JENKINS PERSPECTIVE LEGAL COMMUNITY UTC takes step Celebrating pro backwards bono volunteers Find Public Notices David Blackburn’s sudden Attorneys gather to inside & online: resignation is a blow to a honor those who donate www.HamiltonCountyHerald.com program on the rise. their time, expertise. P14 P2, 7

Volume 104 | No. 24 Single Copy 50¢ CHATTANOOGA, HAMILTON COUNTY, TENNESSEE

June 16 – 22, 2017

What was going on in Chattanooga in 1967? Saturday, June 17 e State Highway Department will install 55 mph maximum speed limit signs on the section of the interstate from Missionary Ridge to the Olgiati Bridge, Vice Mayor A. L. Bender announced Friday. e limit was 75-miles-an-hour. e State Department announced the maximum should be temporarily re- duced within the city limits. e Chattanooga Civi- tan Club held induction Out with ceremonies for the club’s 1967-68 slate of offi cers Friday at Hotel Patten. Gilbert T. Stein succeeds the Warren Clark as president. Other offi cers are Hunter coal Heggie and J. B. Rudisill, Alex McMahan | The Ledger vice presidents, and Sam D. Michael Walton, the grandson of a Harris, treasurer. coal miner, runs Green Spaces. Here Sunday, June 18 he stands in front of a home with solar Millennials see clean, green panels installed by his company. Miss Doris Hays has been granted a Zella Armstrong Fellowship for build a coal plant today,” Wal- Advanced Music Study by energy powering their future ton says. “Every energy source the Chattanooga Cotton By Hollie Deese Walton’s dad was raised by his we all do, at least those of us in the country has depended on Ball Association, Hugh aunt. that have kids. I would say that massive amounts of investment O. Maclellan, president, hattanooga’s Michael It’s a way of life Michael that was successful in some from the federal government. announced. An honor Walton, 33, grew up Walton has no intention of liv- ways.” Nuclear was basically started by graduate of the University in Greenville, Tennes- ing, despite President Trump’s From 2012 to 2015, coal had the federal government in Oak of Chattanooga and Central Csee, about six hours commitment to bringing back a growth rate of -4.25 percent. Ridge. High School, Miss Hays is from Berkeley Springs, West coal jobs. Walton knows those Renewable energy had a growth “ e oil and coal industries now studying for a mas- Virginia, where his biological jobs aren’t coming back, and rate of 6 percent growth during have received hundreds of bil- grandfather was a supervisor at like many of the others who that period. lions of dollars over the years, See 50 YEARS, page 26 a strip coal mine. have found life outside of coal, In 2015, renewable ener- as well as taking land rights His grandfather died when he doesn’t really want them to. gy jobs in the U.S. reached from poor people in West Vir- INSIDE Walton’s father was just 5, “I think a lot of people in 769,000. e solar industry ginia and Kentucky. of pneumonia, speculatively “It’s important that we un- ■ FINANCIAL FOCUS P12 coal country, at least historical- alone employs more people caused by the working condi- ly, are working to make a better than coal, oil and gas combined derstand that there is a role for ■ REAL ESTATE P15 tions. His grandmother died life for their children,” Walton internationally. just six months later, and says. “Ultimately, that’s what “It’s just not competitive to See JOBS, page 5

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| CHATTANOOGA BAR ASSOCIATION June 16 – 22, 2017 June 16 and I disagree with Judge Thomas’ analysis with Judge Thomas’ and I disagree separation occurredregarding whether a jury to speak withwhen the jurors were allowed while in thefamily members by telephone conclude thatcers, and we presence of court offi Likewise, Judge Easterno separation occurred. Thomas’ analysis of theand I depart from Judge evidence related totrial court’s admission of of DNA matters duethe Defendant’s knowledge judicial proceeding atto his presence at a prior was received. Althoughwhich expert DNA proof with Judge ThomasJudge Easter and I agree that the evidence was inadmissible, we disagree with his analysis pursuant to Tennessee Rule of Evidence 404(b) and believe, instead, that the proper framework for determining the admissi- bility of the evidence is provided by Rules 401, 402, and 403. Jessica Marcel Broadnax v. Quentin Elliott Lawrence Case: E2016-01176-COA-R3-CV Authoring judge: Judge D. Michael Swiney Originating judge: Judge J.B. Bennett This case is again before this Court after being remanded to the Circuit Court for Hamilton County (“the Trial Court”) for a determination of whether it was in the best interest of the par- ties’ minor child (“the Child”) to relocate to New Jersey with Jessica Marcel Broadnax (“Mother”). Mother appeals the Trial Court’s May 5, 2016 order upon remand, which found, inter alia, that it was in the best interest of the Child to remain with Quentin Elliott Lawrence (“Father”) and not nd and to move with Mother to New Jersey. We fi hold that the evidence in the record on appeal does not preponderate against the Trial Court’s ndings. Finding no error on the part of the Trial fi rm. Court, we affi State of Tennessee v. Adarius Dewayne Garth Case: E2016-00931-CCA-R3-CD Authoring judge: Judge Thomas T. Woodall Originating judge: Judge Thomas C. Greenholtz Defendant, Adarius Dewayne Garth, was indicted by the Hamilton County Grand Jury for two rst degree murder, counts of attempted fi domestic aggravated assault, aggravated assault, reckless endangerment, and employing rearm during the commission of a dangerous a fi felony. Defendant entered an “open” guilty plea to the lesser-included offense of reckless aggra- vated assault, and the remaining charges were dismissed on motion by the State. Following a sentencing hearing, the trial court sentenced Defendant to four years’ incarceration as a Range I offender. Defendant appeals the length and manner of service of his sentence. Follow- rm the ing a careful review of the record, we affi judgment of the trial court. of Get a quote online at Get a quote Call us today at 615-678-8369 at us today Call email: Graham@Swa ordIns.com email: Graham@Swa

www.swa ordins.com/Get-An-Online-Quote www.swa Tennessee’s leading independent broker leading independent Tennessee’s Lawyers’ Professional Liability insurance Professional Lawyers’ Rising malpractice insurance costs? Rising insurance malpractice Tennessee Appellate Court Opinions Court Appellate Tennessee State of Tennessee v. Tony Edward Bigoms v. Tony Edward State of Tennessee Case number: E2015-02475-CCA-R3-CD Jr. Authoring judge: Judge D. Kelly Thomas, Originating judge: Judge Barry A. Steelman Defendant, TonyFollowing a jury trial, the of premeditatedEdward Bigoms, was convicted a corpse, arst-degree murder and abuse of fi Code Ann. §§ 39-13- Class E felony. See Tenn. court imposed a total202, -17-312(a). The trial for life pluseffective sentence of imprisonment Defendant contendsfour years. On appeal, the (1) that jury separations occurred when the sequestered jury members were allowed to go to their individual homes, unsupervised, to pack their belongings at the start of the trial, were allowed to make phone calls to family members during the trial and were allowed to visit with family members the day before the trial concluded; (2) that the trial court erred in ad- mitting testimony from a Tennessee Bureau of Investigation (TBI) special agent regarding that agent’s testimony during a previous murder trial at which the Defendant was acquitted; (3) that the trial court erred in admitting evidence found as a result of a warrantless search of the Defendant’s cell phone; (4) that the State failed to prove venue by a preponderance of the evi- cient insuffi was evidence the that (5) and dence; to sustain the Defendant’s convictions. Follow- ing our review, we conclude that jury separa- tions occurred when the jurors were allowed to go home unsupervised and to make phone calls during the trial. Furthermore, we conclude that the State failed to meet its burden to show that no prejudice to the Defendant occurred during these separations. Additionally, we conclude that the admission of the TBI agent’s testimony regarding the Defendant’s previous murder trial violated Tennessee Rule of Evidence 404(b)’s prohibition against evidence of other bad acts and that this error was not harmless. Finally, we conclude that the trial court erred in admitting the evidence found on the Defendant’s cell phone as that evidence was not relevant. Ac- cordingly, we reverse the judgments of the trial court and remand the case for a new trial. With respect to the Defendant’s remaining issues, we will address those issues so as not to pretermit them. See State v. Parris, 236 S.W.3d 173, 189 (Tenn. Crim. App. 2007) (following a similar procedure). State of Tennessee v. Tony Edward Bigoms (separate opinion) Case: E2015-02475-CCA-R3-CD Authoring judge: Judge Robert H. Montgomery, Jr. Originating Judge: Judge Barry A. Steelman All members of the panel agree that the Defendant must receive a new trial, although we disagree, in part, about the reasons why a cally, Judge Easter new trial is required. Specifi Hamilton County Herald County Hamilton Photograph provided Photograph Photograph provided Photograph 423-305-1997 Source: Massey & Associates Source: Chambliss, Bahner & Stophel Hargraves enjoys spending time He and wife Alanna have two should rule in a certain case won an award delivered at a reception at the courthouse. Hargraves also earned awards for Outstanding Achievement in Trial Advocacy, Excellence in Lawyering Skills and Distinguished Service as the editor-in-chief of the Law Review. with his family, ballroom dancing, n- shing, refi singing, gardening, fi ishing furniture, listening to classic music on vinyl and teaching himself to play the banjo. children – William Eugene, 3, and Minnie Pearl, 15 months – and an- other on the way. executive council as an Eastern Di- vision delegate since 2008, when she succeeded former Hamilton County Clerk and Master, S. Lee Akers.

fi duciary responsibilities. fi I.L.I.T. Trustees I.L.I.T. UP TO DATE COMPANY RATINGS COMPANY DATE TO UP IN FORCE ILLUSTRATIONS AND COMPARISONS POLICY REVIEWS fulfi ll FREE service to help you fulfi   

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Attorney Ethan Hargraves has A native of the Chattanooga area, As a home-school student, Har- Hargraves attended Bryan College Hargraves earned his law degree, While in law school, Hargraves e Tennessee Bar Association Exum previously served as the vice Exum has served on the section’s joined the law fi rm of Massey & joined the law fi Associates. A lawyer since 2014, rm after serving he comes to the fi clerkships at the Tennessee Supreme Court and Alabama Supreme Court. Hargraves spent his childhood on his family’s farm in Harrison. Hargraves continues to farm the land with his brother and other family members. rst aspired to become a trial graves fi lawyer in high school when he took part in Chattanooga’s mock trial competitions. In addition, Hargraves participated in theatre, ballroom dancing and martial arts. in Dayton on a theatre scholarship and earned a bachelor’s degree in En- rst glish. At the same time, he sang fi tenor in the Bryan College Chorale and was selected as a soloist for tours in the U.S. and Europe. magna cum laude, from Liberty University School of Law in Lynch- burg, Virginia. His trial team won rst place at the ABA’s 2013 National fi rst Arbitration Competition and fi place at the Charlotte School of Law’s 2013 Carolinas Invitational Mock Trial Tournament. served as editor-in-chief of the Liberty University Law Review. His essay on how the U.S. Supreme Court

planning, probatex section Exum to chair estate TBA has elected Jennifer Exum, estatehas elected Jennifer administra- planning and probate Bahnertion attorney at Chambliss, of the TBA& Stophel, as the chair Probate Section.Estate Planning and decade of expe- With more than a Chamblissrience, Exum counsels of estate adminis- clients in the areas tration, estate planning, conservator- ships, tax, estate-related litigation and general civil litigation. chair of the TBA Estate Planning and Probate Section, overseeing activity e section for nearly 700 members. keeps members informed of changes in the law related to estate planning and probate matters through regular newsletters and online educational content and produces an all-day live CLE program each year. www.hamiltoncountyherald.com

attorney Ethan Hargraves attorney Massey & Massey welcomes Associates 4 | June 16 – 22, 2017 Hamilton County Herald www.hamiltoncountyherald.com

■ HCH VIEW FROM CAPITOL HILL Hamilton County Herald Cuts could hit rural children hardest 102 years of service As Congress fi ddles with program’s cost, starts to walk market health care in a while. Telephone 423-602-9270 an Obamacare replacement, away, the situation will escalate, “And I think what we pass Fax 423-602-9269 one likely to cut billions in Schneider says. is going to allow people to pick 1412 McCallie Ave. Medicaid spending, health In addition, rural health and choose what they want in Chattanooga, TN 37404 care experts warn a decrease infrastructure needs an over- terms of health care coverage, – CHATTANOOGA – in funding could be hard on haul as part of an overall rural and they’re going to be able to David Laprad Tennessee. development strategy involving buy it for a lower price.” Editor [email protected] During a recent forum in job creation and transporta- DesJarlais contends peo- Jackson, Andy Schneider of Sam Stockard tion, he points out. e system ple have insurance cards and Dianna Chambers the Georgetown Center on [email protected] must be reliable, too, or health believe they have coverage Display Advertising [email protected] Children and Families reported care companies won’t make but can’t aff ord co-pays and 615-254-5522 that 50 percent of Tennes- for health-care services. investments, and those who do deductibles. He points out con- Julia Warren see’s children in small towns “None of those are particu- want to invest will have a hard stituents tell him they want a Foreclosures, Public Notices and rural areas are covered by larly good options,” Schneider time fi nding the money be- return to what they had before [email protected] Medicaid, a higher percentage cause lenders won’t see paying Obamacare. 901-521-1196 adds. than the rest of the nation, Such a move could damage customers. As they roll back the Aff ord- Donna Gosnell and more than in Tennessee’s health care statewide, for in- e GOP’s American able Care Act, he says, Republi- Circulation, Online Subscriptions customerservice@ urban areas where 39 percent stance, harming the University Healthcare Act would reduce cans want insurance to be able hamiltoncountyherald.com have Medicaid. of Tennessee Family Practice the defi cit by $119 billion over to cross states, have permission 615-254-5522 As such, Medicaid, or the Residency Program run by the next 10 years, according to for more generic drug cover- – CORPORATE OFFICES– state’s TennCare plan, is “a ba- Dr. Greg Mitchell, one of the the Congressional Budget Of- age, tort reform and increased sic part of the health care fabric fi ce. Its biggest savings would patient choice. 193 Jefferson Ave. state’s leading providers for Memphis, TN 38103 of rural America, generally, and Medicaid-eligible children. come from cuts to Medicaid One of the main provisions Eric Barnes especially in Tennessee for kids More than 60 percent of his and a replacement of the Af- DesJarlais likes about the Publisher, CEO and families,” Schneider says. patients are insured through fordable Care Act’s subsidies Republican plan is a move to [email protected] With the Republican-con- Medicaid, but with an operat- with new tax credits. tighten restrictions on disabili- Lyle Graves trolled U.S. Senate trying to ing margin of 1 percent or less Most importantly, the num- ties, making sure “able-bodied” Associate Publisher, pass a House bill to repeal and already his services could suff er ber of people expected to be people who can work don’t Executive Editor [email protected] replace the Aff ordable Care if those children lose Medicaid insured would be cut by about receive Obamacare subsidies. Act, including provisions to or the state starts paying less. 23 million, the CBO estimates. No doubt, people who can Pam Mallett cut Medicaid spending by $834 Federal spending would be work should fi nd a job. But is Chief Financial Officer “So, there will be a ripple ef- [email protected] billion, what happens? fect and it won’t be pretty, not increased by $117 billion for that really what is undermining If the federal government Patient and State Stability Fund Obamacare. Or, is it states such Member of: just for family practice orga- reduces the amount it sends to Grants to reduce premiums. as Tennessee, which refused to Tennessee Press Association nizations like his, but for rural National Newspaper Association Tennessee for Medicaid cov- hospitals,” Schneider says. Another $210 billion is project- play ball with the feds because American Court & Commercial erage, primarily for children, Tennessee’s rural hospitals ed for penalty payments along the Legislature didn’t want Newspapers seniors and the disabled, Ten- have been struggling for several with $664 billion in a repeal or to give Barack Obama a win? nessee will have to raise taxes years for a variety of reasons, delay on taxes on high-income Half the nation is making the or take money from other state with at least fi ve shuttering. If people, fees on manufacturers Aff ordable Care Act work, but programs, Schneider explains. more than half of the children and excise taxes enacted by we can’t or won’t do it. Or, it can cut the amount of it treats, along with many of Obamacare. A group called Protect our money it spends on services for the elderly, are on Medicaid, In reaching that bottom line, Care Campaign, meanwhile, families and children or reduce and the federal government, though, the act doesn’t factor argues the American Health- the amount it pays providers which pays 65 percent of the in the impact on rural and Met- care Act, in addition to cutting ro areas across the country. coverage for millions, will Subscription $15 per year “It’s all about what does the raise premiums by 20 percent, By mail federal government need, how especially for people over Single copy • 50 cents much does it need to save and 50, and eliminate protection Postmaster send let’s just turn the dial down,” for people with pre-existing changes of address to: Hamilton County Herald Schneider adds. conditions, making them pay P.O. Box 3008 Congressional outlook higher premiums for coverage, Memphis, TN 38173 in addition to rationing care for Tennessee leaders are Medicaid and stopping Medic- Hamilton County Herald stuck in a mindset against USPS #120710 aid expansion. published weekly by Obamacare. e bill also ends require- Hamilton County Herald, LLC., In fact, U.S. Rep. Scott Des- ments for covering maternity Periodicals Postage Jarlais, who helped kill the ini- paid at and newborn care, as well as tial health care plan earlier this access to preventative and Chattanooga, Tennessee year because it wasn’t conser- Material published in the Hamilton County contraceptive care as it defunds Herald is compiled at considerable expense and is vative enough, says he doesn’t for the sole and exclusive use of our subscribers. Planned Parenthood, the group believe the Congressional says. (Can you hear Republican The contents of the Hamilton County Herald Budget Offi ce calculations. And may not be republished, resold or reproduced Congresswoman Diane Black in any manner, in whole or in part without the though he says he is concerned clapping?) consent of the publisher. Any infringement may about people having insurance, “While everyone else loses, be subject to legal redress. he is hell-bent on repealing the The records contained in the Hamilton Coun- the wealthy and insurance ty Herald are taken from those fi led in the public Aff ordable Care Act, saying and drug companies get $600 record and do not necessarily refl ect the fi nancial that’s the main reason he was billion in new tax breaks. ey standing of the parties involved. Care is taken to elected. publish suits, judgements, other documents now will have to answer for exactly as they appear in the public record. “First of all, look at what it to their constituents,” says However, the Hamilton County Herald assumes we have in Tennessee,” says no liability for errors or omissions. Persons who Leslie Dach, director for the rely solely on these contents do so at their own DesJarlais, a South Pittsburg campaign. risk. Republican who represents Furthermore, Dach’s group Any explanation of these items, as well as Tennessee’s 4th Congressio- correction of any erroneous information, will be accuses Senate Republicans published upon timely notifi cation by proper nal District. “ ere’s counties of trying to rush the bill to correspondence. where you can’t even buy a passage, even though it allows The editors are responsible for the writing plan, so the CBO score of the insurance companies to rein in and display of the news, data and features in this Obama bill eight years ago newspaper. If you have a question or suggestion, state lifetime and yearly caps you may call during normal business hours. missed the target on almost on coverage, enable insurers – Susanne Reed, General Manager everything. I don’t put a lot of to profi t from more premiums 423-602-9270 stock in what the CBO says [email protected] See MEDICAID, page 12 because we haven’t had free www.hamiltoncountyherald.com Hamilton County Herald June 16 – 22, 2017 | 5 Fighting climate change in the age of Trump By Hollie Deese across the university. Reputations, money matter also, at the same time, built a the world that we share the Vandenbergh and social While the implications of new major solar power project values of Syria and Nicaragua, hen President psychology researcher Alex- pulling out of the Paris Cli- to provide the energy. It was and now China is taking the Donald Trump ander Maki recently finished mate agreement aren’t good, trying to respond to those kind leadership role in the direc- announced earlier an online study that showed Vandenbergh adds, it will have of pressures,” Vandenbergh tion of the climate problem,” this month that the W conservative Americans – the very little effect domestically. points out. he says. “ e most important United States would be with- least likely to support policy at’s because many states and Walmart is one of the top piece of the Paris agreement is drawing from the Paris Climate to slow climate change – are businesses are already assum- two installers of rooftop solar the signal it gives the rest of the Agreement, phasing out both more open to reducing carbon ing that there’s a lower price in the nation. And Google world about what the United U.S. commitments to achieve emissions when policies are to natural gas combined with agreed to locate its massive States wants to be a leader or carbon reduction targets and presented through the lens of the reputation pressure and data center in Clarksville only a follower. And so we just sent financial contributions to slow private governance. the cost benefits of achieving after the Tennessee Valley Au- the signal that we want to be a climate change, it was a call to “One thing we find in our efficiencies. thority agreed to supply it with follower.” action for many. research is that people’s po- “I think that in terms of the renewable power. Southeast’s energy usage Local governments, busi- litical viewpoint determines business climate in the South- “Businesses are finding that nesses, researchers and those e best way to look at how their view on climate change. east, it will be driven much reducing their carbon footprint in the private sector pledged to the mix of energy sources for But the climate doesn’t care more by the low price of nat- is good business,” Vandenber- step up and fill in those gaps, power generation is changing whether you’re on the left or ural gas, the low price of wind gh adds. “It’s good business on including Vanderbilt University is to examine each source’s on the right,” Vandenbergh and solar, and the reputation a pure economic basis, it’s good law and earth science profes- share of total generation, says says. “What we have worked concerns that companies that business for reputation pur- sors. Tyler Hodge with the Office of on is, if you assume that it is do business in the Southeast poses and it’s good business to Statewide sustainability Electricity, Coal, Nuclear and concern about big government and in the U.S. and around the attract top employees. And it’s initiatives show no signs of Renewables Analysis in the U.S. that drives a great deal of the world are all facing,” he says. good business because, in many stopping and, for some of the In Tennessee, coal provided 28 opposition to climate, is there ere is, in fact, social pres- cases, corporate buyers of your movement’s leaders, it all starts percent of total generation for a response that doesn’t involve sure put on businesses to go products are demanding that with trying to change percep- the first three months of 2017, the government? green and stay green. Regula- you do so.” tion. while natural gas provided 31 “And in the near term, what tions or not, it’s what today’s No matter the outcome of Michael Vandenbergh serves percent. we’re showing is that there’s an customers and shareholders the U.S. withdrawal from the as director of Vanderbilt’s “ ese generation shares are enormous amount that we can expect. Paris agreement, the implica- Climate Change Research Net- slightly down from 35 percent do, and I’m pleased to see that “It’s not by chance that when tion is clear, Vandenbergh says. work, which includes affiliates and 14 percent, respectively, some of that leadership is oc- Apple built a new major man- And it isn’t good. from different departments See CITIES, page 17 curring in the U.S. Southeast.” ufacturing facility in Arizona it “We are now signaling to

JOBS From page 1 been sold,” Walton explains. says. “So, all of the food waste “ e purpose of that project is “If somebody is supportive of us backing out for the Music City Center, for the federal government to play to really drive demand in the of the Paris Accord because of jobs, they’re example, is composted by this in advancing these new and marketplace, and let people company and turning food into better energy technologies. It’s know in Chattanooga that if mistaken. Arby’s employs more people than fertilizer.” certainly disheartening from they’re building at this price the entire coal industry. I don’t think we’re Other students are in state a global standpoint that we point, they should be getting a and local government develop- backed out of the Paris Accord. net zero energy home.” making any decisions at the global level ing public policy in the absence “But barring additional puni- Profit, planet, people based on what Arby’s wants. At least I hope of the federal government’s tive steps targeted at renewable engagement, which Galbreath energies, this train has left the Walton says environmental not.” says does nothing for his stu- station. Backing out of the Paris sustainability’s appeal to local Michael Walton dents. Accord will do nothing to help businesses is a triple bottom “It naturally limits the em- coal jobs.” line – the economic bottom community that has seen what Founding Director and ployment opportunities in the Walton’s father bypassed line, the environmental bottom happens when you don’t think Assistant Professor of Lip- federal government because the coal industry himself and line and the social bottom line, about the triple bottom line.” scomb University’s Institute for if the federal government went into mechanical engineer- and whether they have a posi- Chattanooga is one of those Sustainable Practice, which is is not pursuing those goals, ing while Walton, a licensed tive or negative impact on the communities, and in 1969, it celebrating its 10-year anniver- then they’re not going to hire architect, is now running people who work for them and wasn’t an environmentally or sary. In the past decade, his and people to pursue those goals,” Green Spaces, a sustainability the community around them. socially sustainable commu- other sustain- Galbreath continues. “But the nonprofit in Chattanooga that “In 2014, one out of every nity. Eventually people started ability pro- federal government is, by no works to advance the sustain- six dollars under professional abandoning the city in droves. grams across means, the biggest player on ability of living, working and management was invested ac- “A lot of people here have the nation the block when it comes to building through education, cording to environmentally and seen what the alternate reality have grown employment.” training, consulting, and socially responsible strategies,” looks like, and it’s not just a hy- to a level of Galbreath says that students he says. “ at’s $6 trillion. demonstration development. pothetical,” Walton says. “Hu- credibility, in are still drawn to jobs in sus- And that money isn’t out there Green Spaces works pri- man-caused climate change is part, because tainability, despite any support necessarily to just be altruistic. marily through three flagship real. If 97 percent of the people of the ability or lack thereof from the federal It’s out there because compa- Galbreath programs: watching your soup say that for students to government. In many cases l nies that do that out-perform Empower Chattanooga, somebody spit in your soup, get good-pay- it doesn’t even come from an companies that don’t.” an education and outreach would you eat it? I wouldn’t.” ing jobs and to succeed in the idealistic place – it comes from Where businesses see value program in low-income neigh- Walton grew up hunting, workplace. seeing their parents struggle to is in the resource side, Walton borhoods about lowering utility fishing, hiking and camping as “We have one alum who maintain their idea of success, adds, basically saving energy, bills a Boy Scout and says some- is telling robots how to build including the big yard, the big l saving water, and lowering Green Light, a rapid- thing that might be missing a Tesla electric car. We have house, the nice cars. Simpler, to their operating expenses. And ly-expanding green business from the national dialogue another alum who has worked them, is better, and so are the one of the big ways that people certification that includes local about sustainability and climate with the PGA greening golf meaningful careers they can are using this is employee businesses as well as the city change is how much the parts courses and won an award on have with a pared-down life. attraction and retention. and the University of Tennes- of the country that are more an island in the Mediterranean “ ey are figuring out how “Fifty percent of millennials see at Chattanooga conservative have a closer re- from the International Golf to have meaningful careers,” l are willing to take a pay cut to Next Gen Homes, a series lationship to the environment Course Managers Association Galbreath says. “ ey want a work at a business that shares of net zero energy homes built generally than those that don’t. for her work on zero waste on job, but they want a job that’s their values,” he continues. in the community “It really strikes me as golf courses. meaningful and that they’ll “Really it’s about getting the “We finished, developed, strange that there is such a “We’ve got students who’ve enjoy and that will make the top talent and keeping the designed and sold the first one, disconnect in how we commu- created businesses that didn’t world better. ey want to be top talent. en the third big and now we’re about to start nicate about it,” he says. exist 10 years ago, one right part of that process.” thing is that recognition, being construction on the next three, Move to soul-satisfying jobs here in Nashville called e “I think all of us bought into two of which have already recognized as a leader in a Compost Company,” Galbreath Dodd Galbreath is the See JOBS, page 28 Page 6 HAMILTONJune COUNTY 16 - 22, 2017 www.HamiltonCountyHerald.com H  Public Notices

Foreclosure Notices including fitness for a particular use or June 2, 9, 16, 2017 Fmr18109 L.L.C., its successors and assigns; and the Hamilton County purpose. THIS LAW FIRM IS ATTEMPTING undersigned, Wilson & Associates, P.L.L.C., TO COLLECT A DEBT. ANY INFORMATION NOTICE OF SUBSTITUTE TRUSTEE’S SALE having been appointed Successor Trustee by OBTAINED WILL BE USED FOR THAT PURPOSE. WHEREAS, default has occurred in the JPMorgan Chase Bank, National Association. NOTICE OF SUBSTITUTE TRUSTEE’S SALE for the sale set forth above. All right and Rubin Lublin TN, PLLC, Substitute Trustee performance of the covenants, terms and NOW, THEREFORE, notice is hereby given WHEREAS, default has occurred in the equity of redemption, statutory or otherwise, 119 S. Main Street, Suite 500 Memphis, TN conditions of a Deed of Trust dated April 14, that the entire indebtedness has been declared performance of the covenants, terms and homestead, and dower are expressly waived 38103 www.rubinlublin.com/property-listings. 2004, executed by AUTUMN PRICE, conveying due and payable; and that an agent of Wilson conditions of a Deed of Trust dated August 12, in said Deed of Trust, and the title is believed php Tel: (877) 813-0992 Fax: (404) 601-5846 certain real property therein described to & Associates, P.L.L.C., as Successor Trustee, 2015, executed by KELLY SHAVERS-LEDFORD to be good, but the undersigned will sell Ad #117743 06/02/2017, 06/09/2017, PREFERRED TITLE INSURANCE AGENCY, by virtue of the power, duty, and authority AND TONY LEDFORD, conveying certain real and convey only as Substitute Trustee. The 06/16/2017 INC., as Trustee, as same appears of record vested in and imposed upon said Successor property therein described to REALTY CENTER Property is sold as is, where is, without June 2, 9, 16, 2017 Fmr18107 in the Register’s Office of Hamilton County, Trustee, by JPMorgan Chase Bank, National TITLE & ESCROW, LLC, as Trustee, as same representations or warranties of any kind, Tennessee recorded April 16, 2004, in Deed Association, will, on July 27, 2017 on or appears of record in the Register’s Office of including fitness for a particular use or NOTICE OF SUBSTITUTE TRUSTEE’S SALE Book GI 7093, Page 335; and WHEREAS, about 10:00 AM, at the Hamilton County Hamilton County, Tennessee recorded August purpose. THIS LAW FIRM IS ATTEMPTING WHEREAS, default has occurred in the the beneficial interest of said Deed of Trust Courthouse, Chattanooga, Tennessee, offer 17, 2015, in Deed Book GI 10543, Page TO COLLECT A DEBT. ANY INFORMATION performance of the covenants, terms and was last transferred and assigned to PHH for sale certain property hereinafter described 990; and WHEREAS, the beneficial interest OBTAINED WILL BE USED FOR THAT PURPOSE. conditions of a Deed of Trust dated September Mortgage Corporation who is now the owner to the highest bidder FOR certified funds paid of said Deed of Trust was last transferred Rubin Lublin TN, PLLC, Substitute Trustee 19, 2011, executed by KELEKA JONES, of said debt; and WHEREAS, the undersigned, at the conclusion of the sale, or credit bid from and assigned to LAKEVIEW LOAN SERVICING 119 S. Main Street, Suite 500 Memphis, TN ADRIAN JONES, conveying certain real Rubin Lublin TN, PLLC, having been appointed a bank or other lending entity pre-approved by LLC who is now the owner of said debt; and 38103 www.rubinlublin.com/property-listings. property therein described to GLEN BALLETTO, as Substitute Trustee by instrument to be filed the successor trustee. The sale is free from all WHEREAS, the undersigned, Rubin Lublin TN, php Tel: (877) 813-0992 Fax: (404) 601-5846 as Trustee, as same appears of record in for record in the Register’s Office of Hamilton exemptions, which are expressly waived in the PLLC, having been appointed as Substitute Ad #117682 05/26/2017, 06/02/2017, the Register’s Office of Hamilton County, County, Tennessee. NOW, THEREFORE, notice Deed of Trust, said property being real estate Trustee by instrument to be filed for record 06/09/2017, 06/16/2017 Tennessee recorded September 27, 2011, is hereby given that the entire indebtedness situated in Hamilton County, Tennessee, and in the Register’s Office of Hamilton County, May 26, June 2, 9, 16, 2017 Fmr18101 in Deed Book GI 9483, Page 405; and has been declared due and payable, and being more particularly described as follows: Tennessee. NOW, THEREFORE, notice is WHEREAS, the beneficial interest of said Deed that the undersigned, Rubin Lublin TN, IN THE SECOND CIVIL DISTRICT OF HAMIL- hereby given that the entire indebtedness NOTICE OF SUBSTITUTE TRUSTEE’S SALE of Trust was last transferred and assigned PLLC, as Substitute Trustee or his duly TON COUNTY, TENNESSEE: Lot Forty-nine has been declared due and payable, and that WHEREAS, default has occurred in the to FREEDOM MORTGAGE CORPORATION appointed agent, by virtue of the power, (49), Final Plat of Seven Lakes P.U.D., Phase the undersigned, Rubin Lublin TN, PLLC, as performance of the covenants, terms and who is now the owner of said debt; and duty and authority vested and imposed upon One (1), as shown by plat of record in Plat Substitute Trustee or his duly appointed agent, conditions of a Deed of Trust dated December WHEREAS, the undersigned, Rubin Lublin TN, said Substitute Trustee will, on June 29, Book 90, Pages 66, 67 and 68, in the Reg- by virtue of the power, duty and authority 13, 2000, executed by GEORGE M. ADKISON, PLLC, having been appointed as Substitute 2017 at 10:00 AM at the West Door of the ister’s Office of Hamilton County, Tennes- vested and imposed upon said Substitute MARY KATE D. ADKISON, conveying certain real Trustee by instrument to be filed for record Hamilton County Courthouse, 615 Walnut see. TOGETHER WITH all benefits, rights, Trustee will, on June 29, 2017 at 10:00 property therein described to INSURED TITLE in the Register’s Office of Hamilton County, Street, Chattanooga, TN 37402, proceed privileges, and easements, and SUBJECT AM at the West Door of the Hamilton County AGENCY, INC., as Trustee, as same appears Tennessee. NOW, THEREFORE, notice is to sell at public outcry to the highest and TO the burdens, covenants, restrictions, Courthouse, 615 Walnut Street, Chattanooga, of record in the Register’s Office of Hamilton hereby given that the entire indebtedness best bidder for cash or certified funds ONLY, bylaws, rules, regulations, and easements TN 37402, proceed to sell at public outcry County, Tennessee recorded December 21, has been declared due and payable, and that the following described property situated in all as set forth in Declarations of Covenants to the highest and best bidder for cash or 2000, in Deed Book GI 5743, Page 712; and the undersigned, Rubin Lublin TN, PLLC, as Hamilton County, Tennessee, to wit: LOT ONE and Restrictions Seven Lakes Community certified funds ONLY, the following described WHEREAS, the beneficial interest of said Deed Substitute Trustee or his duly appointed agent, HUNDRED TWO (102), HILLCREST HEIGHTS and Bylaws for Seven Lakes Homeowners’ property situated in Hamilton County, of Trust was last transferred and assigned by virtue of the power, duty and authority SUBDIVISION, AS SHOWN BY PLAT OF Association, Inc., of record in Book 8901, Tennessee, to wit: BEING LOCATED IN THE to Shishi LLC who is now the owner of said vested and imposed upon said Substitute RECORD IN PLAT BOOK 68, PAGE 74, IN THE Page 179, as amended in Book 9232, Page CITY OF CHATTANOOGA, HAMILTON COUNTY, debt; and WHEREAS, the undersigned, Rubin Trustee will, on June 29, 2017 at 12:00 PM REGISTER`S OFFICE OF HAMILTON COUNTY, 539, in the Register’s Office of Hamilton TENNESSEE: LOT EIGHTY-FIVE (85), NORTH Lublin TN, PLLC, having been appointed as on the front steps of the West Side Entrance TENNESSEE. ALSO 1/41TH INTEREST INTO County, Tennessee, and on recorded plat. WOODS SUBDIVISION, SECTION ONE (1), AS Substitute Trustee by instrument to be filed of the Hamilton County Courthouse, 615 COMMUNITY LOT KNOWN AS LOT ONE THIS CONVEYANCE MADE SUBJECT TO THE SHOWN BY PLAT OF RECORD IN PLAT BOOK for record in the Register’s Office of Hamilton Walnut Street, Chattanooga, TN, located HUNDRED EIGHTEEN (118). Parcel ID: 128 FOLLOWING: Any governmental zoning and 23, PAGE 38 IN THE REGISTER`S OFFICE OF County, Tennessee. NOW, THEREFORE, notice in Chattanooga, Tennessee, proceed to sell M A 005.36 PROPERTY ADDRESS: The street subdivision ordinances in effect thereon. HAMILTON COUNTY, TENNESSEE. SUBJECT is hereby given that the entire indebtedness at public outcry to the highest and best address of the property is believed to be 3932 Restrictions, requirements, easements, TO ANY GOVERNMENTAL ZONING AND/OR has been declared due and payable, and bidder for cash or certified funds ONLY, ALEXIS CIRCLE, CHATTANOOGA, TN 37406. obligations, including lien of assessments, SUBDIVISION ORDINANCE OR REGULATION that the undersigned, Rubin Lublin TN, PLLC, the following described property situated In the event of any discrepancy between as set forth in Declaration of Covenants, IN EFFECT THEREON. SUBJECT TO TAXES as Substitute Trustee or his duly appointed in Hamilton County, Tennessee, to wit: this street address and the legal description Conditions and Restrictions for Seven Lakes AND ASSESSMENTS FOR THE YEAR 2015 agent, by virtue of the power, duty and LAND IN HAMILTON COUNTY, TENNESSEE, of the property, the legal description shall Subdivision of record in Book 8901, Page AND SUBSEQUENT YEARS ARE A LIEN, NOT authority vested and imposed upon said BEING LOT NO. SEVENTY-FIVE (75) ON THE control. CURRENT OWNER(S): AUTUMN PRICE 179, as amended in Book 9232, Page 539, YET DUE AND PAYABLE. SUBJECT TO TERMS, Substitute Trustee will, on June 29, 2017 at PLAN OF PLANNED UNIT DEVELOPMENT, OTHER INTERESTED PARTIES: The sale of the in the Register’s Office of Hamilton County, PROVISION, COVENANTS, CONDITIONS 10:00 AM at the Front Steps of the Hamilton GEORGETOWN LANDING, OF RECORD above-described property shall be subject Tennessee, but omitting any covenant or RESTRICTION, EASEMENTS, CHARGES, County Courthouse, located in Chattanooga, IN PLAT BOOK 83, PAGES 16 AND 17, to all matters shown on any recorded plat; restriction based on race, color, religion, ASSESSMENTS AND LIENS PROVIDED IN THE Tennessee, proceed to sell at public outcry to REGISTER`S OFFICE FOR SAID COUNTY, TO any unpaid taxes; any restrictive covenants, sex, handicap, familial status or national COVENANTS, CONDITIONS, RESTRICTIONS the highest and best bidder for cash or certified WHICH PLAN REFERENCE IS HEREBY MADE easements or set-back lines that may be origin unless and only to the extent that said OF RECORD IN BOOK 1570, PAGE 600 IN funds ONLY, the following described property FOR A MORE COMPLETE DESCRIPTION. applicable; any prior liens or encumbrances as covenant (a) is exempt under Chapter 42, THE REGISTER`S OFFICE OF HAMILTON situated in Hamilton County, Tennessee, to Parcel ID: 104B A 021 PROPERTY ADDRESS: well as any priority created by a fixture filing; Section 3607, of the United States Code COUNTY, TENNESSEE. SUBJECT TO FIVE wit: LOCATED IN THE CITY OF CHATTANOOGA, The street address of the property is believed and to any matter that an accurate survey of or (b) relates to handicap but does not (5) FIX DRAINAGE EASEMENT RESERVED HAMILTON COUNTY, TENNESSEE LOTS to be 8484 LEXIE LN, OOLTEWAH, TN 37363. the premises might disclose. This property is discriminate against handicapped persons. AS SHOWN ON RECORDED PLAT SUBJECT TWENTY-NINE (29) AND THIRTY (30), KELLY In the event of any discrepancy between this being sold with the express reservation that Building setback requirements as shown, TO BUILDING SETBACK LIES AS SHOWN ON AND DEFRIESE SUBDIVISION TO EASTDALE, street address and the legal description it is subject to confirmation by the lender or described or noted on recorded plat. All RECORDED PLAT. SUBJECT TO SIXTEEN (16) AS SHOWN BY PLAT OF RECORD INPLAT BOOK of the property, the legal description shall Substitute Trustee. This sale may be rescinded other terms and provisions as set forth FOOT DRAINAGE AND UTILITY EASEMENT 10, PAGE 4, REGISTER`S OFFICE, HAMILTON control. CURRENT OWNER(S): KELEKA at any time. The right is reserved to adjourn in the deed of record in Book 8796, Page AS SHOWN ON RECORDED PLAT. Parcel ID: COUNTY, TENNESSEE. FOR PRIOR TITLE AND JONES, ADRIAN JONES OTHER INTERESTED the day of the sale to another day, time, and 685, in the Register’s Office of Hamilton 099E B 007 PROPERTY ADDRESS: The street LAST INSTRUMENT OF RECORD AFFECTING PARTIES: Georgetown Landing Homeowners` place certain without further publication, County, Tennessee. Rights of others in and address of the property is believed to be TITLE TO THE ABOVE DESCRIBED PROPERTY Association The sale of the above-described upon announcement at the time and place to the use of Private Community Walkway 5718 CARMACK RD, HIXSON, TN 37343. SEE DEED RECORDED IN BOOK 1838, PAGE property shall be subject to all matters shown for the sale set forth above. All right and Easements as set forth in that amendment In the event of any discrepancy between this 512, SAID REGISTER`S OFFICE. Parcel ID: on any recorded plat; any unpaid taxes; any equity of redemption, statutory or otherwise, to Declaration of Covenants, Conditions and street address and the legal description of the 147A-L-021 PROPERTY ADDRESS: The street restrictive covenants, easements or set-back homestead, and dower are expressly waived Restrictions for Seven Lakes Subdivision property, the legal description shall control. address of the property is believed to be 1208 lines that may be applicable; any prior liens in said Deed of Trust, and the title is believed of record in Book 9232, Page 539, in the CURRENT OWNER(S): KELLY SHAVERS- Greenwood Rd, Chattanooga, TN 37411. In or encumbrances as well as any priority to be good, but the undersigned will sell Register’s Office of Hamilton County, Ten- LEDFORD AND TONY LEDFORD OTHER the event of any discrepancy between this created by a fixture filing; and to any matter and convey only as Substitute Trustee. The nessee. Rights of others in and to the use INTERESTED PARTIES: The sale of the street address and the legal description of the that an accurate survey of the premises Property is sold as is, where is, without of party walls. Conditions and easements above-described property shall be subject property, the legal description shall control. might disclose. This property is being sold representations or warranties of any kind, contained in document of record in Book to all matters shown on any recorded plat; CURRENT OWNER(S): ATTENRO FOSTER with the express reservation that it is subject including fitness for a particular use or 2116, Page 186, in the Register’s Office any unpaid taxes; any restrictive covenants, OTHER INTERESTED PARTIES: The sale of to confirmation by the lender or Substitute purpose. THIS LAW FIRM IS ATTEMPTING of Hamilton County, Tennessee. All notes, easements or set-back lines that may be the above-described property shall be subject Trustee. This sale may be rescinded at any TO COLLECT A DEBT. ANY INFORMATION stipulations, restrictions, easements, condi- applicable; any prior liens or encumbrances as to all matters shown on any recorded plat; time. The right is reserved to adjourn the OBTAINED WILL BE USED FOR THAT PURPOSE. tions, and regulations as shown, described well as any priority created by a fixture filing; any unpaid taxes; any restrictive covenants, day of the sale to another day, time, and Rubin Lublin TN, PLLC, Substitute Trustee or noted on recorded plat. and to any matter that an accurate survey of easements or set-back lines that may be place certain without further publication, 119 S. Main Street, Suite 500 Memphis, TN ALSO KNOWN AS: 8851 Wilson Creek Drive, the premises might disclose. This property is applicable; any prior liens or encumbrances as upon announcement at the time and place 38103 www.rubinlublin.com/property-listings. Ooltewah, TN 37363 being sold with the express reservation that well as any priority created by a fixture filing; for the sale set forth above. All right and php Tel: (877) 813-0992 Fax: (404) 601-5846 This sale is subject to all matters shown it is subject to confirmation by the lender or and to any matter that an accurate survey of equity of redemption, statutory or otherwise, Ad #117792 06/02/2017, 06/09/2017, on any applicable recorded plat; any unpaid Substitute Trustee. This sale may be rescinded the premises might disclose. This property is homestead, and dower are expressly waived 06/16/2017 taxes; any restrictive covenants, easements, at any time. The right is reserved to adjourn being sold with the express reservation that in said Deed of Trust, and the title is believed June 2, 9, 16, 2017 Fmr18120 or setback lines that may be applicable; any the day of the sale to another day, time, and it is subject to confirmation by the lender or to be good, but the undersigned will sell statutory rights of redemption of any govern- place certain without further publication, Substitute Trustee. This sale may be rescinded and convey only as Substitute Trustee. The NOTICE OF TRUSTEE’S SALE mental agency, state or federal; any prior liens upon announcement at the time and place at any time. The right is reserved to adjourn Property is sold as is, where is, without WHEREAS, default has occurred in the or encumbrances as well as any priority created the day of the sale to another day, time, and representations or warranties of any kind, performance of the covenants, terms, and by a fixture filing; and to any matter that an ac- place certain without further publication, including fitness for a particular use or conditions of a Deed of Trust Note dated August curate survey of the premises might disclose. Go to upon announcement at the time and place purpose. THIS LAW FIRM IS ATTEMPTING 4, 2011, and the Deed of Trust of even date In addition, the following parties may claim www.HamiltonCountyHerald.com for for the sale set forth above. All right and TO COLLECT A DEBT. ANY INFORMATION securing the same, recorded August 5, 2011, an interest in the above-referenced property: thousands of public records and equity of redemption, statutory or otherwise, OBTAINED WILL BE USED FOR THAT PURPOSE. in Book No. GI 9451, at Page 527, in Office ANGELA T. COBBLE public notices. homestead, and dower are expressly waived Rubin Lublin TN, PLLC, Substitute Trustee of the Register of Deeds for Hamilton County, TENNESSEE HOUSING DEVELOPMENT AGENCY in said Deed of Trust, and the title is believed 119 S. Main Street, Suite 500 Memphis, TN Tennessee, executed by Angela T. Cobble, (THDA) HAMILTON COUNTY to be good, but the undersigned will sell 38103 www.rubinlublin.com/property-listings. conveying certain property therein described The sale held pursuant to this Notice may and convey only as Substitute Trustee. The php Tel: (877) 813-0992 Fax: (404) 601-5846 to Title Guaranty and Trust Company as Trustee be rescinded at the Successor Trustee’s option Property is sold as is, where is, without Ad #117751 06/02/2017, 06/09/2017, for Mortgage Electronic Registration Systems, at any time. The right is reserved to adjourn H  representations or warranties of any kind, 06/16/2017 Inc., as nominee for Platinum Financial Funding, the day of the sale to another day, time, and June 16 - 22, 2017 Public Notices Page 7 www.HamiltonCountyHerald.com

place certain without further publication, upon Foreclosure/Trustee's Sales Scheduled in the Next 3 Weeks announcement at the time and place for the sale set forth above. W&A No. 313041 Property Address Publication Dates Borrower Attorney DATED May 24, 2017 WILSON & ASSOCIATES, P.L.L.C., SALES TO TAKE PLACE ON 2017-06-19 Successor Trustee 6615 Jordan Run Road, Chattanooga, 37412 2017-05-26; 2017-06-02; 2017-06-09 Christopher M. Fillers Wilson & Associates, PLLC FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC.COM SALES TO TAKE PLACE ON 2017-06-20 June 2, 9, 16, 2017 Fmr18121 7835 Grasshopper Road, Georgetown, 37336 2017-05-26; 2017-06-02; 2017-06-09 Christopher Neil Beavers C/O Tennessee Foreclosure Dept. 7134 Lea Road, Chattanooga, 37421 2017-05-26; 2017-06-02; 2017-06-09 Timothy Ray Laymon and Mary Ann Laymon Bell & Hobbs SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on June 29, SALES TO TAKE PLACE ON 2017-06-21 2017 at 10:00AM local time, at the west door, 900 Gillespie Rd, Chattanooga, 37411 2017-05-26; 2017-06-02; 2017-06-09 Maurice B. Jackson, Christie M. Jackson Brian Mickles PLLC Hamilton County Courthouse, 625 Georgia 1209 Tunnel Blvd, Chattanooga, 37411 2017-05-26; 2017-06-02; 2017-06-09 Maurice B. Jackson, Christie M. Jackson Brian Mickles PLLC Ave., Chattanooga, Tennessee pursuant to 4101 Shallowford Road, Chattanooga, 37411 2017-05-26; 2017-06-02; 2017-06-09 Maurice B. Jackson, Christie M. Jackson Brian Mickles PLLC Deed of Trust executed by Brandy C. Carter, to US Title, Trustee, as trustee for Mortgage SALES TO TAKE PLACE ON 2017-06-22 Electronic Registration Systems, Inc. as nomi- 1836 Sequoyah, Hixson, 37343 2017-05-26; 2017-06-02; 2017-06-09 Traci G Jennings and Samuel Paul Jennings Mackie Wolf Zientz & Mann, P.C. nee for Dover Mortgage Company on August 5, 8651 Keystone Cir , Chattanooga, 37421 2017-05-26; 2017-06-02; 2017-06-09 Walker, Donald and Teresa Shapiro and Ingle, LLP 2009 at Book GI 9024, Page 486, Instrument 4024 Hooker Rd , Chattanooga, 37410 2017-05-26; 2017-06-02; 2017-06-09 Battle, Franklin Shapiro and Ingle, LLP No. 09008761; conducted by Shapiro & Ingle, LLP, having been appointed Substitute or Suc- SALES TO TAKE PLACE ON 2017-06-26 cessor Trustee, all of record in the Hamilton 2822 Hidden Trail Lane, Chattanooga, 37421 2017-05-12; 2017-05-19; 2017-05-26 James B. Foster Wilson & Associates, PLLC County Register’s Office. Default has occurred in the performance of the covenants, terms, SALES TO TAKE PLACE ON 2017-06-27 and conditions of said Deed of Trust and the 4919 Shoreline Dr, Chattanooga, 37416 2017-06-02 James A. Miller C/O Tennessee Foreclosure Dept. entire indebtedness has been declared due and payable. SALES TO TAKE PLACE ON 2017-06-28 Party Entitled to Enforce the Debt: Wells 1400 Innisbrook Dr, Hixson, 37343 2017-06-02; 2017-06-09; 2017-06-16 Harry Thompson and Phyllis J. Thompson Brian Mickles PLLC Fargo Bank, NA, its successors and assigns. The following real estate located in Ham- SALES TO TAKE PLACE ON 2017-06-29 ilton County, Tennessee, will be sold to the 7525 Mcdaniel Lane, Ooltewah, 37363 2017-06-02; 2017-06-09; 2017-06-16 Daniel A. Urffer Wilson & Associates, PLLC highest call bidder: 8916 Drake Parkway Rd , Chattanooga, 37416 2017-04-28; 2017-05-05; 2017-05-12 Rutherford, Courtney and Erica Shapiro and Ingle, LLP Described property located at Hamilton 3713 Clio Ave , Chattanooga, 37407 2017-05-26; 2017-06-02; 2017-06-09 Edwards, Yetonia Shapiro and Ingle, LLP County, Tennessee, to wit: 3007 Fox Drive, Chattanooga 2017-05-19; 2017-05-26; 2017-06-02 Candace Whitson Church Weiss & Cummins, PLLC LEGAL DESCRIPTION FOR PROPERTY 3840 Altamira Dr, Chattanooga, 37412 2017-05-26; 2017-06-02; 2017-06-09 Shirley Joyce Woodlee C/O Tennessee Foreclosure Dept. COMMONLY KNOWN AS: 5219 Rotary Drive 707 Donaldson Road, Chattanooga, 37412 2017-06-09; 2017-06-16; 2017-06-23 Amy R. Wooden Wilson & Associates, PLLC Chattanooga TN 37416: 416 N. Saint Marks Ave , Chattanooga, 37411 2017-05-26; 2017-06-02; 2017-06-09 Paige, Lisa and Doretha Shapiro and Ingle, LLP BEING ALL OF LOT NUMBER FIFTY-TWO 5718 Carmack Rd, Hixson, 37343 2017-05-26; 2017-06-02; Kelly Shavers-Ledford and Tony Ledford (52) OF LOGAN HEIGHTS SUBDIVISION, AS 2017-06-09; 2017-06-16 SHOWN BY PLAT OF RECORD IN PLAT BOOK 1252 Joiner Road, Chattanooga, 37421 2017-06-02; 2017-06-09; 2017-06-16 Francois C. Lambert C/O Tennessee Foreclosure Dept. 13, PAGE 74 OF THE REGISTER’S OFFICE 5219 Rotary Drive , Chattanooga, 37416 2017-06-02; 2017-06-09; 2017-06-16 Carter, Brandy Shapiro and Ingle, LLP OF HAMILTON COUNTY, TENNESSEE, THE 3932 Alexis Circle, Chattanooga, 37406 2017-06-02; 2017-06-09; 2017-06-16 Autumn Price LEGAL DESCRIPTION CONTAINED HEREIN 2306 Ashford Dr , Chattanooga, 37412 2017-06-02; 2017-06-09; 2017-06-16 Edwards, Christopher and Kami Shapiro and Ingle, LLP IS THE SAME AS THE DEED PRIOR TO TITLE. 786 Winding Hills Lane , Chattanooga, 37343 2017-06-02; 2017-06-09; 2017-06-16 Pulleyn, Beverly and Richard Shapiro and Ingle, LLP THE ABOVE DESCRIPTION IS THE SAME AS 2004 Dodson Ave , Chattanooga, 37406 2017-06-02; 2017-06-09; 2017-06-16 Hughes, William and Carolyn Shapiro and Ingle, LLP FOUND IN PRIOR DEED OF RECORD AS A 8484 Lexie Ln, Ooltewah, 37363 2017-06-02; 2017-06-09; 2017-06-16 Keleka Jones, Adrian Jones BOUNDARY LINE SURVEY WAS NOT DONE 1208 Greenwood Rd, Chattanooga, 37411 2017-06-02; 2017-06-09; 2017-06-16 George M. Adkison, Mary Kate D. Adkison AT THE TIME OF THIS CONVEYANCE. 5703 Dagney Lane, Hixson, 37343 2017-04-21; 2017-04-28; 2017-05-05 Dennis C Riddle Wilson & Associates, PLLC BEING THE SAME PROPERTY CONVEYED TO BRANDY C. CARTER FROM GENE ROBERTSON SALES TO TAKE PLACE ON 2017-07-03 BY WARRANTY DEED DATED 08/06/08 AND 102 Sawyer Street, Chattanooga, 37405 2017-06-09; 2017-06-16; 2017-06-23 Qt Triplett Wilson & Associates, PLLC RECORDED 08/08/08 IN BOOK 8735, 11551 Higdon Street, Soddy Daisy, 37379 2017-06-09; 2017-06-16; 2017-06-23 Ambrocio Garner Wilson & Associates, PLLC PAGE 158 IN THE REGISTER’S OFFICE FOR 7136 Blossom Circle, Chattanooga, 37421 2017-06-09; 2017-06-16; 2017-06-23 James A. Hutchings Wilson & Associates, PLLC HAMILTON COUNTY, TENNESSEE. THIS CONVEYANCE IS SUBJECT TO ALL SALES TO TAKE PLACE ON 2017-07-06 RESTRICTIONS, EASEMENTS, SETBACK 6366 Veronica Dr , Ooltewah, 37363 2017-06-09; 2017-06-16; 2017-06-23 Hendrix, Mark and Moore, Teela Shapiro and Ingle, LLP LINES, AND OTHER CONDITIONS SHOWN OF RECORD IN THE REGISTER’S OFFICE FOR SALES TO TAKE PLACE ON 2017-07-10 HAMILTON COUNTY, TENNESSEE. 6513 Grubb Road, Hixson, 37343 2017-06-16; 2017-06-23; 2017-06-30 Gary D. Combs Wilson & Associates, PLLC Street Address: 5219 Rotary Drive, Chattanooga, Tennessee 37416 SALES TO TAKE PLACE ON 2017-07-11 Parcel Number: 120F C 011.01 4919 Shoreline Dr, Chattanooga, 37416 2017-06-09; 2017-06-16; 2017-06-23 James A. Miller C/O Tennessee Foreclosure Dept. Current Owner(s) of Property: Brandy C. Carter SALES TO TAKE PLACE ON 2017-07-13 The street address of the above described 4715 Rogers Road, Chattanooga, 37411 2017-06-16; 2017-06-23; 2017-06-30 Robert A. Stanard property is believed to be 5219 Rotary Drive, 6329 Hansley Dr , Chattanooga, 37416 2017-06-09; 2017-06-16; 2017-06-23 Billingsley, Bobby and Janie Shapiro and Ingle, LLP Chattanooga, Tennessee 37416, but such 618 Colville Street, Chattanooga, 37405 2017-06-16; 2017-06-23; 2017-06-30 Don E. Taylor address is not part of the legal description of 5002 Jackson Road, Apison, 37302 2017-05-12; 2017-05-19; 2017-05-26 Sally A. Garrity Wilson & Associates, PLLC the property sold herein and in the event of 2328 Lyons Lane, Soddy Daisy, 37379 2017-05-26; 2017-06-02; 2017-06-09 Katherine Coblentz and Kevin M. Coblentz Solomon Baggett, LLC any discrepancy, the legal description herein 4305 Norcross Rd, Hix, 37343 2017-06-16; 2017-06-23; 2017-06-30 Robert P. Hall shall control. 1504 Heritage Landing Drive, Chattanooga, 37405 2017-05-26; 2017-06-02; 2017-06-09 Sharon M. Marlow Wilson & Associates, PLLC This sale is subject to, without limitation, all matters shown on any applicable recorded plat; SALES TO TAKE PLACE ON 2017-07-17 any unpaid taxes; any restrictive covenants, 7135 Sylar Rd , Ooltewah, 37363 2017-05-26; 2017-06-02; 2017-06-09 Whitener, R Shapiro and Ingle, LLP easements, or setback lines that may be ap- plicable; any statutory right of redemption of any governmental agency, state or federal; any prior set forth above. If you purchase a property information obtained may be used for that Fargo Bank Minnesota, N.A. The street address of the above described liens or encumbrances including those created at the foreclosure sale, the entire purchase purpose. as trustee, in trust for the Holders of Struc- property is believed to be 2004 Dodson Ave, by a fixture filing or any applicable homeowners’ price is due and payable at the conclusion Shapiro & Ingle, LLP tured Asset Securities Corporation Mortgage Chattanooga, Tennessee 37406, but such association dues or assessments; all claims or of the auction in the form of a certified/ Substitute Trustee Pass-Through Certificates, Series 2002-HF2 address is not part of the legal description of other matters, whether of record or not, which bank check made payable to or endorsed 10130 Perimeter Parkway, Suite 400 2-HF2, its successors and assigns. the property sold herein and in the event of may encumber the purchaser’s title and any to Shapiro & Ingle, LLP. No personal checks Charlotte, NC 28216 The following real estate located in Ham- any discrepancy, the legal description herein matter that an accurate survey of the premises will be accepted. To this end, you must bring Phone: (704) 333-8107 ilton County, Tennessee, will be sold to the shall control. might disclose. sufficient funds to outbid the lender and any Fax: (704) 333-8156 highest call bidder: This sale is subject to, without limitation, all The following parties may claim an interest other bidders. Insufficient funds will not be www.auction.com Described property located at Hamilton matters shown on any applicable recorded plat; in the above-referenced property to be affected accepted. Amounts received in excess of the File No. 12-040785 County, Tennessee, to wit: any unpaid taxes; any restrictive covenants, by the foreclosure: any judgment creditor or winning bid will be refunded to the successful June 2, 9, 16, 2017 Fmr18123 LOTS EIGHT (8), NINE (9) AND TEN (10) easements, or setback lines that may be ap- lien holder with an interest subordinate to the purchaser at the time the foreclosure deed OF BLOCK TWENTY-NINE (29), ARLINGTON plicable; any statutory right of redemption of any said Deed of Trust or any party claiming by, is delivered. SUBSTITUTE TRUSTEE’S SALE HEIGHTS SUBDIVISION, AS SHOWN BY governmental agency, state or federal; any prior through, or under any of the foregoing. Such This property is being sold with the express Sale at public auction will be on June 29, PLAT OF RECORD IN PLAT BOOK 5, PAGE liens or encumbrances including those created parties known to the Substitute Trustee may reservation that the sale is subject to confirma- 2017 at 11:00 am local time, at the west door, 23, (ERRONEOUSLY REFERRED TO IN QUIT by a fixture filing or any applicable homeowners’ include: None. tion by the lender or trustee. This sale may be Hamilton County Courthouse, 625 Georgia CLAIM DEED RECORDED IN BOOK 5347, association dues or assessments; all claims or Terms of Sale will be public auction, for rescinded only by the Substitute Trustee at any Ave., Chattanooga, Tennessee pursuant to PAGE 654, AS PLAT BOOK 29, PAGE 23) other matters, whether of record or not, which cash, free and clear of rights of homestead, re- time. If the Substitute Trustee rescinds the Deed of Trust executed by William Hughes IN THE REGISTER’S OFFICE OF HAMILTON may encumber the purchaser’s title and any demption and dower to the extent disclaimed or sale, the purchaser shall only be entitled to a and Carolyn Hughes, to Transcontinental Title, COUNTY, TENNESSE. matter that an accurate survey of the premises inapplicable, and the rights of Brandy C. Carter, return of any money paid towards the purchase Trustee, as trustee for EquiFirst Mortgage BEING THE SAME PROPERTY CONVEYED TO might disclose. and those claiming through him/her/it/them. price and shall have no other recourse. Once Corporation on June 2, 2000 at Book GI 5614, W.C. HUNTER AND SPOUSE, PEGGY HUNTER The following parties may claim an interest Any right of equity of redemption, statutory the purchaser tenders the purchase price, the Page 643, Instrument No. 2000061200179; BY QUIT CLAIM DEED FROM WILLIAM in the above-referenced property to be affected and otherwise, and homestead are waived in Substitute Trustee may deem the sale final in conducted by Shapiro & Ingle, LLP, having been HUGHES DATED FEBRUARY 14, 2000 AND by the foreclosure: any judgment creditor or accord with the terms of said Deed of Trust, which case the purchaser shall have no remedy. appointed Substitute or Successor Trustee, all RECORDED IN BOOK 5531, PAGE 811, IN lien holder with an interest subordinate to the and the title is believed to be good, but the The real property will be sold AS IS, WHERE of record in the Hamilton County Register’s Of- THE REGISTER’S OFFICE FOR HAMILTON said Deed of Trust or any party claiming by, undersigned will sell and convey only as Sub- IS, with no warranties or representations of fice. Default has occurred in the performance COUNTY, TENNESSEE. through, or under any of the foregoing. Such stitute Trustee. any kind, express or implied, including without of the covenants, terms, and conditions of said Street Address: 2004 Dodson Ave, parties known to the Substitute Trustee may The right is reserved to adjourn the day limitation, warranties regarding condition of the Deed of Trust and the entire indebtedness has Chattanooga, Tennessee 37406 include: Bernstein, Stair & McAdams LLP. of the sale to another day, time, and place property or marketability of title. been declared due and payable. Parcel Number: 136L D 004 Terms of Sale will be public auction, for certain without further publication, upon an- This office may be a debt collector. This Party Entitled to Enforce the Debt: Wells Current Owner(s) of Property: Carolyn Hughes Continued on page 8 nouncement at the time and place for the sale may be an attempt to collect a debt and any Fargo Bank, N.A., successor by merger to Wells and James Houston Page 8 Public Notices June 16 - 22, 2017 www.HamiltonCountyHerald.com

Building Permits Fax: (704) 333-8156 Hamilton County www.auction.com File No. 16-105817 Licensed Professional Contract June 2, 9, 16, 2017 Fmr18125 Status Site Address Owner Address Work Description Date Address Value SUBSTITUTE TRUSTEE’S SALE 06/08/2017 033149h G 01100 Defoor Byron Emj Corporation The Village At Waterside Building E. $808,500.00 Sale at public auction will be on June 29, 2380 Lifestyle Way 801 Broad St Clint Dean New Construction Of CMU And Metal 2017 at 10:00AM local time, at the west door, Chattanooga 37421 Chattanooga, TN 37402 2034 Hamilton Place #400 Stud Shell Building For Small Shops. Hamilton County Courthouse, 625 Georgia Commercial New Construction Chattanooga, TN 37421 Builidng Is Slab On Grade With Tpo Roof. Ave., Chattanooga, Tennessee pursuant to Deed of Trust executed by Christopher Edwards 06/08/2017 033149h G 01100 Defoor Byron Emj Corporation The Village At Waterside Building F. $731,500.00 and Kami T. Edwards, to Robert Wilson, Trustee, 2372 LifestyLe Way 801 Broad St Clint Dean New Construction Of CMU And Metal as trustee for United Wholesale Mortgage on Chattanooga 37421 Chattanooga, TN 37402 2034 Hamilton Place #400 Stud Shell Building For Small Shops. October 9, 2009 at Book GI9038, Page 804, Commercial New Construction Chattanooga, TN 37421 Building Is Slab On Grade With Tpo Roof. Instrument No. 2009101900100; conducted by Shapiro & Ingle, LLP, having been appointed 06/08/2017 0331680 A 00300 Perez Lopez Humberto T Owner New Construction Of $22,000.00 Substitute or Successor Trustee, all of record 4707 13th Ave 1427 O'Neal Rd Owner Mechanic Shop in the Hamilton County Register’s Office. De- Chattanooga 37407 Hixson, TN 37343 fault has occurred in the performance of the Commercial New Construction covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been 06/07/2017 033129l B 02600 Lane Charles H Jr & Myra A Trinity M & E Construction Inc Residential New Single Family $109,400.00 declared due and payable. 7735 Nautical Way 8142 Holly Crest Dr Mark Scott On Crawlspace W/ Party Entitled to Enforce the Debt: Nation- Chattanooga 37416 Chattanooga, TN 37421 7627 Bonnie Drive Attached Garage star Mortgage LLC, its successors and assigns. Residential (1-2 Units) New Construction Chattanooga, TN 37416 The following real estate located in Ham- ilton County, Tennessee, will be sold to the 06/06/2017 0331550 B 00302 ALC Holdings LLC Green Tech Homes New Single Family W/ $303,810.00 highest call bidder: 3901 Church St 1925 Rossville Ave Paul Teruya Crawlspace & Described property located at Hamilton Chattanooga 37409 Chattanooga, TN 1925 Rossville Ave Detached Garage County, Tennessee, to wit: Residential (1-2 Units) New Construction Chattanooga, TN 37408 Lot 1, Ashwood Subdivision, Phase 1, of record in Plat Book 39, Page 340, in 06/08/2017 0331000 A 00700 Watson Gary River Stone Construction LLC New Single Family W/ $153,180.00 te Register’s Office of Hamilton County, 5017 Gooden Ln 10711 Hixson Pk Dustin Wong Attached Garage On Slab Tennessee. Chattanooga, TN 37343 Soddy Daisy, TN 37379 7613 Royal Harbour Cir Being the same property conveyed to Residential (1-2 Units) New Construction Ooltewah, TN 37363 Christopher Edwards and wife Kami T. Edwards, from Doris E. Townson, unmarried, 06/07/2017 033137d A 01300 Herndon Theodore H & Johnnie M Waldrep Construction New Single Family W/ $254,680.00 dated 04-16-04, recorded in Book 7099, 3810 Deerfoot Dr 3810 Deerfoot Dr Larry Waldrep Attached Garage. Page 485, in the Register’s Office of Hamilton Chattanooga 37406 Chattanooga, TN 37416 P.O. Box 4281 Unfinished Basement County, Tennessee. Residential (1-2 Units) New Construction Chattanooga, TN 37405 And Partial Crawlspace. Subject to setback lines and easements of record in Plat BOok 39, Page 340, aforesaid 06/08/2017 033149b C 03000 Le Blanc Melissa Usher & Miller Contractors LLC New Single Family Residential, $176,000.00 records. 2403 Jenkins Rd 5701 Hunter Rd Frank Usher Four Bedrooms Over Subject to Restrictions as set out in Chattanooga, TN 37421 Ooltewah, TN 37363 5688 Crooked Creek Dr Crawl Space W/Attached Garage instrument recorded in Book 3144, Page Residential (1-2 Units) New Construction Ooltewah, TN 37363 5, and in book 3145, Page 833, and in Book 3216, Page 328, in the Register’s Office of Hamilton County, Tennessee, but Foreclosure Notices SUBSTITUTE TRUSTEE’S SALE Hills Subdivision; thence North 36 Degrees lien holder with an interest subordinate to the omitting any covenant or restriction based Sale at public auction will be on June 29, 54 Minutes West (according to said plat of said Deed of Trust or any party claiming by, on race, color, religion, sex, handicap, Continued from page 7 2017 at 10:00AM local time, at the west door, Winding Hills Subdivision said bearing is through, or under any of the foregoing. Such familial status or national origin unless and Hamilton County Courthouse, 625 Georgia North 36 Degrees 16 Minutes West), 135 parties known to the Substitute Trustee may only to the extent that said covenant (a) is cash, free and clear of rights of homestead, Ave., Chattanooga, Tennessee pursuant to feet, to the Southeastern line of said tract include: All parties claiming by, through, or exempt under Chapter 42, Section 3607, redemption and dower to the extent disclaimed Deed of Trust executed by Beverly A. Pulleyn conveyed to Ralph E. Mathews, Jr.; thence under Beverly Pulleyn, Deceased. of the United States Code or (b) related to or inapplicable, and the rights of William Hughes A/K/A Beverly Pulleyn and Husband, Richard South 46 Degrees 01 Minute West (according Terms of Sale will be public auction, for handicap but does not discriminate against and Carolyn Hughes, and those claiming Pulleyn, to Edward L. Burris, Trustee, as trustee to said Mathews’ Deed in Book 2007, Page cash, free and clear of rights of homestead, handicapped persons. through him/her/it/them. for Cornerstone Community Bank on January 118, said Register’s Office, this bearing is redemption and dower to the extent disclaimed Subject to all notes, stipulations, restrictions, Any right of equity of redemption, statutory 26, 2007 at Book GI 8223, Page 456, Instru- North 53 Degrees 06 Minutes East), 110.83 or inapplicable, and the rights of Beverly A. easements, conditions, and regulations as and otherwise, and homestead are waived in ment No. 2007012900303; re-recorded at feet to the point of Beginning. Pulleyn A/K/A Beverly Pulleyn and Husband, set out on recorded plat. accord with the terms of said Deed of Trust, Book GI 8243, page 683 FOR PRIOR TITLE see Deed recorded in Richard Pulleyn, and those claiming through Subject to any Governmental Zoning and and the title is believed to be good, but the Order of Judgment GI 11010/337 Book 4848, Page 594, Register’s Office of him/her/it/them. Subdivision Ordinances or Regulations in undersigned will sell and convey only as Sub- 3/29/2017 Hamilton County, Tennessee. Any right of equity of redemption, statutory effect thereon. stitute Trustee. Order of Judgment GI 11019/570 THIS CONVEYANCE MADE SUBJECT TO THE and otherwise, and homestead are waived in Street Address: 2306 Ashford Dr, The right is reserved to adjourn the day 4/7/2017; and rerecorded on February 16, FOLLOWING: accord with the terms of said Deed of Trust, Chattanooga, Tennessee 37412 of the sale to another day, time, and place 2007 in Roll GI 8243, Page 683; conducted Subject to Anchor Easement as shown on and the title is believed to be good, but the Parcel Number: 149G B 010.05 certain without further publication, upon an- by Shapiro & Ingle, LLP, having been appointed survey of Chattanooga Surveying Company, undersigned will sell and convey only as Sub- Current Owner(s) of Property: Christopher nouncement at the time and place for the sale Substitute or Successor Trustee, all of record dated March 5, 1987. stitute Trustee. Edwards and wife, Kami T. Edwards set forth above. If you purchase a property in the Hamilton County Register’s Office. De- Subject to 15 foot Drainage Easement as The right is reserved to adjourn the day The street address of the above described at the foreclosure sale, the entire purchase fault has occurred in the performance of the shown on survey of Chattanooga Surveying of the sale to another day, time, and place property is believed to be 2306 Ashford Dr, price is due and payable at the conclusion covenants, terms, and conditions of said Deed Company, dated March 5, 1987. certain without further publication, upon an- Chattanooga, Tennessee 37412, but such of the auction in the form of a certified/ of Trust and the entire indebtedness has been Subjectto Easement for installation of nouncement at the time and place for the sale address is not part of the legal description of bank check made payable to or endorsed declared due and payable. Utilities and Roadway for purposes of set forth above. If you purchase a property the property sold herein and in the event of to Shapiro & Ingle, LLP. No personal checks Party Entitled to Enforce the Debt: Federal ingress and egress as set out in instrument at the foreclosure sale, the entire purchase any discrepancy, the legal description herein will be accepted. To this end, you must bring National Mortgage Association (“Fannie Mae”), recorded in Book 2046, Page 241, said price is due and payable at the conclusion shall control. sufficient funds to outbid the lender and any a corporation organized and existing under Register’s Office. of the auction in the form of a certified/ This sale is subject to, without limitation, all other bidders. Insufficient funds will not be the laws of the United States of America, its Subject to all notes, stipulations, restrictions, bank check made payable to or endorsed matters shown on any applicable recorded plat; accepted. Amounts received in excess of the successors and assigns. easements, conditions, and regulations as to Shapiro & Ingle, LLP. No personal checks any unpaid taxes; any restrictive covenants, winning bid will be refunded to the successful The following real estate located in Ham- set out on recorded plat. will be accepted. To this end, you must bring easements, or setback lines that may be ap- purchaser at the time the foreclosure deed ilton County, Tennessee, will be sold to the Any governmental zoning and subdivision sufficient funds to outbid the lender and any plicable; any statutory right of redemption of any is delivered. highest call bidder: ordinances in effect thereon. other bidders. Insufficient funds will not be governmental agency, state or federal; any prior This property is being sold with the express Described property located at Hamilton Street Address: 786 Winding Hills Lane, accepted. Amounts received in excess of the liens or encumbrances including those created reservation that the sale is subject to confirma- County, Tennessee, to wit: Chattanooga, Tennessee 37343 winning bid will be refunded to the successful by a fixture filing or any applicable homeowners’ tion by the lender or trustee. This sale may be LOCATED IN THE CITY OF CHATTANOOGA, Parcel Number: 099L C 030.02 purchaser at the time the foreclosure deed association dues or assessments; all claims or rescinded only by the Substitute Trustee at any HAMILTON COUNTY, TENNESSEE: Current Owner(s) of Property: John Pulleyn, is delivered. other matters, whether of record or not, which time. If the Substitute Trustee rescinds the BEGINNING at the most Southern corner of Trustee of the Richard Pulleyn Special This property is being sold with the express may encumber the purchaser’s title and any sale, the purchaser shall only be entitled to a the property conveyed to Ralph E. Mathews, Needs Trust reservation that the sale is subject to confirma- matter that an accurate survey of the premises return of any money paid towards the purchase Jr. Trustee, by Deed of record in Book The street address of the above described tion by the lender or trustee. This sale may be might disclose. price and shall have no other recourse. Once 2007, Page 118, in the Register’s Office of property is believed to be 786 Winding Hills rescinded only by the Substitute Trustee at any The following parties may claim an interest the purchaser tenders the purchase price, the Hamilton County, Tennessee; thence South Lane, Chattanooga, Tennessee 37343, but time. If the Substitute Trustee rescinds the in the above-referenced property to be affected Substitute Trustee may deem the sale final in 36 Degrees 44 Minutes East, 86 feet along such address is not part of the legal description sale, the purchaser shall only be entitled to a by the foreclosure: any judgment creditor or which case the purchaser shall have no remedy. the Northeast line of Oak Hill North, Unit 3, as of the property sold herein and in the event of return of any money paid towards the purchase lien holder with an interest subordinate to the The real property will be sold AS IS, WHERE shown by Plat of record in Plat Book 25, Page any discrepancy, the legal description herein price and shall have no other recourse. Once said Deed of Trust or any party claiming by, IS, with no warranties or representations of 42, said Register’s Office; thence along the shall control. the purchaser tenders the purchase price, the through, or under any of the foregoing. Such any kind, express or implied, including without East line of said Oak Hill North, Unit 3, South This sale is subject to, without limitation, all Substitute Trustee may deem the sale final in parties known to the Substitute Trustee may limitation, warranties regarding condition of the 08 Degrees 06 Minutes West (according to matters shown on any applicable recorded plat; which case the purchaser shall have no remedy. include: First Volunteer Bank. property or marketability of title. said plat of Oak Hill North, Unit 3, said bearing any unpaid taxes; any restrictive covenants, The real property will be sold AS IS, WHERE Terms of Sale will be public auction, for This office may be a debt collector. This is South 08 Degrees 16 Minutes West), 56.3 easements, or setback lines that may be ap- IS, with no warranties or representations of cash, free and clear of rights of homestead, may be an attempt to collect a debt and any feet, to the most Northwestern corner of Lot plicable; any statutory right of redemption of any any kind, express or implied, including without redemption and dower to the extent disclaimed information obtained may be used for that 12-A, Winding Hills Subdivision, as shown by governmental agency, state or federal; any prior limitation, warranties regarding condition of the or inapplicable, and the rights of Christopher purpose. plat of record in Plat Book 21, Page 80, said liens or encumbrances including those created property or marketability of title. Edwards and Kami T. Edwards, and those Shapiro & Ingle, LLP Register’s Office; thence North 53 Degrees by a fixture filing or any applicable homeowners’ This office may be a debt collector. This claiming through him/her/it/them. Substitute Trustee 06 Minutes East (according to said plat of association dues or assessments; all claims or may be an attempt to collect a debt and any Any right of equity of redemption, statutory 10130 Perimeter Parkway, Suite 400 Winding Hills Subdivision, said bearing is other matters, whether of record or not, which information obtained may be used for that and otherwise, and homestead are waived in Charlotte, NC 28216 North 53 Degrees 44 Minutes) along the may encumber the purchaser’s title and any purpose. accord with the terms of said Deed of Trust, Phone: (704) 333-8107 Northwest line of Lots 12-A and bearing is matter that an accurate survey of the premises Shapiro & Ingle, LLP and the title is believed to be good, but the Fax: (704) 333-8156 North 53 Degrees 44 Minutes East) along might disclose. Substitute Trustee undersigned will sell and convey only as Sub- www.shapiro-ingle.com the Northwest line of Lots 12-A and 12, The following parties may claim an interest 10130 Perimeter Parkway, Suite 400 stitute Trustee. File No. 15-103221 Winding Hills Subdivision, 154.4 feet, to the in the above-referenced property to be affected Charlotte, NC 28216 The right is reserved to adjourn the day June 2, 9, 16, 2017 Fmr18124 most Southern corner of Lot 11-A, Winding by the foreclosure: any judgment creditor or Phone: (704) 333-8107 of the sale to another day, time, and place June 16 - 22, 2017 Public Notices Page 9 www.HamiltonCountyHerald.com

certain without further publication, upon an- ALSO KNOWN AS: 7525 Mcdaniel Lane, Regions Bank DBA Regions Mortgage, (the any recorded plat; any and all liens against Line of Credit dated June 27, 2006, executed nouncement at the time and place for the sale Ooltewah, TN 37363 “Holder”), appointed the undersigned, Brock said property for unpaid property taxes; any by Harry Thompson and Phyllis J. Thompson set forth above. If you purchase a property This sale is subject to all matters shown & Scott, PLLC, as Substitute Trustee, by an restrictive covenants, easements or set-back (“Co-debtors”), payable to Cornerstone Com- at the foreclosure sale, the entire purchase on any applicable recorded plat; any unpaid instrument duly recorded in the Office of the lines that may be applicable; any prior liens or munity Bank; and; price is due and payable at the conclusion taxes; any restrictive covenants, easements, Register of Deeds of Hamilton County, Tennes- encumbrances as well as any priority created 2. WHEREAS, Grantors executed a of the auction in the form of a certified/ or setback lines that may be applicable; any see, with all the rights, powers and privileges by a fixture filing; a deed of trust; and any mat- Modification of Deed of Trust dated October bank check made payable to or endorsed statutory rights of redemption of any govern- of the original Trustee named in said Deed ter than an accurate survey of the premises 11, 2006, of record in Book 8111, Page 165 to Shapiro & Ingle, LLP. No personal checks mental agency, state or federal; any prior liens of Trust; and might disclose; and in the Register’s Office of Hamilton County, will be accepted. To this end, you must bring or encumbrances as well as any priority created NOW, THEREFORE, notice is hereby given All right and equity of redemption, statutory Tennessee (“Modified Deed of Trust”) which sufficient funds to outbid the lender and any by a fixture filing; and to any matter that an ac- that the entire indebtedness has been declared or otherwise, homestead, and dower are increased the principal indebtedness from other bidders. Insufficient funds will not be curate survey of the premises might disclose. due and payable as provided in said Deed of expressly waived in said Deed of Trust, $60,000 in the Deed of Trust to $100,000 in accepted. Amounts received in excess of the In addition, the following parties may claim Trust by the Holder, and that as agent for the and the title is believed to be good, but the the Modified Deed of Trust upon which default winning bid will be refunded to the successful an interest in the above-referenced property: undersigned, Brock & Scott, PLLC, Substitute undersigned will sell and convey only as has been made in payment of the debts and purchaser at the time the foreclosure deed DANIEL A URFFER, II Trustee, by virtue of the power and authority Substitute Trustee. The right is reserved obligations secured by the Modified Deed of is delivered. The sale held pursuant to this Notice may vested in it, will on June 29, 2017, at 10:00AM to adjourn the day of the sale to another Trust; and This property is being sold with the express be rescinded at the Successor Trustee’s option at the usual and customary location at the day, time, and place certain without further 3. WHEREAS, on or about February reservation that the sale is subject to confirma- at any time. The right is reserved to adjourn Hamilton County Courthouse, Chattanooga, publication, upon announcement at the time 26, 2016, SmartBank merged with Corner- tion by the lender or trustee. This sale may be the day of the sale to another day, time, and Tennessee, proceed to sell at public outcry to and place for the sale set forth above. stone Community Bank and stepped into the rescinded only by the Substitute Trustee at any place certain without further publication, upon the highest and best bidder for cash, the fol- This office is attempting to collect a debt. shoes of Cornerstone Community Bank with time. If the Substitute Trustee rescinds the announcement at the time and place for the lowing described property situated in Hamilton Any information obtained will be used for respect to all claims at issue in this action; sale, the purchaser shall only be entitled to a sale set forth above. W&A No. 322309 County, Tennessee, to wit: that purpose. and return of any money paid towards the purchase DATED May 25, 2017 All that certain parcel of land situate in the City Brock & Scott, PLLC, Substitute Trustee 4. WHEREAS, Brian P. Mickles has price and shall have no other recourse. Once WILSON & ASSOCIATES, P.L.L.C., of Chattanooga, County of Hamilton, State of c/o Tennessee Foreclosure Department been appointed as Substitute Trustee pursu- the purchaser tenders the purchase price, the Successor Trustee Tennessee, being known and designated as 4360 Chamblee Dunwoody Road, Ste ant to that certain Appointment of Substitute Substitute Trustee may deem the sale final in FOR SALE INFORMATION, VISIT WWW. Lot 5, Corrective Plat Meadow Acres Estates, 310 Trustee recorded in Book 11060 and Page 266 which case the purchaser shall have no remedy. MYFIR.COM and WWW.REALTYTRAC.COM Lots 1 - 6, as shown by the Plat recorded in Atlanta, GA 30341 in the Register’s Office of Hamilton County, The real property will be sold AS IS, WHERE June 2, 9, 16, 2017 Fmr18128 Plat Book 48, Page 201, being a Correction PH: 404-789-2661 FX: 404-294-0919 Tennessee, with all the rights, powers and IS, with no warranties or representations of of Plat recorded in Plat Book 47, Page 309, File No.: 16-09811 FC02 privileges of the original trustee named in said any kind, express or implied, including without SUBSTITUTE TRUSTEE’S SALE in the Register’s Office of Hamilton County, June 2, 9, 16, 2017 Fmr18132 Deed of Trust; and limitation, warranties regarding condition of the Default having been made in the payment of Tennessee. The foregoing description was 5. NOW, THEREFORE, notice is hereby property or marketability of title. the debts and obligations secured to be paid by taken from said recorded Plat. NOTICE OF FORECLOSURE SALE given that the entire indebtedness has been This office may be a debt collector. This a certain Deed of Trust executed January 21, Being the same property as conveyed from 1. WHEREAS, default having been declared due and payable and that Brian P. may be an attempt to collect a debt and any 2015 by Lindsay M. Ochal and Brandon Card Shellie Wallace, Successor Trustee to Fed- made in payment of the debts and obligation Mickles, Trustee, and any substitute trustee information obtained may be used for that wife and husband to Title Guaranty & Trust, eral Home Loan Mortgage Corporation, as secured to be paid by that certain Deed of who may succeed him, pursuant to the power, purpose. as Trustee, as same appears of record in the described in Book 8917 Page 577, Recorded Trust dated June 27, 2006, of record in Book duty and authority vested in and imposed upon Shapiro & Ingle, LLP office of the Register of HAMILTON County, Ten- 05/04/2009 in HAMILTON County Records 8003, Page 80 in the Register’s Office of him in the Deed of Trust will on June 28, 2017, Substitute Trustee nessee, in Book GI 10387, Page 501, and the Tax ID: 158LF 11.05 Hamilton County, Tennessee (the “Deed of at 10:00 o’clock a.m., at the West door of the 10130 Perimeter Parkway, Suite 400 undersigned having been appointed Substitute Parcel ID Number: 158L F 011.05 Trust”), Harry Thompson as Trustee for the Hamilton County Courthouse in Chattanooga, Charlotte, NC 28216 Trustee by instrument recorded in Book GI Address/Description: 1252 Joiner Road, Harlis Trust (“Grantor”), conveyed to Edward L. Tennessee, offer for sale to the highest and Phone: (704) 333-8107 10974, Page 883, in the said Register’s Office, Chattanooga, TN 37421. Burris, Trustee, certain real property, described best bidder for cash, certain real property Fax: (704) 333-8156 and the owner of the debt secured, Freedom Current Owner(s): Francois Lambert. below, (the “Property”) to secure the payment situated in the City of Chattanooga, Hamilton www.auction.com Mortgage Corporation, having requested the Other Interested Party(ies): N/A of a certain obligation described in the Deed County, Tennessee, described as follows: File No. 17-109716 undersigned to advertise and sell the property The sale of the property described above of Trust including, without limitation, that evi- Continued on page 10 June 2, 9, 16, 2017 Fmr18126 described in and conveyed by said Deed of shall be subject to all matters shown on denced by a certain Interest Only Home Equity Trust, all of said indebtedness having matured NOTICE OF TRUSTEE’S SALE by default in the payment of a part thereof, at WHEREAS, default has occurred in the the option of the owner, this is to give notice performance of the covenants, terms, and that the undersigned will, on Thursday, July conditions of a Deed of Trust Note dated 27, 2017 commencing at 12:00 PM, at the September 11, 2013, and the Deed of Trust Front steps of the West Side Entrance of the of even date securing the same, recorded Hamilton County Courthouse, 615 Walnut September 12, 2013, in Book No. GI 10057, Street, Chattanooga, TN, HAMILTON County, at Page 528, in Office of the Register of Deeds Tennessee proceed to sell at public outcry for Hamilton County, Tennessee, executed by to the highest and best bidder for cash, the Daniel A Urffer, II, conveying certain property following described property, towit: therein described to Charles E. Tonkin, II as Situated in County of HAMILTON, State of Trustee for Mortgage Electronic Registration Tennessee. Systems, Inc., as nominee Mortgage Investors In the First Civil District of Hamilton County, Group, its successors and assigns; and the Tennessee: undersigned, Wilson & Associates, P.L.L.C., The North Fifty (50) feet of the East One having been appointed Successor Trustee by Hundred Seventy (170) feet of Lot Nine (9), JPMorgan Chase Bank, National Association. Fryars Subdivision of the Frank Steele Home NOW, THEREFORE, notice is hereby given Place, as shown by plat of record in Plat that the entire indebtedness has been declared Book 8, Page 12, in the Register’s Office of due and payable; and that an agent of Wilson Hamilton County, Tennessee. Said part of lot & Associates, P.L.L.C., as Successor Trustee, makes one lot fronting fifty (50) feet on the by virtue of the power, duty, and authority West side of Chattanooga-Cleveland Pike, vested in and imposed upon said Successor now known as Tunnel Boulevard, and running Trustee, by JPMorgan Chase Bank, National back Westwardly, between parallel lines. This Association, will, on June 29, 2017 on or conveyance made subject to the following: about 10:00 AM, at the Hamilton County Any governmental zoning and subdivision Courthouse, Chattanooga, Tennessee, offer ordinances if effect thereon. Conditions and for sale certain property hereinafter described easements contained in document of record to the highest bidder FOR certified funds paid in Book 2116, Page 186, in the Register’s Of- at the conclusion of the sale, or credit bid from fice of Hamilton County, Tennessee. All notes, a bank or other lending entity pre-approved by stipulations, restrictions, easements, condi- the successor trustee. The sale is free from all tions, and regulations as shown, described exemptions, which are expressly waived in the or noted on recorded plat. Deed of Trust, said property being real estate Tax Parcel ID: 147P-D-006 situated in Hamilton County, Tennessee, and Property Address: 37 Tunnel Boulevard, Chat- being more particularly described as follows: tanooga, TN. Lot Four (4), of the revised plat for Corson All right and equity of redemption, home- and Vincent Subdivision of Lots 2 and 4, stead and dower waived in said Deed of as recorded in Plat Book 62, Page 288, in Trust, and the title is believed to be good, but the Register’s Office of Hamilton County, the undersigned will sell and convey only as Tennessee. TOGETHER WITH the matters Substitute Trustee. of record which benefit the above described ARNOLD M. WEISS, Substitute Trustee land. For prior title and last instrument Weiss & Cummins, PLLC of record affecting the above described 208 Adams Avenue property, see warranty deed from Julia Memphis, Tennessee 38l03 Jones Defoor n/k/a Julia Waters and Vickie 90l5268296 Jones Corson to Tommy D. Wright and wife, File # 7240-128634-FC Annette Wright dated and filed for record June 2, 9, 16, 2017 Fmr18129 December 13, 2004 in Book 7368, Page 929, in the Register’s Office of Hamilton NOTICE OF FORECLOSURE SALE County. Tennessee. Subject to: Any govern- STATE OF TENNESSEE, HAMILTON COUNTY mental zoning and subdivision ordinances WHEREAS, Francois C. Lambert executed and regulations in effect thereon. Subject a Deed of Trust to Mortgage Electronic Regis- to: The matters of record which benefit tration Systems, Inc. as nominee for Regions the above described land. Subject to: An Bank d/b/a Regions Mortgage, Lender and easement being 50 feet in width for the Fmls, Inc., Trustee(s), which was dated August benefit of East Tennessee Natural Gas as 31, 2009 and recorded on September 4, 2009 described by instrument of record in Deed in Book GI 9013, Page 42, Hamilton County, Book 1021, Page 509, and depicted on Tennessee Register of Deeds. plat of record in Plat Book 62, Page 288, WHEREAS, default having been made in in the Register’s Office of Hamilton County, the payment of the debt(s) and obligation(s) Tennessee. Subject to: All notes set out on thereby secured by the said Deed of Trust recorded plat. and the current holder of said Deed of Trust, Page 10 Public Notices June 16 - 22, 2017 www.HamiltonCountyHerald.com Foreclosure Notices priority over the Deed of Trust upon which this thereon, including merchantability or fitness This office may be a debt collector. This may be 152, in Office of the Register of Deeds for Continued from page 9 foreclosure sale is had; any statutory rights of for particular purpose. an attempt to collect a debt and any informa- Hamilton County, Tennessee, executed by Qt redemption not otherwise waived in the Deed The Substitute Trustee, in order to ac- tion obtained may be used for that purpose. Triplett and Gloria L Triplett, conveying certain LOCATED IN, HAMILTON COUNTY, STATE OF of Trust, including rights of redemption of any complish the most advantageous sale and INTERESTED PARTIES: property therein described to Frontier Title & TENNESSEE: governmental agency, state or federal, which consequent discharge of his obligation under Frantz, McConnell & Seymour, LLP Escrow, Inc. as Trustee for Mortgage Electronic In the City Of Chattanooga, Hamilton County, might not have been waived by such govern- the Deed of Trust, reserves the right to do any CO-DEBTOR: Registration Systems, Inc., as a nominee for Tennessee: Lot Twenty (20), Unit Two (2), mental agency; all notes, stipulations, restric- or all of the following, without further publica- Harry Thompson Aegis Lending Corporation, its successors Windbrook Subdivision, as shown on plat tions, easements, conditions and regulations tion and upon announcement at the time and CO-DEBTOR: and assigns; and the undersigned, Wilson & of record in Plat Book 70, Page 61, in the as set out on recorded plat; any governmental place for the sale set forth herein: Phyllis J. Thompson Associates, P.L.L.C., having been appointed Register’s Office of Hamilton County, Ten- zoning and subdivision ordinances or regula- 1. The right is reserved to adjourn the Dated this 31st day of May, 2017. Successor Trustee by U.S. Bank National As- nessee. REFERENCE for prior title is made tions in effect thereon; the accuracy of the day of sale to another date and time without Brian P. Mickles, sociation, as Trustee for the registered holders to deed of record in Book 7591, Page 787, Index Book of the said Register’s Office; and further publication upon announcement at the Substitute Trustee of AEGIS Asset Backed Securities Trust 2005-2, in the said Register’s Office. any other matters which an accurate survey time set above; 701 Market Street, Suite 1610 Mortgage Backed Notes. 6. The street address of the Prop- of the Property might disclose; all other mat- 2. The right is reserved to take or Chattanooga, TN 37402 NOW, THEREFORE, notice is hereby given erty is believed to be 1400 Innisbrook Drive, ters which are prior in right to the lien of the accept the next highest or best bid at such (423) 266-1237 that the entire indebtedness has been declared Hixson, Tennessee 37343. The property Deed of Trust and all matters shown on any sale should the last and highest bidder fail or June 2, 9, 16, 2017 Fmr18134 due and payable; and that an agent of Wilson description shall control in the event of any applicable plat. The Deed of Trust recites title refuse to comply with the terms of sale for any & Associates, P.L.L.C., as Successor Trustee, inconsistencies between the description and to the property as unencumbered except as reason. In such event, the Substitute Trustee NOTICE OF TRUSTEE’S SALE by virtue of the power, duty, and authority address or tax identification number. provided above, but Substitute Trustee will shall also reserve the right to reopen and sell WHEREAS, default has occurred in the vested in and imposed upon said Successor 7. Said sale will be subject to any and make no covenant of seisin or warranty of said Property at his option; performance of the covenants, terms, and Trustee, by U.S. Bank National Association, all unpaid ad valorem taxes (plus penalty and title, express or implied. Further, the transfer 3. The right is reserved to conduct conditions of a Deed of Trust Note dated as Trustee for the registered holders of AEGIS B:8.375” interest, if any) that may be a lien upon the Prop- shall be “As Is” and without warranty of any the sale by or through his agents or attorneys February 8, 2005, and the Deed of Trust of Asset Backed Securities Trust 2005-2, Mort- erty; any and all liens, defects, encumbrances, kind, express or implied, as to the condition T:8.125”of acting in his place or stead, including the use even date securing the same, recorded Febru- gage Backed Notes, will, on July 3, 2017 on ary 15, 2005, in Book No. GI 7429, at Page or about 3:00 PM, at the Hamilton County adverse claims, and other matters which take such property and the improvements locatedS:7.375” of an auctioneer; and Courthouse, Chattanooga, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Hamilton County, Tennessee, and being more particularly described as follows: Located in the County of Hamilton, State of Tennessee: Lot one hundred fifty- eight (158), Spears Subdivision of Hill City, as shown by plat of record in Plat Book 1, Page 27, of the Register’s Office of Hamilton County, Tennessee, according to Plat, said lot fronts fifty (50) feet on the south side of Sawyer Street and extends back South- wardly between parallel lines a distance of One Hundred Thirty-Seven (137) feet. ALSO KNOWN AS: 102 Sawyer Street, Chattanooga, TN 37405 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any govern- mental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an ac- curate survey of the premises might disclose. In addition, the following parties may claim an interest in the above- referenced property: QT TRIPLETT GLORIA L TRIPLETT CITY FINANCE COMPANY The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon B:10.75” S:9.75” announcementT:10.5” at the time and place for the sale set forth above. W&A No. 319751 DATED May 31, 2017 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW.MYFIR. COM and WWW.REALTYTRAC.COM June 9, 16, 23, 2017 Fmr18136

SUBSTITUTE TRUSTEE’S SALE Sale at public auction will be on July 6, 2017 on or about 11:00AM local time, at the Main door of the Hamilton County Courthouse, Chatta- nooga, Tennessee, conducted by the Substitute Trustee as identified and set forth herein below, pursuant to Deed of Trust executed by BETTY PALMER, to PRIORITY TRUSTEE SERVICES OF TENNESSEE, L.L.C, Trustee, on September 20, 2005, at Record Book GI 7690, Page 741 as Instrument No. 2005092700123 in the real property records of Hamilton County Register’s Office, Tennessee. Owner of Debt: DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR SOUND- VIEW HOME LOAN TRUST 2005-OPT4, ASSET- BACKED CERTIFICATES, SERIES 2005-OPT4 The following real estate located in Hamilton County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: A CERTAIN TRACT OR PARCEL OF LAND IN HAMILTON COUNTY, STATE OF TENNESSEE, DESCRIBED AS FOLLOWS, TO-WIT: IN THE CITY OF CHATTANOOGA, HAMILTON COUNTY, TENNESSEE: THE WEST THIRTY-THREE AND ONE- THIRD (33-1/3) FEET OF LOT ONE HUNDRED TWENTY (120), MONTAGUE`S PARK PLACE, AS SHOWN BY PLAT OF RECORD IN PLAT BOOK 1, PAGE 2, IN THE REGISTER`S OF- FICE OF HAMILTON COUNTY, TENNESSEE. ACCORDING TO SAID PLAT SAID PART OF LOT FRONTS THRITY-THREE AND ONE -

FINAL Client: White House MECHANICAL SPECS (h x w) FONTS & IMAGES APPROVAL Bleed: Fonts ROUND(s) Filename: IOU_WhiteHouse_AdCouncil_Newsweek_8.125x10.5-mech.indd 10.75” x 8.375” SIGNATURES 1 Trim: 10.5” x 8.125” None PROOF CS SIZE / Date: 1-27-2016 9:15 AM Viewing: 10.5” x 8.125” Images FORMAT Job #: 14-Mek-273 Live: 9.75” x 7.375” IOU_Newsweek_mech.eps (100%) TRAFFIC CLIENT Descript: ItsOnUs.org, 1/C print ad Scale: 1” = 1” Inks PROD. Black Insert Date: None ACTUAL SIZE (h x w) Pg STUDIO Pubs or Loc: Newsweek Bleed: 10.75” x 8.375” Line Screen: 150 lpi Trim: 10.5” x 8.125” AD Mekanism Viewing: 640 Second St 10.5” x 8.125” CW SF, CA 94107 Notes: None Live: 9.75” x 7.375” CD 415.908.4000 Gutter: None Designer: JA Printed at: None June 16 - 22, 2017 Public Notices Page 11 www.HamiltonCountyHerald.com

THIRD (33-1/3) FEET ON THE NORTH LINE County, Tennessee. IS, with no warranties or representations of thereby secured by the said Deed of Trust and SUBJECT TO easements, conditions and OF EAST ELEVENTH STRET AND EXTENDS Being the same property conveyed to Jeffrey any kind, express or implied, including without the current holder of said Deed of Trust, Branch stipulations shown and/or noted on plat BACK NORTHWARDLY, AT RIGHT ANGLES, A. Brown and wife, Shannon M. Brown by limitation, warranties regarding condition of the Banking & Trust Company, (the “Holder”), ap- SUBJECT TO reservations of record in Book ONE HUNDRED FIFTY (150) FEET, MORE OR Warranty Deed from H. Curtis Blair, dated property or marketability of title. pointed the undersigned, Brock & Scott, PLLC, 1045, page 189, and in Book 1328, page LESS TO AN ALLEY. October 9, 2009 and filed of record October This office may be a debt collector. This as Substitute Trustee, by an instrument duly 17, in the Register’s Office of Hamilton BEING THE SAME PROPERTY CONVEYED 13, 2009 in Deed Book 9035, Page 959, may be an attempt to collect a debt and any recorded in the Office of the Register of Deeds County, Tennessee. TO BETTY PALMER BY WARRANTY DEED in the Register’s Office of Hamilton County, information obtained may be used for that of Hamilton County, Tennessee, with all the SUBJECT TO restrictions of record in Book FROM TAHA AND SP INVESTMENTS, LLC, Tennessee. purpose. rights, powers and privileges of the original 1304, page 188, in the Register’s Office of BOOK 7690, PAGE 739, DATED SEPTEMBER SUBJECT TO Any governmental zoning and/ Shapiro & Ingle, LLP Trustee named in said Deed of Trust; and Hamilton County, Tennessee, but omitting 20,2005, RECORDED SEPTEMBER 27, 2005, or subdivision ordinance or regulation in Substitute Trustee NOW, THEREFORE, notice is hereby given any covenant or restrictions based on IN THE REGISTER`S OFFICE OF HAMILTON effect thereon. 10130 Perimeter Parkway, Suite 400 that the entire indebtedness has been declared race, color, religion, sex, handicap, familial COUNTY, TENNESSEE. SUBJECT TO Restrictions of record in Book Charlotte, NC 28216 due and payable as provided in said Deed of status or national origin unless and only to Tax ID: 1461 C 015 6121, Page 674, in the Register’s Office of Phone: (704) 333-8107 Trust by the Holder, and that as agent for the the extent that said covenant (a) is exempt Current Owner(s) of Property: BETTY PALMER Hamilton County, Tennessee, but omitting Fax: (704) 333-8156 undersigned, Brock & Scott, PLLC, Substitute under Chapter 42, Section 3607 of the United The street address of the above described any covenant or restriction based on race, www.shapiro-ingle.com Trustee, by virtue of the power and authority States Code or (b) related to handicap but property is believed to be 1017 E 11TH ST, color, religion, sex, handicap, familial status File No. 17-111458 vested in it, will on July 11, 2017, at 10:00AM does not discriminate against handicapped CHATTANOOGA, TN 37403-3206, but such or national origin unless and only to the June 9, 16, 23, 2017 Fmr18138 at the usual and customary location at the persons. address is not part of the legal description of extent that said covenant (a) is exempt under Hamilton County Courthouse, Chattanooga, Street Address: 6329 Hansley Dr, the property sold herein and in the event of any Chapter 42, Section 3607 of the United NOTICE OF TRUSTEE’S SALE Tennessee, proceed to sell at public outcry to Chattanooga, Tennessee 37416 discrepancy, the legal description referenced States Code or (b) relates to handicap but WHEREAS, default has occurred in the the highest and best bidder for cash, the fol- Parcel Number: 129K H 024 herein shall control. does not discriminate against handicapped performance of the covenants, terms, and lowing described property situated in Hamilton Current Owner(s) of Property: Bobby D. SALE IS SUBJECT TO OCCUPANT(S) RIGHTS persons. conditions of a Deed of Trust Note dated April County, Tennessee, to wit: Billingsley IN POSSESSION. SUBJECT TO Provisions regarding subdivision 12, 2004, and the Deed of Trust of even date LOCATED IN THE CITY OF CHATTANOOGA, The street address of the above described THE RIGHT IS RESERVED TO ADJOURN THE plats of record in instrument recorded in Book securing the same, recorded April 23, 2004, HAMILTON COUNTY, TENNESSEE: property is believed to be 6329 Hansley Dr, DAY OF THE SALE TO ANOTHER DAY, TIME AND 2116, Page 186, in the Register’s Office of in Book No. GI 7100, at Page 947, in Office Lot Ninety-three (93), Bal Harbour, Unit Three Chattanooga, Tennessee 37416, but such PLACE CERTAIN WITHOUT FURTHER PUBLICA- Hamilton County, Tennessee. of the Register of Deeds for Hamilton County, (3), as shown by plat Recorded in Plat Book address is not part of the legal description of TION, UPON ANNOUNCEMENT AT THE TIME AND SUBJECT TO Ten (10) foot Power and Tennessee, executed by Ambrocio Garner, 31, Page 207, in the Register’s Office of the property sold herein and in the event of PLACE FOR THE SALE SET FORTH ABOVE. THE Communication Easement as noted or conveying certain property therein described to Hamilton County, Tennessee. any discrepancy, the legal description herein TERMS OF SALE ARE CASH. ANY TAXES OR stipulated Transcontinental as Trustee for Mortgage Elec- Being the same property conveyed to James shall control. FEES WILL BE THE RESPONSIBILITY OF THE on recorded plat. tronic Registration Systems, Inc., as nominee A Miller and wife, Vendolyn B. Miller by deed This sale is subject to, without limitation, all PURCHASER. IF THE SALE IS SET ASIDE FOR SUBJECT TO Twenty (20) foot Sewer for Choice Capital Funding Inc., its successors recorded in Book 2763, Page 781 in the Reg- matters shown on any applicable recorded plat; ANY REASON, THE PURCHASER AT THE SALE Easement as noted or stipulated on and assigns; and the undersigned, Wilson & ister’s Office of Hamilton County, Tennessee. any unpaid taxes; any restrictive covenants, SHALL BE ENTITLED ONLY TO A RETURN OF THE recorded plat. Associates, P.L.L.C., having been appointed Parcel ID Number: 120J A 021.06 easements, or setback lines that may be ap- PURCHASE PRICE. THE PURCHASER SHALL Street Address: 6366 Veronica Dr, Ooltewah, Successor Trustee by U.S. Bank Trust, N.A., Address/Description: 4919 Shoreline Drive, plicable; any statutory right of redemption of any HAVE NO FURTHER RECOURSE AGAINST THE Tennessee 37363 as Trustee for LSF9 Master Participation Trust. Chattanooga, TN 37416. governmental agency, state or federal; any prior GRANTOR, THE GRANTEE, OR THE TRUSTEE. Parcel Number: 122B-G-003.00 NOW, THEREFORE, notice is hereby given Current Owner(s): James A. Miller and Sybil liens or encumbrances including those created OTHER INTERESTED PARTIES: HOUSEHOLD Current Owner(s) of Property: Mark S. Hendrix that the entire indebtedness has been declared Jamison Miller. by a fixture filing or any applicable homeowners’ FINANCIAL CENTER INC and Teela F. Moore, husband and wife due and payable; and that an agent of Wilson & Other Interested Party(ies): Razor Capital, association dues or assessments; all claims or THIS IS AN ATTEMPT TO COLLECT A DEBT AND The street address of the above described Associates, P.L.L.C., as Successor Trustee, by LLC and Southern Community Bank. other matters, whether of record or not, which ANY INFORMATION OBTAINED WILL BE USED property is believed to be 6366 Veronica Dr, virtue of the power, duty, and authority vested The sale of the property described above may encumber the purchaser’s title and any FOR THAT PURPOSE. Ooltewah, Tennessee 37363, but such ad- in and imposed upon said Successor Trustee, shall be subject to all matters shown on matter that an accurate survey of the premises If applicable, the notice requirements of T.C.A. dress is not part of the legal description of by U.S. Bank Trust, N.A., as Trustee for LSF9 any recorded plat; any and all liens against might disclose. 35-5-101 have been met. the property sold herein and in the event of Master Participation Trust, will, on July 3, 2017 said property for unpaid property taxes; any The following parties may claim an interest All right of equity of redemption, statutory any discrepancy, the legal description herein on or about 3:00 PM, at the Hamilton County restrictive covenants, easements or set-back in the above-referenced property to be affected and otherwise, and homestead are expressly shall control. Courthouse, Chattanooga, Tennessee, offer lines that may be applicable; any prior liens by the foreclosure: any judgment creditor or waived in said Deed of Trust, but the under- This sale is subject to, without limitation, all for sale certain property hereinafter described or encumbrances as well as any priority lien holder with an interest subordinate to the signed will sell and convey only as Substitute matters shown on any applicable recorded plat; to the highest bidder FOR certified funds paid created by a fixture filing; a deed of trust; and said Deed of Trust or any party claiming by, Trustee. any unpaid taxes; any restrictive covenants, at the conclusion of the sale, or credit bid from any matter than an accurate survey of the through, or under any of the foregoing. Such If the U.S. Department of Treasury/IRS, the easements, or setback lines that may be ap- a bank or other lending entity pre-approved by premises might disclose; and parties known to the Substitute Trustee may State of Tennessee Department of Revenue, plicable; any statutory right of redemption of any the successor trustee. The sale is free from all All right and equity of redemption, statutory include: None. or the State of Tennessee Department of governmental agency, state or federal; any prior exemptions, which are expressly waived in the or otherwise, homestead, and dower are Terms of Sale will be public auction, for Labor or Workforce Development are listed liens or encumbrances including those created Deed of Trust, said property being real estate expressly waived in said Deed of Trust, cash, free and clear of rights of homestead, as Interested Parties in the advertisement, by a fixture filing or any applicable homeowners’ situated in Hamilton County, Tennessee, and and the title is believed to be good, but the redemption and dower to the extent disclaimed then the Notice of this foreclosure is being association dues or assessments; all claims or being more particularly described as follows: undersigned will sell and convey only as or inapplicable, and the rights of Bobby D. given to them and the Sale will be subject to other matters, whether of record or not, which BEGINNING ON A STONE IN THE LINE OF Substitute Trustee. The right is reserved Billingsley and Janie M. Billingsley, and those the applicable governmental entities’ right to may encumber the purchaser’s title and any TH C.S. RAILROAD RIGHT OF WAY; THENCE to adjourn the day of the sale to another claiming through him/her/it/them. redeem the property as required by 26 U.S.C. matter that an accurate survey of the premises 205 FEET SOUTH WITH LINE OF SAID RIGHT day, time, and place certain without further Any right of equity of redemption, statutory 7425 and T.C.A. §67-1-1433. might disclose. OF WAY TO A. HIGDON NORTHEAST COR- publication, upon announcement at the time and otherwise, and homestead are waived in This property is being sold with the express The following parties may claim an interest NER; THENCE WITH HIGDON LINE WEST 284 and place for the sale set forth above. accord with the terms of said Deed of Trust, reservation that the sale is subject to confir- in the above-referenced property to be affected FEET TO A STONE AT NORTHWEST CORNER This office is attempting to collect a debt. and the title is believed to be good, but the mation by the lender or trustee. If the sale is by the foreclosure: any judgment creditor or OF SAID A. HIGDON’S LOT; THENCE NORTH Any information obtained will be used for undersigned will sell and convey only as Sub- set aside for any reason, the Purchaser at lien holder with an interest subordinate to the WITH LEASE LINE OF DURHAM COAL AND that purpose. stitute Trustee. the sale shall be entitled only to a return of said Deed of Trust or any party claiming by, IRON COMPANY AND J.R. VARNER LAND Brock & Scott, PLLC, Substitute Trustee The right is reserved to adjourn the day the purchase price. The Purchaser shall have through, or under any of the foregoing. Such 184 FEET TO A STONE CORNER; THENCE c/o Tennessee Foreclosure Department of the sale to another day, time, and place no further recourse against the Mortgagor, parties known to the Substitute Trustee may EAST A DIRECT LINE TO THE BEGINNING 4360 Chamblee Dunwoody Road, Ste certain without further publication, upon an- the Mortgagee or the Mortgagee’s attorney. include: US Department of Housing and Urban AND CONTAINING FOUR-FIFTHS OF AN 310 nouncement at the time and place for the sale MWZM File No. 17-000901-670 Development. ACRE, MORE OR LESS. Atlanta, GA 30341 set forth above. If you purchase a property MACKIE WOLF ZIENTZ & MANN, P. C., Substi- Terms of Sale will be public auction, for ALSO KNOWN AS: 11551 Higdon Street, PH: 404-789-2661 FX: 404-294-0919 at the foreclosure sale, the entire purchase tute Trustee(s) cash, free and clear of rights of homestead, Soddy Daisy, TN 37379 File No.: 17-05626 FC01 price is due and payable at the conclusion Premier Building, Suite 404 redemption and dower to the extent disclaimed This sale is subject to all matters shown June 9, 16, 23, 2017 Fmr18141 of the auction in the form of a certified/ 5217 Maryland Way or inapplicable, and the rights of Mark S. Hendrix on any applicable recorded plat; any unpaid bank check made payable to or endorsed Brentwood, Tennessee 37027 and Teela F. Moore, and those claiming through taxes; any restrictive covenants, easements, SUBSTITUTE TRUSTEE’S SALE to Shapiro & Ingle, LLP. No personal checks PHONE: (615) 238-3630 him/her/it/them. or setback lines that may be applicable; any Sale at public auction will be on July 13, will be accepted. To this end, you must bring EMAIL: [email protected] Any right of equity of redemption, statutory statutory rights of redemption of any govern- 2017 at 10:00AM local time, at the west door, sufficient funds to outbid the lender and any June 9, 16, 23, 2017 Fmr18137 and otherwise, and homestead are waived in mental agency, state or federal; any prior liens Hamilton County Courthouse, 625 Georgia other bidders. Insufficient funds will not be accord with the terms of said Deed of Trust, or encumbrances as well as any priority created Ave., Chattanooga, Tennessee pursuant to accepted. Amounts received in excess of the SUBSTITUTE TRUSTEE’S SALE and the title is believed to be good, but the by a fixture filing; and to any matter that an ac- Deed of Trust executed by Bobby D. Billingsley winning bid will be refunded to the successful Sale at public auction will be on July 6, undersigned will sell and convey only as Sub- curate survey of the premises might disclose. and Janie M. Billingsley, to Milligan Reynolds purchaser at the time the foreclosure deed 2017 at 12:00PM local time, at the west door, stitute Trustee. In addition, the following parties may claim Guaranty Title, Trustee, as trustee for Mort- is delivered. Hamilton County Courthouse, 625 Georgia The right is reserved to adjourn the day an interest in the above- referenced property: gage Electronic Registration Systems, Inc. as This property is being sold with the express Ave., Chattanooga, Tennessee pursuant to of the sale to another day, time, and place AMBROCIO GARNER nominee for Taylor, Bean & Whitaker Mortgage reservation that the sale is subject to confirma- Deed of Trust executed by Mark S. Hendrix certain without further publication, upon an- CHARLES ANDREW NELSON Corp. on September 2, 2004 at Book GI 7263, tion by the lender or trustee. This sale may be and Teela F. Moore, to Charles E. Tonkin, II, nouncement at the time and place for the sale JAMIE LYNN NELSON Page 598, Instrument No. 2004090300143; rescinded only by the Substitute Trustee at any Trustee, as trustee for Mortgage Electronic set forth above. If you purchase a property The sale held pursuant to this Notice may conducted by Shapiro & Ingle, LLP, having been time. If the Substitute Trustee rescinds the Registration Systems, Inc. as nominee for at the foreclosure sale, the entire purchase be rescinded at the Successor Trustee’s option appointed Substitute or Successor Trustee, all sale, the purchaser shall only be entitled to a Mortgage Investors Group on November 13, price is due and payable at the conclusion at any time. The right is reserved to adjourn of record in the Hamilton County Register’s Of- return of any money paid towards the purchase 2012 at Book GI 9805, Page 733; conducted of the auction in the form of a certified/ the day of the sale to another day, time, and fice. Default has occurred in the performance price and shall have no other recourse. Once by Shapiro & Ingle, LLP, having been appointed bank check made payable to or endorsed place certain without further publication, upon of the covenants, terms, and conditions of said the purchaser tenders the purchase price, the Substitute or Successor Trustee, all of record to Shapiro & Ingle, LLP. No personal checks announcement at the time and place for the Deed of Trust and the entire indebtedness has Substitute Trustee may deem the sale final in in the Hamilton County Register’s Office. De- will be accepted. To this end, you must bring sale set forth above. W&A No. 321844 been declared due and payable. which case the purchaser shall have no remedy. fault has occurred in the performance of the sufficient funds to outbid the lender and any DATED June 1, 2017 Party Entitled to Enforce the Debt: Nation- The real property will be sold AS IS, WHERE covenants, terms, and conditions of said Deed other bidders. Insufficient funds will not be WILSON & ASSOCIATES, P.L.L.C., star Mortgage LLC, its successors and assigns. IS, with no warranties or representations of of Trust and the entire indebtedness has been accepted. Amounts received in excess of the Successor Trustee The following real estate located in Ham- any kind, express or implied, including without declared due and payable. winning bid will be refunded to the successful FOR SALE INFORMATION, VISIT WWW.MYFIR. ilton County, Tennessee, will be sold to the limitation, warranties regarding condition of the Party Entitled to Enforce the Debt: JPM- purchaser at the time the foreclosure deed COM and WWW.REALTYTRAC.COM highest call bidder: property or marketability of title. organ Chase Bank, National Association, its is delivered. June 9, 16, 23, 2017 Fmr18139 Described property located at Hamilton This office may be a debt collector. This successors and assigns. This property is being sold with the express County, Tennessee, to wit: may be an attempt to collect a debt and any The following real estate located in Ham- reservation that the sale is subject to confirma- NOTICE OF FORECLOSURE SALE IN THE CITY OF CHATTANOOGA, HAMILTON information obtained may be used for that ilton County, Tennessee, will be sold to the tion by the lender or trustee. This sale may be STATE OF TENNESSEE, HAMILTON COUNTY COUNTY, TENNESSEE: purpose. highest call bidder: rescinded only by the Substitute Trustee at any WHEREAS, James A. Miller executed a Lot Two Hundred Twenty-two (222), Unit One Shapiro & Ingle, LLP Described property located at Hamilton time. If the Substitute Trustee rescinds the Deed of Trust to The Bank/First Citizens Bank, (1), Lake Vista Subdivision, as shown by Substitute Trustee County, Tennessee, to wit: sale, the purchaser shall only be entitled to a Lender and George N. McCoin, Trustee(s), plat of record in Plat Book 19, Page 82-83, 10130 Perimeter Parkway, Suite 400 LOCATED IN THE SECOND CIVIL DISTRICT OF return of any money paid towards the purchase which was dated September 18, 2006 and in the Register’s Office of Hamilton County, Charlotte, NC 28216 HAMILTON COUNTY, TENNESSEE: price and shall have no other recourse. Once recorded on October 2, 2006 in Book GI Tennessee. Phone: (704) 333-8107 Lot Six Hundred Fourteen (614), Hamilton the purchaser tenders the purchase price, the 8099, Page 242, Hamilton County, Tennessee REFERENCE is made for prior title to Deed Fax: (704) 333-8156 On Hunter Subdivision, Phase 11, as shown Substitute Trustee may deem the sale final in Register of Deeds. of record in Book 5546, page 462, in www.auction.com by plat of record recorded in Plat Book 67, which case the purchaser shall have no remedy. WHEREAS, default having been made in the Register’s Office of Hamilton County, Continued on page 21 Page 86, in the Register’s Office of Hamilton The real property will be sold AS IS, WHERE the payment of the debt(s) and obligation(s) Tennessee 12 | June 16 – 22, 2017 Hamilton County Herald www.hamiltoncountyherald.com

Financial Focus Free smoking cessation courses Stan Russell CHI Memorial Medical tion states. [email protected] Group practices are off ering CHI Memorial Medical a free, eight-session Freedom Group is now off ering this From Smoking program to cessation course at several help participants learn how to practices in the Chattanooga beat tobacco addiction, lifestyle area, with new courses are Diversify with bonds changes that make quitting beginning in June, July, August easier, stress management, how and September. Late afternoon (even if rates are low) to avoid weight gain and how and night classes are avail- to stay smoke-free for good. able in Chattanooga, Hixson, If you’ve needed a mortgage or another type of loan over Freedom From Smoking is Ooltewah and Ringgold. the past several years, you’ve probably appreciated the his- an American Lung Association e program is designed for torically low interest rates we’ve experienced. program that has helped more a small group setting. Anyone But if you’ve wanted to own fi xed-rate investments, such than one million Americans who has a desire to stop smok- as bonds, you might have been less pleased at the low-rate overcome an addiction to nic- ing should call 423 495-7778 to environment. otine during the past 30 years. register for a class. ere is no Now, interest rates may be moving up somewhat, but Smoking is the leading cause of charge. even if they don’t hit the heights we saw in previous decades, preventable death, the Associa- Source: CHI Memorial shutterstock.com you can still gain some key advantages from owning bonds. One of the biggest benefi ts provided by bonds is their ability to help you diversify a stock portfolio. Stocks and MEDICAID From page 4 from Congress passing a new its rainy day and TennCare bonds often move in diff erent directions – in fact, the same health care bill.” reserve fund to a record $1 economic or political forces that can be bad for stocks might rather than return money to But while Republicans billion. Otherwise, it would be good for bonds, and vice versa. Consequently, if you own consumers, impose an “age tax” legislators are hoping to re- be in even worse shape on the a reasonable percentage of bonds, you may not be as vulner- on people between 50 and 64 ceive federal block grants for insurance front, as the majority able to the impact of those inevitable downturns in the stock and convert Medicaid to a pro- Medicaid coverage, most are of lawmakers pray for an end to market. Keep in mind, though, that diversifi cation can’t gram with a “per capita cap.” playing a waiting game, taking Obamacare. guarantee profi ts or protect you against losses. Where is Tennessee? a page from President Donald The analysis Of course, the other major attribute of bonds is the regu- Right now, nowhere. Trump’s idea to let Obamacare lar income they provide through interest payments. Unless e state Legislature balked implode. During 3-Star Healthy Task the issuer defaults – an event that’s generally unlikely, at Gov. Bill Haslam’s Insure Democrats, on the other Force meetings, some law- assuming you purchase quality, “investment-grade” bonds – Tennessee plan two years ago, hand, say the Legislature needs makers asked about a plan to you can count on receiving the same payments for the life of a proposal to tap into $1 billion to take action to shore up increase services at state health your bond. annually paid to the feder- insurance markets. During the departments. en, once your bond matures, you’ll get back the origi- al government and use it to 2017 session, hardly anyone e idea went nowhere. But nal principal, again assuming the issuer doesn’t default. e expand free-market coverage mentioned insurance except that could be the state’s best ability to receive regular payments may help improve your to about 290,000 people caught the people screaming every bet for strengthening rural cash fl ow and possibly help you avoid selling stocks to meet in a gap between Medicaid and Monday in the State Capitol. health care and making use of unexpected costs, such as an expensive car repair. Obamacare. One of the ideas “We did almost nothing to its resources. And holding your bond until maturity can help you plan was to set up health savings ac- address the stability of insur- Sure, it would have to spend to meet specifi c goals. For example, if your child will be counts, a great plan unless you ance markets across the state, money to hire physicians, nurs- starting college in fi ve years, you can buy a bond scheduled need a $50,000 knee surgery. which are increasingly being es and staff . But is it better to to mature at the same time, providing you with an infl ux of House Speaker Beth Har- undermined at the federal do that or to continue having cash you can use for tuition and other school expenses. well then convened a 3-Star level. We have left undone for people stream into emergency Still, despite the benefi ts of diversifi cation, steady income Healthy Task Force, which yet another year the Medicaid rooms across the state and and the repayment of principal, you may fi nd it hard to came up with a plan to phase expansion, which strands about use them to treat the common ignore the relatively low interest rates you’re seeing on your in coverage, starting with those 200,000 people across the state cold, something the Aff ordable bonds. is is especially true if market rates rise, causing the suff ering from mental health in a place where they cannot Care Act didn’t stop because value of your bonds to fall. (Investors won’t pay you the full problems, then taking in the aff ord insurance,” explains too many people opted to pay price – that is, the face value – of your bonds when they can working poor. It would have Nashville state Sen. Jeff Yarbro, the tax penalty rather than buy new ones issued at higher rates. So, if rates have risen done about the same thing as who chairs the Senate Demo- premiums. and you want to sell your bonds before they mature, you’d Insure Tennessee but sits on cratic Caucus. If half of the state’s rural have to off er them at a discount.) the shelf waiting for Congress. State Rep. Craig Fitzhugh, children and nearly 40 percent One way of coping with interest-rate movements is to Haslam, who remains wildly House Democratic Caucus of its urban or Metropolitan build a “ladder” of bonds of varying maturities. When your popular in Tennessee but not leader, accuses the Legislature children are on Medicaid, the short-term bonds mature, you can reinvest the proceeds in so much among conservative of letting more than $3 billion state could funnel that money newly issued bonds that may off er higher rates, while your legislators, says it is “prema- for health-care coverage slip into its own health depart- longer-term bonds continue to pay you greater income. ture” to decide whether the through its fi ngers. ments to pay the costs. (Generally – but not always – longer-term bonds carry high- state would opt out of covering Republicans, who hold is may seem elementary er interest rates than short-term bonds.) pre-existing conditions if given supermajorities in the Senate and would require some invest- Even within this type of bond ladder, though, you will the opportunity. and House, aren’t listening, ment, but it could set Tennes- want to diversify your holdings among diff erent types of “First of all, they have to pass saying Tennessee can’t aff ord see apart from the rest of the bonds from diff erent issuers. In any case, be sure to evaluate a bill in Congress, which I still to expand coverage. nation and put it on the road to whether a bond ladder and the securities held within it are think is going to be an uphill Yet if Congress passes the independence. consistent with your investment objectives, risk tolerance battle, to be honest with you. American Healthcare Act, they If our Legislature really and fi nancial circumstances. Second, I can’t see us opting might not have any choice but despises the federal govern- Don’t ignore bonds when constructing and maintaining out, even if they did, totally to come up with billions more ment, as so many lawmakers your investment portfolio. No matter what interest rates are opting out of covering people for Medicaid coverage. As say, it should take control of doing, you’ll fi nd that bonds can play an important role in with pre-existing conditions,” Schneider says, it’ll either be the state’s health care treat- your portfolio. Haslam says. “I’ve been asking raise taxes, cut coverage or cut ment and use that money to for more fl exibility, but I don’t payments to providers. help people get the care they see Tennessee doing that. Luckily, Tennessee had a deserve. Again, that’s all speculation be- strong budget year, building en, they might not need is article was written by Edward Jones for use by your lo- cause we’re a long way, I think, so much catastrophic coverage cal Edward Jones Financial Advisor (member SIPC). Contact when they make the downhill Stan at [email protected]. slide into old age. But when you’re constantly running for election, it’s much easier to blame the feds than to set out We’re social on a plan to save Tennessee.

facebook.com/Hamilton-County-Herald Sam Stockard can be reached at [email protected]. www.hamiltoncountyherald.com Hamilton County Herald June 16 – 22, 2017 | 13

CONTINUED from page 3 Marcia Eason, attorney with Miller & Martin, accepts the Chief Justice William M. Barker Equal Access to Justice Award.

Charlie McDaniel, director of operations at LAET, an- L A  E T nounces the recipient of the Alexander Hamilton Award. 2017 Pro BonoPhotos by Jess Rhoda, Blink PhotographyNight

Charles W. “Buz” Dooley, left, with his son, C. Douglas Dooley.

Alan Cates was hon- ored with the Bruce C. Bailey Volunteer Law- yer of the Year Award for his exemplary Blair Carter, owner and chief operating officer of Carter Distributing, service to clients accepts the Alexander Hamilton Award on behalf of his company. LAET and for his long-time gives the award annually to an organization outside the legal profession that support of LAET. Cates has furthered the betterment of access to justice. is a partner in Husch Blackwell’s financial services and capital markets group.

Jeffrey Maddux accepts the Firm of the Year Award on behalf of Chambliss, Bahner & Stophel.

Guests bid on items in a silent auction fundraiser.

Judge Jeffrey Holling- sworth, master of ceremonies, encourages guests to fill in a donation card. 14 | June 16 – 22, 2017 Hamilton County Herald www.hamiltoncountyherald.com

■ THE JENKINS PERSPECTIVE Blackburn departure a setback for UTC progress Just like that, David Black- moved on to bigger and better athletic department was feeling burn is gone. things, he showed a knack gut-punched today, consider It hit just about everyone for handling the tricky search Tom Arth, Lamont Paris and affi liated with the University of process. Jim Foster feels. And for now, Tennessee-Chattanooga ath- Blackburn was able to read we can only imagine as no one letic program like a punch to between lines of a Division III was is talking. the gut Tuesday morning when football coach’s resume to see So, let’s speculate. Vice Chancellor and Director he was a big-time coach wait- e terse release off ered of Athletics Blackburn turned David Jenkins ing to happen. little: in his notice, eff ective immedi- A writer who has spent his entire He was able fi nd the ways “ e time has come for me ately. adult life in Chattanooga appreciating and means to bring a big-time to resign as vice chancellor and He was already gone by the where he lives. college assistant away from a director of athletics. I love UTC time most people in the athletic superbly successful Wiscon- and the city of Chattanooga. department learned of his de- and his coaches were on the sin program to test the head I’m grateful for the time al- cision. receiving end of 13 Southern coaching waters for the fi rst lowed to serve this great school e questions on everyone’s Conference regular season time. and city.” lips are pretty basic: Why? Why championship trophies and And perhaps most remark- ere was no public pres- another 10 SoCon tourna- now? For what? able, he was able to bring a Hall Blackburn sure on him to leave, although ere are no ready answers. ment titles. e pinnacle of of Fame women’s basketball there is speculation in some In lieu of facts, there is a boat- the Blackburn era was 2015- coach to town who was ready local media that his lingering dream job – a job he ultimately load of speculation, gossip and 16 when the Mocs claimed to show the world that he love of all things Big Orange campaigned openly for, to the rumor-mongering. conference championships in wasn’t yet ready for the retire- was a cause for some friction. anger and disappointment of It seems remarkable enough football, men’s basketball and ment rocking chair. ere was no new job beckon- his current employers. that Blackburn, who came women’s basketball in the same Yet the ability to fi nd the ing. ere was, thankfully, no But the vast majority of UTC to UTC from UT-Knoxville school year cycle – a fi rst for right coaches for this program apparent health issue. fans continued to appreciate in 2013, was still here. In a UTC, and a feat seldom accom- – something Knoxville’s athlet- e plain truth seems to his good work on their behalf convoluted series of events, plished anywhere, at any level. ic directors struggle with – still be that Blackburn no longer and will feel the sting of his the University of Tennessee And make no mistake, he wasn’t enough for the “powers had the stomach for a job that departure today right alongside spent weeks, if not months, deserves much of the credit. that be” in Knoxville to bring required 100 percent time and the athletes who have been en- doing what many perceived His arrival settled the chaos Blackburn home. devotion, seven days a week. joying unprecedented success to be a courtship dance with that that threatened to over- Instead, another former It would seem he was in the on and off the fi eld. Blackburn to bring him back to whelm the athletic program. athletic department assistant, process of leaving Tennessee, at’s right – UTC’s stu- Knoxville as athletic director. Blackburn followed a series John Currie, was hired out of a the school and the state, as dent athletes have just posted Once Dave Hart announced of athletic directors who were Kansas State program that was, far behind him as quickly as a 3.0 or higher GPA for a his resignation last August, either overmatched, disinter- according to some sources, possible. seventh consecutive semester. there seemed to be consensus ested or simply indiff erent to glad to be rid of him. If he were to take another Blackburn had inherited an that the job was his for the our team’s athletic successes. You can weigh the merits or job in college sports adminis- athletic program that was one taking because he’d built an e established coaches found drawbacks of Currie’s return tration, bet your bottom dollar more bad semester away from amazing resume in his short him a man they could work to Knoxville all day, but the it will be nowhere near the academic probation, but his time in Chattanooga. with, and when John Shulman, accounts from Chattanoo- SEC. earliest decisions were all based In four years of heading the Will Wade (and then Matt ga were that Blackburn was But what does David Black- on turning around the decline. athletic department, Blackburn McCall) and Wes Moore all devastated by losing out on his But if most of the UTC See BLACKBURN, page 19 Chattanooga Film Festival Pops in

“The Wren’s Nest” ‘Monterey’ for fundraising effort Fully Furnished 8 BR, 4 BA Historic Home e Chattanooga Film with Blu Views Festival will screen the new 4K Bidding Ends Tuesday, June 27 @ 6 p.m. restoration of “Monterey Pop,” Preview Saturday, June 24th @ 3-7 p.m. a rockumentary about the fi rst and only Monterey Interna- tional Pop Festival, the week- end of June 16. Monterey launched the careers of Jimi Hendrix, Janis Directions: From Nashville take I-24E, 80 Joplin and Otis Redding, who miles to exit 134 onto US-41A, left on Wrens were just a few among a wildly 53 Valley View Dr., MONTEAGLE, TN 37356 Nest Avenue, to slight Left onto Valley View Drive, house on right. diverse cast that included Historic 8 bedrooms, 4 baths fully furnished home on 1 acre blu view lot. Magnifi cent Simon and Garfunkel, the Ma- place to call home or escape to the mountains with family and friends or experience mas and the Papas, the Who, history with million dollar views! Great for a venue or weekend getaway. Enjoy the Byrds, Hugh Masekela and Monteagle’s small town charm, fi ne dining, rock climbing, hiking trails, and Sewanee, The University of the South. All antique furniture to stay with the home, as it has for decades. Ravi Shankar. Photographs provided Home features large wrap around porch, wood burning fi replace, walk-in basement, full Documentary fi lmmaker D. height daylight attic, also the famous “Wren’s Nest” room with panoramic views. A. Pennebaker captured it all, Multiple screenings will For more info and pictures please visit our website: immortalizing moments that www.clarkmaples.com be held from Friday, June 16 have become legend – Pete through Sunday, June 18 at Terms: 10% down day of sale, balance due on or Auction Agent: before 30 days. Taxes: Prorated Possession: Date of Brad Muse, Townshend destroying his the Palace Picture House, 818 Deed. 10% Buyer’s Premium 615-405-5514 guitar, Jimi Hendrix burning Georgia Ave. Tickets are $10, Homes built prior to 1978 are subject to have lead-base paint. In accordance with federal law, all potential buyers will be allowed his and more. 10 days prior to sale to have the home inspected at their expense. and proceeds will benefi t the All announcements made day of sale take precedence over previous advertising. Before the Monterey Pop fi fth annual Chattanooga Film screening, cinephiles will be Festival, to be held in April treated to a documentary short 2018. about legendary guitarist Dick For screening times and to Dale, made by students at the purchase tickets, visit www. STEM School in conjunction chattpalace.com. with Songbirds Guitar Muse- Source: Chattanooga Film Festival um. 15

| GREATER CHATTANOOGA ASSOCIATION OF REALTORS - June 16 – 22, 2017 June 16 GCAR, page 16 PRESIDENT Sue Sims Ian O’Shea See See Photographs provided Photographs PRESIDENT PRESIDENT ELECT Myra Cochran Clayton Taylor Joanna Jackson Martha Alexander Founded in 1912 TREASURER & STATE DIRECTOR TREASURER & STATE Northwest Georgia Council Georgia Northwest www.gcar.net Compare these monthly averages but not at the record setting levels the market has been experiencing. e median home price finished the month at $177,000 for a 6.6 percent increase and the average price came in at $206,383 for a 4.5 percent in crease over May 2016. to the year to date increases of 10.4 percent and 10 percent respective- ly. A slowdown in the rate of price increases is actually a good thing for the market. When prices out pace wage growth for an extended peri- od, affordability declines and buyers begin to be eliminated from segments of the market. - PRESIDENT Joe Pleva Ben Pitts Bill Raines John HealyJohn Steve Hunt Russ Elliott Jeff Jennings Robert Fisher Commercial Council Commercial

To give some additional perspec- Step up to $250,000-$300,000 Prices increased over last year, Dan Griess John Payne John Jon Hughes Jon Robyn Ring Paula Palmer Paula Robert Fisher Robert Backer Myra Cochran percent decrease compared to last year’s average. e two-year progres sion came down from 68 DOM in 2016 and 77 DOM in 2015. tive to DOM, let’s break it down and look at some different price ranges of homes sold in Hamilton County in May. If we look at homes which sold between $150,000 and $200,000, the average DOM was a rapid 36 days. and the DOM jumps to 65 days on average. Pushing into the luxury price range of homes which closed over $500,000 and the average home closed in 76 days. Kevin Wamack Jennifer Cooper Brenda Pargeon Becky Cope English Brandi Thompson Pearl

Hamilton County Herald County Hamilton ® Amnicola Hwy. | Chattanooga, Tn 37406 | 423 -698-8004 423-698-8001 | | | Amnicola 37406 Fax: Hwy. Chattanooga, Tn

REALTOR ASSOCIATION PRESIDENT’S MESSAGE MLS CHAIR PRESIDENT Kim Bass TREASURER Mark Hite Vicki Trapp Vicki Geoff Ramsey PRESIDENT-ELECT Mark Hite Nathan Walldorf Nathan Association of Realtors IMMEDIATE PAST PRESIDENT PAST IMMEDIATE President, Greater Chattanooga 2017 Board of Directors of Board 2017 While there may have been fewer ViaNova Development has been transforming the rundown Kings Lodge on the side of Missionary Ridge into brand-new, affordable apartments affordable brand-new, Ridge into Missionary on the side of Kings Lodge the rundown has been transforming Development ViaNova mountains. and the surrounding Chattanooga downtown of with views homes close in May than last year, the homes that closed went under contract quickly! e average days on market (DOM) for the month of May came in at 56 days, which is a 17.6 Home sales edge down in May - - -

Greater Chattanooga | Association of Greater T2963 Realtors Real Estate Real ® MISSION MISSION RIDGE, page 16 See See Chattanooga Chattanooga The voice of real estate in Greater Chattanooga. News and News notes

from from the Greater

Anyone who drives regularlyAnyone who drives In recent years, however, it fell into “ is extended-stay motel had ViaNova purchased the property May was the third month this year ere was a total of 925 closed After declining for three straight Association Association of Realtors through the ridge cut on I-24 is familiar with Kings Lodge, the bud www.hamiltoncountyherald.com get motel that stood on the side of Missionary Ridge since 1970. Built just three years after that portion of the interstate was completed, Kings Lodge was once an iconic place for Chattanooga visitors to stay and enjoy the views of downtown and the mountains. disrepair and became notorious for police raids for drugs and other illegal activity. turned into a makeshift, rundown apartment complex,” says Heath er Everett, property manager for ViaNova Development. “It was ready to be condemned. It was sitting on a terrific location, though, and we saw it as an opportunity for some great downtown housing.” and has been transforming it into a modern apartment complex. e first that residential home sales ended in the negative column when compared to the same period last year. units in May, compared with 945 in 2016 for a 2.1 percent decrease. is modest monthly decrease in home sales leaves the region up 1.2 percent year to date, which is good news for home sellers. months, pending units (those proper ties which have a contract to pur- chase written but have not yet closed) increased by 6.8 percent. is positive number is a good sign as we enter the critical summer selling season.

with transformation Kings of Lodge Missionary Ridge gets a makeover 16 |

GREATERGREATER CHATTANOOGACHATTANOOGA ASSOCIATIONASSOCIATION OFOF REALTORSREALTORS June 16–22,2017 this year. the strongestmonth wehaveseen 1,318 in2016. that cometomarketinMay verses tion, therewere1,281newproperties the middleoftraffic,”Everettnotes. employers andschoolswithoutbeingrightin sionals andstudents,it’sclosetomajor Mall. from bothdowntownandHamiltonPlace but it’sbreathtakingatsunset.” Mountain,” Everettsays.“It’sbeautifulallday, downtown, LookoutMountainandSignal apartment featuresamesmerizingviewof bath apartmentsareavailableforrent. phase iscomplete,andone-bedroom,one- GCAR MISSION RIDGE e new inventory coming to e newinventory comingto is levelofproductionrepresents On theinventorysideof equa- “ e rentisaffordableforyoungprofes e ViewatMissionRidgeisjustminutes “We’re allabouttheview,andevery of the local Habitat for Humanity. of thelocalHabitatforHumanity. and DavidButler,presidentCEO Area; FanettaMcCain;AshleyJackson; for HumanityofGreaterChattanooga McDowell, boardpresidentofHabitat Signature BrokersandHamicoInc. ment, eCommunityFoundation, Economic &CommunityDevelop- City ofChattanooga’sDepartment nooga area. homeowners intheGreaterChatta- became the270thand271stHabitat Neighborhood. McCainandJackson in Chattanooga’sHistoricGlassFarm room, two-bathroomhomeslocated ed withmockkeystotheirthree-bed- Cain andAshleyJacksonwerepresent- hosting adoublededicationceremony. al HomeownerMonthonJune10by Chattanooga AreacelebratedNation Habitat for Humanity hosts double dedication ceremonydedication double hostsHumanity for Habitat

Pictured (from left to right): Don Pictured (fromlefttoright): Don e homesweresponsoredbythe During theceremony,FanettaMc- Habitat for Humanity of the Greater Habitat forHumanityoftheGreater

From page 15 page From From page15 - - sidered asellers’ market. again at3.6months, forwhatiscon the currentrateofsalewasonce last year. represents a24.7percentdecrease to for sale,whichcameinat2,960 and overall inventoryofhomesavailable market didnotmakeadentinthe With a shifting real estate market With ashifting realestatemarket e monthsofsupply,based on call 423763-1772. tion, visitwww.viewatmissionridge.comor as wellafitnessfacility. pool andclubhousewillopenontheproperty ities. high-speed internetandsmartlaundryfacil monthly services. allowed, andrentincludeswaterother closets andprivatepatiosordecks.Petsare wood floors,stainlesssteelappliances,walk-in rebuilt, andeachapartmentnowoffersvinyl To scheduleatourorformoreinforma- Within thenext12months,anoutdoor e apartments are also equipped with e apartmentsarealsoequippedwith e ViewatMissionRidgewascompletely Hamilton CountyHerald Source: ViaNovaDevelopment - Chattanooga Associationof Realtors. well-trained memberofthe Greater the insightofanexperienced and both homebuyersandsellersneed like wearecurrentlyworkingin, Association is a regional organization Association is a regionalorganization Estate inGreater Chattanooga. e ation ofRealtors is eVoiceofReal Photographs provided e GreaterChattanoogaAssoci

- - for moreinformation. west Georgia.Go towww.GCAR.net Dade andWalker countiesinnorth- in southeastTennesseeandCatoosa, Hamilton andSequatchiecounties sociation ofRealtors.GCAR services wide thatcomprisetheNational As- and associationsofRealtors nation one ofmorethan1,400localboards with morethan1,700membersandis www.hamiltoncountyherald.com Photograph provided - www.hamiltoncountyherald.com Hamilton County Herald June 16 – 22, 2017 | 17

Remodeling projects that can pay you back The Critic’s Remodeling projects im- enough to call them outright Corner prove the looks and function of money-makers that first year. By David Laprad your home, and if you decide Only one project recoups its [email protected] to sell, certain projects will entire cost and then some: hav- give you a good return on your ing a professional seal and add investment. loose-fill insulation to the attic, Curb-appeal projects pro- with a return of 108 percent. vide some of the best returns Mike Croxall e bottom line for any re- ‘It Comes at Night’ on your investment, according modeling project is to enhance to Remodeling magazine’s President, Home Builders your home’s value – not just in 2017 Cost vs. Value Report. Association of Greater Chattanooga immediate resale price. Home- comes as a e report compares out-of- owners who invest in projects pocket costs of 29 remodeling percent return. that create a more energy-effi- projects against how much real Add a family room and cient, comfortable and livable pleasant surprise estate professionals predict space find a good return on you’ll recoup the lion’s share of e title of “It Comes at Night” is a clever bit of misdirec- the improvements will add to their investment from avoiding what you put in – 78 percent tion. the potential selling price of the cost of moving, or saving within a year, the report finds. I spent most of the film waiting for something to emerge a house sold within a year of on monthly utility costs. e same goes for a kitchen from the shadows and claim victims. But the horror of the finishing the project. remodel, which came in at 70 film comes not from without but from within. Replacing the front door To learn more about remod- percent payback, or finishing a “It Comes” opens with a restrained but arresting image: an with a new steel door, for eling projects that prove their basement, 81 percent. old man, covered in sores, his eyes looking unnatural, some- example, returns 91 percent of value, or to find a remodeler Projects in the report pay thing dripping out of his mouth. the cost. Manufactured stone in the Tri-State area, visit the back an average of 64.3 cents A woman in the room with him is crying, telling him to veneer in place of vinyl siding Home Builders Association of on the dollar in resale value – let go. She calls him “grandfather.” Her gloves and gas mask on the bottom third of the Greater Chattanooga at www. the bulk of the cost – but not suggest she’s trying to avoid street-facing facade yields an 89 HBAGC.net. catching acting whatever has It Comes at Night taken hold of him. CITIES From page 5 Jonathan Gilligan, Vanderbilt is becoming cheaper than any e woman’s husband and son Rated R for violence, associate professor of earth and other source?’” take the wheezing man outside in during the first quarter last disturbing images and environmental sciences, has a Chris Koczaja, the new pres- a wheelbarrow. e surrounding language. year,” Hodge explains. “How- book coming out this fall called ident of Lightwave Solar, has a forest seems to go on forever. ever, this change is probably “Beyond Politics: e Private background in renewable ener- Writer and director Trey distorted by the opening of Governance Response to Cli- gy and has spent seven years in Edward Shults never lifts the camera above the trees to show the Watts Bar nuclear unit last mate Change,” that addresses turning garbage into electricity. how far this family is from civilization, but after the hus- year.” the actions taken in the private Before that, he worked for 10 band shoots his father-in-law, dumps his corpse in a hole in Watts Bar is located on sector that are the most prom- years with Capital Incorporated the ground and sets it on fire, I gathered that a plague had 1,700 acres on the northern ising opportunities to reduce in power generation. pushed them far from whatever is left of mankind. end of the Chickamauga Res- the risks of climate change, e installed cost of a solar e clues come slowly, like a folded piece of paper that ervoir near Spring City, in East buying time, while government energy system is down substan- reveals another clue each time it’s opened. Not knowing kept Tennessee. Each unit produc- plays catchup. tially in just the last 12 months, my curiosity stoked, and at one point I noticed I was learning es about 1,150 megawatts of “If you’re running a business Koczaja says, with the adoption forward in my seat. electricity – enough to service and someone came to you in and economies of scale and e father, Paul, has established rules for how the house- 650,000 homes – without cre- the board room and said that manufacturing. hold is run and is an insistent-but-not-overbearing leader. ating any carbon emissions. 90 percent of the experts on “All of a sudden we’re seeing Actor Joel Edgerton, who was very good in last year’s “ e “So, overall, there has been a particular topic think that opportunities to not just put Gift,” could have played him like a hardcore survivalist, but a strong shift from coal to nat- something is going to happen, in panels because people like that’s not how Shults wrote him. ural gas in the region over the they would at least account it and it’s carbon neutral, but Rather, Paul is a good man who cares about his wife and last five years, primarily a result for it in some very important now the economic picture says son and is doing what he believes he must to provide for and of sustained low natural gas way, even if they didn’t agree or we should put in panels just be- protect them. prices,” Hodge says. “Howev- think that something should be cause it makes sense anyway,” But there are shadows within him, just as there are er, there has been a lot of fuel done,” Vandenbergh explains. Koczaja notes. “We’re start- shadows in the house and woods. Shults shoots with a wide shifting recently. In terms of e book draws on law, ing to see a lot more projects lens, even within the confines of the home, to emphasize the renewables other than hydro- policy, social science and that are in that vein and we’re darkness and wrap his characters within it. power, its share of generation climate science to demonstrate calling them ‘Behind the Meter Another family enters the picture. At this point, I’ll say no is growing but still accounts how private initiatives are projects.’ more about the story – except that I admired how skillful- for less than 3 percent of total already bypassing government “Basically, we’re saying pan- ly Shults tells it. He never hurries to get to the next scene, generation in the Southeast.” inaction, and is an extension els are going to generate power yet the film is never boring. e tension continually builds e Southeast is really of the work Vandenbergh and close to grid parity or about through unresolved conversations, wary glances and other important to climate change Gilligan have been immersed in what you’d pay for if you just subtle devices, and he lets the characters reveal what’s going in a couple of different ways, for more than a decade –con- bought power from the grid on instead of having someone explain. Vandenbergh adds. For one, cerning issues related to what itself. It’s a big step.” I especially like how Shults uses many of the tropes of hor- it is important as a source of businesses and other private Tennessee’s role in change ror films to serve a story that winds up being something else carbon emissions. sector actors can do, and are altogether. e threat of a flesh-eating disease that will kill “ e Southeastern states, if Nashville’s Mayor Megan doing, about climate change. anyone it touches, frightful sounds coming from the woods you include Florida, would be Barry formed the Livable Nash- “Many people in the busi- or behind closed doors and characters walking through the sixth largest country in the ville Committee in 2016, bring- ness sector are acting in good darkness, carrying only a lantern create expectations Shults world,” he continues. “Larger ing in leaders from Nashville’s faith to try to reduce costs and then subverts. than Germany. In terms of the to reduce their footprint,’’ Van- See CITIES, page 27 Gripped with uncertainty, I had no choice but to join the total carbon emissions, the U.S. denbergh explains. “I think that characters on their inexorable march to what could hardly be Southeast is a very important many of the utilities are trying a happy ending. world player. APA to move in the right direction P HAUL AWAY I’m torn about the film’s final scene, though. e credits “ e Southeastern states as as well. But they have a busi- SERVICES come unexpectedly and left me staring at the screen in silent governments have, for the most ness model that requires them HOMEOWNERS: PROFESSIONALS: disbelief. Perhaps the film doesn’t end so much as reveal its part, sued EPA to stop EPA to sell more power. And they •Junk Removal •Real Estate and final bit of truth and then fades to black, leaving you alone from enforcing carbon reduc- Construction cleanup have very heavy investments in •Garage Cleanouts with your thoughts, looking for shadows within yourself. tion rules and is not a national • •Estate Cleanouts existing infrastructure. Appliance Disposal “It Comes at Night” joins a number of films this year that leader in promoting renewable •Basement Cleanouts •Evictions “One of the things that I transcend their small scale to be as absorbing as any big power. From a policy perspec- •Yard Debris Removal •Event Clean Up think the most forward-think- budget thriller. “ e Wall” was one, and “Split” was another. tive, this is one reason why And Much More! And Much More! ing utilities are doing is looking As with those movies, I never felt like I was watching a bar- private action is so important.” down the road and saying, ‘how Call (423) 629-0700 gain-basement effort; I just felt sucked in. Changing a mindset do we succeed as a business in or visit papaservices.com See CRITIC, page 26 Vandenbergh, along with a world in which solar power We gladly accept VISA and Mastercard 18 | June 16 – 22, 2017 Hamilton County Herald www.hamiltoncountyherald.com

Moving over from homer-happy Hogs Power pitching, hitting are Vitello’s goals

Tony Vitello wants to put a Tennessee yesterday (June 6) Power T in Tennessee baseball, and turned it down,” Calvi told and with it a yearly contender AL.com. “I have a great boss. for SEC championships and I love it here. I don’t just jump NCAA tournament bids. at anything. e right things e new UT baseball coach matter to me.” was introduced last Friday at Vitello, a native of St. Louis Tennessee’s Lindsey Nelson and walk-on player at Missouri, Stadium. He emphasized pow- Dave Link has spent his career as an assis- er pitching and power hitting Knoxville-based journalist tant coach and holds the rare as part of his rebuilding plan. covering UT Sports distinction of having mentored “We can’t give you all the se- a National Hitter of the Year crets yet, but in the SEC, you’d hit me up in the morning, hit (Andrew Benintendi, 2015 at better bring some power to me up at night, and I should be Arkansas) and National Pitcher the mound,” Vitello says. “So, available.” of the Year (Aaron Crow, 2008 there’s no question, we want Vitello was hired to replace at Missouri). to recruit guys like that, but we Dave Serrano, who announced Vitello has been lauded for also want to develop them.” his end-of-season resignation his work as recruiting coordi- Vitello, 38, has seen UT’s May 17 before UT’s final SEC nator at Arkansas, TCU (2010- program from the other dug- series against Missouri. Vitello 13) and Missouri (2003-10). out, most often and recently as signed a five-year contract with In 2016, he was rated No. 2 the assistant coach and recruit- an average annual compensa- nationally and No. 1 in the SEC ing coordinator at Arkansas tion of $493,000. in D1Baseball.com’s list of top from 2013 to 2017. He’d like to Serrano failed to get Tennes- 30 recruiting coordinators in see some pop in UT’s bats like see to the NCAA tournament the nation. his team had at Arkansas this in his six seasons as coach. In 14 years as a Division I UT hasn’t been to the NCAAs spring. coach, Vitello has signed and Kyle Zedaker/Tennessee Athletics/UTsports.com since 2005 when the Vols went e Razorbacks led the SEC developed six first-round Ma- Head Coach Tony Vitello and University of Tennessee Vice Chancellor and Direc- to the College World Series for in homers with 83 (through jor League Draft picks and 12 tor of Athletics John Currie during Tony Vitello’s Introductory Press Conference June 6). Tennessee was 13th the third time under coach Rod players who have reached the with 33, ahead of only Auburn Delmonico, who was fired after Major Leagues. the 2007 season. Tennessee’s baseball league in the country. connections. I had one guy in with 30. Lacking on his resume is “ ere’s no question there’s Texas, and (I) really like his “ ere’s no question this only other trip to the CWS was experience as a head coach, in 1951. been talent here,” he said. players, and he said, ‘I’m still park is small,” Vitello said of a question Currie was asked “ ere’s no question there’s going to get you guys.’ Lindsey Nelson Stadium. “ e e Vols reached the SEC about during the introductory tournament three times in been good people in those “And the other thing is, it’s best batting practice we took press conference. coaches’ offices. the SEC, it draws out the most (at Arkansas), and we did lead Serrano’s six years and were “If you’ve been an assistant eliminated in first-round games “I think one word comes competitive (players), and a the SEC in home runs so there coach as long as (Vitello) has, to mind, and ‘Lingo’ (rising lot of times when you have a was some talent there, but the each time. UT didn’t get to under three different head the SEC tournament in Todd sophomore pitcher Zach Ling- kid on a visit, and it’s the SEC best batting practice we took coaches, I think you’re able to infelter of Sevier County High) versus another school, with all all year long was on ursday Raleigh’s four years as coach take a lot from all those people (2008-11) or in Delmonico’s was talking near the locker due respect to those other pro- night before our series here. and put them all together,” room, ‘Continuity,’ and just grams, sometimes the decision “And you want hitters who final two years (2006-07). Currie explained. “In our “Our history includes shin- having a flow, and a style that works itself out, the guys that can put it over the fence, but league you have some demon- really matches this ballpark, the maybe are thirsting for a little hitters know, if the only thing ing moments, like four trips strated examples of assistant to Omaha (for the CWS),” state, and is something that is more competition and really you’re talking about is putting coaches with a strong SEC consistent, that the guys can want to see what they can do it over the fence, you’re going Currie says. “But it also in- background who become great cludes the reality of just seven rally around, because again, the that gravitate toward the SEC, to be in trouble.” head coaches.” margin of victory in this league and sometimes not. Vitello was introduced by SEC tournament appearanc- Delmonico was an assistant es this century, which is not is so, so small. “But the kids make the UT athletic director John at Clemson (1981-83) and “So maybe having two or decision for a lot of different Currie at the stadium. Vitello’s acceptable for the University of Florida State (1984-89) before Tennessee. three more guys from the state reasons.” parents, Greg and Kathy, sat on getting his first heading coach- of Tennessee that are wearing Vitello is hard at work a the front row. After thanking “We will always expect our ing job at Tennessee in 1990. coaches to have unquestioned ‘Tennessee’ across their chests week into the job. He wants to them and many others, Vitello Vitello said he will welcome and are willing to bleed for that prove Currie and UT Chancel- recounted to media and fans integrity, a commitment to fol- advice in his new job from lowing the rules and achieving makes a difference in a one-run lor Beverly Davenport made the 1:45 a.m. phone call he took those with UT ties, and since game like we played here twice the right choice by hiring him. from Currie on June 6, which academic excellence. he has no head coaching expe- “But this particular situation, in the spring.” “I’ve kind of been married to led to a meeting later that night rience, would consider having a Although most of his re- the game, and it’s put me in a before his hiring. we felt like we needed proven former head coach on his staff. experience evaluating and re- cruiting ties are in other states happy place,” Vitello says. Currie’s call came shortly “I’ll take two of them if I – like Missouri, Texas and “ is first year I plan on after Arkansas was eliminated cruiting at the highest level and can,” he added. understanding the grind of the Arkansas – Vitello will focus on going into a cave, and making from an NCAA regional by “Again, whether it’s some- in-state players first. sure, again, I show apprecia- Missouri State the night of Southeastern Conference. one with Tennessee ties or not, “Our coach must also be Tennessee had 11 in-state tion, not by saying ‘thank you,’ June 5 in front of 10,527 fans I just want to get the guys that players on its roster this spring. but by dedicating every ounce at Baum Field in Fayetteville, able to develop and mentor our I can walk into the office every players, have technical knowl- Only two were seniors, infield- of energy I have into getting Arkansas. day and say, ‘ is is the best er Jordan Rodgers of Memphis things the way that will make “ at’s my job, so (the edge across the sport and be team I can put together.’ So, able to build relationships with University School and pitcher John (Currie) proud. phone is) attached at my hip, with each of those positions Hunter Martin of Blackman Chancellor Davenport has non-stop,” Vitello pointed out. high school and club programs that’s available, my job is for across our state and around the High in Murfreesboro. also given me a great opportu- “Hopefully, I would have been people to say, ‘ at’s one of the “I don’t think we’re going to nity, and I’ve seen the resume able to answer it even if I would country.” best guys arguably in his field in Currie called Vitello a make our money there (recruit- that is going on there (with have been dozing off. My fam- the country.’ And this is such a ing states in the Midwest),” Davenport), and make the fans ily is here, I’ve got three sisters “perfect fit” for the UT posi- great place, that’s a reasonable tion, but two reports – one by Vitello pointed out. “We’re go- feel, ‘Hey, our enthusiasm and that I love very much, but I goal … But that’s no doubt a ing to supplement what we’re our loyalty about this place is don’t have my own family. D1baseball.com and another by desirable goal (to have a former AL.com – indicate South Ala- doing. We want to make our being matched, so we can walk “It’s the players, to be honest head coach on staff). We’ll see money in the state of Tennes- around proud to wear this with you. So, if they need bama head coach Mark Calvi if we can pull that off.” was Tennessee’s first choice be- see and work in, and then work color.’” something, and hopefully the Vitello’s task won’t be easy. our way out. Dave Link is a freelance jour- Tennessee guys will know this, fore negotiations broke down. Not in the SEC, the toughest “I was offered the job by “But you’re crazy not to use nalist living in Knoxville. www.hamiltoncountyherald.com Hamilton County Herald June 16 – 22, 2017 | 19 VU team works to better manage runoff By Hollie Deese e tools will eventually infrastructure being damaged, and resilience in critical infra- be available for use across the but the community or ecolog- structure systems; in particular, Areas of excessive water, country, including Nashville. ical benefits from converting to predict outcomes in extreme ponding and flash flooding “If you drive around Nash- homes back to green space. weather events and models of after a heavy storm in Middle ville, you can often see pool- “To some extent converting how communities can recover Tennessee bring back memo- ing,’’ Camp points out. “Some- those to green space allows the most quickly. Mostly fo- ries of Nashville’s 2010 devas- times it’s because the drains are more opportunity for water to cused on infrastructure systems tating flood. clogged with debris or some- infiltrate, as opposed to just before, during and after a de- e pools of standing water thing like that. But the other running off and getting into struction, she looks at how an and storm run-off are more piece of that is they may not these drains or causing local- infrastructure system responds, than reminders of the flood for have been designed to handle ized flooding in an intense and how it recovers. Janey Camp; ey also are data. the amount of precipitation event,” Camp explains. “I know “With the recent increase, A Vanderbilt University we’re getting in a short period Metro is working on low-im- and the frequency, and the research associate professor of of time. pact development guidelines, magnitude of natural hazard civil and environmental engi- “We’re starting to see more and they’re really working with events lately, people started neering, Camp is part of a team of these short-duration, intense the developers to reduce the shifting from risk management of engineers with research storm events, which lead to amount of run-off leaving a towards resilience,” she adds. grants to study commerce and more short-term, after-rain site.” “ ose events are happening. A flood control on inland water- events – flash flooding, or a lot Runoff can take with it lot of times we won’t be able to ways. of runoff, because the ground chemicals, waste, garbage and stop a hurricane or flood from With U.S. Department of just can’t hold it.” more. She says she hopes Nash- happening. So infrastructure Photograph provided Housing and Urban Develop- Part of Camp’s job is to help ville’s positive flood recovery operators and decision makers Hiba Baroud, an assistant professor ment funding, Camp, along people understand how the doesn’t deter from the facts. are now thinking more about at Vanderbilt University, studies how with Mark Abkowitz, director research she is working on at “But then, Nashville re- how to design and build future infrastructure systems respond and of Vanderbilt’s Center for Vanderbilt can apply locally, sponded really well [to 2010 infrastructures that will be recover from disasters. Environmental Management like in the rapidly growing flood]. So, we may have a false able to actually recover more “ ose could impact the Studies, has been studying peo- Nashville area where more confidence that if we get hit effectively.” power, the water infrastruc- ple who have built their lives hard surfaces means more again, we will pull together as A project she is currently ture, or transportation, and so along the levies of the Missis- storm-runoff, which can lead to a city and it won’t be that bad,” working on for Nashville is how do communities impacted sippi River. potential failure of infrastruc- Camp adds. “But, who’s to say solely related to growth, trying by these events, how do they Deploying web-based tools ture or disruption to normal as we have more development, to assess the delay in transit recover? And what is the best called Geospatial Information operations. it wouldn’t be worse because – given things like traffic and way to quantify those impacts? Systems, or GIS, to look at and One project the team is it’s more runoff that contrib- other events such as the CMA So, that’s where the research analyze climate projection data working on is a potential home utes to floods.” Fest and Stanley Cup playoffs challenge is, in being able to to identify areas and infrastruc- buyout program for Metro that are drawing more visitors. Science won’t stop collect and have meaningful ture that may be at risk for Water, which purchases homes Another of her projects is data that will be suitable for the more or heavier precipitation in known flood plains. ey Vanderbilt’s Hiba Baroud in Memphis in Shelby County, types of models, or at least for in the future, the Vanderbilt are working to determine the is leading a project funded by looking at how communities the other way around,” Baroud team is mapping West Tennes- benefits of that program, not the National Science Founda- could be responding to po- says. see flood vulnerabilities under just in perks or reduced losses tion focused on using Bayesian tential hazards caused by an future climate scenarios. by homes being damaged, or statistical modeling to measure earthquake or by flooding. and analyze the risk, reliability See RESEARCH, page 27

BLACKBURN From page 14 break with the only job he’s ever known. And Moc fans, burn leave behind? real fans, are left with one more e short-term answer is big reason to hate their Big East Ridge, CARTA want input that there is a just-open vacan- Orange big brother. cy in the Mocs’ once-solid ten- If Blackburn had stayed, the nis program. “Progress” has led Chattanooga athletic program on proposed service expansion to the school’s outdoor tennis would be in a prime position e City of East Ridge and CARTA and where they wanted to go. courts being bulldozed for con- to make a jump into the “big transportation services want to hear from People who weren’t able to attend the struction, and years of decreas- time,” a move up to the BCS the residents and business owners of East meeting can express their opinions on ex- ing success led to Carlos Garcia following the same path as Ridge to see if expanded services to the panded services to East Ridge via a Survey leaving after 16 years. Appalachian State and Georgia area are wanted or needed. Several months Monkey survey accessible at www.survey- But Blackburn leaves behind Southern – UTC’s last and best ago, East Ridge hosted CARTA for a public monkey.com/r/ER_CARTA. recent coaching hires in soccer, rivals in the SoCon. input meeting in hopes of gaining more in- e survey will be available until July 9, track and women’s tennis, Now, it’s a toss of the dice as formation about what the citizens, visitors and a workshop will be held on July 13 at leaving his replacement with a to whether the school can find and businesses owners desired in their bus 5:30 p.m. CARTA will review the infor- short to-do list. a true leader in Blackburn’s and disabled transportation services. mation it gathers and discuss pricing and e school has named As- mold to make that life-chang- A short presentation by CARTA, fol- funding options for the additional services. sociate Athletic Director Scott ing decision to grow or stag- lowed by time to visit informational gath- People who do not have internet access Altizer its interim A.D. while nate. ering stations, allowed participants to ask at home are welcome to take the survey at a “a nationwide search” for And if it comes to light that questions and to share their opinions and the East Ridge City Library during nor- Blackburn’s replacement takes there was anyone affiliated with concerns regarding broader services from mal operating hours. For a listing of those place. It will not be an internal UTC in any way who pressured CARTA. Around 40 participants came to hours, call the East Ridge City Library at promotion, nor will anyone else him to leave, they and UTC will the meeting, which helped staff to under- 423 867- 7323. with UT credentials be consid- deserve their inevitable return stand the types of services people desired Source: City of East Ridge ered, if only unofficially. to the status as a second-rate Blackburn’s 20-year rela- athletic program. tionship with the University of “We appreciate the time Tennessee ultimately became and attention that David has a big negative in his moving provided our athletic programs forward. Is it cornball to con- at UTC,” Chancellor Steve sider that losing out to Currie Angle said through a media broke his heart? Not if you read statement. between the lines. “ e Mocs have reached Ultimately, what’s left is unprecedented heights over the UTC needing to hire a man last four years under David’s who is probably irreplaceable. leadership and we thank him Like us on facebook.com/Hamilton-County-Herald Blackburn is left with a world for his efforts.” of possibilities after a clean Page 20 Public Notices June 16 - 22, 2017 www.HamiltonCountyHerald.com

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File No. 17-111363 November 2, 2016, and the Deed of Trust ON THE SOUTH LINE OF COLVILLE STREET property, the legal description shall control. BEGINNING AT AN IRON PIN LOCATED AT THE June 9, 16, 23, 2017 Fmr18143 of even date securing the same, recorded AND EXTENDS SOUTHWARDLY ALONG THE CURRENT OWNER(S): ROBERT A. STANARD INTERSECTION OF THE SOUTHERN CORNER December 19, 2016, in Book No. GI 10933, WESTERN LINE OF CHARLES STREET, NOW OTHER INTERESTED PARTIES: The sale of OF THE HEREINDESCRIBED STRIP AND THE NOTICE OF TRUSTEE’S SALE at Page 963, in Office of the Register of Deeds LYTLE STREET, 100 FEET TO THE NORTH the above-described property shall be subject NORTHEASTERN CORNER OF PROPERTY OF WHEREAS, default has occurred in the for Hamilton County, Tennessee, executed by LINE OF LOT 75 IN SAID SUBDIVISION.THIS to all matters shown on any recorded plat; AKD CORPORATION, SAID POINT ALSO LYING performance of the covenants, terms, and James A Hutchings and Charlene J Lindsey, CONVEYANCE IS MADE SUBJECT TO THE FOL- any unpaid taxes; any restrictive covenants, IN THE WESTERN RIGHT-OF-WAY OF NORCROSS conditions of a Deed of Trust Note dated conveying certain property therein described LOWING: ANY GOVERNMENTAL ZONING AND easements or set-back lines that may be ap- ROAD; RUN THENCE ALONG OTHER PROPERTY February 22, 2006, and the Deed of Trust to Joseph B. Pitt, Jr. as Trustee for Mortgage SUBDIVISION ORDINANCES OR REGULATIONS plicable; any prior liens or encumbrances as OF AKD NORTH 77 DEGREES 05 MINUTES 46 of even date securing the same, recorded Electronic Registration Systems, Inc., as IN EFFECT THEREON.SUBJECT TO ALL NOTES, well as any priority created by a fixture filing; SECONDS WEST 32 FEET TO A POINT; THENCE February 24, 2006, in Book No. GI 7852, at nominee PennyMac Loan Service, LLC., its STIPULATIONS, RESTRICTIONS, EASEMENTS, and to any matter that an accurate survey of SOUTH 83 DEGREES 51 MINUTES 16 SEC- Page 165, in Office of the Register of Deeds successors and assigns; and the undersigned, CONDITIONS, AND REGULATIONS AS SET the premises might disclose. This property is ONDS EAST 31.27 FEET TO THE RIGHT OF WAY for Hamilton County, Tennessee, executed by Wilson & Associates, P.L.L.C., having been OUT ON RECORDED PLAT. Parcel ID: 135D-W- being sold with the express reservation that OF NORCROSS ROAD; RUN THENCE SOUTH Amy R Wooden, conveying certain property appointed Successor Trustee by PennyMac 005PROPERTY ADDRESS: The street address it is subject to confirmation by the lender or 01 DEGREES 32 MINUTES 50 SECONDS EAST therein described to FMLS, Inc. as Trustee for Loan Services, LLC. of the property is believed to be 618 Colville Substitute Trustee. This sale may be rescinded 3.8 FEET TO THE POINT OF BEGINNING. ALL AmSouth Bank; and the undersigned, Wilson NOW, THEREFORE, notice is hereby given Street, Chattanooga, TN 37405. In the event at any time. The right is reserved to adjourn AS SHOWN BY SURVEY OF JIM RICHMOND & Associates, P.L.L.C., having been appointed that the entire indebtedness has been declared of any discrepancy between this street address the day of the sale to another day, time, and D/B/A RICHMOND SURVEYING CO., 3005 Successor Trustee by U.S. BANK NATIONAL due and payable; and that an agent of Wilson and the legal description of the property, the place certain without further publication, upon MICHIGAN AVENUE ROAD., NE, CLEVELAND, ASSOCIATION. & Associates, P.L.L.C., as Successor Trustee, legal description shall control. CURRENT announcement at the time and place for the TN, TN LIC NO. 917, DATED 03-02-06.THE NOW, THEREFORE, notice is hereby given by virtue of the power, duty, and authority OWNER(S): Don E. Taylor OTHER INTERESTED sale set forth above. All right and equity of re- LEGAL DESCRIPTION CONTAINED HEREIN IS that the entire indebtedness has been declared vested in and imposed upon said Successor PARTIES: The sale of the above described demption, statutory or otherwise, homestead, THE SAME AS IN DEED OF PRIOR TITLE. Parcel due and payable; and that an agent of Wilson & Trustee, by PennyMac Loan Services, LLC, will, property shall be subject to all matters shown and dower are expressly waived in said Deed ID: 109L-A-021.00PROPERTY ADDRESS: The Associates, P.L.L.C., as Successor Trustee, by on July 3, 2017 on or about 3:00 PM, at the on any recorded plat; any unpaid taxes; any of Trust, and the title is believed to be good, street address of the property is believed to virtue of the power, duty, and authority vested Hamilton County Courthouse, Chattanooga, restrictive covenants, easements or set-back but the undersigned will sell and convey only as be 4305 NORCROSS RD, HIXSON, TN 37343. in and imposed upon said Successor Trustee, Tennessee, offer for sale certain property lines that may be applicable; any prior liens or Substitute Trustee. The Property is sold as is, In the event of any discrepancy between this by U.S. BANK NATIONAL ASSOCIATION, will, on hereinafter described to the highest bidder encumbrances as well as any priority created where is, without representations or warranties street address and the legal description of the June 29, 2017 on or about 10:00 AM, at the FOR certified funds paid at the conclusion by a fixture filing; and to any matter that an of any kind, including fitness for a particular property, the legal description shall control. Hamilton County Courthouse, Chattanooga, of the sale, or credit bid from a bank or other accurate survey of the premises might disclose. use or purpose. THIS LAW FIRM IS ATTEMPT- CURRENT OWNER(S): ROBERT P. HALL OTHER Tennessee, offer for sale certain property lending entity pre-approved by the successor This property is being sold with the express ING TO COLLECT A DEBT. ANY INFORMATION INTERESTED PARTIES: SECRETARY OF HOUS- hereinafter described to the highest bidder trustee. The sale is free from all exemptions, reservation that it is subject to confirmation by OBTAINED WILL BE USED FOR THAT PURPOSE. ING AND URBAN DEVELOPMENT. The sale of FOR certified funds paid at the conclusion which are expressly waived in the Deed of the lender or Substitute Trustee. This sale may Rubin Lublin TN, PLLC, Substitute Trustee119 the above-described property shall be subject of the sale, or credit bid from a bank or other Trust, said property being real estate situated be rescinded at any time. The right is reserved S. Main Street, Suite 500 Memphis, TN 38103 to all matters shown on any recorded plat; lending entity pre-approved by the successor in Hamilton County, Tennessee, and being more to adjourn the day of the sale to another day, www.rubinlublin.com/property-listings.php Tel: any unpaid taxes; any restrictive covenants, trustee. The sale is free from all exemptions, particularly described as follows: time, and place certain without further publi- (877) 813-0992 Fax: (404) 601-5846 easements or set-back lines that may be ap- which are expressly waived in the Deed of Situate in the City of Chattanooga, Hamilton cation, upon announcement at the time and Ad #118730 plicable; any prior liens or encumbrances as Trust, said property being real estate situated County, Tennessee: Being Lot 14, Final Plat, place for the sale set forth above. All right and June 16, 23, 30, 2017 Fmr18148 well as any priority created by a fixture filing; in Hamilton County, Tennessee, and being more Dogwood Village, as shown by plat recorded equity of redemption, statutory or otherwise, and to any matter that an accurate survey of particularly described as follows: in Plat Book 77, page 71, in the Register’s homestead, and dower are expressly waived NOTICE OF SUBSTITUTE TRUSTEE’S SALE the premises might disclose. This property is Land in the Second Civil District of Hamilton Office of Hamilton County, Tennessee. in said Deed of Trust, and the title is believed WHEREAS, default has occurred in the perfor- being sold with the express reservation that County, Tennessee: Being a part of the ALSO KNOWN AS: 7136 Blossom Circle, to be good, but the undersigned will sell and mance of the covenants, terms and conditions it is subject to confirmation by the lender or Northeast Quarter of Section Thirty-six Chattanooga, TN 37421 convey only as Substitute Trustee. The Property of a Deed of Trust dated February 4, 2009, Substitute Trustee. This sale may be rescinded (36), Township Two (2) South, Range Four This sale is subject to all matters shown is sold as is, where is, without representations executed by ROBERT P. HALL, conveying cer- at any time. The right is reserved to adjourn (4), West of the Basis Line, Ocoee District, on any applicable recorded plat; any unpaid or warranties of any kind, including fitness tain real property therein described to LARRY the day of the sale to another day, time, and and being more particularly described as taxes; any restrictive covenants, easements, for a particular use or purpose. THIS LAW A. WEISSMAN, as Trustee, as same appears place certain without further publication, upon follows: Beginning at a point in the West- or setback lines that may be applicable; any FIRM IS ATTEMPTING TO COLLECT A DEBT. of record in the Register’s Office of Hamilton announcement at the time and place for the ern line of Donaldson Road, three hundred statutory rights of redemption of any govern- ANY INFORMATION OBTAINED WILL BE USED County, Tennessee recorded February 10, sale set forth above. All right and equity of re- ninety-nine and twenty-five hundredths mental agency, state or federal; any prior liens FOR THAT PURPOSE. Rubin Lublin TN, PLLC, 2009, in Deed Book GI 8851, Page 412; and demption, statutory or otherwise, homestead, (399.25) feet Northwardly along said line or encumbrances as well as any priority created Substitute Trustee119 S. Main Street, Suite WHEREAS, the beneficial interest of said Deed and dower are expressly waived in said Deed from its intersection with the Northern line by a fixture filing; and to any matter that an ac- 500 Memphis, TN 38103 www.rubinlublin. of Trust was last transferred and assigned to of Trust, and the title is believed to be good, of Gleason Drive, being the Northeastern curate survey of the premises might disclose. com/propertylistings.php Tel: (877) 813-0992 DLJ Mortgage Capital, Inc. who is now the owner but the undersigned will sell and convey only as corner of the property conveyed to Stella In addition, the following parties may claim Fax: (404) 601-5846 Ad #118681 of said debt; and WHEREAS, the undersigned, Substitute Trustee. The Property is sold as is, L. Peel, et al, by deed recorded in Book an interest in the above-referenced property: June 16, 23, 30, 2017 Fmr18147 Rubin Lublin TN, PLLC, having been appointed where is, without representations or warranties 1307, page 321, in the Register’s Office JAMES A HUTCHINGS as Substitute Trustee by instrument to be filed of any kind, including fitness for a particular of Hamilton County, Tennessee; thence CHARLENE J LINDSEY NOTICE OF SUBSTITUTE TRUSTEE S SALE for record in the Register’s Office of Hamilton use or purpose. THIS LAW FIRM IS ATTEMPT- North sixty-six (66) degrees forty-five (45) The sale held pursuant to this Notice may WHEREAS, default has occurred in the per- County, Tennessee. NOW, THEREFORE, notice ING TO COLLECT A DEBT. ANY INFORMATION minutes West along the Northern line of be rescinded at the Successor Trustee’s option formance of the covenants, terms and condi- is hereby given that the entire indebtedness OBTAINED WILL BE USED FOR THAT PURPOSE. the said Peel property, three hundred forty at any time. The right is reserved to adjourn tions of a Deed of Trust dated June 6, 2007, has been declared due and payable, and that Rubin Lublin TN, PLLC, Substitute Trustee119 (340) feet, more or less, to the Western the day of the sale to another day, time, and executed by ROBERT A. STANARD, conveying the undersigned, Rubin Lublin TN, PLLC, as S. Main Street, Suite 500Memphis, TN 38103 line of said Quarter Section; thence North place certain without further publication, upon certain real property therein described to Substitute Trustee or his duly appointed agent, www.rubinlublin.com/property-listings.php Tel: twenty-two (22) degrees thirty-five (35) announcement at the time and place for the ROBERT M WILSON, JR WILSON & ASSOCIATES by virtue of the power, duty and authority vested (877) 813-0992 Fax: (404) 601-5846 minutes East along said line, one hundred sale set forth above. W&A No. 322392 PLLC, as Trustee, as same appears of record and imposed upon said Substitute Trustee will, Ad #118747 sixty and twenty-five hundredths (160.25) DATED June 5, 2017 in the Register’s Office of Hamilton County, on July 13, 2017 at 10:00 AM at the West Door June 16, 23, 30, 2017 Fmr18149 feet to a point; thence South sixty-eight (68) WILSON & ASSOCIATES, P.L.L.C., Tennessee recorded June 7, 2007, in Deed of the Hamilton County Courthouse, 615 Walnut degrees forty-five (45) minutes East, one Successor Trustee Book GI 8366, Page 304; and WHEREAS, the Street, Chattanooga, TN 37402, proceed to NOTICE OF TRUSTEE’S SALE hundred ninety (190) feet, more or less, FOR SALE INFORMATION, VISIT WWW.MYFIR. beneficial interest of said Deed of Trust was sell at public outcry to the highest and best WHEREAS, default has occurred in the to the Northwestern corner of the tract COM and WWW.REALTYTRAC.COM last transferred and assigned to THE BANK OF bidder for cash or certified funds ONLY, the fol- performance of the covenants, terms, and conveyed to Frances Elizabeth Quarles by June 9, 16, 23, 2017 Fmr18145 NEW YORK MELLON FKA THE BANK OF NEW lowing described property situated in Hamilton conditions of a Deed of Trust Note dated April deed recorded in Book 1119, page 246, in YORK, AS TRUSTEE (CWALT 2007-18CB) who County, Tennessee, to wit: ALL THAT TRACT OR 4, 2014, and the Deed of Trust of even date said Register’s Office; thence Southwardly NOTICE OF SUBSTITUTE TRUSTEE S SALE is now the owner of said debt; and WHEREAS, PARCEL OF LAND LYING AND BEING IN THE securing the same, recorded April 11, 2014, in along the Western line of said Quarles WHEREAS, default has occurred in the perfor- the undersigned, Rubin Lublin TN, PLLC, having CITY OF CHATTANOOGA, HAMILTON COUNTY, Book No. GI 10192, at Page 250, in Office of Tract, seventy (70) feet to a point; thence mance of the covenants, terms and conditions been appointed as Substitute Trustee by instru- TENNESSEE, BEING MORE PARTICULARLY the Register of Deeds for Hamilton County, Ten- Eastwardly along the Southern line of said of a Deed of Trust dated August 31, 2011, ment to be filed for record in the Register’s DESCRIBED AS FOLLOWS: BEGINNING AT nessee, executed by Gary D. Combs, conveying Quarles Tract, one hundred fifty (150) feet executed by Don E. Taylor, conveying certain real Office of Hamilton County, Tennessee. NOW, A STAKE IN THE WEST LINE OF NORCROSS certain property therein described to Old Re- to a point in the Western line of Donaldson property therein described to TITLE GUARANTY THEREFORE, notice is hereby given that the ROAD LYING ONE HUNDRED TWENTY FIVE public Title Company of Tennessee as Trustee Road; thence South along said line, ninety AND TRUST COMPANY OF CHATTANOOGA, as entire indebtedness has been declared due FEET, MORE OR LESS, NORTHWARDLY FROM for Mortgage Electronic Registration Systems, and twenty-five hundredths (90.25) feet, Trustee, as same appears of record in the and payable, and that the undersigned, Rubin ITS INTERSECTION WITH THE NORTH LINE OF Inc., as nominee for United Security Financial more or less, to the point of beginning. Register’s Office of Hamilton County, Tennes- Lublin TN, PLLC, as Substitute Trustee or his ELY ROAD; THENCE NORTHWARDLY ALONG Corporation, its successors and assigns; and ALSO KNOWN AS: 707 Donaldson Road, see recorded September 21, 2011, in Deed duly appointed agent, by virtue of the power, THE WEST LINE OF NORCROSS ROAD ONE the undersigned, Wilson & Associates, P.L.L.C., Chattanooga, TN 37412 Book GI 9479, Page 532; and WHEREAS, the duty and authority vested and imposed upon HUNDRED TWENTY-FIVE FEET FEET TO A having been appointed Successor Trustee by This sale is subject to all matters shown beneficial interest of said Deed of Trust was said Substitute Trustee will, on July 13, 2017 STAKE BEING THE SOUTHEAST CORNER OF Mid America Mortgage, Inc. on any applicable recorded plat; any unpaid last transferred and assigned to First Guaranty at 10:00 AM at the Front Steps of the Hamilton THE TRACT CONVEYED TO A. Q. THEDFORD NOW, THEREFORE, notice is hereby given taxes; any restrictive covenants, easements, Mortgage Corporation who is now the owner County Courthouse, located in Chattanooga, BY DEED OF RECORD IN BOOK 1191, PAGE that the entire indebtedness has been declared or setback lines that may be applicable; any of said debt; and WHEREAS, the undersigned, Tennessee, proceed to sell at public outcry to 24, OF THE REGISTER`S OFFICE OF HAMIL- due and payable; and that an agent of Wilson & statutory rights of redemption of any govern- Rubin Lublin TN, PLLC, having been appointed the highest and best bidder for cash or certified TON COUNTY, TENNESSEE; THENCE NORTH Associates, P.L.L.C., as Successor Trustee, by mental agency, state or federal; any prior liens as Substitute Trustee by instrument to be filed funds ONLY, the following described property SEVENTY-SEVEN DEGREES WEST ALONG virtue of the power, duty, and authority vested or encumbrances as well as any priority created for record in the Register’s Office of Hamilton situated in Hamilton County, Tennessee, to wit: THEDFORD`S SOUTH LINE ONE HUNDRED in and imposed upon said Successor Trustee, by a fixture filing; and to any matter that an ac- County, Tennessee. NOW, THEREFORE, notice LOT SIX (6) AND THE WEST FIFTEEN (15) FEET FIFTY FEET, MORE OR LESS, TO A STAKE IN by Mid America Mortgage, Inc, will, on July 10, curate survey of the premises might disclose. is hereby given that the entire indebtedness OF LOT FIVE (5), BLOCK EIGHT (8), FOREST THEDFORD`S SOUTHWEST CORNER; THENCE 2017 on or about 3:00 PM, at the Hamilton In addition, the following parties may claim has been declared due and payable, and that PLACE SUBDIVISION, AS SHOWN BY PLAT OF SOUTH FOUR DEGREES THIRTY MINUTES WEST County Courthouse, Chattanooga, Tennes- an interest in the above-referenced property: the undersigned, Rubin Lublin TN, PLLC, as RECORD IN PLAT BOOK 8, PAGE 14, IN THE ONE HUNDRED FEET TO A STAKE, BEING THE see, offer for sale certain property hereinafter AMY R WOODEN Substitute Trustee or his duly appointed agent, REGISTER`S OFFICE OF HAMILTON COUNTY, AGREED NORTHWEST CORNER OF THE LAND described to the highest bidder FOR certified The sale held pursuant to this Notice may by virtue of the power, duty and authority vested TENNESSEE. ACCORDING TO SAID PLAT, SAID DEEDED TO JOHN E. KEENER AND WIFE, BY funds paid at the conclusion of the sale, or be rescinded at the Successor Trustee’s option and imposed upon said Substitute Trustee will, LOT AND PART OF LOT FORM ONE (1) TRACT DEED RECORDED IN BOOK 1149, PAGE 600, credit bid from a bank or other lending entity at any time. The right is reserved to adjourn on July 13, 2017 at 10:00 AM at the West Door OF GROUND FRONTING SIXTY-FIVE AND 5/10 SAID REGISTER`S OFFICE; THENCE SOUTH pre-approved by the successor trustee. The the day of the sale to another day, time, and of the Hamilton County Courthouse, 615 Walnut (65.5) FEET ON THE NORTH LINE OF ROGERS TWO DEGREES WEST TWENTY-FIVE FEET TO sale is free from all exemptions, which are place certain without further publication, upon Street, Chattanooga, TN 37402, proceed to ROAD AND EXTENDING BACK NORTHWARDLY, A STAKE; THENCE ABOUT SOUTH SEVENTY- expressly waived in the Deed of Trust, said announcement at the time and place for the sell at public outcry to the highest and best BETWEEN PARALLEL LINES, ONE HUNDRED SEVEN DEGREES EAST ONE HUNDRED property being real estate situated in Hamilton sale set forth above. W&A No. 319913 bidder for cash or certified funds ONLY, the fol- THIRTY-FIVE (135) FEET TO AN ALLEY. SUB- FIFTY-FEET, MORE OR LESS, TO THE POINT County, Tennessee, and being more particularly DATED June 5, 2017 lowing described property situated in Hamilton JECT TO ANY GOVERNMENTAL ZONING AND OF BEGINNING, BEING THE SAME PROPERTY described as follows: WILSON & ASSOCIATES, P.L.L.C., County, Tennessee, to wit: LOCATED IN THE SUBDIVISION ORDINANCE OR REGULATIONS CONVEYED BY DEED OF RECORD IN BOOK THE FOLLOWING DESCRIBED REAL ESTATE, Successor Trustee FIRST CIVIL DISTRICT OF HAMILTON COUNTY, IN EFFECT THEREON. SUBJECT TO SUBJECT 1484, PAGE 395, SAID REGISTER`S OFFICE. SITUATED AND BEING IN THE COUNTY OF FOR SALE INFORMATION, VISIT WWW.MYFIR. TENNESSEE:THE EAST 44-1/2 FEET OF LOTS TO ALL NOTES, STIPULATIONS, RESTRICTIONS, EXCEPTING AND RESERVING THAT PART HAMILTON, STATE OF TENNESSEE, TO WIT: COM and WWW.REALTYTRAC.COM SEVENTY-THREE (73) AND SEVENTY-FOUR (74), EASEMENTS, CONDITIONS, AND REGULATIONS DESCRIBED AS FOLLOWS: BEING A SMALL LAND IN HAMILTON COUNTY, TENNESSEE, June 9, 16, 23, 2017 Fmr18144 NORTH SIDE LAND COMPANY`S AMENDED AS SET OUT ON RECORDED PLAT. Parcel ID: STRIP OF LAND AS SHOWN ON FINAL PLAT BEING ALL OF LOTS NOS. “R” NINE (R-9) SUBDIVISION, AS SHOWN BY PLAT OF RECORD 157C-B-028PROPERTY ADDRESS: The street OF AKD PROPERTY BEING RECORDED IN THE AND R” TEN (R-10) OF PINE HILL SUBDIVI- NOTICE OF TRUSTEE’S SALE IN PLAT BOOK 4, PAGE 47, IN THE REGISTER`S address of the property is believed to be 4715 REGISTER`S OFFICE OF HAMILTON CO., TEN- SION, AS SHOWN BY PLAT APPEARING OF WHEREAS, default has occurred in the OFFICE OF HAMILTON COUNTY, TENNESSEE. ROGERS ROAD, CHATTANOOGA, TN 37411. NESSEE, TO BE ADDED TO OTHER PROPERTIES RECORD IN PLAT BOOK 27, PAGE 130, OF performance of the covenants, terms, and ACCORDING TO SAID PLAT, SAID PART OF LOT In the event of any discrepancy between this OF AKD CORPORATION. SAID STRIP IS MORE Continued on page 22 conditions of a Deed of Trust Note dated FORMS ONE (1) TRACT FRONTING 44- 1/2 FEET street address and the legal description of the PARTICULARLY DESCRIBED AS FOLLOWS: Page 22 Public Notices June 16 - 22, 2017 www.HamiltonCountyHerald.com Foreclosure Notices In addition, the following parties may claim an 138, in the Register’s Office of Hamilton the successor trustee. The sale is free from all declared due and payable as provided in said Continued from page 21 interest in the above-referenced property: County, Tennessee. The source of Grantor’s exemptions, which are expressly waived in the Deed of Trust by the Note Holder, and that the ROBERT G. MARTIN interest is found in Deed recorded in Book Deed of Trust, said property being real estate undersigned, Priority Trustee Services of TN, THE REGISTER’S OFFICE OF HAMILTON KAYLYN G. MARTIN 4418, Page 803, in the Register’s Office situated in Hamilton County, Tennessee, and LLC, Substitute Trustee, or its duly appointed COUNTY, TENNESSEE TO WHICH PLAT MIDLAND FUNDING, NCC2 CORP ASSIGNEE of Hamilton County, Tennessee. TRACT being more particularly described as follows: attorneys or agents, by virtue of the power and REFERENCE IS HEREBY MADE FOR MORE OF ASSOC TWO (2): Beginning at a iron pin set in Located in the Second Civil District of authority vested in it, will on July 27, 2017, COMPLETE DETAILS OF SAID LOT. UNIFUND CCR PARTNERS ASSIGNEE OF the Southern right of way of Bunker Hill Hamilton County, Tennessee: Being Lot commencing at 10:00 AM at the West door of ALSO KNOWN AS: 6513 Grubb Road, Hix- CITIBANK Road, said point is also the Northwestern Forty-Eight (48) and part of Lot Forty-Nine the Hamilton County Courthouse, 615 Walnut son, TN 37343 INDEPENDENCE RECEIVABLES CORP AS- corner of the Birchwood Church of God (49), Claremont Subdivision, as shown by Street, Chattanooga, TN 37402, location in This sale is subject to all matters shown SIGNEE OF GLASS MOUNTAIN Property as described in Deed Book 886, plat of record in Plat Book 18, Page 85, in Tennessee, proceed to sell at public outcry on any applicable recorded plat; any unpaid CACV OF COLORADO, LLC Page 333, and Deed Book 875, Page the Register’s Office of Hamilton County, to the highest and best bidder for cash or taxes; any restrictive covenants, easements, LVNV FUNDING LLC AS ASSIGNEE OF BANK 698, in the Register’s Office of Hamilton Tennessee. According to said plat, said lot certified check only. The wiring of funds will not or setback lines that may be applicable; any OF AMERICA County, Tennessee; thence from said point and part of lot together form one tract of be accepted. The conducting of the sale will statutory rights of redemption of any govern- The sale held pursuant to this Notice may of beginning and leaving said right of way ground described as follows: Beginning in be handled by Auction.com. More information mental agency, state or federal; any prior liens be rescinded at the Successor Trustee’s option South 23 degrees, 26 minutes, 52 seconds the Southeastern line of Donaldson Road concerning their policies and procedures on or encumbrances as well as any priority created at any time. The right is reserved to adjourn West, 112.44 feet to an iron pin; thence at the most Northern corner of Lot 48 of bidding at the Foreclosure Sale can be found by a fixture filing; and to any matter that an ac- the day of the sale to another day, time, and North 65 degrees, 53 minutes, 04 seconds said subdivision; thence South 66 degrees on their website Auction.com. The following de- curate survey of the premises might disclose. place certain without further publication, upon West, 170.20 feet to a point located in the 20 minutes East, along the Northeastern scribed property situated in HAMILTON County, In addition, the following parties may claim announcement at the time and place for the Southern right of way of Bunker Hill Road; line of said Lot 48, 150.5 feet to the most Tennessee, to wit: In the City of Chattanooga, an interest in the above-referenced property: sale set forth above. W&A No. 320443 thence following along said right of way, the Easterly corner of said Lot 48; thence Hamilton County, Tennessee: Being a part of GARY D. COMBS DATED June 8, 2017 following 2 calls and distances: on a curve Southwestwardly along the Southeastern Lot Fifteen (15), Subdivision of Old Crabtree The sale held pursuant to this Notice may WILSON & ASSOCIATES, P.L.L.C., to the left with a Delta of 42 degrees, 50 line of said Lot 48 and along the South- Farm, as shown by plat of record in Plat Book be rescinded at the Successor Trustee’s option Successor Trustee minutes, 28 seconds, a tangent of 81.25 eastern line of Lot 49 of said subdivision, 7, Page 27, in the Register’s Office of Hamilton at any time. The right is reserved to adjourn FOR SALE INFORMATION, VISIT WWW.MYFIR. feet and a radius of 207.109 feet an arc a total distance of 208.7 feet to a point; County, Tennessee. According to said plat, the day of the sale to another day, time, and COM and WWW.REALTYTRAC.COM distance of 115.54 feet to a point; thence thence North 29 degrees 30 minutes said part of lot is described as: Beginning at place certain without further publication, upon June 16, 23, 30, 2017 Fmr18152 North 72 degrees, 28 minutes, 53 seconds West, 128 feet, more or less, to a point in a point in the South line of Lot Fifteen(15) of announcement at the time and place for the East 90.10 feet to a point and back to the the Southeastern line of Donaldson Road the Old Crabtree Farm, which point is 126 feet, sale set forth above. W&A No. 319400 NOTICE OF TRUSTEE’S SALE point of beginning. As described on final 17.2 feet Southwestwardly along said line more or less, Eastwardly of the center line of DATED June 7, 2017 WHEREAS, default has occurred in the plat of James Posey property by Charles of said road from the most Western corner Central Drive; thence East along the South line WILSON & ASSOCIATES, P.L.L.C., performance of the covenants, terms, and R. Brown, Registered Tennessee Surveyor of said Lot 48; thence Northeastwardly of said Lot 15, 80 feet to a point; thence North Successor Trustee conditions of a Deed of Trust Note dated #1552, whose address is 1523 South Lee along the Southeastern Line of Donaldson at right angles, 165 feet to a point; thence FOR SALE INFORMATION, VISIT WWW.MYFIR. October 21, 1998, and the Deed of Trust of Highway, Cleveland, Tennessee 37311. Road 92.2 feet to the point of beginning. West and parallel to the South line of said Lot COM and WWW.REALTYTRAC.COM even date securing the same, recorded October Said plat is of record in Plat Book 53, Page The source of Grantor’s interest is found in 15, 80 feet to a point; thence South at right June 16, 23, 30, 2017 Fmr18151 26, 1998, in Book No. GI 5208, at Page 827, 138, in the Register’s Office of Hamilton Deed recorded in Book 7071, Page 947 in angles, 165 feet to the beginning. EXCEPTING in Office of the Register of Deeds for Hamilton County, Tennessee. the Register’s Office of Hamilton County, THEREFROM any portion thereof within the NOTICE OF TRUSTEE’S SALE County, Tennessee, executed by Jimmy D Cox ALSO KNOWN AS: 5530 Bunker Hill Road, Tennessee. Subject to restrictions as set out right of way of Nelson Road. REFERENCE is WHEREAS, default has occurred in the and Lisa Cox, conveying certain property therein Birchwood, TN 37308 in instrument recorded in Book 1212, Page made for prior title to Deed of record in Book performance of the covenants, terms, and described to Pioneer Title Agency, Inc., A Ten- This sale is subject to all matters shown 381, in the Register’s Office of Hamilton 2026, Page 785, in the Register’s Office of conditions of a Deed of Trust Note dated Au- nessee Corporation as Trustee for Resource on any applicable recorded plat; any unpaid County, Tennessee. Subject to applicable Hamilton County, Tennessee. Commonly known gust 18, 2014, and the Deed of Trust of even Bancshares Mortgage Group, Inc.; and the taxes; any restrictive covenants, easements, conditions, restrictions, reservations, ease- as: 304 Nelson Road, Chattanooga, TN 37421. date securing the same, recorded August 25, undersigned, Wilson & Associates, P.L.L.C., or setback lines that may be applicable; any ments, etc., as shown, described or noted Subject to easement for road purposes for the 2014, in Book No. GI 10286, at Page 909, and having been appointed Successor Trustee statutory rights of redemption of any govern- on recorded plat. South 15 feet of said property. PROPERTY modified on October 26, 2016, In Book No. Gi by The Bank of New York Mellon f/k/a The mental agency, state or federal; any prior liens Subject to ten (10) foot Utility Easements ADDRESS: 304 NELSON RD, CHATTANOOGA, 10889, At Page 473 in Office of the Register Bank of New York as successor in interest to or encumbrances as well as any priority created along its Northeastern Line and Southern TN 37421 CURRENT OWNER(S): Stephen L. of Deeds for Hamilton County, Tennessee, JPMorgan Chase Bank, N.A. f/k/a JPMorgan by a fixture filing; and to any matter that an ac- Line, as shown, described or noted on Winn and wife, Joyce A. Winn The sale of the executed by Robert G. Martin and Kaylyn G. Chase Bank, as Trustee for WAMU Mortgage curate survey of the premises might disclose. recorded plat. above-described property shall be subject to Martin, conveying certain property therein de- Pass-Through Certificates, Series 2004-RP1. In addition, the following parties may claim an ALSO KNOWN AS: 818 Donaldson Road, all matters shown on any recorded plan; any scribed to Crump & Richardson PLLC as Trustee NOW, THEREFORE, notice is hereby given interest in the above-referenced property: Chattanooga, TN 37412 unpaid taxes; any restrictive covenants, ease- for Mortgage Electronic Registration Systems, that the entire indebtedness has been declared JIMMY D COX This sale is subject to all matters shown ments or set-back lines that may be applicable; Inc., as nominee for ISERVE Residential Lend- due and payable; and that an agent of Wilson & LISA COX on any applicable recorded plat; any unpaid any prior liens or encumbrances as well as any ing, LLC, its successors and assigns; and the Associates, P.L.L.C., as Successor Trustee, by BENCHMARK PHYSICAL THERAPY taxes; any restrictive covenants, easements, priority created by a fixture filing; and any matter undersigned, Wilson & Associates, P.L.L.C., virtue of the power, duty, and authority vested JIMMY M. COX, JR. or setback lines that may be applicable; any that an accurate survey of the premises might having been appointed Successor Trustee by in and imposed upon said Successor Trustee, ESTATE OF JIMMY D COX statutory rights of redemption of any govern- disclose. Substitute Trustee will only convey iServe Residential Lending, LLC. by The Bank of New York Mellon f/k/a The UNKNOWN HEIRS, IF ANY, OF THE ESTATE OF mental agency, state or federal; any prior liens any interest he/she may have in the property NOW, THEREFORE, notice is hereby given Bank of New York as successor in interest to JIMMY D COX or encumbrances as well as any priority created at the time of sale. Property is sold “as is, that the entire indebtedness has been declared JPMorgan Chase Bank, N.A. f/k/a JPMorgan The sale held pursuant to this Notice may by a fixture filing; and to any matter that an ac- where is.” SUBORDINATE LIENHOLDERS: due and payable; and that an agent of Wilson Chase Bank, as Trustee for WAMU Mortgage be rescinded at the Successor Trustee’s option curate survey of the premises might disclose. Citizens Savings & Loan For every lien or claim & Associates, P.L.L.C., as Successor Trustee, Pass-Through Certificates, Series 2004-RP1, at any time. The right is reserved to adjourn In addition, the following parties may claim an of lien of the state identified above, please be by virtue of the power, duty, and authority will, on July 24, 2017 on or about 3:00 PM, the day of the sale to another day, time, and interest in the above referenced property: advised notice required by § 67-1-1433 (b) vested in and imposed upon said Successor at the Hamilton County Courthouse, Chat- place certain without further publication, upon STEPHEN OWENS (1) was timely given and that any sale of the Trustee, by iServe Residential Lending, LLC, tanooga, Tennessee, offer for sale certain announcement at the time and place for the TRINITY OWENS property herein referenced will be subject to will, on August 10, 2017 on or about 10:00 property hereinafter described to the highest sale set forth above. W&A No. 218077 SECRETARY OF HOUSING AND URBAN DE- the right of the state to redeem the land as AM, at the Hamilton County Courthouse, bidder FOR certified funds paid at the conclu- DATED June 8, 2017 VELOPMENT provided for in § 67-1-1433(c)(1). All right and Chattanooga, Tennessee, offer for sale sion of the sale, or credit bid from a bank WILSON & ASSOCIATES, P.L.L.C., The sale held pursuant to this Notice may equity of redemption, statutory or otherwise, certain property hereinafter described to the or other lending entity pre-approved by the Successor Trustee be rescinded at the Successor Trustee’s option homestead, and dower are expressly waived highest bidder FOR certified funds paid at successor trustee. The sale is free from all FOR SALE INFORMATION, VISIT WWW.MYFIR. at any time. The right is reserved to adjourn in said Deed of Trust, and the title is believed the conclusion of the sale, or credit bid from exemptions, which are expressly waived in the COM and WWW.REALTYTRAC.COM the day of the sale to another day, time, and to be good, but the undersigned will sell and a bank or other lending entity pre-approved by Deed of Trust, said property being real estate June 16, 23, 30, 2017 Fmr18153 place certain without further publication, upon convey only as Substitute Trustee. The right the successor trustee. The sale is free from all situated in Hamilton County, Tennessee, and announcement at the time and place for the is reserved to adjourn the day of the sale to exemptions, which are expressly waived in the being more particularly described as follows: NOTICE OF TRUSTEE’S SALE sale set forth above. W&A No. 322517 another day, time, and place certain without Deed of Trust, said property being real estate LOCATED IN THE SECOND CIVIL DISTRICT WHEREAS, default has occurred in the DATED June 8, 2017 further publication, upon announcement at the situated in Hamilton County, Tennessee, and OF HAMILTON COUNTY, TENNESSEE: performance of the covenants, terms, and WILSON & ASSOCIATES, P.L.L.C., time and place for the sale set forth above. being more particularly described as follows: TRACT ONE (1); Beginning at an iron pin set conditions of a Deed of Trust Note dated De- Successor Trustee PRIORITY TRUSTEE SERVICES OF TN, LLC 2970 THE LAND REFERRED TO HEREIN BELOW IS in the Southern right of way of Bunker Hill cember 1, 2006, and the Deed of Trust of even FOR SALE INFORMATION, VISIT WWW.MYFIR. Clairmont Road NE, Suite 780 Atlanta, Georgia SITUATED IN THE COUNTY OF HAMILTON, Road, said point is also the Northeastern date securing the same, recorded December COM and WWW.REALTYTRAC.COM 30329 770-234-9181 File No.: 7345.29664 STATE OF TENNESSEE, AND IS DESCRIBED corner of the McGill property as described 7, 2006, in Book No. GI 8174, at Page 810, June 16, 23, 30, 2017 Fmr18154 Web Site: www.rcolegal.com Hamilton County AS FOLLOWS: Lot One (1), Block “C”, Drake in Deed Book 807, Page 604, in the Regis- and modified on , In Book No. 10216, At Herald 06/16/17, 06/23/17, 06/30/17 Forest Subdivision, as shown by plats in Plat ter’s Office of Hamilton County, Tennessee; Page 630 in Office of the Register of Deeds SUBSTITUTE TRUSTEE’S SALE TS#: 7345.29664 Book 24, page 24, and Plat Book 25, page thence from said point of beginning and for Hamilton County, Tennessee, executed by WHEREAS, default having been made in the FEI # 2013.04982 125, in the Register’s Office of Hamilton following along said right of way on a curve Stephen Owens and Trinity Owens, conveying payment of the debts and obligations secured June 16, 23, 30, 2017 Fmr18155 County, Tennessee. to the right with a Delta of 42 degrees, 50 certain property therein described to Pioneer by a Deed of Trust dated 03/28/03, by Stephen SUBJECT to any governmental zoning and minutes, 28 seconds, a tangent of 81.25 Title Agency, Inc. as Trustee for Mortgage Elec- L. Winn and wife, Joyce A. Winn to Edward L. SUBSTITUTE TRUSTEE’S SALE subdivision ordinances or regulations in feet and a radius of 207.109 feet, an arc tronic Registration Systems, Inc., as nominee Burris, Trustee, for the benefit of Cornerstone Sale at public auction will be on July 27, effect thereon. SUBJECT to Restrictions in distance of 58.01 feet to a point; thence Aegis Wholesale Corporation, its successors Community Bank and appearing of record in 2017 at 10:00AM local time, at the west door, Book 1638, page 438, in the said Register’s leaving said right of way South 65 degrees, and assigns; and the undersigned, Wilson & Register’s Office of HAMILTON County, Tennes- Hamilton County Courthouse, 625 Georgia Office. SUBJECT to Utility Easement as 53 minutes, 04 seconds East 170.20 feet Associates, P.L.L.C., having been appointed see, in Book GI6608, Page 90, and WHEREAS, Ave., Chattanooga, Tennessee pursuant to shown on said plat SUBJECT to Drainage to an iron pin; thence South 28 degrees, 30 Successor Trustee by MidFirst Bank. the beneficial interest of said Deed of Trust Deed of Trust executed by Steven R. Chandler, Easement on side and rear lines as reserved minutes, 49 seconds West, 237.43 feet to NOW, THEREFORE, notice is hereby given was last transferred and assigned to Federal to Joseph B. Pitt. Jr., Trustee, as trustee for on legend of said plat. an iron pin; thence North 66 degrees, 31 that the entire indebtedness has been declared National Mortgage Association (“Fannie Mae”) Mortgage Electronic Registration Systems, ALSO KNOWN AS: 2244 Launcelot Road, minutes, 42 seconds West, 227.50 feet to due and payable; and that an agent of Wilson & and WHEREAS, Federal National Mortgage As- Inc. as nominee for Quicken Loans Inc. on No- Chattanooga, TN 37421 an iron pin; thence North 28 degrees, 30 Associates, P.L.L.C., as Successor Trustee, by sociation (“Fannie Mae”), as the holder of the vember 24, 2010 at Book GI 9309, Page 207, This sale is subject to all matters shown minutes, 49 seconds East, 233.97 feet to virtue of the power, duty, and authority vested Note for which debt is owed, (“Note Holder”), Instrument No. Register # 2010121300210; on any applicable recorded plat; any unpaid an iron pin located in the Southern right of in and imposed upon said Successor Trustee, appointed the undersigned, Priority Trustee conducted by Shapiro & Ingle, LLP, having been taxes; any restrictive covenants, easements, way of Bunker Hill Road and back to the by MidFirst Bank, will, on August 10, 2017 on Services of TN, LLC, as Substitute Trustee by appointed Substitute or Successor Trustee, all or setback lines that may be applicable; any point of beginning. As described on final or about 10:00 AM, at the Hamilton County instrument filed or to be filed for record in the of record in the Hamilton County Register’s Of- statutory rights of redemption of any govern- plat of James Posey property by Charles Courthouse, Chattanooga, Tennessee, offer Register’s Office of HAMILTON County, Tennes- fice. Default has occurred in the performance mental agency, state or federal; any prior liens R. Brown, Registered Tennessee Surveyor for sale certain property hereinafter described see, with all the rights, powers and privileges of the covenants, terms, and conditions of said or encumbrances as well as any priority created #1552, whose address if 1523 South Lee to the highest bidder FOR certified funds paid of the original Trustee named in said Deed of Deed of Trust and the entire indebtedness has by a fixture filing; and to any matter that an ac- Highway, Cleveland, Tennessee 37311. at the conclusion of the sale, or credit bid from Trust; and NOW, THEREFORE, notice is hereby been declared due and payable. curate survey of the premises might disclose. Said plat is of record in Plat Book 53, Page a bank or other lending entity pre-approved by given that the entire indebtedness has been Party Entitled to Enforce the Debt: Wells

HAMILTON COUNTY For more information, visit www.HamiltonCountyHerald.com H  Today! June 16 - 22, 2017 Public Notices Page 23 www.HamiltonCountyHerald.com Page 24 Public Notices June 16 - 22, 2017 www.HamiltonCountyHerald.com Foreclosure Notices IS, with no warranties or representations of property therein described to Robbie L. Mclean situated in Hamilton County, Tennessee, and without CARLOS MARQUEZ-SANTOS presence. Continued from page 22 any kind, express or implied, including without as Trustee for Mortgage Electronic Registration being more particularly described as follows: This 18th day of May 2017. limitation, warranties regarding condition of the Systems, Inc., as nominee for Taylor Bean IN THE SECOND CIVIL DISTRICT OF HAM- Larry L. Henry Fargo Bank, N.A., its successors and assigns. property or marketability of title. & Whitaker Mortgage Corp., its successors ILTON COUNTY, TENNESSEE: All of Lot Circuit Court Clerk The following real estate located in Ham- This office may be a debt collector. This and assigns; and the undersigned, Wilson & No. Fourteen (14), and a part of Lot No. J. Wheeler, D.C. ilton County, Tennessee, will be sold to the may be an attempt to collect a debt and any Associates, P.L.L.C., having been appointed Thirteen (13), according to the plat of D. Deputy Clerk highest call bidder: information obtained may be used for that Successor Trustee by Selene Finance, LP. C. Wiley’s Belvoir Hills Subdivision, in the Attorney for Plaintiff: Described property located at Hamilton purpose. NOW, THEREFORE, notice is hereby given Western part of the Southeast Quarter of the Pro Se County, Tennessee, to wit: Shapiro & Ingle, LLP that the entire indebtedness has been declared Southwest Quarter of Section 30, Township May 26, June 2, 9, 16, 2017 Cmr18114 BEGINNING AT A POINT ON THE SOUTH LINE Substitute Trustee due and payable; and that an agent of Wilson & 6, Range 3 West, a part of Lot Seventeen OF SUCK CREEK ROAD (HIGHWAY #27), 95 10130 Perimeter Parkway, Suite 400 Associates, P.L.L.C., as Successor Trustee, by (17), Lerch Place, as the same appears of Non-Resident Notice FEET WEST OF THE NORTHWEST CORNER Charlotte, NC 28216 virtue of the power, duty, and authority vested record in Book 797, page 133, erroneously State of Tennessee, County of Hamilton OF THE PROPERTY CONVEYED TO DAVID Phone: (704) 333-8107 in and imposed upon said Successor Trustee, referred to as 115 on deed of acquisition, Docket No. 17D1116 HARRIS BY DEED RECORDED IN BOOK Fax: (704) 333-8156 by Selene Finance, LP, will, on August 7, 2017 in the Register’s Office of Hamilton County, DIVISION 1799, PAGE 187, REGISTER’S OFFICE OF www.auction.com on or about 12:00 PM, at the Hamilton County Tennessee. Said lot and part of lot are con- SHAW, VICKEY LYNN ROBBINS HAMILTON COUNTY, TENNESSEE; THENCE File No. 17-111163 Courthouse, Chattanooga, Tennessee, offer tiguous and form one tract of land triangular VS SOUTH 14 DEGREES WEST 189 FEET, MORE June 16, 23, 30, 2017 Fmr18156 for sale certain property hereinafter described in shape, and particularly described as SHAW, STEVEN SCOTT OR LESS, TO THE NORTH BANK OF THE to the highest bidder FOR certified funds paid follows: Beginning at the extreme North It is appearing from allegations in Plaintiff’s ; THENCE WESTWARDLY NOTICE OF TRUSTEE’S SALE at the conclusion of the sale, or credit bid from corner of said Lot 14 at angle point in the Bill, which is sworn to, that the defendant is a ALONG SAID BANK 96 FEET, MORE OR LESS; WHEREAS, default has occurred in the a bank or other lending entity pre-approved by Southeastern line of Wiley Avenue where non-resident of the State of Tennessee, so that THENCE NORTH 14 DEGREES EAST 169 performance of the covenants, terms, and the successor trustee. The sale is free from all said line intersects the Southern line of the the ordinary process of law cannot be served FEET, MORE OR LESS, TO THE SOUTH LINE conditions of a Deed of Trust Note dated July exemptions, which are expressly waived in the street which forms the Southern boundary upon STEVEN SHAW. OF SUCK CREEK ROAD; THENCE SOUTH 76 22, 2009, and the Deed of Trust of even date Deed of Trust, said property being real estate of Belvoir Hills Addition, and running thence IT IS ORDERED that publication be made for DEGREES 55 MINUTES EAST ALONG THE securing the same, recorded July 29, 2009, situated in Hamilton County, Tennessee, and Southwestwardly along said line of Wiley four successive weeks in the Hamilton County SOUTH LINE OF SUCK CREEK ROAD 95 in Book No. GI 8985, at Page 174, in Office being more particularly described as follows: Avenue, 135 feet; thence Southwardly in Herald, a newspaper published in Hamilton FEET TO THE POINT OF BEGINNING, AND of the Register of Deeds for Hamilton County, BEING Lot 2, E. PORTER YARBOROUGH a straight line 142 feet, more or less, to County, Tennessee, notifying said non-resident BEING KNOWN AS LOT 10, BLOCK W, SAM Tennessee, executed by Nancy S Schutz, TRACT as shown on plat recorded in Plat the Southern common corner of said Lots that unless STEVEN SHAW answers and makes H. JENKINS MIDDLE CREEK SUBDIVISION, conveying certain property therein described Book 44, page 130, in the Register’s Office Nos. 13 and 14 in the Southeastern line of defense to said complaint in the offices of the PLAT OF WHICH IS UNRECORDED. to EquiTitle Inc. as Trustee for Mortgage Elec- of Hamilton County, Tennessee, to which said subdivision; thence Northeastwardly Circuit Court Clerk of Hamilton County, Tennes- Being the same property conveyed to STEVEN tronic Registration Systems, Inc., as nominee plat specific reference is hereby made and along the Southeastern subdivision line, see, within thirty (30) days after the fourth R. CHANDLER, unmarried, by deed dated April Myers Park Mortgage, Inc., its successors incorporated herein as if copied verbatim. 173.3 feet to the beginning. SUBJECT weekly publication of this order, the same will 28, 1995 of record in Deed Book 4500, Page and assigns; and the undersigned, Wilson & SUBJECT TO Easements and other matters TO Restrictions as set out in instrument be taken as admitted by STEVEN SHAW and 41, in the County Clerk’s Office. Associates, P.L.L.C., having been appointed on plat recorded in Plat Book 44, page recorded in Book 797, page 113, in the the case will be set for hearing ex parte or Street Address: 2408 Suck Creek Rd, Successor Trustee by Wells Fargo Bank, NA. 130, in the Register’s Office of Hamilton Register’s Office of Hamilton County, Ten- without STEVEN SHAW presence. Chattanooga, Tennessee 37405 NOW, THEREFORE, notice is hereby given County, Tennessee. nessee, as the same may now encumber This 19th day of May 2017. Parcel Number: 107O A 005 that the entire indebtedness has been declared SUBJECT TO any covenants, conditions, the property, but omitting any covenant or Larry L. Henry Current Owner(s) of Property: The Heirs of due and payable; and that an agent of Wilson & restrictions, reservations or easements restriction based on race, color, religion, Circuit Court Clerk Steven R. Chandler, unmarried Associates, P.L.L.C., as Successor Trustee, by of record, but omitting any covenants or sex, handicap, familial status or national J. Wheeler, D.C. The street address of the above described virtue of the power, duty, and authority vested in restrictions, if any, based upon race, color, origin unless and only to the extent that Deputy Clerk property is believed to be 2408 Suck Creek and imposed upon said Successor Trustee, by religion, sec, sexual orientation, familial said covenant (a) is exempt under Chapter Attorney for Plaintiff: Rd, Chattanooga, Tennessee 37405, but such Wells Fargo Bank, NA, will, on August 10, 2017 status, marital status, disability, handi- 42, Section 3607 of the United States Code Pro Se address is not part of the legal description of on or about 10:00 AM, at the Hamilton County cap, national origin, ancestry, or source or (b) relates to handicap but does not June 2, 9, 16, 23, 2017 Cmr18122 the property sold herein and in the event of Courthouse, Chattanooga, Tennessee, offer of income, as set forth in applicable state discriminate against handicapped persons. any discrepancy, the legal description herein for sale certain property hereinafter described or federal laws, except to the extent that ALSO KNOWN AS: 3712 Wiley Avenue, Non-Resident Notice shall control. to the highest bidder FOR certified funds paid said covenant or restriction is permitted Chattanooga, TN 37412-2126 State of Tennessee, County of Hamilton This sale is subject to, without limitation, all at the conclusion of the sale, or credit bid from by applicable law. This sale is subject to all matters shown Docket No. 17D1135 matters shown on any applicable recorded plat; a bank or other lending entity pre-approved by SUBJECT TO any governmental zoning and on any applicable recorded plat; any unpaid DIVISION any unpaid taxes; any restrictive covenants, the successor trustee. The sale is free from all subdivision ordinances or regulations in taxes; any restrictive covenants, easements, STEELE, DAKOTA ROSE easements, or setback lines that may be ap- exemptions, which are expressly waived in the effect thereon. or setback lines that may be applicable; any VS plicable; any statutory right of redemption of any Deed of Trust, said property being real estate ALSO KNOWN AS: 1220 Gunbarrel Road, statutory rights of redemption of any govern- JIMENEZ, ALEJANDRO governmental agency, state or federal; any prior situated in Hamilton County, Tennessee, and Chattanooga, TN 37421 mental agency, state or federal; any prior liens It is appearing from allegations in Plaintiff’s liens or encumbrances including those created being more particularly described as follows: This sale is subject to all matters shown or encumbrances as well as any priority created Bill, which is sworn to, that the defendant is a by a fixture filing or any applicable homeowners’ LOCATED IN THE SECOND CIVIL DISTRICT on any applicable recorded plat; any unpaid by a fixture filing; and to any matter that an ac- non-resident of the State of Tennessee, so that association dues or assessments; all claims or OF HAMILTON COUNTY, TENNESSEE: LOT taxes; any restrictive covenants, easements, curate survey of the premises might disclose. the ordinary process of law cannot be served other matters, whether of record or not, which ONE (1), BLOCK FIVE (5), AMENDED PLAT or setback lines that may be applicable; any In addition, the following parties may claim upon ALEJANDRO JIMENEZ. may encumber the purchaser’s title and any of MURRAY HILLS, NUMBER TWO (2), statutory rights of redemption of any govern- an interest in the above-referenced property: IT IS ORDERED that publication be made for matter that an accurate survey of the premises as shown by plat recorded in Plat Book mental agency, state or federal; any prior liens ERIC V PIRAINO four successive weeks in the Hamilton County might disclose. 18, Page 75, in the Register’s Office of or encumbrances as well as any priority created BRENT SHAFFER Herald, a newspaper published in Hamilton The following parties may claim an interest Hamilton County, Tennessee. SUBJECT by a fixture filing; and to any matter that an ac- ESTATE OF ERIC V PIRAINO County, Tennessee, notifying said non-resident in the above-referenced property to be affected TO Any governmental zoning and subdivi- curate survey of the premises might disclose. HEIRS OF ERIC V PIRAINO that unless ALEJANDRO JIMENEZ answers and by the foreclosure: any judgment creditor or sion ordinances and regulations in effect In addition, the following parties may claim DARA PIRAINO makes defense to said complaint in the offices lien holder with an interest subordinate to the thereon. SUBJECT TO Restrictions as set an interest in the above-referenced property: The sale held pursuant to this Notice may of the Circuit Court Clerk of Hamilton County, said Deed of Trust or any party claiming by, out in instrument recorded in Book 1184, ROBERT L LIVELY be rescinded at the Successor Trustee’s option Tennessee, within thirty (30) days after the through, or under any of the foregoing. Such Page 103, and as to restrictions as modified The sale held pursuant to this Notice may at any time. The right is reserved to adjourn fourth weekly publication of this order, the parties known to the Substitute Trustee may in instrument recorded in Book 1364, Page be rescinded at the Successor Trustee’s option the day of the sale to another day, time, and same will be taken as admitted by ALEJANDRO include: All persons claiming by, Through, or 198 in the Register’s Office of Hamilton at any time. The right is reserved to adjourn place certain without further publication, upon JIMENEZ and the case will be set for hearing under Steven Chandler. County, Tennessee. the day of the sale to another day, time, and announcement at the time and place for the ex parte or without ALEJANDRO JIMENEZ pres- Terms of Sale will be public auction, for ALSO KNOWN AS: 4404 Murray Hills Drive, place certain without further publication, upon sale set forth above. W&A No. 322644 ence. cash, free and clear of rights of homestead, Chattanooga, TN 37416-2925 announcement at the time and place for the DATED June 12, 2017 This 22nd day of May 2017. redemption and dower to the extent disclaimed This sale is subject to all matters shown sale set forth above. W&A No. 305204 WILSON & ASSOCIATES, P.L.L.C., Larry L. Henry or inapplicable, and the rights of Steven R. on any applicable recorded plat; any unpaid DATED June 9, 2017 Successor Trustee Circuit Court Clerk Chandler, and those claiming through him/ taxes; any restrictive covenants, easements, WILSON & ASSOCIATES, P.L.L.C., FOR SALE INFORMATION, VISIT WWW. J. Wheeler, D.C. her/it/them. or setback lines that may be applicable; any Successor Trustee MYFIR.COM and WWW.REALTYTRAC.COM Deputy Clerk Any right of equity of redemption, statutory statutory rights of redemption of any govern- FOR SALE INFORMATION, VISIT WWW.MYFIR. June 16, 23, 30, 2017 Fmr18159 Attorney for Plaintiff: and otherwise, and homestead are waived in mental agency, state or federal; any prior liens COM and WWW.REALTYTRAC.COM Pro Se accord with the terms of said Deed of Trust, or encumbrances as well as any priority created June 16, 23, 30, 2017 Fmr18157 June 2, 9, 16, 23, 2017 Cmr18127 and the title is believed to be good, but the by a fixture filing; and to any matter that an ac- undersigned will sell and convey only as Sub- curate survey of the premises might disclose. NOTICE OF TRUSTEE’S SALE Non-Resident Notice stitute Trustee. In addition, the following parties may claim WHEREAS, default has occurred in the Court State of Tennessee, County of Hamilton The right is reserved to adjourn the day an interest in the above-referenced property: performance of the covenants, terms, and Docket No. 17A185 of the sale to another day, time, and place NANCY S SCHUTZ conditions of a Deed of Trust Note dated May Notices DIVISION certain without further publication, upon an- PAUL P. SCHUTZ 27, 2011, and the Deed of Trust of even date ISSA AKEEM WILLIAMS nouncement at the time and place for the sale The sale held pursuant to this Notice may securing the same, recorded June 3, 2011, VS set forth above. If you purchase a property be rescinded at the Successor Trustee’s option in Book No. GI 9412, at Page 468, in Office UNKNOWN BIOLOGICAL FATHER at the foreclosure sale, the entire purchase at any time. The right is reserved to adjourn of the Register of Deeds for Hamilton County, Non-Resident Notice It is appearing from allegations in Plaintiff’s price is due and payable at the conclusion the day of the sale to another day, time, and Tennessee, executed by Eric V Piraino and Brent State of Tennessee, County of Hamilton Bill, which is sworn to, that the defendant is a of the auction in the form of a certified/ place certain without further publication, upon Shaffer, conveying certain property therein Docket No. 17D1113 non-resident of the State of Tennessee, so that bank check made payable to or endorsed announcement at the time and place for the described to Arnold M. Weiss, Esq. as Trustee DIVISION the ordinary process of law cannot be served to Shapiro & Ingle, LLP. No personal checks sale set forth above. W&A No. 322643 for Military Family Home Loans, LLC; and the MARQUEZ, FIORDALIZA upon UNKNOWN BIOLOGICAL FATHER. will be accepted. To this end, you must bring DATED June 12, 2017 undersigned, Wilson & Associates, P.L.L.C., VS IT IS ORDERED that publication be made for sufficient funds to outbid the lender and any WILSON & ASSOCIATES, P.L.L.C., having been appointed Successor Trustee by MARQUEZ-SANTOS, CARLOS M. four successive weeks in the Hamilton County other bidders. Insufficient funds will not be Successor Trustee Wells Fargo Bank, NA. It is appearing from allegations in Plaintiff’s Herald, a newspaper published in Hamilton accepted. Amounts received in excess of the FOR SALE INFORMATION, VISIT WWW.MYFIR. NOW, THEREFORE, notice is hereby given Bill, which is sworn to, that the defendant is a County, Tennessee, notifying said non-resident winning bid will be refunded to the successful COM and WWW.REALTYTRAC.COM that the entire indebtedness has been declared non-resident of the State of Tennessee, so that that unless UNKNOWN BIOLOGICAL FATHER an- purchaser at the time the foreclosure deed June 16, 23, 30, 2017 Fmr18158 due and payable; and that an agent of Wilson & the ordinary process of law cannot be served swers and makes defense to said complaint in is delivered. Associates, P.L.L.C., as Successor Trustee, by upon CARLOS MARQUEZ-SANTOS. the offices of the Circuit Court Clerk of Hamilton This property is being sold with the express NOTICE OF TRUSTEE’S SALE virtue of the power, duty, and authority vested in IT IS ORDERED that publication be made County, Tennessee, within thirty (30) days after reservation that the sale is subject to confirma- WHEREAS, default has occurred in the and imposed upon said Successor Trustee, by for four successive weeks in the Hamilton the fourth weekly publication of this order, the tion by the lender or trustee. This sale may be performance of the covenants, terms, and Wells Fargo Bank, NA, will, on August 10, 2017 County Herald, a newspaper published in same will be taken as admitted by UNKNOWN rescinded only by the Substitute Trustee at any conditions of a Deed of Trust Note dated on or about 10:00 AM, at the Hamilton County Hamilton County, Tennessee, notifying said BIOLOGICAL FATHER and the case will be set time. If the Substitute Trustee rescinds the December 14, 2007, and the Deed of Trust Courthouse, Chattanooga, Tennessee, offer non-resident that unless CARLOS MARQUEZ- for hearing ex parte or without UNKNOWN sale, the purchaser shall only be entitled to a of even date securing the same, recorded for sale certain property hereinafter described SANTOS answers and makes defense to said BIOLOGICAL FATHER presence. return of any money paid towards the purchase December 21, 2007, in Book No. GI 8550, at to the highest bidder FOR certified funds paid complaint in the offices of the Circuit Court This 23rd day of May 2017. price and shall have no other recourse. Once Page 341, and modified on January 16, 2014, at the conclusion of the sale, or credit bid from Clerk of Hamilton County, Tennessee, within Larry L. Henry the purchaser tenders the purchase price, the Document No. 14-011600019, In Book No. a bank or other lending entity pre-approved by thirty (30) days after the fourth weekly publica- Circuit Court Clerk Substitute Trustee may deem the sale final in 10139, At Page 853 in Office of the Register the successor trustee. The sale is free from all tion of this order, the same will be taken as Heather Nolan which case the purchaser shall have no remedy. of Deeds for Hamilton County, Tennessee, exemptions, which are expressly waived in the admitted by CARLOS MARQUEZ-SANTOS and Deputy Clerk The real property will be sold AS IS, WHERE executed by Robert L Lively, conveying certain Deed of Trust, said property being real estate the case will be set for hearing ex parte or Attorney for Plaintiff: June 16 - 22, 2017 Public Notices Page 25 www.HamiltonCountyHerald.com

Alan Beard Plaintiff: DISTRICT AT HAMILTON PLACE At 11:00 a.m. Building Time, in the Board Room, seventh floor, 10 W. June 2, 9, 16, 23, 2017 Cmr18131 APARTMENTS Appearance Address: Court of General 600 Market Street M L King Blvd, Chattanooga, Tennessee, where Defendant: ATUGHONU MONDAE OR Sessions, Civil Division Chattanooga, TN 37402-1911 and at which time and place said Board will Non-Resident Notice OCCUPANTS Room 111 Hamilton County City Courts ORDER OF PUBLICATION transact such public business as may lawfully State of Tennessee, County of Hamilton Date of this Order: 06/07/2017 Building It appearing from the record in this cause come before it. Docket No. 17D1196 Appearance Date: 08/07/2017 600 Market Street that the defendant is a non-resident of Ten- Gregory S. Eaves DIVISION At 11:00 a.m. Chattanooga, TN 37402-1911 nessee, and certain property or money has Secretary PATRICK, SHAWANDA ANITA Appearance Address: Court of General ORDER OF PUBLICATION been attached. June 16, 2017 Mmr18150 VS Sessions, Civil Division It appearing from the record in this cause One or more civil warrants have issued but PATRICK, MILTON JOSEPH Room 111 Hamilton County City Courts that the defendant is a non-resident of Ten- returned unserved, and an attachment issued PUBLIC NOTICE It is appearing from allegations in Plaintiff’s Building nessee, and certain property or money has and was levied upon certain property or money. Notice is hereby given that the County Board Bill, which is sworn to, that the defendant is a 600 Market Street been attached. IT IS ORDERED that publication be made of Commissioners will hold a public hearing non-resident of the State of Tennessee, so that Chattanooga, TN 37402-1911 One or more civil warrants have issued but requiring the defendant to appear at the time in the Hamilton County Courthouse, Room the ordinary process of law cannot be served ORDER OF PUBLICATION returned unserved, and an attachment issued and place stated above and defend this suit, 402, at 9:30 am, Wednesday, July 19, 2017, upon MILTON PATRICK. It appearing from the record in this cause and was levied upon certain property or money. or a judgment by default may be entered when consideration will be given to the fol- IT IS ORDERED that publication be made for that the defendant is a non-resident of Ten- IT IS ORDERED that publication be made against him. This Order shall be published in lowing request: four successive weeks in the Hamilton County nessee, and certain property or money has requiring the defendant to appear at the time a newspaper by this County as required by law. 2017-079: Bryan Bledsoe & Assurance Land Herald, a newspaper published in Hamilton been attached. and place stated above and defend this suit, LARRY L. HENRY, CLERK Development requests rezoning from A-1 Ag- County, Tennessee, notifying said non-resident One or more civil warrants have issued but or a judgment by default may be entered Kim Emmett, Deputy Clerk ricultural District & R-2 Residential District to that unless MILTON PATRICK answers and returned unserved, and an attachment issued against him. This Order shall be published in Attorney for Plaintiff: R-1 Single Family Residential District, property makes defense to said complaint in the offices and was levied upon certain property or money. a newspaper by this County as required by law. Mayfield and Lester located at 2606 Ooltewah-Ringgold Road. Lots of the Circuit Court Clerk of Hamilton County, IT IS ORDERED that publication be made LARRY L. HENRY, CLERK June 16, 23, 30, July 7, 2017 Cmr18166 1 & 2 Downer Subdivision in Plat Book 57, Tennessee, within thirty (30) days after the requiring the defendant to appear at the time Kim Emmett, Deputy Clerk Page 36, ROHC as described in Deed Book fourth weekly publication of this order, the and place stated above and defend this suit, Attorney for Plaintiff: Non-Resident Notice 11012, Page 94, ROHC. Tax Map 160 Parcels same will be taken as admitted by MILTON or a judgment by default may be entered Mayfield and Lester State of Tennessee, County of Hamilton 040.02 and 040.04. PATRICK and the case will be set for hearing against him. This Order shall be published in June 16, 23, 30, July 7, 2017 Cmr18164 Docket No. 17D1270 The request can be viewed at the Regional ex parte or without MILTON PATRICK presence. a newspaper by this County as required by law. DIVISION Planning Agency Office, Development Resource This 31st day of May 2017. LARRY L. HENRY, CLERK STATE OF TENNESSEE ATKINSON, LOREN J. Center, Suite 2000, 1250 Market Street, Larry L. Henry Kim Emmett, Deputy Clerk GENERAL SESSIONS COURT OF HAMILTON VS Monday-Friday, 8:00 a.m. - 4:30 p.m. Circuit Court Clerk Attorney for Plaintiff: COUNTY ATKINSON, TAMARA Y. John Bridger, Executive Director J. Wheeler, D.C. Wagner and Weeks Docket Number: 16GS13718 It is appearing from allegations in Plaintiff’s Chattanooga-Hamilton County Deputy Clerk June 16, 23, 30, July 7, 2017 Cmr18161 Plaintiff: CASH EXPRESS LLC Bill, which is sworn to, that the defendant is a Regional Planning Agency Attorney for Plaintiff: Defendant: CAMPBELL AARON NICHOLAS non-resident of the State of Tennessee, so that June 16, 2017 Mmr18160 Richard Brent Teeter Non-Resident Notice Date of this Order: 06/08/2017 the ordinary process of law cannot be served June 9, 16, 23, 30, 2017 Cmr18140 State of Tennessee, County of Hamilton Appearance Date: 08/14/2017 upon TAMARA ATKINSON. Public Notice of Meetings Docket No. 17D1224 At 11:00 a.m. IT IS ORDERED that publication be made for Committee Meetings and Regular Meetings Non-Resident Notice DIVISION Appearance Address: Court of General four successive weeks in the Hamilton County Hamilton County Board of Commissioners State of Tennessee, County of Hamilton HAVNER, BRENT LEE Sessions, Civil Division Herald, a newspaper published in Hamilton Hamilton County, Tennessee Docket No. 17D1246 VS Room 111 Hamilton County City Courts County, Tennessee, notifying said non-resident Pursuant to TCA 8-44-103, public meetings DIVISION HAVNER, WENDY REBECCA Building that unless TAMARA ATKINSON answers and of the Hamilton County Board of Commission- BOLDS, KALVIN VAN It is appearing from allegations in Plaintiff’s 600 Market Street makes defense to said complaint in the offices ers and Commission Committees will be held, VS Bill, which is sworn to, that the defendant is a Chattanooga, TN 37402-1911 of the Circuit Court Clerk of Hamilton County, and will transact such business as may lawfully HARRELL, KHRISHAWN DA’JAY non-resident of the State of Tennessee, so that ORDER OF PUBLICATION Tennessee, within thirty (30) days after the come before them. It is appearing from allegations in Plaintiff’s the ordinary process of law cannot be served It appearing from the record in this cause fourth weekly publication of this order, the same Wednesday, June 28, 2017, 9:30 AM, Re- Bill, which is sworn to, that the defendant is a upon WENDY HAVNER. that the defendant is a non-resident of Ten- will be taken as admitted by TAMARA ATKINSON cessed Meeting. non-resident of the State of Tennessee, so that IT IS ORDERED that publication be made for nessee, and certain property or money has and the case will be set for hearing ex parte Wednesday, June 28, 2017 9:30 AM, Agenda the ordinary process of law cannot be served four successive weeks in the Hamilton County been attached. or without TAMARA ATKINSON presence. Preparation Session. upon KHRISHAWN HARRELL. Herald, a newspaper published in Hamilton One or more civil warrants have issued but This 7th day of June 2017. Wednesday, July 5, 2017, 9:30 AM, Regular IT IS ORDERED that publication be made for County, Tennessee, notifying said non-resident returned unserved, and an attachment issued Larry L. Henry Meeting. four successive weeks in the Hamilton County that unless WENDY HAVNER answers and and was levied upon certain property or money. Circuit Court Clerk Committee Meetings Herald, a newspaper published in Hamilton makes defense to said complaint in the offices IT IS ORDERED that publication be made J. Wheeler, D.C. Board of Commissioners Committees may County, Tennessee, notifying said non-resident of the Circuit Court Clerk of Hamilton County, requiring the defendant to appear at the time Deputy Clerk meet prior to said meetings at 8:30 AM and/ that unless KHRISHAWN HARRELL answers Tennessee, within thirty (30) days after the and place stated above and defend this suit, Attorney for Plaintiff: or immediately following said meetings. and makes defense to said complaint in the fourth weekly publication of this order, the or a judgment by default may be entered Pro Se Meeting Locations: offices of the Circuit Court Clerk of Hamilton same will be taken as admitted by WENDY against him. This Order shall be published in June 16, 23, 30, July 7, 2017 Cmr18167 Regular and Agenda meetings, Courthouse, County, Tennessee, within thirty (30) days after HAVNER and the case will be set for hearing a newspaper by this County as required by law. Room 402, 625 Georgia Avenue, Chattanooga, the fourth weekly publication of this order, the ex parte or without WENDY HAVNER presence. LARRY L. HENRY, CLERK Tennessee same will be taken as admitted by KHRISHAWN This 5th day of June 2017. Kim Emmett, Deputy Clerk Committees, 8:30 AM meetings, County HARRELL and the case will be set for hearing Larry L. Henry Attorney for Plaintiff: Commission Office, Room 401, County Court- ex parte or without KHRISHAWN HARRELL Circuit Court Clerk Mayfield and Lester Misc. house. Committees, after Regular meetings, presence. J. Wheeler, D.C. June 16, 23, 30, July 7, 2017 Cmr18165 Notices Commission Conference room adjacent to This 6th day of June 2017. Deputy Clerk Room 402, County Courthouse. Larry L. Henry Attorney for Plaintiff: STATE OF TENNESSEE To discuss auxiliary aids or services needed Circuit Court Clerk Pro Se GENERAL SESSIONS COURT OF HAMILTON to facilitate participation, those with disabili- J. Wheeler, D.C. June 16, 23, 30, July 7, 2017 Cmr18163 COUNTY PUBLIC NOTICE ties may contact the ADA Coordinator, Equal Deputy Clerk Docket Number: 17GS369 OF MEETING OF Employment Opportunity Officer Ken Jordan, Attorney for Plaintiff: STATE OF TENNESSEE Plaintiff: PIONEER CREDIT COMPANY ELECTRIC POWER BOARD 317 Oak Street, Suite 220, Chattanooga, Richard Brent Teeter GENERAL SESSIONS COURT OF HAMILTON Defendant: SPARKS CASSIE R OF CHATTANOOGA Tennessee, 37403, (423) 209-6146. Hearing June 16, 23, 30, July 7, 2017 Cmr18162 COUNTY Date of this Order: 06/08/2017 Take notice, pursuant to Chapter 442, Tennes- impaired callers may use the Tennessee Relay Docket Number: 16GS5320 Appearance Date: 08/14/2017 see Public Acts of 1974, the Sunshine Law, that Service, (800) 848-0298 or (423) 209-6131. STATE OF TENNESSEE Plaintiff: CAPSTONE FINANCE At 11:00 a.m. the Board, the governing body of the Electric W.F. (Bill) Knowles GENERAL SESSIONS COURT OF HAMILTON Defendant: BERRY NATASHA FREDTRICE Appearance Address: Court of General Power Board of Chattanooga, Tennessee, will County Clerk COUNTY Date of this Order: 06/08/2017 Sessions, Civil Division convene and meet in open session on Friday, June 16, 2017 Mmr18168 Docket Number: 16GS9520 Appearance Date: 08/14/2017 Room 111 Hamilton County City Courts June 23, 2017 at 8:30 a.m. Eastern Standard

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CRITIC From page 17 in my attempt to portray the fi lm as a minor act of brilliance. Super Crossword I knew nothing about “It Comes at I recommend it despite my indecision PLANE PEOPLE by King Features Night” going in. I hadn’t even seen a about the ending. It’s an exceptional trailer. All I knew was it wasn’t “ e psychological thriller that kept my eyes Mummy,” which I had no desire to see. glued to the screen and my thoughts I feel a little sorry for you because, by engaged long after I left the theater. Or reading this review, you know more than you could see “ e Mummy” and leave I did. I’ve opened several of the folds dumber than before.

50 YEARS From page 1 replace the Glenwood store at Dodson Avenue and East ird Street. ter’s degree in piano at the University of Wednesday, June 21 Wisconsin. e 80th annual convention of the e Tennessee Valley Authority has Tennessee Pharmaceutical Association temporarily abandoned its plans to build began at Hotel Patten. Some 650 mem- a multi-million dollar offi ce building in bers of the association and the State Chattanooga. TVA chairman Aubrey J. Ladies’ Auxiliary are expected to attend Wagner told a House Public Works ap- the four-day session. Tom P. Smith of propriations subcommittee recently that Chattanooga is president of the associ- the agency has “temporarily laid aside ation. design work on this project in view of Monday, June 19 the need of funds for the Vietnam War.” John Curtis, an electric contractor, Commissioner Steve Conrad said who has been active in Republican poli- he will employ Francis Bishop, general tics for several years, was named chair- manager of Frye Institute, as head of the man of the Hamilton County Election recreation division in the restructuring Commission at a meeting. He succeeds of the parks and recreation program A. E. Brown. Curtis, Oliver Scroggins of the department of public utilities, and James Penley were sworn in by grounds and buildings, subject to ap- County Judge Chester Frost. proval of the City Commission. Thursday, June 22 Arvin H. Reingold, local attorney, was appointed judge of the Juvenile Court to E. R. Cotter, Pioneer bank president, serve the week ending June 18. Reingold Wednesday advised Dr. William Master- will fi ll the vacancy created by the illness son, president of the University of Chat- of Judge Lee Britt, who suff ered a heart tanooga, that the bank has purchased attack June 3. Tom Mann, attorney, a gift for UC – a “Library of Freedom” served as juvenile judge for two weeks. consisting of books on economics. ere Tuesday, June 20 are about 60 volumes in the economics library. ree choice tracts near Interstate e Highland Park Neighborhood 24 have been purchased by a Nashville Improvement Program received anoth- fi rm as an “investment” for the future, er federal grant Tuesday for $107,000, according to Roscoe B. McDowell and bringing the total in federal funds for the his son, Robert, who head the company. project aimed at rehabilitating a large e Market Street tract, at three and residential area here to $1,319,651. e a-half acres, is adjacent to the proposed grant was announced by Housing and railroad terminal, which will house all Urban Development. railroad passenger operations in the city. Friday, June 23 A tract of 25 acres is alongside I-24 at Brown’s Ferry Road at the U.S. 41 inter- Hopes for a comprehensive recreation change in Wauhatchie. and historic development of the Mocca- Red Food Stores will build a “su- sin Bend area received a boost when the per-supermarket” estimated to represent County Council voted to join with city an investment of more than $400,000 offi cials in an attempt to acquire federal in Glenwood to serve that section and funds to purchase a tract of land in the a large surrounding area, said Grady area. e Association Parham, president. e store will be one had requested that the county join with of the largest in the Red Food chain and the city in this project.

Super Crossword puzzle solution for this week: www.hamiltoncountyherald.com Hamilton County Herald June 16 – 22, 2017 | 27

RESEARCH From page 19 where data developed shows season has changed or if they that by 2100, Knox County have seen more flooding and Since her work is directly could have 20-80 more days droughts, they agree – espe- focused on infrastructure, Ba- when the maximum tempera- cially older farmers – things are roud explains she hopes it will ture is above 95 degrees Fahr- different. not be impacted by Trump’s enheit. e higher and lower “It’s hard to explain these withdrawal from the Paris number of days are correlated big global models and how it climate agreement, but she is with higher and lower emis- relates to the very localized concerned about the impact if sions. scale,” Camp adds. “And so Americans don’t acknowledge Because a warmer atmo- that’s some of what we’re trying that the weather events we are sphere holds more water, a to do, is bring that information seeing in the last decade or so rise in temps could cause more to a localized scale and use that are not the same type, and the winter precipitation, and with localized information to help same frequency, of events that Knoxville’s steep hills, that people make decisions and we saw previously. could lead to rapid runoff and understand the impact. “ e infrastructure is not more flash flooding. “ e changes and the im- able to withstand such events Oak Ridge National Labora- pacts are most seen and felt at because this infrastructure was tory was recently paid a visit by Photo by Michelle Morrow the local level. It’s not one per- built 50 years ago based on newly-appointed Secretary of Vanderbilt University’s Janey Camp researches how infrastructure systems re- son in D.C. making decisions, spond to natural disasters. She carries her tablet, which has a map of Nashville measures and metrics forecast- Energy Rick Perry, who prom- it’s every individual and their flood analysis near the Cumberland River downtown. ed for a climate the engineers ised to be a strong advocate for decisions and how it contrib- had back then,” she continues. the facility. e visit was just extreme weather. from the Paris Accord, Camp utes to greater good.” “If we want to build future re- days before Trump’s withdraw- “Right now, our budget says it does affect in some way Abkowitz, director of Van- silience systems, then we need al from the Paris Accord, and hasn’t been cut and our re- their research and the public derbilt’s 25-year-old Center for to acknowledge that we are fac- one day before Trump’s pro- searchers are continuing their mindset. Environmental Management ing risks and hazards that did posed budget for the fiscal year work collecting and analyzing “It’s hard to say exactly how, Studies, notes that over the not necessarily exist in the past. 2018 that includes a possible data to improve understanding but I think the implications years the school has become ose could come from things $185 million in cuts to ORNL. of climate systems,” says David are far-reaching, and we may much more multi-disciplinary, like climate, but they could also If Trump’s budget request Keim, director of communica- not even realize what those evolving from a singular focus have other sources. But at least is enacted, the lab’s funding tions for Oak Ridge National implications are at this point,” on engineering as a solution to when we are thinking about would drop from about $1.247 Laboratory. “We can’t specu- she adds. “It’s concerning to the world’s problems to real- building better infrastructure, billion in Fiscal Year 2017, late about what might happen me. Not just in terms of overall izing those problems require a we are thinking we want these which ends September 30, to as the fiscal 2018 budget works global climate change and seat at the table from engineers infrastructures to face a climate roughly $1.062 billion, a de- its way through Congress, and our contributions and what as well as scientists, policy that is changing.” crease of roughly 15 percent. the Paris Accord is a policy this might mean, but just the analysts, lawyers and business East Tennessee also is As for now, it is business as matter, which is outside our ramifications of us as a leader owners and other stakeholders. dealing with some concerning usual at ORNL with continued area of responsibility.” among nations and the interna- “If we’re going to solve these numbers coming from Climate research that deals with region- Regardless of what may tional relationships. problems, we have to make Change Science Institute at al and local communities and happen with the withdrawal “And it will affect our sure that those folks are all en- Oak Ridge National Laboratory research because we work on gaged in the process,” Abkow- interdisciplinary projects. We itz explains. CITIES From page 17 clean water and how we main- just be a government-driven have collaboration at Vander- Abkowitz doesn’t even say tain the environment, you have process,” Vandenbergh says. bilt that reaches beyond our “climate change” anymore, opt- public, private, environmental, to strike a balance,” he says. “At Chattanooga Mayor Andy borders.” ing instead for “extreme weath- academic and philanthropic the same time, it’s important Berke, who was recently Camp grew up in rural Ten- er” – it’s more relatable and sectors, and charged those to have jobs. It’s important re-elected, tweeted that his nessee and says she has talked more accurate when talking members with developing a to have jobs being created, city was once “the dirtiest’’ to farmers who think climate about excessive heat, flooding, shared vision for protecting and jobs could be created in in America in pledging his change is a complete hoax. But wildfires or heavy storms. But and enhancing Nashville’s existing industries, jobs could support to stand with other when asked if their growing See RESEARCH, page 28 livability and environmental be created in new industry that mayors in backing the Paris quality. It’s just one step she deal with sustainability and Accord. has made to reduce carbon those are all part of what make Rogero looks to the future emissions before responding to a state go. Trump’s Paris decision. “I look at this as it’s sort of Since 2007, the City of “ e United States of Amer- an opportunity for the state to Knoxville’s Energy and Sus- ica should be a global leader in carve out its own path. tainability Initiative has made addressing the dire impact of “Clearly, local governments big steps toward advancing climate change on our civi- can go on with their own sustainability, with a goal to lization, and it is very disap- efforts. It’s a chance for local reduce the greenhouse gas pointing that President Trump government to be creative and emissions associated with city does not see that,” she said in a to make sure that they’re doing operations and the Knoxville statement. what they can do to keep their community each by 20 per- “As a member of the Global cities or towns healthy and to cent by 2020 – relative to 2005 Covenant of Mayors for Cli- keep the water and air as pure levels. mate and Energy, I am commit- as we can. Based on the most recent ted to meeting the goals of the “Clearly you want to see a inventory, emissions from Paris Agreement by reducing commitment to clean air and Knoxville operations are down our greenhouse gas emissions, clean water but the foreign nearly 13 percent, and commu- and working with corporations policy issue of cooperation nity emissions have fallen 7.75 and citizens to do the same, with other nations are things percent relative to 2005 levels. even if the President is not. that are really something that It is this burgeoning prog- ress that led Mayor Madeline ere’s too much at stake for belongs to the national gov- Rogero to also sign the Global cities not to lead on this issue, ernment. It’s time for local Covenant of Mayors for Cli- and Nashville will.” governments and state govern- mate and Energy and release Former Nashville Mayor ments to be creative. ere’s a her own statement. Karl Dean, who is running for vacuum that they can fill.’’ “ e president’s action takes governor and has supported Even Atlanta recently com- us in the wrong direction at a green initiatives, says Trump’s mitted to the incredibly ambi- time when almost every nation withdrawal from the Paris tious goal to buy 100 percent in the world has agreed on the agreement shouldn’t sway renewable power by 2035. need for climate action,” she any commitment to making “What you’re seeing is that says. “Like mayors in cities Tennessee a green-energy even cities and private insti- across the country, I will main economy. tutions are making their own - “I think when you look at independent commitments tain Knoxville’s commitment to issues related to clean air and and realizing it doesn’t have to See CITIES, page 28 28 | June 16 – 22, 2017 Hamilton County Herald www.hamiltoncountyherald.com

RESEARCH From page 27 assessment for the Tennessee Department of Transportation, regardless of the words, it’s the looking at all the transportation actions of the weather that are assets in the state including all too real. railroads, waterway barge “Let’s suppose that there is traffic, highway traffic, transit, no climate change going on at maintenance facilities and a all, but because we’ve allowed variety of other transportation people to build in what have assets. always been riskier areas, when en they looked at what we have an extreme weather future extreme weather portfo- event, the consequences are lios might look like, and on the much worse because people basis of all that research, were and businesses have positioned able to identify those critical themselves in locations that transportation assets that are they should have never been most vulnerable to future ex- allowed to be,” he says. treme weather. Go one step further, he e substantial construction continues, and you can sup- in Nashville is concerning. pose the climate is changing, “ e more that you build up Photograph by Adam Taylor Gash but man has nothing to do your infrastructure, there are LED lamp posts in Knoxville’s Suttree’s Landing Park provide a brighter and more energy efficient solution than standard with it. e third position is to fewer places for the water to orange street lights. acknowledge that the climate is drain,” Abkowitz says. “ at CITIES From page 27 changing, and humans do have water’s got to go somewhere. community-level emissions, ability principles throughout a hand in it. which are contingent on the city government. So that’s one of the things that reducing our carbon emissions “My position is that you I think is important in land-use actions and behaviors and de- “ is has been a locally-mo- have to be in one of those three and promoting sustainability in cisions of private residents and tivated initiative since its be- planning. all of our operations.” camps because there is no oth- “When you’re doing what businesses. ginning. We continue to have er place to be,” Abkowitz adds. One project the city is in One that is working is the the local motivation to push we’re doing here in Nashville, the process of implementing If the government is not [we must] make sure there are Knoxville Energy Makeover forward regardless of whether paying attention, businesses has significant implications for Program, a $15 million ef- there’s federal leadership or adequate ways to provide for carbon emissions specifically, are. In terms of enterprise risk the kind of drainage to prevent fort that helps lower income not.” management, so businesses retrofitting all 29,500 city street customers make investments in And it isn’t all about money, those types of situations from lights to LEDs, according to look at anything that could go occurring.” energy efficiency themselves. It Gill says. It’s all about what’s wrong that has an impact on Erin Gill, director of sustain- began in August of 2015 and is best for the future of Knoxville. And ultimately, it’s why the ability for Knoxville. their vitality. And so, a lot of it researchers do what they do. now reaching toward the end “We take very seriously that has to do with where they’ve ere is not currently a of the initial batch of funding. what we are doing is improving To help. contract for the LED light- located their facilities, or how “I work with people from Gill says it is having a signif- quality of life for our residents,” their supply chain moves. ing retrofit projects, but it is icant impact on energy use Gill adds. “While we want to computer science on the data expected to begin at the start “ at’s all affected by, among collection and algorithm side, within the residential sector. think about quality of life for other things, natural hazards,” of 2018 and be complete by the “We’re in Year 10 of focus- our future, the initiatives that and I work with the science de- end of that year. Abkowitz says. “And I think partment on understanding the ing at the city on sustainability we push in our sustainability you’ll see some states and local Gill says the conservative and having dedicated staff who office have real benefits today natural resources. And then I estimate will be $1 million communities also recognizing work with colleagues from civil work on this,” Gill adds. “In and are driven locally with an that these are things that they in annual energy savings and that time, they have completed eye toward how they benefit engineering on the engineering another $1 million in mainte- need to think about. And there systems side,” Baroud says. energy efficiency retrofit at 99 local residents. are a lot of local communities, nance. of our city facilities and rolling “We talk about climate “We are all essentially trying “ e lights are warrantied including Nashville, from what to solve one kind of big ques- out a fiscally responsible curb- change. We believe in climate they experienced in 2010, that for 10 years, so just in the war- side recycling program. change. We’re not fighting or tion – how engineering and ranty period alone we’re going have come to the realization science can help better serve “We have an alternative resisting the science and the that you can’t rely on yester- to save $20 million dollars,” transportation engineer whose data there. When I think about the societies, and so each field she continues. “ at’s a pretty day’s assessment of what kind or each discipline is trying to job it is to integrate alternative the initiatives that we are really of danger they might be in conservative estimate but transportation options,” Gill driven by, there are those that answer a piece of that question. there’s quite a bit of money on from these things.” But that’s all we’re kind of hop- points out. “We have an Urban have a global impact but also Abkowitz and his team the table by doing this type of Forester now who’s looking at are rooted in local benefits and ing to aim for, how science can project.” recently completed an ex- help society.” our tree canopy. ere’s been what makes sense for our local treme weather vulnerability e harder nut to crack is a robust integration of sustain- community.”

JOBS From page 5 better.” them to be able to track their decisions at the global level one else. “And we’ve equipped them energy consumption. based on what Arby’s wants. At “When scientists agreed this concept of success, and with the education systems and “ ey’re not required to, least I hope not.” that chlorofluorocarbons were now we’ve gotten so wrapped the economy and the freedom but they do it anyway, because Walton also adds that one causing a hole in the ozone up in it, that it’s obvious to the to go pull it off,” he adds. it’s useful. If things like that go of the biggest supporters of layer, we came together and next generation that it’s not e Trump administration away, it makes it a lot harder renewable energy in the South- joined 197 other countries and fun,” Galbreath adds. also has talked about potential- for the businesses that we serve east is the U.S. military, which joined the Montreal Protocol,” Galbreath estimates that ly cutting the Energy Star pro- to save energy, and just be re- is installing solar systems and Walton says. 90 percent of what Lipscomb gram, which has been around sponsible with their resources.” batteries at the bases because “We voluntarily eliminated students do focuses on new since 1992, has 16,000 partners As for larger scale econom- it understands the importance CFCs from a lot of the sources concepts, new business tech- and has saved families and ics, Wacker Chemie has a plant for national security in having and the ozone hole is repairing nologies, new practices of businesses $430 billion on their in Chattanooga in which they a distributed electrical grid as itself now. is kind of global managing waste and new mod- energy bills and 4.6 trillion purify the crystallized silicone opposed to one central plant leadership and global agree- els for creating a sustainable kilowatt hours of energy. used in solar panels. at’s 650 that somebody could bomb. ment can work. ese huge, society. e other 10 percent is “And it’s completely volun- jobs. “If you remember in the Iraq seemingly intractable problems focused on how to do a better tary,” Walton points out. “Not Tennessee Solar Solutions War, the first thing that the can be solved with a bunch of job of recycling on campus. a regulation. Nobody has to went from one employee 10 U.S. military did was take out little actions. “How do we get West Fork buy Energy Star appliances. years ago to 22 employees the power plant,” Walton says. “I think that’s what’s most or Browns Creek that runs Nobody has to use the tools today. It also has millions of “If you’ve got massive amounts unfortunate, is we’ve really alongside Lipscomb’s campus that they make available to dollars in revenue. of distributed renewable energy ceded our leadership position off the most polluted streams building owners, like Energy “If somebody is supportive that you don’t need a central globally to other countries like list? Star Portfolio Manager. of us backing out of the Paris power plant for, it’s a lot harder China. “We’re planting trees, and “But if you call any major Accord because of jobs, they’re to do that.” “ ey’re rapidly trying to we’re restoring habits. So, it’s commercial real estate owner mistaken,” Walton explains. Ultimately, the Paris Accord decarbonize, and they’re taking mostly focused on future solu- and ask if they use Energy Star’s “Arby’s employs more people was about global leadership credit for it, and they’re getting tions while making our neigh- Portfolio Manager they will say, than the entire coal industry. I that works. Withdrawing from credit for it.” borhood around Lipscomb ‘yes,’ because it’s a great tool for don’t think we’re making any it just gives leadership to some-