow-up on networking events Thompson-West and now in its 2014 edition. He has been an instructor of most impactful and can be done in the next 90 days. Once lawyers see legal writing at Vanderbilt University School of Law, and has also taught how the process works, this strategy can be duplicated at the firm or advanced legal writing at the Nashville School of Law. individual level. This session will include the following and much more:

To register, call the Bar Association at 423-602-9430 or email Lynda at [email protected] www.hamiltoncountyherald.com Hamilton County Herald August 21-27, 2015 | 3

ALLISON Continued from page 1 and we fell in love with the city.” School. Allison explains how he the whales. Or, they’d talk about e Allisons even purchased and his wife came up with their salmon swimming upstream, and there was no way I could do that. and renovated a home on the names: the next day, we’d watch bear HCH I would internalize all of that, and North Shore. When their kids “My grandmother on my fa- catching salmon. We saw glaciers it would eat me up inside.” entered the picture, though, they ther’s side was named Lillis Spratt and icebergs, and went kayaking. Hamilton County Herald Although Allison didn’t have moved to Signal Mountain. Allison,” he says. “So we gave It was fantastic.” 101 years of service a career plan, he wasn’t without While Allison focused on her middle name, which was her Allison and his family enjoy Telephone 423-602-9270 direction. He had met his wife, being a husband and a father maiden name, to our son, and her spending time outdoors closer to Fax 423-602-9269 Cory, a Baltimore, Md., native, at home, he concentrated his first name to our daughter.” home, too. Among their favorite 1412 McCallie Ave. Chattanooga, TN 37404 at Washington and Lee. After practice on commercial real es- As with any two-career family things to do are taking family graduation, they moved to Atlan- tate. Over time, he saw his hope with kids, the Allisons have a full bike rides on the Riverwalk and Don Bona ta, where she attended business of developing a sophisticated schedule. But they’re making it hiking from Signal Point down to Publisher school and he sold CPR classes legal practice become a reality. work. “I’m a morning person. I Rainbow Lake. Susanne Reed for the Red Cross. Today, he works on multi-million like to be in the office by seven While Allison is able to keep a General Manager Web Editor Two years later, Allison was dollar projects throughout the and home by six,” Allison says. surprising number of balls in the convinced there was no future in U.S., drafting and negotiating “I try not to work weekends, but air, there is a thing or two he can’t Jay Edwards what he was doing, so he decided real estate contracts, leases, sometimes, I have to.” fit in, such as reading, a favorite Editor-In-Chief to go to law school. organizational documents, and With so much going on, Al- pastime of his. Karen Dunphy “I didn’t want to be a salesman, loan documents, and preparing lison has scaled back his commu- “I love to read, but I spend nine Production Manager so I set out to see what the law numerous other documents. He nity work, something he strongly hours a day at work reading,” he David Laprad would allow me to do,” he says. also assists with the real estate believes in doing. He recently says. “I always have a book I’m News Editor Member Member Allison attended Emory Uni- side of mergers and acquisitions. rolled off the boards of the Moun- into, but when I go home and try 20 15 20 15 TennesseeRobin Press Association Hill versity SchoolTennessee of Press Law Association in the hopes It’s occasionally grueling work, tain Education Foundation and to read it, I fall to sleep after 20 or Comptroller of becoming a transactional at- but he enjoys it. “Each transac- the Association for Visual Arts, 30 minutes. My eyes are tired at Melissa Miller torney. “I thought it would be less tion involves a different deal and but he’s looking forward to men- the end of the day.” LegalFor an Notices electronic copy, For an electronic copy, please go to confrontational, butplease I’m go tonot sure different pieces of property, and I toring a young person through a Allison did make it through http://www.tnpress.com/images/memberlogo.pdfKay Bona it is,” he http://www.tnpress.com/images/memberlogo.pdfsays. “Most litigation set- like the variety,” he says. local program when he has more author David McCullough’s “ e April Sherrill tles anyway, so what they’re doing Allison is enjoying something free time. Wright Brothers,” a nonfictional Staff Writers and what I’m doing are similar up else, too: the booming market. Allison is also anticipating his account about the efforts of the Bobby Burton to the point of going to court. We “For a while, real estate was next family vacation, though it titular siblings to build the first General Sales Manager both negotiate agreements. bumping along. Nobody was will be awhile, as he and his wife airplane. “But gearing up for a court date busy,” he says. “Now we’re really and kids just returned from a He also makes it through each Member of: and then settling, and gearing up busy, almost to the point of hav- National Geographic Explorer new day, as busy as he is. It’s an Tennessee Press Association National Newspaper Association for a court date and then settling ing too much to do. Everyone says tour of Alaska. He’s still not come exciting time as the real estate American Court & Commercial seemed too up and down for me. real estate comes in eight-year down from the excitement of the market starts to climb the curve, Newspapers I like the stability of a transaction- waves. We’ve been in the trough, trip. “ ere were National Geo- and Allison couldn’t be happier. al practice. at’s where I fit in.” and now we’re going up, which graphic naturalists on our boat. “Now that we’ve come out of the Allison not only found his bodes well for my late forties and ey would tell us about hump- recession, there’s a lot of energy function within the vast machina- early fifties.” back whales, and the next day, at the firm,” he says. “ e future tions of the law, he also found his ose will be busy years for we’d take a Zodiac boat to see looks bright.” v place. After his second year of Allison, who’s 44. Not only will Member law school, he clerked Memberfor Miller Miller & Martin keep him hop- 20 15 20 15 Tennessee Press Association & MartinTennessee Chattanooga. Press Association Over the ping, so will his family. Cory Harold H. Baxley, Jr. course of those few months, he is the CEO of Iron Gaming, a Attorney at Law Subscription $15 per year By mail fell in love with the firm. “Atlanta Chattanooga-based startup. ey SingleFor copy an electronic • 50 copy,cents was too big forFor my an electronicwife and copy, me, have two kids: a son, Spratt, who Tax Controversies please go to please go to http://www.tnpress.com/images/memberlogo.pdf and I likedhttp://www.tnpress.com/images/memberlogo.pdf the idea of living in a will soon turn 12, and a daugh- Postmaster send 423.760.4400 changes of address to: smaller city but still having a so- ter, Lillis, who’s eight. Spratt is www.ChattanoogaTaxLaw.com Hamilton County Herald phisticated legal practice,” he said. in sixth grade at Baylor School, 1412 McCallie Ave. “At Miller & Martin, I knew I’d be while Lillis attends e Bright Chattanooga, TN 37404 able to work with large national BAXLEY Hamilton County Herald clients without the hassles of liv- USPS #120710 ing in a huge metropolis.” published weekly by For Taxyour dispute Law resolution,, pc call Allison accepted a position in Hamilton County Herald, Inc., Periodicals Postage Miller & Martin’s commercial paid at department, and in 1998, he and ARBITRATIONCHATTANOOG AND MA,TENNESSEEEDIATION SERVICES, INC. Chattanooga, Tennessee Cory moved to Chattanooga. •Multi-room facility •Secretarial/Notary Services •Convenient free parking ey soon found out visiting a Material published in the Hamilton County smaller city was one thing, and Herald is compiled at considerable expense and is for the sole and exclusive use of our living there was another. Samuel R. Anderson H. Richard Marcus subscribers. “Chattanooga was just begin- Rule 31 Neutral General Civil Rule 31 Neutral General Civil Ronald D. Wells The contents of the Hamilton County ning to hit its stride,” he says, LUTHER-ANDERSON, PLLP FRANKLIN, COOPER & MARCUS,PLLC General Civil Mediation Herald may not be republished, resold or re- One Union Square, Ste. 700 837 Fort Wood Street ROBINSON, SMITH & WELLS “but my wife and I had a rough produced in any manner, in whole or in part 100 MLK Blvd. • PO Box 151 Chattanooga, TN 37403 633 Chestnut St., Ste. 700 without the consent of the publisher. Any in- time for the first year or two. We Chattanooga, TN 37401-0151 423.756.3596 Chattanooga, TN 37450 fringement may be subject to legal redress. saw the growth that was coming, The records contained in the Hamilton 423.756.5034 Cell: 423.488.3895 423.756.5051 County Herald are taken from those filed though, and every month, a new Fax: 423.265.9903 Fax: 423.756.3597 Fax: 423.266.0474 in the public record and do not necessarily restaurant would open or there [email protected] [email protected] [email protected] reflect the financial standing of the parties would be something new to do, www.lutheranderson.com www. fcmlaw.net involved. Care is taken to publish suits, judge- ments, other documents exactly as they ap- pear in the public record. However, the Ham- ilton County Herald assumes no liability for The Hamilton County John M. Higgason, Jr. Paul Campbell, III errors or omissions. Persons who rely solely Rule 31 Neutral Rule 31 Neutral General Civil on these contents do so at their own risk. Herald General Civil Of Counsel George M. Derryberry Any explanation of these items, as well General Civil & Family as correction of any erroneous information, is pleased to publish 1810 McCallie Ave. CAMPBELL & CAMPBELL 651 E. 4th St., Ste. 401 will be published upon timely notification by Chattanooga, TN 37404 735 Broad St., Ste. 1200 numerous columns Chattanooga, TN 37403 proper correspondence. 423.265.3505 Chattanooga, TN 37402 from inside and Cell: 423.364.7938 423.267.9777 423.266.1108 Fax: 423.267.9888 Home: 423.821.6052 Fax: 423.266.8222 outside sources. [email protected] Hamilton County Herald Fax: 423.265.2924 [email protected] The opinions and views The editors are responsible for the [email protected] www.campbell-campbelllaw.com writing and display of the news, of these columnists data and features in this newspaper. If you have a question or are their own and do not suggestions, you may call during necessarily convey ARBITRATION AND MEDIATION SERVICES, INC. normal business hours. A group of independent attorneys offering dispute resolution in a neutral setting the opinions of General manager: Susanne Reed 1810 McCallie Ave. • Chattanooga, TN 37404 423-602-9270 The Hamilton County fax: 423-602-9269 423.265.3505 [email protected] Herald. Fax 423.265.2924 • Email: [email protected] 4 | August 21-27, 2015 Hamilton County Herald www.hamiltoncountyherald.com Baker Donelson earns top ten ‘Vault’ rankings Baker Donelson has been fi rms nationally in eight total fi ve categories, including: Diver- ranked among the top ten law categories: Transparency – fi rst sity for Individuals with Disabili- fi rms in the country in the 2016 place; Firm Culture – second ties – seventh place; Diversity edition of Vault, Inc.’s “Best Law place; Formal Training – third for Veterans – seventh place; Firms to Work For” and “Best place; Informal Training – sev- Diversity for Minorities – eighth Financial Law Firms for Diversity.” enth place; Satisfaction – seventh place; and Diversity for Women Baker Donelson ranked place; Career Outlook – seventh – ninth place. fourth in the country in the place; Substantive Work – ninth “We have made continuous FinancialFocus “Best Law Firms to Work For” place; and Hours – ninth place. eff orts to enhance the culture FocusStan Russell list, a national ranking based On Vault’s “Best Law Firms at the fi rm to be an inclusive Stan Russell on feedback from thousands of for Diversity” list, Baker Donel- and supportive environment,” [email protected] law fi rm associates across the son ranked eighth overall in the said Ben C. Adams, chairman country who were asked to rate country. is national ranking and chief executive offi cer of A college degree is their law fi rms on a number of includes fi ve separate categories Baker Donelson. “We are grate- quality-of-life categories. For the for diversity, with the overall ful to have such a dedicated stillWhat’s a Yoursmart Retirement investment Vision third consecutive year, the fi rm ranking determined by a formula team of attorneys and staff , and achieved a fi rst place ranking in that weighs all the categories are honored to be recognized Whenummer you start is almost out in over, your which career, means you’re it’s probably “back-to-school” not thinking the category of transparency. evenly. Baker Donelson was among other fi rms that share our muchtime. about If youretirement. have young At this children, point, youyour may picture be purchasing of a “retire- Baker Donelson was also ranked among the top ten law values.” ment lifestyle” may be, at best, hazy, hidden as it is behind a veil v Sbackpacks, pencils, notebooks and similar items. But one ranked among the top ten law fi rms nationally in four of the Source: Baker Donelson ofday, experiences you could you’ve be shopping yet to encounter.for colleges But — andas you when move you through do, theyou’ll years, fi nd your the billview is of a littleretirement bit higher comes than into the clearer one you and get closer from focusyour —local and school-supply this vision will store. have a at’sbig whyimpact it’s onnever your too savings soon to Metered parking spots andstart investment saving. strategies. Just how costly is college? For the 2014–2015 school year, morph into parks this September Consequently,the average expense to create — andtuition, implement fees, room those and strategies board — effec- was On Friday, Sept. 18 from 10 “Our goal with Park(ing) Day is to Day, email parkingdaychatta- tively,$18,943 you’ll at a need public to four-yeardefine your school retirement and $42,419 vision atby a identifying four-year its various parts. Here are some to consider: a.m. to 4 p.m., metered parking reinforce how important vibrant, [email protected] or call River private school, according to the College Board. And if recent spots in downtown Chattanooga public spaces are in downtown City Company at (423) 265 3700 history is any guide, these numbers will likely keep climbing. Travel — If you’re like many people, you may dream of traveling will become mini-parks as the Chattanooga, and to do so by with your name, organization (if But there’s no need to panic. For one thing, your child may during your retirement. But what does “travel” mean to you? Do city celebrates its eighth Park(ing) highlighting the creative indi- applicable), phone number, and yoube eligibleenvision for taking loans, a grantscruise or anscholarships. international Still, trip you every will year?likely Day. viduals that can be found in our planned activity. Orend is upyour shouldering idea of travel some just of a the short fi nancial jaunt to load, a popular and you destina- may Individuals, businesses, and community.” ere will be a general infor- tion,ask yourselfsuch as aif lakeit’s worth or the it. mountains How much or diffthe erence beach? can e a differencecollege civic groups are invited to partici- In 2014, 47 parklets were cre- mation meeting at River City indegree costs betweenmake in theglobal lives and of yourU.S.-based children? travel can be enormous, pate in this free event organized ated, and included yoga classes, Company, located at 850 Market so you’llActually, need college to define still your seems goals to beand a prettyestimate good your investment: expenses. by River City Company. With as- grand piano parks, root beer Street, on Wednesday, Aug. 26 at Second e average home college — Once graduate you retire, will you’llreceive have about to make$1 million some more sistance from CARTA, park(ers) tastings, a photo booth, trivia, a 4 p.m. for anyone that wants to housing-relatedin lifetime earnings decisions. than the Should average you high sell yourschool home graduate, and “down - and their respective parklets are hammock park, and more. learn more about the program. size”?according Or do to you the want U.S. Censusto keep Bureau.your current So when residence you assist and yourpossi- required to register prior to the “Participating last year in Park(ing) Day was created by a blychildren purchase in getting a second to home,college, such you ascan a condominium,be reasonably sure in another that day’s event through River City Park(ing) Day was a treat for Real San Francisco-based art and de- partyou’re of theat least country? helping Obviously, them start you’ll on theneed path to factortoward in a these reward- Company, and are encouraged to Estate Partners,” says Adelia Mos- sign studio, ReBar, in 2005 to en- choicesing career. when you think about how to invest before you retire start planning their parks early. ley, marketing director for Real courage communities to rethink andHow how shouldto manage you yourput away withdrawals money for from college? your 401(k), Unfortunately, IRA and “Park(ing) Day is a fun event Estate Partners. “We designed a the way streets are used and re- othermore accounts parents use during a general your retirement.savings account than any other for those that create a park. live, work, and play parklet with inforce the need for broad-based Volunteermethod, according activities —to YouSallie might Mae’s think How that America your volunteerSaves for and for those enjoying the day’s a green offi ce space, including a changes to urban infrastructure activitiesCollege 2015during study. retirement ese accounts won’t affect pay your little finances or no interest much. and But festivities,” says Amy Donahue, sod covered couch. It is a great to promote healthy, vibrant, and ifoff you er noare taxparticularly benefi ts. ambitious, and your volunteerism involves marketing and communication downtown event.” walkable urban areas. travel,As rentingan alternative, space, purchasingconsider investing equipment in a and529 soplan. on, Contribu- you might manager for River City Company. To participate in Park(ing) Source: River City Company v betion looking limits at are some quite large high, cash and outlays. federal Furthermore,taxes won’t be if assessed you host peopleon earnings at your used house, for qualifiyou may ed behigher incurring education some expenses. types of liabil- ( e ityearnings risk, which portion you of might withdrawals need to addresswill be taxed, through though, appropriate and can insurance coverage. JUST HOW MUCH IS YOUR incur a 10 percent penalty if the withdrawals aren’t used for Hobbies — During your working years, you may pursue your qualifi ed expenses.) Furthermore, your 529 plan contributions hobbies always with the thought that you can devote a lot more may be deductible from your state taxes. But 529 plans vary, so FUTURE WORTH? time to them after you retire. However, expanded hobby activi- Join the CBA now….Strength is in the Numbers!! tiesbe suremay toinvolve check expanded with your costs. tax advisor For example, regarding if you’re deductibility. good withAnother cars, you college might funding decide tooption invest is ina Coverdellthat foreign Education sports car WHY BELONG? ofSavings which Account,you’ve dreamed. which, likeOr, ifa 529you’re plan, fascinated can generate by genealogy, tax-free perhapsearnings you’ll if the start money traveling is used to for places higher once education inhabited expenses. by your ancestors.You can typically ese types only ofput activities in a maximum can be expensive,of $2,000 per so you’llyear to havea Coverdell to evaluate account, your saving,but it off spending ers more and fl exibility investing in investment habits to determinechoices than how a 529to accommodate plan. your increased expenditures on CLIENT REFERRALS yourYou hobbies. could also consider a custodial account, known as either SecondUGMA career or UTMA. — Many You people can put look up forwardto $14,000 to perretiring year frominto aone As a member, you are invited to join the CBA’s Lawyer Referral Service, careercustodial so they account can startwithout another incurring — opening gift taxes, a small and business, earnings con- sultingwould oronly even be takingsubject a to part-time the “kiddie job. tax” Clearly, — that if you is, thewere fi rst to start which refers clients to participating attorneys your$1,050 own is business,tax-exempt, some the expenses next $1,050 would will be be involved, taxed at theso you’ll child’s based on their practice area and geographical location. havetax rate, to plan and for just them. the amount Even if youover become $2,100 willa consultant be taxed orat yourwork parttax rate.time, However, you could once incur your various children costs, reach including the age travel. of major- And, in relationity (either to these18 or types21), they of work, take controlyou may of also the havemoney insurance and can anddo It is easy and affordable. healthwhatever care they issues want to address.with it — and their plans may not include Bycollege. identifying the various components of your retirement vision, andDon’t estimating wait too their long respective to begin costs, funding you whichever can make savings those saving, Call for details on how to become a participating attorney. spendingvehicle, or and vehicles, investment you choose. choices Yourthat canchildren help youmay work be young toward yourtoday, retirement but before dream. you know it, they’ll be college bound.

is article was written by Edward Jones for use by your local is article was written by Edward Jones for use by your local Edward Jones Finan- Your Local Bar, At Work For You! Edward Jones Financial Advisor (member SIPC). Contact Stan cial Advisor. (Member SIPC) at [email protected].

Stan Russell, CFP®, AAMS® Financial Advisor 1206 Pointe Centre Dr., Ste 180 Chattanooga, TN 37421 Call 602-9430 today or email [email protected] 423-894-0058 www.hamiltoncountyherald.com Submit a legal notice : [email protected] or call 800-420-5103 August 21-27, 2015 | 5

CHATTANOOGA BUILDING PERMITS PUBLIC NOTICES BUILDING ______15-40364 8/5/15 6921 Greenway Dr Chattanooga, TN 37421 Grading $0 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- 15-11370 8/7/15 4531 Hwy 58 Chattanooga, TN 37416 Commercial $250,000 15-40365 8/5/15 947 Vine St Chattanooga, TN 37403 Residential $5,000 tember 24, 2015 on or about 11:00AM local time, at the Main door of the 15-11387 8/3/15 203 Talley Rd Chattanooga, TN 37411 Residential $8,000 15-40366 8/6/15 2609 Forest Rd Chattanooga, TN 37406 Residential $3,500 Hamilton County Courthouse, Chattanooga, Tennessee, conducted by the 15-11388 8/4/15 2611 E Main St Chattanooga, TN 37404 Residential $1,200 15-40367 8/6/15 1124 Dartmouth St Chattanooga, TN 37405 Residential $5,500 Substitute Trustee as identified and set forth herein below, pursuant to 15-11389 8/4/15 906 S Greenwood Ave Chattanooga, TN 37404 Residential $24,000 15-40368 8/7/15 1370 Bridgeview Dr Chattanooga, TN 37415 Residential $500 Deed of Trust executed by KAREN KISSINGER AND WAYNE C KISS- 15-11390 8/4/15 5593 Seagrove Ln Hixson, TN 37343 Residential $206,000 15-40370 8/6/15 1332 Highland Way Hixson, TN 37343 Residential $500 INGER JR, to PRIORITY TRUSTEE SERVICES OF TENNESSEE, L.L.C., 15-11392 8/4/15 608 Elinor St Chattanooga, TN 37405 Residential $8,000 MECHANICAL ______Trustee, on July 12, 2005, at Record Book GI 7608, Page 567 as Instru- 15-11393 8/4/15 6718 Petunia Ct Hixson, TN 37343 Residential $134,955 15-50615 8/3/15 7760 East Brainerd Rd Chattanooga, TN 37421 Commercial $9,650 ment No. 2005072000216 in the real property records of Hamilton County 15-11394 8/4/15 2101 Foust St Chattanooga, TN 37407 Residential $1,500 15-50616 8/3/15 9447 Bradmore Ln, Suite# 201 Ooltewah, TN 37363 Commercial $20,425 Register’s Office, Tennessee. Owner of Debt: Wells Fargo Bank, National 15-11395 8/4/15 1005 Woodmore Ter Chattanooga, TN 37411 Residential $18,000 15-50617 8/3/15 2525 De Sales Ave Chattanooga, TN 37404 Institutional $85,000 Association, as Trustee for Securitized Asset Backed Receivables LLC 15-11398 8/5/15 1505 Greenwood Rd Chattanooga, TN 37406 Residential $101,200 15-50618 8/4/15 827 Broad St Chattanooga, TN 37402 Commercial $9,000 Trust 2005-OP2, Mortgage Pass-Through Certificates, Series 2005-OP2 15-11399 8/5/15 3376 Enclave Bay Dr Chattanooga, TN 37415 Residential $45,000 15-50619 8/4/15 1616 Broad St Chattanooga, TN 37408 Commercial $70,000 The following real estate located in Hamilton County, Tennessee, will be 15-11400 8/5/15 800 Federal St Chattanooga, TN 37405 Residential $4,000 15-50620 8/4/15 2014 Curtis St Chattanooga, TN 37406 Commercial $8,347 sold to the highest call bidder subject to all unpaid taxes, prior liens and 15-11404 8/6/15 1124 Dartmouth St Chattanooga, TN 37405 Residential $5,500 15-50621 8/4/15 810 Boylston St Chattanooga, TN 37405 Residential $8,900 encumbrances of record: IN THE CITY OF CHATTANOOGA. HAMILTON 15-11406 8/7/15 1370 Bridgeview Dr Chattanooga, TN 37415 Residential $237,000 15-50622 8/5/15 1712 Duncan Ave Chattanooga, TN 37404 Residential $4,600 COUNTY. TENNESSEE: BEING LOT TEN (10). BLOCK E. CHATTA- 15-11407 8/6/15 2630 E Main St Chattanooga, TN 37404 Residential $12,000 15-50623 8/5/15 2107 E 5Th St Chattanooga, TN 37404 Residential $4,500 NOOGA ESTATES COMPANY`S W.H. FOUST TRACT AS SHOWN BY 15-11409 8/6/15 5301 Hixson Hixson, TN 37343 Commercial $53,000 15-50624 8/5/15 6001 International Dr Chattanooga, TN 37421 Commercial $17,500 PLAT OF RECORD IN PLAT BOOK 15. PAGE 56. IN THE REGISTER`S 15-11410 8/6/15 1332 Highland Way Hixson, TN 37343 Residential $125,000 15-50625 8/6/15 6224 Hixson Pike Hixson, TN 37343 Commercial $6,000 OFFICE OF HAMILTON COUNTY, TENNESSEE. TITLE REFERENCE IS 15-11412 8/7/15 2001 Vine St Chattanooga, TN 37404 Residential $18,000 15-50626 8/6/15 4026 Shallowford Rd Chattanooga, TN 37411 Commercial $6,000 A WARRANTY DEED TO WAYNE C. KISSINGER AND WIFE SHERRY 15-11413 8/7/15 1035 E 5Th St Chattanooga, TN 37403 Residential $15,000 15-50627 8/5/15 4230 Shelborne Dr Chattanooga, TN 37416 Residential $6,200 L KISSINGER, OF RECORD IN BOOK 3720, PAGE 87, FILED FOR 15-11414 8/7/15 204 Eveningside Dr Chattanooga, TN 37404 Residential $3,500 15-50628 8/6/15 3743 Cummings Hwy Chattanooga, TN 37419 Commercial $6,000 RECORD 4/17/90 REGISTER`S OFFICE OF HAMILTON COUNTY, 15-11420 8/7/15 2848 Crestwood Ave Chattanooga, TN 37415 Residential $260,160 15-50629 8/6/15 3729 Tennessee Ave Chattanooga, TN 37409 Commercial $6,000 TENNESSEE AND QUITCLAIM DEED TO WAYNE C. KISSINGER. JR. ELECTRICAL ______15-50632 8/6/15 4849 Hixson Pike Hixson, TN 37343 Commercial $6,000 FROM WAYNE C. KISSINGER AND WIFE SHERRY L. KISSINGER. 15-21352 8/3/15 6025 Lee Hwy, Offc# 415,425-43 Chattanooga, TN 37421 Commercial $5,000 15-50633 8/6/15 1182 Mountain Creek Rd Chattanooga, TN 37405 Commercial $6,000 IN BOOK 4889, PAGE 66. FILED FOR RECORD 6/16/97, IN SAID 15-21357 8/3/15 3726 Thrushwood Dr Chattanooga, TN 37415 Residential $800 15-50634 8/6/15 5710 Lake Resort Dr Chattanooga, TN 37415 Commercial $6,000 REGISTER`S OFFICE. AND A QUITCLAIM DEED BEING RECORDED 15-21358 8/3/15 2353 Sargent Daly Dr Chattanooga, TN 37421 Residential $500 15-50635 8/6/15 5501 Hwy 153 Hixson, TN 37343 Commercial $6,000 SIMULTANEOUSLY HEREWITH. SUBJECT TO ANY GOVERNMENTAL 15-21359 8/3/15 4119 St Elmo Ave Chattanooga, TN 37409 Residential $1,200 15-50636 8/6/15 2452 Waterhaven Dr Chattanooga, TN 37406 Residential $8,550 ZONING AND SUBDIVISION ORDINANCES OR REGULATIONS IN 15-21360 8/3/15 1202 Hamilton Ave Chattanooga, TN 37405 Residential $4,000 15-50637 8/6/15 513 Druid Ln Chattanooga, TN 37405 Residential $9,000 EFFECT THEREON SUBJECT TO ANY OTHER EASEMENTS, CONDI- 15-21361 8/3/15 1400 E 34Th St Chattanooga, TN 37407 Commercial $3,000 15-50638 8/6/15 1207 Worthington St Chattanooga, TN 37405 Residential $4,600 TIONS, RESTRICTIONS, PROVISIONS, ETC. AS SHOWN, NOTED OR 15-21362 8/3/15 509 Oliver St Chattanooga, TN 37405 Residential $4,800 15-50639 8/7/15 1181 Saddlebrook Dr Chattanooga, TN 37405 Residential $8,500 DESCRIBED ON SAID RECORDED PLAT Tax ID: 117O-B-017 Current 15-21363 8/5/15 4208 12Th Ave Chattanooga, TN 37407 Meter $0 15-50641 8/7/15 1708 E Main St Chattanooga, TN 37404 Residential $2,000 Owner(s) of Property: KAREN KISSINGER AND WAYNE C KISSINGER 15-21364 8/3/15 4119 Cummings Hwy Chattanooga, TN 37419 Commercial $18,500 15-50642 8/7/15 1110 Market St, Suite# 214B Chattanooga, TN 37402 Commercial $41,100 JR The street address of the above described property is believed to be 15-21365 8/3/15 210 Compress St Chattanooga, TN 37405 Industrial $15,000 15-50643 8/7/15 904 Avon Pl Chattanooga, TN 37405 Residential $2,200 708 Runyan Dr, Chattanooga, TN 37405-1202, but such address is not 15-21366 8/3/15 2200 Chamberlain Ave Chattanooga, TN 37404 Industrial $200 15-50644 8/7/15 50 Frazier Ave, Flr# Baseme Chattanooga, TN 37405 Commercial $5,900 part of the legal description of the property sold herein and in the event 15-21367 8/3/15 4824 Pawnee Trl Chattanooga, TN 37411 Residential $5,250 PLUMBING ______of any discrepancy, the legal description referenced herein shall control. 15-21368 8/3/15 2314 Appling St Chattanooga, TN 37406 Residential $200 15-60837 8/3/15 1400 E 34Th St Chattanooga, TN 37407 Commercial $6,000 SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE 15-21370 8/4/15 1255 Central Ave Chattanooga, TN 37408 Commercial $10,000 15-60838 8/3/15 232 E 11Th St, Apt# 206 Chattanooga, TN 37402 Residential $750 RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO AN- 15-21371 8/4/15 449 Valleybrook Rd Hixson, TN 37343 Residential $4,800 15-60839 8/3/15 4904 N Moore Ln Chattanooga, TN 37411 Residential $10,000 OTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLI- 15-21372 8/4/15 4051 Amnicola Hwy Chattanooga, TN 37406 Commercial $2,500 15-60840 8/3/15 2804 Cannon Ave Chattanooga, TN 37404 Residential $2,000 CATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE 15-21373 8/5/15 3008 Cummings Hwy Chattanooga, TN 37419 Meter $0 15-60841 8/3/15 2618 Wendall Chattanooga, TN 37421 Residential $6,000 SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE 15-21374 8/5/15 6033 Windham Ln Hixson, TN 37343 Residential $4,800 15-60842 8/3/15 4614 Florida Ave Chattanooga, TN 37409 Residential $1,200 RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET 15-21375 8/5/15 8101 E Brainerd Rd Chattanooga, TN 37421 Commercial $100,000 15-60843 8/3/15 7959 Chianti Lot #107 Way Chattanooga, TN 37421 Residential $5,000 ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL 15-21376 8/5/15 413 Forest Ave Chattanooga, TN 37405 Residential $11,000 15-60844 8/3/15 501 Signal Mountain Rd Chattanooga, TN 37405 Commercial $20,595 BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE 15-21377 8/5/15 6718 Petunia Ct Hixson, TN 37343 Residential $4,800 15-60845 8/3/15 1334 Bridgeview Dr Chattanooga, TN 37415 Residential $4,800 PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE 15-21378 8/5/15 3114 Freeman Ave Chattanooga, TN 37406 Meter $0 15-60846 8/3/15 2525 De Sales Ave Chattanooga, TN 37404 Institutional $65,000 GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED 15-21379 8/5/15 4289 Bonny Oaks Dr, Suite# 105 Chattanooga, TN 37406 Commercial $850 15-60847 8/4/15 1306 Phils Dr Chattanooga, TN 37421 Residential $2,000 PARTIES: None THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY 15-21380 8/5/15 1207 Worthington St Chattanooga, TN 37405 Residential $1,800 15-60849 8/4/15 7606 Davidson Rd Chattanooga, TN 37421 Residential $7,200 INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If ap- 15-21381 8/5/15 2100 Hamilton Pl Blvd Ste#238C Chattanooga, TN 37421 Sign $2,400 15-60850 8/5/15 246 E 11Th St, Apt# 1-22 Chattanooga, TN 37403 Residential $345,000 plicable, the notice requirements of T.C.A. 35-5-117 have been met. All 15-21382 8/5/15 7106 Saratoga Ln Chattanooga, TN 37421 Residential $1,000 15-60851 8/5/15 1118 Westwood Ave Chattanooga, TN 37405 Residential $10,000 right of equity of redemption, statutory and otherwise, and homestead are 15-21383 8/5/15 506 Rosewood Ave Chattanooga, TN 37405 Residential $8,000 15-60852 8/5/15 6718 Petunia Ct Hixson, TN 37343 Residential $5,000 expressly waived in said Deed of Trust, and the title is believed to be good, 15-21384 8/5/15 3536 Brainerd Rd Chattanooga, TN 37411 Commercial $26,000 15-60853 8/5/15 4204 14Th Ave Chattanooga, TN 37407 Residential $3,000 but the undersigned will sell and convey only as Substitute Trustee. If the 15-21385 8/7/15 4416 58 Hwy Chattanooga, TN 37416 Sign $1,500 15-60854 8/5/15 817 Market St Chattanooga, TN 37405 Commercial $2,000 U.S. Department of Treasury/IRS, the State of Tennessee Department of 15-21386 8/6/15 2014 Curtis St Chattanooga, TN 37406 Residential $500 15-60855 8/5/15 21 N Larchmont Ave Chattanooga, TN 37411 Residential $1,200 Revenue, or the State of Tennessee Department of Labor or Workforce 15-21387 8/6/15 3008 Cummings Hwy Chattanooga, TN 37419 Commercial $400 15-60856 8/5/15 4517 Cloverdale Loop Hixson, TN 37343 Residential $2,500 Development are listed as Interested Parties in the advertisement, then 15-21388 8/6/15 1809 Vine St Chattanooga, TN 37404 Residential $400 15-60857 8/6/15 7950 Rhodes Farm Way Chattanooga, TN 37421 Residential $11,000 the Notice of this foreclosure is being given to them and the Sale will be 15-21389 8/6/15 1400 Market St, Suite# 150 Chattanooga, TN 37408 Commercial $120,000 15-60858 8/6/15 6418 Hixson Pike Hixson, TN 37343 Commercial $60,000 subject to the applicable governmental entities’ right to redeem the proper- 15-21391 8/7/15 423 E E Mlk Blvd Ste 1 Suite# 1 Chattanooga, TN 37403 Commercial $2,800 15-60859 8/6/15 3536 Brainerd Rd Chattanooga, TN 37411 Commercial $36,500 ty as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433. This property is 15-21392 8/7/15 404 Colville St Chattanooga, TN 37405 Residential $6,500 15-60860 8/7/15 8510 Festival Loop Chattanooga, TN 37419 Residential $4,900 being sold with the express reservation that the sale is subject to confirma- 15-21394 8/7/15 4109 Mountain View Dr Ste#400&500 Chattanooga, TN 37415 Commercial $1,500 15-60861 8/7/15 1623 Hillcrest Rd Chattanooga, TN 37405 Residential $12,240 tion by the lender or trustee. This sale may be rescinded at any time. If the 15-21395 8/7/15 2437 Glass St Chattanooga, TN 37406 Commercial $1,250 15-60862 8/7/15 1344 Joiner Rd Chattanooga, TN 37421 Residential $2,600 sale is set aside for any reason, the Purchaser at the sale shall be entitled 15-21396 8/7/15 1344 Joiner Rd Chattanooga, TN 37421 Residential $2,200 15-60863 8/7/15 1708 E Main St Chattanooga, TN 37404 Residential $200 only to a return of the deposit paid. The Purchaser shall have no further re- 15-21397 8/7/15 1400 E 51St St Chattanooga, TN 37407 Commercial $1,000 15-60864 8/7/15 2505 S Orchard Knob Ave Chattanooga, TN 37404 Residential $3,000 course against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. 15-21399 8/7/15 1370 Bridgeview Dr Chattanooga, TN 37415 Residential $4,800 15-60865 8/7/15 106 W 19Th St Chattanooga, TN 37408 Residential $6,000 MWZM File No. 15-003087-670 JASON S. MANGRUM, J.P. SELLERS, GAS ______15-60866 8/7/15 6159 Fairview Rd Hixson, TN 37343 Residential $8,000 LORI LIANE LONG, JOHN R. ROAN, Substitute Trustee(s) PREMIER 15-30366 8/3/15 2879 Waterhaven Dr Chattanooga, TN 37406 Residential $1,200 15-60867 8/7/15 3922 Lightfoot Mill Rd Chattanooga, TN 37406 Residential $2,500 BUILDING, SUITE 404 5217 MARYLAND WAY BRENTWOOD, TENNES- 15-30367 8/3/15 5409 Bungalow Cir Hixson, TN 37343 Residential $1,200 15-60868 8/7/15 50 Frazier Ave, Flr# Baseme Chattanooga, TN 37405 Commercial $400 SEE 37027 PHONE: (615) 238-3630 EMAIL: TNSALES@MWZMLAW. 15-30368 8/3/15 9447 Bradmore Ln, Suite# 201 Ooltewah, TN 37363 Commercial $20,425 SIGN ______COM BCNS86186 HCH3T-8/21,8/28,9/4/15 15-30369 8/4/15 810 Boylston St Chattanooga, TN 37405 Residential $680 15-70269 8/3/15 3901 Hixson Pike Chattanooga, TN 37415 Permanent $12,000 15-30370 8/5/15 2014 Curtis St Chattanooga, TN 37406 Residential $8,347 15-70379 8/3/15 1330 E 3Rd St Chattanooga, TN 37404 Permanent $774 SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- 15-30371 8/6/15 3536 Brainerd Rd Chattanooga, TN 37411 Commercial $1,500 15-70380 8/3/15 1330 E 3Rd St Chattanooga, TN 37404 Permanent $774 tember 24, 2015 on or about 11:00AM local time, at the Main door of 15-30372 8/7/15 1181 Saddlebrook Dr Chattanooga, TN 37405 Residential $450 15-70381 8/3/15 1330 E 3Rd St Chattanooga, TN 37404 Permanent $1,658 the Hamilton County Courthouse, Chattanooga, Tennessee, conducted by 15-30373 8/7/15 1616 Broad St Chattanooga, TN 37408 Commercial $5,000 15-70382 8/3/15 1330 E 3Rd St Chattanooga, TN 37404 Permanent $2,375 the Substitute Trustee as identified and set forth herein below, pursuant 15-30374 8/7/15 5600 Tennessee Ave Chattanooga, TN 37409 Residential $600 15-70383 8/3/15 1330 E 3Rd St Chattanooga, TN 37404 Permanent $2,375 to Deed of Trust executed by CASEY L FLEMINGS, to RELS, Trustee, 15-30375 8/7/15 863 Canal St, Bldg# 2 Chattanooga, TN 37402 Residential $3,000 15-70384 8/3/15 1330 E 3Rd St Chattanooga, TN 37404 Permanent $15,030 on August 8, 2002, at Record Book GI 6333, Page 669 as Instrument No. 15-30376 8/7/15 805 Molly Ln Chattanooga, TN 37402 Residential $3,800 15-70385 8/3/15 1330 E 3Rd St Chattanooga, TN 37404 Permanent $15,030 2002081400137 in the real property records of Hamilton County Regis- LAND DISTURBING ______15-70406 8/3/15 3538 Cummings Hwy Chattanooga, TN 37419 Permanent $4,000 ter’s Office, Tennessee. Owner of Debt: DEUTSCHE BANK NATIONAL 14-40322 8/4/15 0 W 19Th St Chattanooga, TN 37408 Commercial $100,100 15-70407 8/3/15 3538 Cummings Hwy Chattanooga, TN 37419 Permanent $1,000 TRUST COMPANY, AS TRUSTEE FOR MORGAN STANLEY DEAN WIT- 15-40234 8/3/15 1505 N Moore Rd Chattanooga, TN 37411 Commercial $2,400,000 15-70408 8/3/15 501 Signal Mountain Rd Chattanooga, TN 37405 Permanent $3,000 TER CAPITAL I INC. TRUST 2003-NC1, MORTGAGE PASS-THROUGH 15-40263 8/4/15 728 Market St Chattanooga, TN 37402 Commercial $0 15-70410 8/7/15 3536 Brainerd Rd, Suite# 104 Chattanooga, TN 37411 Permanent $4,500 CERTIFICATES, SERIES 2003-NC1 The following real estate located in 15-40302 8/4/15 5705 Middle Valley Road, Bldg# Hixson, TN 37343 Institutional $90,000 15-70411 8/6/15 5959 Shallowford Rd Chattanooga, TN 37421 Permanent $1,900 Hamilton County, Tennessee, will be sold to the highest call bidder subject 15-40305 8/7/15 7302 Jarnigan Rd Chattanooga, TN 37421 Institutional $500 15-70412 8/4/15 5900 153 Hixson, TN 37343 Temporary $100 to all unpaid taxes, prior liens and encumbrances of record: THE FOL- 15-40337 8/3/15 2600 8Th Ave Chattanooga, TN 37407 Industrial $65,000 15-70414 8/7/15 4416 58 Hwy Chattanooga, TN 37416 Permanent $3,000 LOWING DESCRIBED REAL ESTATE, TO-WIT: LOCATED IN HAM- 15-40357 8/4/15 2611 E Main St Chattanooga, TN 37404 Residential $100 15-70415 8/7/15 4416 58 Hwy Chattanooga, TN 37416 Permanent $2,500 ILTON COUNTY, TENNESSEE, AND BEING MORE PARTICULARLY 15-40359 8/4/15 1505 Greenwood Rd Chattanooga, TN 37406 Residential $2,500 15-70416 8/6/15 3600 Hixson Pike Chattanooga, TN 37415 Permanent $5,000 DESCRIBED AS FOLLOWS: BEING SITUATED IN THE NORTHWEST 15-40361 8/4/15 6718 Petunia Ct Hixson, TN 37343 Residential $4,000 QUARTER OF SECTION ONE (1), TOWNSHIP TWO (2), AND RANGE FOUR (4), WEST OF THE BASIS LINE IN THE OCOEE DISTRICT, AND Deeds With Consideration Of $150,000 Or More July 20-24, 2015 BEGINNING AT A POINT ON THE EAST LINE OF A SIXTY (60) FOOT Grantor Grantee Address Legal Description Parcel # Price ROAD, SAID POINT BEING ALSO THE SOUTHWEST CORNER OF THE ANDREW W. RODEN LOT, WHICH IS KNOWN AS LOT NO. SEVEN (7); Bre Ddr Br Hixson Tennessee LLC Chattanooga Msa Retail Exchange LLC $13,228,000 THENCE SOUTH 18 DEGREES 20 MINUTES EAST, ALONG THE EAST D3 Chattanooga LLC Eom Three LLC $2,187,118 LINE OF SAID SIXTY (60) FOOT ROAD, A DISTANCE OF EIGHTY-TWO Leeco Steel LLC Shades Mountain Properties LLC 2500 E 38Th St L:7 168G C 050 $2,125,000 AND 5/10 (82.5) FEET; THENCE SOUTH 73 DEGREES 15 MINUTES Wilkes T Thrasher Post 4848 Veterans Of Foreign Wars L & M Partners 1491 Riverside Dr L:10 Riverside Garden Farms 136J A 004 $1,500,000 EAST A DISTANCE OF THREE HUNDRED TWO AND 1/10 (302.1) FEET; Mayfield, Margie P Obrien, Kelley Leigh 9023 Balata Dr L:59 Mountain Lake Estates 123C A 015 $680,000 THENCE NORTHWARDLY, AT RIGHT ANGLES TO A POINT IN THE Riverbirch Homes Of Chattanooga LLC Farmer, Elizabeth A; Farmer, Jason T 3 Ives Lake Rd L:28 St Ives Community 098G G 019 $615,000 SOUTH LINE OF SAID RODEN LOT; THENCE NORTH 73 DEGREES Livingston, Philip H; Raines, Ann L Bock, George I III; Bock, Jamy F 1718 Minnekahda Rd L:9B Minnekahda 127J A 005.01 $609,000 15 MINUTES WEST, ALONG THE SOUTH LINE OF SAID RODEN LOT, Urban Renaissance Group LLC White, Breeann Kirby; White, James Kelly III 131 E 03Rd St L:22 135M B 016.03 $605,000 A DISTANCE OF THREE HUNDRED FORTY-TWO AND 6/10 (342.6) FEET, MORE OR LESS, TO THE EAST LINE OF A SIXTY (60) FOOT H & H Construction & Developing LLC Conner, Colleen; Conner, James T 42 Ridgerock Dr L:16-A 098G G 006.04 $600,000 ROAD, TO THE POINT OF BEGINNING. BEING THE SAME PROPERTY Wise, Connie C; Wise, John S III Feher, Natalie Tirapelli; Feher, Raymond Clinton 1252 Duane Rd Thomas L M 127I D 023 $600,000 CONVEYED TO CASEY L. FLEMINGS, UNMARRIED BY DEED FROM I Buy Houses Cash Inc Salyards, Christine; Salyards, John $529,000 ROBERT T. MULLIGAN AND WIFE, RACHEL E. MULLIGAN, BOOK Gronek, David H; Gronek, Lori L Pry, Glen E; Pry, Louise M 1708 Criswell Ct L:35 034I E 018 $505,000 5911, PAGE 694, DATD JUNE 26, 2001, RECORDED JUNE 28, 2001, Carver TrG Douglas; CarverG Douglas; Anderson, David Marcene 918 Rose Marie Ct L:22 Montlake 065F A 022 $500,000 RE-RECORDED IN BOOK 5997, PAGE 315, FILED SEPTEMBER 26, wG Douglas Carver & Kay S Carver Trust 2001, IN THE REGISTER`S OFFICE OF HAMILTON COUNTY, TENNES- Cavin, Taylor Crowe, Andrew Spencer; Smith, Andrea Nicole 447 Clear Canyon Dr L:146 081N C 003 $499,857 SEE. Tax ID: 128J L004 Current Owner(s) of Property: CASEY L FLEM- Robert D Schwimmer Trust; Schwimmer Tr, Robert D Gardner, Michelle M; Gardner, Warren Stonepoint Ln L:84 Carriage Hill 116D C 013 $425,000 INGS The street address of the above described property is believed to be Thompson, Sara; Thompson, Thomas Carnes, Gary; Carnes, Kristy 4906 Shoreline Dr L:PT 77 Bal Harbor #3 120J A 021.22 $400,000 4026 DENHAM ROAD, CHATTANOOGA, TN 37406, but such address is Forrester, Elizabeth H; Forrester, Steven D Witcher, Charles; Witcher, Rena $371,000 not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. Achata, William; Chambless, Joshua John Ansley Gp 1815 Bailey Ave L:9 Highland Park Addn No 1 146J T 026 $370,000 SALE IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE Walker, Michelle M Bailey, Danna Kathryn; Brock, David 508 Young Ave L:5 Hampton Addn To North Chatt 136H F 005 $365,000 RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO AN- Nation, Lea Kilburn, Farron R; Mcclanahan, Matthew W 214 Jarnigan Ave L:PT 240 North Side Land Co Amended 135E L 009 $357,800 OTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLI- Mccallie, Cynthia L Mckinney, Gregory J L:2 Chattanooga $355,000 CATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE Forgani, Tarek Alani, Inas ; Alani, Inas Araj; Alani, Omar Peterson Dr L:4 Drake Forest 149O E 004 $353,900 SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE White, James K III Colvard, Charles B; Colvard, Edwina K 784 Wildflower Ln L:280 Cummings Point Garden Home 153D E 026 $331,000 RESERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET Chapin, Edward Young V Parker, Breanne N; White, Charles C 121 Lyerly St L:8 Lookout Mountain Co Addn No 1 155P A 006 $325,000 ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL Waters-Holland LLC Mooney, Amanda T; Mooney, David T $316,100 BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE Evans, Barry; Evans, Diane Butler, Christopher; Wensel, Dana Wayne Ave L:131 Valhambrosia 135B D 005 $309,600 PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED Rtb Holdings LLC Brown, Ashley Jade $309,225 PARTIES: HOUSEHOLD FINANCIAL CENTER INC - JUNIOR DOT THIS Randolph, Pamela R Pickett Homes Inc 1131 W Mississippi Ave L:1 Chattanooga $300,000 IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OB- Crawford, Cyndi K Griffith, James D; Griffith, Marianna D 210 Baker St L:1 135E M 012.01 $295,000 TAINED WILL BE USED FOR THAT PURPOSE. If applicable, the notice Burrows, Melvin S Sr; Burrows, Sheila R Stackhouse, James L; Stackhouse, Margaret J $290,000 requirements of T.C.A. 35-5-117 have been met. All right of equity of re- G T Issa Construction LLC Lazenby, Melissa Shannon $285,450 demption, statutory and otherwise, and homestead are expressly waived Emerson Properties Of Tennessee LLC Gouge, John A $279,900 in said Deed of Trust, and the title is believed to be good, but the under- Taylor, Michael E Willison, Maria Eva; Willison, Timothy Paul 4409 Tennessee Ave L:PT 8 167B K 006 $270,100 signed will sell and convey only as Substitute Trustee. If the U.S. Depart- Turner, Gwynn E; Turner, Rebecca S Dowlen, Christina; Dowlen, Samuel 200 Hathaway Dr L:9 Birnam Wood 108A A 015 $270,000 ment of Treasury/IRS, the State of Tennessee Department of Revenue, or Wilson, Barbara Ann Mcfarlin, Chadwick L; Mcfarlin, Jessica R 1623 Berkley Cir L:6 126L E 020 $270,000 the State of Tennessee Department of Labor or Workforce Development are listed as Interested Parties in the advertisement, then the Notice of Madison & Main LLC Harris, Evelyn F L:26 Chattanooga $260,000 this foreclosure is being given to them and the Sale will be subject to the Jett, Wanda H Rogers, Jacquelyn S $259,000 applicable governmental entities’ right to redeem the property as required Bell, Christopher Burks, G Brent $256,000 by 26 U.S.C. 7425 and T.C.A. §67-1-1433. This property is being sold Sandidge, R Kevin Burke, Christina ; Burke, Jonathan D 5665 Caney Ridge Cir L:67 113N E 034 $255,000 with the express reservation that the sale is subject to confirmation by the Branum, Darlene; Branum, Nolan Jr Harvey, Stacy L $253,000 lender or trustee. This sale may be rescinded at any time. If the sale is set Cornerstone Community Bank Williams, Gregory B 6111 Shallowford Rd L:1-B 138J A 001.04 $250,000 aside for any reason, the Purchaser at the sale shall be entitled only to a Hamilton, Dwight Neil; Irwin-Hamilton, Laura O Gonzales, David Jr; Gonzales, Julia A 2835 Chapel Bend Dr L:24 Chappell Bend Sub 093I B 011 $247,250 return of the deposit paid. The Purchaser shall have no further recourse Rowden, Ann M; Rowden, Todd W Schulz, Alicia; Schulz, James W II 1607 Shore View Ln L:51 Williams Don Addn 110L C 010 $237,000 against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. MWZM Berz, Linda J; Berz, Robert S Herring, Darlene K; Herring, Logan A; Herring, Matthew E Chattanooga $233,900 File No. 15-002934-670 JASON S. MANGRUM, J.P. SELLERS, LORI Rohn, Steven G; Rohn, Teresa G Sutter, Edith S N Shore Acres Rd L:PT 3 Lasley Land Development 042C A 030 $230,000 LIANE LONG, JOHN R. ROAN, Substitute Trustee(s) PREMIER BUILD- ING, SUITE 404 5217 MARYLAND WAY BRENTWOOD, TENNESSEE Brock, Maureen White Vlahos, Meredith; Vlahos, Stephen A 1016 Garnett Ave L:15 Normal Park Corrected 136A M 005 $227,000 37027 PHONE: (615) 238-3630 EMAIL: [email protected] Suber, Gerlene; Suber, James Dean, Tommy L; Powell, Tammy D 8578 Syntex Ln L:62 Still Water 131K B 005 $225,000 BCNS86180 HCH3T-8/21,8/28,9/4/15 Filler, Karen M Marrero, Elias 4431 Hwy 58 129H E 014.01 $224,000 Silver Fox Property Investments LLC Dry, Katie G; Dry, Kevin R 1816 Duncan Ave L:PT 8 Highland Park Addn No 1 146J T 009 $224,000 Jumper, Ben; Jumper, Kathryn Windvest Corp 1349 W 31St St L:4 155F A 005.09 $223,000 See NOTICES, page 6 6 | August 21-27, 2015 Submit a legal notice : [email protected] or call 800-420-5103 www.hamiltoncountyherald.com

the same, recorded May 2, 2011, in Book No. GI 9394, at Page 121, see, and being more particularly described as follows: LOCATED in the ing the same, recorded October 26, 2007, in Book No. GI8505, at Page NOTICES Continued from page 5 in Office of the Register of Deeds for Hamilton County, Tennessee, ex- City of Chattanooga, Hamilton County, Tennessee, being more particularly 664, in Office of the Register of Deeds for Hamilton County, Tennessee, ecuted by Aaron J. Shinn, conveying certain property therein described described as follows: Lot Six (6), HAMILTON HOMES, INC., SUBDIVI- executed by John David Bacastow and Jennifer Leigh Bacastow, con- to NO TRUSTEE ON DEED OF TRUST as Trustee for Edward Jones SION of Lots 1 to 10, inclusive, Block ”C, Brainerd Terrace, as shown by veying certain property therein described to Buddy B. Presley as Trustee SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- Mortgage, LLC; and the undersigned, Wilson & Associates, P.L.L.C., hav- plat recorded in Plat Book 16, page 82, of the Register’s Office of Hamilton for Mortgage Electronic Registration Systems, Inc., as nominee for United tember 24, 2015 on or about 11:00AM local time, at the Main door of ing been appointed Successor Trustee by Wells Fargo Bank, NA. NOW, County, Tennessee. ALSO KNOWN AS: 421 Osborne Drive, Chattanoo- Wholesale Mortgage, its successors and assigns; and the undersigned, the Hamilton County Courthouse, Chattanooga, Tennessee, conducted by THEREFORE, notice is hereby given that the entire indebtedness has ga, TN 37421 This sale is subject to all matters shown on any applicable Wilson & Associates, P.L.L.C., having been appointed Successor Trustee the Substitute Trustee as identified and set forth herein below, pursuant been declared due and payable; and that an agent of Wilson & Associ- recorded plat; any unpaid taxes; any restrictive covenants, easements, or by MidFirst Bank. NOW, THEREFORE, notice is hereby given that the to Deed of Trust executed by KENNETH L BROOKS, to ENSIGN TITLE ates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and setback lines that may be applicable; any statutory rights of redemption entire indebtedness has been declared due and payable; and that an & ESCROW, Trustee, on September 21, 2005, at Record Book GI 7685, authority vested in and imposed upon said Successor Trustee, by Wells of any governmental agency, state or federal; any prior liens or encum- agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue Page 962 as Instrument No. 2005092200239 in the real property records Fargo Bank, NA, will, on October 8, 2015 on or about 10:00 AM, central brances as well as any priority created by a fixture filing; and to any matter of the power, duty, and authority vested in and imposed upon said Suc- of Hamilton County Register’s Office, Tennessee. Owner of Debt: U.S. standard time, at the Hamilton County Courthouse, 615 Walnut Street, that an accurate survey of the premises might disclose. In addition, the cessor Trustee, by MidFirst Bank, will, on October 8, 2015 on or about Bank National Association, as Trustee for Residential Asset Securities Chattanooga, TN 37402, Chattanooga, Tennessee, offer for sale certain following parties may claim an interest in the above-referenced property: 10:00 AM, central standard time, at the Hamilton County Courthouse, 615 Corporation, Home Equity Mortgage Asset-Backed Pass-Through Cer- property hereinafter described to the highest bidder FOR certified funds CISCO, GARRY W. CISCO, DONNA The sale held pursuant to this Notice Walnut Street, Chattanooga, Tennessee, offer for sale certain property tificates, Series 2005-KS11 The following real estate located in Hamilton paid at the conclusion of the sale, or credit bid from a bank or other lending may be rescinded at the Successor Trustee’s option at any time. The right hereinafter described to the highest bidder FOR certified funds paid at the County, Tennessee, will be sold to the highest call bidder subject to all entity pre-approved by the successor trustee. The sale is free from all ex- is reserved to adjourn the day of the sale to another day, time, and place conclusion of the sale, or credit bid from a bank or other lending entity pre- unpaid taxes, prior liens and encumbrances of record: IN THE CITY OF emptions, which are expressly waived in the Deed of Trust, said property certain without further publication, upon announcement at the time and approved by the successor trustee. The sale is free from all exemptions, CHATTANOOGA, HAMILTON COUNTY, TENNESSEE: LOT NINE (9), being real estate situated in Hamilton County, Tennessee, and being more place for the sale set forth above. W&A No. 305635 DATED August 5, which are expressly waived in the Deed of Trust, said property being real BLOCK NINETEEN (19), SHERMAN PARK ADDITION, AS SHOWN BY particularly described as follows: Lots 163 Lupton City Subdivision, being 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 82453747 estate situated in Hamilton County, Tennessee, and being more particu- PLAT RECORDED IN PLAT BOOK 4, PAGE 30, REGISTER`S OFFICE a subdivision of a portion of the property of Dixie Mercerizing Company, FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REAL- larly described as follows: Located in the City of Chattanooga, Hamilton OF HAMILTON COUNTY, TENNESSEE. SUBJECT TO GOVERNMEN- as shown by plat recorded in Plat Book 18, Page 74, in the Register’s TYTRAC.COM HCH3T-8/21,8/28,9/4/15 County, Tennessee: Lot 103, Murray Hills, 6th Addition, as shown on plat TAL ZONING AND SUBDIVISION ORDINANCES OR REGULATIONS IN Office of Hamilton County, Tennessee. ALSO KNOWN AS: 1456 Mercer of record in Plat Book 22, Page 42, in the Register’s Office of Hamilton EFFECT THEREON. THE LEGAL DESCRIPTION CONTAINED HERE- Street, Lupton City, TN 37351-0408 This sale is subject to all matters NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the County, Tennessee. ALSO KNOWN AS: 4646 Sable Drive, Chattanoo- IN IS THE SAME AS IN THE DEED OF PRIOR TITLE. GRANTOR`S shown on any applicable recorded plat; any unpaid taxes; any restrictive performance of the covenants, terms, and conditions of a Deed of Trust ga, TN 37416 This sale is subject to all matters shown on any applicable SOURCE OF INTEREST IS A DEED OF RECORD IN BOOK 4792, covenants, easements, or setback lines that may be applicable; any statu- Note dated February 25, 2003, and the Deed of Trust of even date se- recorded plat; any unpaid taxes; any restrictive covenants, easements, or PAGE 260 HAMILTON COUNTY, TENNESSEE REGISTER`S OFFICE. tory rights of redemption of any governmental agency, state or federal; curing the same, recorded February 28, 2003, in Book No. GI 6562, at setback lines that may be applicable; any statutory rights of redemption THIS PROPERTY IS COMMONLY KNOWN AS 2217 ALLIN STREET, any prior liens or encumbrances as well as any priority created by a fixture Page 756, in Office of the Register of Deeds for Hamilton County, Ten- of any governmental agency, state or federal; any prior liens or encum- CHATTANOOGA, TN. MAP & PARCEL #1281-D-022 Tax ID: 128I D filing; and to any matter that an accurate survey of the premises might nessee, executed by Willadean H. Bowman, conveying certain property brances as well as any priority created by a fixture filing; and to any matter 022 Current Owner(s) of Property: KENNETH L BROOKS The street disclose. In addition, the following parties may claim an interest in the therein described to Betsy Kennedy as Trustee for CitiFinancial, Inc.; and that an accurate survey of the premises might disclose. In addition, the fol- address of the above described property is believed to be 2217 Allin above-referenced property: SHINN, AARON J. The sale held pursuant to the undersigned, Wilson & Associates, P.L.L.C., having been appointed lowing parties may claim an interest in the above-referenced property: BA- Street, Chattanooga, TN 37406-3906, but such address is not part of this Notice may be rescinded at the Successor Trustee’s option at any Successor Trustee by CitiFinancial Servicing LLC. NOW, THEREFORE, CASTOW, JOHN DAVID BACASTOW, JENNIFER LEIGH SECRETARY the legal description of the property sold herein and in the event of any time. The right is reserved to adjourn the day of the sale to another day, notice is hereby given that the entire indebtedness has been declared OF HOUSING AND URBAN DEVELOPMENT The sale held pursuant discrepancy, the legal description referenced herein shall control. SALE time, and place certain without further publication, upon announcement at due and payable; and that an agent of Wilson & Associates, P.L.L.C., as to this Notice may be rescinded at the Successor Trustee’s option at any IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT the time and place for the sale set forth above. W&A No. 219609 DATED Successor Trustee, by virtue of the power, duty, and authority vested in time. The right is reserved to adjourn the day of the sale to another day, IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER August 5, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee and imposed upon said Successor Trustee, by CitiFinancial Servicing time, and place certain without further publication, upon announcement at DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, 481-3313037 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and LLC, will, on September 14, 2015 on or about 3:00 PM, central standard the time and place for the sale set forth above. W&A No. 307587 DATED UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE WWW.REALTYTRAC.COM HCH3T-8/21,8/28,9/4/15 time, at the Hamilton County Courthouse, Chattanooga, Tennessee, offer August 6, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RE- for sale certain property hereinafter described to the highest bidder FOR 4812642052703 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM SERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the certified funds paid at the conclusion of the sale, or credit bid from a bank and WWW.REALTYTRAC.COM HCH3T-8/21,8/28,9/4/15 ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL performance of the covenants, terms, and conditions of a Deed of Trust or other lending entity pre-approved by the successor trustee. The sale is BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE Note dated June 24, 1998, and the Deed of Trust of even date securing free from all exemptions, which are expressly waived in the Deed of Trust, NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE the same, recorded June 26, 1998, in Book No. GI 5124, at Page 164, in said property being real estate situated in Hamilton County, Tennessee, performance of the covenants, terms, and conditions of a Deed of Trust GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED Office of the Register of Deeds for Hamilton County, Tennessee, executed and being more particularly described as follows: The following described Note dated March 25, 2013, and the Deed of Trust of even date secur- PARTIES: JUDGMENT IN FAVOR OF LVNV FUNDING LLC THIS IS AN by Glenda Carter Couch and William D Couch, conveying certain prop- real estate in the third civil district of Hamilton County, Tennessee. Begin- ing the same, recorded March 28, 2013, in Book No. GI 9910, at Page ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED erty therein described to Title Guaranty and Trust Company as Trustee for ning at a point on the South side of Hope Road and at the most Northwest 266, in Office of the Register of Deeds for Hamilton County, Tennessee, WILL BE USED FOR THAT PURPOSE. If applicable, the notice require- Tucker Federal Bank D/B/A Prime Lending; and the undersigned, Wilson corner of Ginn tract; thence Westwardly with said Hope Road Forty-five executed by Tasharra M. Green, conveying certain property therein de- ments of T.C.A. 35-5-117 have been met. All right of equity of redemp- & Associates, P.L.L.C., having been appointed Successor Trustee by Na- (45) feet, more or less, to a corner in the Weeks tract; thence Southwardly scribed to Title Guaranty & Trust, a resident of Chattanooga, Tennessee tion, statutory and otherwise, and homestead are expressly waived in said tionstar Mortgage, LLC. NOW, THEREFORE, notice is hereby given that with the Weeks East line twenty (20) poles, more or less ALSO KNOWN as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee Deed of Trust, and the title is believed to be good, but the undersigned the entire indebtedness has been declared due and payable; and that an AS: 10433 McAfee Road, Soddy-Daisy, TN 37379 This sale is subject for Peoples Home Equity Inc., its successors and assigns; and the under- will sell and convey only as Substitute Trustee. If the U.S. Department agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of to all matters shown on any applicable recorded plat; any unpaid taxes; signed, Wilson & Associates, P.L.L.C., having been appointed Successor of Treasury/IRS, the State of Tennessee Department of Revenue, or the the power, duty, and authority vested in and imposed upon said Successor any restrictive covenants, easements, or setback lines that may be ap- Trustee by Wilmington Savings Fund Society, FSB DBA Christiana Trust State of Tennessee Department of Labor or Workforce Development are Trustee, by Nationstar Mortgage, LLC, will, on September 24, 2015 on plicable; any statutory rights of redemption of any governmental agency, as Trustee for HLSS Mortgage Master Trust for the benefit of the Holders listed as Interested Parties in the advertisement, then the Notice of this or about 10:00 AM, central standard time, at the Hamilton County Court- state or federal; any prior liens or encumbrances as well as any priority of the Series 2014-4 Certificates issued by the HLSS Mortgage Master foreclosure is being given to them and the Sale will be subject to the ap- house, 615 Walnut Street, Chattanooga, TN 37402, Chattanooga, Ten- created by a fixture filing; and to any matter that an accurate survey of the Trust. NOW, THEREFORE, notice is hereby given that the entire indebted- plicable governmental entities’ right to redeem the property as required nessee, offer for sale certain property hereinafter described to the highest premises might disclose. In addition, the following parties may claim an in- ness has been declared due and payable; and that an agent of Wilson & by 26 U.S.C. 7425 and T.C.A. §67-1-1433. This property is being sold bidder FOR certified funds paid at the conclusion of the sale, or credit bid terest in the above-referenced property: BOWMAN, KATHY P. BOWMAN, Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, with the express reservation that the sale is subject to confirmation by the from a bank or other lending entity pre-approved by the successor trustee. WILLADEAN H. CATHY P. BOWMAN, HEIR OF WILLODEAN BOWMAN and authority vested in and imposed upon said Successor Trustee, by lender or trustee. This sale may be rescinded at any time. If the sale is set The sale is free from all exemptions, which are expressly waived in the A/K/A WILLADEAN BOWMAN INTERNAL REVENUE SERVICE TASHA Wilmington Savings Fund Society, FSB DBA Christiana Trust as Trustee aside for any reason, the Purchaser at the sale shall be entitled only to a Deed of Trust, said property being real estate situated in Hamilton County, NICOLE LEANN HANEY, HEIR OF WILLODEAN BOWMAN A/K/A WIL- for HLSS Mortgage Master Trust for the benefit of the Holders of the Se- return of the deposit paid. The Purchaser shall have no further recourse Tennessee, and being more particularly described as follows: Tract Num- LADEAN BOWMAN KALYLA HANEY, HEIR OF WILLODEAN BOWMAN ries 2014-4 Certificates issued by the HLSS Mortgage Master Trust, will, against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. MWZM ber One (1): Being a part of the Southwest Quarter of Section Fifteen (15), A/K/A WILLADEAN BOWMAN ESTATE OF WILLODEAN BOWMAN on October 5, 2015 on or about 3:00 PM, central standard time, at the File No. 15-002618-670 JASON S. MANGRUM, J.P. SELLERS, LORI Township Four (4), Range Three (3), West of Basis Line, Ocoee District A/K/A WILLADEAN BOWMAN UNKNOWN HEIRS OF WILLODEAN Hamilton County Courthouse, Chattanooga, Tennessee, offer for sale LIANE LONG, JOHN R. ROAN, Substitute Trustee(s) PREMIER BUILD- and described as follows: Beginning in the Southwestern line of Shirley BOWMAN A/K/A WILLADEAN BOWMAN On or about January 23, 2006, certain property hereinafter described to the highest bidder FOR certified ING, SUITE 404 5217 MARYLAND WAY BRENTWOOD, TENNESSEE Pond Road at the most Easterly corner of the tract described in a Deed of the United States of America, Internal Revenue Service, filed a federal funds paid at the conclusion of the sale, or credit bid from a bank or other 37027 PHONE: (615) 238-3630 EMAIL: [email protected] Correction to George Cardwell and wife, of record in Book 1623, Page 61, tax lien against the Defendant, James B. Decd and Katherine J. Bow- lending entity pre-approved by the successor trustee. The sale is free BCNS86178 HCH3T-8/21,8/28,9/4/15 in the Register’s Office of Hamilton County, Tennessee; thence Southeast- man, recorded in the Register’s Office of Hamilton County, Tennessee, in from all exemptions, which are expressly waived in the Deed of Trust, said erwardly along the Southwestern line of Shirley Pond Road, Seventy-five Book GI7817, Page 748. Any interest in the property held by the United property being real estate situated in Hamilton County, Tennessee, and SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- (75) feet to a stake; thence Southwestwardly, along a line parallel to the States of America, Internal Revenue Service, by virtue of the aforemen- being more particularly described as follows: In the City of Chattanooga, tember 24, 2015 on or about 11:00AM local time, at the Main door of Southeastern line of said Cardwell tract, Two Hundred Thirty (230) feet, tioned federal tax lien is both junior and inferior to the interests held by Hamilton County, Tennessee: Tract One (1): Lot One Hundred Ten (110), the Hamilton County Courthouse, Chattanooga, Tennessee, conducted more or less, to the Southern line of the tract conveyed to Ervin Jenkins CitiFinancial Servicing LLC. Provided, however, that the United States Austin Farms Subdivision, Section Three (3), as shown by plat of record in by the Substitute Trustee as identified and set forth herein below, pur- and wife, by deed recorded in Book 1234, Page 539, in the said Register’s of America, Internal Revenue Service, pursuant to 26 U.S.C. §7425 and Plat Book 16, Page 58, Register’s Office of Hamilton County, Tennessee. suant to Deed of Trust executed by ERIC FINNEY AND VANESSA F. Office; thence Westwardly along the Southern line of said Jenkins’ tract, 28 U.S.C. §2410(c), shall have one hundred and twenty (120) days from Tract Two (2): The South Forty-seven and Five-tenths (47.5) feet of Lot FINNEY, to FIRST AMERICAN TITLE INSURANCE CO, Trustee, on Ninety (90) feet, more or less to the Southeast corner of said Cardwell the date of the sale within which to redeem the property by virtue of its tax One Hundred Thirteen (113), Austin Farms, Section Three (3), as shown September 3, 2004, at Record Book GI 7289, Page 749 as Instrument tract; thence Northeastwardly along the Southeastern line of said Cardwell lien(s) herein by payment of the actual amount paid by the purchaser at by plat of record in Plat Book 16, Page 58, in the Register’s Office of Ham- No. 2004092900147 in the real property records of Hamilton County Reg- tract, Three Hundred Twenty (320) feet, more or less, to the point of be- the foreclosure sale, plus any amount in excess of the expenses neces- ilton County, Tennessee. Said part of Lot front Forty-seven and Five-tenths ister’s Office, Tennessee. Owner of Debt: THE BANK OF NEW YORK ginning. Tract Number Two (2): Being a part of the Southwest Quarter of sarily incurred in connection with such property, less the income from such (47.5) feet on the Western line of Boriss Drive, and extends Westwardly, MELLON F/K/A THE BANK OF NEW YORK AS SUCCESSOR TRUSTEE Section Fifteen (15), Township Four (4), Range Three (3), West of Basis property, plus a reasonable rental value of such property. As required between parallel lines, along the Northern line of Lot One Hundred Twelve TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FIRST FRANKLIN Line, Ocoee District and described as follows: Beginning in the Southwest- by 26 U.S.C. §7425(b), the United States of America, Internal Revenue (112) of said Section. ALSO KNOWN AS: 7625 Boriss Drive, Chattanoo- MORTGAGE LOAN TRUST 2005-FF1 , MORTGAGE-BACKED PASS- ern line of Shirley Pond Road at the most Easterly corner of a tract con- Service has been given timely notice of this action. The sale held pursuant ga, TN 37416 This sale is subject to all matters shown on any applicable THROUGH CERTIFICATES, SERIES 2005-FF1. The following real estate veyed to Raymond Simmons and wife, by deed recorded in Book 2154, to this Notice may be rescinded at the Successor Trustee’s option at any recorded plat; any unpaid taxes; any restrictive covenants, easements, or located in Hamilton County, Tennessee, will be sold to the highest call Page 876, in the Register’s Office of Hamilton County, Tennessee; thence time. The right is reserved to adjourn the day of the sale to another day, setback lines that may be applicable; any statutory rights of redemption bidder subject to all unpaid taxes, prior liens and encumbrances of re- Southeastwardly, along the Southwestern line of said road, Twenty-three time, and place certain without further publication, upon announcement at of any governmental agency, state or federal; any prior liens or encum- cord: LOT 26, CRABTREE HILLS SUBDIVISION, AS SHOWN ON PLAT (23) feet, more or less, to a stake; thence Southwestwardly, Two Hundred the time and place for the sale set forth above. W&A No. 110767 DATED brances as well as any priority created by a fixture filing; and to any matter OF RECORD IN PLAT BOOK 27, PAGE 152, IN THE REGISTER`S OF- Thirty (230) feet, more or less, to a stake, located Sixteen (16) feet East- August 6, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee that an accurate survey of the premises might disclose. In addition, the FICE, HAMILTON COUNTY, TENNESSEE, TO WHICH PLAT REFER- wardly of the Southeastern corner of Simmons tract; thence Westwardly, FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REAL- following parties may claim an interest in the above-referenced property: ENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION Sixteen (16) feet, more or less, to the Southeastern corner of said Sim- TYTRAC.COM HCH3T-8/21,8/28,9/4/15 GREEN, TASHARRA M. THE CITY OF CHATTANOOGA, TENNESSEE OF SAID PROPERTY. BEING THE SAME PROPERTY CONVEYED BY mons tract; thence Northeastwardly, along the Southeastern line of said The sale held pursuant to this Notice may be rescinded at the Successor DEED RECORDED IN BOOK 7289, PAGE 747, IN THE REGISTER`S Simmons tract, Two Hundred Thirty (230) feet, more or less, to the point of NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the Trustee’s option at any time. The right is reserved to adjourn the day of OFFICE OF HAMILTON COUNTY, TENNESSEE. Tax ID: 083B A 007 Cur- beginning. ALSO KNOWN AS: 6406 Shirley Pond Road, Harrison, TN performance of the covenants, terms, and conditions of a Deed of Trust the sale to another day, time, and place certain without further publication, rent Owner(s) of Property: ERIC FINNEY AND VANESSA F. FINNEY The 37341 This sale is subject to all matters shown on any applicable recorded Note dated July 29, 2011, and the Deed of Trust of even date securing the upon announcement at the time and place for the sale set forth above. street address of the above described property is believed to be 8414 plat; any unpaid taxes; any restrictive covenants, easements, or setback same, recorded August 4, 2011, in Book No. GI 9450, at Page 73, in Of- W&A No. 251033 DATED August 7, 2015 WILSON & ASSOCIATES, SHADOWOOD DRIVE, HIXSON, TN 37343, but such address is not part lines that may be applicable; any statutory rights of redemption of any fice of the Register of Deeds for Hamilton County, Tennessee, executed by P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. of the legal description of the property sold herein and in the event of any governmental agency, state or federal; any prior liens or encumbrances Kevin C. Baumgartner and Kristie G. Baumgartner, conveying certain MYFIR.COM and WWW.REALTYTRAC.COM HCH3T-8/21,8/28,9/4/15 discrepancy, the legal description referenced herein shall control. SALE as well as any priority created by a fixture filing; and to any matter that an property therein described to Arnold M. Weiss, Esq. as Trustee for Wells IS SUBJECT TO OCCUPANT(S) RIGHTS IN POSSESSION. THE RIGHT accurate survey of the premises might disclose. In addition, the following Fargo Bank, N.A.; and the undersigned, Wilson & Associates, P.L.L.C., SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Oc- IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER parties may claim an interest in the above-referenced property: COUCH, having been appointed Successor Trustee by Wells Fargo Bank, NA. tober 1, 2015 at 10:00AM local time, at the west door, Hamilton County DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, GLENDA CARTER COUCH, WILLIAM D SUNTRUST BANK PORTFOLIO NOW, THEREFORE, notice is hereby given that the entire indebtedness Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant to UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE RECOVERY ASSOCIATES LLC, AS ASSIGNEE OF ”GE MONEY BANK, has been declared due and payable; and that an agent of Wilson & As- Deed of Trust executed by Jonathan Boling and Kelsey Boling, to SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RE- F.S.B.” JEFFERSON CAPITAL SYSTEMS LLC, AS SUCCESSOR IN IN- sociates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and Stewart Title Guaranty Company, Trustee, on November 28, 2007 at Book SERVES THE RIGHT TO RESCIND THE SALE. IF THE SALE IS SET TEREST TO ”BARCLAYS BANK DELAWARE” The sale held pursuant to authority vested in and imposed upon said Successor Trustee, by Wells GI 8533, Page 306; all of record in the Hamilton County Register’s Office. ASIDE FOR ANY REASON, THE PURCHASER AT THE SALE SHALL this Notice may be rescinded at the Successor Trustee’s option at any Fargo Bank, NA, will, on October 8, 2015 on or about 10:00 AM, central Party entitled to enforce security interest: JPMorgan Chase Bank, National BE ENTITLED ONLY TO A RETURN OF THE DEPOSIT PAID. THE time. The right is reserved to adjourn the day of the sale to another day, standard time, at the Hamilton County Courthouse, 615 Walnut Street, Association, its successors and assigns The following real estate located PURCHASER SHALL HAVE NO FURTHER RECOURSE AGAINST THE time, and place certain without further publication, upon announcement at Chattanooga, TN 37402, Chattanooga, Tennessee, offer for sale certain in Hamilton County, Tennessee, will be sold to the highest call bidder sub- GRANTOR, THE GRANTEE, OR THE TRUSTEE. OTHER INTERESTED the time and place for the sale set forth above. W&A No. 68509 DATED property hereinafter described to the highest bidder FOR certified funds ject to all unpaid taxes, prior liens and encumbrances of record: In the city PARTIES: DEUTSCHE BANK NATIONAL TRUST COMPAY AS TRUST- August 5, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee paid at the conclusion of the sale, or credit bid from a bank or other lending of Chattanooga, Hamilton County, Tennessee: Lot Thirteen (13) and the EE THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMA- 995724024 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and entity pre-approved by the successor trustee. The sale is free from all ex- North 20 feet of Lot Fourteen (14), Brainerd Bend Addition, as shown by TION OBTAINED WILL BE USED FOR THAT PURPOSE. If applicable, WWW.REALTYTRAC.COM HCH3T-8/21,8/28,9/4/15 emptions, which are expressly waived in the Deed of Trust, said property plat recorded in Plat Book 10, Page 47. in the Register’s Office of Hamilton the notice requirements of T.C.A. 35-5-117 have been met. All right of eq- being real estate situated in Hamilton County, Tennessee, and being more County, Tennessee. According to said plat, said lot and part of lot make uity of redemption, statutory and otherwise, and homestead are expressly NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the particularly described as follows: Land in Hamilton County, Tennessee, one tract fronting 83 feet on the West line of Hunt Avenue and extends waived in said Deed of Trust, and the title is believed to be good, but the performance of the covenants, terms, and conditions of a Deed of Trust being Lot No. Three (3), on the Plan of Creek Meadow Subdivision, of Westwardly to the West line of said lots on which it has a footage of 112.5 undersigned will sell and convey only as Substitute Trustee. If the U.S. Note dated June 18, 2004, and the Deed of Trust of even date securing record in Plat Book 42, Page 301, Register’s Office for said County, to feet; its North line being 140 feet in length and its South line being 147.8 Department of Treasury/IRS, the State of Tennessee Department of Rev- the same, recorded July 7, 2004, in Book No. GI 7193, at Page 37, in which Plan reference is hereby made for a more complete description. feet in length. SUBJECT To any governmental zoning and subdivision or- enue, or the State of Tennessee Department of Labor or Workforce Devel- Office of the Register of Deeds for Hamilton County, Tennessee, executed ALSO KNOWN AS: 1429 Lee Pike, Soddy Daisy, TN 37379-8044 This dinances or regulations in effect thereon. SUBJECT To Easements, Con- opment are listed as Interested Parties in the advertisement, then the No- by Garry W. Cisco and Donna Cisco, conveying certain property therein sale is subject to all matters shown on any applicable recorded plat; any ditions and Stipulations as shown and/or noted on subdivision plat. SUB- tice of this foreclosure is being given to them and the Sale will be subject described to Wesley D. Turner, a resident of Wiliamson County, Tennes- unpaid taxes; any restrictive covenants, easements, or setback lines that JECT To Electric Power Easement recorded in Book Q, Volume 21, Page to the applicable governmental entities’ right to redeem the property as see as Trustee for Ameriquest Mortgage Company; and the undersigned, may be applicable; any statutory rights of redemption of any governmental 90, in the Register’s Office of Hamilton County, Tennessee. SUBJECT To required by 26 U.S.C. 7425 and T.C.A. §67-1-1433. This property is being Wilson & Associates, P.L.L.C., having been appointed Successor Trustee agency, state or federal; any prior liens or encumbrances as well as any Building setback lines as shown on recorded plat. Parcel Number: 157N sold with the express reservation that the sale is subject to confirmation by by Deutsche Bank National Trust Company, as Trustee for Ameriquest priority created by a fixture filing; and to any matter that an accurate survey H 004 Current Owner(s) of Property: Jonathan Boling and wife, Kelsey the lender or trustee. This sale may be rescinded at any time. If the sale is Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series of the premises might disclose. In addition, the following parties may claim Boling Street Address: 109 Hunt Ave, Chattanooga, Tennessee 37411 set aside for any reason, the Purchaser at the sale shall be entitled only to 2004-R8. NOW, THEREFORE, notice is hereby given that the entire in- an interest in the above-referenced property: BAUMGARTNER, KEVIN Secondary Property Address: 119 Hunt Avenue, Chattanooga, TN 37411 a return of the deposit paid. The Purchaser shall have no further recourse debtedness has been declared due and payable; and that an agent of Wil- C. BAUMGARTNER, KRISTIE G. The sale held pursuant to this Notice Any property address provided is not part of the legal description of the against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. MWZM son & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, may be rescinded at the Successor Trustee’s option at any time. The right property sold herein and in the event of any discrepancy, the legal descrip- File No. 15-003028-670 JASON S. MANGRUM, J.P. SELLERS, LORI duty, and authority vested in and imposed upon said Successor Trustee, is reserved to adjourn the day of the sale to another day, time, and place tion referenced herein shall control. SALE IS SUBJECT TO TENANT(S) LIANE LONG, JOHN R. ROAN, Substitute Trustee(s) PREMIER BUILD- by Deutsche Bank National Trust Company, as Trustee for Ameriquest certain without further publication, upon announcement at the time and RIGHTS IN POSSESSION. All right of equity of redemption, statutory and ING, SUITE 404 5217 MARYLAND WAY BRENTWOOD, TENNESSEE Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series place for the sale set forth above. W&A No. 301332 DATED August 6, otherwise, and homestead are expressly waived in said Deed of Trust, and 37027 PHONE: (615) 238-3630 EMAIL: [email protected] 2004-R8, will, on September 28, 2015 on or about 3:00 PM, central stan- 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 481-334577 the title is believed to be good, but the undersigned will sell and convey BCNS86171 HCH3T-8/21,8/28,9/4/15 dard time, at the Hamilton County Courthouse, Chattanooga, Tennessee, 8 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.RE- only as Substitute Trustee. If you purchase a property at the foreclosure offer for sale certain property hereinafter described to the highest bidder ALTYTRAC.COM HCH3T-8/21,8/28,9/4/15 sale, the entire purchase price is due and payable at the conclusion of the FOR certified funds paid at the conclusion of the sale, or credit bid from a auction in the form of a certified/bank check made payable to or endorsed NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the bank or other lending entity pre-approved by the successor trustee. The NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust sale is free from all exemptions, which are expressly waived in the Deed of performance of the covenants, terms, and conditions of a Deed of Trust Note dated April 29, 2011, and the Deed of Trust of even date securing Trust, said property being real estate situated in Hamilton County, Tennes- Note dated October 9, 2007, and the Deed of Trust of even date secur- See NOTICES, page 7 www.hamiltoncountyherald.com Submit a legal notice : [email protected] or call 800-420-5103 August 21-27, 2015 | 7

performance of the covenants, terms, and conditions of a Deed of Trust recorded 02/14/1995, in Deed Book 4466, Page 39, in the Register’s time. The right is reserved to adjourn the day of the sale to another day, NOTICES Continued from page 6 Note dated May 27, 1992, and the Deed of Trust of even date securing Office for Hamilton County, Tennessee. Street Address: 917 North Dart- time, and place certain without further publication, upon announcement the same, recorded May 28, 1992, in Book No. 3992, at Page 420, in Of- mouth Street, Chattanooga, Tennessee 37405 Parcel Number: 127I-A- at the time and place for the sale set forth above. W&A No. 305141 to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, fice of the Register of Deeds for Hamilton County, Tennessee, executed 023 Current Owner(s) of Property: James L. Turner and wife, Pamela A. DATED August 12, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor you must bring sufficient funds to outbid the lender and any other bidders. by Cleo L Harris, conveying certain property therein described to Leigh Turner Other interested parties: CitiFinancial, Inc. C/O Mark A. Sexton, Trustee 9710151 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM Insufficient funds will not be accepted. Amounts received in excess of the M. Ferguson, Chattanooga, Hamilton County, Tennessee as Trustee for Hosto & Buchan, P.L.L.C. The street address of the above described and WWW.REALTYTRAC.COM HCH3T-8/21,8/28,9/4/15 winning bid will be refunded to the successful purchaser at the time the Chattanooga Neighborhood Enterprise, Inc.; and the undersigned, Wil- property is believed to be 917 North Dartmouth Street, Chattanooga, Ten- foreclosure deed is delivered. This property is being sold with the express son & Associates, P.L.L.C., having been appointed Successor Trustee by nessee 37405, but such address is not part of the legal description of the SUBSTITUTE TRUSTEE’S SALE WHEREAS, default having been made reservation that the sale is subject to confirmation by the lender or trustee. Green Tree Servicing LLC. NOW, THEREFORE, notice is hereby given property sold herein and in the event of any discrepancy, the legal descrip- in the payment of the debts and obligations secured by a Deed of Trust This sale may be rescinded at any time. Shapiro & Ingle, LLP, a Tennes- that the entire indebtedness has been declared due and payable; and tion herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN executed on 03/31/06, by David Reed Harman Jr and Melanie W Har- see limited liability partnership Substitute Trustee Law Office of Shapiro & that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by POSSESSION. This sale is subject to all matters shown on any applicable man to Larry A. Weissman, Trustee, for the benefit of Mortgage Electronic Ingle, LLP, a Tennessee limited liability partnership 10130 Perimeter Park- virtue of the power, duty, and authority vested in and imposed upon said recorded plat any unpaid taxes; and any restrictive covenants, easements, Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., its way, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) Successor Trustee, by Green Tree Servicing LLC, will, on September or setback lines that may be applicable; any statutory right of redemption successors and assigns and appearing of record in Register’s Office of 333-8156 www.auction.com File No. 15-100631 HCH3T-8/21,8/28,9/4/15 28, 2015 on or about 3:00 PM, central standard time, at the Hamilton of any governmental agency, state or federal; any prior liens or encum- Hamilton County, Tennessee, in Book 7894, Page 79, and WHEREAS, County Courthouse, Chattanooga, Tennessee, offer for sale certain prop- brances as well as any priority created by a fixture filing; and to any matter the beneficial interest of said Deed of Trust was last transferred and as- SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- erty hereinafter described to the highest bidder FOR certified funds paid that an accurate survey of the premises might disclose. In addition, the signed to Federal National Mortgage Association (”Fannie Mae”), a cor- tember 11, 2015 at 2:30PM local time, at the west door, Hamilton County at the conclusion of the sale, or credit bid from a bank or other lending following parties may claim an interest in the above-referenced property: poration organized and existing under the laws of the United States of Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant to entity pre-approved by the successor trustee. The sale is free from all ex- CitiFinancial, Inc. C/O Mark A. Sexton, Hosto & Buchan, P.L.L.C. All right America and WHEREAS, Federal National Mortgage Association (”Fannie Deed of Trust executed by Dearl D. Lawton and Dorothy Lawton, to Title emptions, which are expressly waived in the Deed of Trust, said property of equity of redemption, statutory and otherwise, and homestead are ex- Mae”), a corporation organized and existing under the laws of the United Guaranty and Trust Company, Trustee, on December 20, 2006 at Book GI being real estate situated in Hamilton County, Tennessee, and being more pressly waived in said Deed of Trust, and the title is believed to be good, States of America, as the holder of the Note for which debt is owed, (“Note 8195, Page 260, Instrument No. 2006122800194; all of record in the Ham- particularly described as follows: Located in the City of Chattanooga, but the undersigned will sell and convey only as Substitute Trustee. The Holder”), appointed the undersigned, Priority Trustee Services of TN, LLC, ilton County Register’s Office. Party entitled to enforce security interest: Hamilton County, Tennessee: Lot Fifty-one (51), Block Eleven (11), East right is reserved to adjourn the day of the sale to another day, time, and as Substitute Trustee by instrument filed or to be filed for record in the U.S. Bank, N.A., successor trustee to LaSalle Bank National Association, Highlands Subdivision, as shown by Plat of record in Plat Book 7 Page 32, place certain without further publication, upon announcement at the time Register’s Office of Hamilton County, Tennessee, with all the rights, pow- on behalf of the holders of Bear Stearns Asset Backed Securities I Trust in the Register’s Office of Hamilton County, Tennessee. ALSO KNOWN and place for the sale set forth above. If you purchase a property at the ers and privileges of the original Trustee named in said Deed of Trust; and 2007-HE3, Asset-Backed Certificates Series 2007-HE3, its successors AS: 3901 Wilsonia Avenue, Chattanooga, TN 37411 This sale is subject foreclosure sale, the entire purchase price is due and payable at the con- NOW, THEREFORE, notice is hereby given that the entire indebtedness and assigns The following real estate located in Hamilton County, Ten- to all matters shown on any applicable recorded plat; any unpaid taxes; clusion of the auction in the form of a certified/bank check made payable to has been declared due and payable as provided in said Deed of Trust by nessee, will be sold to the highest call bidder subject to all unpaid taxes, any restrictive covenants, easements, or setback lines that may be ap- or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. the Note Holder, and that the undersigned, Priority Trustee Services of prior liens and encumbrances of record: IN THE THIRD CIVIL DISTRICT plicable; any statutory rights of redemption of any governmental agency, To this end, you must bring sufficient funds to outbid the lender and any TN, LLC, Substitute Trustee, or its duly appointed attorneys or agents, by OF HAMILTON COUNTY, TENNESSEE: Lots Seventeen (17) & Eighteen state or federal; any prior liens or encumbrances as well as any priority other bidders. Insufficient funds will not be accepted. Amounts received virtue of the power and authority vested in it, will on Thursday, September (18), Block D, Middle Valley Gardens, Subdivision by B. A. Crisman, as created by a fixture filing; and to any matter that an accurate survey of in excess of the winning bid will be refunded to the successful purchaser 24, 2015, commencing at 10:00 AM at the West Door location at the shown by plat of record in Plat Book 19, Page 32, in the Register’s Of- the premises might disclose. In addition, the following parties may claim at the time the foreclosure deed is delivered. This property is being sold Hamilton County Courthouse, 615 Walnut Street, Chattanooga, TN 37402, fice of Hamilton County, Tennessee. For prior title, see Deed recorded in an interest in the above-referenced property: HARRIS, CLEO L THE ES- with the express reservation that the sale is subject to confirmation by the proceed to sell at public outcry to the highest and best bidder for cash or Book 7362, Page 335, in the Register’s Office of Hamilton County, Ten- TATE OF CLEO HARRIS THE UNKNOWN HEIRS OF CLEO HARRIS, lender or trustee. This sale may be rescinded by the Substitute Trustee at certified check only. The wiring of funds will not be accepted. The conduct- nessee. THIS CONVEYANCE MADE SUBJECT TO THE FOLLOWING: IF ANY ROSE MARY LAWRENCE, AS PERSONAL REPRESENTATIVE any time. This office may be a debt collector. This may be an attempt to ing of the sale will be handled by Auction.com. More information concern- Any governmental zoning and subdivision ordinances in effect thereon. AND HEIR OF THE ESTATE OF CLEO HARRIS HARVEY HARRIS, JR., collect a debt and any information obtained may be used for that purpose. ing their policies and procedures on bidding at the foreclosure sale can All notes, stipulations, restrictions, easements, conditions, and regulations AS HEIR TO THE ESTATE OF CLEO L. HARRIS The sale held pursuant Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute be found on their website Auction.com. The following described property as set out on recorded plat. Conditions and easements contained in docu- to this Notice may be rescinded at the Successor Trustee’s option at any Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability situated in Hamilton County, Tennessee, to wit: Located in the Third Civil ment of record in Book 2116, Page I86, in the Register’s Office of Hamil- time. The right is reserved to adjourn the day of the sale to another day, partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 District of Hamilton County, Tennessee: The North fifty-five (55) feet of Lot ton County, Tennessee. Parcel Number: 083J B 003 Current Owner(s) of time, and place certain without further publication, upon announcement at Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File Twenty-two (22), all of Lot Twenty-one (21) and the South five (5) feet of Property: Dearl D. Lawton Other interested parties: Advantage Assets II, the time and place for the sale set forth above. W&A No. 301037 DATED No. 11-014645 HCH3T-8/21,8/28,9/4/15 Lot Twenty (20), Block Twenty-three (23), North Palisades Section, Signal Inc. c/o Finkelstein, Kern, Steinberg & Cunningham, Suntrust Bank c/o August 11, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee Mountain Palisades, as shown by plat of record in Plat Book 10, Page John R. Cheadle, Jr. Street Address: 1733 Longview St, Hixson, Ten- 9000692628 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on 39, in the Register’s Office of Hamilton County, Tennessee. According to nessee 37343 Any property address provided is not part of the legal de- WWW.REALTYTRAC.COM HCH3T-8/21,8/28,9/4/15 September 11, 2015 at 2:30PM local time, at the west door, Hamilton said plat, said lot and parts of lots together form one tract which fronts scription of the property sold herein and in the event of any discrepancy, County Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursu- 150 feet on the Northwestern line of North Palisades Drive and extends the legal description referenced herein shall control. SALE IS SUBJECT SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- ant to Deed of Trust executed by Brent Pickard and Kecia Pickard, to Northwestwardly, between diverging lines, to the Southeastern lines of TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemp- tember 11, 2015 at 2:30PM local time, at the west door, Hamilton County Raymond Ernest Skidmore, Trustee, on September 15, 2004 at Book GI Lots 7, 8 and 9, of said block; its Northeastern line being 136.7 feet, more tion, statutory and otherwise, and homestead are expressly waived in said Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant to 7278, Page 623; all of record in the Hamilton County Register’s Office. or less, in length and its Southwestern line being 165 feet, more or less, Deed of Trust, and the title is believed to be good, but the undersigned will Deed of Trust executed by Roger B. Phares and Sundy C. Phares, to Party entitled to enforce security interest: Regions Bank dba Regions in length. The source of Grantor’s interest is found in Deeds recorded sell and convey only as Substitute Trustee. If you purchase a property at Larry N. Westbrook. Esq., Trustee, on October 9, 2007 at Book GI 8495, Mortgage, its successors and assigns The following real estate located in simultaneously herewith, in the Register’s Office of Hamilton County, Ten- the foreclosure sale, the entire purchase price is due and payable at the Page 72; all of record in the Hamilton County Register’s Office. Party en- Hamilton County, Tennessee, will be sold to the highest call bidder subject nessee. Subject to restrictions as set out in instruments recorded in Book conclusion of the auction in the form of a certified/bank check made pay- titled to enforce security interest: PHH Mortgage Corporation, its succes- to all unpaid taxes, prior liens and encumbrances of record: In the City of F, Volume 19, Page 80 and in Book 1203, page 63, in the Register’s Office able to or endorsed to Shapiro & Ingle, LLP. No personal checks will be sors and assigns The following real estate located in Hamilton County, Chattanooga, Hamilton County, Tennessee: Unit 1426-32, The Crabtree, of Hamilton County, Tennessee; but omitting any covenant or restriction accepted. To this end, you must bring sufficient funds to outbid the lender Tennessee, will be sold to the highest call bidder subject to all unpaid a Tennessee Horizontal Property Regime, created pursuant to the Ten- based on race, color, religion, sex, handicap, familial status, or national and any other bidders. Insufficient funds will not be accepted. Amounts taxes, prior liens and encumbrances of record: The following described nessee Horizontal Property Act, Tennessee Code Annotated Sectional origin unless and only to the extent that said covenant (a) is exempt under received in excess of the winning bid will be refunded to the successful property located in the Second (2nd) Civil District of Hamilton County, Ten- 66-27-101 through 123, as amended, by that certain Master Deed and Chapter 42, Section 3607 of the United States Code or (b) relates to hand- purchaser at the time the foreclosure deed is delivered. This property is nessee, to wit: Lot Eighteen (18), Final PUD Plan, the Village of Savannah Declaration of Covenants, Condition and Restrictions of The Crabtree, of icap but does not discriminate against handicapped persons. Subject to being sold with the express reservation that the sale is subject to confir- Bay, as shown by plat recorded in Plat Book 82, Page 187, in the Reg- record in Book 5356, Page 456, in the Register’s Office of Hamilton Coun- easement along rear line as shown, described or noted on recorded plat. mation by the lender or trustee. This sale may be rescinded at any time. ister’s Office of Hamilton County, Tennessee. Together with an undivided ty, Tennessee, as amended in Book 5574, Page 362, in the Register’s Subject to building setback line as shown, described or noted on recorded Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute 1/19th interest in Lot Ten (10), Community Lot, the Villages of Covenants Office of Hamilton County, Tennessee. Together with the Limited Common plat. PROPERTY ADDRESS: 409 NORTH PALISADES DRIVE, SIGNAL Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability Bay, as shown in said plat. Together with a non-exclusive right of pedes- Element located on the roof as shown by said Master Deed as amended. MOUNTAIN, TN 37377 CURRENT OWNER(S): David Reed Harman Jr. partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 trian, motorized vehicular and non-motorized vehicular ingress and egress Subject to restrictive covenants contained in deed of record in Book 770, and Melanie W. Harman The sale of the above-described property shall Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File over and through Lot Ten (10), the Village of Savannah Bay of record in Page 466, in the Register’s Office of Hamilton County, Tennessee, but be subject to all matters shown on any recorded plan; any unpaid taxes; No. 15-102310 HCH3T-8/21,8/28,9/4/15 Plat Book 82, Page 187, in the Register’s Office of Hamilton County, Ten- omitting any covenant or restriction based on race, color, religion, sex, any restrictive covenants, easements or set-back lines that may be appli- nessee, for the purposes of access to and the use of a boat slip and for handicap, familial status or national origin unless and only to the extent cable; any prior liens or encumbrances as well as any priority created by a NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the access to the waters of Lake Chickamauga. For prior title and last instru- that said covenant (a) is exempt under Chapter 42, Section 3607 of the fixture filing; and any matter that an accurate survey of the premises might performance of the covenants, terms, and conditions of a Deed of Trust ment of record affecting title to the above described property see deed United States Code or (b) relates to handicap but does not discriminate disclose. Substitute Trustee will only convey any interest he/she may Note dated August 18, 2006, and the Deed of Trust of even date securing recorded in Book 7684, Page 667, said Register’s Office. Subject to any against handicapped persons. SUBJECT TO party wall provisions set out have in the property at the time of sale. Property is sold “as is, where is.” the same, recorded August 22, 2006, in Book No. GI8057, at Page 45, in governmental zoning and subdivision ordinances and regulations in effect in deed of record in Book G, Volume 11, Page 517, in the Register’s Of- SUBORDINATE LIENHOLDERS: American Express Centurion Bank c/o Office of the Register of Deeds for Hamilton County, Tennessee, executed thereon. Subject to restrictions, reservations, easements, etc. recorded fice of Hamilton County, Tennessee. Subject to right-of-way granted to the Zwicker & Associates, PC, SunTrust Mortgage Inc., and Mortgage Elec- by Shirley Ann Hines, conveying certain property therein described to in Book 961, Page 428 as modified in Book 1254, Page 20, said Regis- Alabama Great Southern Railway Company of record in Book L, Vol. 5, tronic Registration Systems, Inc. For every lien or claim of lien of the state Arnold M. Weiss, Esq. as Trustee for Wells Fargo Bank, N.A.; and the ter’s Office. Subject to easements, flowage, or otherwise and any rights page 547, in the Register’s Office of Hamilton County, Tennessee. Subject identified above, please be advised notice required by § 67-1-1433 (b)(1) undersigned, Wilson & Associates, P.L.L.C., having been appointed Suc- of entry upon described premises that are retained by the Tennessee Val- to Master Deed and Declaration of Covenants, Conditions and restrictions was timely given and that any sale of the property herein referenced will cessor Trustee by Wells Fargo Bank, NA. NOW, THEREFORE, notice is ley Authority (as to Lot 10, Community Lot) Subject to any limitations on of the Crabtree of record in Book 5356, page 456, in the Register’s Office be subject to the right of the state to redeem the land as provided for in § hereby given that the entire indebtedness has been declared due and pay- placement or building of structures below the 690 contour line (as to Lot of Hamilton County, Tennessee, as amended in Book 5574, page 362, and 67-1-1433(c)(1). All right and equity of redemption, statutory or otherwise, able; and that an agent of Wilson & Associates, P.L.L.C., as Successor 10, Community Lot) Subject to any restrictions and regulations that may as supplemented in Book 6927, page 511, in the Register’s Office of Ham- homestead, and dower are expressly waived in said Deed of Trust, and Trustee, by virtue of the power, duty, and authority vested in and imposed affect structures of any type and purpose that my be located below the ilton County, Tennessee, but omitting any covenant or restriction based on the title is believed to be good, but the undersigned will sell and convey upon said Successor Trustee, by Wells Fargo Bank, NA, will, on October 690 contour line (as to Lot 10, Community Lot) Subject to any restrictions, race, color, religion, sex, handicap, familial status or national origin unless only as Substitute Trustee. The right is reserved to adjourn the day of the 22, 2015 on or about 10:00 AM, central standard time, at the Hamilton conditions or regulations retained by Tennessee Valley Authority regarding and only to the extent that said covenant (a) is exempt under Chapter sale to another day, time, and place certain without further publication, County Courthouse, 615 Walnut Street, Chattanooga, Tennessee, offer land use below the 690 contour line (as to Lot 10, Community Lot) Subject 42, Section 3607 of the United States Code or (b) relates to handicap upon announcement at the time and place for the sale set forth above. for sale certain property hereinafter described to the highest bidder FOR to the rights of others in and to the use of the waters of Chickamauga Lake but does not discriminate against handicapped persons. Parcel Number: PRIORITY TRUSTEE SERVICES OF TN, LLC 1587 Northeast Express- certified funds paid at the conclusion of the sale, or credit bid from a bank (as to Lot, Community Lot) Subject to any lien of assessments as set out 145L-B-023 CO16 Current Owner(s) of Property: Brent Pickard and wife, way Atlanta, Georgia 30329 770-234-9181 File No.: 7345.28337 Web or other lending entity pre-approved by the successor trustee. The sale in Declaration of Covenants and Restrictions recorded in Book 7975, Page Kecia Pickard Other interested parties: Regions Bank dba AmSouth Bank, Site: www.rcolegal.com TS#: 7345.28337 FEI # 2013.03128 08/21/2015, is free from all exemptions, which are expressly waived in the Deed of 1, said Register’s Office. Subject to ten (10) foot drainage easement as The Crabtree Owners Association, Inc., Regions Bank Street Address: 08/28/2015, 09/04/2015 Trust, said property being real estate situated in Hamilton County, Tennes- shown on recorded plat. Subject to ten (10) foot sanitary sewer easement 1426 Williams Street, Suite 32, Chattanooga, Tennessee 37408 Any see, and being more particularly described as follows: Being Lot Number as shown on recorded plat. Subject to building setback requirements as property address provided is not part of the legal description of the prop- NOTICE OF FORECLOSURE AND TRUSTEE’S SALE: Default having Sixteen (16), Moore Road Subdivision, as shown by plat of record in Plat described in the legend of recorded plat. Subject to Declaration of Cov- erty sold herein and in the event of any discrepancy, the legal descrip- been made in the payment of debts described in a deed of trust dated Book 15, Page 83, in the Register’s Office of Hamilton County, Tennessee. enants and Restrictions recorded in Book 7975, Page 1, in the Register’s tion referenced herein shall control. SALE IS SUBJECT TO TENANT(S) December 31, 2013, executed by Cemora Battle to James D. Purple, ALSO KNOWN AS: 4913 Cameron Lane, Chattanooga, TN 37411-2538 Office of Hamilton County, Tennessee. Parcel Number: 104H-B-018.00 RIGHTS IN POSSESSION. All right of equity of redemption, statutory and Sr., Trustee, having been recorded in Book 10468, Page 644 in the Reg- This sale is subject to all matters shown on any applicable recorded plat; Current Owner(s) of Property: Roger B. Phares and Sundy C. Phares, otherwise, and homestead are expressly waived in said Deed of Trust, ister’s Office of Hamilton County, Tennessee; WHEREAS the entire debt any unpaid taxes; any restrictive covenants, easements, or setback lines husband and wife Street Address: 8122 Savannah Bay Dr, Ooltewah, and the title is believed to be good, but the undersigned will sell and con- has been declared due and payable, and James D. Purple, Sr., trustee, that may be applicable; any statutory rights of redemption of any gov- Tennessee 37363 Any property address provided is not part of the legal vey only as Substitute Trustee. If you purchase a property at the foreclo- will sell the real estate described below at public auction to the highest ernmental agency, state or federal; any prior liens or encumbrances as description of the property sold herein and in the event of any discrepancy, sure sale, the entire purchase price is due and payable at the conclusion bidder on Friday September 25, 2015 at 10:00 a.m. at the steps of the well as any priority created by a fixture filing; and to any matter that an the legal description referenced herein shall control. SALE IS SUBJECT of the auction in the form of a certified/bank check made payable to or West Entrance of the Hamilton County Courthouse, 615 Walnut Street, accurate survey of the premises might disclose. In addition, the following TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemp- endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. Chattanooga, Tennessee. The real property is located at its POPULAR parties may claim an interest in the above-referenced property: HINES, tion, statutory and otherwise, and homestead are expressly waived in said To this end, you must bring sufficient funds to outbid the lender and any DESCRIPTION OF: 2414 E 19TH ST, Chattanooga TN 37404, TAX MAP SHIRLEY ANN The sale held pursuant to this Notice may be rescinded Deed of Trust, and the title is believed to be good, but the undersigned will other bidders. Insufficient funds will not be accepted. Amounts received PARCEL 156F J 004 and more particularly described in Item 0278, and at the Successor Trustee’s option at any time. The right is reserved to sell and convey only as Substitute Trustee. If you purchase a property at in excess of the winning bid will be refunded to the successful purchaser that certain Deed of Record in Book 7588, page 0044, in the Register’s adjourn the day of the sale to another day, time, and place certain without the foreclosure sale, the entire purchase price is due and payable at the at the time the foreclosure deed is delivered. This property is being sold Office of Hamilton County, Tennessee, which contains the complete le- further publication, upon announcement at the time and place for the sale conclusion of the auction in the form of a certified/bank check made pay- with the express reservation that the sale is subject to confirmation by gal description of the property being sold. The sale is made without any set forth above. W&A No. 307834 DATED August 11, 2015 WILSON & able to or endorsed to Shapiro & Ingle, LLP. No personal checks will be the lender or trustee. This sale may be rescinded at any time. Shapiro covenants of warranty or seisin, and subject to any unpaid taxes or other ASSOCIATES, P.L.L.C., Successor Trustee 0208850618 FOR SALE IN- accepted. To this end, you must bring sufficient funds to outbid the lender & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee liens, easements, or restrictions. The right is reserved to put off the day of FORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC.COM and any other bidders. Insufficient funds will not be accepted. Amounts Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability partner- the sale to another day, time, and place without further publication, upon HCH3T-8/21,8/28,9/4/15 received in excess of the winning bid will be refunded to the successful ship 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: announcement at the time and place for the sale set forth above. James purchaser at the time the foreclosure deed is delivered. This property is (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 11- D. Purple, Sr., Trustee, Purple Law Firm, 6406 East Brainerd Road, Chat- NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the being sold with the express reservation that the sale is subject to confir- 021380 HCH3T-8/21,8/28,9/4/15 tanooga, Tennessee 37421. Tel: (423) 899-0131. Fax: (423) 899-9878. performance of the covenants, terms, and conditions of a Deed of Trust mation by the lender or trustee. This sale may be rescinded at any time. HCH3T-8/21,8/28,9/4/15 Note dated April 25, 2007, and the Deed of Trust of even date securing the Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in same, recorded May 10, 2007, in Book No. GI 8335, at Page 538, in Of- Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability the performance of the covenants, terms, and conditions of a Deed of NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the fice of the Register of Deeds for Hamilton County, Tennessee, executed by partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Trust Note dated October 26, 2004, and the Deed of Trust of even date performance of the covenants, terms, and conditions of a Deed of Trust J D Wright and Shelia F. Wright, conveying certain property therein de- Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File securing the same, recorded November 4, 2004, in Book No. GI 7328, Note dated October 8, 2004, and the Deed of Trust of even date securing scribed to A-1 Title & Escrow, Inc. as Trustee for Mortgage Electronic Reg- No. 08-009152 HCH3T-8/21,8/28,9/4/15 at Page 933, in Office of the Register of Deeds for Hamilton County, the same, recorded November 5, 2004, in Book No. GI 7330, at Page istration Systems Inc., as a nominee for United Capital Mortgage, its suc- Tennessee, executed by Robert Parker and Retina Parker, convey- 742, in Office of the Register of Deeds for Hamilton County, Tennessee, cessors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on ing certain property therein described to Raymond E. Lacy a resident of executed by John R. Wilson and Alecia E. Wilson, conveying certain having been appointed Successor Trustee by U.S. Bank Trust, N.A., as September 11, 2015 at 2:30PM local time, at the west door, Hamilton Knoxville as Trustee for Oak Street Mortgage, LLC; and the undersigned, property therein described to David R. Wilson a resident of Brentwood, Trustee for LSF9 Master Participation Trust. NOW, THEREFORE, notice County Courthouse, 615 Walnut Street, Chattanooga, Tennessee pur- Wilson & Associates, P.L.L.C., having been appointed Successor Trustee TN 37027 as Trustee for Chase Manhattan Mortgage Corporation; and is hereby given that the entire indebtedness has been declared due and suant to Deed of Trust executed by James L. Turner and Pamela A. by The Bank of New York Mellon Trust Company, National Association fka the undersigned, Wilson & Associates, P.L.L.C., having been appointed payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Turner, husband and wife, tenants by the entirety, to Arnold M. Weiss, The Bank of New York Trust Company, N.A. as successor to JPMorgan Successor Trustee by Bayview Loan Servicing, LLC. NOW, THEREFORE, Trustee, by virtue of the power, duty, and authority vested in and imposed Esq., Trustee, as trustee for Wells Fargo Bank, N.A. on June 15, 2006 at Chase Bank, N.A., as Trustee for Residential Asset Mortgage Products, notice is hereby given that the entire indebtedness has been declared upon said Successor Trustee, by U.S. Bank Trust, N.A., as Trustee for Book GI 7984, Page 832, Instrument No. 2006062100127; conducted by Inc., Mortgage Asset-Backed Pass-Through Certificates Series 2005-RZ1. due and payable; and that an agent of Wilson & Associates, P.L.L.C., as LSF9 Master Participation Trust, will, on September 14, 2015 on or about Shapiro & Ingle, LLP, a Tennessee limited liability partnership having been NOW, THEREFORE, notice is hereby given that the entire indebtedness Successor Trustee, by virtue of the power, duty, and authority vested in 3:00 PM, central standard time, at the Hamilton County Courthouse, Chat- appointed Substitute or Successor Trustee, all of record in the Hamilton has been declared due and payable; and that an agent of Wilson & As- and imposed upon said Successor Trustee, by Bayview Loan Servicing, tanooga, Tennessee, offer for sale certain property hereinafter described County Register’s Office. Default has occurred in the performance of the sociates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and LLC, will, on September 24, 2015 on or about 10:00 AM, central stan- to the highest bidder FOR certified funds paid at the conclusion of the sale, covenants, terms, and conditions of said Deed of Trust and the entire in- authority vested in and imposed upon said Successor Trustee, by The dard time, at the Hamilton County Courthouse, 615 Walnut Street, Chat- or credit bid from a bank or other lending entity pre-approved by the suc- debtedness has been declared due and payable. Party Entitled to Enforce Bank of New York Mellon Trust Company, National Association fka The tanooga, Tennessee, offer for sale certain property hereinafter described cessor trustee. The sale is free from all exemptions, which are expressly the Debt: U.S. Bank National Association, as Trustee for SASCO Mort- Bank of New York Trust Company, N.A. as successor to JPMorgan Chase to the highest bidder FOR certified funds paid at the conclusion of the sale, waived in the Deed of Trust, said property being real estate situated in gage Loan Trust 2006-WF3, its successors and assigns The following real Bank, N.A., as Trustee for Residential Asset Mortgage Products, Inc., or credit bid from a bank or other lending entity pre-approved by the suc- Hamilton County, Tennessee, and being more particularly described as estate located in Hamilton County, Tennessee, will be sold to the highest Mortgage Asset-Backed Pass-Through Certificates Series 2005-RZ1, will, cessor trustee. The sale is free from all exemptions, which are expressly follows: Located in the Third Civil District of Hamilton County, Tennessee: call bidder: Described property located at Hamilton County, Tennessee, to on September 28, 2015 on or about 3:00 PM, central standard time, at waived in the Deed of Trust, said property being real estate situated in Lot One Hundred Seventy Four (174), Montlake Golf and Country Club wit: All that certain property situated in the City of Chattanooga, Hamilton the Hamilton County Courthouse, Chattanooga, Tennessee, offer for sale Hamilton County, Tennessee, and being more particularly described as Estates as shown by Plat recorded in Plat Book 34, Pages 123-1 and 123- County, Tennessee, being described as follows: The South part of Lots certain property hereinafter described to the highest bidder FOR certified follows: Situated in the City of Chattanooga, Hamilton County, Tennessee. 2, in the Register’s Office of Hamilton County, Tennessee. ALSO KNOWN Twenty-one (21), Twenty-two (22) and Twenty-three (23), Sleepy Hollow funds paid at the conclusion of the sale, or credit bid from a bank or other Being Lot 21, Molly’s Meadow Subdivision, as shown by corrective plat AS: 9005 Brow Lake Road, Soddy-Daisy, TN 37379 This sale is subject Subdivision as shown by plat of record in Plat Book 11, Page 14, in the lending entity pre-approved by the successor trustee. The sale is free of record in Plat Book 58, Page 90, in the Register’s Office of Hamilton to all matters shown on any applicable recorded plat; any unpaid taxes; Register’s Office of Hamilton County, Tennessee. According to said plat, from all exemptions, which are expressly waived in the Deed of Trust, said County, Tennessee. Being the same property conveyed to Johnny R. Wil- any restrictive covenants, easements, or setback lines that may be ap- said parts of said lots are contiguous and more particularly described as property being real estate situated in Hamilton County, Tennessee, and son and Alecia E. Wilson in Warranty Deed, as filed at Book GI6121, Page plicable; any statutory rights of redemption of any governmental agency, follows: Beginning on the Northern line of Dartmouth Street, one hundred being more particularly described as follows: Located in the City of Chat- 352 in the Register’s Office of Hamilton County. ALSO KNOWN AS: 8354 state or federal; any prior liens or encumbrances as well as any priority ninety-seven (197) feet, more or less, westwardly as measured along the tanooga, Hamilton County, Tennessee: Lot Seventeen (17), Block Two (2), Lady Slipper Road, Chattanooga, TN 37421 This sale is subject to all created by a fixture filing; and to any matter that an accurate survey of the Northern line of Dartmouth Street, from its intersection with the Western Olmsted’s Subdivision of Mindel Park, as shown by plat of record in Plat matters shown on any applicable recorded plat; any unpaid taxes; any premises might disclose. In addition, the following parties may claim an line of Knickerbockers Lane, if both are extended; said beginning point Book 6, page 7, of the Register’s Office of Hamilton County, Tennessee. restrictive covenants, easements, or setback lines that may be applicable; interest in the above-referenced property: WRIGHT, J D WRIGHT , SHE- also being in the West line of an alley (not open); thence westwardly along ALSO KNOWN AS: 1815 South Orchard Knob Avenue, Chattanooga, any statutory rights of redemption of any governmental agency, state or LIA F. IDT CARMEL UNIFUND CCR PARTNERS The sale held pursuant the Northern line of Dartmouth Street one hundred sixty-five (165) feet to TN 37404-3057 This sale is subject to all matters shown on any applicable federal; any prior liens or encumbrances as well as any priority created by to this Notice may be rescinded at the Successor Trustee’s option at any the Southeast corner of Lot Twenty-four (24); thence northwardly along recorded plat; any unpaid taxes; any restrictive covenants, easements, or a fixture filing; and to any matter that an accurate survey of the premises time. The right is reserved to adjourn the day of the sale to another day, the dividing line of Lots Twenty-three (23), and Twenty-four (24) eighty- setback lines that may be applicable; any statutory rights of redemption might disclose. In addition, the following parties may claim an interest in time, and place certain without further publication, upon announcement at seven and four-tenths (87.4) feet to a point; thence eastwardly crossing of any governmental agency, state or federal; any prior liens or encum- the above-referenced property: WILSON, JOHN R. WILSON, ALECIA E. the time and place for the sale set forth above. W&A No. 160318 DATED Lots Twenty-three (23), Twenty-two (22) and Twenty-one (21), one hun- brances as well as any priority created by a fixture filing; and to any matter SECURITY CREDIT SERVICES, LLC JPMORGAN CHASE BANK N.A. August 11, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee dred thirty-eight and two-tenths (138.2) feet, more or less, to the West that an accurate survey of the premises might disclose. In addition, the ACUITY MIDLAND FUNDING LLC The sale held pursuant to this Notice 1703809045 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and line of said alley; thence southwardly along the West line of said alley, following parties may claim an interest in the above-referenced property: may be rescinded at the Successor Trustee’s option at any time. The right WWW.REALTYTRAC.COM HCH3T-8/21,8/28,9/4/15 eighty-nine (89) feet, more or less, to the point of beginning. BEING THE PARKER , ROBERT PARKER, RETINA MONEY WELL FINANCE TEN- PROPERTY CONVEYED IN Warranty Deed from Bobby E. Sivley, Mar- NESSEE VALLEY FEDERAL CREDIT UNION The sale held pursuant to NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the ried to James L. Turner And Wife, Pamela A. Turner, dated 01/31/1995, this Notice may be rescinded at the Successor Trustee’s option at any See NOTICES, page 8 8 | August 21-27, 2015 Submit a legal notice : [email protected] or call 800-420-5103 www.hamiltoncountyherald.com

not be accepted. Amounts received in excess of the winning bid will be AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 26, PAGE 133, IN in Hamilton County, Tennessee, notifying said non-resident that unless NOTICES Continued from page 7 refunded to the successful purchaser at the time the foreclosure deed is THE REGISTER`S OFFICE OF HAMILTON COUNTY, TENNESSEE. RAINER DREYER answers and makes defense to said complaint in the delivered. This property is being sold with the express reservation that the ACCORDING TO SAID PLAT, SAID LOT FRONTS 85 FEET ON THE offices of the Circuit Court Clerk of Hamilton County, Tennessee, within is reserved to adjourn the day of the sale to another day, time, and place sale is subject to confirmation by the lender or trustee. This sale may be NORTH LINE OF FAIREST DRIVE, AND EXTENDS BACK NORTH- thirty (30) days after the fourth weekly publication of this order, the same certain without further publication, upon announcement at the time and rescinded at any time. Shapiro & Ingle, LLP, a Tennessee limited liability WARDLY 135 FEET TO THE NORTH LINE OF SAID LOT IN WHICH will be taken as admitted by RAINER DREYER and the case will be set for place for the sale set forth above. W&A No. 246996 DATED August 13, partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Ten- IT HAS FOOTAGE OF 83.7 FEET. FOR PRIOR TITLE, SEE SPECIAL hearing ex parte or without RAINER DREYER presence. This 13th day of 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 427522293 nessee limited liability partnership 10130 Perimeter Parkway, Suite 400 WARRANTY DEED RECORDED IN BOOK 7646, PAGE 710, IN THE August, 2015. LARRY L. HENRY, CIRCUIT COURT CLERK ATTORNEY FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REAL- Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www. REGISTER`S OFFICE OF HAMILTON COUNTY, TENNESSEE. THIS FOR PLAINTIFF: ALAN RAY BEARD 23 PATTEN PARKWAY CHATTA- TYTRAC.COM HCH3T-8/21,8/28,9/4/15 shapiro-ingle.com File No. 15-102183 HCH3T-8/21,8/28,9/4/15 CONVEYANCE MADE SUBJECT TO THE FOLLOWING: RESTRIC- NOOGA, TN 37402 HCH4T-8/21,8/28,9/4,9/11/15 TIONS AS SET OUT IN INSTRUMENT RECORDED IN BOOK 2140, SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- PAGE 87, IN THE REGISTER`S OFFICE OF ERROR! BOOKMARK NOT STATE OF TENNESSEE ORDER OF PUBLICATION CASH EXPRESS tember 11, 2015 at 2:30PM local time, at the west door, Hamilton County tember 11, 2015 at 2:30PM local time, at the west door, Hamilton County DEFINED COUNTY, TENNESSEE, BUT OMITTING ANY COVENANT LLC, PLAINTIFF Docket Number: 15GS1493 BLANKS JOSEPH, DE- Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Courthouse, 625 Georgia Ave., Chattanooga, Tennessee, pursuant to OR RESTRICTION BASED ON RACE, COLOR, RELIGION, SEX, HAND- FENDANT Date of This Order: 08/10/2015 Appearance Date: 10/05/2015 Deed of Trust executed by Jeremy Troy Clifton, to First Title Insurance Deed of Trust executed by Jesse C. Hogan and Debra K. Hogan, to ICAP, FAMILIAL STATUS OR NATIONAL ORIGIN UNLESS AND ONLY at 11:00 a.m. Appearance Address: Court of General Sessions, Civil Divi- Company, Hamilton Co, TN, Trustee, on October 14, 2008 at Book GI EquiTitle, Inc., Trustee, on September 27, 2006 at Book GI 8104, Page TO THE EXTENT THAT SAID COVENANT (A) IS EXEMPT UNDER sion, Room 111 Hamilton County City Courts Building, 600 Market Street, 8781, Page 928, Instrument No. 2008101500127; all of record in the Ham- 372, Instrument No. 2006100400200; all of record in the Hamilton County CHAPTER 42, SECTION 3607, OF THE UNITED STATES CODE OR (B) Chattanooga, TN 37402-1911 It appearing from the record in this cause ilton County Register’s Office. Party entitled to enforce security interest: Register’s Office. Party entitled to enforce security interest: U.S. Bank RELATES TO HANDICAP BUT DOES NOT DISCRIMINATE AGAINST that the defendant is a non-resident of Tennessee, and certain property HSBC Bank USA NA, its successors and assigns The following real estate National Association, as trustee, in trust for registered holders of First HANDICAPPED PERSONS. FIVE (5) FOOT DRAINAGE EASEMENT or money has been attached. One or more civil warrants have issued but located in Hamilton County, Tennessee, will be sold to the highest call Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, ON SIDE AND REAR LOT LINES UNLESS OTHERWISE SHOWN AS returned unserved, and an attachment issued and was levied upon certain bidder subject to all unpaid taxes, prior liens and encumbrances of record: Series 2006-FF18, its successors and assigns The following real estate SET OUT IN NOTES ON RECORDED PLAT. TWENTY-FIVE (25) FOOT property or money. IT IS ORDERED that publication be made requiring LOCATED IN THE CITY OF CHATTANOOGA, HAMILTON COUNTY, located in Hamilton County, Tennessee, will be sold to the highest call FRONT, TWENTY (20) FOOT SIDE STREET, TEN (10) FOOT SIDELINE the defendant to appear at the time and place stated above and defend TENNESSEE: Lot Thirty (30), Black Oak Subdivision, as shown by plat bidder subject to all unpaid taxes, prior liens and encumbrances of record: AND TWENTY FIVE (25) FOOT REAR SETBACK REQUIREMENTS AS this suit, or a judgment by default may be entered against him. This Or- of record in Plat Book 18, Page 18, in the Register’s Office of Hamilton Said land is bounded on the North by the lands of Hixson; on the East by SET OUT IN NOTES ON RECORDED PLAT. ANY GOVERNMENTAL der shall be published in a newspaper by this County as required by law. County, Tennessee. For prior title see deed dated May 9, 2006 and re- the lands of Hardin; on the South by the land of Defriese; and on the West ZONING AND SUBDIVISION ORDINANCES IN EFFECT THEREON. LARRY L. HENRY, CLERK OF GENERAL SESSIONS ATTORNEY FOR corded May 9, 2006 in Book 7935, Page 397, in the Register’s Office by the lands of Smith and Lofty, and the same contain twelve (12) acres, ALL NOTES, STIPULATIONS, RESTRICTIONS, EASEMENTS, CON- PLAINTIFF: MAYFIELD AND LESTER PO BOX 789 CHATTANOOGA, TN of Hamilton County, Tennessee. SUBJECT TO Any Governmental zoning by estimation, and is the same, more or less. Parcel Number: 044 001 DITIONS, AND REGULATIONS AS SET OUT ON RECORDED PLAT. 37401 HCH4T-8/21,8/28,9/4,9/11/15 and subdivision ordinances and regulations in effect thereon. SUBJECT Current Owner(s) of Property: Jesse Hogan and wife, Debra Hogan Other ANY GOVERNMENTAL ZONING AND SUBDIVISION ORDINANCES IN TO Restrictions and all provisions as set out in instrument of record in interested parties: Citifinancial Inc, Citifinancial Inc Street Address: 6312 EFFECT THEREON. ALL NOTES, STIPULATIONS, RESTRICTIONS, NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the Book V, Vol. 19, Page 346, in the Register’s Office of Hamilton County, Grasshopper Rd, Birchwood, Tennessee 37308 Any property address EASEMENTS, CONDITIONS, AND REGULATIONS AS SET OUT ON RE- performance of the covenants, terms, and conditions of a Deed of Trust Tennessee. SUBJECT TO Restrictions and all provisions of record in Book provided is not part of the legal description of the property sold herein and CORDED PLAT. Tax ID: 112L C 011 Current Owner(s) of Property: BETTY Note dated February 22, 2002, and the Deed of Trust of even date secur- P, Vol. 20, Page 371, in the Register’s Office of Hamilton County, Ten- in the event of any discrepancy, the legal description referenced herein BRADFORD AND LAMAR BRADFORD The street address of the above ing the same, recorded March 1, 2002, in Book No. GI 6165, at Page 507, nessee. SUBJECT TO Restrictions and all provisions of record in Book shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSES- described property is believed to be 6340 FAIREST DRIVE, HARRISON, in Office of the Register of Deeds for Hamilton County, Tennessee, exe- 1160, Page 151, in the Register’s Office of Hamilton County, Tennessee. SION. All right of equity of redemption, statutory and otherwise, and home- TN 37341, but such address is not part of the legal description of the prop- cuted by Charles Johnston, conveying certain property therein described SUBJECT TO Modification of restrictions of record in Book 1200, Page 84, stead are expressly waived in said Deed of Trust, and the title is believed erty sold herein and in the event of any discrepancy, the legal description to C.E. Harrison as Trustee for Home Capital Inc.; and the undersigned, in the Register’s Office of Hamilton County, Tennessee. Parcel Number: to be good, but the undersigned will sell and convey only as Substitute referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) Wilson & Associates, P.L.L.C., having been appointed Successor Trustee 118J G 025 Current Owner(s) of Property: Jeremy Troy Clifton, married Trustee. If you purchase a property at the foreclosure sale, the entire pur- RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN by Citibank, N.A., not in its individual capacity, but solely as trustee of NRZ Street Address: 3323 Black Oak Cir, Chattanooga, Tennessee 37415 chase price is due and payable at the conclusion of the auction in the form THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CER- Pass-Through Trust VI. NOW, THEREFORE, notice is hereby given that Any property address provided is not part of the legal description of the of a certified/bank check made payable to or endorsed to Shapiro & Ingle, TAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT the entire indebtedness has been declared due and payable; and that an property sold herein and in the event of any discrepancy, the legal descrip- LLP. No personal checks will be accepted. To this end, you must bring suf- AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of tion referenced herein shall control. SALE IS SUBJECT TO TENANT(S) ficient funds to outbid the lender and any other bidders. Insufficient funds TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RE- the power, duty, and authority vested in and imposed upon said Succes- RIGHTS IN POSSESSION. All right of equity of redemption, statutory and will not be accepted. Amounts received in excess of the winning bid will be SCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, sor Trustee, by Citibank, N.A., not in its individual capacity, but solely as otherwise, and homestead are expressly waived in said Deed of Trust, refunded to the successful purchaser at the time the foreclosure deed is THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A trustee of NRZ Pass-Through Trust VI, will, on September 14, 2015 on and the title is believed to be good, but the undersigned will sell and con- delivered. This property is being sold with the express reservation that the RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE NO or about 3:00 PM, central standard time, at the Hamilton County Court- vey only as Substitute Trustee. If you purchase a property at the foreclo- sale is subject to confirmation by the lender or trustee. This sale may be FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, OR house, Chattanooga, Tennessee, offer for sale certain property hereinafter sure sale, the entire purchase price is due and payable at the conclusion rescinded at any time. Shapiro & Ingle, LLP, a Tennessee limited liability THE TRUSTEE. OTHER INTERESTED PARTIES: BANK OF AMERICA, described to the highest bidder FOR certified funds paid at the conclusion of the auction in the form of a certified/bank check made payable to or partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Ten- N.A. AND MERS THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY of the sale, or credit bid from a bank or other lending entity pre-approved endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. nessee limited liability partnership 10130 Perimeter Parkway, Suite 400 INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. If ap- by the successor trustee. The sale is free from all exemptions, which are To this end, you must bring sufficient funds to outbid the lender and any Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www. plicable, the notice requirements of T.C.A. 35-5-117 have been met. All expressly waived in the Deed of Trust, said property being real estate other bidders. Insufficient funds will not be accepted. Amounts received shapiro-ingle.com File No. 12-043090 HCH3T-8/21,8/28,9/4/15 right of equity of redemption, statutory and otherwise, and homestead are situated in Hamilton County, Tennessee, and being more particularly de- in excess of the winning bid will be refunded to the successful purchaser expressly waived in said Deed of Trust, and the title is believed to be good, scribed as follows: Lot 285, Unit One (1), Lake Vista Subdivision, of record at the time the foreclosure deed is delivered. This property is being sold SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- but the undersigned will sell and convey only as Substitute Trustee. If the in Plat Book 19, Page 82-83, in the Register’s Office of Hamilton County, with the express reservation that the sale is subject to confirmation by tember 11, 2015 at 2:30PM local time, at the west door, Hamilton County U.S. Department of Treasury/IRS, the State of Tennessee Department of Tennessee. For prior title see deed recorded in Book 2062, Page 996, in the lender or trustee. This sale may be rescinded at any time. Shapiro Courthouse, 625 Georgia Ave., Chattanooga, Tennessee, pursuant to Revenue, or the State of Tennessee Department of Labor or Workforce the Register’s Office of Hamilton County, Tennessee. A.P.N. #: 129KJ023 & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee Deed of Trust executed by Robert Brown and Laura K. Lewis, to Archer Development are listed as Interested Parties in the advertisement, then ALSO KNOWN AS: 7731 Hansley Drive, Chattanooga, TN 37416 This Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability partner- Land Title, Trustee, on May 9, 2006 at Book GI 7945, Page 566, Instru- the Notice of this foreclosure is being given to them and the Sale will be sale is subject to all matters shown on any applicable recorded plat; any ship 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: ment No. 2006051800195; corrected by Partial Release of record at Book subject to the applicable governmental entities’ right to redeem the proper- unpaid taxes; any restrictive covenants, easements, or setback lines that (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 15- GI 8515 Page 335; all of record in the Hamilton County Register’s Office. ty as required by 26 U.S.C. 7425 and T.C.A. §67-1-1433. This property is may be applicable; any statutory rights of redemption of any governmental 102223 HCH3T-8/21,8/28,9/4/15 Party entitled to enforce security interest: HSBC Mortgage Services Inc, being sold with the express reservation that the sale is subject to confirma- agency, state or federal; any prior liens or encumbrances as well as any its successors and assigns The following real estate located in Hamilton tion by the lender or trustee. This sale may be rescinded at any time. If the priority created by a fixture filing; and to any matter that an accurate survey SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- County, Tennessee, will be sold to the highest call bidder subject to all sale is set aside for any reason, the Purchaser at the sale shall be entitled of the premises might disclose. In addition, the following parties may claim tember 11, 2015 at 2:30PM local time, at the west door, Hamilton County unpaid taxes, prior liens and encumbrances of record: A certain tract or only to a return of the deposit paid. The Purchaser shall have no further re- an interest in the above-referenced property: JOHNSTON, CHARLES Courthouse, 625 Georgia Ave., Chattanooga, Tennessee, pursuant to parcel of land in the Third Civil District of Hamilton County, in the State of course against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. DISCOVER BANK LVNV FUNDING, LLC The sale held pursuant to this Deed of Trust executed by Jeremy R. Otting and Jennifer L. Otting, Tennessee, described as follows: Lot One (1) of Lillard Trace, as shown MWZM File No. 15-002228-670 JASON S. MANGRUM, J.P. SELLERS, Notice may be rescinded at the Successor Trustee’s option at any time. to Robbie L. McLean, Trustee, on November 9, 2005 at Book GI 7744, by Plat recorded in Plat Book 64, Page 6, in the Register’s Office of Ham- LORI LIANE LONG, JOHN R. ROAN, Substitute Trustee(s) PREMIER The right is reserved to adjourn the day of the sale to another day, time, Page 146, Instrument No. 2005111100089; all of record in the Hamilton ilton County, Tennessee. Subject to any and all existing restrictions and BUILDING, SUITE 404 5217 MARYLAND WAY BRENTWOOD, TENNES- and place certain without further publication, upon announcement at the County Register’s Office. Party entitled to enforce security interest: HSBC easements of record. Parcel Number: 034 020.01 Current Owner(s) of SEE 37027 PHONE: (615) 238-3630 EMAIL: TNSALES@MWZMLAW. time and place for the sale set forth above. W&A No. 304046 DATED Mortgage Services Inc., its successors and assigns The following real es- Property: Robert Brown and wife, Laura K. Lewis Other interested par- COM BCNS86124 HCH3T-8/21,8/28,9/4/15 August 7, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee tate located in Hamilton County, Tennessee, will be sold to the highest ties: Street Address: 13832 Lillard Rd, Soddy Daisy, Tennessee 37379 0105267124 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and call bidder subject to all unpaid taxes, prior liens and encumbrances of Any property address provided is not part of the legal description of the PUBLIC NOTICE: Cellco Partnership and its controlled affiliates doing WWW.REALTYTRAC.COM HCH3T-8/14,8/21,8/28/15 record: IN THE CITY OF CHATTANOOGA, HAMILTON COUNTY, TEN- property sold herein and in the event of any discrepancy, the legal descrip- business as Verizon Wireless (Verizon Wireless) are proposing to build NESSEE: Lot Sixteen (16), Block ”T”, Reamended Plat of Belvoir Place, tion referenced herein shall control. SALE IS SUBJECT TO TENANT(S) a 160 foot Monopole Telecommunications Tower. Anticipated lighting SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on as shown by plat of record in Plat Book 11, page 8, in the Register’s Office RIGHTS IN POSSESSION. All right of equity of redemption, statutory and application is medium intensity dual red/white strobes. The site location September 10, 2015 at 10:00AM local time, at the west door, Hamilton of Hamilton County, Tennessee. SUBJECT TO any covenants, conditions, otherwise, and homestead are expressly waived in said Deed of Trust, is 3427 Camp Road, Apison, Hamilton County, TN 37302 (35º 0’ 43.98” County Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursu- restrictions, reservations, or easements of record. SUBJECT TO all ease- and the title is believed to be good, but the undersigned will sell and con- North and 85º 3’ 18.97” West). The Federal Communications Commission ant to Deed of Trust executed by Margaret Ann Kirkpatrick, to Leigh ments and stipulations shown on said plat. SUBJECT TO Easement to vey only as Substitute Trustee. If you purchase a property at the foreclo- (FCC) Antenna Structure Registration (ASR, Form 854) filing number is M. Ferguson, Trustee, on March 15, 2000 at Book GI 5558, Page 207, the Tennessee Electric Power Company of record in Book P, Volume 20, sure sale, the entire purchase price is due and payable at the conclusion A0977224. ENVIRONMENTAL EFFECTS - Interested persons may re- Instrument No. 2000032000221; all of record in the Hamilton County Reg- page 54, in the Register’s Office of Hamilton County, Tennessee. SUB- of the auction in the form of a certified/bank check made payable to or view the application (www.fcc.gov/asr/applications) by entering the filing ister’s Office. Party entitled to enforce security interest: The Bank of New JECT TO Restrictive Covenants of record in Book 965, page 156, in the endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. number. Environmental concerns may be raised by filing a Request for York Mellon as Trustee for the CWMBS, Inc. CWMBS Reperforming Loan Register’s Office of Hamilton County, Tennessee, but omitting any cov- To this end, you must bring sufficient funds to outbid the lender and any Environmental Review (www.fcc.gov/asr/environmentalrequest) and on- REMIC Trust Certificates, Series 2004-R1, its successors and assigns enant or restriction based on race, color, religion, sex, handicap, familial other bidders. Insufficient funds will not be accepted. Amounts received line filings are strongly encouraged. The mailing address to file a paper The following real estate located in Hamilton County, Tennessee, will be status or national origin unless and only to the extent that said covenant in excess of the winning bid will be refunded to the successful purchaser copy is: FCC Requests for Environmental Review, Attn: Ramon Williams, sold to the highest call bidder subject to all unpaid taxes, prior liens and (a) is exempt under Chapter 42, Section 3607 of the United States Code at the time the foreclosure deed is delivered. This property is being sold 445 12th Street SW, Washington, DC 20554. HISTORIC PROPERTIES encumbrances of record: Lot One Hundred Sixty Four (164), Block Thirty- or (b) relates to handicap but does not discriminate against handicapped with the express reservation that the sale is subject to confirmation by EFFECTS - Public comments regarding potential effects on historic prop- one (31), East Highlands, as shown by plat of record in Plat Book 7, Page persons. SUBJECT TO Easement reserved in Book 965, page 156, in the lender or trustee. This sale may be rescinded at any time. Shapiro erties may be submitted within 30 days from the date of this publication to: 32, in said Register’s Office of Hamilton County, Tennessee Source of the Register’s Office of Hamilton County, Tennessee. SUBJECT TO any & Ingle, LLP, a Tennessee limited liability partnership Substitute Trustee S. Carter, Terracon, 2855 Premiere Parkway, Suite C, Duluth, GA 30097; Grantors title is Warranty Deed being recorded simultaneously herewith. governmental zoning and subdivision ordinances or regulations in effect Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability partner- 770-623-0755; [email protected]. HCH1T-8/21/15 SUBJECT To any governmental zoning and subdivision ordinances or thereon. FOR PRIOR DEED REFERENCE SEE BOOK 6894, PAGE 994 ship 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: regulations in effect thereon. SUBJECT To Restrictive Covenants of re- IN THE REGISTER’S OFFICE OF HAMILTON COUNTY, TENNESSEE. (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 15- Munley Law, PC, 227 Penn Avenue, Scranton, PA 18503, 570-346-7401 cord in Book P, Volume 14, Page 222, as modified in Book 795, Page 682, Parcel Number: 157O B 016 Current Owner(s) of Property: Jeremy R. 101621 HCH3T-8/21,8/28,9/4/15 IN THE COURT OF COMMON PLEAS OF LUZERNE COUNTY - CIVIL in the Register’s Office, but omitting any covenant or restriction based on Otting and wife, Jennifer L. Otting Other interested parties: CitiFinancial, ACTION - LAW - JURY TRIAL DEMANDED KIESHA SMITH, Plaintiff vs. race, color, religion, sex, handicap, familial status or national origin unless Inc., CitiFinancial, Inc. Street Address: 413 South Sweetbriar Ave, Chat- NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the DEVAN M. ENGLES;STEVEN E. PATROVICH, SR.; and WENDY L. PA- and only to the extent that said covenant (a) is exempt under Chapter 42, tanooga, Tennessee 37411 Any property address provided is not part of performance of the covenants, terms, and conditions of a Deed of Trust TROVICH, Defendants CIVIL NO: 2015-5875 TO: DEVAN M. ENGLES Section 3607 of the United States Code or (b) relates to handicap but the legal description of the property sold herein and in the event of any Note dated August 28, 1998, and the Deed of Trust of even date securing Be advised that Plaintiff Kiesha Smith has instituted an action against does not discriminate against handicapped persons. Parcel Number: 147J discrepancy, the legal description referenced herein shall control. SALE the same, recorded September 1, 1998, in Book No. GI5172, at Page 253, you in the Court of Common Pleas of Luzerne County, Pennsylvania for S 017 Current Owner(s) of Property: Margaret Ann Kirkpatrick, unmarried IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of eq- in Office of the Register of Deeds for Hamilton County, Tennessee, execut- injuries sustained in a dog bite incident on August 14, 2014. NOTICE If Other interested parties: Chattanooga Neighborhood Enterprise, Inc., City uity of redemption, statutory and otherwise, and homestead are expressly ed by Darla E. Lacy and Ramson P. Lacy and Sharron G. Rogers, con- you wish to defend, you must enter a written appearance personally or by of Chattanooga Neighborhood Services, City of Chattanooga c/o Ken- waived in said Deed of Trust, and the title is believed to be good, but veying certain property therein described to Kathryn L. Harris , P.O. Box attorney and file your defenses or objections in writing with the court. You neth O. Fritz, attorney Street Address: 724 McGowan Rd, Chattanooga, the undersigned will sell and convey only as Substitute Trustee. If you 54, Rossville, TN 38066 as Trustee for Community Mortgage Corporation; are warned that if you fail to do so the case may proceed without you and Tennessee 37411 Any property address provided is not part of the legal purchase a property at the foreclosure sale, the entire purchase price is and the undersigned, Wilson & Associates, P.L.L.C., having been appoint- a judgment may be entered against you without further notice for the relief description of the property sold herein and in the event of any discrepancy, due and payable at the conclusion of the auction in the form of a certified/ ed Successor Trustee by Wells Fargo Bank, N.A.. NOW, THEREFORE, requested by the plaintiff. You may lose property or other rights important the legal description referenced herein shall control. SALE IS SUBJECT bank check made payable to or endorsed to Shapiro & Ingle, LLP. No notice is hereby given that the entire indebtedness has been declared to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemp- personal checks will be accepted. To this end, you must bring sufficient due and payable; and that an agent of Wilson & Associates, P.L.L.C., as IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO tion, statutory and otherwise, and homestead are expressly waived in said funds to outbid the lender and any other bidders. Insufficient funds will Successor Trustee, by virtue of the power, duty, and authority vested in TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE Deed of Trust, and the title is believed to be good, but the undersigned will not be accepted. Amounts received in excess of the winning bid will be and imposed upon said Successor Trustee, by Wells Fargo Bank, N.A., CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. sell and convey only as Substitute Trustee. If you purchase a property at refunded to the successful purchaser at the time the foreclosure deed is will, on October 8, 2015 on or about 10:00 AM, central standard time, at IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY the foreclosure sale, the entire purchase price is due and payable at the delivered. This property is being sold with the express reservation that the the Hamilton County Courthouse, 615 Walnut Street, Chattanooga, Ten- BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES conclusion of the auction in the form of a certified/bank check made pay- sale is subject to confirmation by the lender or trustee. This sale may be nessee, offer for sale certain property hereinafter described to the highest THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A able to or endorsed to Shapiro & Ingle, LLP. No personal checks will be rescinded at any time. Shapiro & Ingle, LLP, a Tennessee limited liability bidder FOR certified funds paid at the conclusion of the sale, or credit REDUCED FEE OR NO FEE. North Penn Legal Services, 33 N Main St, accepted. To this end, you must bring sufficient funds to outbid the lender partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Ten- bid from a bank or other lending entity pre-approved by the successor Pittston, PA 18640, (570) 299-4100 HCH1T-8/21/15 and any other bidders. Insufficient funds will not be accepted. Amounts nessee limited liability partnership 10130 Perimeter Parkway, Suite 400 trustee. The sale is free from all exemptions, which are expressly waived received in excess of the winning bid will be refunded to the successful Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www. in the Deed of Trust, said property being real estate situated in Hamilton NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- purchaser at the time the foreclosure deed is delivered. This property is shapiro-ingle.com File No. 15-101778 HCH3T-8/21,8/28,9/4/15 County, Tennessee, and being more particularly described as follows: In ILTON SAMANTHA LOIS SMITH VS DOCKET NO. 15D1616 TIMOTHY being sold with the express reservation that the sale is subject to confir- the Third Civil District of Hamilton County, Tennessee: Lot Fifteen (15), LEE GRAY It appearing from allegations in Plaintiff’s Bill, which is sworn mation by the lender or trustee. This sale may be rescinded at any time. SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- Block C, Second Unit, Glenhill Subdivision, as shown by plat of record to, that the defendant is a non-resident of the State of Tennessee, so that Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute tember 11, 2015 at 2:30PM local time, at the west door, Hamilton County in Plat Book 18, Page 40, in the Register’s Office of Hamilton County, the ordinary process of law cannot be served upon TIMOTHY GRAY. IT Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability Courthouse, 625 Georgia Ave., Chattanooga, Tennessee, pursuant to Tennessee. ALSO KNOWN AS: 426 Glenhill Circle, Chattanooga, TN IS ORDERED that publication be made for four successive weeks in the partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Deed of Trust executed by Joseph L. Miles, Jr. and Sharon D. Miles, to 37415-4910 This sale is subject to all matters shown on any applicable Hamilton County Herald, a newspaper published in Hamilton County, Ten- Phone: (704) 333-8107 Fax: (704) 333-8156 www.auction.com File No. Milligan Reynolds Guaranty Title Agency, Inc., Trustee, on June 21, 2005 recorded plat; any unpaid taxes; any restrictive covenants, easements, or nessee, notifying said non-resident that unless TIMOTHY GRAY answers 15-102030 HCH3T-8/14,8/21,8/28/15 at Book GI 7583, Page 379; all of record in the Hamilton County Regis- setback lines that may be applicable; any statutory rights of redemption and makes defense to said complaint in the offices of the Circuit Court ter’s Office. Party entitled to enforce security interest: Nationstar Mort- of any governmental agency, state or federal; any prior liens or encum- Clerk of Hamilton County, Tennessee, within thirty (30) days after the NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the gage LLC, its successors and assigns The following real estate located in brances as well as any priority created by a fixture filing; and to any matter fourth weekly publication of this order, the same will be taken as admitted performance of the covenants, terms, and conditions of a Deed of Trust Hamilton County, Tennessee, will be sold to the highest call bidder sub- that an accurate survey of the premises might disclose. In addition, the by TIMOTHY GRAY and the case will be set for hearing ex parte or with- Note dated September 28, 2007, and the Deed of Trust of even date se- ject to all unpaid taxes, prior liens and encumbrances of record: IN THE following parties may claim an interest in the above-referenced property: out TIMOTHY GRAY presence. This 14th day of August, 2015. LARRY L. curing the same, recorded October 3, 2007, in Book No. GI 8487, at Page SECOND CIVIL DISTRICT OF HAMILTON COUNTY, TENNESSEE: Lot LACY, DARLA E. LACY, RAMSON P. ROGERS, SHARRON G. DARLA E. HENRY, CIRCUIT COURT CLERK Pro Se HCH4T-8/21,8/28,9/4,9/11/15 190, in Office of the Register of Deeds for Hamilton County, Tennessee, One (1), Final Plat of Lots 1 and 2, Miles Subdivision of Lot Thirteen (13), CONNER, AS TRUSTEE FOR STEVEN J. CONNER, II AND STEPHANIE executed by Allison A. Cannon, conveying certain property therein de- Moon Acres (not recorded) as shown by plat of record in Plat Book 57, R. CONNER The sale held pursuant to this Notice may be rescinded at NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- scribed to First American Title Company as Trustee for Mortgage Elec- page 92, in the Register’s Office of Hamilton County, Tennessee. LESS the Successor Trustee’s option at any time. The right is reserved to ad- ILTON CRYSTAL LYNN JONES VS DOCKET NO. 15D1592 DEREK RAY tronic Registration Systems, Inc., as nominee for CitiMortgage, Inc., its AND EXCEPT that part conveyed in Book 3687, page 726, in the Reg- journ the day of the sale to another day, time, and place certain without WATTS It appearing from allegations in Plaintiff’s Bill, which is sworn to, successors and assigns; and the undersigned, Wilson & Associates, ister’s Office of Hamilton County, Tennessee. TOGETHER WITH ease- further publication, upon announcement at the time and place for the sale that the defendant is a non-resident of the State of Tennessee, so that P.L.L.C., having been appointed Successor Trustee by Wilmington Trust, ment for access and utilities along Runyan Road and Melanie Lane as set forth above. W&A No. 306323 DATED August 7, 2015 WILSON & the ordinary process of law cannot be served upon DEREK WATTS. IT National Association, not in its individual capacity, but solely as trustee for shown by plat of record in Plat Book 35, page 393, in the Register’s Office ASSOCIATES, P.L.L.C., Successor Trustee 0109086918 FOR SALE IN- IS ORDERED that publication be made for four successive weeks in the MFRA Trust 2014-2. NOW, THEREFORE, notice is hereby given that the of Hamilton County, Tennessee. REFERENCE is made for prior title to FORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC.COM Hamilton County Herald, a newspaper published in Hamilton County, Ten- entire indebtedness has been declared due and payable; and that an Quitclaim Deed of record in Book 4837, page 821, in the Register’s Of- HCH3T-8/21,8/28,9/4/15 nessee, notifying said non-resident that unless DEREK WATTS answers agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of fice of Hamilton County, Tennessee. Commonly known as: 11417 Melanie and makes defense to said complaint in the offices of the Circuit Court the power, duty, and authority vested in and imposed upon said Successor Lane, Georgetown, Tennessee 37336 SUBJECT TO all easements and SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- Clerk of Hamilton County, Tennessee, within thirty (30) days after the Trustee, by Wilmington Trust, National Association, not in its individual stipulations shown on said plat. Parcel Number: 061H A 027.02 Current tember 24, 2015 on or about 11:00AM local time, at the Main door of fourth weekly publication of this order, the same will be taken as admit- capacity, but solely as trustee for MFRA Trust 2014-2, will, on September Owner(s) of Property: Joseph L. Miles, Jr. Street Address: 11417 Melanie the Hamilton County Courthouse, Chattanooga, Tennessee, conducted by ted by DEREK WATTS and the case will be set for hearing ex parte or 14, 2015 on or about 3:00 PM, central standard time, at the Hamilton Ln, Georgetown, Tennessee 37336 Any property address provided is not the Substitute Trustee as identified and set forth herein below, pursuant without DEREK WATTS presence. This 12th day of August, 2015. LARRY County Courthouse, Chattanooga, Tennessee, offer for sale certain prop- part of the legal description of the property sold herein and in the event to Deed of Trust executed by BETTY BRADFORD AND LAMAR BRAD- L. HENRY, CIRCUIT COURT CLERK ATTORNEY FOR PLAINTIFF: C erty hereinafter described to the highest bidder FOR certified funds paid at of any discrepancy, the legal description referenced herein shall control. FORD, to JACKIE MILLER, Trustee, on December 12, 2005, at Record NICOLE BENJAMIN 821 HOUSTON ST CHATTANOOGA, TN 37403 the conclusion of the sale, or credit bid from a bank or other lending entity SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right Book GI 7782, Page 393 as Instrument No. 2005121600178 in the real HCH4T-8/21,8/28,9/4,9/11/15 pre-approved by the successor trustee. The sale is free from all exemp- of equity of redemption, statutory and otherwise, and homestead are ex- property records of Hamilton County Register’s Office, Tennessee. Owner tions, which are expressly waived in the Deed of Trust, said property being pressly waived in said Deed of Trust, and the title is believed to be good, of Debt: HSBC Bank USA, National Association, as trustee for Deutsche NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF real estate situated in Hamilton County, Tennessee, and being more par- but the undersigned will sell and convey only as Substitute Trustee. If you Alt-B Securities Inc. Mortgage Loan Trust, Mortgage Pass-Through Cer- HAMILTON ELIZABETH MARIE DREYER VS DOCKET NO. 15D1608 ticularly described as follows: In the City of Chattanooga, Hamilton Coun- purchase a property at the foreclosure sale, the entire purchase price is tificates Series 2006-AB2 The following real estate located in Hamilton RAINER WILHELM DREYER It appearing from allegations in Plaintiff’s ty, Tennessee: Unit 39-G, in Heritage Landing, a Tennessee Horizontal due and payable at the conclusion of the auction in the form of a certified/ County, Tennessee, will be sold to the highest call bidder subject to all Bill, which is sworn to, that the defendant is a non-resident of the State Property Regime created pursuant to the provisions of the Tennessee bank check made payable to or endorsed to Shapiro & Ingle, LLP. No unpaid taxes, prior liens and encumbrances of record: IN THE SECOND of Tennessee, so that the ordinary process of law cannot be served upon Horizontal Property Act as set forth in Chapter 27, at Sections 66-27-101, personal checks will be accepted. To this end, you must bring sufficient CIVIL DISTRICT OF HAMILTON COUNTY, TENNESSEE: LOT THIRTY- RAINER DREYER. IT IS ORDERED that publication be made for four funds to outbid the lender and any other bidders. Insufficient funds will SEVEN (37), HIGHLAND MANOR SUBDIVISION, UNIT NO. TWO (2), successive weeks in the Hamilton County Herald, a newspaper published See NOTICES, page 16 www.hamiltoncountyherald.com Hamilton County Herald August 21-27, 2015 | 9 Memorial service for fallen heroes (Photos by David Laprad)

More photos on page 20. 10 | August 21-27, 2015 Hamilton County Herald www.hamiltoncountyherald.com

Sage before beauty; Thyme is on your side; Days of our Chives … Balsamic and Honey Salmon with Vegetables 1/2 tsp. olive oil Are We 2 small zucchini, cut into match-like sticks 3 baby carrots, cut into strips 2 skin-on salmon fi llets There Yet? 3 tablespoons Balsamic Vinaigrette Dressing By Jay Edwards Kay’s Cooking 2 tablespoons honey Grated Parmesan Cheese M sent me the following in an email, so it’s not original, Corner Chopped fresh basil but if I can pass along the smile (and the love), originality By Kay Bona Kbecomes trivial. Makes me miss Art Linkletter. Preheat grill for medium heat. Lightly oil grill grate. Prepare salmon by A group of professional people posed this question to a If you are just now learning to seasoning with your favorite dry rub seasoning. Mine is *Potlatch Dry Rub. group of 4 to 8 year-olds: “What does love mean?” cook, knowing what herbs and Place salmon on the preheated grill, and cook for 6 to 8 minutes per side, “When my grandmother got arthritis, she couldn’t bend spices go with what foods and/ or until the fi sh fl akes easily with a fork. Set aside. over and paint her toenails anymore. So my grandfather does or drinks can be a bit daunting. I it for her all the time, even when his hands got arthritis too. know when I started experiment- Heat oil in large nonstick skillet on medium-high heat. Add vegetables; at’s love.” Rebecca – age 8 ing (with something other than cook about 5-8 minutes, or until tender-crisp, stirring occasionally. Drizzle “When someone loves you, the way they say your name is salt and pepper) I thought I would half of the balsamic-honey mixture over the vegetables and stir to coat. diff erent. You just know that your name is safe in their mouth.” never learn what went well with Billy – age 4 what. Below I have tried to iden- Transfer fi sh and vegetables to plate. Drizzle a bit of the balsamic “Love is what makes you smile when you’re tired.” Terri – tify basic herbs generally needed honey dressing over the fi sh. Top the vegetables with the parmesan age 4 for most foods. Hopefully, this cheese and basil. “Love is when my mommy makes coff ee for my daddy and will help to un-muddy the waters! she takes a sip before giving it to him, to make sure the taste is Basil: Fresh basil has a pungent OK.” Danny – age 7 fl avor that is very common and Fruity Cheesecake “Love is when you kiss all the time. en when you get tired popular. Use it in tomato sauces, pesto sauces, vinegar, and with of kissing, you still want to be together and you talk more. My 2 cups vanilla wafers or graham crackers, fi nely crushed lamb, fi sh, poultry, pasta, rice, Mommy and Daddy are like that. ey look gross when they 6 tablespoons butter or margarine, melted tomatoes, and Italian dishes. Also kiss.” Emily – age 8 3 tablespoons sugar try a large basil leaf with a slice of 4 pkg. (8 oz. each) PHILADELPHIA Cream Cheese, softened “Love is what’s in the room with you at Christmas if you tomato and a slice of mozzarella stop opening presents and listen.” Bobby – age 7 1 cup sugar cheese. Drizzle with balsamic vin- 2 tablespoons fl our “If you want to learn to love better, you should start with a egar, and sprinkle with a bit of sea 1 cup Sour Cream friend who you hate.” Nikka – age 6 salt and freshly ground pepper – 1 pkg. (3.4 oz.) JELL-O Lemon Flavor Instant Pudding “Love is when you tell a guy you like his shirt, then he wears this is one terrifi c salad! 4 eggs, room temperature it everyday.” Noelle – age 7 Chives: is mild onion fl avor “Love is like a little old woman and a little old man who are herb has a slender, vivid green, 1 8-ounce container thawed COOL WHIP Whipped Topping still friends even after they know each other so well.” Tommy – and hollow stem. Use as topping 1 cup each blueberries and sliced fresh strawberries age 6 for baked potatoes, fi sh and poul- “During my piano recital, I was on a stage and I was scared. I try, and vegetables. It can be used Heat oven to 325 degrees. Line 13x9-inch pan with foil, with ends of foil looked at all the people watching me and saw my daddy waving as a substitute for green onions extending over sides. Combine wafer crumbs, butter, and the 3 table- and smiling. He was the only one doing that. I wasn’t scared or as a garnish. It is also great in spoons sugar; press onto bottom of prepared pan. Bake 10 min. anymore.” Cindy – age 8 soups and sauces. “Love is when Mommy gives Daddy the best piece of Cilantro: Use in Asian and Beat cream cheese, 1-cup sugar and fl our in large bowl with mixer until chicken.” Elaine – age 5 Mexican cooking or as a garnish. blended. Add sour cream; mix well. Blend in dry pudding mix. Add eggs, 1 “Love is when Mommy sees Daddy smelly and sweaty and Popular in salsa, guacamole, ai at a time, beating on low speed after each just until blended. Pour over still says he is handsomer than Robert Redford.” Chris – age 7 peanut sauce, enchiladas, and crust. Bake 1 hour or until center is almost set. Cool completely. “Love is when your puppy licks your face even after you left chicken dishes. Cilantro is also him alone all day.” Mary Ann – age 4 called coriander and has a pun- Refrigerate 3-4 hours. Use foil handles to transfer cheesecake to tray; gent fragrance. “I know my older sister loves me because she gives me all discard foil. Spread cheesecake with COOL WHIP. Top with fruit just before is tangy and pungent her old clothes and has to go out and buy new ones.” Lauren – Dill: serving. fl avored herb is known for its age 4 feathery green leaves. Use to “When you love somebody, your eyelashes go up and down fl avor fi sh and rice, sprinkle over and little stars come out of you.” Karen – age 7 potatoes and cucumbers and add desserts. It can also narrow, oval, and to sauces and dips. be used as a gar- gray-green leaves. See ARE WE THERE YET?, page 15 Mint: is aromatic herb has a nish. It is popular in Use in chicken sweet smell and a cool aftertaste. Indian cuisine. and turkey stuff - Use to make teas, beverages, and Oregano: i s ing and to fl avor herb has a strong sausages. fl avor and aroma. Tarragon: i s Used to fl avor aromatic herb, tomato sauces, with narrow, vinegar, omelets, pointed, dark quiche, bread, marinated veg- green leaves, is known for its etables, beef, poultry, black beans, distinctive anise-like fl avor. Use and pizza. to fl avor vinegars, herbal butter, Parsley: is fresh-fl avored shellfi sh, mayonnaise, sour cream herb, slightly green and piney, dressing, poultry, turkey, mush- is more commonly used as a rooms, broccoli, and rice. Use the fl avoring and as a garnish. Use fresh leaves in salads, tartar sauce, to fl avor grilled meat, poultry, and French dressing. soups, omelets, mashed potatoes,  yme: is herb has pungent and salads. It may be used in minty, light-lemon scent. Use in herbal butters and vinegars or as stews, soups, casseroles, meatloaf, a garnish. stuffi ng, marinades, and veg- Rosemary: Rosemary’s silver- etables. green, needle-shaped leaves are Now for the recipe – actually highly aromatic and their fl avor two of them. One using basil, and is one of both lemon and pine. one that doesn’t take anything but Use for poultry, lamb, veal, pork, a sweet tooth! and tomato dishes, stews, soups, Kay Bona is a staff writer for and vegetables. Also good fi nely the Hamilton County Herald and chopped in breads and custards. an award-winning columnist Sage: is slightly bitter and and photographer. Contact her at musty-mint tasting herb has [email protected]. v www.hamiltoncountyherald.comTHE CRITIC’S CORNER Hamilton GAMESCounty Herald MORE MEMORIAL SERVICE PHOTOSAugust 21-27, 2015 | 11 P13 P14 & P15 P20

FOR HAMILTON, SEQUATCHIE, DADE, WALKER AND CATOOSA COUNTIES RHAMILTON  COUNTY HERALD E Paula Eggert Powell

FOUNDED IN 1912 joins Signature Brokers

2015 Board of Directors, Signature Brokers has announced the addition Greater Chattanooga of Paula Eggert Powell to e Winslett Team at the Association of REALTORS® Ooltewah-based real estate firm. Powell is a veteran teacher who taught for 16 years at Loftis Middle Travis Close, President School in Hixson. She has a bachelor’s degree in Nathan Walldorf, education as well as a master’s degree as a reading President-Elect specialist from UTC. Robert Fisher, Treasurer Powell says aspects of her new real estate venture Robert Backer are familiar territory. “I’ll always consider myself to be Kim Bass a teacher, only now I’m educating my clients in real Jennifer Cooper estate and how to make a smart investment in their Russ Elliott future,” says Powell. Team Leader Belinda Winslett says teachers make Fidel Fonseca some of the best Realtors, “ eir attention to detail, Barry Hamilton organizational skills, and genuine care for others Teresa Hogg makes them invaluable in the real estate market,” she Happy Huddleston says. “I’ve known Paula for a long time, and we’re Denise Murphy honored to have her join us.” Brenda Pargeon Powell and her family reside in Hixson on the lake, Geoff Ramsey where she plans to build her business by serving the Janice Robertson luxury lake home market. When she’s not helping Vicki Trapp clients, she can often be found on the water with fam- Sabrena Turner ily and friends. Powell can be reached at (423) 240-6691 or paula@ Realtor Paula Eggert Powell has joined The Winslett Team at Ooltewah-based Signature Brokers. 2015 Board of Directors, sigfirm.com. (Photo provided) Source: Signature Brokers v Multiple Listing Service of Chattanooga, Inc. Wells Eady, President REALTOR ASSOCIATION PRESIDENT’S MESSAGE Vicki Trapp, President-Elect Barry Hamilton, Treasurer Kim Bass Real Estate Deposits 101: Part 1 of 2 Travis Close Jennifer Cooper one percent of the purchase price. escrow or trustee account until disbursed prior to fourteen (14) Jason Farmer Larger earnest money deposits closing. If the contract authorizes days after deposit unless written Dan Griess Travis Close show that the buyer is serious the broker to place funds in an evidence of clearance by bank is Happy Huddleston about the property, perhaps a escrow account, the broker must provided.” better risk than other potential specify in the real estate contract To ensure that there are no Byron Kelly President Greater Chattanooga buyers, and can enhance a buyer’s the terms and conditions for dis- unforeseen surprises, review the Paula Palmer Association of offer in multiple offer situations. bursement of such funds and the purchase contract carefully. Next Ron Tucker REALTORS® A smaller earnest money deposit name and address of the person week we will cover additional Sabrena Turner doesn’t necessarily, but might, in- holding it. topics related to earnest money, dicate a less serious buyer or their Can I use a postdated check? including interpleader and the 2015 Board of Directors, When purchasing real es- financial ability to complete the TREC rules prohibit payment of seller’s rights when the check Northwest Georgia Council tate, the buyer provides a good purchase. Another consideration a deposit or earnest money with a bounces or the contract fails. As faith deposit known as “earnest is whether the property is an ex- postdated check, unless provided with all other aspects of purchas- Teresa Hogg, President money.” e buyer offers the de- isting home, builder’s spec home in the offer. ing or selling a home, your Real- Mandy Bandy Melton, posit to secure their performance or new construction. When the How and to whom is the tor can help guide you through President-Elect of the contract. Earnest money seller is a builder, it is common to money disbursed? As stated in the process. Denise Lindsey, Secretary is applied at closing toward the negotiate as much as up to twenty the Tennessee Association of e Greater Chattanooga Michele Dills Hudson, purchase price. Another way to percent of the purchase price. Realtors contract form, “Holder Association of Realtors is “ e Treasurer define these monies is the com- Who holds the money? at, shall disburse Earnest Money Voice of Real Estate in Greater Eddie Floyd mitment on behalf of the buyer to too, is negotiable between the only as follows: (a) at closing to Chattanooga.” e Association is Jake Kellerhals try in earnest to meet the terms parties and will be specified in be applied as a credit toward a regional organization with more Becky Maples and conditions outlined in the the contract. When a Realtor Buyer’s Purchase Price; (b) upon than 1,500 members and is one contract to purchase the property. comes into possession of earnest a written agreement signed by all of more than 1,400 local boards (423) 698-8001 It seems pretty straightforward. money, the rules of the Tennessee parties having an interest in the and associations of Realtors Fax: (423) 698-8004 Yet, questions about earnest Real Estate Commission (TREC) funds; (c) upon order of a court or nationwide that comprise the Na- money are some of the most com- require that the real estate broker arbitrator having jurisdiction over tional Association of Realtors. e 2963 AMNICOLA HIGHWAY mon about real estate transac- deposit the earnest money in an a dispute involving the Earnest Greater Chattanooga Association CHATTANOOGA, TN 37406 tions. escrow account or trustee ac- Money; (d) upon a reasonable in- of Realtors services Hamilton and What’s the standard amount count promptly upon acceptance terpretation of the Agreement; or Sequatchie counties in southeast The region’s answer of earnest money? e amount of of the offer, unless the offer con- (e) upon filing of an interpleader Tennessee and Catoosa, Dade to all things real estate. the earnest money is negotiable tains a statement such as “Earnest action with payment to be made and Walker counties in northwest www.gcar.net between seller and buyer; how- money to be deposited by: . . ..” to the clerk of the court having Georgia. For more information, ever, it is generally proportionate Usually the listing broker (or jurisdiction over the matter.” visit www.gcar.net. v to the price of the property. A selling broker if there is no listing Additionally, the form requires general rule of thumb is at least broker) will hold this money in an that “Earnest Money shall not be 12 | August 21-27, 2015 Hamilton County Herald www.hamiltoncountyherald.com Governor Haslam, Tennessee Tourism announce record-breaking numbers Governor Bill Haslam and topped $1 billion, according to more than $1 billion in economic revenue is good news for every and partners.” Commissioner Kevin Triplett, the latest statistics from the 2014 impact. Knox and Hamilton Tennessean.” e Tennessee Tourism Com- Tennessee Department of Tourist Economic Impact of Travel on Counties round out the Top 5 Tennessee’s customer satisfac- mittee, appointed in 2011 by Development, this week an- Tennessee as reported by U.S. with nearly $1 billion in econom- tion landed at an impressive 8.5 Gov. Bill Haslam, is made up nounced during a special event Travel Association. ic impact. Tennessee is ranked out of 10. e satisfaction scores of tourism leaders in both the at the Ryman Auditorium that For the fi rst time in history, in the Top 10 destinations in the are greater than those of the aver- public and private sectors. TTC tourism’s direct domestic and travel to Tennessee topped 100 U.S. for total travel. age U.S. destination. is chaired by Colin Reed, Ryman international travel expenditures million, achieving 101.3 mil- “ is increase in tourism “Tourists are drawn to Ten- Hospitality Properties, Inc., and reached $17.7 billion in 2014, up lion person stays, a 5.1 percent across the board is a result of the nessee for our world-renown co-chaired by Jack Soden, Elvis 6.3 percent, and an all-time high increase over 2013. International strategic work of Tourist Devel- music, outstanding attractions, Presley Enterprises, Inc. and for the state. travel increased 8.4 percent, opment, the Tourism Commit- stunning scenic beauty,” Triplett Sande Weiss, president of Music Tourism-generated jobs for reaching $576.5 million in eco- tee, and the entire tourism and said. “But, at the end of the day, Road Resort. Tennesseans reached 152,900, nomic impact. All 95 counties hospitality industry,” Haslam said. people keep coming to Ten- For more information contact an increase of 2.8 percent. State in Tennessee had more than $1 “We want Tennessee to be a place nessee for our authenticity and Cindy Dupree, director of public and local sales tax revenue for million in direct travel expendi- people from all over the world exceptional, Southern hospitality. relations for the Tennessee De- the industry topped $1.5 billion, tures, 19 counties saw more than want to visit. e data shows at is the ‘made in Tennessee’ partment of Tourist Development, up 7 percent over 2013, and the $100 million, and three counties, that’s happening, and more brand delivered to our visitors at 615-418-5752 or by email at ninth consecutive year tourism Davidson, Shelby and Sevier, had jobs and $1.5 billion in sales tax every day by our communities [email protected]. v

EVENT CALENDAR Continued from page 1 Community Outreach is accepting applications for its Citizens’ Police Academy. e eight-week course an opportunity for the Southeast Tennessee Health gives citizens a glimpse into how the police do their Consortium to help communities in the Greater job. Instructors from the CPD will cover a variety of Chattanooga receive essential care. For more infor- topics including narcotics, homicide investigation, mation, go to www.sethc.org or search for “South- and the SWAT team. e Citizens’ Police Academy east Tennessee Health Consortium” on Facebook. begins ursday, Sept. 10, and will be held one Sunset kayak history tour night a week. To sign up, contact Sergeant Wayne Jeff erson at 643-5090 or jeff erson_wa@chattanooga. e Chattanooga History Center will partner gov. ere are 35 seats available. Applications must with Outdoor Chattanooga to off er a sunset kayak be returned to the Offi ce of Community Outreach tour through the Tennessee River Gorge on Tues- no later than ursday, Aug. 27. day, Aug. 25 beginning at 7 p.m. e tour will be led Pink Heals National Firetruck tour by experienced Outdoor Chattanooga river guides. CHC Senior Educator Caroline Sunderland will e 2015 Pink Heals National Firetruck tour will narrate the city’s history with the gorge. Registered be at Hamilton Place on Saturday, Sept. 12 from 10 participants should meet at the Raccoon Mountain a.m.–7 p.m. Pink Heals began in 2007 as an eff ort to boat launch. Shuttle service back to the Raccoon help women battling cancer. e organization gives Mountain boat ramp will be provided. All kayaking all of the donations it receives either to charities or equipment and guides are included. Space is lim- directly to people in need. ited. Pre-paid reservations are required and must be Guided bicycle tour made by Monday, Aug. 24. To make a reservation, call Outdoor Chattanooga at (423) 643-6888. e Chattanooga History Center will partner Creative Discovery Museum’s AmuseUm 2.0 with Outdoor Chattanooga to off er a bicycle tour on Tuesday, Sept. 15. “An Environmental History Creative Discovery Museum’s annual fundraiser, of Chattanooga” will be guided by Caroline Sun- AmuseUm 2.0, will feature a full weekend of high- derland, senior educator at the CHC. Registered CHATTANOOGA CONVENTION tech amusement. AmuseUm, the party for grown- participants will meet at Outdoor Chattanooga in & TRADE CENTER ups, will be held Saturday, Aug. 29. e party will Coolidge Park at 6:30 p.m. e tour will conclude feature high-tech physical and digital playgrounds at 8:30 p.m. e tour is appropriate for ages eight by Two Bit Circus, a Los Angeles-based team of and up. Participants under 18 years of age must artists, engineers, educators, and inventors. Lee be accompanied by an adult. Space is limited, and AUG 29-30 Towery Catering will provide the food, and Sound preregistration is required by Monday, Sept. 14. To SAT 10AM-7PM / SUN 11AM-5PM Force Entertainment will perform live dance music. register, call the CHC at (423) 265-3247, or visit Guests will also be able to bid in silent and “roam- chattanoogahistory.org. e fee is $10 per person ing” live auctions for a variety of items, including and $5 for CHC members. Participants may bring vacation getaways. AmuseUm 2.0: Kid’s Edition will their own bicycle. To reserve a bike or a helmet take place the following day. All of the high-tech from the Outdoor Chattanooga Mobile Bicycle amusements from Two Bit Circus will stay at the Fleet, call (423) 643-6888. ere is no additional museum through the weekend so families can bring charge for bike or helmet reservations. All partici- their kids to experience the digital playground. On pants must wear a helmet. Sunday, guests will pay what they wish at the door All About Children fundraiser instead of the standard ticket price for admission. (Sponsorships for AmuseUm 2.0: Kid’s Edition will e 10th annual All About Children fundraiser, AGES 16 AND UNDER FREE open the door to all children in the community.) presented by Friends of Special Children, will Funds raised from AmuseUm will help Creative benefi t Signal Centers’ eff ort to purchase an eleva- WWW.HBAGC.NET 423-624-9992 Discovery Museum continue to off er programs tor for students in wheelchairs. is event will take and exhibits to over 250,000 people annually. Dress place on ursday, Sept. 17 from 5:30-7:30 p.m. at for the event is casual. For more information or to Signal Centers, located at 109 N. Germantown Rd., Come see products and services for make reservations, call (423) 648-6085 or visit the e evening will include cocktails, dinner, prizes, new home construction, fall fix-up, museum’s website at www.cdmfun.org/amuseum. and live and silent auctions. For ticket information, Fight hunger with Chattanooga’s firefighters contact Anne Stone at (423) 421-0623 or email whole house renovation, [email protected]. Chattanooga fi refi ghters are preparing for their Wine Over Water landscaping, and more. Don’t miss a ninth annual Firefi ghters Against Hunger food chance to talk with professionals drive, during which they will collect food and e 21st Annual Wine Over Water will take place monetary donations for the Chattanooga Area Saturday, Oct. 3. Hosted by Cornerstones, the event about your home’s needs. Food Bank. e food drive will begin with a kick-off will incorporate hundreds of wines as well as local event on Monday, Aug. 31 at the Bi-Lo located at food and music. e event weekend will start with 5604 Hixson Pike. Firefi ghters will be on site from 6 the Best Cellars wine tasting event on Friday, Oct. 2 a.m. to 6 p.m. to accept food and monetary dona- at 5:30 p.m. at the Chattanoogan Hotel. Wine Over tions. e food drive will continue through Friday, Water will follow on Saturday, with the gates opening Sept. 4. e Chattanooga Fire Department will ac- at 3:30 and wine tastings starting at 5 p.m. on the cept donations at each of its fi re stations. Walnut Street Bridge. e event will feature food Citizens’ Police Academy from local restaurants, more than 300 wines from nearly 100 wineries, and local music. Ticket informa- e Chattanooga Police Department’s Offi ce of tion can be found at www.wineoverwater.org. v www.hamiltoncountyherald.com Hamilton County Herald August 21-27, 2015 | 13

What to expect from aging population National Association of Realtors the Multifamily Business at Fred- demographic: die Mac. “Much of the building People generally are living lon- As the U.S. population ages, has focused on high-end proper- ger and wanting active lifestyles housing will need to evolve to ties in top-tier markets. ese as long as possible. meet their specific needs. From don’t directly benefit households Baby boomers aged 55 and adding accessibility features, to outside of higher-income brack- older represented one-quarter providing affordable options for ets or in smaller markets.” of renter households in 2014, an The Critic's seniors on a budget, it’s going to Besides relying on new con- increase of 42 percent over the be more important than ever for struction projects for seniors, last decade. Corner real estate agents and the hous- the home improvement industry is population generally lives ing industry to understand how needs to focus on adapting exist- alone, with women more likely By David Laprad to provide service and support to ing homes so they’re accessible than men to live by themselves. this demographic. to the aging population. Features Many older Americans are How massive is this demo- like home elevators, extra-wide unable to adequately save for Almost, but not graphic? Well, by 2030, it’s hallways and doors, and first-level retirement, and more than 10 expected that one-quarter of the bathrooms and bedrooms are set million people aged 65 or older U.S. population will be age 50 or to propel home renovations. will be considered low-income in quite fantastic older, according to a recent study “With declining mobility the next 10 years. by e Joint Center for Housing among baby boomers, spending Much like their millennial antastic Four” has been unfairly skewered by critics and Studies of Harvard University. for accessibility features that en- counterparts, high housing and “ comic book fans alike. I’ve seen it twice, enjoyed it both Close to 39 million adults will be able senior household members rental costs are a challenge for the Ftimes, and am unclear on why it’s been universally panned. between 65 and 74 years old by to age in place is expected to be aging population. One-third of It’s not a perfect movie, but it certainly doesn’t deserve to be that point. a major driver of home improve- boomers spent more than 30 per- called “worse than worthless,” as Peter Travers of Rolling Stone “Even with the recent uptick ment spending,” says Dr. Kermit cent of their incoming on housing wrote in his review. at kind of critical bashing should be re- in seniors housing construction, Baker, senior fellow of the Joint in 2012. served for films that get everything wrong, which “F4” doesn’t. vacancies remain relatively stable Center for Housing Studies of Source: “Meeting the Housing e story might or might not seem familiar to you depend- and rents keep climbing in most Harvard University. Needs of an Aging Population,” ing on your familiarity with the comic books, which debuted in markets,” reports David Brick- Here’s what you need to know Freddie Mac’s Executive Perspec- 1961 and featured four characters who gained superpowers af- man, executive vice president for about the housing needs for this tives Blog (Aug. 17, 2015). v ter exposure to cosmic rays during a scientific mission to outer space. A 2005 film stuck closely to this storyline, but the reboot currently in theaters, co-written and directed by Josh Trank (“Chronicle”), does not. Instead, the team must harness abilities National AssociationFeels of Realtors like boom days to Realtors gained from an alternate universe to save Earth from a friend more builders view conditions as Regionally, the index rose by who becomes their enemy. “good” than “poor.” Broken out, the most in the West and Mid- west in August, both seeing a “F4” opens with promise and, for the most part, delivers Builders are feeling more con- the index measuring buyer traffic three-point increase to 63 and 58, on that potential until its clumsy final act. We initially follow fident as sentiment over the new rose two points in August to 45; single-family home market rose current sales conditions rose one respectively. e South also saw Reed Richards and his friend Ben Grimm from the basement a two-point increase to 63 while of Reed’s childhood, where he builds a teleporter that can send to its highest level since Novem- point to 66; and the index mea- ber 2005, according to the latest suring sales expectations in the the Northeast held steady at 46. things elsewhere but not bring them back, to a high school “ e fact the builder confi- National Association of Home next six months held steady at 70. science fair, where he’s recruited by Prof. Storm to work at a dence has been in the low 60s for government-sponsored research institute. Builders/Wells Fargo Housing “Today’s report is consistent three straight months shows that ere, Reed helps scientist Sue Storm and technician Johnny Market Index. with our forecast for a gradual single-family housing is making Storm complete a quantum gate designed by the professor’s e index gauges builder strengthening of the single- slow but steady progress,” says protégé, Victor von Doom, who also agrees to help due to his perceptions of current single- family housing sector in 2015,” NAHB Chairman Tom Woods. unreciprocated feelings for Sue. Once the project is complete, family home sales, sales expecta- says David Crowe, NAHB chief “However, we continue to hear the institute’s supervisor says, “ anks. Now we’re going to tions for the next six months, economist. “Job and economic that builders face difficulties ac- turn your work over to the government.” Furious, Reed, Johnny, and buyer traffic. e index rose gains should keep the market cessing land and labor.” Source: National Association of Doom, and Grimm use the gate to travel to another dimension, one point in August to 61. Any moving forward at a modest pace Home Builders v where Victor is doused in strange matter and seemingly killed. reading above 50 indicates that throughout the rest of the year.” As the other three return to the lab, where Sue awaits, the gate explodes, altering everyone on a molecular level and af- fording them with super-human abilities: Reed can stretch like rubber; Sue can become invisible and generate force fields; Unwanted Rx Drug Take-Back Johnny can engulf his body in flames and fly; and Ben becomes sponsored by bigger and develops a rocklike hide that gives him enhanced strength and durability. Eventually, Doom reappears bent on destroying Earth and rebuilding the alternate dimension in his image, giving the F4 Hamilton County Coalition and Hamilton County Sheriff’s Office their first mission. ings I liked: For starters, how the story develops slowly un- during the til everyone is in the lab working on the teleporter. “F4” allows us to get to know the central characters and what motivates 13th annual Hamilton County them, and gives them time to become friends. Once the action starts, though, it doesn’t let up. I also liked the dark tone of the Minority Health Fair “Closing the Gap” film, though I will say parents who are thinking about taking their kids to see it might want to go on their own first, as there’s more profanity than in most comic book movies and some Saturday, August 22 gruesome deaths in the final act. I also liked each of the actors in their roles, including African American Michael Jordan as the Eastgate Town Center from 9 a.m. to 2 p.m. Human Torch. He was a controversial addition to the cast due to Johnny being Caucasian in the comics, but Jordan delivered a solid performance. Free and open to everyone. ings I didn’t like: “F4” flies off the rails during its climax, which is brief, awkward, and unsatisfying. Actor Miles Teller, Hamilton County Coalition who played Reed, has a few really goofy moments, like when Facilitating Community Change Through he says, “Victor, don’t do this!” with all of the skill of a teenager Comprehensive Strategies, Capacity Building, in a high school play trying but failing to be dramatic. Some of Collaboration and Neighborhood Problem Solving the fault lies with the writing. With the world literally falling apart around the foursome, Reed somehow says, “He’s causing a Join The Fight. Become a Community Change Agent chain reaction! It’s going to overload the system and destroy the www.HCCoalition.org @HCCoalition world!” at’s a paraphrase, but it’s close. Expository dialogue rarely works late in a movie. ings I didn’t care about: I didn’t care that Trank and his co-writers changed the story. Nearly all superhero movies do this, and judging from what I know about the comics, none of 804 Central Ave., Chattanooga, TN 37403 • (423) 305-1449 See CRITIC’S CORNER, page 14 This project is funded by the Tennessee Department of Mental Health and Substance Abuse Services. 14 | August 21-27, 2015 Hamilton County Herald www.hamiltoncountyherald.com

Lowering an electric bill It has been hot. It has been so sources even while you are out or Brainbuster – hot my husband and I purchased asleep. In 2010, a study showed a window air conditioner unit 160 million cable boxes in the and placed it inside our living U.S. totaled $2 billion a year in Make your brain tingle! room window just to keep the electricity bills to power when By Kay Bona main living areas cooler. Between no one was even watching them. [email protected] the months of June through Make sure when you are done August an electric bill in the U.S. watching television to power the “More Silent than a leaf on the wind, the Ninja Warriors averages around $395, which is cable box off. If you would like were the nightmare of every sleeping enemy. With an array of down approximately 2.5 percent Do It to take it a step further, have all weapons and skills, the Ninja was the silent killer that lived in over the last couple of years. of the entertainment on a power the shadows.” Author Unknown American Ninja Warrior, the ultimate obstacle-course game Obviously, this is not includ- strip and then hit the switch off Yourself show, is such a big hit, I decided to quiz you on the program ing water, gas, and/or any other when finished watching televi- By April Sherrill and a little about Ninja Warriors. See how well you do… expenses that might be included sion. 1. e Ninja Warrior brand originates in which country? in a household bill. Everything is – Many chargers waste China; Germany; Japan; Russia. totaled together in our monthly investing in them. electricity because they utilize 2. e first season of American Ninja Warrior was set in bill, which includes water, gas, Adding additional insulation, outdated technology. e state of which city? Nevada; Los Angeles; Hartford; Miami. solid waste fee, sewer fee, and re-caulking windows and doors, California has established tough- 3. What is the name of the last obstacle in stage 1? e mosquito repellent, and our aver- and replacing any weather strip- er in-state efficiency standards Warped Wall; Step Slider; Rolling Log; Wall Jumper. age bill during the hottest months ping are all inexpensive, but can to deal with this problem and 4. What is the final stage called in American Ninja War- is around $550. Unfortunately, make a major difference. the U.S. Department of Energy is rior? Mount Midoriyama; Mount Mediterranean; Mount Fuji; there are all too many people More ways to keep the high working on its own regulations to Mount Hotaka. during the summer months that spike of a bill down in the sum- make chargers more energy-effi- 5. Where do the Teenage Mutant Ninja Turtles live? Oops are not able to afford the large mer include: cient, which could mean massive – wrong Ninja Warriors, but do you know? New York City; bills in their monthly budget. – Make sure your refrigerator savings if adopted nationwide. China; Los Angeles; Texas. I have been on a quest to lower is an “energy plus’’ model and In other words: unplug those 6. e elusive and secretive ranks of true Ninja warriors were my electricity bill by making that you do not own one larger chargers; yes, including those cell also known as: Shinobi Warriors; Ninjutsu Warriors; Samurai small changes with little to no than needed. Refrigerators are phone chargers. Warriors; Japanese Warriors. expense. We have good windows, on the top of the food chain of – Microwaves suck the major- 7. True or False: Ninja Warriors used wooden shoes with good insulation, and weather kitchen appliance energy-eaters ity of the electricity when they animal footprint shapes on them so as not to leave any human stripping; however, if you do not in a household. are doing absolutely nothing. tracks to be followed. have these three things and can – Cable boxes are continually An Appliance Standards Project 8. How many stages must one pass to be crowned “Ninja afford it, I highly recommend communicating with external study found that a microwave is Warrior?” Four; Ten; irty-seven; Forty. 9. Kazuhiko Akiyama was the first person to pass all the only used about 70 hours a year, stages to become the “Ninja Warrior.” What was his occupa- but during the other 8.690 hours tion? Baseball player; Olympic decathlete; Crab diver; Karate in a year, it burns as much as 35 sensei. kilowatt hours to illuminate the 10. e final stage consists of two events – the 12.5 meter clock and keep electronic push spider climb and the 10 meter rope climb. How long does a button controls in standby mode. contestant have to complete the final stage and become the I am sure my microwave has been “Ninja Warrior?” 15 seconds; 30 seconds; 60 seconds; 90 sec- plugged in consistently for 10 onds. years, until this week of course. ANSWERS: 1. Japan. 2. Los Angeles. 3. e Warped Wall. – Gaming consoles like the 4. e final stage is actually just one obstacle, climbing Mount Xbox and PlayStation do have Midoriyama which typically consists of a rope climb. 5. Origi- energy saving standby modes nally living in a sewer den, the TMNT have moved deeper with less than one watt of power underground to an older underground structure. ey’ve lived usage, but many people, includ- a short time above-ground in April’s apartment, and their ing my husband, leave them adventures have taken them around the globe and into space, plugged in every day of the year but they always return to NYC. 6. When it comes to the name which can cost around $100 more Ninja, this is most commonly the terms used in the West, in dollars a year. Needless to say, Japan the more traditional Shinobi is the common term, which this was unplugged in my home means to steal away and of course suits perfectly the nature this week as well. of the Ninja warrior. 7. True. 8. Four. ere are one hundred – Electric dryers when being competitors in the first stage. ose who pass (and generally used will suck more energy than less than 10% pass) move on to the second stage. Passing the second stage moves one on to the third stage- which is the only any other item in your home, and stage that is not timed. e rare few who make it past the third make the space hotter as well. stage get to try to beat the fourth stage and earn the title, “Nin- To save energy make sure to dry ja Warrior.” 9. Crab Diver. Akiyama won 2 million yen, or about clothes on the lowest setting, $16,500 US dollars. at’s a lot of crabs! 10. irty seconds. this will not only save energy, but Whenever the final stage is conquered, they change it. When also keep clothes looking bet- Akiyama took it on, it only consisted of a 15 meter rope climb. ter longer. My husband is kind ey then added the spider climb where the contestant uses of obsessed with not having any their hands and feet pressing against the sides of two parallel heat used in drying clothes so walls to scale them going straight up. It was changed again after fortunately this is one I actually Nagano conquered the stage. Full details of the change can not have been implementing for a be available until someone else reaches Stage 4. long time now. – Remember, heat rises so if you have an air conditioner unit running on the lower level of a CRITIC’S CORNER Cont. from page 13 creative stamp can be seen home, make sure to close all the throughout most of the movie. As doors on the second floor so the the changes were so severe, they with “Chronicle,” it’s character- air will not have to cool those ar- altered the heart of the story. Five focused, action-driven, and dur- eas. Also, close any vents in areas characters are inexorably changed ing its first half, instills a genuine that are not being used. by a scientific accident, and four sense of wonder in the viewer. Ultimately, it can be easy to of them bond together to save Although “F4” is bombing at shave money off your electric- Earth from the fifth, who turns the box office, Fox has scheduled The ity bill when you know where to evil. a sequel for release in 2017. I make cuts. A high electric bill Comic book fans groused hope they have the guts to make Hamilton County can be a source of great stress for about “F4” for as long as they it. HCH Herald many struggling consumers. is were aware of its existence. Two-and-a-half stars out of summer, do not fret over a costly Having not read the comics, I four. Rated PG-13 for sci-fi action is available for bill, but instead find ways to slice went in without expectations, violence, and language. Hamilton County Herald $15 a year. and dice that bill! and I generally enjoyed what I David Laprad is the assistant saw. While the clunky ending 1412 McCallie Ave. April Sherrill is a staff writer editor of the Hamilton County Chattanooga, TN 37404 Call for the Hamilton County Herald. did feel like patchwork (lending Herald and an award-winning Contact her at april@dailydata. credence to rumors that Fox took columnist and photographer. Con- 800-420-5103 now! com. v the film out of Trank’s hands and tact him at dlaprad@hamilton- did extensive reshoots), Trank’s countyherald.com. v www.hamiltoncountyherald.com Hamilton County Herald August 21-27, 2015 | 15

I Swear Crossword REBOOTING By Victor Fleming

Across 1 Frau’s mate 5 Mil. rank 10 Irene Cara hit I 14 Land unit 15 Luncheonette lure 16 Parched Swear 17 Start of a quip By Vic Fleming 19 Encouraging word at a library 20 Exodus figure 21 Poi source 23 ___ oneself of Booting up 26 Spanish noble 29 Part 2 of the quip 33 Sushi selection don’t remember where I got the quip that is the theme for 34 Eye of ___ today’s I Swear Crossword. It’s hardly original. e gist of it 35 “Major League” actress Iis that if you power down for a while, you’ll almost always 36 Obama, e.g. power back up. It’s a comforting thought. Or is it? 39 Arouse, as anger 42 Schussing surface I’m writing this column just before fall semester starts at 43 JFK successor the law school where I’ve taught a seminar for thirteen years. 46 Part 3 of the quip Toward the end that I might teach it a tad better this semester 50 Haberdashery item 51 Shady retreat than last, I attended a three-hour workshop Friday afternoon. 52 ___ ed Taught by the law school dean, who has written books on 53 Martin or McQueen education methods. 56 Lou’s “La Bamba” costar In this workshop I learned some techniques that I’m 58 End of the quip anxious to try out. Now for the matter of preparing for Class 63 Ship’s petty officer, 1. Which means, among other things, reading for the tenth informally 64 Wagner work or twelfth time items that I’ve been reading for years already. 65 “___ Hill” (Deering- And tweaking the slide show I created ten years ago. Newcombe comic strip) I gotta boot up, again—brush aside self-doubt, muster up 66 Blow one’s own horn the confi dence and enthusiasm that lurks within, and get 67 “___ is an island ...” 25 Totally 55 Hunter of thrillers 68 Time long past myself ready to lead. Human booting up is more than sticking 26 Ballpark purchase 56 Fall away 27 U.S. soldiers 57 Coll. club prongs into an outlet. I must be willing to dig in and work. Down 28 Performer Yoko 59 Wall St. debut Again. 1 Sandwich meat 30 Bit of dough? 60 NBA All-Star ___ Ming 2 Environmental word form I was asked recently to write a short piece for publication 31 Make a goof 61 Text-scanning initialism 3 Monopoly foursome (abbr.) 32 Adlai Stevenson’s middle name 62 What Tiny Tim strummed in e Rotarian, the offi cial magazine of the service club that 4 Sell in a store 36 ___ bag 5 Lion portrayer of 1939 shares its title. In January there’ll be a feature with the theme 37 Answer Last week’s solution “What It’s Like.” e editor told me that she’d like to have 6 Dixie Chicks, for one 38 Barnyard bleater 7 Hartford’s st. 39 Peach’s center something with a light and lively tone, as the stories that will 8 Texter’s “Holy cow!” 40 “___ Had My Way” be printed otherwise range from intense to quotidian. She 9 Part of LIFO 41 Greeting in Granada suggested “what it’s like to get a crossword in the New York 10 Admiral who captured New 43 Throw easily Orleans in 1862 Times, … or something along those lines.” 44 Sis’s sib 11 Rings of color 45 Pickle holder My ego swelled up, and I was tempted to think how easy 12 Actress Farrow 47 Capital of Portugal this should be. After all, I write light and lively short pieces 13 “Kookie” Byrnes’s first name 48 Brubeck or Barry 18 Nursery powder every week. Fortunately, the other voice in my brain spoke up: 49 Wildly excited state 22 Give ___ 53 Rose support “Better ask a few questions. What exactly is being requested? 23 Blow away 54 Prefix meaning “trillion” is is something I’ve not written about in a long time. If I’m 24 Compete (for) to boot up on it, I want to know the guidelines. Victor Fleming’s puzzles have appeared in many publications, Replying to my inquiry, the editor wrote that she wants including the New York Times and Games Magazine. readers “to really put themselves in your shoes, to feel what it was like to be you in that moment. [T]hink about what exactly you are describing what it’s like to do. …Whatever it is, talk ARE WE THERE YET? Cont. from page 10 education for us in diff erent bleeding on the carpet.” about the diff erent aspects of that experience. [T]he details of ways. e fi rst child-with- Jay Edwards is editor-in-chief what you are thinking and why you do what you do are what “Love is when Mommy sees bloody-nose was rushed to the of the Hamilton County Herald end up being the most interesting.” Daddy on the toilet and she emergency room. e fi fth child- and an award-winning columnist. She suggested I start “by talking about when you sit down doesn’t think it’s gross.” Mark – with-bloody-nose was told to go Contact him at jedwards@daily- to do a crossword puzzle, what do you do? Pull out a legal pad age 6 to the yard immediately and stop data.com. v and jot down ideas? Mull over a theme you’ve been thinking “You really shouldn’t say ‘I love of? Play around with some fun clues that can play off each you’ unless you mean it. But if other? Decide how diffi cult you are going to make this? Have you mean it, you should say it a a snack?” lot. People forget.” Jessica – age 8 Level: I agreed to do it. Stay tuned. Maybe I can share the results And the fi nal one ... 1 2 in due course. Author and lecturer Leo Bus- Vic Fleming is a district court judge in Little Rock, Ark., caglia once talked about a contest 3 4 where he also teaches at the William H. Bowen School of Law. he was asked to judge. e pur- Contact him at vicfl [email protected]. Complete the grid so pose of the contest was to fi nd the each row, column and most caring child. 3-by-3 box (in bold borders) contains e winner was a four-year-old every digit, 1 to 9. For child whose next-door neighbor strategies on how to was an elderly gentleman who solve Sudoku, visit had recently lost his wife. www.sudoku.org.uk Upon seeing the man cry, the SOLUTION TO little boy went into the old gentle- LastFRIDAY’S weeks PUZZLE solution man’s yard, climbed onto his lap, and just sat there. When his Mother asked what he had said to the neighbor, the little boy said, “Nothing, I just helped him c r y.” Speaking of Art Linkletter, here is a taste of his wisdom: 2/25/12 © 2012 The Mepham Group. Distributed by “Each generation has been an Tribune Media Services. All rights reserved. 16 | August 21-27, 2015 Submit a legal notice : [email protected] or call 800-420-5103 www.hamiltoncountyherald.com

Chattanooga, Tennessee, And By-Laws For Heritage Landing Condomin- ASSOCIATES, P.L.L.C., Successor Trustee 1684629148 FOR SALE IN- PM, central standard time, at the Hamilton County Courthouse, Chatta- NOTICES Continued from page 8 ium Association, Inc. of record in Book 4125, page 136, and as amended FORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC.COM nooga, Tennessee, offer for sale certain property hereinafter described to by Eleventh Supplement To Master Deed For Heritage Landing of record HCH3T-8/14,8/21,8/28/15 the highest bidder FOR certified funds paid at the conclusion of the sale, et seq., in the Tennessee Code Annotated, by that certain Master Deed for in Book 4147, page 525, and as amended by Twelfth Supplement To Mas- or credit bid from a bank or other lending entity pre-approved by the suc- Heritage Landing of record in Book 3190, Page 32, as amended by First ter Deed For Heritage Landing of record in Book 4403, page 443, and as SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- cessor trustee. The sale is free from all exemptions, which are expressly Supplement to Master Deed for Heritage Landing of record in Book 3243, amended by Thirteenth Supplement To Master Deed For Heritage Landing tember 4, 2015 at 2:30PM local time, at the west door, Hamilton County waived in the Deed of Trust, said property being real estate situated in Page 499, and as amended by Second Supplement to Master Deed for of record in Book 4450, page 232, and as amended by Fourteenth Supple- Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant to Hamilton County, Tennessee, and being more particularly described as Heritage Landing of record in Book 3365, Page 774, and as amended by ment To Master Deed For Heritage Landing recorded in Book 4507, page Deed of Trust executed by Rhys C. Gaillard and Bonnie W. Wells Gail- follows: IN the City of Chattanooga, Hamilton County, Tennessee Lot No. Third Supplement to Master Deed for Heritage Landing of record in Book 222, and as amended by Fifteenth Supplement To Master Deed For Heri- lard aka Bonnie W. Gaillard, to Robert M. Wilson, Jr., Trustee, on Sep- Three (3), Riverwood, as shown by plat of record in Plat Book 44, Page 95, 3415, Page 193, and as amended by Fourth Supplement to Master Deed tage Landing of record in Book 4675, page 679, and as amended by Six- tember 15, 2005 at Book GI 7685, Page 907; all of record in the Hamilton in the Register’s Office of Hamilton County, Tennessee. Property known for Heritage Landing of record in Book 3483, Page 415, as re-recorded in teenth Supplement To Master Deed For Heritage Landing of record in County Register’s Office. Party entitled to enforce security interest: The as: 1911 Riverwood Drive, Hixson, Hamilton County, Tennessee. ALSO Book 3484, Page 179, and as amended by Fifth Supplement to Master Book 4977, page 707, and as amended by Seventeenth Supplement To Bank of New York Mellon, f/k/a The Bank of New York, as trustee, on KNOWN AS: 1911 Riverwood Drive, Hixson, TN 37343 This sale is Deed for Heritage Landing of record in Book 3512, Page 458, as re-re- Master Deed For Heritage Landing of record in Book 5099, page 497, and behalf of the holders of the Alternative Loan Trust 2005-55CB, Mortgage subject to all matters shown on any applicable recorded plat; any unpaid corded in Book 3513, Page 792, and as amended by Sixth Supplement to as amended by Eighteenth Supplement To Master Deed For Heritage Pass-Through Certificates Series 2005-55CB, its successors and assigns taxes; any restrictive covenants, easements, or setback lines that may Master Deed for Heritage Landing of record in Book 3526, Page 74, and Landing of record in Book 5214, page 425, and as amended by Nineteenth The following real estate located in Hamilton County, Tennessee, will be be applicable; any statutory rights of redemption of any governmental as amended by Seventh Supplement to Master Deed for Heritage Landing Supplement To Master Deed For Heritage Landing of record in Book 5272, sold to the highest call bidder subject to all unpaid taxes, prior liens and agency, state or federal; any prior liens or encumbrances as well as any of record in Book 3615, Page 917, and as amended by Eighth Supplement page 713, and as amended by Twentieth Supplement To Master Deed For encumbrances of record: LOCATED IN THE SECOND CIVIL DISTRICT priority created by a fixture filing; and to any matter that an accurate sur- to Master Deed for Heritage Landing of record in Book 3658, Page 720, Heritage Landing of record in Book 5319, page 870, in the Register’s Of- OF HAMILTON COUNTY, TENNESSEE: Being Lot 137, Hidden Lakes vey of the premises might disclose. In addition, the following parties may and as amended by Amendment to Master Deed for Heritage Landing, fice of Hamilton County, Tennessee, in the percentage now set, or as may Subdivision, as shown by plat of record in Plat Book 65, Pages 93 and claim an interest in the above-referenced property: DYER, RICHARD Chattanooga, Tennessee and By-Laws for Heritage Landing Homeowners hereafter be set in accordance therewith. ALSO KNOWN AS: 1004 Cen- 94 as refiled in Plat Book 67, Pages 58 and 59, in the Register’s Office of DYER, INZA MIDLAND FUNDING LLC WILMINGTON TRUST, NATION- Association, Inc., of record in Book 3736, Page 948, and as amended by tennial Drive No. 39G, Chattanooga, TN 37405 This sale is subject to all Hamilton County, Tennessee. PRIOR TITLE SOURCE: BEING the same AL ASSOCIATION, AS SUCCESSOR TRUSTEE TO CITIBANK, N.A., Ninth Supplement to Master Deed for Heritage Landing of record in Book matters shown on any applicable recorded plat; any unpaid taxes; any real estate conveyed to MICHAEL R. HODGES and wife, WENDY G. AS TRUSTEE FOR SASCO 1 TRUST 2005-10, MORTGAGE-BACKED 3857, Page 560, and as amended by Tenth Supplement to Master Deed restrictive covenants, easements, or setback lines that may be applicable; HODGES from ROBERT A. AITKEN and wife, DIANE AITKEN by Deed CERTIFICATES, SERIES 2005-10 The sale held pursuant to this Notice for Heritage Landing of record in Book 3918, Page 795, and as amended any statutory rights of redemption of any governmental agency, state or recorded in the Register’s Office of Hamilton County in Book 7279, Page may be rescinded at the Successor Trustee’s option at any time. The by Second Amendment to Master Deed for Heritage Landing, Chattanoo- federal; any prior liens or encumbrances as well as any priority created by 643. THIS CONVEYANCE IS MADE SUBJECT TO THE FOLLOWING: right is reserved to adjourn the day of the sale to another day, time, and ga, Tennessee, and By Laws for Heritage Landing Condominium Associa- a fixture filing; and to any matter that an accurate survey of the premises Any governmental zoning and subdivision ordinances or regulations in place certain without further publication, upon announcement at the time tion, Inc. of record in Book 4125, Page 136, and as amended by Eleventh might disclose. In addition, the following parties may claim an interest in effect thereon. All applicable conditions, restrictions, reservations, ease- and place for the sale set forth above. W&A No. 198411 DATED July 31, Supplement to Master Deed for Heritage Landing of record in Book 4147, the above-referenced property: CANNON, ALLISON A. CITIMORTGAGE, ments, etc., as shown on said recorded plat. Restrictive Covenants, con- 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE Page 525, and as amended by Twelfth Supplement to Master Deed for INC. The sale held pursuant to this Notice may be rescinded at the Suc- ditions, by laws, lien of assessment and all other mattes set out in Book INFORMATION, VISIT WWW.MYFIR.COM and WWW.REALTYTRAC. Heritage Landing of record in Book 4403, Page 443, and as amended by cessor Trustee’s option at any time. The right is reserved to adjourn the 5939, Page 929, in the Register’s Office of Hamilton County, Tennessee, COM HCH3T-8/14,8/21,8/28/15 Thirteenth Supplement to Master Deed for Heritage Landing of record in day of the sale to another day, time, and place certain without further pub- but omitting any covenants or restriction based on race, color, religion, Book 4450, Page 232, and as amended by Fourteenth Supplement to lication, upon announcement at the time and place for the sale set forth sex, handicap, familial status or national origin unless and only to the ex- SUBSTITUTE TRUSTEE’S SALE WHEREAS, default having been made Master Deed for Heritage Landing recorded in Book 4507, Page 222, and above. W&A No. 239636 DATED August 6, 2015 WILSON & ASSOCI- tent that said covenant (a) is exempt under Chapter 42, section 3607 of in the payment of the debts and obligations secured by a Deed of Trust as amended by Fifteenth Supplement to Master Deed for Heritage Land- ATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT the United States Code or (b) relates to handicap but does not discriminate executed on 07/11/07, by Rickey Stutzman and Linda Stutzman to Larry ing of record in Book 4675, Page 679, and as amended by Sixteenth WWW.MYFIR.COM and WWW.REALTYTRAC.COM against handicapped persons. Easements, conditions and stipulations as A. Weissman, Trustee, for the benefit of Mortgage Electronic Registration Supplement to Master Deed for Heritage Landing of record in Book 4977, HCH3T-8/14,8/21,8/28/15 shown and/or noted on subdivision plat. Parcel Number: 150K C 033 Cur- Systems, Inc. as nominee for SunTrust Mortgage, Inc. its successors and Page 707, and as amended by Seventeenth Supplement to Master Deed rent Owner(s) of Property: Rhys C. Gaillard and wife, Bonnie W. Gaillard assigns and appearing of record in Register’s Office of HAMILTON Coun- for Heritage Landing of record in Book 5099, Page 497, and as amended SUBSTITUTE TRUSTEE’S SALE WHEREAS, default having been Other interested parties: Hidden Lakes HOA, Inc. Street Address: 3249 ty, Tennessee, in Book GI 8411, Page 910, and WHEREAS, the beneficial by Eighteenth Supplement to Master Deed for Heritage Landing of record made in the payment of the debts and obligations secured by a Deed Green Mantle Court, Ooltewah, Tennessee 37363 Any property address interest of said Deed of Trust was last transferred and assigned to Federal in Book 5214, Page 425, and as amended by Nineteenth Supplement to of Trust executed on 08/21/12, by Adam J. Hardaway to First American provided is not part of the legal description of the property sold herein and National Mortgage Association (”FNMA”) and WHEREAS, Federal Na- Master Deed for Heritage Landing of record in Book 5272, Page 713, and Title Insurance Company, Trustee, for the benefit of JPMorgan Chase in the event of any discrepancy, the legal description referenced herein tional Mortgage Association (”FNMA”), as the holder of the Note for which as amended by Twentieth Supplement to Master Deed for Heritage Land- Bank, N.A. and appearing of record in Register’s Office of HAMILTON shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSES- debt is owed, (“Note Holder”), appointed the undersigned, Priority Trustee ing of record in Book 5319, Page 870, in the Register’s Office of Hamilton County, Tennessee, in Book GI9736, Page 43, and WHEREAS, the ben- SION. All right of equity of redemption, statutory and otherwise, and home- Services of TN, LLC, as Substitute Trustee by instrument filed or to be County, Tennessee, and with said Unit 39-G being more particularly lo- eficial interest of said Deed of Trust was last transferred and assigned stead are expressly waived in said Deed of Trust, and the title is believed filed for record in the Register’s Office of HAMILTON County, Tennessee, cated and described on Plat of Heritage Landing of record in Plat Book 40, to Federal National Mortgage Association (”Fannie Mae”), a corporation to be good, but the undersigned will sell and convey only as Substitute with all the rights, powers and privileges of the original Trustee named in Pages 81-1 thru 81-55, as amended by First Supplement to Final Plan of organized and existing under the laws of the United States of America Trustee. If you purchase a property at the foreclosure sale, the entire pur- said Deed of Trust; and NOW, THEREFORE, notice is hereby given that Heritage Landing, as shown by plat of record in Plat Book 40, Pages 113- and WHEREAS, Federal National Mortgage Association (”Fannie Mae”), a chase price is due and payable at the conclusion of the auction in the form the entire indebtedness has been declared due and payable as provided 1 thru 113-35, and as amended by Second Supplement to Final Plan of corporation organized and existing under the laws of the United States of of a certified/bank check made payable to or endorsed to Shapiro & Ingle, in said Deed of Trust by the Note Holder, and that the undersigned, Prior- Heritage Landing, of record in Plat Book 40, Pages 187-1 thru 187-10, and America, as the holder of the Note for which debt is owed, (“Note Holder”), LLP. No personal checks will be accepted. To this end, you must bring suf- ity Trustee Services of TN, LLC, Substitute Trustee, or its duly appointed as amended by Third Supplement to Final Plan of Heritage Landing of appointed the undersigned, Priority Trustee Services of TN, LLC, as Sub- ficient funds to outbid the lender and any other bidders. Insufficient funds attorneys or agents, by virtue of the power and authority vested in it, will record in Plat Book 43, Pages 23-1 thru 23-37, and as amended by Fourth stitute Trustee by instrument filed or to be filed for record in the Register’s will not be accepted. Amounts received in excess of the winning bid will be on Thursday, September 3, 2015, commencing at 11:00 AM at the Main Supplement to Final Plan of Heritage Landing, as shown by plat of record Office of HAMILTON County, Tennessee, with all the rights, powers and refunded to the successful purchaser at the time the foreclosure deed is Door (Walnut Street side) of the Hamilton County Courthouse location in in Plat Book 43, pages 70-1 thru 70-7, and as amended by Fifth Supple- privileges of the original Trustee named in said Deed of Trust; and NOW, delivered. This property is being sold with the express reservation that the Tennessee, proceed to sell at public outcry to the highest and best bidder ment to Final Plan of Heritage Landing as shown by plat of record in Plat THEREFORE, notice is hereby given that the entire indebtedness has sale is subject to confirmation by the lender or trustee. This sale may be for cash or certified check only. The wiring of funds will not be accepted. Book 43, Pages 89-1 thru 89-11, and as amended by Sixth Supplement To been declared due and payable as provided in said Deed of Trust by the rescinded at any time. Shapiro & Ingle, LLP, a Tennessee limited liability The following described property situated in HAMILTON County, Tennes- Final Plan Of Heritage Landing as shown by plat of record in Plat Book 43, Note Holder, and that the undersigned, Priority Trustee Services of TN, partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Ten- see, to wit: Real Estate located in Hamilton County, Tennessee, described Pages 93-1 thru 93-18, and &s amended by Seventh Supplement to Final LLC, Substitute Trustee, or its duly appointed attorneys or agents, by vir- nessee limited liability partnership 10130 Perimeter Parkway, Suite 400 as follows: Lot Thirty (30), Madonna Acres Subdivision, as shown by plat Plan of Heritage Landing as shown by plat of record in Plat Book 43, tue of the power and authority vested in it, will on Thursday, September Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www. or record in Plat Book 14, Page 69, in the Register’s Office of Hamilton Pages 138-1 thru 138-22, and as amended by Eighth Supplement to Final 17, 2015, commencing at 10:00 AM at the West Door location at the shapiro-ingle.com File No. 14-062664 HCH3T-8/14,8/21,8/28/15 County, Tennessee. Being the same property conveyed to grantors by Plan of Heritage Landing as shown by plat of record in Plat Book 43, Hamilton County Courthouse, 615 Walnut Street, Chattanooga, TN 37402 deed of record in Book 8411, Page 908, Register’s Office for Hamilton Pages 163-1 thru 163-14, and as amended by Ninth Supplement to Final proceed to sell at public outcry to the highest and best bidder for cash or NOTICE OF SUBSTITUTE TRUSTEE’S SALE WHEREAS, default has County, Tennessee. PROPERTY ADDRESS: 517 NOTRE DAME AVE- Plan of Heritage Landing of record in Plat Book 46, Page 93, and as certified check only. The wiring of funds will not be accepted. The conduct- occurred in the performance of the covenants, terms and conditions of a NUE, EAST RIDGE, TN 37412 CURRENT OWNER(S): Rickey Stutzman amended by Tenth Supplement to Final Plan of Heritage Landing of record ing of the sale will be handled by Auction.com. More information concern- Deed of Trust dated September 29, 2006, executed by ARLANDIS WARE and Linda Stutzman The sale of the above-described property shall be in Plat Book 46, Pages 123-1 thru 123-7, and as amended by Eleventh ing their policies and procedures on bidding at the foreclosure sale can AND CASSANDRA WARE, conveying certain real property therein de- subject to all matters shown on any recorded plan; any unpaid taxes; any Supplement to Final Plan of Heritage Landing of record in Plat Book 52, be found on their website Auction.com The following described property scribed to GATEWAY TITLE COMPANY, as Trustee, as same appears of restrictive covenants, easements or set-back lines that may be applicable; Pages 16-1 thru 16-7, as corrected by Corrective Plat, Revised Plan of situated in HAMILTON County, Tennessee, to wit: THE LAND REFERRED record in the Register’s Office of Hamilton County, Tennessee recorded any prior liens or encumbrances as well as any priority created by a fix- Sheet No. 1 of Eleventh Supplement to Final Plan of Heritage Landing, of TO HEREIN BELOW IS SITUATED IN THE COUNTY OF HAMILTON, November 7, 2006, in Deed Book GI 8141, Page 51; and WHEREAS, ture filing; and any matter that an accurate survey of the premises might record in Plat Book 52, Page 17, and as amended by Twelfth Supplement STATE OF TN AND IS DESCRIBED AS FOLLOWS: ALL THAT PARCEL the beneficial interest of said Deed of Trust was last transferred and as- disclose. Substitute Trustee will only convey any interest he/she may have to Final Plan of Heritage Landing of record in Plat Book 52, Pages 141-1 OF LAND IN CITY OF CHATTANOOGA, HAMILTON COUNTY, STATE signed to U.S. Bank National Association, As Trustee For The Specialty in the property at the time of sale. Property is sold “as is, where is.” For thru 141-7, and as amended by Thirteenth Supplement to Final Plan of OF TENNESSEE, AS DESCRIBED IN DEED BOOK 3214, PAGE 983, Underwriting And Residential Finance Trust Mortgage Loan Asset-Backed every lien or claim of lien of the state identified above, please be advised Heritage Landing of record in Plat Book 52, Pages 190-1 and 190-2, and ID# 157G-J-004, BEING KNOWN AND DESIGNATED AS: LOT ELEVEN Certificates Series 2007-BC1 who is now the owner of said debt; and notice required by § 67-1-1433 (b)(1) was timely given and that any sale as amended by Fourteenth Supplement to Final Plan of Heritage Landing (11) AND TWELVE (12), BLOCK 9, REVISED PLAT OF BELVOIR PARK WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been ap- of the property herein referenced will be subject to the right of the state to of record in Plat Book 54, Pages 32-1 thru 32-6, and by Fifteenth Supple- SUBDIVISION, AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 8, pointed as Substitute Trustee by instrument to be filed for record in the redeem the land as provided for in § 67-1-1433(c)(1). All right and equity of ment to Final Plan of Heritage Landing of record in Plat Book 54, Pages PAGE 49, REGISTER’S OFFICE OF HAMILTON. PROPERTY ADDRESS Register’s Office of Hamilton County, Tennessee. NOW, THEREFORE, redemption, statutory or otherwise, homestead, and dower are expressly 138-1 thru 138-7, and by Sixteenth Supplement to Final Plan of Heritage 109 SEQUOIA DR, CHATTANOOGA, TN 37411 TAX/PARCEL ID: 157G- notice is hereby given that the entire indebtedness has been declared due waived in said Deed of Trust, and the title is believed to be good, but the Landing of record in Plat Book 58, Pages 112 thru 114, and as amended J-004 PROPERTY ADDRESS: 109 SEQUOIA DR, CHATTANOOGA, TN and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substi- undersigned will sell and convey only as Substitute Trustee. The right is by Seventeenth Supplement to Final Plan of Heritage Landing of record in 37411 CURRENT OWNER(S): Adam J. Hardaway and Ella M. Hardaway tute Trustee or his duly appointed agent, by virtue of the power, duty and reserved to adjourn the day of the sale to another day, time, and place cer- Plat Book 58, Pages 171 thru 175, and as amended by Eighteenth Supple- (deceased) The sale of the above-described property shall be subject to authority vested and imposed upon said Substitute Trustee will, on Sep- tain without further publication, upon announcement at the time and place ment to Final Plan of Heritage Landing of record in Plat Book 60, Page 30, all matters shown on any recorded plan; any unpaid taxes; any restrictive tember 10, 2015 at 12:00 PM at the Front Steps of the Hamilton County for the sale set forth above. PRIORITY TRUSTEE SERVICES OF TN, LLC and as amended by Nineteenth Supplement to Final Plan of Heritage covenants, easements or set-back lines that may be applicable; any prior Courthouse, located in Chattanooga, Tennessee, proceed to sell at public 1587 Northeast Expressway Atlanta, Georgia 30329 770-234-9181 Web Landing of record in Plat Book 60, Pages 62 through 58, as revised in Plat liens or encumbrances as well as any priority created by a fixture filing; outcry to the highest and best bidder for cash or certified funds ONLY, the Site: www.rcolegal.com TS#: 7345.28575 FEI # 2013.03344 08/14/2015, Book 60, Pages 70 and 71, and as amended by Twentieth Supplement to and any matter that an accurate survey of the premises might disclose. following described property situated in Hamilton County, Tennessee, to 08/21/2015, 08/28/2015 Final Plan of Heritage Landing of record in Plat Book 60, Pages 97 through Substitute Trustee will only convey any interest he/she may have in the wit: LOCATED IN THE CITY OF CHATTANOOGA, HAMILTON COUNTY, 103, in the Register’s Office of Hamilton County, Tennessee. Together with property at the time of sale. Property is sold “as is, where is.” For every TENNESSEE: LOT THIRTEEN (13), MOORE ROAD SUBDIVISION, AS SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on the exclusive use of the Limited Common Elements that are designated as lien or claim of lien of the state identified above, please be advised notice SHOWN ON PLAT OF RECORD IN PLAT BOOK 15, PAGE 83, IN THE September 10, 2015 at 10:00AM local time, at the west door, Hamilton appurtenant to said Unit 39-G by the terms and provisions of said Master required by § 67-1-1433 (b)(1) was timely given and that any sale of the REGISTER`S OFFICE OF HAMILTON COUNTY, TENNESSEE. THIS County Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursu- Deed For Heritage Landing of record in Book 3190, Page 32, as amended property herein referenced will be subject to the right of the state to re- CONVEYANCE IS MADE SUBJECT TO THE FOLLOWING: ANY GOV- ant to Deed of Trust executed by Randy L. Baggett, to First American by First Supplement To Master Deed For Heritage Landing of record in deem the land as provided for in § 67-1-1433(c)(1). All right and equity of ERNMENTAL ZONING AND SUBDIVISION ORDINANCES OR REGU- Title Company, Trustee, on April 16, 2008 at Book GI 8648, Page 292; Book 3243, page 499, and as amended by Second Supplement To Master redemption, statutory or otherwise, homestead, and dower are expressly LATIONS IN EFFECT THEREON. ALL APPLICABLE CONDITIONS, all of record in the Hamilton County Register’s Office. Party entitled to Deed For Heritage Landing of record in Book 3365, page 774, and as waived in said Deed of Trust, and the title is believed to be good, but the RESTRICTIONS, RESERVATIONS, EASEMENTS, ETC., AS SHOWN enforce security interest: Federal National Mortgage Association (”Fannie amended by Third Supplement To Master Deed For Heritage Landing of undersigned will sell and convey only as Substitute Trustee. The right is AS RECORDED PLAT.RESTRICTIONS OF RECORD IN BOOK K, VOL- Mae”), a corporation organized and existing under the laws of the United record in Book 3415, page 193, and as amended by Fourth Supplement reserved to adjourn the day of the sale to another day, time, and place cer- UME 18, PAGE 666, AS AMENDED IN BOOK 889, PAGE 537, IN SAID States of America, its successors and assigns The following real estate To Master Deed For Heritage Landing of record in Book 3483, page 415, tain without further publication, upon announcement at the time and place REGISTER`S OFFICE. RESTRICTIONS OF RECORD IN BOOK 972, located in Hamilton County, Tennessee, will be sold to the highest call as re-recorded in Book 3484, page 179, and as amended by Fifth Supple- for the sale set forth above. PRIORITY TRUSTEE SERVICES OF TN, LLC PAGE 379, IN SAID REGISTER`S OFFICE. EASEMENT CONVEYED TO bidder subject to all unpaid taxes, prior liens and encumbrances of record: ment To Master Deed For Heritage Landing of record in Book 3512, page 1587 Northeast Expressway Atlanta, Georgia 30329 770-234-9181 Web CITY OF CHATTANOOGA (EPB) AS SHOWN IN INSTRUMENT OF RE- All that parcel of land in Hamilton County, State of Tennessee, as more 458, as re-recorded in Book 3513, page 792, and as amended by Sixth Site: www.rcolegal.com Hamilton County Herald TS#: 7345.28546 FEI # CORD IN BOOK 961, PAGE 499, IN SAID REGISTER`S OFFICE. FIVE fully described in Deed Book 8216, Page 799, ID #085G-A-010, being Supplement To Master Deed For Heritage Landing of record in Book 3526, 2013.03372 08/14/2015, 08/21/2015, 08/28/2015 (5) FEET UTILITY EASEMENT ALONG THE SOUTHERN LOT LINE AS known and designated as: In the Second Civil District of Hamilton County, page 74, and as amended by Seventh Supplement To Master Deed For SHOWN ON SAID RECORDED PLAT. Parcel ID: 157C-Q-005 PROPER- Tennessee: Lot #10, Unit #1, Morning Glory Farm Sub, as shown by plat Heritage Landing of record in Book 3615, page 917, and as amended by NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the TY ADDRESS: The street address of the property is believed to be 4908 record in Book 32, Page 85 in Register’s Office of Hamilton County, Ten- Eighth Supplement To Master Deed For Heritage Landing of record in performance of the covenants, terms, and conditions of a Deed of Trust CAMERON LN, CHATTANOOGA, TN 37411. In the event of any discrep- nessee. Parcel Number: 085G-A-010 Current Owner(s) of Property: Ran- Book 3658, page 720, and as amended by Amendment To Master Deed Note dated December 18, 2002, and the Deed of Trust of even date se- ancy between this street address and the legal description of the property, dy L. Baggett Street Address: 8821 Hidden Branches Road, Harrison, For Heritage Landing, Chattanooga, Tennessee And By-Laws For Heri- curing the same, recorded December 26, 2002, in Book No. GI 6490, at the legal description shall control. CURRENT OWNER(S): ARLANDIS Tennessee 37341 Any property address provided is not part of the legal tage Landing Homeowners Association, Inc., of record in Book 3736, page Page 32, in Office of the Register of Deeds for Hamilton County, Ten- WARE AND CASSANDRA WARE OTHER INTERESTED PARTIES: VE- description of the property sold herein and in the event of any discrepancy, 948, and amended by Ninth Supplement To Master Deed For Heritage nessee, executed by Monica M. Daum and John V. Daum, conveying LOCITY INVESTMENTS LLC ASSIGNEE OF TD BANK NORTH, N.A., the legal description referenced herein shall control. SALE IS SUBJECT Landing of record in Book 3857, page 560, and as amended by Tenth certain property therein described to Transcontinental Title, a residentof MIDLAND FUNDING LLC AS SUCCESSOR IN INTEREST TO FIA CARD TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemp- Supplement To Master Deed For Heritage Landing of record in Book 3918, Chattanooga, Tennessee as Trustee for Mortgage Electronic Registration SERVICES, N.A., MIDLAND FUNDING LLC AS SUCCESSOR IN INTER- tion, statutory and otherwise, and homestead are expressly waived in said page 795, and as amended by Second Amendment To Master Deed For Systems, Inc., as nominee for Approved Mortgage Services, its succes- EST TO GE MONEY BANK/JC PENNY, MIDLAND FUNDING LLC AS Deed of Trust, and the title is believed to be good, but the undersigned will Heritage Landing, Chattanooga, Tennessee, And By-Laws For Heritage sors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK The sale of sell and convey only as Substitute Trustee. If you purchase a property at Landing Condominium Association, Inc. of record in Book 4125, page 136, having been appointed Successor Trustee by JPMorgan Chase Bank, the above-described property shall be subject to all matters shown on any the foreclosure sale, the entire purchase price is due and payable at the and as amended by Eleventh Supplement To Master Dead For Heritage National Association. NOW, THEREFORE, notice is hereby given that recorded plat; any unpaid taxes; any restrictive covenants, easements or conclusion of the auction in the form of a certified/bank check made pay- Landing of record in Book 4147, page 525, and as amended by Twelfth the entire indebtedness has been declared due and payable; and that an set-back lines that may be applicable; any prior liens or encumbrances able to or endorsed to Shapiro & Ingle, LLP. No personal checks will be Supplement To Master Deed For Heritage Landing of record in Book 4403, agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue as well as any priority created by a fixture filing; and to any matter that an accepted. To this end, you must bring sufficient funds to outbid the lender page 443, and as amended by Thirteenth Supplement To Master Deed For of the power, duty, and authority vested in and imposed upon said Suc- accurate survey of the premises might disclose. This property is being sold and any other bidders. Insufficient funds will not be accepted. Amounts Heritage Landing of record in Book 4450, page 232, and as amended by cessor Trustee, by JPMorgan Chase Bank, National Association, will, on with the express reservation that it is subject to confirmation by the lender received in excess of the winning bid will be refunded to the successful Fourteenth Supplement To Master Deed For Heritage Landing recorded in September 14, 2015 on or about 3:00 PM, central standard time, at the or Substitute Trustee. This sale may be rescinded at any time. The right purchaser at the time the foreclosure deed is delivered. This property is Book 4507, page 222, and as amended by Fifteenth Supplement To Mas- Hamilton County Courthouse, Chattanooga, Tennessee, offer for sale is reserved to adjourn the day of the sale to another day, time, and place being sold with the express reservation that the sale is subject to confir- ter Deed For Heritage Landing of record in Book 4675, page 679, and as certain property hereinafter described to the highest bidder FOR certified certain without further publication, upon announcement at the time and mation by the lender or trustee. This sale may be rescinded at any time. amended by Sixteenth Supplement To Master Deed For Heritage Landing funds paid at the conclusion of the sale, or credit bid from a bank or other place for the sale set forth above. All right and equity of redemption, statu- Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute of record in Book 4977, page 707, and as amended by Seventeenth Sup- lending entity pre-approved by the successor trustee. The sale is free tory or otherwise, homestead, and dower are expressly waived in said Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability plement To Master Deed For Heritage Landing of record in Book 5099, from all exemptions, which are expressly waived in the Deed of Trust, said Deed of Trust, and the title is believed to be good, but the undersigned partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 page 497, and as amended by Eighteenth Supplement To Master Deed property being real estate situated in Hamilton County, Tennessee, and will sell and convey only as Substitute Trustee. The Property is sold as Phone: (704) 333-8107 Fax: (704) 333-8156 www.auction.com File No. For Heritage Landing of record in Book 5214, page 425, and as amended being more particularly described as follows: All that tract or parcel of land, is, where is, without representations or warranties of any kind, including 11-016425 HCH3T-8/14,8/21,8/28/15 by Nineteenth Supplement To Master Deed For Heritage Landing of re- lying and being in the Second Civil District of Hamilton County, Tennessee, fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING cord in Book 5272, page 713, and as amended by Twentieth Supplement being Lot Seventy-Two (72) of Fuller Glen Subdivision, as shown on plat TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- To Master Deed For Heritage Landing of record in Book 5319, page 870, recorded in Plat Book 60, Page 24, in the Register’s Office of Hamilton FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 ILTON JAROSLAV TYMAN VS DOCKET NO. 15D1558 SUPAPORN in the Register’s Office of Hamilton County, Tennessee. Together with the County, Tennessee. Together with a non-exclusive, permanent easement S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/prop- TYMAN It appearing from allegations in Plaintiff’s Bill, which is sworn to, appurtenant undivided interest in the Common Elements that is provided over and across that portion of the concrete driveway serving Lot Seventy- erty-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846 Ad #85450: that the defendant is a non-resident of the State of Tennessee, so that for under the terms and provisions of said Master Deed For Heritage Land- Two (72), which is located on Seventy-Three (73) of said Subdivision, as 2015-08-14 2015-08-21, 2015-08-28 the ordinary process of law cannot be served upon SUPAPORN TYMAN. ing of record in Book 3190, page 32, as amended by First Supplement To shown on Survey Drawing Number 01-20274 by Conquest, a copy of is IT IS ORDERED that publication be made for four successive weeks in Master Deed For Heritage Landing of record in Book 3243, page 499, and attached hereto and made a part hereof and marked Exhibit A. Further, the NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the the Hamilton County Herald, a newspaper published in Hamilton County, as amended by Second Supplement To Master Deed For Heritage Land- owner of Lot Seventy-Two (72) may enter onto Lot Seventy-Three (73). performance of the covenants, terms, and conditions of a Deed of Trust Tennessee, notifying said non-resident that unless SUPAPORN TYMAN ing of record in Book 3365, page 774, and as amended by Third Supple- Any damage to landscaping or improvements appurtenant to Lot Seventy- Note dated August 24, 2005, and the Deed of Trust of even date secur- answers and makes defense to said complaint in the offices of the Cir- ment To Master Deed For Heritage Landing of record in Book 3415, page Three (73) resulting from said repairs will be repaired at the expense of ing the same, recorded August 26, 2005, in Book No. GI 7654, at Page cuit Court Clerk of Hamilton County, Tennessee, within thirty (30) days 193, and as amended by Fourth Supplement To Master Deed For Heritage the owner of Lot Seventy-Two (72). Said easement will automatically ter- 844, in Office of the Register of Deeds for Hamilton County, Tennessee, after the fourth weekly publication of this order, the same will be taken Landing of record in Book 3483, page 415, as re-recorded in Book 3484, minate at any time that the driveway is removed from Lot Seventy-Three executed by Richard Dyer and Inza Dyer, conveying certain property as admitted by SUPAPORN TYMAN and the case will be set for hear- page 179, and as amended by Fifth Supplement To Master Deed For (73) by the owner of Lot Seventy-Two (72). ALSO KNOWN AS: 898 Flurr therein described to Warranty Title Insurance Company, a resident of ing ex parte or without SUPAPORN TYMAN presence. This 6th day of Heritage Landing of record in Book 3512, page 458, as re-recorded in Glen Circle , aka 898 Fuller Glen Circle, Chattanooga, TN 37421 This Hamilton County, Tennessee as Trustee for Mortgage Electronic Registra- August, 2015. LARRY L. HENRY, CIRCUIT COURT CLERK ATTORNEY Book 3513, page 792, and as amended by Sixth Supplement To Master sale is subject to all matters shown on any applicable recorded plat; any tion Systems, Inc., as nominee for United Capital Mortgage, its successors FOR PLAINTIFF: CHARLES W WHELAND III 518 GEORGIA AVENUE Deed For Heritage Landing of record in Book 3526, page 74, and as unpaid taxes; any restrictive covenants, easements, or setback lines that and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having CHATTANOOGA, TN 37403 HCH4T-8/14,8/21,8/28,9/4/15 amended by Seventh Supplement To Master Deed For Heritage Landing may be applicable; any statutory rights of redemption of any governmental been appointed Successor Trustee by U.S. Bank National Association, as of record in Book 3615, page 917, and as amended by Eighth Supplement agency, state or federal; any prior liens or encumbrances as well as any Trustee for Credit Suisse First Boston Mortgage Securities Corp., CSFB NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF To Master Deed For Heritage Landing of record in Book 3658, page 720, priority created by a fixture filing; and to any matter that an accurate sur- Mortgage-Backed Pass-Through Certificates, Series 2005-12. NOW, HAMILTON ANGELA CHRISTINA WALLER VS DOCKET NO. 15D1559 and as amended by Amendment To Master Deed For Heritage Landing, vey of the premises might disclose. In addition, the following parties may THEREFORE, notice is hereby given that the entire indebtedness has TYRENE LEE JONES It appearing from allegations in Plaintiff’s Bill, Chattanooga, Tennessee And By-Laws For Heritage Landing Homeown- claim an interest in the above-referenced property: DAUM, MONICA M. been declared due and payable; and that an agent of Wilson & Associ- which is sworn to, that the defendant is a non-resident of the State of ers Association, Inc., of record in Book 3736, page 948, and as amended DAUM, JOHN V. The sale held pursuant to this Notice may be rescinded ates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and Tennessee, so that the ordinary process of law cannot be served upon by Ninth Supplement To Master Deed For Heritage Landing of record in at the Successor Trustee’s option at any time. The right is reserved to authority vested in and imposed upon said Successor Trustee, by U.S. TYRENE JONES. IT IS ORDERED that publication be made for four suc- Book 3857, page 560, and as amended by Tenth Supplement To Master adjourn the day of the sale to another day, time, and place certain without Bank National Association, as Trustee for Credit Suisse First Boston Deed For Heritage Landing of record in Book 3918, page 795, and as further publication, upon announcement at the time and place for the sale Mortgage Securities Corp., CSFB Mortgage-Backed Pass-Through Cer- amended by Second Amendment To Master Deed For Heritage Landing, set forth above. W&A No. 236886 DATED August 4, 2015 WILSON & tificates, Series 2005-12, will, on September 14, 2015 on or about 3:00 See NOTICES, page 17 www.hamiltoncountyherald.com Submit a legal notice : [email protected] or call 800-420-5103 August 21-27, 2015 | 17

an accurate survey of the premises might disclose. In addition, the fol- OND CIVIL DISTRICT, HAMILTON COUNTY, TENNESSEE: Lot Thirty- ant to this Notice may be rescinded at the Successor Trustee’s option at NOTICES Continued from page 16 lowing parties may claim an interest in the above-referenced property: one (31), Ridgefield Terrace Subdivision, Revised Plat, as shown by plat any time. The right is reserved to adjourn the day of the sale to another Wells Fargo Financial Tennessee, Inc., Wells Fargo Financial Bank, All of record in Plat Book 22, Page 23, in the Register’s Office of Hamilton day, time, and place certain without further publication, upon announce- cessive weeks in the Hamilton County Herald, a newspaper published persons claiming by, through or under Bert V. Wilson, deceased All right County, Tennessee. For prior title see quitclaim deed dated May 3, 1995 ment at the time and place for the sale set forth above. This 31st day in Hamilton County, Tennessee, notifying said non-resident that unless of equity of redemption, statutory and otherwise, and homestead are ex- and recorded May 3, 1995 in Book 4496, Page 660, in the Register’s Of- of July, 2015. Substitute Trustee H. Diane Dixon, Attorney at Law 2158 TYRENE JONES answers and makes defense to said complaint in the pressly waived in said Deed of Trust, and the title is believed to be good, fice of Hamilton County, Tennessee. SUBJECT TO Any Governmental Northgate Park Lane, Suite 411 Chattanooga, TN 37415 (423) 710-3689 offices of the Circuit Court Clerk of Hamilton County, Tennessee, within but the undersigned will sell and convey only as Substitute Trustee. The zoning and subdivision ordinances and regulations in effect thereon. SUB- HCH3T-8/7,8/14,8/21/15 thirty (30) days after the fourth weekly publication of this order, the same right is reserved to adjourn the day of the sale to another day, time, and JECT TO Restrictions as shown on plat of record. SUBJECT TO Drain will be taken as admitted by TYRENE JONES and the case will be set place certain without further publication, upon announcement at the time and Utility Easement as shown on plat of record. SUBJECT TO Sanitary NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the for hearing ex parte or without TYRENE JONES presence. This 6th day and place for the sale set forth above. If you purchase a property at the Sewer Easement as shown on plat of record. SUBJECT TO Restrictions performance of the covenants, terms, and conditions of a Deed of Trust of August, 2015. LARRY L. HENRY, CIRCUIT COURT CLERK Pro Se foreclosure sale, the entire purchase price is due and payable at the con- and all provisions of record in Book 1466, Page 82, and in Book 1568, Note dated October 30, 2006, and the Deed of Trust of even date secur- HCH4T-8/14,8/21,8/28,9/4/15 clusion of the auction in the form of a certified/bank check made payable to PAge 220, in the Register’s Office of Hamilton County, Tennessee. Parcel ing the same, recorded November 7, 2006, in Book No. GI 8141, at Page or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. Number: 169P A 014 Current Owner(s) of Property: James H. Chandler, 561, in Office of the Register of Deeds for Hamilton County, Tennessee, SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- To this end, you must bring sufficient funds to outbid the lender and any unmarried Street Address: 4128 Eastway Terrace, Chattanooga, Ten- executed by Gary Haynes and Carrie G. Haynes, conveying certain tember 10, 2015 on or about 11:00AM local time, at the Main door of other bidders. Insufficient funds will not be accepted. Amounts received nessee 37412 Any property address provided is not part of the legal de- property therein described to Ensign Title as Trustee for Mortgage Elec- the Hamilton County Courthouse, Chattanooga, Tennessee, conducted by in excess of the winning bid will be refunded to the successful purchaser scription of the property sold herein and in the event of any discrepancy, tronic Registration Systems, Inc., as a nominee for Choice Capital Fund- the Substitute Trustee as identified and set forth herein below, pursuant at the time the foreclosure deed is delivered. This property is being sold the legal description referenced herein shall control. SALE IS SUBJECT ing Inc., its successors and assigns; and the undersigned, Wilson & Asso- to Deed of Trust executed by CHRISTOPHER W. STEWART, to MAIN with the express reservation that the sale is subject to confirmation by the TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemp- ciates, P.L.L.C., having been appointed Successor Trustee by U.S. Bank STREET CLOSINGS, Trustee, on August 15, 2012, as Instrument No. lender or trustee. This sale may be rescinded by the Substitute Trustee at tion, statutory and otherwise, and homestead are expressly waived in said National Association, as Trustee for SPECIALTY UNDERWRITING AND 2012082900005 in the real property records of Hamilton County Regis- any time. This office may be a debt collector. This may be an attempt to Deed of Trust, and the title is believed to be good, but the undersigned will RESIDENTIAL FINANCE TRUST MORTGAGE LOAN ASSET-BACKED ter’s Office, Tennessee. Owner of Debt: Pacific Union Financial LLC The collect a debt and any information obtained may be used for that purpose. sell and convey only as Substitute Trustee. If you purchase a property at CERTIFICATES, SERIES 2007-BC1. NOW, THEREFORE, notice is here- following real estate located in Hamilton County, Tennessee, will be sold to Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute the foreclosure sale, the entire purchase price is due and payable at the by given that the entire indebtedness has been declared due and payable; the highest call bidder subject to all unpaid taxes, prior liens and encum- Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability conclusion of the auction in the form of a certified/bank check made pay- and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, brances of record: All that tract or parcel of land lying and being in the Sec- partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 able to or endorsed to Shapiro & Ingle, LLP. No personal checks will be by virtue of the power, duty, and authority vested in and imposed upon ond Civil District, Hamilton County, Tennessee, being Lot Thirty-Eight (38), Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File accepted. To this end, you must bring sufficient funds to outbid the lender said Successor Trustee, by U.S. Bank National Association, as Trustee Southeast portion of Unit Two (2), Maplewood Heights Subdivision, as No. 15-100723 HCH3T-8/7,8/14,8/21/15 and any other bidders. Insufficient funds will not be accepted. Amounts for SPECIALTY UNDERWRITING AND RESIDENTIAL FINANCE TRUST shown by plat recorded in Plat Book 26, Page 60, in the Register`s Office received in excess of the winning bid will be refunded to the successful MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2007- of Hamilton County, Tennessee. Tax ID: 150G D 017 Current Owner(s) of NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the purchaser at the time the foreclosure deed is delivered. This property is BC1, will, on September 1, 2015 on or about 11:00 AM, central standard Property: CHRISTOPHER W. STEWART The street address of the above performance of the covenants, terms, and conditions of a Deed of Trust being sold with the express reservation that the sale is subject to confir- time, at the Hamilton County Courthouse, Chattanooga, Tennessee, offer described property is believed to be 4072 W. Freedom Cir., Ooltewah, Note dated September 5, 2008, and the Deed of Trust of even date secur- mation by the lender or trustee. This sale may be rescinded at any time. for sale certain property hereinafter described to the highest bidder FOR TN 37363, but such address is not part of the legal description of the prop- ing the same, recorded September 8, 2008, in Book No. GI8756, at Page Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute certified funds paid at the conclusion of the sale, or credit bid from a bank erty sold herein and in the event of any discrepancy, the legal description 355, in Office of the Register of Deeds for Hamilton County, Tennessee, Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability or other lending entity pre-approved by the successor trustee. The sale is referenced herein shall control. SALE IS SUBJECT TO OCCUPANT(S) executed by Darin S Linkins and Shaunna M Linkins, conveying certain partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 free from all exemptions, which are expressly waived in the Deed of Trust, RIGHTS IN POSSESSION. THE RIGHT IS RESERVED TO ADJOURN property therein described to Matt B. Murfree as Trustee for Mortgage Phone: (704) 333-8107 Fax: (704) 333-8156 www.auction.com File No. said property being real estate situated in Hamilton County, Tennessee, THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CER- Electronic Registration Systems Inc., as a nominee for Guaranty Trust 15-101872 HCH3T-8/7,8/14,8/21/15 and being more particularly described as follows: IN THE CITY OF CHAT- TAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT Company, its successors and assigns; and the undersigned, Wilson & TANOOGA, HAMILTON COUNTY, TENNESSEE: Being the Northwest AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE Associates, P.L.L.C., having been appointed Successor Trustee by U.S. NOTICE OF SUBSTITUTE TRUSTEE’S SALE Default having been made Quarter of Lot Ten (10), Block Two (2), Carr Farm, as shown by plat of TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RE- Bank Trust, N.A., as Trustee for LSF9 Master Participation Trust. NOW, in the terms, conditions, and payments provided for in that certain Deed of record in Plat Book 1. Page 6, in the Register’s Office of Hamilton County, SCIND THE SALE. IF THE SALE IS SET ASIDE FOR ANY REASON, THEREFORE, notice is hereby given that the entire indebtedness has Trust dated September 1, 2009, of record in Book 9014, Page 897, Reg- Tennessee. According to said plat said part of lot fronts three hundred THE PURCHASER AT THE SALE SHALL BE ENTITLED ONLY TO A been declared due and payable; and that an agent of Wilson & Associates, ister’s Office for Hamilton County, Tennessee, from Bethany Jill Carver forty three and five tenths (343.5) feet on the eastern line of an unnamed RETURN OF THE DEPOSIT PAID. THE PURCHASER SHALL HAVE P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority (”Borrower”) to Realty Title and Escrow Services, Inc. (“Trustee”), securing road and extends eastwardly, between slightly diverging lines, six hundred NO FURTHER RECOURSE AGAINST THE GRANTOR, THE GRANTEE, vested in and imposed upon said Successor Trustee, by U.S. Bank Trust, the indebtedness therein described, the entire note having been declared seventy eight and seventy five hundreths (678.75) feet; its eastern line OR THE TRUSTEE. OTHER INTERESTED PARTIES: None THIS IS AN N.A., as Trustee for LSF9 Master Participation Trust, will, on August 31, in default and immediately due and payable by the lawful owner and holder being three hundred forty six and seventy five hundreths (346.75) feet in ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED 2015 on or about 3:00 PM, central standard time, at the Hamilton County thereof; and The undersigned Substitute Trustee, having been appointed length. ALSO KNOWN AS: 4712 Jersey Pike, Chattanooga, TN 37416- WILL BE USED FOR THAT PURPOSE. If applicable, the notice require- Courthouse, Chattanooga, Tennessee, offer for sale certain property Substitute Trustee on July 23, 2015, of record in Book 10528, Page 718, 2330 This sale is subject to all matters shown on any applicable recorded ments of T.C.A. 35-5-117 have been met. All right of equity of redemp- hereinafter described to the highest bidder FOR certified funds paid at the said Register’s Office, to serve in the place and stead of Hamilton Title plat; any unpaid taxes; any restrictive covenants, easements, or setback tion, statutory and otherwise, and homestead are expressly waived in said conclusion of the sale, or credit bid from a bank or other lending entity pre- Insurance Agency, LLC, Trustee; NOW, THEREFORE, I, H. Diane Dixon, lines that may be applicable; any statutory rights of redemption of any Deed of Trust, and the title is believed to be good, but the undersigned approved by the successor trustee. The sale is free from all exemptions, Substitute Trustee, pursuant to said Deed of Trust, having been requested governmental agency, state or federal; any prior liens or encumbrances will sell and convey only as Substitute Trustee. If the U.S. Department which are expressly waived in the Deed of Trust, said property being real by G. Douglas Carver the owner and holder of said indebtedness so to as well as any priority created by a fixture filing; and to any matter that an of Treasury/IRS, the State of Tennessee Department of Revenue, or the estate situated in Hamilton County, Tennessee, and being more particu- do, and by virtue of the authority and power vested in me by said Deed accurate survey of the premises might disclose. In addition, the following State of Tennessee Department of Labor or Workforce Development are larly described as follows: Located in the Second Civil District of Hamilton of Trust will, on August 26, 2015, at 11 a.m., at the West Front Door of parties may claim an interest in the above-referenced property: HAYNES, listed as Interested Parties in the advertisement, then the Notice of this County, Tennessee: Lot Four (4), Block ”A”, First Unit of Frederick Homes the Courthouse, Hamilton County, Tennessee, sell at public outcry to the GARY HAYNES, CARRIE G. The sale held pursuant to this Notice may foreclosure is being given to them and the Sale will be subject to the ap- Subdivision, as shown by plat of record in Plat Book 18, page 69, Regis- highest bidder for cash (or credit upon the indebtedness secured if the be rescinded at the Successor Trustee’s option at any time. The right is plicable governmental entities’ right to redeem the property as required ter’s Office of Hamilton County, Tennessee. According to said plat said lot lawful owner and holder thereof is the successful purchaser), free from the reserved to adjourn the day of the sale to another day, time, and place by 26 U.S.C. 7425 and T.C.A. §67-1-1433. This property is being sold fronts eighty-five (85) feet on the Southwest line of Mary Anna Drive and equity of redemption, the statutory right of redemption, homestead, dower, certain without further publication, upon announcement at the time and with the express reservation that the sale is subject to confirmation by the extends back Southwestwardly to the Southwest line of said lot on which elective share, and all other exemptions of Borrower of every kind, all of place for the sale set forth above. W&A No. 305822 DATED July 23, lender or trustee. This sale may be rescinded at any time. If the sale is set is has a footage of one hundred sixty-seven and five-tenths (167.5) feet; which have been expressly waived by Borrower, the following-described 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0121231088 aside for any reason, the Purchaser at the sale shall be entitled only to a its Northwest line being two hundred eighty-five and nine-tenths (285.9) property in Hamilton, County, Tennessee: Lot No. Twenty-three (23) on the FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REAL- return of the deposit paid. The Purchaser shall have no further recourse feet and its Southeast line being one hundred ninety-six and seven-tenths Corrective Plat, Hickory Creek Re-Sub. Lots 22-24, of record in Plat Book TYTRAC.COM HCH3T-8/7,8/14,8/21/15 against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. MWZM (196.7) feet in length. ALSO KNOWN AS: 3706 Mary Anna Drive, Chat- 42, Page 50, which plan revised the plan of record in Plat Book 40, Page File No. 15-000057-840 JASON S. MANGRUM, J.P. SELLERS, LORI tanooga, TN 37412 This sale is subject to all matters shown on any ap- 57, Register’s Office for said County, to which plans reference is hereby NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the LIANE LONG, JOHN R. ROAN, Substitute Trustee(s) PREMIER BUILD- plicable recorded plat; any unpaid taxes; any restrictive covenants, ease- made for a more complete description. Also known as 6725 Hickory Brook performance of the covenants, terms, and conditions of a Deed of Trust ING, SUITE 404 5217 MARYLAND WAY BRENTWOOD, TENNESSEE ments, or setback lines that may be applicable; any statutory rights of Rd., Chattanooga, TN 37421 For prior title see deed filed of record in Book Note dated December 29, 2003, and the Deed of Trust of even date secur- 37027 PHONE: (615) 238-3630 EMAIL: [email protected] redemption of any governmental agency, state or federal; any prior liens or 9014, Page 895, in the Register’s Office of Hamilton County, Tennessee. ing the same, recorded January 5, 2004, in Book No. GI 6981, at Page BCNS85705 HCH3T-8/7,8/14,8/21/15 encumbrances as well as any priority created by a fixture filing; and to any Listing of Subordinate Lien Holders: None Listing of Other Interested Par- 539, in Office of the Register of Deeds for Hamilton County, Tennessee, matter that an accurate survey of the premises might disclose. In addition, ties: John S. Blackburn 6725 Hickory Brook Road Chattanooga, TN 37421 executed by Kirk Grant and Monica Grant, conveying certain property SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on the following parties may claim an interest in the above-referenced prop- Kimberly Annette Blackburn 6725 Hickory Brook Road Chattanooga, therein described to G. Bevard as Trustee for Citicorp Trust Bank, FSB; September 10, 2015 at 10:00AM local time, at the west door, Hamilton erty: LINKINS, DARIN S LINKINS, SHAUNNA M The sale held pursuant TN 37421 This is an attempt to collect a debt and any information obtained and the undersigned, Wilson & Associates, P.L.L.C., having been ap- County Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursu- to this Notice may be rescinded at the Successor Trustee’s option at any will be used for that purpose. This sale is subject to liens, easements, pointed Successor Trustee by Wilmington Savings Fund Society, FSB, not ant to Deed of Trust executed by Sherry Charles and Frank Charles, to time. The right is reserved to adjourn the day of the sale to another day, encumbrances, property taxes, rights of redemption of taxing entities; in its individual capacity but solely as Owner Trustee for GFT Mortgage Edward L. Burris, Trustee, on March 28, 2006 at Book GI 7897, Page 293; time, and place certain without further publication, upon announcement at any priority created by a fixture filing; all matters shown on any recorded Loan Trust 2015-GFT1. NOW, THEREFORE, notice is hereby given that all of record in the Hamilton County Register’s Office. Party entitled to the time and place for the sale set forth above. W&A No. 306393 DATED plat(s) or plan(s); any unpaid taxes; any restrictive covenants, easements the entire indebtedness has been declared due and payable; and that an enforce security interest: Federal National Mortgage Association (”Fannie July 29, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee or setback lines that may be applicable; any statutory rights or redemption agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of Mae”), a corporation organized and existing under the laws of the United 9803670893 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and of any governmental agency, state or federal; any matter that an accurate States of America, its successors and assigns The following real estate WWW.REALTYTRAC.COM HCH3T-8/7,8/14,8/21/15 survey of the premises might disclose; and other matters which are prior See NOTICES, page 18 located in Hamilton County, Tennessee, will be sold to the highest call in right to the lien of the aforesaid Deed of Trust. The sale held pursu- bidder subject to all unpaid taxes, prior liens and encumbrances of re- SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- cord: Lot 1-A, Paul W. Shepherd’s Revised Plat of Lots A & B, A.J. Booth’s tember 10, 2015 at 10:00AM local time, at the west door, Hamilton Coun- Subdivision, of record in Plat Book 11, Page 19, in the Register’s Office ty Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant to of Hamilton County, Tennessee. THIS CONVEYANCE MADE SUBJECT Deed of Trust executed by Brian P. Roberson and Chandra Roberson, TO THE FOLLOWING: Restrictive Covenants as set out in instrument re- to Mid-South Title Corp., Trustee, on April 16, 2008 at Book GI 8648, Page corded in Book 544, Page 719, in the Register’s Office of Hamilton County, 682; all of record in the Hamilton County Register’s Office. Party entitled Tennessee, but omitting any covenant or restriction based on race, color, to enforce security interest: Carrington Mortgage Services, LLC, its suc- religion, sex, handicap, familial status or national origin unless and only cessors and assigns The following real estate located in Hamilton County, to the extent that said covenant (a) is exempt under Chapter 42, Section Tennessee, will be sold to the highest call bidder subject to all unpaid tax- 3607 of the United States Code or (b) relates to handicap but does not es, prior liens and encumbrances of record: THE LAND REFERRED TO discriminate against handicapped persons. Subject to all notes, stipula- HEREIN BELOW IS SITUATED IN THE COUNTY OF Hamilton, STATE tions, restrictions, casements, conditions, and regulations as set out on re- OF Tennessee, AND IS DESCRIBED AS FOLLOWS: IN THE THIRD corded plat. Any governmental zoning and subdivision ordinances in effect CIVIL DISTRICT OF HAMILTON COUNTY, TENNESSEE: LOT 3, FOR- thereon. Parcel Number: 147P F 002 Current Owner(s) of Property: Frank EST WOOD SUBDIVISION, AS SHOWN BY PLAT OF RECORD IN PLAT & Sherry Charles Street Address: 225 N Germantown Rd, Chattanooga, BOOK 26, PAGE 188, IN THE REGISTER’S OFFICE OF HAMILTON Tennessee 37411 Any property address provided is not part of the legal COUNTY, TENNESSEE. FOR PRIOR TITLE, SEE TRUSTEE’S DEED description of the property sold herein and in the event of any discrepancy, RECORDED IN BOOK 7785, PAGE 1, IN THE REGISTER’S OFFICE the legal description referenced herein shall control. SALE IS SUBJECT OF HAMILTON COUNTY, TENNESSEE. THE CONVEYANCE MADE TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemp- SUBJECT TO THE FOLLOWING: ANY GOVERNMENTAL ZONING AND tion, statutory and otherwise, and homestead are expressly waived in said SUBDIVISION ORDINANCES IN EFFECT THEREON. RESTRICTIONS Deed of Trust, and the title is believed to be good, but the undersigned will AS SET OUT IN INSTRUMENT RECORDED IN BOOK 2233, PAGE 444, sell and convey only as Substitute Trustee. If you purchase a property at IN THE REGISTER’S OFFICE OF HAMILTON COUNTY, TENNESSEE, the foreclosure sale, the entire purchase price is due and payable at the BUT OMITTING ANY COVENANT OR RESTRICTION BASED ON RACE, conclusion of the auction in the form of a certified/bank check made pay- COLOR, RELIGION, SEX, HANDICAP, FAMILIAL STATUS OR NATION- able to or endorsed to Shapiro & Ingle, LLP. No personal checks will be AL ORIGIN UNLESS AND ONLY TO THE EXTENT THAT SAID COV- accepted. To this end, you must bring sufficient funds to outbid the lender ENANT (A) IS EXEMPT UNDER CHAPTER 42, SECTION 3607, OF THE and any other bidders. Insufficient funds will not be accepted. Amounts UNITED STATES CODE OR (B) RELATES TO HANDICAP BUT DOES received in excess of the winning bid will be refunded to the successful NOT DISCRIMINATE AGAINST HANDICAPPED PERSONS. BUILDING purchaser at the time the foreclosure deed is delivered. This property is SETBACK LINE BEING FIFTY (50) FEET AS SHOWN ON RECORDED being sold with the express reservation that the sale is subject to confir- PLAT. TEN (10) FOOT DRAINAGE EASEMENT AS SHOWN OR SPECI- mation by the lender or trustee. This sale may be rescinded at any time. FIED BY RECORDED PLAT. UTILITY EASEMENT AS SHOWN OR Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute SPECIFIED BY RECORDED PLAT. ANCHOR EASEMENT AS SET OUT Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability ON RECORDED PLAT. CONDITIONS AND EASEMENTS CONTAINED partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 IN DOCUMENT OF RECORD IN BOOK 2116, PAGE 186, IN THE REG- Phone: (704) 333-8107 Fax: (704) 333-8156 www.auction.com File No. ISTER’S OFFICE OF HAMILTON COUNTY, TENNESSEE. ALL NOTES, 15-063497 HCH3T-8/7,8/14,8/21/15 STIPULATIONS, RESTRICTIONS, EASEMENTS, CONDITIONS, AND REGULATIONS AS SET OUT ON RECORDED PLAT. Commonly known SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- as 7111 CANE HOLLOW Road, Hixson, TN 37343 However, by showing tember 1, 2015 at 1:00PM local time, at the west door, Hamilton County this address no additional coverage is provided Parcel Number: 091B B Courthouse, 615 Walnut Street, Chattanooga, Tennessee pursuant to 070 Current Owner(s) of Property: Brian P. Roberson and wife, Chandra Deed of Trust executed by Bert V. Wilson and Ann Wilson, to Bran- Roberson Street Address: 7111 Cane Hollow Road, Hixson, Tennessee don G. Polito, Trustee, as trustee for Wells Fargo Financial Tennessee, 37343 Any property address provided is not part of the legal description 1, LLC on November 9, 2006 at Book GI 8146, Page 260, Instrument of the property sold herein and in the event of any discrepancy, the le- No. 2006111300162; conducted by Shapiro & Ingle, LLP, a Tennessee gal description referenced herein shall control. SALE IS SUBJECT TO limited liability partnership having been appointed Substitute or Successor TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, Trustee, all of record in the Hamilton County Register’s Office. Default statutory and otherwise, and homestead are expressly waived in said has occurred in the performance of the covenants, terms, and conditions Deed of Trust, and the title is believed to be good, but the undersigned will of said Deed of Trust and the entire indebtedness has been declared due sell and convey only as Substitute Trustee. If you purchase a property at and payable. Party Entitled to Enforce the Debt: Wells Fargo Financial the foreclosure sale, the entire purchase price is due and payable at the Tennessee 1, LLC, its successors and assigns The following real estate conclusion of the auction in the form of a certified/bank check made pay- located in Hamilton County, Tennessee, will be sold to the highest call able to or endorsed to Shapiro & Ingle, LLP. No personal checks will be bidder: Described property located at Hamilton County, Tennessee, to wit: accepted. To this end, you must bring sufficient funds to outbid the lender All that certain property situated in the County of HAMILTON, and State and any other bidders. Insufficient funds will not be accepted. Amounts of TENNESSEE, being described as follows: Lot 31, Oak Subdivision, as received in excess of the winning bid will be refunded to the successful shown by plat of record in Plat Book 34, Page 10, in the Register’s Office purchaser at the time the foreclosure deed is delivered. This property is of Hamilton County, Tennessee. BEING THE PROPERTY CONVEYED IN being sold with the express reservation that the sale is subject to confir- Warranty Deed from Larry Akins to Bert V. Wilson And Wife, Ann Wilson, mation by the lender or trustee. This sale may be rescinded at any time. dated 08/09/1986, recorded 08/12/1986, in Deed Book 3237, Page 637, Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute in the Register’s Office for Hamilton County, Tennessee. Street Address: Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability 9017 Oak Haven Dr, Chattanooga, Tennessee 37421 Parcel Number: partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 150P C 014 Current Owner(s) of Property: Bert V. Wilson and wife, Ann Phone: (704) 333-8107 Fax: (704) 333-8156 www.auction.com File No. Wilson Other interested parties: Wells Fargo Financial Tennessee, Inc., 12-041292 HCH3T-8/7,8/14,8/21/15 Wells Fargo Financial Bank, All persons claiming by, through or under Bert V. Wilson, deceased The street address of the above described property SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- is believed to be 9017 Oak Haven Dr, Chattanooga, Tennessee 37421, tember 10, 2015 at 10:00AM local time, at the west door, Hamilton Coun- but such address is not part of the legal description of the property sold ty Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant herein and in the event of any discrepancy, the legal description herein to Deed of Trust executed by James H. Chandler, to Kathryn L. Harris, shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSES- Trustee, on August 17, 2011 at Book GI 9458, Page 586, Instrument No. SION. This sale is subject to all matters shown on any applicable recorded 2011081800168; all of record in the Hamilton County Register’s Office. plat any unpaid taxes; and any restrictive covenants, easements, or set- Party entitled to enforce security interest: CitiMortgage, Inc., its succes- back lines that may be applicable; any statutory right of redemption of any sors and assigns The following real estate located in Hamilton County, governmental agency, state or federal; any prior liens or encumbrances Tennessee, will be sold to the highest call bidder subject to all unpaid as well as any priority created by a fixture filing; and to any matter that taxes, prior liens and encumbrances of record: LOCATED IN THE SEC- 18 | August 21-27, 2015 Submit a legal notice : [email protected] or call 800-420-5103 www.hamiltoncountyherald.com

NOTICES Continued from page 17 Trustee/Mortgagee’s Sales Scheduled in the Next 3 Weeks Property City Owner Trustee the power, duty, and authority vested in and imposed upon said Successor Trustee, by Wilmington Savings Fund Society, FSB, not in its individual SALES TO TAKE PLACE ON 08/24/15 capacity but solely as Owner Trustee for GFT Mortgage Loan Trust 2015- 1406 East 17th Street 37404-4907 Begin at point in S line Gillespie Street Chattanooga David K. Law Wilson & Associates, PLLC GFT1, will, on August 31, 2015 on or about 3:00 PM, central standard 4902 Maryland Drive 37412 NE1/4 NW1/4 Sec32 T6N 2S R3W Chattanooga Bonnie M. Gilreath Wilson & Associates, PLLC time, at the Hamilton County Courthouse, Chattanooga, Tennessee, offer SALES TO TAKE PLACE ON 08/26/15 for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank 6725 Hickory Brook Rd 37421 L23 Corr Plat Hickory Creek Resub Chattanooga Bethany Jill Carver Attorney At Law or other lending entity pre-approved by the successor trustee. The sale is SALES TO TAKE PLACE ON 08/27/15 free from all exemptions, which are expressly waived in the Deed of Trust, 6514 Harbor View Dr 37343 L214 Hidden Harbor PUD Unit 5 Hixson Douglas E. Scott and Dana M. Scott Shapiro and Ingle, LLP said property being real estate situated in Hamilton County, Tennessee, 5382 Sky Valley Drive 37343-4648 L94 Don Williams Add to Northshore Subd Unit 3 Hixson Lucynda E. Holmes Wilson & Associates, PLLC and being more particularly described as follows: ALL THAT CERTAIN PARCEL OF LAND IN SECOND CIVIL DISTRICT, HAMILTON COUNTY, 9309 Branford Dr 37379 L27 Unit 2 Ridge Trail Soddy Daisy Steven R Crawley And Karen Crawley C/O Tennessee Foreclosure Dept. STATE OF TENNESSEE, AS MORE FULLY DESCRIBED IN BOOK GI 1004 East 10th Street 37403 W28.4 L101 Park Place Add Chattanooga Radonna Parrish Wilson & Associates, PLLC 5569, PAGE 228, ID# 1570 L 016, BEING KNOWN AND DESIGNATED 3408 7th Ave 37407 L6 B63 East End Land Company’s Add No. 1 Chattanooga Yvonne E Smith Rubin Lublin Suarez Serrano, LLC AS LOT ELEVEN (11), WANDO SUBDIVISION, FILED IN PLAT BOOK 1015 West 37th Street 37410 L23 B41 Chattanooga Land Company’s Long Street Add Chattanooga Michael A. Patrick Wilson & Associates, PLLC 14, PAGE 35. ALSO KNOWN AS: 537 Wando Drive, Chattanooga, TN 1616 Eastwood Avenue 37411-1021 L1 B D Edwards Estates Chattanooga Angela M. Bulloch Wilson & Associates, PLLC 37412 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback 1512 S Seminole Dr 37412 L1 strip off S side L2 Pt L14 B K Crestwood Add No. 2 Chattanooga Bobby Massey Jr And Sandy Massey Rubin Lublin Suarez Serrano, LLC lines that may be applicable; any statutory rights of redemption of any 6844 Beulah Dr 37412 L1 Edwina Estates Chattanooga Donna L. Drain Shapiro and Ingle, LLP governmental agency, state or federal; any prior liens or encumbrances 1051 Wynnwood Drive 37412-1245 multiple tracts Chattanooga Rhyma M. Lane Wilson & Associates, PLLC as well as any priority created by a fixture filing; and to any matter that 7644 Dewayne Rd 37416 L7 B B Charles E Jenkins Subd Chattanooga Luther Smith, Jr C/O Tennessee Foreclosure Dept. an accurate survey of the premises might disclose. In addition, the fol- 8941 Bay View Drive 37416 L13 Bay View Subd Chattanooga Micah C. Haynes Wilson & Associates, PLLC lowing parties may claim an interest in the above-referenced property: GRANT, KIRK MONICA D. GRANT The sale held pursuant to this Notice 7917 Batters Place Rd 37421 L2 Final Plat Division of Frances Shipley Property Chattanooga Frances L Shipley Rubin Lublin Suarez Serrano, LLC may be rescinded at the Successor Trustee’s option at any time. The 2930 Fern Leaf Lane 37421-1967 L50 Final PUD The Arbors Chattanooga Meghan C. Hudson Wilson & Associates, PLLC right is reserved to adjourn the day of the sale to another day, time, and SALES TO TAKE PLACE ON 08/28/15 place certain without further publication, upon announcement at the time 1162 Boy Scout Rd 37343 L21 Plan of Crestfield Subd Hixson William R Friar And Tammi E Friar Mackie Wolf Zientz & Mann PC and place for the sale set forth above. W&A No. 306146 DATED July 24, 2015 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee 0000038476 SALES TO TAKE PLACE ON 08/31/15 FOR SALE INFORMATION, VISIT WWW.MYFIR.COM and WWW.REAL- 3724 Mark Twain Circle 37406 L32 Mark Twain Hills Subd Chattanooga Spellman Farmer Wilson & Associates, PLLC TYTRAC.COM HCH3T-8/7,8/14,8/21/15 537 Wando Drive 37412 L11 Wando Subd Chattanooga Kirk Grant Wilson & Associates, PLLC 3706 Mary Anna Drive 37412 L4 B A First Unit Frederick Homes Subd Chattanooga Darin S. Linkins Wilson & Associates, PLLC SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- tember 10, 2015 at 10:00AM local time, at the west door, Hamilton Coun- SALES TO TAKE PLACE ON 09/01/15 ty Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant to 4712 Jersey Pike 37416-2330 L10 B2 Carr Farm Chattanooga Gary Haynes Wilson & Associates, PLLC Deed of Trust executed by James C. Belcher and Aleisha D. Belcher, to 9017 Oak Haven Dr 37421 L31 Oak Subd Chattanooga Bert v. Wilson and Ann Wilson Shapiro and Ingle, LLP Associates Closing and Title, Trustee, on April 3, 2003 at Book GI 6737, SALES TO TAKE PLACE ON 09/03/15 Page 693; all of record in the Hamilton County Register’s Office. Party 517 Notre Dame Ave 37412 L30 Madonna Acres Subd East Ridge Rickey Stutzman And Linda Stutzman FEI, LLC entitled to enforce security interest: CitiMortgage, Inc., its successors and assigns The following real estate located in Hamilton County, Tennessee, SALES TO TAKE PLACE ON 09/04/15 will be sold to the highest call bidder subject to all unpaid taxes, prior 3249 Green Mantle Ct 37363 L137 Hidden Lakes Subd Ooltewah Rhys C. Gaillard and Bonnie W. Gaillard Shapiro and Ingle, LLP liens and encumbrances of record: Being Lot One 1 of the Juanita Adams Subdivision as shown by plat recorded in Plat Book 50 Page 302 in the Register’s Office of Hamilton County, Tennessee. Parcel Number: 112 064 winning bid will be refunded to the successful purchaser at the time the ex parte or without CESAR PINEDA presence. This 29th day of July, 2015. Current Owner(s) of Property: James C. Belcher and Aleisha D. Belcher SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- foreclosure deed is delivered. This property is being sold with the express LARRY L. HENRY, CIRCUIT COURT CLERK ATTORNEY FOR PLAIN- Other interested parties: Mortgage Electronic Registration Systems Inc., tember 10, 2015 at 10:00AM local time, at the west door, Hamilton Coun- reservation that the sale is subject to confirmation by the lender or trustee. TIFF: CHARLES GAMMONS WRIGHT 3116 BRAINERD RD #A CHAT- CitiMortgage, Inc., GB Home Equity, LLC, Citibank, N.A. c/o CitiMortgage, ty Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant to This sale may be rescinded at any time. Shapiro & Ingle, LLP, a Tennes- TANOOGA, TN 37411 HCH4T-8/7,8/14,8/21,8/28/15 Inc. Street Address: 6418 Hunter Road, Harrison, Tennessee 37341 Deed of Trust executed by Thomas Allen Turner, to Jeanine B. Saylor, see limited liability partnership Substitute Trustee Law Office of Shapiro & Any property address provided is not part of the legal description of the Trustee, on December 18, 2003 at Book GI 6968, Page 589; all of record Ingle, LLP, a Tennessee limited liability partnership 10130 Perimeter Park- NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- property sold herein and in the event of any discrepancy, the legal descrip- in the Hamilton County Register’s Office. Party entitled to enforce security way, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) ILTON REBECCA ELAINE JARRETT VS DOCKET NO. 10D1040 BRAN- tion referenced herein shall control. SALE IS SUBJECT TO TENANT(S) interest: JPMorgan Chase Bank, N.A., its successors and assigns The 333-8156 www.auction.com File No. 15-101870 HCH3T-8/7,8/14,8/21/15 DON DEWAYNE JARRETT It appearing from allegations in Plaintiff’s Bill, RIGHTS IN POSSESSION. All right of equity of redemption, statutory and following real estate located in Hamilton County, Tennessee, will be sold which is sworn to, that the defendant is a non-resident of the State of otherwise, and homestead are expressly waived in said Deed of Trust, and to the highest call bidder subject to all unpaid taxes, prior liens and encum- NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the Tennessee, so that the ordinary process of law cannot be served upon the title is believed to be good, but the undersigned will sell and convey brances of record: Located in the City of Chattanooga, Hamilton County, performance of the covenants, terms, and conditions of a Deed of Trust BRANDON JARRETT. IT IS ORDERED that publication be made for four only as Substitute Trustee. If you purchase a property at the foreclosure Tennessee: Lot Fourteen (14), Block 4, on the Plan of Signal Hills Addition, Note dated April 17, 2013, and the Deed of Trust of even date securing the successive weeks in the Hamilton County Herald, a newspaper published sale, the entire purchase price is due and payable at the conclusion of the of record in Plat Book 8, Page 5, Register’s Office of Hamilton County, same, recorded April 26, 2013, in Book No. GI9936, at Page 33, in Office in Hamilton County, Tennessee, notifying said non-resident that unless auction in the form of a certified/bank check made payable to or endorsed Tennessee. For prior title and last instrument of record affecting title to the of the Register of Deeds for Hamilton County, Tennessee, executed by BRANDON JARRETT answers and makes defense to said complaint in to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, above described property, see deed recorded in Book 6687, Page 251, in Carman J. Weldon and Donald Weldon, Jr., conveying certain property the offices of the Circuit Court Clerk of Hamilton County, Tennessee, within you must bring sufficient funds to outbid the lender and any other bidders. the said Register’s Office. SUBJECT TO any governmental zoning and therein described to Fearnley & Califf as Trustee for Mortgage Electronic thirty (30) days after the fourth weekly publication of this order, the same Insufficient funds will not be accepted. Amounts received in excess of the subdivision ordinances and regulations in effect thereon. SUBJECT TO Registrations Services, Inc., as nominee for Peoples Home Equity, Inc., will be taken as admitted by BRANDON JARRETT and the case will be set winning bid will be refunded to the successful purchaser at the time the all easements, restrictive covenants and conditions, and other matters of its successors and assigns; and the undersigned, Wilson & Associates, for hearing ex parte or without BRANDON JARRETT presence. This 17th foreclosure deed is delivered. This property is being sold with the express record, including all items set out on any applicable plat of record. Parcel P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase day of July, 2015. LARRY L. HENRY, CIRCUIT COURT CLERK ATTOR- reservation that the sale is subject to confirmation by the lender or trustee. Number: 117P B 02600 Current Owner(s) of Property: Thomas Allen Bank, National Association. NOW, THEREFORE, notice is hereby given NEY FOR PLAINTIFF: CURTIS LEE BOWE 707 GEORGIA AVENUE, This sale may be rescinded at any time. Shapiro & Ingle, LLP, a Tennes- Turner, unmarried Street Address: 145 Signal Hills Dr, Chattanooga, that the entire indebtedness has been declared due and payable; and that SUITE 200 CHATTANOOGA, TN 37402 HCH4T-7/31,8/7,8/14,8/21/15 see limited liability partnership Substitute Trustee Law Office of Shapiro & Tennessee 37405 Any property address provided is not part of the legal an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by vir- Ingle, LLP, a Tennessee limited liability partnership 10130 Perimeter Park- description of the property sold herein and in the event of any discrepancy, tue of the power, duty, and authority vested in and imposed upon said NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- way, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) the legal description referenced herein shall control. SALE IS SUBJECT Successor Trustee, by JPMorgan Chase Bank, National Association, will, ILTON ANTOINETTE G. GREEN VS DOCKET NO. 14D2285 MICHAEL 333-8156 www.auction.com File No. 14-059700 HCH3T-8/7,8/14,8/21/15 TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemp- on October 8, 2015 on or about 10:00 AM, central standard time, at GREEN It appearing from allegations in Plaintiff’s Bill, which is sworn to, tion, statutory and otherwise, and homestead are expressly waived in said the Hamilton County Courthouse, 615 Walnut Street, Chattanooga, TN that the defendant is a non-resident of the State of Tennessee, so that SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Deed of Trust, and the title is believed to be good, but the undersigned will 37402, Chattanooga, Tennessee, offer for sale certain property hereinafter the ordinary process of law cannot be served upon MICHAEL GREEN. September 10, 2015 at 10:00AM local time, at the west door, Hamilton sell and convey only as Substitute Trustee. If you purchase a property at described to the highest bidder FOR certified funds paid at the conclusion IT IS ORDERED that publication be made for four successive weeks in County Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursu- the foreclosure sale, the entire purchase price is due and payable at the of the sale, or credit bid from a bank or other lending entity pre-approved the Hamilton County Herald, a newspaper published in Hamilton County, ant to Deed of Trust executed by Debra A. Hardeman, to First American conclusion of the auction in the form of a certified/bank check made pay- by the successor trustee. The sale is free from all exemptions, which are Tennessee, notifying said non-resident that unless MICHAEL GREEN Title Company, Trustee, on August 24, 2007 at Book GI 8455, Page 164, able to or endorsed to Shapiro & Ingle, LLP. No personal checks will be expressly waived in the Deed of Trust, said property being real estate answers and makes defense to said complaint in the offices of the Cir- Instrument No. 2007083000246; all of record in the Hamilton County Reg- accepted. To this end, you must bring sufficient funds to outbid the lender situated in Hamilton County, Tennessee, and being more particularly de- cuit Court Clerk of Hamilton County, Tennessee, within thirty (30) days ister’s Office. Party entitled to enforce security interest: CitiMortgage, Inc., and any other bidders. Insufficient funds will not be accepted. Amounts scribed as follows: Lot 11, The Narrows, in Plat Book 70, Page 82, Reg- after the fourth weekly publication of this order, the same will be taken its successors and assigns The following real estate located in Hamilton received in excess of the winning bid will be refunded to the successful ister’s Office, Hamilton County, Tennessee. ALSO KNOWN AS: 642 Nar- as admitted by MICHAEL GREEN and the case will be set for hearing ex County, Tennessee, will be sold to the highest call bidder subject to all purchaser at the time the foreclosure deed is delivered. This property is rows Way, Hixson, TN 37343 This sale is subject to all matters shown on parte or without MICHAEL GREEN presence. This 22nd day of July, 2015. unpaid taxes, prior liens and encumbrances of record: BEING Lot No. Two being sold with the express reservation that the sale is subject to confir- any applicable recorded plat; any unpaid taxes; any restrictive covenants, LARRY L. HENRY, CIRCUIT COURT CLERK ATTORNEY FOR PLAIN- Hundred Ten (210), Corrective Plat of Valleybrook Park, Lots Two Hun- mation by the lender or trustee. This sale may be rescinded at any time. easements, or setback lines that may be applicable; any statutory rights of TIFF: MARK EDMONDS WHITTENBURG COPELAND AND WHIT- dred Seven (207) through Two Hundred Eleven (211), as shown by Plat Shapiro & Ingle, LLP, a Tennessee limited liability partnership Substitute redemption of any governmental agency, state or federal; any prior liens TENBURG 3505 BRAINERD RD STE 8 CHATTANOOGA, TN 37411 of record in Plat Book 41, Page 17, in the Register’s Office of Hamilton Trustee Law Office of Shapiro & Ingle, LLP, a Tennessee limited liability or encumbrances as well as any priority created by a fixture filing; and to HCH4T-7/31,8/7,8/14,8/21/15 County, Tennessee. SUBJECT TO Easements, Conditions and Stipula- partnership 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 any matter that an accurate survey of the premises might disclose. In ad- tions as shown and/or noted on subdivision plat. SUJECT TO Restrictive Phone: (704) 333-8107 Fax: (704) 333-8156 www.auction.com File No. dition, the following parties may claim an interest in the above-referenced STATE OF TENNESSEE ORDER OF PUBLICATION WORLD FINANCE Covenants, Conditions, Easements, and other Provisions set out in Book 15-100134 HCH3T-8/7,8/14,8/21/15 property: WELDON, CARMAN J. WELDON, JR., DONALD The sale held CORPORATION, PLAINTIFF Docket Number: 14GS13042 BELL 3020, Page 922, in the aforesaid Register’s OFfice of Hamilton County, pursuant to this Notice may be rescinded at the Successor Trustee’s op- ARETHA, DEFENDANT Date of This Order: 07/17/2015 Appearance Tennessee, ut omitting any Covenant or Restriction based on race, color, SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on Sep- tion at any time. The right is reserved to adjourn the day of the sale to Date: 09/14/2014 at 11:00 a.m. Appearance Address: Court of General religion, sex, handicap, familial status or national origin unless and only tember 10, 2015 at 10:00AM local time, at the west door, Hamilton Coun- another day, time, and place certain without further publication, upon an- Sessions, Civil Division, Room 111 Hamilton County City Courts Build- to the extent that said covenant (a) is exempt under Chapter 42, Section ty Courthouse, 615 Walnut Street, Chattanooga, Tennessee, pursuant to nouncement at the time and place for the sale set forth above. W&A No. ing, 600 Market Street, Chattanooga, TN 37402-1911 It appearing from 3607 of the United States Code or (b) relates to handicap but does not Deed of Trust executed by Tisherrie Bradshaw and David Bradshaw, 300964 DATED July 27, 2015 WILSON & ASSOCIATES, P.L.L.C., Suc- the record in this cause that the defendant is a non-resident of Tennes- discriminate against handicapped personal. SUBJECT TO Ten (10) foot to Equititle, Inc., Trustee, on March 24, 2009 at Book GI 8890, Page 582; cessor Trustee 0211099320 FOR SALE INFORMATION, VISIT WWW. see, and certain property or money has been attached. One or more civil Electrical Power Board and Telephone Company Easement as shown or all of record in the Hamilton County Register’s Office. Party entitled to en- MYFIR.COM and WWW.REALTYTRAC.COM HCH3T-8/7,8/14,8/21/15 warrants have issued but returned unserved, and an attachment issued specified by recorded plat. SUBJECT TO Fifteen (15) foot Sanitary Sewer force security interest: CitiMortgage, Inc, its successors and assigns The and was levied upon certain property or money. IT IS ORDERED that Easement as shown or specified by recorded plat. SUBJECT TO any following real estate located in Hamilton County, Tennessee, will be sold to NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF publication be made requiring the defendant to appear at the time and Governmental Zoning and Subdivision Ordinances or Regulations in effect the highest call bidder subject to all unpaid taxes, prior liens and encum- HAMILTON ALEXANDRA MCCALL NANCE VS DOCKET NO. 15D1513 place stated above and defend this suit, or a judgment by default may be thereon. SUBJECT TO any Covenants, Conditions, Restrictions, Reserva- brances of record: LOCATED IN THE COUNTY OF HAMILTON, STATE NICKY RAY NANCE It appearing from allegations in Plaintiff’s Bill, which entered against him. This Order shall be published in a newspaper by tions, or Easements of record. FOR PRIOR DEED REFERENCE SEE OF TENNESSEE, And being more particularly described as follows: LOT is sworn to, that the defendant is a non-resident of the State of Tennes- this County as required by law. LARRY L. HENRY, CLERK OF GENERAL DEED BOOK 7698, PAGE 637 IN THE REGISTER’S OFFICE OF HAM- FORTY-FIVE (45), GLENGERRIE SUBDIVISION, as shown by Plat re- see, so that the ordinary process of law cannot be served upon NICKY SESSIONS ATTORNEY FOR PLAINTIFF: MAYFIELD AND LESTER PO ILTON COUNTY, TENNESSEE. Parcel Number: 101A A 02100 Current corded in Plat Book 24, Page 28, in te Register’s Office of Hamilton Coun- NANCE. IT IS ORDERED that publication be made for four successive BOX 789 CHATTANOOGA, TN 37401 HCH4T-7/31,8/7,8/14,8/21/15 Owner(s) of Property: Debra A. Hardeman, unmarried Other interested ty, Tennessee. Being the same property conveyed to David Bradshaw weeks in the Hamilton County Herald, a newspaper published in Ham- parties: Secretary of Housing and Urban Development Street Address: and wife, Tisherrie Bradshaw by Quitclaim Deed from Wanda C. Sweatt, ilton County, Tennessee, notifying said non-resident that unless NICKY STATE OF TENNESSEE ORDER OF PUBLICATION EXPRESS LOANS 1296 Leaside Ln, Hixson, Tennessee 37343 Any property address pro- widow, dated 04/15/2002 and recorded 04/18/2002, in Book 6216, Page NANCE answers and makes defense to said complaint in the offices of the OF CHATTANOOGA, PLAINTIFF Docket Number: 14GS245 TURNER vided is not part of the legal description of the property sold herein and in 570-571, in the Register’s Office of Hamilton County, Tennessee. This Circuit Court Clerk of Hamilton County, Tennessee, within thirty (30) days JOYCE A, DEFENDANT Date of This Order: 07/17/2015 Appearance the event of any discrepancy, the legal description referenced herein shall chain of title meets or exceeds your requirement of 12 months. SUBJECT after the fourth weekly publication of this order, the same will be taken as Date: 09/14/2015 at 11:00 a.m. Appearance Address: Court of General control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. TO Any governmental zoning and subdivision ordinances or regulations in admitted by NICKY NANCE and the case will be set for hearing ex parte Sessions, Civil Division, Room 111 Hamilton County City Courts Build- All right of equity of redemption, statutory and otherwise, and homestead effect thereon. SUBJECT TO Any Restrictions, Reservations, Easements, or without NICKY NANCE presence. This 30th day of July, 2015. LAR- ing, 600 Market Street, Chattanooga, TN 37402-1911 It appearing from are expressly waived in said Deed of Trust, and the title is believed to be Covenants and Conditions of record as may affect said premises, includ- RY L. HENRY, CIRCUIT COURT CLERK ATTORNEY FOR PLAINTIFF: the record in this cause that the defendant is a non-resident of Tennes- good, but the undersigned will sell and convey only as Substitute Trustee. ing matters shown on recorded plats. Parcel Number: 084B B 017 Cur- CHARLES W WHELAND III 518 GEORGIA AVENUE CHATTANOOGA, see, and certain property or money has been attached. One or more civil If you purchase a property at the foreclosure sale, the entire purchase rent Owner(s) of Property: David Bradshaw and wife, Tisherrie Bradshaw TN 37403 HCH4T-8/7,8/14,8/21,8/28/15 warrants have issued but returned unserved, and an attachment issued price is due and payable at the conclusion of the auction in the form of a Street Address: 2390 Glengerrie Dr, Soddy Daisy, Tennessee 37379 and was levied upon certain property or money. IT IS ORDERED that certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. Any property address provided is not part of the legal description of the NON-RESIDENT NOTICE STATE OF TENNESSEE, COUNTY OF HAM- publication be made requiring the defendant to appear at the time and No personal checks will be accepted. To this end, you must bring sufficient property sold herein and in the event of any discrepancy, the legal descrip- ILTON SILVIA PLIEGO-PACHECO VS DOCKET NO. 15D1504 CESAR place stated above and defend this suit, or a judgment by default may be funds to outbid the lender and any other bidders. Insufficient funds will tion referenced herein shall control. SALE IS SUBJECT TO TENANT(S) SIERRA PINEDA It appearing from allegations in Plaintiff’s Bill, which entered against him. This Order shall be published in a newspaper by not be accepted. Amounts received in excess of the winning bid will be RIGHTS IN POSSESSION. All right of equity of redemption, statutory and is sworn to, that the defendant is a non-resident of the State of Tennes- this County as required by law. LARRY L. HENRY, CLERK OF GENERAL refunded to the successful purchaser at the time the foreclosure deed is otherwise, and homestead are expressly waived in said Deed of Trust, and see, so that the ordinary process of law cannot be served upon CESAR SESSIONS ATTORNEY FOR PLAINTIFF: MAYFIELD AND LESTER PO delivered. This property is being sold with the express reservation that the the title is believed to be good, but the undersigned will sell and convey PINEDA. IT IS ORDERED that publication be made for four successive BOX 789 CHATTANOOGA, TN 37401 HCH4T-7/31,8/7,8/14,8/21/15 v sale is subject to confirmation by the lender or trustee. This sale may be only as Substitute Trustee. If you purchase a property at the foreclosure weeks in the Hamilton County Herald, a newspaper published in Ham- rescinded at any time. Shapiro & Ingle, LLP, a Tennessee limited liability sale, the entire purchase price is due and payable at the conclusion of the ilton County, Tennessee, notifying said non-resident that unless CESAR partnership Substitute Trustee Law Office of Shapiro & Ingle, LLP, a Ten- auction in the form of a certified/bank check made payable to or endorsed PINEDA answers and makes defense to said complaint in the offices of nessee limited liability partnership 10130 Perimeter Parkway, Suite 400 to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, the Circuit Court Clerk of Hamilton County, Tennessee, within thirty (30) Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www. you must bring sufficient funds to outbid the lender and any other bidders. days after the fourth weekly publication of this order, the same will be auction.com File No. 15-101927 HCH3T-8/7,8/14,8/21/15 Insufficient funds will not be accepted. Amounts received in excess of the taken as admitted by CESAR PINEDA and the case will be set for hearing

3Yes, mail my subscription to: ______Have e ENCLOSE Address:______qCheck qVisa City: ______State_____ Zip______qMasterCard or q Phone:______Send Me an Invoice Mail or fax this form; or call or email us Mailed Weekly to Your Home 1412 McCallie Ave. • Chattanooga, TN 37404 SUBSCRIBE OR RENEW for $15.00 per year Call: (423) 602-9270 • Fax: (423) 602-9269 • Email: [email protected] www.hamiltoncountyherald.com Hamilton County Herald August 21-27, 2015 | 19 Real estate firms optimistic on future profitability By Roberta Fuchs and Gen Xers into the real estate reported median sales of $250 Eighty-three percent of firms are cost or have the independent con- profession. million. Correspondingly, those independent, non-franchised tractors, licensees or agents pay Real estate firms are confident Forty-five percent of firms ex- with one office had 18 real estate companies, while 15 percent of the entire cost. Twenty percent in the industry’s future growth pect competition to increase over transaction sides in 2014, while firms are independent, franchised of firms offer health insurance to and their increasing profitability, the next year (from mid-2015 to those with four or more offices companies. e remaining firms their independent contractors, according to a recent survey by mid-2016) from non-traditional had 900 real estate transaction are subsidiaries of national or licensees and agents, who, in a the National Association of Real- market participants, while 41 sides. regional corporations. majority of cases, pay the entire tors. percent anticipate increased com- Residential brokerages are by e survey reports the most cost. e NAR’s annual Profile of petition from virtual firms. Only far the most popular specializa- common benefit offered, at 81 e Profile of Real Estate Firms Real Estate Firms survey found 16 percent look for increased tion, with 82 percent of firms percent of all real estate firms, survey is based on an online ques- that commercial firms are the competition from traditional focusing on the buying and selling was errors and omissions/li- tionnaire sent to nearly 139,000 most optimistic, with 75 percent brick-and-mortar firms. of homes. Residential prop- ability insurance to independent real estate executives. e NAR expecting net income to increase However, these concerns are erty management followed at 7 contractors, licensees and agents. says had a 3.3 percent return rate, next year, 22 percent anticipating not preventing firms from grow- percent, and commercial broker- More than half, 55 percent, of with 4,555 usable responses. it to stay the same and 3 percent ing. Forty-four percent of firms age came in third at 4 percent. firms either share the insurance e Daily Record Newswire v foreseeing a decrease. Residential are recruiting new agents, with firms were slightly less optimis- 88 percent citing business growth tic, with 69 percent reporting as their primary reason for hiring an expectation of increased net new agents. TechTown Chattanooga presents income, 25 percent seeing no “A majority of firms have a change and 6 percent predicting a positive view of the future, with drop off. 95 percent of all firms expect- Techtown Mardi Gras Party TechTown Chattanooga is When asked to name the big- ing their net income to either pleased to present Techtown gest challenge facing their firms increase or stay the same in the Mardi Gras Party featuring Cow- in the next two years, 51 percent next year,” said NAR President of firms named profitability. e Chris Polychron, executive broker boy Mouth and Cupid. is event second most common responses, with 1st Choice Realty in Hot will be held on Saturday, Aug. 29, at 46 percent each, were keeping Springs, Arkansas. “ e improv- 2015 at the 300 Block of Broad up with technology and maintain- ing economy continues to fuel job Street from 6-11 p.m. ing sufficient property inventory. growth, and while some markets Party with the crew of Tech- Firms were also asked to are still recovering, the demand Town to support kids and tech- predict the effect of the different for real property is back, and nology in the local comamunity! generations of homebuyers on prospects are looking good for End the summer on Broad the industry over the next two the real estate industry.” Street with a Cajun-Style block years. e most common concern Last year, according to the sur- party featuring great music and named, at 54 percent, was the vey, the average residential firm’s dancing ... food and refreshments Cowboy Mouth (Photo provided) millennial generation’s inability to sales volume was $5.6 million, ... tours of TechTown .... technol- buy a home because of stagnant with commercial Realtors report- ogy and video displays ... and powerhouse vocals, smash-up Records artist, Cupid showcases wage growth, a slow job market ing $4.4 million in revenue. e much more! drumming and full volume Loui- his mastery of hip-hop, soul, rap and their debt-to-income ratios. size of a firm greatly impacted As for the concert, New Or- siana style Rock. dand spiritual styles. is was followed by baby boom- sales, with those reporting one of- leans’s Cowboy Mouth from this Joining Cowboy Mouth is hit Reserve your tickets today at er agents retiring from the real fice having a median sales volume past Riverbend will return and dance maker Cupid, known for GOTECHTOWN.ORG. For more estate industry, and, conversely, of $4.1 million in 2014. Broker- hit the stage for their local fans. his major dance craze “Cupid information call 423-708-8743. v the recruitment of millennials ages with four or more offices Fred LaBlanc leads the band with Shuffle.” An Asylum and Atlantic Source: TechTown

vehicle weight. posite Baroness Erlanger Hospital has returned to her home after Wright, garden supervisor, will be years Dr. James S. Cheatham, super- for a consideration indicated at visiting Mrs. L.L. Peak, Mrs. in charge. intendent of the Moccasin Bend $100,000. e property is at the Medilla Peak, and Miss Mayme Tuesday, Aug. 24 ago Psychiatric Hospital for slightly southeast corner of Wiehl and Nixon. less than a year, announced his East 3rd streets, and extends 260 Mrs. Robert Somerville and e U.S. Coast Guard “Bear,” 50What was going on in resignation today as he released feet to East 4th Street. Plans for baby will leave for their home in which carries the mail to Alaska, Chattanooga in 1965? his first annual report for the use of the property have not been Cleveland, Miss., after visiting has returned to report that no hospital to Dr. Nat T. Winson, announced. her parents, Senator and Mrs. J.B. news has been received about ex- Saturday, Aug. 21 Jr., state commissioner of mental Friday, Aug. 27 Frazier, on Walden’s Ridge. plorer Vilhjalmur Stefansson and health, whom he succeeded. Sunday, Aug. 22 his two companions, who were Wally Alexander, the last Tuesday, Aug. 24 On Wednesday, Sept. 8, Chan- looking for new land. It is feared remaining Chattanooga Housing cellor M.B. Finkelstein will hear Word has been received that they have perished. Board member named by former Jet service to Chattanooga and testimony in the suit challeng- William Wert, son of Dr. B.S. Dr. and Mrs. N.C. Steele will Mayor P.R. Olgiati, has submitted 17 other cities served by Southern ing the right of Squire Tommy Wert, is safe after the Texas hur- move into their new home on his resignation to Mayor Ralph Airways will be initiated in the Christian to sit on the County ricane. Young West enlisted in Missionary Ridge this week. Kelley. Other personnel changes spring of 1967, Frank W. Hulse, Court. Christian’s vote for Squire the Army about three months ago eir former home was recently at CHA in the past few months company president, announced O.E. Bacon for trustee last August and is stationed in Texas City. He destroyed by fire. included Herbert Banks, execu- over a special telephone hookup 9 was challenged by Attorney reported that they had lost every- Wednesday, Aug. 25 tive director for 13 years; H.F. in his Atlanta office to the 61 cit- General Davis and attorney Tom thing in the storm. Temple, treasurer; Mrs. Nancy ies served by the airline. Crutchfield, who contended that Miss Cecelia Embry has Coach John E. Spiegel and 30 Kizziah, secretary; Ed Steiner; Wednesday, Aug. 25 Christian is a resident of Georgia returned from a visit to Rugby, men are on Walden’s Ridge in Arthur Kamin; Jay Solomon; and and no longer eligible to repre- Tenn. training for the football season. Ray Smith. Some 400 Kiwanians and their sent Hamilton County’s First Civil Monday, Aug. 23 Thursday, Aug. 26 Sunday, Aug. 22 families Tuesday at Hotel Patten District. Christian has denied he Mrs. Nathan L. Bachman and heard five convicts reveal their has moved to Georgia. Mrs. Herbert Bushnell has Mrs. Gladia Marie Chobot, misspent lives and urge children been appointed chairman of daughter Martha have returned wife of Dr. Edwin F. Chobot, Jr., in the audience to accept and the “little babies” department at from Durham, N.C., and are at local neurosurgeon and member respect parental and legal author- the Chattanooga District Fair their home on Walden’s Ridge. of the Chattanooga Housing Au- ity. e five received permission years Woman’s Building. Members of e men of the First Presby- thority, died Saturday afternoon to travel with Richard Gunn, the Chattanooga Medical Asso- terian Church surprised their in a local hospital after a brief director of prison services. ey ago ciation and supervising nurses of beloved pastor, Dr. J.W. Bachman, with the gift of an automobile as illness. have traveled 10,000 miles, and 100What was going on in the local hospitals will assist the Monday, Aug. 23 have made their personal plea to chairman and her committee. a token of their love and esteem. 90,000 Tennessee students. Chattanooga in 1915? Miss Elizabeth Edwards has Dr. Bachman has just returned County Court Clerk David from a trip to Maine. A second 500-million watt Saturday, Aug. 21 returned from Walden’s Ridge, M. Ramsey said the new license steam generator costing $15 where she visited Miss Mary Friday, Aug. 27 plates for automobiles for Ham- million for the Detroit Edison’s e Bijou eater plans to Virginia Conn. Mrs. Parks Betterton and Miss ilton County will have no letter St. Clair power plant is being de- open this fall under new manage- Mrs. T.C. Betterton will take Sarah Betterton have returned or number designation for the signed and built by Combustion ment. Fred Shepherd will assume part in the rally of the Garden from a two-month western trip. county, but instead will have an Engineering, Inc. at its plant here. the role of manager, and leave for Clubs to be held at Warner Park. Leopold Chambliss, Robert indentation along the bottom, New York immediately to book Garden vegetables and flowers Thursday, Aug. 26 Jones, Lavens omas, and Carl where a sticker bearing the name shows. e Bijou is the property will be exhibited and later taken Llewellyn will leave Monday to of the county will be affixed. Title Guaranty & Trust Co., of Chattanooga-Nash Co., under to the Vine Street Orphanage, attend Davidson College in North e price for passenger car tags and others as trustees, sold to Stair & Havlin of New York. Children’s Refuge, and the Old Carolina. v will be $14 per set, regardless of Medical Towers, Inc., land op- Miss Willie Peak of Sweetwater Ladies Home. Miss Gertrude 20 | August 21-27, 2015 Hamilton County Herald www.hamiltoncountyherald.com Memorial service for fallen heroes (Photos by David Laprad)

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