Ageas SA/NV 11 October 2019 Key Facts and Statistics - FYE 2018
Total Page:16
File Type:pdf, Size:1020Kb
Load more
Recommended publications
-
Announcement
Announcement QBE Asia wins Digital Insurance and two Claims Initiative Awards in Hong Kong and Singapore Hong Kong and Singapore, 15 Aug 2021 - QBE Asia, part of the International Division of QBE Insurance Group Limited, has won a total of three Claims and Digital Initiative awards at the Insurance Asia Awards 2021. These awards recognise the company’s outstanding achievement in providing seamless and convenient digital claims experiences for our business partners and customers. In Hong Kong, QBE extended its Digital Claims platform’s capability for home insurance in January 2021 following the success with its first introduction of the Digital Claims platform in 2019. It is an integrated platform where customers can manage both home claims and repairs simultaneously. Claims can be submitted, processed, and paid 24/7 anywhere and on any web-based device. Customers will be connected and auto matched to QBE’s network of adjusters and panel home contractors according to their needs and the nature of the home damage. Furthermore, they can also enjoy a faster repair survey and claims settlement via a single touchpoint with exclusive benefits on repairs. This will speed up their home damage recovery progress and allow them to return to normal daily lives quickly. “At QBE Hong Kong, we put our customers at the centre of all that we do, we understand our customers’ pain points and we are committed to provide a seamless claims process and value-added experience that will help them get back on their feet quickly.” said Lei Yu, Chief Executive Officer for North Asia and Regional Head of Distribution, QBE Asia. -
Inside Allianz Series #1
Allianz Insurance UK Jon Dye CEO Allianz Insurance UK Inside Allianz Series London, June 19, 2015 Allianz Insurance UK UK at a glance Key data 2014 P/C market size1 and growth (GPW, GBP bn) . Population: 64.5mn CAGR +1.3% . GDP (GBP): 1,758bn 50 . GDP growth: 2.6% 43 43 45 45 46 . GDP/capita (GBP): 26,317 . Inflation: 1.5% . Insurance penetration2: 2.6% . Country rating (S&P): AAA 2010 2011 2012 2013 2014 2017e Market specifics Market shares and combined ratios . Largest European insurance market (2014, GPW, %) . Personal lines P/C insurance policies are 99.5% 102.9% 95.3% 102.5% 97.6% 100.9% 95.5% 98.5% sold approx. to 1/3 via brokers, 1/3 direct and 1/3 via other channels 13.4% . Increasing regulatory pressure from 9.9% both PRA5 and FCA6 7.9% 5.7% . Overcapacity making rate increases 5.3% 4.6% 4.4% 3.5% difficult despite poor market results 2015 Aviva RSA DLG3 AXA Ageas Zurich LV4 1) Excluding accident & health insurance 4) Liverpool Victoria SE Allianz © 2) GPW as % of GDP 5) Prudential Regulation Authority 3) Direct Line Group 6) Financial Conduct Authority Sources: SynThesys PRA Returns, peers’ company reports, Association of British Insurers (ABI), S&P sovereigns rating list 2 Allianz Insurance UK Allianz Insurance in UK (1) Revenues (EUR mn) Operating profit (EUR mn) Highlights CAGR +7.6% CAGR -8.9% . Fifth largest P/C insurer in the UK 2,684 . Highest GPW growth compared to peers over past 3 years 2,318 2,274 215 201 178 . -
Premium Thresholds for Equity Options Traded at Euronext Amsterdam Premium Based Tick Size
Premium Based Tick Size Premium thresholds for equity options traded at Euronext Amsterdam Trading Trading Premium Company symbol symbol threshold Underlying American European €0.50 €5.00 1 Aalberts AAI x 2 ABN AMRO Bank ABN x 3 Accell Group ACC x 4 Adidas ADQ x 5 Adyen (contract size 10) ADY x 6 Aegon AGN x 7 Ageas AGA x 8 Ahold Delhaize, koninklijke AH AH9 x 9 Air France-KLM AFA x 10 Akzo Nobel AKZ x 11 Allianz AZQ x 12 Altice Europe ATC x 13 AMG AMG x 14 Aperam AP x 15 Arcadis ARC x 16 ArcelorMittal MT MT9 x 17 ASM International ASM x 18 ASML Holding ASL AS9 x 19 ASR Nederland ASR x 20 BAM Groep, koninklijke BAM x 21 Basf BFQ x 22 Bayer REG BYQ x 23 Bayerische Motoren Werke BWQ x 24 BE Semiconductor Industries BES x 25 BinckBank BCK x 26 Boskalis Westminster, koninklijke BOS x 27 Brunel International BI x 28 Coca-Cola European Partners CCE x 29 CSM CSM x 30 Daimler REGISTERED SHARES DMQ x 31 Deutsche Bank DBQ x 32 Deutsche Lufthansa AG LUQ x 33 Deutsche Post REG DPQ x 34 Deutsche Telekom REG TKQ x 35 DSM, koninklijke DSM x 36 E.ON EOQ x 37 Euronext ENX x 38 Flow Traders FLW x 39 Fresenius SE & CO KGAA FSQ x 40 Fugro FUR x 41 Grandvision GVN x 42 Heijmans HEY x 43 Heineken HEI x 44 IMCD IMD x 45 Infineon Technologies NTQ x 46 ING Groep ING IN9 x 47 Intertrust ITR x 48 K+S KSQ x 49 Kiadis Pharma KDS x 50 Klépierre CIO x 51 KPN, koninklijke KPN x 52 Marel MAR x 53 Muenchener Rueckver REG MRQ x 54 NIBC Holding NIB x 55 NN Group NN x 56 NSI NSI x 57 OCI OCI x 58 Ordina ORD x 59 Pharming Group PHA x 60 Philips Electronics, koninklijke PHI -
NP Key Contacts.Pdf
IGP Network Partners: Key Contacts Region: Americas Country / Territory IGP Network Partner IGP Contact Email Type IGP Regional Coordinator Mr. Michael Spincemaille [email protected] Argentina SMG LIFE Mr. Nicolas Passet [email protected] Partner Brazil MAPFRE Vida S.A. Ms. Débora Nunes Santos [email protected] Partner Canada Manulife Financial Corporation Mr. Kajan Ramanathan [email protected] Partner Chile MAPFRE Chile Ms. Nathalie Gonzalez [email protected] Partner Colombia MAPFRE Colombia Ms. Ingrid Olarte Pérez [email protected] Partner Costa Rica MAPFRE Costa Rica Mr. Armando Sevilla [email protected] Partner Dominican Republic (Life) MAPFRE BHD Mrs. Alejandra Quirico [email protected] Partner Dominican Republic (Health) MAPFRE Salud ARS, S. A. Mr. Christian Wazar [email protected] Partner Ecuador MAPFRE Atlas * Mr. Carlos Zambrano [email protected] Correspondent El Salvador MAPFRE Seguros El Salvador S.A. Mr. Daniel Acosta González [email protected] Partner French Guiana Refer to France - - Partner Guadeloupe Refer to France - - Partner Guatemala MAPFRE Guatemala Mr. Luis Pedro Chavarría [email protected] Partner Honduras MAPFRE Honduras Mr. Carlos Ordoñez [email protected] Partner Martinique Refer to France - - Partner Mexico Seguros Monterrey New York Life Ms. Paola De Uriarte [email protected] Partner Nicaragua MAPFRE Nicaragua Mr. Dany Lanuza Flores [email protected] Partner Panama MAPFRE Panama Mr. Manuel Rodriguez [email protected] Partner Paraguay MAPFRE Paraguay Mr. Sergio Alvarenga [email protected] Partner Peru MAPFRE Peru Mr. Ramón Acuña Huerta [email protected] Partner Saint Martin Refer to France - - Partner Saint Barthélemy Refer to France - - Partner Saint Pierre & Miquelon Refer to France - - Partner United States Prudential Insurance Company of America Mr. -
Fire & General Insurance Providers
FIRE & GENERAL INSURANCE PROVIDERS COMPANY FINANCIAL STRENGTH RATING RATING AGENCY AIG Asia Pacific Insurance Pte Ltd A A M Best A+ Standard & Poor’s AIG Insurance NZ Ltd A Standard & Poor’s Allianz Australia Insurance Limited AA- [*] Standard & Poor’s Ando (UK) Insurance Group Limited Refer Lloyd’s Ando Insurance Group Limited A- [*] A M Best (underwritten by Hollard Insurance Company Pty Ltd) AWP Services New Zealand Limited A- [*] A M Best trading as Allianz Partners (underwritten by Hollard Insurance Company Pty Ltd) Berkshire Hathaway Speciality Insurance A ++ A M Best (incl. BHSI Facilities) AA+ Standard & Poor’s Chubb Insurance New Zealand Ltd AA- Standard & Poor’s Classic Cover (underwritten by Lumley a Refer NZI a division of IAG New business division of IAG New Zealand Ltd) Zealand Ltd Cover-more (NZ) Ltd Refer Zurich New Zealand Dealersblock Insurance (Bus) Refer NZI a division of IAG New Zealand Ltd Delta Insurance NZ Ltd Refer Lloyd’s Delta Property Insurance Limited Refer Lloyd’s Dual New Zealand Ltd Refer Lloyd’s Ed Brokering LLP Refer Lloyd’s GT Insurance Refer Allianz Australia Insurance Limited HDI Global SE, Australia A+ [*] Standard & Poor’s Insurance Wholesale Limited Refer Lloyd’s International Underwriting Agencies Ltd Refer Lloyd’s, NZI a division of IAG New Zealand Ltd:-as advised Lumley, a business division of IAG New Refer NZI a division of IAG New Zealand Ltd Zealand Ltd NZI a division of IAG New Zealand Ltd AA- Standard & Poor’s (Incl. NZI Standard) NZI and Vero Insurance Refer NZI a division of IAG New Zealand -
Travel Bulletin
GROUP BENEFITS Travel Bulletin Emergency Travel Assistance (ETA) As you get ready to start booking your travel, it’s a good time to take note of a few helpful reminders for those planning a trip outside Canada. It’s particularly important to understand the benefits of Emergency Travel Assistance as well as the processes and contact numbers that should be used in case of an incident that requires medical aid while travelling. For pre‑trip information, or for any type of unforeseen medical incident during your travels, you are reminded to contact Allianz Global Assistance, Manulife’s emergency travel service provider.1 In some instances medical providers may ask the plan member to pay for medical treatment up front. Therefore, Does your destination require proof? it is important to contact Allianz Global Assistance as You can visit these websites to investigate whether soon as possible, ideally prior to seeking or receiving your destination requires proof of out‑of‑country medical treatment to avoid out‑of‑pocket expenses travel health insurance: wherever possible. Allianz Global Assistance can then ■■ Department of Foreign Affairs and International help to ensure that you (i.e., the covered plan member Trade – travel.gc.ca or dependent) are directed to the nearest medical facility where adequate treatment is available. This will allow you ■■ Transport Canada – tc.gc.ca to receive immediate and appropriate care without incurring out‑of‑pocket and unnecessary expenses, when possible. It’s important that you carry your benefits card at all times while travelling, as this is the only way Allianz Global Assistance can confirm your coverage and guarantee payment to the medical facility where your treatment is being provided. -
Part VII Transfers Pursuant to the UK Financial Services and Markets Act 2000
PART VII TRANSFERS EFFECTED PURSUANT TO THE UK FINANCIAL SERVICES AND MARKETS ACT 2000 www.sidley.com/partvii Sidley Austin LLP, London is able to provide legal advice in relation to insurance business transfer schemes under Part VII of the UK Financial Services and Markets Act 2000 (“FSMA”). This service extends to advising upon the applicability of FSMA to particular transfers (including transfers involving insurance business domiciled outside the UK), advising parties to transfers as well as those affected by them including reinsurers, liaising with the FSA and policyholders, and obtaining sanction of the transfer in the English High Court. For more information on Part VII transfers, please contact: Martin Membery at [email protected] or telephone + 44 (0) 20 7360 3614. If you would like details of a Part VII transfer added to this website, please email Martin Membery at the address above. Disclaimer for Part VII Transfers Web Page The information contained in the following tables contained in this webpage (the “Information”) has been collated by Sidley Austin LLP, London (together with Sidley Austin LLP, the “Firm”) using publicly-available sources. The Information is not intended to be, and does not constitute, legal advice. The posting of the Information onto the Firm's website is not intended by the Firm as an offer to provide legal advice or any other services to any person accessing the Firm's website; nor does it constitute an offer by the Firm to enter into any contractual relationship. The accessing of the Information by any person will not give rise to any lawyer-client relationship, or any contractual relationship, between that person and the Firm. -
The Fiasales Leader . Again
Allianz Allianz Life Insurance Company of North America fixed index annuities The FIA sales leader. Again. Number one – in 17 of the last 18 years. (R-4/2018) Other companies’ sales have come and gone. We’re the fixed index annuity (FIA) sales leader1 – and still going strong. RANK 2000 2001 2002 2003 2004 2005 1 Allianz Allianz Allianz Allianz Allianz Allianz 2 American Equity Midland National Midland National Aviva Fidelity & Guaranty American Equity 3 Jackson National American Equity American Equity American Equity American Equity Aviva 4 Midland National Aviva North American Midland National Keyport Life Fidelity & Guaranty 5 Conseco Jackson National Aviva Fidelity & Guaranty Aviva ING RANK 2006 2007 2008 2009 2010 1 Allianz Allianz Aviva Allianz Allianz 2 Aviva Aviva Allianz Aviva Aviva 3 ING American Equity American Equity American Equity American Equity 4 Fidelity & Guaranty Fidelity & Guaranty ING Jackson National Lincoln National 5 Midland National Midland National Midland National Lincoln National ING RANK 2011 2012 2013 2014 2015 2016 2017 1 Allianz Allianz Allianz Allianz Allianz Allianz Allianz Security Security American American 2 Aviva Aviva Athene Benefit Life Benefit Life Equity Equity 3 American Equity American Equity American Equity American Equity Great American Athene Nationwide Security American 4 Great American Great American Great American AIG Great American Benefit Life Equity 5 North American Great American Athene Athene Athene AIG Great American 1 Wink’s Sales & Market Report is published by Wink, Inc. 4Q 2017. Guarantees are backed solely by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America. Products are issued by Allianz Life Insurance Company of North America (Allianz), 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. -
The General Insurance Number
The General Insurance Number Hamilton remains self-condemning after Damian rechristens ruefully or flake any supposal. Reynolds never relearns any fetterlocks kecks hazardously, is Mischa slushier and sparkly enough? Web misdoing intricately. The engine Car Insurance Bankrate Bankratecom. National general insurance phone number. Contact MIC Insurance via the web First Name about Name Email Address Phone Number Inquiry Type Comments Submission Validation. Or pain call 20-71-31 directly to credential a direct work number really an agent to. Quickly obtain a tank for life new auto insurance policy with annual General. Pay off Phone 1-00-396-145 CDI License Number 0H45142 2021 All summit General. What lost The unique car insurance customer care line to inject the insurance claims process The paid car insurance phone number nor a 24-. Correspondence National General Insurance PO Box 3199 Winston-Salem NC 27102-3199. National General Insurance Insurance Company James E. Who really splash the cheapest car insurance? Mexico by the general insurance number of choices means the general coverage and discounts does the use their toll free free and bbb business. With a famous service agent from artificial General myself I like to comment about his. Wawanesa Insurance received the highest score in California in the JD Power 2020 US Auto Insurance study of customers' satisfaction with their auto. The General welcomes your gown Please call us at 144327970144. Atlas General Insurance Services Home. Interested in open General's auto insurance policies for high-risk drivers. Chubb Samaggi Customer service Below increase the quick accesses to useful information and forms If you plot any enquiries or the further information please. -
European Insurance – an Analyst’S View
European insurance – an analyst’s view September 2018 Sami Taipalus (Executive Director) Goldman Sachs International 44-20-7051-7237 [email protected] Goldman Sachs does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision. For Reg AC certification and other important disclosures, see the Disclosure Appendix, or go to www.gs.com/research/hedge.html. Analysts employed by non-US affiliates are not registered/qualified as research analysts with FINRA in the U.S. Many investors see insurance as a black box European insurance – an analyst’s view Insurer Premiums + capital ? Global Investment Research 2 Presentation overview European insurance – an analyst’s view Equity markets – what you need to know Sector themes – opportunities and challenges Case studies Conclusions Global Investment Research 3 The traditional view of the market has limitations Equity markets – all you need to know Equity value = NPV of cash flows The traditional view< has some practical limitations Cash flows based on consensus IFRS E3S and book value metrics EPS/DPS expectations are not “economic” Risks are reflected in the cost of The market does not wait around for equity changes in consensus estimates Global Investment Research 4 SourceDGoldman Datastream,SachsGlobal Investment Indexed 12-month forward consensus netincome consensusforward 12-month Indexed 100 120 140 160 180 60 80 ene.-10 ul.-10 Allianz ene.-11 7markets Equity to know need all you The market moves fasterthan accounting profits ul.-11 ene.-12 ul.-12 ene.-10 AAA ul.-10 ene.-14 Research ul.-14 ene.-15 Generali ul.-15 ene.-16 ul.-16 ene.-1. -
Pioneering Cyber Insurance: Munich Re Partners with Google Cloud and Allianz
Munich Media Release 2 March 2021 Pioneering cyber insurance: Munich Re partners with Google Cloud and Allianz ▪ Combination of market-leading cyber risk-transfer expertise with Google Cloud’s security know-how to address specific client needs ▪ Launch of innovative cyber insurance solution “Cloud Protection +” exclusively for Google Cloud customers ▪ Data-driven submission and underwriting enable an easier, more efficient and more transparent purchase process for customers ▪ Data insights will allow Munich Re to further advance the modelling of cloud specific cyber risks “By combining the expertise of three industry leaders we address the specific risk management needs of organisations that are moving their business to the cloud. Embedded in an efficient underwriting process, our solution Cloud Protection + provides a holistic response to cyber risk. Above and beyond the immediate benefit for Google Cloud customers, the cooperation will contribute to the further enhancement of Munich Re’s cyber risk modelling.” Stefan Golling, Member of the Board of Management The coverage of cyber risks is a strategic field of business in which Munich Re aims to achieve further sustainable growth. As one of the pioneers, Munich Re was early to accept the challenges in cyber insurance. As cyber risks and loss scenarios change quickly and continuously, Munich Re maintains its position among the top providers by steadily developing its own approach and risk modelling, and also by collaborating with clients and partners. Munich Re has now agreed on a cooperation with Google Cloud and Allianz Global Corporate & Specialty (AGCS) focusing on providing cloud specific cover for organisations. The starting point for the cooperation is the continuing trend towards cloud usage: for a majority of larger organisations, the cloud has already been embraced as a way of doing business. -
Overwhelmed an Overview of Factors That Impact Upon Insurance Disclosure Comprehension, Comparability and Decision Making, September 2018
Overwhelmed An overview of factors that impact upon insurance disclosure comprehension, comparability and decision making, September 2018 Monash University and the Financial Rights Legal Centre, with the support of funding from the Victorian Fire Services Levy Monitor have produced a report titled: (In)effective Disclosure: A study of consumers purchasing home and contents insurance1. The experimental study aimed at examining how the newly introduced requirement for providing a Key Fact Sheet (KFS) for home and contents insurance enhances consumer perceptions and decision outcomes. The study in particular examined how: (i) consumers engage with the KFS and/or Product Disclosure Statement (PDS) at the point of sale; (ii) consumers perceive the information provided by the KFS and/or PDS; and (iii) the obtaining of this information and knowledge leads to perceptible changes in consumer decision-making behaviour. The study tested engagement, comprehension and behaviour of consumers in a specifically designed, experimentally controlled environment that nevertheless reflected the insurance purchasing process, albeit a simplified version. The study limited the number of parameters to ensure that the participant respondents were, in a sense, given the best chance to select the best PDS or KFS. For example, all tested policies were equally priced. Policies were non-branded to control for the effect of brand names. PDSs were reduced in size to 20 pages each rather than the usual 80 plus pages. KFSs also closely matched the legislated requirements but the number of covered events was reduced. The decision to essentially simplify the KFS and PDS and control for as many factors as possible, was made to ensure that the findings were obtained in as optimized a purchasing and decision-making context as possible.